Which IDBI Bank Credit Card Would You Choose?
IDBI Bank may not be much popular but that does not make it less relevant for its products and services. Credit cards are widely used because of its convenient availability and benefits such as reward points and cashback offers. IDBI Bank credit cards are also popular among credit card users for its variety of offers. The bank offers four types of credit cards and the names are given below. Later in this article, you will get to know the fees and charges on each card along with the benefits and features. By going through all types of IDBI Bank credit card, you will be able to get a suitable card for yourself.
IDBI Bank credit cards The list of all IDBI Bank credit cards is given below for your reference. You can go through them and apply for the one which suits your requirement and budget. ● ● ● ●
Royale Signature Aspire Platinum Euphoria World Imperium Platinum
Royale Signature Credit Card Fees & Charges ● Joining Fee: Nil ● Annual Fee: Rs.1,499 ● Renewable Fee: Nil
Privileges ● Earn 3 Delight Points for every Rs. 100 spent ● Enjoy on traveling, shopping, dining out or watching movies, get rewarded for all your spends ● Earn a welcome gift of 750 Delight Points on the first usage of the card ● Waiver of 2.5% fuel surcharge every time you fill fuel ● 5% Interest on revolving credit facility (p.m.)
Features ● ● ● ● ● ● ● ●
Interest Free Credit Fuel surcharge Waiver Air Travel Accident Insurance Cover Airport Lounge Access Wider Acceptance Family Cards Zero Lost Card Liability VISA offers
Aspire Platinum Credit Card Fees & Charges ● Joining Fee: Nil ● Annual Fee: Rs.499 ● Renewable Fee: Nil
Privileges ● Earn 2 Delight Points for every Rs.150 spent ● Earn a welcome gift of 500 Delight Points on first usage of the card ● Waiver of 2.5% fuel surcharge
Features ● ● ● ● ● ● ●
Fuel surcharge waiver Zero lost card liability Attractive loyalty points & reward program Interest Free Credit Family Cards VISA offers Wider Acceptance
Imperium Platinum Credit Card Fees & Charges ● Joining Fee: Rs.499 ● Annual Fee: Rs.499 ● Renewable Fee: Nil
Privileges ● Get a welcome bonus of 500 Delight Points. ● Earn your free Delight Points with a minimum single transaction of Rs. 1500 ● Rs. 2 Delight points on each Rs. 150 spent ● Enjoy credit limit as high as 85% of your Fixed deposit(s) ● cash withdrawal limit up to 70% of your credit limit
Features ● ● ● ● ● ● ● ●
Credit Limit Cash withdrawal Limit Earn more while you spend Interest Free Credit Wider Acceptance Zero Lost Card Liability Family Cards VISA offers
Euphoria World Credit Card Fees & Charges ● Joining Fee:1,499 ● Annual Fee: Rs.1,499 ● Renewable Fee: Nil
Privileges ● 2X delight points on travel related spends ● 4000 Delight Points on your first transaction of minimum Rs.1500 ● Earn 6 Delight Points for every Rs. 100 you spend on travel related expenses ● Complimentary airport lounge access ● Free air travel accident insurance cover ● Waiver of 2.5% fuel surcharge every time you fill fuel
Features ● ● ● ● ● ● ●
Annual Bonus Delight Points Interest Free Credit Air Travel Accident Insurance Cover Airport Lounge Access Zero Lost Card Liability Family Cards MasterCard Offers