Real Estate Weekly | March 04, 2015 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

NEW CREDIT SCORE OPENS DOOR TO ‘CREDIT INVISIBLES’

P. 4

YOUNG HOME BUYERS SHAPE HOME TRENDS P. 8

Q & A: ASK OUR BROKER FEATURE HOME: 16945 Hall Place, Mount Vernon

SEE PAGE 3 FOR MORE

Galen Kindred, Brown McMillen Real Estate Burlington

RealEstate weekly

A supplement to the Skagit Valley Herald and the Anacortes American

$289,500 360-770-7083

P. 9

CLASSIFIEDS P. 1011

MAR. 4 5MAR. FEB. FEB.10, 11,2016 2016

Re-Weekly content sponsored by: Northwest Fine Furnishings

PAGE

TABLE OF CONTENTS

New Credit Score Opens Door to ‘Credit Invisibles’

P. 4

Young Home Buyers Shape

Lots of NEW things this week! Metal bar stools with wood seats… Pub tables…Benches with lower shelves… Rocking chairs…Small drop-leaf tables… Hall seats with mirrors… Benches with enclosed storage… Bar stools with backs… Once you come in, you’ll always come back!

Home Trends

P. 8

Q & A: Ask Our Broker

P. 9

Classifieds

P. 10-11

RE-Weekly.com SKAGIT PUBLISHING

(Ask about our New Homeowners’ Package)

Where your house becomes your home! Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings! 320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

W NE

Concrete $89,900 Affordable 3 BR, 2 BA manufactured home. Newer windows & laminate flooring. Nice large lot w/mature evergreens. Located in Cape Horn community w/community access to Skagit River. Live here for less than rent! MLS #894110 Call Debbie, 708-8780

Wilma Louia Designated Broker/Owner 661-1631

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

W NE

Mount Vernon $99,950 Unique property. Nice 320 SF shop. Great location. 4.5+ acres. MLS #899504 Call Elizabeth, 708-8800

W NE

Mount Vernon $255,000 2 BR, 1.75 BA rambler. Located in quiet location. Easy commute; minutes from I-5. Outside cellar to store canned goods w/smoker. Maddox Creek runs through the property. Garage w/attached room could be 3rd BR or office. Apple trees & garden spots. MLS #859850 Call Wilma, 661-1631

G TIN LIS

W NE

Sedro-Woolley $429,000 Warm and welcoming home with Craftsman style. 5 acres of privacy. 3 covered porches. Maple floors. Custom walnut cabinets and trim throughout. Pond and stream on property. 3 BR, 2 BA. Large Shop. RV Parking. Call Mike, 540-1341

Kirk Campbell 770-7470

La Conner $152,000 Fantastic 6+ acres of fee simple property w/well, septic & power. Located off a dead end road. 2 BR, 1 BA manufactured home. 36 x 36 shop. Great opportunity to build your dream home! MLS #875192 Call Elizabeth, 708-8800

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

G TIN LIS

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

RE-Weekly.com

W NE

Mount Vernon $228,000 Neat and tidy 3 BR home on quiet cul-de-sac. Nice utilization of space w/good size living room. Kitchen w/ adjoining dining area. Enjoy entertaining on your large deck complete w/hot tub. Plenty of room for an RV or a boat. Come check it out today! MLS #901442 Call Ivana, 770-3550

W NE

Burlington $589,000 Custom Burlington Hill Beauty. 4 BR, 3 ½ BA 3865 sq. ft. Main floor Master & Office. Built in 2000, recent updates. On .36 acre lot, 3 car garage shop! Panoramic views of the valley. MLS #902532 Call Charlie, 708-1415 or Jeannie, 708-9645

G TIN LIS

Maggie deSouza 610-8413

Sedro-Woolley $239,995 Immaculate single level home on fully fenced corner lot. 3 BR, 1.75 BA. Open floor plan w/vaulted ceilings. Large deck and yard w/fire pit & extra-large shed w/ attached playhouse or studio. New paint, under cabinet lighting in the kitchen & new carpet. Come see this one! MLS #900047 Call Jennifer, 220-1526

Are you in need of a Property Manager?

Mount Vernon $1,100,000 Beautifully restored 1900’s home. 4 BR, 3+ BA, 3882 sq. ft. Equestrian property on shy 4 acres. Huge barn w/$250+K improvements. Covered parking for 10 vehicles. Desirable W. Mount Vernon area. MLS #902523 Call Charlie, 708-1415 or Jeannie, 708-9645

Corinne Cartwright 202-2397

G TIN LIS

Ayla Contois 610-1652

Jennifer Baker 220-1526

CALL US TODAY at 360-755-5555!

Willa Gilquist 253-318-6131

Steph Vervaart 755-5555

Traci Erickson Property Manager 755-5555

March 4, 2016

AMERICAN DREAM REAL ESTATE SERVICES, INC. 100’ Skyline Marina Moorage #887380 • $369,000

#847017 • $1,150,000

Views of the Bay

Investment opportunity #803327 • $5,475,000

100’ of the Finest Moorage Skyline Marina. 100’ Side tie slip on the east end of H Dock includes slip #’s H11 and H13 in condo 18 at Skyline right across from Fuel dock. The Closest mainland Marina to the San Juan Islands with unusually deep bottom at 40’ for deep draft vessels also offers 150 amps of power for your Yacht. Secure moorage with gated entry to marina, clubhouse, laundry, restroom, and shower areas. Also included is membership to Flounder Bay Yacht Club & Skyline Beach Club.

Own your own beach 96ft of water front property. Views of the Bay, Sound & Mountain. Open floor plan with vaulted ceilings, hardwood flooring, hickory cabinets, granite kitchen & bath counter tops. Stainless Appliances, Double dishwasher, on demand hot water, 2 master bedrooms, 2 kitchens, bathrooms have radiant floor heat, fireplace in master bedroom, built in vac, sec system, Travertine tile, washer and dryer avail both floors for mother in law unit. Theatre room. BBQ RM with outside deck.

