SVM_How To Guide_022622

Saturday, February 26, 2022 est. 1851

HOW-TO GUIDE WHAT’S INSIDE? All You Need To Know... from choosing an insurance agent, kitchen remodeling company, financal planner, chiropractor, best cuts of meat, tire shop, and much much more!

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

HOW TO

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How to Choose a Skilled Nursing Facility for Your Loved One

Skilled nursing facilities were once known simply as nursing homes, but they’ve advanced over time to include a wide range of health and personal care services besides standard nursing care. Along with round-the-clock care and supervision, patients and clients at these facilities can receive rehabilitation services, therapy and assistance with daily activities.

Some people stay at a nursing home for a short time after being in the hospital. After they recover, they go home. However, most nursing home residents live there permanently because they have ongoing physical or mental conditions that require constant care and supervision.

A skilled nursing facility is usually much more skilled and regulated than an assisted living facility. That’s because the staff at skilled nursing facilities provide and administer prescription medications. Assisted living facility staff does not usually have the same authorization.

If you’re searching for a skilled nursing facility for a loved one you have hundreds of options to pick from. The problem is, it can be difficult to sort through all of your options. Your best choices are facilities that have high scores from state agencies such as the nursing-home regulatory agency or department of health. The

Photos provided by Resthave Care & Rehabilitation nursing staff in these facilities are required to complete a formal certification process.

As a result, Your loved one will need reassurance that he or she will be safe and well taken care of by a highly skilled nursing staff.

Select a facility close to your loved one’s family and friends. It should be easy to see your loved one. Frequent visits will help ease the transition from independent living to a skilled nursing environment.

You can form an accurate opinion by visiting several facilities. Reputable centers will have no problems with scheduling interviews with staff or giving tours of the living areas and grounds. If a facility doesn’t allow you to see these areas or have a meeting with the director, it should be dropped from your list.

Cleanliness, cheerful decor and happy residents neatly dressed are symbols of a quality facility.

Speak to current residents and their families to get a good assessment of the facility.

Family members will likely provide the most unbiased and unvarnished opinion of the facility.

Most high-quality skilled nursing facilities are significant investments. They provide a much higher level of care and so they cost more. Talk with an attorney who specializes in nursing facility cases for advice on cost, as well as quality of care.

The decision to put your loved one in a particular facility is not permanent. If your family member is not receiving good care or shows signs of abuse, you have the right to remove him or her. Frequent visits are important so you can monitor the health and well-being of your loved one. See him or her at different times of the day to verify the level of care.

Take all the time you need when searching for a skilled nursing facility. Putting a loved one in a facility can be difficult and emotionally challenging. Finding the best one you can afford will give you peace of mind.

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Resthave is an equal opportunity provider and employer SM-ST1953221

Finding a Good Appliance Store

Shopping online First, do an internet search for appliance stores in your area. Local stores are easier to work with and you will likely be able to get your appliance much quicker than if you had to go out of the area or order it. If your refrigerator has stopped working, this is especially important. Many appliance stores also offer free delivery in the local area.

You can get a good idea of the services offered by various companies via business review sites. Don’t dismiss negative reviews, but keep in mind that customers who have good experiences are less likely to crow on the internet.

Consumer Reports and the Better Business Bureau are also great resources for finding reputable businesses. To qualify for listing on the

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Better Business Bureau site, the business must be reliable and honest.

Many stores also have review sections for customers to leave comments, reviews and ratings for the services and the products they sell, which can give you some insight into the business and their products.

Advertisements For most of us, getting a good deal is probably a top concern when shopping for appliances. Check your local newspaper and your mailbox for circulars announcing the latest, greatest deals on appliances in your area.

Many stores will use price-matching to stay competitive. Not all stores have policies on price-matching, so be sure to ask first. If you can find a lower advertised price on the exact same product and model elsewhere, many stores will sell you the product for that price.

As always, conduct research on the appliance you need to make sure you are spending money wisely. Not all appliances are the same; just because one manufacturer was excellent two decades ago doesn’t mean the quality will be the same now.

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

Buying a big-ticket item such as an appliance is a major investment. You might be lulled into a shopping after seeing advertisements and sales featuring new appliances with all the latest features and technology. Or you may just need to replace an aging appliance on its last legs.

Either way, it’s smart to figure out what you really need, how much you can afford and which stores offer the best quality and deals. Chances are you’ve already done some research or quizzed friends or family about their own experiences with various appliances, but shopping for one can be daunting. But it can also be fun.

These days appliance manufacturers produce items that have every conceivable feature to make your life easier. Exploring these innovations in home appliance technology can be an enjoyable and eye-opening experience.

We’ve put together some tips that can help you narrow your search and find exactly what you need. But first you’ll have to determine your budget and requirements — what you need, what you want and what you’re willing to pay for it.

Now, it’s time to go shopping.

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Store policies Review the store’s policies about warranties and repairs. If the appliance comes with a one-year manufacturer’s warranty, you might not need an additional warranty from the store.

Appliances have a yearly sale-price cycle.

Washers and dryers usually go on sale during the winter. Refrigerators are often discounted in the spring, with stoves and ovens dropping in price during the fall. If you don’t need it right away, consider shopping seasonally for the best deal.

You could also haggle for a price, especially at a local appliance store. Salespeople are typically prepared for this process. If you are too shy or afraid of haggling, ask the store for extras, such as an extended warranty or free delivery and set-up. It never hurts to ask. They just might give it to you.

Consider these questions when you’re looking for an appliance store: Do they have a delivery window, warranty options, repair services and range of products?

Answer these questions, and know that you’ll purchase appliances with confidence.

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How to Choose a Gym

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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If you’ve made the decision to get in shape, joining a good gym can help you achieve your goals. Most popular gyms offer a variety of equipment, training circuits and activities. Some even offer extras such as pools and tanning beds. Gyms are also a great way to have fun and meet people.

But many people avoid the gym simply because they don’t fit the profile of the average gym-goer.

No one was a fitness model the first day they set foot in a gym. Don’t worry about feeling out of shape on your first day, there are plenty of gyms out there where you won’t feel intimidated. Experts at the facility will be happy to educate you about nutrition and wellness.

Gyms can also benefit your mental health. A good workout releases endorphins, improving your mood and fighting stress. Exercise also increases energy levels and improves sleep. Building muscles helps you burn calories more effectively. Consistent workouts lower blood pressure while reducing the risk of some types of cancer, osteoporosis and Type 2 diabetes.

People often have a hard time forming good fitness habits. Fitness regimens can be difficult to maintain. We often create excuses or our schedules simply don’t permit time to exercise. It can

be hard to stay motivated. But committing to a gym membership and taking advantage of available workout options can help you develop better habits.

Joining a gym will help cure the boredom you might feel when working out. These facilities have a variety of equipment, programs, classes and teachers. You can alter your workouts easily and keep exercise interesting.

Once you’ve decided to join a gym, the number of choices can seem daunting. Gyms should be inspiring places. You will need to feel comfortable and motivated to keep coming back.

The right facility for you might not be the right place for someone else. Each gym has different classes, programs, amenities and services to help members work on their abilities and goals.

Personal trainers can be especially helpful if you need instruction or encouragement. Each trainer will have his or her style of communication — from mild and uplifting to severe and harsh. They will help you map out realistic goals that are tailored to meet your individual needs.

A good personal trainer will offer a health assessment before working out with you. He or she will understand your physical limits and then

work to expand those boundaries safely. He or she will constantly ask you to do just one more rep, one more minute on the machine. If your trainer seems without compassion or pity, it is only because he is pushing you for your own good. These professionals will also give advice on nutrition, effective gym routines and proper stances for weight training.

If you have health restrictions such as joint pain, low-impact workouts are available. One such low-impact workout is Pilates, as it uses smooth motions and gliding actions to tone muscles and improve flexibility.

Many gyms have a pool. They might even offer aqua aerobics. This comprehensive workout uses the water’s resistance for extra toning. It is usually very safe for people with joint pain. If you can find a private instructor, you can get an excellent workout involving both cardio and endurance training.

When choosing a gym, remember your future goals. Whether you opt for the services of a personal trainer, or participate in a Pilates, weight training or water aerobics class, your aim should be to improve constantly and have fun.

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Choosing a Credit Union

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

Large banks and financial institutions are often the default choice for many when it comes to deciding where to house our money.

They’re convenient and offer a wide variety of services, but they can also seem impersonal. If you’re seeking more personal service from a consumer-owned institution, credit unions my be the perfect fit.

Credit unions are cooperatives in the truest sense of the word. They have existed for more than 100 years, springing from the idea that serving a group of unserved or underserved people as a group could prove economically feasible and offer an alternative to traditional banks. Today, they rank among the best micro-finance organizations available to large swaths of the population.

Unlike big banks, which are owned by shareholders or conglomerates, credit unions are typically nonprofit operations owned by their members. Credit unions charge fewer and lower fees than for-profit banks. And any dividends go to the members instead of shareholders.

In short, credit unions are a good deal. They usually offer better interest rates on savings accounts and competitive rates on various loans. You might get a fantastic rate on a student loan, mortgage, auto loan or credit card.

And, like bigger banks, the federal government ensures credit union deposits up to $250,000.

The first step in selecting a credit union is to research those in your community and their membership requirements. Some credit unions are available to employees of specific companies, groups of public service or school employees, but offers extend eligibility to anyone willing to follow their membership requirements. Most credit unions today are open to the community, with only geographic specifications for membership.

A simple internet search is an excellent starting point. Develop a list of credit unions in your area. Then narrow your possibilities by researching eligibility, services offer and fees charged by each credit union.

Verify the current interest rates on their accounts. If you can’t find the rates online, call

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Cornerstone Credit Union Sterling branch, 615 W 3rd St. and ask them for the percentages Find out if there are any fees associated with the accounts you want to open. As with traditional savings and loan banks, you might be required to pay a fee if you fall below a minimum balance.

Check about other requirements. You might need to use your debit card a certain amount of times each month.

If you are in the market for a specific loan, research to see if the loan is issued by the credit union. Once you have found several credit unions offering that type of loan, compare interest rates and specials to see who has the best deal.

Of course, convenience is something to keep in mind. Check for availability of online services, weekday and weekend hours, where branches and ATMs are located.

You should also understand any fees associated with ATM or debit card usage. If you use ATMs frequently, those charges can add up fast.

Some credit unions belong to a nation network of credit unions for shared services. It might mean more access to ATMs and other services in case you move or go on vacation.

If you have children attending college in other cities, this can be useful.

Once you have completed your research, make a list of the advantages and disadvantages of each credit union. You can easily compare them.

Upon choosing your credit union, visit the branch so you can understand all of the services. Learn more about the benefits of membership.

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Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How To Choose A Nursing Home Facility There’s no more important step than assisting a loved one who needs ongoing care for medical or mental condition in finding a quality nursing home. Some choose nursing homes to recover after a hospital stay, but most require constant care.

A nursing home can provide a comfortable living environment for your loved ones while ensuring that all of their needs are met. As an added bonus, you can rest assured knowing that quality medical care is always nearby to meet any medical emergency that may arise.

You can’t put a price on peace of mind.

Placing a loved one in such a facility is never easy, but the choices can be made easier by making some basic decisions on what is important — nursing care, meals, physical therapy, a religious connection, hospice care, or special care units for dementia patients? Do you want a place close to family and friends so they can easily visit? These are all important criteria to consider.

Here are a few more things to think about if you believe someone you love could benefit from nursing home care.

Visit the facility Take a tour of the potential facility. You should intuitively feel warmth and safety in this environment. Your visit will also provide clues about the general atmosphere and morale of the residents. There should be lots of natural light, cheerful colors, bright wall art and hints of laughter from the staff and patients.

Focus on the cleanliness, staffing levels and the appearance of other residents. Is the air fresh and free from unpleasant odors such as urine, feces and stale food? Are there enough nurses and attendants on duty? Are residents appropriately dressed? Do they seem clean and freshly bathed?

Bring the prospective resident along for the tour. This facility may become home. Your loved one deserves to have a voice in selecting the facility. Feeling welcomed are cues that this could be a positive living experience.

Socializing is important. Are there opportunities for residents to meet each other? Reg-

ular activities such as music and crafts or an outdoor area for enjoying the sunshine will enhance quality of life.

Most nursing home facilities are happy to provide a tour of the building. Once you see the environment, ask for a consultation with a staff member. This is an opportunity for you to ask questions and address special needs of the prospective patient.

Possible questions might include availability of physical and occupational therapy, accommodation of appointments outside the facility and access to barbers and beauticians for the residents.

Talk with others You might have a chance to talk with a relative of a patient who is currently living in the nursing home. Don’t be afraid of asking them for honest opinions about the facility.

Query them about the staff and quality of care received by the residents. Solicit their input on whether you should place your own loved one in this facility.

These relatives are usually eager to share their experiences with you. Hearing their im-

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pressions will help ease your own anxieties about this important decision.

Ask the doctor If you are still unsure about your decision, or if you have reservations about the facility, discuss the matter with your loved one’s primary care physician. This professional should also be able to recommend good nursing facilities in your area.

The doctor may suggest additional facilities not on your original list. When your loved one has special needs, the doctor will know which facility or center can best meet these requirements.

Deciding to put a family member or loved one in a nursing facility is never easy. Carefully weigh the expectations of your family member with your impressions and the recommendations of others.

This is one of life’s most difficult decisions.

Taking the time and doing the research will result in a better quality of life for your loved one and peace of mind for yourself.

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If you have a large lawn or substantial piece of property to take care of, you’ll need the right equipment to not only mow and seed but carry supplies and tow attachments.

Zero Turn Mowers are the upgrade you need to navigate the terrain with the power and capability to maintain your land. These workhorses make quick work of taming acres of land.

Choosing the right Zero Turn Mower depends on several factors, such as the size of your property, towing capacity and, of course, price.

Here’s some guidance to help you pick the right tractor for your needs.

The right fit Zero Turn Mowers come in a variety of capabilities and price points which can range from $2,399 for a simple, basic model to $10,000 or more for a fully-featured, commercial-grade unit. In between, you will find a vast mixture of features and quality.

Select the right model by asking yourself how you will use the Zero Turn Mower. Lawn size is an important factor to consider. For a bigger lawn, you may need a wider mowing deck. Do you have any other planned uses for your tractor such as hauling garden supplies and bagging leaves.

High-end Zero Turn Mowers are more like pieces of farm equipment than traditional rideon mowers. You can purchase accessories for them, such as baggers, trailers, and pull behind accessories.

You are not only buying a lawn mower.

These mowers are platforms that can be used for all kinds of jobs. So check on the accessories that come with each model, even if you don’t plan on purchasing them yet. You may appreciate the choices in the future.

Speed and maneuverability Most people want to finish the job in the least amount of time.

While it is true that large mowing decks will cover more ground with each pass, there

are other things to consider as well.

The transmission and speed is also a factor.

The zero-turn mower is a popular option. These vehicles can turn quickly and precisely to cut lawns of all sizes and shapes.

While they have been used for years by commercial lawn crews, only recently have these mowers become affordable for the average homeowner.

Zero-turn mowers are particularly useful when mowing close to homes, playground equipment and other tight areas.

Durability The longevity of your Zero Turn Mower is also an important consideration.

The brand’s reputation should weigh heavily when you are making a decision. Research consumer reviews and talk to your friends and family members about the best brands of lawn products.

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Also, visiting a retail store and talking to knowledgeable salespeople will also help you.

There are plenty of low-end, affordable zero turn mowers out there, but few have a reputation for durability. It is economical in the long run to choose a well-built model from a reputable manufacturer.

Inspect the construction of each lawn mower carefully to verify that it will meet your needs. While you probably don’t need the extreme engineering and high price of a commercial-grade model, you ought to buy the best model you can afford and follow the maintenance directions closely. It will help you get the most usage for your money.

