College Bound - January 2013 by Star-Herald

CHADRON STATE COLLEGE

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2 SATURDAY, JANUARY 26, 2013

College Bound

Central Community College dents to begin their careers upon graduating from CCC after two years of study or less. Depending on the program, students can earn a two-Associate of Applied Science degree, a one-year diploma or a certificate. For more information about academic transfer and career and technical programs, go to www.cccneb.edu/programlist. Online classes â&#x20AC;&#x201D; Associate of Arts and Associate of Science degrees and more than 250 courses are available online. To see what's available, go to www.cccneb.edu/degreesonline. Internships â&#x20AC;&#x201D; Students can apply what they learn in the classroom, enhance their education and gain valuable work experience through a Cooperative Education internship. Learn more at www.cccneb.edu/Internships. Cost â&#x20AC;&#x201D; Tuition for 2012-13 is $80 a credit for Nebraska residents and $120 for non-resident students. All students pay $8 a credit in student fees. For more information, go to www.cccneb.edu/CollegeCosts. Financial aid and scholarships â&#x20AC;&#x201D;

Central Community College offers a variety of opportunities to help qualified students pay for their education. More than 4,300 CCC students received about $19.4 million in financial aid during last year, including $11.7 in grants and $1.7 million in scholarships. Call 877-222-0780 for financial aid assistance. Housing and room and board â&#x20AC;&#x201D; The college has residence halls on the Columbus and Hastings campuses. Room and board rates for 2012-13 are $3,011 a semester for 14 meals a week and $3,252 a semester for 19 meals a week. Housing on the Grand Island Campus is available in a privately owned apartment building. For more information about housing, go to www.cccneb.edu/Housing. Admissions â&#x20AC;&#x201D; Admission to CCC is open to people 16 or older who are not enrolled in high school and who can demonstrate the ability to benefit from a program of study. For more information on admissions requirements, procedures, and application, go to www.cccneb.edu/Admissions.

Academic excellence, value priorities at UNL LINCOLN â&#x20AC;&#x201D; The University of Nebraska-Lincoln, chartered by the Legislature in 1869, serves as both the land grant and the comprehensive public university for the state of Nebraska. In 2012 and for the ninth consecutive year, U.S. News and World Report recognized UNL as one of the top 50 public universities in the nation. In 2013, Kiplinger Magazine rated UNL as a "best value" in public universities. UNL offers degrees through the Colleges of Agricultural Sciences and Natural Resources, Architecture, Arts and Sciences, Business Administration, Engineering, Fine and Performing Arts, Education and Human Sciences, Journalism and Mass Communications, Law, and the university-wide Graduate College. The following programs are offered on the UNL campus and administered by other University of Nebraska campuses: Criminal Justice, Gerontology

Specialization, Nursing and Pre-Social Work. Students undecided on a major may begin in the Exploratory and Pre-Professional Advising Center and receive professional, one-on-one advising. Apply for admission online and also find scholarship application forms at www.admissions.unl.edu/apply The application deadline is May 1 for summer/fall terms and Dec. 1 for spring term. For all visit options, visit www.admissions.unl.edu/visit. For information, visit www.admissions.unl.edu, email admissions@unl.edu or call 800-742-8800, ext 2023. To be eligible for federal aid, students must complete and submit the Free Application for Federal Student Aid to the processing center as soon as possible after Jan. 1. The FAFSA is available on the Web at www.fafsa.ed.gov.

College Bound

Star-Herald

SATURDAY, JANUARY 26, 2013 15

Wrapping up your senior year By EducationQuest Foundation

The last part of your senior year is packed full with collegerelated deadlines and decisions. It may feel like you have one foot still in high school, and the other ahead in college. Weâ&#x20AC;&#x2122;ll tell you how to stay on the right track with both worlds. Pay attention to your grades. Contrary to popular belief, your senior year grades count for college. If you slack off and get poor grades, your college admission could be revoked, so do your best to combat senioritis and pay attention to your coursework, grades and extracurricular activities. Complete the financial aid process. By now, you should have filed your FAFSA (Free Application for Federal Student Aid). If you havenâ&#x20AC;&#x2122;t, apply at fafsa.gov. After filing, you will receive a

