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SABAL SPRINGS BREEZE NEWSLETTER STAFF AND MORE INFORMATION
Newsletter staff: Bill Hare, Donna Milbee, Cathy Ward; Beth Lockhart and Taren Grom — co- editors. Please send your articles and pictures to sabalsprings@ gmail.com. The deadline is the 11th of the month.
Newsstands for the Sabal Springs Breeze are located in the green box by the HOA door to the clubhouse and in the foyer at The Lake House at Sabal Springs Restaurant in a wire rack. The newsletter is also available on the Sabal Springs website: https://home.alliantproperty.com/ community/documents
CONTRIBUTORS:
This is your newsletter, your input is valuable and needed. Please email us of any upcoming events, and suggestions for articles. Please nothing slanderous or libelous will be published, articles are published at the discretion of the editorial staff. Please submit proposed articles and photos via email to sabalspringsbreeze@gmail.com The preferred format is word documents using Times New Roman in 12 pt.
PLANNING AN EVENT
Planning an event or activity and would like it in the newsletter? Please when working with your committee designate someone to write up your article and do the photographs to submit to the newsletter. Our editorial staff is not always available to do this for you. Thank you Editorial Staff.
YOUR VOTE MATTERS
by Taren Grom
Sabal Springs residents will have their chance to cast their votes to fill three HOA board member slots whose terms expire in 2025. To acquaint yourself with the 2025 candidates, please see below their bios (in alphabetical order by last name), which have been edited for brevity, editorial consistency, and style. Voting closes Feb. 18. If you have any questions regarding the voting process or filling out your ballot, contact Ron Czarnik at 239-7312191 or email sabalsprings.office@alliantproperty.com.
Linn Campbell: 3681 Gloxinia Dr.
I’ve lived here in Sabal Springs for almost three years. I'm originally from a suburban town outside of Chicago, from there I moved to California. I lived as far north as Monterey and as far south as Temecula. I then moved to Texas and lived outside of Dallas in the town of Grapevine.
I went to high school and nursing school in the Chicagoland area —Proviso West and Presbyterian St. Luke’s. I practiced at St. Luke’s and Loyola in surgery, research, and ran the open-heart machine.
When I moved to California, I worked for Jenny Craig, Cigarettes Cheaper, and Advance America, overseeing anywhere from 15 to 25 locations at a time. I was responsible for budgets, training, staffing, and dayto-day business at these locations. I was very successful at each of these businesses — bottom-line earnings, year over year, always exceeded the budget.
Because of my experience in business and nursing, I know I will be able to keep Sabal Springs an outstanding place to live. My goal is to keep our community safe, to have information easily available, and to keep Sabal Springs maintained.
For the past couple of years, as co-chair, along with others, I set up and helped run the Emergency Preparedness Committee. We put out a trifold with lifesaving information, set up and ran hurricane procedures when faced with a storm, made a partnership with the North Fort Myers Fire Department (NFMFD) to hold training classes for the community and set up our annual toy drive.
In the past year, I also served as the chair for the Communications Committee, and we started training classes on the new portal working closely with GeorgeAnn to set up the content and frequency of the training sessions. We are currently working on training for the voting process with Ron Czarnik to help and assist all residents when needed.
Kathy Kwaak: 3802 Sabal Springs Blvd.
I have served as vice president on the Sable Springs Board in 2023/2024, acting as a liaison for several committees, including Library, Emergency Preparedness Committee (EPC), ARC, Signage, Decorating, Gatehouse, and Landscaping. For the EPC, I was a cofounder and assisted the committee to bring AED training and safety programs to Sabal Springs. I also supported numerous Sabal Springs committee activities, events and workshops, including two successful toy drives in conjunction with the North Fort Myers Fire Department. I am available to assist residents and other board members on issues facing our community.
My goals for 2025/2026 are to further improve and grow Sabal Springs emergency preparedness, continue to offer positive support to unify and grow our community, formulate a visionary/strategy committee, and encourage residents to be involved in our community and activities.
