Santa Barbara Independent Real Estate 7/25/24

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An exquisite opportunity to transform this cherished family home into your dream house - in one of Montecito’s most coveted neighborhoods! Rare stunning unobstructed mountain views from this accessible lower village location, steps to the bespoke Rosewood Miramar Resort and Beach, Lucky’s, and all the local’s favorite Coast Village restaurants and shops. Situated on onehalf acre in a quiet cul de sac location, and in close proximity to Montecito’s highly ranked Montecito Union School. Single level, spacious 5 bedrooms, 5 bath home - including a completely separate 2nd story bedroom and bath guest quarters. The enormous family room addition with a full bath could also double as a separate guest apartment with soaring ceilings and a multitude of windows to take advantage of the spectacular mountain views. The original main house exudes 50’s charm with a classic living room with fireplace, den, dining area, kitchen and original wood floors. 2 car garage and dedicated laundry room with pantry. Enjoy lingering evening entertainment on the back patio and take in the open and expansive mountain views, including Montecito Peak, complete with fire pit with gas starter, in ground spa, mature landscaping.

Live the Dream - NOW! • New Offering at $5,500,000

Charles Fletcher Lummis: ‘Stand Fast, Santa Barbara’

Pearl Chase referred to Charles Fletcher Lummis as “good-looking and considerate, and he knew how to arouse interest in public affairs.” She noted that, “He had the gift of gab and writing, and one of the things which Santa Barbara has cherished has been a speech he made here.”

Lummis, who lived from 1859 to 1928, gained national attention when he walked across the country, from Cincinnati, to take a job as city editor at the Los Angeles Times. He documented his journey in columns he later turned into a book, A Tramp Across the Continent, one of 20 books he wrote. The Los Angeles Conservancy notes, “Lummis is considered by many to be the father of historic preservation in Southern California, having founded the Landmarks Club in 1895 to promote restoration of the badly deteriorated 18th-century missions.”

Like Chase, he was a transplant from Massachusetts; she from Boston, he from Lynn. Lummis had attended Harvard University with Theodore Roosevelt and had the privilege of joining his former classmate on a trip to the Grand Canyon in 1903. The president gave an impassioned speech to the Arizona residents who had gathered to witness his presence.

Standing at the rim of the magnificent canyon, Roosevelt exhorted the assembled to stand up for the natural wonders, natural resources, history, and romance of their country. Lummis was moved by Roosevelt’s powerful speech and reworked it into his own.

As a friend of Santa Barbara painter Edward Borein, Lummis first visited the town in 1888, the year of Pearl’s birth. He was a fierce admirer of Santa Barbara: its history, traditions, and cultural heritage. Lummis saw Santa Barbara as the best example of the best of California and delivered his classic speech, “Stand Fast, Santa Barbara!” at scenic Gaviota Pass in 1923.

As he described it, “It is a sermon for all who love Santa Barbara, for all who love California, for all who love the West, and Beauty, and History, and Romance which is as

much to say, for all who really have souls. Not a gospel of Sissies and sentimentalism, but the two-fisted gospel of the men who have made the world nobler by their words. And my text may very well be from TR.”

Thanks to Pearl, his speech immediately became a rallying cry for the protection and preservation of Santa Barbara. She knew the value of his “picturesque phraseology and his knowledge of and interest in the West,” and quickly sought his permission to reprint and distribute the work widely.

Under the auspices of the Plans and Planting Committee of the Community Arts Association, Pearl commissioned a brochure featuring a portion of his address and sent it out all over the country. She also arranged with local publisher Thomas Storke to have the entire speech printed in the local newspaper once a year, and he did so for decades. Here’s an excerpt:

Do not let selfish men or greedy interests skin Santa Barbara of her Romance! They are sure to do it, unless you watch and stand fast. This is essentially the Vandal Age. Romance is the greatest asset California has. It has been, for more than 350 years. To all this centuried romance Santa Barbara is the legitimate and favorite heiress about the only town left that has yet to trade away her birthright. Beauty and sane sentiment are Good Business as well as good ethics. Carelessness, ugliness, blind materialism are Bad Business. The worst curse that could befall Santa Barbara would be the craze of GET BIG! Why big? Run down to Los Angeles for a few days see that madhouse! You’d hate to live there!

By all that is fine and reverent and high Faith to Patriotism get together! The honor of Santa Barbara is in your hands and do not fancy for a moment that her Good Name will stand if you let the materialists strip her of her Romance and leave her nakedly Common.

It is up to you to save Santa Barbara’s romance and save California’s romance for Santa Barbara. I would like to see Santa Barbara set her mark as the most beautiful, the most artistic, the most distinguished and the most famous little city on our Pacific Coast. It can be, if it will, for it has all the makings.

