Feb march 2014 senior focus by Senior Services of Snohomish County

February / March 2014 Vol. 40 No. 3 Published by

Senior Services of Snohomish County

Quilters enjoy the art of giving By Teri Baker Local teens ‘Live United’ and help seniors for MLK Day of Service. See group photo Page 21

Tax filing requirements, free tax preparation sites Page 10

Legislative session offers opportunities for aging Washingtonians

Page 8

Alzheimer’s disease... what Medicare covers Page 6

Aging Committee focuses on medication labeling Page 13

Columns… BookNook....................................... 22 Elder Info........................................... 8 GetAways (Sr. Travel)..................... 12 Mr. Modem...................................... 24 Meal Times (Nutrition News)....... 18 Perspective on the Past................ 14 Pet Tails............................................ 23 Senior Spotlight............................... 4 Volunteer Connections................. 19 Where Are They Now?................... 22

Learn about programs and services available to seniors. Scan the QR code or visit www.sssc.org. Like us on

To receive the Senior Focus in the mail, phone 425.290.1277 or send an e-mail to srfocus@sssc.org (please include “subscription” in the subject line). Donations to cover the costs associated with publishing and mailing the Senior Focus are welcome and appreciated.

The Senior Focus is published bi-monthly (February, April, June, August, October and December) as a community service by Senior Services of Snohomish County. We are committed to educating and entertaining readers with information that reflects the diverse interests and needs of the senior community.

Senior Services of Snohomish County

Carol Peters loves making quilts and giving them away. She is a member of Mukilteo Lighthouse Quilters, which donates comfort quilts to three nonprofit organizations, including Senior Services Meals on Wheels, every year. “At Christmas I got to deliver one myself,” Peters says. “It was wonderful. It made me feel all warm inside to give them something cuddly. I get the sweetest cards and little notes telling me how the seniors remember snuggling under grandma’s quilt when they were young.” Some quilters learned the art from their mothers or grandmothers, but Peters didn’t start until she moved to Mukilteo a few years ago. She has progressed to more and more intricate designs and currently enjoys appliqué, a new art form for her. Quilters like to experiment with patterns and colors for their own enjoyment and to offer a variety to charity. Like Peters, individuals in the guild use their own supplies. Most

of the quilts donated to Senior Services are lap blankets. Gifts to the guild’s other two charities vary in size. “Only 30 percent of foster children graduate from high school,” says Peters, “so we chose a program that encourages them. This year we donated 23 quilts to Carol Peters (L) and Betty Maher (R) stopped by Senior Snohomish County Services in early December to deliver 30+ quilts. kids in foster care who graduated. There was a din- Youngsters at Safe Place receive ner where they were each given a medical screenings, new clothes hope chest, silverware, linens and and toys, and are taken on special a quilt to symbolize their achieve- outings. ment.” Some may think quilts old-fash The guild also donates quilts ioned in today’s society, but chilto Hand in Hand’s Safe Place, dren who get them don’t think so. an emergency shelter in Everett In her book, A Quilt and a Home, for children removed from their Everett author Pam Wessel-Estes homes by social workers. The chil- uses the quilt as a metaphor for dren can stay for 72 hours while piecing together your life when workers search for a foster home. CONTINUED ON PAGE 9

Relationship between biological and age-related diseases

Researchers study the aging process By Cheryl Keyser From time immemorial, man has sought a way to prolong life. The Bible tells of our early ancestors living longer than ever recorded. If many of the major illnesses of life – especially those that come with the onset of age – can be treated or even cured, the possibility to extend life, according to some scientists, is on the horizon. “In 1900, life expectancy at birth was just over 47 years; today it is almost 79,” Richard J. Hodes, M.D., Director of the National Institute of Aging told the Senate Special Committee on Aging at a session discussing research on age-related diseases. He added that by the year 2030, 70 million Americans will be over 60, and the phenomenon is not just true in the United States but around the world, with Japan already taking the lead.

Moving? Let us know your new address so you don’t miss a single issue of the Senior Focus. Phone 425290-1277 or email srfocus@sssc. org.

Around age 65 is when people begin to notice a decline in both their physical and mental capabilities. This is not considered abnormal in today’s society. As Richard I. Morimoto of Northwestern University notes, “All biological systems decline with age,” whether humans or plants. “Despite this,” said Morimoto, “there is hope as humans live longer.” Already the effects of modern science can be seen in some fields. “… Our investment in cardiovascular disease research has cut by 50 percent the risk of dying from

heart disease at a specific age,” said David Morgan, Ph. D., director of the Byrd Alzheimer’s Institute at the University of South Florida. People still die from heart problems, but more commonly it is in their 70s and 80s, not their 50s and 60s. Morgan went on to question how to measure aging. Obviously, age is the standard, but he posits that there are a “large variety of potential biomarkers... that shift throughout the lifespan.” And to date, he notes that the only posCONTINUED ON PAGE 2

Senior Services of Snohomish County, Snohomish County Music Project and Honorary Co-Chairs Gary & Carolyn Weikel invite you to …

Don’t Stop Believing a dinner show benefit

Friday, February 28, 2014 ~ 6 -9 p.m. $75 person (includes dinner and wine)

BACK BY POPULAR DEMAND… The Sound Edge Pops Orchestra and the Weatherheads Band For information visit www.sssc.org, click on Don’t Stop Believing Dinner Show or contact Christina Harrison, 425.265.2294 / charrison@sssc.org. RSVP by Weds., Feb. 19

February/March 2014  Senior Focus

AGING RESEARCH CONTINUED FROM PAGE 1

sible way to halt the aging process that is generally agreed on is a diet based on caloric restriction. As scientists and researchers look more intensively at the aging process, they have come up with a new way to define their work – geroscience. The National Institutes of Health has developed a GeroScience Interest Group (GSIG) to bring together major science centers and their staff to study the relationship between biological

aging and age-related diseases. This “is one of the fastest growing Interest Groups at NIH,” said Hodes. A number of areas are being studied. One of the most prominent is inflammation which is a characteristic of many illnesses of aging from heart conditions to arthritis. Whether it is a cause or consequence of a disease is still an unknown. Other factors being examined are stress, metabolism, genetics, the environment, and changes in the proteins in the body. An area of great controversy is the use of umbilical cord stem

Retirement & Assisted Living Community

Call today about our Move-In Special!

10200 Harbour Place | Mukilteo, WA 98275

425. 4 93 . 8555 | www.hpretire.com

When it is time for a new nest...

cells to aid in the treatment of certain diseases. Scientists have found, however, that stem cells need not be derived from this source. Hodes noted that these cells are still found in “niches” in the tissues of older adults but the area where they are located may have altered. Another area of investigation is the use of medications. Many diseases that were common even in the early part of the 20th century, such as polio, have been virtually eliminated or contained through the use of vaccines and drugs. The problem with aging is that it often comes with multiple illnesses, so a person may have heart disease, diabetes, macular degeneration, and arthritis. And while all can be treated, they are being looked at individually instead of determining if there is a common pattern. According to James Kirkland, M.D. Ph, D. of the Mayo Clinic, “it may one day be possible to prevent or treat multiple age-related diseases together, instead of one at a time.” He noted that there are “new advances” in the pharmaceutical industry, some nearing the clinical trial stage, that would delay or treat chronic age-related illnesses. Work is being done on the next generation of drugs through interdisciplinary collaboration at various research centers both to lengthen the lifespan and to reduce the effects of multiple ill-

nesses. In fact, affirmed Morgan, he sees the development of drugs to slow aging being encouraged through the cooperation of publicprivate partnerships. An issue not often touched on but necessary to the discussion of aging is the changes that a larger mature population will bring, not only in health matters but also economic and social ones. Michael Hodin, Ph. D. of the Global Coalition on Aging, told the Committee, “policies created in the 20th century will no longer apply; and worse could well have deleterious effects.” Hodin quoted from a 2010 report from the financial rating company Standard & Poors which stated that “no other force is likely to shape the future of national economic, health and social public finances as the irreversible rate at which the world’s population is growing older.” Hodes calls this “an increasingly urgent frontier for modern medicine. For further information, check the website at aging.senate.gov.

Have a question about services for seniors? Call…

Senior Information and Assistance Answers Questions – Explores Options

425.513.1900 or 800.422.2024 www.sssc.org

Medical Equipment Sales and Rentals Provided by Skilled, Experienced Professionals Locally-Owned and Managed Independent Pharmacy and Medical Supply Company Trusted and Referred by Our Patients

Proudly serving Snohomish County for over 100 years.

Land at Garden Court Retirement!

We take pride in offering our customers personal and efficient quality service.

Call today to schedule a tour and lunch as our guest. Ask about our Salute to Military Heros & Spouses Move-in special.

Call us for your Medical Equipment and Prescription needs.

425.438.9080

520 - 112th Street SW Everett WA 98204

Phone 360.794.7351 Fax 360.805.5271 17788 147th St. S.E., Monroe

(Across the street from Valley General Hospital)

www.gardencourtretirement.com

Hours: Monday - Friday, 8 a.m.-7 p.m.; Saturday, 9 a.m.-4 p.m.; Closed Sunday

www.pharmasavemonroe.com

Senior Focus  February/March 2014

Dear Friends and Supporters

Acts of kindness are appreciated Focus on Philanthropy By Janet Duncan

Senior Services of Snohomish County

The beginning of the new year is always a good time for me to reflect back on the milestones that made the past year memorable. What really stands out for me in 2013 was the incredible commitment and generosity of our donors and supporters. Regardless of the size of the contribution or the motivation behind it, charitable giving is a wonderful way for people to invest in something they believe in. I am heartened by the number of people who believe in supporting our seniors and people with disabilities. We could not provide that meal to a frail homebound senior, or that ride to the doctor for someone who is disabled, or repair that furnace for a senior who is cold without the support of our donors. You are our strength, our hope and our partner in ensuring that seniors, people with disabili-

ties and those who care for them have the resources they need to live with independence and dignity. We are also honored to have the support of the business community whose employees often go the extra mile to provide special support to our seniors. I want to take this opportunity to recognize two businesses whose generosity touched not only our hearts, but those we support. The Everett Clinic and the Boeing Company have always been great philanthropic partners through sponsorships and grants. But they do so much more. This past year, Everett Clinic employees organized a pet food drive and raised thousands of dollars to help feed our seniors’ beloved pets. They put together 500 emergency packets that included toiletries and personal items. And, they raised an additional $10,000 for Meals on Wheels. Boeing employees generously donated 200 $50 gift cards through the Spirit of the Holidays program. As one of the recipients wrote – “The world needs more people like you – that’s for sure. I hope everything works out for all

hank you for the $50 gift certificate you sent to make my holiday more joyful. It was extremely appreciated at a time that was financially difficult. Your card was beautiful and I enjoyed looking at it daily. Again, thank you! – Gilda

the Boeing employees”. This issue of the Senior Focus highlights some of our community partners including sponsors and foundation (see pages 16 & 17). A list of donors can be found on our website at sssc.org On behalf of all of us at Senior

Services I would like to extend my sincere thanks to the individuals and families, community groups, foundations, businesses, and corporations who support us every day and make our work possible. I truly believe that there is magic in every act of kindness. Janet Duncan is the Fund Development Director for Senior Services. She can be reached at 425-290-1262 or jduncan@sssc.org

our Spirit of Holiday giving found that you succeeded in making this 93-year-old senior a bright day with your gift card. I’m still smiling and wish you all a happy and healthful 2014. God Bless you all. It’s good to know that we have people who makes people live are not forgotten. – Shirley

ords cannot express my delight and thanks to you all for the beautiful afghan (donated by the Mukilteo Quilters). I treasure it and will enjoy the warmth and beauty of it. – Meals on Wheels Client

hank you from the bottom of my heart. It brought tears to my eyes when I opened the card. Years ago I used to be the part of the groups that helped people from Boeing, never realizing one day, I would be on the other end. I am so very humbled and grateful. God Bless you all for your sincere kindness. – Dawn

Celebrating 40 years of serving seniors This year Senior Services celebrates its 40th year of service in Snohomish County. We offer hope, encouragement and quality of life to more than 38,000 seniors, people with disabilities and those who care for them. From safe and accessible transportation, to affordable housing, to good nutrition, to help finding the right service at the right time – Senior Services is here to help. Call us at 425-355-1112 or visit www.sssc.org

CONNECT WITH OTHERS STAY ACTIVE ENJOY LIFE The YMCA of Snohomish County offers a variety of programs and activities specifically for older adults. From aerobics to yoga, water exercise or special trips, you are sure to find many enjoyable opportunities to connect with others. There’s a Y near you: Everett Marysville Mill Creek Monroe Mukilteo

425 258 9211 360 653 9622 425 337 0123 360 805 1879 425 493 9622

YMCA-SNOCO.ORG

hike, snowshoe, river float

Published by Senior Services of Snohomish County 11627 Airport Rd., Suite B Everett WA 98204-8714 Editor Sharon Ostant  425.290.1277 Advertising Account Manager Dale Bohm  425.263.1868 Published bi-monthly with a readership of 38,000+, the Senior Focus educates and entertains readers (seniors, family caregivers, service providers and other interested persons) with news and

information that reflects the diverse interests and needs of the senior community. Signed articles are the opinion of the writer and not necessarily the opinion of Senior Services or the Senior Focus. Distribution: 20,000 papers are mailed to households and senior-friendly businesses in Snohomish, North King and Island and counties; 3,500 papers are distributed at drop-off locations including senior centers, retirement communities, hospitals, medical clinics, etc. Advertising: The existence of advertising in this publication is not meant as an endorsement of the product, service or individual by anyone except the advertiser. Associate member of the Washington Newspaper Publishers Association

theatre & sports; trips & more exercise & wellness classes

Try something new, there’s something for you at the Lynnwood Senior Center! Lynnwood Senior Center www.PlayLynnwood.com | 425-670-5050

February/March 2014  Senior Focus

Faith, love lead to lifetime of making the world better Senior Spotlight Someone We’d Like You to Meet…

By Teri Baker You can tell from their smiles and loving glances at each other that Carl and Betty Anne Friedericks are meant to be together. After 69 years of marriage, they can finish each other’s sentences – but don’t. They treat one another with gentleness, kindness and respect. Their apartment at Warm Beach Senior Community in Stanwood is filled with souvenirs of a life lived a world away. Carl, 92 was born in Hamburg, Germany and came to America after World War I. He grew up in Pennsylvania, went to Albright College in Reading, then on to medical school at the University of Pennsylvania. It was there that he met Betty Anne, 91, a sociology and music student born and reared in Pyongyang, now the capitol of North Korea. Betty Anne, who went to a

“

We’re making lives better.

school for missionary children from China, Korea and Japan, had only been in the United States when her parents were on furlough when she was 4 and 14. Because of fear of war with Japan, the school was evacuated, and she finished her senior year of high school in New Jersey. The hard working medical student and the lovely musician were smitten with each other. They didn’t know the specifics yet, but both knew what they wanted to do with their lives. Each had already felt called to the mission field. “On our first date, she said she wanted to work in a medical mission,” Carl says.”I told her I wanted to be a doctor since I was a kid.” It was war time, and Betty Anne was worried about her father in Korea. Carl quoted from the Bible what was to become their life verse: Romans 8:28 - “And we know that all things work together for good to them that love God, to them who are the called according to his purpose.” Not long after, Betty Anne got a cable saying her father was safe.

