SHIFT MINER The Queensland mining community’s best source of local news
Locally Owned and Operated - www.shiftminer.com
Monday 7th November 124 Edition 2011
M A G A Z I N E
MACHETE vs MINER CQ miner’s brush with death in New Guinea
“BLOODY hectic.� That’s how central Queensland miner Luke Richmond describes being threatened with a machete in the remote jungles of western New Guinea. On Australia Day this year, the 26-yearold adventure junkie set off to climb the seven highest summits of the world. Luke can now tick four off the list - but the 4,884 metre Carstensz Pyramid in the Indonesian-held Papua province almost cost him his life. In fact, he is only around to tell what sounds like a tall tale, thanks to two Aussie expat contractors working at Freeport mine. “It is the most highly strung political environment I’ve ever seen,� said Luke. “And the villages literally went from smiling one moment, to wanting to cut off our heads the next.� But let’s start at the beginning. “The approach to the mountain took six days through some of the thickest jungle on this man’s earth,� said Luke. A permit is required to enter this part of the world, and in order to travel through multiple tribal lands the climbers had to employ porters from each village, 32 of them. For six days, the 10 climbers and about 40 porters made their way through the dense jungle to the base of the mountain, and 14 hours later stood atop Oceania’s highest peak.
All accidents and personal injury claims: s -OTOR 6EHICLE !CCIDENTS s 7ORKERS )NJURY #LAIMS s 0UBLIC ,IABILITY #LAIMS s -INING !CCIDENT #LAIMS s 4OTAL AND 0ERMANENT $ISABILITY )NSURANCE #LAIMS s "OATING AND (OLIDAY !CCIDENT #LAIMS $ARREN 3EKAC IS AVAILABLE FOR CONSULTATIONS AT THE 7HITSUNDAY AND 0ROSERPINE OFlCES ON 4HURSDAY BY APPOINTMENT ONLY
Darren Sekac*
*Personal Injuries Law Accredited Specialist (MACKAY)
Call 4944 2000
www.macamiet.com.au
MACKAY
News Fast train to Gladstone Âť page 6 News Machine mining ramps up Âť page 9 Ladder 457 visa hold ups over Âť page 10 Around Town Horror at Blackwater Âť page 15
“The head villager ran down to our camp with his machete and began yelling for blood.�
Âť continued page 7
PERSONAL INJURY EXPERTS
News Caval Ridge mine green light Âť page 2
CRIMINAL LAW EXPERT! s Driver Licence Issues s 4RAFlC /FFENCES WORK LICENCES AND SPECIAL HARDSHIP ORDERS s $RUG #HARGES s !SSAULTS 6IOLENCE /FFENCES s $OMESTIC 6IOLENCE !PPLICATIONS s &RAUD $ISHONESTY 4HEFT /FFENCES s 3EXUAL /FFENCES s 7EAPONS /FFENCES We can help with discreet, professional service which focuses on the best outcome.
Contact Vince Campbell
FAMILY LAW Divorce Children PROBLEM? Property We can help you by: s Advising you of your rights s Negotiating an agreement s Representing you at a Mediation or in Court proceedings For all your Family Law needs, call Emma Sandvick
Call 4944 2000
www.macamiet.com.au
MACKAY WHITSUNDAYS PROSERPINE
Off Shift Cold Chisel still rocking Âť page 22 Money Matters Making millions out of caravan parks Âť page 25
News
e r ’ u Yo ! d e t Invi
124th EDITION. 2011
BHP gives nod to $4B Caval Ridge mine
Join in a fun day with the Bechtel community Heaps of activities and entertainment for the whole family including, rugby league legend and Footy Show host Paul “Fatty” Vautin.
A new surge of investment is about to hit the Bowen Basin, with BHP Billiton approving its $4.2 billion Caval Ridge coking coal mine and the expansion of the nearby Peak Downs mine. The mine has been highly controversial among the local Moranbah community, because it will become the first Queensland coal mine to be run entirely with a fly-in flyout (FIFO) workforce. That means no new families will move to the town with the project, with the workforce to be houses in a giant mining camp on the outskirts of town. The new mine will produce 5.5 million tonnes of coal a year - and has a life expectancy of more than 60 years. The first coal is expected to be exported in three years time.
The Peak Downs expansion will see the mine produce an extra 2.5 million tonnes per year. The two projects are just one of many that BHP - through its alliance with Mitsubishi (BMA) - has planned for the region. “This investment in the Caval Ridge Mine was foreshadowed in March when BHP Billiton announced investments in the new 4.5 million tonne per year Daunia mine, the life extension of the Broadmeadow mine and the 11 million tonne per year expansion of the Hay Point Coal Terminal,” BHP metallurgical coal president Hubie van Dalsen said. “This is a continuation of BHP Billiton’s strategy of investing in large, low cost, expandable mines with long lives.”
11,000 at Kevin’s Corner Paul “F atty”
Vautin
Gold coin entry (Donated to local charities)
Saturday, 26 November, 2011 12 noon – 5pm Gladstone Rugby League Grounds – Marley Brown Oval
THE $6.6 billion Kevin’s Corner coal mine in the Galilee Basin would employ more than 11,000 people, according to its Environmental Impact Statement (EIS). The project is owned by Indian infrastructure giant GVK, which announced a takeover of most of Gina Rinehart’s Galilee coal assets in September. According to the EIS, 4105 full-time jobs will be generated during construction, and another 7,258 will be needed when it is operational. The Kevin’s Corner project will include three underground longwall operations, supplemented in the early years with two open-cut pits. Coal will be mined from the open-cut pits using truck-shovel methods and transported to an on-site coal processing plant. It will then be sent by rail to Abbot Point
coal terminal, near Bowen, for export. The project will be capable of producing 30 million tonnes of thermal coal every year, for 30 years. If approved, construction would begin late next year, and the mine would be operational by 2014. According to the EIS, there will be little impact on significant or endangered animals and plants. Noise and vibration pollution is not expected to impact the town of Alpha, which is 65 kilometres north of the project. However, the on-site accommodation village will be acoustically designed to limit noise for sleeping workers. The Kevin’s Corner EIS will be available for public comment until 12 December. It is available online at www.deedi.gov.au
“Significant” rail & port projects
ENJOY LIVE T ENTERTAINMEN CTOR’S INCLUDING X-FA AUDIO VIXEN
Bechtel Community Day Proudly brought to you by Bechtel Australia Page 2 - Shift Miner Magazine, 7th November 2011
TWO key rail and port projects in central Queensland have been declared “significant projects” by the Co-ordinator-General. The Deputy Premier Andrew Fraser said the Dudgeon Point Coal Terminal and the Goonyella rail project could create thousands of jobs. The Dudgeon Point Coal Terminal project, near the Port of Hay Point, is being led by the North Queensland Bulk Ports Corporation and a consortium including Adani Mining and Dudgeon Point Project Management. “The proposed DPCT would involve the development of two new coal terminals with a combined export capacity of 180 million tonnes per year - almost exact-
ly the amount of coal exported out of the entire state in 2009-10,” Mr Fraser said. “This massive project is potentially worth $10-$12billion in investment, which stands to deliver another 5000 construction jobs.” Mr Fraser also said the Goonyella rail project had great significance. “It would involve the development of a new 290 kilometre rail line and associated infrastructure, and could potentially export around 60 million tonnes of coal each year.” “It underscores the potential of the Abbot Point Coal Terminal to be one of the biggest coal export terminals in the world.”
CONTENTS 124th EDITION. 2011
23
DANIEL’S DAY
21
BELLY WARMER
13
modation crisis in Gladstone is? Bechtel is currently paying its LUKE Richmond’s brush with death workers a $24,000 a year bonus, just in New Guinea makes for an intrigu- to share a bathroom. ing read this edition. The chief executive of the local His decision to scale the seven council has described the rental marhighest summits is interesting enough, ket in the city as diabolical. but now he has a tale so tall it sounds You can read the story on page 11. almost unbelievable. And if you’ve got a spare $20 milAside from Luke’s adventures, in lion, now might be the time to invest this edition of Shift Miner Magazine in a caravan park or two in the region. you will find plenty of news affecting Prices have gone through the roof your life back in Queensland. since the parks have stopped being A raft of enormous projects have the overnight hang outs for grey gone through to the next stage of the nomads, and instead become home approvals process over the past cou- to mining and industry workers who ple of weeks - including the Kevin’s can’t find a bed anywhere else. Corner mine project, the Fitzroy TerIf you want to read the details minal, Caval Ridge mine and the before calling your bank manager, Dudgeon Point Coal Terminal. turn to page 25 now. Want to know how bad the accom-
FROM THE EDITOR
Chicken Yellow UNION KINGS Alex Graham BeanYou and REGULARS NEWS Numbers Numbers Numbers Ginger Soup Can CountYou On** You 4 Express lane 16 STUFF TO THE EDITOR * Can Count On Can Count On Coal barges for the Fitzroy? Serves 2
Numbers You 17 FRANK THE TANK’S 8VLQJ D PRUWDU DQG SHVWOH 5 Cut off audited (QMR\ VRPH $VLDQ ÀDYRXUV DW KRPH * by the CAB *When audited the *When CAB CanbyCount On METHOD: *When audited by the CAB
ZLWK WKLV TXLFN DQG HDV\ VRXS 7R SRXQG WKH VKDOORWV FRULDQGHU LOVE ADVICE Land bridge for Curtis Island PDNH WKLV D PDLQ PHDO DGG VRPH by SHSSHUFRUQV WR D SDVWH %ULQJ VWRFN *When audited the CAB FRRNHG ULFH QRRGOHV WR \RXU VHUYLQJ 8 Still soggy ERZOV DQG VSRRQ WKH VRXS RYHU WKH
WR WKH ERLO LQ D ODUJH SRW $GG WKH SDVWH \HOORZ EHDQ VDXFH R\VWHU VDXFH SDOP VXJDU DQG JLQJHU WR WKH WRS VWRFN 6WLU WR FRPELQH $GG FKLFNHQ DQG VLPPHU XQWLO MXVW FRRNHG INGREDIENTS: DERXW PLQV 6WLU LQ $VLDQ JUHHQV 6KDOORWV www.shiftminer.com M A G A Z I N E www.shiftminer.com M AE G A www.shiftminer.com Z I N E DQG FRRN XQWLO MXVW ZLOWHG 6HUYH M A G A Z I N www.shiftminer.com M A G A Z I N E 7DEOHVSRRQ FKRSSHG FRULDQGHU RYHU FRRNHG ULFH QRRGOHV URRW DQG VWHP Bowen Basin’s premier magazine ò 7HDVSRRQ ZKROH ZKLWH Phone: (07) 4921 4333 Fax: (07) 4922 6908 angus.peacocke@shiftminer.com Proudly Audited by Proudly Audited by *Ingredients available from your local SHSSHUFRUQV Editor: Alex Graham Advertising: Angus Peacocke 0428 154 653 Proudly Audited Proudly Audited by by Asian grocer or in the Asian food aisle / &KLFNHQ VWRFN Published fortnightly by Fitzroy Publishing Pty Ltd M A G A Z I NForEmore information visit www.auditbureau.org.au A.B.N 72122739879 PO Box 1440, Rockhampton Q 4700 ofmore the supermarket For information visit www.auditbureau.org.au ò &XS \HOORZ EHDQ VDXFH 7DEOHVSRRQ R\VWHU VDXFH For more information visit www.auditbureau.org.au For more information visit www.auditbureau.org.au 7HDVSRRQV SDOP VXJDU 7DEOHVSRRQV ¿QHO\ FKRSSHG JLQJHU J &KLFNHQ WKLJK RU EUHDVW ¿OOHW WKLQO\ VOLFHG %XQFK $VLDQ *UHHQV VXFK DV ERN FKR\
19 PUZZLES 20 BAIT SHOP BANTER 24 MONEY MATTERS
CQ mines prepare for wet
11 Easy money
Paid to share a bathroom
SHIFT MINER The
Locally Owned and Operated
www.shiftminer.com
YOUR UNION YOUR L AWYER
s 7ORK#OVER CLAIMS s 7ORK RELATED INJURIES s 2OAD ACCIDENT INJURIES s 3UPERANNUATION 40$ CLAIMS Zest Eatery s &AMILY LAW Open 4.00pm to 8.00pm daily s %STATE LAW s #ONVEYANCING
CONTACT
Cameron McCracken Phillip Robinson
1300 622 222 themac.com.au
COPPABELLA | DYSART | KAMBALDA | MIDDLEMOUNT | MORANBAH | NARRABRI | NEBO
T
07 4922 0277
general@hallpayne.com.au W www.hallpayne.com.au E
Address Suite 2, Trade Union Office,
110 Campbell Street, Rockhampton. Page 3 - Shift Miner Magazine, 7th November 2011
News
124th EDITION. 2011
Fitzroy coal barges in express lane A proposal to export coal through the Fitzroy River near Rockhampton on barges has been given significant project status by the Co-ordinator General this week. The decision is a major step forward for the Mitchell Group - majority owners of the Fitzroy Terminal proposal - because it puts the project in the fast lane for getting environmental approvals. The company is expected to release its terms of reference for its Environmental Impact Statement (EIS) within the next six months, if it plans to make the 2015 deadline it has set for first shipment of coal. The Fitzroy Terminal proposals differs from other coal port plans in Queensland, because it does not require deep water or dredging works. Under the plans, coal will be transported by train, using existing rail networks, to a new rail spur loop at Raglan - about halfway between Rockhampton and Gladstone. It will then be moved by covered conveyors onto onto covered barges which will
travel down Raglan Creek, through Port Alma to deep water. Purpose built transhippers will then transfer the coal from the covered barges to conventional coal ships. The port will be designed as a multi-purpose facility, but is expected to be used primarily for coal - 22 million tonnes would be exported each year. While transhiping coal facilities don’t exist in Australia, the Mitchell Group’s Matt Brown says in Indonesia around 90 per cent of coal is exported that way. “Certainly transhipping presents huge benefits to the potential stake holders in the project through a reduced environmental foot print,” he said. “The scale of the wharf and barge loader is significantly reduced compared to the big berths you require for an ocean going coal vessels.” “And certainly there is a reduced capital expenditure, those savings are passed on in lower tariffs to end users, which makes it commercially competitive.”
Above: The concept plan for the Fitzroy Terminal project Pictured: A transhipper unloading into a ship’s hull
Rolling strikes till Xmas THE
FUT UR E O F E NG INE ERI NG HA S A
RR IVE D
DUKIN MHG Co-Ordinates Measuring Machine (CMM) Purcell’s Engineering has just installed and commissioned the a DUKIN MHG Co-Ordinates Measuring Machine (CMM). Housed in a temperature controlled facility at 5 Helen Street workshop, the DUKIN CMM can carry out all of your Q/A inspections and specialised measuring requirements. Accuracy - 2 micron (0.002mm) Max’ size capacity - 1500mm (X) x 3000mm (Y) x 1200mm (Z) Max’ weight capacity – 2.3t For all enquiries and inspections, please call our office to arrange an appointment.