Successful business and investment opportunity. All 150 RV sites+5 cabins and additional sites condominiumized capable of being sold off for high returns. Pioneer Trails RV Resort is famous for its perfect location, and attracts loyal patrons from around the world. Peaceful and secluded, this development and business opportunity is primed for investment. Located between Seattle, San Juan Islands, North Cascades, and Vancouver BC. Video available on virtual tour.

Cozy little triplex #575126• $160,000

For Lease- Light Industrial #887349 • $3,400

Nice 3 bedroom 1 bath #900015 • $166,000

Cozy little triplex in great location. Perfect piece of investment property. All three units have leases in place and brings in $1650 a month in rents. It needs a little freshening up but is still a sound investment.

For Lease- 6600sqft free standing Prime Light Industrial building. Property is just of I-5 at Anderson Rd. Approximately 2200 sqft feet of air conditioned finished office, storage & bath. Wired for phone system and Internet service, Fiber optic & T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as office space and rest room. Ample parking and great location!

Nice 3 bedroom 1 bath Fannie Mae home in Mount Vernon. This terrific property is located right in Mount Vernon with easy access to schools, shopping, and the Hospital. Home features gas heat, hardwood floors, fenced yard with shed, large covered patio. Nice carport with extra sized RV carport too!

FEATURE HOME FROM COVER: 16945 HALL PLACE, MOUNT VERNON Brown McMillen Real Estate 235 W. Rio Vista Ave. Burlington, WA 360.757.6013 www.BrownMcMillen.com

Anacortes Office

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

Galen Kindred 360-770-7083

Well cared for 3 bdrm 1 3/4 bath. 1,792 Sq.Ft. Rambler. Newer roof, outside paint and windows. Separate dining room, large living room and all appliances stay. Professionally landscaped with fish pond and outbuilding. It sits on a large lot w/ fruit trees and a very nice deck.

“Fulfilling Northwest Family Dreams” 1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

$289,500

www.adrhomes.net

SMARTER. BOLDER. FASTER.

North Homes Realty Inc. 360.424.2100 • www.century21northhomes.com $14,950

OPEN HOUSE: SAT & SUN. 1-3 2619 Briarwood Circle, Mt Vernon. • 3 bdrms, 2.5 bths

$224,000 For details & directions, visit

MLS#462860

• Recreational lot • With power • Bring the RV • Great getaway

$379,000

MLS#807373

$229,900

$375,000 MLS#739492 • Investors!!! • Existing medical clinic MLS# 875796 • Busy location • Adj. lot included

• Mini-farm • 5 acres total • Outbuildings • 3 dwellings

openhouse.com

• Over 55 living • Private patio • RV parking avail • New carpeting

SOLD

$249,900 MLS#872619 $234,900 • Large corner lot • Oversized garage • 2 outbuildings • 1 acre • RV parking• Big Lake area • Vaulted ceilings • Cul-de-sac

$237,000

MLS# 688726

• 4.56 acres • Fantastic views • Lg kitchen w/island • Rec room Amy Harrison 360-913-5162 Amy Wickenhagen 630-9479 Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Duane Gish 770-9299 Jackie Lindeman 770-9080

March 4, 2016

RE-Weekly.com

$250,000

MLS#693257

• Zoned industrial • 1.41 acres, • 4 bedroom home • Great visibility

Jimmy O’Connor 853-6098 Josh Arunakul 360-982-3084 Kenda Furman 391-0030 Kimberly Gregory 360-941-0058 Margie Ernst 708-3198 Maria Mendoza 610-3309 Marlene Deasy 661-6720

Mel Strickland 206-948-4392 Mike Newman 708-1419 Nicol Macri 206-962-9475 Rich Jones, Mgr 425-791-2879 Richard Sundance 420-4046 Sandi Hocking 708-1523 Sandi Riley 770-8670

Real Estate Classes Starting soon Enroll today! 360-542-2121 Scott Heiner 540-7537 Sharon Stokes 661-6164 Shelley Camacho 708-4377 Traci Cypher 708-9481

New Credit Score Opens Door to ‘Credit Invisibles’ New score opens door to those with no credit records, or limited credit histories

right borrowers know that a higher credit score, an indication of creditworthiness, can help them qualify for more preferred loans and lower interest rates. Now, Fair Isaac Corp. (FICO), the company responsible for creating your FICO score, the credit score most valued and used by lenders, offers a new scoring program. FICO XD factors in alternative forms of data in order to qualify more consumers for credit. Used by 9 out of 10 lenders, FICO gathers data from traditional credit bureaus like the big three consumer reporting agencies – Experian, TransUnion and Equifax – and assigns a score between 300 and 850. However, some 26 million consumers are “credit invisible,” meaning they have no credit records, according to CFPB. An additional 19 million had credit records that have been treated as unscorable. FICO XD, introduced last year, uses non-conventional data, such as property data and telecom payment histories, to fill in the gaps for consumers who may 4