Finding a good dealer is an essential part of the process. When you locate an experienced local retailer with a long track record of happy customers, you will be well on your way to selecting the right Zero Turn Mower for you.

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HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

How To Choose a Zero Turn Mower

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Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How to Choose a Funeral Home The circumstances are never easy and may be emotionally crippling. Facing the death of a loved one requires planning that may be difficult. But there are ways to make this difficult decision a little bit easier on you and your family.

People often select a funeral home because it’s nearby or has been recommended by someone they trust. But by limiting the search to just one funeral home, you may risk paying more than necessary for the funeral and any additional goods or services offered.

Here are some tips to help make choosing the right funeral home less stressful.

Compare prices If you have had to make funeral arrangements in the past, you may be tempted to just go with the funeral home you have experience with. While this may be a smart option for some people, it’s not always the right option.

Depending on how long it’s been since you needed to make funeral arrangements for a loved one, the price of that particular funeral home may have gone up. That’s why it is wise to shop around and compare the prices of the various funeral homes in your community.

Ask for recommendations Even if you have never had to choose a funeral home in the past, you may have a friend or two who has. Ask these friends if they would recommend the services provided at the funeral homes they have used.

They may be able to share valuable information about the staff, facility and prices of a specific funeral home.

Ask about packages Whether your deceased loved one had a specific list for their final wishes or you have to make these decisions for yourself, it is import-

ant that you ask a potential funeral home what types of packages they offer.

You will find that not all funeral homes are created equal, and each offers their own different ways of handling a service. No matter what type of requirements you have, it is best to choose a funeral home that will cater to your specific needs in order to make this difficult situation a little less daunting.

Caring staff When visiting a potential funeral home, the funeral director can be a major deciding factor when you choose whether or not to use this particular company to handle the funeral of your loved one.

A caring and professional funeral director and staff will take the time to explain all your options in an empathetic way so you can make a better choice when choosing a funeral home.

If the director seems short or uninterested in your needs or makes you feel like you and your deceased loved one aren’t important, you won’t want to choose this facility to handle the funeral of your loved one.

While dealing with the death of a loved one is hard, choosing the right funeral home can help relieve you of some stress.

If you want your loved one to receive the proper funeral he or she deserves, following the above listed tips should help you make the right choice.

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Choosing the right office furniture reflects the image of your business and keeps employees comfortable, happy and productive. It’s not an easy or quick decision to make, since you can’t change it frequently.

There are endless options for office furniture, but don’t get overwhelmed.

Comfort, style and quality at an affordable price are the main things you’re looking for in office furniture. And chances are, there’s a store nearby willing to help you check each of those boxes in selecting new furniture.

Think about these points when you head out to shop for new office furniture.

Customer impression Your chairs, tables, filing system and even decorations will leave a lasting impression on your customers. Looks matter. Coordinated furniture and accessories will make your office appear more organized and reliable.

People don’t trust businesses that use worn-out chairs and uncoordinated decor. It will make your office seem careless and haphazard.

Keep your customers and employees in mind when picking furniture. New leather chairs will not look good next to an old, dilapidated avocado green table.

Create a strong impact by replacing entire sets at once.

High-quality sales Only consider furnishings and supplies that will stand the test of time. Replacing items frequently is not a smart business decision. While high-quality items may cost more initially, you will not have to spend time and money continuously searching for replacements.

Wise business owners know that quality means almost everything, even

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down to the smallest detail. An inexpensive ream of paper that you got at a discount could leave a bad impression on customers. It will also infuriate your staff members if the paper keeps getting stuck inside printers.

Any store that offers a long warranty is usually a good dealer. A desk with a 10-year warranty could save you a lot of money in the long run. Plus it shows the company has faith in its products.

Comfort It only makes sense that you should feel as comfortable as possible while working. It is vital that your office furniture feels safe for your staff and customers. It will have a huge impact on office morale.

You could possibly face legal action if your office furniture is not ergonomically correct. Ill-fitting furniture is the cause of carpal tunnel syndrome and other injuries. These problems often lead to workers’ compensation claims.

Only use furniture you can adjust.

Whether you need pillows, cushions or platforms, a little luxury can go a long way toward making your workplace more productive.

Convenience The best retail shops have in-depth knowledge about their inventory. They will inform you about which supplies or furniture will look best in your environment. An experienced salesperson will provide insights that are not in a catalogue.

Look for stores that focus on great customer service. You deserve personal attention. Verify that they have a reasonable return policy as well.

A store with a convenient location, store hours that match your schedule and good service will probably offer you great value for your money.

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

How to Select Office Furniture

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Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How to Choose an IT Specialist If your small business or home network is growing beyond your own tech expertise, or your devices are plagued with issues, you’ll need to hire a professional information technology specialist.

A good IT specialist is not just an expert in the technical aspects of your network and computers, but also knows data security and can absorb the big picture of your business or home needs.

That’s why it’s a good idea to locate a tech professional before you need them.

Here’s what to look for: Experience IT specialists come with a variety of concentrations and experience. Find a specialist who matches your needs.

Some people are networking experts on PCs, or Microsoft-based computers; others may only work on Apple computers.

When you speak with specialists, ask if they are certified in repairing, installing or troubleshooting the computers and peripheral device you are using. Inquire about how much experience they have with repair work and installation.

Communication skills It is important to hire someone with excellent communication skills. Computer networking, setup and repair are replete with jargon and acronyms. You need to understand what is wrong with your computer system and how it needs to be fixed.

Whether you are a business owner or home computer user, a good IT specialist will explain what decisions you need to make. You should be able to understand whether you need to upgrade your system or how you can improve the speed of your computer.

Not only will an IT specialist fix the problem, he or she will also inform and educate you.

With this new information, you can prevent future problems.

The best IT specialists will save you money and help you avoid common pitfalls.

Location IT specialists can work at your location, or you can leave the equipment at their repair shop.

IT specialists sometimes make house calls, especially if the issues involve a network. Interconnected equipment can be difficult to dismantle. A qualified professional can find the malfunctioning device quickly and solve the problem. House calls are usually more expensive.

Several repairs may involve specialized tools that are only found in a computer repair shop. Laptops, desktop devices and other portable equipment can be easily transported to a repair shop.

Your prospective IT specialist should tell you whether an in-home visit is required.

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Reputation IT specialists develop reputations quickly.

You can easily gauge the qualifications of a professional by his or her track record. Ask your friends and family for names of good IT specialists. Their recommendations may have a higher per-hour rate, but they are worth every penny. They will get your computers working again quickly and easily.

Always look for a professional who has the qualifications and experience to install and repair your system. This person should explain everything in plain English. With a little time and research, your computers will be running again in a short time.

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Those who seek out and collect antiques are driven by at least one of two passions: for the objects themselves and what they might mean to an individual or their interest in history, or they recognize their value and hunt antiques in order to connect with a collector. Sometimes passion and profit collide.

But there’s no denying that antiques and collectibles intersect at the point where nostalgia meets art in everyday things.

The character of older products and the sense of history dating back decades or generations can be inexplicably attractive. It’s because we know every antique piece has a story. Some have multiple stories embedded in the array of nicks and scrapes marking them.

And we’re often free to imagine our own stories about their pasts.

Antiques don’t go out of style. No matter what the piece, there’s a good chance it will always be of interest to someone — a collector, a museum curator, a professional collector or an auctioneer.

Usually, a piece should be at least 50 years old to be considered a true antique. But just because it’s old doesn’t mean it’s an antique.

“Collectible” and “vintage” are not synonymous with “antique.” That’s an important distinction to keep in mind when shopping for authentic pieces.

Many items considered antiques are simply collectibles. View-Masters, vinyl records, spoons and even thimbles are some examples of popular collectibles that are not antiques.

Also, vintage items are usually from a certain time period, such as the 1970s or 1980s.

When looking for authentic antiques, quali-

Showplace Antiques in Sterling ty, craftsmanship, manufacturer and history of the piece are paramount.

Where to find antiques But to truly find the best and most authentic deals, shopping your local antique stores is your best bet.

You are much more likely to get a better deal on an authentic piece at your local antique shop. Local shop owners like to build a rapport with their customers and love to talk about the history of their inventory. When you shop locally, you will also have the assurance of being able to validate works before purchasing them.

Online stores and sites such as eBay, flea markets and estate sales are great places to find antiques or collectibles. They might even offer you a good deal. But unless you really know your antiques use these venues with caution.

Know the difference between a genuine antique and a fake. And never buy something without inspecting it.

Auction sites may be convenient, but you

will have to add the cost of shipping and insurance to the price of the item. It is cheaper to find the same item at a local shop or estate sale. You can use an online auction site for research, to see what other people are bidding on the same or similar pieces.

Forming a relationship After you have located two or three prospective dealers, visit their shops.

If you are searching for a particular item, most dealers will try to locate it for you. If they don’t have the item, they might be able to tell you about another dealer who carries it.

Creating a good relationship with an antiques or collectibles dealer has many advantages. Dealers can give you their assurance you that the pieces are authentic and often offer regular clients better prices. Reputable dealers can also help you find other resources, such as conferences and conventions that can help educate you in the art of finding the perfect antique for your home or office.

307 First Ave., Sterling Monday-Sunday 10am-4pm SM-ST1956592

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

The Joy of Antiques

11

How to Choose a Jeweler

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

HOW TO

12

Jewelry becomes part of everyone’s life sooner or later— a wedding band, a watch, earrings or an accent piece — so you’ll want to find a skilled jeweler who sells or creates beautiful pieces with their own hands. They repair, clean and adjust items with ease.

So whether you’re seeking to purchase new jewelry or repair of clean an existing pieces, you want to work with a good jeweler.

How do you pick the best jeweler in your area?

Finding someone with excellent skills is the first thing to consider. Quality jewelers offer reasonable pricing and fantastic customer service. Do not make the mistake of basing your decision on cost alone.

They may also offer other products from off-site manufacturers. In general, they are an excellent resource.

Jewelers and watch repair technicians have undergone extensive training and should have certifications to prove it.

They also attend periodic classes to keep current on regulations within the industry.

Many jewelers travel to professional shows featuring the latest trends. They maintain their knowledge and understanding of the precious metal and gemstone markets.

Technical expertise isn’t the only aspect to consider. Customers who receive superior service are likely to return for future purchases.

You’ll want to work with someone who sees more than dollar signs behind each customer.

Guarantees are essential. It is a fundamental factor in establishing a long-term relationship with the public and a track record of satisfied customers.

People often regard their jewelry as a kind of financial or sentimental investment for family members. A professional understands the emotional bonds symbolized by a piece of jewelry, and treats it accordingly. Many jewelers are sensitive to the needs of each customer.

A discount store may offer an unbelievable price on a piece of jewelry. If it seems too good to be true, it probably is. Inexpensive prices are often an indicator of lower quality gemstones and metal components with lower puri-

SM-ST1959561

ty. When the item breaks, it might be impossi- and stunning quality of each piece. ble to take it back for a repair or replacement It is true that price is important, but it because the seller has moved on. Some dealers shouldn’t be your top consideration. You will focus solely on profit. get better value for your money when you do Doing business with a jeweler you know business with a jeweler you can trust -- now and trust will make a big difference when it and 20 years from today. High-quality workis time to make a significant investment in a manship starts with the jewelry and ends with ring, necklace or watch. He or she will make your satisfaction. every effort to get you the best possible price without sacrificing quality.

If you have been doing business with the same shop for a long time, you should expect a high level of service. The item should be guaranteed every time.

Anyone can sell jewelry.

Malls across America are filled with jewelry stores.

But a dedicated professional jeweler doesn’t just sell precious metals or gemstones. He or she brings a Venier Jewelers - Family owned and operated since 1945 keen eye for the beautiful

How to Choose a Storage Center

13 HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

Perhaps you’re running out of room in your apartment of house for storage items, maybe even a car or a boat, and an on-site storage building is not an option, it’s time to investigate storage centers.

If you’re looking into self-storage, chances are you’ve noticed there are a great deal of storage facilities looking to attract your business.

There are some important aspects to consider before selecting a storage facility.

Location Location is a key factor when selecting a storage company. Your ideal facility should be close to your home or office for ease of access. If you need to add or take something out of storage, you will be glad that you picked a convenient location.

Avoid using companies in risky neighborhoods. The overall security of the facility will be stronger when it is in a safer part of town.

Security Security is another important consideration. Your belongings should be safe for the duration of the rental. Visit the facility in person to verify its security protocol. If you can’t see the center in person, talk to a knowledgeable representative on the phone. The best facilities have three security layers.

1. The building has a security fence that is not easy to climb. It should be topped with barbed wire to discourage attempts to infiltrate the perimeter.

2. Heavy, secure doors seal the center. Keys, codes or even biometric door locks safeguard your stuff.

3. A professional security guard should be on site at all times.

Unit Sizes and Climate Control Features The amount of belongings you have will determine the unit you need. Some self-storage centers offer units as small as 24-square feet. If you are storing furniture or a vehicle, you will probably need a unit that measures at least 300-square feet.

Also, if you are storing sensitive items, such

as musical instruments, look for a unit that has climate control. You can request to have an air conditioned or humidity-regulated unit.

Hours of Access Determine how often you will need to visit your items.

Some people store their belongings for several months. They may only need access to them once or twice during that time. Other people might need to visit their unit several times a week.

The hours of operation should fit your schedule easily. If your schedule is unpredictable, you might consider using a storage center that is open 24-hours a day.

Price Don’t search for a bargain. Price should not be your only consideration. After all, if you

choose an inexpensive facility, they may be cutting back on important aspects. Maybe they don’t have as much security as other facilities.

Maybe the building is not maintained well.

Selecting a facility based solely on a low price may cause you to pay in other ways. It is not fun having your items stolen or damaged.

Of course, within a storage facility, a smaller unit will be cheaper to rent than a larger one.

But if the overall prices are lower than average, be very cautious.

The best way to find a good storage center is word of mouth. Ask your social network for recommendations. Advertisements, the Yellow Pages and even the internet are good sources of information. Be sure to check out several companies before narrowing your search.

Start early, take your time and follow your intuition. That way, you can’t go wrong.

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HOW TO

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How to Choose an Insurance Company Let’s face it: Purchasing insurance isn’t fun.

But not having insurance — or not knowing how to access it in an emergency — is worse.

And if there’s a loss to your home, auto, or business, the last thing you want to have to do is figure out who’s your insurance company is when your life’s been turned upside down.

Insurance guarantees you peace of mind and protection, so choosing the right insurance company is a worthwhile investment of your time. But unless you know what you’re looking for in an insurance provider, you shouldn’t pick a company based on their marketing hype alone.

Premiums from company to company can vary widely, as can the type of coverage they offer. So, before you purchase a plan, you need to understand exactly what type of insurance you’re buying and how it will affect your bottom line.

Know your policy You will have to take a look at the fine details and figures for each policy. If you are in the beginning of this process, insurance representatives should act more like teachers instead of salespeople. Your choices may be complicated, with a range of pricing options, deductibles and exclusions. A good company will give you choices, explain them clearly and let you make up your own mind.

While reviewing your options, make sure you are comparing similar policies. If a premium seems unusually low, it might have a higher deductible or more limitations.

It is important that you get as much information as possible about each policy before making a decision.

Customer service Customer service always plays a key role in determining which company is best. If you’ve had friends or family who have filed insurance claims previously, ask them about their experiences.

Some insurance companies have better reputations than others. Gathering all of these experiences will give you a good idea of how you

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might be treated.

Each company has a different customer service philosophy. Some of them prefer to use a local representative to communicate with clients.

Others will discuss policies through their website or a 24-hour phone number.

