Qch a 01 01 13 hi res

Page 1

quad city area

H O M E S Magazine A Quad City Area REALTOR速 Association publication.

January 2013 Vol 31 | No 1

SEE PG 4 FOR INFORMATION ON THIS LISTING & ROCK ISLAND HOMEBUYER PROGRAMS FOR ADVERTISING INFORMATION Call Souligna Stone: 563.355.6655 | sstone@qcaREALTORS.com

Ruhl&Ruhl REALTORS Connie Coster 309.292.1881


The Ryden Team Our Team is growing to better serve

Our Team is growing to better serve our clients, customers and commuour clients, customers and community! nity!

TheThe Ryden Team welcomes Chad Cox Ryden Team welcomes Chad as the newest licensed team member. Cox as the newest licensed team

Find your new home at www.Ryden2for1.com

Moline, Illinois $92,000

Davenport , Iowa $79,900

For Rent

Davenport, Iowa $94,900

2

HOMES | January 2013

Rapids City, Illinois $1200/month 3110 Avenue of the Cities Moline, IL 61265 309.277.9701 www.qciowarealty.com


We’ve helped millions of home buyers make their move.

CHERYL REGER

JILL SUTTER

JANELL JOHNSON

FRANK V. PEREZ

309.781.6646 3120 Middle Road Bettendorf, IA 52722 NMLS #: 502423

563.340.9564 201 W. 2nd Street Davenport, IA 52801 NMLS #: 502521

563.344.1411 5515 Utica Ridge Road Suite 400 Davenport, IA 52807 NMLS #: 201961

563.344.1412 5515 Utica Ridge Road Suite 400 Davenport, IA 52807 NMLS #: 942801

Once you find that perfect place to call home, the next important decision may be the financing. Our goal is to partner with you to make sense of the loan process and find the best financing to fit your needs. We’ve got the experience and mortgage products that will move you.

Call us today!

TAMMY ERNST

DAWN NEWTON

563.271.2624 220 Davenport Street Eldridge, IA 52748 NMLS #: 9684

309.292.2286 4701 22nd Avenue Moline, IL 61265 NMLS #: 502397

usbank.com/mortgage

MARY BOSSO-TRONDSON 563.370.0370 3411 18th Avenue Rock Island, IL 61201 NMLS #: 502384

SAMANTHA SEAMAN 230 18th Street 309.732.3548 Rock Island, IL 61201 NMLS #: 960813

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage products offered by U.S. Bank National Association, Member FDIC. ©2012 U.S. Bank 25512_e05/01/2013

HOMES | January 2013

3


Homebuyer Programs Work for Rock Island Rock Island Economic Growth Corporation (GROWTH) is regarded as a local and Homebuyer Programs Work for Rock Island national leader in developing innovative housing opportunities. Rock Island Economic Growth Corporation (GROWTH) is regarded as a local and national leader in developing innovative Now in its 30th year, GROWTH offers a housing opportunities for anyone wishing number of homebuyer programs for those to purchase a home in Rock Island. wanting to achieve homeownership in Rock Now in its 30th year, GROWTH offers a Island. number of homebuyer programs There’s no need to be a first time increasing opportunities for homebuyer, because these programs homeownership in Rock Island. welcome anyone wishing to purchase a No need to be a first time homebuyer, home in Rock Island. these programs welcome anyone wishing 936 17th Street, Rock Island, Illinois 61201 From new construction to newly renovated to purchase a home in Rock Island. $119,900, only $1,000 minimum down homes like the home featured on this page, 936 17th Street‐ Rock Island, Illinois 61201 From new construction to renovated payment required, with estimated GROWTH’s homebuyer programs only $119,900 homes like the home featured on this page, payment at $776*/month 3 BR, 2 Bath require a minimum of $1,000 as the down GROWTH’s homebuyer programs require 3 bedrooms, 2 baths, 2,265 square fee 2,265 square feet payment and may provide up to $35,000* only a minimum of $1000 down payment ● Beautiful historic home ● Newly refinished wood floors in direct homebuyer assistance! needed and up to $35,000 in direct $776* estimated monthly payment ● New carpeting ● New exterior paint homebuyer assistance*! $1,000 minimum down payment GROWTH is here to help make your dream ● New kitchen cabinets and flooring ● New 13 SEER A/C of homeownership become a reality. We are here to help your dream of ● New lighting fixtures and ceiling fans ● Smoke/CO detectors throughout house, homeownership a reality! hard‐wired with battery backup Households eligible for Rock Island’s

*Income restrictions apply. Homebuyer must first Households eligible for Rock Island’s homebuyer programs can earn up to 120% complete an application, meet eligibility and complete homebuyer program. Estimated homebuyer programs can earn up to 120% payments include principal, taxes, insurance, and Area Median Income (example: up to interest, and are subject to change without notice. Area Median Income (example $78,000 for $78,000 for a family of four). To learn more about how to make a family of four). These programs are about more than To learn more on how to make an an offer on this home contact These homebuyer programs are more than housing, they are also about smart offer on 936 17th Street call: housing, they are about smart investment, investment, job creation, increasing the job creation, increasing the local tax base, local tax base, and reinvigorating reinvigorating neighborhoods through neighborhoods through rehabilitation and rehabilitation and new construction new construction, as well as attracting activities and attracting prepared and prepared and educated homebuyers. educated homebuyers! Call (309) 788‐6311 today to learn about Call today to learn about GROWTH’s GROWTH’s homebuyer programs and homebuyer programs and homes for sale! homes for sale, or visit www.LiveRI.com.

Connie Coster

Connie Coster Ruhl&Ruhl REALTORS Ruhl&Ruhl REALTORS 309‐292‐1881 (309) 292‐

309.788.6311 

4

HOMES | January 2013

www.LiveRI.com


FREE Recorded Information – 24 Hours a Day!

Call Toll-Free 1-800-757-9161

then enter the EXTENSION number below the property to hear features and amenities, as well as current up-to-date pricing.

