Re-Weekly 03/03/17 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE

This Issue This Issue

ARE YOU PAYING TOO MUCH FOR HOMEOWNERS INSURANCE? P. 4

Q & A: Ask Our Broker P. 8

FEATURE HOME:

1600 ALPINE CREST LOOP #D, MOUNT VERNON WINDERMERE/SKAGIT VALLEY JIM GLACKIN

RealEstate weekly

SEE PAGE 3 FOR MORE

A supplement to the Skagit Valley Herald and the Anacortes American

$354,000

P. 9

360-428-2828

Classifieds P. 10 -11

MARch 3 â&#x20AC;&#x201C; 9, 2017

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OPEN HOUSE SATURDAy MARCH 4, 1-3

GROWING GAP BETWEEN AVAILABILITY AND AFFORDABILITY

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Re-Weekly content sponsored by: Northwest Fine Furnishings

Paying Too Much On

INSIDE

TABLE OF CONTENTS

Homeowners Insurance?

PAGE

Are you paying too much for homeowners insurance?......................... P. 4 Q & A: Ask our Broker.............................. P. 8 Growing gap between availability and affordability..................................... P. 9 Classifieds.........................................P. 10-11

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Bedroom sets, entertainment centers, round sofas, coat racks & wooden coat trees, chimney cabinets, pharmacy lamps, painted benches, wooden toys, bar stools and much more!!!

SKAGIT PUBLISHING

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

BURLINGTON

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596

ND LA NT A C VA

w NE

Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park. Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621 Call 708-8800 CallElizabeth, Wilma, 661-1631

Burlington $299,999 9.64 acres with a pond. Marketable cedar trees. Mostly level with a pie shaped portion up hill. Value in land, but no given value to existing home. 2 parcels. Adjoining 14+ acres also available. MLS #1054552 Call Wilma, 661-1631

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

MOUNT VERNON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW T

Burlington $347,000 Enjoy space & privacy. 4 BR home that backs to a greenbelt. Open kitchen & family room. Large master w/attached bath & walk-in closet. Lots of flex space. Terrific storage. 2 pantries. MLS #976898 Call Elizabeth, 708-8800

www.SkagitValleyRealEstate.com

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Burlington $349,950 Well-built 5 BR home in great Burl. area. Approx 2,576 SF, Gas FA Heat & 2 fireplaces. Lg kitchen, SS appliances, pantry & eating bar. Huge master w/large closet & 3/4 BA. Downstairs Feat. 2 BR, 3/4 BA, rec room & sauna. Dining area opens to family room. Lg private backyard w/awesome deck. MLS #1083667 Call Ivana, 770-3550

Mount Vernon $432,900 Amazing home just under 1/3 acre. 4 BR, 3 BA, 2,600 SF. Kitchen with granite counters & custom cabinets. Main floor master suite w/huge walk-in closet & bathroom. Grounds & garden must be seen to appreciate. Storage throughout. Terrific location. MLS #1052463 Call Elizabeth, 708-8800

LooKIng for fuLL SErVICE ProPErty ManagEMEnt?

Wilma Louia Designated Broker/Owner 661-1631

Charlie & Jeannie Boon 708-9645

Sedro-Woolley $759,900 Unique custom built, multi-level home with radiant heat on 1 acre. 4 BR, 3 3/4 BA, 5,000 SF. 2 dining rms, formal living rm, parlor, library. Kitchen has high end appliances & pellet stove. Gas free standing fireplace in master feat. full bath. Home office & possible guest bedroom over garage. MLS #1075960 Call Wilma, 661-1631

Jim Stransky 708-1681

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Mount Vernon $1,100,000 Farm on over 82 level acres. 2 story home built in ’94 w/3,800 SF. 3 BR, 2.5 BA, 3 additional bonus rms. Hay barn w/metal roof-great for barn dance! Additional barns & machine shop. Grapes, berries, fruits & organic garden. MLS #1037407 Call Charlie, 708-1415 or Jeannie, 708-9645

Elizabeth Detillion 708-8800

Ivana Wood 770-3550

Mike Welling 540-1341

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Call today and let our experienced staff go to work for you!

360-755-5555 Debbie Benjamin 708-8780

Corinne Cartwright 202-2397

Laura Kaestner 441-5099

Jennifer Ohlsen 540-0717

Traci Erickson Property Manager 755-5555

1584962

Mount Vernon $699,000 3,634 SF, 3 BR, 3 ½ bath view home on 1 acre. Living, dining, nook, family, den & Rec. rooms. 3 minutes from 1-5, S. Mount Vernon. Fabulous kitchen, gas range, granite, eating bar. 2 decks, patio, hot tub, RV parking, garden space. All natural gas, well insulated, tons of extra storage. 3 car finished garage. Olympic mountain view & amazing sunsets. MLS #1014213 Call Kirk, 770-7470 Call Elizabeth, 708-8800

March 3, 2017

american dream real estate services, inc. In Skyline

Horse Property

Windermere/Skagit valley 1030 e college Way mount vernon, Wa 360-424-4901 www.WindermereSkagit.com

#1075799 • $100,000

#1035553 • $315,000

Fannie Mae HECM property on a quiet lane just outside Oak Harbor. This property features a 3 bedroom 2 bath manufactured home on a secluded 5 acres with a nice shop. Property needs work and will not traditionally financing. Close to NAS Whidbey, schools, town and HWY 20. Great opportunity!

