October november 2013 senior focus by Senior Services of Snohomish County

October/November 2013 Vol. 40 No. 1 Published by

Senior Services of Snohomish County

Feature Articles…

Excitement is in the air

Center for Healthy Living opening set for mid-October Jane Shapiro is too busy to sit around, grow old Page 4

Car key fob …

You most likely love it and so do thieves Page 27

Savvy Senior

Tracking down long-lost friends

Page 29

Seniors vulnerable to payday loans

Page 6

Join the group and do-si-do into fall Page 20

Medicare Open Enrollment

SHIBA volunteers can help sort through plans Page 8

Columns… BookNook....................................... 33 Elder Info......................................... 11 GetAways (Sr. Travel)..................... 16 Mr. Modem...................................... 36 Meal Times (Nutrition News)....... 24 Perspective on the Past................ 12 Pet Tails............................................ 35 Senior Spotlight............................... 4 Volunteer Connections................. 23 Where Are They Now?................... 34

For information about programs and services available to seniors, visit www.sssc.org or scan QR code with your smartphone.

Like Us on Senior Services of Snohomish County

By Teri Baker There’s an air of excitement around Senior Services of Snohomish County. It’s all because of the collaboration with Verdant Health Commission to create the county’s first Aging and Disability Resource Center. The collaboration also includes the Edmonds, Lynnwood and Mountlake Terrace senior centers. Called the Center for Healthy Living, the 7,500 square foot facility is located at 4100 Alderwood Mall Blvd. in Lynnwood. The Center, which is scheduled to open in mid-October, is kind of a one-stopshop where services are combined rather than duplicated. Services are offered for seniors and adults with disabilities within Public Hospital District 2 which encompasses Edmonds, Lynnwood, Mountlake Terrace, Woodway and Brier.

Designed to provide a seamless, more efficient network of community-based resources, Verdant has committed to provide funding for next five years. “The appealing connection for our organization is the array of services that Senior Services offers,” says George Kosovich, Verdant’s director of programs and community investments. “Our board had a vision for providing a big improvement in health services for seniors dealing with chronic health issues.” Senior Services has the experience in delivering those services, says Kosovich. “We’re hoping that by having the Center in a highly visible location, the general public will be more aware of what our agency provides,” says Jim Steinruck, CEO of Senior Services. “People just don’t know that you can call somebody up and get all kinds of information and help with issues seniors and the disabled face.”

What do you believe? Email your answer to srfocus@sssc.org photo by Larry Star

The primary goal of the Center is to educate and empower South County residents to live healthy lives. The Center promotes health and wellness and provides access to services that include medical, dental and mental health care. Among the wellness programs are health screenings, chronic disease self management, diabetes self management, fitness and fall prevention. Some dental serCONTINUED ON PAGE 3

Affordable Care Act…

Questions? Senior Services can help By Nathalie Gauteron Senior Services of Snohomish County

With all the talk about healthcare in the news, it reminds me how fortunate I am to have health insurance. It also makes me think of my friend Cassandra. She is 38, works full time, and lives in Everett – and most importantly, she doesn’t have health insurance. It is not for lack of trying – she has searched for health insurance in order to receive preventative care and treatment for a chronic condition. Her husband has health insurance through his work, but the cost to include her was too expensive for their budget. If you have ever been in that

Sign up today … The Senior Focus is published bi-monthly (February, April, June, August, October and December) as a community service by Senior Services of Snohomish County. We are committed to educating and entertaining readers with information that reflects the diverse interests and needs of the senior community. To receive the Senior Focus in the mail, phone 425.290.1277 or send an e-mail to srfocus@sssc.org (please include “subscription” in the subject line). Donations to cover the costs associated with publishing and mailing the Senior Focus are welcome and appreciated.

situation, you know it carries with it a lot of worry. With frustration, financial hardship, and health concerns, Cassandra and her husband have struggled to make ends meet with rent, car payments and numerous doctor visits. Chances are you have heard a similar story within your own circle of family and friends. There are over 85,000 Snohomish County residents who do not have health insurance. Cassandra has heard conflicting and confusing information about the Affordable Care Act and did some research in hopes that she would be able to find affordable health care insurance. And

through her search, she discovered Washington Healthplanfinder, the health benefit exchange for the State of Washington (visit wahealthplanfinder.org). Like Cassandra, many in our community have similar questions about Washington Healthplanfinder: What is it? Why do I need to enroll? How do I search for a health plan that meets my needs? Will the options for health insurance really be affordable? Will I still be able to go to my same doctors? When does my coverage begin? How do I apply for health care coverage if I don’t speak English or I have other limitations? CONTINUED ON PAGE 2

Help is available to select health care plan If you do not have health insurance, call Senior Services of Snohomish County for free, unbiased help at 425-740-3788. If family members or friends live in Snohomish County and do not have health insurance, give them the phone number. It’s that important – It’s that simple. If you have Medicare and want to talk with someone about coverage, including supplemental plans, advantage plans, or prescription drug plans, call the SHIBA program at 425-2901276 and/or see page 8. Outside of Snohomish County, call 800-562-6900. The counseling is free and unbiased.

October/November, 2013  Senior Focus

INSURANCE

A Short Primer On Washington State’s

CONTINUED FROM PAGE 1

And here is the short answer. Staff at Senior Services of Snohomish County have the expertise to answer your questions and provide assistance either by phone or in-person. My goal in sharing Cassandra’s story is to save you, your family, and your friends the sense of despair and frustration she and her family went through. Senior Services can help people of all ages find the best health insurance option to meet their unique needs. For in-person support, call Senior Services at 425-740-3788 or call the statewide Customer Service Center at 855-923-4633. Nathalie Gauteron is the outreach manager at Senior Services

Health Benefit Exchange and Healthplanfinder Does the Affordable Care Act and the Washington Health Benefit Exchange affect my Medicare? Medicare is not part of the Affordable Care Act or Washington Health Benefit Exchange. If you have questions about your Medicare coverage, please contact Senior Services’ SHIBA program at 425-290-1276. What is it? Washington Healthplanfinder offers a new way to find health insurance through an online marketplace. Individuals and families can compare and enroll in a health plan that best fits their budget and medical needs. wahealthplan finder.org provides:

Providing counsel in King, Snohomish & San Juan Counties

ELDER LAW & ESTATE PLANNING PoWers

Wills  TrusTs  ProbaTe of aTTorney  advance HealTH care direcTives Medicaid Planning  guardiansHiPs Marilyn J. KliMan law, PLLC

National Academy of Elder Law Attorneys Seattle Select Attorneys Washington State Bar Association King County & Snohomish Bar Association

510 Bell Street, Edmonds, WA 98020

206.499.0993

Email: Marilyn@MarilynJKlimanLaw.com Web: www.MarilynJKlimanLaw.com

clear, concise comparisons of qualified health plans;  financial help and tax credits to pay for copays and premiums;  expert customer support. Assistance is also available by phone or in-person through Senior Services. Call 425-740-3788. Why do I need to enroll? This is the opportunity for individuals and families to have the peace of mind of having health insurance coverage for preventative, ongoing, and emergency medical care needs. Starting in 2014, individuals who do not have health insurance, will have to pay a fine of $95, which increases to $325 in 2015 and $695 or 2.5 percent of household income in 2016. For families, the penalty will be $2,085 or up to 2.5 percent of household income. How do I search for a health plan that meets my needs? Starting October 1, 2013 visit wahealthplanfinder.org. You can also call Senior Services at 425740-3788 where you will get support with the process of choosing and enrolling in the health plan that best meets your needs. Will the options for health insurance really be affordable? You will have the opportunity to choose a plan that fits your

budget. Depending on how much you earn, you may qualify for a free or low-cost health plan or financial help to lower the cost of your premiums and copays. Will I still be able to go to my same doctors? When you visit wahealthplan finder.org, you’ll be able to sort by provider and select a health plan that he/she accepts. When does my coverage begin? The open enrollment for Washington’s Health Benefit Exchange begins October 1, 2013 through March 31, 2014. Health insurance coverage begins January 1, 2014. How do I apply for health care coverage if I don’t speak English or I have other limitations? Healthplanfinder will be available in both English and Spanish. Individuals needing assistance in other languages may receive customer support through Senior Services at 425-740-3788 or through the statewide Healthplanfinder Customer Support Center at 855-923-4633. Notice: wahealthplanfinder.org is the official website for Washington State. Do not be confused by other websites that have similar names and are run mainly by companies that sell insurance.

Marysville City Council Position 3

www.Vote4BJ.com Will Fight Against: Roundabouts Coal Train Traffic Panhandling Illegal Drug Use That Smell Supporting: Downtown & Waterfront Revitalization Property Rights Efficient Government

Currently serving on the Marysville Library Board Endorsed by Donna Wright, Marysville City Council Mark Harmsworth, Mill Creek City Council Gary Wright, Sno Co Economic Development Task Force Paid for by B.J. Guillot for City Council • PO Box 359 • Marysville WA 98270 425-322-4610 • email: info@vote4bj.com

Senior Focus  October/November, 2013

Verdant Health Commission

Verdant makes impact on health, well-being of South County residents Just what is this Verdant Health Commission that is collaborating with Senior Services by funding the new Center for Healthy Living? Verdant is governed by the Board of Commissioners of Public Hospital District No. 2, Snohomish County, which owned and managed the local hospital (now Swedish/Edmonds) for nearly 50 years. Since leasing the hospital to Swedish in 2010, Verdant was created by the commissioners to change the hospital district’s focus to investing in innovative programs designed to make a lasting impact on the health and well-being of all South County residents. “It’s not just about working with Senior Services, although we are certainly glad that we can do that, it’s also about working with the entire community,” says George Kosovich, Verdant director of programs and community investments. “We have funded about 40 programs for people of all ages since we started.”

Verdant has several programs that evaluate barriers that keep people from being active in the community. “We want to do more than give information,” Kosovich says. “We want to educate and empower people.” Verdant programs help people, including teens, who have challenges accessing health, mental health and dental care. The commission funds a program at Edmonds Community College that addresses student wellness, focusing on substance abuse, psychological and behavioral issues. It contributes to medical and dental clinics for low-income people and childhood obesity prevention programs. “We also are involved in public policy and advocacy,” Kosovich says. “We look at how to improve policies that get in the way of people in our district leading healthy lives.” For more information about Verdant Health Commission, visit verdanthealth.org.

HEALTHYLIVING

ing. To better serve the needs of a culturally diverse senior population, Senior Services has moved its multicultural services office and meal site to the new Center. “Moving allows more classes and services for elders in their own language,” explains Nathalie Gauteron, outreach manager. “It’s a place where elders can connect with peers and celebrate their culture. We offer computer, citizenship, English, exercise and other classes as well as activities, outings, culturally-specific meals and social services.” Gauteron will be on site as supervisor of the bilingual staff that assists elders with information and services. Each group, which includes Chinese, Filipino, Hispanic, Korean and Vietnamese elders, will continue to meet on a weekly basis. “While a number of our programs have moved to the new Center, we will continue to provide the services we always have to the rest of the county, Steinruck says. “The new Center is a satellite of Senior Services.” Knowing that the agency will be able to expand its programs puts a spring in the step of those who work there. “What excites me most is that the new Center is a true collaboration of Senior Services, Verdant and South County senior centers that allows us to combine services that help our seniors and the disabled.” Steinruck says. “I think it’s going to be a model for the rest of the county, and maybe the rest of the country!”

CONTINUED FROM PAGE 1

vices are also available for low income seniors. In addition to the wellness programs, other services include the Family Caregiver Support Program and Care Connections which helps patients in South Snohomish County transition from hospital to home. Nutrition is another priority. “This funding helps us expand our Meals on Wheels program (in South Snohomish County) to individuals younger than 60,” says Martha Peppones, nutrition director at Senior Services. Meals on Wheels provides meals to those who cannot cook for themselves. “Now we can take age out of the equation and serve all adults over 18 who meet the homebound standard,” says Peppones. In providing nutrition and other programs, cooperation among the three senior centers in South County and the Center for Healthy Living illustrates the beauty of collaboration. “Part of our money will help provide transportation between the centers so we can expand some of our offerings,” Peppones says. “We will complement what they do. For example, there’s no opportunity for fitness classes at Mountlake Terrace Senior Center. We might offer one and use Senior Services Transportation Assistance Program to ensure participants can get to our Center.” It can also work the other way. “If a center wants a workshop on chronic disease management, nutrition education or a cooking class, for instance,” Peppones says, “we go there.” There is also a multicultural aspect to the Center for Healthy Liv-

Senior Information and Assistance Answers Questions – Explores Options

425.513.1900 800.422.2024

a nonprofit organization

Creating and Retaining Family Wage Jobs Job creation and retention in Everett are my top priorities. City government must play a key role in expanding public/private partnerships to expand family wage job opportunities, provide appropriate redevelopment that includes the riverfront property, south-end library, downtown revitalization and the development of a four-year university.

Protecting Seniors, Children and Our Neighborhoods With declining city revenue, it is critical to maintain a high level of essential medical, police and fire services to protect our seniors, children and families. You can count on me to use city resources wisely to maintain essential services and protect our neighborhoods.

Responsible Use of Tax Dollars It is imperative to make sure your tax dollars are used wisely. I will always make budget decisions to ensure that city government lives within its means.

Caring for Neighborhood Parks and Recreation

Our Everett parks and recreation areas must be safely maintained. Protecting park assets and developing new parks will require effective planning and working with both the public and private sector.

Scott Murphy is a man of integrity who cares deeply about the city of Everett. The citizens of Everett will be well served by having Scott continue on the Everett City Council. Former Snohomish County Executive Bob Drewel

ENDORSED BY … CURRENT AND FORMER ELECTED OFFICIALS: Everett Mayor Ray Stephanson  Everett City Council Members Shannon Affholter, Ron Gipson, Jeff Moore, Paul Roberts & Scott Bader  Former Everett Mayor Ed Hansen  Former City Council Members Gigi Burke, Carl Gipson, Ed Morrow & Bill Rucker  Everett Port Commissioners Glen Bachman, Troy McClelland & Tom Stiger  Former Everett Port Commissioners Dwayne Lane & Phil Bannan  Former Snohomish County Executive Bob Drewel  Everett School Board members Jeff Russell & Carol Andrews  Former School Board members Sue Cooper, Kristie Dutton & Mark Nesse ORGANIZATIONS: Affordable Housing Council  Everett Police Officers Association  Local 46 -Everett Firefighters  Everett Police Management Association  Washington State Council of County and City Employees  Everett Transit Union (Local 883)  Snohomish County-Camano Association of REALTORS®  ILWU-Local 32 (Longshoreman) CAMPAIGN COMMITTEE: Dan Gunderson, Co-chair  Angie Sievers, Co-chair  Rich Anderson, Treasurer  Bob Dobler  Joe Ennis  Jo MetzgerLevin  Holly Burkett-Pohland  Morrie Trautman COMMUNITY MEMBERS: Steve Ahmann  Connie Anderson  Kathy Atwood  Scuttle Bannan  Bob Bavasi  JoAnn Burkett  Cory Burke  Bill Burton  Rick Cooper  Jack & Marilyn Courrier  Marshall Cymbaluk  Jeff Decker  John & Julie Dickson  Bill Dobler  Lizbeth Dobler  Mark Dowdle  Mike Dutton  Brian & Colleen Frauenholtz  Tom & Sue Gaffney  Geoff & Carlene Goldfinch  Greg & Nga Goldfinch  Patrick Good  Murray Gordon  Melinda Grout  Todd Gunderson  Joel Gunderson  Dave Guyer  Don & Mary Hale  Hugh Hall  Connie & Mark Hoidal  Gary & Carol Hopper  Jamie & Kathy Hunter  Chris Knapp  David Kosar  Tom Lane  Jim Langus  Dr. Richard Lyons  Joe & Jane Martin  Jeff & Caroline Mason  Bruce & Cynthia McKinnon  Jeanne Metzger  Ed & Betty Morrow  George and Maribeth Newland  Si Newland  Sam Newland  Rick Pedack  Tony Pignataro  Todd Pohland  Patty Pote  John Rettenmier  Ross Rettenmier  Curt Rider  Dave Rucker  Dan Rucker  Reid Shockey  Dr. Tom & Marion Skalley  Tracy & Patti Spencer  Jim Stephanson  Todd Stiger  Rosie Stiger  Sean Straub  Randy Utt  Brent Webber  Gary Weikel  Ted Wenta  Mackenzie & Michael Work Paid for by Scott Murphy for City Council, PO Box 12998, Everett, WA 98206

www.scottmurphyforcitycouncil.com

October/November, 2013  Senior Focus

This lady is too busy to sit around and grow old “I get a kick out of matching things,” she says. “When I couldn’t find jewelry to match, I started making my own. I seem to have Someone We’d Like You to Meet … a flare for how shapes and colors should go together. I like to put together jewelry that brings out the By Teri Baker colors of my clothes.” Jane Shapiro recently stopped The sewing she learned from going to the gym. She just doesn’t her mother. “She could duplicate have time. Instead, she stays lithe any pattern,” Jane says. “If I saw and limber by getting up at 4 a.m. a dress downtown I liked, my most days to do yoga and Pilates. mother would sketch it on a piece And taking round dancing lessons of paper, let me pick out the mathree times a week. And workterial and then she’d make it for Jane Shapiro enjoys making her own jewelry… a hobby she picked up because ing in the yard. And helping her me.” she couldn’t find ready-made items to match her outfits. daughter with the housework. Jane grew up in Pekin, Illinois, And helping in the kitchen at a small industrial town in Amerriverboats and had fun.” office. Meanwhile, without her church. After all, at almost 92, a ica’s corn and wheat belt. “There The big people also worked. In knowledge, a boyfriend entered girl has to stay in shape. were a lot of distilleries and brewhigh school Jane was a soda jerk her into a beauty contest. “Over the years I exercised to eries,” she says. “You couldn’t go and also worked with her moth- As the winner, she was sent to Jack LaLanne, Jane Fonda and two blocks without seeing a taver. “She planned parties for the modeling school in Peoria. She Denise Austin,” she says. “I atern. I had a nice stepfather, and wealthy people in town and taught then worked for a woman who put tribute a lot of my good health to he worked at a corn products reme how to work in the kitchen, her in fashion shows for various exercising all my life. Of course, fining company all through the serve and clean up,” Jane says. “I department store buyers. “Believe since I was modeling I had to take care of myself and work out be- Great Depression.” was good at working.” it or not, Kansas City was a big cause that was my bread and but- She says she enjoyed her child Her parents also taught her the time fashion capitol at the time,” City Services Weschool Can Count Fiscal Stewardship Ethical Leadership hood. “In grade I used to sit ter.” importance of helping others. Jane says. “We would travel there the banks of the have Illinois River Lynnwood Lynnwood is abeen great city thetime potential constituents a needsdid experienced leadership It has a with long since onLynnwood “They volunteer work at the or to other cities by train on the andtofish and watch the river gam- thatlocal to be even Let’s fix itsbut severely expect consistently responsive is accountable, Jane wasbetter. a model, she still right missiontransparent, and tooktrusted, me along,” weekends.” bling boats,” she says. “Just strained throughstepped sound and off services, such as public safety (police and like respected and responsive — leadership looksfinancial as ifposition she just she says. “That was my introduc- Still living at home, she coninprotection), the song safe ‘Moon River,’ I sat transparent fiscal management. Reconnect the fire and sound roads, a and thattion will to restore as a I went tinued modeling and augmented the runway. She’s always impecthe Lynnwood’s Bible androle Jesus. wondered about what was waiting relationship between needs and resources. streamlined and functional proactive community partner. cably, tastefully and fashionably away from their teaching for a her meager salary with a string Build a stronger, moreshe sustainable economy process. the bend, and I’d dream.” dressed, yet doesn’t spend aroundpermitting long time, but I always believed of other jobs. “I thought there had with improved quality of lifeShe for everyone. much on clothes. shops at Her brothers and sisters were and I always prayed. I knew God to be something better than this,” considerably she. Jane thrift stores then alters and protecting me.” she says, “so I decided to visit my Nicola is by far, the mostand qualified candidate to runthe for Mayor in over a decade.older She willthan work tirelessly to move thewas City with toward me a financially sustainable future. “During my Smith clothing fit perfectly. Jane says isJane went away college—for a sister in New Jersey.” Nicola will be an to inspiration and a catalyst for a new era of recalls, energy, inclusiveness and the pride intwenties Lynnwood. Nicola the right person to leadtoLynnwood. came home dressed a Chamber Jeanyou Hales, long-time South resident former President/CEO of the South Snohomish as County of Commerce can’t have tooSnohomish manyCounty purses to and sister year, then came home and got a Young, bold and somewhat naflapper, and I saw the way the big help bring your outfits together. job as secretary needed at theto local “Nicola has the energy and fortitude to make the hard decisions. She already has the respect of the community – and the keyacharacteristics work Na- ïve, Jane did something she later people went to dances and on the In fact, she has about 75! tional Recovery Administration realized could have ruined her together with the City Council and staff to manage the necessary work of the City that has been put on hold for far to long.” — Shannon Sessions, Resident life. She hitchhiked the 900 plus “I have witnessed Nicola’s core value and skills of commitment, compassion, organization, budget management and leadership. In short, she is the best choice as miles from Peoria to Red Bank, mayor for the City of Lynnwood. — Peter Schmidt, Veteran

Senior Spotlight

Nicola Smith will restore integrity in City Hall, and bring 21st Century leadership to Lynnwood.