Many insurance companies, however, use a combination of these methods. They might give you 24-hour access to national representatives along with a local advisor.

Financial strength An insurance company is only as strong as its balance sheet. Financial strength is especially important these days.

Every insurer is independently rated based

on their finances. An insurance agent should inform you of the company’s rating and tell you what it means. A good rating means the company can make a payout in the event of a catastrophic event. A reputable, stable, well-capitalized insurance company is also likely to have more coverage options.

While your insurance premiums are an important factor, it is just one piece of a complicated puzzle. Choose a company that will not only give you a fair price, but who will also be prompt and courteous in the event you have to file a claim.

The right insurance company will treat you well at every level of interaction, provide quality coverage, and pay out in a timely manner should there be an accident.

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Robert Maltry, Agent 709 N Brinton Ave Dixon, IL 61021 (815) 288-4206

Families spend a lot of time in their kitchens — and not simply to eat. It’s often the prime entertaining and gathering space. An outdated kitchen can make cooking and gathering less fun for friends and family, and make cooking a chore rather than an exciting experience.

Kitchen remodeling is the No. 1 project for many homeowners, but many delay it because the process can seem so expensive and daunting, but hiring an experienced, qualified contractor can spare kitchen nightmares and bring your design dreams to life.

Here’s some factors to consider when hiring a kitchen remodeling company.

Contacting kitchen remodeling companies in your community to get a rough idea about the cost and scope of the project you have in mind is a good place to start. Your local home improvement store might have information for licensed contractors in the area.

Once you have compiled a list of professionals, ask them for quotes. They will likely have to visit your home to look at the room. Estimates should be based on the total work that needs to be done.

If you find someone who hesitates to give you a quote in writing, cross them off your list and look for someone who is more forthcoming.

Sometimes, remodeling requires work from a sub-contractor. It is difficult to know at the beginning whether sub-contractors will be necessary. Chances are, if you receive similar information from several different professionals, you can trust the advice.

Another aspect of any estimate will be time.

Ask each contractor about the time it will take to complete the project. All professionals should be able to finish the project in roughly the same amount of time. If there are any contractors that vary greatly from the average time frame, you should ask them why they differ so greatly.

After narrowing down your list, check each individual’s or company’s references to ensure their reputation. Speak directly to anyone who has hired them for previous work.

Inquire about the quality and dependability of

the workers.

If anyone is unable to provide you with references or contact information, you might want to reconsider using them.

Once you have decided on a licensed contractor or kitchen remodeling company, ask to view the contract. This document should specify any task involved in the project, including its cost and time for completion.

Before signing, request proof of the individual or company’s licensure. Be sure that they have current accident insurance coverage. If they do not, you might be liable for any acci-

Contact Our Designer!

Holly Westgerdes, AKBD - NKBA Certified Associate Kitchen and Bath Designer for 16 years - 1st place 2008 Design Visions recipient - Published in Chicago Trends Magazine

dents that occur on your property.

When sub-contractors are used, they should be under the umbrella of the head contracting company. If not, separate written contracts may be necessary. Review each sub-contractor just as you would the head contractor: check references, licensure and insurance coverage.

Choosing the people who will remodel your kitchen is an important decision. Finding someone who will stay within a budget and complete the job in a timely manner will go a long way toward giving you satisfaction with the end result.

Call us today for a complimentary design consultation! www.BossCarpetOne.com Dixon

329 IL-Route 2 Next to Sinnissippi Center (815) 284-3933 SM-ST1956962

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

How to Choose a Kitchen Remodeling Company

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How to Choose a Memory Care Center As cases of Alzheimer’s and dementia have increased, so have the facilities that offer memory care. The rise in prevalence of these diseases has fortunately spurred an increase in alternative and traditional treatment options.

If you or a loved one are suffering from Alzheimer’s or dementia, a memory care center is one such option that could prove a major help.

These centers may be part of an assisted living center or operate as standalone facilities.

Which you choose depends largely on individual circumstances.

Here’s a basic primer in what you need to know when considering a memory care facility.

Staff The experience and attitude of the staff members is one of the most important considerations. They should treat all patients with kindness and respect.

The center should also provide continuing education to employees to assure that everyone is up to date with the latest in memory loss research and care.

Always visit a memory care center before admitting a loved one. Tour the facilities to make sure the building is clean and organized.

The atmosphere should be calm and relaxing.

Consistency and stability are important to those suffering from memory loss. The center should have a low turnover rate among staff members. No memory care center should rely heavily on part-time workers.

Ask about the ratio of staff to residents, as well as the backgrounds of any medical practitioners employed by the center. Your loved one needs personalized care and attention. It is vital that the center has enough workers on staff to provide quality care for your loved one.

Secure, comfortable setting Quality memory care centers will resemble comfortable, inviting homes. They should not look like hospitals.

The facility should be clean and sanitary without appearing sterile. A center’s cleanliness is an indication of the dedication and price of everyone who works there.

Ask questions about the activities offered to residents, how visits are handled and the types of therapies available.

Because patients can sometimes forget where they are, it is important to ask how the center protects its residents. What kind of security features do they use? Note your general impressions of each center you visit.

Support Quality memory care centers have support services for residents and families.

Symptoms from dementia can range from mild to extreme. The center should be equipped to handle all stages of dementia.

The best centers have support groups for residents and family members.

You and your loved one should be comfortable with the memory care center you choose.

The best facilities can give patients a much needed boost and improve their overall quality of life.

Embrace personal freedom and explore the endless opportunities to connect with others, join in activities, and live your life to the fullest. Our team of professional and compassionate caregivers are here each day to make sure the individuals in our care enjoy an extraordinary living experience in an exceptional environment.

124 Liberty Court Dixon, IL 61021 (815) 285-2000 www.LibertyCourtSeniorLiving.com

Call Andrea at (815) 285-2000 today to schedule a tour!

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Tim & Patty Oliver Shopping is easier when you know what you’re looking for – especially when it comes it meat.

Gazing at the meats available at your local grocer, you may able be able to identify the simpler choices (hamburger, certain steaks).

They’re all labeled of course, but there’s no real guide to which are the best cuts of meat.

If you don’t have access to a local butcher, the following tips can help you through the process of finding those cuts.

Choose the right cut of meat for your recipe.

Consider how you are cooking the meat and what you want your result to be. Traditionally barbecue uses less tough cuts and cooks them slowly until they become soft and tender. A brisket can become delicious and tender if you smoke it slowly over low heat for hours. A Porterhouse or T-Bone are best cooked over high, direct heat for a short time.

Consider the density or toughness of the meat and its fat content.

Density can be hard to ascertain, so usually the cut indicates the density or toughness.

Meats culled from different areas of an animal tend to be more or less tender.

Marbling – small streaks of fat running

­

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Where Fresh and Friendly Meat

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through the cut – can sometimes tell you about the fat content. Many people think marbling gives the Steak its best flavor. However, the quality of the marbling is important. Thick and consistent cuts of marbled meat would need to be slow – cooked to release the flavor and small, thin ribbons of fat are usually excellent for a traditional steak cooked over high heat.

Examine the color of the meat to see how red of the color is.

Meat browns quickly when exposed to air.

If you fin bright-red meat without additives used to preserve that vivid color, then it is an ultra-fresh cut.

Novice cooks might start with a cheaper cut of meat, such as a sirloin steak for grilling.

Once you have practiced your grilling skills, work your way up to expensive meats

such as New York Strips, T – Bones, Filet Mignon and Porterhouse. Ultimately, it is the quality of your cooking skills, coupled with your selection of meat that will make a great meal.

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How to Choose the Best Cuts of Meat

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How to Choose a Paint Store Painting your home is among the bigger home-improvement jobs you’ll confront, but it’s also a perfect money-saving do-it-yourself project. But it’s also easy to make mistakes by jumping in without considering all your options and the proper materials to use.

If you have little or no experience painting, working with a good paint store can be a major help. Not only can a knowledgeable paint store help you pick the right type of paint and applicators for your project, they’ll be able to keep you abreast of the latest paint technology and trends. In addition, they’ll be able to mix paint to get that color just right for your project.

Here is what you’re looking for in a quality paint store.

Selection There’s an enormous variety of paint colors and textures. Oil-based and latex paints are available in a wide range of finishes and compositions.

They are also available in different grades.

Cheaper paint may be thinner, messier and harder to apply than its thicker, premium competitor. You will also have to determine if you want to work with a primer. Some brands require specific primer, while other brands have products that are “paint and primer in one.”

A good paint store will have far more than just one line of products. They will stock paint designed for concrete floors, industrial paints that can withstand certain temperatures or chemicals, and paints that will reduce mold growth.

It may seem overwhelming, but more choices will give you a better results and hold up over time. Knowing your specific priorities and considerations will help guide you toward the right paint for your project.

Advice Even the most experienced house painters sometimes need guidance. So don’t be shy about asking for advice.

And a good paint store will be happy to provide painting pointers. Not only will the best stores

sell quality products, they will also have staff who are ready to offer suggestions and recommendations for your particular situation. Most are very knowledgeable about their products.

They should also offer tips on how to apply the paint. You can spend money on high-end paint products, but applying them incorrectly will give you terrible results.

The paint store you choose should be able to offer you expert advice on all aspects of your project, from product selection to prep work and clean-up.

Design With so many color and style selections, a good paint store can offer design advice for getting the look you want.

When it comes to paint, there are endless possibilities, and the best paint store staff will help you navigate through the selections. They will know the latest style trends and offer recommendations for color palettes that work well together. If you bring them a fabric swatch, they should be able to create a duplicate color in paint.

Choosing the right paints and accessories takes experience and, quite often, some trial and error. Be certain to get prices for mixing sample colors up front. Don’t be afraid to put small quantities of these sample colors on your walls to test out your design. Once you’ve selected the right colors, go back to the store to purchase larger quantities of the paints to complete your project.

Formulated for the frequent painter, Ace Contractor Pro is ideal for rental units, commercial buildings and maintenance jobs.

Easy application with sprayer, roller or brush provides a pro-grade finish at a low cost.

Choose from any Clark+kensingtion® color or custom match to any color.

Ask an associate for details.

900 N. Galena Ave., Dixon, IL 815-288-7841 www.acerentalplacedixon.com

SM-ST1956975

The insurance needs of every home and property are different. So it makes sense that farms, too, have unique insurance requirements.

If you run a farm, you need specialized insurance to protect your investments in equipment, buildings, livestock and crops. Many farmers are well schooled in their understanding of planting schedules and farm equipment, but aren’t experts on the complicated workings of insurance coverage.

A sound insurance policy can make the difference in whether their business lives or dies in the event of an accident or other catastrophe.

When you are in the market for farm insurance, here are some things you need to keep in mind.

Increased liability With the farming industry changing at a rapid pace, you may have more exposure to the prospects of lawsuits and damages.

Contact with the general public, for instance, brings risk. Roadside produce stands, agri-tourism events and even “pick-it-yourself” fields bring a potential for liability if someone is injured or harmed on your property.

You might also be held liable if someone gets sick from eating your crops.

Every farm is different, with various sizes and types of operations. You might need different coverage from other farms. Have a meeting with your insurance agent to talk about your changing needs when it comes to liability coverage. The agent should develop a customized solution specifically for your needs.

Know your policy Farm policies are very different from other insurance products. It is important to understand your coverage.

When you meet with your insurance agent, ask the following questions: — If my house is on the farm, does farm insurance cover it for damage?

— What types of damage to my farm equipment does the insurance policy cover?

— Does the policy include all the barns and buildings on the farm?

— How are my livestock covered?

Policies are different. Some may cover livestock, buildings and equipment, while others will provide coverage from disasters, floods and other harm.

Find an insurance agent who is specially trained

to look for risks that exist on farms. You should identify these things and insure against them before they happen. It is better to be prepared rather than feel regret.

Important Questions to Ask Your Agent: Does my home, buildings, equipment, or other farm property have Actual Cash Value or Replacement Cost coverage?

Actual cash value is typical for the outbuildings and equipment, and when a claim happens depreciation is taken into account. (Ex. Roof is blown off a smaller machine shed and needs to have a replacement done. The cost of the new roof is $20,000.00. Assuming a $1,000 deductible. On Actual cash value the age and condition would be taken into account for how much coverage would apply, so if the roof has 75% of the useful life left, the claim payment would be $15,000 for the roof and less the $1,000 deductible = $14,000 check. If they have Replacement Cost, (because the condition is good, limits are higher than with ACV, and typically a higher rate) the claim payment would be $20,000 less the deductible for a check of $19,000. Not knowing which you have until after the claim has happened can create hardship if you are expecting the $19,000 but only receive the $14,000 due to the coverage that is in place.

Do I have the proper and adequate limits on my home, outbuildings, equipment, and other farm

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property for my needs?

Some people don’t have a great feel for what the costs of things are for repairs and the conditions that need to be met for claims payments to be made appropriately. Some people insure buildings for very little because they just want some coverage in the event it blows over, as they are not going to rebuild it. However, if the building cost $50,000 to build 20 years ago, it could be $75,000 to $100,000 now to build depending on the circumstances.

Firm strength Make sure you are dealing with an insurance company that has a strong balance sheet and good reputation.

Insurance companies receive ratings based on their finances. A good agent will discuss these ratings with you.

It is equally important to understand the company’s reputation for dealing with claims. Good insurance companies handle farm claims quickly, fairly and professionally. It is always a smart idea to ask other farmers in your area about insurance companies. They may even have some recommendations for you.

Knowing how to protect your farm, equipment and livestock, and getting the right coverage will protect you as well as give you peace of mind.

Meeting all of your Farm Insurance Needs

Contact one of our Qualified Agents to see how they can help Hanford Insurance Agency Prophetstown 309-944-8670 Hanford Insurance Agency Erie 309-944-8671 Mark Gillis Insurance Agency Rochelle 815-561-2800 The Cornerstone Agency Morrison 815-772-2793

The Cornerstone Agency Tampico 815-438-3923 Sauk Valley Insurance Services Dixon 815-288-2541 Dykstra & Law Agency Fulton 815-589-2200

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

How to Choose Farm Insurance

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How to Choose Hospice Care

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

HOW TO

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When choosing hospice, you are choosing a type of care that specializes in caring for those who are in the last six months of life. It’s an emotional period for anyone, but an important decision that will ensure a loved one will receive the care and comfort they deserve.

According to the National Hospice and Palliative Care Organization, only 50.7% of people choose hospice care when they are faced with the possibility of death. But hospice is not only for the dying. Loved ones also benefit from hospice care, as nurses, home health aides, social workers, bereavement counselors and chaplains will support them with education, and emotional & bereavement support through some of the most difficult moments in life.

Hospice care can be provided in the patient’s home, assisted living centers, nursing homes, or an in-patient hospice home.

While all hospices are regulated by the government, each hospice has meaningful differences in personnel, policies and facilities.

Here are some things to consider when selecting hospice care: Location Hospice specializes in making the patient feel as comfortable as possible. Care can take place anywhere. Patients can even receive services in their own homes, or wherever they call home – a nursing home, assisted care center, or where they are most comfortable.

Some cases may require more specialized care than others. The patient can also choose to stay in a hospice home that can give them easy, 24-hour access to nurses, medication and medical equipment needed for their comfort.

The hospice team and your physician can discuss the options with you and your family to help determine which might be the best option for your specific situation.

Communication Pick a hospice service that helps you feel at ease. You are going to have to ask and answer some extremely difficult questions. Death is a tough subject to discuss. Clear, caring commu-

Registered Nurses Home Health Aides n Trained Volunteers n End of Life Nursing Care n Bereavement & Chaplain Services n Inpatient Unit n Not for Profit Agency n n

nication is absolutely essential.

A quality hospice program will give you all the time and personal attention you need to ease your mind.

