RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES
INSIDE RE-Weekly This Issue
CASHING IN ON A CASHOUT REFI
P. 4
LOOKING FOR STORAGE IN A TIGHT MARKET
P. 9
Q & A: ASK OUR BROKER P. 9
CLASSIFIEDS FEATURE HOME: 4220 Lupine Drive, Mount Vernon
SEE PAGE 3 FOR MORE
Megan O’Bryan, Windermere/Skagit Valley
RealEstate weekly
A supplement to the Skagit Valley Herald and the Anacortes American
P. 1011
$ 748,000 360-708-5817
FEB. 29 5 FEB. APR. MAY11, 5, 2016
Re-Weekly content sponsored by: Northwest Fine Furnishings
PAGE
TABLE OF CONTENTS
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Cashing In on a Cash-out Re-Fi P. 4
Live Edge benches Swivel bar stools Funky black cabinets Cheval mirrors Wooden logging truck toys More kitchen chairs Nautical coat hooks Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon
Looking for storage in a tight market P. 9 Q & A: Ask Our Broker P. 9 Classifieds P. 10-11
RE-Weekly.com SKAGIT PUBLISHING
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all dwellings advertised are available on an equal opportunity basis. For further information call HUD Toll Free at 1-800-669-9777. All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our
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Territory NW
Go to our website for a quick and easy way to search all listings! 320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153
OPEN HOUSE SUN. MAY 1ST 1-3PM 19938 Big Lake Rd., Mount Vernon $359,950 Dir: East on College Way, follow Hwy 9 South past Big Lake and turn Right on West Big Lake Blvd. Home on left. Perfect working farmstead on 4 pastured acres. Updated 1770 SF home w/4 BR, 1.75 BA. Open floor plan w/country kitchen. Mountain views. 1080 SF shop w/studio apartment feat. kitchen & bath. 12 x 14 greenhouse & outbuildings. Peaceful working environment. MLS #931948 Call Ron, 333-1045
D AN TL N CA VA
Concrete $89,900 Affordable 3 BR, 2 BA manufactured home. Newer windows & laminate flooring. Nice large lot w/mature evergreens. Located in Cape Horn community w/ community access to Skagit River. Live here for less than rent! MLS #894110 Call Debbie, 708-8780
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Rockport $167,500 Home in Sauk River Estates. Private location. Well cared for 3 BR, 2 BA home. Huge RV carport with hookups. Shy ½ acre. MLS #907760 Call Elizabeth, 708-8800
AL NT RE
Lyman $299,900 Well-kept 3 BR, 2.5 BA home. Daylight basement. Rec room downstairs. 2 car attached garage. 2 car detached garage. Full acre with outbuilding. MLS #916823 Call Jim, 708-1681
Wilma Louia Designated Broker/Owner 661-1631
Sedro-Woolley $159,900 First time buyer or investor. 3 BR, gas forced air heat. Fresh paint in bedrooms & bath. New linoleum in bath, kitchen & laundry room. Fenced backyard. Long driveway all the way back to alley. Nice in town location. MLS #906044 Call Ivana, 770-3550
Charlie & Jeannie Boon 708-9645
Jim Stransky 708-1681
Bow $549,000 5 BR, 4.5 BA, 2205 SF home. 3.7 acres. Open floor plan. Updated appliances. 2 car attached garage. Hot tub & swim spa. View of Samish Bay. Some marketable trees. MLS #923858 Call Wilma, 661-1631
Kirk Campbell 770-7470
Ron Van Pelt 333-1045
Elizabeth Detillion 708-8800
AL NT RE
Burlington $1100/month Country setting. Completely remodeled basement apartment. 2 BR, 1 BA, 920 SF. Stackable washer/dryer. Off street parking. One-year lease required. Water & garbage paid; home on septic. Small pet negotiable w/ non-refundable fee. Call Property Management, 755-5555
Ivana Wood 770-3550
Mike Welling 540-1341
Debbie Benjamin 708-8780
RE-Weekly.com
Burlington $1600/month Country setting. Completely remodeled main floor of home. 3 BR, 2.5 BA, 1853 SF. Wood burning fireplace. New kitchen appliances, flooring & paint. 2 car attached garage. One-year lease required. Water & garbage paid; home on septic. Small pet negotiable w/non-refundable fee. Call Property Management, 755-5555
Corinne Cartwright 202-2397
Maggie deSouza 610-8413
Ayla Contois 610-1652
Jennifer Baker 220-1526
Mount Vernon $200,000 Completed soil evaluation. PUD water & PSE available. ¾ acre building site. 2 miles east of I-5. Property adjacent to Lake 16. Conway school district. 10 seconds to boat launch. MLS #849169 Call Kirk, 770-7470
Are you looking for a Property Manager? Call today at 360-755-5555!