It’s about caring, not just health care. Taking Care Attentive visits, delicious meals and light housekeeping.

Enriched Care Medication management and support with life’s essentials.

Vital Care Daily, live-in nursing and end-of-life caring.

www.nursenextdoor.com

Call today for a FREE Caring Consult.

425.420.4211

YOU CAN HELP “Enclosed is my donation for the Senior Focus. I really appreciate the feature articles and interesting stories.” writes Ken from Everett. “It’s a great newspaper filled with information that I can use ….” Through the Senior Focus and Senior Source Resource Guide – we keep you informed of issues, events, programs and services that are important to you. And as a non-profit organization, we do this on a self-supporting basis. While advertising covers 70 percent of our costs, we rely on reader donations to make up the difference. So, we are asking for your help. Your donation will ensure these important publications remain leading voices in our community providing news and information about the things you care about. Please complete this form and send with your gift to: Senior Services, 11627 Airport Rd., Suite B, Everett WA 98204

My check for $

payable to Senior Services is enclosed

Name Address City, State, Zip

Phone

To make a donation with a credit card, visit www.sssc.org and click on the Donate Now button or call Sharon at 425-290-1277. WE THANK YOU FOR YOUR SUPPORT

Betty Anne and Carl Friedericks recently celebrated their 69th wedding anniversary. The Friedericks have spent their married life helping others.

After graduation, she taught music, health and physical education at a school and community center. Carl was doing his internship. “In those days, your internship had to be in general medicine,” he explains, “so I went into the Army, and they paid for it.” In 1946, as soon as Carl’s hitch in the Army was up, the couple, now expectant parents, drove a jeep all the way to Texas to apply to be missionaries with the Presbyterian Church. Then it was back to Pennsylvania, where their first son, Richard, was born. He would be the only one of their four children to be born in the States. They wanted to use their God-given talents to help people physically and spiritually. It was a marriage made in heaven, and they could hardly wait to start their life as missionaries. Betty Anne studied Mandarin at Yale for five months before the Friedericks took the proverbial slow boat, a converted troop ship, to China. There was more language study in Canton, and then

it was off to Yeung Kong on the southern coast. “I was pregnant with Anne,” Betty Anne says. “The trip ended with two nights in a sampan.” Soon she was caring for a toddler and a newborn, as well as learning a new dialect and helping in the community while Carl took over the clinic. A couple of years later, when word came that the communists were coming south, all missionary women and children left. “The men stayed because there was no one to take over the hospital, and they couldn’t just abandon their patients,” Betty Anne says. “Carl sent me and the children to Seoul to live with my parents.” It was a lonely year before the Friedericks would be reunited. They went to Hong Kong hoping to return to China, but instead were sent to northern India, where son Charlie was born. It was there that eight different denominations joined to form the United Mission to Nepal. The govCONTINUED ON PAGE 5

Coping with an ongoing health condition such as asthma, diabetes, heart disease, chronic pain, arthritis or hypertension? You can take the steps toward a better life by signing up for a Living Well with Chronic Conditions workshop offered by Senior Services. For information, please call Senior Nutrition at 425-347-1229.

Hawkins House Senior Apartments

Subsidized 62+ Community

Features & Amenities:  Social Service Coordinator and Community Manager  One bedroom and studio apts.  Laundry facilities on site  Community room with kitchen and outdoor patio for recreation and entertainment  Access-controlled building and emergency alert system  All units are wheelchair accessible  Close to shopping and services  Income restrictions apply  Pets welcome

Hawkins House 9433 N. Davies Rd., Lake Stevens 98258

For information and application, call 425.377.2080

email: hawkinshouse@coastmgt.com

Professionally managed by Coast Real Estate Services

Senior Focus  February/March 2014

FRIEDERICKS CONTINUED FROM PAGE 4

ernment considered the mission as partnering with Nepali society and permitted the Friedericks to open a hospital in Tansen and their friends, Methodists Bob and Bethel Fleming, to open one in Kathmandu. By the time Jim was born in 1955, the Friedericks had been serving in Tansen for a year. “We had to learn Nepali,” Betty Anne says. “There were no fancy foods. I had to figure out how to cook onions and potatoes in sweetened milk. We had to dissolve rock salt from Tibet, heat it, skim off the dirt and then dry the salt before we could use it.” Carl recalls doing operations on the veranda. He says, “We had to do it there so we’d have enough light.” Ever practical, he adds, “The locals had been trained in a specific area by a previous doctor. I trained each of them in two things so they could back each other up. Betty Anne directed a chorus, supervised the clinic kitchen, counted pills, taught the staff’s children, took care of guests and organized the language teachers. During their 12 years in Tansen others came to help. “The hospital grew and grew,” Betty Anne says. “We had people from Sweden, Germany, Britain, Australia, Japan, Korea and the Philippines helping us.” Next stop for the Friedericks was Kathmandu, where Carl worked in a hospital. He also walked 200 miles, mostly in the mountains, for two months looking for a central place to start a clinic and a new school. In the end, the government denied permission. As was common then, missionary children were in boarding school and only came home for three months out of the year. Senior Information and Assistance Answers Questions – Explores Options

425.513.1900

After two years in Kathmandu, Carl became ill and the family returned to the States. After he recovered, Carl helped the Presbyterian Church develop a program to retrain missionary doctors. “All the doctors were specialists,” he says. “We had to train the specialists to be generalists so they could help more people.” He expanded his own training and earned a diploma in tropical medicine and hygiene. He spent six months as Minister of Public Health in Nigeria and also became an associate professor of community medicine at the University of Kentucky. Carl and Betty Anne have returned to their beloved Nepal several times and hope to go again. “It’s so beautiful there,” Betty Anne says. “We love the people and their music. It’s so great to see how big and how alive the church is.” In the meantime, they keep physically fit and are active in their church, where Carl is on the mission team. Carl enjoys hiking and amateur radio and is always on the go. Betty Anne does water aerobics, works in the community library and on Saturday night serves tables at Warm Beach’s Cedar Court Assisted Living dining room. She also sings in a musical group, and as she did in Nepal, teaches Bible Study Fellowship. Carl and Betty Anne are grateful that their children are doing well. Richard develops graphic materials and trains people in the use of videos for leprosy and general mission work in Nepal. Jim is a missionary to Africa, Kenya and Tanzania. Anne is a nurse in Kentucky, and Charlie, an engineer at NASA, makes satellites. When people joke with Carl or Betty Anne about whether their marriage will last, they look at each other, smile and say, “We had a Senior Partner. We were both called by the Lord and shared a desire to go to the mission field. Our marriage will last as long as we do.”

FREE Reverse Mortgage Lunch & Learn Thursday, February 20  12 noon

Old Republic Title, 1604 Hewitt Ave., Suite 701, Everett, WA 98201 If you are a homeowner, age 62 years or older, and own your home outright or could pay off the remaining balance with reverse mortgage proceeds, don’t miss this opportunity to meet with a licensed reverse mortgage specialist to learn how to convert the equity in your home into tax-free proceeds.

Let me show you how your home can work for you. Meet daily or monthly expense Cover healthcare costs Remodel or complete home repair Consolidating credit card debt Or any way you choose …

HURRY … LIMITED SEATING. Please register by calling today. Linnea Petrie-Halverson

Reverse Mortgage Consultant Security 1 Lending. NMLS #209328

Phone: 425-257-1188

E-mail: lhalverson@s1l.com DISCLAIMER: Consult a tax advisor.

Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive,Spring, TX 77373. NMLS ID 107636. Washington Consumer Loan Company License #CL--107636. Homeowner remains responsible for paying property taxes, required insurance and home maintenance A Division of Reverse Mortgage Solutions, Inc.

Retirement Communities

Most residents are happy A national survey reveals that most residents of assisted living communities feel both satisfied with their living arrangements and their personal security. “Every morning, close to a mil-

Using your dollars The National Council on Aging (NCOA) has come up with a new educational tool for older adults who want some help with money managing. Called Savvy Saving Seniors this is toolkit to help older consumers understand all the different features, benefits, fees, and security elements of their government benefit cards, prepaid debit cards, and gift cards. “There are many fraudulent financial products on the market,” said NCOA’s Ramsey Alwin, “and it’s important that seniors have the knowledge to know which card is right for them and how to safeguard their money.” Toolkits can be downloaded by visiting ncoa.org and searching for Savvy Saving Seniors. – CMK

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024

www.sssc.org • www.snocare.org

lion American seniors wake up in their assisted living community, have an active and engaging day in a safe, independent and social environment, and go to sleep that night eager to greet a new day,” said Rick Grimes, President of the Assisted Living Federation of America (ALFA). Of those surveyed, over 90 percent confirmed that they were pleased with the quality of their lives, their personal independence, and the level of personal attendance. Rating in the high 80s were satisfaction with welltrained staff and that they were cared for “as a person.” For more information, visit ALFA at alfa.org. – CMK

Our Mission: To enrich, empower and embrace seniors, families and the community. Center Cafe offers:

 Nutritious lunch: weekdays, 12 noon, $3 if over 60; all others $6.  Dinner: Mon., Weds. & Fri., 5 p.m., $4. Programs and Services:

 Educational workshops  Massage, reflexology, fitness & yoga  Foot clinic  Medical transportation  Salon services  Thrift Store: Mon.-Sat., 10 a.m. - 4 p.m.

360-629-7403 Senior Stanwood 7430 276th St. N.W. Stanwood, WA 98292 www.stanwoodseniorcenter.org

February/March 2014  Senior Focus

How Medicare covers Alzheimer’s disease Medical care

Dear …

Savvy Senior By Jim Miller

What does Medicare cover when it comes to Alzheimer’s disease? My wife was recently diagnosed with early stage Alzheimer’s and I would like to know what’s covered and what’s not. Researching Spouse

Most medical costs to treat beneficiaries with Alzheimer’s disease are covered by Medicare, but unfortunately long-term custodial care costs that most patients eventually need are not. Here’s a breakdown of what Medicare (Original) does and does not cover when it comes to Alzheimer’s disease, along with some tips that can help you plan ahead. (Note: If you have an advantage or Medigap plan, see other insurance towards the end of this article).

For the most part, ongoing medical care to diagnose and treat Alzheimer’s disease is covered by Medicare Part B, including visits to primary care doctors and specialists, lab tests, speech and occupational therapy, home health care and outpatient counseling services. Medicare pays 80 percent of these costs, and you will be responsible for the remaining 20 percent after you’ve met your annual $147 Part B deductible. Inpatient hospital care is also covered under Medicare Part A with a $1,216 deductible and coinsurance. And, as part of health care reform, Medicare is also covering 100 percent of annual wellness visits, which includes testing for cognitive impairment.

Medications

Most Alzheimer’s medications are covered under Medicare’s Part D prescription drug plans, but plans vary on copayments. If you have a Part D plan, use

the Medicare Plan Finder tool at medicare.gov/find-a-plan to compare your plan’s total drug costs against other plans to be sure you’re getting the best coverage. The Alzheimer’s Association offers a chart on coverage for common Alzheimer’s drug. Visit alz. org and search for drug chart.

Long-term custodial care

Many seniors are surprised to learn that Medicare does not cover long-term custodial care. This includes nursing home care, the costs of assisted living facilities and adult day care. Medicare does, however, pay for some short term nursing home care, but only up to 100 days following a threeday inpatient hospital stay. Hiring home help for bathing, toileting and dressing (this is known as custodial care) is not covered by Medicare either unless your wife is also receiving skillednursing care or physical or occupational therapy to help with the recovery from an illness or injury. To help with these costs, you may want to consider a long-term care policy. Or if your income and assets are very limited, you may qualify for Medicaid. For a breakdown of long-term care planning options visit longtermcare.gov.

Hospice

In the final stages of the disease, Medicare Part A covers nearly all aspects of hospice care, including doctor services, nursing care, drugs, medical equipment and supplies, physical and occupational therapy, homemaker services, counseling and respite care.

To qualify, a doctor must certify that a patient has six months or less to live.

Other insurance

If you don’t have a Medigap (Medicare supplemental insurance) policy, you should consider getting one. A Medigap plan will help pay for things that aren’t covered by Medicare like copayments, coinsurance and deductibles. To search for plans in your area, visit medicare.gov and click on Supplements & Other Insurance or call Medicare at 800-6334227 and ask them to mail you a free copy of Choosing a Medigap Policy (publication 02110). If you’re enrolled in a Medicare Advantage plan (like an HMO or PPO), your plan must give you at least the same coverage as original Medicare, but make sure your doctors are in your insurer’s network to avoid excess costs. Also ask if you need a referral or prior authorization before getting care.

Financial assistance

If you can’t afford your Medicare out-of-pocket costs or need help with medication expenses, there are programs that can help. Go to benefitscheckup.org, contact Eldercare Locator at 800-6771116 or in Snohomish County call Senior Information and Assistance at 425-513-1900. In Washington state, the SHIBA program (800-562-6900) can provide unbiased information about insurance products that are available. In Snohomish County, call SHIBA at 425-290-1276. Send your questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is author of “The Savvy Senior” book.

ACORN S TA I R L I F T S

The World’s “As Seen on T.V.” BeST SeLLIng Stairlift  Safe and reliable  Built-in safety sensors  Simple directional controls  Remote control operation  Whisper-quiet operation

The #1 Stairlift in the USA! Deal direct with your local authorized Acorn dealer… ADVAnTAge eLeVATOR ACCeSSIBILITY SYSTeMS CORP

Call for a free no obligation quote

425-806-6044

Have more time for this. Attention grandkids! Please show this ad to your grandparents. You see, they really want to spend more time with you. It’s just that they have all those chores. But, if they move into Fairwinds - Brighton Court Retirement Community we’ll take care of all that boring stuff, so they can play with you way more! Just tell them to call (425) 775-4440 to schedule a complimentary lunch and tour. Thanks for your help.

It’s More Than Retirement. It’s Five-Star Fun. 6520 - 196th Street SW • Lynnwood • (425) 775-4440 www.leisurecare.com

Senior Focus  February/March 2014

United Way announces legislative priorities With the state legislature now in session, United Way of Snohomish County has released its legislative priorities with a focus on early learning, food and nutrition, housing and homelessness, and support for seniors. “We will continue to focus on the same core issues as last year,” said Dennis G. Smith, president and CEO of United Way in a press release that was recently issued. “These are the issues that our Public Policy Committee and other volunteers have identified as priorities for Snohomish County,” he added. Over the past several months, United Way of Washington, an umbrella group that brings together United Ways from across the state has emerged as a strong advocate for increased transit funding. Katrina Ondracek, its vice president for Public Policy, recently testified at hearings in Olympia and in Everett on the need for increased transit funding. “We need to make it easier for people to get to their jobs and increase access to much-needed services,” said Ondracek. “Our nonprofits provide great services to the community. But if people can’t get them because of cuts to local buses, we’re doing everyone a disservice.” Ondracek will spend much of her time during the legislative session meeting with legislators, attending hearings and working with a broad range of advocates to raise awareness around these and other key issues. In order to increase its effectiveness in Olympia, United Way of Snohomish County and United Way of King County are working with a lobbyist who is based in Olympia full-time. For more information and updates on these and other issues related to United Way’s advocacy efforts, please visit uwsc.org and click on the Advocate tab.

