Real Estate Weekly | April 22, 2016 by Skagit Publishing

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

CURB APPEAL TOUGH TO ESTIMATE LANDSCAPE VALUE

P. 4

7 STEPS TO MORTGAGE SUCCESS

P. 89

Q & A: ASK OUR BROKER

OPEN HOUSE: Sat. April 23 & Sun. April 24, 1-3pm FEATURE HOME: 22628 Mosier Road, Sedro Woolley

SEE PAGE 3 FOR MORE

Tod LeHecka, Brown McMillen RE Burlington

RealEstate weekly

A supplement to the Skagit Valley Herald and the Anacortes American

$414,500 360-333-1032

P. 9

CLASSIFIEDS P. 1011

APR. 22 5  APR. FEB. FEB.28 11,, 2016 2016

Re-Weekly content sponsored by: Northwest Fine Furnishings

PAGE

TABLE OF CONTENTS

Curb Appeal- Tough to Estimate Landscape Vale P. 4 7 Steps to Mortgage Success P. 8-9

Freestanding coat trees and wall mount coat hooks.

Q & A: Ask Our Broker P. 9

Hundreds of kitchen chairs 18”, 24”, 30” stools – Swivel, non-swivel, with backs or backless, finished or unfinished. Italian marble coasters with local maps & charts on them. Lots of benches.

Classifieds P. 10-11

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All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

Wooden desks & file cabinets. Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon

all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication. Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission. Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings! 320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

D AN TL N CA VA

Sedro-Woolley $124,950 4.71-acre lot. 1040 SF shop. 621 SF carport. Good producing well installed. Located 10 minutes north of Sedro-Woolley. Private area MLS #916222 Call Ron, 333-1045

W NE

Concrete $154,900 Need a shop? Very nice & clean 2 BR, 2 BA home w/ office/bonus rm. Roomy backyard with park like setting on .41 acres. Fully fenced yard. Garden shed, gazebo & fire pit. Full RV hookups. MLS #811932 Call Corinne, 202-2397

Sedro-Woolley $159,900 First time buyer or investor. 3 BR, gas forced air heat. Fresh paint in bedrooms & bath. New linoleum in bath, kitchen & laundry room. Fenced backyard. Long driveway all the way back to alley. Nice in town location. MLS #906044 Call Ivana, 770-3550

D AN TL N CA VA

G TIN LIS

Burlington $249,000 3 BR, 1 ¾ BA home on large lot. Double sided wood burning fireplace. Carport, patio & storage sheds. Easy I-5 access. Close to schools & shopping. MLS #928267 Call Wilma, 661-1631

Wilma Louia Designated Broker/Owner 661-1631

Mount Vernon $152,000 Unobstructed South-Southwest views of Olympic Mtns, Skagit Bay & farmlands. East side borders Little Mtn. Park. Property ready for building permit. All utilities paid for & installed to building site. Approved 3 BR septic. MLS #743621 Call Wilma, 661-1631

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Mount Vernon $255,000 2 BR, 1.75 BA rambler. Located in quiet location. Easy commute; minutes from I-5. Outside cellar to store canned goods w/smoker. Maddox Creek runs through the property. Garage w/attached room could be 3rd BR or office. Apple trees & garden spots. MLS #859850 Call Wilma, 661-1631

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Sedro-Woolley $1,200,000 Prime business/retail space on busy S-W intersection. 6 spaces total on ground floor, all currently leased. Upper 2 floors framed for 25-30 units. Gross rents $120,000+/ year. Cap Rate 8%. Adjacent parking lots plus on street parking. MLS #839065 Call Mike, 540-1341

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

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Bellingham $1,999,000 Three rare parcels of vacant land. Located beside Bellingham International Airport and close to Bellingham Bay. 25.12 acres altogether. Industrial zoning. Shaped almost as a square. MLS #876124 Call Willa, 253-318-6131

Corinne Cartwright 202-2397

Maggie deSouza 610-8413

Ayla Contois 610-1652

Jennifer Baker 220-1526

Sedro-Woolley $245,000 Fantastic location on quiet cul-de-sac. 3 BR, 1.75 BA. Unfinished bonus area ready for your ideas! Fenced yard and covered patio. RV parking. Outside sprinkler system MLS #919474 Call Elizabeth, 708-8800

Are you looking for a Property Manager? Call today at 360-755-5555!