5 Helen Street Gladstone Ph. 4978 0600
www.purcells.com.au Page 4 - Shift Miner Magazine, 7th November 2011
QANTAS might be stealing national headlines when it comes to industrial disputes, but the biggest strike action since the longrunning Gordonstone dispute is looming in the Bowen Basin. After the latest round of talks between mining giant BMA and the unions failed, Norwich Park miners could walk off the job 17 times between now and Christmas. They will be joined by workers at other BMA mine sites including Goonyella, Saraji and Peak Downs. “BMA is simply not listening to its employers,” said CFMEU Queensland mining president Steve Smyth. “Their proposal was rejected by 92 per cent of the workforce when it was put to the vote.” “Now another three days of talks has resulted in next to nothing.” For the past 10 months, the parties have been unable to agree on a new enterprise agreement. The agreement covers workers at the company’s seven Bowen Basin mine sites.
Mr Smyth said BMA had underestimated the current level of dissatisfaction among workers. “This is just a business transaction for BMA.” “But for our members it effects their future, and the future of their families and the communities they live in.” In a statement, a spokesperson for BMA said they were disappointed more strikes would go ahead. “This most recent action does nothing to support the conclusion of an agreement and causes unnecessary financial harm to the business and our employees, particularly in the lead up to Christmas,” the statement read. “The company will continue to communicate with and listen to our employees and consider their suggestions particularly on rosters and accommodation.” “BMA remains committed to finalising the agreement as quickly as possible, but equally will not compromise on elements of the EA that critically impact the future
“But for our members it effects their future, and the future of their families and the communities they live in.”
News
124th EDITION. 2011
Ports chief wants Curtis Island bridge THE Gladstone Ports Corporation chief has labelled a decision not to build a land bridge to Curtis Island for LNG traffic as crazy. Speaking at the Golding Industry Conference, Leo Zussino said he was determined to see a land bridge built to the island that will become home to 6000 workers during the construction phase of three LNG projects. Without a land bridge, traffic in the Gladstone harbour is set to explode, with thousands of people and tonnes of machinery needing to be barged across daily. “There is a significant management program built around the fact that we do have this crazy situation of these plants being built on the island without a bridge, without
road access,” said Mr Zussino. “While there has been extensive resources, extensive co-operation and extensive management of those [shipping] issues so to minimise those opportunities.” “There are a lot of opportunities for things to go wrong over the next few years of that construction phase.” One of the biggest concerns among some members of the Gladstone community about the LNG industry is the environmental risk to the harbour. That includes the impact of unauthorised toxic or bacterial discharges from foreignowned boats, and the possible introduction of non-native marine species flushed out in those discharges or attached to the vessels.
“There are a lot of opportunities for things to go wrong over the next few years of that construction phase.”
FAST NEWS Cougar cleared The State Government has confirmed traces of formaldehyde and thiocyanate were found in a widespread area on a Kingaroy property, indicating they probably weren’t caused by Cougar Energy’s nearby coal gasification plant. Cougar Energy says the government’s findings confirm what it had always known. The company is taking legal action against the government for shutting down its operations. .....................................................................
Exploration up Mr Zussino says the management of these boats and their discharges is the responsibility of the Australian Quarantine Inspection Service (AQIS). “If a barge comes in and it has got barnacles etcetera on it they (AQIS) would have to commence a plan on how they are removed,” he said. “Maritime Safety Queensland are the lead agency for oil spills and issues like that which have happened in the port.”
EXPLORATION in Queensland by the resources sector topped a billion dollars in the last financial year. The latest Australian Bureau of Statistics figures show $1.126 billion was invested in mineral and petroleum exploration expenditure in Queensland during the 12 months to June 30, 2011. The figures represent a 23 per cent increase over the $917.1 million in exploration investment of the previous year. .....................................................................
Bill protects crops The Strategic Cropping Land Bill 2011 has been introduced to parliament and is aimed at protecting Queensland’s best cropping land. Two zones will operate under the bill if passed in its current form: no development will be allowed in protection zones that alienate the land permanently; and in management zones development will be able to go ahead under strict conditions. The restrictions apply to open cut mining, coal seam gas, underground coal gasification, longwall or underground mining, and urban and industrial development. The legislation is expected to come into effect early next year. .....................................................................
Mining centre announced THE University of Queensland (UQ) and University of Western Australia are to manage an international mining centre to assist developing nations. The $31 million International Mining for Development Centre is federally funded through AusAID and will provide practical advise as well as education and training services to mainly African nations on mining-related issues. Ian Satchwell has been announced as the centre’s first director. The centre will be based in Perth.
Page 5 - Shift Miner Magazine, 7th November 2011
News
124th EDITION. 2011
Fast train to haul in Rocky, Bundy workforce LIFESTYLE PLAN: A fast train between Rockhampton and Gladstone could open up the Capricorn Coast as a home base for industry workers
AFTER years of false starts, Gladstone’s insatiable appetite for workers could be the catalyst for a fast train between the city and nearby Rockhampton. While the idea has been mooted for years, for the first time Queensland Rail has agreed to consider the proposal. A feasibility study is about to get under way, and will include plans to link Gladstone to Rockhampton in the north, and Bundaberg and Maryborough in the south. “We certainly believe the possibility is there,” said the general manager of Queensland Rail Travel Max Kruse. “We want to have a really good look at it, a lot more science needs to be carried out yet.” “The thinking at this stage is to widen the service to the north and south - to the Rockhampton and Bundaberg areas - and that gives us the ability to scope it a bit wider.” The man behind the push is Neal Lethlean, the economic development manager at Capricorn Enterprise. “A fast train has been talked about for years in coffee shops and bars in Rockhampton,” he said. “What makes it different now is Gladstone is crying out for workers.”
“This ticks all the boxes - there is no accommodation left in Gladstone, it helps big industry recruit and it gets traffic off the roads.” Mr Lethlean said in recent months the Rockhampton region had experienced a huge surge in bookings for short term accommodation. “Motels, hotels and caravan parks - even on the Capricorn Coast - are being booked out by contractors driving to Gladstone every day for work.” “A fast train could pick up between 500 to 1000 people in Rockhampton and 200 to 300 from Bundaberg daily.” “Gladstone is going to become an industrial city, and in the 21st century people do not want to live in an industrial city - they want to work there and commute in.” Mr Lethlean said the train schedule would have to reflect the start and end times of shifts, and tickets would probably need to be subsidised - possibly by employers. The return trip could be used for medical purposes, such as transporting patients who need oncology or other specialist care. CQUniversity Professor John Rolfe is expected to carry out the feasibility study, which should be completed before Christmas.
FLAT BLOCKS NOW SELLING. FROM JUST $255,000. /DQG LQ *ODGVWRQH LV VHOOLQJ IDVW %H RQH RI WKH ƁUVW WR VHFXUH \RXU GUHDP ORW ZLWKLQ *ODGVWRQHŞV QHZHVW )RUHVW 6SULQJV &RPPXQLW\ Located just minutes drive to Gladstone CBD, Airport & Marina this new land release will sell fast! This new release within the Banksia neighbourhood offers; • Limited lots priced from just $255,000 • Wide, flat lots ranging from 620sqm – 827sqm
• Woolworths & speciality stores at your doorstep • High Speed broadband*
• Delayed Settlement to March 2012^
IRUHVWVSULQJV FRP DX
• Just minutes drive to Gladstone Airport, Marina & CBD
JULIE WATTS M 0417 743 725
Cnr Dixon Drive and Kirkwood Road, Gladstone, Qld 4680
ANDREW ALLEN M 0408 799 585
* High speed broadband subject to NBN delivery. Whilst all details have been carefully prepared and are believed to be correct, no warranty can be given either expressly or implied by the vendors or their agents. Intending purchasers must rely on their own enquiries. Photographs and illustrations are for presentation purposes only and are indicative only. They should not be relied upon as an accurate representation of the final product. Correct at time of print. Specification may change at anytime. FOR22343
Page 6 - Shift Miner Magazine, 7th November 2011
News
124th EDITION. 2011
FROM PAGE 1
Mountains, machetes & mayhem for CQ miner SHIP SHAPE: Luke Richmond and other climbers slept in this shipping container for six nights
But then the real action began. The group had returned to base camp, and were sleeping off the exhausting climb. In the middle of the night, a 100 kilogram piece of rock dislodged from an overhang and fell on four of the local porters, injuring one so badly he slumped into a coma. “The head villager ran down to our camp with his machete and began yelling for blood,� Luke recalls. “In this part of the world the local people have a fairly simple way of thinking: the climbers brought us here and we are hurt so now they must be hurt, an eye for an eye.� The head guide managed to convince the village chief not to kill the climbers then and there, but arranged a talk the next morning. When Luke and the other climbers arrived at the village, they found the young porter was not dead as the chief had assumed, but still in a coma, and so quickly began to make a stretcher to get him to the closest medical help at the Freeport mine. The Freeport is one of the biggest copper mines in the world - and controversial to boot. Almost 10,000 workers have been on strike since September, and there have been almost daily reports of violent riots and shootings in the region. With the young porter in the care of a
medical team, it soon became clear to the climbers it was not safe to return to the village, because their lives could be in jeopardy if the boy died. The mountaineers decided their best course of action was to stay put near the mine and hope that management would help them. “We knew we were going into a remote region, but our guides let us down badly,� said Luke. “Our sat phones didn’t work, there was no helicopter on stand by for emergency evacuations as promised.� “They simply could not guarantee our safety if we returned to the jungle.� The group presented themselves to the Indonesian contract military running security outside the mine, who detained them. For the next six nights they slept 10 abreast in a freezing shipping container outside the mine, until a couple of expat Aussie mine workers found them. “They gave us fruit and noodles and whatever food they could find, then went straight to management.� The climbers were then allowed to use the mine’s phone to try and arrange an evacuation. “We were madly ringing embassies, and trying to hire a chopper but they wanted $100,000 for it.� Eventually, on the sixth day, in the middle of the night they were smuggled on-site and flown out using one of the mine’s helicopters to the nearby town of Timika. “Timika at the time was surrounded by angry miners and members of the Free Papua movement, so it was blockaded with burning trucks, rocks and a screaming mob,� said Luke. They never left the airport, but quickly boarded a flight to a town on the other side of the island, then catching the next plane to the relative peace and tranquility of Bali and freedom. Despite his brush with the machete and island chaos Luke is continuing with his adventure. He leaves for Thailand next week to begin training for his next climb - the 4,892 metre Vincent Massif in Antarctica.
HIRED HELP: The porters who later turned on the climbers when one of their own was thought to be killed in a rock slide
ON TOP OF THE WORLD: The climbers reached the highest peak in Australasia... then the trouble started
“The villages literally went from smiling one moment, to wanting to cut off our heads the next.â€? !2% 3,/7 0!9%23 3,/7).' 9/52 '2/74( 5SE DEBTOR ĂźNANCE TO GET CASH BACK IN THE BUSINESS SO YOU CAN CONCENTRATE ON GROWTH
7HAT IS $EBTOR &INANCE $EBTOR ĂźNANCE ALLOWS YOU TO RAISEA FUNDS AGAINST OUTSTANDING INVOICES TO BETTER MANGE CASH ÄŒOW )DEAL IF YOU HAVE RELIABLE CUSTOMERS TAKING TO DAYS TO PAY $IFFERENT TO THE "ANKS 0APERWORK IS MINIMAL AND THE PRIME SECURITY IS THE DEBTOR BOOK AND 2EAL %STATE 3ECURITY IS NOT NORMALLY REQUIRED
(OW WILL IT HELP MY BUSINESS "ETTER #ASH ÄŒOW MEANS MEANS MORE WORKING CAPITAL FOR GROWTH 7HAT DOES IT COST /UR FEES ARE SIMILAR TO EARLY PAYMENT DISCOUNTS THAT MOST BUSINESSES ARE ALREADY FAMILIAR WITH #ASHÄŒOW &INANCE OFFERS A VARIETY OF FUNDING SOLUTIONS THAT GENERATE A REGULAR AND RELIABLE SOURCE OF FUNDS FOR A WIDE RANGE OF BUSINESSES
#ALL OUR .ORTH 1LD 2EGIONAL -ANAGER "RUCE -EREDITH (EAD OFĂźCE WWW CASHÄŒOWĂźNANCE COM AU
Reliable Debtor Finance Solutions
Page 7 - Shift Miner Magazine, 7th November 2011
News
124th EDITION. 2011
CQ coal mines wet but ready AN inspection of central Queensland coal mines has revealed the majority are well prepared for another big wet season. Last December more than 80 per cent of the region’s mines were inundated. Ten months later, and about 65 per cent are affected by water that is still trapped on site. The Department of Environment and Resource Management (DERM) has just finished inspecting 30 mines to check on their preparedness ahead of the wet season. While the weather bureau is predicting another summer of above-average rainfall, DERM’s director of mines in central Queensland, Andrew Connor, said most mines were standing ready. “The overall picture we’ve got at the moment is that mines appear to be prepared for the coming months,� he said. “That means that while they are holding water they have contingency plans in place.� Mr Connor said the department had not issued any directives to any mines to
improve planning or water infrastructure. “We are working with some companies who are in a worse position than others but that is through no fault of their own.� “It is just the amount of water they are dealing with already on site.� But the wet season could offer the much needed opportunity for those mines to pump water off site because mines are able to release more water when river flows are high. “The wet season is a double edged sword,� said Mr Connor. “Too much rain and there are problems, but just enough and mines will be able to shed some of the water they have had on site since last December.� Mr Connor said overall mines were much more aware about the need to weather proof their sites. About half a dozen mines are now believed to be considering investing in water treatment facilities.
QRC defends Ensham discharge application THE Queensland Resources Council has given critics of an application to discharge water from Ensham mine in the Bowen Basin a spray. QRC chief executive Michael Roche was quick to react recently when Rockhampton regional councillor Greg Belz publicly expressed concerns about mining’s potential impact on Fitzroy River water quality. At the time Mr Belz was discussing the application by Ensham Resources, near Emerald, to pump out water trapped in its pits since last December back into the Nagoa River. The mine wants to discharge 20,000 megalitres (ML) of water at a volume of 300 ML a day. “Mine discharges have very clearly added to the salinity content of water, they’ve
got a high level of sodium and it’s important that this stops in terms of its impact on the Fitzroy River waters,� Mr Belz said. “The really important thing is . . . our rural water quality and the health of the Fitzroy River water environment and our future and that can’t be compromised.� That was enough to raise the ire of Mr Roche described the Fitzroy as among the most extensively monitored and managed watercourses in Queensland. Mr Roche also pointed out that he thought it ironic the “ill-informed commentary� was made the same day the Fitzroy Water Quality Advisory Group held another of its regular meetings in Rockhampton. “The advisory group is there for its expertise and breadth of representation across
N
IO CT
AU
Looking For Great Returns? sĂĽ$IVERSIFYĂĽORĂĽADDĂĽTOĂĽYOURĂĽINVESTMENTĂĽPORTFOLIOĂĽWITHĂĽRETAIL sĂĽ XĂĽ ĂĽSQMĂĽRETAILĂĽSHOPS ĂĽBOUTIQUEĂĽCOMPLEXĂĽOFĂĽ ĂĽSHOPS sĂĽĂĽ3OLIDĂĽSUPERMARKETĂĽTENANT ĂĽ ĂĽYRĂĽLEASEĂĽ ĂĽ X ĂĽYRĂĽOPTIONS sĂĽĂĽ3UITĂĽINVESTORSĂĽORĂĽANĂĽOPPORTUNITYĂĽFORĂĽOWNERĂĽOCCUPIERS sĂĽĂĽ4OĂĽBEĂĽSOLDĂĽINDIVIDUALLYĂĽORĂĽTOGETHERĂĽYIELDĂĽ ĂĽPA
er environmental requirements is a clear example of the transparency surrounding the river’s management,� Mr Roche said. “Ensham will only proceed with monitored dewatering of its mine where there is sufficient flow in the Fitzroy to achieve a scientifically acceptable level of saline dilution. “I don’t believe any fair-minded citizen downstream from Ensham could ask for more than a clear announcement of the company’s intentions and plans, coupled to around-the-clock environmental monitoring and updated public scrutiny via a dedicated website.� DERM confirmed it has received Ensham’s application and has 20 business days to make a decision. No mines are currently discharging into the Fitzroy catchment.
