Real Estate Weekly | November 23, 2012 by Skagit Publishing

RealEstate weekly RESIDENTIAL • COMMERCIAL • RENTALS • LAND/ACREAGE

NOV 23-NOV 29 TWENTY-TWELVE FREE

INSIDE

THIS ISSUE

CHOOSING A PATIO MATERIAL PAGE 4

HOME INSULATION IS A SMART INVESTMENT PAGE 5

MAKE THE MOST OF SMALL BATHROOMS PAGE 6

14460 SUMMERS COURT, MOUNT VERNON Brown McMillen Real Estate 235 W. Rio Vista Avenue Burlington, WA 360.757.6013 www.brownmcmillen.com

Managing Broker Jeff Ingman (360) 202-2859

$795,000

27 Acres fronting on the North Fork of Skagit River with approximately 380 feet of low bank riverfront with its own boat launch in front yard. The historic 1875 home sits on a raised knoll with outstanding panoramic views of the river, valley and surrounding mountains. Home was professionally remodeled and added onto 14 years ago and is in very good condition. Ownership includes 4 separate land parcels. Listed at $50,000 less than current appraised value. #372578

FEATURED ARTICLE:

Q&A

NO-POINT, NOFEE OPTION PAGE 9

VINYL SIDING STILL A CONSUMER FAVORITE PAGE 9

CHOOSING A PATIO MATERIAL Curb appeal can have a dramatic impact on prospective home buyers. Landscaping improvements and renovations to the outside of the home create a strong first impression on buyers, who often feel a home with an appealing exterior has an equally... (cont. on pg. 4)

CLASSIFIEDS PAGE 10-11

YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES goskagit.com/reweekly

A supplement to the Skagit Valley Herald and the Anacortes American

Real Estate Weekly content sponsored by: Whidbey Island Bank

TABLE of CONTENTS Choosing a Patio Material

Pg. 4

Home Insulation is a Smart Investment

Pg. 5

Make the Most of Small Bathrooms

Pg. 6

Q & A: Ask Our Broker

Pg. 9

Vinyl Siding Still a Consumer Favorite

Pg. 9

Classifieds

Pg. 10-11

Pg.

To advertise in

RealEstate weekly

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or other Skagit Publishing publications, Call 360.416.2180 or E-mail ads@skagitads.com View this publication online at www.goskagit.com/reweekly ©Skagit Publishing LLC 2012 | All rights reserved. All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,

Mount Vernon - College Way and Urban Ave. E RIC Burlington - Burlington Blvd & E. George Hopper Rd. DP E Anacortes - 2202 Commercial Ave. UC Sedro-Woolley - 339 Ferry Street RED

or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings! 320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

ND LA NT A C VA

NEW

Mount Vernon $110,000 1+ acre view lot. Close to town in a quiet cul-de-sac. Mountain and farmland views. Soil test completed. Build your dream home today! MLS#421284

Mount Vernon $134.900 Affordable 2 BR/1.75 BA. Almost 1200 sq. ft. New hardwood flooring and kitchen countertops. Large corner lot with mature landscaping. Additional storage. MLS#398732 Call Pete, 708-6500

Call Wilma, 661-1631

W NE

Burlington $179,900 Lovely remodeled home. Swedish finish oak floors, slate kitchen floors. Beautiful new fixtures and fresh paint. Lovely fenced yard with gorgeous landscaping. Hurry and view, this won’t last long! MLS#420091

Elizabeth Detillion 708-8800

Steph Richardson 206-229-2668

Call Mike, 540-1341

November 23, 2012

Debbie Allen 708-8780

Burlington $149,000 Over 1700 sq. ft. 3 BR/1 BA home. Value is in the land. Prime location, right in town in the commercial area, M-1. Near City Hall, and the Fire Department. MLS#387073 . . FT SQ + 0 210

Bow $219,000 Beautiful 1700 sq. ft. rambler. 3 BR/2 BA and bonus room. New pellet stove, cabinets, countertops and carpet, and much more! Located on almost ½ acre. Enjoy all that Bow has to offer! MLS#370425

Call Elizabeth, 708-8800

RS DA CE E TH

Call Steph, 206-229-2668

E! SE ST U AM

G TIN LIS

Wilma Louia Designated Broker/Owner 661-1631

NE ZO IAL C ER MM CO

CE PRI LOW

Mike Welling 540-1341

Lyman $249,950 Elegant country home boasting all the charm of the yesteryear. Completely remodeled maintaining the original woodwork, flooring and hardware. Guest apt. over spacious 2 car garage. Large country kitchen w/ relaxing sun porch. Must See! MLS#417910

Charlie & Jeannie Boon 708-9645

Burlington $153,000 Great, stand-alone condo in The Cedars. Desirable 55+ Community. 1133 sq. ft., 2 BR/1 ¾ BA. Kitchen w/ center island & eating bar, large pantry. 2-car attached garage; RV parking. Lovely clubhouse for your social events. MLS#203303 Call Charlie, 708-1415, Jeannie, 708-9645

AY RB LTE E SH

Call Ron, 333-1045

Jim Stransky 708-1681

CY IVA PR

Kirk Campbell 770-7470

Pete McDougall 708-6500

Call Debbie, 708-8780

AL NT RE

La Conner $479,500 Beautiful Shelter Bay house. Approx 100’ of waterfront. 56’ Shared dock. 2 BR/2 BA, w/2035 sq. ft. Gourmet kitchen w/ granite counters. All Shelter Bay amenities. MLS#237028 Call Jim, 708-1681