Dementia and 24-Hour Care Specialists  Bathing & Incontinence Care  Transfers & Hoyer Lift  Medication Assistance  Meal Preparation  Light Housekeeping  Transportation & Errands  1 to 24-Hour Care  Respite Care  Alzheimer & Dementia  End-of-Life Care Care

Call to schedule a FREE in-home consultation

United Way’s priorities and areas of concern for this Legislative session are:

available supply, but also costs more than they can afford.

Support for Seniors

Preserve food programs that keep children and adults from going hungry and being malnourished. Food is a basic need that should be accessible to all. Hunger and poor nutrition leads to low productivity and lifelong health consequences. Over the past three years, 75,000 new households joined the ranks of the hungry, and the rate of hunger in the state is the highest it has ever been. Currently Washington state ranks 14th in hunger.

Maintain funding to support senior information & assistance, transportation and caregiver support. By 2030, almost 200,000 Snohomish County residents will be over age 65. This represents 20 percent of our population. Adequate support systems need to be in place to address the wellness, care and independence of seniors. Many people desire to ”age in place,” and need services to maintain their health and their home. Programs that empower, connect and provide advocacy for seniors are important to individuals and families.

Quality Early Learning

Provide funding to support opportunities that ensure children are ready to succeed in school and life. From infancy through high school, children’s educational outcomes are dependent on the quality of their learning experiences. Quality early learning, in particular, has been shown to have a significant positive effect on future life and academic success. However, for many families the demand for early care not only exceeds the

Food and Nutrition

Housing & Homelessness

Maintain funding to support affordable housing and options that move people out of homelessness. Housing is a basic foundation for self-sufficiency, but on an av-

erage night, more than 2,300 people are homeless in Snohomish County. There are many barriers faced by homeless individuals. The demand for safe, suitable and affordable housing has far outpaced the supply. The complex set of needs faced by many homeless people leaves far too many residents with inadequate housing options or inadequate access to some of life’s most basic household and sanitary needs. United Way is a community impact organization that has served Snohomish County for more than 70 years. The agency currently supports 107 programs through 40 agencies. Senior Services of Snohomish County receives funding for Nutrition Services (home delivered and congregate meals), Transportation Assistance Program, Family Caregiver Resource Program, Information and Assistance, Minor Home Repair, and the Multicultural senior center.

EldEr law attornEy

Sarah duncan

Assisting seniors with Probate, Wills, Trusts, Powers of Attorney, Health Care Directives and Medicaid Planning 3128 Colby Avenue, Everett, WA 98201

425-339-8556

adamslawyers.com

A Beautiful Living Adult Family Home, LLC The Place You Want to be for the Life You Want to Live! Selecting a residence for you or your loved one is an important decision. You are looking for a place which can provide excellent care and service, has a comfortable living environment with caring staff members, and is close to amenities such as parks, shopping centers and medical care facilities. You can find such a place at A Beautiful Living Adult Family Home, LLC. Call for information and to arrange a tour...

CONTACT (425) 971-9342 Four locations in Lynnwood

Virginia C, Yanos RN, MSN Owner / Manager 23 years of healthcare experience

www.abeautifulliving.com

Take a Bite Out of Your PUD Bill! Low-Income Senior Discounts Ranging from 20% to 60%, depending on income level Customer Service:

425-783-1000

425-778-1288  206-363-4599 360-240-9525 (Island/Skagit)  425-889-2627 (Eastside)

Monday through Friday, 8:00 aM to 5:30 pM

www.HomewatchCareGivers.com/Seattle

Senior Information and Assistance

Some restrictions apply.

Answers Questions – Explores Options

425.513.1900

Save Energy, Save Money: Incentives for installing insulation, insulated windows and heat pumps; free haul-away of your old working fridge/freezer; and special pricing for CFLs and LEDs at local participating retailers.

www.snopud.com

Energy Hotline: 425-783-1700 • Monday - Friday, 8:00 aM to 5:00 pM

February/March 2014  Senior Focus

Sensible exercise plan best for success strength, I will add to my walking plan. Start slow… feel success… keep going!

Elder Info Have a Question? We Have an Answer!

By Cynthia Nowowiejski

Senior Services of Snohomish County

I want to start an exercise plan. How can I be successful?

This is a good time to “spring forward” with your new plan. Here are a few ideas to help you. Keep your plan simple Decide on one exercise activity. Break it into steps and set goals. For example, I will walk two times a week. I will start by walking around my block once. As I gain

Have fun Make your exercise plan fun and interesting! This will be your greatest challenge, because if you fail to do this, you may quit your exercise program before it becomes established as a good habit. Do not concentrate on the number of minutes it takes to complete your activity. Select exercise activities that you enjoy. Some people love walking, while others prefer yoga. You may prefer individual exercise, while others prefer an exercise group or class. You may take this opportunity to try a new exercise activity, such as a tai chi class,

dance, or water aerobics. If you exercise outdoors, try a variety of surroundings. Concentrate on the sights around you to keep going! If you exercise indoors, try exercising with music. Pleasant or stimulating music can be helpful. You can also listen to the radio or borrow some books on tape from your local library. Exercise with friends One of the best ways to develop healthy living habits is to spend time with people who have the habits that you want! Your choice of friends is a powerful influence on your behavior. If you want to be successful, keep company with people who exercise regularly and enjoy it. Senior centers offer a variety of

affordable exercise activities. One of these activities may fit with your personal exercise plan. Some offer specialized programs for seniors. For example, the EnhanceFitness Program includes balance, flexibility, strength and aerobic training. Your local senior center may offer a walking group, yoga, Zumba exercise, dance, tai chi, table tennis, Wii bowling or Wii golf. Don’t have the phone number for you local senior center? Senior Information and Assistance can help. Call 425-513-1900 or 800422-2024. Senior Information and Assistance is the gateway to access services for older adults in Snohomish County. To speak with an I&A Specialist who will listen to your concerns, answer questions and explore options, phone 425-513-1900 or 800-422-2024.

Legislative session offers opportunities for aging Washington Long Term Care:

Ingrid McDonald

AARP Washington Advocacy Director

The age wave is here. By 2030, one out of five Washingtonians will be age 65 plus, up from 12 percent today. It’s a short legislative session this year, but there are plenty of opportunities for our lawmakers to better prepare Washington for this huge demographic shift. AARP is advocating for some budget and policy measures to take pressure off future state budgets and create a more age-friendly society. Four important areas to focus on in 2013 include LongTerm Care, Financial Security, Vulnerable Adults and Transportation.

Retired Public Employees Council Help save your benefits! RPEC is focused on protecting pension benefits for members of the Washington State Retirement System. We need your support to save those benefits. FOR INFORMATION CONTACT

Jim Brandley @ 425-337-0884 or visit www.RPECWA.org.

Join us…

Get ready for rising demand Most people are uninsured for long term care. Medicare covers only short-term time-limited services, private long term care insurance is expensive and Medicaid requires people to spend down to poverty before they can access the services they need. To help families struggling to care for loved ones, the 2014 legislature should: Study alternative public and private long term care financing options. Expand the Family Caregiver Support Program, restore Medicaid-funded homecare hours cut during the recession, and pursue the Community First Choice option as a revenue source for needed re-investments. Begin work on a Washington State Alzheimer’s Plan.

Financial Security:

Encourage private savings Washington is facing a retirement security crisis. A recent AARP survey of boomers found that nearly a quarter of respondents had $25,000 or less in savings. This is a huge risk for these

Saturday

Dance 4th Saturday of the month

1-3 p.m., through October, 2014

Entertainment by local favorite

Lauren Petrie

Refreshments provided by Marysville Care Center.

individuals and for the state budget. To help people prepare for a secure retirement, the 2014 legislature should: Encourage private savings by making it easier for small businesses to offer workplace retirement accounts. Oppose reductions to promised benefits for current state pensioners and defined contributions rather than defined benefits for future retirees. Maintain and strengthen consumer protections in the areas of payday lending and debt collection and stop scams such as “pension poachers” targeting veterans.

Vulnerable Adults:

Strengthen protections Reports to Adult Protective Services (APS) of adult abuse, neglect and financial exploitation are rapidly increasing. In the past five years, investigations have increased by 25 percent while APS staffing grew by just nine percent. To ensure a timely and effective response, the 2014 legislature should: Fund 42 new APS investigators, as requested by the Department of Social and Health Services. Reform APS to ensure improved support for victims, training for investigators and screening for capacity.

425.257.8780  www.everettwa.org/seniors Dance dates: January 25, February 22, March 22, April 26, May 24, June 28, July 26, August 23, September 27 and October 25

The Transportation Revenue Package (TRP) is an opportunity to prepare for changing demographics. Currently, 21 percent of people age 65 plus no longer drive. This population of non-drivers will increase dramatically as the baby boomers retire. New transportation investments should promote flexible transportation options that help older people stay mobile and engaged in their community. Any new transportation package should: Strengthen public transit, including bus and light rail. Expand funding for special needs transportation. Promote bike/pedestrian safety through policies such as Complete Streets and Safe Routes to School. For more information about these and other important legislative issues for older Washingtonians, visit aarp.org/wa. Senior Information and Assistance Answers Questions – Explores Options

425.513.1900

ELDER LAW & ESTATE PLANNING

4 person 50+

PoWers

Wills  TrusTs  ProbaTe of aTTorney  advance HealTH care direcTives Medicaid Planning  guardiansHiPs

The Carl Gipson Senior Center of Everett 3025 Lombard Ave., Everett WA 98201

Transportation: Keep people mobile and engaged as they age

Providing counsel in King, Snohomish & San Juan Counties

Must be

Fully fund the partners in abuse response, including the Long Term Care Ombudsman and the Office of Public Guardian.

Marilyn J. KliMan law, PLLC National Academy of Elder Law Attorneys Seattle Select Attorneys Washington State Bar Association King County & Snohomish Bar Association

510 Bell Street, Edmonds, WA 98020

206.499.0993

Email: Marilyn@MarilynJKlimanLaw.com Web: www.MarilynJKlimanLaw.com

Senior Focus  February/March 2014

QUILTERS CONTINUED FROM PAGE 1

things fall apart. She tells the story of Abby, an eight-year-old girl who lives in a homeless shelter with her mother and brother. Angry, confused and uncertain, Abby decides to write down the story of her life. “She starts by watching her mother work on a quilt,” WesselEstes says, “and begins to admire her mom for having the courage to navigate the difficult, sometimes tedious and necessary steps to rebuild their life.” Wessel-Estes adds that the quilt “helps Abby explore decision making, asking for help, coping with feelings when life seems out of control and coming to a place of hope for a future that is within reach.” All that from a quilt.

QUILTERS ANONYMOUS Quilters Anonymous (QA), a nonprofit established in 1979 to share the art of quilting and provide education and quiltingrelated community service, is on the same page. The guild started out making quilts for area hospital neonatal units, and so far has donated more than 10,000 preemie quilts. In addition, QA makes quilts for Atlantic Street Center, Children’s Hospital, Camp Erin, Fisher House, University of Washington Medical Center, Evergreen Hospice, Madigan Hospital and nursing homes throughout the greater Seattle area. Named to honor the countless quilters of the past who were never recognized for their efforts, Quilters Anonymous has about 500 members who meet in small groups throughout Puget Sound. The group also has an extensive library of over 1,000 quilting books, magazines, DVDs and templates for members use. QA’s annual public Quilt Show at Evergreen State Fairgrounds in Monroe draws thousands of visitors from throughout the Northwest, including British Columbia. This year’s show is slated for March 14-16. Lisa Jenni, one of two quilters to be featured artists at the show, is an innovative art and contemporary quilter. She has a degree

in fine arts and graphic design in Munich, Germany, where she was born and reared. “I’ve been in art all my life,” she says. “I started out in watercolor and drawing. My mom was a seamstress, so I was always around fabric and sewing machines. I always sewed my own clothes.” Jenni started quilting about 10 years ago after going to a show in Monroe she says blew her away. “Color theories in painting help me a lot,” she says. “Fabric adds another element. Quilts are like paintings, only more easily understood. They can warm your heart, tell a family history or tribal customs or whatever you want.” Donna Hanson Eines, a charter member of QA and this year’s quilt show’s other featured artist, is a master of traditional hand- tying techniques. She had sewn all her life, but didn’t quilt because she thought the only way to do so was to use a long-arm sewing machine. She didn’t start quilting until 1975. Donna entered her first ever quilt in a show, and to her surprise and delight, was named Grand Champion. She still seems awed when she says, “I got a giant purple ribbon and a silver tray!” She began making bed quilts after her husband built her a giant frame to use. “I’ve worked my way down to a 13-inch hoop,” she says. “And I still don’t use a sewing machine.” Eines talks about quilting feathers, a technique she describes as a wavy design with little loops that enhance the design by creating a three-dimensional effect. Now she specializes in wall quilts with 75inch squares. “I have three large quilts on one hallway wall,” she says, but she can’t tell you her favorite. “Quilts are like children,” she says. “You don’t have a favorite.” Artists might not have a favorite, but those who receive comfort quilts do. Bright and colorful, muted and monochromatic, intricate or plain, quilts can bring back memories, connect the past with the future and offer warmth and comfort. Knowing someone cared enough to personally make something for them can mean the world.

We’re with you every step of the way…

Over 500 quilts were on display at the 2013 Quilters Anonymous show Photo courtesy of Becca Knox

Quilting … a historical view

was invented, quilts were sewn by hand or held together by tying embroidery floss or yarn every few inches. Some quilters still use this process, but most create a pattern, either by hand or machine, to hold the layers together. The pattern can be appliquéd or it can be pieced, which involves cutting fabrics into precise shapes and sewing them together to form a design. Quilting was part of the American fabric of life until the 1940s. It surged back on the scene in 1976, and has become increasingly popular ever since. To learn more about quilting, contact the following: Mukilteo Lighthouse Quilters meet the third Tuesday of each month, 7 p.m., at the Mukilteo Presbyterian Church, 4514 84th St. S.W. For information visit mukilteolighthousequilters.org. Snohomish County area Quilters Anonymous meet the second Tuesday of each month, 7 p.m., and the first Wednesday, 10 a.m., at the Edmonds Church of God, 8224 220th St. S.W. For information, visit quiltersanonymous.org.

Quilting goes back to ancient China and Egypt where a layer of batting for warmth was placed between two layers of fabric and stitched together to keep the batting from clumping. In the 11th Century, quilting was used to pad armor and became a popular form of needlework. Europeans brought quilting to the colonies in the 18th Century. Before long, uniquely American patchwork and appliqué designs were created. From that time on, women and girls in a community would gather for a “quilting bee” to make several quilts at a time. They used large, rectangular frames suspended by ropes from the ceiling. During the Civil War, some 250,000 quilts were distributed to Union soldiers. Soon women were making quilts to commemorate their friendships, with each woman inscribing a muslin patchwork square with a poem or saying and signing her name and the date. Those quilts are the only record that some of those women existed. Before the sewing machine

Quilters Anonymous 33rd Annual Quilt Show

Our Wild Country Garden!