Picking a hospice involves having the right feeling. If the hospice staff is personable and makes you feel comfortable, that’s a good sign.

Referrals Every patient who receives hospice treatment must be qualified by a physician. Usually, this means there is a life expectancy of six months or less.

Since some physicians may hesitate to broach the subject of hospice care, you may need to bring it up yourself. Ask whether hospice care would be appropriate and which services might be most helpful to ease the endof-life process. It is never too early to request a referral visit if hospice care is appropriate for you and your family. In 2018, the National average for days in care for patients receiving service ranged from 1-7 days of care at 27.9% to >180 days at 14.1%. Helping families and physicians to have end of care planning conversations earlier is a goal for hospice to ensure patients and families receive the maximum benefits that they have available.

You can also approach a hospice facility directly to ask about their services. They will help you determine which care is most appro-

priate.

Hospice care has been growing since the 1990s. It is possible to die with peace and dignity. Hospice can help make the end-of-life experience a little easier for the patient and their loved ones.

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Choosing an acupuncturist is unlike choosing any other health care provider. While you many know that the practice is part of Chinese medicine, beyond that an acupuncturist’s qualifications aren’t nearly as well-known as those of medical doctors or even chiropractors.

And although the practice has become more widely known and accepted, the practice of any medical care in the wrong hands can be dangerous so it pays to educate yourself before you go looking.

The Eastern medicine practice goes back as much as 5,000 years and is defined as the natural healing force uniting the universe and the body in terms of two opposing forces, the “yin” and the “yang.” By inserting small, mostly painless needles into various pressure points, the body is brought back into its proper balance.

But the value of acupuncture isn’t just an Eastern myth. For many years, Western physicians have confirmed that acupuncture can help relieve chronic pain, migraine headaches, fibromyalgia and osteoarthritis-related symptoms, among other stresses. Researchers also believe it’s valuable in the treatment of post-traumatic stress, depression and anxiety, as well as control the side effects of chemotherapy.

In short, this once derided therapy now ranks among the top non-medical, non-pharmaceutical medical treatments with proven benefits.

How to Find a Skilled Acupuncturist Increasingly, most medical doctors understand their patients desire to seek alternatives to traditional methods of treatment. It is now not uncommon for physicians to recommend acupuncture as either a primary or additional treatment when confronting pain in all its forms. You may want to check with your insurance provider as well, as many companies offer coverage for selected acupuncture services.

Furthermore, if you have friends or family that have undergone the procedure, ask them about their experience and whether or not they would recommend the acupuncturist they

went to.

Certification is key in choosing the right acupuncturist. It indicates a practitioner’s level of training, skills and prior experience. A qualified acupuncturist will have all this information readily available.

A licensed practitioner may also offer other valuable health services, such as herbal medicine and cupping. These treatments are sometimes used in conjunction with acupuncture.

Key points to consider Acupuncturists practicing in the United States must use sterile, one-time-use needles, and work in a safe and clean environment.

• Ask to see the rooms were sessions take place and make sure standard medical cleanliness practices are adhered to, such as clean hands, covered tables and properly disposed needles.

• Don’t be afraid to request a consultation, just as you would with any healthcare provider. Acupuncture specialists should understand the concerns of prospective clients and should be willing to discuss your options ahead of time.

• Any questions you may have should be an-

swered before booking an appointment. Your acupuncturist should be able to explain the benefits and risks of treatment. Make sure you understand what their methods are and how often you will need to come in for treatment sessions.

• Look for an acupuncturist who asks you questions as well. Traditional Chinese medicine takes into account all aspects of one’s life in order to determine the right treatment, and a skilled practitioner will ask you all manner of questions, from diet to family history to daily activities.

Some of the questions may even seem odd or invasive, but they are necessary. The acupuncturist who doesn’t make any inquiries about your health, mental well-being and personal surroundings might not be the best choice.

Acupuncture in itself may be beneficial to many because when performed properly it is safe, has few if any side effects and can be effectively combined with traditional medicine.

As the ancient Chinese might advise, choose wisely and with all these questions in mind and you may find yourself surprised at its benefits.

Acupuncture can rebalance your body, clear your mind and improve Your health and well-being.

Relief for:

• Back and Neck Pain • Headaches/Migraines • Stress & Anxiety

• Fertility • Insomnia • Sciatica

Kirkland Family Chiropractic Center

(815) 380-2180 | 229 1st Ave., Suite 2 • Rock Falls, IL • Dr. Ashley Kirkland

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HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How to Go Green in Your Community

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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If you’ve already “gone green” at home, imagine what it would be like for your block,neighborhood or entire community to become more sustainable. Green communities exist in many places in the United States and more are popping up as protecting our environment becomes a national priority.

Eco-living for an entire community is a challenge and takes commitment. It won’t happen all at once, but taking small steps will show others the positive impact and encourage them to join the effort.

Here are some tips for making going green a simpler task: Recycling

Communities throughout the country have programs to recycle glass, plastic and paper products. In many communities, you only have to leave your recyclables in the proper bins to begin recycling. During trash pickup days, sanitation companies will collect everything for you. It doesn’t take much work, and the benefits are huge.

If you are already recycling, be sure that you are using the program to its fullest. While you may be recycling bottles and cans, check to see if you can recycling paper products as well.

Other people start compost piles in the backyard to recycle raw materials. It costs nothing and can also provide nutrients for the soil.

Consider purchasing products made from recycled materials. You can find stationary, furniture and even clothing made from previously-used materials.

Compact fluorescent bulbs

Compact fluorescent light bulbs, or CFLs, last longer than traditional light bulbs. They use less heat and energy. That means you will save money on your electric bills. Although the bulbs look odd, they will pay for themselves quickly.

Of course, turning off lights is also a fantastic way to use less energy. Encourage your family and friends to do the same at their house. It will help them save money on their energy bills.

How to avoid recycling contamination

Efficiency audit

Getting an expert to look at the efficiency in your home is a great way to go green. It will reduce your carbon footprint and help you save money. An efficiency audit will tell you about heat and energy losses. These specialists, sometimes employed by electric companies, can also recommend options to boost the efficiency in your home. They might suggest sealing ducts, doors and window. You might be advised to replace old appliances and furnaces. Be sure to use a professionally trained auditor knowledgeable about all aspects of energy usage.

Limit speed

How you drive your car can have an impact on the environment. Driving within the speed limit will limit your gas usage. It is also safer.

Decreasing the amount of gas you burn results in fewer pollutants being released from your tailpipe. Many experts advise driving 55 miles

1. Know what to throw

Cardboard, paper, metal cans, plastic bottles and jugs

per hour for maximum benefit.

How you accelerate is also important. Flooring the gas pedal burns more fuel and creates substantially more fumes.

Also taking public transportation is a great way to go green. Riding a bike will help the Earth and your waistline.

Volunteer

Volunteering with like-minded groups will also help the environment. Groups such as the Sierra Club are dedicated to environmental preservation. They need volunteers. Becoming involved with a group will help keep you abreast of new information and trends. It is a fun way to make friends. When people join together, they can have a greater impact.

Going green is fun and cost-effective. Making small changes every day will take hardly any effort, and it will be worth it in the long run.

Simple as 1-2-3 2. Empty.

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3. Keep it loose Never put recyclables in containers or bags

RecyclingSimplified.com ©2018 Republic Services, Inc.

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Modern desktop and laptop computers are far less prone to breaking down than they used to be. Indeed, by design newer machines prohibit taking them apart lest you violate a manufacturer’s warranty.

But that doesn’t mean they never have issues or you need to ship your computer off to the factory if it does break down. Qualified repair specialists — from company experts at Apple Stores to local experts in your neighborhood shops — exist to fix what ails your machine.

Here are some things to consider if you’re looking for someone to work on your computer: Type of device Do you use a PC (personal computer) or a Mac (Macintosh)? Most computer specialists will focus on only one system. If there’s a picture of an apple on your computer, you have a Mac. If you are unsure, chances are you have a PC. PCs and Macs are quite different from each other. Choose a technician who focuses on your brand of computer.

Is your computer a desktop or a laptop system? They often have unique issues, so find someone who can work on your type of computer. Desktop systems consist of a tower, monitor, keyboard and mouse, though Macs are often self-contained with only a keyboard and mouse. Laptops are self-contained in a package that travels easily.

If your tablet or smartphone is giving you trouble, be sure to find someone who specializes in those devices.

Someone in your social network has likely had computer issues. Ask them for recommendations. You might also consult with the IT department at your workplace. They will be able to point you in the right direction.

Electronic vendors often have a help desk who can also suggest qualified technicians in your area. Or the store might have specialists on staff that can help you.

You can also use your local newspaper as

a resource. Oftentimes, computer specialists have promotions and specials that can save you money.

Experience The ideal specialist is someone who has successfully fixed many computers. You don’t want someone using your machine for on-thejob training.

Ask how long they’ve worked on computers and how they keep up with new innovations.

Experienced specialists attend seminars or classes to learn about the latest operating systems and hardware.

Training and Certification Microsoft and Apple give software certifications to technicians for completing a specialized training program. Anyone who has these certifications has demonstrated the discipline necessary to how the ins-and-outs of these specific systems; however, that is no guarantee of a technician’s ability. In the world of computers, experience and skill carry more weight than a diploma.

Price As with most essential services, don’t auto-

We stand behind our work!

matically choose the person who offers you the lowest rate. If something goes wrong during a repair, you may have to pay additional fees to solve the problem. But that doesn’t mean the highest priced vendor will offer you the best quality or service.

Small shops and individuals typically have the best deals because they don’t up sell you on services or software that you don’t need.

Make a Personal Visit Visit the computer repair shop where your potential specialist works.

Be wary of sales representatives who might try to sell you a new product rather than fixing the problem. Ask to meet with the technician who will work on your computer.

As you describe the problem, watch the technician’s response carefully — both words and body language. Do they speak knowledgeably and in a way that instills confidence? If not, take your business elsewhere.

It is important that you feel comfortable and confident handing your computer to the specialist.

When you find the right mix of experience, skill and price, you can rest easy that the problem will be solved.

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COMPUTERS (815) 288-4695 734 N Galena Ave, Dixon, IL

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How to Choose Mental Health Services Fact: Mental health disorders are real, common and often treatable. An estimated 1 in 5 American adults1 (nearly 44 million people) and 13-20% of children living in the United States will experience a diagnosable mental health disorder in a given year, according to Mental Health America, an advocacy organization.

Where to find help will depend on age (adult or child) and the type of disorder or symptoms experienced. But qualified professional assistance is more available than ever.

Here are some things to keep in mind when looking for a treatment center.

Flexibility Everyone is different. Needs vary from person to person, depending on the diagnosis.

One of your first considerations is to look for a center that does not offer a one-size-fits-all approach to healing people.

The best facilities will have a wide array of treatment options. Then they will tailor their services to fit specific situations.

These centers will have a range of choices. At one end of the spectrum, there might be short-term outpatient care that can be performed in any setting, much like one-on-one counseling. At the end, there is full-time, longterm inpatient care in a hospital setting.

But most cases will be somewhere in the middle of these two choices. An ideal care center will be able to offer custom treatments for individuals. Whether you are seeking short or long-term care, the staff will be able to match you with the best care for your needs.

Team approach When people think of psychiatry, they often imagine one-on-one sessions with the patient laying on a couch. In reality, mental health care may involve a multidisciplinary approach.

Psychiatrists and psychologists are just the beginning. Other behavioral and wellness professionals can also assist in treatment.

There may be medical professionals like nurses and licensed therapists, along with

social workers, case managers, teachers and therapists. It all depends on the diagnosis and desired outcome.

A good treatment center will be able to utilize a team of professionals who can work on a patient’s health from multiple angles for the most successful results.

Family involvement Support is vital. When family and others get involved in the recovery process, it makes a huge positive impact on the individual.

Mental health professionals appreciate the support that a family can give the patient.

In addition, some issues — especially addiction — often leads to emotional and stressful family struggles. It is essential that the whole family learns how to deal with these dynamics.

Education is key. The best treatment centers encourage honest, open dialogue among family members. The family must establish healthy, clear communication about the issues they’ve

been experiencing.

Emotional, mental and substance abuse issues do not affect just an individual. Everyone feels the impact in major ways, and all of those people can become involved in supporting the right health solution for the patient. And themselves.

Ongoing services Reputable treatment centers will have a strong aftercare program. They will recommend a course of ongoing, continuing care to keep the patient on track with their recovery.

This last stage can make a big difference over the long run. It will help the patient ease into daily life while still receiving continuing care.

A mental health center should be able to arrange for ongoing services, such as outpatient care, support groups or recovery residences to ensure as smooth a transition as possible once the initial, intense stages of treatment are completed.

Providing Care....offering Hope

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It’s no secret there are far fewer travel agents around now than 20 or even 10 years ago and although the popularity of booking travel online had tried to decimate this career field, using a professional travel designer is now the hottest new thing that never went away! In early 2020, when the coronavirus pandemic forced the closures of international borders and stayat-home orders became the norm, many travelers were left scrambling. Along with expensive rebooking and cancellation fees, travelers were faced with long lines at airports and even longer wait times with customer service representatives. But for consumers who had employed a travel agent, or travel advisor/designer, to book their trips, it was a different story. They were busy securing flights without change fees; negotiating future travel credits; doing the legwork on behalf of their clients to avoid them having to pay anything more. This unfortunately was not always the case for those who had booked with popular on-line travel companies, some even shut their phones off or their clients were left for hours on hold fending for themselves. It was proven that during the COVID—19 pandemic, having the backing of a professional travel designer was a must.

Here’s how to find a good travel agent: Eleven states require travel agents to be state-licensed. Many of these states only require the agency to have a license and pay a fee.

These stipulations offer no real protection for travelers. There are some other ways you can discover if a travel agent is competent, knowledgeable, and honest. First of all, find out if the agency is a member of the American Society of Travel Agents or the Association of Retail Travel Agents. Using an ASTA-affiliated member means you are working with someone who has been vetted and follows the organization’s code of ethics, which can be important should you need a dispute or complaint resolved.

Many are also certified through the Travel Institute, which accredits agents based on their expertise. With many consumers turning to social media, finding a professional travel

designer can still be a confusing maze.

Always take care when handing over your hard-earned cash, just because you see a travel company’s Facebook page and pretty pictures, does not mean that they are a professional travel agency or advisor. So many options nowadays; you have on-line agencies, home based agencies, store front agencies. As a rule, most travel agents are well-trained, competent professionals who work hard for you. But taking the time to look at or ask about their credentials, certifications or ask whether the agent or agency is licensed, can save you a headache down the line A competent travel designer can be a great asset. Certified travel professionals have an edge over the digital world. They work for you to ensure you have the best deal and back up their bookings with personal service that can’t be achieved when booking online by yourself.

Travel designers are professionals who know every trick in the book when it comes to ensuring a trip will go smoothly. For a fee, these agents will plan every aspect of your vacation, leaving it up to you only to relax. Best of all, if something goes wrong your agent will be a phone call away with a fix...

Choosing one is no different than choosing a doctor or lawyer. Get advice from friends and relatives who use an advisor they trust. Since

travel choices are personal decisions that reflect individual desires and lifestyles, you will want to visit or call several travel agencies to find the one that best suits your needs. Consider everything from the appearance of the office to the travel advisor’s willingness to listen and answer questions. The best advisors want to establish a long-term relationship with a client, not just make one sale.

Destinations Travel Services have ALL the above listed credentials and licenses, and this is why you should always book with a Professional Travel Advisor. They are not a call center - they are your personal travel advocate.

They don’t work for the cruise lines, resorts, or airlines, they work for you!

When you find a great travel agent.