Ivana Wood 770-3550

Mount Vernon $155,000 Roomy 3 BR/2BA home with 1782 sq. ft. on 1+ acre. Convenient location right on edge of Mount Vernon. Deck. Outbuildings. MLS#416805

Ron Van Pelt 333-1045

Shannon Henderson Office Manager

•Mount Vernon. 3 BR/1 ¼ BA home with wood fireplace, nice dining room w/ built-in hutch & rec room. Attached garage. $1,000 per month, $1,000 Security deposit. Pets negotiable. FOR VIEWING INFORMATION Please Call 755-5555

Jennifer Absten Property Mgt. Division

Jodi Dynes Property Mgt. Division

Traci Erickson Property Manager 391-2969

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Real Estate Weekly

November 23, 2012

Choosing a Patio Material Curb appeal can have a dramatic impact on prospective home buyers. Landscaping improvements and renovations to the outside of the home create a strong first impression on buyers, who often feel a home with an appealing exterior has an equally impressive interior. A patio is one area of a home that can boost a homeâ&#x20AC;&#x2122;s appeal while also providing a great place for current homeowners to relax outside. Many homeowners waver when choosing a material for their patio because each material has its own advantages and disadvantages. A backyard patio is a place where friends and family members can convene in the nice weather to enjoy dining al fresco. In the cooler months, a patio is a great place to gather around a fire pit and warm chilly toes while sipping mugs of hot cocoa. When designing a patio, homeowners must make a host of decisions, not the least of which is choosing a patio material. Wood, stone, concrete, paving blocks, and tile all can be used to create appealing and functional patios. Because of the widespread availability of concrete, pavers and wood, many patios are constructed of these materials.

Concrete Concrete is one of the more affordable patio materials. With stamped concrete, homeowners can enjoy more colors and designs than ever before, and new technology in tinting and styling enables concrete to look like other expensive stone materials at a fraction of the cost of stone. For the experienced mason, laying concrete is a relatively easy job. It may be more difficult for the novice do-ityourselfer because laying concrete requires knowledge of grading and also installing spacers correctly to deter cracking. Because concrete is not as labor-intensive as some other materials, homeowners may save some money if they choose concrete. Concrete is durable, but over time cracking is inevitable. Some concrete requires the application of a sealant every few years to protect coloring and durability. Around pools, concrete can become slippery when wet if an anti-skid agent was not applied with.

Paving stones Many homeowners gravitate toward paving stones because their varied texture and

November 23, 2012

shapes can create quite an appealing look in a yard. If installed correctly, pavers will not crack and it is possible to easily add on to an original design because of the portability of these stones. And because they can be moved, pavers can be repaired from underground and stones can be replaced without any demolition. Homeowners like that pavers can quickly make a yard look high-end. Although pavers can be installed as a do-it-yourself project, such installation can be labor-intensive. The ground needs to be accurately leveled and prepped before the stones can be placed to help ensure there is no shifting or movement. Polymeric sand should be applied and pushed into the joints between blocks to alleviate shifting. The sand contains a polymer that hardens and locks the blocks in place. Such detailed work is beyond the abilities of many homeowners, who typically pay a substantial amount to have the stones professionally installed. Though the sand may inhibit weed growth, weeds can still pop up between the blocks, so maintenance is necessary. Also, paving blocks are slightly uneven and they can loosen, which can prove a safety hazard to the elderly or young children who arenâ&#x20AC;&#x2122;t surefooted.

Wood Wood is often thought of in a raised deck scenario, but it can also be laid at ground level to create a low-lying patio. A wood patio can be unique and stained or painted in a variety of colors. It also may be less expensive to install than concrete or pavers. If the shape is relatively simple, a do-it-yourselfer also may be able to do the job without hiring a professional. Though wood is a good choice for many homeowners, it is one of the more maintenanceheavy materials. Wood must be routinely cleaned, stained and sealed. Even with the best care, wood can warp, splinter and chip. When surrounding a pool, wood may deteriorate after coming in contact with chemicals from the pool water. Though most wood is treated, it may be susceptible to boring insects and other pests. Creating a patio can add value to a home. The hard decision is selecting a patio material that fits your budget and gives your patio the look you desire.

Real Estate Weekly goskagit.com/reweekly

www.WindermereSkagit.com Windermere Real Estate/ Skagit Valley 1030 East College Way • Mount Vernon (360) 424-4901 • 1-800-849-7939

Home Insulation is a Smart Investment While investing in retirement is top of mind for many of us, there are other investments that can pay off over a longer period of time, like insulation. Home improvement specialists tell us that we can protect our home investment, too, with a spray foam insulation like the popular-selling, Icynene. This type of insulation can provide a complete air seal with optimal R-values, delivering up to 50 percent in monthly energy savings.

4520 SCOTT’S ALLEY, MV $168,000 Immaculate picket-fenced 3 bedroom, 2 bath craftsman rambler on a premium corner lot which backs up to the greenbelt. Covered front & back trex porches, Hardie board siding & custom maple cabinets. Call Karen Beckner at 840-9455. #400658

7119 TYLER PL, STANWOOD $284,000 Beautiful 2121 sq.ft., 2 story home with 4 bedrooms & 2.5 baths. Maple cabinets, tile, large master bedroom with 5 piece bath. Nicely landscaped, fully fenced back yard. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #388597

16792 STATE ROUTE 536, MV $184,900 Lovely remodeled 1 story home with 3 bedrooms, 2 baths, built-in cabinets, pine floors, ceiling fans & gas fireplace. Plus large deck, raised beds, garden shed & 2 car detached garage. All in the country with Mt. Baker view. Call Alice Hanson at 770-8791. #372960