Willa Gilquist 253-318-6131

Luara Kaestner 441-5099

Traci Erickson Property Manager 755-5555

IST

L April 22, 2016 EW

FEATURE HOME FROM COVER: 22628 MOSIER ROAD, SEDRO WOOLLEY

$414,500

Brown McMillen Real Estate 235 W. Rio Vista Ave. Burlington, WA 360.757.6013 www.BrownMcMillen.com

Tod LeHecka 360-333-1032

Newer Sedro Woolley home on 4.5 acres,. daylight basement, spacious master suite & granite kitchen. 2 Bedroom downstairs, 2.75 bathrooms, 3 bay enclosed garage & wild life pond. A Must See! MLS#898498

SANDI RILEY 770-8670

North Homes Realty Inc. 1048 ASPEN LANE, BURLINGTON, WA

$335,000

822 N. 14TH STREET, MT. VERNON

Sandi Riley 770-8670

$ 239,500

2410 FRANCIS ROAD, MT. VERNON

$424,500

TIN

OPEN HOUSE SAT. 1- 4 SHELLEY C. 708-4377 AMY W. 630-9479

OPEN HOUSE SAT. - SUN. 1-4 NICOLE M. 206-962-9475 SANDI RILEY 770-8670

CALL SANDI R. 770-8670 • UPDATED/UPGRADED THROUGHOUT, PARK LIKE .640 ACRE SETTING • 3 BD., 2.5 BA., FAMILY RM., 2 GAS FPL., NEW BAMBOO FLRS.,TILE ROOF • APPROVED/ LEGAL APARTMENT + HUGE SHOP, R.V. HOOK UP, LOADS OF PARKING

• TURN KEY HOME 3 BEDROOMS, DEN/OFFICE, 2.5 BA, MASTER ON MAIN LEVEL, VAULTED CEILINGS, COVERED PORCHES • FIREPLACE, OPEN CONCEPT KITCHEN, FULLY FENCED YARD WITH FIRE PIT!

• OUTSTANDING LOCATION ON QUIET STREET, CLOSE TO ALL SERVICES • 3 BD., 1.5 BATHS, W/LG. FAMILY ROOM W/ FPL. • NEWER 30 YEAR ROOF, MUCH NEW INTERIOR PAINT, WESTERLY SUNSET VIEWS!

2610 E. SECTION ST. “LITTLE MTN. ESTATES” MV $47,500

2725 E. FIR ST. “PARK VILLAGE” MT. VERNON $52,500 2725 E. FIR ST. “PARK VILLAGE” MT. VERNON

CALL SANDI R. 770-8670 • ENJOY 55+ LIVING AT IT’S BEST, “TOP 5” PARKS IN WA. STATE! • 3 BD., 2 BATHS, COMBO KITCHEN/DINING/FAMILY ROOM • HUGE STORAGE/SHOP BUILDING, PRICED TO SELL!

1030 E. FAIRHAVEN AVE. BURLINGTON

$375,0000

SANDI RILEY 770-8670 • COMMERCIAL/MEDICAL OFFICE BUILDING & LAND FOR SALE • INC. 3 LOTS, W/3 MORE AVAILABLE, PLEASE CALL • SOLID 3,000+ S.F. MULTI-USE BUILDING, PACKAGE PRICE FOR ALL 6 LOTS!

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CALL SANDI R. 770-8670 • WOODED GREENBELT BEHIND, LG. 1572 SQ. FT. “MARLETTE” BEAUTY • 2 BIG BEDROOMS, 2 BATHS, SUNNY KITCHEN W/ NEW APPLIANCES • FAMILY ROOM + DEN/OFFICE, GAS HEAT, CLOSE TO CLUBHOUSE!

1116 SHULER AVE., BURLINGTON

ING

PEND

April 22, 2016

LIS

$189,500 UN

SANDI RILEY 770-8670 • 3 BEDROOMS, 1 LG. BATH, PUGET POWER ENERGY PACKAGE • NEWER COMP. ROOF, LG. FENCED YD., QUIET CUL DE SAC • CLOSE TO UMBARGER SCHOOL & 2 CITY PARKS!

$52,900 UN

SANDI RILEY 770-8670 • NEWER ROOF & CEDAR SIGING, NEWER VINYL WINDOWS • SPACIOUS 3 BEDROOM, 2 BATH W/FAMILY RM. & GAS STOVE • NEWER GAS FURNACE & A/C, 55+ PARK BEAUTY!!

4491 PARK RD. SEDRO WOOLLEY

$309,500

ING

PEND

SANDI RILEY 770-8670 • HUGE GARAGE SHOP W/”IN LAW” APARTMENT/BONUS RM./HOBBY SUITE • CLOSE TO LK. WHATCOM 4.69 ACRES W/CREEK • NEWER 2 BEDROOM, 2 BATH W/LG. OFFICE/ DEN MANUFACTURED HOME

Curb Appeal

Tough to Estimate Landscape’s Value

onveniently, spring marks the start of both the gardening and home selling seasons. Research and the collective wisdom of real estate professionals keeps piling up linking better landscaping to improved home values. But unlike the annual “Cost Vs. Value Report” issued by Remodeling Magazine, there are no surveys linking specific plantings, like backyard trees, to a sale price boost. One thing for certain, though, homeowners don’t want their investment to wither away. “Many nurseries offer a one-year guarantee on woody plants – trees and shrubs,” says Missy Henricksen, of 4

the National Association of Landscape Professionals. For other types of plants, she adds, there is no hard and fast rule. When a landscaping firm is hired to install and maintain plantings, it’s not unusual for warranties on the material to last as long as a maintenance contract is in force. Homeowners who wish to maintain the landscape themselves would do well to “let Mother Nature do much of the work,” Henricksen says. Use plants native to your region, positioned in an appropriate spot, to help nature take a healthy course. Landscapes that require watering in an arid, water-restricted area can actually

