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No task too small

National Bank of Coxsackie puts community into banking

By MICHAEL HALLISEY halliseym@spotlightnews.com

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e National Bank of Coxsackie has helped neighbors save earnings and obtain their rst loans since opening its doors, cementing a place within the community they haven’t lost touch with since 1852.

“And that’s what we are,” said Jennifer Vollor, NBC Bank branch manager, “we are that community bank where we try to keep it so. It’s family-oriented. You feel like part of our family. We’re here to help with your banking needs, but also to help you work with those nances.”

In the maelstrom of today’s nancial environment, there are questions as to how it will a ect plans for purchasing a new car or that rst home. NBC o ers a level of personalization and attention. Customers can expect to receive friendly and knowledgeable service from local bankers who understand their unique nancial needs and goals.

Where current mortgage rates may not be favorable for that rst home purchase, Vollor said the discussion could turn towards taking the nest egg and placing it in a shortterm investment, like a 12 or 6-month certi cate of deposit.

“Let’s grow that interest so that when [mortgage rates] do come down… we have that extra cash on hand to help you with those down payments and closing costs, or that vehicle,” she said, adding

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