21356 ROLLING RIDGE DR., SDW $285,000 Meticulously maintained residence in the pristine Rolling Ridge neighborhood. Approx. 2800 sq.ft. of spacious living, on over 1/3 acre. Call Elizabeth Miller at 420-3607. #366212 737 & 739 SAPP RD, SDW $299,000 2 units; MIL apt in one unit & both units have separate access from lower floor. Open floor plans setup for main floor living. 2-car garages with shop space, carports, RV parking. Fenced back yards with lrg decks. Call Linda Eastman at 202-4075. #376557

13 MADRONA ESTATES, CYPRESS ISLAND $299,950 Rare opportunity to own in the Strawberry Bay community of Cypress Island. Incredible views & common interest in the sandy beach. Charming cabin with 3 bedrooms; powered by solar, propane. More photos & info. at SkagitValleyHomes. 1406 DIGBY PL., MV $229,900 com. Call Bill & Jannette Krieger at 421-4446. #380538 21737 STERLING DR., SDW $327,900 Zero lot-line luxury view townhome close to hospital, golf 1-level home on 1 acre, 4 bedrooms, den, living & family course & shopping. All exterior maintenance & landscaping rooms, formal dining, 2 fireplaces, 3 baths. Court yard with hot performed by HOA for carefree living. Top quality design & tub, tennis court, 2 car attached garage, detached shop & large construction. Call Jim Glackin at 428-2828. #404913 1319 DIGBY PL, MV $235,000 outbuilding. Call Linda Eastman at 202-4075. #266058 Maddox Creek end unit townhome with 2 bedrooms, 2.5 baths & westerly views. Lovely landscaping. Open floor plan with kitchen with granite counters, skylight, alder cabinets & stainless appliances. 2 car garage. Call Karen Beckner at 840-9455. #357295

687 SEDONA LN., BRL $358,900 Custom built home with 4 bedrooms, 2.5 baths & 2300+ SF. Main floor master suite. Large bonus room. Gas fireplace. Beautiful landscaping with a full length deck for entertaining. Call Linda Eastman at 202-4075. #393769

7188 STEELHEAD LN, BRL $239,900 Lovely rambler on wonderful riverfront lot. Home has 3 bedrooms, 1.75 baths, master with bath & walk-in closet. Well insulated. Redwood siding & very nice patio, assorted fruit trees & 80 ft. of waterfront. Call Alice Hanson at 770-8791. #395637 1913 S. 18TH ST., MV $249,900 2 homes for the price of 1! 1772 SF, 4 bedroom, 1.75 bath rambler on a huge lot that includes a 598 SF, 2 bedroom cottage. Strong rental history on cottage. Great location, development potential. Call Megan O’Bryan at 708-5817. #409732

23397 COOTS COVE LN., BIG LAKE $409,000 Beautiful, low-bank property on Big Lake with bulkhead & dock. Includes upper lot for add’l parking & potential for MIL or shop. Cozy interior on two levels both with expansive lake views. Call Jim Glackin at 428-2828. #396492 4220 MONTGOMERY PL, MV $459,900 Beautiful custom residence in Park Crest. Approx. 3218 sq.ft., on over 1/3 acre. 5 bedrooms, 3.75 baths. Full attached 1 bed/1.5 bath MIL with garage & private entry. Call Elizabeth Miller at 420-3607. #363599

3618 TUNDRA CT., MV $249,999 2010 HiLine Home. 1940 sq.ft. with large master suite, 2 guest rooms. Open living area with vaulted ceiling, spacious cooks kitchen & SS appliances. Call Megan O’Bryan at 708-5817. #424110

9690 SAMISH ISLAND RD, BOW $2,450,000 Custom 6550 SF, 4 bedroom beachfront home on Padilla Bay. Slab granite in kitchen with wrap-around bar, Viking appliances. Media, exercise & family/game rooms. 4 car garage with car lift. Covered patio & moorage buoy. Clam, crab & fish. Call Warren Bingham at 770-2421. #395055

More information on this topic is available online at www.icynene.com goskagit.com/reweekly

Real Estate Weekly

November 23, 2012

Make the most of

small bathrooms Renovating bathrooms is commonly at the top of home improvement to-do lists. Though some rooms around the house may remain timeless, bathrooms, like kitchens, show their age (and era) much more easily, which could be why homeowners are always on the lookout for new ideas. Although many people may dream about creating a spa-type oasis in their homes, not everyone is lucky enough to have a large bathroom, much less a large budget for a full-scale renovation. Small bathrooms are common, particularly in older homes, but they needn’t force homeowners to compromise on style when renovating. Small bathrooms may be a half-bath on a main home level or even a full bath, depending on the home. By thinking creatively, homeowners can maximize their spaces and redo bathrooms in ways that bring out their best assets. * When space is at a premium, it’s best to look for fixtures and items that fit with the scale of the bathroom. Although you may want a large vanity and cabinet in which to hide all of your toiletries, this simply may not be