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detract from a home’s value, Scott Robinson, president of The Appraisal Institute, points out. The landscape around a home should be in keeping with what’s typical in the neighborhood, says Robinson. “In a very high-end market, where landscape lighting and irrigation are standard, buyers are going to expect that,” he points out. They’ll seek a price concession of the amount required to make the landscape consistent with the neighborhood. While attractive landscaping that meets or exceed neighborhood standards may not bring a bigger sale price, it takes “significantly less” time to sell a welllandscaped property, says Robinson. April 22, 2016

RE-Weekly.com VISIT RE-WEEKLY.COM TO EASILY SEARCH FOR LOCAL REAL ESTATE LISTINGS! EASY TO USE TOOLS & THE MOST UP-TO-DATE INFORMATION FOR FINDING LOCAL REAL ESTATE

360.757.6013 800.869.7084

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

OPEN HOUSE • SATURDAY APRIL 23RD 12-3PM

10515 SAMISH ISLAND RD. BOW.

HOSTED BY: KRISTEN TUTTLE WELL DESIGNED..lg home in country setting on over 1ac.. Floor plan features a country kitchen, mstr suite w/ Private 1 acre setting w/spacious home. Wrap around soaking tub & f/place, exercise rm overlooking lg yard & porch. $585,000. #891540 extensive deck. $917178 $485,000.

HIGH QUALITY HOME…They don’t come any bet- MT. VERNON 1 LEVEL DUPLEX CONDO…3 bed, 2bath ter than this 4 bed, 4.5 bath home. Excellent condi- spacious condo w/ vaulted ceilings,hardwood floors, tion, extensive quality landscaping, great location! fireplace, & much more. RV parking available. MLS# MLS# 924967 $535,000 925005 $179,950

5 ACRE VIEW LOT.. on Bayview Ridge..beautiful westerly views of farmland, islands & bay. Great neighborhood w/established homes,close to I-5. $349,000. #905050 OUTSTANDING BLDG LOT..across the street from RegenceBlue Shield. Great site for clinic or any professional use. Lot is 164X210, sewer, water is in.$415,000. #178973 MONEY MAKER..automated car wash located near Western WA University. Priced for sale at 8.5% CAP on actual 2015 Net Income. Great investment at $1,466,000. #817963 BUILDING LOT..shy half acre in Sedro Woolley city limits. Utilities in street, some marketable trees. Lot line adjustment is all that is needed to turn parcel into 2 lots.$64,900. #576834

20 ARES WITH WATER..logged 20 years ago & has grown back with mainly Alder. Access road to property & share in community wesll. $89,500. TOP OF THE HILL..20 acres with great views to thesouth and west. Located near Sedro Woolley. Water share to community well includedt. $79,500. MLS # 890998 60 ACRES JUST $89,500!..wooded forest land just 4miles from Sedro Woolley. Great long terminvestment. $89,500. #891028 ATTENTION BUILDERS..We have 31 lots available with all utilities stubbed to each lot. Beautiful setting near Big Lake, priced from $84,000-$145,000. #746424 thru # 746695

Yvonne Brown Jodi Dynes Galen Kindred Holly Hilts

April 22, 2016

840-4375 333-7783 770-7083 661-5538

BURLINGTON PARK..excellent 1109 sf 2 Br.,2 Ba.,Markette home. Central air, gas heat, big living rm., + a 2 car garage. All appl., stay. 55+ park $85,000. #880695 BURLINGTON PROFESSIONAL BLDG…1579 sf bldg in great Burlington location. Currently a dental office, great layout for variety of businesses.Adjoining lot available. $285,000. #733399 BURLINGTON IN TOWN LOT..bring builder, lot complete w/engineering & 1800 sf plan approved. Convenient to town, schools & I-5. $59,000 READY TO BUILD..very nice full acre lot with water, driveway & 4 Br septic system installed. Already has approved bldg permit. $204,000. #890316

Jeff Ingman Shelah Inman Kristen Tuttle Fritz Inman

202-2859 661-0145 708-8392 661-0147

Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

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391-5587 661-1500 770-6013 661-4533

FULL ACRE BLDG. LOT..nice view setting near Big Lake with several other new homes nearby. Has approved bldg. Permit & public water available. $127,900. #907256 SPACE FOR RENT..Make this 480 sq. ft. place work for your business. Updated with security & parking. Some utilities paid. Rent $950 # 891442 ATTENTION BUILDERS..two acres zoned R-2 ready to be developed. Potential for 8 or 9 lot subdivision with utilities in street. Convenient to town. $585,000. #772211

Terri Heyntsen Tod LeHecka Jan Scally David Parsons

391-0938 333-1032 421-5160 391-4008

www.WindermereSkagit.com RESIDENTIAL 45877 Division St, Concrete $106,000 Multi-unit property just became available for purchase. Great opportunity for investors or snowbirds wanting affordable living. Lower level unit move in ready. Spacious new kitchen & upgraded bathroom. Call Bette Thompson, 840-5109 or Don Neill, 420-4444 #901573 NE

