Re-Weekly 09-30-16 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE

ThisIssue Issue This

Tally don’t let Theloans Real student of hold CosTs you back ReloCaTing P. 4 P. 4

Q & A: TheAsk aRTOur of youR Deal Broker

P. P.8-9 8

OPEN HOUSE SATURDAY, OCT. 8TH 12-3 PM FEATURE HOME:

SEE PAGE 5 FOR MORE

$549,500 (360) 421-5021 (360) 333-2490

P. 10-11

Classifieds P. 10 -11 1508929

127 lummi CiRCle, la ConneR Rebecca Chamberlain, Windermere Re anacortes Properties kim Wilson, Windermere Re anacortes Properties

Q & a: ask buyers jockey ouR BRokeR for early P. 9 looks at new subdivisions ClassifieDs P. 9

a supplement to the skagit Valley herald and the anacortes american

xxxxxSept. 30xxxxx, – Oct. 6,2016 2016

Re-Weekly content sponsored by: Northwest Fine Furnishings

TABLE OF CONTENTS

INSIDE PAGE

Don’t let student loans hold you back.......................................... P. 4

Q & A: Ask our Broker.............................. P. 8 Buyers jockey for early looks at new subdivisions................................ P. 9

• Custom desks now available… • Cheval mirrors with jewelry storage… • Dining tables – 36” diameter to 11’ long… • Sofas & loveseats – you pick the color, size & style… • You’ll find amazing, unique & timeless Items at Northwest Fine Furnishings. • New shipments come in every few days so stop by!

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1510210

Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon

Classifieds.........................................P. 10-11

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

BURLINGTON

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596 w NE

Call Elizabeth, 708-8800

Call Mike, 540-1341

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Rockport

w NE

$159,750 Burlington

Home in Sauk River Estates. Private location. Well cared for 3 BR, 2 BA home. Huge RV carport with hookups. Shy ½ acre. MLS #907760

G TIN LIs

$449,500 Mount Vernon

Call Charlie, 708-1415 or Jeannie, 708-9645

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Island County

$230,000

Beautifully custom built restaurant for sale. 200 seats, 4,000+ SF free standing building. Near water w/partial sound view. Full bar and hardwood dancing floor. About $3k net for 1 weekend night w/live music. Fully equipped kitchen. All fixtures stay. MLS #1030101

Call Ron, 333-1045

G TIN LIs

Home in Montreaux – a 55+ Development. Shy 2,800 SF, 3 BR+ office, 3 BA. Spacious open Great Rm, fireplace. Some tile floors, granite counters. Upstairs offers 2 BR, 1 BA & rec rm. 3 car garage (tandem). MLS #1034424

$205,000

Well-built home in heart of Burlington. 3 BR, 2 BA. Master on main floor with private bath. Recently updated & remodeled. Large country kitchen with loads of cabinets & pantry space. One car garage with work space. Private south facing yard. MLS #1034676

Call Elizabeth, 708-8800

$239,900 Mount Vernon

Home business owners dream property. 1,624 SF divided into office type space on bottom floor & private upstairs space for your family. Large county lot with attached garage & detached shop. Lots of level parking. New paint & carpets. Air conditioned. MLS #968902

$355,000

Dir: From Peterson, North on Woollen, East on Hamlin. Enjoy space & privacy. 4 BR home that backs to a greenbelt. Open kitchen & family room. Large master w/attached bath & walk-in closet. Lots of flex space. Terrific storage. 2 pantries. MLS #976898

w NE

Wilma Louia Designated Broker/Owner 661-1631

G TIN LIs

OPEN HOUsE sUN. OCT. 2Nd 1-3PM

$349,950 684 Hamlin Place, Burlington

Dir: From I-5 exit 206, West on 19th, North to end of road, West to 11th then North on 11th. Follow until road becomes 194th to the end! Great home w/updated carpet. Master bedroom separate from other bedrooms. 3 shops total! Terrific sports den or potential M-I-L space. Excellent location. Close to I-5, Smokey Point & Arlington. MLS #974003

Sedro-Woolley

www.SkagitValleyRealEstate.com

Call Willa, 253-318-6131

Are you looking for a career change and are interested in Real Estate? Call today! 360-755-9494

$720,000

3,634 SF, 3 BR, 3 ½ bath view home on 1 acre. Living, dining, nook, family, den & Rec. rooms. 3 minutes from 1-5, S. Mount Vernon. Fabulous kitchen, gas range, granite, eating bar. 2 decks, patio, hot tub, RV parking, garden space. All natural gas, well insulated, tons of extra storage. 3 car finished garage. Olympic mountain view & amazing sunsets. MLS #1014213

Call Kirk, 770-7470

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

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Corinne Cartwright 202-2397

Maggie deSouza 610-8413

Jennifer Baker 220-1526

Willa Gilquist 253-318-6131

Luara Kaestner 441-5099

Traci Erickson Property Manager 755-5555

1508865

OPEN HOUsE sAT. OCT. 1sT 1-3PM

1233 194th Street NE, Arlington

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

MOUNT VERNON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW T

September 30, 2016

Feature Home From cover: 127 Lummi CirCLe, La Conner

Windermere indermere real estate/anac estate/anacortes 3018 commercial ave. anacortes, Wa 360.293.8008 www.anacortesrealestate.com