November 23, 2012

practical -- taking up most of the bathroom real estate. Instead, look for elegant pedestal sinks that have a much smaller profile. They’ll also help you control the clutter in the bathroom because there won’t be anywhere to hide it. * Use optical illusions to make the bathroom appear more roomy. For example, lay tile diagonally to create the impression of space. A large mirror will reflect the room back and make it appear much larger than it really is. * Select lighter hues in paint colors and accessories. Dark paints and fixtures could make the room feel cramped. Dark colors are generally used to make spaces feel more cozy. In a small bathroom, it may make the space feel claustrophobic. Instead, think light and bright and the room will instantly feel more airy. * Minimize wall hangings and keep fixtures smaller. Filling the walls with knickknacks may contribute to clutter and make the space appear closed in. Use decorative items sparingly. * If possible, store towels in a closet outside of the bathroom. This way you won’t have to devote

space inside the bathroom to a closet, leaving more room for other things. * While some people like the thought of a separate bath and shower, in smaller bathrooms this may not be possible. Instead, look for a combined shower and bath, or select a walk-in shower with a much smaller profile. * Windows are often welcome in bathrooms because of the ventilation they provide, but they could be a hindrance in smaller bathrooms because they take up prime wall space. Cover a window in a shower stall to free up space. Just be sure to install a venting fan to reduce moisture in the bathroom. * Maximize wall space if you need storage. Find cabinets that will fit beneath windows or be able to fit in thin areas between sinks and toilets. Over the toilet is prime area for cabinetry. * Consider a frameless shower. This is a partitioned area of the bathroom that’s set aside for the shower and is typically only cordoned off by a thin wall or piece of glass. Or a shower with no walls at all is the ultimate in space-saving. The entire bathroom floor is decked out in tile, and a portion is sloped toward a shower drain. * Think about installing a skylight if you prefer natural light, but there is no room for a traditional window. Thinking creatively can help turn a cramped bathroom into a space-saving and well-designed room homeowners desire.

A frameless shower can take up less space in a small bathroom.

Real Estate Weekly goskagit.com/reweekly

STAT ceos see the light

Percentage of nation’s top real estate brokerage executives who say they are “more confident” today about the U.S. housing market than in January this year. Source: Real estate tech company Imprev’s Thought Leader Survey

Brown McMillen Real Estate w w w. b r o w n m c m i l l e n . c o m

360.757.6013 800.869.7084

SMARTER. BOLDER. FASTER.

North Homes Realty Inc.

235 W. Rio Vista Avenue, Burlington

360.424.2100 • www.century21northhomes.com $247,500

MLS#389174

• Panoramic views • Over 1800 sf • Upgraded throughout • Walk to Hillcrest SPECTACULAR RIVERFRONT… 5 COUNTRY CLUB RAMBLER… NEW Br home on Pleasant Ridge w/27 PRICE! kitchen/bath,warm bright colors acres & it’s own boat launch. One of a thru-out, hardwood flrs, gas f/place. kind. $795,000. #372578 Base sound system .$329,000. #313474 4PLEX LOT… close to services, all MONEY MAKER… located near utilities available, ready to build. Pos- Western WA University. 8 stall car sible split to 2 lots & sell for residen- wash provides a steady income. 8.5%CAP rate $1,622,500. #420780 tial. $120,000. #353833 ACCESS TO TRAILS… if you like ALGER AND OLD 99.… Corner of high riding horses or ATV’s, you’ll love this traffic area (alger Tavern) Rambler, lots 18 acre bldg site w/welll on Lk Cava- of possibilities. Rural village Commercial zoning! $179,000. #324553 naugh Rd. $109,500. #310899 BORDERING STATE LAND… Lovely CLEARLAKE LIVING… lovely 3 BR, 20 ac. Mostly pasture surrounded by 2 Ba rambler over 1600 sf home forest,north of Burlington, well power, with a view in quiet neighborhood. $225,500.#366365 driveway in. $259,500. #336159 SHARP RAMBLER… newer kitchen, GREAT LOCATION… 1/3 acre, beaunew roof, granite counters, French tiful views, walking trails & Big Lk w/ doors to family room, private back- public access. Rural neighborhood. $69,500. #320568 yard. $215,000. #406538 SPECTACULAR VIEWS… of Similk PRIVATE 20 ACRES… secluded Bay & beyond. over 1 acre,water, bldg site, mostly level end of road power in street, desirable location property. $125,000. #297233 $175,000. #280881 Mary Jo Reitsma 770-6013 Dick Best 770-1491 Shelah Inman 661-0145 Fritz Inman 661-0147 Jan Scally 421-5160

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Evening Phone Calls Welcome

Jeff Ingman Phil Hurtig Tim Reichert Tod LeHecka Holly Hilts

202-2859 770-0787 391-5587 333-1032 661-5538

TURN OF CENTURY… loads of charm, wood flrs, high ceilings. Leaded glass windows. 4BR, 1.75 Ba, over 2700sf. Needs some TLC. $274,500. #422217 SKAGIT FLATS… beautiful 1905 farmhouse completely new/upgraded insulation, wiring & roof in 2006. 100% structurally sound, secluded,great views. $535,000. #379991 PEACEFUL 55+ PARK… spacious Dble Wide , painted inside/out, new roof, skirting. 2 bdrm, 2 bath. Views/walking trails by Padilla Bay. $43,900. #61564 GREAT… business location in Brl. Bldg only 4 yrs old,includes 2 BR apt. $359,500. #286418 GREAT OPPORTUNITY… level piece of land in the city, zoned multi-family, 3 one story units can be built. $315,000. #208598 CONWAY BUILDING SITE… one of the only available fully permitted one acre bldg lots in Conway, ready to go. $129,500. #363667

Terri Heyntsen Ron Wortham Galen Kindred

391-0938 661-1500 770-7083

$250,000

MLS#324442

$429,000

MLS#405080

$9,500

MLS#133049

• Lg level lot • Beautiful views • Eaglemont home • Lg master suite MLS#340400 • 3 bdrms, 3 bths • Office/den • Excellent location • One level home $399,000 • 8 Res units • Long term tenants, $149,500 MLS#384079 • 1 Comm unit • Build to suit $145,000 MLS#302825 • Parklike 1.30 acres • Large shop • Private 40 acres • Survey done • Spacious 2 bdrm home • Huge deck $57,900 • Lots of trees • Close to rec areas • Detached garage • Garden area • Patio • Close to all amenities