If you have found the world’s best travel agent right in your neighborhood, throw her all your business. You will not do better anywhere else. She can see everything the booking engines can see, and sometimes more. She will make a living, you’ll become a preferred customer and the world will be a better place Using a professional travel advisor will make any good vacation GREAT!

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HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How To Choose a Carpet Cleaner

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

HOW TO

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Ask any homeowner what they like least about their carpeting and they’ll quickly reply, “Keeping it clean.”

While carpeting has advantages, keeping it plush, soft, clean and looking and smelling good is paramount to making sure it lasts as long as possible. Regular cleaning will help your carpet maintain its beauty and texture. But it’s also a tedious and difficult job that many don’t want to approach themselves.

That’s when you want to enlist the help of a professional.

A good carpet cleaning company should be able to remove dirt and spots which will enhance the overall appearance of the room. One major benefit of a professional carpet cleaning service is that it will help extend the life of your carpet.

Here are some things to keep in mind when selecting a carpet cleaner.

Professional staff A carpet-cleaning company should have a professional appearance and demeanor.

There are few regulations on cleaning businesses, so the professionalism of each company can vary widely.

Keep in mind, you will be bringing these cleaners into your home, so ask the company pertinent questions and make sure you are comfortable with their staff and process before hiring them. Talk to them about their background and any special certifications they have in their industry.

Ask if they are fully insured and bonded. If the company doesn’t have insurance, you’ll be responsible for injuries or damage that occur while they work on your property.

Cleaning process Processes for cleaning carpets vary. A good cleaning can be achieved using chemicals, water, steam and heavy-duty equipment.

Learn about the company’s process and understand why they prefer one process over another.

be a big help in choosing a good cleaning company. People are usually happy to tell you when they’ve received good services. They’ll also usually let you know if you’re in for a disappointment.

Your social network is a great place to ask about carpet cleaning companies. If they have found a great service, ask for the contact information and get a quote for your own home.

You can search online for information about what to expect. Look at review websites to see what customers have said about each business. Of course, maintain a level of skepticism about anything you read. Even the best cleaners can leave a customer dissatisfied, so one person’s rant isn’t necessarily a reflection of what you could expect.

If possible, contact the Better Business Bureau to see whether there have been any complaints filed about a business and how they were resolved.

Photo provided by Supreme Cleaners Inc.

Verify that the chemicals are safe and nontoxic if you have children or pets. Also be sure to check that they are not using anything that would be harmful if you have certain allergies to cleaning products.

Another consideration is how long it will take the carpet to be dry enough to walk on.

Happy customers References from previous customers can

Protection policies As with any service, you should ask your carpet cleaning company about their service guarantees. If they miss stains and spots will they return?

If the prospective cleaning company gives a guarantee, it’s a good indication of sound business practices. So find a company with warranties and a spotless reputation, and you’ll know you have found a good carpet cleaner.

By keeping your carpet consistently maintained by having it professionally cleaned annually you can increase the appearance and longevity of your carpet. Call Supreme Cleaners to schedule an appointment for your home today! Supreme Cleaners offers air duct cleaning as well as mold remediation and water and fire damage restoration.

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When You Deserve The Best!

Protecting your vision is a sensitive and vital element of your health care.

If your eyes are healthy and you just require check-ups, you can use either an optician or an ophthalmologist. Opticians are not doctors, but more frequently use prescriptions written by an optometrist or an ophthalmologist to decide which options would work best for you.

You’ll most likely encounter an optician in your community who fills prescriptions at a retail store with all types of lenses and frames.

They can help you discover the right fit and style of eyewear, including contact lenses, as well as offer a variety of accessories.

Here’s how to find a quality optician in your community.

Certification Filling vision prescriptions is a complex job that requires frequent training. Lens materials and manufacturing procedures are constantly changing and improving. A certified optician should be abreast of industry standards.

Ask what certifications your optician holds

in your state, along with what kind of training he or she has received. Certified opticians understand they are in a high-precision job, but not all states require certifications or licenses.

They should appreciate that you are taking the time to ask questions.

Selection Take a look around their optical displays.

A quality optician will have a large variety of frame choices across a range of price points, and styles.

While budget is always important, you might find that an upgrade will be worth the additional money. Consider how frequently you will use your eyewear. It’s a good idea to ask about the advantages of various features — from color changing lenses, scratch-resistant coatings for glasses, to various lens designs.

Think about what will work best for your lifestyle.

If you have a favorite brand or designer, call ahead to see if your optician can provide them.

Comfort The best opticians will guide you toward products that are easy to use and maintain.

Comfort levels vary according to each person.

Some people prefer metal frames, while others like the look and feel of plastic frames.

Opticians will adjust the fit of your frames so they are not too tight or loose on your face. If your current glasses are leaving red marks on your face, they need to be adjusted. The glasses should not feel awkward or bothersome on your nose or behind your ears.

If you have contact lenses, you should feel comfortable wearing them. Proper cleaning is crucial. Your optician can help recommend the best products that will help maintain your contact lenses. An assistant will likely demonstrate the proper cleaning technique.

Anyone who wears glasses or contacts knows the importance of eyewear. Along with your eye doctor, an optician is an important part of the team who will care for your vision.

Make the time and effort to choose the right one.

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Selecting the Right Insurance Agent for Your Needs Finding the right insurance agent isn’t as simple as choosing the cheapest policy. A good insurance agency is an advocate for your needs and represents your interests in covering your health, home, auto and other insurable valuables. They’ll guide you through the maze of options available to you and help find policies that protect you and your budget.

Unfortunately, not every agent is the reliable, reputable agent professional you’d hope.

It’s important to make sure you vet your agent prior to opting into the coverage they offer.

Your financial future depends on finding the right person to help you get insurance that will fit your needs.

Here’s some guidance on how to find the best agent or broker for your needs.

Ask for Referrals Family, friends and colleagues have likely worked with insurance agents in the past. Ask people you trust for referrals. If you receive a recommendation, it is because that person has had a positive experience. There is a strong likelihood that you will have similar results.

Good agents understand that offering great service will keep them in business. Their careers depend on word-of-mouth. If you are happy with the service you receive, your insurance agent will appreciate your willingness to send business their way.

Research If you do not have recommendations, begin researching your options. Begin by looking at local companies and brokers. As you conduct your research, be thorough and critical. Buying a policy is similar to purchasing a new car or home. It truly is that important.

Select a company that is highly regarded by consumers. Read reviews of each company to determine who has the most satisfied clients.

Are they easy to work with? Have there been any problems with collecting on a policy?

Also, check that any prospective agent has all necessary licenses and training.

HOME | AUTO | LIFE | BUSINESS | FARM & RANCH American Family Mutual Insurance Company, S.I. and Its Operating Companies, American Family Insurance Company, American Family Life Insurance Company, 6000 American Parkway, Madison, WI 53783 010996 – Rev. 7/17 ©2015 – 15666077

Interviews After narrowing your list of prospective agents, make an appointment to visit each one.

Prepare a list of questions and concerns about your personal situation. Take notes during your meeting. Remember that you must feel comfortable with the answers before purchasing a policy.

If an agent tries to pressure you into making a decision right away, inform him that you need more time and cannot sign anything immediately.

The right agent will let you take as much time as you need to understand the implications of each policy. They will give you useful information and not subject you to high-pressure sales techniques.

Your agent should be available. The relationship doesn’t end once the sale is completed.

Your dialogue should be continuous. The best agents are available in the event you have to file a claim.

Agents who have been in business for many years likely have a good reputation and track record. They understand the policies and will even take extra care that you are properly protected.

It is essential that you choose the right type and amount of insurance to adequately protect yourself and your financial future. The policy should be tailored to fit your specific needs.

A seasoned, skilled insurance agent will be an invaluable resource for safeguarding your future.

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Robert Maltry, Agent 709 N Brinton Ave Dixon, IL 61021 (815) 288-4206

These days, it seems like every town has more than its share of real estate agencies and brokers. But since buying or selling a home is such a major decision, it’s good to know there’s an array of agents available to help you through these complicated transactions.

But choose wisely, all are not equal. Finding the right agency is a balance between experience and chemistry. Naturally, you’ll want an agent or broker with the proper credentials and licenses. Experience is valuable, but sometimes agencies with fewer clients can offer you more personalized attention. Trustworthiness is also a major factor.

You should ask around and check with your local business bureau for suggestions about good agencies in your area.

Once you have a list of possibilities, do some research. Find out how long the agency has been in business. Ideally, you want people who know your community.

If the real estate agency is merely a side business, it might not give you the best results.

Buying and selling homes is a full-time job.

Look on the internet and read customer service reviews. They should also have an impact on your overall impression of an agency.

Once you have narrowed your list, contact some businesses and ask them questions. You should know about their listings, fees and commissions.

Choose an agency that has connections with the community, a sharp understanding of neighborhoods that interest you, and solid contacts with other realty companies.

This assumes major importance when you’re selling your current house, because the agency usually handles the sale while the Realtor helps you find your new one.

The marketing strategy and advertising is what makes each agency unique. It will greatly influence the sale of your home.

Although most companies might look the same, real estate agencies have a preference for the kind of properties they show or sell.

These concentrations might include commercial properties or high-end homes. Try to find a business with a focus that concentrates on selling homes similar to yours.

Look at an agency’s listings to see if your home would fit in nicely with their existing clients. If you were purchasing a home, would you find their listings easy to read and informative?

Lee Bardier, Managing Broker, ABR

815-716-3604 Lee@BardierTeam.com

415 Locust St. Suite B, Sterling

815-213-7401

SM-ST1959605

Jill Ramirez, Broker (Hablo Espanol)

815-716-7379 Jill@BardierTeam.com

The size of the agency will have an impact on your experience. Small agencies can provide more personalized service, but they may not have the networking advantages of a large company. Big agencies have more opportunities to network and sell your home, but they may have to divide their time among many clients.

Be prepared to ask an agency the following questions if you are selling your home: — How will you advertise my home? Will you use the internet and newspapers?

— How many pictures of my house will appear online?

— On which sites will my home be featured?

— Do you have other homes that have recently been sold in this price range?

— How long has the agency been selling homes in my neighborhood?

— What makes your agency unique?

The two biggest financial decisions you will make in your lifetime are buying and selling a home. Protect your investment and peace of mind by choosing the best and most trustworthy real estate agency you can find.

Korinna Ramirez, Broker

815-441-0230 Korinna@BardierTeam.com

Bobbie Bardier, Team Assistant

815-716-3235 Bobbie@BardierTeam.com

Korinna Ramirez

See all homes at www.Bardier-Ramirez.com

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How to Choose a Financial Advisor Working with a professional financial advisor could be the best investment you’ll ever make. The best planners can help you meet your financial goals now and in the future, bringing into play an experienced, objective perspective to advise you on how best to save, invest and spend your money. They can also suggest avenues of money management that hadn’t occurred to you, help lower your taxes and guide you through uncertain financial times.

To find a reliable financial advisor, start by asking your social network. Friends and family may have some suggestions.

Research online for advisors in your area. Your local newspaper will likely have advertisements for local advisors. Remember to research each advisor with an eye toward your own situation and goals.

Once you have a list of three or four possibilities; look closer at each choice. It might be a good idea to pick a financial advisor who is a certified financial planner. A certified financial planner has passed rigorous exams in order to obtain a certificate.

Once you have discovered each advisor’s qualifications, contact the certifying organizations to find out if there have been any complaints against each professional. If so, find out how the complaints were resolved.

You can request a list of satisfied clients who have goals comparable to yours. Contact them to talk about their experiences.

Areas of expertise Financial products can contribute to your well-being and peace of mind. Some common investing tools include bonds, mutual funds, stocks and commodities.

Weighing risk is essential. Some products will undoubtedly be better for your portfolio than others. An experienced financial advisor can customize a portfolio especially for you.

You can also do some research to find a seg-

Fees or commissions Inquire about how your advisor is paid for services. Most offer fee-based or commission-based services. It will greatly influence your selection. A commission-based advisor is prone to suggesting financial products that offer a professional commission. It could needlessly increase your exposure to risk. Only use a commission-based advisor if he or she has a proven track record of success and also has your best interest in mind.

When you need someone who puts your best interests first, go with a fee-based advisor. He or she will be compensated only for the time spent on serving your portfolio. ment of the market that might be a good fit for your situation. Then look for an advisor who specializes in that investment. For example, if you want to invest in commodities, your potential advisor should have some experience in that market.

Rate of success Success rates will also play a prominent role in your decision. Look at the rate of success for each advisor. Has the rate of return on his recommendations outpaced the average market rate of return over time? An advisor with a solid rate of return conducts research to strengthen his clients’ portfolios.

During tough or stagnant economic times, experience will play a vital role. Has your advisor weathered previous economic slowdowns?

Do clients thrive in bleak environments? Or have clients taken multiple hits to their portfolios?

You should be wary if clients appear to be doing too good during tough times. Someone with an extraordinary success rate might be too good to be true.

Interview Once you have narrowed your prospects to two or three possibilities, schedule a meeting with each professional. During this consultation, communicate your goals honestly and clearly. A financial planner should be someone who will guide and inform you. He or she will continually increase your knowledge about your current financial situation and how to improve it.

Put it in writing Once you have narrowed your list to one or two advisors; ask each to write a plan for moving you from where you are to where you want to be. Get a written copy of this proposal.

This document should have your short-term and long-term goals, and also state who else will profit from the proposal. This plan should be written clearly so you completely understand it. Once everything has been completed to your satisfaction, you can choose a financial advisor. Then you can comfortably relax and know that your money and future are in good hands.

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If you have a large lawn or substantial piece of property to take care of, you’ll need the right equipment to not only mow and seed but carry supplies and tow attachments.

Lawn tractors are the upgrade you need to navigate the terrain with the power and capability to maintain your land. These workhorses make quick work of taming acres of land and can even perform other tasks such as clearing snow.

Choosing the right lawn tractor depends on several factors, such as the size of your property, towing capacity and, of course, price.

Here’s some guidance to help you pick the right tractor for your needs.

The right fit Lawn tractors come in a variety of capabilities and price points which can range from $1,000 for a simple, basic model to $10,000 or more for a fully-featured, commercial-grade tractor. In between, you will find a vast mixture of features and quality.

Select the right model by asking yourself how you will use the lawn tractor. Lawn size is an important factor to consider. For a bigger lawn, you may need a wider mowing deck. Do you have any other planned uses for your tractor such as hauling garden supplies of plowing the drive?

High-end lawn tractors are more like pieces of farm equipment than traditional ride-on mowers. You can purchase accessories for them, such as baggers, trailers, powerful tillers and snowblowers.

You are not only buying a lawn mower.

These tractors are platforms that can be used for all kinds of jobs. So check on the accessories that come with each model, even if you don’t plan on purchasing them yet. You may appreciate the choices in the future.

Speed and maneuverability Most people want to finish the job in the least amount of time.

While it is true that large mowing decks will cover more ground with each pass, there are other things to consider as well.

The transmission and speed is also a factor.

How easy is it for you to change gears and turn in different directions?

The zero-turn mower is another popular option. These vehicles can turn quickly and precisely to cut lawns of all sizes and shapes.

While they have been used for years by commercial lawn crews, only recently have these mowers become affordable for the average homeowner.

Zero-turn mowers are particularly useful when mowing close to homes, playground equipment and other tight areas.

Durability The longevity of your lawn tractor is also an important consideration.

The brand’s reputation should weigh heavily when you are making a decision. Research consumer reviews and talk to your friends and family members about the best brands of lawn

products.

Also, visiting a retail store and talking to knowledgeable salespeople will also help you.

There are plenty of low-end, affordable riding mowers out there, but few have a reputation for durability. It is economical in the long run to choose a well-built model from a reputable manufacturer.