Whitsunday’s are calling
www.agneswater1770.harcourts.com.au
AGNES WATER – Agnes Water Shopping Centre
governments, industry, agriculture and environmental organisations,� Mr Roche said. “This group is the bellwether for water quality issues in the Fitzroy River, and would have no hesitation in raising the red flag on any problem.� The previous week the Department of Environment and Resource Management (DERM) advised that above average rainfall last wet season had resulted in the highest recharges to groundwater in the Fitzroy Basin since 1914. There have been concerns raised recently about salinity levels in the Fitzroy, but DERM has confirmed mine discharges are not a major contributor. “Ensham Mine’s plans to release stranded floodwater from its mine over the next three years within mandated Fitzroy Riv-
AUCTION – 12th November, 2.30pm In Rooms Sandcastles Resort VIEW AT – www.harcourts.com.au PROPERTY ID# – QAR110906 QAR110907, QAR110908 Gordon Christian M: 0417 206 500 P: 07 4902 1444 E: gordon.christian@harcourts.com.au
',/"!, .!4)/.!, ,/#!, 9/5
Page 8 - Shift Miner Magazine, 7th November 2011
3 bedroom townhouse, great location with only a 5 minute walk to Jubilee Tavern and shops s Modern kitchen s 2 x air conditioned bedrooms s Tiled downstairs s Front and back veranda’s s Separate downstairs toilet s Car parking available for 2 cars
Priced to Sell at $269,000
5NIT -AEVA 3TREET *UBILEE 0OCKET #ONTACT 2AY 7HITE 7HITSUNDAY !DAM 7EBSTER PHONE
News
124th EDITION. 2011
Remote controlled trucks roll in DRIVERLESS FLEET: 150 Komatsu AHS trucks will make their way into Rio Tinto’s Pilbara mines
AS Rio Tinto buys in big to machine mining in Western Australia, the skills crisis is expected to be the driving force of conversion here in Queensland. Last week Rio Tinto signed a deal with Komatsu to buy at least 150 Autonomous
Haulage System (AHS) trucks for its Pilbara iron ore operations over the next four years. Rio has been trialling the trucks since 2008 - and has found the fleet has boosted safety as well as productivity. Komatsu Australia managing director
Sean Taylor said the scale of the deal was unprecedented. “The scale of this rollout demonstrates clearly what the future of mining will look like,” he said. In Queensland, experts say it is actually very difficult to predict how automation will take shape here - and how fast. “It is very difficult to tell because there is very little visibility on a company-by-company basis,” explains the Mining Industry Skill’s Centre’s general manager for business development Lauren Feeney. “What we do know is number of skilled workers required in the industry will be what drives automation in Queensland.” “Mining companies will want to ensure consistent production outcomes, and in the current labour market they will be naturally drawn to considering automation.” Ms Feeney said machine mining was more likely to occur at greenfields sites rather than at established mines.
“This process is not as simply as a flick of the switch.” “It is very expensive, and it does require considerable change and completely new job roles with different skills sets.” She said as new projects come on board, companies will have to look at what skills sets are available, and then make key decisions on how to proceed. “There is always going to be a need for highly skilled human beings in mining.” “But someone who can drive a truck cannot necessarily operate a truck remotely.” “They will need to scope the workforce and see what types of workers are available at that time.” She said it will become a case of weighing up the costs. “The establishment costs are obviously much larger for machine mining, but if companies want to continue to get their product of the ground then these are the kinds of options that will be considered.”
“The scale of this rollout demonstrates clearly what the future of mining will look like.”
Page 9 - Shift Miner Magazine, 7th November 2011
SHIFT
MINER ladder
GET WHERE YOU WANT TO BE
SHIFT
MINER ladder
457 visa wait over
GET WHERE YOU WANT TO BE
Welcome to Shift Miner Magazine’s Ladder
Our dedicated recruitment section
For employees It’s the place to go to search for jobs that are relevant to your skills set and industry experience.
Your message will be in front of your target audience - tradespeople, engineers, supervisors and skilled operators.
We’ve listened to your feedback, and we know you want a dedicated jobs section.
Don’t waste your time with expensive advertising campaigns that don’t work in publications that don’t target the mining community.
Ladder will bring you what opportunities are on offer in the region, and further afield.
Take your message directly to the people you want working for you.
For employers It’s the place to go to find the skilled workers you need to keep your project on track.
For enquiries call 4921 4333.
Unemployed turned CSG drillers A training program aimed at getting unemployed Queenslanders into coal seam gas jobs has been extended after more than half the participants found work. The first intake involved 91 hopefuls from Logan, Ipswich, Gympie, Bundaberg and Toowoomba. Eighty-three of those completed the program and 54 found work - 26 with CSG drilling companies in the Surat Basin. Some of the participants had been out of work for more than four years. The Mines Minister Stirling Hinchliffe has confirmed the program, run by Energy Skills Queensland BoysTown at Harvey Bay, would continue. The second round of drilling courses will be held in three locations, including Ipswich,
EMPLOYMENT WANTED I am a trade qualified carpenter/ builder seeking employment in the mining industry as an operator on a FIFO or DIDO roster . I have Loader, Excavator, Dozer, Skidsteer Loader, Road Roller and Fork Lift civil operators tickets and Truck Licence
PH Dale 0408183447 E: dl1770@bigpond.net.au
with 90 places available. BoysTown national operations manager Brendan Bourke said there was three weeks of preparation work for participants before the training program began. “We will work with each participant to address employment barriers they might face,� Mr Bourke said. “They will undertake the Coal Board medical check up and cover other life skills and general workplace training, including modules from the Certificate II in Workplace Practices, to ensure they are ready.� “We’ve also arranged industry tours and guest speakers so participants can get a better idea of how the work they are training to do fit in with what is going on throughout the region.�
THE waiting times for 457 visas needed to fill mining jobs has improved dramatically over the past three months, according to a migration specialist. The Principal of Quick Visas, Chris Carman, said the faster turnaround times have coincided with a 457 visa processing office being set up in Brisbane. “There is actually a strong focus on getting mining and health jobs turned around really quickly,� he said. “For example a geologist can be turned around in a week.� “From what I have seen, even though there is not technically a process in place, if the job is in health or mining the department does prioritise it.� Last week, the federal government announced a raft of new changes aimed at fast-tracking approvals for companies who are already accredited. From today (Monday 7 November), a new accreditation scheme will begin for 457 visas. Businesses can become accredited if they have been an active 457 visa sponsor over the past three years, taking care of at least 30 overseas workers over the past 12 months - and can guarantee that their local workforce is at least 75 per cent Australian. They will then be put into a priority queue for all future visa applications.
They’ll also be given approval for six years to bring in skilled workers - rather than the current three. Mr Carman said while the initiative is a good one, it would put new and smaller companies at a disadvantage. “Say for argument’s sake a small mining or exploration company has just been taken over.� “There will be a change to the ABN and they will be considered a new entity, which means it will take longer for their applications to go through under this system.� “What they are trying to do is assist companies that have good compliance, but inadvertently it will disadvantage small and new players.� Companies are increasing using 457 visas, with 54,360 granted in 2010-11 - an increase of 38 per cent on the previous year. Mr Carman said he had been impressed with the turnaround times at the new Brisbane office. “They have really stepped up to the mark and thought we have to demonstrate that we can kick these out quickly and compliantly, and I think they have been doing it very well.� “This issue is just going to get bigger for the resources sector so it’s encouraging that we are starting to see the process work now.�
Position Wanted 28 yr old female with Good working history. Current coal board medical and SGS seeking greenie or trainee operations role. Good knowledge of OH&S Call 0450 572 381 E: emahj@hotmail.com
Page 10 - Shift Miner Magazine, 7th November 2011
4QFDJBMJTJOH JO TLJMMFE JNNJHSBUJPOÍ‚GPSÍ‚NJOJOH BOE JOEVTUSZ 7JTB FYUFOTJPOT 'BNJMZ WJTBT
SHIFT
MINER ladder
GET WHERE YOU WANT TO BE
$24K a year to share a bathroom
CONSTRUCTION giant Bechtel is paying its Gladstone employees $465 a week extra to share a bathroom in an attempt to ease the demands on Gladstone accommodation. Bechtel is the principal construction contractor for four major projects in the port city: Rio Tinto Alcan’s Yarwun 2 expansion; the Australia Pacific LNG project, the Gladstone LNG project and the Queensland Curtis LNG project. Collectively that makes Bechtel one of the largest employers in the region, and by extension a company in huge need of accommodation services in the already extremely tight Gladstone rental market. However Kevin Berg, general manager of Bechtel’s local operations, says the company is doing everything it can to minimise its effect on accommodation prices and availability. He rejected claims that contractors in Gladstone are occupying 80 per cent of rental properties and all of the motel rooms. “The fact is that we have got six per cent of the total available rental market with lease options or commitments on them,� he told the recent Golding Industry Conference. “With regard to the motels, we have something under 20 per cent of the available motel rooms in the area with options on those.� Mr Berg said the company was paying workers more to share houses in order to minimise the impact.
“If we have got a four bedroom home with two bathrooms we pay people $465 a week extra in the hand to each of the four people if they will share those two bathrooms.� “That way we get fully maximised bed use.� Mr Berg said the company was also doing what it could to stop rental prices getting out of hand. Bechtel has been working with the Gladstone Regional Council to try and establish a housing price index, which they then use as a definitive guide to how much rent they will pay. “We had rentals on some homes where we paid $350 a week 12 months ago,� he said. “Those 12 month leases are now coming due and they are asking for $850 a week so we vacate the house.� “The current rent on a four bedroom house is in the $500 range, so rather than agreeing to pay that higher rate and then creating or contributing to the escalation of rents we will actually relocate the family, which is not an easy thing to do after you have been in a home for a year.� While Bechtel has been working in Gladstone for more than 30 years, its current LNG projects eclipse all previous operations. According to Bechtel the company has never before, anywhere in the world, had three major LNG projects under construction in one place.
DRAGLINE OPERATORS Looking for a change of pace / part time employment? Casual / Part time / Contract positions available
GBI Mining Intelligence GBI SERVICES s "ENCHMARKING s 'AP !NALYSIS s %QUIPMENT 0ERFORMANCE s 0ROJECT 7ORK s 3UPPORTING 2 $ s 3UPPORTING "USINESS )MPROVEMENT 0ROJECTS
OUTCOMES s 2EDUCED 2ISK s $ECISION #ONlDENCE s )NCREASED 0RODUCTIVITY s 2EDUCED #OSTS s %NGAGED 7ORK &ORCE s #ONTINUAL )MPROVEMENT
Dragline Trainer / Experienced Operator Positions s 7ORK AS MANY OR FEW DAYS AS YOU WANT s .O SHIFT WORK s ,IVE WHERE YOU WANT s 2EPORTING TO (EAD /FlCE IN "RISBANE s %XCELLENT $AILY 2ATE CURRENTLY PER DAY CAR s %MPLOYER OF #HOICE OFFERING AN EXCELLENT WORK LIFE BALANCE Role: s 0ROVIDER OF ON SITE ON IN CAB TRAINING s #OACHING OF OPERATORS AT ALL LEVELS s 3HARING KNOWLEDGE AND EXPERIENCE s 7ORK AT MORE THAN JUST ONE MINE s #OMPANY SUPPLIED VEHICLE COMPUTER PHONE ETC s !LL EXPENSES PAID Interested? #ONTACT ,EA !NDLOVEC lea.andlovec@gbimining.com OR CALL ON
s !SSET /PTIMISATION s /PTIMAL %FlCIENCY s +NOWLEDGE 4O )MPROVE
Page 11 - Shift Miner Magazine, 7th November 2011
News
124th EDITION. 2011
Keltie outstanding at Blackwater KELTIE Butler is a valued administration trainee at Blackwater mine. She also has Down Syndrome. She began work at the mine in May, as part of a pilot program which focuses on creating opportunities for people with disabilities in regional communities.
VALUED EMPLOYEE: Keltie Butler with DSAQ’s Rachel Carr
Keltie will finish her Certificate II in Business Administration over the next two years 12-24 but is already standing out from the crowd. She has just been awarded the Down Syndrome Association of Queensland Individual Achiever Award for 2011. Blackwater mine general manager Paul Hemburrow has congratulated Keltie on the positive contribution she has already made to the mine in just a few months. “This experience has helped our mine take a big step towards further building on a culture that is inclusive, understanding and considerate,” he said. “Keltie is a wonderful addition to our team and is the first team member with Down Syndrome to work for one of our operations.” “Keltie’s positive experience has reinforced the positive role of the program at Blackwater mine and has emphasised the importance of engaging people in our community who have a diverse range of abilities.”
Student volunteers help community SARINA Ambulance Station has been spruced up thanks to a tree planting effort by students from the local high school, St Anne’s Catholic Primary School and Sarina Landcare Catchment Management Association. The planting was part of the high school’s Community Partnership project
which aims to help students at the school develop conflict resolution skills by volunteering and working together on a range of local community projects. Hail Creek Mine Community Development Fund has contributed $7000 towards the initiative.
Sarina State High School students and recipients of a Queensland Young Volunteers Award Taylor McFadden, Lachlan Davies, and Connor Bishop with Hail Creek Mine office based trainee and year 11 Sarina State High School student Jessica Dridan. The students had earlier planted trees at Sarina Ambulance Station.
“Clean up your own back yards” NRL Bid supporter tells miners
Kanga Bins owners Peter & Amanda McCosker are behind the CQ NRL Bid
“When you are next off shift, you should hire a skip and clean up your yard for your wife!” That’s the advice to all CQ miners from Kanga Bins owner and operator Peter McCasker. Peter is a former miner himself, and knows the drill. “Plenty of blokes working in places like Blackwater give me a ring when they are on shift to tee up for a bin to be sent out when they are next at home.” “That’s why we offer a weekend deal where we drop the skip off on Friday and pick it up on Monday and that is our cheapest rate.”
“It’s either one of our bins or 20 trips to the tip, and most people say they would rather pay the one set price and just fill the skip up and be done with it.” Peter has been running the Rockhampton-based business for six years now, and hopes to have a recycling centre opened up in the new year. Aside from running Kanga Bins, Peter is a mad league fan. “I am a one-eyed Balmain supporter, but I do accept the Wests are there,” he laughs. That’s why Peter and his wife Amanda are backing the CQ NRL Bid, which would see a team permanently based in the region.