Fannie Mae Homepath Historic Farmhouse 3 bedroom Contrator’s Special: Large lot In Skyline setup for horses on almost 5 acres. House featuring NEW-Roof, Exterior Paint, Interior Paint, Carpet, Mini Split HVAC vinyl windows, tile floors & counter tops, sub zero, Large kitchen, eating bar/counter., updated plumbing & wiring, extra insulation. fireplace insert. Large barn, loft, 4 stalls, tack room. Detached workshop (19x30) power, water, much more!

Small Motel #1056535 • $850,000

Prime Retail Space #1009604 • $2,200

Remodeled with elegant character seen from the moment you arrive. The atmosphere is warm and inviting with a modern design palate that makes a statement for anyone who enters. This 3 bedroom 1-3/4 bath home provides space and comfort throughout. Interior lighting enhances evening aesthetics. Downstairs offers large space with an office and laundry room. Two sheds available. Tremendous amount of parking available off 37th St and off alley above to accommodate many vehicles

Great opportunity to own small motel in middle of town. 13 rooms with 4 bedroom managers house and underground laundry with work shop and storage, new roof. All rooms have been upgraded. Tank less hot water, new security camera system.

3400 Sqft of Prime Retail Space on College Way located in a busy multi tenant complex right on the corner of College Way & Parker Way. High visibility.Walking distance to the College,Terrific signage.This space is composed of 2600 sqft of ground floor Office/Retail open retail space with high ceilings large counter/service area that offers a multitude of uses and and ready to configure to fit as well as a 900 sqft 2nd floor office/conference/banquet/storage room & private bath.Ample parking.

Gorgeous Home #1077051 • $459,000

1600 ALPINE CREST LOOP #D, MOUNT VERNON

1584849

Anacortes Office

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

Like American Dream Real Estate Mount Vernon

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

T AN

TS LO

C VA

STANWOOD... Lovely wooded home at almost 1200 SF with 2 BD & 1 BA. Private beach & boat launch access. Lot is 85 x 150. Free standing wood fireplace, large deck to enjoy the wilderness, & room for RV parking. Don’t miss out on the quiet, cozy abode! $245,000. #1080664

READY TO BUILD... 22 Lots in Nookachamp Hills near Big Lake. Water, Sewer, Electric & Nat’l gas to each lot. Lovely country setting overlooking Otter Pond with wonderful walking trails. Perfect spot to build your dream home. Priced from $84,000 - $145,000. #746424 - #746695

A WA TA T MA

YOUR PROPERTY FEATURED HERE. G N I D EN

YC DA

EASTERN WASHINGTON... 3 BD, 1.75 BA, & just over 1200 SF. Knotty pine vaulted ceilings, RV parking, & hot tub for two in this beautiful Oasis. Enjoy all the amenities of Desert Aire. CONTACT LISTING AGENT - DICK BEST 360-770-1491. $171,500. #1042223 Kristen Tuttle Yvonne Brown Galen Kindred Holly Hilts

March 3, 2017

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Brown McMillen Real Estate

360.757.6013 800.869.7084 IS TL

Jim Glackin 360-428-2828

Very well designed and built Eaglemont condominium beautifully finished. This end unit features territorial & golf course views & large private deck. Eaglemont is the premier golf course community in Skagit County! Beautiful stainless appliances, hardwood flooring, large master suite on main level. This view condo has 1890 SF on main and upper levels - large unfinished lower level waiting for a custom build out - all electrical & plumbing in place for large rec room & two additional bedrooms. MLS# 1039782

“Fulfilling Northwest Family Dreams” 1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

$354,000

P E L SA

SAND & GRAVEL RESOURCE... In an area of high quality sand and gravel deposit. Estimated by Sherwood Appraisal at 2.3 million tons of available aggregate. 1200 SF shop & office building on property. $1,350,000. #1049831

708-8392 840-4375 770-7083 661-5538

Jeff Ingman Shelah Inman Jodi Dynes Fritz Inman

202-2859 661-0145 333-7783 661-0147

NEW LISTING... MV rambler with 3 BD, 1.75 BA, & close to schools, college, & medical services. Cozy kitchen includes appliances. This home would be a great investment property! $209,900. #1081511 Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

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391-5587 661-1500 770-6013 661-4533

open House sunday, MaRcH 5tH • 1-3

22397 Bulson Rd. Hosted By: Jan scally CONWAY EQUESTRIAN DELIGHT! One of a kind beautifully designed for luxury living! 2 master bdrm suites, 2 family rooms, chef’s kitchen, 4 Baths, breakfast room, 5 acres fenced & much more.. $860,000. #978235 Tod LeHecka Jan Scally Dale Owenby

333-1032 421-5160 913-8662

1585058

Quiet Lane

#1064719 • $199,999

Feature Home From cover:

Are You Paying Too Much for Homeowners Insurance? Policy costs fluctuate widely across country, new research shows

wning a home can bring with a lot of responsibility – and a lot of worries, too, like fear of damage caused by Mother Nature, vandalism, and getting sued by someone injured on your property. Thankfully, you can purchase homeowners insurance coverage to safeguard against these and other risks. But new data show that the average cost for homeowners insurance can range from as little as $349 to over $2,000 annually, depending on the state in which you live. Fresh research provided by GOBankingRates reveals homeowners’ insurance premiums vary considerably across the nation, with the median cost of policies in each state corresponding accurately with the median home values in that state. Put another way, states with higherpriced homes tend to have higherpriced insurance. The research further indicates that homeowners’ insurance costs are highest in Hawaii, the District of Columbia, California, Massachusetts, and Colorado; today’s cheapest rates, meanwhile, are 4

found in West Virginia, Mississippi, Oklahoma, Arkansas, and Indiana. Even in higher-priced states, however, you could be forking over more money than you need to for coverage, especially if you didn’t shop around, say the pros. “Just like you would with auto insurance, you want to make sure that you are getting the best rate possible and choosing a plan that fits you and your family’s needs,” says Kristen Bonner, research lead with GOBankingRates in El Segundo, Calif. Chris Hackett, senior director of personal lines for the Chicago-based Property Casualty Insurers Association of America, agrees that it’s important to periodically review your coverages, limits, and premiums to ensure you’re not overpaying for your policy. “It’s in your best interest to shop around periodically and get quotes from at least a few different companies. The property insurance market is very competitive, and you may be able to save a lot of money,” Hackett says. When comparing quotes and policies, be sure to look closely at

what’s included. “Just because two policies from two different insurance companies are the same cost does not mean they are the same,” Bonner says. For example, a policy from company A may only reimburse your damaged property for its actual cash value – meaning its replacement cost minus depreciation; company B, on the other hand, may offer a policy that includes guaranteed replacement costs, which will replace or rebuild your property without factoring in depreciation. “Consumers need to make sure their policy covers the risks they face, as the last thing you want is or something to go wrong and find out too late that your policy doesn’t cover it,” says Joe Vahey, vice president/product manager at Erie Insurance in Erie, Pa. “An actual cash value policy subtracts for wear and tear and depreciation, which could leave you short of funds if your home were destroyed and you needed to rebuild it.” Hackett says you can score a premium discount if you get your home and auto policies from the same insurer (yielding a discount of

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15 percent or more), take measures to increase your home’s security – by, for example, installing burglar alarms (possibly a 20 percent discount or more for a central system that alerts police/fire), smoke detectors (up to 5 percent discount), and deadbolts – and keeping tabs on your credit. “Also, make sure you’re addressing any errors on your credit report to improve your credit score and attractiveness as a borrower, which insurance companies look at,” Bonner says. Vahey recommends consulting closely with an insurance agent “to find a policy that provides the best value – meaning the best coverage at the best price,” he says. “An agent can help customize a policy based on your individual needs and make sure you’re receiving all eligible discounts.” Lastly, be cautious before opting for the cheapest policy available. “The extra money you might pay each month to make sure you are properly covered for your location, home type, geographic or weatherrelated concerns and property features could save you in the long run,” Bonner adds. March 3, 2017

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111 E. George Hopper Rd Burlington Title: 360-707-2158 Escrow: 360-707-2312 1-800-869-7121

ltco.com

3010 Commercial Ave Anacortes 1-800-870-8571 360-299-0565

Trusted Service for over 76 years

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Loan products subject to credit approval.

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March 3, 2017

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www.WindermereSkagit.com RESIDENTIAL 210 W. Woodworth St, SW $180,000 Great location in the heart of Sedro-Woolley’s central business district. Property is zoned commercial but being used as a residence with no permits. Buyer to verify any intended use with the city. Call Nikki Ganske, 941-8999 MLS# 1077932 118 Hazel Ave, Burl $234,000 Great home near Burlington High School. Updated features include painting, flooring, carpet, bathroom, & more. Zoning is medium residential/neighborhoodbusiness. There is potential for many allowed uses as a residence, rental, or business. Has a storage shed & large patio area, partially fenced for privacy. Extra finished room with closet rack. Natural gas stubbed to property. Call Warren Bingham, 770-2421 MLS# 1079484 1218 Denny Place, MV $264,000 Move-in ready 3 bedroom home w/updated tile bath, plus add’l 3/4 bath in utility room. Hardwood floors in bedrooms. Large living room w/new carpet, woodburning insert. Traditional eat-in kitchen w/nice storage & light. Rec room off kitchen has laminate floors. Immaculate yard both front & back. Fenced back yard, storage shed, and patio. Call Spencer Roozen, 708-0634 or Megan O’Bryan, 708-5817 MLS# 1076883 NE

716 N 18th Place, MV $280,000 This 4 bedroom 2,090 SF home has amazing space above, below & outside. The upper level has 3 beds with an open style kitchen that looks into the living room & dining area supplying access to a 568 SF upper deck. Lower level provides an additional supersized bdrm, 3/4 bath, laundry, large rec-room w/cozy efficient gas stove to match the energy saving double & triple pane windows throughout. Park-like yard w/great garden space, wrap around deck, patio & storage shed. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS# 1081257