SPRING

Central Community College has campuses in Columbus, Grand Island and Hastings and permanent centers in Holdrege, Kearney and Lexington. The college offers courses in more than 90 communities in the area. Check out the CCC Web homepage at www.cccneb.edu. Call any of our locations at 877-2220780. Academic transfer education â&#x20AC;&#x201D; The academic transfer program provides the first two years of a bachelor's degree and includes courses in 25 subject matter areas. CCC is one of 28 two- and four-year colleges that have signed the Nebraska Transfer Initiative, guaranteeing transfer of credits in core classes. CCC also has individual credit transfer agreements with numerous colleges and universities. For details, go to www.cccneb.edu/Transfer. Academic transfer graduates receive either an Associate of Arts or Associate of Science degree, depending on their area of interest. Career and technical education â&#x20AC;&#x201D; More than 30 career and technical education programs prepare stu-

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Student Aid Report acknowledging that your FAFSA was processed. Use the SAR to make any necessary FAFSA corrections, and then watch for financial aid award notifications from the colleges you applied to and listed on the FAFSA. Compare financial aid award letters. Use the Award Letter Comparison Calculator at EducationQuest.org to determine which college provides the best financial aid package. Colleges try to offer a combination of scholarships, grants, work-study, and student loans, but you must qualify for them. The FAFSA results help the college determine what you are eligible to receive. Make your final college selection. The financial aid package is only one piece of the puzzle when selecting a college. Also consider the academic programs offered at the school, the location, typical class size, the total student

Campus Visit Days

population and the campus culture at each college you applied to. Use the College Comparison Calculator at EducationQuest.org to determine which college is the best fit for you, based on your priorities and criteria. Once you make your final selection â&#x20AC;&#x201D; typically by May 1 â&#x20AC;&#x201D; notify the other colleges so they can take you off their mailing list. Pay attention to deadlines. Submit your housing deposit before the deadline so you have a better chance of getting the residence hall of your choice. Also, watch the deadline to register for freshman orientation and courses, as well as deadlines for accepting financial aid and admissions. Get a job. Work as much as you can over the summer to help pay for dorm essentials, textbooks and other college-related costs. Plan to work part-

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time after you start college to help with daily living expenses. All of this can be overwhelming, so remember that you donâ&#x20AC;&#x2122;t have to do this alone. In-

Theatre Workshop and scholarship auditions Saturday, February 23, 2013

Business and Industry Career Fair and workshops Tuesday, March 19, 2013

Bachelor of Science in Nursing (BSN) program. Â&#x201E; Â&#x201E; Â&#x201E; Â&#x201E;

Why BSN. More career options. Greater earnings. Higher care. Better patient outcomes. Aim high. Go far. A bachelorâ&#x20AC;&#x2122;s degree is required for advanced/specialized nursing careers. BSN options. Traditional (2 year) or accelerated (1 year) programs. Prerequisites apply. RN to BSN. Online advancement program for nurses (RNs) with associate degree/diploma.

General Visit Day Choosing a college may be one of the most important decisions you make. The you will be about your choice. Our spring visit programs are a great opportunity for you to learn more about CC. Select a visit program that matches your career interest.

Friday, April 5, 2013 For more information and to RSVP: caspercollege.edu/admissions/visitus Campus map and directions: caspercollege.edu

Information: 800-442-2963, ext. 3605 or 307-268-3605

volve your family, teachers, counselors and friends who are already in college. Also, check out the â&#x20AC;&#x153;Students Transitioning to Collegeâ&#x20AC;? section at EducationQuest.org.

College Bound

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Hastings College Secure your future at Hastings College. As part of the Hastings College community, you will have opportunities to participate in activities with your classmates, including various choirs, HC Media Online projects, intramurals and community projects. In the classroom and around campus, engage directly with faculty and staff invested in your success. Take courses in your major to prepare you for your career. Take courses outside of your major to prepare you for life. Academics Located in Hastings, Hastings College is a private, residential four-year college affiliated with the Presbyterian Church (USA). Currently, more than 1,050 students study at HC, where they can choose from 63 majors in 32 areas of study and 12 pre-professional programs. HC also awards a Master of Arts in teaching degree. Hastings College employs faculty members who pride themselves on classroom teaching and maintains a 12:1 student/faculty ratio. In this environment, Hastings College students build lifelong relationships with their professors. They work together not only in the classroom, but also as students seek internships, secure international study opportunities and research grants, apply to grad schools and conduct job searches. Through its unique J-Term session in January, Hastings College encourages discovery, innovation and unforgettable learning experiences. During this three-week session, students take interdisciplinary courses — many of which are taught by distinguished visiting faculty — travel overseas and complete internships. In recent JTerms, students have studied storytelling and illustration with former Marvel Comics cartoonist Bob Hall, learned to play the piano or the guitar and explored western Nebraska with National Geographic photographer Sam Abell. J-Term classes abroad have traveled to India, Belize and Italy. In addition to the national accolades Hastings College has received from U.S. News & World Report, Barron’s and The Prince-