REBECCA CHAMBERLAIN 360.421.5021

KIM WILSON 360.333.2490

Wonderful low bank waterfront home in Shelter Bay includes your own private dock. Light filled home with beautiful brick flooring & Russian Fp. Views to bay, allowing you to enjoy the boat traffic & peaceful setting for entertaining or just relaxing. Enjoy all that historic La Conner has to offer just minutes away. All the amenities of Shelter Bay included: Golf Course, 2 Pools, Community Center, Tennis Courts, Private Beach & Marina. It’s all here in this well cared for home of your dreams! offered at $549,500 oPeN HouSe SaturDaY, oct. 8tH 12-3 Pm mLS# 961801

1508930

1493332

$549,500

Brown McMillen Real Estate

360.757.6013 800.869.7084

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington OPEN HOUSE • SUN. 10/2 • 1-3

OPEN HOUSE • SAT. 10/1 • 1-3

1000 Chippewa St. - Hosted by Tim Reichert

12484 Wedgewood Dr. - Hosted by Shelah Inman.

ExcEpTIOnAL qUALITY 3600 sq.ft. home, 4 BR, 4.5 BA, large kitchen, hot tub, waterfall & pond. $484,500. #924967 NEW PRICE!!

qUALITY cOnsTRUcTIOn. On the 6th Fairway, 2 lg bdrms, 2.5 Baths. $365,000. #1024702

HIsTORIc LAcOnnER cHARMER..remodeled 3 Bdrm., 1.75 Baths, + den. Character, built-in & close to restaurants/shops! just REDUCED...$277,500. #1012649

GORGEOUs cUsTOM HOME…3200 sq.ft. home on 2.9 acres just outside of MV city limits. 3 bed, 4 bath, & 2nd kitchen on lower level. $549,000. #1013117

ONE LEVEL ACRE.. lg barn, 3 bdrms, 2 bath home with loads of storage, on west side. NEW on market, priced at just $350,000. #1025474 CONWAY BARGAIN.. older 3 Br., 1.75 ac MFG home on corner lot overlooking farmland near Conway. A bargain at $159,500. #1020501 COMMERCIAL SITE.. in excellent Mount Vernon location, paved street w/all utilities available and drainage installed. $437,000. #676549 OUTSTANDING BLDG LOT.. across the street from Regence BlueShield. Great site for clinic or any professional use. Lot is 164X210, sewer, water is in. $415,000. #178973

KARL’S B KLEEN Car wash located off Samish Wy near Western WA Univ. Well maintained featuring 7 self service bays, has a steady increase in business. List price on an 10% cap rate. $1,671,780. #820139 BURLINGTON PROFESSIONAL BLDG… 1579 sf bldg in great Burlington location. Currently a dental office, great layout for variety of businesses. Adjoining lot available. $285,000. #733399 LOVELY 17 ACRES... of gently rolling pasture land near Big Lake. Great view of Mount Baker and has public water available. $219,500. #940595 BUILD YOUR DREAM HOME.. Excellent 1/3 acre w/views of Big Lake & surrounding mtns., ready to build on. Close to golf course, just $75,000. #598013

56 WOODED ACRES… Located across street from Skagit River in Concrete. Beautiful mountain views at a great price! $119,500. #891129 SAMISH ISLAND… No Bank Waterfront! Gorgeous location w/older fixer beach cabin built in 30’s. Includes tidelands, enjoy crabbing & boating. $480,000 #945556 FARMHOUSE ON 6+ ACRES… don’t miss this one,2620 sf home 4 Bdrms in a beautiful country setting. Lg barn & much more. $450,000. #1009749 READY TO BUILD...23 Lots in Nookachamp Hills near Big Lake. Water, Sewer, Electric & Nat’l gas to each lot. Priced from $84,000-$145,000. #746424 ZONED INDUSTRIAL… older 4 bdrm home located on 1.41 acres. Good business location. $249,500 #1030907

GOOD PLACE TO BUILD.. Or place a MFG home. 20 acres w/water share included. Located just 4 miles from Sedro Woolley. $89,500. #891041

September 30, 2016

333-7383 770-7083 202-2859 708-8392

Tim Reichert Mary Jo Reitsma Terri Heyntsen Jan Scally

391-5587 770-6013 391-0938 421-5160

Yvonne Brown Holly Hilts Shelah Inman Fritz Inman

RE-Weekly.com

840-4375 661-5538 661-0145 661-0147

Ron Wortham Travis Lohman Tod LeHecka David Parsons

661-1500 661-4533 333-1032 391-4008

1510296

Jodi Dynes Galen Kindred Jeff Ingman Kristen Tuttle

OVER 2600 Sq sf., 4 bdrm home, 3 car garage on huge lot at dead end street. $355,000. #1020291

Don’t Let Student Loans Hold You Back How to your manage student loan debt when buying your first home

our left hand clutches a freshly minted college degree with pride. Your other hand yearns to grab the deed to your first home, standing tantalizingly ahead with an open door inviting you forward. But there’s a ball and chain around your ankle preventing you from moving ahead. It’s your student loan debt. If you’re like most graduates, it’s a heavy and worrisome load to carry. According to a new survey conducted by the National Association of Realtors and SALT, a consumer literacy program provided by American Student Assistance, 71 percent of borrowers who pay their student loans on time fear that their debt impedes their ability to buy their first home. Over half of all respondents expected their debt to postpone a home purchase by at least five years. Additionally, 42 percent of respondents indicated that higher education debt delayed a move out of a family member’s home following college graduation. Among respondents, 43 percent had between $10,001 and $40,000 in student debt, while 38 percent shouldered $50,000 or more. It’s true that it can be more challenging for student loan borrowers to get approved for a mortgage or secure one with favorable financing terms. This is

