Medicare 2023 "In a Nutshell"

Medicare Programs and Enrollment Dates

Did you know there is a year-round opportunity to enroll in Medicare Supplements (based on eligibility), and several different Enrollment time frames in which you can enroll in Medicare Advantage Plans and/or Prescription Drug Plans?

Annual Enrollment Period is Oct 15-Dec 7, Open Enrollment is 1/01-3/31, and Special Enrollment is 1/01-9/30. In Larimer County alone there are 34 Medicare Advantage Plans (also known as Part C), 16 HMO’s (Health Maintenance Organization), 17 PPO’s (Preferred Provider Organization), Dual Special Needs Plans, Patriot Plans and Rebate Plans, along with 23 Prescription Drug Plans. These offered by 8 differ-

ent insurance carriers. Each plan is rated by Medicare with a Star Rating between 1-5. Medicare Star Ratings are an important measurement of a health or prescription drug plan’s overall quality and performance. These ratings are released in mid-late October. Working with a local agent often makes the process of understanding Medicare and the plan choices easier. Consider “Extra Benefits” like Dental/ Vision/Hearing and Max-out-of-Pocket, whether you need a local or national network of providers when deciding which plan may work best for you. ~Get local help with your

Editor’s Note: This article was submitted by Diane Brush-Goldsberry, Medicare questions.

Licensed Sales Agent/Broker. Reach I’m Diane Brush-Goldsberry, a licensed sales agent in Northern her at 970-308-4051 or email diane@ DCTInsurance.com. See ad below. Colorado and beyond. When it comes to Medicare, it’s important to consider all of your options. What works well for your neighbor Get local help with your may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you Get local help with your Medicare questions. I’m Diane Brush-Goldsberry, a licensed sales agent in Northern Colorado and beyond. When it comes to Medicare, it’s important Medicare questions. I’m Diane Brush-Goldsberry, a licensed sales agent in Northern Colorado and beyond. When it comes to Medicare, it’s important to consider all of your options. What works well for your neighbor may not be the best fit for you. I know the ins and outs of find a plan that fits your needs. It’s time to take advantage. Diane Brush-Goldsberry Licensed Sales Agent 9703084051, TTY 711 to consider all of your options. What works well for your neighbor Medicare, and I’m ready to answer your questions and help you Diane@DCTInsurance.Com may not be the best fit for you. I know the ins and outs of Medicare, and I’m ready to answer your questions and help you find a plan that fits your needs. DCTInsurance.com find a plan that fits your needs. It’s time to take advantage. It’s time to take advantage.

Diane Brush-GoldsberryDiane Brush-GoldsberryDiane Brush-Goldsberry

Licensed Sales Agent 9703084051, TTY 711 Diane@DCTInsurance.Com DCTInsurance.com Licensed Sales Agent 9703084051, TTY 711 Diane@DCTInsurance.Com DCTInsurance.com Licensed Sales Agent 9703084051, TTY 711 Diane@DCTInsurance.Com DCTInsurance.com Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Services, Inc. All rights reserved. Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage Y0066_23SPRJ55189_C SPRJ55189 Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Services, Inc. All rights reserved. Y0066_23SPRJ55189_C SPRJ55189 Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare. ©2022 United HealthCare Indicates website link on seniorsbluebook.com 53 Services, Inc. All rights reserved. Y0066_23SPRJ55189_C Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare SPRJ55189