Willa Gilquist 253-318-6131
Luara Kaestner 441-5099
Traci Erickson Property Manager 755-5555
April 29, 2016
FEATURE HOME FROM COVER: 4220 LUPINE DRIVE, MOUNT VERNON
$748,000
Windermere Real Estate/Skagit 1030 E. College Way Mount Vernon, WA 360.424.4901 www.WindermereSkagit.com
Megan O’Bryan 360-708-5817
Beautiful, gracious Hilltop home on .79 acre. Recent high-end full remodel created a true Street of Dreams showcase home. Gourmet kitchen with slab granite, commercial appliances, hammered copper farmhouse sink. Master suite with library, incredible spa bath, wet bar, office, dressing room/walkin closet. Multiple outdoor living areas, professionally landscaped grounds. MLS #925643
360.757.6013 800.869.7084
Brown McMillen Real Estate
w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington
OPEN HOUSE • SATURDAY APRIL 30TH 12-3PM
PRIMO MOUNT VERNON HOME…High quality home inside and out. 4 bed, 4.5 bath on large corner lot. Beautiful landscaping w/pond. 3 car garage. $535,000, MLS #924967 WELL DESIGNED..lg home in country setting on over 1 ac.. Floor plan features a country kitchen, mstr suite w/ soaking tub & f/place, exercise rm overlooking lg yard & extensive deck. $917178 $485,000. BIG LAKE AREA..level full acre bldg. site currently in pasture. PUD water & electric available, fronts on paved street. $150,000 #927385 READY TO BUILD..31 Lots in Nookachamp Hills near Big Lake. Water, Sewer, Electric & Nat’l gas to each lot. Priced from $84,000-$145,000. # 746424 -#746695 BUILD YOUR DREAM HOME..gently sloped 1.7 acre lot w/lake & mtn views. Choose your plans & build. Utilities in street. $120,000. #700679
Yvonne Brown Jodi Dynes Galen Kindred Holly Hilts
April 29, 2016
840-4375 333-7783 770-7083 661-5538
10515 SAMISH ISLAND RD. BOW. HOSTED BY: SHELAH INMAN
SKYLINE ONE LEVEL CONDO..2 Br, 2 Ba, laundry area, Private 1 acre setting w/spacious home, shop, newer spacious living room open to kitchen & dining area. Private patio, storage rm & single car garage.Convenient to kitchen & wrap around porch. $585,000. #891540 trails, beaches & More. $185,000. #927486 5 ACRE VIEW LOT.. on Bayview Ridge..beautiful west- 56 WOODED ACRES… Located across street from erly views of farmland, islands & bay. Great neighbor- Skagit River in Concrete. Beautiful mountain views at hood w/established homes,close to I-5. $349,000. a great price! $119,500. #891129 #905050 READY TO BUILD..very nice full acre lot with water, BEAUTIFUL CRAFTSMANSHIP & VIEWS..!.. At the driveway & 4 Br septic system installed. Already has top of Brl Hill, over 4,000. SF & so many custom fea- approved bldg permit. $204,000. #890316 tures.Travertine tile floors, granite,radiant heat, ceiling LAKE CAVANAUGH-NO BANK WATERFRONT.. Gordetail & much more. $559,900. #873073 geous views from charming home beautiful wood FULL ACRE BLDG. LOT..nice view setting near Big floors, wood vaulted ceilings. Spacious kitchen, lg deck, Lake with several other new homes nearby. Has outdoor frpl & your own dock. $725,000. #810568 approved bldg. Permit & public water available. BURLINGTON IN TOWN LOT..bring builder, lot com$127,900. #907256 plete w/engineering & 1800 sf plan approved. ConveAFFORDABLE 20 ACRES..nicely wooded & includes nient totown, schools & I-5. $59,000 water share in community well. Acess road ends at edge of property, great privacy..$65,000. #891010
Jeff Ingman Shelah Inman Kristen Tuttle Fritz Inman
202-2859 661-0145 708-8392 661-0147
Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman
RE-Weekly.com
391-5587 661-1500 770-6013 661-4533
55+ PARK..neat as a pin, 1109 SF 2 Br., 2 Ba., home. Lg kitchen & separate dining rm. Laundry rm.,& corner lot.. Central air & 2 car attached garage. $85,000. #880695 LARGE MOUNT VERNON LOT!..edge of town living off Francis Rd., .32 ac lot has Sound and Island views to enjoy with your new home. $78,000. #709836 BURLINGTON PROFESSIONAL BLDG…1579 sf bldg in great Burlington location. Currently a dental office, great layout for variety of businesses.Adjoining lot available. $285,000. #733399 COMMERCIAL SITE..in excellent Mount Vernon location,paved street w/all utilities available and drainage installed. $437,000 #676549
Terri Heyntsen Tod LeHecka Jan Scally David Parsons
391-0938 333-1032 421-5160 391-4008
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Cashing In on a Cash-Out Re-Fi Why more borrowers are resetting their loans at potentially lower rates and converting equity into cash
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ith mortgage interest rates remaining at or near historic lows, it’s hardly a surprise that many Americans are refinancing their mortgage loans to reset to a lower fixed rate and possibly even a shorter term. In fact, according to Black Knight Financial Services, at the end of January, 3.3 million borrowers currently could save at least $200 per month by refinancing their 30-year mortgages. Nearly 1 million have the potential to save $400 or more. Many homeowners are going a step further with a cash-out refinance: tapping into their home’s equity to draw out extra cash during a mortgage reset. Cash-out refinancing increased by volume in the third quarter of 2015, the sixth consecutive quarter of increases, according to Black Knight. More than 1 million borrowers opted for a cash-out refi between the third quarters of 2014 and 2015, a period during which $64 billion was cashed out, equating to an average of more than $60,000 per borrower, the highest amount tallied since 2007. “As the real estate market has recovered, people have discovered that they have equity in their homes again,” says Amy Tierce, regional vice president of Wintrust Mortgage in Needham, Mass.“This, in combination with continued low rates, encourages borrowers to use the equity in their homes.” Homeowners interested in lower their monthly bills can consolidate debt by refinancing their mortgage. It’s a smarter way to finance, says Jason van den Brand, CEO of Lenda, San Francisco. 4
typically have at least 20 percent equity in their primary home, a good credit score, a steady job with verifiable monthly income and the discipline to stay put for several years. The rate you qualify for will depend on how much equity you build up in your home, the loan-to-value of the new loan, and if you choose a “no closing cost” cash-out; the latter may increase your rate between 0.125-0.25 percent, according to Tierce. A cash-out refi is often preferred to alternative forms of financing, such as a home equity loan, home equity line of credit or private loan. “Because it’s secured by real estate, the interest rate on a cash-out refi is lower than rates for unsecured financing, and because it’s a first mortgage the interest rate is lower than rates for home equity loans, which are usually second mortgages,” says Lebda. loans and credit cards.” A cash-out refi has some disadvantages. By converting home equity into cash for Its underwriting guidelines are typically stricter, a big purchase, such as funding education closing takes longer and comes with higher or financing a home improvement project, costs and private mortgage insurance is required “Consumers are getting a low interest rate and for any loan-to-value over 80 percent. You pay are able to finance the purchase over a longer interest immediately on the money you borrow via period time, making the monthly payment a cash-out refinance. significantly lower,” says van den Brand. “The good news is that it’s easier to do a Qualified borrowers can also choose to reduce their interest rate for their remaining loan cash-out refi today than it was a couple years balance. Adjustable-rate mortgage borrowers can ago. Lending guidelines changed after the refinance to a new ARM or to a fixed rate loan at housing crisis, but they are easing up a little,” says Mark Ferguson, Realtor with Pro Realty, today’s fixed rate pricing. Greeley, Colorado. “Either way, this could mean they pay less overall for their mortgage,” says Doug Lebda, founder/CEO of Charlotte, N.C.-based LendingTree. The best candidates for a cash-out refi “Homeowners have many reasons to convert equity into cash today, including paying off highinterest credit card debt,” says van den Brand. “Mortgage rates are lower than rates on personal
RE-Weekly.com
April 29, 2016
BRAND NEW COMMUNITY!