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because student debt can lower a borrower’s credit score. A low score combined with a high debtto-income ratio (a DTI less than 43 percent is preferred) can lead to a higher mortgage rate or loan denial. “The lower your credit score, the more likely you have a student loan and may not qualify for a mortgage,” says Bethy Hardeman, chief consumer advocate with San Franciscobased Credit Karma. “But what’s also holding young people back from purchasing homes is affordability, the perception of the long-term value of homeownership, and the fact that many millennials don’t think they can get a mortgage.” Daniel Manginelli, executive vice president of South Pacific Financial Corporation in Irvine, California, agrees. “Many people with student loans are hesitant to purchase a home because they assume their student loan debt will automatically disqualify them. And unfortunately, the tougher lending guidelines implemented in recent years are making it difficult for them,” Manginelli says. Dane Theisen can relate. “The heavy burden of over $200,000 in student loan debt from the University of Toledo has made the idea of a firsttime home mortgage next to impossible for me,” says Theisen, a 28-year-old tech entrepreneur who currently rents a home in Adrian, Michigan, while also shelling out around $1,000 a month in student loan repayments with help from his father. “My DTI was too high and I didn’t have as much money as I needed for a down payment.” To help your homeownership chances, try changing the

repayment terms on your student loans,” suggests Mark Kantrowitz, vice president of Strategy for Cappex, a Chicagoheadquartered service that helps students search for colleges and scholarships. “Requesting an extended repayment or income-driven repayment can reduce your monthly payment, thereby helping you qualify for a mortgage,” Kantrowitz says. “Or, ask your parents to use a home equity loan or line of credit to pay off your student loans, which you can pay them back for but which will get the loans off your credit report.” In addition, maintain credit discipline by always paying your bills on time, not using too much of your available credit, and paying off your credit card balance in full each month, “which shows you’re using your credit responsibly,” Hardeman says. Also, create and adhere to a budget, cut out nonessential purchases, and start saving as much as possible for your down payment. “Your budget should adhere closely to 80 percent for living expenses and debt, 10 percent for monthly incidentals, and 10 percent for savings,” Manginelli says. Lastly, consider adding a co-borrower to a mortgage loan, which can help lower your DTI. Find out if you qualify for a student loan deferment or forbearance. And explore an FHA mortgage loan – with this option, your closing costs can be as low as 3.5 percent of the home’s purchase price and your DTI can be as high as 43 percent with a down payment.

September 30, 2016

NOW COULD BE THE TIME TO SELL A NEW HOME AND EARN A SLICE OF THE REAL ESTATE PIE Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in print and online with RE-Weekly.com.

• Starting in the high $200’s • Single level detached homes • Maintained yards • 3 beds / 2 bath designs • Granite slab countertops • Several different ﬂoor plans • Many energy efficient features

IN PRINT AND ONLINE

CALL OR EMAIL TODAY! 360.416.2180 ads@skagitads.com

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September 30, 2016

Contact Rita: (360) 488-3727 or Rita@LandedGentry.com or Jayci: (360) 941-8130 or Jayci@LandedGentry.com Sales office is open Wed-Sun, 12:00-5:00. Directions: I-5 to Mount Vernon; Exit 225, East on Anderson Road to 4 way stop. Proceed straight on LaVenture to E Division St; Right on E Division St to South 48th St

877.769.8070 LandedGentry.com

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www.WindermereSkagit.com RESIDENTIAL 716 Jameson St, SW

$219,000

Great location! 3 bed, 2 bath, 2,086 SF rambler

W NE

405 S. 9th Street, MV $320,000 Great Mid Century Modern home, on nearly 1 acre. Originally built in 1920 & renovated in 1965 by famed architect Henry Klien. Large family room, formal dining, 2 large beds, den, 2 fireplaces, 2 baths. The retro kitchen maintains its charm with copper tile backsplash & vintage details. Large deck, slate patio, loads of privacy, & 2 car carport. SkagitValleyHomes.com. Bill & Jannette Krieger 421-4446 Shawn & Tiffany Danley 360-298-4857 MLS# 1004393

with high ceilings, formal living room, bonus/ family room. Large master bedroom with walkin closet, full bathroom & door that leads to fully fenced backyard. 1 car detached garage & additional outbuilding for storage. Large deck & big back yard. Call Shelby Hagman, 982-0163 NE

MLS# 970654

1202 S. 10th St, MV

$315,000

Classic, 4 bed, 2 bath home located in a desirable

2316 J Ave, ANA $509,000 Modern Craftsman on small in-city lot with big harbor, Cap Sante & Mount Baker views! Close to downtown, schools & Anacortes pool & rec center this 2,100 SF. home features master on main, kitchen w/eating area & formal dining room, laundry on each level, 2.5 baths, maple flooring, granite-tile counters, over-sized windows & skylights, build-ins, walk-in closets & a gas fireplace. Call Jim Glackin, 428-2828 MLS# 1016146 NE