be slow to adapt the new model because they have their own legacy assessment systems in place, he said. FICO XD is not the only alternative credit rating product. VantageScore (backed by Experian, Equifax and Transunion), Experian’s Extended View Score, PRBC credit score and others compete with FICO. In addition, the nation’s largest morgage loan holders, FHA, Fannie Mae and Freddie Mac, all allow mortgage approvals for non-traditional credit reports, “although each has separate criteria,” notes Kevin Haney, president of A.S.K. Benefit Solutions, an insurance provider in East Brunswick, New Jersey. How, and even if, credit scores are have insufficient credit histories to generate calculated for lending decisions is under a traditional FICO score. The result? An scrutiny by legislators. If passed, the estimated 15 million formerly unscorable Credit Score Competiton Act of 2015 (HR borrowers can now be scored via alternative 4211) now before Congress would enable data. Freddie Mac and Fannie Mae to update “We’ve found that over one-third of these their requirements so that lenders could newly scored consumers now have scores consider alternative credit scoring models over 620, which is a common threshold rather than relying solely on FICO. for lenders,” says Joanne Gaskin, senior director of scores and analytics for San Meanwhile, to improve your Jose, California-based FICO. traditional FICO score, manage your The pilot program is geared toward credit wisely: fast-tracking credit card approvals and • Pay all bills on time not mortgages. But armed with the new • Keep balances on credit cards and score, Americans who obtain a credit card other revolving credit low and properly manage their payments for a • Open new credit accounts only as minimum of six months will get regular FICO needed scores, easing their path toward getting • Pay off debt; don’t just move it approved for a mortgage loan down the around road. • Don’t close unused cards as a Robert Harrow, research analyst with short-term strategy to boost your credit ValuePenguin, a personal finance website, says it’s too early to know what impact FICO score • Be patient. Negative information on XD’s might have on the mortgage market. your credit report, such as late payments, “While FICO may be presenting lenders a bankruptcy or too many applications for with a new scoring model, we’ve yet to see new credit, all take time to go away. it be applied,” says Harrow. Big banks may

RE-Weekly.com

March 4, 2016

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

BURLINGTON RAMBLER… Like new, 2 Br., 1.75 Ba, 1130 sf home, good floor plan w/laundry room, gas f/place & patio. Close to schools & shopping. $209,900. #831438

COUNTRY FEEL… Great location, pride of ownership. 3+ Bdrm, 3 Ba, over 2500 sf shop & dbl garage on shy 1/2 acre. Lg deck, garden area on a level lot. $359,000. #901699

NEWER SEDRO-WOOLLEY HOME ON 4.5 ACRES… custom home w/daylight basement, also spacious master suite & granite kitchen. 2 bedrooms downstairs, one full bath, rec room. 3 bay enclosed garage & wild life pool $424,500. #898498

THE CEDAR’S 55+ COMMUNITY!… updated 2 bdrm, 1.75 bath condo. Spacious living rm, kitchen w/ stainless appl, pantry & nice dining area. Central air, new hot water heater,& deck. $205,000 #893107 BEAUTIFUL NEW HOME… just completed! 2,325sf Rambler w/hardwood floors, granite counter tops on almost an acre! $389,500. #862075 LEVEL 4 ACRE PARCEL… zoned Multi-family within the City of Mt. Vernon. Potential for various housing development, close to college, schools & medical. $130,000. #693883 BUILDING LOT… shy half acre in Sedro-Woolley city limits. Utilities in street, some marketable trees. Lot line adjustment is all that is needed to turn parcel into 2 lots.$69,900. #576834

WESTSIDE DUPLEX… cute older home converted to Duplex. Quiet, private location. Live in one unit & rent the other, priced to sell at $154,900. #870169 GREEN ACRES LIVING… 3 bedroom,1.75 bath, in the country, yet close to town. Large fully fenced backyard with room to play. $242,500. #860474 BUILD YOUR DREAM HOME… gently sloped 1.7 acre lot with lake & mountain views. Choose your plans & build. Utilities in street. $120,000. #700679 NEW PRICE! A FIXER… 3 Br., 1.75 Ba, classic home, perfect for a rehab loan. Hardwood floors, gas fireplace, large utility room, unfinished basement & generous lot. New on Market. Just $150,000 #886431

NICELY SECLUDED… 4 Bedroom, 2 Bath, Rambler surrounded by beautiful evergreen trees on an 1.67 acre lot near Sedro-Woolley. $289,500. #824068 ATTENTION BUILDERS… two acres zoned R-2 ready to be developed. Potential for 8 or 9 lot subdivision with utilities in street. Convenient to town. $585,000. #772211 BURLINGTON LOT… zoned general commercial. Perfect site for clinic or any professional use, sewer & water. Survey & elevations complete. $415,000. READY TO BUILD… 31 Lots in Nookachamp Hills near Big Lake. Water, Sewer, Electric & Natural gas to each lot. Priced from $84,000-$145,000. #746424 -#746695

Jodi Dynes Yvonne Brown Holly Hilts Galen Kindred

March 4, 2016

333-7783 840-4375 661-5538 770-7083

Jeff Ingman Shelah Inman Tim Reichert Fritz Inman

202-2859 661-0145 391-5587 661-0147

Kristen Tuttle Ron Wortham Mary Jo Reitsma David Parsons

RE-Weekly.com

708-8392 661-1500 770-6013 391-4008

2 DUPLEXES… in excellent condition in very convenient quiet location on Mt. Vernon hill. All units have 2 Br., & 1 Ba., Buy both or pick one. Each priced at $259,500. #814332 60 ACRES JUST $89,500!… wooded forest land just 4 miles from Sedro-Woolley. Great long term investment. $89,500. #891028 56 WOODED ACRES… Located across street from Skagit River in Concrete. Beautiful mountain views at a great price! $119,500. #891129 SPACE FOR RENT… Make this 480 sq. ft. place work for your business. Updated with security & parking. Some utilities paid. Rent $950 # 891442 READY TO BUILD… very nice full acre lot with water, driveway & 4 Br septic system installed. Already has approved building permit. $204,000. #890316

Travis Lohman Tod LeHecka Jan Scally Terri Heyntsen

661-4533 333-1032 421-5160 391-0938

www.WindermereSkagit.com VACANT LAND

RESIDENTIAL 7757 DILLARD AVE, CONCRETE

$89,900

Investment opportunity! Great rental with good renters. 3 beds, 1 bath, 1300+ SF. Quiet location at the end of the street. Large fenced yard, 2 car covered parking. Great family room with wood stove that has a beautiful surround. Call Geri Cole, 391-1614 #834565