Lummis, known as a well-traveled, adventurous Renaissance man, founded the Southwest Museum and built a distinctive home, “El Alisal,” in Pasadena’s Arroyo Seco. He frequently hosted gatherings of local artists, writers and other Bohemian spirits. The remarkable historic stone structure, known as the Lummis Home and Gardens, is now a part of the Los Angeles Parks and Recreation Department and can be toured on weekends only. See laparks.org/ historic/lummis-home-and-gardens

Cheri Rae is a longtime neighborhood advocate
Pearl Chase of Santa Barbara. She is a boardmember of
Pearl Chase Society and the longtime editor of the society’s
Capital
OUR SANTA BARBARA
by Cheri Rae
Charles Fletcher Lummis, circa 1897
El Alisal, the Lummis Home in 1971; listed on the National Register of Historic Places.
His classic speech, “Stand Fast, Santa Barbara!” reprinted by Plans and Planting and in the local newspaper once a year.
Lummis with Theodore Roosevelt, circa 1912

WHERE TRANQUILITY MEETS CONVENIENCE

Welcome to your natural private sanctuary nestled off the beaten path, where tranquility meets convenience. Embraced by lush nature and mature trees, this enchanting home offers a serene retreat just minutes away from the vibrant communities of Santa Barbara and Montecito.

Situated on a nearly quarter-acre lot, this modern abode seamlessly integrates with its beautiful surroundings. Step inside to discover a bright and airy interior featuring 3 bedrooms, 2 bathrooms, and vaulted ceilings that accentuate the sense of space and openness. The solar system & Tesla power system are owned, not leased. OFFERED AT $1,799,000

David M. Kim
Priscilla Bedolla

Offered at $2,695,000

Your Mesa Realtors

1427 Kenwood Road

329 San Ysidro

Offered at $3,250,000

privacy on this fabulous Montecito estate. Resting at the property is a charming Craftsman style home circa 1912. Today, it modern amenities, and still charm. Located in MUS.

Enjoy panoramic ocean and island views from this single level 3-bedroom East Mesa home located in Santa Barbara’s sought-after “Coastal Zone.’’ From the moment you walk through the door, you are immersed into the brilliant blue of the Pacific Ocean elegantly framed by the Channel Islands. This home has an ideal south-facing exposure, offering amazing views, and sunshine all day long. The views are enjoyed from the living room, dining area, kitchen, and backyard. Watch as the sailboats, yachts, cruise ships, tankers, kite surfers, and kayakers float across the horizon. As original owners, this property has been in the same family for nearly 70 years! The owners have thoroughly enjoyed, lovingly maintained, and substantially improved the residence. Remodeled in 2021, the kitchen features new cabinetry, stainless steel appliances, quartz countertops, and a chic

1547 Shoreline Drive

Offered at $7,995,000

at $3,495,000

2bed/2bath (easy modification to a 3 bedroom) single-level home with mountain and city views. Enjoy the with vaulted ceilings, an updated kitchen, living room fireplace, and dual-pane windows/sliders. The features a stainless steel Viking stove and dishwasher. The second bedroom is over-sized, as it was previously

The spacious backyard features a large deck and natural landscaping. This backyard is ready to be transparadise. There is plenty of room for lawn, fruit trees, jungle-gym, trampoline, and more. Towering over a gorgeous oak tree providing wonderful shade over the deck. This home is located on a very quiet, tucked away cul-de-sac at the end of Kenwood Road. Attached 2-car garage with interior access.

OFFERED AT $998,500

Rare ocean front estate on the Mesa! This spectacular 4bed/4.5bath ultra-luxury property boasts ~5,100+ sq. ft. of living space resting on over 1/2 acre of prime California coastline. Enjoy unparalleled ocean views from every corner of this contemporary home. Must see in person!

tile backsplash. The primary bathroom was simultaneously updated using the same materials for a consistent flow throughout the home. Additionally, a very convenient powder bathroom was installed near the living area, ideal for guests to use when entertaining. The owners took it a step further during this remodel and improved the home’s infrastructure with updated plumbing, sewer, heating, and electrical. There is an attached 2-car garage for parking or storage plus space for two cars on the driveway. Other notable features include: tankless water heater, in-home washer/dryer set, central forced air heating, recessed lighting, and gorgeous white oak hardwood floors. Located in the desired Washington Elementary School District and less than 1 mile from Lazy Acres Natural Market, Lighthouse Coffee, Shoreline Park, and Leadbetter Beach.