MV neighborhood, close to schools, shopping, medical district, parks & I-5. There are many original features including coved ceilings, archways, built-in’s, wood burning fireplace & more! Laundry & utilities are located in the large 600 N. 15th St, MV

$239,900

980 SF daylight basement with tons of storage.

This Rambler has tasteful updates & fresh

New roof was put on in 2002.

paint throughout. The living room is ideal for

Call Karine Anderson, 421-1189 or

entertaining. Ample space in this cook’s kitchen,

Tasha Zahlis, 391-5075

with granite counter tops, stainless appliances, & a beautifully contrasting tile floor. Backyard is

MLS# 1030185

incredibly private & fenced. Just blocks of the hospital & schools! Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291

MLS# 1034343

17859 Dunbar Rd, MV

$284,900

19186 Burkland Rd, MV

$319,900

Beautiful Rambler features spacious living room/

Remodeled home on 1 fully fenced acre in the

dining room combo, restored hardwood flooring,

Conway school district. 3 beds, 2 baths, renovated

updated kitchen with stainless steel appliances,

kitchen with shaker style cabinetry, glass mosaic

wood stove. This rambler also has a finished

back splash, original hardwood floors, loads

basement with large bonus/family room, den/

of natural light & renovated baths. Shop w/80

office, & huge storage room with garage door.

gallon air compressor built in, vintage barn/

Off of the master is a large deck. The property

animal shelter, fruit trees, goat/dog pen, new

is fully fenced great for pets, has a shop.

Hardie plank siding, large deck & new windows.

SkagitValleyHomes.com.

Bill & Jannette Krieger 421-4446

Shawn & Tiffany Danley 360-298-4857 MLS# 1027356

Shawn & Tiffany Danley 360-298-4857

MLS# 1031456

25456 Franks Lane, SW $325,000 Well maintained home with many upgrades. 3 beds, 2.5 baths. Well built. Many fruit trees & lots of room for garden. Workshop/garage, gazebo, sun room, & much more. Call George Bellos, 708-9762 MLS# 1033121 22391 Summerleaf Lane SW $349,900 Rare listing in Cedar Creek, a secluded and secure gated community. 3 bed, 2.5 bath home is situated on 1 full acre, located on a dead end lane. Beautiful, expansive, cement patio with raised planter border, is an entertainers dream. Garden area, lush grass, trees, flowers, surround the house & the 24’x 32’x 10’ pole barn outbuilding. Call Bette Thompson, 840-5109 MLS# 948594 18126 Mariposa Lane, MV $425,000 Secluded country living close to town in the desirable Big Lake community. Lovingly maintained Lindal style cedar home. Near Overlook golf course & the Big Lake boat launch. Features include a detached garage with possible MIL on 2nd story. Master bathroom remodel last year. Custom kitchen with Corian countertops. Expansive tongue & groove vaulted ceilings. RV parking, sports court. Call Nathan Loeb, 333-7197 MLS# 1025546

4403 Oakes Ave, Ana $664,000 Views of the Sound, ferry & boat traffic from all living areas & master bedroom! Larger lot with room for RV or boat. This is an older house that has been completely transformed - all is new, of very high quality & thoughtfully done by a very experienced builder. Gas fireplace, granite counters, stainless appliances, real hardwood flooring, master w/large walk-in closet, Kohler fixtures, gas stubbed to decks for bbq, rounded corners, cathedral ceilings. Call Jim Glackin, 428-2828 MLS# 1032294 16708 Britt Rd, MV $1,100,000 Boxwood Farm is that rare combination of stately home & small acreage farm. Privately situated on fertile Skagit farmland, w/options for agricultural &/or equestrian pursuits. Horse-ready w/ paddock, fencing, loafing shed, great barn. 240 SF greenhouse. The lovely, fully-updated Williamsburg Colonial is warm, welcoming & centers on a gourmet kitchen & sunny great room. A gracious home, designed for both comfortable daily living & expansive entertaining options. Call Megan O’Bryan, 708-5817 MLS# 924351

Looking for hom For a free WA-CL 713524, OR-ML 5271

Amie Mani | NMLS ID # 404665 | branch manager/M

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939

April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760

Dave Patterson David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell

360-708-5030 425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984

Elizabeth Miller 360-420-3607 George Bellos 360-708-9762 Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264

Jannette Krieger Jim Glackin Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines

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360-708-0233 360-428-2828 360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012

Linda Eastman Megan O’Bryan Nathan Loeb Rita Ingram Sarah Minton Shawn Danley Shelby Hagman

Amie Download my smartph

360-202-4075 360-708-5817 360-333-7197 360-708-8338 360-770-3076 360-488-3858 360-982-0163

Shelly Hanson Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-420-2565 360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

September 30, 2016

www.AnacortesRealEstate.com RESIDENTIAL W NE

423 Armitage Rd, Decatur Island $199,900 A wonderful sunny and private location for your mini-farm or island hideaway. Home is very charming with wood floors and trim, cozy wood stove, great bath w/jetted tub and separate shower and a gracious covered porch. Includes an amazing 36x48 shop, with 220 amp svc, heated floors, F/A heat, finished walls and also a 14x48 carport. Decatur Island is a short water taxi ride from Anacortes and property has access to a deep water dock, private airstrip and 10 acre waterfront park. DSL available. Sarah Jones 360-333-2783 MLS# 795950