Inspect the construction of each lawn mower careful to verify that it will meet your needs.

While you probably don’t need the extreme engineering and high price of a commercial-grade model, you ought to buy the best model you can afford and follow the maintenance directions closely. It will help you get the most usage for your money.

Finding a good dealer is an essential part of the process. When you locate an experienced local retailer with a long track record of happy customers, you will be well on your way to selecting the right lawn tractor for you.

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HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How To Choose a Cosmetology School

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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You’re always the one tasked with doing your friends’ hair and makeup before special occasions, you have more bottles of nail polish than you can count, and your bathroom is stocked with dozens of beauty products at all times. To put it simply, you’re beauty-obsessed, and you want to build a career in the beauty industry. But before you can do that, you need to choose the right cosmetology school.

Make sure to keep the following in mind as you consider your options RESEARCH Researching your options is critical. From exploring a school’s website and social media channels to setting up an in-person tour and talking with current students and graduates, being well-informed is a must. Start your research by finding us online at https://www. educatorsofbeauty.com and following us on social media: Instagram: @educatorsofbeautycosmetology TikTok: @educatorsofbeauty Facebook: @HeartHustleHairspray LEARNING RESOURCES AND MATERIALS If you want to be the best, you need to learn from the best. Our teachers are not only tenured in the industry but are annually trained by the industry’s leading brand ambassadors to bring our students up to date on the latest trends and techniques.

We exclusively use top-of-the-line products from brands like Biolage, Redken, OPI, Pureology, and more.

We ensure students are not only well-versed in hair, skin, and nails but that they are knowledgeable in retailing, retention, rebooking, referrals, marketing, building great client relationships, and more.

SUPPORTIVE ENVIRONMENT A supportive environment is key when it comes to cosmetology school. With open-minded and encouraging staff and students, we pride ourselves on creating an atmosphere

where students feel comfortable asking questions, flexing their creative muscles, and being authentically themselves.

visit our website at https://www.educatorsofbeauty.com or contact any of our three campus locations:

NEXT STEPS To learn more about Educators of Beauty,

Sterling: 815-625-0247 Peru: 815-223-7326 Rockford: 815-639-9200

Become A Licensed Cosmetologist In Less Than One Year 211 E 3rd St, Sterling, IL 61081 • www.educatorsofbeauty.com SM-ST1959585

(815) 625-0247

Choosing to install a solar energy system can be the best investment you’ve ever made — but it can also be very expensive. So, selecting the right company to work with to install the system is an important decision, since it’s also a longterm commitment.

Here are some things to consider when choosing a solar company.

you compare bids. In addition, battery back-up systems can be installed after an existing solar energy system has been installed, so if you decide not to do it now, you can still do it down the road.

Reputation In a fast-growing industry like solar energy, it’s especially important to know the reputation of the company you’re dealing with. New companies may be showing up in the marketplace, but that doesn’t mean they’ll necessarily offer the best service or be around long enough to support their product line years from now.

Look for stability in your solar installer.

You’ll want to find a company that has developed a great reputation over a number of years with a long track record of satisfied customers from projects similar in scope to yours.

The System There are a wide range of solar panel systems on the market, and the technology itself is going to be a big part of your decision. Your solar system can be tied to the existing electrical grid or completely off the grid, for example, which will require different equipment and setups.

No matter what system you decide on, the key thing you’ll be looking for is efficiency, and that means understanding both the energy generated and the cost of doing so.

Some solar systems generate power more efficiently than others, depending on their design and the type of materials they’re made from. Be sure to ask questions such as if the system has power optimizers or remote monitoring capable to ensure the system is able to produce energy to its full potential. These added solar components might be what sets the price apart when comparing solar bids, but the overall return on investment of the system will be met sooner when the solar energy system is generating more to offset your power bill costs.

When considering a solar company, ask them about the warranty spans on their solar equipment they plan to install. A majority of solar equipment has a 25-year warranty, mean-

SM-ST1959559

ing you will be investing in a long-term piece of equipment.

Overall, look closely at the math, and pick the system that gives you the best return for your money. Many solar systems will pay for themselves over a number of years, so choosing one to be installed by a well-regarded company can be a wise financial move.

Other Services Homeowners or commercial users will often want more than just solar panels installed. If you think that’s a possibility, you can look for a company that offers a range of services, such as battery back-up systems and electric vehicle charging stations.

With technology ever changing, electric vehicles (EV) are the wave of the future, so to have the ability to pair your solar energy system with an EV charging station is a huge bonus.

A common myth is that solar energy systems mean you will have power when the grid is down. This is not true unless you have a battery back-up system paired with your solar array.

Battery back-up systems are great for those who want the capability to be off-grid, but take into consideration the price of these systems when

Financing Options Finally, a good solar company will present you with a wide range of options to help you pay for the upgrades.

The solar company should be familiar with all of the state and federal incentives available to you, and be able to provide you with all of these details. State incentives vary from stateto-state, so depending where you live, they will be able to share what incentives apply to you.

The Federal incentive called the Investment Tax Credit (ITC) is available to consumers who install solar panels on their homes, and is a 26% tax credit offered in the year 2022. In 2023, the ITC will reduce to 22%.

Depending where you are located, you could be eligible for utility net-metering. Your solar company will be fully educated on net-metering and be able to tell you if this great incentive applies to you.

There are three ways buyers typically purchase their systems: Paying cash: The simplest and most direct way of paying for your system is by being a cash buyer. This route will allow you to be eligible to receive both the state and federal incentives to help offset the system costs.

Loans: Both home equity loans and unsecured solar loans may be available to help you purchase a solar system. Some solar companies have partnered with local banking institutions to provide solar financing. Home equity loans may have the benefit of letting you deduct the interest from your income taxes.

Leases: Some solar companies lease your solar system with no down payment or upfront costs. A solar lease will let you make affordable monthly payments to pay for your system, perhaps even including a performance guarantee and scheduled maintenance services included in the monthly cost. With lease systems, you will usually not receive the state and federal incentives; those incentive funds are absorbed by the solar company.

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

How to Choose a Solar Energy Company

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How to Chose a Professional Window Cleaning Company

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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Tired of not having the view that you deserve in the comfort of your own home? Are you tired of cleaning when you work so hard? If this sounds like you, here are some guidelines to help you choose a window cleaning company that not only makes your life easier, but overall better. After all, you deserve it.

1: The first step is finding a window cleaning company that is owned and operated locally! You always want to find a company that is locally owned and operated because they are your friendly neighbor! On top of that, knowing the people behind the services that you are receiving is important because in any profession where someone comes to your home, trust is important. Another reason you should always chose a local business is because it helps your community financially! According to a Chicago study, “For every $100 spent at a local business, $68 remains in the city…” The local business is, more times than not, the better choice for the best customer experience!

2: The next step, and one of the most important steps when finding a great window cleaning company, is finding a company that actually protects you as a client! The company that you choose should be 100% fully insured and bonded. A company that is fully insured and bonded protects you in case your property is damaged by accident. Another thing that it protects you from is if an employee servicing your windows gets injured on your property. When a company has insurance that means they respect and care for not only their company but their clients! In addition, the company should offer 100% satisfaction guarantee, protecting your hard earned money, in case you were not fully satisfied with the cleaning. It is the least you deserve as a client!

Sonny’s Professional Cleaning owners pictured above.

3: It is important to find a window cleaning company that actually gives you a professional clean and even offers other services, to make your life easier at the end of the day! The company should give your windows the professional cleaning they deserve meaning, they should

offer interior and exterior window cleaning, screen and track cleaning, and they should clean the window sills as well. If you can find a company that also offers gutter cleaning and pressure washing, that is the best route to go with! More times than not, if you need your windows cleaned, your gutters could use a cleaning as well. Along with your gutters, your home/ driveway may need a deep pressure washing to remove the years of built up dirt. Doing these things will bring your home back to life immediately. Bundling these services results in more value for your dollar.

4: The last step is making sure the company has a great reputation in your community! Does the company have great reviews? Are people recommending this company to you? Have you heard great things about this company? Are the owner/operators well known positively in your community? You work hard for your money, when choosing a window cleaning company, especially a locally owned and operated one, these are great questions to be asking yourself and even some of your friends/family members!

Choosing the right window cleaning company can be difficult but it is not impossible, especially when you can call Sonny’s Professional Cleaning! A locally owned and operated window cleaning, pressure washing, and gutter cleaning company that operates in the Sauk Valley and surrounding areas. Sonny’s Professional Cleaning offers a 100% satisfaction guaranteed clean meaning, if you see something you do not like, they will come back and take care of it for free!

They offer completely free estimates and all the information needed can be given via email/text/ facebook messenger/phone call! The company is fully licensed, insured, and bonded and with over SIXTY 5 star reviews, you can feel safe and comfortable with them at your home. The company prides itself in giving the client the best experience while giving their property the professional clean it deserves! Call Sonny’s Professional Cleaning today to schedule your spring cleaning. You work hard enough. Let Sonny’s make your life a little easier

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How to Choose a Painting Contractor

35 HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

As a homeowner, you’ll likely tackle repainting your home several times. It’s both necessary and refreshing, in more ways than one.

Few improvement projects can spruce up your home more than a fresh coat of paint inside or out. A new color or coat of your existing paint can yield multiple, immediate benefits — a newer look, more protection and added value.

A great paint job can provide all of these transformations. Likewise, a poor job can end up damaging your home at added expense — not to mention the disappointment.

So if it’s time for a fresh coat of paint on your home, shop around and make sure you’re working with a reputable painting company.

Here a few things to keep in mind as you vet potential painters.

Previous work When looking for a painting contractor, one of the first things to consider is their previous work. It will give you a good indication of the quality you can expect.

For exterior paint jobs, ask the contractor for a list of buildings he has painted in the past.

You can easily inspect his work yourself by visiting the location. A quality paint job should last for several years without showing signs of deterioration.

Samples of interior work can be more difficult to review. Paint contractors may offer photos of their previous jobs, but it is usually better to ask your friends and family who have painted the interiors of their homes.

When you see work you like, try to get contact information for the contractor. You may also get references from realtors or builders in your area, since they have relationships with contractors.

True professionals will be patient with you.

They will put several options on the wall so you can decide the best color and sheen. They will develop good relationships with you and an interior designer, if you’ve hired one.

Some painters are as good at design as they are at applying the paint, so it helps to find one with these extra skills as you plan your project.

Design help The best painting contractors will help you avoid the costly mistake of choosing wrong colors for your home. A shade that is too light, dark or just “off” can ruin an otherwise good paint job.

Details Consider all the details before signing a contract.

You should have all the specifications in writing. This contract should include deadlines, along with specifying costs and materials

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When you have narrowed your choices down to one or two contractors, ask plenty of questions. Inquire about what kind of insurance policy they carry, who will be doing the work at your home and what kind of preparations need to be made. If they are working on the interior of your home, you will likely need to move or protect your furniture before they arrive for the job.

After these questions have been answered satisfactorily, you can be confident you’ve chosen the right painting contractor. Then you can relax while your home gets an updated, fresh new look.

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How to Choose a Waste Removal Company Got trash? We all do, but if you’re producing extra garbage and junk as a result of a remodeling, renovation or you’re just getting rid of older items you no longer need, you can’t rely on the regular city or county pickup to haul it away.

That’s when you need to choose a waste removal company. Waste removal companies can be a big help in getting unwanted refuse removed from your property promptly and professionally.

Search online or check the phone book to find a garbage company in your area. Make a list of possibilities and then call them about prices, years of experience and reliability.

Understanding prices upfront is a way of avoiding surprises later. Many cityowned refuse disposal companies will not take away large amounts of debris from construction work and you may have to rent a container or a dumpster.

Some companies base prices on distance that the refuse needs to travel or on the load size. You might be able to negotiate the price based on these factors. Fuel costs and dollarsper-ton fees at landfills have a large impact on trash haulers. These fees are usually set by regional governing bodies and are therefore non-negotiable.

Quality companies will clean up all the loose bits left behind once the larger pieces are gone. Without this guarantee, you might have to clean up after the garbage company. If these loose bits end up in your weekly trash pickup, they could cause you to exceed the regular residential limits. That would be a costly mistake.

Some companies will not remove certain items or materials that are too heavy or large.

Verify that the waste removal business will tackle difficult pieces per your specifications.

Otherwise, you may have to hire another company to deal with bulkier items at an addtional expense.

If you are choosing a company for regular trash pickup, ask questions about the company’s terms of service. Can you include yard waste? What is the limit on big, bulky items?

How frequently can they pick up the trash? All of these issues should be addressed before you enter into an agreement.

Also, ask if the company passes fuel cost increases to the customer. Are these costs passed on periodically throughout the year or will they be reflected in the next year’s contract prices?

Don’t take for granted that a company is in-

sured. Workers injured while on your property should be covered by their employers’ policy, not your homeowners’ insurance. A fully-insured company is more likely to be professional and trustworthy. The company’s liability insurance will absolve you of any financial responsibility in the event something happens while your trash is being removed and transported. It might seem awkward to inquire about this issue, but it really is in your best interest to find out.

Research a waste removal company with the same diligence you devote to shopping for household appliances. That way, you will understand what services you get and avoid hidden prices. It is a great way to protect your home and your wallet.

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You’ve heard of seasonal pests, you’ve heard of occasional invaders, but you may or may not have heard about overwintering bugs just outside your door!

Certain kinds of pests in Sauk Valley become more aggressive about home invasion as the weather begins to cool down. As wind and rain lower seasonal temperatures, these pests become highly motivated to hide inside or around human buildings.

There are dozens of overwintering pest species in Sauk Valley and hundreds of individual vectors that could be putting your property at risk. These pests include: • Rodents • Cluster Flies • Stink Bugs (The Brown Marmorated Stink Bug) • Crickets • Mosquitoes As you might imagine, these types of pests create an enormous amount of damage inside and outside the home. Rodents can chew through almost any substance and spread serious illnesses from place to place. Animals like cluster flies, stink bugs and crickets can become a nuisance in the home, contaminating food sources and creating bad odors. Finally, pests like mosquitoes emerge during the warm summer months and can spread deadly viruses, bacteria, and parasite eggs from person to person.

If pests and their serious issues are not addressed early on, they could start endangering the lives of you, your family, and all your loved ones.

Overwintering Pest Prevention for Sauk Valley Home and Business Owners Overwintering pests are difficult to combat.

However, there are some quick and easy tricks homeowners can use to get ahead of the curve: • No matter what time of year it is, it’s essential to practice good stewardship around the yard and garden. Pick up and throw away all dead vegetation, shrubbery, and plants. These should be burned or disposed of in a plastic bag to prevent pest accumulation.

• Be sure to trim back any pest harborage

zones. Thick bushes, long tree limbs, and other shady spaces should be quickly addressed.

• You can also dissuade pests from coming too close to the home by caulking and sealing all entry points. By relying on a waterproof formula built for indoor and outdoor conditions, you can better protect your yard from serious pests and their overwintering plans.

• Another level of protection comes from the management of indoor and outdoor moisture.

Pests that like to overwinter in Sauk Valley properties need a large volume of water to survive. Limit their infestation zones by running a dehumidifier in problem spaces. Consider installing desiccant bags or chemical moisture reducers for smaller areas that require marginal care.

While do-it-yourself (DIY) care during the fall will certainly reduce your risks for overwintering pests, they are unable to eliminate your chances without more potent products.

Ongoing professional care is always your best option for success.