Page 12 - Shift Miner Magazine, 7th November 2011
Peter, why is Kanga Bins behind the bid? There are a number of reasons, but first and foremost my wife Amanda and I are mad NRL fans. Secondly, we are locals and we want to see a footy team here in the region. Most importantly, the business opportunities this will bring to the region as a whole are invaluable. At all the lunches and dinners that I go to to support the bid, that’s what we all say. Those are the big three reasons why you are seeing so many businesses on board.
What would it do for the region? This would mean much more than just an A grade rugby league team, there will also be all the development squads and the junior players. When you have people out there actively promoting the juniors you are also promoting your community’s future. The big stadium will also bring money into town, and can be used as a venue for other events. The flow on effects for all business will be huge.
Is it really a possibility? It’s a foregone conclusion for me. You have the right man at the helm in Geoff Murphy. He has the money, the brains, and acumen and he will get his dream. This is not about self ego, it’s driven by a true affection for his local community. The other point to make is that half of the NRL players come out M ofAcentral G A Z I N E Queensland anyway - but they have to leave home to chase their dreams. I am pretty convinced that if CQ is picked, a lot of locals will choose to come back and play in the inaugural team.
SHIFT MINER The Bowen Basin’s premier magazine
Locally Owned and Operated
Proudly supported by Shift Miner Magazine
What’s happening in sport in your town?
If your local club has any news or photos it wants added to this page, you can submit your articles to angus.peacocke@shiftminer.com
COMBINED EFFORT: Xstrata and BMA miners after a hard fought charity rugby match in Tieri, which raised more than $20, 000 for local charity
Xstrata gets dividend on rugby investment
Bulls connection brings BMA home
The heavy investment by Xstrata Coal into rugby union in central Queensland appears to be paying dividends with junior involvement in the sport on the rise. More that 450 junior rugby players competed in the Western Schools 7s competition in Emerald last month, up from around 300 last year. Players ranged in age from 10 to 18 in both the boys and girls competitions. Speaking after the event, Tieri-based Queensland rugby development manager Joel Johnston said there had been improvements in both the quantity and quality of the players competing. “For a competition that has experienced nearly 50 per cent growth since 2010 it ran very smoothly and credit must go to the volunteers, referees, teachers, players and coaches who made sure it was played in the right spirit,” he said. “The pleasing aspect is that with the increase in teams, the standard of the competition has increased.” Noted rugby union and league school St Brendan’s College at Yeppoon again dominated the carnival taking home the U14, U16 and U18 titles. St Brendan’s U16 side were the stand out performers of the carnival beating their nearest rival in the finals by 45 points. However, the small town of Springsure also shone in the U12 division after Harry Strandquist scored a 60 metre try to win the game for his team in the final minutes. The player of the tournament was Cooper Brambling from the St Brendan’s U16 team.
With around 11,000 employees on the books it might not come as a surprise that BMA are usually
able to field a competitive footy side. This year, workers from BMA mines across central Queensland held out to beat Xstrata 26-17 in the annual charity rugby match at Tieri. Coach of the BMA side Joel Hunter put the
victory down to most of the players - both league and union - having had good seasons in their local competitions. “The majority of our players came either from the Moranbah Bulls union side, the Dysart Bulls league side and the Emerald Rams union side,” he said. “Most of those teams had good seasons this year and that brought some consistency to our game.” “We had a few standout performances, including our tight head prop Scott Deans who scored a try.” “And the Dysart Bulls back line just really clicked.” The result was reversal of last year’s game when Xstrata beat BMA by a similar margin. While the victory may have gone to BMA the credit really belonged to Xstrata, according to Mr Hunter. “I would really like to give credit to Xstrata for organising the day,” he said. “Without all the work they put in nothing would happen.” “All we do is turn up on the day and provide some competition, so they really are the ones who have raised the money.” The charity match raised more than $20,000 which will be officially donated to the Tieri local ambulance committee some time in the next month. More than 300 spectators turned up for the day and in other results BMA were also victorious in the charity soccer match.
Annual General Meeting Central Highlands Rugby League Come Along & enjoy a Beer & Burger on us, Central Highlands Rugby League. Wednesday 16th November - 6.55pm Capella Hotel Motel to be followed by Annual General Meeting Calling for Nominations for:- President - Secretary - Treasuerer All nominations in writing - Secretary, PO Box 399, Blackwater Qld 4717 Email - raybooker@bigpond.com
WINNERS ARE GRINNERS: The U14 girls were lead by their division best and fairest winner Emerald’s Miesha Huet.
Rio Tinto Coal Australia is proud to be part of the Clermont, Emerald, Capella, Nebo, and Mackay communities. We are pleased to partner with Sarina State High School to support its
We support a range of local projects through the Clermont Region, Kestrel Mine, and Hail Creek Mine Community Development Funds. For more information about the Funds contact: rĀ"KDQLNMSĀ1DFHNMĀ Ā2@L@MSG@Ā%@HMS on 0447 599 990
Community Partnerships project
rĀ*DRSQDKĀ,HMDĀ Ā,@TQDDMĀ3TSSNM on 07 4984 7694
Students are developing conflict resolution skills by working together on local projects such as tree planting days with Sarina Landcare Catchment Management Association.
rĀ'@HKĀ"QDDJĀ,HMDĀ Ā%HNM@Ā*QTFDQ on 07 4951 6402
This innovative project is helping build resilience and self-esteem in students at the school while giving back to local community organisations.
www.riotintocoalaustralia.com.au
around town 124th EDITION. 2011
RELAY FOR LIFE
More than 300 Moranbah and district residents took part in the annual Relay for Life recently. Cancer survivors, their carers and community members spent a marathon 18 hours walking, running and dancing their way around Darryl Bourke Oval in an effort to raise much needed funds for the Cancer Council of Queensland.
Kate Anderson and Kerrigan Plahn
Heidi James and Dianne Shore
Kelsie Moulds and Ashley Thompson
Lynette and Casey Scott
A variety of zany costumes were on display at the Relay for Life
BUBS & CUBS
Pam Maher with Kodi and Russell James
Moranbah East P&C held a Baby and Children’s market to raise money for the school. Community members were encouraged to clear out their sheds and wardrobes and trade in their unwanted, pre-loved baby gear, clothes and toys. Local home business owners were also invited to sell their wares at the markets.
Sarah Drake
Mariah Katt, Brooke Lemke and Tim Hassall
Sara and Abigail Skennar sell some of their pre-loved books
Ella Philps and Ethan Tebbutt
Nathan and Ethan Patterson
Cally Brunker and Rebecca Hammer
Jemma Wells from ‘Beautiful Beginnings by Jem’
Holding a social event you want photographed? Call the Shift Miner office on 4921 4333 to let us know. You can also give our office a bell if you’d like a copy of any of the photos in this edition.
BUY THIS AND MANY OTHER IMAGES AT
www.shiftminer.com Shift Miner magazine – bringing the mining community closer together Page 14 - Shift Miner Magazine, 7th November 2011
around town 124th EDITION. 2011
FRIGHT NIGHT
The Blackwater PCYC held a Halloween skate recently... attended by ghouls, ghosts and goblins...
Paige Harvey and Nikki Starr
Dakota Kirkby, Kayan Hill and Logan Robe
Rhiannon Solinas and Amy Dowie
Travis Dixon and Dylan Gook
Bailey Lee
Brooke Reid and Caitlin Griffiths
Abby Rogers and Brooke Kirkby
Zoe Russell and Tarni Smith
Zoe Prince and Nakita Zunker
Jessica Jenkins
Tanya Shield and Lauren Roberts
Oscar Wright and Kyle Lloyd-Jones
RADIO STARS
Building your wealth Get on track to building wealth with Big Sky Financial Solutions. We are dedicated to helping you secure your financial future and achieve your lifestyle choices. Call us on 1300 700 189 to find out how we can help you.
Big Sky Financial Solutions Pty Ltd (ABN 95 133 452 589) is a corporate authorised representative (CAR 331478) of Outlook Financial Solutions Pty Ltd (ABN 40 083 233 925 Australian Financial Services Licence Number 240959)
09/2011
Moranbah Radio Control Car Club hosted the 2nd round of the Sunshine State Inter Club Series during October. Drivers from Gladstone, Rockhampton and Mackay converged on the Moranbah track for a weekend of high speed and spectacular jumps. Drivers raced it out to see who reigned supreme in the Nitro Buggy, Nitro Truggy, Electric and Children’s classes. The event was made possible thanks to major sponsors Leighton Contractors, BMA, RC Nitro Central, Surelift, Flexi-Hire and T&M Earthmoving.
www.bigskyfs.net.au
Page 15 - Shift Miner Magazine, 7th November 2011
stuff to the editor 124th EDITION. 2011
Stuff to the Editor Our front page story last edition about 10,000 Gold Coast job seekers looking for mining work has many of your talking:
R E N I M T F SHI OF ARMY 10,000
The
d mining Queenslan
rce of local
’s best sou
community
Monday 24th
news
10,000 people can’t be wrong. ry Moranbah, when the rents go maybe we will want to move. then, I’d prefer to live on the Coast. E.R, Mackay
Sordown Until Gold
ned and Locally Ow
October
hiftm d - www.s
News You and the m boo Gladstone Âť page 8
Operate
st Gold Coa greenskinsbs jo r swarm fo
tooth... The whole
nam on a flyBy Greg Sweet red to work who are prepa soon have unprecMINERS ) roster will they can live. in fly-out (FIFO over where both edented choice and Gold Coasts have and ine g pie The Sunsh of the minin afor a piece mining comp been vying for deals with home eting become the are comp see them nies that would workers. ted to rt is expec base for FIFO r Coast airpo the forme that The Gold tmas a before Chris turned into announce nal will be termi ys Tiger Airwa g services. hopefuls hub for minin more than 10,000 d , Queenslan Last week Work for Gold to the first the up at d held showe Gas Jobs Expo Mining and e. Centr was ention ew Fraser Coast Conv Premier Andr of the event, The acting opening had the official crowds that held up for large early the of because of on the expo. there are plenty descended to me that the (min“This shows a piece of want to get . people that ,� he told media ve turnout also ing) action said the massi e a FIFO Mr Fraser case to becom the coast’s 6 supported page continued mining hub.
tion 2011
123rd Edi
E A Z I N M A G
iner.com
FIFO is going to be the trend - people want mining jobs and they want to live on the coast. End of story. R.T, Brisbane
BEST PIC WINNERS!
big expo Moranbah’s
News ziers say Alpha gra page 4 no deal Âť
News s just month New dam e 9 away  pag Ladder e work in Fancy som  page 10 Mongolia? n Around Towater’s All of Blackw  page 15 on rodeo acti
Off Shift family this Surviving Âť page 21 Christmas
Âť Page 14 ,-\ / ĂŠ* ,/ ÀʇÊ ° ÂœÂ…Â˜ĂŠ/>ĂžÂ?Âœ ĂŠ ÂœÂ˜Ăƒ ĂŒÂ…ĂŠÂ‡ĂŠ VÉ ° -Â…>Ă€ÂœÂ˜ĂŠ-“ˆ Â?iÞʇÊ °
Ă€>ˆ}ĂŠ7ÂœĂ€Ăƒ >Ă€Ă€ÂœÂ?Â? Ă€i}ĂŠ
Âť
,", " 9 9 / /
,-" /" I’m sick of the all the whingeing about ,9Ê S Ê 1 TAYLOR * ,-" FIFO destroying towns. FIFOSOgives LICITORS workers what they want. Good money,RSONAL INJURY CLAIMS PE and a good lifestyle. T.M, Cairns
tters Money Ma e to tim Is now the res? invest in sha 25 e Âť pag
Ăˆ Ă?ĂŠ{™xÇÊÓä£ ÇÊә{{ĂŠĂŠ > Ă€ĂƒÂ°Vœ“°>Ă• Ă€ĂƒÂ‡ĂƒÂœÂ?ˆVÂˆĂŒÂœ
The Partners: r - LL.B John Taylo Hons - BEc/LL.B Sharon Smith Worsley - LL.B
Craig ĂŠ
ll Greg Carro
*…œ˜iĂŠ{™x
ĂœĂœĂœÂ°ĂŒ>ĂžÂ?Âœ /Vœ“°>Ă• Â‡ĂƒÂœÂ?ˆVÂˆĂŒÂœĂ€ĂƒÂ° ˆÂ?JĂŒ>ĂžÂ?ÂœĂ€Ăƒ ÂŽ>Ăž i“>ˆÂ?\ʓ> ĂŒĂ€iiĂŒĂŠ >V ĂŠ Ă€ÂˆĂƒL>˜iĂŠ / iĂ›iÂ?ÊÓÉ£Ç 7", ĂŠ
/ ĂŠ ĂŠ 7 "/",ĂŠ6
, ĂŠ
É/*
ĂŠĂŠĂŠ ĂŠ " -1, / ĂŠ 7ĂŠ
idents Mining Acc idents Work Acc nts icle Accide Motor Veh D Claims /TP nce Insura TE
ANCING
ESTA
"
6 9
MMER LAW CO
ĂŠ ĂŠĂŠĂŠ ĂŠ -
/
CIAL
Local mining towns don’t have a chance If BMA has really dished out the monunless they’re promoted as good placMackay e Street why don’t they just say who to? then Brisban 17ey Level 2/ es to live. You can make friends for life Then surely it would be a good news out here, and watch your kids grow up. story? Why keep us in the dark BMA? Don’t become a stranger in your own T.M, Moranbah home. Say no to FIFO. P.D, Moranbah Our new sports section has secured BMA’s decision not to release the names a few fans: of Bowen Basin businesses that have apparently been awarded $5.5 million in Thanx for the sports news - it’s great contracts has raised a few eyebrows: for local clubs to finally get some covCONVEY LAW
Over the past six months, we have been sent dozens of pics from mine sites across CQ. These are our favourites. If you sent it in, call the Shift Miner Magazine office on (07) 4921 4333 to claim your prize. A $100 gift voucher to your favourite pub/restaurant/shop will be coming your way soon. For your chance to win, keep sending your pics in - and just in case you’re worried - we never print your name when we publish them.
2016 Fax 4957 57 2944 .com.au Phone 49 rs-solicitors u .com.a www.taylo -solicitors il@taylors email: ma
Why won’t BMA tell us who these companies are? I’ll tell you why - because they don’t exist. W.D, Emerald
erage. J.D, Tieri Less news more sport, that’s what Shift Miner needs! T.W, Mackay
SEEN SOMETHING WE HAVEN’T? PRIZES FOR THE BEST MINING PHOTOS. TAKE IT ON YOUR PHONE OR CAMERA AND SEND IT IN
Got something to share? Send us your text messages or phone photos to 0428 154 653 Or email to alex.graham@shiftminer.com
Text to 0428 154 653 alex.graham@shiftminer.com
Tune into the Michael J. Breakfast show from 7:35 am every Monday for 4RO's CQ Mining Update, with special guest Angus from Shift Miner.