3802 Sterling Pl, Anacortes

$369,000

Beautiful one owner home in prime location close to town, forestlands, & ferry. Well maintained w/light & bright entry into living rm w/vaulted ceilings. Adjoining formal dining rm & kitchen overlooks sizable private fenced backyard. Large kitchen w/eating bar & pantry is open to family rm featuring gas fireplace, window seat & slider out to deck. Fabulous yard space front & back w/ peek a boo view of water & islands. Huge RV slab on side of house, garden shed & lovely trees for privacy. Debbie Macy 360-391-2422 64180 E Cascade Dr, Marblemount

MLS# 1034223 $193,000

Wonderful, cozy & ready to use cabin with 128 feet of waterfront. Great for the weekend getaway or retreats. Cabin has cedar finishes throughout, vaulted ceilings, loft w/ storage space. Lrg windows allow the sunshine in & the use of a large deck. Lot next door is incl & is parked out & has a fire pit. Berry bushes, garden sp & fruit trees. RV hookup & shop. This is a great place to relax. P63664 & P63665. Powered by gas generator. Home is being sold furnished. Some items don’t convey. Gina Davis 360-708-7794

MLS# 745803

me financing? I’m here to help! pre-approval, please contact:

e Mani • 360.428.4626 hone app at: amie.mortgagemapp.com

Mortgage Consultant | WMS Series LLC/Skagit Valley

2011 Skyline Wy #TD042, Anacortes $219,000 Skyline Marina secure moorage for 70 foot open condo slip 60 foot long with a 10 foot overhang x 28’ wide. Easy access to this slip. Bow in Starboard side tie. Wide open approach for easy maneuvering. Secured gate access, electricity (30 amps) & water available at dock. Laundry, showers, boat lift, repair facility, store & gas dock in marina. Kathy Rogers 360-941-4400 MLS# 904269 2911 Meridian Ct, Anacortes $949,000 This is a FINE home. Quality built by Paulk Const. Main level living w/ southerly views, open floor plan, den w/ built in shelves, lg walk in pantry, great eating is. in kit, hdwd floors, brazilian vltd ceilings & grand fp. A beautiful mst ste & a mst bath w/ amazing touches. Lower level brings you 3 bdrms, family rm, media rm, & adtl lg finished rm for guests. Remarkable landscaping, tiered grdns, multi level patios, hot tub, & green house and a detached shop. We invite you in. Gina Davis 360-708-7794 MLS# 933364 4020 Peters Ln, Anacortes $390,000 Easy living home with a wonderful location to school, walking trails and town. 4 bedrooms, 2 1/2 baths, office, open kitchen and family areas with hardwood flooring and a wood fireplace. Vaulted ceilings and lots of natural light in the living and dining areas, covered front porch and a level corner lot. Home is ready for you to move into. Gina Davis 360-708-7794 MLS# 933361 695 Arrowhead Dr, Camano Island $885,000 Immaculate 20 acre farm. Two custom homes, each with 2 bdrms and baths. Upscale finishes throughout. Detached shop and barn on the highly coveted north end of Camano Island an hour North of Seattle. Homes are sited to provide privacy and convenient access between. Perfect for a multitude of uses including but not limited to: guest home, rental income or...Zoned Rural Ag. 14 acres in hay for added income. Separate service to homes, shop and pump house. Build a lifetime of memories in paradise. Paul Weisz 360-391-7281 MLS# 1002560

6035 State Route 20, Anacortes $565,000 Beautiful park setting with berries, fruit trees, shop, room for animals and space to play. 4 bedrooms, 3.5 bths, 3,580 sq feet with recent updates to kitchen, bathrooms and carpet, 2 gas fp’s and great access to Whidbey Island and I 5. Close to Campbell Lake and Gibralter beaches. Home includes a huge living area downstairs that is plumbed for a MIL suite with their own access. Very private. Not a drive by come take a look. Gina Davis 360-708-7794 MLS# 1014051 9645 Padilla Heights Rd, Anacortes $305,000 Wonderful property with many fruit and nut treescherry, apple, peach, plum, walnut, and filbert. The house remodel has started but will need a great deal of hard work. The 2,160 S. F. Blue Ribbon Steel shop building was built in 1995 and has concrete floor, 3 doors, Great electrical service, heated, and insulated. Also vintage Wood barn that would give a lot of excellent building material. Use driveway/road to view Shop Building. Property has city water and natural gas to house. Linda Macy 360-708-8284 MLS# 1014913 15107 Bridgeway Dr, Anacortes $840,000 Spectacular SE Views over Bay & Cascades from this Contemporary home on 2.5+ Acres. Located in the “Deception Pass Estates”, this home is immaculately maintained w/beautiful finishes. Panoramic views for exquisite sunrises. Dramatic entry of marble & columns with open concept Great room, Kitchen & Dining w/ deck access. Master wing opposite guest wing w/living areas in between. Great Laundry w/Office & Butler’s Pantry. Lrg crawl space w/cement floors for storage. 4 Lots total on private drive. Debbie Macy 360-391-2422 MLS# 931120