814 S. Anacortes St, Burl $300,000 Spacious rambler in a peaceful setting with a large family room & a large office area. Over half an acre of fenced yard, private setting, & covered patio in the back. 30 x 24 insulated shop plus a 30 x 12 lean to. Home has a new septic, new paint inside & out. Gas is stubbed to the kitchen stove, dryer, & to the shop. Call Beck Elde, 770-9427 MLS# 1035601 NE

23747 Kamloop Ct, MV $345,000 Nookachamp Hills 5 bed, 3 full baths w/beautiful Nookachamp Valley views. Perched on nearly .5 acre overlooking the valley below, this warm, welcoming home features a large, sunny kitchen & breakfast area, spacious family room w/access to an entertainmentsized deck, formal living & dining rooms, plus a bedroom & full bath on the main floor. Master suite w/commanding views & double closets. Call Spencer Roozen, 708-0634 or Megan O’Bryan, 708-5817 MLS# 1080913

OPEN HOUSE Sat, March 4th, 1-3 1600 Alpine Crest Loop, MV $354,000 Beautifully finished Eaglemont cond. End unit features territorial & golf course views & large private deck. Beautiful stainless appliances, hardwood flooring, large master suite on main level. This view condo has 1,890 SF on main & upper levels - large unfinished lower level waiting for a custom build out - all electrical & plumbing in place for large rec room & 2 additional beds. Call Jim Glackin, 428-2828 MLS# 1039782

1022 S. 38th Place, MV $385,000 3 bed, 2.5 bath home is located on cul-de-sac in the sought after Summer Ridge neighborhood. This wellappointed home has gorgeous natural light, formal living room with gas fireplace, kitchen features stainless steel appliances, granite countertops. Family room is located adjacent to the kitchen with access to the large backyard dotted with fruit trees & backs up to a greenbelt. Extra storage/workspace in the crawl space. Call Dawn Hardman, 540-0058 MLS# 1081722 5324 Cedar Ridge Place, SW $475,000 Custom home with amazing views. 3 beds, 2.75 baths, 2,636 SF. Over-sized deck to sit & relax. Loft area upstairs makes a perfect guest room, play area, or office space. Raised beds for gardening plus peach, apple, pear, cherry & plum trees. Blueberries, Marion, Tayberries & gooseberries, plus a garden shed. Call Becky Elde, 770-9427 MLS# 1073148 22622 N Starbird Rd, MV $575,000 Desirable Conway location. Gorgeous water views, 5 bed 2,800+ SF home, & monitor barn/shop all on 6+ acres. This custom home features hardwoods, SS appliances, river rock FP, double master, formal DR, & tons of storage. Barn w/roll up doors on either end for pass thru, & loft w/winch, asphalt driveway, outdoor fire pit, patio & deck. Equestrian potential. Call Jamie Yantis, 540-5264 MLS# 1041825 25473 Morford Ct, SW $649,888 Stunning custom home features 4 beds, 3.5 baths, 4,473 SF on 1 acre surrounded by 14 acres of rural reserve. Main level living w/open floor plan, charming kitchen w/pantry, great room, formal dining, & spacious master suite w/double sided fireplace & 5 pc spa bath. Vaulted ceilings, white oak floors, granite, stainless appliances & maple cabinets. Theater room, bonus room, gym, & wet bar. Wrap around. 3 car garage/RV prk. Call Nicole Ganske, 941-8999 MLS# 1063718

Skagit Valley • 1030 E College Way • Mount Vernon • (360) 424-4901 April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn Dave Patterson

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760 360-708-5030

David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller

425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607

George Bellos Geri Cole Harry Ota Hollie Del Vecchio Jake Koetje Jamie Yantis Jim Glackin

360-708-9762 360-391-1614 360-708-3500 360-525-5538 360-466-8045 360-540-5264 360-428-2828

Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman Megan O’Bryan

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360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075 360-708-5817

You know Windermere sells ho lots of houses. Well, we also se of commercial property, and w sell a lot more with another sm hardworking commercial broke you’re serious about your real career, and understand comme real estate is different from res call us for more information. ww

North Cascades • 520 Cook Road Nathan Loeb Nicole Ganske Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Shelly Hanson Spencer Roozen

360-333-7197 360-941-8999 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-420-2565 360-708-0634

Tahlia Honea Tasha Zahlis Terri Heyntsen Tessa Jarvis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-391-0938 360-503-1939 360-298-4857 360-420-7291 360-770-2421

March 3, 2017

www.AnacortesRealEstate.com RESIDENTIAL W NE

4903 Doon Wy, Anacortes $1,070,000 Lovely 3,406 SF custom home with 180-degree views of Burrows Bay, Olympic Mountains & San Juan Islands. Features include 4 BD, 4.5 BA, large custom windows, 3 gas fireplaces, crown moldings throughout, and hardwood floors. Gourmet open kitchen features two islands, slab granite counters, large pantry, 6-burner Viking gas range & newer SS appliances. Master on the main level has sitting area w/fireplace. Lower level has family room, 3 BD, 3 BA, wine cellar, shop/storage. All Skyline amenities. Margi Houghton 360.202.0041 MLS# 1079787