SOLD

• Glenhaven • Vacant lot • Peekaboo lakeview • Acess to lake

REAL ESTATE CLASSES STARTING NOW! CALL SCOTT $155,000 MLS#367507 • Zoned commercial • Over 2800 sf $229,900 MLS#404985 360-540-2121 • 140’ Hwy frontage • Parklike 2.7 acres • 24x48 shop • In-home business

Anita Kohl 961-7795 Dawn Hardman 540-0058 Diane Weyer 424-2100 Duane Gish 770-9299 Dominic Pettruzzelli 333-5210 George Herner 840-3743

Real Estate Weekly

• 2 bedroom home • Close in location

Jackie Lindeman 770-9080 Jeff Dowrey 661-2161 Karl Morse 395-5405 Lisa Wondoloski 443-975-9426 Lorie Groth 425-422-7145 Margie Ernst 708-3198

Marlene Deasy 661-6720 Mike Newman 708-1419 Noli Goode 630-6527 Pam Fields 982-0360 Rick Kiesser 770-1195 Sandi Hocking 708-1523

Sandi Riley 770-8670 Sharon Stokes 661-6164 Tamara Cooper 630-9127 Traci Cypher 708-9481 Veronica Lopez 420-0696

November 23, 2012

STAT dream gender gap

64 Percentage of women who believe homeownership is essential to the American Dream, compared to 52 percent of men who say the same. Source: TD Bank Home Buyer Poll, survey of 1,300 consumers across the U.S.

Now could be the time to sell a new home and earn a slice of the Real Estate pie. Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. â&#x20AC;&#x153;When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,â&#x20AC;? says Jessica Goodbody of Weichert Realtors. Let us help you meet your marketing goals by advertising your listings in Real Estate Weekly.

Call 360.416.2180 Today!

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November 23, 2012

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Q&A

No-Point, No-Fee Option QUESTION:

What’s a zero-zero mortgage, and should I get one?

ANSWER:

Zero-zero is the term given to mortgages that would be offered to borrowers under a government proposal to simplify the lending system. A zero-zero mortgage has no points and no fees. A point is equal to one percent of the mortgage amount, a sum paid at closing. Similarly, a fee is a flat dollar amount that is paid at closing. When you buy a loan today, you have to consider the interest rate, points and fees

associated with the mortgage. It’s common to get a rate-andpoints quote, or you can also get a quote without points – that’s called par pricing. As an example, you might get quotes at 3.5 percent and two points, 3.625 percent and one point and 3.75 percent and no points (the quote at par). For many borrowers, the higher rate is the best choice because they will pay no points at closing and not own the loan long enough to justify the upfront cost of a point or two. Still, comparing these rate-and-points quotes can be confusing, so the Consumer Financial Protection Bureau wants lenders to go further and offer mortgage quotes that include both points and fees, if any. Lenders would be entirely free to offer whatever loans and loan rates they want, but under the CFPB proposal, lenders would also have to offer a “no-point, no-fee loan option,”

Ask Our Broker By Peter G. Miller

or what everyone is now calling a zero-zero mortgage quote. Once borrowers have the zero-zero quote, it then becomes very easy to compare rates between different lenders. This means borrowers – who should always compare mortgage rates – will be able to stack up the offer of one lender against another. It is sometimes claimed that if the CFPB proposal is finalized in January, that loan rates will somehow rise. In fact, better disclosure will not increase mortgage rates in any meaningful way because the cost of disclosure is pretty much zero – it’s like saying that the cost of groceries is higher because the supermarket must total your bill.

Vinyl siding still a consumer favorite

Vinyl siding can mimic the look of wood shake and even logs on cabins. goskagit.com/reweekly

Vinyl siding is trusted by homeowners looking to add aesthetic appeal to their home’s exterior. Though vinyl siding may seem to be a cut-and-dry type of product, the vast array of vinyl siding colors and styles has created certain trends among consumers. Made chiefly from polyvinyl chloride, or PVC, vinyl siding is the most commonly installed exterior cladding for residential construction in the United States and Canada, according to the Vinyl Siding Institute. The history of vinyl siding can be traced to Ohio, where it was introduced to the exterior cladding market in the late 1950s by a private company. The process of mixing colors was done by hand, and the product was very inconsistent. New innovations in siding manufacture during the next few decades helped solidify vinyl siding’s place among cladding materials like shake, wood and aluminum. Vinyl siding comes in several different types. Here are the key variations. * Seamless vinyl siding: In the past, siding was created in specific lengths, requiring siding panels to overlap at points, often creating an unpleasant pattern. These points provided spots for insects, wind and moisture to infiltrate, leading to a weaker product. Today there are vinyl siding products that

have removed the seams, creating a more visually appealing and durable product. * Solid core vinyl siding: Even the best-made vinyl siding had a flaw: it was not rigid and generally didn’t lie flat against the surface of a home. Solid core vinyl siding alleviates that problem by having a solid backing on which the vinyl panels are attached. The core is then attached to the home. These products also boast a higher-than-average insulation rating because the foam core interlocks during insulation. This makes a solid barrier around the home. * Vinyl shake siding: Vinyl shake siding has been designed and colored to look just like real cedar shakes, but without the maintenance, such as powerwashing or staining, associated with a wood product. Vinyl shake siding offers the same benefits of other types of vinyl siding, but tends to look like it is an expensive cladding material. * Vinyl log siding: Log cabins may seem like an adventure. However, being surrounded by wood can have its disadvantages, most notably maintenance issues surrounding wood. Vinyl siding manufacturers have created vinyl log products molded directly from real lumber, providing a look that mimics real wood, like that used for a log cabin.

