RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES
INSIDE
This Issue This Issue
RISE OF THE REAL ESTATE ROOKIE P. 4
Q & A: Ask Our Broker P. 8
FIRST-TIMERS SURGE P. 9
Classifieds FEATURE HOME: 5798 JENNIFER LANE, BOW
SEE PAGE 3 FOR MORE
Skagit Tradition Real Estate
P. 10 -11
$375,000
360-424-0300
RealEstate weekly
DECEMBER 16 9-15, – 22, SEPTEMBER 2016 FEB. 5- FEB. 11,2016 2016
A supplement to the Skagit Valley Herald and the Anacortes American 1550085
Re-Weekly content sponsored by: Northwest Fine Furnishings
TABLE OF CONTENTS
Locally made wooden toys, file cabinets, book cases, live edge benches & tables, area rugs, long dining tables, bar stools, rocking chairs and bar chairs!!!
First-Timers surge................................... P. 9 Classifieds.........................................P. 10-11
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1550401
D AN TL N CA VA
W NE
Burlington
$299,999
9.64 acres with a pond. Marketable cedar trees. Mostly level with a pie shaped portion up hill. Value in land, but no given value to existing home. 2 parcels. Adjoining 14+ acres also available. MLS #1054552 Call Wilma, 661-1631
Wilma Louia Designated Broker/Owner 661-1631
2
Charlie & Jeannie Boon 708-9645
Jim Stransky 708-1681
G TIN LIS
W NE
Burlington $259,950 Updated 1,800+ SF home. 3 BR, 1 ¾ Bath, Lg. 1+ car gar. Nat. gas heat + 2 wood F.P. Brand new roof, windows & deck. New paint throughout, New carpet. Fully fenced yard. MLS #1059765 Call Charlie, 708-1415 or Jeannie, 708-9645
www.SkagitValleyRealEstate.com
G TIN LIS
Burlington $295,000 Flat usable 1+ acre. Kitchen opens to nice size dining area. Living room has cozy wood insert. 3 BR, 2.75 BA, 1,834 SF. Large loft area w/full bath could be a 2nd master or a family room. 1,176 SF outbuilding for shop or barn. MLS #1058300 Call Ivana, 770-3550
G TIN LIS
Burlington
$299,999
Come build your dream house! Desirable location! 14 acres with a minimum of 5 acres zoned. Possibly two building sites. There are 2 parcels. MLS #1052491 Call Wilma, 661-1631
LookIng foR fuLL SeRVICe PRoPeRty ManageMent?
Mount Vernon $310,000 Immaculate rambler on 1/3 acre. Extensive updates/upgrades with attention to detail. Stamped concrete entry. Granite counter tops. Gas fireplace. Roomy 3 bedrooms, 1 ¾ BA. 2 car garage & covered RV or boat parking. Covered deck. Mountain views. MLS #1059558 Call Debbie, 708-8780
Kirk Campbell 770-7470
publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.
MOUNT VERNON
2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596 W NE
Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park. Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621 Call Wilma, 661-1631
all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our
Ron Van Pelt 333-1045
Elizabeth Detillion 708-8800
Mount Vernon
$432,900
Amazing home just under 1/3 acre. 4 BR, 3 BA, 2,600 SF. Kitchen with granite counters & custom cabinets. Main floor master suite w/huge walk-in closet & bathroom. Grounds & garden must be seen to appreciate. Storage throughout. Terrific location. MLS #1052463
Call today and let our experienced staff go to work for you!
360-755-5555
Call elizabeth, 708-8800
Ivana Wood 770-3550
Mike Welling 540-1341
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Debbie Benjamin 708-8780
Corinne Cartwright 202-2397
Maggie deSouza 610-8413
Jennifer Baker 220-1526
Laura Kaestner 441-5099
Traci Erickson Property Manager 755-5555
1550066
Sedro-Woolley $19,950/each Builders dream! 3 adjacent view lots each sold separately in Glenhaven community. Affordable & lightly treed. Public water & electricity available in street. Community amenities available. Great fishing on Reed Lake & Cain Lake. MLS #1012590, MLS #1012618 & MLS #1012646 Call Ron, 333-1045
To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2016 by Skagit Publishing LLC | All rights reserved.