1/2 acre ocean front lot! This is a once in a life time opportunity to purchase a vacant piece of ocean front property located in one of Santa Barbara’s most desirable neighborhoods. Build your dream home to the exact specifications that you desire. Panoramic ocean views! The Richardson Team

Mike and Kyle Richardson

Mike and Kyle Richardson

www.sbrealtor.com DRE Lic. #00635254 + #01902531

4 BEDS | 4 BATHS | 3899± SQUARE FEET | OFFERED AT $4,195,00

Welcome to your dreamy spanish-style oasis in Santa Barbara. This stunning 4-bedroom, 4-bathroom Spanish-style home offers an exquisite blend of classic charm and modern luxury. Nestled on approximately 6 acres in the Hills between Montecito and Santa Barbara in a private gated enclave of just 5 homes, this property boasts breathtaking views of the ocean, islands, and mountains. Enjoy the serenity and privacy while having the convenience of a 10 minute drive to access all downtown Santa Barbara and Montecito’s lower and upper villages have to offer.

This home is more than just a place to live; it's a lifestyle. This home is appointed with high-end fixtures and finishes throughout, and seamlessly blurs the line of indoor/outdoor living. Whether you're enjoying a morning coffee with a view, hosting a dinner party, or simply unwinding after a long day, this property provides the perfect backdrop for every moment. Don’t miss your chance to enjoy unparalleled vistas of the ocean, Channel Islands, the neighboring Parma Park, and the Santa Ynez Mountains from your own piece of Santa Barbara's paradise.

SIMONE EURICH

805.455.7992 I simone@villagesite.com jordanorealestategroup.com DRE 02105209

SUSAN JORDANO

805.680.9060 I susan@villagesite.com jordanorealestategroup.com DRE 1775462

HOW TO SELL YOUR HOME IN TODAY’S MARKET

TUESDAY AUGUST 13 - 4:00 PM

Join us for a valuable Real Estate Question & Answer Forum designed especially for potential Sellers. This is your opportunity to gain insights, expert advice, and answers to your real estate-related questions in a comfortable setting. Whether you’re curious about current market trends, pricing your property, staging tips, or navigating the selling process, Dan Encell is here to provide clarity and guidance.

• Graduate of UCLA School of Law and former attorney (with training in Real Estate law, contracts, estate planning, and tax law)

• Over $2 Billion in local sales.

OPEN HOUSES

Goleta

6054 Ashley Place, 2BD, 2BA, Sun 2-4, $1,095,000, Sun Coast Real Estate, Chris Agnoli 805-895-0313, DRE#01132005

183 Salisbury Ave, 3BD, 3BA, Sat & Sun 1-3, $1,295,000, Berkshire Hathaway HomeServices California Properties, Allie Baxter / Andrea Ruhge 925-200-4359 / 805895-5862, DRE#02072389 / #01965484

207 Savona Ave, 4BD, 2BA, Sat & Sun 1-3, $1,495,000, Berkshire Hathaway HomeServices California Properties, Amy Abbott & Kristin Hall 805-345-8279, DRE#01735358

777 Cambridge Drive, 3BD, 2BA & 1PBA, Sat & Sun 1-3, $1,999,000, Sotheby’s International Realty, Renee Marvin / Kristi Curtis 805-698-1590 / 805-886-6135, DRE#02056190 / #02012866

259 Vereda Leyenda, 4BD, 2BA, Fri 11-1 & Sat & Sun 1-4, $2,495,000, Village Properties, Spencer Cole / Gabe Grandcolas 805-689-6673 / 805-450-4723, DRE#021155110 / #02136492

8352 Vereda Del Padre, 5BD, 3BA, Sat 12-3 Sun 2:30-5, $2,495,000, Epstein Partners/Keller Williams, David Vartabedian 805-770-0977, DRE#01295316 San Roque

3973 Maricopa Dr, 4BD, 3BA, Sat 11-1 & Sun 1-4, $1,800,000, Village Properties, Pam Shalhoob / Cimme Eordanidis 805-895-9190 / 805-722-8480, DRE#02053975 / #01745878

4477 S Shadow Hills Blvd Apt B, 3BD, 2.5BA, Sat & Sun 12-3, $1,895,000, Berkshire Hathaway HomeServices California Properties, Deborah Samuel 805-570-6680, DRE#02119798

3325 Madrona Dr, 3BD, 3BA, Sun 1-3, $2,245,000, Sun Coast Real Estate, Todd French 805-680-2769, DRE#01128536

828 San Roque Road, 5BD, 5BA, Sun 12-4, $3,795,000, Radius Group Commercial Real Estate, Don Katich 805-708-7824, DRE#01321838

3010 Paseo Tranquillo, 5BD, 3.5BA, Sat 1-3, $3,895,000, Berkshire Hathaway HomeServices California Properties, Mia Teetsel 805-2029118, DRE#01256862

The Mesa

922 Fellowship Road, 4BD, 3BA, Sat 2-4 & Sun 2:30-4:30, $2,395,000, Village Properties, Julie Barnes 805-895-9498, DRE#01107109