LECLAIRE • $350,000 LECLAIRE • $242,500 E MOL • $239,900 3BR, 2.5BA 2BR, 2BA 3BR, 2.5BA, 2C MAIN FLOOR MBR RIVERFRONT LOG HOME, FIN. W/O BSMT CONDO! 2 ACRES, RIVER VIEW FP, DECK RIVERFRONT! EXTENSION # 1178 EXTENSION # 1078 EXTENSION # 1188

E MOL • $224,900 4BR, 3.5BA, 3C, FULL FIN. W/O BSMT. TREES, FP EXTENSION # 1098

MOLINE • $169,800 WALCOTT • $129,800 E DAV • $122,500 E MOL • $110,000 3BR, 2BA, 2C 4BR, 2BA, 2C 3BR, 1.5BA 3BR, 2.5BA, RIVERFRONT! FENCED YARD FIXER UPPER IN 4C TANDEM GARAGE NICE FENCED YARD QUIET STREET GREAT AREA! FENCED YARD EXTENSION # 1038 EXTENSION # 1048 EXTENSION # 1108 EXTENSION # 1168

BANK FORECLOSURES FANTASTIC DEALS! RECEIVE A FREE LIST OF DISTRESS PROPERTIES ON A DAILY BASIS.

W DAV • $94,900 MOLINE • $92,000 DAV • $70,000 3BR, 1BA, 2C 2-3BR, 1BA, 1C, FP 3BR, 2BA QUIET DEAD END ST. NATURAL WOOD, FNC LOTSA ROOM! EXTENSION # 1148 EXTENSION # 1088 EXTENSION # 1128

GREAT BARGAINS, LOW PRICES. EXTENSION #2708

The

DICK CARR Team

HOME BUYING & SELLING SYSTEM Re/Max River Cities Bettendorf, IA

563-579-3939 dick@dickcarr.com

HOMES | January 2013

5


WOW!

$124,900

Rock Island, Illinois

4 BR historic home with hrdwd flrs. MLS# 4139035H

$99,000

Open, flowing floor plan on this ranch home with quality finished walkout basement. Total of 5 BR/3.5 BA plus main floor office. $445,000

Former Parade Beauty! New Price!

Lots of upgrades in this 4 BR/2.5 BA home! Arched doorways, cherry cabinetry,2nd floor laundry. Private wooded lot, walk-out basement, deck and patio. $215,000

Davenport, Iowa

3 BR home with hrdwd & fenced bkyd. MLS# 4138347H

So Much Space!

$74,900 ING! PEND This ranch in Wildwood offers 4-5 BR/2.5 BA. Main floor laundry, family room; formal DR, LR, large eat-in kitchen with center island, screened porch. Extra parking pad. $260,000

Davenport, Iowa

2-3 BR home with large rooms. MLS# 4138545H

Nicole Johnson

Building lots available from $34,900 — Your builder or ours

A Third Generation in Real Estate™

Licensed REALTOR® in IA & BROKER in IL www.NicoleJohnson.info

RE/MAX River Cities

563.212.5339 6

HOMES | January 2013

4555 Utica Ridge Rd Bettendorf, IA 52722 Information is deemed accurate but not guaranteed.

Debbie Barnhart, 563-508-1305 Broker/Owner, ABR, CRS Licensed in IA & IL

http://DebbieBarnhart.com


JON LOQUIST, GRI, CRS, CRB Direct #309.743.8088 www.jonloquist.com Ruhl & Ruhl REALTORS

MOLINE, Cape Cod Charmer 1.75 acre setting, 5BR, 6baths, 4 car heated garage, charm galore. $750,000

MILAN, Horse Farm 68 Acres 90x400 Barn w/ 24 stalls & riding arena and office, 2nd barn, 5 outbldgs $1,499,000

MILAN, 15 Beautiful Acres 4 BR home, pond, pastures, machine shed, tack room, 2nd 2 car garage $369,900

ROCK ISLAND, Wildwood Condo, over 1800 sq ft with fresh paint everywhere, 2 BR, 2 bath, 2 car garage $169,900

VIOLA, 10 Gorgeous Acres Custom 4BR brick Ranch w/ 5,000+ sq. ft., Morton bldg. 42x36, 2 ponds $479,900

MOLINE, Glen Oaks Charmer Gourmet kitchen w/ granite tops, 3BR, beautiful hdwd floors, charming built-ins $169,900

3 CAR GARAGE ROCK ISLAND, Ranch Condo, private setting yet close to everything, 2BR, 2 bath 2 car attached garage $139,900

ROCK ISLAND, Impeccable 4BR, living room w/ fireplace, formal dining, 2 car garage, fenced yard & patio $112,900

ROCK ISLAND, 3BR, open floor plan great for entertaining, Att garage & 2 1/2 car detached heated garage $119,900

MOLINE, Privacy in the heart of town, 2BR, 2 bath, large eat-in kitchen, main level laundry, fenced yard, 2 car gar. $94,900

MOLINE, Updated 2 Story, 3BR, 2 car garage, finished walk-up attic, newer windows, form dining room $76,900

ROCK ISLAND, Longview Condo, classic charm & elegance, beautiful hdwd floors & crown molding, formal dining, 1BR, gar. $44,900

Call for more info on these great listings or check out my website: jonloquist.com HOMES | January 2013

7


CUSTOM HOME

605

SPACIOUS

4 BR ranch. Open floor plan with $419,900 sunroom & fin. Slatestone Cr., walkout bsmt.

LeClaire

Spacious 4 BR ranch. Finished $269,900 walkout bsmt. & Ave. Ct., 3 car garage.

110 N. 8th Donahue

Roxanne Schnell

563-355-8080 RoxRealtor.com

Iowa & Illinois

Keller Williams Realty ranked “Highest in Overall Satisfaction for Home Buyers and Sellers Among National Full Service Real Estate Firms.” Keller Williams received the highest numerical score among full service real estate firms for home buyers and home sellers in the proprietary J.D. Power and Associates 2012 Home Buyer/Seller StudySM. Study based on 2.994 total evaluations measuring five firms and measures opinions of individuals who bought or sold a home between March 2011 and April 2012. Proprietary study results are based on experiences and perceptions of consumers surveyed March-May 2012.Your experiences may vary.Visit jdpower.com

JERSEY POINT

$258,900

HARDWOOD

P

IN D N E

ADORABLE

G

$215,000

5828 Thor Ave., Davenport

1403 W. 60th St., Davenport

4 BR with partially finished walkout basement & 3 car garage. Great location!

4 BR with main floor master, finished basement & professionally finished back yard.

MINT CONDITION

NW DAVENPORT

D SOL

IN D N E

$182,900

701 S. 8th St., Eldridge Spacious 2 BR ranch. Open floor plan & finished basement. Great location. 8

HOMES | January 2013

P

G

$154,900

2305 W. 60th Pl., Davenport 3 BR home with main flr. laundry, finished basement & double deck. Great location.

SOL

D $209,900

403 May St., LeClaire 3 BR on wooded lot. Open floor plan with 3 season room. Beautiful brick patio.

SPACIOUS

SOL

D $143,500

126 S. 14th St., LeClaire 3 BR ranch with 3-4 car garage & finished basement. Quiet neighborhood.


UNIQUE

CHARMING

LARGE LOT

$129,900

2007 37th St., Rock Island

317 N. 13th St., LeClaire

$259,900

Cute bungalow on double lot. Refinished hardwood floors & 2 car garage.