ton Review, HC was recognized by Washington Monthly for community service. In 2012, HC ranked 23rd among colleges across the country based on the number of students actively serving the community and social mobility. Hastings College draws students from diverse backgrounds. They call Nebraska, Colorado, Wyoming, Kansas and several other states and countries home. Some are Presbyterian; most are not. Ethnic minorities currently comprise about 10 percent of the students. Hastings College provides an environment in which students raised on ranches and farms learn and live with students from metropolitan areas. Athletics As a member of the National Association of Intercollegiate Athletics and the Great Plains Athletic Conference, Hastings College offers 19 sports. Home of the Broncos, HC men and women compete in basketball, crosscountry, indoor and outdoor track, golf, soccer and tennis. Men also compete in football, baseball and wrestling, while women compete in volleyball and softball. In 2010, the HC Bronco Men’s Soccer team won the NAIA National Championship and finished No. 2 in 2011, while the HC Bronco Women’s Soccer team earned their second consecutive national tournament appearance. In 2012, the HC Bronco Volleyball team advanced to the Elite Eight at the NAIA National Volleyball Tournament. Opportunities to participate in the HC Bronco Rodeo team and in cheerleading and dance are here, too. Founded in 2008, the HC Bronco Rodeo team has had great success. In 2012, the men’s team finished fifth in the 13-team region while the women’s team finished sixth in the region. Additionally, Richard Coats of Hastings, won the regional championship in steer wrestling and finished 13th at the College National Finals Rodeo in Casper, Wyo. HC student athletes consistently earn academic honors at the national and conference levels. During the 2011-12 academic

year, Hastings College students earned 51 All-American ScholarAthlete honors. Hastings College graduates on the go Hastings College alumni contribute to communities around the world. Recent graduates work in private-sector businesses small and large; perform on stages across the country; hold elected offices at the local, state and federal levels; and care for patients in hospitals and clinics. You have likely had a teacher or two from HC. Although you won’t recognize the names of every HC graduate, you might know these notable alumni: Mayor of Denver Michael B. Hancock ’91; KPMG Audit Partner Dana (Pote) Foote ’96; NASA astronaut Clayton Anderson '81, who successfully completed his second mission to the International Space Station in March 2010; Dr. Elizabeth Reed ’77, Faculty Member of the Breast Cancer Research Team at the University of Nebraska Medical Center; U.S. Ambassador to Malawi Jeanine (Mathew) Jackson '71; awardwinning paleoartist Gary Staab '89; Dr. Mary Wheat Gray ’59, Professor of Mathematics at American University and former President of Amnesty International; and former U.S. congressman and athletic director at the University of Nebraska-Lincoln Tom Osborne, Ph.D. '59. About campus, around town Sitting on slightly rolling, treelined acres, Hastings College campus features state-of-the-art facilities such as the MorrisonReeves Science Center, the Osborne Family Sports Complex and Fleharty Educational Center and the six-building Bronco Village student apartments. The stately McCormick Hall, built in 1883 as the college’s first building, stands as a reminder of the college’s 130-year history and classes are still held within its walls today. The campus connects to Heartwell Park, where many students like to study outdoors and to Hastings’ running and biking trails. Most Hastings College students live on campus for at least three