Endorsed by:

“

Nicola

a Nicol says sh Refre . s ’ t e . “L eset . R d n a uild a and b er Bett ood.” Lynnw

T C E L E

SMITH

CONTINUED ON PAGE 5

About Nicola

Lynnwood resident and homeowner Masters of Education, Western Washington University; Bachelor of Arts, U.W. T Dean of Student Life and Development at Edmonds Community College ELEC Manager of the residential program for international students Comprehensive international travel, teaching and cultural engagement Leadership roles in community groups, including Lynnwood Rotary Recipient of multiple professional SMITH and civic awards

FOR

Nicola

LYNNWOOD MAYOR

FOR

LYNNWOOD MAYOR

www.nicolaformayor.com

REFRESH & RESET

Paid for by Nicola For Mayor l 19410 Hwy 9, Ste A, #332 l Lynnwood, WA 98037

REFRESH & RESET

7/4/13 1:44 PM About Nicola Lynnwood resident and homeowner • Masters of Education, Western Washington University; Bachelor of Arts, U.W. Dean of Student Life and Development at Edmonds Community College Sign is paid for by the Committee to Elect Nicola for Mayor l 19419 Hwy. 99, Ste A, PO Box 332, Lynnwood, WA 98036 l www.nicolaformayor.com Manager of residential and homestay programs for students Comprehensive international travel, teaching and cultural engagement • Leadership roles in community groups Member of Lynnwood Rotary, past president Recipient of multiple professional and civic awards

Sign is paid for by the Committee to Elect Nicola for Mayor l 19419 Hwy. 99, Ste A, PO Box 332, Lynnwood, WA 98036 l www.nicolaformayor.com

senior pub nicola.indd 1

Endorsed by:

nk Tha you oters od v icola o w Lynn aking N r for m e winne th e in th y! ar m i r p

Ruth Kagi

State Representative 32nd District

People for a Loren Simmonds Better Lynnwood Mark Smith Kerri Lonergan-Dreke Shannon Sessions

Gary Nelson Lynnwood City Council Members Lynnwood Resident Past Snohomish County Alison Sing Council Member and Tina Roberts Martinez Retired Senior Economic Past Mayor, State Senator Development Officer City of Lynnwood of Snohomish County

National Women’s Political Caucus of Washington

A Vote for Nicola is a Vote for Ethical Leadership, Sound Fiscal Stewardship, and Restoration of Lynnwood’s Role as a Regional Leader

Learn more at www.nicolaformayor.com

Paid for by Nicola For Mayor l 19410 Hwy 9, Ste A, #332 l Lynnwood, WA 98036

Published by Senior Services of Snohomish County 11627 Airport Rd., Suite B Everett WA 98204-8714

Editor Sharon Ostant  425.290.1277 Advertising Account Manager Dale Bohm  425.263.1868 Published bi-monthly with a readership of 38,000+, the Senior Focus educates and entertains readers (seniors, family caregivers, service providers, and other interested persons) with news and information that reflects the diverse interests and needs of the senior community. Signed articles are the opinion of the writer and not necessarily the opinion of Senior Services or the Senior Focus. Distribution: 20,000 papers are mailed to households and senior friendly businesses in Snohomish, North King and Island counties; 3,500 papers are distributed at drop-off locations such as senior centers, retirement communities, hospitals, medical clinics, etc. Advertising: The existence of advertising in this publication is not meant as an endorsement of the individual, service, or product by anyone except the advertiser. Associate member of the Washington Newspaper Publishers Association

Senior Focus  October/November, 2013

JANE CONTINUED FROM PAGE 4

New Jersey. “I was safe the whole way,” she recalls gratefully. “I always rode with truck drivers. They let me sleep in their cabins and bought me food. I felt protected. I believe God watched over me.” Jane stayed in New Jersey, got a job at Bendix Aircraft and waited for a spot to open up at a prestigious modeling school in New York. When it did, the aircraft company would not release her. “The country was at war, and there was a law that if you were working in any job that supported the war effort, you couldn’t quit,” Jane explains. “So I stayed for six months soldering aircraft wing armatures before I was allowed to leave.” Instead of going to modeling school, Jane went back home because her mother had become gravely ill. After her mother’s death, Jane remained in Pekin, where she met and married Franklin Keller, a soldier. The couple lived in Pekin and had a little girl, who was barely a year old when Franklin went overseas. When he returned two years later, he was no longer the fun-loving man Jane had married, but a somber stranger. They had a difficult time, and the couple divorced. Eventually, Jane remarried and had a son. Five years later she was single again and moved to Miami Beach, Florida for a fresh start. She had vacationed there in the past and loved the weather. She ended up living in Florida for 53 years. She was in her mid-fifties when she fell in love with Harold “Kit” Shapiro. “We were married 35 years,” she says. “It was a wonderful marriage.” Jane and Kit both worked in real estate for more than 15 years, selling condos for developers. The couple also worked part time demonstrating products in supermarkets for about 10 years. “We got to meet lots of interesting people,’ Jane says. “Kit was a real people person. He made friends easily and had a lot of charisma. It was a fun job.” After she lost Kit to Alzheimer’s two years ago, Jane agreed to sell her home in Florida and come to Everett to live with her daughter, Penny. Both are active, strong, creative, independent women and admit there was a brief adjustment period. Now they live together quite happily. They have a lot in common, especially dancing. Penny is an avid square dancer. “I’ve done ballroom dancing all my life,” Jane says. “Several times I even got jobs on cruise ships out of Florida to come along as a dance hostess. Now I enjoy learning to round dance, and I have a wonderful partner. Round dance is like a choreographed ballroom dance with a cuer who gives you instructions.” Besides working together at

church and at home, mother and daughter go regularly to the Mountlake Terrace Senior Center to play a domino game called Mexican Train. Jane also goes on outings with her daughter and her daughter’s boyfriend. She is involved with her grandchildren, does a little dog sitting now and then and enjoys learning, whether mastering a new dance or researching which vitamins and minerals she should take. “I have to be doing something all the time,” she says. “I feel blessed that I’m healthy, I don’t need glasses and I can still drive. When you get all these little things I do together, I’m busy all the time.”

Living longer? Apparently most people are not in favor of living to be 120 years of age. At least, that is according to a recent survey by the Pew Research Center’s Religion and Public Life Project. In this day when advances in health care have already brought people longer, healthier lives and the Census Bureau predicts there will soon be 400,000 people age 100 and older, a majority of people are quite happy to make it to 90. Many of those surveyed are convinced that there will soon be major breakthroughs in health care,

such as curing cancer or replacing injured limbs, which will lead to better lives. However, this view is tempered by a belief that such treatments may be available only to those who can afford them. Respondents also took an even broader view, noting that living longer may mean outliving one’s income and using up natural resources. For more information, visit pew forum.org. – Cheryl Keyser

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024

www.sssc.org • www.snocare.org

Elect Chris Vallo

for County Council District 5 (R) Together we can improve the future for Snohomish County Leadership  New ideas and new energy  Common sense approach  Commitment to the people

will Chris bring…

Vision  Focus on growing a strong economy and creating jobs  Work to resolve transportation issues for highway 2 & 9  Keep our communities safe  Protect our seniors and most vulnerable  Less government / more accountability

Your voice matters  Listening to your concerns  Working for you Together we can make the next 4 years a better place to live do business and prosper for all generation. I humbly ask for your vote.

Leadership bringing results, with Chris your voice Counts. Paid for by Friends of Chris Vallo, 621 SR 9, PBM-D22 Lake Stevens, WA 98258  www.vote4vallo.com

A Beautiful Living Adult Family Home, LLC The Place You Want to be for the Life You Want to Live! Selecting a residence for you or your loved one is an important decision. You are looking for a place which can provide excellent care and service, has a comfortable living environment with caring staff members, and is close to amenities such as parks, shopping centers and medical care facilities. You can find such a place at A Beautiful Living Adult Family Home, LLC. Call for information and to arrange a tour...

CONTACT (425) 971-9342 Four locations in Lynnwood

Take a Bite Out of Your PUD Bill!

Virginia C, Yanos RN, MSN Owner / Manager 22 years of healthcare experience

www.abeautifulliving.com Low-Income Senior Discounts: Ranging from 20% to 60%, depending on income level Customer Service: 425-783-1000 Monday - Friday, 8:00 aM to 5:30 pM

Conservation Programs: • FREE HAUL-AWAY: dump that old energy-wasting fridge/freezer • REBATE*: up to $1,200 for ductless heat pumps • incEnTivEs* for energy-efficient measures like windows, insulation and ducted heat pumps • DiscoUnTED PRicEs for energysaving lighting Energy Hotline: 425-783-1700

www.snopud.com

Monday - Friday, 8:00 aM to 5:00 pM *only electrically heated homes eligible

October/November, 2013  Senior Focus

Seniors vulnerable to payday loans By Cheryl M. Keyser Older adults are always portrayed enjoying themselves as they age, engaged in volunteer pursuits, learning new hobbies, traveling, playing with the grandchildren, all the things they did not have time to do when younger. But there is another side that is not seen – financial hardship. It is estimated that more than one-fourth of Social Security beneficiaries borrow money for everything from health care to car or home repairs, to daily needs or emergencies using payday loans. These are short-term high-interest financial products so structured that the borrower can wind up in an endless cycle of debt. “More than 13 million older adults are considered economically insecure, living on $21,800 per year or less,” said Rebecca Borne of the Center for Responsible Lending. This debt cycle occurred to 69-year-old Annette Smith of California who recently testified before the Senate Special Committee on Aging about her experience. Smith needed funds to fix her car so that it would pass the state’s emission test. Because of an earlier identity theft scam, she was left with neither assets nor credit

and her bank would not give her a loan for the $500 she needed. Instead she went to an on-line lender and received that amount as an “advance” against her income. All she had was a $1,200 Social Security check and when it was deposited directly into her account, the amount borrowed was automatically withdrawn along with a $50 fee. This left Smith unable to pay her rent or other expenses for the month, thus necessitating another loan of $500. To try to catch up, she kept taking out loans, albeit smaller ones, hoping to get ahead. “I needed help but did not know where any was available,” she said. With no credit card, no assistance from her bank, and unable to ask her children for help as they were also “struggling,” she finally heard about the California Reinvestment Coalition and went to them for help. By then, over a five year period, she had taken out 63 advances and paid close to $3,000 in fees. As Borne noted, these loans were originally created as a way to deal with an emergency, but now they have become powerful profit makers, with some companies charging anywhere from 300 percent to over 1,000 percent in interest.

VOTE FOR …

RANDY HAYDEN Edmonds City Council, Pos. #1

My priorities are eliminating financial waste, creating jobs, preserving property rights, and improving public safety in Edmonds.

s your representative, public safety is my top priority. Let’s rehire laid-off police officers. Public safety is a higher priority than many other line items in the City’s budget. City council positions are parttime positions, yet the city pays almost $120,000 per year for their health benefits. I will pay for my own health care and ask the council to follow my example in order to put more police officers on the street. And, let’s not destroy the city we love by building taller buildings in downtown Edmonds.

Please vote for Randy Hayden

Payday loans, a name which comes from the time when workers would take out a loan to tide them over until the day they were paid, now are tied to any regular source of income a borrower has, such as a paycheck or a Social Security benefit check. But older consumers who take out these loans suffer very different circumstances. As David M. Silberman of the Consumer Financial Protection Bureau told the Senate Aging Committee, “older consumers have less time to recover when they suffer a financial loss; are more often victims of fraud; are at higher risk for cognitive impairment which can diminish their ability to make financial decisions; and, according to a Federal Reserve survey, three out of five families headed by a person 65 or older had no money in retirement savings accounts.” All of which makes them good candidates to become entangled in a payday loan. The online companies that issue payday loans usually have no fixed address, existing only in cyber-space. And they often use unscrupulous tactics to get their money back. Eric Wright with the Maine Bureau of Consumer Credit Protection noted a few of these. They

threaten and scare people with arrest or incarceration, garnishing of wages or benefit checks, and even revoking their driver’s license. Wright added that in some cases, they have even pretended to be “an officer of the Federal Bureau of Unpaid Debt,” an agency which does not exist. The industry, through its trade association, the Community Financial Services Association (CFSA) maintains that these loans “serve a critical need for many American consumers, filling a gap for those who need to borrow relatively small sums to meet critical short-term expenses.” Added W. Dennis Shaul, CEO of the organization, “only three percent of payday borrowers expressed dissatisfaction... because of concerns about the difficulty of getting out of debt.” These types of loans have caught the attention of state legislators, with some 22 states restricting or banning them. But more needs to be done at the federal level. The Federal Deposit Insurance Corporation (FDIC), which regulates state banks that are not members of the Federal Reserve System, issued “guidance” principles in 2007 which specified that small loans “should be affordable, have reasonable interest rates with no or low fees, and be structured with payments that reduce the principal balance.” But CONTINUED ON PAGE 7

The Blakes have been in Snohomish County for four generations. My goal is to provide a high quality of life for the next four generations. This means a strong, diverse economy, thriving farms and small business, safe streets and efficient government. My professional experience as a small business owner, former community development official, and longtime volunteer provides the understanding to make equitable decisions, and fairly represent the broadest number of opinions. I make good things happen and would like to do that for all County citizens. I hope I can count on your support!

EndorsEd: The Everett Herald WA Conservation Voters snohomish Co. democrats

Edmonds City Council, Pos. #1 www.randyhayden.net  email votehayden32@hotmail.com Paid for by Friends of Randy Hayden, 24305 78th Pl. W., Edmonds WA

Paid for by Friends to Elect Bill Blake PMB #91, 526 N West Avenue, Arlington, WA 98223 www.VoteForBillBlake.com | 360-982-1039 | billblakecountycouncil@gmail.com

Senior Focus  October/November, 2013

PAYDAYLOANS CONTINUED FROM PAGE 6

problems in the industry still appeared. Again early this year, the FDIC proposed further guidance which added detailed underwriting specifications to determine that borrowers had the ability to repay a loan. This latter proposal is open for public comment. For this purpose, visit fdic.gov. Type in the search button Public Comments to the FDIC, then click on public comments, then proposed regulations, and finally 2013 notices. The proposed regulation is dated 4-30-13.

Resources

Two agencies of the federal government provide information for those seeking financial help. The Federal Deposit Insurance Corporation (FDIC) offers its “Money Smart for Older Adults” program. Go to the website, fdic. gov and click on Consumer News and Information, then click on the link to Money Smart News and that will display the button for “Older Adults.” The Office of Financial Protection for Older Americans, part of the Consumer Financial Protection Bureau, offers a resource guide on its website at consumerfinance.gov/older-americans.

Payday loans in Washington State Reprinted from the Washington State Department of Financial Institutions

A payday loan is a small, unsecured, high interest, short-term cash loan. In most cases, consumers write a post-dated, personal check for the advance amount, plus a fee. The lender holds the check for the loan period and then deposits it, or the customer returns with cash to reclaim the check. The following facts and rules apply to Washington State.

Quick Facts You may only borrow a total of $700 or 30 percent of your gross monthly income, whichever is less. Your information will be registered in a state-wide database, ensuring that all payday lenders have your most up-to-date loan information. You may only take 8 payday loans per 12-month period. If you are unable to repay your loan before your loan is due, you may request an installment plan with no additional fees. If you currently have an installment plan you may not receive another loan. Lenders may not harass or intimidate you when collecting a loan.

A Proven Leader Fighting for Us • Balanced Budgets • Protecting Our Neighborhoods and Resource Lands

It’s an honor to serve you on the County Council. Together, we’ve protected the rural character of our county without sacrificing jobs and economic growth. We’ve made our roads safer while keeping county taxes low.

Please call or email anytime with your concerns and ideas.

 Comparison shop for the lowest fees and penalties. For example, some credit unions offer payday loans with lower fees. Borrow only as much as you can afford to repay with your next paycheck.  Avoid borrowing from more than one lender at a time. Know when your payment is due and be sure to repay the loan on time and in full. There are organizations that can help you with your financial situation. Many offer help with budgeting, credit repair, debt repayment, and more. For more information about payday loans and/or to file a complaint visit dfi.wa.gov or call 877746-4334. For information about credit counseling organizations in our community, call Senior Information and Assistance at 425-5131900 or 800-422-2024.

Consider Alternative Solutions Ask about delaying or making payment arrangements on your non-interest bills like telephone and utility bills. Talk to a friend or family member about borrowing money. Ask your employer for an advance on your paycheck.

Senior Information and Assistance

Have a question about services for seniors? Call… Answers Questions – Explores Options

425.513.1900 or 800.422.2024 www.sssc.org

“I’ll use my experience to help attract jobs to Snohomish County, and build safe, livable neighborhoods.” S e r v i c e to fa m i l i e S a n d co m m u n i t y:

• Jobs and Economic Growth

I’m proudly endorsed by a broad coalition of Democrats and Republicans, business and labor, farmers and conservation leaders, law enforcement, firefighters, and neighbors like you that proves my commitment to collaboration works for the people of Snohomish County.

 The Department of Financial Institutions (DFI) licenses and regulates payday lenders and the payday loan industry. To verify the license of a payday lender call 877-746-4334 or visit dfi.wa.gov.  If you have a complaint against a payday lender operating in Washington, file a complaint with DFI. The maximum loan amount is $700 or 30 percent of your gross monthly income, whichever is less. The maximum loan term is 45 days. The maximum fee is 15 percent on the first $500 and 10 percent above $500. Say you take out a loan for $700. You can pay up to $75 (15 percent) on the first $500. You can pay up to $20 on $200. The total cost of the fee can be up to $95.  Internet payday lenders that do business with Washington residents must be licensed by DFI and adhere to our state’s loan limits and terms. Before doing business with an internet payday lender, verify they are licensed by DFI.

17 years on Mill Creek Council; 8 as Mayor 13 years on Snohomish County Tomorrow 17 years on the Joint Fire District No. 7 - Mill Creek Fire Board Longtime business owner 20 years coaching youth soccer Married, father of four

elect terry ryan! www.electterryryan.com

Citizens to Re-Elect Dave Somers P.O. Box 1082 Snohomish, WA 98290 (360) 913-1725 www.DaveSomers.org

Paid for by Friends of Terry Ryan | P.O. Box 14384 | Mill Creek, WA 98082 terry@electterryryan.com | 206-406-3206

October/November, 2013  Senior Focus

Medicare: the time is now…

Open enrollment sessions Senior Services of Snohomish County and SHIBA (Statewide Health Insurance Benefits Advisors) will hold Medicare information and enrollment sessions at locations throughout Snohomish County, October 15 through December 7. SHIBA volunteers and Senior Services staff will be on hand to help you understand your health care coverage options and evaluate and compare health and prescription drug plans. There is no charge for this confidential and impartial counseling service. When you attend the session, bring your Medicare card, a list of your prescription drugs including dosages, your current plan card, and any letter(s) you may have received from your insurance plan. An appointment is required and can be made by calling Senior Information and Assistance at 425-513-1900 or 800-4222024.

Open Enrollment Sessions:

Camano Community Center, 606 Arrowhead Rd., October 24 & November 14. Carl Gipson Community Center, 3025 Lombard, Everett, November 14. Center for Healthy Living, 4100 Alderwood Mall Blvd., Suite 1, Lynnwood. November 19 & 20. East County Senior Center, 276 Sky River Parkway, Monroe, November 25. Edmonds Senior Center, 220 Railroad Ave., October 17 and November 7. Ken Baxter Senior Center, 514 Delta Ave., Marysville, October 23. Snohomish Senior Center, 506 4th St., October 21. Stanwood Community Center, 7430 276th St. N.W., November 18. Stillaguamish Senior Center, 18308 Smokey Pt. Blvd., Arlington, November 6. Senior Services office, 11627 Airport Rd., Suite B, Everett, call for schedule.

Visit Senior Services at www.sssc.org

Experience

Medicare Part D....

It’s the time toreviewplans or your personal information, the drugs you take and dosages, and select the pharmacies you use. You will get a cost comparison breakdown for each plan available in your area. This tool also provides a fivestar rating system that evaluates each plan based on past customer service records, and suggests generics or older brand name drugs that can reduce your costs. It’s also important to keep in mind that when you’re comparing drug plans don’t judge a plan strictly by its monthly premium. Low-premium plans are often associated with higher prescription co-payments and may end up being more expensive. Look at the “estimated annual drug costs” that shows how much you can expect to pay over a year in total out-of-pocket costs – including premiums, deductibles and co-pays. Also, be sure the plan you’re considering covers all of the drugs you take with no restrictions. Some plans may require you to get permission or try a number of cheaper drugs before they will cover certain prescriptions. Need Help? If you need some help with this or if you don’t have internet access

Dear Savvy Senior By Jim Miller

I have been enrolled in the same Medicare prescription drug plan for seven years now, but my pharmacist told me I needed to look into finding a new plan that would fit my medication needs better. What’s the easiest way to do this? Need Help Dear Need, Because all Medicare prescription drug plans can change their coverage and costs each year, comparing Part D plans during the open enrollment period (Oct. 15 – Dec. 7) is a smart move that will ensure your getting the best coverage at the lowest cost. Here are some tips and resources that can help you compare drug plans, and select one that better fits your needs.

Do-It-Yourself If you’re comfortable using a computer, you can easily compare Medicare’s drug plans yourself online. Just go to Medicare’s Plan Finder Tool at medicare.gov/finda-plan, and type in your zip code

CONTINUED ON PAGE 9

RON WAMBOLT Creating a better Edmonds

Integrity Reliability Fiscal responsibility On November 5th, vote for the best choice for City Council Position 3 -

Frederick C. Taylor ... for a better Mukilteo ... for you! www.fredtaylorformukilteo.org Paid for by Frederick C. Taylor for Mukilteo City Council Position 3 PO Box 1676 Mukilteo WA 98275-7876 425-263-9046

Let’s Be Realistic RON WAMBOLT is the forward looking candidate who will be the catalyst that gets Edmonds out of the quagmire it’s stuck in.