All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that
BURLINGTON
D AN TL N CA VA
4
Q & A: Ask our Broker.............................. P. 8
320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494
Territory NW T
PAGE
Rise of the real estate rookie...............P. 4-5
SKAGIT PUBLISHING
Mon - Sat 9:30-5:30, Sun 11-4 (360) 424-8455 www.nwff.com 919 Riverside Drive, Mount Vernon
INSIDE
December 16, 2016
Feature Home From cover:
5798 JENNIFER LANE, BOW
Skagit tradition reality 3780 e. college Way mount vernon, Wa 360-424-0300 www.skagittraditionrealty.com
FINAL PHASE
• • • • • •
SUZANNE JENKINS 360-941-2983
Large triple -wide manufac tured home on 5 plus acres. Newer hardwood floors and carpeting. Sweeping land views. G arage with ex tra room. G ated communit y for privac y and securit y. M inutes to I-5. mLS#1025330 $375,000
New home community designed exclusively for 55+ Starting from the high $300’s Large Homesites - some nearly ¼ acre in size! Yards maintained by the homeowners association Homes range from 1,682 – 3,291 square feet 3-car garages available on some home designs
1.877.769.8070 LandedGentry.com Contact Rebecca 360-982-8964 or Mary 360-708-6763. Sales office is open Wed-Sun, 12:00-5:00. Directions: I-5 to Mount Vernon; Exit 225, East on Anderson Road to 4 way stop. Proceed straight on LaVenture to E. Division Street. Right on East Division to Twin Brooks Dr.
1550087
Brown McMillen Real Estate
360.757.6013 800.869.7084
w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington OPEN HOUSE • SAT. DEC. 17TH NOON TO 3Pm • HOSTED BY RON WORTHAm
INVESTMENT PROPERTY…Zoning will allow many uses-business or multi-family…ok starter home, 3 bdrm large lot. $139,000. # 956501 BURLINGTON HOME...4 Bdrm home+ Den located on huge 33,515 SF lot that is fully fenced. Beautiful home! $319,900. #1040290 ONE OF A KIND…Beautifully designed for luxury living! 2 master bdrm suites, 2 family rooms, chef’s kitchen, 5 Baths, breakfast room, 5 acres fenced & much more. $860,000. #978235
RIVER FRONTAGE…Offers spectacular panoramic views! 2 homes on 1.89 acres. 3 Br, 2 Ba Rambler & 2 bed 1 bath chalet style home. $375,000. #966598 HISTORIC LACONNER CHARMER...Remodeled 3 Bdrm., 1.75 bath + den. Character, built-in & close to restaurants/shops! REDUCED...$277,500. #1012649
AFFORDABLE HOME...Contemporary 10 yr. old two story home in Sedro Woolley. 3 BD 2.5 BA & workable floor plan. 2 car garage, priced to sell. $198,000. #1040879 COMMERCIAL SITE...In excellent Mount Vernon location, paved street w/all utilities available and drainage installed. $437,000. #676549
OUTSTANDING CLEAR LAKE HOME…Come look! Nearly 4,000 SF home, interior recently refinished. Incredible views, 2 bay shop. Detached garage, big yard, mature landscaping. $589,500. #1039790
LAST LOT AVAILABLE…Build your dream home on just over 1.5 acres directly across from Sahalee Golf & Country Club. Close to schools, & shopping. Water & sewer at street. $149,900. #951191
NEW PRICE…1 Level home on 6th fairway of Country Club. 2 large BR, 3 BA open floor plan, & living room w/tray ceiling. New roof, furnace, & much more! $330,000. #1024702
SAND & GRAVEL RESOURCE…In an area of high quality sand and gravel deposit. Estimated by Sherwood Appraisal at 2.3 million tons of available aggregate. 1,200 SF shop & office building on property. $1,350,000. #1049831
BUILD YOUR DREAM HOME…Excellent 1/3-acre w/views of Big Lake & surrounding mtns. Ready to build on & close to golf course, just $75,000. #598013
BURLINGTON IN TOWN LOT...Bring builder, lot complete w/engineering & 1,800 SF plan approved. Convenient to town, schools & I-5. $55,000. #921324
Kristen Tuttle
708-8392
Jeff Ingman
202-2859
Tim Reichert
391-5587
Yvonne Brown
840-4375
Shelah Inman
661-0145
Ron Wortham
661-1500
Galen Kindred
770-7083
Jodi Dynes
333-7783
Mary Jo Reitsma
770-6013
Holly Hilts
661-5538
Fritz Inman
661-0147
Travis Lohman
661-4533
December 16, 2016
RE-Weekly.com
Newly listed 4 bedroom, 2 bath single story home on the Mount Vernon hill near Hillcrest Park. Priced to Sell $269,950 READY TO BUILD...22 Lots in Nookachamp Hills near Big Lake. Water, Sewer, Electric & Nat’l gas to each lot. Priced from $84,000-$145,000. #746424-#746695
BURLINGTON CHARMER…Located in Vedere Terrace. 4 BR 1.75 BA home sitting just over 1,400 SF. Large fenced backyard, fresh paint, & ready for new owner. $279,900. #1020406 Terri Heyntsen Tod LeHecka Jan Scally David Parsons Dale Owenby
