Is it Possible to Check CIBIL Score Free?
Till the time you experience something on your own, you do not believe it and that’s perfectly ok. If you have heard people talking about free CIBIL score check and you do not think it’s true, hold on for a second.
Checking your credit score is a paid service even from the credit bureau companies. CIBIL score free check is however available at a few companies but that company is not CIBIL. The credit bureau company has official tied-up with few fintech firms wherein they provide free credit score check and report for 1 year. You can check the names of those companies on google and find that it is actually possible. Below are the steps which you have to follow.
How can you check free CIBIL score? The steps you need to follow to check CIBIL score free is given below:
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Go to check CIBIL score check website Provide your full name as mentioned on the PAN card Enter your Date of Birth Choose the gender you belong to Mention your PAN card number Enter your contact address Provide the email ID where you want the report Enter your mobile number Submit the form
Once you complete the above process successfully, you are going to get an email confirmation for the same. The credit report will thus be sent to you on this email ID itself.
What is the process for CIBIL score login? If you want to check CIBIL score free, you can simply login. For CIBIL score login, you have to mention the userID and password which was used at the time of registration.
Are you thinking what is your CIBIL score? To know what is your existing CIBIL score, you can follow the steps given above in the article. What is CIBIL score range? The range of CIBIL score is 300-900. A good credit score is considered to be 750 or above. The score above 800 is considered to be great and the score lower than 750 is most restricted. So, if your score is above 750, you are eligible for most of the products. If your score is less than 750, you will have limited options. Also, if your CIBIL score is above 800, you are in the best range of applicants and get best credit cards and loans with lower rate of interests.
What should be the time gap in checking CIBIL score? No one will ever ask you to check your credit score multiple times. The reason behind this is that doing multiple queries for CIBIL is harmful for your credit score. However, not all enquiries have the same impact. There are two types of credit enquiries – hard and soft. Soft enquiry is the one which is done by filling up the form. Hard enquiry is when you do it frequently and also get it checked by the lender where you are applying for a particular product. So, if you put in multiple applications and get rejected again and again, it might be because of this. So, avoid such things and maintain a good credit history.