RON WAMBOLT sees police

and public safety as top funding priorities. Streets, parks and sidewalks are next.

RON WAMBOLT has four years of successful Edmonds City Council experience, fighting for what our citizens believe in. During his term he served on nearly every committee the Council has. It’s a job he knows very well.

Most Qualified RON WAMBOLT was Edmonds City Council President

Pro Tem, chaired the Finance Committee, served on the Highway 99 Task Force, Long-Range Task Force and was City Liaison to the Port of Edmonds.

SUPPORTERS People you know who trust Ron Wambolt

Dave Earling, Mayor of Edmonds Gary Haakenson, former Edmonds Mayor Barbara Fahey, former Edmonds Mayor Laura Hall, former Mayor of Edmonds

Larry Naughten, former Edmonds Mayor Harve Harrison, former Edmonds Mayor Tom Tomberg, Edmonds Fire Chief Retired ...and too many more to list

Paid by the Committee to Elect Ron Wambolt • 530 Dayton St. Edmonds WA 98020 425-776-6501 •

ronwambolt.org • votewambolt@msn.com

Senior Focus  October/November, 2013

REVIEWPLANS CONTINUED FROM PAGE 8

to compare the plans yourself, you can call Medicare at 800-633-4227 and a customer service representative will do it for you over the phone for free. Another resource that you can call on for help is the SHIBA program which provides free one-onone Medicare counseling in person or over the phone. They also conduct seminars during the open enrollment period at various locations throughout the state (see open enrollment sessions, page 8). If you live outside of Washington state, call the eldercare locator at 800-677-1116. Shrinking Donut Hole You also need to know that Medicare’s “donut-hole” – the coverage gap in which you must pay out-of-pocket for your drugs – continues to shrink. In 2013 and 2014, you will get a 52.5 percent discount on brand-name drugs, and the federal subsidy for generic medications will rise from 21 to 28 percent in 2014. The 2013 coverage gap begins when your total drug cost exceeds $2,850 (that includes your share and the insurer’s share of the costs) and ends when combined spending is $6,455. After that, your Part D plan usually covers around 95 percent of your remaining drug costs for the year.

Extra Aid If you’re a low-income beneficiary and your annual income is under $17,235 or $23,265 for married couples living together, and your assets are below $13,300 or $26,580 for married couples, you may be eligible for the federal Low Income Subsidy known as “Extra Help” that pays Part D premiums, deductibles and copayments. See article this page. Send your senior questions to Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is author of The Savvy Senior book.

Special Enrollment Periods There are Special Enrollment Periods (SEPs) that are available when certain events occur to change your Medicare coverage or eligibility. Examples would include events like changes in your living arrangements, such as if you moved to an area that is not served by your plan, if you return to the U.S. after living elsewhere, just left a nursing home, etc. SEPs may also be available if you lose your current coverage, have an opportunity to change your coverage (such as being offered coverage through an employer), and more. To see if your situation qualifies for special enrollment, call Medicare, 800-6334227 or visit medicare.gov and search for special circumstances.

Needhelpwith Medicare, prescription costs During these challenging times with the cost of gas, food, housing, etc. going up, it can be difficult to pay for everything, especially if you are on a fixed income. If you are struggling to make ends meet, here are a couple of options that help income-eligible people with healthcare costs. One option is the Medicare Savings Program (MSP) which helps pay the Part A and Part B Medicare premiums. The monthly income limits for this program are $1,293 for an individual and $1,745 for a couple with assets limited to $7,080 an individual or $10,620 for a couple. MSP will also pay any Medicare deductibles and co-pay for an individual with a monthly income of $958 or a couple with a monthly income of 1,292. To apply for this program, contact your local DSHS Community Service Office or call Medicare at 800-633-4227. If you need the phone number for the CSO in your area, call Senior Information and Assistance at 425-513-1900. Assistance is also available through a program called Extra Help which helps with Medicare Part D prescription drug costs. Extra Help is available for those with limited income and resources. This program will pay for all or most of the monthly premium and annual deductible and will lower the co-payments related to your

prescription drug coverage. Applying for Extra Help with your Medicare prescription drug costs is easy. Call Social Security at 800-772-1213 or apply online at ssa.gov. To qualify for the Extra Help, an individual’s monthly income is limited to $1,436; for a married couple the monthly income is limited to $1,939. Resources are limited to $13,300 for an individual and $26,580 for a couple. Your house, car or personal possessions are not counted as resources. If you have questions about either of these programs, you can also contact SHIBA (Statewide Health Insurance Benefits Advisors). In Snohomish County call 425-290-1276; outside Snohomish County, call 800-562-6900.

Personalized information If you prefer to research options on your own, visit medicare.gov. There are some tools provided to help you understand your options. Medicare Eligibility Tool: Select the Information for my Situation tab and then the I’m getting started with Medicare tab. Medicare Plan Finder: Provides personalized information about Medicare prescription drug plans, Medicare Advantage Plans, other Medicare health plans, and Medicare supplement insurance (medigap) policies. Select the Find Health & Drug plans tab.

Building a healthy community

Re-Elect Paul Roberts

for Everett City Council Position 1 A healthy economy. Paul helped bring jobs to Everett by …

Vote for Steve Booth … Bothell City Council, Position 5

 Positive leadership you can trust  Sound protection of taxpayer $$  Strong support for public safety (Endorsed by Bothell Police and Fire)  Support for downtown revitalization  Support for the Bothell Senior Center  Vice Chair, City of Bothell Planning Commission  Army Veteran, UW MBA  Long-term Bothell Resident Endorsed by: Sen. Rosemary McAuliffe, Mayor Mark Lamb, Deputy Mayor Josh Freed, Rob McKenna, Al O’Brien, Councilmembers Tom Agnew and Del Spivey, Steve Richards (Wayne Golf Course), Leigh Henderson (Alexa’s Restaurant), Former City Councilman Dick Paylor Paid for by Friends of Steve Booth for Bothell Council, PO Box 2208, Bothell, WA 98041 www.stevebooth.com  steveb@stevebooth.com

 Supporting the aerospace industry, building the 777 and 787  Helping develop Naval Station Everett and defending it through base closure commissions  Supporting redevelopment of the downtown, riverfront, waterfront and Southwest Everett  Bringing family wage jobs and transportation to Everett

A healthy environment. Paul continues to lead efforts to …  Bring sustainable and energy efficient development to Everett  Reduce air and water pollution  Protect critical habitat for endangered species

A sense of place in Everett. Paul has worked to …  Bring together north and south Everett,  Support education, arts, health care and human services  Improve transportation services.

Re-Elect FOR EVERETT CITY COUNCIL 1 Paid for by Committee to Re-elect Paul Roberts for Everett City Council 812 Hoyt Ave., Everett WA 98201  www.paulroberts4future.com

10 October/November, 2013  Senior Focus

Medicare scammers keepingbusy Take control of your health Ed note: This notice was published in the last Senior Focus but it bears repeating. According to the Office of the Attorney General, Washingtonians are receiving calls from scammers posing as Medicare officials who are asking for personal information to issue a new Medicare card. As a reminder, Medicare will never call you to:  Offer to replace your card  Ask for personal information  Ask for banking information to charge for a replacement card Never respond to this or any other scheme that tries to get your personal information. If you receive such a call, hang up immediately! And do not respond to

emails, texts or letters. If you believe you have been a victim of Medicare fraud, call the Office of the Insurance Commissioner, 800-562-6900, or send an email to shiba@oic.wa.gov. SHIBA is Washington State’s Senior Medicare Patrol project. Volunteers have been trained to help people prevent, detect and report Medicare and Medicaid fraud and abuse. For more information contact: SHIBA Snohomish County, 425-290-1276 (leave a message; your call will be returned). Office of the Insurance Commissioner, P.O. Box 40255, Olympia, WA 98504-0255; 800-562-6900 or visit insurance.wa.gov.

Coping with an ongoing health condition? Tired! In pain? Frustrated? Anxious or depressed? If you have an ongoing health condition, you may want to sign up for A Living Well class. Senior Services of Snohomish County will offer two Living Well workshops that start in October. A Living Well with Diabetes workshop will be held at the Edmonds Senior Center, 220 Railroad Ave., on six consecutive Mondays starting October 28 from 12:30-3 p.m. Participants will learn techniques proven to better manage diabetes. Discussions include: Exercises for maintaining and improving strength and endur-

“Representing Our Community” Vote For Jim Steinruck, Fire Commissioner, Position 1, Lake Stevens Fire District  Currently appointed Commissioner, Position 1  Active and involved resident of Lake Stevens for the past 21 years  Member of the Rotary Club of Lake Stevens for 21 years  21 year, retired, US Army Veteran  Married for 38 years, 3 grown children  Personal emphasis on: public health and safety with a special focus on Seniors and their security, financial stewardship, strategic planning, and community involvement

Thank you for your support! Paid for by Jim Steinruck, 117 N. Davies Rd., Lake Stevens, WA 98258

It’s time for responsive, inclusive leadership

It’s time for Jackie Minchew It’s time for leadership that listens to all of us

Vote for real community leadership in November…

Vote for Jackie Minchew Jackie Minchew and Phyllis, his wife of 45 years, have lived in the Lowell neighborhood of Everett for 24 years. During 33 years in public education, Jackie has earned recognition as an outstanding educator. Jackie has served his community in many ways: four years as chair of the Lowell Civic Association; founding member of Transition Port Gardner and Green Everett; and he has served on the Everett Diversity Advisory Board, Snohomish County Committee for Human Rights, and Snohomish County Labor Council. Jackie supports efforts to create a strong, resilient, and self-reliant local economy. Jackie is committed to preserving Everett’s quality of life by maintaining a safe and sustainable community with strong, active neighborhoods. Public safety, an efficient, affordable transit system, and protecting our parks and open spaces are high priorities. Jackie will listen and give all our citizens a voice.

ance.  Healthy eating and making good food choices. Smart tips for taking medications.  How to work more effectively with your health care providers.  Simple steps for goals setting and problem solving. A Living Well with Chronic Conditions workshop will be held at the East County Senior Center, 276 Sky River Parkway, Monroe, on six consecutive Thursdays starting October 31 from 9:30 a.m.-12 noon. (Note: no class on November 28). Participants will learn techniques that will improve their quality of life. Discussions include: Improving your strength and endurance. Making healthy food choices. Working better with your health care provider. Setting goals and problem solving. The Living Well classes including workbooks are free. Space is limited and registration is required. For information or to sign up, contact Jamie Hunter-Mitchell at 425-265-2283 or send an email to jhuntermitchell@sssc.org

Use your head to operate smartphone If you haven’t acquired a smartphone already, you’ve probably thought or talked about getting one. Then you would be able to use the built-in apps (applications) to check your email, get maps and directions to where you want to be, listen to music, pick up the latest news, pay bills, and a multitude of other goodies as well as make and receive phone calls. Which should alert you to what many users overlook. A smartphone is essentially a portable computer. Before using it to explore cyberspace, make sure you have antivirus software just like you did – or should have done – to your office or home computer. And keep it updated, unless you don’t care who prowls around all the personal information, including your credit-card and banking transactions, that gets posted in your mobile device. Set up a pass code to gain access to your information. Even a simple four-digit personal identification number (PIN) will help. And be wary of what and whose apps you download. – Mature Life Features

Senior Information and Assistance Answers Questions – Explores Options

425.513.1900 or 800.422.2024 Paid for by Jackie Minchew for Everett City Council 5607 S 2nd Ave, Everett, WA 98203  425-238-8657 www.jackieforeverett.com  JWMchew@aol.com

www.sssc.org a nonprofit organization

Senior Focus  October/November, 2013 11

Have Medicare but no supplemental insurance?

Medical clinics you may want to consider Elder Info Have a Question? We Have an Answer!

By Cynthia Nowowiejski Senior Services of Snohomish County

I recently moved to Snohomish County. I need to find a medical clinic or a physician who accepts Medicare. I do not have additional insurance.

You can contact one of the Community Health Centers of Snohomish County, a Sea Mar Community Health Center or the Providence Everett Healthcare Clinic in N. Everett. The Community Health Centers of Snohomish County provide affordable medical care. Clinics offer preventive and primary care, annual exams, internal medicine physicians, behavioral health services and referral to specialists. Services include treatment for chronic illnesses and immunizations. Low cost on-site pharmacies are available for patients. These clinics accept Medicare and Medicaid. For patients with no insurance, CHC offers a discount fee program based upon income and family size. For information and to sched-

ule an appointment contact the clinic closest to you: Arlington – 360-572-5400; 326 Stillaguamish Ave North Everett – 425-789-2000; 1424 Broadway South Everett – 425-551-6200; 1019 112th St. S.W. Lynnwood – 425-835-5200; 4111 194th St. S.W. Edmonds – 425-640-5500; 21701 76th Ave. W, Suite 300

Clinic in North Everett (930 N. Broadway) provides primary care services. The clinic also offers limited specialty care, behavioral health and counseling. The clinic treats patients covered by all Medicaid programs, Medicare patients with or without supplemental coverage, as well as uninsured or under-insured individuals and families. For information call 425317-0300.

Sea Mar Community Health Centers offer comprehensive health services to diverse communities, specializing in services to Latinos. Services offered are preventive and primary care, family medicine physicians, and referral to specialists. Services include treatment for chronic illnesses and immunizations. These clinics accept Medicare and Medicaid. For patients with no insurance, Sea Mar offers a sliding-fee scale based upon income and family size. For more information contact the clinic closest to you: Everett – 425-312-0202; 1920 100th St. S.E. Marysville – 360-653-1742, 9710 State Ave. Monroe – 360-282-3885, 17707 Main St.

Medical Insurance Changes –

Providence Everett Healthcare

You may have more options for finding a physician if you consider making a change in your insurance coverage. To learn more about (Medicare) insurance options, call SHIBA, the Statewide Health Insurance Benefits Advisers, at 425-290-1276. SHIBA advisers offer unbiased information. There is no charge. Medicare Open Enrollment is

October 15 to December 7. ALL people with Medicare can change their Medicare health plan and prescription drug coverage for 2014. Senior Information and Assistance is the gateway to access services for older adults in Snohomish County. To speak with an I&A Specialist who will listen to your concerns, answer questions and explore options, phone 425-513-1900 or 800-422-2024.

Attention musicians The Music Hall Community Orchestra is a group of musicians who get together because they love to play. Rehearsals are Tuesdays evenings from 6-8 at the Music Hall at Everett Mall (behind Macy’s). The orchestra plays a variety of music from pops to classical. Some musicians have played professionally; some haven’t played for years. So dust off that instrument and join this “all comers welcome” orchestra.

Service alternativeS Home Care to Fit Your Needs

With our compassionate and skilled caregivers you get the quality support you need to live in your own home.

For a FREE consultation call Service Alternatives 425.870.4014 • my-homecare.com

ConCert sChedule 2013-2014

Cascade Youth Symphony featuring Sno-King Community Chorale

Gounod’s St. Cecilia Mass Saturday, November 23, 2013 | 2:00pm Benaroya Hall, Seattle

Holiday Magic: Here We Come A’Caroling Saturday, December 14, 2013 | 2pm and 7:30pm Edmonds Center for the Arts

Musica da Coro: Gounod’s St. Cecilia Mass featuring Cascade Youth Symphony

Saturday, March 22, 2014 | 3:30 and 7:30pm Northshore Performing Arts Center, Bothell

Ticket to Broadway: Mamma Mia! A Concert Version Saturday, June 7, 2014 | 3:30 and 7:30pm Edmonds Center for the Arts

TickeT informaTion

Edmonds Center for the Arts Concerts Box Office: 425-275-9595 or visit ECA online at www.ec4arts.org Other Concert Venues visit Chorale website: www.sno-kingchorale.org

concerT Venues:

Edmonds Center For The Arts 410 Fourth Avenue North Edmonds, WA 98020

Northshore Performing Arts Center 18125 92nd Ave NE Bothell Bothell, WA 98011

12 October/November, 2013  Senior Focus

Martha Kraencke – the walking lady of Edmonds at her favorite bench on Sunset Avenue and Casper Street in Edmonds looking out over the waters of Puget Sound. It was here that By Betty Lou Gaeng Helen Reynolds’ camera captured Martha’s vis Martha! Martha! As the chilage on film to display in dren chanted her name, Martha the front window of her Kraencke appeared not to notice. photography studio on Her steps seldom faltered as she Main Street in Edmonds. walked along the sidewalks and Martha was wearing a alley ways of downtown Edmonds. favorite navy blue suit, Children can be cruel, especially pristine white blouse and when they view someone a little straw hat – the jacket neatly folded over the back of the bench. What did Martha see? Perhaps she was recalling a much earlier time – a time when her beloved husband’s body Martha Kraencke sitting on a bench in Edmonds was discovered floating and (inset) Martha in her younger years. in the waters of the PaAngeles Grand Opera, and the cific near California’s Los Angeles family left Berlin to become memHarbor. Yes, Martha had a story bers of the Hollywood/Los An– a very unusual one. One that geles entertainment world. The included glamour, tragedy, and Kraencke family sailed from Brefinally, a life of solitude. men, Germany to America on the Martha was born Martha SS George Washington, arriving Giersch in Berlin, Germany on in New York Harbor on October February 27, 1894. She completed 22, 1926. her schooling in 1912 and went to They then headed for their new work as a secretary for a German home in Los Angeles and on Janumovie studio in Berlin. An attracary 21, 1929, in the U.S. District tive, slender grey-eyed blonde, Court of Los Angeles, California, she appeared in small roles as an Martha and Fritz each signed actress or an extra in silent films. papers declaring their intention It was during this time she met Dear Neighbor, to become citizens of the United another Berliner, Fritz Kraencke, States – renouncing their allealready a well-established set deThank you for the honor of serving as Mayor of Everett and for giance and fidelity to any foreign signer and cinematographer in believing in our great city. sovereignty, including the Gerthe German film industry. man Reich. Martha and Fritz were married I pledge to continue to provide fiscal leadership that prioritizes Fritz’s theater career was a sucin Berlin in 1914. Martha’s huspublic safety and creates an environment where open cessful one for many years. Before band Fritz was exempted from government and a genuine WWII, they traveled to Germany, military service during the First sensitivity to citizens’ needs Hawaii and Mexico, and finally World War, and continued a sucback to Europe for the last time cessful career in silent films in are highly valued and respected. in 1937. Judging by the trunks Germany. In later years, Fritz I ask for your vote. of beautiful clothes found in Maralso designed sets for the German tha’s home after her death, they Staatsoper, an opera house, and Sincerely, lived a glamorous and elegant life. Bayreuth, an opera festival. Among Martha’s stunning ward On March 21, 1920, their only robe were many Paris and New child, a son, Herbert Guenter York originals. Kraencke was born in Berlin, Martha’s world collapsed in Brandenburg, Germany. Paid for by the Committee to Re-elect Ray Stephanson 1947. As reported in the Los An In 1926, Fritz accepted the poP.O.Box 442 | Everett, Washington 98206 | info@ray4mayor.org | www.ray4mayor.org geles Times of December 2, 1947, sition as set designer for the Los early Monday morning, December 1, Martha telephoned her son Herbert because Fritz was missing from their home on West Bluff Place in San Pedro, a section of Los Angeles. As Herbert told police, he contacted the Coast Guard after going to Point Fermin, near their home. There he had dropped a dime in one of the telescopes pointed out to sea and saw what he feared was his father’s body floating in “I would like to help my community in achieving the best quality the ocean. It was the body of Fritz of service for firefighting, prevention and emergency medical Kraencke. Because of the bruises services. These vital services require informed, well thought-out on Mr. Kraencke’s face and head, plans involving both the public and the fire department to carry the police were at first suspicious out the laws meant to protect all citizens.” that the death may have been by – Karen Dingmon foul play. However, both Martha and Herbert said that Fritz was despondent and had been having Paid for by K. Dingmon PO Box 12807, Mill Creek, Wa 98082  email k.dingmonfire@gmail.com

Perspective on the Past

different. Martha Kraencke was not only different – she had an aura of mystery. If you spent time in Edmonds in the latter part of the 1940s through the early 1970s, Martha was a lady you would have noticed and wondered about. For almost 30 years, Martha Kraencke was probably the most visually recognized person in Edmonds. Yes, Martha was recognized, but she was also an enigma. Resting from her walking, she could sometimes be seen seated

Mayor Ray Stephanson is a leader who gets the job done

Elect Karen Dingmon Fire District #1 Commissioner #4

for excellent Fire and EMS service

CONTINUED ON PAGE 13

Senior Focus  October/November, 2013 13

MARTHA CONTINUED FROM PAGE 12

financial problems. To them, suicide seemed to be a possibility. Officially, the coroner’s ruling was death by drowning in the Pacific Ocean – suicide. Following Fritz Kraencke’s death at the age of 57, Herbert, a surveyor, moved to Snohomish County – to a home at Lake Ballinger, a few miles from Edmonds. Martha joined her son. Shortly after this, Martha began catching an early morning bus to downtown Edmonds, and there she would walk all day and in the evening she would take the bus back to her son’s home at Lake Ballinger. In the mid-’50s, Herbert decided to move back to California. However, by this time, Martha had grown attached to the Northwest. She moved to a small bungalow near downtown Edmonds at Phillip’s Court, 303 Fourth Ave. N. She remained in her little home for the rest of her life. From this handy spot, Martha continued her solitary walks. Following her death, Doug Margeson wrote an article about Martha Kraencke for the Edmonds Tribune-Review, stating that “Everyone who lived and worked in downtown knew who she was, but only a few knew her.” He continued, “Local kids believed she lived in a haunted house and worked as a foreign spy.” Margeson’s article included remarks from the few that did get to know Martha. Once or twice a week, she stopped by D DriveIn, once a well-known and popular gathering spot on Sixth and Main, to have a cup of coffee with a young man who worked there. She exchanged hellos with people as she passed by. Helen Reynolds, owner of an Edmonds photograph studio knew her for almost 30 years, and Martha became one of her favorite photo subjects. Even Reynolds admitted that no one was allowed to come too close. The newspaper article went on to say, “Once or twice a week she stopped by the Edmonds West Tavern – or the Sail Inn, or Engel’s – to have a loganberry flip. Usually she kept to herself. Occasionally, however, her carefully cultivated reserve dropped away and she showed flashes of warm, sometimes ribald humor.” Martha seemed to have set routes for her walks. Downtown storekeepers claimed they could set their watches from the time she walked by their stores. Her coffee-time friend remembered her schedule: “She left her bungalow at 4th Avenue and Edmonds Street at 7 a.m. She walked down to Sunset Avenue, took in the view and then went over to Main Street. She usually had breakfast at Brownies Café on 4th Avenue. From there she walked various routes. She usually stopped for a cup of coffee at D Drive-In. After a little conversation with the cook and other cus-

tomers, she was on her way again. Sometime in the afternoon, she usually stopped at the IGA store at 5th and Dayton where she visited with acquaintances. The she walked some more, often well into the night.” Martha was an accomplished pianist and sometimes played from memory to a noisy crowd at Edmonds West Tavern – a crowd that would sit in silence as she played a complicated piece by Beethoven. In 1974, Martha fell and broke her hip. She wasn’t even fazed. Soon after leaving the hospital, she, with the help of a walker, was out and walking again. For many

years, Martha’s neighbor kept an eye on her. At night before she went to bed, Martha waved to her neighbor across the yard and then she pulled the window shade. In the morning, she would raise the shade to let her neighbor know that all was well. On the morning of September 8, 1977, the shade remained closed. At the age of 83, Martha’s walking days were over. She died peacefully in her own bed. Floral Hills Funeral Home in Lynnwood handled the cremation, and at the request of her son and daughter-in-law, Martha’s ashes were sent to California and placed next to those of her husband.