W NE

1834 S. 6th St, MV $217,500 Spacious house features a large living room with newer carpet, formal dining room, built-in cabinets, large kitchen with tons of counter space & a great breakfast area. 2 beds on the main floor & a large 3rd bedroom upstairs, main floor full bath, .75 bath off the huge utility room. New vinyl windows. Partially fenced & with a patio. Call Sarah Minton, 770-3076 #925903 712 Trail Rd, SW $279,000 Development opportunity or fixer upper on this lush .83 acre lot in town. 4 bed, 1.5 baths, 1536 SF. Vintage home with multiple outbuildings. More info at HYPERLINK “http://www.SkagitValleyHomes.com” www.SkagitValleyHomes.com Bill & Jannette Krieger 360-421-4446/Shawn & Tiffany Danley 360-298-4857 #886372 NE

300 N. Oak St, Burl $299,900 Turn of the century home offering beautiful millwork & character. Free standing gas stove, formal dining & living rooms. Lg. master suite. Wrap around deck, outbuilding & garage. Exterior access for large attached office w/ kitchen & bath. Great location. Call Linda Eastman, 202-4075 #865119

699 Brickyard Blvd, SW $299,000 This home has an inviting front porch. Rare 4 bedrooms, walk in bedroom closets, pantry, kitchen is open concept to family room with a new gas range, living room has a cozy gas fireplace, security system & the home is freshly painted throughout. Paved RV parking. 10x12 storage shed. Call Deborah McNeal, 707-8073 #924567

10219 Halloran Rd, Bow $960,000 Secluded 3.74 acres & 200 ft of waterfront including tidelands. Gorgeous view of Samish Bay & Mt. Baker. 4 bedroom, 4766 SF house is full of island charm. With a 2 bed, 2 bath guest house, garage with workshop & a barn. Wooded area with over 65 rhododendrons. Located on desirable north side of island! Call George Bellos, 708-9762 #827126

W NE

Double Truck 4711 Parkview Lane, MV $469,900 4 bedroom quality built home offers specialty millwork, chair railing & crown molding. A perfect butler’s pantry, formal dining room & great room off a designer kitchen. Private den with French doors, huge family/bonus room, high ceilings & over 2800 SF. Manicured yard, 3 car garage & 2 great patios for entertaining. Call Linda Eastman, 202-4075 #926801

1808 Tundra Loop, MV $309,500 Well maintained 3 bed, 2.5 bath home boasts a spacious living room with a gas fireplace, large dining room off the very spacious kitchen that features granite tile counters. Master suite features a full bathroom. Wonderful bonus room over the 24x24 garage. Fully fenced & huge patio. Call Sarah Minton, 770-3076 #923745 1119 N. Waugh Rd, MV $314,500 Sharp 4 bed, 3 bath home features a great floor plan & is located in a nice, quiet neighborhood. Kitchen opens to living room featuring a gas fireplace with built-in bookcases. Formal dining room, large kitchen features stainless appliances, upgraded solid surface counters, tons of cabinets & large island. Bonus room boasts a great view & sunsets. Call Sarah Minton, 770-3076 #881400 17995 W. Big Lake Blvd, MV $447,900 NO BANK WATERFRONT, 140 feet of Big Lake frontage offering spectacular lake, mountain & golf course views. Approx. 512 SF. dock, lg. detached 3/4 bath house, RV parking. Over 1400 SF of living space, 3 beds. Beautiful cabinets with a Murphy bed can be used as an office or guest bedroom. Open floor plan. Call Linda Eastman, 202-4075 #890619

13278 Bay View Lane, Bayview $1,150,000 Bay View home situated on 2.5 acres. 3800+ SF. of luxurious living space. 2 master suites. Designer kitchen with stainless appliances, double ovens, granite counters, & spacious island. Dining area with Bay & Olympic Mountain views. Lg Media, bonus room with .5 bath. Outdoor living area with a fireplace & wet bar. 44X32 attached RV garage. Call Linda Eastman, 202-4075 #897339

Our goal is simple: perfection. 4628 Eaglemont Dr, MV $569,900 Beautiful Eaglemont custom home with dual master suites. 5 beds, 3.5 baths, 3,692 SF. Perfect setup with its own back stair entrance. High-end finishes, wainscoting top & bottom floors, gorgeous chefs kitchen; granite, island, high-end SS appliances, hardwood floors in entry, kit, dining, & nook. 2 gas fireplaces, fantastic deck, flagstone patio & fire pit. Call Shawn & Tiffany Danley, 488-3858 #897205 NE