391-0938 333-1032 421-5160 391-4008 913-8662
1551006
CUSTOM BUILT…4,802 SF 3 BR, 3 1/4 BA one level fully finished daylight basement. Kitchen w/granite & stainless. Large corner lot w/fenced backyard. $525,000. #1024839 MOUNT VERNON RAMBLER…3 BD 1 BA home on Fir St. Just over 1,000 SF with 2 car garage. Great starter home! $209,500. #1054260
3
Rise of the Real Estate Rookie First-time homebuyers are purchasing in greater numbers – here’s why
T
here’s a first time for everything in life: your first day at school, first kiss, first car, first job and – eventually – first home. Now, more Americans are choosing to take that initial step into homeownership in a rising trend that’s got the real estate pros sitting up and taking notice. Per the results of the National Association of Realtors recently published annual Profile of Home Buyers and Sellers survey, the share of sales to first-time home purchasers increased to 35 percent in 2016, up from 32 percent observed last year (marking a 30-year low) and the highest since 2013 (38 percent); 67 percent of first-time buyer respondents indicated that the main reason for their purchase was a desire to own a residence of their own. Mike Pappas, CEO/president of The Keyes Company in Miami, isn’t necessarily surprised by these findings. “The economy continues to improve with more jobs and low interest rates. First-time home buyers are realizing 4
the benefits of homeownership, and we believe the share of sales to these first-time home purchasers will continue to rise over the coming years,” says Pappas, who notes that 61 percent of first-time purchaser transactions involved consumers younger than 35 years old, according to the aforementioned report. “Consider that there are now 80 million millennials who are in their prime homebuying years, and marriage rates are rising, which is a strong impetus for homeownership.” Additionally, rental rates are proving unaffordable in many markets. “It is more affordable to buy in certain areas than it is to rent, and for many, buying offers an opportunity to move up into something physically nicer than their rental and with a lower monthly payment,” says Justin Udy, lead agent with Justin Udy & Team Real Estate in Salt Lake City. Amber Dolle, realtor with Sherman Oaks, Calif.-based John Aaroe Group, expects the rookie buyer purchasing
trend will continue until market factors change the equation. “The increase of first-time buyers will be directly influenced by job stability, economic growth in the market, and mortgage rate staying low. If those things continue, then so will the rise of first-time buyers,” says Dolle. Sean Zweifel, broker in Denver with Modus Real Estate, forecasts a slowdown in this trend if and when interest rates creep up. “I’m thinking they will go up a little bit just based on the fact that the Fed at some point will have to raise rates,” Zweifel says. “The newly elected president made his money in real estate, however, so maybe that can play a factor in helping the market for first-time buyers in the next few years.” Meanwhile, if you are considering a first-time purchase, there are several steps you can take now to better position yourself on the path to ownership. “Monitor your credit closely, work to increase your credit score, pay your
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bills on time, save for a sufficient down payment, avoid any major financial purchases when you’re in the process of buying, and talk to a good mortgage professional who can really guide you,” Zweifel says. That last tip is especially important, Pappas says. “A loan officer can get you prequalified and give you confidence to move forward,” Pappas says. “Also, see if you qualify for conventional loans that only require a 3 percent down payment, or an FHA loan that only requires 3.5 percent down, or even a VA loan that requires no down payment.” Lastly, remember that the early bird gets the worm. “The market and interest rates will change. Take advantage of the trends and get into something that provides you an opportunity,” Udy says. “Keep in mind that this is a long-term play, not a short-term one. You need to live somewhere – why not make it your own?”
December 16, 2016
Now could be the time to sell a new home and earn a slice of the real estate pie. Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,� says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in Real Estate Weekly.
Call 360.416.2180 Today!