55+ manufactured home community

 New homes available now.  Exclusive low interest financing & purchase assistance available.  Public ownership means no worrying about park closure.  A perfect balance of community and independence. CONTACT US TODAY!

(425) 293-0574

ater & Sewer issues will continue to play a vital role in protecting health and economic viability. As a lifelong resident, you can count on me to continue to listen to your concerns, and use my experience, education and dedication to work hard serving you and our community. – Paul “Mac” McIntyre

Proven track record as your Commissioner

I am honored to be your Alderwood Water and Sewer Commissioner. I would greatly appreciate your vote. Thank you, Mac

 Keeping rates low  Worked to establish Senior rates  Kept a balanced budget with hard work and creativity during difficult economic times  Hundreds of construction projects on time and under budget, which helps to keep rates low  Dedicated to keeping water supply safe to protect your family’s health

Paid for by Paul “Mac” McIntyre ~ 920 140th St. S.W. Lynnwood, WA 98087 ~ 1vote4mac@gmail.com

Common Sense Solutions

Paid for by championforcouncil.org / 5905 Chennault Beach Dr / Mukilteo, WA / 98275

Leonard has worked hard as your city councilman to provide services to the people of Stanwood. As chair of the Transportation District and Public Safety Committee, he understands and cares about the needs of the community and will continue to work to increase your quality of life.

14 October/November, 2013  Senior Focus

Carol Andrews

Re-elect Everett School Board Position #2

Carol’s proven leadership and experience has helped improve student achievement:  Partners with parents, business and community to create a vision for student success  Provides sound fiscal oversight of taxpayer dollars as an experienced CPA  Promotes healthy living and financial literacy for all students

It’s About the Kids

Endorsements…

www.electcarolandrews.com

Everett Education Association/United Teachers of Everett; 44th Legislative District Democrats; John Lovick, Snohomish County Executive; Ray Stephanson, Mayor, City of Everett; Mike Todd, Mayor, City of Mill Creek

Paid for by Citizens to Re-elect Carol Andrews  1720 142nd Pl. S.E., Mill Creek WA 98012

Affordable Senior Apartment Homes 55+ Community Two Bedroom

580

One Bedroom

490

Some changes to our mind or mood are a normal part of aging; others are not. Forgetting a name or feeling occasionally sad about difficult changes as we age is normal. However, feeling so depressed that nothing in our lives brings us joy is not a normal part of aging. If only there was a trusted person that we could ask! Plan on attending Everything You Wanted to Know About Aging and Mental Health But Were Afraid to Ask on Thursday, October 24 from 9 a.m. to 12 noon to get your questions answered. This free event will be held at Merrill Gardens, 14905 Bothell-Everett Highway, Mill Creek. It will bring together speakers from the fields of aging, mental health, advocacy, and health insurance to discuss what you need to know to help yourself and others. In addition to covering what is normal and what is not in terms of mental health as we age, a licensed geriatric mental health specialist will describe how to find and connect with local programs that provide mental health services to older adults. A community member who has struggled with her mental health all her life will share how she copes. Organizations involved in health care reform will explain what older adults need to know and do this fall. A variety of community agencies will be present including ones serving older adults, advocating on behalf of people with mental illness, and providing information on health insurance and health care reform. The event is free but pre-registration is required. For more information or to reserve a space, contact Stefanie Novacek at 425388-7019 or s.novacek@snoco.org. This event is sponsored by the Snohomish County Council on Aging, Snohomish County Long Term Care & Aging, Senior Services of Snohomish County, and Merrill Gardens.

Rent includes water, sewer & garbage

Featuring... ›› Access restricted buildings ›› 1 and 2-bedroom energy efficient apartments ›› Social Service Coordinators ›› Large community rooms with kitchens and fireplaces (available for private functions) ›› All apartments are wheelchair accessible ›› On-site laundry facilities ›› Dishwasher, frost free refrigerator, electric range with self cleaning oven, quality cabinetry ›› Convenient access to bus line ›› Income restrictions apply ›› Section 8 welcome ›› Pet friendly

Everything you wanted to know about aging and mental health but were afraid to ask!

Four Freedoms House of Seattle, Inc. On Beautiful Bitter Lake

Independent Senior Living The Meadows Community is located at 12th and Rainier in Everett

For information call 425.252.6930

Email: Themeadows@coastmgt.com  web-site www.sssc.org.

 Studio and one bedroom apts  Must be 62 or older; q sen ualit y income limits apply ior com livin mun g  On Metro bus route tiy  Utilities included with rent  Restaurant on-site – open to the public Call for information & application

206-364-2440

747 N 135th St. • Seattle

Rental Office: 1115 Rainier Ave., Everett WA 98201-5415

Professionally managed by Coast Real Estate Services

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024

www.sssc.org • www.snocare.org

Senior Focus  October/November, 2013 15

Taking Care of You:

Lynn Woods Senior Apartments

Powerful Tools for Caregivers Caring for a sick or disabled spouse, family member, or friend can be rewarding, but it can also be incredibly stressful. Research shows that family caregivers are at high risk for depression and stress-related illnesses. Powerful Tools for Caregivers is a free, six-week educational series designed to help minimize these risks by teaching the skills family caregivers need to take care of themselves and feel more confident in the care they provide. This series is for any person who provides unpaid support to an adult with care needs or a chronic condition, such as Alzheimer’s disease or other dementia, stroke, Parkinson’s disease or cancer. It also offers peer support and opportunities to learn from each other. Participants develop their own personalized action plans and goals and discuss a variety of topics including: strategies to reduce stress; how to communicate effectively with other family members, medical and service providers; tools to increase confidence in handling difficult situations and tough decisions; the importance of self-care; and how to reduce feelings of guilt, anger and depression.

Subsidized 62+ Community

Workshops will be held at the East County Senior Center in Monroe on Tuesdays, 1-3:30 p.m., starting October 1 and Northshore Senior Center in Bothell on Wednesdays, 5-7 p.m., starting October 2. Classes are free. Call quickly if you wish to sign up for the workshops. For more information contact Debbie Cool, 425-740-3794 with the Family Caregiver Resource Program. The six-week class is presented by Senior Services of Snohomish County and the Family Caregiver Network of Snohomish County. For information about caregiver resources visit sssc.org and/or snocare.org.

Features & Amenities:

Lynn Woods Senior Apartments 4705 194th St. S.W., Lynnwood 98036

For information and application, call 425.670.8273 email: lynnwoods@coastmgt.com

 Social Service Coordinator and Community Manager  One bedroom and studio apartments  Laundry facilities on site  Community room with kitchen and outdoor patio for recreation and entertainment  Access-controlled building and emergency alert system  All units are wheelchair accessible  Close to shopping and services  Income restrictions apply  Pets welcome

Professionally managed by Coast Real Estate Services

Morgan Cottage

Adult Family Home

Specializing in Dementia/Mental Health/DD  Affordable Rates  Private Rooms 7010 58th Dr. N.E., Marysville, WA visit www.morgancottage.net  Private TV and Cable  Special Diets Accommodated  Close to parks, shopping and medical offices

Call Monica for a visit 360-659-0003

16 October/November, 2013  Senior Focus

New York City…

Explore the many wonders of often overlooked museums Get Aways Adventures in Travel

By Victor Block Standing on a half-acre of bog land which encircles a dilapidated 19th-century stone cottage, my mind wandered back to a recent visit to Ireland. The vegetation and even the rocks scattered about the site were identical to those I recalled. Then the sight of skyscrapers surrounding the setting, and the honking of automobile horns rather than the bleating of sheep, startled me back to reality. That was my introduction to

“

We’re making lives better.

the Irish Hunger Memorial in New York City. In that compact space, it provides a moving recollection of the Great Irish Potato Famine which, between 1845 and 1852, resulted in nearly a million deaths and forced millions more to emigrate to the United States, many of them to New York. The memorial includes stones from all 32 of Ireland’s counties and more than 100 pertinent quotations from letters, poems, songs and other sources. The two-room cottage was donated by a family whose ancestors had occupied the same site in County Mayo since 1820. Because of the story it tells, I included the Irish Hunger Memorial in my quest for smaller, oftenoverlooked museums that many

It’s about caring, not just health care. Taking Care Attentive visits, delicious meals and light housekeeping.

Enriched Care Medication management and support with life’s essentials.

Vital Care Daily, live-in nursing and end-of-life caring.

www.nursenextdoor.com

Call today for a FREE Caring Consult.

425.420.4211

Visitors can get a glimpse of the homes where immigrants settled at The Lower East Side Tenement Museum. When first built, this 325-squarefoot apartment lacked heat, running water and bathroom facilities. Victor Block photo

visitors to New York City might miss. They present chapters of American history which are as varied as they are intriguing. The lives of other immigrants who became part of the wave that transformed the United States into the world’s “melting pot” come to life in a nondescript five-story brick building which, from 1863 to 1936, served as home to more than 7,000 immigrants. Detailed research into their lives enables historical interpreters to dramatize and humanize their stories at the Lower East Side Tenement Museum. Hallways are dank and dark, with peeling wallpaper and cracked plaster. Stepping into a tiny 325-square-foot apartment, I learn that when the German-Jewish Gumpertz family lived there

“Proven leadership and a willingness to tackle the hard issues that are before us.” – Your Edmonds Firefighters Strom is endorsed by … Local Edmonds Firefighters (IAFF-1828) Sen. Maria Cantwell  State Rep. Marko Liias County Council President Stephanie Wright Mayor Dave Earling  Former Mayor Gary Haakenson Former City Councilwoman Deanna Dawson and many of your friends and neighbors

in the late 19th century – Natalie, her shoemaker husband and four children – it lacked heat, running water and bathroom facilities. By the time Adolfo and Rosario Baldizzi from Palermo, Italy, moved into the building decades later, running cold water and a sink, which doubled as a tub for weekly family baths, must have seemed like a luxury. A very different culture is explored at the Museum of Chinese in America. It describes the influx of Chinese into the United States which coincided with the flood of immigrants from Eastern Europe. Many early members of “the Asian invasion” were men who came to help build the transcontinental railroad and toil at other sweat-inducing jobs. Along with a collection of more than 65,000 artifacts, documents, newspapers, photographs and other items, the story is told with oral histories, walking tours and film festivals. Two temporary exhibits celebrate Chinese-American fashion designers who have made their mark in New York, and the recent revolution in style among women in China. Bead-decorated moccasins are among very different styles of women’s attire that are on display at the National Museum of the American Indian. The exhibits present the culture and traditions of Native Peoples throughout the Western Hemisphere, from their earliest history to the presCONTINUED ON PAGE 17

NEED HOME REPAIRS?

No MoNthly PayMeNts if qualified

Serving Everett since 1977

Rehabilitation funds are to benefit low and moderate income homeowners and renters in city limits of Everett.  Plumbing  Foundations  Heating  Roofing  Electrical  Painting  Bath/kitchen remodels  Handicap accessibility

Community Housing Improvement Program Paid for by Strom Peterson for Edmonds City Council, 110 James St., Suite 100 Edmonds, WA 98020  www.votestrom.com

425-257-8735 www.everettwa.org

Senior Focus  October/November, 2013 17

NY MUSEUMS CONTINUED FROM PAGE 16

simulator, transmit Morse code messages and clamber aboard a helicopter. Most dramatic to me was the Kamikaze multimedia experience which includes smoke

ent. Among the more treasured items are an exquisite Olmec jade head believed to have been carved as early as 900 B.C. and a magnificent Crow warrior’s robe. An exhibit titled “Circle of Dance” demonstrates the importance that music and movement have played in the cultural and social lives of naThe USS Intrepid, home to 3,000 sailors during WWII, tive people. is the centerpiece of the Intrepid Sea, Air & Space More interesting Museum. Victor Block photo to a group of middleschool students who and flame effects that bring to were sharing my time at the murealistic life the day when the seum were stories about the use of Intrepid was struck by two Japaanimal intestines and bladders to nese suicide planes. store liquids. “Yuck” and “gross” At the opposite end of the size were among the more polite rescale is a museum which is closely actions to the explanation that I associated with what many people heard. picture when they think of New While hardly of gourmet qualYork City. While I walked quickity, food that was served to crew ly past some of the more technimembers aboard a World War II cal exhibits at the compact Skyaircraft carrier probably received scraper Museum, scale models of a more welcome response. The what’s billed as the three tallest story is told with menus, photobuildings in the world in Dubai, graphs and other reminders of the Taiwan and Shanghai caught my challenge of feeding 3,000 sailors attention. aboard the USS Intrepid. And I was mesmerized by two Today, the ship is docked at a hand-carved miniature wooden pier on the Hudson River, where models of downtown and midtown it is the centerpiece of the Intrepid Manhattan. Imagine a 4.7-inch Sea, Air & Space Museum. Nearly tall Empire State Building and two dozen aircraft are parked on 10 Lilliputian-size city blocks that the Flight Deck, while the Gallery can fit in the palm of your hand. Deck includes the Ready Room My conclusion: When it comes to where pilots received their final museums in New York, even little pre-mission briefing. things can make a big impression. Interactive exhibits offer opportunities to experience a flight – Senior Wire©

ger among this age group in 2001. Minnesota had the best numbers in regard to availability of food, while Arkansas was one of the lowest. In Washington state, the number of people facing hunger was estimated at 6.2 percent. In Pennsylvania, it is considered to be 8.7 percent The National Foundation is an independent group, formerly known as the Meals on Wheels Research Foundation. For more information on this report, visit the website nfesh.org. –Cheryl Keyser

Hunger on the rise A new study from the National Foundation to End Senior Hunger has found a large increase in the number of older adults who are facing hunger, or as it is now called, food insecurity. This affects many older adults, including baby boomers. The Foundation’s report found startling figures. In 2011, close to one in every 12 adults age 60 and older, or some 4.8 million people, faced the threat of hunger. This is more than double the rate of hun-

Scriber Pointe Senior Apartments

Subsidized 62+ Community

Features & Amenities:  Social Service Coordinator and Community Manager  One bedroom apartments  Laundry facilities on site  Community room with kitchen and outdoor patio for recreation and entertainment  Access-controlled building and emergency alert system  All units are wheelchair accessible  Close to shopping and services  Income restrictions apply  Pets welcome

Scriber Pointe Senior Apartments 19912 Scriber Lake Rd., Lynnwood WA

For information and application, call 425.670.8273

email: scriberpointe@coastmgt.com

Professionally managed by Coast Real Estate Services

FREE Reverse Mortgage Lunch & Learn Wednesday, October 23, 2013  12 noon Old Republic Title

1604 Hewitt Ave., Suite 701 Everett, WA 98201

When it is time for a new nest...

If you are a homeowner, age 62 years or older, and own your home outright or could pay off the remaining balance with reverse mortgage proceeds, don’t miss this opportunity to meet with a licensed reverse mortgage specialist to learn how to convert the equity in your home into tax-free.proceeds.

Let us show you how your home can work for you. • Meet daily or monthly expenses • Cover healthcare costs • Remodel or complete home repair • Consolidating credit card debt • Or any way you choose… HURRY … LIMITED SEATING. RSVP REQUIRED Please register by calling today. 425-257-1188 or email lhalverson@gmail.com Instructor

Linnea Petrie-Halverson Reverse Mortgage Consultant

Security 1 Lending. NMLS #209328

Land at Garden Court Retirement! Call today to schedule a tour and lunch as our guest

425.438.9080 RETIREMENT COMMUNITY

520 - 112th Street SW • Everett WA 98204 www.gardencourtretirement.com

Phone: 425-257-1188

E-mail: lhalverson@s1l.com myrmagent.com/linneahalverson/ DISCLAIMER: Consult a tax advisor.

Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive,Spring, TX 77373. NMLS ID 107636. Washington Consumer Loan Company License #CL--107636. Homeowner remains responsible for paying property taxes, required insurance and home maintenance A Division of Reverse Mortgage Solutions, Inc.

18 October/November, 2013  Senior Focus

Grandparents can teach kids about money By Cecil Scaglione It used to be a lot simpler to teach kids how to handle money. Not that everyone took the time, but grandparents could set up a bank account for a youngster on the first Christmas the child could write a check and then nurture him or her along by fattening the account on special occasions,

like birthdays. In between, there could be an allowance paid for doing regular chores and an extra payment for odd jobs now and then. You could also encourage the youngster to watch the pennies, nickels, dimes and quarters fill up a Mason jar or piggy bank. It’s tougher now because money – hard cash – is becoming passe.

Credit cards are the current currency so discussions about money get to be more esoteric. The unfortunate fact is, because parents rarely discuss money matters with their children, it’s up to grandparents in many cases to fill the financial-facts gap. “My experience has been that parents either tell their children they will have no financial worries

Heritage Court A MeMory CAre CoMMunity Need Help? At Heritage Court we care for those with Alzheimer’s and memory loss.  We recognize individuality.  We understand and meet special needs.  We provide excellent licensed care.  Our secure home allows residents to achieve their maximum potential. e-mail: heritagecourt@comcast.net www.heritagecourt.org

4230 Colby Ave., Everett, WA 98203  425-259-7200 or 1-888-259-7200

Ask About Our Customer Loyalty Discounts For Funeral and Cemetery PreNeed Arrangements

Nothing is more important than planning for your

family’s future.

Cypress Lawn Memorial Park will assist you in planning your loved ones funeral and burial at Cypress Lawn or another cemetery locally, in another city, or state. You have the peace of mind of dealing with only one professional individual who listens and carries out your wishes both for the funeral and the interment.

Transportation and Relocation Protection Plan Extra support when you need it most.

What would you or your loved ones do if someone died while away from home?

Cypress Lawn MeMoriaL park FuneraL & CreMation

1615 SE Everett Mall Way | Everett, Washington | 425-353-7141 www.CypressLawnMemorialPark.com FIND OUT WHY IT Is ImPOrTANT TO mAke FUNerAL ArrANgemeNTs IrrevOCAbLe. Prearrangement plans starting as low as $16 per month. restrictions apply. (LAST MODIFIED)

(FILE NAME)

December 14, 2012 12:09 PM

SNL spec full CLM

E-mailed

or they tell them nothing,” said financial counselor Joan Sharp of Delaware-based Life Strategies. “They generally choose two extreme options. It’s rare that a middle ground is chosen. “First, if parents decide to gift, they typically talk to their kids about their potential inheritance and assure them that they have no need to worry about their financial future,” Sharp said. “They (often) convey that they will always have a comfortable life and will never have to work. Children are left with the feeling they do not have to work to support themselves. In this case, parents have squelched their kids’ potential work ethic and ability to discover their given talents.” Or, out of fear of creating a lazy mentality, parents decide not to mention the possibility of an inheritance. “Wanting children to develop a strong work ethic and maintain a sense of normalcy in their lives is completely understandable. In this case, when the children ultimately receive their windfall, they are not equipped to handle their financial matters.” Seventy percent of all people who experience this windfall squander it, she said. “Many even quit working because money is now there. “Communication is key. Educate children about money; talk about it, give them accounts to manage and challenge them to think about spending and saving and money in general and how to use it to support passions and develop talents.” Gifting can be viewed in a different light, also. It “should be used as a vehicle to teach financial responsibility and as a way to educate children about their money and family heritage.” If parents don’t take the time for this, grandparents can fill in. You’ll have to discuss the process with the parents, but you might find mom and dad are happy to hand over that chore. You can use your own experiences. Show the grandkids your bills – what the water bill looks like and how much it costs and how you pay for it. Turn on a tap and show them water pouring out, then point out that costs money. Then show them your creditcard statement and the list of purchases you made – groceries, gasoline for your car, and the swimsuits you bought them. Show them the check you have to write to pay that bill. Or let them watch you make an online payment. Then show them how you have to deduct it from your bank account. That’s how you can show them what a bank-book looks like. Then you might take them to open a bank or credit-union account for their own. Before closing, you can even toss in such world-wise advice from the late Sir Winston Churchill. “When your outgo surpasses your income, increase your income.” – Mature Life Features©

Senior Focus  October/November, 2013 19 Approximately 2,500 tickets were distributed to organizations and volunteers throughout the county, including Evergreen Hospice, Housing Hope and Work Opportunities. “It’s our way of saying ‘thank you’ to all of the wonderful volunteers here in Snohomish County,” said Dennis G. Smith, president and CEO of United Way. Dave Corboy, a founder of St. Vincent de Paul North Sound and a 50-year-volunteer, was given the honor of throwing out the first pitch of the game. Dennis G. Smith (right), president and CEO of United Way of Snohomish County, presents Jim Kehoe and other representatives of St. Vincent de Paul of North Sound with the 2013 Roger Bouck Award for Volunteerism in Action photo by Sara McArdle/United Way of Snohomish County

St. Vincent de Paul winner of Roger Bouck Award In a ceremony before Volunteer Appreciation Night at an Everett AquaSox game in August, United Way of Snohomish County presented St. Vincent de Paul of North Sound with the 2013 Roger Bouck Award for Volunteerism in Action. “I am so proud of the work our volunteers do every day,” said Jim Kehoe, CEO of St. Vincent de Paul of North Sound in an announcement issued by United Way. “Our volunteers are so dedicated and care so much about our community. They truly do whatever they can to help.” In the last year, over 300 St.