300 N. OAK ST, BURL

$299,900

Turn of the century home offering beautiful millwork & character. Free standing gas stove, formal dining & living rooms. Lg. master suite. Wrap around deck, outbuilding & garage. Exterior access for large attached office w/ kitchen & bath. Great location. Call Linda Eastman, 202-4075 #865119

Thinking of Buying? We’re on it. Call us for a list of every home that matches your needs. 507 N. 1ST ST, MV

$324,000

Remodeled triplex located close to downtown, shopping & medical district, easy freeway access. Each unit is 2 beds, 1 bath. Open floor plans, light & bright, kitchen w/ breakfast bar & eating area. Lower level has an add’l 500+SF of space. 4 private storage spaces. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #827196

W NE

17325 OLYMPIC PL, MV 45877 DIVISION ST, CONCRETE

$115,000

Multi-unit property just became available for purchase. Great opportunity for investors or snowbirds wanting affordable living. Lower level unit move in ready. Spacious new kitchen & upgraded bathroom. Call Bette Thompson, 840-5109 or Don Neill, 420-4444 #901573

712 TRAIL RD, SW

$279,000

Development opportunity or fixer upper on this lush .83 acre lot in town. 4 bed, 1.5 baths, 1536 SF. Vintage home with multiple outbuildings. More info at www. SkagitValleyHomes.com Bill & Jannette Krieger 360-421-4446/Shawn & Tiffany Danley 360-298-4857 #886372

2520 S. 18TH ST, MV

$369,000

Come see this NW contemporary modified A-frame - a custom home perfectly suited to its site! Peaceful Skyridge community offers easy I-5 & Mount Vernon access, privacy & large treed lots – 3 beds, 2.25 baths, 2187 SF. Call Jim Glackin, 428-2828 #840992

$289,000

773 TELEGRAPH RD, BELLINGHAM

$379,900

Well-maintained 3 bed, 2.5 bath home with privacy in desirable Blackburn Ridge area. Living room w/gas FP. Main level bonus room as possible 4th bedroom. Property has stately evergreen trees & backs up to greenbelt. Fenced back yard & large deck w/gazebo. Call Warren Bingham, 770-2421 #895516

15408 STATE ROUTE 9, MV

17995 W. BIG LAKE BLVD, MV

$295,000

$447,900

NO BANK WATERFRONT, 140 feet of Big Lake frontage offering spectacular lake, mountain & golf course views. Approx. 512 SF. dock, large detached 3/4 bath house, RV parking. Over 1400 SF of living space, 3 beds. Beautiful cabinets with a Murphy bed can be used as an office or guest bedroom. Open floor plan. Call Linda Eastman, 202-4075 #890619

$529,000

South facing Samish Island Beach house just steps to the water’s edge. Great island getaway with 2 bed, 1 bath, walls of glass, expansive decks for entertaining, spa, and boat house/artist studio. Call Bill or Jannette Krieger, 421-4446 #869404

5798 CEDAR DR, BOW

9674 SAMISH ISLAND RD

$675,000

$699,990

Incredible property! 157 ft of medium bank waterfront. Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Call Sarah Minton, 770-3076 #804056

10219 HALLORAN RD, BOW

$960,000

Secluded 3.74 acres & 200 ft of waterfront including tidelands. Gorgeous view of Samish Bay & Mt. Baker. 4 bedroom, 4766 SF house is full of island charm. With a 2 bed, 2 bath guest house, garage with workshop & a barn. Wooded area with over 65 rhododendrons. Located on desirable north side of island! Call George Bellos, 708-9762 #827126

$1,150,000

Bay View home situated on 2.5 acres. 3800+ SF. of luxurious living space. 2 master suites. Designer kitchen with stainless appliances, double ovens, granite counters, & spacious island. Dining area with Bay & Olympic Mountain views. Lg Media, bonus room with .5 bath. Outdoor living area with a fireplace & wet bar. 44X32 attached RV garage. Call Linda Eastman, 202-4075 #897339

14259 BEAVER LAKE RD, MV

HOXIE LANE, ANA

ERSHIG RD, BOW

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-708-5030 425-319-7091

Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller George Bellos Geri Cole

360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607 360-708-9762 360-391-1614

Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233 Jim Glackin 360-428-2828 Jim Koetje 360-202-2500

830 BURLINGTON HEIGHTS DR, BURL

RE-Weekly.com

360-708-1010 360-840-9455 360-421-1189 360-202-4075 360-488-3458 360-708-5817 360-333-7197

$119,500

Stunning views of the valley, mountains & Skagit River. Gorgeous corner building lot with all amenities available and access from two streets. Call Linda Eastman, 202-4075 #852187

3474 OLD HIGHWAY 99 RD, BURL

$150,000

Beautiful 1.46 acre lot right off highway 99. Sewer, PUD and power in the road. Enjoy gorgeous views of Butler Creek from your backyard. Call Nathan Loeb, 333-7197 #774099

2849 FRANCIS RD, MV

$310,000

2.64 acres with approved 11 lot preliminary plat (Pinnacle Estates). Utilities are available at the property lines. Excellent location for new homes. Close to shopping schools & I-5. Call Jim or Balisa Koetje, 202-2500 #889990

DOWNEY ROAD, LA CONNER

$325,000

Rare 19.66 acres north of La Conner with lot certification. Enjoy the views of Mt. Baker & the Cascades from your new home & lease the balance out to a local farmer. This is a rare opportunity to own less than 40 acres in the ag zone with a building right. Call Jim or Balisa Koetje, 421-4111 #886835