More than 500 quilts created by members will be on display

March 14, 15 & 16

(Fri. & Sat., 10-5; Sun., 10-4) Evergreen State Fairgrounds, Monroe

8 person

Includes entry all three days $ 5 person for bus groups

For information: email showinfo@quiltersanonymous.org  www.quiltersanonymous.org

Serving the Greater Puget Sound Area for Over 45 Years

Providing seniors and their families housing and care guidance

Brian D. Lueth, MD

Determining the best housing and care options for seniors looking for more community or who are no longer safe at home can be overwhelming. Our complimentary service offers a hand-in-hand approach to help navigate this transition. Call or email for information…

Thomas W. Jones, Jr., MD

We take Medicare, Med-Advantage plans, Soundpath Health, Humana Gold Choice, United Healthcare, Regence, Premera and most other insurance plans.

We perform Cataract, Lasik and Eyelid surgery in our Medicare approved surgery center. We provide Comprehensive, Routine, and Medical Eye Health Exams for Glaucoma, Macular Degeneration and Diabetes.

Frank Simons  206-228-1678 ~ fsimons@seniorcareconsult.com Juli Simons  425-876-2053 ~ jsimons@seniorcareconsult.com

Doctors Lueth and Jones are credentialed with the American Board of Ophthalmology, the American Academy of Cataracts and Refractive Surgery, and the American Association of Ambulatory Surgical Centers.

www.seniorcareconsult.com

425.259.2020  3930 Hoyt Ave., Everett, WA 98201  www.lasikdrs.com

10 February/March 2014  Senior Focus

2014 tax filing requirements for seniors Dear …

Savvy Senior By Jim Miller

What are the IRS income tax filing requirements for seniors this tax season? My income dropped way down when I retired, so I’m wondering if I need to file a tax return this year. – Recently Retired

Whether or not you are required to file a federal income tax return depends on your gross income, as well as your filing status and age. Your gross income includes all the income you receive that is not exempt from tax. Depending on income and filing status, some people may also pay taxes on a portion of their Social Security benefits. To get a detailed breakdown on filing requirements, along with information on taxable and nontaxable income, call the IRS at 800-829-3676 and ask for the “Tax Guide for Seniors” booklet or visit irs.gov. Under Forms and Publications, search for Publication 554. In the meantime, here’s a rundown of the IRS filing requirements for this tax season. If your gross income from 2013 was lower than the amount listed in your filing status, you probably won’t

have to file; if it’s over, you will. Single: $10,000 ($11,500 if you’re 65 or older by Jan. 1, 2014). Married filing jointly: $20,000 ($21,200 if you or your spouse is 65 or older; or $22,400 if you’re both over 65). Married filing separately: $3,900 at any age. Head of household: $12,850 ($14,350 if age 65 or older). Qualifying widow(er) with dependent child: $16,100 ($17,300 if age 65 or older). Special Requirements Be aware that there are some special financial situations that require you to file a tax return, even if your gross income falls below the IRS filing requirement. For example, if you had net earnings from self-employment in 2013 of $400 or more, or if you owe any special taxes to the IRS such as alternative minimum tax or IRA tax penalties, you’ll probably need to file. To figure this out, the IRS offers a resource on its website that asks a series of questions that will help you determine if you’re required to file, or if you should file because you’re due a refund. You can access this page at irs.gov. Search for Do I Need to File a Tax Return or you can call the IRS helpline at 800-829-1040. You can also get face-to-face

Come for the view, stay for the friendships

Edmonds Senior Center

NATURAL MEDICINE CLINIC WITH BASTYR UNIVERSITY

Provides naturopathic medicine to seniors and all ages. Treatments may include dietary and lifestyle counseling and education, hands-on physical therapies, and herbal and nutritional supplements with products offered free of charge by Bastyr University. Wednesday mornings from 9 a.m. to 12 noon. Call for an appt.

help at a Taxpayer Assistance Center. Visit irs.gov and search for localcontacts or call 800-8291040 to locate a center near you. For additional information on filing taxes, visit irs.gov and click on the Individuals then Seniors & Retirees links under the Information For tab. Tax Prep Assistance If you find that you do need to file a tax return this year, you can

United Way of Snohomish County will again offer free tax preparation at six sites in the County. This free service is available for households earning $52,000 or less; taxpayers with rental, royalty, or partnership income are ineligible for this service. The free tax preparation sites

What you need No matter where you go to have your taxes filed, you should bring: Photo identification, social security card or tax identification number, and birth date for everyone on the return. W2s or other income statements from all employers; Social Security SSA-1099 and Railroad Retirement RB-1099 forms; and all other 1099 forms (dividends, interest, MSA or HSA distribution, broker or barter exchanges, etc.). Documentation relating to any tax credits or adjustments such as mortgage interest, property tax statements, gifts to charities and churches, moving expenses, childcare costs, college expenses, student loan payments, etc. Last year’s tax return – if you have it. A bank account number to receive your refund via direct deposit. If filing jointly, both spouses must be present to file electronically.

 Nutritious lunches  Music groups  Computer lab  Coffee bar  Facility rentals  Surprising Thrift Store Stop by or call for more information about activities and services offered at the Edmonds Senior Center 220 Railroad Ave., Edmonds  425-774-5555 or visit http://edmondssc.org

will be open through April 15. Everett Goodwill’s Job Training and Education Center (228 S.W. Everett Mall Way): Tues. & Thurs., 5:30 - 8:30 p.m.; Sat., 10 a.m. - 3 p.m. North Middle School, (2514 Rainier Ave.): Tues.& Thurs., 5:30 -8:30 p.m.; Sat., 10 a.m.-3 p.m. Foursquare Church/Children’s Village (14 E. Casino Rd., Suite D): Tues., Weds., Thurs. & Fri., 9 a.m. - 1 p.m. Lynnwood Cedar Valley Community School (19200 56th Ave. W.): Tues. & Thurs., 5:30-8:30 p.m.; Sat., 10 a.m.-3 p.m. Marysville Goodwill’s Job Training and Education Center, (9315 State Ave): Tues. & Thurs., 5:30 - 8:30 p.m.; Sat., 10 a.m.- 3 p.m. Monroe Park Place Middle School (1408 W Main St.): Tues. & Thurs., 5:30 - 8:30 p.m.; Sat., 10 a.m. - 3 p.m. For more information, please visit uwsc.org (select the Projects and Partners tab) or call 2-1-1 for information and referrals. Last year, 2,588 Snohomish County working families had their taxes prepared for free at a United Way Tax Preparation Site.

Complimentary lunch & tour.

Under the guidance of a nurse and social worker, design an individual wellness plan and have your progress measured over six months. A wonderful way to take control of your health. Call for an appt. or drop in. Mondays, Tuesdays and Fridays, 9 a.m. to 2 p.m. Funded by the Verdant Health Commission.  Trips, classes, games

Send your question to Savvy Senior, P.O. Box 5443, Norman, OK 73070 or visit SavvySenior.org. Jim Miller is author of The Savvy Senior book.

United Way tax preparation assistance

ENHANCE WELLNESS PROGRAM

 Fitness, yoga, tai chi

get help through the Tax Counseling for the Elderly (or TCE) program. Sponsored by the IRS, TEC provides free tax preparation and counseling to middle and low-income taxpayers, age 60 and older. Call 800-906-9887 to locate a service near you. In Snohomish County, contact Senior Information and Assistance at 425-513-1900 for help locating a United Way or AARP Tax Aide site.

Call today to make your reservation.

“No More Worries About Mom”

Offering a Continuum of Care... Independent Living, Assisted Living, Rehabilitation and Skilled Nursing Care

Sunrise View

RETIREMENT VILLA & CONVALESCENT CENTER

Call or Visit Today.

425-353-4040

2520 Madison • Near I-5 in South Everett e-mail: dlopes@sunriseview.org • www.sunriseview.org 5 Star Rating by CMS  Privately owned and operated since 1967

2013-2012 Best of Everett Award Recipient in Senior Citizen Information and Assistance

Senior Focus  February/March 2014

Tax preparation assistance by AARP AARP Foundation will provide free tax preparation and electronic filing at sites throughout the state. AARP Foundation TaxAide, in its 45th year, is the nation’s largest free tax assistance and preparation service, giving special attention those 60 and older. You do not need to be a member of AARP or a retiree to use this service. The IRS tax-certified volunteer preparers can handle most common tax returns for employed or retired individuals, which include earned and retirement income, investment income (Schedule D),

and various education, child and earned income credits. AARP Tax-Aide sites are not able to prepare returns with rental income or depreciation, but do prepare Schedule C for individuals with small businesses that have less than $10,000 in annual expenses. Taxpayers utilizing the free service can receive their tax refunds rather quickly as all sites will use electronic filing. To locate an AARP Tax-Aide site near you, visit aarp.org/findtaxhelp or call 888-227-7669.

The orphan child With all the talk about the Affordable Care Act and health insurance, forgotten is one area of health care that faces growing demand as the U.S. population ages – long-term care. This is expensive as there is no way to determine what type or length of care will be required. To date, the only alternative, other than private pay, is buying long-term care insurance. A new report from the National Center for Health Statistics (NCHS) draws on data from multiple sources, including residential care communities, home health agencies, nursing homes, hospices, and adult day services. It covers the services provided, staffing, demographics of the users, and the state of their health. In 2012, the last year for which statistics are available, over

Square dance lessons The Whirlybirds Square Dance Club is offering square dance lessons on Thursdays at 7 p.m. Dance experience is not required. Lessons, taught by Dave Harry, are held at The Hayloft Dance Hall, 15320 35th Ave. W. in Lynnwood. Square dancing is a great way to get some light impact exercise and some people say it staves off Alzheimer’s. First lesson is free; suggested donation of $5 asked for additional lessons. For information call 425-923-3620.

your Senior Real Estate Specialists

LAWRENCE P. DOLAN NEWTON KIGHT LLP

ATTORNEY AT LAW

Lawrence P. Dolan has over 25 years experience in representing Memberships: and assisting clients through the legal process. National Academy of Elder Law

425-320-8485

Wills, Trusts and Estate Planning n Probate n Powers of Attorney n Health Care Directives n Special Needs Trusts n Guardianships n Medicaid Planning n

Call for a complimentary consultation e-mail: judyanddon@windermere.com  www.judyanddonscorgie.com Windermere Real Estate/GH LLC 12003 Mukilteo Speedway, Suite 101, Mukilteo WA 98275

58,000 “regulated” long-term care services were provided for some eight million people. The majority of the providers were for-profit businesses, with the exception of adult day programs which are mainly non-profit. The NCHS also compared several of these institutions to each other showing, for instance, that there were twice as many people in nursing homes as there were in adult day care and the staff hours per patient were also higher in nursing homes than in other facilities. One item the report did point out is that more nursing homes and hospices offered mental health and counseling services. The National Study of Long Term Care Providers (NSLTCP) survey will be conducted every two years. For information, visit cdc.gov. Search for nsltcp. – CMK

elder law attorney

Two names you can TrusT … Judy & Don Scorgie

1820 32nd Street, Everett WA 98206

Washington State Bar Association n Elder Law Section n Real Property, Probate and Trust Section

Snohomish County Bar Association

425-775-5423

Broker, REALTOR®

Attorneys

www.NewtonKight.com

Snohomish County Estate Planning Council

Only our name is different. Nationally Owned, Locally Operated.

Emeritus Senior Living

We have been honored to serve the needs of seniors throughout Snohomish County. And now, we are honored to serve you under our new names. Rest assured; only our names have changed. Emeritus is one of the most nationally respected providers of retirement living, assisted living and memory care. Since it was founded in 1993, its name has become synonymous with exceptional service, quality and professionalism. Emeritus has built its strength on this simple premise: An Emeritus community is a real home, a place where residents and staff become family.

Our Family is Committed to Yours.

(360) 659-1279

Emeritus at Marysville Independent & Assisted Living 9802 48th Drive NE, Marysville www.Emeritus.com

Call today to schedule your personal visit!

(425) 338-1580

(360) 794-4284

Retirement & Assisted Living

Retirement, Assisted Living & Memory Care

Emeritus at Mill Creek* 14905 Bothell-Everett Hwy, Mill Creek * Please call for information on Income Qualified options

Emeritus at Monroe 15465 179th Avenue SE, Monroe

(360) 629-3445

Emeritus at Stanwood Retirement, Assisted Living & Memory Care 7212 265th Street NW, Stanwood

12 February/March 2014  Senior Focus

The Elvis Presley display at the Scottsdale, Arizona, Musical Instrument Museum includes a concert selection heard by wireless headset while watching it on the wall monitor. – Cecil Scaglione photo, MLF

‘Cool‘ Scottsdale still hot Get Aways Adventures in Travel

By Cecil Scaglione Scottsdale, Ariz. – Take an umbrella if you plan to do any walking around this town and its attractions. It’s not to keep you dry. It’s portable shade. You’ll get the idea when you sample a prehistoric Valley of the Sun cooling system just a few minutes away from a couple of hundred shops and boutiques bearing such names as Tiffany and Tommy Bahamas in the airconditioned comfort of downtown’s Fashion Square. The ancient cool spot is still visible among the ruins of a

1,500-year-old Hohokam village where the natives built stone-andclay walls all around their cozy compound so they could sit in the shade throughout the day no matter where the sun was in the sky. If you don’t have an umbrella to ramble among the ruins, you can borrow one from a bin in the lobby. It’s part of a peek into the past offered at the Pueblo Grande Museum and Archeological Park that abuts metropolitan Phoenix’s Sky Harbor Airport. If you’re not driving, you can reach it by the light rail system from either the airport or downtown Phoenix. A grander look at another reminder that you’re in the great Sonoran Desert is the nearby Desert Botanical Garden, where more than 50,000 plants from arid land around the world are cultivated and cared for.

Morgan Cottage

On the short drive along Washington Street, you can stop by The Wedding Cake on a hill overlooking Fifth Avenue. The castle-like structure was built to be a hotel, but the Great Depression dashed those hopes. It was purchased by businessman Edward Tovrea, who turned it into his family home until the late 1960s. If it’s the right time of year, you can catch an Oakland A’s cactus league baseball game at Papago Park. This 1,500-acre open space is also home to the botanical garden as well as the Phoenix Zoo, Rolling Hills Golf Course and the white pyramid known as Hunt’s Tomb. Buried there with members of his family is George W.P. Hunt, Arizona’s first governor. Hunt was elected to seven terms before his death in 1934. Almost next door to the small baseball stadium is the Hall of Flame, where you clamber around fire-pump engines dating back to the 1700s scattered among exhibits featuring fire helmets and heroes. A cooler trip through history is one of the 90-minute tours offered at Taliesen West, Frank Lloyd Wright’s winter home and studio. (Taliesen East is in Wisconsin.) The trail-blazing architect arrived in Phoenix in 1927 as a consultant on the erection of the Arizona Biltmore. He and his apprentices began building this complex a few years later with the sand, quartzite rock and trees on the property. “The only thing he bought was cement,” said our guide, Betty. In the cool of The Cabaret, the only portion below ground, he and

Adult Family Home

Specializing in Dementia/Mental Health/DD  Affordable Rates  Private Rooms 7010 58th Dr. N.E., Marysville, WA visit www.morgancottage.net  Private TV and Cable  Special Diets Accommodated  Close to parks, shopping and medical offices

Call Monica for a visit 360-659-0003

guests watched what he loved: movies. Because of his Hollywood connections – granddaughter Anne Baxter was a silver-screen star who won a supporting-actress Oscar for her role in “The Razor’s Edge” – he would get uncut versions, “some of them as long as 12 hours,” Betty said. You might be tempted to spend that long in the Musical Instrument Museum that opened recently in a large but unassuming building that looks a lot like a high school. Not only is everything inside and air-conditioned, you get free concerts at the more than 200 exhibits featuring some 5,000 devices from around the world that provide music. Visitors to the museum are given wireless headsets triggered by videos of the instruments on display. This ranges from native performances in villages around the globe to gold-record artists such as Elvis Presley, Conway Twitty and Louis Armstrong. There’s a gallery of instruments you can try your own hand at as well as a roomful of mechanical players featuring a wall-sized jazz orchestra. And there’s more to come because staffers report there are another 15,000 instruments in storage that are being prepared and repaired. While tourism tub-thumpers persist in calling this city of nearly a quarter-million people the “West’s Most Western Town,” residents have long seen their culture and community more along the lines of the trendy La Jolla on the Pacific shores some 350 miles to the west. A brief look at its range of attractions indicates that, while polo championships may be crowding out some of its rodeo reputation, Scottsdale isn’t about to do away with such iconic sites as Talking Stick Resort, Rusty Spur Saloon and the Arizona Cowboy College. You can check the times and fees at any of these and other attractions worth a visit by typing their name online. – Mature Life Features ©2014

We help people age where they’re most comfortable. At home. Since 1996, we’ve helped thousands of people receive the personal care and companionship they need to stay in their own homes. See if we’re the right choice for you.