14259 Beaver Lake Rd, MV $1,198,000 Beautiful 82.5 acre income producing hay farm. Well-kept 2 story home with large rooms. 2 barns with additional 24X36 shop. Large fertile garden with fruit trees, berries, & grapes. PUD water plus water rights. Don’t want to farm? Land lease is possible. Additional 35 acres of rental ground available. Close to town yet peaceful country living. Call Becky Elde, 770-9427 #875005 1311 Mariners Place, Ana $1,199,000 Gorgeous sweeping views of the San Juan Islands, Guemes Channel, Rosario Straits & beyond. Designer kitchen w/double ovens, slab granite counters, s/s appliances, walk in pantry, Lg. master w/tile surround walk in shower. Theater, bonus & family rooms, 2 fireplaces, 2 decks plumbed w/gas, heat pump A/C, central vacuum, & 2nd laundry area. Call Linda Eastman, 202-4075 #885295

2107 Minnesota Ave, ANA $850,000 Stunning contemporary architecture warmed with fine wood & details. 3 beds, 2.25 baths, 2,882 SF. Home was designed to take advantage of the 180 degree water views from the living room, kitchen, & master bedroom. The large terrace is private & perfect for entertaining. Radiant floor heat, chef’s kitchen & custom cabinetry. Call Deborah McNeal, 707-8073 or Becky Elde, 770-9427 #923115

Looking for hom

For a free pr WA-CL 713524, OR-ML 5271

Amie Mani | NMLS ID # 404665 | branch manager/M

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939

April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Dave Patterson David Mani

360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-708-5030 425-319-7091

Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller George Bellos

Amie M Download my smartph

360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607 360-708-9762

Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233 Jim Glackin 360-428-2828

Jim Koetje Josh Scott Karen Beckner Karine Anderson Linda Eastman Margy Furst Megan O’Bryan

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360-202-2500 360-708-1010 360-840-9455 360-421-1189 360-202-4075 360-488-3458 360-708-5817

Nathan Loeb Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen Spencer Roozen

360-333-7197 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636 360-708-0634

Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

April 22, 2016

www.AnacortesRealEstate.com NEW COMMERCIAL!

W NE

4503 Bryce Dr, La Conner $375,000 A sense of tranquility abounds in this 3 bedroom, 2 bath Skyline rambler. Plantation shutters throughout create a sense of privacy and relaxation. Open and flowing floor-plan unify the large kitchen w/king sized eating bar, dining room and over-sized living room w/fireplace. A refined master suite w/double closets; sun-dappled deck is great for entertaining and overlooks the large level backyard. Enjoy all Skyline amenities including the cabana, tennis courts, Tug Boat Park and the club house. Colleen Craig 360.770.9638 MLS# 923980

OPEN HOUSE SAT, APRIL 23RD 12-3 430 Cayuse Pl, La Conner $299,500 Updated home w/2BR,an office & 3 bathrooms on a quiet street in the heart of Shelter Bay is handicap accessible. Mature Landscaping & a spacious deck set the stage to enjoy views of the marina & mountains. Open floor plan w/updated kitchen, new carpet, laminate floors plus vaulted ceiling & clerestory windows to bring in the light. Key living on the main level w/lower level office or guest space plus spacious family room. Storage space is incredible. Oversized 2-car garage w/shop. Move in ready. Colleen Sargent 360.202.2155 MLS# 822950

me financing? I’m here to help!

re-approval, please contact:

Mani • 360.428.4626 hone app at: amie.mortgagemapp.com

Mortgage Consultant | WMS Series LLC/Skagit Valley

OPEN HOUSE SAT, APR 23RD 3-5 9006 Molly Lane 101-116, Anacortes $144,950 Great Bays Storage. 55 ft x 24 ft with 14 ft doors and 20 ft ceilings. Great storage for RV’s, boats, cars or small business. Gated with security. $10,000 Promotional Sales Credit through 4/30/16 for units #107, #108 & #109. Rick Bennett 360.202.2630 NEW COMMERCIAL!

904 32nd St, Anacortes $400,000 9000 SF commercial property within a block of Commercial Ave on busy side street. House has been remodeled with newer metal roof & furnace. Located next to busy medical clinic. Business not included in sale of property. Rick Bennett 360.202.2630 MLS# 925365 3653 Bottineau Pl, Oak Harbor $326,500 Charming 3 bed 2 bath Triple Wide Manufactured home on 2+ acres. Fenced area for dogs, some landscaping and a large Shop/garage. Plenty of room for all your toys! Walk in Pantry, Walk in closet and so much more!Large deck off front, smaller deck off back - Move in Ready - This one is a must see! Tracy Peterson-Foy 360.708.1833 MLS# 831324 2411 Skyline Wy #106, Anacortes $405,000 Spectacular panoramic views of Burrows Bay, Olympic Mtns, and the islands from this quality, low bank, waterfront condominium. Open floor plan concept: Living room with gas fireplace and access to a patio for entertaining, dining room with built in buffet. Remodeled kitchen with stainless appl. Master suite with master bath and lots of closet space. Second bedroom, bathroom. Secure parking garage & security system. Skyline Marina and Washington Park nearby. Great walking trails. Margi Houghton 360.202.0041 MLS# 884824

