By Car Partnership Adds Benefits

LCCAA’s By Car program has partnered with OhioMeansJobs Lorain County to increase the maximum match and provide funds for insurance.

OMJ matches participants funds 3 to 1 (match ceiling is $6,000). Participants attend a one-time financial literacy course as well as review the costs of owning a vehicle and the value of continued savings.

Income can be earned from employment, self-employment or a combination. Begin the process by calling OMJ at 440-324-5244.

After saving $2,000 to put down on a car and completing the Financial Literacy Class at LCCAA, you will be able to purchase your car.

Participants completing their purchase also receive one year of car insurance paid, up to $2,500.

The income eligibility requirements are based on family size and total family income. Participants must be living at or below 200 percent of the Federal Poverty Line ($55,500 for a family of four in 2022).

For more information, contact Bobby Taylor, Planning and Community Services Director, at btaylor@lccaa.net.