SANDI RILEY 770-8670
North Homes Realty Inc. 1048 ASPEN LANE, BURLINGTON, WA
$335,000
8038 FARM TO MARKET RD., BOW
$450,000
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Introductory pricing ends soon Starting at $269,900 Single level detached homes Maintained yards 3 beds / 2 bath designs Granite slab countertops Several different floor plans Many energy efficient features
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Single Level Homes for Those 55+ Woodside is Landed Gentry's latest community designed for those ages 55 and better. Charming craftsman style, single level homes with loads of options to choose from.
2725 E. FIR ST. “PARK VILLAGE” MT. VERNON $39,000
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Sandi Riley 770-8670
OPEN HOUSE SAT. 1 - 4 SANDI R. 770-8670 SHELLEY C. 708-4377
OPEN HOUSE SAT. 1 - 4 SHELLEY C. 708-4377 AMY W. 630-9479
• OPEN CONCEPT PLAN W/CUSTOM CABINET KITCHEN/DINING AREA + GREAT RM. • 3 BEDROOMS, DEN/OFFICE, 2.5 BA., MASTER BD. ON MAIN FLOOR • 2 COVERED GLASS ENCLOSED PORCHES, FULLY FENCED YD. W/FIRE PIT!
• BEAUTIFUL ORGANIC “MINI-FARM”, SHY 12 ACRES W/ FRUIT TREES + HAY FIELD LEASED OUT FOR INCOME • LOVELY 2400 SQ. FT. 4 BDRM., 1.25 BA., BIG FAMILY RM, REMODELED KITCHEN • LARGE BARN & HORSE STABLE, A GREAT “FAMILY FARM”!
2610 E. SECTION ST. “LITTLE MTN. ESTATES” MV $47,500
29832 SOUTH SKAGIT HWY., SEDRO WOOLEY $299,500
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OPEN HOUSE SUN. 11:30 - 3 CALL ANITA KOHL 691-7795 • OPEN PLAN W/RECENT UPDATES, 55+ LIVING AT IT’S VERY BEST • 3 BEDROOMS, 2 BATHS, NEWER FLOOR COVERINGS, ALL APPLIANCES • CLOSE TO CLUBHOUSE & GATED R.V. PARKING, VERY ATTRACTIVE!
717 REED STREET, SEDRO WOOLLEY
$249,500
#7
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CALL SANDI R. 770-8670 CALL SANDI R. 770-8670 • ENJOY 55+ LIVING IN WASHINGTON STATES’ “TOP 5” PARKS! • 3 BEDROOMS, 2 BATHS, OPEN KITCHEN/DINING/FAMILY RM. • HUGE STORAGE/SHOP BUILDING, PRICED TO SELL!
2410 FRANCIS ROAD, MOUNT VERNON
#1
$424,500
CALL MEL S. 206-948-4392
• THIS BEAUTY WON’T LAST!! SITS WELL BACK OFF ROAD, W/ MOUNTAINS BEHIND,GORGEOUS! • 3 BEDROOMS, 2 BATHS ,LG. PRIVATE MASTER SUITE AT OPPOSITE END OF HOME • PARK LIKE 4.94 ACRES W/FANTASTIC GARAGE/ SHOP, A REAL MAN CAVE/GET AWAY!! CALL TODAY!
822 N. 14TH STREET, MT. VERNON
$239,500
• A HOME W/FLAIR! OPEN FLOOR PLAN W/LIVING RM. W/GAS FIREPLACE, FORMAL DINING RM. • FAMILY ROOM/KITCHEN W/ EATING SPACE, + SUNROOM/BONUS RM. THAT CAN BE USED AS 3RD BEDROOM • LARGE COVERED DECK W/SKYLIGHTS FOR ENTERTAINING, LG. FENCED YD. W/FRUIT TREES!
1030 E. FAIRHAVEN AVE. BURLINGTON
$375,0000
Contact Rita: (877) 769-8070 or Rita@LandedGentry.com. Sales office is open Wed-Sun, 12:00-5:00. Directions: I-5 to Mount Vernon; Exit 225, Anderson Rd; proceed north on Laventure to E Division St; Right on E Division St to Broadway St.
877.769.8070 LandedGentry.com
SMARTER. BOLDER. FASTER.
North Homes Realty Inc.
SANDI RILEY 770-8670
SANDI RILEY 770-8670
SANDI RILEY 770-8670
• APPROVED LEGAL 1 BD. APARTMENT + HUGE SHOP, R.V. HOOK UP + PARKING GALORE • UPDATED/UPGRADED 3 BD., 2.5 BATH RAMBLER W/LOVELY NEW BAMBOO FLOORS • PARK LIKE .640 ACRE SETTING, TILE ROOF, LG. COVERED PATIO!
• OUTSTANDING LOCATION ON QUIET STREET, CLOSE TO ALL SERVICES • 3 BEDROOMS, 1.5 BA., FAMILY ROOM W/ FIREPLACE • NEWER 30 YR. COMP. ROOF, MUCH NEW INTERIOR PAINT, SUNSET VIEWS!