RealEstate weekly In print and online
December 16, 2016
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www.WindermereSkagit.com RESIDENTIAL 2021 N. Laventure Rd, MV $145,000 Well cared for unit in the Deer Runn Condominiums. Large floor plan boasts a great living area that opens up to a private balcony looking north. 2 beds & 1.75 baths, complete with a separate utility room in this 1,406 SF unit. This condo has an assigned storage unit on the same level, as well as a dedicated parking space. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 #1057898 16515 Britt Road, MV $229,900 Mount Vernon rambler loaded with charm. 3 beds, 1 bath, 1,394 SF. very nicely maintained with several outbuildings, carport & shop. Back yard is partially fenced with lots of room for all of your toys. Cedar lined closets, hardwoods throughout, mud room with huge pantry & storage space. Large side yard for a great garden area. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #1030153 17859 Dunbar Rd, MV $275,000 Beautiful Rambler features spacious living room/dining room combo, restored hardwood flooring, updated kitchen with stainless steel appliances, wood stove. This rambler also has a finished basement with large bonus/family room, den/office, & huge storage room with garage door. Off of the master is a large deck. The property is fully fenced great for pets, has a shop. SkagitValleyHomes.com. Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 #1027356 7325 279th St NE, Arlington $295,000 Serene acreage in a great commuter location. This truly cared for home offers great living space indoors & out. Large living area is open to gracious dining. Bright kitchen with gas stove. Supersized master with 4pc bath. 2 guest beds plus office/den! Back yard entertainment deck. Plenty of room for your RV & all the toys! Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 #974326
814 S. Anacortes St, Burl $300,000 Spacious rambler in a peaceful setting with a large family room & a large office area. Over half an acre of fenced yard, private setting, & covered patio in the back. 30’ x 24’ insulated shop plus a 30’ x 12’ lean to. Home has a new septic, new paint inside & out. Roof is 7 years old. Oversized laundry room. Call Becky Elde, 770-9427 #1035601 W NE
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405 S. 32nd Place, MV $325,000 Spacious 3 bed 2.25 bath, Mount Vernon Hill home located in a quiet cul-de-sac. Newer composition roof, established landscaping. Home features walk-in pantry, family room, formal dining room & living room. Garage has lots of space for storage. Located just minutes from schools & amenities. Covered back porch & private large fenced back yard. Call Spencer Roozen, 708-0634 or Megan O’Bryan, 708-5817 #1058463
W NE
925 W. Pearle Jensen Way, La Conner $448,900 Waterfront home right on the Swinomish Channel near the La Conner Marina. Enjoy peaceful, stunning views of the channel with deep water boat traffic & gorgeous view of Mt. Baker. Modest home but a good base for a remodel. Call Shelly Hanson, 420-2565 #1015688
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5027 110th St NE, Marysville $359,900 Beautiful 3 bed 2 bath rambler, with remodeled master bath. Large living room with Waynes coating & a natural gas fireplace with hearth & tile surround. Slate entry. Private landscaped back yard with raised garden bed, green house with temp control, RV parking, fenced dog run with dog door from garage, 2 story shed with man cave upstairs. Call Geri Cole, 391-1614 #1058888
OPEN HOUSE Sun. December 18th, 1-3
8601 218th Place NE, ARL $339,950 Fully remodeled 5 bed 2.75 bath home in a fantastic neighborhood. Brand new grey oak floors, renovated kitchen with granite, SS appliances, led light fixtures, new interior & exterior paint. Great entertaining floor plan. The family room is anchored by a gas FP & has dramatic vaulted ceilings. SkagitValleyHomes.com. Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 #1046657
7604 Grandview Rd, Arlington $390,000 Charming home on 11.65 acres. This 3 bed, 1 bath home has bamboo flooring, new carpet, & upgraded kitchen. Light & bright home with stainless appliances, custom lighting, remodeled bathroom, & deck off the master. Paved driveway, outbuildings & basement for extra storage. Call David Mani, 425-319-7091 #1053086
1600 Alpine Crest Loop, MV $349,900 Beautifully finished Eaglemont cond. End unit features territorial & golf course views & large private deck. Beautiful stainless appliances, hardwood flooring, large master suite on main level. This view condo has 1890 SF on main & upper levels - large unfinished lower level waiting for a custom build out - all electrical & plumbing in place for large rec room & 2 additional beds. Call Jim Glackin, 428-2828 #1039782
517 S. 38th Place, MV $439,000 Beautifully updated SummerRidge home with 4 beds plus office. Hardwoods throughout main floor. Kitchen with slab granite counters, opens to sunny informal dining area & living room w/stacked stone fireplace. Formal dining room. Office off entry. Master bedroom w/brand new tile/granite 5 piece bath. Finished basement has family/rec room, .5 bath, opens to patio & fenced yard. Attached garage. Call Megan O’Bryan, 708-5817 or Spencer Roozen, 708-0634 #1037585
17721 Tiffany Way. MV $499,500 Custom built home on 1.5 acres. Lovely 4 bed, 3 bath home boasts formal living room with valley view, formal dining room, kitchen & family room surrounded with windows looking out over the 1000 SF deck, new carpet, master suite with valley view, jetted tub, double vanity & French doors leading to a deck. Oversized 2 car garage. Call Sarah Minton, 770-3076 #955145 4403 Oakes Ave, Ana $624,900 Views of the Sound, ferry & boat traffic from all living areas! Larger lot with room for RV or boat. This is an older house that has been completely transformed - all is new, of very high quality. Gas fireplace, granite counters, stainless appliances, real hardwood flooring, master w/large walk-in closet, Kohler fixtures, gas stubbed to decks for bbq, rounded corners, cathedral ceilings. Call Jim Glackin, 428-2828 #1032294 13278 Bay View Lane, Bayview $995,000 Bay View home situated on 2.5 acres. 3800+ SF of luxurious living space. 2 master suites. Designer kitchen with stainless appliances, double ovens, granite counters, & spacious island. Media, bonus room with .5 bath. Outdoor living area. 44X32 attached RV garage. Call Linda Eastman, 202-4075 #1008047
Skagit Valley • 1030 E College Way • Mount Vernon • (360) 424-4901 April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Brett Johnson Cory Keihn Dave Patterson
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360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-661-3825 360-441-1760 360-708-5030
David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller
425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607
George Bellos Geri Cole Harry Ota Hollie Del Vecchio Jake Koetje Jamie Yantis Jim Glackin
360-708-9762 360-391-1614 360-708-3500 360-525-5538 360-466-8045 360-540-5264 360-428-2828
Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman Megan O’Bryan
RE-Weekly.com
360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075 360-708-5817
Looking for hom
For a free p WA-CL 713524, OR-ML 5271
Amie Download my smartph
Amie Mani | NMLS ID # 404665 | branch manager/M
North Cascades • 520 Cook Road Nathan Loeb Nicole Ganske Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Shelly Hanson Spencer Roozen
360-333-7197 360-941-8999 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-420-2565 360-708-0634
Tahlia Honea
360-333-5815 B
Tasha Zahlis
360-391-5075 B
Tessa Jarvis
360-503-1939 C
Tiffany Danley
360-298-4857 C
Travis Miller
360-420-7291 C
Warren Bingham 360-770-2421 C
December 16, 2016
www.AnacortesRealEstate.com RESIDENTIAL !