Vincent de Paul volunteers served more than 80,000 people. The dedicated volunteers operate in teams of two, primarily visiting clients in their homes, where they are most comfortable. During home visits, volunteers deliver food and vouchers for rent, groceries, utilities, clothing, bedding and other household items. They also hand-deliver hundreds of Thanksgiving and Christmas baskets each year. Volunteer Appreciation Night, organized by United Way and cosponsored by the Everett AquaSox, honors the work of volunteers with free tickets to the game.

“The AquaSox organization looks forward to this night every year,” said Brian Sloan, vice president of corporate partnerships for the AquaSox. “We love celebrating our county’s volunteers.”

The Roger Bouck Award for Volunteerism in Action is named for Roger Bouck, a tireless volunteer with United Way of Snohomish County, Rotary International and the Boeing Retiree Bluebills. In 2006, he received United Way’s Spirit of Snohomish County Reeves/Sievers Founders’ Award for lifetime commitment to community service. He passed away in 2009. For information about United Way including how you can find help, how to volunteer and how United Way serves our community, visit uwsc.org.

5th & 6th

We’re under construction – but Open for You!

60% already preleased

B R AND NE W 2 0 1 3

Come see Pam, Kris

SIMPLY YOUR BEST CHOICE IN RETIREMENT LIVING!

and Victo

ria

quailparkoflynnwood.com

ONLY A FEW SPOTS LEFT! Introducing Quail Park of Lynnwood. Our POOL & FITNESS CENTER SIGNATURE DINING EXPERIENCE unique sanctuary location, our elegant lodge ASSISTED LIVING MEMORY CARE

architecture and exceptional services and amenities, and our deep commitment to surpassing the changing needs of seniors, reflects our passion to continually raise the bar.

VISIT US AT OUR DISCOVERY CENTER! HOURS 9:00AM - 5:00 DAILY

20 October/November, 2013  Senior Focus

Square dancing

Join the group and do-si-do into fall for fun, friendship popular among seniors, who say the activity keeps them young at Honor your partner and do-siheart, healthy and strong. Some do. Square dancing is alive and dancers, and not just seniors, well, especially in the northwest have physical problems such as corner of Washington. The Mount fibromyalgia, foot issues, scolioBaker Square Dance Council, sis or vision impairment, but they which serves the North Puget Sound area, has dancers ranging don’t let that stop them. “They say they hurt whether in age from six to past 90. they dance or not, and that danc Lynnwood even has an all-teen club called Shirts and Skirts that ing keeps their minds off the joined the adults in a 500-dancer pain,” says Sally Buckingham, flash mob the council did in Seat- council treasurer and publicity chairman. Ad#:0001749807-01 Date:09/13/11 Day:TUE Size:3X5 Cust:ERICKSON tle to promote square dancing. FURNITURE Salesperson:TIM JARBOE Last Edited By:JESPARZA Pub:HERALD Buckingham, who has been Square dancing is especially

By Teri Baker

RETAIL Tag Line:ULTRA COMFORT LIFT CHAIR Color Info:3COLORFULL

TheUltimate In Comfort At Erickson Furniture!

Power Lift & Power Recline Chair Lift recliners starting at

695

$ Zero Gravity Position Shown

Stop in today and see for yourself!

0001749807-01

“A Family Tradition Since 1912”

EricksonFurniture.com

2015 Broadway, Everett 425-259-3876 Mon.-Sat. 9-6, Sun. 11-5

square dancing since 1991, enjoys square dance footwork and choreography so much that this spring she danced 61 days straight. A Mountlake Terrace resident, she once lived in South Carolina. “The commander of the naval base there asked me to come up with a fun activity for the military wives,” she says, “so I started an all-girl square dance club. At the October 1992 Navy Birthday Ball we had 120 dancers on the fantail of the USS Lexington.” An aircraft carrier doesn’t exactly fit the stereotype of hay bales and old barns portrayed in old cowboy movies. Actually, the dance has been performed in ballrooms, mansions, schoolhouses and other venues for a long time. With roots in France, England, Scotland and Ireland, dances with four couples have been around since the 17th Century. The French developed a form called the quadrille, meaning square, hence square dance. People in the

Appalachian Mountains added their own twist and, as pioneers, brought it to the American West. It needed only a floor, a fiddler and a caller to give directions. Many calls still used today reflect these influences. Among them are “Allemande left with the corner maid. Meet your own and promenade.” and “Here we go on the heel and toe. Hurry up, cowboys. Don’t be slow.” A caller can call any combination of moves to choreograph the dance. Don’t know an allemande left from a promenade? Not to worry. Each club offers lessons, which cost $6 per week and last 8-12 weeks. Basic classes teach 40 moves. Then dancers graduate into the Mainstream level of 56 moves. Most dancers are happy at the Mainstream level, but those who want to increase their repertoire can take Plus level classes that add a series of 40 more moves and CONTINUED ON PAGE 21

Real people enjoying a real life....come see for yourself at CarePartners communities.

425-485-8900

10519 E Riverside Dr, Bothell 98011 www.vineyardpark.net

360-322-7561

1216 Grove St, Marysville 98270 www.cottagesatmarysville.com

425-258-6408

2204 12th St, Everett, WA 98201 www.everettplazaassistedliving.com

425-379-8276

13200 10th Dr. S.E., Mill Creek 98012 www.thecottagesassistedliving.com

841188

Square dancing is an activity that people of all ages enjoy. Not only is it fun, but some say it helps keep you young at heart, healthy and strong. photo courtesy of Penny Schultz

Senior Focus  October/November, 2013 21

SQUARE DANCERS CONTINUED FROM PAGE 20

even higher levels that add another 50. Most dancers agree that square dancing is not as difficult as it sounds because the basic steps are easy to learn and serve as building blocks for more intricate moves. Retiree Don Carlson of Camano Island heard about square dance lessons in Mt. Vernon from his neighborhood association. “Sitting around on the front porch is a recipe for ossification,” he says. “My wife and I are active people with a lot of separate interests, but we were looking for something we could do together.”

EXTOLS VIRTUES

Now council president, Carlson often extols the virtues of Washington’s official state dance. He says it burns about 300 calories an hour, is good for the heart and bones and is great fun. “There’s something else I never would have thought of,” Carlson adds. “There are a lot of people who live by themselves. Square dancing is one of the few things in today’s society where it’s actually required to touch other people. Appropriate touching of other human beings is something that is beneficial.” Carlson also points out, “The square dancing community becomes like an extended family of wonderful friendly, generous people from all walks of life. It’s a great way to meet people.” Penny Schultz of Everett agrees. She has square danced off and on for 40 years. A member of the Freewheelers club in North Seattle, she now dances three or four times a week, including taking advanced lessons. “It’s a very social thing to do,” Schultz says. “I’ve made a lot of friends. I call square dancing ‘friendship set to music.’ ”

 Personal Care  Meal Preparation  Errands/Shopping  Companionship  Light Housekeeping  Care Management

 Skilled Nursing and Nurse Delegation  Hourly/Live-in  24/7 Supervision  Comprehensive Background Checks

866-545-1092 www.familyresourcehomecare.com A Washington State Licensed Home Care Agency Experienced  Dependable  Insured  Bonded

Schultz also belongs to Caravanning Solos, a group for which she arranges caravans so singles can go to dances throughout the council. “We do it so we can visit each other en masse,” she says. “It’s for mutual support.” An evening of dance lasts about three hours and includes several “hash” or “patter” calls where a caller directs dancers to execute whatever specific moves and routines he/she has chosen. Besides that, there is usually a “singing call” where all kinds of dance moves are timed to fit any number of songs. The music can range from country and western to disco to Elvis Presley and the Beatles. Good manners and certain attire are expected. There is a national formal dress code specifying that men wear long sleeve shirts and women wear full skirts and petticoats. However, the council has relaxed the rules so that ladies don’t have to wear the traditional seven layers. Now they can wear long skirts as long as the garments twirl. Everyone is required to wear dance shoes. “Clothes can get expensive,” Buckingham says, “but we’ve found skirts and outfits at thrift stores, and ladies donate gently used outfits for sale.” Clubs each have their own dances, go to each other’s dances and, once a year, come together to support the Mount Baker Square Dance Council. The council doesn’t just have fun; it helps the community. There is an annual dance to raise funds for Alzheimer’s research, a Hoedown for Hunger to benefit area food banks, a Toys for Tots drive and a fundraiser for Camano Senior Center. “We advocate for senior health and well being,” Buckingham says. “We come together to help cancer patients, help people move, feed families, provide Christmas gifts. Members have done electrical work for people who couldn’t afford it. We had a shoemaker make special shoes for a lady who has severe foot problems. We volunteer in the community wherever and whenever we can.” To learn more about square dancing in the area, visit sqdance. org or call Sally Buckingham at 425-293-4510.

What do you believe? Email your answer to srfocus@sssc.org photo by Larry Star

Stillaguamish Senior Center Serving seniors and the community through educational classes, social and health programs

Keeping seniors active with Wii bowling tournaments  trips  movies  bingo  live entertainment on Friday mornings  social groups  nutritious lunches  book club  classes  volunteering Health and wellness programs include foot clinic  massage  acupuncture  dental and hearing aid services  important issues workshops Caregiver Support Program for unpaid caregivers. Providing tools needed to take care of yourself while supporting your loved one. Also Thrift Store and ask about Hall Rental

18308 Smokey Point Blvd. Arlington  Phone 360-653-4551 www.stillycenter.com

Minutes away yet worlds apart GenCare Granite Falls at The Village offers a quaint, country home with a small town atmosphere

Studio alcoves, one and two bedroom units with full kitchens. We offer two made-from-scratch meals daily, including gluten-free meals. Activities, shopping and dining are close by. With scheduled transportation to multiple medical facilities, you will have no problem seeing your doctor or health care provider.

Call today for a tour of our beautiful facility 360-691-1777 Gencare Lifestyle of Granite Falls – The Village 302 N Alder Ave., Granite Falls 98252 www.thevillageatgranitefalls.com

22 October/November, 2013  Senior Focus

2013 Community Sponsors Each year Senior Services depends on the generous support of community sponsors to help provide basic needs, encouragement and hope to thousands of seniors, people with disabilities and those who care for them. From affordable housing to good nutrition, to safe and accessible transportation, to finding the right service at the right time, Senior Services, with the help of our community partners, is here to help. We are honored that the following businesses have chosen to support our mission and our senior community through a generous annual sponsorship.

$5,000 – $10,000 SPONSORS

$2,500 SPONSORS

$1,000 SPONSORS Ofﬁce Interiors, Inc. Local ownership results in ﬁner service

RJ P A I N T I N G 11627 Airport Rd., Suite B  Everett, WA 98204  www.sssc.org  425.355.1112 Serving 35,000 seniors, people with disabilities and family caregivers each year

Senior Focus  October/November, 2013 23

Needfor volunteers never ends Volunteer Connections By John McAlpine RSVP Volunteer Recruiter

RSVP exists to help volunteers 55+ find fulfillment in volunteer work and will match your lifetime of skills and experience to the organization of your choice. If the jobs listed are not close to where you live, call me. Maybe I can find the perfect opportunity for you. There is something to do in every city in the county. Sponsored by Catholic Community Services, RSVP is America’s largest volunteer network for persons over 55 and the only agency where the collective contribution of the senior volunteer is recorded. This column lists only a few of the hundreds of opportunities available through RSVP in Snohomish County. Each column I focus on one of our volunteers or community partners to bring you a bit more news and information about them. This month, the RSVP spotlight shines on: Food! Who doesn’t like to eat? Through RSVP you can get involved in helping people in our community get enough to eat. Recent statistics say as many as 49 million people (nationwide) didn’t know where their next meal would come from at some point in 2012.

organic farming methods, can always use volunteers. Depending on the time of year, jobs like clearing weeds, planting crops, watering and harvesting are needed. The Farm can also use behind the scenes help with fundraising, grant writing and more. An immediate need is harvesting crops for the food banks. Right now you can volunteer any Wednesday or Friday 5:30 to 8 p.m. and Saturdays from 10 a.m. to 1 p.m.

Mukilteo Community Garden –

The MCG is looking for a secretary to assist with board meetings. Attend and take minutes at board meeting held the second Monday of the month, 6-8:30 p.m. Must be able to use computer software and e-mail. Send out monthly press releases and assist the bylaws committee with annual updates. If you have questions about RSVP volunteering, or any of the agencies listed above, contact John McAlpine at 425-374-6374 or send an e-mail to johnm@ccsww.org.

Headache symptoms can fade with aging For some longtime headache sufferers, aging offers a benefit: milder headache symptoms and fewer headaches. For those who experience tension headaches throughout adulthood, the frequency generally decreases with age. These headaches can feel like a tight band around the head, or a dull squeezing sensation. Older adults who suffered with migraines earlier in life often find this type of headache diminishes in number and intensity with age. The nature of migraines tends to change, too. Head pain may be more spread out rather than in one focused area. Nausea, vomiting and sensitivity to light and sound tend to occur less frequently with age Older adults may experience new symptoms such as dry mouth during a migraine. Some older adults experience an aura, a painless visual change, without a headache. For information about services available for seniors visit www.sssc.org.

With age, any new type of headache is increasingly likely to be related to an underlying medical condition, ranging from sleep apnea to a stroke or brain tumor. Immediate medical care is warranted when a headache is: sudden or severe; accompanied by a fever, stiff neck, rash, confusion, seizure, double vision, weakness, numbness or difficulty speaking;  begins quickly after strenuous exercise, or develops after a head injury, fall or bump. Adults over 50 should talk with their doctor about new headache symptoms. – MLF

Highest quality care at the most affordable price!  Household/personal care  Available 24/7  Tailored to your needs from as little Non-profit care since 1989 as two to 24 hours

Snohomish County  425-742-6396 King County  253-946-1995 www.kwacares.com

Now Leasing

Food Banks –

RSVP works with many of the food banks in Snohomish County. You could volunteer as a driver, sorter, client check in, client direct service and more at our partner food banks like downtown Everett VOA, Marysville, Snohomish, Mountlake Terrace, Lynnwood, Seeds of Grace (Marysville), Hands of Hope (Everett), Lake Stevens, Sky Valley and for any of the food rooms at area senior/community centers.

Red Barn Community Farm –

The RBCF, a collaborative effort to help provide fresh food to food bank clients and promote

Homewatch CareGivers Dementia and 24-Hour Care Specialists

 Bathing & Incontinence Care  Transfers & Hoyer Lift  Medication Assistance  Meal Preparation  Light Housekeeping  Transportation & Errands  1 to 24-Hour Care  Alzheimer & Dementia Care

 Respite Care  End-of-Life Care

Call to sChedule a FRee in-home Consultation visit

425-778-1288  206-363-4599 Also serves Island, Skagit and King Counties www.homewatchcaregivers.com/seattle

The time has come for Interurban Senior Living: A different path for mature adults. A premier location along the Interurban Trail offers the perfect balance of nature and urban convenience. Enjoy access to an electric car, fitness center, media room, bocce ball court, pet station and more. Call today and ask about our studio, one and two bedroom availability. Interurban Senior Living 13030 Linden Ave N Ste B Seattle WA 98133 206.347.8173 www.housing4seniors.com

SHAG doesn’t just build affordable senior housing, we build communities and friendships.

24 October/November, 2013  Senior Focus

Goodnutrition can helpprevent falls Meal Times All the Nutrition News You Can Use

By Erin Ransco-Heck, MS, RD, CD Senior Services of Snohomish County

Did you know that every 15 seconds an older adult is seen in an emergency department for a fall-related injury? According to the Center for Disease Control and Prevention (CDC), one out of three adults 65 years of age will experience a fall each year. Depending on the severity of the fall, injuries can be life threatening and lead to major changes in physical ability and independence. On September 22, the sixth annual Falls Prevention Awareness Day was observed and the National Council on Aging (NCOA) promoted the following Six Steps to Prevent a Fall:  Find a good balance and exercise program.  Talk to your health care provider about your risk of falling.  Regularly review your medications with your doctor or pharmacist.  Get your vision and hearing checked annually and update your eyeglasses.  Keep your home safe.  Talk to your family members. For information about Senior Nutrition, call 425-347-1229 or 800-8242183.

All good advice, but we also need to mention that maintaining good nutrition is a key component in preventing falls. Nutrition is important at all stages of life. While caloric needs decrease in older adults due to decrease in physical activity, nutrient needs do not and, in fact, may increase a little. A balanced diet can help maintain strength and mental function. Key nutrients include protein, calcium, vitamins D, A, C, E and B12, as well as folic acid and water. Protein Maintaining healthy muscles by exercising and eating healthy nutrition can help prevent and stop loss of muscle mass that occurs with normal aging. Protein needs vary between individuals and depends on your age, gender, weight, level of activity, as well as certain medical conditions. It is important to consume enough protein throughout the day. Aim for five to six ounces per day spread out between breakfast, lunch and dinner. High protein foods include meat, fish, poultry, eggs, dairy foods, beans, nuts and seeds. Choose low- or reduced-fat animal-based foods to help decrease saturated fat which can contribute to heart and vascular health problems. Calcium Bones help maintain the body’s structure, provide support and allow for movement. If you do not get enough calcium in your diet, your

bones may become weak and brittle (osteoporosis). Because bone loss occurs slowly, there are typically no signs or symptoms until a break or fracture happens. Bones that are weak break and fracture more easily with falls, and even under the slightest strain. Injury to bones can lead to pain, disability and even death. The current recommendation for individuals 51 years and older is 1,200 milligrams per day. Calicum-rich foods include dairy products, tofu, cooked spinach, broccoli and beans. If you do not get enough calcium from your diet, you may need to use a supplement. For example if you drink some milk, you may only need to supplement your diet with 500-600 mg per day. Due to potential health problems, there is no advantage to taking more than the recommended amount. Calcium carbonate and calcium citrate are the most common types of calcium supplements. Calcium carbonate is less expensive, however, calcium citrate is better absorbed if you have insufficient stomach acid or are taking medications to reduce acid production. Talk with you primary care provider to discuss which supplement is best for you if you need to supplement your diet. Vitamin D Also known as, the “sunshine vitamin,” vitamin D is needed for CONTINUED ON PAGE 25

Weds: Tossed salad, baked chicken thigh w/gravy, roasted sweet potatoes, broccoli, pears. Thurs: Spinach salad, grilled turkey & cheese sandwich, chips, fresh fruit. Fri: Tossed salad, salisbury steak w/ gravy, mashed potato, parslied carrots, fresh fruit.

Tues: Cucumber salad, chicken primavera on penne, vegetable, applesauce. Weds: Pea salad, baked fish, winter squash, spinach, mixed fruit. Thurs: Tossed salad, hot turkey sandwich, mashed potato w/gravy, peas & OCTOBER 21 – 25 carrots, fresh fruit. Fri: Roast pork w/sweet & sour red Mon: Tossed salad, cheese pizza w/ cabbage, stuffing, green beans, fresh veggies, peaches, pudding. fruit. Tues: Tossed salad, swedish meatballs on noodles, spinach, fruit cocktail. OCTOBER 7 – 11 Weds: Vegetable soup, hot seafood Mon: Tossed salad, macaroni & sandwich, fresh veggies w/dip, pears. Thurs: Broccoli salad, turkey pot cheese, green peas, fresh fruit. Tues: Oktoberfest: Bratwurst w/sau- roast, mashed potato w/gravy, carrots, erkraut & peppers, kaiser roll, bavar- fresh fruit. Fri: Coleslaw vinaigrette, mandarin ian potato salad, apple strudel. Weds: Carrot salad, french dip, potato chicken, barley rice, vegetable, mandarin oranges. wedges, fruited gelatin. Thurs: Coleslaw vinaigrette, sweet & sour chicken w/stir fry vegetables, OCTOBER 28 – 31 brown rice, mandarin oranges. Mon: Hearty lentil soup, egg salad Fri: Tossed salad, grilled tuna melt, sandwich on wheat bread w/lettuce, pasta salad, fresh fruit. apricots, brownie. Tues: Fruit salad, chicken parmesan OCTOBER 14 – 18 on spaghetti w/sauce, green beans, Mon: Citrus salad, spinach & mush- garlic bread stick, sherbet. room quiche, broiled tomato, pudding. Weds: Potato salad, hamburger on Tues: Dilled cucumber salad, lemon wheat bun w/lettuce & tomato, baked pepper pollock, baked potato, beets, beans, fresh fruit. Thurs: Coleslaw, fish & chips, tropipineapple. cal fruit, pumpkin bars.