Michael Bailey
Greg Cary
Alan Jones
Laurie Atlas
Weekdays 5am - 9am
NOW WITH MORE NEWS, MORE TALK AND THE MUSIC YOU LOVE WWW.4RO.COM.AU
Page 16 - Shift Miner Magazine, 7th November 2011
Weekdays 12pm - 1pm PHONE: 1300 872 911
Weekdays 9am - 12pm
Weekdays 1pm - 6pm
SALES ENQUIRIES: (07) 4920 2000
FAIR DINKUM 124th EDITION. 2011
Fair Dinkum! IN THE US - Las Vegas resident Wesley Warren Junior is trying to raise $1 million to correct a medical defect that caused his scrotum to swell to more than 45 kilograms. The condition is rarely seen outside Africa and Asia and is usually caused by mosquito spread parasitic infection. Mr Warren claims he has never travelled to tropical areas, but believes his condition was caused after his scrotum became twisted when he rolled over in bed one evening. He says that when he awoke the next morning his scrotum had swollen to the size of a soccer ball, and has continued growing ever since. IN SWEDEN - Police have arrested a pair of robbers using DNA taken from their excrement. The two crooks answered the call of nature before breaking into the home of a strawberry farmer and making off with cash and a car. Detectives stumbled upon the unusual clue and were able to extract DNA from it. The two robbers and an accomplice were recently arrested and charged with a slew of offences.
IN POLAND - The World Scrabble Championships have been rocked by controversy after a missing “G” tile led to accusations of cheating and a demand for a strip search. A Thai competitor insisted that his British opponent should be strip-searched in the toilets in an effort to locate the supposedly missing tile. The judges eventually ruled in favour of the Brit, who won the match by only one point. The strip search fiasco is the biggest scandal to rock the world of professional Scrabble since a player accused another of eating a tile. IN PERU - A soccer fan has offered tickets to a world cup qualifier to anyone who can facilitate the safe return of his dog, Chocolate. The man left the dog in a car at a family get together because he was barking too much. As bad luck would have it, his car was stolen with his beloved shih tzu inside. After lining up for days to purchase prime seats to the qualifying match between Peru and Paraguay, the grief stricken dog owner has offered up his tickets for the safe return of his pooch.
Quality doesn’t have to mean slow Mining, Earth moving, Hydraulics and Agriculture
Transport
General manufacturing and Fabrication
Motor sport, boating and leisure
Specialising in the timely delivery of on-spec components for your business.
www.dweonline.net
M: 0448 243 343 E: darylweng@gmail.com
dwe Daryl Watson Engineering
Numbers You Can Count On* *When audited by the CAB
M A G A Z I N E
Frank the Tank’s
“Streakin” good love advice Hi Frank, I have met someone who actually works out one of the mines where Shift Miner Magazine is published. He is a really great guy, we met at a wedding, got along really well and have spoken many times on the phone for several hours at a time. Since then we met up in Melbourne, and also had lots of fun. The problem is, I live in Perth and he lives in Melbourne when he is not working on the mine. What should I do? Is it worth persevering, or is it likely to end in tears and heartache? Lizzie, Perth
I must say, Lizzie, I’m quite proud to know that my fame extends all the way to Perth, but then again, I can’t say I’m surprised. Now, I’m not going to sugarcoat it, the long distance relationship is one of the most difficult things in the world of love to manage, believe me, I know from personal experience. When I was a younger man I was forced apart from my true love through a cruel twist of fate. You see, I had a few problems with the government, apparently it is ‘illegal’
Sensible Susan Lizzie, Frank is right (remarkably) about one thing, long distance relationships are very difficult, but not impossible.
www.shiftminer.com
to claim tax breaks as a World War II vet if you didn’t actually fight in the war, and were born several years after its conclusion. Lacking the funds to repay the tax man I did the only noble thing, I cooked the books and framed my girlfriend for tax fraud. We continued to see each other for a while, but the distance made things very difficult, plus once I realised you had to be married to use the conjugal visit trailer I kind of lost interest. Anyway, that’s enough about me, I’m going to go out a limb and here and say that your long distance relationship is worth pursuing. In this futuristic utopia of ours there are so many different ways to communicate you’ll barely realise that you’re in Perth and he’s in Melbourne. Now, I know what you’re thinking, “Frank, what about the physical aspects of our relationship?” This is where you can really capitalise on this situation, tell your man friend that you want to spice up the long distance relationship and get him to send you some lewd pictures of himself. Immediately copy these pictures and store them on file somewhere for the purpose of future blackmail. Let’s face it, long distance relationships rarely have a fairytale ending, but there’s no reason you can’t make a little dough out of yours. If things go pear-shaped and you’re upset feel free to write or call me regularly, that way I can claim you as a dependant child as part of my latest tax scam. Frank
If you really like this guy then I’d say it’s worth pursuing the relationship, providing he feels the same way. If you both decide it’s something you want, and with a bit of hard work you can make it happen. You can chat regularly using Skype, or over the phone, and maybe organise to meet up whenever you can. If things get more serious down the track you can always discuss the possibility of moving. Susan
Proudly Audited by
For more information visit www.auditbureau.org.au
If you have a question for Frank and Susan Email Us at: franksusan.shiftminer@gmail.com
Page 17 - Shift Miner Magazine, 7th November 2011
CAR FOR SALE
CAR FOR SALE
BOAT FOR SALE
BOAT FOR SALE
TTLS1 2002 vx ss-
Gunmetal grey 2009
1998 Aquarius 36ft
Australian Lightweight
TRITON GLX-R dualcab,
quicksilver 9.3@153mph-
4x4, auto;diesel, RWC
980rwhp,408ci cast iron
3yrs/113,000 klms
block twin turbo drag
warranty, 16900 klms,
car built by hpf vic. all
reversing camera, HOHFWURQLF UXVWSURRÂżQJ
extras parachute etc
tow bar, driving lights
$45,000 neg.
Flybridge cruiser, chart plotter, radar, auto pilot, bow & stern thrusters, zodiac, RFD, 5 berths, shower, toilet, 250 lt fridge, 300 lt freezer, air con & much more. Immac cond. Gladstone.
Sharpie No. 727 Kevlar Hull, sails and spars in good to excellent condition, comes with registered trailer and beach trolley Beautiful to sail
$38,500
$155,000 ono.
$3,900
Phone: 0415 286 834
Phone: 07 4934 8358
Phone: 0437 657 433
Phone: 0428 154 653
CAR FOR SALE
CAR FOR SALE
QUAD BIKE FOR SALE
Phone: 0415 286 834
BOAT FOR SALE .LQJÂżVKHU Centre Console Fantastic Condition (Near New) & Low Hours (57) +3 0HUFXU\ 2SWLPD[ *DUPDQ 6RXQGHU *36 Open Water Safety compliance Gear Large Bimini VHF Dunbier Trailer Rego 9/12 Phone: 0427 786 974
RING FOR SALE
CRANE TRUCK FOR SALE
CAR FOR SALE
BOAT FOR SALE
Rare 1970’s Russian 14ct
Nissan Atlas Crane Truck
Genuine 160hrs.
2005 Joshua Deep Sea
988 model, 79,000 k
Only used in FRESH water.
Series 6.5 Centre Cab.
0536, WZLQ WXUER KS ss holden ute built by +3) YLF ZLQQHU horsepower heroes summernats, featured no.times ozgarage ,street machine etc. $70 000
rose gold diamond ring, containing a 0.65 carat diamond, independently
4495 GVM, Tadano 2T crane
valued at $5800.
6.4m under hook
Extremely hard to come
RWC, Only car licence
by in Australia. Never
needed to drive
Worn, Reluctant sale.
$13,500
REDUCED to
2004 Honda TRX 500 69 dodge charger R\T matching numbers. needs total restoration.
Quad. Many new parts,new tyres. Bullbar,Front and Rear racks.
$28,000
Very good condition
Phone: 0488 191 518
Phone: 0418 399 858
$5,000
Mercruiser Black Scorpion
Suzuki 175hp
KS (QJLQH ZLWK 03,
4 Stroke Safety Gear
Meticulously serviced and
UHF Radio
cared for.
/RZUDQFH *36 6RXQGHU
Craftsman made excellence
Kill Bin Deck Wash Bait
for the serious skier/
TankSelf draining deck
$4,500 ono
07 4941 7147 or
boarder.
$58 000. ONO
Phone: 0428 344 437
Phone: 0427 824 880
Phone: 0418 794 525.
Phone: 0488 285 042
HOUSE FOR SALE House on 40 acres near Agnes water QLD. Unique pavillion style home, 4 bedrooms 2 bathrooms with 9x12 shed/ carport. 3DUWLDOO\ FOHDUHG DQG fenced, waterhole and a small dam. Large deck and breathtaking views. 15 km from surf beach and town of 1770. $510,000 Phone: 0400 797 075
YOUR CLASSY HERE 2 Weeks $19.50 6 Weeks $49.50 Until Sold $99.50
,WHPV RYHU KDYH D ÀDW IHH RI DGGHG
Reach 20,000 miners
www.shiftminer.com UNIT FOR SALE 14 / 98 Mitchell Street, North Ward in Townsville with Sea Views The complex comes with secure underground car parking, lift access, gymnasium, common BBQ area & a 23 metre lap pool. A/c with 2 bedrooms, 2 bathrooms & FDU SDUNV 3ULYDWH 6DOH $625,000 neg Phone 0407 326 271 LAND FOR SALE
ON-SITE VAN FOR SALE
HOUSE FOR SALE
Onsite van,Burnett Hds,( Bundaberg)32ft with hard
Fully furnished fully
annexe
a/c modern home on 7.5 acres 500 metres
shwr& toilet
IURP 0LGJH 3RLQW
laundry&workshed
beach, 2 bedrooms 2 HQ VXLWHV ODUJH RIÂżFH
fridge & washmachine
or 3rd bedroom large
small yrd.
carport 3bay shed fully
Suit singleman.
equipped workshop
$35,000.
$695,000
Phone: 0427 100 071
Phone 0428 476 001
LAND FOR SALE
HOUSE FOR SALE
LAND FOR SALE
Land for sale, Hervey Bay. Turtle Cove Estate.
6XQVKLQH &RDVW 6DFULÂżFH
Mission beach - 75 acres
(OHYDWHG KDOI DFUH ÀDW EORFN ZLWK GHJUHH
Take $21000 off the price below even for
Cleared - elevated homesite
views of Fraser Island. Cannot be built out.
investors. Brand New
with views
Underground power, phone and water at front
impressive 4bed 2 bath
3HUP FUHHNV
of block. 6mins to Airport 3min boatramp and
DLUG, level fenced, Room
*RRG ÂżVKLQJ PLQXWHV WR
barge to Fraser. About 10min to Town. ono. $262,000 ono Phone: 0411 098 241
GLADSTONE Vacant Land Why wait for developers?
of Townsville) 2-bedroom, steel-framed, low-maintenance home in peaceful suburb. Land 592m2. Seeks sea change’ dreamer. More information online. Low $200,000s Phone:0411 228 870
Page 18 - Shift Miner Magazine, 7th November 2011
$ 360,000.00 NEG Phone: 0428 277 625
HOUSE FOR SALE
LAND FOR SALE Two x 500 acre blocks,
acres, 3 Bed, 2 Bath.
new 2 bedroom $27,000
75klm Agnes Water,
discount to
65klm B\’Berg some hilly
be made by eligible First
country suit cattle, 4WD,
3Metre verandah’s,
Fenced yard, Dam.
Toomulla Beach (40Km North
$419 000 Phone: 0409 055 062 Mission Beach Brand
Ready to build on.
HOUSE FOR SALE
river boat ramp & beach
Agnes Water, 4
Carport, 4 Day Shed,
Phone: 0421 365 193
Walk shops/school
HOUSE FOR SALE
800sqm in New Estate
$300 000
Shed/Van Nth Entert.
Home Buyers!
Bikes, all fully fenced,
180 Footsteps to the
6RPH YHQGRU ÂżQDQFH 7$3
7.5 k to town and beach
beach
$280k & $320k each.
$485,000
$320,000
Phone: 0408 787 513
Phone: 0409 254 525
Phone: 0419 685 495
or 0419 674 413
HOUSE FOR SALE Eungella, 90 mins from Mackay. Eco-architect designed award winning 3 bdrm home on 5 acres, 2 yrs old, 4 bay shed, stunning views. Adjoining optional 174 acres of improved pasture also for sale. $749,000. Phone: 0420 104 278
UNIT FOR SALE
HOUSE FOR SALE
Beachfront studio apartment
T’ville , 2 bed cottage, fully
in Resort Complex - main
a/c, insulated, Large rear
street Yeppoon
enclosed deck, front pation,
parking, air cond, pool, gym,
security screens /door
island and
3x3 shed, 7,2 x 3 carport,
harbour views
3yr old,
live in or rent out
Blinds etc
$175 000
$120,000 neg
Phone: 0417 630 357
Phone: 0401 968 725
.pdf 2010
5 minute fiction
OFF SHIFT 124th EDITION. 2011
by Bernard S. Jansen
Two Year Plan
1
2
3
4
5
9
6
7
ACROSS
8
1. Secretly damage (equipment)
10
5. Metal grating
11
9. Flight fees (3,5)
12
13
10. Iron-attracting bar 12. Design (garden)
14
15
13. West Indian republic
16
14. Pleadingly, on bended ...
18
17 19
20
16. Illegally import
21 22
25
24
19. Alleviate
23
21. Fibs
26
24. Prickly desert plants 25. Upstages
27
28
29
30
27. Sounds 28. Cued (actor) 29. Humanitarian, Mother ... 30. Winces
8 9
DOWN
5
1 5 9 7 4 8 3 9 6 5
1. Horse shed 2. Exposing 3. Rips 4. Hand bomb 6. Highway cafe 7. Yearnings 8. Winds together
3
11. Elizabeth I, Good Queen ...
2 8 1 9 4 2 2 6 1 7
15. Poverty 17. Police district
1 4
18. Braver 20. Love god 21. Sideways (movement) 22. Seize 23. Stage whispers
MEDIUM
26. Restrict (3,2)
# 14
LAST EDITION’S SOLUTIONS OR N W I A R E D T WA O T R I MA E D E
N A T E L Y T A O I E V T HDR EW WE I A R A R C A L L I NG S E N E I GA NG S HO A G N V E R E D J OS I E E E A C E MA R A U T M O I R I L E D S C A B O N H A NO T E J O I N
C T# 13 I C U U DGE D B D HOA L A I R T E N S G S R U D E R S M E B A RD N U E DU P
8 3 7 5 1 4 6 9 2
9 6 5 8 3 2 7 1 4
4 1 2 9 7 6 5 8 3
1 5 4 2 8 9 3 6 7
6 8 9 3 4 7 2 5 1
7 2 3 6 5 1 8 4 9
3 7 6 4 9 5 1 2 8
2 9 8 1 6 3 4 7 5
5 4 1 7 2 8 9 3 6
Callum and Mary had money problems. They weren’t in debt, except for their credit card, but each fortnight was a struggle. They tried not to argue about money, but sometimes they did. One Friday evening, Mary put her solution to Callum. “I think we should do two or three years in the mines,” she said. Mary had dropped hints like this before, and Callum had been able to deflect them, till now. He loved his job, and his friends were in Rocky. So were hers. “What about your friends?” he asked her. “I think we need to make a small sacrifice for a while. We can still come into Rocky to socialise, and shop, every month or so.” Mary took Callum through the numbers. “If we live on what we do now, plus a bit, we should be able to save two-thousand dollars a month. In two years, we could save seventy-eight thousand dollars; more with interest. That got Callum’s attention. He applied for six jobs from Saturday’s paper. Over the next weeks, he got three interviews and an offer with a contractor based in Moranbah. He accepted it. The plan took an early hit when they went to find a house. Rents were a little higher than they’d expected. “This is extortion,” said Callum. The property manager mumbled something about supply and demand. They paid the rent, every week, because they needed a place to live. Still, it felt dirty paying that s ort of money. The rent wasn’t the end of it. “Can you believe tomatoes cost six dollars a kilo here?” said Mary, after Callum’s first day on the job. “Is that bad?” said Callum. “It’s been a while since I bought a tomato.” “Yes, it’s bad.” It wasn’t just tomatoes that were
more expensive; everything was. The first pay-packet had some surprises, too. “Are you sure this is right?” said Callum, as he went though the pay-slip. They must be taking too much tax, surely!” They decided to sacrifice the discounted private health insurance that came with the package to save more money. It turned out that the Medicare levy surcharge – the extra tax for not having private health insurance – cost more than the insurance itself. Mary crunched the numbers again. “I think we can still save thirty-thousand in two years,” she said. The trips to Rocky didn’t really happen. The first attempt cost them just over five hundred dollars, not including the shopping. They went to Mackay to shop, but decided to try and avoid that. Still, they needed to get out of town sometimes to keep from going nuts. Other things helped, to keep them sane. Mary didn’t need much convincing to get a big flat-screen TV. They negotiated a good price on a surround sound system, to complete the home theatre setup. Sometimes Mary got her hair or nails done in town, just for something to do. When their station wagon went north of two-hundred thousand kilometres, they leased a Prado. When they finished their two years; they had saved only ten thousand dollars. “Well, we improved and upgraded a lot of things,” said Callum. “And we had our first overseas holiday.” Callum said maybe they should do another two years, and really knuckle down and save. Mary did mention the idea of going overseas, to somewhere like Indonesia, to really save some serious money, but Callum managed to avoid that subject, so far.