• COMMERCIAL/MEDICAL OFFICE BUILDING & LAND FOR SALE • INC. 3 LOTS, W/3 MORE AVAILABLE, PLEASE CALL • SOLID 3,000+ S.F. MULTI-USE BUILDING, PACKAGE PRICE FOR ALL 6 LOTS!
AMERICAN DREAM REAL ESTATE SERVICES, INC.
360.424.2100 • www.century21northhomes.com
100’ Skyline Marina Moorage For Lease- Light Industrial #887349 • $3,400 #887380• $ 369,000
OPEN HOUSE: SAT. 1-4 1048 Aspen Ln. Burlington $335,000 • 3 bdrms, 2.5 bths
SAT. 2-4 14601 Avon Allen Rd. Mt Vernon $449,000 • 2 bdrms, 2 bths For details & directions,
visit openhouse.com
$299,500
$359,000 MLS#928788 MLS#931253 • Corner lot • Immaculate home
• Shy 5 acres • Huge shop • 2 bdrms + den • Beautiful setting
• Country Charm • City convenience
$199,900
MLS#903134
• Shy 10 acres • Drilled well • Desirable area • Lot cert. done
100’ of the Finest Moorage Skyline Marina. 100’ Side tie slip on the east end of H Dock includes slip #’s H11 and H13 in condo 18 at Skyline right across from Fuel dock. The Closest mainland Marina to the San Juan Islands with unusually deep bottom at 40’ for deep draft vessels also offers 150 amps of power for your Yacht. Secure moorage with gated entry to marina, clubhouse, laundry, restroom, and shower areas. Also included is membership to Flounder Bay Yacht Club & Skyline Beach Club.
For Lease- 6600sqft free standing Prime Light Industrial building. Property is just of I-5 at Anderson Rd. Approximately 2200 sqft feet of air conditioned finished office, storage & bath. Wired for phone system and Internet service, Fiber optic & T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as office space and rest room. Ample parking and great location!
Nicely treed 1.6 acre building lot just south of Mount Vernon City limits. This is a certified building lot, gas electric and water in street at property line. Easy access to I-5 & Mount Vernon.
Nice 3 bedroom 1 bath #900015 • $166,000
Private yard w/deck #913798 • $259,900
Outstanding Investment #931853 • $325,000
Nice 3 bedroom 1 bath Fannie Mae home in Mount Vernon. This terrific property is located right in Mount Vernon with easy access to schools, shopping, and the Hospital. Home features gas heat, hardwood floors, fenced yard with shed, large covered patio. Nice carport with extra sized RV carport too!
Tucked away in peaceful setting this 3 BR, 2 BA home offers 1 level living w/spacious, living rm w/ gas fireplace, kitchen w/eating space, dining rm & utility rm. Private yard w/deck, tranquil waterfall, greenhouse, garden space, several outbuildings for storage, covered RV pkg, even a separate building w/half bath was used as office, but has potential for MIL unit. Newly installed electrical panel. Root cellar & room for toys on .34 acre. Easy I-5 access, in Boeing Bubble!
Outstanding Investment in Mt Vernon! 6 Units-1-2 Bedroom-5-1 Bedrooms. Always rented. 2 units are new additions in the last 48 months. All units have been updated in teh last several years. Possible room for a garage addition 1 cap! Do not wait on this excellent turn key money maker?
$599,900 MLS# 891268 • 3 Master Bdrm • MIL set up • Wired for Gen. • Million Dollar View
$335,000
$125,000 MLS#929890 MLS#926336 • Close to downtown
• 3 bdrms, 2 bths • Covered porches • Vaulted ceilings • Den/office Amy Harrison 360-913-5162 Amy Wickenhagen 630-9479 Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Duane Gish 770-9299 Jackie Lindeman 770-9080
April 29, 2016
• Charming 1940’s home • Fenced yard • Room for garage
Jennifer Ohlsen 360-540-0717 Jimmy O’Connor 853-6098 Josh Arunakul 360-982-3084 Kenda Furman 391-0030 Kimberly Gregory 360-941-0058 Margie Ernst 708-3198 Maria Mendoza 610-3309
Hiring 2 agents! Call today! 542-2121
Marlene Deasy 661-6720 Mel Strickland 206-948-4392 Mike Newman 708-1419 Nicol Macri 206-962-9475 Rich Jones, Mgr 425-791-2879 Richard Sundance 420-4046 Sandi Hocking 708-1523
Sandi Riley 770-8670 Scott Heiner 540-7537 Sharon Stokes 661-6164 Shelley Camacho 708-4377 Traci Cypher 708-9481 Vernonica Reyes 425-301-4669
Nicely Treed Building Lot #881785• $ 125,000
“Fulfilling Northwest Family Dreams” Anacortes Office
1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net
RE-Weekly.com
Mount Vernon Office
2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com
Like American Dream Real Estate Mount Vernon
www.adrhomes.net
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www.WindermereSkagit.com RESIDENTIAL NE
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505 S. Gardner Rd, SW $226,300 Classic mid-century rambler on huge lot. 3 beds, 1.75 baths. Great yard with professional landscaping & covered patio. Large windows let in lots of natural light. Spacious kitchen. Walking distance to Skagit River, downtown Burlington, schools, churches, parks, & more. Easy access to Highway 20 or I-5. Call Becky Elde, 770-9427 MLS#927840 NE
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16515 Britt Rd, MV $245,000 Loaded with charm this Mount Vernon Rambler has it all. 3 beds, 1 bath. Nicely maintained with several outbuildings, separate garage, carport & shop. Back yard is partially fenced with lots of room for garden space & all of your toys. The hardwood flooring is pecan & the home has many original features throughout. Mud room with huge pantry & storage space. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 MLS#920903 712 Trail Rd, SW $269,000 Development opportunity or fixer upper on this lush .83 acre lot in town. 4 bed, 1.5 baths, 1536 SF. Vintage home with multiple outbuildings. More info at www.SkagitValleyHomes.com Bill & Jannette Krieger 360-421-4446/Shawn & Tiffany Danley 360-298-4857 MLS#886372 NE
1213 E. Section St, MV $245,000 Charming Hillcrest Craftsman! 3 bedrooms, 2 full baths. Refinished fir floors, new roof, new lighting, & new interior paint. Free standing gas stove & updated kitchen. Nice front porch, patio & white picket fence. Small outbuilding for play/storage. Detached garage with work space. Move in ready! Call Geri Cole, 391-1614 MLS#929020 W NE
3101 Cherokee Dr, MV $360,000 2,200 SF home on a large lot in well-established neighborhood. 4 beds, 2 baths. This home has a backyard great for gatherings with a deck nice bbq area & a hot tub which is all fenced. Home has newer roof & upgraded connection to city sewer. Master bedroom is nice sized with a bath & walk in closet. All of this and you are close to parks, schools & the hospital. Call Jake Koetje, 466-8045 MLS#927895 NE