Saturday 7/27 &

1804 Lighthouse Way, 4BD, 3BA, Sat & Sun 1-3, $3,675,000, Berkshire Hathaway HomeServices California Properties, Michelle Madril / Felipe Saffie Astudillo 805-453-0927 / 805-705-2431, DRE#01961707 / #02180154

Hope Ranch

1263 Las Palmas Drive, 4BD, 4BA, Sun 2-4, $4,995,000, Coast and Valley Properties, Bob Ruccione 805-729-2004, DRE#00544022

4660 Via Roblada, 5BD, 5.5BA, Sat & Sun 1-4, $7,195,000, Berkshire Hathaway HomeServices California Properties, Team Scarborough 805331-1465, DRE#01182792

Mission Canyon

987 Cheltenham Road, 3BD, 3BA, Sun 1-4, $2,400,000, Sotheby’s International Realty, Jason Siemens 805-455-1165, DRE#01886104

917 Cheltenham Rd, 4BD, 4BA, Sat 11-4 & Sun 1-4, $2,550,000, Village Properties, Scott Tisdale / Nicole Powers / Jacqueline Walters 805-722-8582 / 925-548-1305, DRE#01729503 / #02185632

2697 Montrose Place, 4BD, 3BA, Sat 10-4 & Sun 1-4, $2,595,000, Village Properties, Mandy Gocong / David Marchetti / Brian King 805-698-4457 / 805-637-4160 / 805-452-0471, DRE#02219541 / #02007487 / #01868186

2827 Palomino Ridge Ln, 4BD, 4BA, Sun 1-3, $3,395,000, Berkshire Hathaway HomeServices California Properties, Erin Beck 805-7080446, DRE#01488548

The Riviera

45 Rubio Road, 3BD, 3BA, Sat 12-5 & Sun 12-4, $1,897,000, Village Properties, Erin Timmerman / Cimme Eordanidis / Pat Saraca 805-689-9970 / 805-722-8480 / 805-886-7426, DRE#02012810 / #01745878 / #01080801

1121 Las Alturas Rd, 5BD, 4.5BA, Sat 1-3, $5,000,000, Berkshire Hathaway HomeServices California Properties, Josh Ramirez 805-4559066, DRE#01734132

1568 Franceschi Road, 4BD, 3BA & 1PBA, Sun 1-3, $5,595,000, Sotheby’s International Realty, Nicole Dever 805-570-5226, DRE#02110739

Santa Barbara

4025 State Unit 61, 3BD, 2BA, Sat 1-3, $575,000, Berkshire Hathaway HomeServices California Properties, Andy Katsev 805-896-2010, DRE#01348655

Sunday 7/28

945 Ward Dr Unit 52, 3BD, 2BA, Sun 1-3, $849,000, Berkshire Hathaway HomeServices California Properties, Jazmin H Pizzarelli 805980-8648, DRE#02200005

801 W Victoria Street, 3BD, 1BA, Sun 2-4, $1,295,000, Berkshire Hathaway HomeServices California Properties, Atanas Ivanov 805-9519518, DRE#02193507

1309 Castillo Street, 2BD, 1BA, Sat 12-4 & Sun 1-3, $1,475,000, Village Properties, Michael Dickman / Jena Harris 805-689-3355 / 805-3313683, DRE#02093312 / #01930435

5243 San Simeon Dr, 4BD, 3BA, Sun 1-4, $1,699,000, Berkshire Hathaway HomeServices California Properties, Todd McChesney 805291-7902, DRE#00864365

5413 Tree Farm Lane, 2BD, 2BA & 1PBA, Sun 2-4, $1,699,000, Sotheby’s International Realty, Taryn Martin 805-636-6442, DRE#01995581

3736 State St Unit 217, 2BD, 2BA, Sat 1-4, $1,750,000, Berkshire Hathaway HomeServices California Properties, Ty Whelehan 805-4710993, DRE#01308141

410 W Los Olivos St, 3BD, 2BA, Sun 2-4, $1,795,000, Berkshire Hathaway HomeServices California Properties, Lisa McCollum 805886-6746, DRE#01920859

935 W Valerio, 4BD, 2BA, Sun 1-4, $1,850,000, Berkshire Hathaway HomeServices California Properties, Joe Parker 805-886-5735, DRE#01314939

3070 Lucinda Lane, 3BD, 3BA, Sat 11-3 & Sun 1-4, $1,850,000, EXP Realty of California Inc., Todd Shea / Jorden Angel / Lynda Elliott 805-453-7730 / 805-699-8779 / 949-697-8937, DRE#02028162 / #02121165 / #02088606