866.545.1092 www.familyresourcehomecare.com

A Washington State Licensed Home Care Agency

Senior Focus  February/March 2014

Information… is it complete and understandable?

Aging Committee focuses on Rx drug labeling By Cheryl M Keyser Inside the box of almost all packaged medications there is a piece of paper folded multiple times. Printed on it in small type are all kinds of information – dosage, usage, side effects, interactions, etc. – about the drug. In addition, many pharmacies include a separate sheet of paper restating much of the same information. But is this information complete? Is it easily understandable to a general audience? This is the issue being raised by the Senate Committee on Aging. According to Dr. Janet Woodcock of the Food and Drug Administration (FDA), who testified before the Committee, as many as three billion prescriptions are written every year. “Too many people, however,” she said, “suffer unnecessary injuries, and some die, as a result of preventable medication errors.” A case in point is that of a young teenager, Cody Miller. In 2007, Cody committed suicide after his prescription medication to treat his allergies was changed. “As a consumer, I was unaware that this information (the package insert) from my pharmacy was not directly regulated by the FDA,”

said his mother, Kate Miller. This was a young man able to read the insert and follow his physician’s guidance. Furthermore, he was taking only one medication. Many older adults take multiple drugs for various problems and don’t think to ask a health care professional if there are any interactions among them. Nor does a doctor always know what medications might have been prescribed by another practitioner. A 2012 Government Accountability Office (GAO) report indicated that “as of November 2011, over 3.5 years after the FDA contacted sponsors (of the drugs), the agency had not yet confirmed whether… the labels of 70 percent (146 of the 210 antibiotics) were up to date” or needed revision. The respected magazine, Consumer Reports, surveyed five pharmacies and found that in four of them a warning was “dangerously omitted,” that violated an FDA regulation. Doris Peters of the magazine further noted that there were some 100,000 emergency hospitalizations annually among individuals 65 and older which could be attributed to adverse drug events. A 2003 study by the University of Wisconsin School of Pharmacy

found that “the length and quality of the information varied greatly” in package inserts, according to Richard Scholz with 36 years of experience in the pharmacy business. He further referred to a 2006 Institute of Medicine report that said 1.5 million errors were mainly due to “poor labeling.” The FDA is the main federal agency charged with “ensuring the safety, efficacy and quality of medicines,” said Woodcock. She affirmed that the present manner of informing patients how to use a medication “requires improvement” and that the FDA is leaning in the direction of a single, standardized document. The document would be developed in consultation with patients, providers and drug manufacturers and provided to the patients as the single source of information. In 1996, the FDA was given the task of overseeing prescription drug labeling. This was to be a “voluntary private-sector effort,” said Woodcock, with set goals and time frames. The FDA retained the right to take action in regard to labeling if the safety of patients was compromised. By 2008, the agency became aware that important information on the labels was not clear. It

had been “developed by different sources and may be duplicative, incomplete, or not appropriately written for patient comprehension,” added Woodcock. The FDA “sees merit” in a single document to provide the necessary product information. And this must also be updated as new information becomes available. Although agreeing with the intent of the FDA, Gerald McEvoy of the American Society of HealthSystems Pharmacies, expressed doubts as to whether the FDA can produce “timely, accurate, consistent, and impartial information” for the general public in an easy to understand language and format. In a companion effort to clarify labeling, Sen. Kristen Gillibrand (D-NY) and Rep. Bill Owen (DNY) have introduced the Cody Miller Initiative for Safer Prescriptions Act (S. 752 and H.R. 1608). These bills would establish regulations as to content, format, and dissemination of patient medication information. As Mrs. Miller said: “My child and many other consumers that have fallen between these crevices would have benefited as a direct result from this bill, had it been in place for them.”

construction – WEWe’re AREunder NOW... but Open for YOU! You! OPEN F0R B R AND NE W 2 0 1 3

Come see Pam, Kr is

MEMORY CARE NOW OPEN

SIMPLY YOUR BEST CHOICE IN RETIREMENT LIVING!

ONLY A FEW SPOTS LEFT!

POOL & FITNESS CENTER SIGNATURE DINING EXPERIENCE POOL & FITNESS CENTER SIGNATURE DINING EXPERIENCE INDEPENDENT LIVING ASSISTED LIVING MEMORY CARE ASSISTED LIVING

MEMORY CARE

and Vict

oria

quailparkoflynnwood.com

Introducing Quail Park of Lynnwood. Our unique sanctuary location, our elegant lodge architecture and exceptional services and amenities, and our deep commitment to surpassing the changing needs of seniors, reflects our passion to continually raise the bar.

US FOR A TOUR, 9:00 AM -- 5:00 PM DAILY VISIT USCOME AT OURVISIT DISCOVERY CENTER! HOURS 9:00AM 5:00 DAILY

14 February/March 2014  Senior Focus

Woolworth, Kress and Newberry dimes stores were located on Colby Ave. Photo courtesy of Jack O’Donnell

Dime store of the past was as a ‘magical place’ Perspective on the Past By Jack O’Donnell When people my age think back about the downtowns of their childhoods, it is often the dime stores they think of first. They might have shopped at S.S. Kresge, W.T. Grant, H.L. Green, J.G. McCrory or Ben Franklin. For us in Everett it was F.W. Woolworth, S.H. Kress and J.J. Newberry. All three of these chains originated in Pennsylvania. Dime stores, or five and dimes, were some of the first stores to sell discounted general goods at fixed prices. This often put smaller operators out of business. Also they

put the merchandise out for customers to handle and select. Frank Winfield Woolworth opened his first successful store in Lancaster in 1879. One hundred years later, Woolworths was the largest chain store in the world. Woolworth built a six story “skyscraper” store and office building in Lancaster in 1900. A decade later he was so successful he was able to commission Cass Gilbert to design a new office building for him in New York. He built what was then the tallest building in the world, and he paid cash for it. Samuel Henry Kress opened his store in Nanticoke and established his chain in 1896. John Josiah Newberry founded his dime store chain in Stroudsburg in 1911. All three had stores coast to coast.

Woolworths was the first to open in Everett, in 1912 at 191820 Hewitt Ave. in the McCrossen Block. About 10 years later they relocated two blocks west to 1614 Hewitt Ave. The later location was probably closer to the main shopping area downtown. In 1930, Kress began construction of a building at 2822 Colby Ave., thus being the first along “dime store row.” Samuel Kress, an avid art collector, envisioned his stores as public works of art. Indeed, the Everett store was no exception. The art deco building polychrome terra cotta ornaments in arresting shades of green, ink and blue were on either side of the signature curved glass display windows that invited shoppers into the store. Above were vertical columns topped with

Heritage Court A MeMory CAre CoMMunity Need Help? At Heritage Court we care for those with Alzheimer’s and memory loss.  We recognize individuality.  We understand and meet special needs.  We provide excellent licensed care.  Our secure home allows residents to achieve their maximum potential.

4230 Colby Ave., Everett, WA 98203  425-259-7200 or 1-888-259-7200

e-mail: heritagecourt@comcast.net www.heritagecourt.org

fluted designs. The cornice was formed by receding layers of chevrons. Recessed areas around upper story windows were done in darker bricks than those in the columns. The decorative work continued on the inside, and the display counters were set crosswise along the sales floor, a departure from other stores. In 1936, Newberrys opened their store two doors north of Kress in an existing building at 2814 Colby Ave. Like Kress it had two sets of doors, and above them were ceiling fans that helped cool the store in the winter. In 1939 Woolworth moved from Hewitt Ave. and followed the others, locating at 2824 Colby Ave. Colby had emerged as a busier street than Hewitt. The location was really two 1890s buildings, the Ferguson-Nolan or Hub on the corner and the adjoining CostelloBowen-Marlton Block to the west, which were now referred to as the Brewster Building. The new store had double the space, a handsome front and, like the others, two double front doors. There was another entrance from Hewitt Ave. Fixtures were all new with mahogany finish, walls were adorned with red Ws and along the north side was a lunch counter and fountain. The three stores remained much the same through the 1940s and the first half of the 1950s. Newberrys was the first to go through a major remodel (in 1955). They doubled their sales area by extending into the basement. The air-conditioned store now had 54 departments featuring a selection of just about everything. Between the two entrances was a complete snack bar. Perhaps the greatest change was that of eliminating the manned island display counters. Now the store was self service with the cash registers up front. The outside was given a complete facelift with a permanent awning over the entrance that was topped with a neon script sign. Above that the red serif gold letters on red were replaced with plexiglass letters spelling J.J. Newberry Co. CONTINUED ON PAGE 15

NEED HOME REPAIRS? No MoNthly PayMeNts (if qualified)

Funding available to assist homeowners and landlords in Everett city limits and urban growth boundaries.  Health and safety items  Structural, foundation, heating, plumbing, electrical, floor coverings, painting, roofing, gutters, siding and painting  Accessibility issues  Free inspection, design, construction

assistance and more.

Call 425-257-8735 www.everettwa.org/CHIP

Senior Information and Assistance Answers Questions – Explores Options

425.513.1900

Senior Focus  February/March 2014

Cyperspace…

Use caution when sharing information By Cecil Scaglione Wisdom does not come with white hair, apparently. About one-third of the over50 phalanx admits to having no password-protection on cell phones and portable tablets. That’s according to a recent report by McAfee, a subsidiary of Intel Corp. that produces security services and solutions to businesses

FIVE & DIME CONTINUED FROM PAGE 14

Woolworths followed suit in 1957. To enlarge their store they took over the space on the corner occupied by Brewster’s Cigar Store and several other small shops along Hewitt Ave. The enlarged lunch counter now served 46. Another popular feature was the photo booth where a quarter would purchase prints of four poses. Like Newberrys, the store became mostly self service. The exterior was refaced with stucco and the red letters on a red art deco background gave way to plexiglass letters spelling out the name along both streets. In addition, vertical signs announced the store along both streets. Kress was the last to remodel. It too added a basement shopping area and became self service. The beautiful hardwood floors were retained. The exterior was left much the same since it was so ornate. A vertical protruding sign and a smaller sign in the deco terra cotta gave way to five giant plastic letters proclaiming Kress. The Kress sign designed into the top of the façade was left in place. The stores then stayed much the same through the 1960s along “dime store row” in the heart of the Everett shopping district. By the 1970s marketing was changing. Big box stores in the south end were stealing business away from the smaller dime stores, just as the dime stores had when they first started. In a period of abut five years all three closed. Newberrys went first, followed by Kress. By the end of 1975 there was a Fashion Fabric store where Newberrys had been and the other two storefronts were vacant. The Woolworth building was razed and replaced with a new Cascade Savings and Loan Building. The city was making one last ditch to keep major retailing downtown with public works improvements along Hewitt and Colby. Jay Jacobs moved into the Newberry space, while Nordstrom’s Place occupied the Kress space. The downtown shopping area was being redefined for its last hurrah. Eventually Cascade Savings took over the Kress building. Un-

and individuals using computerized cyberspace networks and mobile devices. The firm’s recent survey, dedicated to uncovering the online habits and behaviors of individuals 50 to 75 years of age, revealed that four in five adults at that age level are active on social networks. Seventy-five percent use Facebook to stay in touch with

like Nordstrom, who kept the beautiful art deco front, the bank elected to cover it over. A few years back, during window replacement, one could get a glimpse of the decorative brick still in place. Perhaps one day it will once again be exposed and celebrated as other cities all over the country have done. Several businesses have since occupied the Newberry building. Today Colby Ave. is still a gathering place, but its hasn’t been the county’s largest retail center in decades. It is difficult trying to explain to younger people what a dime stores was like. It was kind of like a miniature K-Mart, Fred Meyer or Target big box store. For many old timers, though, the Woolworth, Kress and Newberry stores on Colby were magical places where you could find nearly anything. I miss them dearly.

family, keep up with personal interests, and find old friends. While 88 percent said they consider themselves equally or more tech-savvy compared with others their age, they admitted to exposing themselves to dangerous social-media security risks, including sharing personal information with strangers. Almost 60 percent have blithely shared information publicly or posted personal information online, including their email address (52 percent), cell-phone number (27 percent), and home address (26 percent). Almost 20 percent also admitted to negative online drama bad enough to end their friendship. That this confident, self-proclaimed tech-savvy group exhibited high-risk online behavior is reason to raise awareness, said Michelle Dennedy, McAfee’s vice president and chief privacy officer. “It seems counterintuitive that sharing personal information with strangers would not concern them,” she said. “This further highlights their need to better understand the difference between the real and perceived dangers online and how to best protect themselves.” Yet, three in four members of this social group admitted their usage of social networks may be

exposing them to such risks as fraud or identity theft. Despite this acknowledgement of risk, these boomers reported spending a lot of time online – five hours a day on average. Ninetyseven percent reported daily online activity. Boomers between the ages of 50 and 61 spend an average of five hours and 42 minutes a day online, about an hour more than their older counterparts, who log a daily average of four hours and 36 minutes. This is likely due to the fact that the younger set is still in the workforce. The majority of this group uses the more “traditional” devices to go online, with 73 percent using desktop computers and 58 percent using laptops. Less than 40 percent use a smart phone or tablet for online activity. As a whole, they feel their devices are safe from hackers, malware or other types of cybercriminals. Eighty-eight percent feel protected on their laptops, 86 percent on desktops, 81 percent on tablets, and 75 on smart phones. While 93 percent of both desktop and laptop users reported having updated security software, only 81 percent of tablet users and 75 percent of smart-phone users reported they feel protected. More than four in 10 said their mobile devices had outdated security software or none at all. Mature Life Features ©2014 Senior Information and Assistance Answers Questions – Explores Options

425.513.1900

Affordable Senior Apartment Homes 55+ Community Two Bedroom

580

One Bedroom

490

Rent includes water, sewer & garbage

Featuring... ›› Access restricted buildings ›› 1 and 2-bedroom energy efficient apartments ›› Social Service Coordinators ›› Large community rooms with kitchens and fireplaces (available for private functions) ›› All apartments are wheelchair accessible ›› On-site laundry facilities ›› Dishwasher, frost free refrigerator, electric range with self cleaning oven, quality cabinetry ›› Convenient access to bus line ›› Income restrictions apply ›› Section 8 welcome ›› Pet friendly

Independent Senior Living The Meadows Community is located at 12th and Rainier in Everett

For information call 425.252.6930

Email: Themeadows@coastmgt.com  web-site www.sssc.org. Rental Office: 1115 Rainier Ave., Everett WA 98201-5415

Professionally managed by Coast Real Estate Services

16 February/March 2014  Senior Focus

u o y k Than … r u o o t

Community Sponsors

Each year Senior Services depends on the generous support of community sponsors to help provide basic needs, encouragement and hope to thousands of seniors, people with disabilities and those who care for them. From affordable housing to good nutrition, to safe and accessible transportation, to finding the right service at the right time, Senior Services, with the help of our community partners, is here to help. We are honored that the following businesses supported our mission and our senior community through a generous annual sponsorship in 2013.