528 Granite Street, MV $245,000 Great Skagit Highlands 1900 SF, 3 beds, 2.5 bath home with loft & laundry upstairs. Large open kitchen with black appliances. Fully fenced rear yard with patio. Neighborhood features park, trails, & playground areas. Close to schools, shopping & freeway access. Call Jamie Yantis, 540-5264 MLS#930848
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22964 Skiyou Ct, MV $459,500 Beautiful new home in the plat of Creekside Meadows; a community of 1 acre lots. High end finishes include: engineered hdwd floors, gourmet kitchen w/island & pantry, granite c’ tops, & SS appliances. Open floor plan, formal dining, master, & den on main level; 2 beds & large bonus down. More info at SkagitValleyHomes. com. Bill & Jannette Krieger 421-4446/Shawn & Tiffany Danley 360-298-4857 MLS#868741
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25000 Old Day Creek Rd, SW $379,900 Custom home built in 2007 situated on 2.5 acres with plenty of room for a shop, garden, livestock & enjoying nature from a beautiful covered deck with a propane hookup for a barbecue. This immaculate home offers an open floor plan, gas fireplace, stainless appliances with double ovens & a 5 burner gas range. Lg. walk in pantry, vaulted ceilings, skylight, & master suite with doors leading to the back deck. 2 car garage with 220. Call Linda Eastman, 202-4075 MLS#930313
3801 W. 12th, Ana $765,000 Beautiful Home with stunning views in desired Rock Ridge neighborhood. 3024 SF, 4 bed, 3.5 baths. Open floor plan; 2 story wall of windows. Cooks kitchen; granite, gas stove top, SS app, & walk-in pantry. Decks & patios encircling, this is an excellent home for entertaining. Formal dining area & informal eating area. Call Bette Thompson, 840-5109 MLS#929219
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530 N. Waugh Rd, MV $484,900 Hilltop Estates offering 3394 SF of living with sunny territorial views. 4 bedrooms, 4 baths + office all on over .5 acre of beautiful landscape. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS#919217 6818 Gibralter Pl, ANA $559,900 Beautiful home w/a 24x36 2-story shop! The tranquil grounds include 3 recirculating ponds, bird aviaries, a lg. aggregate patio, gazebo, terraced rock walls & stone pathways throughout. Formal living/dining, spacious master, den/office & a family room round out this nice floor plan. Located on a .40 ac lot on a dead-end in the desired Gibralter area. More info at SkagitValleyHomes.com Bill/Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS#902885
OPEN HOUSE SAT, APRIL 30TH 1-3 17409 Olympic Place, MV $1,190,000 Over 2.5 acres adjacent to Little Mountain Park for unparalleled privacy. Completely remodeled 4710 SF home w/attached MIL unit. Expansive views—pool, chef’s kitchen, & much more. Call Jim Glackin, 428-2828 MLS#928978
9674 Samish Island Rd $699,990 Incredible property! 157 ft of medium bank waterfront. Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Call Sarah Minton, 770-3076 MLS#804056
Looking for hom
For a free pr WA-CL 713524, OR-ML 5271
Amie Mani | NMLS ID # 404665 | branch manager/M
Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939
April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Dave Patterson David Mani
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360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-708-5030 425-319-7091
Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller George Bellos
360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607 360-708-9762
Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233 Jim Glackin 360-428-2828
Amie M Download my smartph
Jim Koetje Josh Scott Karen Beckner Karine Anderson Linda Eastman Margy Furst Megan O’Bryan
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360-202-2500 360-708-1010 360-840-9455 360-421-1189 360-202-4075 360-488-3458 360-708-5817
Nathan Loeb Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen Spencer Roozen
360-333-7197 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636 360-708-0634
Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham
360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421
April 8, 2016
www.AnacortesRealEstate.com
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819 33rd St, Anacortes $339,000 Great potential! Charming 2 bedroom home. New laminate floors throughout, newer roof and a fresh coat of paint. Needs new bathroom. View of the sound and Mt. Baker from the living room. Zoned R4B, adjoining unfinished space includes a 584 sq ft potential shop or apartment space, 416 sq ft space that can be converted back to a 2 car garage and an upper 402 sq ft space for storage/office/studio. Great investment opportunity or live in the house and convert additional space to an apartment. Cynthia Aanestad 360.610.0120 MLS# 930830 NE
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219 U Ave, Anacortes $695,000 Custom water view home on Cap Sante. Enjoy marine views, marine activity on the Guemes Channel and spectacular sunsets. Walk to restaurants, shops, beaches and the Marina. Private, covered deck for entertaining, enjoying views and sunsets. Open Kitchen, Dining, and Living rooms with wonderful marine and garden views. Landscaping creates privacy. Luxurious Master Suite with deck, sitting area and views. M. Bath with shower, sauna and soaking tub. Lots of storage; large shop in detached garage. Debbie Macy 360.391.2422 MLS# 927916 NE
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15107 Bridgeway Dr, Anacortes $950,000 Spectacular SE Views over Bay & Cascades from this Contemporary home on 2.5+ Acres. Located in the “Deception Pass Estates”, this home is immaculately maintained w/beautiful finishes. Panoramic views for exquisite sunrises. Dramatic entry of marble & columns with open concept Great room, Kitchen & Dining w/ deck access. Master wing opposite guest wing w/living areas in between. Great Laundry w/ Office & Butler’s Pantry. Lrg crawl space w/cement floors for storage.4 Lots total on private drive. Debbie Macy 360.391.2422 MLS# 931120
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5124 Doon Wy, Anacortes $835,000 An incredible remodeled view home in the heart of Skyline on 2-landscaped lots for privacy & enjoyment. Customized design allows for handicap access on the lower level w/flow that can be part of the main home or separate as a MIL suite w/private entry. 3 bedrooms w/ suites. Expansive hardwood & tile floors, cook’s kitchen w/granite & Dacor SS appliances. Huge separate shop off the garage plus a fully landscaped yard with custom retaining wall, sprinklers, spacious deck, patio & private hot tub. Colleen Sargent 360.202.2155 MLS# 928247
me financing? I’m here to help!
