Have you ever used DHFL home loan calculator?
There are many home loan calculators available in the market. DHFL home loan calculator is a little different from others. In this calculator, you have to got to submit the loan amount, your full name and mobile number. Based on these details, the executive of DHFL home loan will contact you.
However, other loan calculators can be used as DHFL home loan calculator. You can check your home loan EMI on DHFL home loan and then arrange your documents to apply for the loan. The list of DHFL home loan documents is given in this article. You can check them and use the calculator for different values. The calculator is free to use and is available online with the facility to show results instantly.
DHFL Home Loan calculator Here is an example with the loan amount ₹20 lakhs with the tenure of 15 years and interest rate of 9% p.a.
EMI: ₹20,285 Total interest outgo: ₹16,51,360 Total amount: ₹36,51,360
Have you checked the list of DHFL home loan documents? Many home loan applications get rejected due to improper documentation. So, before you apply at DHFL for a home loan, you should check the documents you have and arrange the ones you do not have. Take your time before you purchase a property because it is a long process after which your loan will be sanctioned. So, read below the list of documents required to apply for DHFL home loan.
KYC Documents ID & Address Proof (Any One Required)
Aadhaar card
PAN card (Mandatory, if income is considered for loan eligibility calculation)
Valid Passport
Voter ID card
Driving license
Residence Proof (Any One Required)
Utility Bill: Electricity, Telephone, Postpaid mobile, water bill etc.
Ration card
Letter from employer
Bank statement /copy of Pass book reflecting address
Valid Rent Agreement
Sale Deed
Income Proof Salaried Individuals ● Salary slips for the last 2 months or salary certificate* ● Cash Salary – Income details on Company Letterhead ● Copy of bank statements for the past 3 months (salary account) ● *If variable components like over time and incentives are reflected, then salary slips for the past 6 months are required.
Self-Employed Professional ● ion for professionals : CA, Doctors or Architects ● Copy of last two years’ income tax returns, along with computation of income ● Copy of last two years’ P/L account with all schedules and audited balance sheet, wherever applicable. ● VAT or Service Tax returns or TDS Certificate ● Bank statement for the last 6 months (Savings account, current account and O/D account)
Property Documents Allotment letter from builder
Agreement of Sale
Registration and stamp duty receipt
Index- ii
NOC from builder
Own Contribution Receipt (OCR )
All builder linked documents (Applicable for cases which are not approved or previously not funded by DHFL)
Development Agreement
Tripartite Agreement
Partnership Deed
Sale Deed
Title Search Report
NA order
How can you apply for DHFL home loan? After checking DHFL home loan documents, you will get to know whether or not you are going to get the approval or not. You can talk to the lender about the process and whether or not the documents you have are sufficient. See what they have to say. To get more clarity, you can check EMIs for an assumed rate and loan amount as per your expectation. You can do it with DHFL home loan calculator.