$5,000 – $10,000 SPONSORS

$2,500 SPONSORS

$1,000 SPONSORS Ofﬁce Interiors, Inc. Local ownership results in ﬁner service

11627 Airport Rd., Suite B  Everett, WA 98204  www.sssc.org  425.355.1112 Serving 35,000 seniors, people with disabilities and family caregivers each year

Senior Focus  February/March 2014

Miscellaneous stuff about money and how to protect yours By Teresa Ambord What happens if you die before you get around to making a will? That’s called “intestate.” If this happens, the laws of the State of Washington dictate who inherits your assets. The intestacy laws vary by state, and are based on who your survivors are, that is, a surviving spouse, children, siblings, and other relatives. The rules of intestacy are fairly inflexible. It could be that your wishes will be accomplished but not necessarily. Here’s an example. You may have a lifelong friend who you intend to give your assets when you pass away. But without a will, even if you have no close family members, a distant relative… like your disagreeable cousin Freda may end up with everything. If you have children, without a will, your assets will probably be divided equally among them. But what if one of your kids owes you a lot of money and has made no effort to pay you back? Do you really want that child to get the same inheritance as the others? Do you have a child with special needs? Your intention may be to leave that son or daughter a larger portion, but that is unlikely unless you make a will. Of course, making a will is distasteful to many. Some say it feels like they are giving up, ready to die. But not making a will can put an undue burden on your survivors, causing family fights and maybe estrangement. With a little forethought you do them a great kindness by avoiding all that.

Charitable giving

Americans are a charitable bunch. Can you guess who gives the most? Private foundation support is important to many nonprofit and charitable causes. In 2012, they gave $45.7 billion. Not bad! But it pales in comparison to how much individuals gave in the same year – that is, $228.9 billion.

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024 www.sssc.org www.snocare.org

The amounts left to charity in wills actually fell a little in 2012, but that total was still an impressive $23.4 billion. Who gave? The most generous among us were those 68 and older, giving an average of $1,370 each. They donated used and new goods, cash, and also gave their time to volunteer efforts. Mostly they donated to their places of worship, but also to social service groups (like those supporting the homeless and victims of disaster), and to educational institutions. Next came baby boomers (ages 49 to 67), giving an average of $1,200 per year. The recipients of boomer generosity were similar to those of their elders. Generation X (ages 33 to 48) gave an average of $732 per year. And Generation Y (ages 18 to 32) gave $481 per year on the average. These givers tend to be more skeptical, demanding accountability from those they donate to, and expect to see the direct impact of the donations they make. Donation requests come in the mail, on the phone, on TV, and online. Unless you are personally familiar with a charity, don’t give until you do a quick check to ensure the charity is real. Every national disaster causes a bunch of new bogus charities to rise up. You can check their legitimacy at Charity Navigator, by logging onto charitynavigator.org. Can you guess the number one scam that is pushed at the start of the New Year? You probably can. It’s fraudulent weight loss claims, according to the Federal Trade Commission (FTC). It doesn’t take a thief to know we’re all focused on weight loss right after the indulgence of the holidays and the “fresh start” feel of the calendar flipping to a new year. Everyone likes an easy answer, but we all know there are no “miracle” weight loss supplements or devices, and though it’s tempting to believe, we know that products which say you can lose weight without exercise or without changing your diet are likely to be bogus.

If a loved one is getting older and needs care, Right at Home offers services for almost any situation. Our in-home care lets loved ones enjoy life in the comfort of a familiar environment. And it lets you concentrate on caring instead of caregiving. Give us a call and let us develop a Custom Care Plan for your loved one today.

Licensed  Bonded  Insured Locally owned and operated

Tax time scam

Scammers work around the clock and around the calendar, seeking new ways to steal from you. Some of the scams are hamhanded, particularly those from countries where the thieves speak little or no English. But many thieves are sophisticated. They try to be one step ahead of you to

match their pitches to what you may be in the market for. As tax time rolls up, be on the lookout for unsolicited offers of help from fraudulent tax advisers and financial planners. Clues to watch for when it comes to investments: the words “guaranteed,” “secret” or “little known,” or “risk-free.” No such investment exists. And a tax preparer who guarantees a high refund is likely planning to manipulate your financial data to force a fraudulent refund. Don’t walk away from this person… run! Not only will you want to avoid him/her and stay out of illegal or shady schemes, but keep in mind, whoever advises you will have access to your Social Security number and other identifying information. The last thing you want to do is trust that person with your identity.

What to do?

For financial advisers, you can verify their legitimacy by going to finra.org, search for Broker Check. Check tax preparers at your local Better Business Bureau. Visit westernwashingtonbbb.org. Check attorneys by going to the Washington State Bar Association website at wsba.org. Select the Lawyer Directory button. – Senior Wire©

Creating Community

Scams by the calendar

Aging isn’t easy. Caregiving doesn’t need to be hard.

Personal interview, background check and drug screen for employees

Bridget Small, the FTC’s assistant director of consumer and business education recently issued a written statement about the complaints they have received: “In these cases, although sellers said their products would help people lose a substantial amount of weight or lose weight without diet or exercise, the nonprescription drugs, dietary supplements, skin patches, creams and other products… didn’t work as promised.” By the way, the FTC is distributing $5.9 million in refunds to over 316,000 people who bought weight loss (Acai Pure) or cancer prevention products (Colotox). If you purchased these products, contact the FTC at 877-283-6531. To report fraud, visit ftc.gov/ complaint. You can stay informed about scams by getting e-mail alerts from the FTC. Visit ftc.gov, search for Subscribe Email Alerts and select Stay Connected.

Senior Services is grateful for the support it receives from the Foundations, Corporations, and Civic Organizations serving our community. With the support of these organizations we are creating a community where seniors and people with disabilities are valued and honored – where their physical, emotional and social needs are met – and where their past and future contributions are recognized and celebrated.

Bank of America Charitable Foundation BNSF Foundation  Boeing Employees Community Fund Catherine Holmes Wilkins Foundation E & H Humbly Bumbly Foundation The Everett Clinic Foundation  EverTrust Foundation Greater Everett Community Foundation Harvest Foundation  Hazel Miller Foundation Hubbard Family Foundation  Microsoft – TechSoup* Safeco Insurance Foundation Soroptimist International of Everett Stillaguamish Tribe of Indians The Boeing Company  United Way of Snohomish County Wells Fargo Foundation  Wockner Foundation

www.rahsnoco.com

425-290-1714

www.sssc.org  425.355.1112 11627 Airport Rd., Suite B  Everett, WA 98204

18 February/March 2014  Senior Focus

Stay healthy during the winter season Meal Times All the Nutrition News You can Use

Lilly (Ling-Yun) Kuo, MS, RDN

Senior Services of Snohomish County

Winter is a great season to en-

joy good times with family and friends with all the celebrations. However, it is also the time of the year when we become vulnerable to flu and cold attack. Why do people get sick more in the winter? We are always told to bundle up before going outside in the winter otherwise we will get sick. Does cold or dry air really make us sick? The answer is, cold or dry air does not directly make people sick. Viruses survive best in low humidity, which is found indoors, and at extremely high humidity. With the preferred environment, viruses are likely to affect our bodies more strongly. Also, we spend more time indoors where there may not be a lot of air circulation, giving us more opportunity to be exposed to viruses. The indoor air tends to have less humidity which

dries our nasal passages and make us more vulnerable to viral invasion. Here are some tips for you to stay healthy during the winter.

Nutrition

Although food alone can’t prevent the common cold or flu, a nutritious, well-balanced diet can help support a healthy immune system and allow faster recovering time. Proper nutrition is important to supply adequate energy and micronutrients to maintain a strong immune system. Processed, fatty and sugary foods don’t give the immuneboosting quality that healthier food does. Vitamins and minerals known for immune-support include Vitamins A, C and E, the B vitamins and Zinc. Be sure to choose brightly colored fruits, vegetable and include whole grain into your daily diet. Aim for at least 2-1/2 cups of vegetables and 1-1/2 cups of fruit each day. Another nutrient that not only enhances our body’s ability to fight disease but also helps to reduce inflammation is omega-3 fatty acid, which is found in nuts, seeds and fatty fish.

Stay hydrated Lilly Kuo is a dietitian with Senior Services Nutrition Program. For information about Senior Nutrition, call 425-347-1229 or 800-824-2183.

Meal site menu – what you need to know Meal includes 1% milk, roll or bread, and margarine. Fresh produce is subject to availability. Substitutions may be made without notice. Suggested meal donation is $3 (for non-eligible person, $6). For more information, call Senior Nutrition, 425-347-1229 or 800-824-2183.

Your body functions at its optimal level when it is well hydrated. Drinking enough water helps carry nutrients throughout your body and is necessary for digestion. To make sure you stay hydrated, check the color of your urine. If the color is clear, you are most likely getting enough fluids. If your urine is dark yellow, this is a good indicator that you are not well hydrated and need to increase your fluids. Your primary source of fluid

FEBRUARY MENU FEBRUARY 3 – 7 Mon: Tossed salad, chili w/green onion & shredded cheese, tortilla chips, pineapple, pudding. Tues: Cucumber salad, chicken alfredo on penne, vegetable, applesauce. Weds: Pea salad, baked fish w/lemon dill sauce, winter squash, spinach, mixed fruit. Thurs: Tossed salad, hot roast beef sandwich, mashed potato w/gravy, peas & carrots, fresh fruit. Fri: Borscht, stuffed cabbage rolls, zucchini, black rye bread, Russian spice cake.

FEBRUARY 10 – 14 Mon: Tossed salad, macaroni & cheese, green peas, fresh fruit. Tues: Coleslaw, BBQ pork on whole wheat bun, potato salad, fresh fruit. Weds: Carrot salad, french dip, potato wedges, fruited gelatin. Thurs: Tossed salad, spaghetti & meat sauce, zucchini, garlic bread, peaches. Fri: Valentine’s Day Special Menu.

FEBRUARY 17 – 21 Mon: Closed for Presidents’ Day. Tues: Dilled cucumber salad, lemon pepper pollock, baked potato w/sour cream, beets, pineapple. Weds: Tossed salad, baked chicken w/gravy, roasted sweet potatoes, broccoli, pears. Thurs: Spinach salad, grilled tuna melt, chips, fresh fruit. Fri: Tossed salad, salisbury steak w/ gravy, mashed potato, parslied carrots, fresh fruit.

FEBRUARY 24 – 28 Mon: Tossed salad, cheese pizza w/ veggies, peaches, pudding. Tues: Tossed salad, swedish meatballs on noodles, spinach, fruit cocktail. Weds: Fish taco w/shredded cabbage, tomato, cheese & salsa, rancho beans, tropical fruit. Thurs: Broccoli salad, turkey pot roast, mashed potato w/gravy, carrots, fresh fruit. Fri: Coleslaw vinaigrette, teriyaki chicken, yakisoba noodles, vegetable, mandarin oranges

should come from plain water; the Dietary Guidelines recommend older adults consume 12 cups of fluid a day. Twelve cups may seem like a lot; however, roughly 3-4 cups of fluid can be obtained by eating adequate amounts of fruits and vegetables. You can also include other sources of fluid in your diet besides water, such as 100% juice, 2% or low-fat milk, soup/broths, and decaf coffee or tea.

Rest and relaxation

Getting enough sleep and minimizing stress is important to staying healthy. Sleep deprivation can impair the immune system and hinder the ability of the body to repair itself. Aim for at least 7-8 hours of sleep at night. A short bout of insomnia is nothing to be concerned about, however, if you are routinely having trouble getting adequate sleep, talk to your health care provider. Also, daily stress, both physical and mental, can make you more susceptible to catching colds and the flu by depleting your immune system. If you tend to get depressed during the winter and feel much better in the summer, talk to your health care provider about Seasonal-Affective-Disorder (SAD). Be sure to find time to take care of yourself and do things that relax you like listening to music, watching a movie, reading a book, or just closing your eyes and taking a “cat nap.” A cup of herbal tea to ease your body and relax your

Better than Chicken Soup 1 small yellow onion, chopped 4 cloves garlic, sliced 1 tablespoon extra-virgin olive oil 1 teaspoon ground turmeric 8 fresh shiitake mushrooms, stemmed and sliced 4 cups low-sodium mushroom, vegetable or chicken broth 1 1/2 cup julienned fresh kale 1 cup cubed butternut squash 2 tablespoons grated fresh ginger 1/8 teaspoon cayenne pepper (optional) 1 fresh lemon, juice of 1 teaspoon miso In a saucepot over mediumhigh heat, sauté onion and garlic in oil 3 minutes. Add turmeric and mushrooms and sauté 2 minutes. Add broth, kale, squash, ginger and cayenne. Bring to a boil, reduce heat, cover and simmer 15 minutes. Remove from heat and let cool slightly, add lemon juice and miso (adding miso when still very hot will diminish its probiotic benefits). Cover and let sit 5 minutes before serving. Serves 4-6. Nutritional Info: Per Serving: 90 calories (5 from fat), 0.5g total fat, 0g saturated fat, 0mg cholesterol, 160mg sodium, 19g carbohydrate (6g dietary fiber, 5g sugar), 2g protein

– Courtesy of Whole Foods Market wholefoodsmarket.com

mind is a great way to complete a day.

Stay active

Even though it is cold and wet outside, it is still crucial to stay active and exercise daily. Physical activity is not only good for your body but it is also helps keep CONTINUED ON PAGE 19

MARCH MENU MARCH 3 – 7 Mon: Hearty lentil soup, egg salad sandwich on wheat bread w/lettuce, apricots, brownie. Tues: Mardi Gras. Mardi gras salad, chicken Louisiana, red beans & rice, bananas Foster bread pudding. Weds: Broccoli salad, grilled chicken burger on whole wheat bun w/lettuce & tomato, sweet potato fries, fresh fruit. Thurs: Coleslaw, fish & chips, tropical fruit. Fri: Tossed salad, meatloaf, mashed potato w/gravy, brussels sprouts, fresh fruits.

MARCH 10 – 14 Mon: Tossed salad, vegetable lasagna, vegetable, applesauce. Tues: Coleslaw, salmon burger on wheat bun w/lettuce & tomato, fiesta salad, apricots. Weds: Taco salad w/beef, cheese & rancho beans on chips w/salsa & sour cream, mandarin oranges, flan. Thurs: Chef’s choice. Fri: Broccoli salad, chicken ala king on baked potato, beets, fresh fruit.