5 A Beach Dr, La Conner $995,000 AMAZING!! This doesn’t even start to describe this home. 7,200 SF home w/outstanding views overlooking the La Conner slough, Skagit Bay & beyond. Home is nestled on 2.5 acres of trees and terraced landscaping. 5 bedrooms, 6 baths, theatre room, office, living & dining areas, extensive kitchen w/ top end appliances, spa & wine rooms plus additional areas. Garage is able to hold 5 cars plus have room for a work area. Too much to mention. John Prosser 202.2891 Gina Davis 708.7794 MLS# 1057806 14004 Biz Point Ln, Anacortes $1,175,000 You know this is a special place just coming down the driveway. Impressive Biz Point home offering 3 bds, 3 bth w/sep living area above 3 car garage including 2nd kitchen. Vaulted ceilings, dramatic architecture with lots of windows to enjoy the stunning sunset views of Burrows Bay, San Juan Islands & Rosario Straits from living area or deck. 2,772 SF of living space & Del Mar amenities including private beach access & mooring buoy. Lovely landscape for privacy at this unique waterfront home. Debbie Macy 360.391.2422 MLS# 978631

ww.SkagitCountyCommercial.com

d • Sedro-Woolley • (360) 856-4901 Bill Robillard Bob Hyde Carla Keel Caroline Baumann Catherine Mers Christine Cleland-McGrath Cheryl Frazier Colleen Craig

March 3, 2017

360-770-4707 360-661-0756 360-770-0743 360-202-7327 360-982-6831 360-708-0267 360-202-4789 360-770-9638

Trump Island, Decatur Isl $8,750,000 Custom Build Luxury Estate on Private Island, enjoy your own Forests, Farm & Ocean Fronts. Located in the San Juan’s this 29 Acre Island captures the iconic beauty of the beautiful Pacific NW. 360 degrees of water & forest views. 4230’ saltwater frontage w-tidelands. Architectural excellence w-contemporary design, superior quality & top of the line finishes throughout makes this a truly SPECTACULAR home. Completely self-sustained environment. Power & Water. Caretakers Cottage & Dock! Leigh Zwicker 360.333.9975 MLS# 648615

2812, 2911, 2917 17th Street, Anacortes $350,000 - $425,000 Paramount views of the Guemes Channel, surrounding San Juan Islands and beyond. These (3) lots are poised against the lush Cranberry Lake Forestlands and perched at the top of The Highlands. The Highlands on Fidalgo Island is a neighborhood of exquisite custom view homes. Located on the west side of the island, this neighborhood enjoys some of the most stunning views on the island. Colleen Craig 360.770.9638 1956 Thatcher Pass Rd, Decatur Isl $110,000 258’ waterfront and almost 5 acres of beautiful trees and unspoiled wilderness. Option available for 1/2 interest in shared well and access easement. Property will need selective logging to capture the view potential from existing bldg. site. Sloped down to the water with a number of flat “benches” to choose from. Amazing price for waterfront property! Island is easily accessed by water taxi from Anacortes and has power and DSL available, beautiful beaches, hiking trails and 1-room school. Sarah Jones 360.333.2783 MLS# 1031500

COMMERCIAL 904 32nd St, Anacortes $389,000 Charming, historical building, zoned commercial, on busy side street just off Commercial Avenue in Anacortes. 9,000 SF lot Located next to busy medical clinic. Currently used a radio station. Business not part of the sale. Could be used as residential with conditional use permit. House has been remodeled with newer metal roof & furnace. Rick Bennett 360.202.2630 MLS# 925365

Anacortes • 3018 Commercial Ave • Anacortes • (360) 293-8008 Cynthia Aanestad Debbie Macy Donna Cunningham Gina Davis Jack Dixon Jackie Stone Jeannine Reinig Jessica Notaro

360-610-0120 360-391-2422 770-335-7513 360-708-7794 360-941-5000 360-661-2247 360-724-8555 360-202-1441

Joan Handelmann John Prosser Judy Moore Kathy Rogers Kristi Gabrielse Kim Wilson Leigh Zwicker Linda Macy

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360-202-4800 360-202-3891 360-770-3515 360-941-4400 360-420-3119 360-333-2490 360-333-9975 360-708-8284

Margi Houghton Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett Rob Skelton Sarah Jones Tracy Peterson-Foy

360-202-0041 360-708-2354 360-391-7281 360-421-5021 360-202-2630 360-488-3776 360-333-2783 360-708-1833