1 tablespoon vegetable oil 1 onion, chopped 1 (10 oz.) box frozen spinach, thawed 5 eggs 3/4 pound muenster or other cheese, grated Salt and pepper Preheat oven to 350° F. Spray 9 inch pie pan with pan-release spray. Heat oil in skillet over med-high heat. Add onion and sauté until browned. Add spinach, cook until excess moisture evaporates. Let cool. Beat eggs in bowl. Add cheese. Stir egg-cheese mixture into onion-spinach mixture. Season to taste with salt and pepper if desired. Turn into pie pan, spreading top evenly. Bake until top is browned and tester (or toothpick) comes out clean, 40-45 minutes. Makes 6 servings. Nutritional analysis per serving: 311 calories, 24 g total fat, 209 mg cholesterol, 455 mg sodium, 21 g protein, 502 mg calcium.

Source: food.com Senior Nutrition offers delicious, freshly prepared meals at 13 locations throughout Snohomish County. Call 425-3471229 for the meal site closest to you.

Meal site menu – what you need to know Meal includes milk (1% or buttermilk), roll or bread and margarine. Fresh produce is subject to availability. Substitutions may be made without notice. Suggested meal donation is $3 (non-eligible person, $6). For information, call Senior Nutrition, 425-347-1229 or 800-824-2183.

NOVEMBER MENU

OCTOBER MENU OCTOBER 1 – 4

Crustless Spinach Quiche

Fri: Roast pork w/sweet & sour red cabbage, stuffing, green beans, fresh Fri: Tossed salad, meatloaf, mashed fruit. potato w/gravy, brussels sprouts, NOVEMBER 18 – 22 fresh fruit.

NOVEMBER 1

NOVEMBER 4 – 8 Mon: Tossed salad, vegetable lasagna, vegetable, applesauce. Tues: Coleslaw, salmon burger on wheat bun w/lettuce & tomato, fiesta salad, apricots. Weds: Taco salad w/beef, cheese & rancho beans on chips w/salsa & sour cream, mandarin oranges, flan. Thurs: Chef’s Choice. Fri: Broccoli salad, chicken ala king on baked potato, beets, fresh fruit.

NOVEMBER 11 – 15 Mon: Closed for Veterans Day Tues: Cucumber salad, chicken primavera on penne, vegetable, applesauce. Weds: Pea salad, baked fish, winter squash, spinach, mixed fruit. Thurs: Tossed salad, hot turkey sandwich, mashed potato w/gravy, peas & carrots, fresh fruit.

Mon: Tossed salad, macaroni & cheese, green peas, fresh fruit. Tues: Pickled beet salad, salisbury steak, mashed potato w/gravy, vegetable, pineapple. Weds: Carrot salad, french dip, potato wedges, fruited gelatin. Thurs: Coleslaw vinaigrette, sweet & sour chicken w/stir fry vegetables, brown rice, mandarin oranges. Fri: Tossed salad, grilled tuna melt, pasta salad, fresh fruit.

NOVEMBER 25 – 29 Mon: Citrus salad, spinach & mushroom quiche, broiled tomato, pudding. Tues: Dilled cucumber salad, lemon pepper pollock, baked potato, beets, pineapple. Weds: Tossed salad, baked chicken thigh w/gravy, roasted sweet potatoes, broccoli, pears. Thurs & Fri: Closed for Thanksgiving holiday.

Thanksgiving Dinner: Tossed green salad w/dressing, roast turkey w/ gravy & cranberry sauce, old fashioned stuffing, mashed potatoes, vegetable blend, dinner roll or bread and pumpkin pie w/topping. Contact your local meal site for day the meal will be served.

Senior Focus  October/November, 2013 25

FALLS PREVENTION CONTINUED FROM PAGE 24

calcium to be absorbed and used by the body. Vitamin D deficiency can lead to osteoporosis, muscle weakness and frequent illness, all of which can increase your risk of falling. The current recommendation is 600 IU (international units) for individuals 51-70 years old and 800 IU for those older than 70. Because there are few foods that naturally contain vitamin D, many foods are now fortified or enriched with it, such as orange juice, milk, yogurt and ready-toeat cereals. While the sun is a natural way to get vitamin D, it is important to focus on meeting your needs through diet and supplementation to help lessen the risk of skin cancer. Before starting any supplement, talk with your primary care provider. A simple blood test can help determine if you are deficient. Vitamin D rich foods include fatty fish (salmon, sardines and tuna) and egg yolks. Vitamin A, C & E Vision changes and impairments can cause confusion, disorientation, lack of depth perception, and decrease in stability; all increasing the risk of experiencing a fall. Eating a diet rich in a variety of whole grains, seeds, fruits and vegetables can help you meet these vitamin needs. In addition to eating healthy, be sure to have an annual eye exam. B12 & Folic Acid B12 and folic acid are B vitamins. Deficiency in these nutrients can lead to fatigue, weakness, confusion, poor memory, numbness and tingling in feet and toes, as well as difficulty maintaining balance, all significant risk factors for falling. Older adults are more likely to have a B12 deficiency so it is important to aim for both B12 rich foods (meats, eggs, fish and milk products) and fortified foods

(ready-to-eat cereals). Beans, green vegetables, beef, peanuts, and fortified breads and cereals are good sources of folic acid. Fluids Dehydration is a leading cause of hospitalization of older adults. Many do not drink enough fluids due to increased need to go to the bathroom or simply because they do not feel thirsty. Symptoms of dehydration are dizziness, confusion and fatigue that can easily lead to falls. Fluid needs vary depending on weight, level of activity, kidney function and certain medications. Older adults need about six to seven cups of fluids per day. This is the minimum amount of fluid needed daily for basic bodily functions. You may need more with increased physical activity, illness, fever, diarrhea and/or vomiting. If you have reduced kidney function, consult your primary care provider or a dietitian to find out how much daily fluid is appropriate for you. While nutrition plays a key role in preventing falls, keep in mind that exercising regularly, keeping a safe environment free of clutter and well-lit, as well as following your primary care provider’s orders and medication instructions are also important. If you need to begin making healthier food choices or stay more active, remember to take small steps. Lifelong changes are more successful when incorporated one step at a time. Too much change at once can be overwhelming and lead to frustration.

Tayla Lynn

gton Arlin ouncil Arts Cnts … prese

Granddaughter of Loretta Lynn

Saturday, October 26, 7:30 p.m. at the Byrnes Performing Arts Center in Arlington 18821 Crown Ridge Blvd.

Tayla Lynn will perform classics and new country songs. The four-piece band is led by Grammy Award winner Eric Tingstad with James Howard, Chris Leighton and James Clark.

Tickets are $15. Children 12 and under free! Tickets can be purchased at brownpapertickets.com (fees apply) For information see arlingtonartscouncil.net  360-403-3448

Working for your security, independence and peace of mind  Estate Planning

 Living Trusts

 Incapacity, Long-term Care and Medicaid Planning

 Living Wills

 Powers of Attorney

 Pet Trusts

 Guardianships

 Partnership Agreements

 Wills

425.640.8686

peggy@peggylsanders.com  www.peggylsanders.com Serving Snohomish County and North King County

510 Bell St., Edmonds WA 98020 Free parking  Handicap accessible

Washington State Bar, Elder Law Section National Academy of Elder Law Attorneys Puget Sound Elder Alliance  Seattle Select Attorneys

Affordable Senior Apartment Homes 55+ Senior Community

One Bedroom

595

710

Two Bedroom

* Rent includes water, sewer and garbage

Do You Qualify For Basic Food? Many people are eligible for Washington’s Basic Food Program (formerly called food stamps) and don’t know it. If your monthly income is at or below $1,916 for one person, or $2,586 for a two person family, you may qualify for help with food. If eligible, benefits range from $16 to $200 per month. For assistance in completing the application, call the Senior Nutrition program at 425-3471229 or 800-824-2183 or send an e-mail with your name and phone number to basicfood@ sssc.org and a Senior Nutrition representative will contact you. The Basic Food application is also available online at sssc. org. Click on the Basic Food Assistance tab.

 Probate

Must meet income eligibility requirements. Section 8 welcome.

PET FRIENDLY! SENIOR A P A R Living TMENTS Independent Senior 12404 19th Pl. W., Everett

FEATURING... ›› Access restricted building Typical Floor Plan One Bedroom Apt. appx. 565 sq. ft. ›› Social Service Coordinator ›› All apartments are wheelchair accessible ›› 1 and 2-bedroom energy efficient apartments ›› Close to bus line, shopping, church and other services ›› Laundry room, community room with kitchen, library ›› Raised garden plots and scenic walkways ›› Dishwasher, frost free refrigerator, electric range with self cleaning oven Professionally managed by Coast Real Estate Services

For information call

425.353.3898

Email: Lakewoods@coastmgt.com Web-site: www.sssc.org Rental Office

12404 19th Pl. W. Everett, WA 98204-8553

26 October/November, 2013  Senior Focus

Memoirs call for more than memory By Cecil Scaglione A problem with writing your memoirs is that you might have to rely on your memory. Your immediate answer should be, “Well, they’re my memoirs.” And plow ahead. Which gets you to your next problem.

Like telling any story, you have to start telling it. You can’t delegate it. You may be able to hire someone to do the typing (or computer inputting) if you don’t have updated equipment with voice-recognition so you can talk your way through your life. And you’ll probably need

Don’t wait until it’s too late…

Many people think about writing their story… but they never do it. I will help you write your story from start to finish.

Hammond Scribe 425-345-4928

www.hammondscribe.com

 Memoirs  Autobiographies  Hammond Scribe Guide to “Do-ItYourself ”  Framed Life Stories  Editing  Photo Movies

LAWRENCE P. DOLAN announces his partnership with

Newton Kight llp

Attorney at law

Lawrence P. Dolan is pleased to announce his partnership with Newton Kight LLP. He looks forward to bringing his 25 years experience in representing and assisting clients through the legal process and contribute as a partner.

Wills, Trusts and Estate Planning n Probate n Powers of Attorney n Health Care Directives n Special Needs Trusts n Guardianships n Medicaid Planning n

425-775-5423 1820 32nd Street, Everett WA 98206

www.NewtonKight.com

Memberships:

National Academy of Elder Law Attorneys

Washington State Bar Association n Elder Law Section n Real Property, Probate and Trust Section

Snohomish County Bar Association Snohomish County Estate Planning Council

a second pair of eyes to go over it. This can be a friend or family member or, better, someone with editing experience and skills. But you still have to do it yourself. Many tools can help including diaries, old calendars and appointment books, letters, photographs, and old newspaper and magazine clippings. Quit telling yourself you don’t know how to write. You’re not “writing.” You’re telling a story. So start telling it. And where do you start? From the beginning. Some folks prefer to plan while others prefer to jump right in. Choose whichever works best for you. Just be sure your planning is not another delaying tactic. You can begin with your earliest memories and work up through the years. Or you can break up your life into a series of memoirs. Focus on your high-school days and then do a memoir about your military service or your first trip abroad or your courtship and marriage or how you recuperated from a serious accident or your move from the country into town. Whichever you choose, work on it every day. Be funny when you can. Uprooting self-effacing incidents, like giving away your favorite coat to charity by mistake, gives you a chuckle and makes your life more readable.

Always be honest. Unless you’re speaking into a recorder or your voice-activated computer, don’t talk about your life. Write it down. You might want to imagine your audience. You can pretend your relating your reminisces to your mother or over coffee to a new acquaintance. A big question that hangs over every memoir writers’ head is, “Do I want to publish this.” It seems like everybody else is doing it – celebrities, politicians, entertainers. Even the young Canadian singer Justin Bieber, is getting into the act. You can do this simply these days by sending the material out on the social media. Blogging one’s bits of memory has become popular. But if you feel compiling your collection of memories is more than therapeutic or “leaving something for the kids,” you should work with an editor. You can get started online by searching for a “memoir editor.” Or join a local writers’ group. Check with your local library or senior center to see what writing groups or clubs are offered. But don’t let the process interfere with the product. Quit worrying about how to get published, how many chapters you should write, what photographs to include, and what title to give it, for example. Tell your story and enjoy reliving the memories. – MLF ©

Now Accepting New Patients FREE

Panoramic x-ray $

David Reynaud, DDS, Betty, Cindy, Jackie, Annette, Jen, Sherri, Dawn, Theodore D Haines, DDS

No insurance? We can help. Financing available. WDS provider. Visit our web-site www.tedhainesdds.com for video testamonials of actual patients and a virtual tour of our office.

115 value. New Patients Only

 Cosmetic and general dentistry  Implants for missing teeth and partials  Invisalign invisible braces  Digital x-rays 80% less radiation

Our exceptional staff provides superior service

360-568-8577 810 Avenue D, Snohomish

Visit our new web-site: www.tedhainesdds.com

Senior Focus  October/November, 2013 27

Love your car’s remote entry key fob? Thieves love it too By Teresa Ambord What a blessing it was when someone invented the key fob which sends a radio signal to your car lock system, making it easy to secure your car. No more key fumbling, especially in the dark. You could hit the lock/unlock from a distance. When approaching your car at night, the interior light comes on. It’s pretty sweet. Unfortunately like many other great things, the bad guys may have found a way to spoil it. According to AAA spokesperson Martha Meade, thieves can position themselves in a parking lot and use radio transmitters to intercept the signal from your key fob. Once they have the signal, they have entry to your car. “You would think when you walk away from your car, and you’ve got your fob and you click as you’re going away…” your car and everything in it is secure. Meade told reporters, “Guess what? Not so much.” Picture It You spend a day doing your Christmas shopping and have a carload of treasures. You drive to a restaurant, lock the doors with your key fob, and go into dinner. As soon as you disappear inside, a thief who has intercepted your signal helps himself to whatever is inside, and possibly to your car itself. At other times, rather than raiding a car when the owner is out in public, a thief waits for the owner to return and intercepts the signal at that time. Armed with a way to get into the car, the thief discretely follows the car owner home. If the car is parked outside, it may be cleaned out of valuable items, or the car itself may be actually stolen. Many cars come equipped with a key which contains a chip. Without that key/chip the car will not Senior Information and Assistance Answers Questions – Explores Options

425.513.1900

start. This does add a measure of safety against car theft. But don’t count on it too strongly. “These, are obviously people who are serious about stealing cars, so most likely they’re sophisticated enough to figure out how to start it as well,” said Meade. An even worse case is the modern convenience of a car which requires no key to start. You exit the car, hit the key fob to lock it, and moments later, a thief who gets your signal not only has entry to your car, but starting it is as easy as pushing a button… and he’s gone with your car, on the way to a chop shop and you’ll probably never see it again.

walls I can point the key fob in the direction of my car and sound the alarm. What’s so good about that? Suppose I was wakened in the night by an intruder. Hitting the alarm takes a second, and may be enough to throw the intruder off his guard while I call 911. The noise may be enough to scare him off completely. Also when I have to walk through a dark parking lot, as I approach my car I have my hand on my key fob. If I feel threatened, I know I can hit the alarm button, and create enough noise and attention that I just might save my life.

What Can You Do? One suggestion is, when you leave your car, hit the lock button inside. This does not send a radio signal. For some cars, if you hit the lock button and then close your car door, it may seem to be unlocked still. The lock is on a slight delay. After a couple of seconds you may be able to hear it lock, but check to be sure. The same is true with unlocking your car to get in. Use your key to unlock the driver’s door and then if you have passengers, hit the interior unlock button. Use your key to unlock your trunk as well. It’s not nearly as convenient, but it’s definitely safer. You may want to consider using an antitheft device like The Club which immobilizes the steering wheel, or a kill switch which makes it tricky for thieves to get away. Regardless of where you are parked, always lock your doors, especially if you are driving a car on the “most wanted” list.

Cars most likely to be stolen Most people assume thieves are looking for the newest models. But newer cars have more complicated technology, which is a deterrent to thieves. Last year, the National Insurance Crime Bureau

Life Saver However… a key fob can be a life saver True, there is a downside to the homely little key fob. But there is an upside that is pretty sweet. I keep mine within hands’ reach when I sleep at night. Why? My key fob has a button for a car alarm, as most do. Even from inside my house, through several

EldEr law attornEy

Sarah duncan

Assisting seniors with Probate, Wills, Trusts, Powers of Attorney, Health Care Directives and Medicaid Planning 3128 Colby Avenue, Everett, WA 98201

We are leaders in Real Estate and our specialists will answer all your questions.

Consultations are FREE Advice is Priceless Call Keith Foote today

425-239-1184

1027 State Ave., Suite 102 Marysville, WA

www.ck-homes.com

National Association of Realtor’s approved Senior Real Estate Specialist

425-339-8556

adamslawyers.com

Something to Smile About Dr. Jeffrey Tufarolo Providing excellent Dental care in Everett for over 30 years. Voted one of the Top Dentists three years running by Seattle Metropolitan magazine.

 Implants 10 % Senior  Dentures/Partials Discount  Crowns/Bridges  Cleanings/X-rays/Exams

Call today for a Complimentary Consultation

425.258.2834

3624 Colby Ave., Everett www.JeffTufaroloDDS.com

Home Angels – Personalized Care

Do you, your family or friends have any real estate questions? C&K Real Estate Team is Your Answer!

reported that the cars thieves targeted most were older Honda Civics and Accords. In fact, the number one car on the hit list was the 1996 Honda Accord. Of the top 20 spots on the most stolen list for 2012, 16 are Hondas. Of cars stolen in 2012, regardless of year, the top 10 were (in order): Honda Accord, Honda Civic, Ford pickup (full size), Chevrolet pickup (full size), Toyota Camry, Dodge Caravan, Dodge pickup, Acura Integra, Nissan Altima, and Nissan Maxima Among 2012 models, Japanese cars seem to have improved their technology to the point they are way down on the list of cars thieves covet. The 2012 models most likely to be stolen (in order) are: Nissan Altima, Chevy Impala, Chevy Malibu, Toyota Camry, Ford Fusion, Ford pickup (full size), Ford Focus, Chrysler 200, and Dodge Charger – Senior Wire©

We are celebrating nine years of providing personal and companion non-medical care to seniors and the developmentally disabled in the Seattle area.  We are a small, family-owned agency and you talk to the owners.  You are in charge.  We provide caregivers who speak English, Japanese, Cantonese, Mandarin and Spanish.  We provide 24-hour and hospice care.  Low hourly and daily rates.  We provide care from Tukwila to Marysville and the Eastside.

425-931-5012

4124 164th St. S.W. Lynnwood WA 98087

206-322-1801

1812 E Madison St., #105 Seattle WA 98122

28 October/November, 2013  Senior Focus

Different strokes for older folks By Tait Trussell Just because we’re all growing old doesn’t means we’re all alike. John, age 70, sensing early signs of dementia, says, “I hope I have a stroke. It will mean a quick death.” Some seniors hope for such a speedy death, rather than burdening their family with the long, ghastly stretch of Alzheimer’s disease. Bob G., 85, whom I have known since childhood and still correspond with regularly, reads at least two books a week and does manual labor at the backwoods Tennessee acreage he and his wife bought 25 years ago. He retired as an orthopedic surgeon and told me he expects to live to age 100 or more. Dick, a retired General Motors design engineer, plays golf at least twice a week, always walking the course without a cart and keeping a very respectable l6 handicap at age 71. He studies the Bible faithfully much of the rest of the week.

Bob B., 87, an oncologist and former frat brother, retired from his practice near Washington, D.C. in 1996. But he still volunteers twice a week to treat patients, 95 percent of whom are Hispanics. Hank, a retired school superintendent, age 70, just returned from three weeks in England and Scotland where he and his University of Michigan band played a couple of concerts a day. He drives veterans to the VA office 60 miles away twice a week and serves on two local civic boards. Bill, a Navy fighter pilot in World War II was my golf companion at a club outside Washington, D.C., for many years. Bill is now confined to a wheelchair. He hasn’t had the courage to go in his wife’s room since she died three months ago. Pat is a Gideon. He and his wife, Bonny, both 70, have traveled in their camper to 45 states. He sails his boat on Lake Michigan. Andy, 80, a more ambitious sailor, sails regularly from Nat-

ACORN S TA I R L I F T S

The World’s “As Seen on T.V.” BeST SeLLIng Stairlift

Ment io ad & n this r a $50 eceive savin gs

 Safe and reliable  Built-in safety sensors  Simple directional controls  Remote control operation  Whisper-quiet operation

The #1 Stairlift in the USA! Deal direct with your local authorized Acorn dealer… ADVAnTAge eLeVATOR ACCeSSIBILITY SYSTeMS CORP

Call for a free no obligation quote

425-806-6044

chez, Mississippi, to Mackinac Island, Michigan. He and his wife, Jeannie own a bed and breakfast in an old mansion in Natchez. Andy once owned a small airline. He’s an inventor.