Real Estate Weekly

As vinyl siding continues to be a favorite among homeowners, certain trends emerge each year. While rich-colored siding was a popular trend just last year, homeowners engaging in siding renovation products are now turning more to warm, earthy colors. Expect to see more gold, clay, and warm red shades with trim colors only one or two shades off, for a monochromatic effect. Another trend involves a continued interest in renewable materials or siding comprised of some post-recycled consumer content. Energy conservation is also on the minds of consumers, and some areas of the country have modified building codes to require continuous insulation of home exteriors to prevent heat and cooling losses more effectively. As a result, more customers may opt for solid core vinyl siding to meet demands for home insulation. For homeowners who prefer a one-of-a-kind look to their homes, mix-and-match siding trends have developed. Mixing and matching siding styles can create instant curb appeal and an interesting backdrop for outdoor gardens and patios. Stone entryways mixed with vinyl siding as well as a mixing of traditional horizontal siding with vinyl shake or board-and-batten are also considerations.

November 23, 2012

2 bdrm 1 ½ ba, Burl., W/D hookup, W/S/Gas pd., no pets. Move in ready! 360757-2923.

WOODLAND APTS

1, 2 & 3 Bdrm Apts 2 x 1 ½ Town homes Covered Parking Complete Appliance Pkgs Sport Courts / Playgrounds Pet Friendly Call Today! 360-856-4803

Spacious 2 & 3 Bdrm 2 Ba WD, W/S/G/cable pd. $775/$875. No pets. 1827 E. Division MV. 360-961-3899 or 360-428-8980

1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com

1 bdrm, MV, safe & quiet, 1 1 bdrm lakehouse for rent. $1,000/mo. Avail now. level, near hospital. Corner of Call 360-422-6206 16th & Skagit. $690. W/S/G pd. 360-652-6560 1 bdrm Skagit River cabin, fully furn. incl. appliances & 1ST MO. FREE! 1, 2 & 3 dishes, heat pump, AC, exc. bdrm, MV, near college, onview of river, heated 2 car site laundry, reserved parkgarage/rec room. Located ing. W/S/G pd. Qualify today! west of Concrete. $1000 mo. Move in tomorrow! 428-3887 Call George at 360-391-1470 Anac. waterfront daylight Beautiful newer SW 3 bdrm, basement with 1000 sq. ft. 2 2 ½ ba, fenced yard, $1200. large lovely bdrms, full Call 360-220-6915. kitchen, bath, pet okay, includes: boats, dock, hot tub, New home for covered deck. $700/mo. 360Christmas! 610-2217 Choose from (3) Bdrm, 2 Ba homes. $1350-$1450. Cute downtown studios, www.skagitsolutions.com on bus line. Great MV or call 420-0606 or location $500-$550. 420-9808 to see ASK ABOUT OUR MOVE IN SPECIAL! Newer 3 Bdrm, 2 Ba, on pri360-941-6986 vate street, garage, applcs., Fairhaven Manor 757-2149 close to shopping & park, Norris Place 757-3060 $1400/mo. 360-661-6674 2 & 3 Bdrm Apts. W/S/G pd. Great location, some restric- ½ off 1st mo. rent! 2 bdrm, 1 tion apply. Call or stop in to- ba, cozy, well maintained house for rent in S.W., single day. car garage, extra storage, S.W. Newer 2 bdrm, 1 ½ ba, garbage disp., D/W, gas frW/D, 1 car garage, no dogs. plc., $895/mo., $850/ dep. $850/mo. Call Beth at 360- Call Piazza Realty, Property 708-8665. Mgmt 360-424-7368 SW 1 bdrm, downstairs, $650 + $400 dep. Cute & convenient, no smoke. 856-6737

10- November November 2012 10 23,23, 2012

3 BDRM, 2 BA homes avail. in MV. (360)391-3268 www.previewskagit.com/

Real Estate Weekly goskagit.com/reweekly REAL ESTATE WEEKLY goskagit.com /reweekly

RENTALS

Houses & Apartments. See our listings at www.skagitrentals.com Remax Property Mgmt. 823 N. 4th, Mount Vernon 360-424-3198

2 Bdrm, 1 ½ Ba, gas heat, W/D hook-up, garage, $795. Avail. Now. 1000-A Sterling St., S.W. 425-773-0573 Burl., 1076 Andis Rd., 2 Bdrm, 1 Ba, gas heat, garage, W/D, yard, $850 mo., $500 dep. 360-424-6974 MV 49 WILLOW LANE 1 bdrm, 1 ba. On-site laundry & storage. Ample parking. No pets. $650 incl. W/S/G. Avail now. Nice. 360-420-5700

Working in MV? Need a site for your RV? MV RV PARK has extended stay sites available. (360) 428-8787.