CHARMING

3 BR on 3 acre lot. Finished walkout basement, large deck & inground pool. Large fenced area for privacy.

SOL

NEW LISTING

D $124,900

3 BR with spacious LR & finished upper level. 2 car garage. Wonderful area.

NEW PRICE $175,000

Maintenance-free condo. Open plan with vaulted ceilings, 4 season porch & 1 car garage. Spacious master suite.

DI N E P

$114,900

5308 N. Howell, Davenport

3 BR ranch, finished basement with office & 2 car garage. Great value.

CUTE

NG $91,900

DI N E P

NG $85,900

3213 S. 16th Ave., Eldridge

1807 14th St., Silvis

GREAT VALUE

SUPER SHARP

Two BR condo with open floor Updated 3 BR ranch with2 car plan, FP & large deck. 1 car garage. garage. Large fenced rear yard. Great location.

RANCH CONDO

P 4710 Kynnelworth Dr., Bettendorf

Picturesque ranch on 1 acre lot. Hardwood floors & 2-½ car garage. Fully renovated.

GREAT VALUE

2720 Ripley St., Davenport

2412 1st St. Ct., Moline

$129,900

611 Franklin St., Buffalo

$159,900

All brick 2 BR condo on quiet cul-de-sac. Private deck off master with pergola & 2 car garage. Completely updated kitchen.

IN END

G

$69,900

2121 5th St., East Moline

SOL

D $43,900

2372 27th St., Moline

Two BR ranch with screened porch One BR ranch with 3 season porch & sunroom. 1 car garage. Great & 1 car garage. Super sharp home. value.

NEW LISTING

P

IN D N E

G

4014 18th St., Bettendorf

563-355-8080 RoxRealtor.com $99,900

Three BR, fireplace & partially finished basement. Large deck & 1 car garage. Lots of potential.

Iowa & Illinois

Roxanne Schnell HOMES | January 2013

9


www.RichBassford.com www.RichBassford.com

• Great Floor Plan • 4 BR, 3 BA Ranch • Walk-out Bsmt & Rec Room

• Patio/Large Deck • Heated 3 Car Garage • All Appliances Stay

• 3 BR/Finished Basement • MBR with Jacuzzi Tub

• Private Deck Off MBR • All Appliances Stay

Davenport • $194,900 East Moline • $154,900 Davenport • $124,900 • Great Man Cave in Basement • 2 Rec Rooms & Office

• Woodburning FP in Great Room • Formal Living Rm • Formal Dining Rm

• 4 BR/2 BA Quad-Level

• Well Established Neighborhood

• Super Clean • 3 BR • 1¾ BA

• Rec Room in Basement for Entertaining

Taylor Ridge • $114,900 Rock Island • $114,900 East Moline • $114,900 •M anufactured Home/Beautiful Lot • Loft Garage • Large Deck

• Above Ground Swimming Pool • Large Master Suite • Financing Available

• Wow! What a house! • 3 BR Ranch

• Basement Ready To Finish

• 3 BR Ranch • 2 Car Htd. Gar./ Wrkshp. •N ew Roof, H2O Htr

Rock Island • $95,900 Rock Island • $84,900 • 2 BR Ranch • Attached Gar. • Finished Bsmt • Corner Lot

• Backyard Patio • Woodburning FP • Hardwood in BRs • New H2O Heater

• 3 BR • 4th BR or Office • Full Bsmt/ • Large Rec Room Partially Finished • Lots of Updates!

RE/MAX River Cities

Cell 309-292-3681 • Office 563-459-6553 Assistant Lisa 563-459-6557 • remaxrich@mchsi.com

www.RichBassford.com

Licensed in Illinois & Iowa Sellers: List Your home with me & see it here next month! HOMES | January 2013

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

Rich Bassford, GRI

•H td. Breezeway w/ Wood Burning FP • ML Hardwood Flrs • Fenced Yard w/Patio

www.RichBassford.com www.RichBassford.com

www.RichBassford.com

• 2 Story Home • 3 Car Attached Garage

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

Bettendorf • $399,900 Bettendorf • $299,900 Davenport • $205,000 •H ome Sweet Home! • S uperior 5 BR, 4 BA

www.RichBassford.com 10

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com


www.RichBassford.com

Milan • $49,900

www.RichBassford.com

www.RichBassford.com

Coal Valley • $20,000-$39,900 Milan Lots Starting at $19,900

• Build your Dream • B eautiful Wooded Lot Home at the in Cul-de-sac Conservancy and • B ricked Roads, Vacation Year Round! Privacy, Hiking Trails, • Lot has a Trail Walk Fishing to 2 Stocked Lakes/ • P rivate Clubhouse Ponds with Rec Room Available

• Fully Developed • Covenants Allow Ridges Building for Reasonably Lots Priced Homes • Gorgeous • Many Plans Have Wooded Area of Been Designated Coal Valley for These Lots • Lots are Ready for Building!

• 5 to Choose From • Nice Buildable Lots • Excellent Price • Convenient Location

• City Water & Sewer Hook-Ups on Property • Call for Details

www.RichBassford.com

Rich Bassford, GRI RE/MAX River Cities

Cell 309-292-3681 • Office 563-459-6553 Assistant Lisa 563-459-6557 • remaxrich@mchsi.com

www.RichBassford.com

www.RichBassford.com

Licensed in Illinois & Iowa Sellers: List Your home with me & see it here next month!

www.RichBassford.com

BRAND YOUR BUSINESS!

www.RichBassford.com 00

,3

7 $9

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

www.RichBassford.com

Moline MolineHilltop HilltopCondominium Condominium Clean, Clean,Quiet Quiet&&Secure Secure

 Main Level 2BR, 2BA Condo  Main Level 2BR, 2BA Condo  Spacious Floor Plan is Move-In Ready  Spacious Floor Plan is Move-In Ready  DR/LR Combo & Nice Eat-In Kitchen  DR/LR Combo & Nice Eat-In Kitchen  Master BR w/ 3/4 BA  Master BR w/ 3/4 BA  Amenities: Parking, Laundry, Large  Amenities: Parking, Laundry, Large

Advertise in

HOMES

©

Secure SecureStorage StorageArea Area&&More More

Call Callfor forDetails Details&&Private PrivateShowing! Showing!