1584649

ousesell a lot we could mart, er. If estate ercial sidential,

1954 Thatcher Pass Rd, Decatur Isl $120,000 Incredible Potential...one of the best deals in the islands! 263’ of high-bank waterfront on Thatcher Pass, with 5 acres of pretty trees, open sun-filled clearings, great shared well, driveway, utilities and abundant wildlife. “As is” pricing offers the opportunity to immediately create “sweat equity” removing uninhabitable 800 SF structure and abandoned vehicles. Decatur Island is a short water taxi ride from Anacortes and has 1-room school, beautiful beaches, DSL and a welcoming community. Sarah Jones 360.333.2783 MLS# 1031496 2811 West 3rd Pl, Anacortes $225,000 8,446 SF lot located in The Highlands a premier custom home neighborhood. Nestled against the lush backdrop of the Cranberry Lake Forest lands The Highlands enjoy some of the most stunning views on Fidalgo Island. Colleen Craig 360.770.9638 MLS# 1013252

LAND

4700 Cypress Dr, Anacortes $549,000 Impeccable Clearidge home offering intimate spaces & the perfect flow for entertaining. Warm & inviting LR w/gleaming wood floors, stone fireplace & views out to the Rosario Straights. Open kitchen w/window seat combines w/dining to enjoy views of the lush, forested backyard; 2 main level bedrooms & full bath. Elegant master suite w/retreat space, family room & a king-sized bedroom w/views of Mt. Baker. Oversize lot is host to mature landscaping & wildlife. Just a short drive to NAS Whidbey. Colleen Craig 360.770.9638 MLS# 1049947

184 Suquamish Wy, La Conner $385,000 Outstanding view lot w/120 ft of waterfront & U-shaped dock has 2-80’ finger piers for mooring multiple boats. Possibility docks can be permitted to 100’. Shelter Bay is a delightful Marine Community in La Conner only 90 minutes to Seattle or Vancouver, BC. Level lot to build your dream home & plenty of room for your boat & that of your guests. Underground utilities in place. Leased Land w/lease set thru 2044 & discussions ongoing for new 75 yr lease. See Shelter Bay website for amenities & info Colleen Sargent 202.2155 Debbie Macy 391.2422 MLS# 1052318

Stuck Renting Question:

We are a two-teacher household, which means we both have college degrees, student debt, and not enough cash to buy a home in our high-cost area. Will we always be renters?

Answer:

As real estate values have risen in some areas, it has become increasingly difficult for middleincome households to buy property. Even in the most expensive locations everyone still wants teachers, firefighters, and law enforcement officers, among other crucial professionals. There’s no perfect resolution to this problem, but there are a number of efforts to make home buying more plausible for professionals with limited incomes. One of the most important is HUD’s Good Neighbor Next Door program. The FHA, which is part of HUD, insures mortgages made by private-sector lenders. Unfortunately, a small percentage of FHA loans

fail, and when they do, several things happen: The home is foreclosed, the lender receives cash from HUD to make up for losses, and HUD gets the title to the property. Under the Good Neighbor Next Door program, HUD sells these homes in revitalized areas with a 50-percent discount to “qualified” buyers – and that could be you. As HUD explains: “Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters, and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD’s Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a 50 percent discount off the list price of the home. In return, you must commit to live in the property for 36 months as your sole residence.” Potential buyers, working through local real estate brokers, can bid on homes from lists of eligible properties. If you buy, the down payment is as little as $100 and closing costs can be financed. The property is financed with a first mortgage equal to 50 percent of the acquisition price and a “silent second” for the balance. There

Sandi riley 2725 E. FIR ST. “PARK VILLAGE”, MOUNT VERNON $59,500 23 #1 IT UN

+ 55

41971 CAPE HORN DRIVE, CONCRETE W NE

$264,500

G TIN LIS

S! VET

SANDI R. 770-8670

* UPGRADED TO ALMOST “LIKE NEW” + BEST LOCATION ON THE POND! *NEW ROOF, NEW COVERED FRONT PORCH & POND VIEW BACK DECK *NEW FLOORS, GAS STOVE, 2 BD., 1.75 BA., FAMILY RM. + BONUS RM. ADDITION!

*CUSTOM 3 BEDROOM, 2 BATH CEDAR RAMBLER W/WHEEL CHAIR RAMP *DEN/OFFICE, COVERED PORCH, HUGE 600+ S.F. GAR/SHOP W/1/2 BATH *MATURE LANDSCAPING & TALL EVERGREENS OFFER PRIVACY FROM ROAD

*GREAT LOCATION WALKING DISTANCE TO DOWNTOWN SHOPPING/SERVICES *NICE 3 BEDROOM, 2 BATH W/GAS HEAT, GAS RANGE IN SUNNY KITCHEN *LG. R.V. SIZE GARAGE/SHOP W/R.V. HOOKUP & DUMP, BIG CORNER LOT

41975 CAPE HORN DRIVE, CONCRETE

1707 N. 33RD. PLACE, MOUNT VERNON

5416 EMERALD COURT, MOUNT VERNON

W NE

$48,900

$222,000

DING

$317,900

SOL

PEN SANDI R. 770-8670

SANDI R. 770-8670

*EXCELLENT BUILDING SITE READY TO GO! *COMMUNITY WATER ON SITE/INSTALLED, SEPTIC SYSTEM INSTALLED *HOOK UP TO PSE/POWER, 80X200 PARK LIKE SETTING

*CLOSE TO SKAGIT VALLEY COLLEGE & ALL SERVICES, BIG CORNER LOT *3 BEDROOMS, 2 BA., GAS HEAT, CENTRAL “VAC” SYSTEM *HIGH OVERHEAD CARPORT FOR R.V.’S, 2 OUTBUILDINGS & MORE

*QUIET DEAD END CUL DE SAC W/WOODED GREENBELT BEHIND *4 BEDROOMS, 2.5 BA., WITH DEN/OFFICE, GAS HEAT & 2 GAS FPL. *OVER 2300 SQ. FT., DOUBLE GARAGE, PRICED TO SELL!