Bernard S. Jansen is 32, married has three young boys. He lives in Emerald, works as an engineer at a local coal mine and is active in his local church. Read more of Bernard’s writing online at surgebin.blogspot.com or email him at bernard.jansen@gmail.com GOT AN IDEA FOR A STORY? Let Bernard know - email him at bernard.jansen@gmail.com or hop on his blog surgebin.blogspot.com
Page 19 - Shift Miner Magazine, 7th November 2011
OFF SHIFT 124th EDITION. 2011
Bait shop Banter FISHING IN GLADSTONE
It is still hard work, but barra are being caught at Lake Awoonga. “It’s taking a while to warm up, but when it does I think we will see fishing - while maybe not back to normal - certainly much better,” said Greg from Pat’s Tackle World. During the January floods, more than 100,000 barra went over the dam wall, and while people have been catching them everywhere else as a result, Awoonga has been very quiet. “Now we are getting reports of fish in the deep water, barra being pulled up by fellas trolling at the back of the lake,” said Greg. Out wide, there have been reports of Spanish off Rundle Island, and the Bunker Group (Heron & Masthead Islands) has been fishing well, with many anglers catch-
ing their bag limits. “The weather patterns are looking really good, it should drop to about 5-10 knots over the next week so there should be some good solid fishing,” said Greg.
FISHING IN YEPPOON With the tides building in October, the fishing has continued to improve, according to Tony from The Secret Spot. The wide grounds are consistently producing good catches of red emperor, red jew, sweet lip and trout. “The large tides have finally got the local Spanish Mackeral population taking baits and lures,” say Tony. The next couple of months will see a marked increase in Black Kingfish in Keppel Bay.
Tide Times
NOVEMBER
These fish are fighters and excellent table fare - but remember only two per person. “Grunter and black jew continue to come over the side of the boat at all of the close spots like Findlays and The Pinnacles.” The beaches and estuaries are still producing the bread and butter fish - flathead, bream, whiting and trevally. Blue salmon have been seen smashing large schools of yorkies around the harbour and these fish are of good size. Barramundi went off the menu on November 1st to February 1st, so take care to release any you hook.
FISHING IN MACKAY The weather forecast is picture perfect for Mackay fishermen over the next week. “The coral spawn that has been hanging
MACKAY Gladstone
Time Ht
Time Ht
If you have a good photo or fishing yarn send it through to our resident bait chucker-
angus.peacocke@shiftminer.com
Your weather forecast With Mike Griffin
Mon 7 Tue 8 Wed 9 Thu 10 Fri 11 Sat 12 Sun 13 Time Ht Time Ht
around made things quiet, but with the tidal changes that should be gone soon,” said Bruce from Nashy’s Compleat Angler. “All points should lead east - get out to the reef if you can.” Bruce reckons there should be plenty of trout, nannagai, lipper and other good quality table fish out wide. “Try any bait from pilchers to squid to strip bait - and remember the small tides are best.” Creek wise, things have been a bit quiet. Kinchant Dam has been producing a few barra and there have been some nice mangrove Jacks caught in the river and a bit of prawn bait around for those throwing in the cast nets.
Time Ht Time Ht Time Ht
0047 0.82 0121 0.74 0150 0.68 0218 0.66 0246 0.67 0314 0.72 0343 0.81 0702 3.69 0737 3.83 0808 3.93 0839 4.00 0909 4.02 0941 4.00 1015 3.93 1309 1.07 1344 0.99 1418 0.92 1451 0.89 1524 0.89 1558 0.93 1634 1.01 1913 3.54 1949 3.52 2022 3.48 2053 3.42 2124 3.33 2154 3.23 2225 3.12 0243 0.76 0314 0.73 0343 0.73 0410 0.76 0435 0.82 0502 0.92 0530 1.04 0851 5.08 0924 5.21 0954 5.30 1023 5.33 1050 5.31 1119 5.25 1149 5.15 1504 1.17 1539 1.13 1611 1.12 1643 1.16 1713 1.23 1743 1.34 1817 1.46 2056 4.79 2128 4.70 2158 4.57 2226 4.43 2254 4.29 2323 4.14 2355 3.99
MACKAY Gladstone
Mon 14 Tue 15 Wed 16 Thu 17 Fri 18 Sat 19 Sun 20 Time Ht Time Ht Time Ht Time Ht Time Ht Time Ht Time Ht 0412 0.94 0444 1.08 0523 1.25 0040 2.83 0156 2.83 0319 2.98 0435 3.26 1051 3.84 1132 3.73 1221 3.63 0622 1.42 0750 1.52 0921 1.46 1040 1.28 1713 1.11 1755 1.21 1847 1.30 1320 3.56 1429 3.55 1538 3.60 1644 3.68 2300 3.01 2343 2.91
1949 1.31 2100 1.23 2210 1.06 2313 0.83
0600 1.21 0033 3.84 0123 3.70 0231 3.63 0358 3.74 0520 4.08 0012 1.03 1223 5.02 0637 1.40 0723 1.61 0829 1.80 0954 1.85 1121 1.69 0626 4.55 1855 1.60 1304 4.86 1357 4.72 1505 4.65 1623 4.71 1734 4.88 1235 1.39
1942 1.72 2043 1.76 2156 1.65 2308 1.39
Page 20 - Shift Miner Magazine, 7th November 2011
1836 5.07
Thundery spring showers Week 1 - Thundery spring showers have caused some interesting falls in the Coalfields. Clermont Airport recorded 36.8mm late on Sunday 30 October. This was caused by the retreating Queensland trough (QT) which is a feature of the warmer months in the Coalfields. Other falls (mm) of note on the same night: Sandy Ck. Bridge 24, Waddy Brae 23, Mt. Mayde 22, Sunny Park 20, Red Rock 16, Utopia Downs 14, Katrina downs 14 and Somerby 10. The QT sits in the far west ready to move east around mid month. In the interim very warm/hot temperatures cause Direct Sun Temperatures (DST) to be in the mid-high forties later in the week. Boaties - the fickle spring conditions continue. The moderate breezes last weekend which made way for a brief shower or two drop by again late this week
with afternoon fresh NNE sea breezes. This could herald a SE/E change during the weekend. Something to watch! Always a risk of a thundery with the change. Week 2 - the Southern Oscillation Index (SOI) has fallen from a +10 in late October to +7 to start November. The Monsoon trough this time last year was affecting the Australian tropics. In fact a Tropical Cyclone formed off Indonesia on November 1 last year. This year these signs seem to be occurring a little later. So more hot conditions in the Coalfields with the threat of an evening thundery shower. Much warmer than this time last year. Marine Lovers - the sea breezes will be a rather fresh from the NNE in the afternoons. That means out early and back by lunch.
OFF SHIFT 124th EDITION. 2011
Blackwater steps out for Daniel THE people of Blackwater opened their hearts and their wallets recently raising more than $700 for the Daniel Morcombe Foundation through a community walk. Almost 100 people turned up in support of the event, held annually to promote child safety after the disappearance of Sunshine
Classic REVIEW BY JUSTIN CARLOS
IN 1985 cinema goers all over the world were introduced to Marty McFly, Dr Emmet Brown and a time traveling sports car. The Back to the Future trilogy is among the most popular in cinema history, but in my view the original film is still the best. It focuses on high school student Marty McFly (Michael J Fox), a generally nice guy who is desperate not to end up like his father, a meek man who is still bullied by one of his old high school classmates. Marty is friends with inventor and local crackpot Dr Emmett Brown, who claims he has successfully built a working time machine. After an experiment to test the time machine goes wrong Marty is accidentally
Coast teen Daniel Morcombe who went missing while waiting for a bus in December 2003. His family has since established the nonprofit foundation that stages the national Day For Daniel walk and promotes child safety through schools. Blackwater event organiser, Elisa Good-
win, said all proceeds from the day were donated to the foundation. “As a parent of two young children, I cannot think of anything worse than losing a child under the circumstances in which Daniel disappeared,” she said. “The Daniel Morcombe Foundation is doing some fantastic work in travelling around the country, talking to school children about the
importance of personal safety and giving practical steps that children can take to recognize dangerous situations and to help keep them safe.” “I really wanted to do what I could to help support their cause.” The day was supported by The Village on Blain, Blackwater Rotary Club, Central Highlands Regional Council, Blackwater Police and Blackwater Gifts & Flowers.
Blast from the past transported back to the 1950s. In his attempts to seek out Doc Brown and enlist his help to get back to the future Marty unwittingly interrupts his mother and father’s first meeting, thus placing his very existence in jeopardy. Marty must then attempt to make sure his mother and father fall in love to ensure his existence before he can get back to 1985. Produced by Steven Spielberg it was unlikely that Back to the Future was going to be anything less than a box office smash, but the film has stood the test of time being generally regarded by fans and critics alike as one of the greatest movies of all time. The film’s success can largely be attributed to the skillful writing and direction of Robert Zemeckis, who manages to seamlessly blend action/ adventure with elements of comedy and drama, and then encapsulate all these sub genres into what can perhaps most aptly be described as a science fiction narrative. The influence of the Back to the Future franchise is still apparent on popular culture more than two decades after the original film as released. TV shows such as Family Guy frequently parody scenes from the film, and earlier this year Nike put 1,500 pairs of ‘Marty McFly’ sneakers on
eBay to raise money for Michael J Fox’s Parkinson’s research foundation. If you’ve never seen Back to the Future - or even if you have - I highly recommend making time in the very near future (all
puns intended) to check it out. Like all classics it seems to get better with age, and there’s just something innately cool about a car that can travel back in time.
Page 21 - Shift Miner Magazine, 7th November 2011
OFF SHIFT 124th EDITION. 2011
Cold Chisel still got what it takes By Alex Graham “WHERE would I find the West Coast Coolers?� I asked the bloke behind the counter at my local bottlo. “It’s been a decade since I’ve drunk them and I’m not sure where you keep them anymore.� The shop assistant looked me up and down, then broke into a grin. “Is that about how long it’s been since you’ve seen Barnsey live?� We both laughed, and I knew that he knew I was catching the last plane outta Sydney straight to Bow River. It seems the entire town was on count down
to the Cold Chisel concert - not just me. As I pulled the top off my first West Coast Cooler and tasted the over-sweet goodness that had been my first exposure to alcohol all those years ago, I was shocked to discover I still quite liked the taste. I just hoped the same could be said about Cold Chisel, and this wasn’t going to be the kind of trip down memory lane you wished you’d never embarked on. My thoughts were interrupted by a text from a friend who lives down the road from the Rockhampton Showgrounds, where the concert was being held. Apparently the warm up set had rocked,
and there was a lot of black clothing making its way into the Showgrounds - and not the Melbourne arts scene variety. This news filled me with hope. Maybe this concert really could live up to the hype? Twenty minutes later I was standing in the Showgrounds scoping for access points to the front of the dance floor. It wasn’t hard. The atmosphere was positively jovial, partly due to the fact that most of the audience were well into their 40s (and counting). People gladly wriggled over a little to let others through, with a polite nod.
The crowd was there for a good time, people were smiling as they drank their rum cans - something I’d always considered an oxymoron until now. It was count down to the main event.... then, just like that, with absolutely no fanfare whatsoever the band walked on stage. One word best described the men and sound of Cold Chisel. Authentic. God, I cannot tell you how refreshing it was. In a world where everything is stage managed and mediocrity is almost celebrated in shows like Australia’s Got Talent here was a band whose genuine energy still rocked 40 years after they first formed. There were no costume changes, no pyrotechnic displays. Just a group of blokes pushing 60, sweating profusely under the hot lights, and giving it everything they’d got. Sure, some things had changed - for starters Jimmy Barnes was swigging gatorade not vodka. But the intensity of that voice remained. When he stood on the edge of that stage and belted out the first notes of Standing on the Outside, the opening anthem to the concert, it was easy to see how the band had become iconic. And then there was Mossy. Ian Moss delivered in a way that I could barely believe. The hits kept coming, Choir Girl, Breakfast at Sweethearts and Bow River. The band was so tight, the music so good, and the crowd absolutely loved it. There was not one point in the two hour set where it felt remotely like Cold Chisel was flogging a dead horse. Not even during the massive Karaokefest that was Khe Sahn. A “Best Of� Tour is always a risk - but there was no sense of a once great band, now tired and trying to rehash the past for a quick buck. It was Rock n Roll at its best. If you missed your local concert - it would be well worth getting on a plane and flying to another concert venue. The tour continues until December 13.