From 2004 to 2014, while at the Texas Pulmonary and Critical Care Consultants, I established a Center of Excellence for FDA-sponsored clinical trials for leadingedge pulmonary medications. From 1991to 2004, I was a charge nurse and later a nurse manager at Baylor All Saints Medical Center in Fort Worth, Texas.
I’ve been married to Peter Kwaak for 31 years. Together we have a blended family with five adult children, 12 grandchildren, and eight great grandchildren.
William Rokosz: 17698 Acacia Dr.
I was born and raised in Springfield, Mass., and am a graduate of Cathedral High School. After high school, I joined the U.S. Army and served as a military police officer in Germany for three years and received an honorable discharge in 1979. I then attended Holyoke Community College and Westfield State College, receiving a degree in criminal justice.
My career has been with the U.S. Postal Service for 40 years, 30 years as a mail handler in Massachusetts and 10 years as a letter carrier in Arcadia, Fl. During that time, I spent 21 years as a union representative, which included filing and settling grievance and preparing arbitration. I retired from the U.S. Postal Service in May 2023. I currently serve as an active member of the board of trustees for the state of Florida. I am also an active union representative for the U.S. Letter Carriers Union, negotiating for local agreements in Arcadia, Wachula, and Frostproof, Fl.
I also owned and operated four antique businesses for more than 25 years, and I still manage and operate one store in Massachusetts and an on-line store.
I currently serve on the ARC committee in Sabal
Springs as well as serve as chair of the tennis-pickleball committee.
My wife Moe and I have been married 19 years. We moved to Sabal Springs in 2016.
Earl Russell: 17761 Pineapple Palm Ct.
As a Viet Nam veteran, I made three tours aboard the USS King DLG-10 from 1965- 1968, receiving an honorable discharge from the U.S. Navy. While in the Navy, I served as an electronics technician fixing high frequency communications equipment, surface and air search radar, navigation equipment, and taught inertial navigation equipment support for two years.
I also worked in field engineering, customer field support, and management for 23 years covering four industries: military electronics; medical electronics (blood analyzers); micrographics (high speed camera systems for microfiche film); and personal computers (hardware and software).
While at Hycel, I was a field engineer, then promoted to regional manager. At Zenith Data Systems, I was a national service manager; at Standard Data Systems, I served as a director; for NEC Electronics, again in a director position. I served as vice president for Diagsoft, and as a vice president for Viewsonic. I worked as an IT consultant from 1992-2016, developing software for the Microsoft platform at Abbott Labs, Allstate, McDonalds; JBS Logistics, and Northern Trust.
I was a licensed real estate agent for three years in Illinois; I also served on the plan commission in Glendale Heights, IL, for three years.
Additionally, I’ve been a vocational instructor for microprocessors here in Florida.
I purchased my first property in Sabal Springs in 2014 and have been a permanent resident since 2017. In 2018, I served on the ARC Committee for one year, and have been a DOC committee member for seven years, since 2018. I served on the SSHOA board of directors as treasurer from 2021 to 2022.
Rick Stamper: 3687 Sabal Springs
I moved to Sabal Springs after retiring from residential and commercial real estate sales in Northeast Ohio. During 15 years in real estate, I served consecutive years on the Portage County Association of Realtors as a director, treasurer, vice president, and president. As a realtor, I, dealt with contracts and negotiations on a regular basis. I owned a freight expediting company that serviced the 48 contiguous states and parts of Canada. This involved time sensitive pickup and delivery of critical shipments; we were also subcontracted by FEMA to work relief for
Hurricanes Charlie and Katrina.
As an entrepreneur, I started and operated a NAPA auto parts store dealing with all the related managerial responsibilities. After being recognized for my troubleshooting abilities, I was elected to the National Advertising Committee for NAPA. I also worked 12 years in food service sales with Sysco Foodservice.
I’ve been married to my wife, Patti for 20 years, and together we have five children and 10 grandchildren.