Why Pest Control Consultants Is Your Best Source for Quality The most effective way to deal with a pest problem, especially during the fall season, is professional assistance from the team at Pest Control Consultants. For over 30 years, our dedicated professionals have been seeking new ways to manage and control overwintering pests in the Sauk Valley area. With every scheduled home pest control visit, our team springs into action to provide: • Same day services for emergency pest infestations • Free pest inspections for all homeowners • An award-winning pest-free guarantee More than 3,500 customers strong, the crew behind Pest Control Consultants is ready and waiting to take on our next job. Call us today to inquire about one of our overwintering pest services or schedule an initial inspection before the fall season approaches. We’re here to help you thrive, no matter how many overwintering pests have their eye on you!

1100 W 2nd St, Dixon, IL 61021

CALL OR VISIT OUR WEBSITE www.pccil.com • (815) 284-4101 MONDAY-FRIDAY 8am-5pm SATURDAY 8am-12pm SM-ST1959624

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How to Select the Best Financial Planner Choosing the best financial planner involves some research.

You need an advisor right for your situation so you won’t waste time and money paying for services you don’t need. Budgeting for a financial planner makes double sense — you’re taking strides to control your finances and choosing an advisor you can afford. Don’t think you can’t afford a good financial planner, because these days there’s an advisor for every budget.

Budgeting, money management and even crafting investment strategies are a few of the things a good planner can help you complete. Planning professionals will guide and inform you on how to prevent cash-flow problems. They might even prevent future bankruptcy.

With the right questions and research, you can find a financial planner you can trust.

Seek referrals from your friends, family and trusted individuals who have built substantial financial reserves. If their modest portfolios have become bigger over time, a skilled financial planner likely played a role in that success.

Look at the educational and professional background of each recommendation. Find out if that person has worked with people who match your financial circumstances.

Financial planners who have undergraduate degrees in finance or business show a dedication to this work.

Verify that each prospect has the right certifications. Financial planners must have specific certifications in order to legally practice in the field. Credentials vary according to the location and advising type, but all must have formal training.

Once you are ready, meet with several financial planners to gauge their trustworthi-

ness. Integrity is one of the key qualities in a good financial planner.

During the meeting, honestly explain your financial goals. Wealth building should be a goal. Minimizing risk and maximizing returns will help grow your resources.

Whether your desired outcome is to launch a small business or send your kids to college, share these thoughts with your financial planner.

Also, don’t be shy about detailing your debt level. It is essential that the professional understands all aspects of your financial situation.

It could motivate the planner to make your money work harder so you can break free from

debt.

Finally, discuss compensation with any financial planner. Sometimes professionals are paid a flat rate, while others will receive a percentage from any profits made on investments.

These matters must be openly discussed, so you can understand how his or her compensation may affect his investment recommendations. Some unscrupulous experts could advocate risky investment strategies for their own financial gain.

Taking the time to research will help you select the best financial planner in your area.

You will be on your way to a healthier financial future.

...Welcome to Trinity Financial!

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Where We Listen to You And Develop A Plan Based on Your Goals Brett Nicklaus, CFP® 815-288-5800

315 S Peoria Ave • Dixon, IL 61021 • www.trinityifs.com

Not affiliated or endorsed by Social Security Administration or any government Agency. Securities and advisory services offered through Packerland Brokerage Services, Inc., an unaffiliated entity member FINRA & SIPC

Learning that you or a loved one has Alzheimer’s or dementia is a devastating, radically life-altering experience, so you’ll want to choose the best care available.

According to the Alzheimer’s Association, the first step in choosing the right care provider is determining the care needs of the person with dementia. When possible, involve the person with dementia in care decisions.

Deciding how much care a person needs depends on such factors as how independently he or she can walk, eat, use the restroom and bathe.

A person with dementia may still live independently early on, but in the middle stages, around-the clock supervision will be needed and becomes more intensive as the disease progresses.

What to Look for in a Treatment Facility The best care facilities are dedicated to treating Alzheimer’s and dementia. While there is no cure for Alzheimer’s, there are five prescription drugs approved by the U.S. Food & Drug Association to treat the most prevalent symptoms. They physicians and staff in these facilities have also been trained to handle a number of medical problems with a special focus on the mental difficulties associated with these diseases.

The care facility should conduct evaluations to determine where your loved one falls in the Alzheimer’s spectrum —beginning, middle or end stage. The care they give will fit the personal needs of the individual.

After the initial assessment, the facility should be assessed on a regular basis, as in-

room, and if permitted, ask to speak to some residents or family members.

dividual needs can change according to the symptoms experienced. The center should be able to adapt to the changing needs.

In-patient or home care?

Depending on which stage you or your loved one fall on the spectrum will determine the need for either in-patient or home care.

Naturally, the later stages of the disease may require in-patient care at a treatment facility.

Here are some factors to consider when choosing a facility: When choosing a residential facility, tour the entire center. Ask to see a model resident

Assisted Living Community (815) 772-4031 | 403 Scenic Street, Morrison, IL. | www.windsormanor.com/morrison

How is the living environment at the facility?

Are the rooms clean and comfortable? Are there quiet areas for reading? Do outdoor activities inspire activity? Does the center have group activities, special outings and other services?

Quality centers provide supervised picnics, fitness and craft classes, religious events and even field trips to enhance the care of the residents. Active people stay healthier longer.

Patients need to feel comfortable and safe. The best facilities offer cozy atmospheres where your loved one can feel at ease.

Professionals who care for Alzheimer and dementia patients know the support of family and friends can have a huge impact. You should have ample opportunities for family visits, activities and outings that include family and friends.

The facility should not feel like a locked hospital ward or a boot camp, but should have security and protective measures in place. Your loved one should be treated with dignity and respect.

Some centers have a pet therapy program for animal lovers and people who have left pets behind.

When you find the right care for your loved one, you can be assured of their safety, health and happiness. And you can enjoy peace of mind knowing they are safe and well cared for.

HOW TO Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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How to Choose a Golf Course Whether you’re organizing a tournament or just looking for a great place to play on your own or in a group, choosing an excellent golf course will enhance your game and make the experience memorable and enjoyable. If you are looking for a great golf course, you have many options. With enough research, you can find a location that will stretch your skills without breaking your budget.

The course itself is the top factor for any serious golfer. The ideal course should be difficult enough to challenge you. The best courses match the natural surroundings. They will provide a beautiful backdrop to put you in the right frame of mind. Sometimes, the most memorable experience comes from playing in extraordinary settings. This 18 hole golf course with mature landscape and rolling hills offers both a challenging experience as well as a course for the novice golfer. This par 71 track has 4 sets of tees to accommodate every skill level.

Some courses are public only while others offer a choice between daily green fees and annual memberships. This course offers both.

There are seasonal specials on daily fees as well as New member specials on annual memberships. New members are offered a 30% discount year one, 20% year two and 10% year 3.

And even without these discounts the annual memberships are a great value. Call 815-8495424 for more information.

Every course offers a list of services that will make your visit more enjoyable. Take advantage of all the services that might be offered. Most facilities know that a golf course is an excellent escape from daily life and they want you to feel welcome and appreciated.

At this course you will experience a relaxed and comfortable atmosphere with a full bar and a snack bar for food that includes burgers, brats, hot dogs, chips and snacks. There are also gaming machines available for entertainment after the round.

Often courses will also offer banquet facilities for many social events. This course has a banquet room that holds 100 guests plus an adjacent deck that will accommodate another

30 people. In addition, outdoor wedding ceremonies and receptions have been held at this location.

Many golf courses offer lessons on site.

Check with your course of choice to see if this amenity is available.

For the competitive golfer, ask about tournaments that will challenge your game and add an element of fun. This course has monthly tournaments for members as well as daily green fee patrons.

The best golf courses have gorgeous settings, excellent amenities and exceptional service, as well as the challenging course.

Many courses also offer private play days and outings for organizations to use as fund-

raisers, employee appreciation or even family gatherings. These outings can be organized as team scrambles or individual rounds and can include food provided by the course or catered in by the organizer. Inquire at 815-849-5424 to schedule your event.

In closing, the best courses have gorgeous settings, excellent service and a layout that can be as challenging or easy as the golfer wants based on the tees that are played. A course with reasonable fees and memberships can also provide great value to a family or individual looking to spend their leisure time in a peaceful, enjoyable environment. Shop around and discover what courses are the best fit for your needs.

Challenging & Picturesque, A Great Golfing Experience • Outdoor Deck • Video Gaming • Banquet Facility • Outings & Play Days • Call us or come see us about our New Membership program 18 Hole Public Golf Course Located on Rt. 52 between Amboy & Sublette • 815-849-5424 • www.shadyoakscc.com Green Fees Welcome • Tee Times Recommended

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How to Choose a Tire Shop

Here are a few things to consider next time you put tires on your car.

Choose Your Budget Cost should play a role in your decision-making process. Figure out what you can afford to pay for tires. It will stop you from wasting time at expensive shops. Hopefully, you will only need to buy tires once a year; depending on how much you drive your car.

Choose Type of Tires When selecting tires, consider the climate you live in. If it is dry and warm, then a standard tire will be fine. But if you live in a place that gets a lot of snow, then you will want a better grade of tires. Snow tires are good for snow or dry land.

High-performance tires are good for driving at high speeds. If you commute a long distance, be sure to choose high-mileage tires.

Choose an Outlet There are a variety of ways you can purchase tires. They are available through national chains or a local auto shop. You may even buy them online.

Buying tires in person allows you to inspect the tires. You can see exactly what you are getting. When you purchase tires online it is difficult to judge what you are getting.

National chain stores usually guarantee the product. They might be more costly, but buying them from a big store may give you peace of mind.

Local shops will likely be more inexpensive, and you might get more personalized service.

Ultimately, your choice should fit your priorities and budget.

New or Used Some people don’t mind purchasing used tires.

Pull-offs are tires that came with a new car, but the new car buyer wanted custom tires. As a result, pull-offs are almost new. Does your tire shop

Trusted Name Brand Tires & Service

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(815) 225-7411

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Too often, we don’t check the tires on our vehicles until something goes wrong — and that’s usually at the most inconvenient time and place.

So taking time to regularly check the air pressure and tread of your tires, along with balancing and rotating them at intervals, can ensure your road time will go smoothly. When you detect issues, it’s time to get to the tire store.

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guarantee pull-off tires? If a dealer sells new and pull-off tires, the tire installer may not realize that each tire must replicate the way it was installed on the previous car. Failure to do so will result in the steel belt breaking through.

When tires have had the worn treads replaced, they are called retreads. A factory buffs the old tread and attaches a new one. Inspections ensure the casing is strong enough to hold a new tread.

If you are on a budget, pull-offs and retreads are great choices.

Anyone who purchases used tires should inspect each tire thoroughly. Bubbles, holes, cuts and metal showing are a sign that you should not purchase the product. It may not be safe.

Check out the Shops When you visit a shop, look at their products and meet their employees.

You should feel as though the salespeople are trustworthy and knowledgeable. Once you find a good tire shop, you will likely return again for other products. It is important that you develop a good working relationship.

COMPLETE LINE OF Passenger, Light Truck, AG Tires, Commercial Truck Tires

FULL SERVICE AUTO REPAIR AND TIRE SERVICE

How to Choose a Chiropractor

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It is estimated that doctors of chiropractic, known as D.C.s, treat about 35 million Americans adults and children annually, according to the American Chiropractic Association. These specialists use a hands-on, drug-free approach to health care that is best known for spine manipulation, but they also treat many other areas with techniques that have been proven safe and effective.

So, if you have unexplained aches and pains, you may want to consult a chiropractor. These professionals can help alleviate pain in your back, head or neck. Chiropractors believe that realigning your spine will help relieve pain and discomfort in the body.

And it works for a lot of people. Many patients find immediate relief from pain before even leaving the chiropractor’s office. They report rapid improvements in their muscles, joints, bones and ligaments.

Chiropractic care can also improve your overall health. The treatments administered by chiropractors can also treat minor ailments such as headaches and sinus pain.

Thinking about the following factors can help you find the right chiropractor for your needs.

Quality Chiropractors have some of the most stringent educational requirements in the health care industry. According to the ACA, accredited chiropractors go through at least 4,200 hours of classroom, laboratory and clinical training time combined.

Students must spend four years in a pre-medical program, in addition to four or five years of professional training.

Not only do chiropractors study the body, they usually also study the muscular skeleton, pressure points, bone and joints, and nerves. Finding a chiropractor with these studies under their belt can give you a better experience and results.

Prior to selecting a chiropractor, inquire about training and credentials. Make sure he or she is properly qualified, has a current licensee to practice, and has experience in the area you are looking for.

Insurance Coverage Many insurance carriers include chiropractic care as part of their regular coverage.

Verify that your care will be covered. You might be offered a discount for choosing an “in-network” professional.

But if you don’t have insurance, many chiropractors offer low cash rates or affordable plans to help patients. Even without health insurance, you can still find chiropractor offering quality, cost-effective care.

Check for discounts. Some chiropractors will offer incentive discounts for groups, referrals of new clients and other promotions.

Get Referrals Someone in your social or professional net-

work has likely received excellent care from a chiropractor. Ask family, friends and co-workers for referrals.

Inquire specifically about his or her demeanor and schedule. Is it easy to make an appointment?

You should also find out about the chiropractor’s philosophy about health and other wellness issues. Some practitioners will suggest complementary forms of care, including massage.

Given the results it can provide, chiropractic care is still affordable and worth the money. With time and effort, you are likely to find a quality chiropractor in your area.

Researching the chiropractors in your area will help ensure you get the type of care you want and need.

Chiropractic Care, THE NATURAL ANSWER TO PAIN. We take a drug-free approach to pain relief and wellness with safe and effective chiropractic adjustments developed to help you enjoy a healthier, more active life.

Dr. Sid Kirkland • Dr. Ashley Kirkland Dr. Josh Kirkland SM-ST1960453

KIRKLAND FAMILY CHIROPRACTIC CENTER

229 1st Ave. Suite 2 | Rock Falls, IL 815-380-2180 Follow Us on Facebook

With Americans living longer than ever, the need for assisted living/ sheltered care centers has also grown and the industry has responded. But because the type of care seniors require varies, finding the proper facility means locating a balance between appropriate levels of care, comfort and access.

In the past, long-term care could only be handled by a nursing home.

Living in a hospital setting for an extended time was not a pleasant environment. Times have changed dramatically. In addition to on-site medical care, many assisted living/sheltered care centers can appear more like upscale apartments, offering dining, travel, activities and personal freedoms.

But not all assisted living/sheltered care centers are alike. The decision to place a relative into such an environment warrants close scrutiny and research.

Personal care Ask your loved one’s personal physician how much care is required to function safely. The doctor may even be able to guide you toward an appropriate facility. Be sure to seek advice on what qualifications and certifications you need to look for in the center’s staff.

The center’s employees should be well-qualified to handle medical needs.

If you monitor medical care, you can avoid paying for extensive services that your loved one may not need. Understanding the care the person requires will help you find a center that is a good fit.

Amenities Accommodations at these centers can range from luxurious, detached cottages to cozy condominiums or smaller apartment-style rooms.

Is the facility within your budget?

Recreation and activities Game and meeting areas can help the resident make new friends and keep them from feeling alone and lonely. Leaving the confines of their units is an important part of improving quality of life. Make sure the center offers activities and space to occupy your loved one’s time.

Quality facilities will have activities that match his or her hobbies. If your family member enjoys crafts, then look for a center with a designated craft area or classes for your loved one to enjoy.

It all depends on what you are looking for, what you can afford, and what is available.

As you visit the facilities, try to personalize each space. Imagine how your loved one’s belongings might fit into the area and where decorations will be placed. Does the atmosphere bring about a feeling of peace and tranquility?

How are the rooms decorated? Are they tasteful and soothing, or do they remind you of a hospital setting?

Look at the home amenities and consider how you would feel about living there. Would you want your loved one living there?

Gardens and landscaping The landscaping of an assisted living/sheltered care center can give you a good indication about the quality of the facility. A well-maintained lawn and garden is a positive sign.