MARCH 17 – 21 Mon: St. Patrick’s Day. Corned beef & cabbage, red potatoes, carrots, rye bread, apple duff. Tues: Cucumber salad, chicken alfredo on penne, vegetable, applesauce. Weds: Pea salad, baked fish w/lemon dill sauce, winter squash, spinach, mixed fruit. Thurs: Tossed salad, hot roast beef sandwich, mashed potato w/gravy, peas & carrots, fresh fruit. Fri: Roast pork w/sweet & sour red cabbage, stuffing, green beans, fruit.

MARCH 24 – 28 Mon: Tossed salad, macaroni & cheese, green peas, fresh fruit. Tues: Tossed salad, chili w/green onion & shredded cheese, tortilla chips, pineapple, pudding. Weds: Carrot salad, french dip, potato wedges, fruited gelatin. Thurs: Tossed salad, spaghetti & meat sauce, zucchini, garlic bread, peaches. Fri: Coleslaw, BBQ pork on whole wheat bun, potato salad, fresh fruit.

MARCH 31 Mon: Citris salad, spinach mushroom quiche, broiled tomato, pudding.

Senior Focus  February/March 2014

Telehealth coverage New legislation, the Telehealth Enhancement Act of 2013 (H.R. 3306) would expand the use of telehealth services to home health and hospice care providers. It has been introduced by Reps. Devin Nunes (R-Calif.) and Frank Pallone (D-NJ). The bill would provide for remote monitoring and home-based video of Medicare patients, including the homebound and those who do home dialysis. Medicare providers would be allowed to treat patients electronically across state lines without having to have a medical license in each state. A letter, signed by 64 organizations from the Chamber of Commerce to Wellpoint Health Care, calls this legislation “a solid step in expanding access to care while lowering costs for consumers…” For additional information, visit leadingage.org. – CMK

STAY HEALTHY CONTINUED FROM PAGE 18

your immune system strong and healthy. If you are unable to go outside for a walk, try doing exercises inside. Aim for at least 30 minutes a day. However, if you are not feeling your best, make sure you take a break from any intense workout routine.

Prevention

The best way to avoid getting a cold or flu is to prevent them. All too often viruses and germs are spread simply by coming in contact with common surfaces such as door knobs, counter tops, remote controls and telephones. Keep sanitizing wipes handy to clean surfaces. Another very effective way to prevent the germ spread is to wash your hands often using warm water and soap or using hand sanitizer.

Volunteering means helping a neighbor Volunteer Connections By John McAlpine

RSVP Volunteer Recruiter

RSVP exists to help volunteers 55+ find fulfillment in volunteer work and will match your lifetime of skills and experience to the organization of your choice. If the jobs listed here are not close to where you live, call me. Maybe I can find the perfect opportunity for you. There is something to do in every city in the county. This column lists only a few of the hundreds of opportunities available through RSVP in Snohomish County. Each column I focus on one of our volunteers or community partners to bring you a bit more news and information about them. This month, the RSVP spotlight shines on Catholic Community Services (CCS), the sponsor of RSVP. Did you know CCS is the largest provider, after the state, of health and human services in Washington? In Snohomish County, CCS has offices in Everett and Marysville offering housing, counseling, services to veterans, foster care and two volunteer programs among its many programs. Volunteer Chore – If you have a few hours avail-

able every week or two, this is for you. CCS has many clients who can use your help with vacuuming, dusting, washing windows, mowing the lawn and so on. There are people in your neighborhood who are having trouble keeping up with house and yard work. Call me about this today. Volunteer Transportation – The Volunteer Transportation program offers rides free of charge to its clients. These rides are usually to medical appointments. The client can get in and out of the car unassisted. You choose how often you drive and where you go. You must have a valid driver’s license, insurance, and a vehicle with working lights, horn and brakes. Food Banks – We remind our readers of the need for volunteer help at local food banks. The use of food banks has risen in recent years and they are seeing more clients than ever.

phone: 360-653-1717 email: windsorsquare@gres.com 9912 48th Dr. N.E., Marysville 98270 www.windsorsrliving.com

Visit Senior Services at sssc.org

Tutoring – There are opportunities to help students in a variety of ways through RSVP. You can volunteer in school or after school, work with adults or children. You can help someone learn to speak English, coach students to improve reading and math skills, or assist homeless kids in keeping up on their homework. Call or email me to learn more. If you have questions about RSVP, volunteering or any of the agencies you see listed above, contact John McAlpine at 425-374-6374 or send an e-mail to johnm@ccsww.org. RSVP is a program of Catholic Community Services. The office is located 1918 Everett Ave., Everett.

Dr. Jeffrey Tufarolo Providing excellent Dental care in Everett for over 30 years. Voted one of the Top Dentists by Seattle Metropolitan magazine for 2009, 2010, 2011, 2012, 2013 and 2014.

 Implants 10 % Senior  Dentures/Partials Discount  Crowns/Bridges  Cleanings/X-rays/Exams

Call today for a Complimentary Consultation

425.258.2834 3624 Colby Ave., Everett www.JeffTufaroloDDS.com

Affordable Senior Apartment Homes 55+ Senior Community

One Bedroom

595

710

Two Bedroom

* Rent includes water, sewer and garbage Must meet income eligibility requirements. Section 8 welcome.

PET FRIENDLY! SENIOR A P A R Living TMENTS Independent Senior 12404 19th Pl. W., Everett

FEATURING... Independent living residence for seniors 55 and older

Your help is needed to pick up food, sort it, bag and distribute. There are food banks all over the county so no matter where you live we can find you a place to volunteer.

Something to Smile About

Flu shot

Many people suffer seasonal flu each winter. People with lower immunity, such as those 60 and older, are likely to be at high risk of flu complication, and the result can be life threatening. A flu shot, the common name for flu vaccine, can prevent or lessen the effect of flu. Be aware that flu vaccine changes from year to year. Because flu viruses evolve so quickly, last year’s flu vaccine may not protect you from this year’s viruses.

›› Access restricted building Typical Floor Plan One Bedroom Apt. appx. 565 sq. ft. ›› Social Service Coordinator ›› All apartments are wheelchair accessible ›› 1 and 2-bedroom energy efficient apartments ›› Close to bus line, shopping, church and other services ›› Laundry room, community room with kitchen, library ›› Raised garden plots and scenic walkways ›› Dishwasher, frost free refrigerator, electric range with self cleaning oven Professionally managed by Coast Real Estate Services

For information call

425.353.3898

Email: Lakewoods@coastmgt.com Web-site: www.sssc.org Rental Office

12404 19th Pl. W. Everett, WA 98204-8553

20 February/March 2014  Senior Focus

Alzheimer’s benefit dance It is estimated there are 100,000 people in Washington State who have Alzheimer’s or some other type of dementia. To support research of this disabling disease, an Alzheimer’s Benefit Dance will be held February 23, 1-4 p.m. at the Masonic Hall, 515 Dayton St., Edmonds.

The event is sponsored by Sky Valley Whirlwinds Square Dance Club in partnership with Alzheimer’s research disease centers at the University of Washington and Chicago’s Rush University. For information contact Joe at JLBahr777@hotmail.com or 206310-5627 or Sally.Buckingham2@ gmx.com or 425-293-4510.

Patty Weeda, SRES (Senior Real Estate Specialist) … “Listening and understanding the real estate needs of seniors for over two decades.”

Commitment to Service  Attention to Detail Call me for a warm and CONFIDENTIAL consultation

425-348-1152

or e-mail: pattyweeda@windermere.com

Working for your security, independence and peace of mind  Estate Planning

 Living Trusts

 Incapacity, Long-term Care and Medicaid Planning

 Living Wills

 Powers of Attorney

 Pet Trusts

 Guardianships

 Probate  Partnership Agreements

 Wills

425.640.8686

Peggy@PeggyLSanders.com  www.PeggyLSanders.com Serving Snohomish County and North King County

152 3rd Ave. S, Suite 107, Edmonds, WA 98020 Free parking  Handicap accessible

Washington State Bar, Elder Law Section National Academy of Elder Law Attorneys

Treasures in the attic By Saralee Perel During special occasions, I think about using the keepsakes that are in the attic. But I usually don’t because I’m afraid of something happening to them. When I gave a piece of antique jewelry to Kaileigh, my 11-yearold friend, she said, “I love it!” Then she put it away. It was a pin my mother handed down to me – a star sapphire set in sterling silver. “Why won’t you wear it, Kaileigh?” “Because I’m afraid of losing it.” A favorite blouse of mine never gets stained. That’s because it stays in my closet. My grandmother’s wedding band never looses a diamond because I don’t wear it. A friend, Veronica, who doesn’t use her heirlooms, said, “It’s a sad waste. I’m hoping to get the whole kit and caboodle to my niece in Florida.” My pal, Gail, keeps her mother’s things in the attic. She said, “Someday I will leave them to my children and they can deal with stuff from the ancestors they never met.” So on and on it goes, from one generation to the next. Precious belongings never to be enjoyed. The thing is, if I lost Grandma’s ring, she would have said, “Saura Leah (my Hebrew name), that’s not what matters. I didn’t give it to you so you’d keep it in a drawer.” My friend, Paula, does use her valuables. When I asked how she’d feel if something broke, she said, “I would be heartbroken, of course, Saralee, but what is the use in having these things if all you are going to do is look at them? Seems to me, it takes away most of the joy of having them if you don’t use them.” The first day I met Kaileigh, I fell in love with her. I wondered if someday she’d ever feel the same about me. Whenever she played

the violin, I was enchanted watching this beautiful girl with her beloved instrument. When she told me she was giving a solo performance at a concert at her high school, she said, “It’s in front of three thousand people!” Kaileigh bravely faced the crowd and played, “Amazing Grace” with elegance and poise. I received the sweetest gift of all that night. She was wearing my mother’s pin. Later, when I asked how she felt wearing it, she said, “I loved it. I love you and I felt loved by you.” And to think, my wish had come true that someday she would love me too. Well, what if I spill wine on my special blouse? It wouldn’t be the end of the world. And if family china breaks, then it breaks. If I lost a diamond from the ring, I’d be all right. I’d have my grandmother’s blessings in my heart. And so, I joyfully took my favorite blouse from its hanger. It went so beautifully with Grandma’s wedding band, which has stayed on my finger every day since. It’s time to savor the moments and treasure the good things. Award-winning columnist, Saralee Perel, can be reached via her website saraleeperel.com.

Four Freedoms House of Seattle, Inc. On Beautiful Bitter Lake

 Studio and one bedroom apts  Must be 62 or older; q sen ualit y income limits apply io com r livin mun g  On Metro bus route tiy  Utilities included with rent  Restaurant on-site – open to the public Call for information & application

206-364-2440

747 N 135th St. • Seattle

ADULT FAMILY HOMES Angela’s House Adult Family Home A loving place full of people who care  24-hour professional care  Alzheimer’s/dementia care  Special diets accommodated  Supervised activities include exercise, crafts, music, outings

Call to schedule a tour: 425-424-9180 930 205th Pl. S.E., Bothell

www.angelashouseafh.com

We provide compassionate care in a loving atmosphere and safe environment. 425-741-6581  206-302-8878

Sunshine AFH

    

SUNSHINE A Quality Adult Family Home

Excellent care by trained staff Home-cooked meals Live-in owner and caregiver R.N. on call 24-hours a day Private pay/Medicaid accepted

425-776-8428 – 425-712-0448 18422 41st Pl. W., Lynnwood WA

Adult Family Home

sereneviewmanor.com 8124 64th St. SE, Snohomish, WA 98290

360 863-6466

425 737-3007

email: joyfamilyhome@outlook.com 16921 Spruce Way, Lynnwood 98037

Located in a quiet neighborhood

Good Nutrition for Optimum Health

Senior Focus  February/March 2014

Center for Healthy Living announces new programs

Two groups of students, the Jackson High School girls basketball team and the YMCA Minority Achievers Program, spent several hours at Senior Services’ Lakewoods I and II communities cleaning apartments and solving computer-related issues for residents as part of the United Way of Snohomish County’s Martin Luther King Day of Service.

PUD offers incentives for saving energy Take advantage of Snohomish County PUD incentives to save money on energy bills and improve your home’s comfort! According to an announcement issued by PUD, the utility can help you with great deals on heat pumps, duct sealing and insulation, efficient windows, lighting and more. Heating and weatherization programs are available only for electricallyheated homes. Heat Pump: Install a ductless heat pump this year, and you’ll get a rebate of up to $1,200. These units not only reduce your PUD bill, but they improve your home’s comfort by providing even heating and cooling. Customers can also receive $2,000 to $2,500 for con-

verting from electric resistance heating to a ducted heat pump system. Weatherization: Upgrades from single-pane to double-pane windows carry an incentive of $8 per square foot and $6 per square foot for upgrading metal frame double pane windows. The PUD also provides incentives for upgrading the insulation level in your attic, floor, wall and ducts. More Efficient Lighting: The PUD continues to offer discounts on compact fluorescent light bulbs and LED bulbs at a network of local retailers. More and more consumers are turning to LEDs, which are highly efficient and last up to 20 years. For local retailers,

Don’t wait until it’s too late…

Many people think about writing their story… but they never do it. I will help you write your story from start to finish.

Hammond Scribe www.hammondscribe.com

425-345-4928

 Memoirs  Autobiographies  Hammond Scribe Guide to “Do-ItYourself ”  Framed Life Stories  Editing  Photo Movies

Village East Senior Apartments

Subsidized 62+ Community

Features & Amenities:

Village East Senior Apartments 864 Village Way, Monroe 98272

For information and application, call 425.377.2080 email: villageeast@coastmgt.com

 Social Service Coordinator and Community Manager  One bedroom and studio apts.  Laundry facilities on site  Community room with kitchen and outdoor patio for recreation and entertainment  Access-controlled building and emergency alert system  All units are wheelchair accessible  Close to shopping and services  Income restrictions apply  Pets welcome

see snopud.com/efficientlighting. Fridge Recycling: The PUD helps customers responsibly recycle old, energy-wasting fridges and freezers. Recycle your old unit and start saving up to $200 annually. The PUD will even come to your home and haul it away for free. To schedule a pick-up, simply call 877-577-0510. For program details and qualifications, visit snopud.com or call the PUD Energy Hotline at 425783-1700, weekdays, 8 a.m.-5 p.m.

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024 www.sssc.org www.snocare.org

SERVICE DIRECTORY HOME REPAIRS

Minor HoMe repair Program of Senior Services of Snohomish County

Assists seniors (62+) and disabled homeowners with home repairs. Labor – no charge Materials – no charge or at cost Program funded by HUD

SECRETARIAL

Need help writing a business letter, your memoirs or manuscripts? I can help. Call me… Joyce Sprague  425.774.8601

For eligibility information call

Senior Discount Offered

425.265.2222

20 years of word processing experience

HAIRSTYLING DEBBIES’ HAIR DESIGN 39 YEARS EXPERIENCE

NEW CLIENT SPECIAL $5.00 off a Permanent First time Customers

Haircut & Blowdry ................. $20 Shampoo & Set ...................... $10 Permanent (includes everything) ..... $50 CALL FOR APPT.