As a board member, I actively assisted residents with the Xfinity fiber installation; helped homeowners to finally get the board to address the lakes being overtaken with weeds; voted against accepting a golf cart contract without getting more bids, resulting in saving the community about $18,000; worked with the contract review committee to help find a new landscape company; and I was the only board member to address the so-called homeless person who was sleeping in driveways last year.
Thomas Triptow: 3760 Schefflera Dr.
I’ve been a resident of Sabal Springs for eight-plus years. My agenda is simple: transparency, continuity, consistency, manage cost-effective growth, rebuild amenities, and help foster new ideas to minimize any future increases of our maintenance fees.
The things I am most proud of in my personal life are my family. I have been married to my wife Sherry for so many years and we have an amazing son Chad. He and his wife Amy have blessed us with our grandson, Jacob. I pride myself on being a Christian, a family man, an honest businessman, and always strive to be a good person. I’d also like to be a 6-handicap golfer, but that might prove to be a challenge.
In 2024-2025, I served as a Sabal Springs HOA board of director, currently as treasurer. I have sincerely enjoyed working with the BOD and our community to come up with realistic solutions to our financial needs. While on the board, I have aimed to make commonsense decisions focused on considering the needs of all parties involved and the community.
In 2002-2023, I founded and built-up On Site Alignment, which is now successfully being directed by my son Chad. For just about all of my adult life, I have been responsible for business management with a focus on not only sales but the responsibility to create a profit.
BLOCK CAPTAINS NEEDED
by Donna Milbee
Every resident of Sabal Springs who was HOME and OK after Hurricane Milton last fall probably knows who their Block Captain is. The community was awash with volunteers in bright yellow vests for which we have heard many thanks and praises. However, the Emergency Preparedness Committee (EPC) considers Milton a “trial run” because we were so fortunate to be barely grazed. One thing we learned is that we need more volunteers, especially as Block Captains. This is a call for folks to get involved. So please read about the position and consider helping out.
BLOCK CAPTAIN JOB DESCRIPTION
: A Block Captain is a neighborhood leader who works to make their block safe and to keep residents informed and involved. In the event of a disaster, Block Captains are responsible for checking on neighbors, especially those with special needs, and gathering information to share with the EPC and first responders.
Blocks consist of roughly 30 homes in close proximity and there are only a few “special needs” homes in each, as identified previously. The EPC provides a hierarchy of “Area Captains” to assist with assignments whenever needed.
When the Sabal Springs’ Board of Directors declares that a hurricane is imminent, Block Captains would assure that all the residents who intend to stay during the emergency secure a “HOME” sign and afterward that it is switched to “OK” or assistance is rendered.
A Block Captain’s primary duty is to reach out to residents in the homes where we do NOT yet have survey results or contact NEW residents to engage those folks in the workings of our committee and community. Also, there may be a need to call or visit your neighbors who have not provided vital information to ask them to voluntarily fill out a survey for their own safety. Other duties could include conveying important information that is disseminated via e-blast to residents who don’t have email access.
If you have a desire to meet and/or assist your neighbors, please call Donna Milbee at 317-979-0229 or any member of the EPC.
friends of the community. Mark your calendars!
2/1/2025 — Trash and Treasure sale in the multipurpose room, 8 am to 12 pm. There will also be baked goods tables. This event is open to the public. * Special pre-sale for Sabal Springs residents only on Friday, Jan. 31, 4:30 pm to 7 pm. Hosted by the Sabal Springs Arts & Crafts Committee.
2/4/2025 — Arts & Crafts Monthly Lunch. Sign up on the Arts & Crafts corkboard. Starts at 11:30 am. Lunch, Craft Show & Tell, Raffles & Fun Conversation. Questions, contact Linda Voto at 860 305-0468. Hosted by the Sabal Springs Arts & Crafts Committee.
2/16/2025 — Sock Hop Dance. Music by Brylcream Doowop. Hosted by the Sabal Springs Entertainment Committee.