re-approval, please contact:
Mani • 360.428.4626 hone app at: amie.mortgagemapp.com
Mortgage Consultant | WMS Series LLC/Skagit Valley
559 Klamath Dr, La Conner $179,500 Well located single level home near Martha’s Beach with easy access to clubhouse, swimming pool & marina! Great open floorplan with kitchen opening to family room & adjoining living room. Sliding glass door to sunny large deck. Spacious master bedroom with large walk-in closet. Hemlock wood siding. Well cared for yard with mature plants. HUGE detached 672 sq ft garage/shop. Moorage available! Jackie Stone 360.661.2247 MLS# 929136 NE
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t $205,000 Absolutely charming “cottage in the woods” with mahogany porch, cathedral ceiling in “Great Room”, Vermont Castings wood stove, dining nook, custom carved mahogany door, tiled walk-in shower, heated bathroom floor, Electrolux range, Fisher Paykel refrig, demand HW and lovely, private park-like location. Home is still needing some finishing touches and can be purchased “as is” at this price or completed at $215,000. Most finish materials are on site. DSL/WIFI, private dock, airstrip and beach. Sarah Jones 360.333.2783 MLS# 926888
NEW LAND!
Lot 54 Highland Dr, Anacortes $219,950 Spectacular panoramic view lot near the top of Highland Drive in Skyline. Beautiful sunsets and westerly views of the San Juan islands, Burrows Bay and Skyline Marina. Ready to build, cleared, gently sloping lot. Skyline Beach Club amenities included use of the beach, cabana, club house, picnic area, Tug Boat Park and tennis courts. Washington Park with public beach & boat launching close by. WA State Ferry just minutes away. Utilities are at the street. Margi Houghton 360.202.0041 MLS# 920976 1600 5th St #D-160, Anacortes $125,000 A Picturesque resort feeling Marina tucked into the Old Town Neighborhood close to restaurants & shopping. Open slip 55’ with 7’8” Max Stick out by 16’2” wide. Marina amenities: tender storage area, small boat moorage on dock, head pump out cart, wood shop, recycling for oil, fuel & anti freeze, laundry rm, library, restrooms with showers, crab cooking station, social area with BBQ’s full parameter fence and electronic gate for security, Harbor master lives on site. Rented for $525 per month. Kathy Rogers 360.941.4400 MLS# 885495
2403 Skyline Wy #A-19, Anacortes $57,500 This is a 28 FT uncovered moorage slip allowing for up to 6-feet overhang for a total length of boat & appurtenances of 34’. Beam width is up to 14’. Slip A-19 is conveniently located at west end of Skyline Div 17 w/electricity & water available at the dock. It offers a secured gate access & designated parking for owners. There is a Dockmaster. Additional amenities are laundry & shower, plus benefits of Skyline Beach Club. Docks were updated in about 2009 & Marina dredged in 2011. Colleen Sargent 360.202.2155 MLS# 890528 64180 E Cascade Dr, Marblemount $193,000 Wonderful, cozy & ready to use cabin with 128 feet of waterfront. Great for the weekend getaway or retreats. Cabin has cedar finishes throughout, vaulted ceilings, loft w/ storage space. Lrg windows allow the sunshine in & the use of a large deck. Lot next door is incl & is parked out & has a fire pit. Berry bushes, garden sp & fruit trees. RV hookup & shop. This is a great place to relax. P63664 & P63665. Powered by gas generator. Home is being sold furnished. Some items don’t convey. Gina Davis 360.708.7794 MLS# 745803 146 E Meadow Ln, Decatur Isl $975,000 Remarkable home with superb Rosario Strait views from Mt. Baker to Mt. Rainier to the Olympics. Beautiful 2208 sq ft contemp house on 4 1/2 acres on high bank wtrfrt. Mstr ste w/ 3/4 bth & fp; 3 additional bedrooms with 2 bth; office; wine cellar; bunk rm; spacious living area. Hot tub overlooking the vw; outdoor shower. Part of the Whitecliff Farm community sharing 58 acres w/ trails, community garden, beach acc, barn & equip, meadows & forest & a tennis membership may be avbl in nearby courts. Gina Davis 360.708.7794 MLS# 894305 1600 5th St #D-162, Anacortes $135,000 Tucked away in stylish Old Town lies Anchor Cove Marina near Guemes Island Ferry, restaurants & shopping. 55 x 15.5 (approx) slip with a 7’8” Max Stick out. Marina amenities; tender storage area, small boat moorage on dock, head pump out cart, wood shop, recycling for oil, fuel & anti freeze, laundry room, library, restrooms with showers, crab cooking station & social area with BBQ’s. Full parameter fence, elec security gate & harbormaster lives on site. Live aboard allowed for owners. Kathy Rogers 360.941.4400 MLS# 886608
Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267 Cheryl Frazier 360-202-4789
April 8, 2016
Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon
360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000
Jackie Stone Jessica Notaro Joan Handelmann John Prosser Judy Moore Kathy Rogers
360-661-2247 360-202-1441 360-202-4800 360-202-3891 360-770-3515 360-941-4400
Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton
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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041
Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett
360-708-2354 360-391-7281 360-421-5021 360-202-2630
Rob Skelton Sarah Jones Vicki Cooley
360-488-3776 360-333-2783 206-949-1010