$1,198,000

Beautiful 82.5 acre income producing hay farm. Well-kept 2 story home with large rooms. 2 barns with additional 24X36 shop. Large fertile garden with fruit trees, berries, & grapes. PUD water plus water rights. Don’t want to farm? Land lease is possible. Additional 35 acres of rental ground available. Close to town yet peaceful country living. Call Becky Elde, 770-9427 #875005

Josh Scott Karen Beckner Karine Anderson Linda Eastman Margy Furst Megan O’Bryan Nathan Loeb

$99,000

Beautiful 1 acre plateau lot in the country to build your dream home. Fabulous westerly views, perfect for your animals. Easy I-5 access for commuting. Lovely creek and super location. Call April Axthelm, 661-4947 #789314

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939

April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Dave Patterson David Mani

$62,900

Over 1/2 acre cleared lot ready for your new home. PUD water & electricity in street, soil logs for septic & lot certification completed. Private location close to Hwy. 20, Anacortes & Oak Harbor. Bring your building plans. Manufactured homes ok. Additional lots available. Call Jim Glackin, 428-2828 #842443

Double Truck

Beautiful 4,000+ SF home sits at the end of a private road on well-manicured grounds. This home has an open floor plan, with a tremendous kitchen built to entertain. Full finished day light basement & is equipped with large decks & patios perfect for entertaining. Come enjoy this peaceful & private home. Call Jake Koetje, 466-8045 #778282

13278 BAY VIEW LANE, BAYVIEW

Completely updated home in desirable location close to schools & shopping. 4 bedroom, 1.75 baths, custom tile in baths & slate entry. Beautiful fireplace, wood insert with slate seat. Brand new stainless appliances. Large bonus/rec room on lower level with a natural gas wall fireplace. Many other updates! Call Geri Cole, 391-1614 #902201

1910 farmhouse plus a 1980 Mfg home on 2 adjoining lots totaling 7.93 acres. Beautiful mountain & valley views, fruit trees, & rolling pasture space. Individual Septic systems for both properties; shared well between the 2. Lots of possibilities. 2254 SF, 4 beds, 2.25 baths. SkagitValleyHomes.com. Bill & Jannette Krieger 360-421-4446 Shawn & Tiffany Danley 360-298-4857 #855253

10934 SAMISH ISLAND RD, BOW

Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen Spencer Roozen

360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636 360-708-0634

Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

March 4, 2016

www.AnacortesRealEstate.com RESIDENTIAL N

2399 Skyline Wy #103W, Anacortes $520,000 Beautiful 3 BR, 1-3/4 bath ocean front condo. Ground level unit w/expansive glass & 10 ft ceilings. Island views you can see forever; extraordinary sea life viewing. Skyline Marina at your back door. Enjoy all the amenities of the Skyline Beach Club. Jack Dixon 360.941.5000 MLS# 872662

2209 Cascade Court, Anacortes $415,000 Views of the Bay & Mt. Baker from this 1,924 sqft home, located in the Forest Ridge PUD. 3 bedrooms, 1-3/4 baths. Vaulted ceilings with skylights. Large deck with gas hookup. All the grounds are maintained by the home owners association. Rick Bennett 360.202.2630 MLS# 900308

E IC

885 Shoshone Dr, La Conner $435,000 Enchanting garden waterfall will greet you & your guests. Incredibly beautiful home with spacious open floor plan & many windows take in view of marina & Rainbow Bridge. River rock gas log fireplace to warm cool evenings. Spacious kitchen features slab granite counters, raised panel cabinetry, & garden window - open to dining room with fireplace & wet bar. Hardwood floors, 9’ ceilings, skylights, & surround sound. Spacious lower level could be in-law apartment. 2 car + lg shop. Moorage available. Jackie Stone 360.661.2247 MLS# 884822 1600 5th St #D-162, Anacortes $135,000 Tucked away in stylish Old Town lies Anchor Cove Marina near restaurants, shopping, music & the vivid maritime culture of Anacortes. 55 x 15.5 (approx) slip includes marina amenities; tender storage area, sm boat moorage on dock, head pump out cart, wood shop, recycling for oil, fuel & anti freeze, laundry room, library, restrooms with showers, crab cooking station & social area with BBQ’s. Full parameter fence, elec security gate & harbormaster lives on site. Live aboard allowed for owners. Kathy Rogers 360.941.4400 MLS# 886608

64180 E. Cascade Dr, Marblemount $193,000 Wonderful, cozy & ready to use cabin with 128 feet of waterfront. Great for the weekend getaway or retreats. Cabin has cedar finishes throughout, vaulted ceilings, loft w/storage space. Lrg windows allow the sunshine in & the use of a large deck. Lot next door is incl & is parked out & has a fire pit. Berry bushes, garden sp & fruit trees. RV hookup & shop. This is a great place to relax. P63664 & P63665. Powered by gas generator. Home is being sold furnished. Some items don’t convey. Gina Davis 360.708.7794 MLS# 745803

ndermere Mortgage Services at (425) 268-7995

423 Armitage Rd, Decatur Isl $225,000 A wonderful sunny and private location for your mini-farm or island hideaway. Home is very charming with wood floors and trim, cozy wood stove, great bath w/jetted tub and separate shower and a gracious covered porch. Includes an amazing 36x48 shop, with 220 amp svc, heated floors, F/A heat, finished walls and also a 14x48 carport. Decatur Island is a short water taxi ride from Anacortes and property has access to a deep water dock, private airstrip and 10 acre waterfront park. DSL available. Sarah Jones 360.333.2783 MLS# 795950 2403 Skyline Wy #A-19, Anacortes $57,500 This is a 28 FT uncovered moorage slip allowing for up to 6-feet overhang for a total length of boat & appurtenances of 34’. Beam width is up to 14’. Slip A-19 is conveniently located at west end of Skyline Div 17 w/electricity & water available at the dock. It offers a secured gate access & designated parking for owners. There is a Dockmaster. Additional amenities are laundry & shower, plus benefits of Skyline Beach Club. Docks were updated in about 2009 & Marina dredged in 2011. Colleen Sargent 360.202.2155 MLS# 890528