2517 Oregon Ave, Anacortes $275,000 Spectacular sunsets and broad west/northwesterly views from this Rock Ridge lot. Enjoy the privacy this lot affords on the dead end street bordered by Anacortes Community Forestlands. This beautiful lot has all utilities available. Debbie Macy 360-391-2422 MLS# 959835

COMMERCIAL NE

3216 Commercial Ave, Anacortes $1,400,000 Bubba Sudz Car Wash includes wash, detail shop, loft apartment and vacant lot. With 143 ft of frontage on Commercial Ave. and 165 ft along 32nd St, this 3 parcel property has potential! The high speed tunnel car wash, 4 bays and vacuums. Great exposure for proven used car sales. The 4,200 sq ft two story building has a detail shop, waiting room, and bathroom. Upstairs apartment has sweeping views. The third parcel consists of a 6,480 sq ft vacant lot ready to build with utilities in place. Christine Cleland-McGrath 708-0267 John Prosser 202-3891 MLS# 1030081 NE

LAND 2104 Pennsylvania Ct, Anacortes $160,000 Lot ready to build your dream home in lovely established neighborhood of quality homes! Architecturally designed floor plan available for this lot as daylight basement style, approximately 2,600 SF. Buyer has opportunity to customize to their exact specifications: colors, finishes, etc. Quality, reliable builder ready to build your custom dream home or bring your own builder. Model home completed on the plat, Lot 13, is example of quality and features available. Leigh Zwicker 360-333-9975 MLS# 582940

2326 11th St, Anacortes $1,500,000 Property includes three tax parcels: P31529, P31532 & P31536. There are two tideland tracts along with 1,620 feet of railroad right of way for sale with this property. Property also includes the potential assignment of lease with the Department of Natural Resources of the Sabastian Stuart Cannery. Lease expires in 2017, but there is an option to extend for an additional 15 years. John Prosser 360-202-3891 MLS# 879889

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291

Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 ChristineCleland-McGrath360-708-0267 Cheryl Frazier 360-202-4789

September 30, 2016

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Donna Cunningham Gina Davis

360-770-9638 360-202-2155 360-610-0120 360-391-2422 770-335-7513 360-708-7794

Jack Dixon Jackie Stone Jeannine Reinig Jessica Notaro Joan Handelmann John Prosser

360-941-5000 360-661-2247 360-724-8555 360-202-1441 360-202-4800 360-202-3891

Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker Linda Macy

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360-770-3515 360-941-4400 360-420-3119 360-333-9975 360-708-8284

Margi Houghton Nate Scott Paul Weisz Rebecca Chamberlain

360-202-0041 360-708-2354 360-391-7281 360-421-5021

Rick Bennett Rob Skelton Sarah Jones Vicki Cooley

360-202-2630 360-488-3776 360-333-2783 206-949-1010 1508921

Why owning beats renting Question:

I can rent for less than the cost of buying a home. Doesn’t that make renting a better housing option?

Answer:

In some situations, at some times and in some places, yes, but in the general case ownership has an edge. For instance, one of the perks of old age can be significant wealth for those who bought real estate long, long ago. According to Freddie Mac, “today’s 65-yearold who bought the ‘average’ house at age 30 has seen the value of that house increase 3.7 times. Assuming a 20 percent down payment, a reasonable number of refinances to take advantage of declining mortgage rates and the impact of the mortgage interest tax deduction, the rate of return on this investment is hard to beat. For many older folks, these literally are the golden years.”

From the example created by Freddie Mac, let’s imagine that someone bought a house when they were 30 and that they are now 65 years old. Let’s say that 35 years ago the property’s value was $100,000 and that today it can be sold for $370,000. At first it seems that we have a $270,000 profit, and in one sense that’s true – in cash terms $370,000 less $100,000 is certainly $270,000. Realistically, however, it’s not entirely correct. Here’s why. According to the Bureau of Labor Statistics, it now takes $265,168 to buy the same bundle of goods and services that could have been purchased in 1981 (35 years ago) for $100,000. In other words, part of the apparent increase in value is not in the form of more buying power. Instead, it’s the result of inflation and the need to pay more paper dollars. It might seem that because of inflation, the homebuyer really didn’t do as well as today’s $370,000 home value might suggest. That’s true. However, the homebuyer did not pay $100,000 for the property. Instead, the buyer bought with 20 percent down, or $20,000 in this example. Go back to our two options: buying or renting. The tenant obviously pays rent, and you can

Q& A

ASK OUR BROKER By Peter G. Miller

expect that rent will go up along with home values if they rise. The buyer purchased with $20,000 down and an $80,000 mortgage. The cost of that mortgage – and the lost economic opportunities associated with that $20,000 down payment – are really a form of “rent” that allows the purchaser to live indoors. I think of mortgage payments as a type of rent because if the owner did not own they would instead pay for a lease. We can now begin to see the real benefits of real estate ownership. The owner did see an increase in real buying power in the Freddie Mac example – $370,000 less $265,168 is $104,832, a benefit not available to tenants. However, neither rising real estate values nor increasing stock market prices are a sure thing. Values can and do fall. No less important, as they say on Wall Street, past performance does not guarantee future results.

american dream real estate services, inc. #980387 • $129,000

A Great Value

Busy Multi-Tenant Complex #1009604 • $2,600

Located within a short walking distance of the historic & recreational district of LaConner. Roof needs some repair and some parts of the interior from water damage. Tenants personal belongings are very crowded which makes detailed interior evaluation difficult. Some selected interior remodeling would be beneficial but a comprehensive remodel could be a better option when the lease is terminated. Listing price reflects current condition.