THE NUMBERS

Only 18 percent of seniors exercise at least 30 minutes a day. For many it is just walking. But there are commonalities among many seniors. For instance: The United States of Aging Survey conducted by the National Council on Aging, United Healthcare, and USA Today explored what underlies seniors’ perspectives on aging. Questioned were 4,000 Americans 60 and older. In general, seniors maintain “a positive outlook on their future and the aging process.” Although 6 in 10 seniors describe their health in the past year as “normal,” 65 percent acknowledge having at least two chronic health conditions, and 60 percent expect their health to glide along the same path during the next 5 to 10 years. Seventy-five percent of lowincome seniors face “at least one barrier, such as lack of energy or money.” More than half of the seniors polled are “very or somewhat concerned” about whether their savings and income will be enough to last the rest of their life. Seniors today are “comfortable using technology.” They cite its importance in keeping them connected with “family, friends and the wider world.”

Prescription drug prices are still “a big issue” for most seniors, despite the advent of Medicare Part D (prescription coverage) enacted in 2003. Choosing among the variety of plans offered still is confusing to some. Many seniors pay more out-of-pocket expenses than they expected. Among the biggest concerns is the uncertain future of Social Security and Medicare. The complexity of the Affordable Care Act (Obamacare) and its many future taxes and regulations is also of considerable worry to seniors, surveys show. Finally, seniors, like those of all ages who keep up with world affairs, fret long-range about the possibility of acquiring Alzheimer’s disease, which close to half of those living to age 85 are predicted to get. Younger seniors almost universally are bothered by arthritis, vision problems and hearing loss. Many others have bouts of depression, heart problems and osteoporosis. Long-term care is a concern that faces most seniors. According to Longtermcare.gov the monthly cost of a private room in a nursing home averages $7,000 a month. The cost of residence in an assisted living community averages $3,300 a month. Finally, seniors, as well as those of any age, with an interest in world affairs are frightened about the long-range goals of Islamic jihadists, who are increasing their population in practically every country except Japan, where Muslims are banned. Others fear the U.S. has lost its leadership role in the world. – Senior Wire©

Senior Focus  October/November, 2013 29

Dear Savvy Senior …

Tracking down long lost friends By Jim Miller

I’m interested in tracking down some old friends I’ve lost touch with over the years and could use some help. What tips or resources can you recommend to help me find them? Searching Senior Dear Searching, It you have access to the internet, tracking down long-lost friends from many years ago is relatively easy to do, and in most cases it won’t cost you a cent. Here are some tips and tools to help you get started.

Gather Details Before you begin your search, a good first step is to jot down any information you can remember or find out about the people you’re trying to locate. Things like their full name (maiden and married), age or birth date, last known address or phone number, old e-mail address, names of family members, etc. Knowing details can help you turn up clues while you search. Searching Tools After you compile some information, a good place to start your search is at google.com. Just

Our Mission: To enrich, empower and embrace seniors, families and the community.

Center Café offers:

Two meals a day, Monday through Friday for the whole community to enjoy. Check menu at our website. Lunch, 12 noon  $3.00 if 60+; ($6.00 otherwise) Dinner, 5 p.m.  $4.00

All are welcome bring the family! 360-629-7403 Senior Stanwood 7430 276th St. N.W. Stanwood, WA 98292 www.stanwoodseniorcenter.org Office Hours: 9 a.m. - 5 p.m.

Senior Information and Assistance Answers Questions – Explores Options

The Carl Gipson Senior Center of Everett Invite our u s you to p fall e coming Sat., October 12, 10 a.m. to 1 p.m. Enjoy the flavors vents . of various senior businesses and meet some new friends too.

 “OCTOBERFEAST” aka “Taste of Retirement”

The vendors pay a fee to speak with guests. The fee supports the Annual USO dance. Please join us in supporting our vendors. Public welcome.

Patty Weeda, SRES (Senior Real Estate Specialist) … “Listening and understanding the real estate needs of seniors for over two decades.”

Commitment to Service  Attention to Detail Call me for a warm and CONFIDENTIAL consultation

425-348-1152

or e-mail: pattyweeda@windermere.com

Stay Independent • Age Well • Exercise

Better Balance = confidence 62+ Yoga = steadiness Enhance Fitness = stamina Lynnwood Senior Center | 19000 44th Ave W | 425-670-5050 | www.PlayLynnwood.com

Come for the view, stay for the friendships

Edmonds Senior Center

NATURAL MEDICINE CLINIC WITH BASTYR UNIVERSITY

Provides naturopathic medicine to seniors and all ages. Treatments may include dietary and lifestyle counseling and education, hands-on physical therapies, and herbal and nutritional supplements with products offered free of charge by Bastyr University. Wednesday mornings from 9 a.m. to 12 noon. Call for an appt. Under the guidance of a nurse and social worker, design an individual wellness plan and have your progress measured over six months. A wonderful way to take control of your health. Call for an appt. or drop in. Mondays, Tuesdays and Fridays, 9 a.m. to 2 p.m. Funded by the Verdant Health Commission.  Fitness, yoga, tai chi  Trips, classes, games  Music groups

Tournament, Sat. & Sun., October 19 & 20.

 Computer lab

Call the Center for details.

 Coffee bar

 Senior Dance, Sat., October 26, 1 to 3 p.m. ($4 admission)

 Facility rentals

 Annual Holiday Bazaar, Fri., November 1, 9 a.m. to 3 p.m. Public

 Surprising Thrift Store

invited. Handcrafted items from 50+ vendors with afghans to Zumba wear.

 8th Annual USO Veterans Day Dance, Mon., November 11,

For details, please call 425-257-8780 or visit www.ci.everett.wa.us/seniors The Carl Gipson Senior Center of Everett  3025 Lombard Ave., Everett

Deceased Friends If you can’t find any current information about the person you’re

Send your senior questions to Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of The Savvy Senior book.

 Nutritious lunches

 3rd Annual Ernie Dunton International Table Tennis

1 to 5 p.m. This is an opportunity to honor our veterans. Music by Route 66, a 16-piece swing orchestra. Veterans and guests: Call for tickets starting Oct. 21.

And if the person you’re looking for is politically active, the Federal Election Commission’s website (fec.gov) lists the addresses, ZIP codes and occasionally even the occupations of those who have given $250 or more to a national campaign.

ENHANCE WELLNESS PROGRAM

425.513.1900

October, 2013

type in the person’s first and last name in quotation marks to indicate you’re searching for a specific phrase – for example, “John Smith.” Unless your friend has a unique name, you’re likely to get dozens of results. You can narrow your search by adding other criteria like a middle initial or middle name, the city or state he/she may live in, or even his/her occupation. You can also do an advanced search at google.com/advanced_ search, which helps you specify your search for better results. Some other free people search websites to try are pipl.com, wink. com and zabasearch.com. Or for a few dollars, you can search a little deeper at sites like intelius.com and peoplefinders.com. In addition to these search engines, try social networking and affinity sites where your friend may have registered, like facebook.com, twitter.com, linkedin. com and classmates.com. Another option is to check out high school alumni websites. Not every school has its own site, but some do, and you can look for it by going to any search engine and typing in the name of the school with the city and state it’s located in. You can also search at alumniclass.com, a huge hosting site for thousands of high schools across the U.S. If you’re looking for old college friends, your university alumni association may be able to help. While they probably won’t give you the contact information of the person you’re looking for, they may be able to forward a message for you. If you’re looking for someone you served with in the military, military.com offers a free “Buddy Finder” service that has a database of more than 20 million records.

searching for, it could be that he or she has died. To find out if that’s the case, several sites including familysearch.org and tributes. com offer free access to the Social Security Death Index, a listing of around 90 million deaths in the United States. Legacy.com also includes a database of published obituaries from hundreds of U.S. newspapers.

Stop by or call for more information about activities and services offered at the Edmonds Senior Center 220 Railroad Ave., Edmonds  425-774-5555 or visit http://edmondssc.org

30 October/November, 2013  Senior Focus

A day of valor for my hero dog smiling when he said, “Wait until grabbed the nearest tree. “Don’t be childish. They’re you see what’s coming.” Our border collie is named harmless,” a wom There were two Becky. I never knew the extent an called back. beautiful, though of her heroism until one stagger While Bob was immense dogs. ing experience at a pond near our trying to grab the “They’re gorhome. dogs, Becky was geous!” I called to One day I told my husband, frantically pulling the two women beBob, that I wanted to try walking on her leash. hind them. around the glorious paths at the “Please, “If they Becky was pantpond again. Ever since I’ve been knock into my wife, ing with excitespinal cord injured, I’ve allowed she’ll fall.” ment. She wanted fear to stop me from trying things “They won’t knock to play. I used to love and could still do, if into her.” When Bob said only I had the courage. “My wife could I was disabled Becky the Hero Dog Bob didn’t want me to go. “You break her neck,” and asked them to could fall even with your canes,” Bob said. Now he was enraged. leash their dogs, one woman said, he said. “Put them on a leash!” They didn’t. “They won’t hurt her.” “I can’t keep living my life being One dog ran into me and “My wife has no balance.” Bob scared.” knocked me to the ground. was frightened. Reluctantly, he drove Becky Neither woman asked if I was Becky, no longer playful, was and me to the conservation area. OK. One shouted, “You fell on now in regal stance, bearing all Our walk was about to take a dipurpose!” the ancestral majesty of a border sastrous turn. Bob held onto one dog and collie atop a hill above the glens of We were half way around the looked for a license number but Scotland. She was magnificent. pond. As always, Bob had Becky the dog wasn’t wearing a collar. The dogs galloped toward me. I on her leash. At that point, he was “Are your dogs licensed?” he said. “Sure.” “What’s the number?” He took out his pad and pen. They laughed, “Nobody knows your Senior Real Estate Specialists their dogs’ license numbers.” “Then I need your names and phone numbers,” he said. e-mail: judyanddon@windermere.com  www.judyanddonscorgie.com The women walked away, shouting again, “She fell on purBroker, Windermere Real Estate/GH LLC 12003 Mukilteo Speedway, Suite 101, Mukilteo WA 98275 REALTOR® pose.” Bob propped me against a tree. My knees were bruised and bleeding. Sweet Becky took out a dog’s first aid kit – her tongue. She licked my knees to clean the PERSONAL HELPER HOUSEKEEPING wounds and soothe me. The women were still laughing. Why use Dana’s Housekeeping “You gonna follow us home?” Bob said, “I’m following you  Reduce stress and have more time for to your car for your license plate fun! number.”  Provide more time to spend with family Their car was a short distance or that much-needed “me” time. away on a dirt road, far from any  SENIOR SPECIAL – $84.75 (3 hours service) street. We never allowed Becky off leash, although she was expertly Dana’s Housekeeping trained and I knew Bob could call

By Saralee Perel

Two names you can TrusT … Judy & Don Scorgie

425-320-8485

Call for a complimentary consultation

SERVICE DIRECTORY

her back. He finally gave the command Becky couldn’t wait to hear: “Becky, go!” Becky’s nickname is Becky Bullet. She got to their car before they did. What did she do once she was there? She ran repeatedly from right to left, herding the dogs and their owners to their car door. Then she crouched down in that intense border collie stare. “We’re calling the police,” one said. “Your dog is vicious.” Knowing Becky wouldn’t harm them, Bob said, “Go right ahead.” (They never called. They were bluffing.) They all rushed into the car and slammed the door. Bob had their plate number. We drove to the police station. The officer made sure I didn’t need a doctor. He listened sympathetically as he took our information. We then went to another office to fill out a complaint. Everyone was so compassionate. We were very grateful. “Just sign,” one gal said, “so the animal control officer can go to their house.” I signed. The next morning, I wanted to go back to the pond, but Bob didn’t want to. “Sweets,” I said. “If I don’t, I’ll be too scared to ever go back again.” And so, off we went. I was afraid. I thought, “If I give in to fear, then I’m giving those women power over me. And I refuse to let them have that claim.” Whatever the officer said to the women, it surely made an impact. Every time we’ve seen them since then, they’ve quickly spun around and scurried away. Maybe they took away my bravery. I hope that won’t last. But there’s something they can’t touch. The heroics of Bob and Becky, the loyalty and love of my faithful, wonderful dog, and my unstoppable perseverance to never stop trying to face what I fear. Nationally syndicated award-winning columnist, Saralee Perel, can be reached at sperel@saraleeperel.com or via her website SaraleePerel.com.

Call Today! 425.332.2627

HOME REPAIRS

SECRETARIAL

Minor HoMe repair

Edmonds Secretarial Service

Program of Senior Services of Snohomish County

Assists seniors (62+) and disabled homeowners with home repairs. Labor – no charge Materials – no charge or at cost Program funded by HUD For eligibility information call

425.265.2222

HAIRSTYLING DEBBIES’ HAIR DESIGN 39 YEARS EXPERIENCE

NEW CLIENT SPECIAL FREE Shampoo & Set Offer GOOd MOnday – friday

Haircut & Blowdry ................. $20 Shampoo & Set ...................... $10 Permanent (includes everything) ..... $50 CALL FOR APPT.

425.778.8766

5800 198th St. S.W., Lynnwood

Letters  Manuscripts Legal Documents  Memoirs

Joyce Sprague,Owner 425.774.8601

Senior Discount Offered 20 Years’ Experience

GARDENING

Garden Cleanups and Fall Trimming GreenSong Gardeners Call Lorna

425.303.0466 Pruning  Trimming  Weeding muLCHing  (sorry, no lawns)  FerTiLiZing

Free Estimates Gladly Given

ADULT FAMILY HOMES We provide compassionate care in a loving atmosphere and safe environment. 425-741-6581  206-302-8878

Adult Family Home

sereneviewmanor.com 8124 64th St. SE, Snohomish, WA 98290

360 863-6466

425 737-3007

email: joyfamilyhome@outlook.com 16921 Spruce Way, Lynnwood 98037

Located in a quiet neighborhood

Angela’s House Adult Family Home A loving place full of people who care  24-hour professional care  Alzheimer’s/dementia care  Special diets accommodated  Supervised activities include exercise, crafts, music, outings

Call to schedule a tour: 425-424-9180 930 205th Pl. S.E., Bothell

www.angelashouseafh.com

Good Nutrition for Optimum Health

Sunshine AFH

    

SUNSHINE A Quality Adult Family Home

Excellent care by trained staff Home-cooked meals Live-in owner and caregiver R.N. on call 24-hours a day Private pay/Medicaid accepted

425-776-8428 – 425-712-0448 18422 41st Pl. W., Lynnwood WA

Senior Focus  October/November, 2013 31

Senior Services seeks volunteers Interested in volunteering as a Victims Advocate or a Community Educator? Senior Services of Snohomish County has some exciting new volunteer opportunities. Victims of Crime Assistance (VOCA) The VOCA program offers free assistance to seniors and disabled residents of Snohomish and Island Counties who have become victims of financial crimes. Our services help reduce the effects of victimization by con-artists, identity thieves, burglars, car thieves, debt collectors or retailers who violate consumer protection laws. We are looking for volunteers who have experience and/or interest in at least one of these areas:  advocacy;  clerical: filing and data entry (computer skills preferred);  crime victim intake;  public speaking; and/or  participating in or coordinating community events. Time commitment is three

to four hours a week on either Thursday or Friday. One 30-hour training is required (no charge). Senior Drug Education Program The Senior Drug Education Program strives to educate older adults about safe medication practices through free presentations throughout Snohomish County. We are seeking volunteers that have experience and/or interest in at least one of the following areas: public speaking and presentations educating the public and/or medication safety. The time commitment is minor with flexible hours. We ask that volunteers participate in a presentation every four to six weeks. Training and presentation materials will be provided. For more information about either of these volunteer opportunities, please contact Lori Stevens, 425-290-1271 or email lstevens@ sssc.org.

Cyberspace estate rules up in the air By Cecil Scaglione You’ve probably heard about or been told about or read something about cleaning out your attic, garage and yard to get rid of all your stuff so your family doesn’t get stuck with the job after you die. It’s stressful enough taking care of funeral arrangements let alone cancelling Social Security payments and contacting insurance companies and going over the details of who’s responsible for what as outlined in the estate plan you were thoughtful enough to have an attorney put together for you (and your spouse). Now comes your computerized cyberspace: all those photographs and e-mails and social media and paperless-payment accounts you handle through your desktop computer. Or, more increasingly, your mobile telephone. The simplest way is to prepare and maintain an up-to-theminute password book with every account accounted for. That includes all bank, credit-card, and credit-union accounts as well as merchants from whom you make purchases, medical contacts, financial consultants, and subscriptions – any source you contact regularly. You should list your user name and password for each along with the answers to those secret questions you were asked that could be

used as proof of your identity. If you’re making online payments to a paperless account such as a credit card or your phone bill, whoever takes charge of your care or estate will require access. For example, if your phone bills go unpaid, service will be discontinued. If you have a website, that requires special attention because your heirs will need the name of the company you pay to maintain the website name, when the subscription expires, and how much it costs. And what about all those photographs you have saved out there in the cloud. A simple fix for that is to download them all into your computer or smartphone and save them on a compact disk or flash drive. Regarding your estate, just adding “my digital estate” to your power-of-attorney papers doesn’t solve the problem. Rules and regulations vary from state to state and differ among contacts. The legal system is still trying to catch up with developments in the cyberspace arena, so you might want to check on whether or how your online accounts deal with transferring control to another party. And discuss arrangements with whoever you have chosen to manage your affairs if you become disabled. – Mature Life Features©

See what a difference Exceptional Care can make!  Over 20 years experience in the health care industry  24 hour awake, fully certified staff  Full-time experienced activities director and restorative aide services.  Fresh, healthy home-cooked meals 6610 77th Pl N.E. Marysville WA 98270 7406 29th Pl. N.E. Marysville, WA 98270

HOLISTIC Adult FAmily Homes

Call 425-239-8818 or visit www.aholisticafh.com

A basic right promoted To date, Medicare Part B beneficiaries who use certain expensive specialty drugs are prohibited from appealing to obtain a reduction in their cost-sharing. This can mean a large out-ofpocket expense for many as these types of drugs may require a copayment of as much as 25 to 33 percent of the total cost at a dollar amount that can run over $3,000 a month. Those who suffer from such chronic illnesses as cancer, arthritis, and multiple sclerosis, among others, are thus denied a basic right offered other beneficiaries who use less expensive medications.

To correct this situation, legislation has been introduced into both the House and Senate to allow those who fall into this category to request lower co-payments. The bill is known as the Part D Beneficiary Appeals Fairness Act (S. 1365 and H.R. 2827). “Seniors with chronic illnesses should be concerned with what drugs provide the best treatment for their conditions, not with how those drugs are classified under Medicare Part D,” said Sen. Susan Collins (R-Maine). For information, visit the website of the Senate Special Committee on Aging at aging.senate. gov. – Cheryl Keyser

Aging isn’t easy. Caregiving doesn’t need to be hard. If a loved one is getting older and needs care, Right at Home offers services for almost any situation. Our in-home care lets loved ones enjoy life in the comfort of a familiar environment. And it lets you concentrate on caring instead of caregiving. Give us a call and let us develop a Custom Care Plan for your loved one today. Personal interview, background check and drug screen for employees Licensed  Bonded  Insured Locally owned and operated

www.rahsnoco.com

425-290-1714

32 October/November, 2013  Senior Focus

How to handle a fender-bender By Julie E. Lee Despite our best intentions, most drivers will be involved in a fender-bender at some point in their lifetime. While fenderbenders are more common during heavy traffic and low speeds, they can happen anytime, anywhere. From parking lots and driveways, to busy intersections and highways, it is important to know how to respond to this type of crash, if and when you’re involved in one. Keep in mind these seven steps for handling fender-benders, from police involvement, to insurance claims and injuries:  Pull over – safety first. Stop and turn on your hazard lights. In most states, it is required by law to stop after a collision, so make sure you pull out of any driving lanes and over to the side of the road as soon as it is safe to do so. If you are behind the other car involved, follow his or her lead. If you are ahead of the other car involved, signal for the other driver to follow your lead. It is critical that you find a safe spot where you and the other driver can get out of your vehicles to exchange information and assess any damages. If you are unable to move your car or don’t feel that it is safe to do so, stay in your car with your seat belt fastened and call the police.  Check for injuries. Check yourself or any passengers involved first. If you notice any injuries, do not move anyone and call 9-1-1 immediately. Sometimes fender-benders may seem minor, but it is possible that if you are injured, you won’t feel it right away because of your adrenaline flow after the accident. Head, neck and back injuries, as well as soreness and dizziness, are commonly experienced in such accidents. Even if you do not spot any immediate injuries, consider visiting your doctor within a day of the collision for a formal checkup.  Call the police. Call 9-1-1.

Getting the police involved is important. Even if no one is injured and there are no visible damages, filing a police report will help things flow more smoothly in the long run, and will be useful if you find fault with the other driver or if you suspect insurance fraud. In some jurisdictions though, the police will not respond to fenderbenders. Look for eyewitnesses. Check to see if anyone witnessed the collision. This may be one of the smartest things you can do in a fender-bender. Having an unbiased eyewitness can help settle any disputes or arguments between the involved parties. Try to get his/her name, address and phone number in case the police or insurer requests more information. Exchange information with the other driver. Particularly when the police will not get involved, it’s important to write down the driver’s name, address, phone number, insurance company, insurance policy number and license plate number – and do so quickly, in case the other driver has a change of heart. It may be wise to ask him/her for a driver’s license and insurance card so that you can accurately write down the information. If you notice any inconsistencies or suspect fraud, make note. The more information you gather, the better off you will be. Take photos. After the accident, try to take some photos of any signs of damage on both cars. This is where a camera phone comes in handy (but let’s hope you weren’t talking on it when you wrecked!). Your insurance company may ask for these photos to detect fault and to understand how the fenderbender occurred. If possible, take close-up pictures of each vehicle and even photos of the road if skid marks are present. These may all be helpful when you (or the other party) file an insurance claim.