14175 Cove Ct, Anacortes $625,000 Stately Seaview home on .72 acre. Classic elegance includes living room with vaulted ceilings & formal dining area. Roomy kitchen adjoins comfy family room. Floor to ceiling windows provide lots of light and frame the lovely view of the rolling front yard & distant water view. Spacious master includes sitting area with cozy fireplace, master bath with jetted tub & oversized walk-in closet. Large patio for outdoor enjoyment. 3 car garage. Del Mar membership includes private beach access. Cynthia Aanestad 360.610.0120 MLS# 1053145 ! W NE
1803 11th St, Anacortes $384,000 Classic Craftsman home located in Old Town Anacortes. Terrific Location, spectacular floor plan and move in ready. The main floor features a roomy parlor with fireplace as well as a generous living and dining area. It also features a kitchen with breakfast area a full bath and bedroom. The upstairs has 3 additional bdrms and 2 full baths. Use your imagination as to how you might use the 1200+ sqft basement. Shop, crafts, hobbies, ect. Newer roof, upgraded electrical panel. Make this home yours. Paul Weisz 360.391.7281 MLS# 1057440
me financing? I’m here to help!
pre-approval, please contact:
Mani • 360.428.4626 hone app at: amie.mortgagemapp.com
Mortgage Consultant | WMS Series LLC/Skagit Valley
d • Sedro-Woolley • (360) 856-4901
Bill Robillard
360-770-4707 Colleen Craig
Buzz Ely
127 Lummi Cir, La Conner $549,500 Wonderful low bank waterfront home in Shelter Bay with a 30’ dock. Light filled home with beautiful brick flooring & Russian Fp. Views to bay, allowing you to enjoy the boat traffic & peaceful setting for entertaining or just relaxing. Enjoy all that historic La Conner has to offer just minutes away. All the amenities of Shelter Bay included: Golf Course, 2 Pools, Community Center, Tennis Courts, Private Beach & Marina. It’s all here in this well cared for home of your dreams! Rebecca Chamberlain 421.5021 | Kim Wilson 333.2490 MLS# 961801 14004 Biz Point Ln, Anacortes $1,175,000 You know this is a special place just coming down the driveway. Impressive Biz Point home offering 3 bds, 3 bth w/sep living area above 3 car garage including 2nd kitchen. Vaulted ceilings, dramatic architecture with lots of windows to enjoy the stunning sunset views of Burrows Bay, San Juan Islands & Rosario Straits from living area or deck. 2,772 SF of living space & Del Mar amenities including private beach access & mooring buoy. Lovely landscape for privacy at this unique waterfront home. Debbie Macy 360.391.2422 MLS# 978631 1401 16th St, Anacortes $285,000 Wonderful vintage home ready for remodel or addition to build duplex. Site is on corner with view toward bay and mountains. Large detached garage and space for garden and RV. Laundry room, walk in closet, and 2nd bath were added to home in 2003, new furnace is 1998. Siding on addition and upstairs above is wood product. Upstairs are 2 bedrooms with space to expand. Garage 880 SF. Linda Macy 360.708.8284 MLS# 1040288 18490 Redstone Wy, Mt Vernon $1,200,000 Perched high above picturesque Skagit Valley w/magnificent 180* views to the west out to the sound & to Mt. Baker from your kitchen window! Quality custom home w/rich finishes, dramatic walls of windows & sumptuous attention to detail. Gracious entertaining spaces. 1 bdrm guest house beneath 2-car detached garage. Outdoor areas feature lg. wrap around deck, fire pit, trellised picnic area & beautiful lush grounds. Private gated estate on shy 20 acres. Located between Seattle and Vancouver BC. Leigh Zwicker 360.333.9975 MLS# 1048321
19817 Apostolic Wy, Burlington $275,000 19817 (P62339) is approx. 58,000 SF & has 2004 mobile home on it. 19815 (P62336) is approx. 16,600 SF & includes an approx. 1,860 SF building used as a church & older mobile which could be used as a classroom. County issued two lot certs. Each parcel is avail. for $175,000 or both for $325,000. End of property is supposed to revert to City of Burlington. Buyer should consult w/city for present & future uses. Judy Moore 360.293.9794 MLS# 821126 2011 Skyline Wy #TD042, Anacortes $219,000 Skyline Marina secure moorage for 70 foot open condo slip 60 foot long with a 10 foot overhang x 28’ wide. easy access to this slip. Bow in Starboard side tie. Wide open approach for easy maneuvering. Secured gate access, electricity(30 amps) & water available at dock. Laundry, showers, boat lift, repair facility, store & gas dock in marina. Kathy Rogers 360.941.4400 MLS# 904269 3613 W 4th St, Anacortes $389,000 Lovely one level home in great neighborhood features a formal living room with gas fireplace, a formal dining room and large open concept family room off the kitchen. Well built and situated close to town on a level lot with a private fenced yard and mature landscaping. Nice patio off kitchen/family room for entertaining. Separate laundry room. Debbie Macy 360.391.2422 MLS# 1048299 3829 Copper Pond, Anacortes $395,000 Efficient Copper Pond rambler boasts an open floor plan with 3 beds, 2 baths and an open and airy floor plan. Designed around a great room concept with vaulted ceilings, an over-sized kitchen w/large island counter and ample storage space, dining area with gas fireplace and a light and bright living room. Master suite with walk-in closet and full bath. Two car garage with built-in shelving and an optional/removable ramp for easy access. Glass slider opens to the private, fenced backyard. Colleen Craig 360.770.9638 MLS# 1047425 4110 152nd St SW, Lynnwood $349,000 Investors!! The current zoning of this property is R-8, The comp plan however would allow a rezone to MR (multi-family residential) Under current zoning the R-8400 would allow for 3 lots on this property. Could possibly put up to 11 units with rezone. Buyer to verify. Value in the land! Rebecca Chamberlain 360.421.5021 MLS# 928927
4700 Cypress Dr, Anacortes $549,000 Impeccable Clearidge home w/well-designed floor plan offering intimate spaces & the perfect flow for entertaining. Warm & inviting living room w/gleaming wood floors, stone fireplace & views out to the Rosario Straights. Open kitchen w/window seat combines w/dining to enjoy views of the lush, forested backyard; 2 main level bedrooms & full bath. Elegant master suite w/retreat space, family room & a king-sized bedroom w/views of Mt. Baker. Oversize lot is host to mature landscaping & wildlife. Colleen Craig 360.770.9638 MLS# 1049947
LAND NE
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Lot 83 Holiday Blvd, Guemes Island $195,000 There are stunning 180 degree southwestern views of the Guemes Channel and islands from this park-like high bank waterfront lot. Power is at the road and this property has a water share with the Holiday Hideaway Water Association. Beach and moorage rights at 3 coves. Guemes is only an eight minute ferry ride from Anacortes and 90 minutes from Seattle. Margi Houghton 360.202.0041 MLS# 1056428 47 Chinook Wy, Center Island $178,000 Beautiful lot with 128’ waterfront and awesome southerly views over water, mountains and islands. Property slopes gently to the water with an accessible rocky shoreline for fishing or just relaxing with your favorite book. This waterfront is a great investment and one you can use and enjoy as a special island “getaway”. Take the water taxi or your own boat from Anacortes to Center Island or bring your plane into the private airstrip. Full-time caretaker, clubhouse, two docks and DSL available. Sarah Jones 360.333.2783 MLS# 973207 67 Kalama Pl, La Conner $49,900 Ready to build your dream home on large, level, cleared lot with underground utilities on quiet, dead-end street. Enjoy Shelter Bay amenities including golf, tennis, beach, swimming pools, tennis courts & marina. Moorage available! Jackie Stone 360.661.2247 MLS# 972503
Anacortes • 3018 Commercial Ave • Anacortes • (360) 293-8008 360-770-9638 Gina Davis
360-708-7794 Joan Handelmann
360-202-4800 Leigh Zwicker
360-333-9975 RebeccaChamberlain
360-421-5021
360-202-4626 Colleen Sargent Caroline Baumann 360-202-7327 Cynthia Aanestad Catherine Mers 360-982-6831 ChristineCleland-McGrath 360-708-0267 Debbie Macy
360-202-2155 Jack Dixon
360-941-5000 John Prosser
360-202-3891 Linda Macy
360-708-8284 Rick Bennett
360-202-2630
360-610-0120 Jackie Stone
360-661-2247 Judy Moore
360-770-3515 Margi Houghton
360-202-0041 Rob Skelton
360-488-3776
360-391-2422 Jeannine Reinig
360-724-8555 Kathy Rogers
360-941-4400 Nate Scott
360-708-2354 Sarah Jones
360-333-2783
Cheryl Frazier
770-335-7513 Jessica Notaro
360-202-1441 Kristi Gabrielse
360-420-3119 Paul Weisz
360-391-7281 Vickie Cooley
206-949-1010
360-202-4789 Donna Cunningham
December 16, 2016
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Retire an Owner? Question:
My parents will be retiring in a few years. They currently have jobs so monthly mortgage payments are easy to handle, however once they retire that income will go away. Do many people at retirement age still have mortgages? What are the pros and cons of paying off such debt before retiring?