3400 sqft of Prime Retail Space on College Way located right on the corner of College Way & Parker Way. High visibility. Walking distance to the College, Terrific signage. Space is composed of 2600 sqft of ground floor Office/Retail open retail space, high ceilings, large counter/service area that offers a multitude of uses and ready to configure to fit as well as a 900 sqft 2nd floor office/conference/ banquet/storage room & private bath. Ample parking.

#945491 • $239,000

#1029439 • $539,999

Dont miss this great location in quiet neighborhood, cute of all cute houses. New roof & landscape. Bright and Open floor plan. Large fenced grassy backyard with fruit tree. Very clean and easy maintained home.

3,070 sqft, 4bd, 2.5 bth house in Eaglemont Golf Course Community. Spacious, Bright & Private, high-end finishings. Formal dining & living rooms & office, hardwood floors, chef’s kitchen with granite slab, custom cabinets, top of the line appliances, Family room & deck. Master bedroom with a tiled 5 piece master bath, giant walk in. Nest thermo, new water heater, 3 car garage w/epoxy coat, LED lights Low maintenance grounds & across from park!

Great Location

Gorgeous Home

Nice Triplex

#861758 • $234,000

Great investment property, nice triplex in Mount Vernon. New roof and flooring through out each unit. Each unit is 800 sqft and have one bedroom, one bathroom. Each have separate entrances with ample parking. Each unit rents for $650 per month.

One of a Kind Estate

#816320 • $895,000

Quality 4300+ SF home w/countless amenities on shy 6 1/2 acres in desirable Conway area! Chef’s kitchen w/granite, custom cabinets, hi-end stainless appliances. Formal dining w/tray ceiling & office. Covered wrap-around deck, Incredible master suite. Upstairs w/HUGE family rm, guest suite, library/storage rm, kitchenette, private sundeck, w/d hkups. Quaint 2 BR/1 BA guest cottage. Barn w/hayloft, tack rm, heat, pwr. Easy I-5 access.

1508817

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Like American Dream Real Estate Mount Vernon

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

RE-Weekly.com

September 30, 2016

Buyers Jockey for Early Looks at New Subdivisions Some buyers have their heart set on newly built home. Increasingly, that means buying even before construction begins. “For about 15 years now, builders have been moving away from building on ‘spec’, or without a buyer,” says Tim Costello, president of Builder Homesite Inc., an Austin, Texas based group of large home building companies. Even in large -scale ‘production’ subdivisions [the industry name for more affordably priced homes that are not individually customized], builders now offer buyers September 30, 2016

lots of choices, like whether they want a two or three car garage, or an unfinished loft or extra bedroom, and then don’t start building until they have a buyer’s wish list, Costello says. Consumers relish choice, he says. In addition, building companies aren’t risking constructing a home until they have a buyer who indicates what they want. Because there’s recently been a scarcity of inventory for sale – both for existing and newly construction homes – in many

markets, more buyers are pouncing on getting a place in a development as soon as the builder announces a new community, Costello says. “Most of my new construction buyers know before they started looking for a home that they prefer new construction, and were waiting for certain new construction communities to open,” notes Maryam Amiri, a Redfin real estate agent in Orange County, California. The early bird may also nab a relative bargain, Amiri says, spe-

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cially when a subdivision proves popular, builders are apt to raise prices for homes built in later phases of the development. In a yet-to-be built subdivision, a model home might have a trailer on site, and maybe a model home or two, Costello says. But in many communities, technological advances have eliminated the need for any physical presence at the sites, with builders strictly offering interactive floor plans online, and virtual reality tours, Costello says.

17714 KiNgfiSHeR CoVe laNe, Big laKe

$950,000

39966 CaPe HoRN Rd, CoNCRete

Waterfront home with 75 ft. of Big Lake frontage with private dock! Custom built Spanish style home with gorgeous entry and sweeping staircase up to luxurious master suite offering incredible walk-in closet and private deck. Home features kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; built in vac; rec room and a bonus/storage room on lower level. Fantastic views to be enjoyed from choice of 3 decks! Near Golf course. Danya Wolf Carla Fischer MLS #1007986 360-708-8294 360-982-0010

1610 foReSt Ridge PlaCe, MouNt VeRNoN 98273

$340,000

Well cared for home with RV parking; park like setting; and lots of personality! Lovely open kitchen with oak cabinetry and lots of counter space and wrap around breakfast bar; formal dining area; living room has masonry fireplace; as does family room. Five great bedrooms and 2 1/2 baths. Wonderful second story decking wraps around to hot tub area and overlooks park like back yard with barbecue pit; plus covered patio and double carport; one car garage; shop and fully fenced back yard. MLS #1021199 Danya Wolf