4HINKING OF THE PERFECT CORPORATE OR PERSONAL GIFT 3HIFT -INER´S OUTSTANDING ¹"OOM ² AERIAL PHOTOS MAKE THE PERFECT HOME OR OF½CE DECORATION ! SINGLE IMAGE CAPTURES THE SIZE AND BREADTH OF THE 1UEENSLAND COAL INDUSTRY DURING THIS ONCE IN A LIFETIME EVENT
4O CAPTURE YOUR PART OF HISTORY CALL 3HIFT -INER ON Page 22 - Shift Miner Magazine, 7th November 2011
RINTS ,IMITED REP N FRAMED RAMED OR U !VAILABLE F EX GST FROM
R
Your Health 124th EDITION. 2011
EXPERT ADVICE For those too busy or embarrassed to ask the important questions about their health
It is that time of year again when the blokes get to grow, groom and preen their facial hair. The 30-day hair fest is all about raising awareness and funds for two of the biggest health issues for men prostate cancer and depression. So let’s kick off the month of Movember with some basics on the ins and outs of prostate cancer. FACT FILE: 1. Prostate cancer is the most common cancer in Aussie men 2. Every year over 3000 men die of prostate cancer - the same figure as the number of women who die from breast 3. Once in nine blokes will develop prostate cancer 4. The chances of getting prostate cancer increases with age
So what and where is your prostate? This walnut-sized part of your reproductive system sits just below your bladder and has the amazing job of adding seminal fluid to your sperm to help keep it alive and improve its chances of reaching and fertilising an egg when you ejaculate! Like many other parts of the body, there are plenty of things that can go wrong with the prostate – unfortunately prostate cancer can rear its ugly head
with few or little symptoms. If you are experiencing these warning signs go and get checked by your GP
Chicken Yellow Bean and Ginger Soup
• Problems urinating – needing to pee frequently, getting up in the night several times to pee, having difficulty starting to pee • Painful ejaculation or urination • Decreased sex drive • Blood in your semen or urine The easiest way to keep the health of your prostate in check is with a quick trip to the docs for a PSA test (prick test - taking blood from your finger) and a rectal examination. Your GP will simply insert a gloved finger in your rectum to feel if your prostate is normal. If there are any unusual lumps, your GP will organise for a blood test or biopsy. A healthy diet and active lifestyle will also help keep your prostate in check. Until next time, stay healthy, stay informed. References: Prostate Cancer Australia
Tammy Farrell is a registered nurse, nutritionist and author of ‘The Real Man’s Toolbox – A DIY Health Manual for Men’. Tammy grew up in the Hunter Valley with two brothers in the local coal mines. In 2007, she started to give health talks in the Hunter, and that’s when she began compiling the book, helping hundreds of men answer questions about their bodies.
Serves 2 (QMR\ VRPH $VLDQ ÀDYRXUV DW KRPH ZLWK WKLV TXLFN DQG HDV\ VRXS 7R PDNH WKLV D PDLQ PHDO DGG VRPH FRRNHG ULFH QRRGOHV WR \RXU VHUYLQJ ERZOV DQG VSRRQ WKH VRXS RYHU WKH WRS INGREDIENTS: 6KDOORWV 7DEOHVSRRQ FKRSSHG FRULDQGHU URRW DQG VWHP ò 7HDVSRRQ ZKROH ZKLWH SHSSHUFRUQV / &KLFNHQ VWRFN ò &XS \HOORZ EHDQ VDXFH 7DEOHVSRRQ R\VWHU VDXFH 7HDVSRRQV SDOP VXJDU 7DEOHVSRRQV ¿QHO\ FKRSSHG JLQJHU J &KLFNHQ WKLJK RU EUHDVW ¿OOHW WKLQO\ VOLFHG %XQFK $VLDQ *UHHQV VXFK DV ERN FKR\
METHOD: 8VLQJ D PRUWDU DQG SHVWOH SRXQG WKH VKDOORWV FRULDQGHU SHSSHUFRUQV WR D SDVWH %ULQJ VWRFN WR WKH ERLO LQ D ODUJH SRW $GG WKH SDVWH \HOORZ EHDQ VDXFH R\VWHU VDXFH SDOP VXJDU DQG JLQJHU WR WKH VWRFN 6WLU WR FRPELQH $GG FKLFNHQ DQG VLPPHU XQWLO MXVW FRRNHG DERXW PLQV 6WLU LQ $VLDQ JUHHQV DQG FRRN XQWLO MXVW ZLOWHG 6HUYH RYHU FRRNHG ULFH QRRGOHV *Ingredients available from your local Asian grocer or in the Asian food aisle of the supermarket
Zest Eatery Open 4.00pm to 8.00pm daily 1300 622 222 themac.com.au COPPABELLA | DYSART | KAMBALDA | MIDDLEMOUNT | MORANBAH | NARRABRI | NEBO
Page 23 - Shift Miner Magazine, 7th November 2011
Moranbah Tieri Capella Bowen Mobile Banker Dysart Mackay
07 4949 2000 07 4981 7900 07 4988 7600 07 4786 0100 07 4944 4126/0417 792 736 07 4941 1100 07 4944 4100
Wendy Nicolle Marelle Rachael Nick Anne Nina
Emerald Blackwater Biloela Monto Mackay West Mt Pleasant Sarina
07 4980 6500 07 4986 0400 07 4990 1100 07 4166 9000 07 4957 9300 07 4942 1955 07 4964 8900
Boyd and Hayley Liza Janet Rebecca Nenzi Kellie Val & Selina
News
124th EDITION. 2011
Caravan parks hot property across CQ THE resources boom has generated an unlikely windfall for caravan park operators and owners across Queensland. Once the home of grey nomads and travellers on a budget, caravan parks in mining towns and larger regional cities have become big business and the target for private equity firms looking to cash in on the accommodation shortage that have pushed up the value of every site. Ryan Doughty from Queensland Tourism and Hospitality Brokers said any parks in mining centres are in demand from potential buyers. In past months that has provided some staggering sale prices. “It astounds a lot of people when you tell them the prices people are getting for parks,� he said. One recent sale was for $16 million for a park in Emerald. “People think you wouldn’t sell any property in Emerald for $16 million,� he said. But those wanting to enter the mar-
ket have done the sums and realise $120 per basic room per night in a caravan park, even with food thrown in for the occupant, brings a handsome profit at the end of the week. Mining has also ensured all available rooms are booked for months in advance in most centres. Industry veteran Peter Mason brokers parks in Queensland and New South Wales and says he hasn’t seen such demand in the past 30 years. He says that potential buyers are smarter to buy existing parks and sites as they are already zoned for the use and have infrastructure in place. Buying a greenfield site in some centres and then hoping to develop it and re-zone it was “iffy� he said and a lot more difficult. Speed is also critical to providing of beds for workers and that has made developing new sites a less attractive option to investors and resource companies. Enquiry is definitely up, Mr Mason said,
MILLION DOLLAR BABY: The accommodation shortage means caravan parks are hot property
and there is little likelihood it will wane. “The current conditions certainly have people enquiring, particularly for sites that suit single mens’ quarters or have accommodation in place like that,� he said.
He added that the demand for caravan sites by mine workers had also created a situation where travellers in Queensland and Western Australia were struggling to find space to stop overnight.
“It astounds a lot of people when you tell them the prices people are getting for parks.�
GOLD COAST INVESTMENT OPPORTUNITY!
ESCAPE TO YOUR VERY OWN GOLD COAST RESORT STYLE APARTMENT m m m m
8S WR UHWXUQ VLWXDWHG RQH EORFN IURP WKH EHDFK /HYHO DFFHVV WR &ROHV 6XSHUPDUNHW ERWWOH VKRS WUHQG\ FDIHV HWF :DON WR VXUI FOXEV KRWHOV DQG PLQV WR $LUSRUW DQG WKH 0 (DV\ DFFHVV WR 6XUIHUV 3DUDGLVH -XSLWHUV &DVLQR 7XUI &OXE WKHPH SDUNV DQG PXFK PRUHd (1-2< 12: $1' 6(&85( <285 )8785(
Shaun Darcy 0427 742 863 or shaun@reol.com.au Debbie Besson 0409 553 488 or debbie.besson@reol.com.au
UHRO FRP DX
i5HDO (VWDWHjV 1HZ *HQHUDWLRQj Page 25 - Shift Miner Magazine, 7th November 2011
MONEY MATTERS 124th EDITION. 2011
MONEY TIPS FROM THE EXPERTS
Using equity to build wealth
You donâ&#x20AC;&#x2122;t necessarily have to have saved a lot of money before investing. If youâ&#x20AC;&#x2122;ve built up some equity in your home, for example, you can borrow up to 80% of this amount to invest in an investment property or buy shares or managed investments. The main thing is you need to be investing for long term capital growth. Itâ&#x20AC;&#x2122;s not a quick buck situation and it is not appropriate for everyone. Such a strategy needs to be planned carefully. So people have to go into debt to make money in the longer term? If they donâ&#x20AC;&#x2122;t have that bucket of money, yes this is a viable option. Itâ&#x20AC;&#x2122;s important to understand there are two kinds of debt â&#x20AC;&#x201C; we call them good debts and bad debts. A good debt is one where the loan interest is tax-deductible, like a loan to buy shares. A bad debt is a credit card, mortgage or a personal loan where youâ&#x20AC;&#x2122;re paying the interest back with after-tax money. By the time you retire, youâ&#x20AC;&#x2122;ll want to have little or no debt, especially the bad kind. Before you get there you may be
We recently talked to Debra Christofis, a financial adviser with Big Sky Financial Solutions, about ways for people to build wealth.
Debra, not too many people have a bucket of money saved up somewhere just waiting to invest it. What can they do?
able to use good debt to your advantage by growing your assets faster. What if Iâ&#x20AC;&#x2122;m just starting out and I donâ&#x20AC;&#x2122;t have any equity? Another way to borrow for investment is through whatâ&#x20AC;&#x2122;s called a margin loan. One type of margin loan that may work for first time investors looking to build up a portfolio is where you use some of your own savings in conjunction with borrowing money. Each month you contribute a set amount and borrow a set amount. The total amount is then used to buy a portfolio of shares or managed funds youâ&#x20AC;&#x2122;ve already selected. This can be a great way to build wealth but itâ&#x20AC;&#x2122;s an area you should discuss with a financial adviser first as it does carry risks as well. Like any loan, you have to be able to repay it and that means coping with interest rate rises and any impacts on your cashflow. If you thought building wealth was out of reach, you might want to think again. And you might want to talk to an adviser at Big Sky Financial Solutions too.
Disclaimer: This communication contains general advice only and has not considered any particular personâ&#x20AC;&#x2122;s investment objectives, financial situation or needs. Accordingly, no recommendation (express or implied) or other information should be acted on without obtaining specific advice from a qualified professional. Big Sky Financial Solutions Pty Ltd (ABN 95 133 452 589) is a corporate authorised representative (CAR 331 478) of Outlook Financial Solutions Pty Ltd. (ABN 40 083 233 925 Australian Financial Services Licence Number 240 959). Lvl 7, 607 Bourke Street, Melbourne VIC 3000 | Locked Bag 135 Heidelberg Vic 3084 | p 1300 700 189 | f 1300 657 879 | contactus@bigskyfs.net.au
ď&#x201A;§ Reduce your income tax
ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x2020;ď&#x20AC;&#x2C6;ď&#x20AC;&#x2030;ď&#x20AC;&#x160;ď&#x20AC;&#x2039;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;&#x2026;ď&#x20AC;&#x2021;ď&#x20AC;&#x152;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x2030;ď&#x20AC;&#x17D;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;?ď&#x20AC;&#x2018;ď&#x20AC;&#x2020;ď&#x20AC;&#x2018;ď&#x20AC;&#x2021;ď&#x20AC;&#x2039;ď&#x20AC;&#x2018;ď&#x20AC;&#x2019;ď&#x20AC;&#x201C;ď&#x20AC;&#x2020;ď&#x20AC;&#x201D;ď&#x20AC;&#x2022;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;&#x2021;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x201A;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2014;ď&#x20AC;&#x2021;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x2013;ď&#x20AC;&#x152;ď&#x20AC;&#x2021;ď&#x20AC;&#x2026;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x2C6;ď&#x20AC;&#x2030;ď&#x20AC;&#x160;ď&#x20AC;&#x152;ď&#x20AC;&#x2021;ď&#x20AC;&#x2013;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;&#x2039;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x201E;ď&#x20AC;&#x2021;ď&#x20AC;&#x2019;ď&#x20AC;&#x160;ď&#x20AC;&#x2030;ď&#x20AC;&#x2020; ď&#x20AC;&#x17D;ď&#x20AC;&#x201E;ď&#x20AC;&#x2013;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x2013;ď&#x20AC;&#x152;ď&#x20AC;&#x2021;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;&#x2018;ď&#x20AC;&#x201A;ď&#x20AC;&#x2019;ď&#x20AC;&#x2C6;ď&#x20AC;&#x2020;ď&#x20AC;&#x2039;ď&#x20AC;&#x2030;ď&#x20AC;&#x160;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;&#x201C;ď&#x20AC;&#x160;ď&#x20AC;&#x2022;ď&#x20AC;&#x2030;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;?ď&#x20AC;&#x2018;ď&#x20AC;&#x2DC;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2122;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;&#x160;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x201E;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;&#x160;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x160;ď&#x20AC;&#x2030;ď&#x20AC;&#x2020;ď&#x20AC;&#x2026;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x152;ď&#x20AC;&#x2021;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;&#x161;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2021;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020; ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x2019;ď&#x20AC;&#x2019;ď&#x20AC;&#x2020;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2014;ď&#x20AC;&#x160;ď&#x20AC;&#x17D;ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;&#x152;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;&#x2C6;ď&#x20AC;&#x2019;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;?ď&#x20AC;&#x2018;ď&#x20AC;&#x2020;ď&#x20AC;&#x201C;ď&#x20AC;&#x160;ď&#x20AC;&#x2022;ď&#x20AC;&#x2030;ď&#x20AC;&#x2020;ď&#x20AC;&#x161;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x201E;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;&#x2018;ď&#x20AC;&#x201A;ď&#x20AC;&#x201E;ď&#x20AC;&#x2030;ď&#x20AC;?ď&#x20AC;&#x2DC;ď&#x20AC;&#x2020;