Magazine

& ask about your exclusive Rate* Quad City Area HOMES© Magazine is a FREE publication protecting home ownership and providing homeowners with important REALTOR® information for the home buying process. Please see Terms of Agreement. Certain restrictions apply.

*

Moline, Moline,IL IL 1choicebroker.com 1choicebroker.com

David DavidSountris Sountris Office: Office:309-757-8400 309-757-8400 Cell: Cell:309-236-2171 309-236-2171

00

,9

Rock RockIsland IslandHilltop Hilltop

9 11

Near NearShopping Shopping

$

 City  CityApproved: Approved:1-1/2 1-1/2Story, Story,2 2BR BRHome Home

w/Addtl w/AddtlLiving LivingQtrs Qtrs(1BR (1BRApt AptononUpper Upper Level) 3BRSingle SingleFamily FamilyHome Home Level)OR OR3BR

 New  NewWindows, Windows,Roof, Roof,Refrigerator Refrigerator&&Water Water

ȪȶɃɇȺȿȸ Ʌȹȶ ɃȶȸȺɀȿ ȷɀɃ ɀɇȶɃ ɊȶȲɃɄ

1900 State Street Suite 1 Bettendorf, Iowa 52722 www.qcaREALTORS.com

Call Souligna Stone: 563.355.6655

Heater Heater

 29x24  29x242+Car 2+CarGAR GAR&&Parking ParkingSlab Slab  New  NewCarpet CarpetininLR, LR,DR DR&&Hallway Hallway  New  NewHi-Efficiency Hi-EfficiencyFurnace FurnaceJan Jan2012 2012  2 Full Baths  2 Full Baths

Call Callfor forDetails Details&&Private PrivateShowing! Showing!

HOMES | January 2013

11


2500 18th St., Bettendorf 563-359-4401 grampprealty@grampprealty.com

1211-15th St., Bettendorf

Bett. Ranch. Under $130,000 for 4 BR, 3 BA. Gorgeous kitch. Spacious D.R Gina McCall 563-320-0556.

3315 Mt. Joy Ave., Bett.

6150 Buckskin Trail, Bett.

Better than new w/3600+ living area. 4BR,4BA. Media Rm., PV Schools. Esther Weiner 563-650-0112

3059 Holiday Ct., Bett.

18 acres. 6400 sq. ft.., indoor pool, Third floor, 1200 sq. ft. 3 BR, 2 BA, large pole bldg., over 2,000 hardwood fireplace, deck, all appliances. trees. W. T. Grampp 563-343-1900 W. T. Grampp 563-343-1900 $132,000

Just Listed

6024-6024½ W. River Dr., Davenport

Just Listed! 2 Homes, 2 garages, storage bldg. 2 Acres MOL with 60 Apple & fruit trees. Old store w/walkin cooler. Good income &/or development! Call now for more info.! Both homes are rented, so there will be immediate income.

Owner Anxious, Make an Offer

!

tan or Call S ne Julian ur e Yo to Hav Farm , Home ess in or Bus ed r u Feat r He e!

1510 Christie St., Davenport

2 BR priced under $35,000. Lrg. F.R.. Walk-out to spacious lot. Newer updates. Gina McCall 563-320-0556

1114 Eagle View Ct., Bett.

River view townhome. 3BR,3BA walkout LL, gas fp, cathedral ceiling. W.T. Grampp 563-343-1900

Just Reduced, Make an Offer

SOLD Bettendorf • $109,900

Just Reduced! Owner anxious, so make an offer! 2 BR, 2 BA, main floor condo. Enjoy the fireplace on chilly nights or relax and grill on the deck in the summer. These rooms are spacious with eat-in kitchen and large bedrooms. There is even an elevator, 1 car garage and storage. Appliances stay. No lawn work or shoveling.

Davenport • $75,000

12

HOMES | January 2013

Davenport • $114,900

Well-cared for 3 BR split foyer with so many updates including roof, sewer line, deck (’03), windows (’01) and so much more. The home features walk-thru from MBR to bath, open living room, dining room, finished rec room w/wet bar & ½ bath. Grill out on the deck, eat on the patio, or shoot hoops in the fenced backyard. All the appliances stay, so just move in and make it “HOME SWEET HOME!”

This is a Great Investment!

SOLD Lovely well-kept home. Beautiful woodwork throughout this 2 BR, 1 car garage. Dining room with built-in buffet with stained glass. Spacious open living room with many windows. New stainless steel refrigerator and stove included with an acceptable offer. Covered patio & well manicured lawn. Motivated seller. Make an Offer!

Back on the Market

Davenport • $89,999

3 BR, side-by-side duplex with many updates – siding, attic insulation, some new windows, new bath & water heater. fenced yards are separate. Tenants pay “ALL” utilities, mow & shovel. Great buy for investment or owner & occupants! Close to St. Ambrose & Palmer. At this price it won’t last, so CALL NOW!

Davenport • 222 Acres

INVEST IN LAND – Prime location ground which borders W. Kimberly Rd. (Hwy. 6) & Wisconsin Ave. Besides farm income, it has potential for development including 1 mile (MOL) of frontage Wisc. Ave. Land presently zoned agriculture, multi-use property close to I-80 & I-280. Davenport is developing to the West. Give me a call about the possibilities. Now is “A Great Time To Buy.”

Julianne Hardy

Licensed in IA & IL

563-343-5637

Stan Benischek ABR, RLI

563-940-1152


Sheila Kraemer Managing Broker

GRI, CRP, ABR

(309) 755-2678

FEATURE OF THE MONTH

 Wonderful newly remodeled   four-bedroom, two-story with   large fenced lot on quiet cul  de sac! This is a home you’ll  enjoy for years to come!!!   NEW upscale kitchen and  appliances, totally NEW  bathroom upstairs, and 3/4   on main level. ALL   ORIGINAL WOOD FLOORS HAVE BEENbathREFINISHED and gleam!  Carpeting & vinyl flooring new, too. Large finished family room in basement   you’ll enjoy, as well as newly decorated 3 season room! And MORE! Spacious   home! New vinyl siding & windows. Attractive inside and out! $182,900.  

INVESTORS!!! Great 4+ bedroom home near

Augustana College, complete with tenant (Or not! Your choice! Tenant on month-to-month lease.) Good income opportunity. Call for details! GREAT FOR OWNER OCCUPANT TOO! 2-Car Garage, fenced double lot, good condition! Only $85,000!!!