2/19/2025 — Arts & Crafts “Pop Up” class. Make a beautiful decoupage lighted wine bottle class. All supplies and a light lunch will be included. Taught by Mary Maher. Arts & Craft room at 12 pm. $15 per person. Sign up on the bulletin board and checks should be made to SS Arts & Crafts. Hosted by the Sabal Springs Arts & Crafts Committee.
2/20/2025 — “Ladies Who Lunch at Sabal Springs,” offered FREE at Susan Costa’s home at 17656 Date Palm Ct. Please RSVP for one only: No. 1 Lunch 11 am to 12:30 pm; No. 2 Lunch 1 pm to 2:30 pm. Lunch menu: pasta with chicken & vegetables, bread & butter, cookies & assorted drinks (iced tea, soda, juice, wine). Seating for up to 48 residents will be available for each lunch — seating in the garage, kitchen, living room, and lanai. Arrive in your golf cart (park in the yard) or park your car along Date Palm Ct. Hosted by Susan Costa, 508 8897592.
2/23/2025 — FREE Drive-In Movie. The movie TBD. Hosted by the Sabal Springs Entertainment Committee.
3/4/2025 — Arts & Crafts Monthly Lunch. Sign up on the Arts & Crafts corkboard. Starts at 11:30 am. Lunch, Craft Show & Tell, Raffles & Fun Conversation. Any questions, contact Linda Voto at 860 305-0468. Hosted by the Sabal Springs Arts & Crafts Committee.
ACTIVITIES ABOUND
by Linda Voto and Susan Costa
The holiday season may be over, but there are plenty of festivities on tap for the residents of Sabal Springs and
3/9/2025 — *DATE CHANGE* Fashion Show & Lunch The Sabal Springs Arts & Crafts Committee is hosting its biggest event of the year — the "Make A Wish BIG Fashion Show." You don't want to miss this amazing event held in the Sabal Springs Multipurpose Room. Included: Lunch, fashions by Dillards, door prizes, loads of raffle baskets, each with a minimum value of $100. Sabal Springs Residents will be modeling casual, active, and night out outfits. There may even be a special repeat performance by the "Men of Sabal.” Reserve a table to share with neighbors and friends. Tables of 8 or 12 are
available. Questions, call Linda Voto at 860 305-0468.
3/16/2025 — Murder Mystery Night. Held in the multipurpose room, this real "who done it” is solved by you. Gather clues and play along. Cash bar and snacks. Hosted by the Sabal Springs Entertainment Committee.
4/1/2025 — Arts & Crafts Monthly Lunch. Sign up on the Arts & Crafts corkboard. Starts at 11:30 am. Lunch, Craft Show & Tell, Raffles & Fun Conversation. Any questions, contact Linda Voto at 860 305-0468. Hosted by the Sabal Springs Arts & Crafts Committee.
4/6/2025 — Nite at the Races. Hosted by the Sabal Springs Entertainment Committee. More information to come.
ABOVE AND BEYOND — THE RAVIN DREAM TEAM
by Beth Lockhart
In our continuing series of those in Sabal Springs who go above and beyond for our community, this month we feature Gary and Emily Ravin.
Gary has spent pretty much his whole career in construction and carpentry. He spent 20 years working within the McDonalds’ family of restaurants building, maintaining, and remodeling their restaurants. After that he owned an inspection company and a mold abatement company in his native Michigan.
Gary has served on the maintenance committee here in Sabal Springs and bravely took the lead on the mold remediation project for our clubhouse. He saved us thousands of dollars by doing a big chunk of the work himself with no compensation. His expertise and experience in the field were invaluable during the very stressful and complex process of getting our Clubhouse reopened and safe for our residents. Without him, the project no doubt would have cost much more money and may not have been done as well as it was.
He also has been a knowledgeable and professional guide for our Board when dealing with any type of construction or maintenance issues. His background and experience are assets to Sabal Springs.