885 Shoshone Dr, La Conner $415,000 Enchanting garden waterfall will greet you & your guests. Incredibly beautiful home with spacious open floor plan & many windows take in view of marina & Rainbow Bridge. River rock gas log fireplace to warm cool evenings. Spacious kitchen features slab granite counters, raised panel cabinetry, & garden window - open to dining room with fireplace & wet bar. Hardwood floors, 9’ ceilings, skylights,& surround sound. Spacious lower level could be in-law apartment. 2 car + lg shop. Moorage available. Jackie Stone 360.661.2247 MLS# 884822

OPEN HOUSE SAT, APRIL 23RD 12-4 3905 Isle Wy, Anacortes $485,000 Enjoy wonderful, active views of Guemes Channel & San Juans from The Isles. The Isles is a new development that provides quality homes that are low maintenance, energy efficient & ecologically responsible. Custom cabinets of alder, fir wainscoting, cherry floors, slab granite, beautiful tiles, ductless heat pump, surround sound, designer carpet and fixtures are some of the features in this home. Clubhouse, waterfall, outdoor living area and maintained grounds. Margi Houghton 360.202.0041 MLS# 918368 4536 South Shore Dr, Guemes Isl $1,000,000 Beautiful, quality, custom home and 818 SF guest house on a stunning, shy one acre, low bank waterfront lot. Great room with vaulted ceilings, fireplace, dining area, with access to a patio. Kitchen with breakfast nook. Large master suite with master bath and sitting area. Great views of the islands, Guemes Channel and boat traffic. Southwestern exposure, wonderful gardens and a lawn in back to the beach. Garage w/storage rooms, enclosed carport w/windows, outbuildings for storage. Margi Houghton 360.202.0041 MLS# 893227

OPEN HOUSE SAT, APRIL 23RD 12-3 3320 Oakes Ave, Anacortes $1,299,000 This fantastic remodeled waterfront home overlooking the Guemes Channel has 180 degree view of islands & Mt. Baker. Home has 3 bedrooms, 2-1/4 baths; equipped with high end appliances, has a concrete deck & abundance of parking including room for an RV or large boat. Breathtaking views & spacious lot gives waterfront living a new meaning. Bill Robillard 360.770.4707 MLS# 882708 5138 West Shore Rd, Guemes Isl $699,000 Beautiful NW Waterfront Log Home located on Guemes Island with captivating views to the West. Perfect full time or vacation home with all the amenities including a staircase down to an alluring beach. Welcoming cooks kitchen with butcher block island. Home features: main floor living with updated appliances, many newer blinds, leaf guard gutters, work shop/crafts room, bonus of a heat pump and pellet stove. Short ferry ride from Anacortes to your island getaway. Kathy Rogers 360.941.4400 MLS# 767368 9772 Golden View Trail, La Conner $232,000 Imagine sitting on your deck with this view!! 100 ft of water front in a cottage designed for vacations. The floor plan is uniquely set up for entertaining with an open kitchen and living area, but two distinct living areas so your guests can have a living area of their own and even a separate entrance. This is an active VRBO. Kristi Gabrielse 360.420.3119 MLS# 870830 392 Chinook Wy, Center Isl $229,000 Beautifully maintained custom home with separate “bunkhouse”. Vaulted wood ceilings, an awesome loft bedroom, open kitchen and dining and enough deck space to make entertaining guests fun and easy with an outdoor dining area to enjoy of this lovely park-like setting. With nearby access to clubhouse, docks and common area; boating, crabbing and fishing is a “breeze”. Take the water taxi from Anacortes for a 30 min boat ride to the island. Sarah Jones 360.333.2783 MLS# 837702

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267 Cheryl Frazier 360-202-4789

April 22, 2016

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon

360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000

Jackie Stone Jessica Notaro Joan Handelmann John Prosser Judy Moore Kathy Rogers

360-661-2247 360-202-1441 360-202-4800 360-202-3891 360-770-3515 360-941-4400

Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton

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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041

Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett

360-708-2354 360-391-7281 360-421-5021 360-202-2630

Rob Skelton Sarah Jones Vicki Cooley

360-488-3776 360-333-2783 206-949-1010

Steps to Mortgage Success Mor tgage rates are at historic lows. Are you prepared to take advantage of them?

ou have decided to buy a home, perhaps the most important purchase of your lifetime. The next challenge: finding a good mortgage to pay for your piece of the American dream. The good news: there are many options. You can shop for a loan at the local bank, online lender or a lending institution out of state. Here are seven key steps: Check your credit Squeaky clean credit is the first step to qualifying for good rates. When you start the home-buying process, the first step is to make sure there are no red flags on your credit report. Paying monthly bills on time doesn’t automatically get you a stellar score. Factors such as amount of credit used in relation to available credit, or credit utilization ratio, can negatively impact your scores. It takes time to recover from bad credit, so start cleaning up at least six months before you begin shopping for a home. “There are number of free ways to check your credit,” says Ken Sears, director of housing finance and regional

of the National Association of Mortgage Brokers.