   For ALL your real estate needs…   CALL SHEILA – Sheila Kraemer Realty, LLC     309.755.2678    Serving Illinois & Iowa

Visit My website: SheilaKraemerRealty.com

“Bringing thirty-four years of experience to work FOR YOU!!”

HOMES | January 2013

13


2537 20th Avenue, Rock Island 4 Bedrooms 1 1/2 Baths Call Rick 309-292-2222

1801 85th Ave W, Rock Island 3 Bedrooms 3 Baths Call Bill 309-781-0040

2805 32nd Ave Dr, Moline 3 Bedrooms 2 1/2 Baths Call Janet 309-738-8310

733 23rd Avenue Ct, Moline 4 Bedrooms 3 Baths Call Bill 309-781-0040

302 16th Avenue, Moline 3 Bedrooms 1 Bath Call Bill 309-781-0040

548 54th Street A, Moline 3 Bedrooms 1 Bath Call Bill 309-781-0040

2629 32nd Street, Rock Island 2 Bedrooms 1 1/2 Baths Call Sue & Jerry 309-236-9000

2025 14th Street, Moline 3 Bedrooms 1 3/4 Baths Call Rick 309-292-2222

3325 28th St Ct, Rock Island 3 Bedrooms 1 3/4 Baths Call Bill 309-7811-0040

C

1832 53rd Street, Moline 2 Bedrooms 1 3/4 Baths Call Rick 309-292-2222

5009 35th Avenue, Moline 3 Bedroom 3 Baths Call Rick 309-292-2222

2107 3rd St B, East Moline 3 Bedrooms 1 1/2 Baths Call Sue & Jerry 309-236-9000

C

525 19th Avenue, Moline 2 Bedrooms 1 3/4 Baths Call Dick 309-236-6155

12 Blackhawk Hills, Rock Island 3 Bedrooms 1 Bath Call Bill 309-781-0040

1821 9th Street, Moline 4 Bedrooms 2 Baths Call Bill 309-781-0040

Cornelis-Simpson, Inc., 1440 12th Street, Moline, IL (309) 764-7413 or (800) 821-2128 14

HOMES | January 2013

C

1


0

2029 42nd Street, Rock Island 2 Bedrooms 1 Bath Call Bill 309-781-0040

351 Greenview Avenue, Colona 3 Bedrooms 2 Baths Call Glee 309-738-1494

1333 15th Street A, Moline 2 Bedrooms 1 1/2 Baths Call Rick 309-292-2222

3014 16th St Ct, East Moline 2 Bedrooms 1 3/4 Baths Call Sue & Jerry 309-236-9000

2820 45th Street, Rock Island 2 Bedrooms 1 Bath Call Bill 309-781-0040

1914 15th Street, Moline 2 Bedrooms 1 Bath Call Rick 309-292-2222

1299 48th Ave #11, East Moline 2 Bedrooms 1 3/4 Baths Call Sue & Jerry 309-236-9000

1425 18th Avenue, Moline 3 Bedrooms 1 Bath Call Rick 309-292-2222

4508 21st Avenue, Moline 3 Bedrooms 1 3/4 Baths Call Roger 309-236-2347

1432 13th Avenue, Rock Island 3 Bedrooms 1 Bath Call Sue & Jerry 309-236-9000

2913 13th Avenue, Moline 3 Bedrooms 1 3/4 Baths Call Dick 309-236-6155

2317 71/2 Street, East Moline 2 Bedrooms 1 Bath Call Richard 309-792-3114

1009 11th Street, Silvis 2 Bedrooms 1 Bath Call Jody 309-235-1960

7214 100th Ave, Coal Valley 3 Bedrooms 2 Baths Call Sue & Jerry 309-236-9000

1800 7th Street, East Moline 2 Bedrooms 1 3/4 Baths Sue & Jerry 309-236-9000

Cornelis-Simpson, Inc., 1440 12th Street, Moline, IL (309) 764-7413 or (800) 821-2128 HOMES | January 2013

15


Selling your own home sounds good; put in a little effort and save some money. But selling your own home can be a full-time job, a job you’re really not qualified to do. REALTORS® have the experience to price your home, so it can sell for up to 16%* more than selling it yourself. Before you decide to sell your own home, contact your local REALTOR® to get the facts straight.

Ask if your agent is a REALTOR, ®

a member of the National Association of REALTORS

®

ȪȶɃɇȺȿȸ Ʌȹȶ ɃȶȸȺɀȿ ȷɀɃ ɀɇȶɃ ɊȶȲɃɄ

*Based on data collected from the 2005 Profile of Homebuyers and Sellers by the National Association of REALTORS®. ©2006 National Association of REALTORS®

16

HOMES | January 2013

1900 State Street Suite 1 Bettendorf, Iowa 52722 563.355.6655 | www.qcaREALTORS.com


Dave Vyncke 309-235-7234 35 Years Experience ď ˇ Licensed in IA & IL

TOP DOZEN LISTINGS $6

$6

3,0

9,9

00

42 Blackhawk Hills, Rock Island

2 BR, quiet court, full basement, large yard.

$1

02

701 N. Main, Port Byron

Building lot right on Mississippi. Deep water. Very rare find. Realtor owned.

$1

,90

0 5132 6th St., Moline

Entirely redone, double lot, tastefully decorated.

$1

00

14

,90

0 1901 5th St., East Moline

Pride of Ownership! 3 BR, full finished bsmt., lots newer.

$2

67

,50

0 533 38th Ave., East Moline

Large 3 BR ranch with full finished bsmt. with large lot on quiet street.

59

,90

0 707 N. Main, Port Byron

Entirely redone home right on Mississippi with over 150' of shoreline. R/O.

$8

$9

4,9

4,9

00

4426 10th Ave., Rock Island

ENTIRELY REDONE! 3 BR, 2 car garage, realtor owned.

$1

500 W. 31st St., Milan

Extensively remodeled 4 BR, 2 baths, finished bsmt. Realtor owned.

$1

29

,90

0 3623 9th St., East Moline

Large ranch. New furnace, AC, roof, floors, and more.

$1

00

39

,90 0 3410-3412 60th St., Moline

Entirely renovated duplex near BHC. Realtor owned.

$1

04

,90

0 2931 30th St., Rock Island

Great area, great condition, several high end improvements.

74

,90

0 19224 Hubbard Rd., East Moline

Large ranch on Country setting yet 5 min. to town. Meticulously renovated.