1615 E. HIGHLAND AVE. MOUNT VERNON

$317,900

SOL

905 35TH STREET, ANACORTES

$259,500

SOL

is not interest or monthly payment for the second loan if you use the property as your exclusive residence for three years. Once 36 months of occupancy have passed the silent second disappears. The program has limitations. Since there are far fewer foreclosures than at the height of the financial meltdown, inventory is smaller than in the past. Foreclosure homes may need a lot of work (sweat equity), and because inventory is small, you may not be able to find a property in the locations you prefer. In addition to the HUD plan check with local lenders to see if you qualify for help in the form of a grant, down-payment assistance, or an interest-rate reduction, help which can be equal to $10,000 or so. There are nearly 2,500 such plans nationwide.

Mount Vernon, WA 98273

Tel. (360) 416-4902

www.npsar.com

Filing Taxes as a New Homeowner

SANDI R. 770-8670

G TIN LIS

By Peter G. Miller

525 East College Way, Suite J

Sandi Riley 770-8670 $208,900

300 GIBSON STREET, SEDRO WOOLLEY ION ENT ATT

ASK OUR BROKER

NORTH PUGET SOUND ASSOCIATION of REALTORS®

770-8670

NORTH HOMES REALTY INC.

Q& A

1700 FOWLER ST, MOUNT VERNON

$259,500

SOL

For many new homeowners the year they buy their own home will also be the first year they do not take the standard deduction when doing their taxes. It can be confusing to know what is eligible for itemization and what is not.

Most homeowners will end up itemizing their loan costs and fees, mortgage interest, property taxes and private mortgage insurance. New homeowners should also consider itemizing all of the stuff they donated before moving as a charitable deduction. Many homeowners file their taxes on their own with little outside help, however, if the owner has a home office or their lender sold the mortgage to a different lender they may benefit from the help of a professional accountant. Source: https://www.nar.realtor/

SANDI SANDI R. R. 770-8670 770-8670

SANDI R. 770-8670

*”TIMELESS TRADITIONAL” STYLING & APPEAL, UPDATED BEAUTY *4 BEDROOMS, 2.5 BATHS, OPEN/SUNNY KITCHEN & ATTACHED FAMILY RM. *GAS HEAT, DOUBLE GARAGE, LG. DECK, QUIET ST. NEAR ALL SERVICES

*SOLID “50’S” STYLE RAMBLER W/VINYL SIDING, GAS HEAT *3 BEDROOMS, OPEN PLAN W/LG. PICTURE WINDOWS W/VIEWS OF BAY & MT. BAKER *HARDWOOD FLRS. UNDER CARPET, BIG YARD, CLOSE TO DOWN TOWN!

*SOLID CEDAR & BRICK RAMBLER NEAR HILLCREST PARK & SCHOOLS *3 BEDROOMS, 2 BATHS, OPEN FAMILY RM./KITCHEN W/SLIDER TO BIG “TREX” DECK *PRIVATE BACK YD., HUGE DOUBLE GARAGE, CLOSE TO HOSPITAL!

Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtor s and their clients, and promotes the protection of property rights.

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Growing Gap Between Availability and Affordability Study predicts homebuyers will see a shortage of options in their price range

hile existing home sales are expected to grow 1.7 percent in 2017, a new housing affordability model shows that many homebuyers can expect to see limited options within their price range over the next few months. Created by the National Association of Realtors (NAR) and Realtor.com, the Realtors Affordability Distribution Curve and Store examines affordability conditions at different income percentiles for all active inventory on the market. The affordability distribution curve shows the number of listings that are affordable to buyers in a particular income percentile. This affordability score varies between zero and two. A score of one or higher indicates homes in that particular market are more affordable to households in the market. The January national affordability distribution curve was below the affordability line, reflecting the growing shortage of affordable housing inventory for most buyers. For lower income levels, the gap was generally larger. A household in the 35th percentile could afford March 3, 2017

28 percent of all listings, while a median income household (the 50th percentile) could afford 46 percent of all listings. Households in the 75th percentile could afford 74 percent of listings – near parity. “Home prices have ascended far past wage growth in much of the country in recent years because not enough homeowners are selling and homebuilders have not boosted production enough to meet rising demand,” says Lawrence Yun, NAR chief economist. “NAR and Realtor.com’s new affordability measure confirms that buyers aren’t exaggerating about the imbalance. Amidst higher home prices and now mortgage rates, households with lower incomes have been able to afford less of all homes on the market last year and so far in 2017.” States with the highest affordability score were Indiana (1.23), Ohio (1.22), Iowa (1.18), Kansas (1.17), and Michigan and Missouri (both at 1.14). States with the lowest affordability score were Hawaii (0.52), California (0.60), District of Columbia (0.65), and Montana and Oregon (both at 0.67).