ď&#x20AC; ď&#x20AC; ď&#x20AC; ď&#x20AC; ď&#x20AC; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x17E;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;&#x201E;ď&#x20AC;&#x2030;ď&#x20AC;&#x201C;ď&#x20AC;&#x2020;ď&#x20AC;&#x17E;ď&#x20AC;&#x201E;ď&#x20AC;&#x2014;ď&#x20AC;&#x2030;ď&#x20AC;&#x2021;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x17E;ď&#x20AC;&#x2022;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x2022;ď&#x20AC;&#x201E;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x160;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x;ď&#x20AC;&#x2020;ď&#x20AC;&#x153;ď&#x20AC;&#x160;ď&#x20AC;&#x2019;ď&#x20AC;&#x2019;ď&#x20AC;&#x160;ď&#x20AC;&#x152;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x2026;ď&#x20AC;&#x160;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;&#x2020;ď&#x20AC;˘ď&#x20AC;&#x192;ď&#x20AC;&#x2026;ď&#x20AC;&#x2022;ď&#x20AC;&#x2030;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC; ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2039;ď&#x20AC;&#x201A;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020;ď&#x20AC;˘ď&#x20AC;&#x192;ď&#x20AC;&#x152;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x2122;ď&#x20AC;&#x201A;ď&#x20AC;&#x201E;ď&#x20AC;&#x2019;ď&#x20AC;?ď&#x20AC;&#x2018;ď&#x20AC;&#x2020;ď&#x20AC;&#x203A;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x201E;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x160;ď&#x20AC;&#x192;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A; ď&#x20AC;&#x201A; ď&#x20AC;&#x153;ď&#x20AC;&#x201A;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2019;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;&#x2039;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x17E;ď&#x20AC; ď&#x20AC;&#x17E;ď&#x20AC;Ąď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;Łď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x201E;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2019;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;&#x2039;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x17E;ď&#x20AC;&#x2018;ď&#x20AC;&#x201E;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;&#x;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x2030;ď&#x20AC;&#x160;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;?ď&#x20AC;&#x201C;ď&#x20AC;&#x2020;ď&#x20AC;˘ď&#x20AC;&#x192;ď&#x20AC;&#x152;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x203A;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2019;ď&#x20AC;&#x2021;ď&#x20AC;&#x192;ď&#x20AC;¤ď&#x20AC;&#x2020;ď&#x20AC;Łď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2021;ď&#x20AC;?ď&#x20AC;&#x2019;ď&#x20AC;&#x201A;ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x2C6;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2030;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201E;ď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;&#x2039;ď&#x20AC;&#x201A;ď&#x20AC;&#x152;ď&#x20AC;?ď&#x20AC;&#x2C6;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x17D;ď&#x20AC;?ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC;&#x2018;ď&#x20AC;?ď&#x20AC;&#x2019;ď&#x20AC;&#x2020; ď&#x20AC;Ľď&#x20AC;&#x2020;ď&#x20AC;&#x2013;ď&#x20AC;&#x2021;ď&#x20AC;&#x152;ď&#x20AC;&#x2021;ď&#x20AC;&#x2026;ď&#x20AC;&#x2021;ď&#x20AC;&#x160;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x160;ď&#x20AC;?ď&#x20AC;&#x2020;ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x203A;ď&#x20AC;&#x2018;ď&#x20AC;&#x201E;ď&#x20AC;&#x2030;ď&#x20AC;?ď&#x20AC;&#x201A;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020;ď&#x20AC;Ľď&#x20AC;&#x2014;ď&#x20AC;&#x2014;ď&#x20AC;&#x160;ď&#x20AC;&#x2022;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;Łď&#x20AC;&#x2026;ď&#x20AC;?ď&#x20AC;&#x2DC;ď&#x20AC;&#x2020;ď&#x20AC;Śď&#x20AC;§ď&#x20AC;¨ď&#x20AC;Šď&#x20AC;&#x2020; ď&#x20AC;Ľď&#x20AC;Ąď&#x20AC;&#x17E;ď&#x20AC;&#x2020;ď&#x20AC;Şď&#x20AC;&#x2021;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x2014;ď&#x20AC;&#x201A;ď&#x20AC;&#x2020;ď&#x20AC;Ťď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;Źď&#x20AC;ď&#x20AC;¨ď&#x20AC;Śď&#x20AC;Šď&#x20AC;§ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;Ľď&#x20AC;Žď&#x20AC;Ťď&#x20AC;&#x2020;ď&#x20AC;Żď&#x20AC;Żď&#x20AC;&#x2020;ď&#x20AC;°ď&#x20AC;Śď&#x20AC;°ď&#x20AC;&#x2020;ď&#x20AC;Śď&#x20AC;°ď&#x20AC;¨ď&#x20AC;&#x2020;ď&#x20AC;ąď&#x20AC;Źď&#x20AC;¨ď&#x20AC;&#x2020;
ď&#x20AC;&#x201C;ď&#x20AC;&#x201D;ď&#x20AC;&#x2030;ď&#x20AC;&#x2022;ď&#x20AC;&#x2013;ď&#x20AC;&#x201E;ď&#x20AC;&#x2014;ď&#x20AC;&#x2DC;ď&#x20AC;?ď&#x20AC;&#x201D;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;&#x201C;ď&#x20AC;&#x201D;ď&#x20AC;&#x2022;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x160;ď&#x20AC;?ď&#x20AC;?ď&#x20AC;&#x152;ď&#x20AC;&#x2013;ď&#x20AC;&#x2020;ď&#x20AC;&#x2014;ď&#x20AC;&#x192;ď&#x20AC;&#x152;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201D;ď&#x20AC;&#x2DC;ď&#x20AC;&#x152;ď&#x20AC;?ď&#x20AC;&#x2122;ď&#x20AC;&#x2020;ď&#x20AC;&#x161;ď&#x20AC;&#x2020;ď&#x20AC;&#x203A;ď&#x20AC;&#x160;ď&#x20AC;&#x153;ď&#x20AC;&#x201E;ď&#x20AC;&#x2020;ď&#x20AC;&#x2039;ď&#x20AC;&#x201D;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC;&#x2122;ď&#x20AC;&#x201A;ď&#x20AC;&#x2DC;ď&#x20AC;&#x2DC;ď&#x20AC;&#x201D;ď&#x20AC;&#x201D;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x17E;ď&#x20AC;&#x2020;ď&#x20AC;&#x;ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x2020;ď&#x20AC;&#x2039;ď&#x20AC;&#x201D;ď&#x20AC;&#x2020;
ď&#x20AC;&#x2020;
ď&#x20AC;°ď&#x20AC;˛ď&#x20AC;&#x2020;ď&#x20AC;Ąď&#x20AC;&#x17E;ď&#x20AC;˘ď&#x20AC;Ąď&#x20AC;&#x2020;ď&#x20AC;&#x17E;ď&#x20AC;Łď&#x20AC;¤ď&#x20AC;¤ď&#x20AC;&#x2020; ď&#x20AC;¤ď&#x20AC;?ď&#x20AC;&#x2026;ď&#x20AC;łď&#x20AC;¤ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2DC;ď&#x20AC;&#x2014;ď&#x20AC;&#x160;ď&#x20AC;&#x17D;ď&#x20AC;&#x2020; ď&#x20AC;?ď&#x20AC;?ď&#x20AC;?ď&#x20AC;&#x2DC;ď&#x20AC;¤ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2DC;ď&#x20AC;&#x2014;ď&#x20AC;&#x160;ď&#x20AC;&#x17D;ď&#x20AC;&#x2020;
ď&#x20AC;Ľď&#x20AC;Śď&#x20AC;§ď&#x20AC;¨ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;Šď&#x20AC;¨ď&#x20AC;&#x2039;ď&#x20AC;Şď&#x20AC;&#x2020;ď&#x20AC;Šď&#x20AC;Ťď&#x20AC;Şď&#x20AC;Źď&#x20AC;¨ď&#x20AC;ď&#x20AC;Šď&#x20AC;Źď&#x20AC;Žď&#x20AC;&#x2020;ď&#x20AC;Šď&#x20AC;&#x2039;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;¨ď&#x20AC;Źď&#x20AC;Źď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;Żď&#x20AC;&#x2020;ď&#x20AC;&#x2020;ď&#x20AC;Žď&#x20AC;Šď&#x20AC;Şď&#x20AC;°ď&#x20AC;&#x2020;ď&#x20AC;Ťď&#x20AC;Śď&#x20AC;&#x2020;ď&#x20AC;Śď&#x20AC;ąď&#x20AC;˛ď&#x20AC;Šď&#x20AC;łď&#x20AC;&#x203A;ď&#x20AC;Şď&#x20AC;Šď&#x20AC;Śď&#x20AC;Ťď&#x20AC;&#x2020;
ROCK SOLID ONLINE SAVER ACCOUNT
EARN UP TO
6.0
%
INTEREST
WHICH INCLUDES
BONUS INTEREST OF 1% PER ANNUM
WHEN A DEPOSIT AND NO WITHDRAWALS ARE MADE PER MONTH. FOR A LIMITED TIME
IF YOUâ&#x20AC;&#x2122;RE LOOKING FOR THE SECURITY OF A SAVINGS ACCOUNT THAT OFFERS A SOLID INTEREST RATE * , FULL INTERNET BANKING FACILITIES AND NO MONTHLY ACCOUNT KEEPING FEE, YOUâ&#x20AC;&#x2122;VE FOUND IT! For full product details, including terms and conditions, please visit a Rock branch or mini-branch or our website at www.therock.com.au
+ "5),$).' "//34
*AN THE .!" WILL ACCEPT THE "UILDING "OOST 'RANT AS PART OF THE DEPOSIT and grow your ď&#x201A;§ Create andwealth grow yourtangible wealth with tangible owner occupied homewith AND MORTAR ď&#x201A;§ Create assets Are you working hard and ď&#x201A;§ Create and grow your wealth with tangible assets Are you working hard and ď&#x201A;§ Ensure a guaranteed income in retirement earning a good income? Ensure assets ď&#x201A;§ Ensure a guaranteed income in retirement Are you working hard and Ensureď&#x201A;§ Takes %NSURE A GUARANTEED INCOME IN RETIREMENT s -AXIMISE YOUR TAX REFUND advantage of many years of earning a good income? you have something substantial ď&#x201A;§ Ensure a guaranteed income inyears retirement ď&#x201A;§ Take advantage of many of knowledge, experience and research earning a good income? Ensure s 0ROTECT YOUR CAPITAL INCOME you have something Takeknowledge, advantage of many yearsand of research and tangible to show for it!substantial ď&#x201A;§s 4AKE ADVANTAGE OF MANY YEARS OF experience you something substantial FROM INÄ&#x152;ATION KNOWLEDGE EXPERIENCE AND RESEARCH knowledge, experience and research andhave tangible to show for it! Steve & Partners has over andTaylor tangible to show for30it!years experience in providing individuals, couples and families with the Steve Taylor & Partners has over 30their years experience in right strategies wealth lives. Steve Taylorto&create Partners hasand overchange 30 years experience in
providing individuals, couples and families with the
providing individuals, couples and7733 families with the GOOGLE Steve Taylor or callwealth 4980 right strategies to create and change their lives. right strategies to create wealth and change their lives.
GOOGLESteve SteveTaylor Taylororor 4980 7733 GOOGLE callcall 4980 7733
The right advice as you need it Specialising in a wide range of financial services including: financial planning superannuation
Page 26 - Shift Miner Magazine, 7th November 2011
insurance
accounting & tax
estate planning
Call us on 1300 700 189 or visit www.bigskyfs.net.au Big Sky Financial Solutions Pty Ltd (ABN 95 133 452 589) is a corporate authorised representative (CAR 331478) of Outlook Financial Solutions Pty Ltd (ABN 40 083 233 925 Australian Financial Services Licence Number 240959)
APPLY AT YOUR NEAREST BRANCH OR MINI-BRANCH
www.therock.com.au
investment
www.bigskyfs.net.au
04/11 12955
ď&#x20AC; ď&#x20AC;&#x201A;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x2C6;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2030;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201E;ď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;&#x2039;ď&#x20AC;&#x201A;ď&#x20AC;&#x152;ď&#x20AC;?ď&#x20AC;&#x2C6;ď&#x20AC;&#x2030;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;&#x2020; ď&#x20AC;&#x17D;ď&#x20AC;?ď&#x20AC;&#x152;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x152;ď&#x20AC;?ď&#x20AC;&#x17D;ď&#x20AC;&#x201A;ď&#x20AC;&#x2026;ď&#x20AC;&#x2026;ď&#x20AC;&#x2C6;ď&#x20AC;?ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;&#x2021;ď&#x20AC;&#x2C6;ď&#x20AC;&#x192;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x2030;ď&#x20AC;&#x2C6;ď&#x20AC;&#x201E;ď&#x20AC;&#x160;ď&#x20AC;&#x2020;ď&#x20AC;?ď&#x20AC;&#x160;ď&#x20AC;&#x201E;ď&#x20AC;&#x192;ď&#x20AC;&#x192;ď&#x20AC;&#x2C6;ď&#x20AC;&#x192;ď&#x20AC;&#x2018;ď&#x20AC;&#x2019;ď&#x20AC;&#x2020;
CREATE ď&#x201A;§ Reduceď&#x201A;§your income tax Maximise your tax refund ď&#x201A;§ Reduce your income tax CREATE ď&#x201A;§ Maximise your tax refund ď&#x201A;§ Protect your & income from CREATE WEALTH WITH ď&#x201A;§ Maximise your taxcapital refund ď&#x201A;§ Protect your capital & income from WEALTH WITH inflation ď&#x201A;§ Protect your capital & income from WEALTH WITH inflation SOLID BRICKS %.$3 *!. $/.l4 -)33 /54 SOLID BRICKS ď&#x201A;§ Outlay less per week with an ď&#x201A;§ Outlayinflation far less per far week compared withcompared an SOLID BRICKS &OR CUSTOMERS PURCHASING A NEW INVESTMENT HOME FROM 3TEVE 4AYLOR 0ARTNERS PRIOR TO owner occupied home owner occupied home AND MORTAR ď&#x201A;§ Outlay far less per week compared with an AND MORTAR
Choose From 2 Exquisite, Impeccably Designed Gladstone Display Homes 46 & 50 Koowin Drive, Emmadale Gardens
These simply stunning display homes are a true showcase of Z[`SL HUK X\HSP[` )VHZ[PUN VUS` [OL Ä ULZ[ Ä [[PUNZ HUK PUJS\ZPVUZ each have been cleverly created to suit our Central Queensland climate and with effortless living and entertaining in mind! )LPUN +PZWSH` /VTLZ VUS` M\YUPZOPUNZ VM [OL OPNOLZ[ X\HSP[` have been selected. You can purchase the furniture and simply unzip your suitcases and enjoy stylish family living at its very best!
2 Simply Stunning Display Homes
Offered by 2 of Gladstone’s Finest Multi-award Winning Builders Lawler Homes & Cavalier Homes . . . Builders are ready to begin a new Display Village
Or if you are seeking an investment opportunity in the booming .SHKZ[VUL YLNPVU HZR HIV\[ [OL I\PSKLYZ ^PSS SLHZL IHJR VW[PVU Call Alex McWilliam on 0418 748 753 to arrange an inspection today, and get ready to place your bid at Auction on Tuesday November 29! Auction WT ;\LZKH` [O 5V]LTILY Venue ;OL .YHUK /V[LS .VVUKVVU :[YLL[ .SHKZ[VUL Ray White Gladstone New Projects
New Projects
Page 27 - Shift Miner Magazine, 7th November 2011
www.agneswater1770.harcourts.com.au
AGNES WATER â&#x20AC;&#x201C; Springs Road, Sunrise at 1770
2ECEIVERSÂŹANDÂŹ-ANAGERSÂŹ3ALEÂŹ ÂŹÂŹ
Five (5) Ocean View Lots - LOTS 44, 103, 138, 155 & 159 For Sale individually or in one line.
sÂŹ%SCAPEÂŹTOÂŹ!GNESÂŹ7ATERÂŹ ÂŹÂŹBUILDÂŹYOURÂŹOWNÂŹLUXURYÂŹRETREAT sÂŹ0RIMEÂŹOCEANÂŹVIEWÂŹRIDGEÂŹLOTSÂŹWITHÂŹAVERAGEÂŹSIZEÂŹ ÂŹSQM sÂŹ7ORLDÂŹCLASSÂŹFACILITIES ÂŹ ÂŹPOOLS ÂŹTENNISÂŹCOURTSÂŹ""1ÂŹPAVILIONS sÂŹ9EARÂŹROUNDÂŹSWIMMINGÂŹ ÂŹSURlNGÂŹBEACHESÂŹWITHÂŹREEFÂŹOFFSHORE sÂŹ-USTÂŹSEEÂŹRAREÂŹ ÂŹUNIQUEÂŹPROPERTIESÂŹ ÂŹHOURSÂŹFROMÂŹ'LADSTONE
PRICE: $325,000 to $350,000 OPEN: Inspections by Appointment VIEW AT: www.harcourts.com.au PROPERTY ID: QAR110410 AGENT: Gordon Christian P: 4902 1444 M: 0417 206 500 E: gordon.christian@harcourts.com.au www.agneswater1770.harcourts.com.au
',/"!, .!4)/.!, ,/#!, 9/5
Auction 1.30pm Tuesday 29 November 2011 at Knight Frankâ&#x20AC;&#x2122;s offices, 56 Gordon St. Mackay