Emily owns a corporation for insurance marketing. Over the years she has had agents in Indiana, Michigan, and Ohio. She also had a business working with Canadian pharmacies.
Emily oversees our entertainment committee. From Nite at the Races to the Senior Prom, to concerts and dances and picnics and more, Emily is the dynamo bringing great entertainment and fun to the residents of Sabal Springs. She started out as a committee member
and took the reins as the lead about three years ago. Some of her favorite events that she and her team have put on are the Annual Chili Cookoff and last year’s Memorial Day picnic, which had well more than 300 people in attendance. She and her team have several great events coming up, including a Murder Mystery Night, Nite at the Races, and a Drive-in Movie night. In addition, she just announced that for the first time, events will continue through the summer months. The only month with no planned events is September, due to prime hurricane season. In the future, Emily also would like to plan some off-site excursions for our residents.
Gary and Emily have owned a home here in Sabal Springs for almost 10 years. What brought them to our community? Several years ago, they were having lunch at Anthony’s on the Boulevard in Cape Coral, while living in Coral Lakes. Another diner at Anthony’s asked if they had been to Anthony’s on the Green, which at the time, was our restaurant here in Sabal. They came here one day and had so much fun that they started hanging out at the restaurant more frequently and finally decided they just had to buy in here. A few years later, their friends of 40 years, Maddie and Dennis Jennings moved in as well.
Gary and Emily have been married for 15 years. They were introduced by Gary’s niece who owned a deli and thought the two of them would hit it off. They were married on New Year’s
Eve 2009. Between them they have raised six children and are now the proud grandparents of 18 and even prouder great grandparents of 11! They spend about seven to eight months a year here in Sabal Springs and the rest of the year at their condo in Lake Huron, Michigan, where they spend time with family and watch 1,000-foot freighters travel along the river on their way to various ports between the U.S. and Canada.
I think it’s safe to say that Gary’s niece was right, they do make a dream team and we are so lucky to have them as part of our Sabal Springs family. Thank you, Gary and Emily for all that you do for your fellow neighbors and friends.
Gary & Emily Ravin
SABAL SPRINGS A&C JANUARY
LUNCHEON
by Mary Ann Baillargeon
On Jan. 7, 2025, the A&C group met for lunch was provided by The Lake House Restaurant. We were served a buffet of baked potatoes, chili, broccoli cheddar soup and salad fixings, butter with rolls, dessert and beverages.
Jeanine Clapp read the day’s trivia featuring interesting facts about Elvis Presley, commemorating his 90th birthday, Jan. 8, 1935.
Linda Voto announced that Sheri Weitner will be the new treasure for our group. Mary Ann Baillargeon gave the secretary report for December, which was accepted by Phyllis Sandler and seconded by Marci Clark.
The group celebrated five birthdays and the anniversary of Cheryl Taylor, who celebrated 59 years.
Our Princess of Comedy, Pat Baker, treated us to some advice on New Year’s resolutions regarding diet and exercise. We’re so glad to have Pat back and putting a smile on our faces.
Linda reminded us of the date change for the Fashion Show, which is now on March 9. If anyone needs a donation letter for the fashion show, Pat will have it available on her porch. She also reminded the group about the Valentine’s Day wreath making class on Jan. 24, at 12 pm, be sure to sign up.
Debbie Collins discussed the Trash and Treasure Sale coming up on Feb. 1. There will also be a bake sale and a 50-50 raffle on Friday and Saturday.
Janice Smith brought in two quilts — one was a beautiful wedding ring pattern, which started out as a wedding gift for her grandson, but she decided to keep it as a memento of her and her husband Colin’s 40th wedding anniversary. Janice spent her summer making this quilt. The other was a handmade quilt made by her Great, Great, Grandmother, who pioneered to South Dakota. Janice reminded us that Sabal Springs has quilting, knitting, crocheting, and
sewing groups available to residents and encouraged us to join.
The meeting ended with a raffle and 50-50 drawings.