0

90

$

, 39

5

John Girard Cell: 563-235-7077

Office: 563-332-9110, Ext. 21

Executive Home Located in Linton Hills on the 14th Fairway of Palmer Golf Course

3080 Lundy Lane • Bettendorf, Iowa

If you love to entertain, you must see this home. It features 4470 square feet of finished living space and storage galore. The home features 4 or 5 bedrooms and 6 baths, newly updated stainless kitchen with granite, informal dining, large vaulted family room with fireplace, living/music room, dining room, and a beautiful office with wood coffered ceiling. the lower level includes a full kitchen, theater room, billiards room, game area, homework desk, possible 5th bedroom, and stairs to the garage. The master suite looks out to the 14th fairway and includes an en suite with whirlpool tub and 2 walk-in closets. This home has been completely updated and includes radon mitigation, central vacuum, irrigation, and central alarm system. This high quality home will satisfy the most discriminating buyer. HOMES | January 2013

17


Protecting home ownership, now and for future generations. A child doesn’t know that owning a home helps build communities.That home ownership contributes to higher self-esteem and better test scores.They just know that home is where they belong. It’s where they play, grow and learn. The National Association of REALTORS® will always stand up for home ownership and strive to protect it. Because home ownership matters – to our families, our neighborhoods and our country. HouseLogic.com/homeownership

Official sponsor of the word “home”.

SM

ȪȶɃɇȺȿȸ Ʌȹȶ ɃȶȸȺɀȿ ȷɀɃ ɀɇȶɃ ɊȶȲɃɄ

NATIONAL ASSOCIATION OF REALTORS® ©2012 REALTORS® are members to the National Association of REALTORS®

18

HOMES | January 2013

1900 State Street Suite 1 Bettendorf, Iowa 52722 563.355.6655 | www.qcaREALTORS.com


CUSTOM BUILT – ONE OWNER!

G

TIN

W

LIS

NE

3210 Rambling Rd., Bettendorf $349,500 • PV Schools

Brick 2-story home features: A grand entrance foyer, 3 spacious BRs (bsmt Den/Ofc has been used as a non-conforming 4th BR), 3.5 BA, 2 woodburning fireplaces, 2 furnaces w/CAC, 2 water heaters, spacious bsmt utility room with workbench and storage shelves, cedar lined closet, new appliances 2010, new carpeting 2012, and lots more! Call Jeff 563-570-1875. Go to REALTOR.com for more info.

00

3007 Heatherton Ct., Davenport

,9 79

$

3 BR, 2 car gar. Features: Lg. backyd. w/privacy fence, high efficiency furn. & AC, gas or 220 hookup for dryer, tilt-out win., stove, refrig., washer, dryer, microwave & dishwasher included. Area features new library, bike path & many nearby stores. Call Jeff 563-570-1875 Go to REALTOR.com for more info.

E

AL

TS OR

SHORT SALE OPPORTUNITY! 3302 Rockingham Rd., Davenport

SH

Asking $60,000. All offers will be presented. 2nd lot across alley with gar. 135x150. Vintage home with lots of sq. ft. for the price. Recent updates include windows and roof replacement. Call Jeff 563-570-1875. Go to REALTOR.com for more info.

00

406 E. 9th St., Davenport

5,0

$4

Spacious home features newer windows, updated kit., recently installed hardwood floors. Stove, refrigerator, washer & dryer to stay. 2-½ blocks East of Palmer College. Call Jeff 563-570-1875. Go to REALTOR.com for more info.

RESERVED FOR YOUR HOME. LIST YOUR HOME WITH US TODAY!

eindruch eade.Inc.

How do you buy a foreclosed property? Who can purchase a VA or HUD owned property? What is a “Short Sale” property?

Call Jeff Weindruch, C.R.S., G.R.I. Selling Iowa Homes for 40 Years

563-570-1875

for answers to these & other questions!

For Additional Information on these Properties go to: www.REALTOR.com HOMES | January 2013

19


Subscribe Today and Save! 12 Weeks for $35* 12 Weekends for $25* For convenient home delivery call

797-0345 800-660-2472

or visit QCOnline.com/sub

The area’s best coverage of Illinois Quad-Cities news, entertainment and events plus sale ads, coupons and money-saving inserts! If It Matters To You, It Matters To Us. * Valid for carrier home delivery areas only. Household must not have had home delivery in the last thirty days. This is an introductory offer at 60% off the retail price for 7 day delivery. Offer expires August 31, 2013. 20

HOMES | January 2013


Nancy’s Neighborhood News Where Experience and Integrity Work for YOU!

Nancy Landi ABR, CRS

View on www.QCHOMESTORE.com

309-737-7179

ROCKRIDGE SCHOOLS!

NATURE LOVERS PARADISE!

POSSIBLE “0” DOWN!

SIMPLY CHARMING

One plus Country Acre surrounds this 3BR/2BA farm house w/2 car att. garage, blk bldg., & 32x80 quonset bldg!

40 Ac, 2 ponds, pasture, & timber all fenced! 3BR/2BA rustic custom built home w/heated outbldg, 24x30 garage.

Solid Built brick 2BR ranch, features new windows, hdwd flrs, 3 season rm, full LL w/storm shelter, 2 C gar.

2 Sty 4BR/2.5BA Victorian home, hdwd flrs, elegant entrance foyer, ml fam rm w/fp. 2+ Heated Car Garage! Great Small Town Living.

REALTORS®

WITH DESIGNATIONS EARN 73% MORE THAN THOSE WITHOUT DESIGNATIONS. START YOUR CAREER IN REAL ESTATE TODAY!

Classes Begin February – Available In-Class or Online

To register or for more information: call Sharon 563.355.6655

ȪȶɃɇȺȿȸ Ʌȹȶ ɃȶȸȺɀȿ ȷɀɃ ɀɇȶɃ ɊȶȲɃɄ

1900 State Street Suite 1 Bettendorf, Iowa 52722 563.355.6655 | www.qcaREALTORS.com

Call Jill

She will get it SOLD!

207 3rd St., Sherrard

Cute little 3BR in the heart of Sherrard. Fenced-in backyard and all of the appliances stay. Close to schools, gas and church. Short sale.

556 24th Ave., Moline

Handyman special. If you love to remodel this is the house for you! A lot of potential for the person that wants to give it some TLC. Possible short sale.

5504 Oakbrook Rd., Davenport

4BR/4BA with many updates. Brand new privacy fenced-in backyard with a patio to relax.