Looking for a Rental? www.rentalswpm.com N

146 E. Meadow Ln, Decatur Isl $975,000 Remarkable home with superb Rosario Strait views from Mt. Baker to Mt. Rainier to the Olympics. Beautiful 2208 sq ft contemp house on 4 1/2 acres on high bank waterfront. Master suite with 3/4 bath and fireplace; 3 additional bedrooms with 2 baths; office; wine cellar; bunk room; spacious living area. Hot tub overlooking the view; outdoor shower. Part of the Whitecliff Farm community sharing 58 acres with trails, community garden, beach access, barn and equipment, meadows & forest. Gina Davis 360.708.7794 MLS#894305 430 Cayuse Pl, La Conner $299,500 Updated home w/2BR, an office & 3 bathrooms on a quiet street in the heart of Shelter Bay is handicap accessible. Mature Landscaping & a spacious deck set the stage to enjoy views of the marina & mountains. Open floor plan w/updated kitchen, new carpet, laminate floors plus vaulted ceiling & clerestory windows to bring in the light. Key living on the main level w/ lower level office or guest space plus spacious family room. Storage space is incredible. Oversized 2-car garage w/shop. Move in ready. Colleen Sargent 360.202.2155 MLS# 822950 NE

NHN Madrona Dr, Anacortes $149,000 Unstoppable views of the glistening Burrows Bay and beyond to the majestic Olympic Mountain range and surrounding San Juan Islands. Views countered by privacy from a greenbelt that run along the backside of the property. With over a 1/3 acre of land, the building options are endless; located in the desirable community of Biz Point and Sunset West. New survey is completed, floor plans designed and available. Lot accommodates access from both Biz Point Rd and Madrona. Colleen Craig 360.770.9638 MLS# 811492 3001 W. 3rd St, Anacortes $225,000 Exquisite views of sparkling waters and the surrounding San Juan Islands from this 8,800 Sqft building lot. Bring your creativity and build your dream home in an established neighborhood on the west side of Fidalgo Island. Only moments from the waterfront, parks, forest lands, nature trails and a local favorite, Little Cranberry Lake. All utilities in street. Kathy Rogers 360.941.4400 MLS# 817867 NHN South Shore Dr, Guemes Isl $550,000 This beautiful, no bank waterfront, two acre property is on the desirable South side of Guemes Island. Enjoy the wonderful sandy beach for campfires and watching the Guemes Channel boat traffic. The property is gently sloping and lightly forested and in easy walking distance to the store and ferry. Great vacation get-away and a place to build your dream home. Guemes Island is just a 6 minute ferry ride from Anacortes. Margi Houghton 360.202.0041 MLS# 815862

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2118 Meadows Ln, Anacortes $395,000 Come enjoy living in this great home! Large fenced backyard & spacious deck offers some good outdoor time, there’s an outdoor fireplace too! 4 bedrooms, 2-1/2 baths, open concept from living/kitchen area. Many quality upgrades throughout, such as teak hardwood floors, granite countertops and stainless steel appliances, stone fireplace. Close to town, trails & forestlands. Large shop space under house/separate entrance. Wonderful neighborhood - cul de sac. Cheryl Frazier 360.202.4789 MLS# 902869

179 Makah, Center Isl $49,500 Great “starter” property for those hoping to escape to the islands on a full or part-time basis. Current owners have built a small 10x10 shed, brought in power and water and have it all ready for your new cabin building plans. Island has two community docks, a private airstrip, full-time caretaker, clubhouse with restrooms and shower and three waterfront picnic areas. An easy water taxi ride from Anacortes, Center Island is a wonderful place for your second home! DSL available. Seller Financing. Sarah Jones 360.333.2783 MLS# 898470

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267 Cheryl Frazier 360-202-4789

March4, 2016

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon

360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000

Jackie Stone 360-661-2247 Jessica Notaro 360-202-1441 Joan Handelmann 360-202-4800 John Prosser 360-202-3891 Judy Moore 360-770-3515 Kathy Rogers 360-941-4400

Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton

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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041

Nate Scott Paul Necco Paul Weisz Rebecca Chamberlain Rick Bennett

360-708-2354 360-770-5989 360-391-7281 360-421-5021 360-202-2630

Rob Skelton Sarah Jones Vicki Cooley

360-488-3776 360-333-2783 206-949-1010

YOUNG BUYERS SHAPE HOME TRENDS

oung, first-time homebuyers may account for the lowest share of home sales in almost three decades, but their tastes and preferences are top of mind with those who build homes. The America Institute of Architects compiled a list of “10 Major Residential Design Trends for the Next 10 Years.” And, Pardee Homes also conducted research on home features that lure millennials, 25 to 34. Both studies find that defined rooms, such as a formal dining room or walledoff kitchen, are relics. In demand: open floor plans and flexible rooms that can be easily remodeled as a family’s desires and needs change. Practicality is often at the heart of millennial style choices, notes

Jamie Haley of Pardee Homes. “New homeowners can maximize their financial investment by increasing the longevity of the home’s lifespan,” she notes. This rings true to Cleveland area agent Mike Ferrante of Century 21 HomeStar, who says that new town homes that boast open floor plans, with only the bedrooms and bathrooms walled off, are popular with young buyers. But in Cleveland as in most other areas of the country, a big share of the housing stock is decades old. The first remodeling step some young buyers take is to “knock walls out between the kitchen and dining rooms,” says Ferrante. Sellers with an a old-style home can consult an engineer to determine which walls can be deconstructed and point them out to potential buyers, he notes.

