Compare Home Loans With HDFC Bank Home Loan Calculator
To find the best one out of all the good options, you need to compare each one among them. For home loans, SBI is the leader and others are just trying to follow it. HDFC home loan is one of the top lenders for a home loan.
You can use HDFC Bank home loan calculator to check your EMIs for different interest rates. You can consider SBI home loan interest rate for comparison with HDFC home loan interest rates.
HDFC Home Loan EMI Calculator Many people get confused that HDFC Bank gives home loans. The reality is that HDFC Bank is a part of HDFC Housing Finance Limited which is the parent company. All home loan applications that go to the bank are forwarded to the housing finance company.
HDFC home loan EMI calculator is simple to use and shows results within a few minutes. You just need to mention the basic details on your home loan which are as follows: ● Loan amount ● Tenure ● Interest rate
For SBI home loan, the lowest interest rate is 8.70% per annum. Here is an example with the loan amount ₹40 lakhs with the tenure of 25 years and interest rate of 8.70% p.a. EMI: ₹35,221 Total interest outgo: ₹44,53,020 Total amount: ₹ 84,53,020
The lowest HDFC Bank home loan interest rate is 8.80% per annum. The EMI for this rate for the same loan amount and tenure as given above is given below: EMI: ₹33,022 Total interest outgo: ₹59,06,521 Total amount: ₹ 99,06,521
HDFC Bank Home Loan Interest Rate The home loan interest rate offered by HDFC Bank is the one which is offered by HDFC Ltd. The housing finance company is currently offering home loan interest rate between 8.80% per annum to 9.70% per annum. HDFC home loan interest rate for salaried and self-employed professionals is different from self-employed non-professionals. You can check the rates with lender as per your profession before you apply for the loan. Also, you should check interest rates at other lenders as well and compare effective EMIs with HDFC Bank home loan calculator.
Home Loan Interest Rates at all banks 1. Allahabad Bank 8.65% – 9.10% 2. Andhra Bank 8.75% – 8.90% 3. Axis Bank 8.80% – 9.05% 4. Bandhan Bank 10.38% 5. Bank of Baroda 8.55% – 9.55% 6. Bank of India 8.75% – 8.80% 7. Bajaj Finance/Finserv 8.85% – 11.15% 8. Bank of Maharashtra 8.75% – 8.85% 9. Canara Bank 8.65% – 8.85% 10.Central Bank of India 8.50% – 9.50% 11.Citibank 8.90% – 9.65% 12.Corporation bank 8.50% – 9.20% 13.DHFL 9.05% – 9.95%
14. Dena bank 8.50% – 8.65% 15. Federal Bank 9.10% – 9.20% 16. Fullerton India 8.50% – 17% 17. HDFC Ltd 8.80% – 9.70% 18. HSBC Bank 8.50% – 9.00% 19. ICICI Bank 8.85% – 9.10% 20. IDBI Bank 8.60% – 8.90% 21. IDFC Bank 8.75% – 9.20% 22. IndusInd Bank 8.70% – 9.40% 23. Indiabulls HFL 8.80% – 11.05% 8.80%-11.00%
24. Jammu & Kashmir Bank 8.75% – 9.05% 25. Karnataka Bank 8.60% – 9.00% 26. Karur Vysya Bank 8.90% – 9.55% 27. Kotak Mahindra Bank 8.75% 28. LIC Housing Finance Ltd 8.70% – 9.05% 29. Lakshmi Vilas Bank 10.15% 30. Nainital Bank 8.35% 31. Oriental Bank of Commerce 8.75% – 8.85% 32. PNB Housing Finance Ltd 9.00% – 13.00% 33. Punjab & Sind Bank 8.80% – 9.05%
34. Reliance Home Finance 8.75% – 14.00% 35. RBL Bank 10.35% – 11.70% 36. SBI 8.70% – 9.25% 37. Standard Chartered Bank 8.51% – 8.60% 38. Syndicate Bank 8.75% 39. Tata Capital 8.45% – 9.05% 40. UCO Bank 8.55% – 8.80% 41. United Bank of India 8.65% 42. Vijaya Bank 8.55% 43. Yes Bank 9.35% – 10.50%