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Linda Eastman (360)202-4075 14394 ROADRUNNER LN, BRL $712,000 Gorgeous 4 bedroom, 3,340 SF home. Situated at the end of a cul-de-sac on 1.25 acre lot. MLS# 912513 4711 PARKVIEW LANE, MV $469,900 Quality built 4 bedroom, 2.5 bath home. Spacious 2800+ SF. Designer kitchen, 3 car garage, & specialty Millwork. MLS# 926801 25000 OLD DAY CREEK RD, SW $379,900 Custom built home on 2.25 acres. Plenty of room for a shop, garden, & livestock. Immaculate home offers an open floor plan. Beautiful covered deck. MLS# 930313 13278 Bayview Lane, MV $1,150,000 Beautiful Bayview estate offering over 3800 SF of luxurious living space. This custom home is situated on 2.5 acres. 2 master suites, designer kitchen. Gorgeous island & mountain views. MLS# 897339 1311 Mariners Place, Anacortes $1,199,000 Luxurious custom home in beautiful Channel Landing development. Home features a designer kitchen, theater, 4 beds, 3 full baths, & much more! MLS#885295
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Looking For Storage In a Tight Market
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he more you own, the more likely it is you’ll need to rent. Nearly one in ten U.S. households store belongings they don’t have a place for in a rented storage unit, according to the Self Storage Association. Many people discover a need for storage when they’re moving, says Chuck Gordon, CEO of Sparefoot.com. As the housing market has recovered, demand for storage has grown. “Prices for self-storage are at an all-time high,” says Gordon. The price for a non-climate controlled space averaged $1.25 per square
Are Interest-Only Loans Legit? Question:
Before the mortgage meltdown it was possible to get interest-only financing. I thought such mortgages had gone away, but our lender says they’re still available. Why are they still allowed and why would I want one?
Answer:
An interest-only mortgage is a form of financing that may be attractive to some borrowers because it offers up-front monthly savings. Properly underwritten, it’s simply another mortgage option. It works for some borrowers and not others. Let’s say you want borrow $200,000 at 4 percent. With a fixed rate over 30 years the monthly cost for principal and interest is $954.83. The potential interest bill over the life of the loan is $143,739. As an alternative, suppose you get a 5/1, interestonly, $200,000 mortgage. The loan is interest-only for the first five years and then converts to a one-year ARM for the remaining 25 years of the loan term. In the first 60 months you pay only interest. At 4.75
April 29, 2016
foot monthly in the summer of 2015, up from $1.09 per sq. ft. in winter 2011, according to the Self Storage Almanac. Building of new storage facilities stagnated during the recession and the squeeze is on. “We’re seeing annual rate increases of nearly 10 percent as facilities fill up,” Gordon says. And just as builders keep adding luxury features to homes, storage options are evolving. Some companies now specialize in pick-up and delivery for residents of densely populated urban centers, where it’s difficult for apartment dwellers to drive out to a storage center. Even self-storage, positioned as the more bare-bones option, has added options, with some facilities equipped with surveillance cameras, individual door alarms and movable storage containers, reports the SSA.
Gordon offers these tips to storage customers:
• To estimate how much space you’ll need, tape out an area at home to see if items fit in the allotted storage space. • Inventory items so that you remember what’s stored. • Check if your renter’s or homeowner’s policy protects items in storage. You may need an endorsement on your policy to cover expensive articles. • If storage fees are high in your immediate area, check prices a few miles away.
percent the monthly payment is $791.66. Why 4.75 percent and not 4.00 percent? Because I checked rates with a lender who offered both products and found there was a .75 percent higher rate for the interestonly loan. Still, that’s a monthly cash savings of $163.17, or $9,790 over five years. At the end of five years the interest-only period ends and we switch to an ARM format. For the sake of illustration let’s say the interest rate remains 4.75 percent. We now have a $200,000 balance to be repaid over 25 years at 4.75 percent interest. The monthly cost for principal and interest is $1,140.23. The total potential interest cost for the loan includes the $47,500 paid during the first five years of the loan (60 x $791.66) plus $142,069 for the remaining 25 years, a total of $189,569. We can see that the potential cost for the interestonly loan is $45,830 higher over 30 years. But how realistic is this example? Will the loan last 30 years? Not likely. According to Freddie Mac, the typical loan is now refinanced after seven years, so the higher cost for the interest-only loan might not happen. Will the interest-rate remain level once the financing
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Q&A
ASK OUR BROKER By Peter G. Miller
converts from an interest-only status to an ARM? Again, not likely. The rate can rise or fall. If the rate falls that’s good news, but if the rate rises then the borrower must have the financial capacity to pay. For instance, if the rate rises to 6.75 percent in year six, the new monthly cost for principal and interest will be $1,381.82. In comparing fixed-rate financing versus interest-only mortgages remember that loan balances count. At the end of five years our interest-only borrower still owes $200,000 while the fixed-rate borrower has reduced the debt to $180,895. Owing $19,105 less to a lender is surely a good thing. The allure of interest-only financing comes from the initial monthly savings and the potential for lower costs if rates fall. That said, interest-only financing also involves the risk that rates and monthly payments can go higher and that the borrower owes more to the lender for a longer period of time.
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CLASSIFIEDS 2 bdrm, 1 ba. $800/mo, only 1st, last and a deposit of $700 required. Water, sewer, garbage and basic cable paid. Washer, dryer and dishwasher in unit. $40 app. fee. No smoke/pets. Available now. (360) 7551428.