If the prospective resident enjoys spending time in nature, look for a facility that has park-like areas.

Some centers have community-style gardens and walkways for residents.

Just being able to experience nature as it grows and changes with the seasons can be uplifting and soothing. An assisted living/sheltered care center with a manicured lawn and garden can make a huge difference in the quality of life for a loved one.

Choosing an assisted living/sheltered care facility is about finding the right combination of medical services and amenities. With research and thought, you will find the perfect place to bring comfort and care to your loved one.

eritage Square SM-ST1958263

Serving Our Community since 1974

“We Care for Those You Love” Bonnie O’Connell, BSN, Administrator • 620 N. Ottawa, Dixon • (815) 288-2251 • www.heritagesquaredixon.com

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How to Choose a Real Estate Agent

Sauk Valley Media/ SaukValley.com • Saturday, February 26, 2022

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Finding a reliable, reputable real estate agent is essential when you are considering buying or selling a home. These professionals can guide you through complicated negotiations and contracts to secure you the best deal you can get. They’ll also be able to inform you of the precise steps you need to take just before buying or selling.

It goes without saying that you shouldn’t make any property decision under the advisement of an agent you don’t trust. So, do your homework and pick an agent you can have faith will get the job done right.

Lori Erbes of Erbes Realty, LLC has more than 30 years experience and a long history of success.

The realty company is dedicated, hardworking, and skilled in all facets of real estate sales. It’s agents are passionate about providing exceptional care to all of its customers.

Erbes Realty, LLC has been expanding the last few years. In 2020, they welcomed new Broker Abigail Vaessen to the team. Vaessen is a Sublette native and loves being part of such a small and close knit community. Her goal is to ensure that all of her clients have a fun, exciting, and stress free real estate transaction.

In 2021, the brokerage welcomed Brokers Tonja Greenfield and Marcia Kosowski. Greenfield is a native of Ogle County and also runs two weekly area newspapers when she is not trying to find her clients the property that’s best for them. As a customer service driven professional, Greenfield takes prides in her work, and looks forward to establishing a long-lasting real estate relationship with her clients.

Kosowski, who resides in Amboy, loves meeting new people, and has been doing just that since she began her real estate career in Illinois in 2018.

Kosowski said she has learned so much about viewing life through a different lens and looks forward to meeting many more new friends.

Comfort Level At the initial consultation with a prospective real estate professional, focus on your comfort level while interacting with them.

Do you get the feeling they are genuinely concerned about your needs? Or are they focused on their commission? Do they know the current housing market? Can they negotiate a contract?

It is important that you feel comfortable with the

1922 Tower Road, Sublette, IL 61367

agent. You must trust that this person can behave ethically and help you secure a good deal.

Communication and Planning Your agent should be an effective communicator.

If you are selling your home, your agent should develop an effective marketing plan, explain it to you, and respond to any questions or concerns you have.

The marketing plan will probably involve placing advertisements and conducting open houses to invite the public for home viewings.

If you are purchasing a home, the agent should listen to your guidelines and price ranges.

Above all, your real estate agent needs to provide updates on progress. Do not work with someone who does not return phone calls or emails.

More Resources To get a better idea about the process of buying and selling a home, conduct some research on your own. You may find housing statistics, market forecasts and tips, but nothing beats the power of networking. You need to find people

Over 30 Years Experience

www.Erbes-Realty.com

SM-ST1960074

Our Agents Are Here To Assist You With All Your Real Estate Needs

with similar interests who will help you in your endeavor.

Upon successfully buying or selling your home, keep your real estate agent’s contact information on hand.

You may want to refer other people to him or her. You may also need their services again someday.

Stop by or call today and let Erbes Realty help you find your dream home or seasonal vacation spot at Woodhaven Lakes camping resort.

Erbes Realty specializes in commercial, residential and farmland real estate. For all your real estate needs, stop by and see the friendly and honest staff.

Erbes Realty is located at 1922 Tower Road, Sublette, and is open 9 a.m. to 4:30 p.m. every day except for Sunday and Tuesday, which is by appointment only.

Call Lori Erbes at 815-535-6295 or visit Erbes Realty online at www.erbes-realty.com.

Abigail Vaessen, Broker, 815-508-9715 abbivaessen@erbesrealty.com Tonja Greenfield, Broker, 815-761-3220 tmg1973@gmail.com Lori Erbes, GRI, Designated Managing Broker/Owner 815-535-6295 lorierbes@gmail.com Marcia Kosowski, Broker, 779-423-59470 mkosowski@erbesrealty.com

We’re a digitally connected society, so internet service is vital to everyday life. But choosing the right provider can be confusing. Wading through the prices, packages, bandwidth and installation can be tough to find the right speed and plan.

While some communities have little choice in providers, others have many. Either way, it’s good to know the basics before you buy. Making the wrong choice can mean the difference between satisfaction and frustration.

Whether you are moving into a new home or dissatisfied with your current service, keep in mind these factors when choosing an Internet service provider.

tion will prevent you from being disappointed in the service or your bill.

Price Cost is an important consideration when selecting a provider. Most companies charge in monthly increments, so decide what price range best fits your budget.

Faster service will cost more money. Compare prices from several different providers to get the best deal.

You should know the upload and download speeds for each price point. The higher the speed, the better the service.

Type of connection Types of connections play an important role in selecting an internet service provider.

Broadband connections are the most popular types of connectivity. It allows you to receive high-speed service by using a modem, mobile phone or a coaxial cable.

Satellite and fiber optic connections are also making headway in some cities.

DSL is another kind of connection that uses a landline phone.

Specials Many Internet providers offer specials or bundles to new customers. They may give you free service for the first few months, free equipment or upgrades.

Bundles package internet with phone and cable TV services.

Look closely at providers in your area to find a package that suits you. If you have cable or satellite TV, you might be able to get a special discount if you purchase your internet service from the same company.

Also consider your cell phone provider. Sometimes, your mobile phone company might have a package deal for residential internet service. It is all about figuring out what’s best for you.

Finally, there is dial-up connection. While it was very popular years ago, only a few places still have dial-up services available. Dial-up speeds are very slow by today’s standards, but these connections may be the only option in some rural areas.

Purpose of connection Make a list of what you need to accomplish on the internet.

If you want to stream movies, study online or telecommute, you will need the fastest connection possible.

However, if you simply want access to email or basic websites, you might be able to settle for a slower, cheaper service.

Determining the purpose of your connec-

Customer service Last but not least in your choice is customer service. Read reviews of each company. Find out how long each company keeps their customers on hold.

Also, look at how many outages they have.

Does the company fix problems on a timely basis? How do they handle defective equipment?

Studying each company will ensure that you will have no surprises after signing a contract.

Once you have conducted the proper research, you will have a better idea of which company will meet your needs.

If possible, sign up for a provider on a trial basis. If you are unsatisfied with the service, connection or products, you can cancel it without paying a penalty.

We Have No Data Limits, Caps, Slow Downs Or Overages!

We offer rural wireless internet service capable of providing the quality of connection needed for reliable streaming, gaming, and every day browsing. Unlike other providers we can deliver the speeds we advertise all the time – we are NOT overloaded to the point that the connection slows down during busy times.

Check out our website for more info or give us a call! www.dccomp.net (815) 288-4695

DC

COMPUTERS (815) 288-4695 734 N Galena Ave, Dixon, IL

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How to Choose a Medical Equipment Provider When your illness or condition requires inhome medical equipment, you naturally want the highest-quality, durable devices and supplies from a reputable, reliable provider.

Your first step in deciding what medical equipment is best for you will be talking to your doctor about your situation and specific need. Some medical equipment may require a doctor’s recommendation for insurance approval.

Once you’ve spoken with your doctor, here are some tips for picking the highest quality medical equipment available.

Respiration expertise People with respiratory problems should look for a medical equipment provider whose staff has training and expertise with CPAP machines and supplies, bottled oxygen and other equipment.

A certified respiratory therapist on staff can guide you on how to use the equipment safely and effectively.

Choose a company that delivers the correct supplies at the right time and that employs skilled and compassionate people.

Personal service Locally based providers are always best.

You are likely to receive personalized service.

They can also respond quickly in case of trouble – Equipment fails and supplies run out.

When your provider is in your community, you can usually reach someone right away.

A local provider can send someone quickly.

Larger companies may stock supplies a few hundred miles away. That means you may have to wait days for a technician or urgently needed supplies to arrive.

Government billing Medicare and Medicaid often cover medical equipment and supplies. Choose a provider who is experienced in handling patient billing for these plans.

Government regulations and documentation are often complicated. There are deadlines to meet and rules to follow. The equipment pro-

vider may be able to bill Medicare or Medicaid directly, which lessens the deductible you will have to pay. It also speeds up the entire billing process.

Mobility expertise When you are dealing with mobility issues, look for a provider with experience in mobility aids. They should offer you a wide range of walkers, scooters and wheelchairs.

While you may only need a simple cane now, you might need more advanced aids in the future.

Creating a good working relationship with a medical equipment provider will help you as your needs change over time.

Other supplies Medical needs change over time. Be sure to

choose a company that carries a wide array of medical supplies.

In the future, you might need diabetic shoes, hosiery and supplies, home oxygen, CPAP machines and supplies, and other types of treatment and monitoring equipment. Choose a medical equipment provider who becomes familiar with your needs over the years and who can develop a sense of you as a person.

Speak with your doctor and staff about good companies in your area. Their recommendations will help you find the right company for your needs.

A good track record of customer service, the ability to handle Medicare and Medicaid billing, and trained staff should be the factors to guide you in your search for an excellent medical equipment provider.

Compassionate Care... Quality Products 3312 River Road, Sterling (815) 626-4041 1309 N. Galena Ave, Dixon (815) 285-5857

Northern Illinois Home Medical Supply (NIHMS) offers a full line of medical equipment and supplies to assist you with your recovery and home healthcare needs.

SM-ST1959553

We all have sensitive personal documents containing valuable information, but over time much of that paperwork becomes obsolete. If you own or run a business, that trove of financial and personal documents quickly piles up, and disposing of it thoroughly and securely becomes a priority.

Confidentiality is important, particularly for businesses in competitive industries.

That’s why a good shredding service can be a major help in keeping fraudsters and potential spies from viewing your business documents.

Some businesses handle their business documents by throwing them in a public trash receptacle or using a compact shredder. These options are not reliable. A compact shredder breaks easily and is also cumbersome to manage.

Shredding services will handle confidential paperwork easily and efficiently.

Medical professionals, attorneys and banks are particularly in need of shredding services.

If sensitive, confidential information is leaked, your business could be legally liable.

Why risk a lawsuit? A good document shredding service will help you avoid the hassle and scare of being vulnerable to lawsuits and crime.

Trust and security Trust is the key word when looking for a document shredding company. After all, they will be handling your confidential papers.

Ask other area businesses which shredding company they use. Getting a good recommendation from a fellow business owner is a great way to guarantee your satisfaction with a shredding company.

Look for a company with a long track record. The more experience they have, the better service they can provide.

Inquire about their method of destruction.

It is a key consideration, as you need to be certain these documents are handled with great care.

Some services use a mobile document shredder for added security. They will bring the shredders to your business, which elimi-

nates the possibility of some sensitive documents leaking to competitors. It provides an exceptional level of security.

If you are comfortable with using an off-site service, ask for references before determining if they have a high level of security.

Ask how and where waste is disposed. If your company values environmentally-friendly products, using a document shredding service that recycles can be a fantastic choice.

Certification Choose a company that is certified through the National Association of Information Destruction.

Proper certification means your documents will be handled with the utmost professionalism. A certified service takes superior precautions so that your documents will not wind up in criminal hands.

When interviewing service companies, ask

about liability insurance. You need to know that your business is protected in the event something happens while your records and documents are being transported.

Take your budget into consideration. Ask for written quotes from several companies.

Comparing these prices and service details will help you understand what you are paying ahead of time.

When choosing a document shredding service, always consider confidentiality and safety first. The lowest price quote will not always be the best. Remember, the reputation of your company is at stake. Select a company that makes you feel comfortable. It will leave you and your company feeling more secure and satisfied.

Don’t take chances with your company or personal identity. With identity theft growing daily, you need to take every precaution to protect yourself and your business.

SECURE PAPER SHREDDING FOR YOUR SENSITIVE DOCUMENTS • Pick up free loaner totes at All-Safe Center • Fill up your tote at home

ALL-SAFE STORAGE CENTER

SM-ST1960517

• Call All-Safe center for free tote pick-up • For shredding service, you can pay with cash, check, or credit card

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Office Hours M-F 8:30 - 5:30 Sat. 8:30 - Noon

690 Timber Creek Road • Dixon, Illinois • (815) 285-2212 Visit our website www.allsafecenter.com

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Choosing the Right Behavioral Health Services If you or someone you love are faced with such as issues as addiction, depression or anxiety, finding the appropriate treatment provider is crucial in getting the best care possible.

The good news is that there are more general and specialized treatment providers and centers available than ever before. Further, there is less stigma, more recognition and an evolving scope of treatment and therapy to help anyone who suffers from these and other behavioral health symptoms.

Behavioral health care is an umbrella term for a range of issues from depression to substance abuse, psychiatric troubles and more recently recognized struggles such as eating disorders.

Children, teens and adults alike can benefit from the inpatient or outpatient care.

MARRIAGE & FAMILY COUNSELING

SUBSTANCE ABUSE TREATMENT

Here are some things to keep in mind when looking for a treatment center.

Flexibility

Good behavioral health centers will shun a one-size fits all approach to helping people.

Needs vary greatly from person to person depending on the diagnosis.

A good option for less-serious issues could be short-term outpatient care that can be performed in any setting: school, office or even your home. This often comes in the form of one-on-one counseling. At the other end of the spectrum is long-term inpatient care in a hospital setting.

Most cases are somewhere in between. The ideal center will offer a combination of treatments over time that will yield the best results.

MENTAL HEALTH

CHRONIC DISEASE MANAGEMENT

The best facilities create teams of professionals who work with individuals on different aspects of their problem.

Team approach

Behavior health deals with myriad problems that are often best solved with a multidisciplinary approach. Psychiatrists and psychologists are only the beginning.

A full array of medical professionals should be available if needed. A team approach can help with social aspects of behavioral issues, such as social workers, teachers, nurses and dietitians.

stance abuse is often called a family disease.

Behavioral health issues impact many people in major ways. All those people can be involved in supporting the right health solution.

Family involvement

Family involvement in the treatment process can increase positive outcomes.

Some behavioral health issues, like addiction, involve emotional and stressful family situations. Healing these family wounds can be a very important step in the treatment process.

It’s important to remember that emotional and mental issues never affect just one person. Sub-

We are licensed clinical therapists specializing in treating relational wounds, anxiety, depression, loss, trauma & addictions.

Ongoing services

Continuing care is essential for behavioral health concerns. It will help keep the patient on track with their recovery.

Many diagnoses require intense treatment followed by a longer period of continuing care.

Successfully following the long-term recommendations will lead to a full recovery.

• Individuals • Family/Couples • Children/Adolescents • Employee Assistance Program For Businesses On Staff we have a Registered Play Therapist (for childhood trauma, anxiety & depression) a Certified Perinatal Mental Health Counselor (for depression & anxiety during pregnancy & postpartum, infertility ty issues, & much more) a Certified Alcohol & Drug Counselor, and Clinical Trauma Therapists.

MM Moeller, Myers A & A S S OCI AT E S P C Counseling & Consulting

Our compassionate & prof professional ofessi sion si onal al counsel counselors elors are are here to assist you in the Sauk Valley area

3917 E. Lincolnway, Suite C, Sterling | (815) 626-8760 | www.mmaccil.com