Are you trying to realize your dream of a home on acreage and can't afford the price of a new manufactured home? Call Manufactured Housing Resource for a solution to your problem. We have pre-owned homes and financing in place to help you. 360-855-2214

S.W. 2 bdrm, 1 ba, single car garage, W/D hook-ups. No smoke. $800/mo. 360-4249595 or 360-708-8664

BLACK SATURDAY SPECIAL OPEN 12-3

2107 Meadows Ln, Anacortes HUGE MASTER BEDROOM & BATH. This 4BD 3BA has recently had a face lift. Fresh landscaping, fresh paint, new carpets, new granite kitchen counters. This home has casual and formal living and a bonus room. A DREAM YARD terraced and fully fenced. Imagine a neighborhood barbecue in your backyard, on your deck with room to spare. Go to www.rondeboer.com for photo gallery. $339,960. Windermere Real Estate Whatcom Inc., Ron DeBoer 360-201-5282

FOR SALE BY OWNER $35,500

2007 Evergreen mfg home 44'x27', 2 bdrm, 2 ba, appliances including W/D, electric heat pump & A/C, shed, carport with covered walk-way in small park in Sedro-Woolley. Call 856-5578

RENT-TO-OWN this BRAND NEW certified built green 3 bedrooms 2 bath home in Sedro-Woolley. Enjoy lower utility bills and a small easily maintained landscape. Some of the many green built features include easy to clean ceramic tile and cork flooring, low flow dual flush toilets and a high efficiency natural gas furnace. For more information visit our website at skagitsolutions.com

RANCH RAMBLER 27930 Hoehn Road, Sedro-Woolley 32 LEVEL ACRES $369,000

ROOMY PRIVATE PARK-LIKE HOME 3BD/2BA home on 5 acres. Home has an open floor plan and skylights to bring the outdoors in. Enjoy privacy on the patio off the master bedroom. Kitchen features stainless steel appliances. Attached 2 car garage, carport, and RV parking. woodshed, shop/ garage. $289,900. Possible Lease Option. $4,800 Cash Down Payment, $1470 per month. 1/2 acre lot next door also available at $39,000. RE/MAX Whatcom County Keith Cook 360-739-5600 www.BuyerMax.com

615 Peterson Rd., Burlington 3 Bdrm, 2 ½ Ba, S.W. 1200 sq. ft., all applcs. incl. W/D, gas heat, gas water, single car garage, no smoking, small pet, $500 dep., $1050 mo., S/G pd. (360) 202-0359 th

MV, 1010 S. 16 St., 2 bdrm, 1 ba, near hospital, woodstove, attached garage, W/D, patio, yard, ground floor. $775/mo. $500/dep. 360424-6974

Warm indoor saltwater pool & spa, Clear Lake view luxury home, all util. pd., no pets/ smoke, $950. 360-856-6949

Do not miss this very nicely updated 3 bdrm, 2.5 ba home on 1.14 acres. A new roof, interior and exterior paint, floor coverings and so much more. Plus the property has subdivision possibilities. Call Josh Hart, 360-982-3086 MLS# 414403 $275,999 Re/Max Valley Homes

goskagit.com/reweekly REAL ESTATE WEEKLY goskagit.com/reweekly

RENT TO OWN 3 bdrm 2 ba + bonus room, 2 car garage, large fenced yard. Close to school & play fields. $1500. www.skagitsolutions.com 360-420-0606

RENT TO OWN Cute 3 bdrm, 2 ½ ba, 2 story, quiet MV neighborhood, great starter home, $1400. www.skagitsolutions.com 360-420-0606

New price for custom built 3 bdrm, 2 ½ ba w/family room off kitchen, dining room overlooks private backyard, fresh interior paint, oversized 2 car garage, circular drive. Acreage suitable for farming or livestock, some marketable timber. Possible lease option to buy. MLS 202725 425-985-9643 Terry Smiley Champions Real Estate

Real Estate Weekly

OWNER'S CONTRACT Owner's contract with $19,000 down - 5% interest, $900 per month payments, 35 year cash-out. Single level 3 bedroom, full bath, 3/4 bath, and 1/2 bath home, living & family room. Disabled access. Newer gas forced air furnace. 2-car garage. Large fenced yard. $169,000. RE/MAX Whatcom County Keith Cook 360-739-5600 www.BuyerMax.com

AUTOS 360-424-4567 REACH 40,000 HOMES WITH JUST ONE CALL! Plus... get your ad online!

November 23, 23, 2012 November 2012 -11 11

19945 PARSON CREEK RD, SEDRO-WOOLLEY

MEET THE TEAM!

$214,000 28260 LAKE CAVANAUGH RD, MOUNT VERNON $1500/MO./$189,000 AL! ENT N! R O TRY PTI UN /O CO LEASE

Jessie Cavazos……360-770-5623 Hablo Espanol Suzanne Jenkins…360-941-2983 Brett Tacker…… 360-840-7931 Sandy Everett……360-202-3706 JoAnn Boudreau…360-391-0746 Richard Dickman…360-420-3155 Jewell Gibbs…… 360-540-2257 Linda Dietrick……360-840-6771 Donna Kurras……360-770-7596 Chris Miller………360-333-1868 Russ Lanker………360-708-1117 Danya Wolf………360-708-8294 Designated Broker

Wonderful 1620 sq. foot home is located in a great area and offers a shop/garage, a detached studio, generous decking with hot tub; all WHO WE ARE… Skagit Tradition Realty, a family owned and operated real estate firm, has been serving the Skagit, Whatcom and Snohomish counties located on a generous fenced acre. Convenient distance yet removed from I-5. Equidistant from for more than 70 years. We are a full service real estate office highly proficient in a variety of fields, which include residential, commercial, property management, international transactions, first time home buyers and other real estate investments. Mount Vernon and Bellingham. MLS#334536