Magic Show by Brian Ledbetter

 Call your insurance company – no matter what. It is important to call your insurer and file a fender-bender claim – even if there is no damage or you were not at fault. Don’t agree to just handle repair costs between the two of you. The last thing you would want is for the other driver to report injuries weeks after the accident, leaving you liable for the medical costs with no record of the initial accident. Also, keep in mind that reporting a fender-bender to your insurance company can protect you for property damage you might discover later on, even if you didn’t notice any damage at the scene. For more tips on how to stay safe on the road, consider taking a driver improvement course, such as the AARP Driver Safety course, available in a classroom or online setting, in both English and Spanish. You may be eligible for an insurance discount* upon completion of the course. For more information, visit aarp.org/safedriving or call 888AARP-NOW (888-227-7669). *Please consult your insurance agent for further details. Julie E. Lee is the vice president and national director of the AARP Driver Safety program.

Thievessteal fromdeceased Identity thieves like nothing better than to gain access to the vital statistics of people who have died – whether it be a child or an older adult. The information gathered can be used to obtain credit cards, other information, even buy a car and literally rob a person without his/her family knowing. New legislation, the Alexis Agin Identity Theft Protection Act of 2013 (H.R. 2720) calls for an end of the publication of the Death Master File (DMF) maintained by Social Security Administration (SSA). The DMF is easily accessible on the internet and it lists the name,

Keepit simple for Alzheimer’s patients Simplify your questions and be aware of nonverbal cues to make it easier to talk with people who have Alzheimer’s disease or other short-term memory problems. “Pay attention not only to what needs to be said, but how to say it,” said Kristin Martin-Cook, Alzheimer’s Disease Center clinical trials coordinator at the University of Texas Southwestern Medical Center. Martin-Cook offers the following tips: When asking for a decision, offer a few options to choose from rather than asking open-ended questions.  Speak in short, simple sentences and use gestures as appropriate. Give directions one step at a time. Speak clearly and slowly without background noise. Maintain eye contact and touch the person to help focus the his/her attention. Be aware of your nonverbal cues, such as tone of voice, body language or emotion because even someone with a cognitive disorder is sensitive to these. and  And, do not criticize the person’s speech or point out memory gaps; if you must, prompt the person’s missing words matter-offactly. – Mature Life Features© date of birth, Social Security number, and other information on everyone who has died since 1936. The information on Alexis Agin was found there and used to commit fraud in his name. To protect those who have died and their families from the misuse of their name, this legislation would limit information on those who are deceased. The SSA could not publish anything older than three years, allowing families to file any tax returns. This part of the legislation would go into effect on January 2014, and by January 2019, all public release of this information would be prohibited. For information, visit the website at waysandmeans.house.gov. – Cheryl Keyser

Wednesday, October 30

Lunch provided. Call to reserve your seat.

“No More Worries About Mom”

Offering a Continuum of Care... Independent Living, Assisted Living, Rehabilitation and Skilled Nursing Care

Sunrise View

RETIREMENT VILLA & CONVALESCENT CENTER

Call or Visit Today.

425-353-4040

2520 Madison • Near I-5 in South Everett e-mail: dlopes@sunriseview.org • www.sunriseview.org 4 Star Rating by CMS  Privately owned and operated since 1967

2012 Best of Everett Award Recipient in Senior Citizen Information and Assistance

CONNECT WITH OTHERS STAY ACTIVE ENJOY LIFE The YMCA of Snohomish County offers a variety of programs and activities specifically for older adults. From aerobics to yoga, water exercise or special trips, you are sure to find many enjoyable opportunities to connect with others. There’s a Y near you: Everett Marysville Mill Creek Monroe Mukilteo

425 258 9211 360 653 9622 425 337 0123 360 805 1879 425 493 9622

YMCA-SNOCO.ORG

Senior Focus  October/November, 2013 33

Things that gobumpin the night The BookNook Settle In and Enjoy

By Bonnie Gerken The supernatural has always been part of popular culture; witness witches, zombies, vampires, and other things that go bump in the night. At this time of year, ghosts come out to play. The most famous ghost may be Marley from A Christmas Carol, but then again, there’s Hamlet’s father, the Headless Horseman in Legend of Sleepy Hollow, and The Canterville Ghost. Some stories are scary and some are funny. Having had a few experiences that are difficult to explain logically, I’m only interested in friendly ghosts. If you are interested in local supernatural events, try Ghost Stories of Washington by Barbara Smith for a compendium on oneto-six page stories about historical and current hauntings around the state. Otherwise, here are a few novels to get you into the mood for Halloween and spooky happenings. You Came Back by Christopher Coake After 7-year-old Brendan died falling down the stairs, his par-

ents divorced and sold the house. Now, the new owner is saying Brendan has returned and is calling for his daddy. Can it be true? Reader alert: language Goodbye for Now by Laurie Frankel Sam, a Seattle software engineer, creates a computer program that lets his girlfriend talk with her late grandmother through old email and video chat. The program works so well, they start a business for others to visit with their dearly departed. But is a tech ghost good or bad for dealing with grief and the loss of a loved one? Haunting Jordan by P.J. Alderman Jordan moves to the Northwest and buys an old Victorian house to renovate in Port Chatham. Besides the beautiful woodwork, the house comes complete with two friendly ghosts who convince Jordan to discover who really murdered one of them. Can she solve the 100-year-old mystery set in a town that sounds a lot like Port Townsend? Series Dream Lake by Lisa Kleypas In Friday Harbor, a ghost finally finds someone who can see, feel and hear him so he hopes to now find out who he was and why he’s haunting a house he doesn’t remember. Unless the ghost helps,

Senior organization announces 2013 conference The Washington State Senior Citizens’ Foundation will hold its 2013 Fall Conference on Friday, October 18, 8:30 a.m. to 4:30 p.m., at the Hotel Murano, 1320 Broadway Plaza, Tacoma. Attorney General Bob Ferguson will speak on consumer protection issues. Representative Denny Heck, 10th Congressional District, has been invited to speak on national issues. The conference will cover topics such as Washington State Health Care Implementation in 2014, mental health services, consumer fraud, vulnerable adults, elder abuse, and U.S. immigration policy impact on seniors. The agenda will also include moderated fo-

BOOKNOOK, CONTINUED the results of a love story gone wrong 70 years ago could be repeated in a present day love story. Series Ghost of a Dream by Simon R. Green JC, Melody, and Jack each have unique talents for finding ghosts and doing something about them. Their job for the Carnacki Institute sends them to an abandoned train station and a theater to battle malevolent spirits. The British dry wit keeps things light and the action keeps it creepy. Reader alert: not for reading alone in the dark. Series

Doors open at 8am 7 days a week! 2911 Quil Ceda Way, Tulalip, WA 98271• Toll free 800.631.3313 Tulalip Bingo offers 23 sessions a week. Class II slot machines, high-stakes pull tabs and daily promotions add to the excitement. Ages 16 and over can enjoy bingo and 18+ can try the fun of Class II slots. Food and drink service is offered at the Quil Ceda Deli.

rums and will be covered by TVW. The registration fee for advocates, seniors and volunteers is $50 person; for agency/service professionals/representatives it is $110. The fee includes a continental breakfast, lunch and afternoon refreshments. In addition, the Washington State Senior Citizens’ Lobby will host a legislative reception on Thursday, October 17, 5-7 p.m. at the Hotel Murano. The Senior Citizens’ Lobby was formed in 1977 as a volunteer, non-profit advocacy organization to enhance the quality of life for senior citizens through education and legislation and is made up of 31 senior advocacy member organizations. For registration information, please call 360-754-0207; email info@waseniorlobby.org or visit waseniorlobby.org. The registration deadline is October 7.

Independent living residence for seniors 55 and older phone: 360-653-1717 email: windsorsquare@gres.com 9912 48th Dr. N.E., Marysville 98270 www.windsorsrliving.com

34 October/November, 2013  Senior Focus

What do you believe? Email your answer to srfocus@ sssc.org photo by Larry Star

Lynn Crest Senior Apartments

Subsidized 62+ Community

Features & Amenities:

Lynn Crest Senior Apartments 4629 194th St. S.W., Lynnwood 98036

For information and application, call 425.670.8273 email: lynncrest@coastmgt.com

 Social Service Coordinator and Community Manager  One bedroom apartments  Laundry facilities on site  Community room with kitchen and outdoor patio for recreation and entertainment  Access-controlled building and emergency alert system  All units are wheelchair accessible  Close to shopping and services  Income restrictions apply  Pets welcome

Professionally managed by Coast Real Estate Services

Looking for a one-stop shop for all of your pharmaceutical and home care needs? Pharm• A • Save in Monroe is locally owned and operated and takes pride in offering quality service to all customers.

• Personal service • Drive-up pharmacy • Medication packaging • On-site vaccinations • Trained repair technicians • Rentals available on select items Ostomy Supplies: pouches & deodorants, skin barriers Urological Supplies: catheters & bags Wound Care Supplies: bandages, cleansers & dressings, Unna boots Hospital Beds & Equipment: lifts & slings, over-bed tables, trapeze, bed rails Bath & Toilet Aids: raised toilet seats, commodes, transfer benches Ambulatory Aids: walkers, canes, wheelchairs Hard-To-Find Items: personal in-home alarms, compression stockings, easy grip utensils, blood glucose monitor & supplies, daily living aids Diabetic Shoes: certified orthotic fitters ensure a proper and comfortable fit. Please call for appt.

Where are They Now?

He was incorrigible – a practical joker. It was fun all the time, but he wasn’t a good influence on me aside from his acting. He used a lot of four letter words!”

Johnny Crawford By Marshall Kaplan Over the years, I have received many requests from readers who have asked me to track down and write about a celebrity from the past. One of the top requests has been for Johnny Crawford – the child actor who starred in The Rifleman. Well, I have found him and this is just for you! Johnny Crawford was born in Los Angeles, California on March 26, 1946. Creativity has always been in Crawford’s blood – his grandfather was a violinist, his father was an editor and his older brother acted (and also starred on the NBC show, Laramie). Crawford got into the business through his dad. In 1955, he was one of the original Mickey Mouse Club mouseketeers. He was supposed to appear in 24 episodes, however, it was reduced to 12 and he was released from his contract. He just was not what Mr. Disney had envisioned for the show. When one door closes, another one opens, as was the case with Crawford. After the Mickey Mouse Club, he won the title role in the Lux Video Theatre production of Little Boy Lost (1956). He then worked steadily for the next twoand-a-half years, amassing over 60 television credits where he specialized in dramatic roles. Fourteen of his roles were live television plays – landing him the role that he is most famous for. In July 1958, Crawford won the role of Mark McCain, son of Lucas McCain (played by Chuck Connors) on The Rifleman. The show took place in the 1880s and centered on a widowed rancher taking care of his son. The on-screen chemistry between Connors and Crawford was so strong, that it truly presented a depiction of a strong father/son bond. Crawford reminisces about Connors, “I had great respect for him and I loved working with him. He was very different off-screen.

When Connors passed away in 1992, Crawford gave the eulogy. The Rifleman lasted until 1963, airing 168 episodes and earning an Emmy nomination for Crawford. Coincidentally, the same year that Crawford was nominated for an Emmy, so was his brother and father! “Thank God we all lost!” he jokes. It definitely was an interesting time in Crawford’s life. “I went to school on the set and I was friends with the children of celebrities in the business. Beau Bridges was a classmate of mine and Dick Powell’s daughter was my first date.” After The Rifleman, Crawford enlisted in the army for two years. Upon returning, he had roles in smaller films including the Hugh Hefner-produced, The Naked Ape… which led to Crawford being the first male to show full frontal nudity in Playboy Magazine to promote the film. For the past 25 years, Crawford has led a California-based vintage dance orchestra, known as Crawford Music, which he promotes on Facebook. He and Charlotte, his wife of 18 years, currently reside in Los Angeles. Did being a child star hinder his adult life? “Well, I have thought of that, but I don’t think about it anymore. People nowadays are pretty sophisticated and realize that time marches on for everybody. The profession I am in is not an easy one and I have always known that. As long as I am working… as an actor in theatre and in music around the country I’m pretty happy, really.”

Serving the Greater Puget Sound Area for Over 45 Years

Brian D. Lueth, MD

Thomas W. Jones, Jr., MD

We take Medicare, Med-Advantage plans, Soundpath Health, Humana Gold Choice, United Healthcare, Regence, Premera and most other insurance plans.

Phone 360.794.7351 Fax 360.805.5271 17788 147th St. S.E., Monroe

(Across the street from Valley General Hospital)

Hours: Monday - Friday, 9 a.m.-6 p.m.; Saturday, 9 a.m.-4 p.m.

www.pasmonroe.com

We perform Cataract, Lasik and Eyelid surgery in our Medicare approved surgery center. We provide Comprehensive, Routine, and Medical Eye Health Exams for Glaucoma, Macular Degeneration and Diabetes. Doctors Lueth and Jones are credentialed with the American Board of Ophthalmology, the American Academy of Cataracts and Refractive Surgery, and the American Association of Ambulatory Surgical Centers. 425.259.2020  3930 Hoyt Ave., Everett, WA 98201  www.lasikdrs.com

Senior Focus  October/November, 2013 35

How smart is your dog? Pet Tails… The ‘Paws-itive’ Approach

By Laura Boro We all know that dogs have unique and, in some cases, amazing abilities to learn and problem solve. Perhaps you have seen dogs performing memory games or distinguishing among hundreds of objects. Among the most famous of the “brilliant dogs” are Rico who knows more than 200 words, and Betsy who knows about 340. But the champ so far is Chaser who recognizes more than 1,000 different words or objects! And it probably comes as no surprise that all three of these furry little wizards are Border Collie – one of the brightest breeds of all. Pet Expert Warren Eckstein, a regular guest on the Today show, believes there are two basic types of dog intelligence: instinctive and adaptive. According to Eckstein “instinctive intelligence” is breed specific. In other words, certain breeds just naturally possess the ability to do some things better than other breeds. Specific breeds of hounds, for example, usually do better on sight-oriented tasks, while bloodhounds, beagles and some terriers are much better at scent-oriented tasks. Eckstein describes “adaptive intelligence” as social and environmental learning – the kind of intelligence that comes from dealing with everyday circumstances – sort of like “on the job training.” It’s interesting to note that dogs are like humans in that not all of us learn the same way, or at the same pace. Some of us are better at math, while others are far better at language. So here are some simple “intelligence tests” that will be fun for you and your dog. Don’t try to jam all these tests into one day, and be sure to reward your dog with treats for every effort. If he becomes frustrated at some point, just give him a break and try again later, maybe even on another day. Keep in mind that all of us

learn differently, so don’t be surprised if your dog does better at some tests than others. Just love him and praise him for trying. Dog Intelligence Tests Towel test: Gently place a large towel over your dog’s head. If he frees himself from the towel in less than 15 seconds, give him 3 points; if 15-30 seconds, he gets 2 points; and longer than 30 seconds, he gets 1 point. Bucket test: Let your dog watch you place a treat under one of three buckets (or large plastic cups) that are placed next to each other. Turn your dog away from the buckets for a few seconds; then have him turn around and find the treat. If he gets the right bucket/cup on the first try, award him 3 points; if two attempts – 2 points; if he finds the treat after looking under the two others first, 1 point. Favorite spot: While your dog is out of the room, rearrange the furniture a little. When he enters, see if he goes directly to his favorite spot, even though it’s in a different part of the room. If he does, 3 points are his! If it takes him 30 seconds to look around before he finds his spot, he scores 2 points; and if he decides on an entirely new spot, he gets 1 point. Chair puzzle: Place a yummy treat under a chair or coffee table. Be sure that it’s low enough that your dog can’t get his head under it, just his paw. If he can figure out how to get the treat out with his paw within 1 minute, 3 points are rewarded! If his paw and nose are needed, 2 points; and if your dog tries but eventually gives up, 1 point. Go for a surprise walk! On a day/time you normally don’t walk your dog, quietly pick up your keys and his leash while he is watching you. If he gets excited right away, 3 points. If you have to walk to the door to “prove” you’re leaving, 2 points; and if he watches but doesn’t do anything, 1 point.

Providing the highest quality home care to seniors and people with disabilities for more than 32 years.

 We are state licensed and accept insurance, private pay, DSHS, and serve all income levels.  Services range from housework to personal care including medication reminders, incontinent care, transportation, bathing, dressing, transfers to/from wheelchair, and protective supervision.  We offer hourly visits to round-the-clock, live-in care.  We pride ourselves on employing the highest caliber of staff assuring our clients the best quality in-home care services.

Results: 13+: border collie brilliant 10 to 12: above average 7 to 9: average 4 to 6: below average 1 to 3: well, we still love them

Please call for a free in-home evaluation

1-877-870-1582 10200 Harbour Place | Mukilteo, WA 98275 4 2 5 . 4 93.8555 | www.hpretire.com

Visit us on the web at

www.ccsww.org

36 October/November, 2013  Senior Focus

Apps, access permission requests: use caution Ask Mr. Modem Helpful Advice for Computer Users

By Richard Sherman

I am concerned about the permission requests I get when I install an app on my Android phone. Some of them make me wonder if the app is safe. Should I be concerned?

Your concern is justified. Most Android app installations require some special-access permissions, so you have to decide whether a given app is worth allowing them. Many are necessary, while the need for others is questionable. For example, there are some wallpaper apps that require access to your Contacts. Before granting permission, stop and ask yourself: why would a wallpaper app require access to my Contacts? To me, that’s reason enough to move to another app. Permissions required for the Facebook for Android app include access to your personal information, services that cost you money, your messages, your location, your Internet provider, your accounts, what you’re wearing, phone calls (phone state and identity) and others. That’s a LOT of required permissions for one app. When using the phone to download an app from the Android Market (play.google.com/store/apps), a list of permissions appears below the Accept & Download button. Click an item on the list for more information, including (gulp!) potential consequences.

To review an app’s permissions, in Android 4.0 tap Apps > Settings > Apps > tap to select an app and scroll down to Permissions. Even if an app isn’t overly intrusive, it is always prudent to review required permissions before installing it.

What do you think about letting other people take remote control of your computer to analyze and fix a problem?

I would be inclined to use something like that right after I have a microchip implanted in my body so my cat knows where I am if I wander off. In short, I wouldn’t. To give anyone that level of access, in my opinion, is – I believe the correct psychiatric term is “nutso.” That type of access is not limited or restricted; it is full, 100-percent, wide-open, help-yourself-to-my-data access. Most remote repair outfits require you to install their software so they can take control. You, of course, are then relying on the integrity of people you don’t know, you have no idea where in the world they are even located – and you’re saying, “Hey, unknown people, I give you permission to poke around inside my computer and fix whatever you think needs fixing. Oh, and I’ll even pay you for that.” What a deal! If you have engaged in that type of potentially risky behavior and had a computer problem resolved, congratulations! But while you’re basking in the glow of problem resolution, keep in mind that there are a lot of people who also wind up with compromised com-

puters and new problems where none previously existed – sometimes days or even weeks later. Cynically minded individuals even suggest that new problems are created in order to generate additional business for the remote repair service. Eek! My negative perspective notwithstanding, there certainly are people who sign up for these remote-access services and have

Mr. M’s DME (Don‘t Miss ’Em …) Sites of the Month Einstein’s big idea Filled with fascinating facts about the legendary E=MC2 genius and his life’s work, you will also find interesting articles about Einstein’s personal life, as well as some interactive features that make the science behind the famous equation more comprehensible to my knuckle-dragging, mouth-breathing brethren and cistern. (I would have never guessed that Einstein was a huge fan of The Three Stooges. Go figure.) pbs.org/wgbh/nova/einstein Mobile phone review If you get woozy trying to sort through the various features in an attempt to figure out which mobile phone is best for you, at the Phone Arena you will find phone reviews by actual users who aren’t trying to sell anything. You can also review side-by-side comparisons, editor picks and get the latest news about phones, including when the next version of your phone will

a good experience. More power to them. Would I grant access to my computers in a similar manner? Not in a million-jillion years.

I have a fantasy football league PDF form that I have to fill in weekly. Is there an easy way to do it? Thanks, Mr. M.

FillAnyPDF (fillanypdf.com) is an online PDF form filler-outer and is an easy way to crack open a PDF file. There is a video on the site that will demonstrate and explain how it works. Good luck with your team! be released, thus rendering your new phone obsolete. (Hint: Obsolescence generally occurs within 30 minutes of purchase.) phonearena.com Worldwide newspaper This is an unusual web-site in that it has indexed newspapers from 199 countries. If you are interested in obtaining a local perspective on global news, use the site filters (at the top) to locate a newspaper in any location, in your language of choice and start reading. newspapermap.com Use Promo Code SUNSET when entering your 6-month subscription to Mr. Modem’s award-winning, weekly computer-help newsletter and receive a 7th month for free! Visit MrModem. –Senior Wire© com.

Family Caregiver Resource Program Answer Questions – Explore Care Options

425.290.1240 or 800.422.2024

www.sssc.org • www.snocare.org

Stop Saying “Huh?” NEW! Invisible Breakthrough Hearing Aid Technology Stops People from Mumbling!

Dr. Lori Caldwell, Dr. Michael Mallahan, Dr. Nichole Kingham

� � � � �

Invisible, Effortless, 24/7 * Designed To Mimic The Way You Hear… Naturally No Batteries To Change Escape The No Daily Removal Or Insertion † Daily Hassles Delivers Clear, Natural Sound Quality

Call Today for Your 30-Day Risk-Free Trial

425-225-2626 *Individual replacement needs may vary. **Professional fees may apply. Annual subscription begins the ﬁrst day of trial. †Lyric is water-resistant, not waterproof.

The Hearing & Balance Lab, P.C. | 15906 Mill Creek Blvd Suite 102 | HearingAndBalanceLab.com