533 Conejo, 3BD, 3.5BA, Sun 2-4, $2,097,000, Berkshire Hathaway HomeServices California Properties, Katya Sheets 805-708-2323, DRE#02061444

412 Stanley Drive, 3BD, 2BA, Sun 1-3, $2,100,000, Village Properties, Elena Abel 415-259-8098, DRE#02199747

509 Coronel St, 2BD, 1BA, Sun 1-4, $2,200,000, Berkshire Hathaway HomeServices California Properties, Anthony M. Bordin 805-729-0527, DRE#00974047

3780 Hope Terrace, 3BD, 2BA, Sat & Sun 1-4, $2,495,000, Berkshire Hathaway HomeServices California Properties, Bryan R. Uhrig 805-3313191, DRE#01467861

5218 Calle Barquero, 4BD, 4.5BA, Sat & Sun 1-3, $2,499,000, Berkshire Hathaway HomeServices California Properties, Bob Walsmith Jr. 805720-5362, DRE#01932231

15 Chase Dr, 3BD, 2BA, Sat & Sun 1-3, $2,665,000, Berkshire Hathaway HomeServices California Properties, Erika Burrows / Patrice Serrani 805-886-1588 / 805-6375112, DRE#02222512 / #01764713 1227 De La Vina Street, 2BD, 2BA, Sun 1-3, $2,795,000, Sotheby’s International Realty, Dana Zertuche 805-403-5520, DRE#01465425

751 Skyview Dr, 4BD, 2.5BA, Sun 1-4, $3,190,000, Berkshire Hathaway HomeServices California Properties, Monica Gear 805-746-9598, DRE#02126541

3956 Foothill Rd, 4BD, 3BA, Sat 1-3 & Sun 2-4, $3,395,000, Berkshire Hathaway HomeServices California Properties, Laura Drammer / Kristen Maggitti 805-448-7500 / 805-8958387, DRE#01209580 / #02195648

3750 Foothill Road, 3BD, 3BA & 1PBA, Sun 2-5, $4,188,000, Sotheby’s International Realty, Scott McCosker 805-687-2436, DRE#00494253

926 Mission Ridge, 5BD, 6BA, Sat & Sun 1-4, $4,895,000, Berkshire Hathaway HomeServices California Properties, The Bartron Group 805689-4613, DRE#01005021

1046 Cima Linda Ln, 4BD, 4.5BA, Sun 2-4, $6,500,000, Berkshire Hathaway HomeServices California Properties, Paul Hurst 805-6808216, DRE#00826530

Upper East

1310 Olive Street, 4BD, 2BA, Sun 1-4, $2,185,000, Sotheby’s International Realty, Leanna Georges 805-746-9006, DRE#02174031

1833 Santa Barbara St, 5BD, 4.5BA, Sat 1-3 & Sun 12-2, $3,995,000, Berkshire Hathaway HomeServices California Properties, Kristen Maggitti / Kevin Duley 805-895-8387 / 805-637-7947, DRE#02195648 / #02211232

Montecito

1930 N Jameson Place #A, 3BD, 2BA, Sat 12-3 & Sun 1-3, $1,395,000, Berkshire Hathaway HomeServices California Properties, Claudia Schou / Joe Stubbins 805-403-7053 / 805-729-0778, DRE#02134548 / #01002182

1369 Danielson Rd Unit A, 3BD, 3BA, Sun 1-3, $2,895,000, Berkshire Hathaway HomeServices California Properties, Shane Smith 925-8189794, DRE#02072272

True #Hacks in Today’s Market

When it comes to real estate, it seems like there is always a story. Barbie finds dream home in Super Bowl TV commercial! Buy Sunset and flip your way to millions! Home remodel for less than your grocery bill! Rates plummet! Rates skyrocket! Clickbait abounds, and seeing folks on another side of the country find the perfect, slightly beat-up to beautiful abode for less than the lowest closed condo in South County can make anyone feel like the deck is stacked against them. That said, there’s plenty of opportuni-

ties to put yourself in the right position if you know a few key rules of thumb. From qualifications to budget, here’s a few that you can keep top of mind.

The Rule of 45 Percent: Qualifications vary per program, company, investor, and offering, yet most loans will qualify with a 45 percent debt-to-income ratio. This means that the total of your monthly obligations fall within 45 percent of your total gross income. So, if you bring in $10,000 per month, then the total of your housing payments and minimum monthly payments from your credit report are capped at $4,500.