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But it’s usually not cost-effective for a seller to make the change simply to entice buyers. “You’d be spending $10,000 to get back $5,000” in higher sale price, Ferrante says. Simple, de-cluttered décor is the best bet to evoke an open effect, he adds. Older homes are often set in urban or close-in suburbs that appeal to young buyers. “When they have children, millennials go to the suburbs, but they are less interested in a McMansion 30 or 40 miles away from downtown,” says Kermit Baker, AIA chief economist.

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STAT INCREASE IN MEDIAN HOME PRICE

4.1%

VISIT RE-WEEKLY.COM TO EASILY SEARCH FOR LOCAL REAL ESTATE LISTINGS!

4.1% Increase in Median Home Price in Washington 2014: Q2 -2015: Q2.

EASY TO USE TOOLS & THE MOST UP-TO-DATE INFORMATION FOR FINDING LOCAL REAL ESTATE

$266,900 Median Price Resale Home in Washington in 2nd Quarter.

Am I Hurting My Ability to Borrow?

their homes to cash. Generally, your income does not count, although that has begun to change. What’s important is your age and the equity in your home. The more equity the better. Check how much you might be available to you at the National Reverse Mortgage Lenders website. Search “reverse mortgage calculator” at We need a temporary loan to move from the house we’ve got to the house we want. We have a reversemortgage.org. limited amount of equity. Which would be better The calculator estimates the size of your for us, a reverse mortgage or a bridge loan? possible reverse mortgage and shows the fees you would pay. You will see that a reverse mortgage for a short-term loan of a few months is unlikely to be a good option because of the If you do not have significant equity in your up-front fees. home, it may be that neither option is available A bridge loan is secured by your current home, to you. Moreover, there are lower-cost choices to so you need equity to obtain such financing. To consider. avoid the Ability-to-Repay rule, a bridge loan can Under the federal Ability-to-Repay requirement last no more than 12 months, although a renewal (ATR), lenders must verify a borrower’s ability to or bridge loan from another source may be repay the debt. This rule applies to virtually all possible. Lenders will want to see excellent credit mortgage financing with two big exceptions: just in case you wind up buying a replacement reverse mortgages and bridge loans. home but are unable to sell the first property. Reverse mortgages are excluded because Here’s how lenders might calculate a bridge they’re a form of asset-based financing. A reverse loan. The property is worth $300,000. The lender mortgage is a loan for homeowners 62 and up requires that you have 20 percent equity. For that allows them to convert part of the equity in a $300,000 property, the maximum amount of

Question:

Answer:

March 4, 2016

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Source: Experian Market Intelligence Brief

Q&A

ASK OUR BROKER By Peter G. Miller

allowable debt is $240,000. Now imagine that you have a $200,000 mortgage balance. Subtract $200,000 from $240,000 and the result is $40,000 – the amount a lender might make available to you in the form of a bridge loan. How much will a bridge loan cost? Ask about the interest rate, up-front costs including points, origination fees and prepayment penalties. Ask about required monthly payments. Be aware of risks. What happens if your home does not sell in 12 months? Is there an alternative? If you have a home equity line of credit in place before the home is listed you might be able to borrow against that to buy a replacement property. A personal loan could be an option. As always, be sure to shop around and compare terms.

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C LAS SIFIEDS CL SSIFIEDS

Alpine Ridge Retirement Apartments in MV is accepting applications for 2 Bdrm apts. Income limits apply. 424-9622 for more info.

MOVE IN SPECIAL! Big Lake water view RV space. $250. Small pets ok. (206) 778-8147

IWantToBeRecycled.org

BUILDINGS, INC. 1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT

(7368) www.prpmrentals.com

La Conner Shelter Bay 3 Bdrm, 2 Ba, large garage, $1,195/mo. Avail. 4/1. Drive by 646 Muckleshoot Circle. Call for appt. 425-773-0573 M.V. 2 bdrm, 1 bath, gas heat, fireplace, garage, $1,050/mo + $1,050 damage deposit. No pets/smoking. 360-4249172. Studio style house. $675/month, $600 damage deposit, no pets/smoke. 421-2416.

1 bdrm, M.V. W/S/G pd. Storage room. Laundry onsite. No smoking/pets. $800. 360-708-1721

10 - March 4, 2016

TRUSTED LOCAL Construction Roofing Gutters www.spane.com

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CUTE 2 BEDROOM HOME

Must see cute 2 bedroom house in Sedro Woolley. Original hardwood floors through out. Within walking distnace to town and schools. Fenced in backyard. Appliances come with house. $185,000 OBO. Please call for an appt. (360) 899-5774.

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March 4, 2016 - 11

Danya Wolf ............ 360.708.8294 Suzanne Jenkins..... 360.941.2983 Sandy Everett ........ 360.202.3706 JoAnn Boudreau .... 360.391.0746 Donna Kurras ......... 360.770.7596

18870 QUAIL DRIVE, MV 87

$1,500,000 4624 BEAVER POND DR N, MOUNT VERNON

$445,000 4605 BEAVER POND DRIVE EAGLEMONT

$649,000

Elva Hunter ............ 360.202.3086

Celia Miller............. 360.391.6065

John Hunter ........... 360.202.3854

Brett Tacker ........... 360.840.7931

Shirley Bertholf ...... 360.840.1863

Russ Lanker ............ 360.708.1117

Carla Fischer .......... 360.982.0010

Patricia Box ............ 360.941-9186

2907 BROADWAY, MV

$245,000

S RE

Street of Dreams home built in 1990 by Nordic Construction.180 degree view of valley, Mount Rainier, Olympics, and Mount Baker. Spacious, well-appointed Danya Wolf rooms throughout. Lots of light! Lovely 360-708-8294 portico to double door entry way with marble flooring. Double doors from entry to back yard with more view. Sometimes wildlife come to visit! Game room over looks family room and spacious kitchen to the north and Camano Island to the south, southwest. Multi levels inside & out. MLS#893504 3709 BEAL ST, BELLINGHAM $1,000,000