Open House Sunday May 1 st, 12pm – 3pm
Anacortes House for Sale
BUILDINGS, INC. TRUSTED LOCAL Construction Roofing Gutters www.spane.com
800-310-2136
Lic#SPANEBI141JD
3513 Seneca Drive, Mount Vernon Updated 3 Bedroom, 2 Bath home in nice neighborhood, dead end street, open floor plan, new siding, new flooring, corian counter tops updated baths, patio deck, and backs up to greenbelt. MLS # 918568 Call Larry Lundeen 360-982-0447 RE/MAX Valley Homes
1 - 4 Bdrm Rentals. Piazza Realty Property Mgmt., Inc. 360-424-RENT
(7368) www.prpmrentals.com
Income Property For Sale In Mount Vernon $205,000 FOR LEASE OFFICE/STUDIO
3 bedroom, 1.75 bath. Walking distance downtown, schools, shops and Starbucks. 20 min. to Whidbey Air Station. 1,106 sq.ft., 600 sq.ft. finished detached garage. Fully fenced yard on double lot. New roof, new remodeled bathroom, fresh paint, refinished fir floors. Leanne Carlson (360)333-0280 (360)333-7114 blkdogg@gmail.com
Find your bargain today! Smart shoppers know about the bargains hidden within the Classified pages. In the Classifieds, you can track down deals on everything from tickets to trailers. It’s easy to place an ad or find the items you want, and it’s used by hundreds of area shoppers every day. Call 424-4567 to place an ad.
1331 South 3rd Street Mount Vernon Just 2 Blocks South of Downtown 2 homes on the same lot, a 2 bedroom rambler and a 1 bedroom small home. Both in good condition and excellent rental history. 520 E. Highland. Shown by appointment only, do not disturb tenants. Call John (360) 303-0087.
10 - April 29, 2016
1,272 sqft, new flooring, carpet, paint, lighting & roof. 5 offices, 3 bathrooms, shower & laundry room, kitchen, reception area, lunchroom, Cat 5 network cable wired, ADT security. Existing plumbing in 4 offices. Call (253) 332-3657.
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STAYING CONNECTED THE UNEXPECTED JOYS OF CAREGIVING
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April 29, 2016 - 11
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4605 BEAVER POND DRIVE EAGLEMONT
$639,900 832 VICTORIA AVE, BURLINGTON
$129,900
With attention to detail, wonderful home w/spectacular views of Eaglemont Golf Course! French Doors w/slate entry, hardwood & carpet, living w/gas fireplace, formal dining. Fabulous gourmet kitchen solid granite island, beautiful cabinets, opens to Lg great room w/fireplace & box beam ceiling. French doors open to Large Deck that spans the entire house, overlooking the Well loved home; owners had job relocation. Living room features lovely golf course. Eaglemont Community w/spectacular hardwood flooring and masonry fireplace. Separate dining area off of clubhouse & restaurant. MLS#815455 kitchen; lots of light! Separate laundry room potential on main level; with Elva Hunter 360-202-3086
3004 BARRELL SPRINGS RD, BOW
$167,000
many possibilities for unfinished basement. One car garage with extra shop space needs shoring up on southeast corner. Large, fenced yard and lovely, established trees provide a lovely setting for this classic home!MLS#906878
15XXX MEADOWLARK LANE, MOUNT VERNON
$79,900
All city amenities available at street; including PUD water, electricity, natural gas, cable TV, city sewer and city garbage pick-up. Lovely evergreens and deciduous trees. Over 1/5 of an acre! Includes two tax parcels! MLS#863875
Beautiful 15.5 acres in Bow! 3 possible bldg sites, 2 w/road access. Property has been replanted & offers seclusion w/southwesterly exposure. Well is in, just needs power & pump. Perfect property to build your custom home or put a manufactured home on. MLS# 794546
Danya Wolf 360-708-8294
Donna Kurras 360-770-7596
4004 APACHE DRIVE, MOUNT VERNON
$329,900
Welcome home! Impeccably maintained, privately situated view home located on edge of cul de sac with extra parking. Slightly formal yet warm and inviting home offers valley view plus view of Mount Baker; tiled entry; lots of natural light, multitude of kitchen cabinetry;granite counter tops;hardwood floors,pull out pantry;tremendous storage space; office/computer/ family room/den offers fabulous views plus small loft; spacious master suite w/vanity and walk-in closet; generous deck;covered patio. MLS#906466 Danya Wolf 360-708-8294
3610 MOHAWK, MOUNT VERNON
$345,000
Amazing views from this stunning 4 bed/2 Bath home on a quiet cul de sac location offering an oversize yard with fruit and nut trees and lots of room to play! This home offers a beautiful kitchen with oak cabinets, SS appliances, gas range, built in microwave and walk in pantry, open concept floor plan; Master has soaking tub; separate shower ; a walk in closet and own access to the expansive Deck. MLS #928931 Shirley Bertholf 360-840-1863
QUAIL DR, MOUNT VERNON
$5,000,000
Phenomenal views! Gated 278 Acres ( more or less ) with waterfront land offers pristine, private 10 acre Lake w/cabin and great fishing, previously Suzanne Jenkins stocked with rainbow trout! Future development potential; cell tower 360.941.2983 provides income; water available; natural gas available; private gravel pit; great road system. Spectacular 360 degree views from the highest point. MLS#915780
401 N ANACORTES ST, BURLINGTON
$95,000
Danya Wolf Lovely treed setting on northwest corner of Hwy 20 and North Anacortes 360-708-8294 Street: home has been cared for by owners; but requires structural work. Lots of cabinets in kitchen. Second bedroom is small. 264 square foot detached garage/shop;fenced and cross fenced for chickens (subject to continued city approval). MLS#926479
3780 E. College Way, Mount Vernon
360.424.0300
www.skagittraditionrealty.com 12
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