Answer:
According to a 2014 study by the Consumer Financial Protection Bureau (CFPB), among those “age 65 and older, the percentage carrying mortgage debt increased from 22 percent to 30 percent from 2001 to 2011. Among those aged 75 and older, the rate more than doubled during that same time period, from 8.4 percent to 21.2 percent.”
Not only do more people over the age of 65 have outstanding mortgage balances, they owe more than in the past. “From 2001 to 2011, said the study, “the median amount older homeowners owed on mortgages increased 82 percent, from approximately $43,400 to $79,000.” The typical Social Security payment was $1,238 in August and, according to the Social Security Administration, “most financial advisors say you’ll need about 70 percent of your pre-retirement earnings to comfortably maintain your preretirement standard of living. If you have average earnings, your Social Security retirement benefits will replace only about 40 percent.” In other words, there’s a 30-percent gap between Social Security payments and what you need to comfortably retire. Of course, if you don’t have a monthly mortgage payment, then monthly retirement income needs can decline significantly. The traditional idea has been to own a home debt-free by retirement age. For most, income declines in retirement and it’s best to have lower monthly costs. With the mortgage paid off, monthly costs include only insurance and property taxes. In some jurisdictions there are additional
Q& A
ASK OUR BROKER By Peter G. Miller
property tax reductions for qualified owners age 65 and older. If you can get financing at today’s low rates, it might seem best to have a mortgage. The money that would have gone to paying off the debt can – it is claimed – be used instead to earn a higher return elsewhere or to pay off expensive debt such as credit cards. However, with less income keeping a mortgage is not comfortable for many seniors, getting a better return elsewhere is not a sure bet, and paying off credit cards does not mean they will stay paid off. The result is that a debt-free house is a cherished goal for many homeowners. For details and specifics speak with a fee-only financial planner, visit the Pension Rights Center or contact the free Pension Counseling and Information Projects available in many states.
LAND TITLE AND ESCROW Local Professionals Serving our Community
3010 Commercial Ave Anacortes 1-800-870-8571 360-299-0565
Trusted Service for over 76 years 8
1550042
111 E. George Hopper Rd Burlington Title: 360-707-2158 Escrow: 360-707-2312 1-800-869-7121
ltco.com
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December 16, 2016
First-Timers Surge A new survey shows that first-time homebuyers will surge during 2017’s spring and summer buying season
T
he real estate market will see a huge increase in first-time homebuyers in 2017, according to Realtor.com’s Active Home Shopper Report. Based on a survey of users of the website in September 2016, the new report took a look at the responses of shoppers that plan to purchase a home in spring or summer 2017. The survey found a higher demand for suburban homes and growing concern among homebuyers regarding affordability and mortgage qualification. More than half (52 percent) of prospective homebuyers are expected to be first-time shoppers in 2017, according to the survey. For comparison, in 2016 only 33 percent were first-time homebuyers. Millennials are the largest growing age group, with 33 percent of potential buyers under age 35. For many millennials, life changes such as getting married, moving in with a partner or planning to increase family size are deciding factors. “This represents an ‘oh shift’ moment in housing,” said Jonathan Smoke, chief economist for Realtor.com. “With so many first time buyers in the market, competition will be even fiercer next year for affordable starter homes in the suburbs. Those looking to buy
December 16, 2016
may want to consider a winter home purchase in order to avoid bidding wars and higher prices spurred by a potential increase in millennial buyers.” The younger demographic shift in the age of homebuyers brings with it a change in the largest barrier to home ownership. The report expects that affordability will replace low inventory as the biggest concern holding back the real estate market. While 2016’s survey showed that 40 percent of shoppers believed low housing inventory was their biggest barrier, this new survey shows, instead, that 37 percent reported gathering funds for a down payment is their biggest obstacle. In addition, 30 percent stated their problem was finding homes within their budget. As first-timers are looking to address the needs of their families, it’s no wonder safety, more living space and large yards were top features desired in a new home. Privacy is another desire. About 2 in 5 millennial shoppers (39 percent) showed a strong preference for single-family homes, while 34 percent listed townhomes as their top choice. Half of all respondents stated that they prefer suburban homes.
