GETTING THE RELATIONSHIP You Deserve

Choosing who to trust with your finances is a big decision and can be intimidating. How do you know your money and future is in good hands? Here are 7 questions to ask when interviewing potential financial advisors:

What services can I expect?

While some advisors provide only investment management, Cornerstone Financial Solutions covers all 5 areas of wealth management, so nothing falls through the cracks. Those 5 areas include Tax Planning Strategies, Investment Management, Risk Management, Retirement Planning, and Estate Planning. What type of education, accreditations and licenses do you have?

You may think all financial planners are certified, but in fact anyone can use the title financial planner. We require our Wealth Advisors to hold the Certified Financial Planner® (CFP®) designation or be working to complete the rigorous certification process. It’s considered the standard of excellence in financial planning, requiring a college degree. Unlike many financial advisors, CFP® professionals have developed theoretical and practical knowledge by completing demanding education, examination, experience, and ethical requirements, and agree to continued monitoring and continuing education. How long have you been in business?

Most people only retire once in their life. We’ve essentially retired thousands of times throughout our 30 years in business and the team’s combined 140 years of experience. It is easier to avoid a mistake than correct one, so let us help you with the knowledge and lessons we have learned.

How many people are on your team?

You benefit from a broader scope of knowledge, expertise, and service offerings from team-based wealth advice. And working with a solo advisor you risk losing years of valuable planning if something happens to them.

Are you a fiduciary?

As fiduciary advisors our comprehensive financial planning advice is conflictfree and never related to the possibility of earning a potential commission.

What are your fees?

We believe in full transparency and full disclosure, especially when it comes to fees. We offer mostly fee-based planning. By sitting on the same side of the table as you we participate in the gains and the losses. When you do well, we do well.

What is your succession plan?

A succession plan ensures that a business can continue to run smoothly after an important role becomes vacant. At Cornerstone, we have an internal, built-in succession plan so that any transition will be smooth.

When choosing a wealth advisor, you are likely starting what will be a lifelong relationship. You will be sharing personal details about your financial situation, dreams, and goals, so it’s important to work with someone you trust and feel comfortable with. Feel free to reach out to our team to discuss your situation or if you have any questions.

Download a free guide to help you interview advisors. We wrote How to Choose a Wealth Advisor to empower people like you who want to dream big, build wealth, and lead a life of impact. Scan the QR code, visit www. mycfsgroup.com, or call us at 605357-8553 to request your copy.

To schedule a complimentary, noobligation financial consultation with a Wealth Advisor at Cornerstone Financial Solutions, or if you’d like to know more about the one-on-one guidance you can expect from our team, call us at 605-3578553 or email cfsteam@mycfsgroup.com.

WINTER IS THE PERFECT TIME TO GET YOUR FAMILY HOOKED ON A NEW ACTIVITY AT THE OUTDOOR CAMPUS SIOUX FALLS!

Helping you build a financial plan to achieve what’s truly possible is what we do.

Empowering you to pursue greater dreams is who we are.

SIOUX FALLS OFFICE

7408 S. Bitterroot Pl. | Sioux Falls, SD 57108 P 605.357.8553

HURON OFFICE

280 Dakota Ave. S | Huron, SD 57350 P 605.352.9490

MyCFSgroup.com cfsteam@mycfsgroup.com | 877.352.9490

FURNITURE personal

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc.

Cornerstone Financial Solutions, Inc. is not a registered broker/ dealer and is independent of Raymond James Financial Services. Raymond James advisors do not provide tax services.

121 E 5th St | Canton, SD | 605.940.8663 | heartlandspaces.com

Hours: Wed-Fri 11am-2pm, 5pm-7pm | Sat 10am-2pm