360-708-8294

20820 W JoRdaN Rd, BuRliNgtoN

$180,000 1608 WoodlaNd dRiVe, MouNt VeRNoN

$350,000 21227 fRaNCiS Rd, MouNt VeRNoN

$259,500

63WilloW laNe, MouNt VeRNoN 98273 $268,000 7157 old Hwy 99 N, Burlington

Permit-able for in home business. Roomy, 1700 sq. ft. 3 bedroom,1 3/4 bath 1 1/2 story home on spacious 1/3 acre lot in convenient location. Updated interior, country kitchen, charm of yesteryear. Easy access Danya Wolf to everything! Shopping, schools, bus 360-708-8294 line and medical. Zoned for possible in-home business. Plenty of parking, including for RV. Nicely fenced back yard with fruit tree and other trees. MLS #1008048

310 N Reed St, SedRo-Woolley

Wonderfully maintained and beautifully decorated split level home with hardwood flooring; situated on 66/100 acre, with attached garage plus separate double garage/shop Danya Wolf with RV parking. Kitchen has granite 360-708-8294 counter tops and hickory cabinetry. Two natural gas fireplaces. Swimming pool, decking; fenced, park like yard. MLS #1028364

2381 e SeCtioN St, MouNt VeRNoN 98274

Horse haven! 1 plus acre; fenced; small barn, 3 bedroom home with ductless heater; propane stove; country kitchen; mostly vinyl windows; newer Celia Miller Carla Fischer carpeting in living room; 360-391-6065 360-982-0010 hardwood flooring; and linoleum. Remodeled bath with granite and tile. Decking to patio; double carport with 6 feet by 18 feet storage building. Asian pear, pear, and cherry trees! View of eagle’s nest; and sometimes of eagles. Shaded area for relaxing with an afternoon iced tea. 1.2 acres less road. MLS #1015160

$169,000 13813 State Route 9, MouNt VeRNoN $239,000 1804 BaKeRVieW CouRt, eagleMoNt

Great building site and investment over 1 acre possibly 3+ duplex building lots R7 zoning. Close to town Elva Hunter and schools. Paved street. 360-202-3086 MLS #950851

Beautiful view property, ready for you to build your dream home. PUD water, power and 3 bedroom septic surrounded by a Carla Fischer Celia Miller circular driveway or continue on to 360-982-0010 360-391-6065 another wonderful building site - cleared, level, and with spectacular mountain view! New gravel road is partially paved. Good access from Highway 9 for easy driving into property. I-5 minutes away. Watch for signage. MLS #1014931

$165,000 5798 JeNNifeR laNe

Mount Baker view from one of the premier large lots (10,972 Sq. Ft) in beautiful Eaglemont! Builder/Owner will build for you or bring your own builder! All John Hunter utilities are in and ready for you 360-202-3854 to build. Complete set of plans for a beautiful home on this lot is negotiable. Builder completed 1806 and 1808 Bakerview Ct. MLS #848246

$239,950

View of Mount Baker and circular driveway welcomes you to this nice, one story 3 bed plus den/bonus room home with attached garage, lots of parking; huge, cyclone fenced yard (.48 acre) to play, entertain or garden! Lovely kitchen with paneled oak cabinetry. Vaulted ceilings add space and light! Near schools, parks, bus line and medical. Two tax parcels. Possible additional building lot with sewer line increase in size from 6”to 8”. Danya Wolf MLS #1008046 360-708-8294

$385,000 3610 MoHaWK, MouNt VeRNoN

Large Triple-wide Manufactured home on 5plus acres. Newer hardwood floors and carpeting. Garage with extra room. Gated Suzanne Jenkins community for privacy and 360-941-2983 security. Beautiful, sweeping land views. Minutes to I-5. MLS #1025330

$235,000

Beautifully cared for doublewide manufactured home with 1344 sq. ft. offering 3 beds/1.75 baths on fully fenced, unique horseshoe shape, 1 acre with awesome garden space and fruit trees. Home features kitchen with new, custom cabinets; Carla Fischer cheery paint choices; large master 360-982-0010 w/walk-in closet and amazing shower; front deck; large back deck; new roof 2007; new water heater; propane furnace; woodstove; oversize 2-car garage/shop. MLS #1004137

OPEN HOUSE SAT. 10/1 10-1pm & 3-4pm

Move-in ready, three bedroom/ 1.75 bath one level home located in desirable Burlington school district. Designerpaintchoices,massivemaster bedroom, easy to use kitchen handy Danya Wolf to laundry room. Spacious partially 360-708-8294 fenced yard with garden space, firepit and large outbuilding. Enjoy easy access to Highway 20, nearby walking trail, shopping and schools. MLS #952310

$210,000 Wonderful Birdsview location! Out of the floorplain and only a few minutes to Rasar State Park and public boat launch. The level shy one acre lot offers plenty of sunshine and totally usable. Recently updated: downstairs carpet, hot water tank and pressure tank, new paint inside and out. Plenty of room to spread out with 2696 sq. ft. 4 bdr’s and 2 baths. Open kitchen concept. All appliances Donna Kurras included. 360-1770-7596 MLS #1034344

$340,000

Amazing views from this stunning 4 bed/ 2 Bath home on a quiet cul-de-sac location offering an oversize yard with fruit and nut trees and lots of room to play! This home offers Shirley Bertholf abeautifulkitchenwithoakcabinets,SSappliances, 360-840-1863 gas range, built in microwave and walk in pantry, open concept floor plan; Master has soaking tub; separate shower; a walk in closet and own access to the expansive Deck. MLS #928931

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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September 30, 2016