DECEMBER WEDENESDAY BRIDGE by Pat Harp
Dec. 11
1. Rita Masters
2. JoAnn DeGoey
3. Jane Rathburn
Dec. 18
1. Pat Harp
2. Cheryl Taylor
DECEMBER DUPLICATE BRIDGE by Earl Russell
Dec. 2
1. George & Susan Clifford
2. Earl Russel & Sue Bobak
2. Mike & Cathy Ward
3. Jane Rathburn & Carmella Manning
Dec. 9
1. Earl Russel & Sue Bobak
2. Greg & Sue Jessup
3. Ulla Wiatehuff & Nan Shewalter
Dec. 16
1. Ed Hall & Sylviane Threlkeld
2. Jane Rathburn & Carmella Manning
3. Ulla Wistehuff & Roger Lundholm
3. Mike & Cathy Ward
3. Chris & Dave Bennett
Dec. 30
1. Cheryl Taylor & Ed Hall
2. Mike & Cathy Ward
3. Chris & Dave Bennett
BINGO IS BACK! by Dennis Tribout
BINGO has returned to Sabal Springs. Join the fun every Monday at the Club House. Card sales begin at 5:15 pm, and BINGO starts at 6 pm.
Janice Smith’s Great, Great Grandmother’s quilt
Janice Smith’s wedding ring pattern quilt
GOLF WINNERS FOR DECEMBER
by Charley Frantz
Ladies’ Wednesday League
Dec. 11
1st — Coleen Birmingham, Sharon Croxton, Cathy Dobson, Shirley Green
2nd — Karol Bunch, Cheri Armstrong, Robin Fritz, Mary Vargo
Dec. 18
A Flight: 1st —Yvonne Cegelski; 2nd — May Wine
B Flight: 1st — Sue LaPlume; 2nd — Judy Andrews & Janet McEachern
C Flight: 1st — Sharon Croxton; 2nd — Cathy Piper
9-Hole Players
A Flight: 1st — Robin Fritz; 2nd — Shirley Green
B Flight: 1st — Donna Orange; 2nd — Kathy Carpenter
C Flight: 1st — Helen Parlett; 2nd — Anita Johnson
Men’s Thursday League
Dec. 4 & 5 — Member-Member Tournament
A Flight: Keith Bunch & Ed Herrgard
B Flight: John Baas & Wayne Piper
C Flight: Al Parchuck & Greg Rood
D Flight: John Barnes & Don Rhodes
E Flight: Mike Temme & Dieter Winterle
Dec. 12
White Flight: 1st — Wayne Piper; 2nd — Keith Bunch, Mike Webster
Gold Flight: 1st — John Cocca; 2nd — Dieter Winterle
Closest-to-the-pin Hole No. 11 White Flight: Wayne Piper: Gold Flight: Paul Perdue
Dec. 19
White Flight: 1st — Roger Frantz; 2nd — Larry Cassidy
Gold Flight: 1st — Dieter Winterle; 2nd — Bill Hare & Dave Worthington
Closest-to-the-pin Hole No. 14 White Flight: Wayne Piper; Gold Flight — Earl Russell
Dec. 26
Skins White Flight: Guy Armstrong- one; Keith Bunch-one
Gold Flight: John Cocca-one; Paul Perdue-two; Lon Tastad-one
Closest-to-the-pin Hole No. 16 White Flight: Bill Simkins; Gold Flight: Paul Perdue
Saturday Couples Scramble
Dec. 7
1st — Karol & Keith Bunch, Joyce & Don Rhodes
2nd — Donna & Bucko Blosinski, Mary & Mark Vargo
Dec. 14
1st — Charley & Roger Frantz, Joyce & Don Rhodes
2nd — Judy & Charlie Andrews, Karol & Keith Bunch
Dec. 21
1st — Gayle & John Barnes, Barb & Larry Cassidy
2nd — Cheri & Guy Armstrong, Karol & Keith Bunch
Dec. 29
1st — Cathy & Wayne Piper, Laurie & Bill Simkins
2nd —Sharon Hunt & Bob Petty, Joyce & Don Rhodes
TRAVEL TIME by Phyllis
Sandler
A small group of Sabal Springs residents and friends decided to forgo cooking a big feast this past Thanksgiving and took a cruise to the southern Caribbean on Royal Caribbean's Explorer of the Seas. They enjoyed 11 days of sunshine, warm weather, fabulous entertainment, and delicious food. If you would like to get away Thanksgiving 2025 on a seven-night eastern Caribbean cruise on the beautiful Symphony of the Seas, contact Phyllis Sandler at 239-770-1891 for more information.