Start early

Aim to get prequalified for a loan. This does not mean that you are approved for a mortgage, but it will allow you to begin a discussion about loan options. You should explore all options for a mortgage and find the best deal out there. It’s important to know your budget before you start shopping for a home. Starting early also ensures that economics at the National Association of you seek out different options rather Realtors. than signing the first deal you get. When in doubt, seek credit counseling “Shop around for lenders,” Sears says. to help you identify any weaknesses and “Set up interviews with a credit union, figure out how to improve your scores. a mortgage broker and a retail bank and figure the rates that work best for Have all documents ready you.” Get your income and credit reports and collect all documents necessary. Prepare Do your homework a credit file before you start interviewing Overall, mortgage rate on are with lenders. historically low, making it a great time “A good credit file makes it easier to buy a home. to shop and compete with different The average rate on a 30-year fixed lenders,” says Rocke Andrews, president mortage was 3.58 percent for the

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April 22, 2016

Loan Lags: How Real are They? Question: We want to buy a home and lock-in today’s rates. Our lender warned us that because of new government regulations it may not be possible to close within the lock-in term, so we may want a floating rate. Just how bad are the closing delays?

Answer: Mortgage lenders and real estate agents braced for big delays in routine closings in advance of the October 2015 implementation of TRID, new rules designed to provide more information to homebuyers The TILA/RESPA Integrated Disclosure standards – also called Know Before You Owe – ran 1,888 pages and is undeniably complex. That said, lenders had almost two years to prepare. Most were ready.

The best evidence comes from Ellie Mae. According to the latest “Origination Insight Report,” the typical loan took 48 days to close in February, compared to 45 days in September 2015. However, some loans are closing faster. A typical refinance on average took 44 days to close in February versus 52 days in July. FHA refis took 43 days to close in January compared with 53 days in July. Conventional refis took 44 days to close in February as opposed to 52 days in July. If the problem were TRID alone, then one would expect purchase financing and refis to both be delayed but that’s not the case. It appears that purchase loans are taking longer but not refinancing loans– an oddity, since TRID impacts both types. In February, NAR said 10.4 percent of all closings were delayed immediatelly following the October rollout of TRID. The delays averaged 8.8 days, NAR reported. Whatever the cause, a delay in closing can be a real problem, since it can raise financing costs. Typically, according to NAR, a homebuyer locks in a mortgage rate 30 days before settlement. Locking in the rate insures against fluctuations, but the buyer must pay for this insurance. Typically, a buyer

ASK OUR BROKER By Peter G. Miller

pays a premium for each 15-day increment added to the base lock. If the settlement takes longer, they may need to pay for a rate extension, which is more costly than a rate lock. Homebuyers impacted by TRID-related delays may face higher costs due to longer rate locks or extensions. It is unclear whether lenders are absorbing these costs or passing them onto consumers. However, lenders would not absorb the costs of delayed moves and scheduling for both the buyer and seller. Talk to several lenders and ask about closing delays or problems they have had since October, and the cause of those problems. Have you shopped for a loan several places? You may find that some lenders have had better closing success than others.

timing and help you lock the best deal with knowledge and experience.” Get estimates New disclosures by the Consumer Financial Protection Bureau requires mortgage brokers to give customers an estimate. Ask for estimates so you can shop around.

week ending April 14, 2016. A year ago, the rate averaged 3.67 percent. Make sure you educate yourselves on what works best for you: a fixed rate or an adjustable rate mortgage.

Find a mortgage professional

Talk to friends and family for a referral to a mortgage broker. That’s the best way to find your agent. “Find someone with experience, someone whom you can trust to guide you,” Andrews, president of National Association of Mortgage Professionals, says. Online reviews are also helpful. Check if the professionals you are interviewing have NAMB certifications. “Talk to at least three people. Based on recommendations and your comfort level, pick one,” Andrews says. “An experienced mortgage professional will get you prepared and advise you on the April 22, 2016

Q&A

Have your down payment ready

It’s ideal to have a 20 percent down payment, but not mandatory. The Federal Housing Administration requires a 3.5 percent down payment. Other lenders ask for at least three percent of the loan amount. Start saving up for closing costs. You should also shop around for any local down payment assistance programs.

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CLASSIFIEDS Open House Sun. April 24th 1pm-4pm 402 N. Spruce Street $207,950

1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT

(7368) www.prpmrentals.com

BUILDINGS, INC. Commercial space in the Stanwood area for rent or lease. 2,400 sq ft total; 1,800 sq ft warehouse space, 1,600 sq ft office space, additional 1,200 sq ft mezzanine. $1,600 a month. Call Corki at (360) 629-4542.

TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

Owner financing available, 3 bedrooms 2 baths, Burlington. Move in today. Possible rent to own. Excellent condition. Call or text (360) 855HOME (4663).

Income Property For Sale In Mount Vernon $205,000 FOR LEASE OFFICE/STUDIO 1331 South 3rd Street Mount Vernon Just 2 Blocks South of Downtown 2 homes on the same lot, a 2 bedroom rambler and a 1 bedroom small home. Both in good condition and excellent rental history. 520 E. Highland. Shown by appointment only, do not disturb tenants. Call John (360) 303-0087.

