What happens if I...

touch—and you don’t need your card with you to do it! Of course, if there’s not enough money in the account, this option will not solve that problem.

Carry emergency cash.

The old-fashioned way to be prepared is to carry emergency cash. Just tuck a $100 bill (or more) into your wallet or purse so that if the unexpected happens, you can pull it out to make a payment. Since this should only be used in an emergency, don’t put it with your working cash where you would accidentally spend it, or be tempted to spend it; but if you do, just be sure to replace it right away!

Following all three of these tips is the best way to ensure that you’re protected regardless of whether it’s a technical glitch or human error.

With the warmer weather on its way, we’re all thinking about the things we’re going to do when we can spend more time outside. As you’re planning your summer activities, vacations, or staycations, be sure to plan for those inevitable problems that may arise and spoil your fun!