Simply beautiful charming rambler that backs to the 16th Fairway with captivating views. Impeccable Elva Hunter maintained custom home w/ 360-202-3086 outstanding features. Enter to open living room with gas fireplace. Formal Dining.Gorgeous main fl. master suite w/large walk-in closet 5 pc master bath. Gourmet kitchen w/granite and stainless steel, breakfast bar & eating nook.Upstairs bonus or 3rd bedroom. Lg deck for entertaining watching the golfers go by. Enjoy Eaglemont amenities of golf & clubhouse. Walking trails. MLS#900866

With attention to detail, wonderful home w/spectacular views of Eaglemont Golf Course! French Doors w/slate entry, Elva Hunter hardwood & carpet, living w/gas fireplace, 360-202-3086 formal dining. Fabulous gourmet kitchen solid granite island, beautiful cabinets, opens to Lg great room w/fireplace & box beam ceiling. French doors open to Large Deck that spans the entire house, overlooking the golf course. Eaglemont Community w/spectacular clubhouse & restaurant. MLS#815455

$59,950 1802 BAKERVIEW CT, MOUNT VERNON

600 REED ST #46, SEDRO WOOLLEY

Open House Saturday March 5, 10am to 2pm Spacious 3 bed/1.75 bath home in excellent quasi- cul-de-sac location. Home offers kitchen with pantry, natural gas heat, large yard, double car garage and plenty of extra parking! MLS#897527

$122,000 1804 BAKERVIEW CT, MOUNT VERNON

Danya Wolf 360-708-8294

Sandy Everett 360-202-3706

$599,000 15XXX MEADOWLARK LANE, MOUNT VERNON $ 95,000

COMMERCIAL/LIGHT INDUSTRIAL

2.55 acres of light industrial land located 1 block South of Meridian Street. Great I-5 visibility! The parcel is currently comprised of 6 sfr, of which 4 Sandy Everett 360-202-3706 are actively rented, generating a total monthly rental of approximately $4000.00 per month. (3713, 3711, 3709, 3705 Beal Street and 906 & 910 Baker Street) All tenants are on month to month or short term leases. This is a great opportunity to continue your revenue stream while finishing your final planning for the parcel. MLS#818713

20274 STACKPOLE RD, MOUNT VERNON

Lovely, well-cared for, manufactured home in a quiet, spacious family park. Home may stay in park (park approval required) or be moved. Shirley Bertholf Seller will consider seller-finance 360-840-1863 with down payment of $25,000 or more. Other financing available upon lender approval (contact info available at listing office). Enjoy 1456 square feet of attractive living space without taking on a huge mortgage -- the best of both worlds! This is a beautiful home and wonâ&#x20AC;&#x2122;t last.

$225,000 5624 SWIFT CREEK DR, MOUNT VERNON

Home is a fixer upper. Barn is on State Historical Registry. Fantastic view and great building site on this 4.92 acre tract. Fenced. Property sets nicely on the east side of and above E. Stackpole Rd. House has 2 bedrooms;1 bath; 1056 Danya Wolf square ft, built in 1910; effective year 360-708-8294 built is 1983; electric baseboard heat. MLS#867198

EAGLEMONT

Mount Baker view from one of the premier lots in beautiful John Hunter Eaglemont! Pre-Sale and Custom 360-202-3854 design your dream home with Irving Construction fine craftsmanship...wonderful open floor plan. Builder custom built 1806 and 1808 Bakerview Ct. # 794097 1804 BAKERVIEW CT. #LOT 170, MOUNT VERNON $165,000

All city amenities available at street; Danya Wolf including PUD water, electricity, 360-708-8294 natural gas, cable TV, city sewer and city garbage pick-up. Lovely evergreens and deciduous trees. Over 1/5 of an acre! Includes two tax parcels! MLS#863875 1230 ALPINE VIEW DR, MOUNT VERNON $382,500

Mount Baker view from one of the premier large lots (10972 Sq. Ft) Beautiful 15.5 acres in Bow! 3 possible in beautiful Eaglemont! Builder/ John Hunter bldg sites, 2 w/road access. Property has Owner will build for you or bring 360-202-3854 been replanted & offers seclusion w/ Donna Kurras your own builder! All utilities are in and ready for you southwesterly exposure. Well is in, just 360-770-7596 to build. Complete set of plans for a beautiful home needs power & pump. Perfect property on this lot is negotiable. Builder completed 1806 and to build your custom home or put a manufactured home 1808 Bakerview Ct. MLS#848246 on. MLS# 794546

Classic Eaglemont Rambler, beautiful situated on Golf Course with mountain Elva Hunter view. Attractive bright kitchen & breakfast 360-202-3086 area. Spacious living and dining with gas fireplace . Large master with walk-in closet & 5 piece bath. Low maintance lot . Lot of windows & large deck for entertaining. 2 car garage.. MLS#898482

$239,950 3004 BARRELL SPRINGS RD, BOW

1680 square foot Legacy two story home offers 3 upstairs bedrooms with 2 baths; plus 1/2 bath downstairs. Beautiful, spacious kitchen offers lots of cupboards,generous counter Danya Wolf space;stainless steel natural gas oven/ 360-708-8294 range; stainless steel dishwasher,and negotiable stainless steel refrigerator.Extra parking along generous double garage driveway;community park with sidewalks kiddy corner across the street with playground;benches and picnic tables;plus lots of grass upon which to play!Not Short Sale! MLS# 894609

EAGLEMONT PRE-SALE

Attractive, large lot in beautiful Eaglemont Golf Course community, close to brand new 20,000+ SF Elva Hunter clubhouse, dining and full fitness 360-202-3086 facilities. Complete plans for a beautiful home on this lot are negotiable. MLS# 475295 $167,000

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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