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130-132 N 21st ST., MOUNT VERNON l Dup

$235,000 2009 wOODRiDGE AVENUE, MOUNT VERNON Each unit has 2 bedrooms, 1 bath and a beautiful masonry fireplace. Double carports with attached storage buildings, cyclone fencing for large backyards. There is a space in each unit for a washer and dryer. Unit 132 was remodeled in 2012 with kitchen cabinets, painting and flooring. Danya Wolf Yolanda Sakuma MLS #1084146 360-708-8294 360-421-0435

23786 kAMLOOp cT., MOUNT VERNON

$150,000

Large lot in Nookachamp Hills Community. Beautiful country setting overlooks a private lake for you to enjoy. Less than 10 minute drive to the city of Mount Vernon. All utilities are stubbed to the lot. Yolanda Sakuma 360-421-0435 MLS #1059504

13813 STATE ROUTE 9, MOUNT VERNON (5 AcRES)

$239,000

Beautiful view property, ready for you to build your dream home. PUD water, power and 3 bedroom septic surrounded by a circular driveway or continue on to another wonderful building site - cleared, level, and with spectacular mountain view! New gravel road is partially paved. Good access from Highway 9 for easy driving i n t o property. I-5 minutes a w a y. Watch for Carla Fischer Celia Miller signage. 360-982-0010 360-391-6065

1802 BAkERViEw cT, MOUNT VERNON

LOT 18 TRiLLiUM LANE, cONcRETE

Custom, 3 bed/1.75 bath beautifully appointed 1,600+ sq.ft. home featuring, ceramic tile backsplash in kitchen, tile floors in entry and bath; vaulted ceilings, skylights, hardwoods and walk-in closet. Fully fenced yard offers covered deck, garden space and fruit trees. Garage with 200 amp service, extra storage and work bench. MLS #1073807 Danya Wolf

ICe

360-708-8294

$39,000 1238 TOLEDO ST, BELLiNGhAM

$359,950 63 wiLLOw LANE, MOUNT VERNON NeW

Lovely future building site requisite on using water catchment system to obtain building permit. Power to the property. Nicely treed level tract of land with open area ready for building in the future. Paved street. Walking distance to Rasar State Park! MLS #1080761

Danya Wolf

360-708-8294

1804 BAkERViEw cT, MOUNT VERNON 98274

$165,000

Mount Baker view from one of the premier large lots (10972 Sq. Ft) in beautiful peaceful Eaglemont! 18 hole championship Golf Course & large Clubhouse with full service restaurant and incredible views, plus gym facilities! Builder/Owner will build for you or Elva Hunter bring your own plan! All utilities are in 360-202-3086 and ready for you to build. Complete set of plans for a beautiful home on this lot is negotiable. Builder completed 1806 and 1808 Bakerview Ct. MLS #848246

$122,000

eaglemoNt Attractive, large lot in beautiful Eaglemont Golf Course community, close to brand new 20,000+ SF clubhouse, dining and full fitness facilities. Complete plans for a beautiful home on this lot are negotiable. MLS #475295

NeW

John Hunter

360-202-3854

$359,900

Partial bay and city view. 4 bedrooms, 2 full bathrooms. Master bath has walk-in handicap tub and extra vanity, tile floor at bath and kitchen, stainless appliances, dishwasher, range, refrigerator, washer and dryer stay with house. Joan Boudreau Gas fireplace, Oak floors, 2 large decks, 360-391-0746 storage building at back of house. Located near schools, event locations and shopping. MLS #1040211

$250,000

pRI

Permit-able for in home business. Roomy, 1,700 sq. ft. 3 bedroom, 1 3/4 bath 1 1/2 story home on spacious 1/3 acre lot in convenient location. Updated interior, country kitchen, charm of yesteryear. Easy access to everything! Shopping, schools, bus line and medical. Danya Wolf Zoned for possible in-home business. Plenty of parking, including for 360-708-8294 RV. Nicely fenced back yard with fruit tree and other trees. MLS #1008048

17714 kiNGFiShER cOVE LANE, BiG LAkE

$950,000

Waterfront home with 75 ft of lake frontage with private dock! Custom Spanish Style home w/ sweeping staircase up to luxurious master suite. Kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; surround sound; built in vac; rec room and bonus/storage room. Fantastic views from choice of 3 decks!. MLS #1007986

Danya Wolf

Carla Fischer

360-708-8294 360-982-0010 Danya Wolf 360.708.8294 Suzanne Jenkins 360.941.2983 Brett Tacker 360.840.7931 Sandy Everett 360.202.3706 JoAnn Boudreau 360.391.0746 Celia Miller 360.391.6065 Donna Kurras 360.770.7596 Elva Hunter 360.202.3086 John Hunter 360.202.3854 Russ Lanker 360.708.1117 Shirley Bertholf 360.840.1863 Carla Fischer 360.982.0010 Yolanda Sakuma 360.421.0435 Patricia Box 360.941.9186

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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