2905 TIMOTHY PLACE, MOUNT VERNON $1200/MO./$145,950 2600 E DIVISION ST #73, MOUNT VERNON L

Creative Financing. Just across the street from Bakerview Park. All appliances included. The home boasts brand new carpet and paint in all 3 bedrooms, living, dining and bonus room. Master has a full size bath. The other 2 bedrooms and 2nd bath are located at the opposite end of home from the master. Fenced yard and off-street Sandy Everett parking. MLS#362042 360-202-3706

502 SHADY LANE, MOUNT VERNON

$4,500 5241 RAZOR PEAK, MOUNT VERNON

T IEN G! EN IVIN V N L CONIOR SE

ION

E/ EAS

$19,900 2411 GRANDVIEW RD. SP#16, FERNDALE

Danya Wolf 360-708-8294

2 Bdrm mobile in Fairfield Mobile Court; 95% efficient newer gas f/a furnace, new gas water heater. Nice yard. MLS#421578

$205,000 2548 MACKENZIE RD, GOOSEBERRY POINT $200,000 9232 COLLINS RD, SEDRO-WOOLLEY

Suzanne Jenkins 360-941-2983

Beautifully maintained home shows pride of ownership both with interior work and outside landscaping. One of larger lots in Division V. Double garage and alley access allows for extra parking spot on site in back of yard. Lovely garden area plus separate fenced area works well as dog run and/or barbecue site. Sandy Everett Lots of light!. MLS#246070 360-202-3706

$269,850 14833 MOUNTAIN VIEW LANE, CONCRETE

$38,000

BUILD YOUR DREAM!

! CE

$149,900

ET RK

KO BAC

3 BDRM single wide Kit manufactured home with lovely cabinets, kitchen appliances; and laminate flooring. Beautifully decorated and maintained. Lots of built ins and storage. Carpeted bedrooms. Covered porch & deck. Vinyl windows. Open & bright. Space rent includes sewer, garbage, tv cable, and carport with storage building with Danya Wolf electricity and light. 55+ park. MLS#337840 360-708-8294

This huge, modern, remodeled triple-wide is located on a private .89 acre cleared lot, backed by trees. New floor coverings & paint are found throughout. The ground area around the home has been freshly graveled & a new deck & porch will be finished soon. The 25’X17” living room complements the 4 spacious BR & 2 full BA. The kitchen boasts newer appliances, tiled counter tops, an eating area & skylight. Bonus Rm off kitchen. $45 app Sandy Everett fee per adult applicant 18 & over. MLS#411048 360-202-3706

Stonebridge 55+ community. Quiet, deadend w/ gated access to walking trail. Vaulted ceilings, gas fireplace & sliding door to covered patio. Kitchen has walk-in pantry; master has spacious walk-in closet. Utility room w/ nice cabinets & large sink. Garage features cabinet storage & tool bench. MLS#421739

IDA DR, SEDRO-WOOLLEY

Danya Wolf 360-708-8294

$99,000 XXX OERTEL DR, BLAINE

BEAUTIFUL LOT - READY TO BUILD!

This is it! Last Available building lot (#25) in a desired area. Great 20X40 shop on site. Level lot is just shy of an acre with beautiful, mature trees. Community water system. MLS#419801

Beautiful 4 BDRM home with Saltwater view & with beach access. Large fenced backyard w/brick patio, hot tub, fire pit, 9 fruit trees, raspberries, strawberries, garden area & large evergreens. Open floor plan. Electric & propane hookup for range. Master bedroom w/retreat & deck that overlooks scenic Hale’s passage. Kitchen has island and lots of cabinet space. Master bath has double Suzanne Jenkins sinks, large soaking tub & shower. MLS#412892 360-941-2983

Sandy Everett 360-202-3706

$399,900 1601 N WAUGH RD, MOUNT VERNON

YEAR ROUND BEAUTY!

Beautiful low bank 50’ waterfront lot. Spectacular sunsets and views of the Straits of Georgia and White Rock. Great crabbing and clamming. Just the place for your dream home on Semiahmoo Bay. MLS#375264

Awesome location in the country, cute 2 bedroom, one story 1910 farmhouse with 9+ acres and great views all around. Features Vinyl siding, vinyl windows, barn, outbuildings, fruit trees, garden space and RV parking. MLS#408349

Suzanne Jenkins 360-941-2983

360.424.0300 or 800.697.4118

Brett Tacker 360-840-7931

$450,000 XXX MOUNTAIN VIEW LANE, ROCKPORT

INCOME POTENTIAL!

Two fourplex tracts for $150,000 ea & one five plex tract for $175,000. Building permit ready for thirteen (13) units. Or, administrative conditional use potential for prof/med offices. All utilities; incl off-site, fenced storm retention pond. Enjoy sunsets & Mount Baker view from this level 37,800 SF city tract. MLS#29133170

If you like beautiful mt. scenery & enjoy outdoor activities, you’ll love 2 lots in Sauk River Estates at gateway to High Cascades near North Cascade Hwy. Great place to relax around the BBQ and view peaceful mtns & close to Sauk Riv. Certified to build in 2003 & water/septic system on property. High water quality. MLS#412710

Richard Dickman 360-420-3155

$147,500

ROOM TO ROAM!

Danya Wolf 360-708-8294

PRICE REDUCED. Beautiful, wooded mountainous property located in the gateway to the Cascade Mountains. Two parcels 38.55 (P31040) ac & 3.31 (P31041) ac w/possibility to subdivide into two residential buildable properties. Easy walking distance to scenic Sauk River & adjacent to Sauk Richard Dickman River Estates. MLS#341205 360-420-3155

3780 E. College Way, Mount Vernon