Let me help you find the home of your dreams! Jill Slater ∙ Cell: 309-738-1398 HOMES | January 2013

21


When REALTORS® complete mandatory Code of Ethics training, they not only set themselves apart from other professionals in the real estate industry, they set themselves apart from many industries. When it comes to the business of buying or selling a home, it’s nice to know that there’s someone you can count on to be honest and maintain high standards of practice. Visit realtor.org/codeofethics to learn exactly what the Code of Ethics is an how it benefits you as a customer.

Ask if your agent is a REALTOR, ®

a member of the National Association of REALTORS

®

ȪȶɃɇȺȿȸ Ʌȹȶ ɃȶȸȺɀȿ ȷɀɃ ɀɇȶɃ ɊȶȲɃɄ

©2006 National Association of REALTORS

®

22

HOMES | January 2013

1900 State Street Suite 1 Bettendorf, Iowa 52722 563.355.6655 | www.qcaREALTORS.com


Want Your Home Sold NOW?

22 Year Experience

15 Years Running in 100% Club RE/MAX Hall of Fame Member

Call for your FREE Highest Price Analysis

Licensed in Iowa & Illinois

IA & IL • (309) 314-2499 • lisadeloose@yahoo.com $

164,900

164,900

164,900

$

$

SOLD MOLINE

• Brick Ranch • Over 1,600 SF • 2 Fireplaces • 2 BA • 3 BR • Heated Breezeway!

$

144,900

HAMPTON

• Beautiful 1-Owner Home • Zoned Res/Com • 4 BR • 3 BA • Fireplace!

89,900

$

EAST MOLINE

• Awesome Lot • Privacy Fenced Yard • Pool/Pool House • 3 Car Gar.

139,900

TAYLOR RIDGE

• Brick Ranch • Open Floor Plan • Sun Room • Huge 1st Flr Family Room

129,900

$

$

COAL VALLEY

• Ranch • 3 BR • 2 Car Garage • Finished Basement • 2 BA • ½ Acre Lot!

87,900

MOLINE

• Move-In Condition • Ranch w/1 Car • Car Port For 2 Cars • 2 BR/2 BA!

69,900

$

$

PENDING DAVENPORT

• Country Living In Town • 4 BR • 2 BA • Oak Kitchen • Ceramic Flrs • Newer Siding!

COAL VALLEY

• Great Location • New Siding • New Roof • New Carpet • 3 BR • Large Kitchen

E-mail: lisadeloose@yahoo.com

PARK VIEW, IA

• Condo • New Carpet • 2 BR • Freshly Painted • Attached Gar. • No Age Restrictions!

Lisa 309-314-2499 DeLoose HOMES | January 2013

23


302 9th Ave. S., Cordova

5718 320th St. N., Hillsdale 3 bedroom, 3 bath, 2 story - like new condition! Large eat-in kitchen w/oak cabinets, dining room, office or den, big master w/whirlpool & skylight. 2 garages, 36 x 16 deck, whole house generator. All on 1.5 acre lot w/ river access! MLS 4134250

Like new 1½ story home on corner lot. 3 BR, 3 baths, oak kitchen, main floor laundry & master bedroom. Rec room & extra room in lower level. 3 car garage. Privacy wooden fenced back yard with above ground pool & deck. MLS 4139071

Wayne & Sally Brinkmeier “One Call - Twice the Service!” Office: (309) 277-7543 Sally Cell: (309) 314-2369 Wayne Cell: (309) 314-2367 E-Mail: sbrinkmeier@melfosterco.com

64 Years of Combined Real Estate Experience

Sally - Licensed in IL & IA y Wayne - Licensed in IL

East Moline $54,,500. Completely remolded 2 bedroom home with a 2 car garage ready to move into. New windows, new kitchen, new bathroom, new floor coverings including ceramic title in kitchen and bathroom, new electrical wiring new copper water lines, new drain lines, newer roof, newer vinyl siding and roof and much more. New hot water heater 2012. New furnace 2011. Just move in and enjoy or this would be a great income property. #4135447

Milan $ 64,800. Don't hesitate, this move-in ready and won't last long. This 2 bedroom home is located on a dead end street and has many updates including newer vinyl siding, windows, sewer line, floor coverings and much more. New roof in 2012 and water heater in 2009. There is a large fenced yard with a Patio, many perennials and a large shed. There is also a large 12X30 deck built in 2009 perfect for entertaining. This would also be a great investment property. Call Today for Your Private Showing! MLS # 4137414

Gary Fox Licensed in Iowa & Illinois Call or Text: (309) 314‐3350 E‐Mail: QCArealestate@Gmail.com Web Site: www.GaryFox.org 24

HOMES | January 2013


FOR MORE INFORMATION ON THESE AND OTHER HOMES CALL 1-800-380-6824 + EXT # Ext. 9076

Ext. 4116

UNDER $420 P/I/Mo

$84,900 New Boston, IL 3 BR 2 Bath Corner Lot Privacy Fence Move In Condition

Ext. 8116

Ext. 1016

$145,000 Andalusia, IL 3 BR 2 Bath Fireplace Finished Basement, Deck Awesome backyard

$178,500 Sherrard IL 3 BR 2 Bath Fireplace Over 1800 Square Ft 3 car garage

10.47 ACRES $294,900

Lynn Center, IL

3 BR 3 baths 3 Fireplaces 2 Ac Stocked Pond -dock 8 Stall Horse Barn Ext. 3006

$60,000 Coal Valley, IL SHORT SALE 2 BR w/Newer Roof Nice Kit Fenced Yard Ext. 7006

Ext. 5176

Ext. 9086

LAKE VIEW

MAKE OFFER!

$145,000 Sherrard, IL 3 BR 2 Bath Fireplace Quiet Cul -De -Sac Over 2000 Square Ft

$79,900 Taylor Ridge, IL 4 BR 3 Bath Fireplace Over ½ Acre-Garage Private Backyard

Ext. 1256

$48,000 Galesburg, IL 3 BR 2 Bath Hard wood Floors Updated Kitchen Many Updates Ext. 9026

Ext. 9006

$78,000 Reynolds, IL 3 BR 2 Bath Edge of town Over 2000 Square Feet 2 car garage 2 large lots

$67,500 New Boston, IL 2 Bay Car wash w/2 pop Machines. Heated Concrete Security System

Ext. 1236

35 Acre Mini Farm

Ex t. 7 01 6

10 Acre Horse Farm

$219,900 Prophetstown, IL $135 1 Acre - 4BR 4Bath Over 2100 Sq. Feet Full Bsmnt 2 c Garage

