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Letter from the President

Dear Members,

Happy New Year! I’m thrilled to be back after spending much-needed quality time with family and friends over the holidays and am ready to race into 2022!

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If you feel the urgency like I do—to make 2022 stand for something big—join Team Spero this year, as we define our goals and why we want to accomplish them! That’s why you’ll see, in this issue, we’re preparing for the goals ahead, setting our “what” and “why” for the future. In fact, this issue of Checkpoint is dedicated to helping you figure out how to set your goals (whether financially or not) and accomplish them.

So, here’s how you can get started. First, read through this issue of Checkpoint, especially the feature article on Setting Goals (page 9). Then, simply brainstorm your life aspirations – specifically what you want to achieve this year! I encourage you to focus mainly on the “why” of your goal because that is the true motivator to accomplishing it.

For example, you want the peace of mind of financial security – saying goodbye to living paycheck to paycheck. Your goal may then be to save or invest a certain dollar amount monthly, so you can have an emergency savings built for unexpected expenses.

Feeling overwhelmed yet? Don’t! Our team has been putting their heads together to help keep your goal top-of-mind all year long. Stop by one of our branches and complete a “goal card,” which will help you set some personal accountability for meeting your goal and will help us find the best ways to help you along the way!

Throughout the year, we’ll also provide you the tools to accomplish your goals, including financial resources, workshops and more. I know I am looking forward to the end of the year already, where we can celebrate with you as you finish strong!

Remember, setting goals isn’t really about the goal itself—it’s about the life-change that results once you achieve them! And because our goal is to “inspire and nurture financial hope” for all our members, we want to help you in any way we can. So, get ready… set…as we enter 2022!

Thank you for being a part of the Spero family—I can’t wait to see what you do with the year ahead!

I appreciate you,

Brian McKay

PRESIDENT

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