425.778.8766

5800 198th St. S.W., Lynnwood

HOUSEKEEPING

Dana’s Housekeeping  Customized & Personalized Service  No Hidden Charges or Fees  1/2 Price of Team Cleaners  SENIOR SPECIAL $84.75 (3 hour service)

Professionally managed by Coast Real Estate Services

The Center for Healthy Living in Lynnwood recently announced the addition of two new programs. A dance class for people with Parkinson’s and other movement disorders is planned for Wednesdays, 2-3:30 p.m., starting February 5. The eight-week series uses dance and creative movement to help people living with Parkinson’s and other movement disorders regain balance, flexibility, coordination and increase socialization. The class is led by professional dancers and includes live music. Donations are accepted. Want information about veterans benefits? Jerry Gadek, a VA counselor will be available to assist veterans and their families connect to services or to answer questions. Gadek will be at the Center on the first Wednesday of each month from 9:30 a.m.-3:30 p.m. An appointment can be made but is not required. For more information call 425 388-7367. The Center is located at 4100 Alderwood Mall Blvd., Suite 1, Lynnwood. For information about the Center and its programs, call Ruth Egger at 425-290-1268.

Dana’s Housekeeping

Call Jill Today! 425.332.2627

GARDENING

PRUNING is my Specialty: Doing Trees and Roses now!

GreenSong Gardeners Call Lorna

425.303.0466 Pruning  Trimming  Weeding muLCHing  (sorry, no lawns)  FerTiLiZing Free Estimates Gladly Given

PERSONAL HELPER

22 February/March 2014  Senior Focus

Coming to America The BookNook Settle in and Enjoy

By Bonnie Gerken Although my father’s ancestors arrived in this country in the 1830-40’s, I’m first generation American on my mother’s side. There are cousins spread from one side of the globe to the other, and some have also immigrated to the U.S. Americans are all immigrants whether we came 26,000 years ago across the Siberian land bridge, 400 years ago to Jamestown, 200 years ago kidnapped for slaves, 100 years ago in the great European migration, or yesterday. The following stories are a small sampling of our ancestor’s lives told as fiction; some based on the author’s family stories and all based on research. No doubt you have your own family stories of emigrating.

The Newlyweds

by Nell Freundenberger

From Bangladesh 2005 – 24year-old Amina travels to New York State to marry 34-year-old George, a man she met online. Both have secrets in their past that they will need to overcome in order to build a life together.

Buddha in the Attic by Julie Otsuka

From Japan early 1900s – With

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024

www.sssc.org • www.snocare.org

a compelling storytelling style, the author follows a group of “picture brides” as they journey to San Francisco, meet their husbands for the first time, and discover the hard life ahead of them. Spare and evocative language is used as the women evolve from teenaged brides to middle-aged mothers moving to relocation camps during WWII.

The Shoemaker’s Wife by Adriana Trigiani

From Italy 1910 – Enza and Ciro grew up in neighboring villages, and as 15-year-olds, each emigrated under a very different circumstance. After several near misses, these two independent souls meet again on the streets of New York City, marry, and move to Minnesota to follow a dream that would see the next generation through another world war.

A Good American by Alex George

From Germany 1904 – Frederick and Jette elope and take a ship headed to New Orleans to start a new life. Their adjustment to a new language and new country has hazards, joy and heartbreak. The family’s story continues as their children and grandchildren live through the changes of 20th century America. To find more stories and information, search under “immigrants” or “immigration” in your library’s catalog. You can also find many memoirs and autobiographies. All these stories can give you a different perspective on and new understanding of the experiences of those who have made the journey and come to America.

See what a difference Exceptional Care can make!  Over 20 years experience in the health care industry  24 hour awake, fully certified staff  Full-time experienced activities director and restorative aide services.  Fresh, healthy home-cooked meals 6610 77th Pl N.E. Marysville WA 98270 7406 29th Pl. N.E. Marysville, WA 98270

Where are They Now?

Nana Mouskouri By Marshall J Kaplan She was known for her voice, her

beauty, her culture … and those famous glasses. Today, the legendary Nana Mouskouri is retired and living in Switzerland with her second husband. Nana Mouskouri was born on October 11, 1935 in Chania, Crete, Greece. At the age of three, her family moved to Athens. Mouskouri and her sister, Jenny, both showed innate musical talent and were enrolled in the Athens Conservatory. Interestingly, their music tutor felt that although Jenny had a better singing voice, Mouskouri had a stronger inner desire to sing. “I was born a singer. I needed to do that,” she recalls. After graduating and training at the music conservatory, Mouskouri, at the age of 23, began singing jazz at nightclubs. She was introduced to the Greek composter, Manos Hadjidakis, who was so impressed with Mouskouri’s voice that he began writing music for her. By 1961, Mouskouri won a music contract in Paris and began singing in different languages. In 1962, Mouskouri met Quincy Jones who persuaded her to come to the United States to record an album – The Girl From Greece Sings. It was a huge hit. A few years later she teamed up with Harry Belafonte for the album, An Evening with Belafonte/Mouskouri. The two toured together and Belafonte suggested that she remove her glasses for the tour. Mouskouri was so up-

HOLISTIC Adult FAmily Homes

Home Angels – Personalized Care

Call 425-239-8818 or visit www.aholisticafh.com

Do you, your family or friends have any real estate questions? C&K Real Estate Team is Your Answer! We are leaders in Real Estate and our specialists will answer all your questions.

425-239-1184

We are celebrating nine years of providing personal and companion non-medical care to seniors and the developmentally disabled in the Seattle area.  We are a small, family-owned agency and you talk to the owners.  You are in charge.  We provide caregivers who speak English, Japanese, Cantonese, Mandarin and Spanish.  We provide 24-hour and hospice care.  Low hourly and daily rates.  We provide care from Tukwila to Marysville and the Eastside.

Consultations are FREE Advice is Priceless Call Keith Foote today

set by his comment she wanted to quit the show. However, she stood strong, kept her glasses on, and they have now become her trademark. Mouskouri was now a huge international star. In 1968, BBC television aired the special, Presenting Nana Mouskouri. With her multi-language recordings, Mouskouri was a star in Greece, Germany, France, the U.K., the U.S., South America and even Japan. “I thought it was respectful to each country to sing in their language,” she said. In the late ’70s, sales for her albums escalated as a result of TV commercials featuring her greatest hits. These commercials have become somewhat iconic pop culture. In 1993, Mouskouri was appointed as a UNICEF Goodwill Ambassador, taking over for Audrey Hepburn. From 1994 until 1999, she was a member of the European Parliament with the New Democracy Party. From 2005 to 2008, after performing hundreds upon hundreds of concerts all over the globe, Mouskouri gave her farewell concert series in all five continents. Her final concert was on July 24, 2008 in Athens, Greece. In 2010, with the huge deficit in Greece, Mouskouri announced that she would forgo her pension to assist recovery in her homeland. Besides a few new recordings in 2011, Mouskouri and her current husband lead a quiet life in Switzerland. “I like to cook, she says … mostly Greek!” Singing is the core as to who Nana Mouskouri is. “If I was sad or afraid, I would sit in a corner and sing. If I was happy I would jump into the middle of the room and sing. It was how I expressed my emotions.”

1027 State Ave., Suite 102 Marysville, WA

www.ck-homes.com

National Association of Realtor’s approved Senior Real Estate Specialist

425-931-5012

4124 164th St. S.W. Lynnwood WA 98087

206-322-1801

1812 E Madison St., #105 Seattle WA 98122

Senior Focus  February/March 2014

Calling all heroes… ‘do what you can’ Pet Tails … The ‘Paws-itive’ Approach

By Laura Boro Well, here we are, well into another bright and promising New Year. But how many of us are already struggling to live up to our New Year’s resolutions? Did you already give in and have that piece of cake you swore off? Have you gone to exercise class yet? Taken those walks? Cleaned out that closet? Don’t feel bad, you have plenty of company. Each year at this time millions of seniors focus on their personal flaws and resolve to do something that will make themselves better. But I would like to offer you a different idea. This year, instead of focusing on your flaws and shortcomings, focus instead on your talents and strengths. Instead of asking yourself, “What can I do to become a better person?” ask yourself instead, “What can I do, in my own special way, to make a better world?” In my work with seniors over the years, I have heard so many comment in ways that break my heart. “Laura,” they will say to me, “I would like to volunteer in

my community, but what’s the use? I’m too old. I can’t get around like I used to. What can one old person like me really do to make a difference?” What can one person do to help the world? The answer is simple. Just do what you can. As seniors and retired folks, we may not have as much money or energy as we used to have. But we have the time, and the life experiences, and the heart, and the desire to do something that makes a difference for those around us. What other age group is so blessed? What a shame if we feel called to volunteer, but we don’t answer the call. Frequent readers of this column know that my passion is in volunteering with animal rescue groups. May I suggest that you join me in this worthy cause by volunteering in your own neighborhood or community? No matter what your age or condition, I assure you there are many ways you can help make a difference for a homeless dog or cat, including: You can adopt and love “senior” animals who just want a warm home, a cozy lap and a soft hand to pet and love them in their final years. You can help with mailings or fundraisers. You can go to the shelter now

stood for, and did I make a positive difference for others. The great news is its NEVER to late to start making a difference! There are many opportunities to help animals in Snohomish County. Here are a few: Everett Animal Shelter, 425-257-6011 or visit ci.everett.wa.us (search for

and then and cuddle new kittens. You can foster a frightened animal You can sign up at the shelter to answer the phone, greet visitors, do filing, assist in an off-site event, or organize a pet-food drive If you can sew, you can make cat toys or dog blankets for the shelter. You can do some of these things from your own home! If you can only spend an hour or two a week, that’s great – just do what you can, and you’ll be a hero to a lonely dog or cat. Be an example for others, your family, your grandchildren, show them what “compassion Laura Boro volunteers at an adoption event with in action” looks like, and a shelter dog. get them involved too. In the end, when your look back Animal Shelter); PAWS, 425-787on your life, you don’t think about 2500, paws.org; NOAH, 360-629how much money you made, the 7055, thenoahcenter.org; or email cars, the homes, or even the mis- me at laura@gooddogwalkin.com. takes; you’ll think about what you

Build skills to improve quality of life Coping with an ongoing health condition such as asthma, diabetes, heart disease, chronic pain, arthritis or hypertension? You can take the steps toward a better life by signing up for a Living Well with Chronic Conditions workshop offered by Senior Services. For information, please call Jamie Hunter-Mitchell at 425-265-2283.

Doors open at 8am 7 days a week! 2911 Quil Ceda Way, Tulalip, WA 98271• Toll free 800.631.3313 Tulalip Bingo offers 23 sessions a week. Class II slot machines, high-stakes pull tabs and daily promotions add to the excitement. Ages 16 and over can enjoy bingo and 18+ can try the fun of Class II slots. Food and drink service is offered at the Quil Ceda Deli.

24 February/March 2014  Senior Focus

Custom folder icons are easy to create Ask Mr. Modem Helpful Advice for Computer Users

By Richard Sherman

Is there a way to create custom folder icons or pictures associated with folders? I don’t necessarily like the ones that appear by default and wondered if I could change them?

Right-click a folder that displays an icon you find repulsive and choose Properties > Customize tab. Under Folder Pictures, select Choose File or Choose Pictures, depending on the version of Windows. Browse to a location on your hard drive that has a picture or icon (.ICO file) you want to use, click to select it and choose Open, followed by OK. Presto! Your folder will display your selected picture and life, as you know it, can continue.

How can I confirm it so multiple start pages display in Firefox?

If you would like more than one web page to display when you open Firefox, go to Tools > Options

Have a question about services for seniors? Call…

Senior Information and Assistance Answers Questions – Explores Options

425.513.1900 or 800.422.2024 www.sssc.org

> General. In the field where you have your Home page entered, type in as many additional web addresses as you wish, each one separated with a pipe (|) mark, which you can create by pressing the SHIFT + \ keys. Click OK when finished. Close then reopen Firefox and your multiple pages will display, each page in its own tab.

I forgot my WiFi network password and I’m in a panic. Is there any way to recover it? I use Windows 7. I’m afraid if I shut down, I won’t be able to get back online. Help!

If you are still able to use your WiFi, you can view your saved password by clicking the wireless connection icon on the Taskbar, right-clicking the network you are connected to, then click Properties. On the Security tab, one field will display the Network Security Key as a series of dots or asterisks. Below that will be a little check box to “Show Characters,” which will then display the Network Security Key and your saved password. If you cannot access it in this manner, most routers have a reset button on the bottom or back which will reset it to factory settings. You will then need to follow the router’s set-up instructions from the manufacturer (which will either be in the printed material that came with your router, on the accompanying CD, or on the manufacturer’s website) to configure the router as if it were brand new, and assign it a new password in the process.

Other than for security purposes, does shredding files reclaim hard drive space? If so, how does that work?

When you delete a file from your Recycle Bin, the file is still there and can be recovered. When you shred a file, the computer overwrites the saved information with random data. Although the file is still physically present, and still taking up the same amount of space, the information contained in the file is obliterated and cannot be recovered.

Mr. M’s DME (Don’t Miss ’Em) Sites of the Month Patient opinions

Launched by a physician in 2008, here you can access a database of patient opinions, comments and ratings as they relate to the effectiveness of various medications and contribute your own experiences and opinions. It also includes a weekly consumer opinion poll on a health care topic. The multiple-choice poll question I was asked when I visited the site was, “By what percentage has the taking of antidepressants increased in the past ten years?” I was too depressed to participate. Perhaps next time. askapatient.com

Conversion charts

Measurement conversion charts and converters for metric, Imperial and U.S. systems. In addition to conversion calculators, scientific

The primary reason for shredding is security. If you delete something and you don’t want anyone to ever be able to access it again (think subpoena), shred it. Most free shredder programs, such as Eraser (sourceforge.net/ projects/eraser), will make one pass, writing ones and zeros over the information. Professional, nofooling-around shredder programs will make a pass writing ones and zeros, then additional passes writing different characters in order to obfuscate (wow!) previously written information. Government-level file-shredding standards generally mandate eight passes over file data to be certain it is not recoverable. calculators, definitions, abbreviations and formulae, the site also provides printable metric conversion tables and unit converters for commonly used items such as feet to hectometers, meters to perch, and the always useful kilometers to dekameters. asknumbers.com

In Search of Myths and Heroes

This site – based on the PBS program of the same name – focuses on four myths: The Queen of Sheba, Shangri-la, King Arthur and “The harder you swing, the farther the golf ball will go.” Just kidding. The fourth myth is Jason and the Argonauts. This site has lots of interesting features and I particularly enjoyed the Living Legends Quiz, so you won’t want to myth that. pbs.org/mythsandheroes For more information about Mr. Modem’s weekly computer-help newsletter visit MrModem.com

– Senior Wire©

Stop Saying “Huh?” NEW! Invisible Breakthrough Hearing Aid Technology Stops People from Mumbling!

Dr. Lori Caldwell, Dr. Michael Mallahan, Dr. Nichole Kingham

� � � � �

Invisible, Effortless, 24/7 * Designed To Mimic The Way You Hear… Naturally No Batteries To Change Escape The No Daily Removal Or Insertion † Daily Hassles Delivers Clear, Natural Sound Quality

Call Today for Your 30-Day Risk-Free Trial

425-225-2626 *Individual replacement needs may vary. **Professional fees may apply. Annual subscription begins the ﬁrst day of trial. †Lyric is water-resistant, not waterproof.

The Hearing & Balance Lab, P.C. | 15906 Mill Creek Blvd Suite 102 | HearingAndBalanceLab.com