OPEN HOUSES

380 Sheffield Dr, 2BD, 2BA, Sat & Sun 1-4, $3,995,000, Berkshire Hathaway HomeServices California Properties, Bruce Fisher 805-5701679, DRE#00879404

129 W Mountain Dr, 4BD, 4BA, Sat & Sun 1-4, $4,195,000, Village Properties, Simone Eurich 805-4557992, DRE#02105209

588 Paso Robles Dr, 3BD, 2.5BA, Sat & Sun 1-3, $4,250,000, Berkshire Hathaway HomeServices California Properties, Patrice Serrani / Erika Burrows 805-637-5112 / 805-8861588, DRE#01764713 / #02222512 1480 Monte Vista Rd, 5BD, 5BA, Sat & Sun 1-4, $5,500,000, Berkshire Hathaway HomeServices California Properties, Yolanda van Wingerden 805-570-4965, DRE#01308141

1369 Danielson Rd, 6BD, 6BA, Sun 1-3, $5,850,000, Berkshire Hathaway HomeServices California Properties, Shane Smith 925-8189794, DRE#02072272

135 Pomar Ln, 3BD, 2.5BA, Sat 1-3, $5,995,000, Berkshire Hathaway HomeServices California Properties, Sina Omidi 805-689-7700, DRE#01944430

Your housing payment is your mortgage + taxes + insurance + homeowners association dues (HOA). It is not your utilities or cell phone bill. Your minimum monthly payments from your credit report are things like car loans, student loan payments (yes, even if deferred, they’ve got be counted), minimum credit card payment (yes, even if you pay to zero, some sort of payment usually reports), and even things like alimony, child support, or co-signed debts can be included. It is not your wine club or Netflix subscriptions, or even your car insurance. Looking at these levels of payments in relation to your income tells you how much you can qualify for.

fire area however, this will give you a general idea. It is commonly known that down payments are usually broken into percentages: 5 percent, 10 percent, 20 percent, and so on. Yet even if you have a strict goal of $75,000, you can still use the Closing Cost Factor of 2 Percent This gives you a buffer for the three buckets of closing costs that apply to every mortgage transaction: loan fees, title and escrow fees, and prepaid items. The first are relevant to your lender and loan structure. The second is relevant to the terms laid out in your purchase contract, or selected title and escrow company. The third refers to the recurring cost of homeownership that you prorate at closing; property taxes, insurance bills, or interest may all be due at the time of closing.

But in order to qualify, we have to know the housing payment level, right? A rule of thumb here is that every $100,000 in real estate costs around $700 per month. So, if you are buying a $500,000 condo, then it would cost around $3,500 per month. Or if you are buying a $1,000,000 house, then it would cost around $7,000 per month. Again, your terms can and probably will be different insurance is quite variable these days if you are in a flood zone or high

By combining these three rules into your personal situation, you can do some quick calculations, put yourself on the right path, and save yourself that next annoying pop-up ad.

Austin Lampson is a licensed mortgage professional and branch manager of Homeowners Financial Group. She has spent the last quarter-century helping her clients balance math and emotion to achieve their financial goals. Reach Austin at (805) 869-7100, alampson@homeownersfg.com, or visit austinlampson.com.

Saturday 7/27 & Sunday 7/28

1545 Ramona Ln, 5BD, 3BA, Sun 1-3, $7,295,000, Berkshire Hathaway HomeServices California Properties, Ted Simmons 805-689-6991, DRE#01899664

Carpinteria

4946 Sawyer Ave, 2BD, 2BA, Sat & Sun 12-3, $949,900, Berkshire Hathaway HomeServices California Properties, Renae Conner 805-2846344, DRE#02013226

Santa Ynez Valley

26 Chamiso Dr, 3BD, 2BA, Sat & Sun 2-4, $899,000, Berkshire Hathaway HomeServices California Properties, Kelly Mahan Herrick 805-208-1451, DRE#01974836

185 Main St, 3BD, 2.5BA, Sat 2-4, $979,000, Berkshire Hathaway HomeServices California Properties, Vivien Alexander 805-689-6683, DRE#01421934

264 Dairyland Road, 3BD, 2BA, Sat & Sun 12-3, $1,050,000, Village Properties, Michelle Glaus 805-4520446, DRE#01921235

846 Sienna Way, 4BD, 3BA, Sun 12-3, $2,250,000, Berkshire Hathaway HomeServices California Properties, Carole Colone 805-7082580, DRE#01223216

1875 Ringsted Drive, 3BD, 3BA, Sat 12-3, $2,300,000, Village Properties, Debbie Kay Davidson 805-588-0028, DRE#01950726

1729 Cottonwood Ln, 4BD, 3BA, Sat 11-1 & Sun 12-2, $2,495,000, Berkshire Hathaway HomeServices California Properties, Laura Drammer / Daulton Wolf 805448-7500 / 805-757-6797, DRE#01209580 / #02202805

4084 Indian Way, 3BD, 3BA & 1PBA, Sun 1-3, $3,330,000, Sotheby’s International Realty, Kelli Beaton 805-245-5705, DRE#02200652