10 - April 22, 2016

1,272 sqft, new flooring, carpet, paint, lighting & roof. 5 offices, 3 bathrooms, shower & laundry room, kitchen, reception area, lunchroom, Cat 5 network cable wired, ADT security. Existing plumbing in 4 offices. Call (253) 332-3657.

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WE DELIVER Print + Online + eEdition If you need assistance accessing the online or eEdition, call 1.800.683.3300

Online + eEdition (digital replica of newspaper) access is available at NO EXTRA COST to Skagit Valley Herald Subscribers. REAL ESTATE WEEKLY RE-Weekly.com

April 22, 2016 - 11

ICE

4605 BEAVER POND DRIVE EAGLEMONT

$639,900 2907 BROADWAY, MOUNT VERNON

$235,000

OPEN HOUSE: Sunday, April 24, 1 pm to 3 pm

With attention to detail, wonderful home w/spectacular views of Eaglemont Golf Course! French Doors w/slate entry, hardwood & carpet, living w/gas fireplace, formal dining. Fabulous gourmet kitchen solid granite island, beautiful cabinets, opens to OPEN HOUSE: Saturday April 23, 1 pm to 4pm Lg great room w/fireplace & box beam ceiling. French Spacious 3 bed/1.75 bath home in excellent quasi- cul-de-sac doors open to Large Deck that spans the entire house, location. Home offers kitchen with pantry, natural gas heat, overlooking the golf course. Eaglemont Community w/ Elva Hunter large yard, double car garage and plenty of extra parking! spectacular clubhouse & restaurant. MLS#815455 360-202-3086 MLS#897527

4518 EDGEMONT PLACE, MOUNT VERNON

$310,000

Carla Fischer Danya Wolf 360-982-0010 360-708-8294

18870 QUAIL DRIVE, MOUNT VERNON

$4000/MO

OPEN HOUSE: Saturday, April 23, 1 pm to 4 pm

Enjoy 180 degree views of Skagit Valley, Mount Rainier, Olympics, and Mount Baker. A gated drive leads you to a portico with double door entryway and marble floors, just minutes from town. This â&#x20AC;&#x153;Street of Dreamsâ&#x20AC;? home has lots of windows in spacious rooms throughout and Sandy Everett boasts a Hot Tub, Jetted Tub, Loft, Vaulted Ceilings, 360-202-3706 Walk-In Pantry,& closets. Wet Bar, Bath off Master & Central Air & Vacuum. 3 cat garage. Everything your dream home needs! Application fee is $58 per adult 18 yrs+ . MLS# 921975

OPEN HOUSE: Saturday April 23, 2 am to 5pm Incredible valley and mountain view from custom 3,000 sq ft 4 + bedroom, 2.75 bath home with granite kitchen counter tops; brick masonry heatalator fireplace; bay window off of living room; daylight basement; wraparound decking;and stair steps along easterly side of home. All nicely framed with fir,cedar, and maple trees, beautiful rhododendrons; and a circular driveway with lots of parking at the top! Best of both worlds: close to town yet private setting on park like 4/10 acre tract.. MLS#917099

Danya Wolf 360-708-8294

1809 TUNDRA LOOP, MV

$315,000

4004 APACHE DRIVE, MOUNT VERNON

$329,900

OPEN HOUSE: Saturday, April 23, 1 pm to 3 pm

Just 9 yrs old this 3 bed/2 bath Trumpeter Meadows one story home is waiting for you! Home features include ceramic tile; vaulted ceilings; beautiful natural gas fireplace; kitchen with lovely oak cabinetry and granite counters! ; well-maintained yard with privacy fencing, patio and pleasant territorial view; and Elva Hunter Danya Wolf a generous sized 2 car attached garage. 360-708-8294 360-202-3086 Welcome home! MLS #902342

3610 MOHAWK, MOUNT VERNON

$345,000

OPEN HOUSE: Sunday, April 24, 1 pm to 4 pm

Amazingviewsfromthisstunning4bed/2Bathhomeonaquietculde sac location offering an oversize yard with fruit and nut treesandlotsofroomtoplay!Thishomeoffersabeautiful kitchen with oak cabinets, SS appliances, gas range, built in microwave and walk in pantry, open concept floor plan; Master has soaking tub; separate shower ; a Shirley Bertholf walk in closet and own access to the expansive Deck. 360-840-1863 MLS #928931

OPEN HOUSE: Saturday April 23, 10am to 1pm Welcome home! Impeccably maintained, privately situated view home located on edge of cul de sac with extra parking. Slightly formal yet warm and inviting home offers valley view plus view of Mount Baker; tiled entry; lots of natural light, multitude of kitchen cabinetry;granite counter tops;hardwood Danya Wolf floors,pull out pantry;tremendous storage space; office/computer/family 360-708-8294 room/den offers fabulous views plus small loft; spacious master suite w/vanity and walk-in closet; generous deck;covered patio. MLS#906466

Please join us for the North Puget Sound Association of Realtors Open House Weekend! Look for the blue Realtor balloons! We look forward to meeting you! 3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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April 22, 2016