If you enjoy bus trips, how about a trip to Biloxi and New Orleans or the Biltmore Estate in Asheville, NC. Call for full details.
Travel Tidbits:
According to TheSeniorList:
• 37% of all travelers in 2024 were 60 years of age or older
• Europe, Latin America, and the Caribbean were the most popular destinations for American seniors
• 52% of seniors rank travel and vacation as their No. 1 priority for discretionary income.
• Seniors currently average 27 travel days per year
If you have a great travel story to share, contact us at sabalsprings@gmail.com.
By
IT’S THAT TIME OF YEAR
Bill Hare with excerpts from the Kiplinger and Sandra Block
Each year the IRS adjusts a variety of tax provisions. Tax Brackets for 2025, with the inflation adjustment, means you can earn more without moving into a higher bracket.
Below are a few of the Bracket comparisons all with a 2.8% increase of bracket.
2024 Brackets
Single $0 to $11,600
Single $11,601 to $47,150
Single $47,151 to $100,525
Married $0 to 23,200
Married $23,201 to $94,300
Married $94,301 to $201,050
2025 Brackets
Single $0 to $11,925
Single $11,926 to $48,475
Single $48,476 to $103,350
Married $0 to 23,850
Married $23,851 to $96,950
Married $96,951 to $206,700
STANDARD DEDUCTION INCREASES 2.7%
2024 Standard Deductible
Single $14,600
Married $29,200
Single over 65 $1,950 additional
Married over 65 $3,100 additional
2025 Standard Deductible
Single $15,000
Married $30,000
Single over 65 $2,000 additional
Married over 65 $3,200 additional
CAPITAL GAINS TAX
2024 Capital Gains Tax
0% tax up to $47,025 taxable income
2025 Capital Gains Tax
0% tax up to $48,350 taxable income
(Higher incomes pay 15% to 20% tax on Capital Gains)
SOCIAL SECURITY
Each year the government computes a cost-of-living adjustment (COLA). For year 2025 the percent is 2.5%. The 2024 rate was 3.2%; 2022 the rate was 8.7%
MEDICARE PART B PREMIUMS
2025 will be $185.00 per month an increase from $174.40, a 6% increase.
Next comes the Income Related Monthly Adjustment Amount (IRMAA). This adjustment looks back two years to the Adjusted Gross Income.
Single Incomes between $106,000 to $133.000
Pays additional $74 per month
Single Incomes between $106,000 to $266,000
Pays additional $185 per month
Joint Returns Incomes between $212,000 to $266,000
Pays additional $74 per month
Joint Returns Incomes between $266,000 to $334,000
Pays additional $185 per month
(Higher incomes pay more.)
THE EMERGENCY PREPARDEDNESS COMMITTEE UPDATE
by Linn Campbell
Wow, 2025 marks the end of the first quarter of this century.
I want to share with the community some of the goals for this year from the Emergency Preparedness Committee: Mike Temme, Linn Campbell, Kathy Kwaak, Gene Campbell, John Cocca, Pat Convery, Sharon Hunt, Peter Kwaak, Rich Manning, and Linda Pechstein.
We once again want to work hand in hand with the North Fort Myers Fire Department (NFMFD). We will be offering as many classes as we can throughout the year that NFMFD makes available to us. For example, there will be sessions on Stop the Bleed, AED, Fire Extinguishers, and more. If there’s something you would like to see please let us know, we’d be glad to hear from you. Please check e-blasts, the Breeze, and bulletin boards during the year for more information and dates.