2450 Long Canyon Rd, 3BD, 3BA, Sun 11-1, $3,490,000, Berkshire Hathaway HomeServices California Properties, Dianna Zlaket 805-3908382, DRE#01701860

2875 Calzada Ave, 4BD, 3.5BA, Sun 2-4, $3,850,000, Berkshire Hathaway HomeServices California Properties, Vivien Alexander / Laura Drammer 805-689-6683 / 805-448-7500, DRE#01421934 / #01209580

Ojai

1273 S Rice Rd Unit 5, 3BD, 2BA, Sat 11-3 & Sun 1-4, $315,000, Berkshire Hathaway HomeServices California Properties, Christa Berban 805-207-5352, DRE#02110245

FIESTA ISSUE JULY 31

AD DEADLINE July 26 12pm

OPEN HOUSE DEADLINE July 30 9am

THE MORTGAGE MINUTE

SANTA BARBARA COUNTY SALES

DATE ADDRESS

BUELLTON/SOLVANG

CAL GRAN PROPERTIES LLC

CARPINTERIA LARSON ERIK EA

CONTRERAS RONALD EU

TURPIN FAMILY TRUST

GOLETA ROBERTSON TARYN EU

PINI DARIO EA

TEVIS PAULA EA

WILLIAMS NICOLE

KUESIS BRUCE EA

WEST JJOHN EA

BUELLTON INVESTORS LLC

SUESS ERIC EA

NEALON GREGORY EA

JUST OVER THERE LLC

REITSMA GLEN EA

ARREOLA PABLO EU

ST GEORGE EDWARD EA

RODRIGUEZ DYLAN EU

GROSS RICHARD EU

OSTERGAR ALLEN EA

MICHAEL LIVING TRUST SB CONDO LLC

CC SANTA BARBARA LLC 326 INVESTMENTS LLC

JANSEN MICHELLE

$2,500,000 7/11/24 515 MCMURRAY RD

$967,500 7/10/24 4700 SANDYLAND RD 51

$879,000 7/12/24 4405 CATLIN CIR A

$8,625,000 7/12/24 4038 FOOTHILL RD

$2,465,000 7/12/24 200 OAK VIEW LN

$1,349,000 7/09/24 5216 SAN SIMEON DR

$3,070,000 7/08/24 105 SAN ANGELO AVE

$1,200,000 7/11/24 4745 CALLE CAMARADA

$2,625,000 7/12/24 5091 YAPLE AVE

$2,200,000 7/10/24 893 RANDOLPH RD

$1,295,000 7/08/24 643 AVENIDA PEQUENA

$5,172,500 7/10/24 5387 OVERPASS RD

PAUL EA $1,986,000 7/10/24 643 WINDSOR AVE

YEASLEY JOHN EA ROMAN ADRIANA $771,500 7/09/24 7490 EVERGREEN DR

RUSS DARIYA EU MESSINA MICHAEL EU

7/12/24 7920 WINCHESTER CIR LOMPOC BENITEZ REYNALDO EU

MICHAEL EU

7/09/24 329 N DAISY

MICHAEL EU

ROBIN EA

STEVEN EA

SBAOR YOUNG PROFESSIONALS BEACH CLEAN-UP

THIS SATURDAY

The Santa Barbara Association of Realtors Young Professional Network Committee is having a beach clean-up event this Saturday, July 27 at 10 AM at Leadbetter Beach. YPN committee members and other attendees will walk our coastline to pick up unwanted trash & debris.

The Young Professional Network Committee is focused on becoming exceptional members of our community by demonstrating a high level of REALTOR® professionalism and volunteering for causes they feel passionate about. The YPN has teamed up with numerous local and national non-profits to participate in events like beach clean-ups, painting of low-income housing, building playhouses for underprivileged youth, and more.

2024 YPN Committee Members are: Stephen MacFarlane (Chair), Alyssa Jones, Elena Abel, Grace Grieco, Jorden Angel, Leah Gaona, Michele Herrera, Mike Agnoli, Olivia Brown, Spencer Cole, Todd Shea, and Allee Gette.

For more information, contact Stephen MacFarlane stephen@stephenmacfarlane.com or 805-770-0838.

REALTORS®: Share your industry info in “REAL ESTATE SCOOP.” Email sarah@independent.com for details.