$135,000 Alpha, IL 4 BR - Fireplace 8 stall horse barn Fenced pastures

Ext. 9036

Ext. 9146

$98,000 Milan, IL Home on 1 Acre 2 BR 2 Bath Hard wood Floors 2 Car Garage Dead end Street Ext. 4016

90’ Water Frontage

$360,000 Abingdon, IL 3 BR 2 Bath 2 Fireplace 4 acre lake + 4 Ponds Machine shed & Pole Barn

50’ Water Frontage $108,500 New Boston, IL 3BR 2Bath Fireplace Deck Lrg Workshop 23x36 Tatum garage

UNDER $534 P/I/Mo

$118,500 Geneseo, IL 2 BR 2 Bath Oak Kitchen 2 car + 1 car garage Move-In- Ready

$33,000 Keithsburg , IL 2 BR 2 Bath Great Fishing Cabin Or Permanent home

Former Grocery Store

$79,900

East Moline, IL

3BR Finished Basement Fenced Back yard Deck 2 c Garage

$49,900 New Windsor, IL Remodeled w/ Full Bsmnt Freight Elevator 2 BR Apt Above

$9,000 New Windsor, IL Endless possibilities Pizza or Beauty Shop Office, work shop, etc.

17.45 ACRES Country Crossroads PO Box 156 1303 17th Ave. Viola, IL 61486

$79,900

Woodhull, IL

$6,000

Alpha, IL

3

Managing Broker

596-4228

4-1/2 Acre Spring Fed Lake Building Lot on Dead End 0 City Utilities 9 new Oak & Walnut trees 9 SharonEsslinger@hotmail.com Near I-74-Gorgeous Abuts to Farmland www.SharonEsslinger.com

7UXVWHG QDPH LQ 5HDO (VWDWH IRU 2YHU <HDUV

*Some restrictions apply. Interest only payments. Based on 0% down. Interest rate 4%. Rate/programs may change. Subject to credit approval. Each RE/MAX office independently owned and operated.

HOMES | January 2013

25


26

ANDALUSIA

ANDALUSIA

TAYLOR RIDGE

4-BR • 22-BA • Clean! Rockridge Schools

2-BR • 11-BA Rockridge Schools

6-BR • 44-BA • 2 Acres Rockridge Schools

SHERRARD

TAYLOR RIDGE

ANDALUSIA

2-BR • 2+Acres Sherrard Schools

25 Acres Wooded Ideal Hunting Ground

Commercial Business Two Lots

ANDALUSIA

ROCK ISLAND

MOLINE

5- & 66-Acre Lots Country Estates

4-BR • 2½2½-BA • F/P Great Neighborhood

4-BR • 2½2½-BA • F/P North Shore Drive

DAVENPORT

ROCK ISLAND

TAYLOR RIDGE

3-BR • 22-BA • F/P Garden Meadows

4-BR • 2½2½-BA • F/P Ridgewood Schools

3-BR • 44-BA • 4 Acres Rockridge Schools

HOMES | January 2013


Information Compiled by Quad City Area REALTOR® Association

Fire Sprinkler Mandate New Homes in IA & IL Still A Concern

K

ristie Engerman is the Illinois Association of REALTORS® local Government Affairs Director (GAD) representing the Bloomington-Normal, Lamoine Valley, Livingston, Mid-Valley, Pekin Area, Peoria Area, Quincy, West Central Associations of REALTORS® and the Quad City Area REALTOR® Association. She was very instrumental in helping the REALTORS® in the Bloomington-Normal area in eliminating this mandate. She is now assisting in a coordinated effort between us, the Quad City Area Home Builders and the Quad City Chamber of Commerce in achieving the same positive results in our communities. We will be requesting financial assistance through the RVoice Initiative of the Illinois Association of REALTORS®. Below are some of the reasons for our opposition to the mandate.

• Housing affordability, consumer choice, and inherent private property rights remain the key reasons why the Quad City Area REALTOR® Association, the Quad City Homebuilders Association and the Quad City Chamber of Commerce continue to oppose a requirement to install fire sprinkler systems in new single-family homes.

• Price Does Matter. For each additional $1,000 added to the price of a home, 250,000 home buyers are priced out of the market. Using a very conservative estimate of $3,000 for a fire sprinkler system in the average home, 750,000 homebuyers must remain on the sideline - and not enjoy the

safety benefits of a new home. • Consumer Choice. We are not opposed to fire sprinklers. We are opposed to mandating they be installed in new singlefamily homes. Rather, we believe that they should be given the option of installing or not installing a fire sprinkler in their new home. The Illinois Association of REALTORS® recently conducted a public opinion poll, Ninety four (94%) of the respondents said homebuyers should be able to choose to install a sprinkler, not be required to install one because local government says so. • Inherent Private Property Rights. We support an ordinance that would require each developer/builder to offer an OPTION of a fire sprinkler system to each consumer building a new home. This is referred to as a “Mandatory Offer”. This would enable the buyer to make the decision that is most appropriate for their own situation and finances. The “Mandatory Offer” option can enhance that choice and serve as an alternative to a sprinkler mandate. By educating buyers on their CHOICES, awareness about sprinklers will grow. As awareness grows, the potential for increased demand for sprinklers will grow as well, allowing free market principles to expand this industry rather than forcing the consumer to purchase a product they simply may not want because of a mandate. We ask that when this issue is brought up in your community, you make your thoughts known to your elected officials. Thank you. HOMES | January 2013

27


Experience the Waterstone Mortgage

Difference

Competitive rates | Fast, local service | Quick turnaround times | Solid & Stable

See for yourself how Waterstone Mortgage provides a better mortgage lending experience today!

At Waterstone Mortgage, we proudly offer the widest selection of mortgage products available, including: ê Conventional Mortgages ê FHA, USDA, and VA Loans ê Jumbo Loans

ê Condo Financing ê HARP Refinances ê And more

Diane Lestor

Lori FyFe

Craig stiLes

Cheri Myers

Branch Manager | NMLS #31983 309-269-3097

Loan Originator | NMLS #959416 309-212-1200

Sr. Loan Originator | NMLS #8800 563-650-1140

Production Asst. 309-743-0110

Waterstone Mortgage Corp. 5030 38th Avenue, Suite 5 Moline, IL 61265

Waterstone M ortgage C orp. (nMLs #186434) is a WhoLLy oWned subsidiary of Water stone b ank ssb. (nasdaQ: Wsbf). i LLinois r esidentiaL M ortgage L iCensee Mb.6760383. M oLine :i LLinois r esidentiaL M ortgage L iCensee Mb.6760383-004. state of i oWa e xeMpt C oMpany r egistr ation #2009-0102


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.