We did well last year and avoided being hit with any major hurricane damage, and our committee a chance to do a run through, which we feel went quite well. We will be looking at our progress and of course evaluating to see if we need any improvements, and of course being present to help our neighbors at any time of the year in case of an emergency.
ARC (Kathy)
Mary Zitek (Chair)
Larry Kiger
Ron Frailly
William Rokosz
Sandy Cocca
Linda Sholette
Susan Roberts
Sue Dodge
Building Maintenance (Jeff)
Gary Ravin (Chair)
Gene Cambell
Susan Costa
Larry Kiger
Common Area Maintenance (John)
Bill Juraco (Chair)
Communications (Jeff)
Linda Campbell (Chair)
Donna Milbee.(Co-chair)
Carol Duncan
Mary Maher
Gerry Arenstein
Pat Convery
Compliance (Tom)
Patsy Clark (Chair)
Rich Manning
Yvonne Cegelski
Carol Homa
Carol Ann Duncan
Anita Johnson
Dave Gehman
Bob Hawkins
Contract Review (Rick)
Randy Lockhart (Chair)
Gary Clapp
Skip Martin
Colin Bradt
Decorating (Kathy)
Carol Duncan (Chair)
Document (Rick)
Earl Russell (Chairman)
Scott Clark
Sandra Cocca
Karol Bunch
Nancy Dudak
EPC (Kathy)
Mike Temme (Chair)
Linn Campbell (Co-Chair)
Donna Milbee
Pat Convery
John Cocca
Jeanine Clapp
Linda Pechstein
Peter Kwaak
Sharon Hunt
Gene Campbell
Rick Manning
Finance (Tom)
Bill Hare (Chair)
Susan Roberts
Gerry Arenstein
Gary Clapp
Fining (Tom)
Patsy Clark (Chair)
Donna Orange
Rich Manning
Bill Rokosz
Diane Bloss
Golf (Jeff)
Scott Clark (Co-Chair)
Donna Ireland (Co-Chair)
Library (Kathy)
Dee Dunphy (Chair)
Pool (John)
Jeanine Clapp (Chair)
Tennis/Pickleball (Rick)
Bill Rokosz (Chair)
Welcome (John)
Lanier Harrison (Co-Chair)
Jeanine Clapp (Co-Chair)
Diane Galante
These listings are maintained by the S.S.H.O.A. office, please notify the office of any changes or corrections by email or contacting the S.S.H.O.A. office at 239-731-2191. Room reservations (ALL) contact the S.S.H.O.A. office at 239-731-2191.PLEASE NOTE THAT IF YOU ARRANGE FOR ANY EVENT WHICH INVOLVES NON-RESIDENTS, YOU ARE RESPONSIBLE TO NOTIFY THE GATEHOUSE
Pay Me (313)..................................... Wanda Thomas 321-229-2222
Pickleball...........................................Jim Van Kuiken 219-742-7171 ......................................................Lee Ann Galbreath 317-753-5917
Sun Shine Singles ............................... Donna Milbee 317-979-0229
Tai Chi............................................Madeline Brosius 239-826-8131
Tennis Association (Women) ............Gayle Malvezzi 330-718-8998
Tennis Association (Men) .................... Paul Peterson 239-910-2478
Welcoming Committee ........................Jeanine Clapp 309-737-7485 ...........................................................Lanier Harrison 239-567-0031
Got Pests?
Tempco Pest Control is the name Sabal Springs residents have trusted for more than 21 years! Family-owned and operated since 1991, Tempco has the experience you need and the hometown service you trust.
We’ve got you covered inside and out:
• Interior and exterior pest control
• Rodent services
• Lawn fertilization and pest control
• TAP insulation – attic restoration
We’re the pest control company your neighbors have trusted for years. We’d be honored to help you, too!
Son & Grandson of Sabal Springs Residents Lydia & John Ryan