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$950,000 3903 e. coLLege WAy, MoUNt VerNoN
17714 kiNgFiSher coVe LANe, Big LAke
Waterfront home with 75 ft of lake frontage with private dock! Custom Spanish Style home w/ sweeping staircase up to luxurious master suite. Kitchen with granite and sub-zero refrigerator; radiant heat; skylights; vaulted ceilings; surround sound; built in vac; rec room and bonus/storage room. Fantastic views from choice Danya Wolf Carla Fischer of 3 decks!. 360-708-8294 360-982-0010
23786 kAMLoop ct.
$150,000 Large lot in Nookachamp Hills Community. Beautiful country setting overlooks a private lake for you to enjoy. Less than 10 minute drive to the city of Mount Vernon. All utilities are stubbed to the Yolanda Sakuma Buyer’s Agent lot. 360-421-0435
1510 S 6th St., Mount Vernon
$219,000 1804 BAkerVieW coUrt, eAgLeMoNt
3 Bed/1.75 Bath rambler close to everything! Walk to downtown shops and the Riverwalk! Great starter home. Roomy kitchen with walk-in pantry; ample Suzanne Jenkins storage, garden window and 360-941-2983 gas stove; vaulted ceilings. Fully fenced backyard; deck off slider. MLS #1047096
63 Willow Lane, Mount Vernon
Permit-able for in home business. Roomy, 1,700 sq. ft. 3 bedroom, 1 3/4 bath 1 1/2 story home on spacious 1/3 acre lot in convenient location. Updated interior, country kitchen, charm of yesteryear. Easy access to everything! Shopping, schools, bus line and medical. Zoned for possible in-home business. Plenty of parking, including for RV. Nicely fenced back yard with fruit tree and other trees. MLS #1008048
1802 Bakerview ct, Mount Vernon
Mount Baker view from one of the premier large lots (10,972 Sq. Ft.) in beautiful Eaglemont! Builder/ Owner will build for you or bring your own builder! All utilities are in and ready for you to build. Complete set of plans for a beautiful John Hunter home on this lot is negotiable. 360-202-3854 Builder completed 1806 and 1808 Bakerview Ct. MLS #848246
home on 3.78 developable acres with possibility to have 20 residential lots. Very level lot for easy development. Home is circa 1900’s. Large bedrooms and dining room. Shop with underground electricity. Home to be sold as is. Commuters
dream!
Close to everything; schools,
shopping,
medical, Skagit Valley College, I-5. MLS #1045770
SUZANNE JENKINS
360-941-2983
$122,000
Collecting Donations for the Toys for Tots Drive until December 16th!
Merry Christmas! From Our Fami Family ly to yours!
EaglEmont Attractive, large lot in beautiful Eaglemont Golf Course community, close to brand new 20,000+ SF clubhouse, Elva Hunter dining and full fitness facilities. 360-202-3086 Complete plans for a beautiful home on this lot are negotiable. MLS #475295
$165,000 13813 StAte roUte 9, MoUNt VerNoN (5 AcreS)
$600,000 5 Bedroom older Williamsburg Style Colonial
$239,000 21227 FrANciS rd, MoUNt VerNoN
Beautiful view property, ready for you to build your dream home. PUD water, power and 3 bedroom septic surrounded by a circular driveway or continue on to another wonderful building site - cleared, Carla Fischer Celia Miller level, and with spectacular mountain view! New gravel 360-982-0010 360-391-6065 road is partially paved. Good access from Highway 9 for easy driving into property. I-5 minutes away. Watch for signage. MLS #1014931
$259,500 604 NortherN AVe., Sedro WooLLey
Horse haven! Air conditioning! 1 plus acre, fenced; small barn, 3 BR home w/ductless heater; country kitchen; new carpet in living room; Danya Wolf Carla Fischer hdwd floors; & linoleum. 360-708-8294 360-982-0010 Remodeled BA w/granite & tile. Double carport storage. Fruit trees! View of eagle’s nest; 1.2 acres less road.
Charming home with lots of potential, in need of some elbow grease and imagination; 4 beds/1.5 baths; extra-large and roomy kitchen has loads of cupboards and dining area, lovely Carla Fischer brick fireplace, arched doorways, built ins; some original wood floors; 360-982-0100 sunroom; uniquely fenced yard. MLS #1040913
Danya Wolf Suzanne Jenkins Brett Tacker Sandy Everett JoAnn Boudreau Celia Miller Donna Kurras Elva Hunter John Hunter Russ Lanker Shirley Bertholf Carla Fischer Yolanda Sakuma Patricia Box
$254,900
Danya Wolf
360-708-8294
$179,000
360.708.8294 360.941.2983 360.840.7931 360.202.3706 360.391.0746 360.391.6065 360.770.7596 360.202.3086 360.202.3854 360.708.1117 360.840.1863 360.982.0010 360.421.0435 360.941.9186
3780 E. College Way, Mount Vernon
360.424.0300
www.skagittraditionrealty.com 12
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