Sarah Sinclair gives you the inside scoop on real estate in The Home Page, going behind the scenes each Sunday to visit our region’s casitas, cottages, and castles. Sign up at independent.com/newsletters

independent.com/news

2023 SBAOR YPN members at a clean-up event last year. Join in this

SANTA BARBARA COUNTY SALES

AREA SELLER BUYER

SANTA BARBARA RAMIREZ LEN EU

SANTA MARIA BEALE ALLEN EA

VIZGIRDAS RAYMOND EA

RANDAL MICHAEL EU

ROBERTS CHARLOTTE EA

SALLEE JAMES EA

RALL DANIEL EU

ORELLANA NELSON EA

SHAW NATHANIEL EU

HERNANDEZ MIRIAM EA

HYLTON JASON EU

VENEGAS CHRISTIAN EU

THOMPSON AUBRYN GOLDEN ROBERT EU

U S BANK EA

POTTS PATRICIA EA

RODRIGUEZ MARLON EA

MURSHED PROPERTIES LLC

YNEZ SCHULMAN DOUGLAS EA

LLC

RUIZ MARTIN EU

PASTRANA ROBERTO EU

CORTES ARTURO EA

GUSTAVO EU

DATE ADDRESS

$942,000 7/03/24 4636 GRANADA PL

$625,000 7/10/24 1148 VIA DEL CARMEL

$730,000 7/09/24 121 SOARES AVE

$715,000 7/11/24 3820 LOS PADRES RD

$675,000 7/12/24 1165 COUNTRY HILL RD

$580,000 7/11/24 4181 WHISPERING PINES

$1,100,000 7/12/24 4518 STONEBROOK RD

$277,000 7/10/24 3531 ROSALES CT

$600,000 7/09/24 1419 W VIA ROSA

$730,000 7/12/24 822 E FESLER ST

JUAN EU

7/12/24 420 S O PL ROBERTS MICHAEL EU

RALPH

7/10/24 904 W FIR AVE WILMA DEBORAH EA CVE LEGACY PROPERTIES

ROBERT EA

7/10/24 1596 CALLE PRIMERA CONERY PTER EU MENDOZA NICOLE EU $530,000 7/09/24 1755 CALLE LINDERO

BENNETT NAOMI EA ORTIZ MIGUEL EU

BACCA LOUIS EA

SB ESTATES LLC

FLORES AURORA EA

YNEZ VALLEY ELITE EVENT

$739,000 7/10/24 183 GALAXY WAY

$515,000 7/12/24 704 N SEVENTH ST

7/10/24 1501 E LAUREL AVE

FLORES ISIDRO EA ZEPEDA OSCAR $410,000 7/08/24 1744 N VINE ST

GOTCHAL JENNY EU

BEDERRA RENATO EU

ENGELBRECHT JOHN EA ROBLES ERIC

DEBRUNO ANDREW EU

GOLDEN ROBERT EU

DEPUTY BRIAN EA

SCHECK DARRYL EA

VASQUEZ KATHERINE EA

PATTERSON BRIAN EU

TSAN TIEU

PACE LOGAN

MCINERNEY DUANE

LANDS ENTERPRISES LLC

VICTORIA ALEXANDER EU

YABSLEY JAMES EA

$769,000 7/09/24 1658 CORAL DR

$749,000 7/09/24 1648 CORAL DR

$670,000 7/09/24 514 E EL NIDO CT

$690,000 7/12/24 922 E LOUISA TERR

$1,620,000 7/10/24 628 PINE ST

$975,000 7/11/24 1570 MOUNTAIN VIEW DR

$540,000 7/10/24 2061 VILLAGE LN

$1,380,000 7/08/24 1358 CHEYENNE LN

Ocean View Mesa Home

3 BD | 3 BA | $3,500,000

1835ElCaminoDeLaLuz.com

With unobstructed island views and ocean vistas from nearly every window, this home promises serene living.

Schedule a private showing.

Enchanting Montecito Home

2 BD | 2 BA | $5,250,000

1520WillinaLane.com

A charming ±1,761 sq.ft. home nestled in the highly sought-after Hedgerow District of Montecito.

Schedule a private showing.

Captivating Rancho Embarcadero 5 BD | 3 BA | $2,495,000

8352VeredaDelPadre.com

Situated on a1.2-acre lot, this retreat is a rare gem that caters to both equestrian enthusiasts and those seeking a peaceful retreat close to the vibrant amenities of the area.

Open Houses: Sat 12 -3 pm & Sun 2:30 - 5 pm

Serene Santa Barbara Condo 3 BD | 2.5 BA | $1,092,000 820WVictoriaStD.com

Discover coastal living in this charming condo in central Santa Barbara, featuring a private patio, low association fees, and updated appliances.

Schedule a private showing.

If you would like Betsy to trace your home’s history for her column, send her a message through the contact page of her website: betsyjgreen.com.

Steve Epstein DRE #994429
Kendrick Guehr DRE #1964065
Aslanian DRE #1866069
Kate Heitmann
Stan Krome DRE #967246
Charles Brewer DRE #1477889
#600029
Mark Heitmann DRE #1007490
Ajia Orozco Marketing

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