years, where they participate in traditions such as Homecoming, Trick-or-Treat Street, the Boar’s Head Dinner and the Perkins Library All-Nighter, held before finals. Through the Student Association and HC Does Weekends, the campus offers entertainment opportunities, including performances by comedians and bands, movies, the Mr. and Ms. Bronco talent show and dodgeball tournaments. For more intellectual pursuits, the Artist Lecture Series hosts nationally-recognized speakers such as David Sedaris, while the ALS Student Committee hosts a student-organized symposium each year. A lively community of more than 25,000 people, Hastings maintains a strong relationship with the college. Many local businesses and nonprofit organizations host HC students as interns and hire them as employees. The Hastings Symphony Orchestra and Hastings Community Theatre seek students to contribute their talents to concerts and productions. Opportunities to hone coaching skills exist at area high schools and children’s sports leagues, while mentoring programs welcome HC students as role models. Hastings, which is located in south central Nebraska, five hours southeast of Scottsbluff, features a robust downtown with several coffee shops, art galleries, bookstores, clothing and gift shops, a movie theater and the Listening Room, an expanding music venue for regional and national acts. Dining options range from steakhouses and meat-and-potatoes cafes to restaurants offering locally-sourced, organic meals. Many students enjoy the Mexican, Chinese, pizza and fast food restaurants when they take a break from the cafeteria’s options. Learn more Visit www.hastings.edu or email the Admissions Office at hcadmissions@hastings.edu for additional information about Hastings College and financial aid opportunities. Better yet, visit us in person and discover Hastings College for yourself.

Frontier School of the Bible focus is on quality education LAGRANGE, Wyo. — Frontier School of the Bible has been in existence since 1967 and is located in LaGrange, Wyo. FSB is a post-secondary technical school that provides quality, intensive training for life and ministry. The one-year program is designed to give students a solid biblical foundation for their lives. The three-year program is designed to fully equip an individual for different types of ministry. This includes training for missions, the pastorate, youth ministry, children’s ministries and church music ministry. Fourth-year internships are also offered. Because the faculty and staff serve as missionaries, the cost for educational experience (tuition, room and board, fees) is approximately $5,000 per year. As a result, a great majority of the students graduate debt free. For more information about Frontier School of the Bible, visit their website at www.frontierbible.org.

Do you have something to sell? Call 308-632-9020 for assistance.

College Bound

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SATURDAY, JANUARY 26, 2013 3

WNCC — Start here. Get there. If you are looking for the full college experience close to home, you'll find it at Western Nebraska Community College. We offer small class sizes at an affordable price. At WNCC, student success is our priority. Your academic goals become our goals. Our faculty are not only masters in their fields, but they choose to teach at WNCC because they are committed to sharing their knowledge with students in a personable environment. Our diverse student body takes advantage of WNCC's modern residence halls, stateof-the-art learning centers, music programs, and countless student organizations and activities. Cougar Athletics also provide nationally-recognized sports programs, enriching your collegiate experience. With 89 programs of study and classes offered at our campuses in Alliance, Scottsbluff and Sidney, as well as an expanding number of online courses, there's no reason to put your academic goals on hold. Degrees and programs WNCC offers two-year programs of study leading to one of four associate degrees: Associate of Arts, Associate of Science, Associate of Applied Science, and Associate of Occupational

Studies. One-year certificate, two-year certificate, and diploma options are available in selected fields, as well as professional skill awards. The Associate of Arts degree prepares students for careers and advanced study in the following areas: anthropology, art, biology/ecology, business administration, criminal justice, early childhood education, economics, education (art) elementary education, english, foreign languages, general studies, geography, history, human services, information technology, journalism, law (pre), mathematics, music education, physical therapy (pre), physics, political science, pre-physical therapy, psychology, secondary education, social work, sociology and theater arts. The Associate of Science degree prepares students for careers and/or advanced study in the following areas: biology/ecology, business administration, chemistry, computer science (pre), dentistry (pre), dietetics, engineering (pre), forestry/wildlife management (pre), mathematics, medical technology (pre), medicine (pre), nursing (pre-professional), pharmacy (pre), physical education (pre), physical therapy (pre), physics, radiologic tech-

nology (pre), and veterinary medicine (pre). The Associate of Applied Science degree prepares students for technical and vocational areas such as: applied technologies, business, health, physical education, and social sciences. In most instances, students may transfer all or part of an AAS program to a bachelor degreegranting institution. Some of the programs include: business technology, food service management, cosmetology instructor training, health information management services, practical nursing, respiratory therapy technician, surgical technician, physical education/coaching, criminal justice, early childhood education, and human services. The Associate of Occupational Studies degree prepares students for careers in technical and vocational areas. The AOS is not intended to be a transfer degree; however, courses within certain programs will transfer to bachelor degree-granting institutions. Some programs under this degree include: auto body technology, automotive technology, aviation maintenance, powerline construction & maintenance, welding technology, business technology, information technology, cosmetology

and emergency medical technician. Student activities WNCC offers students excellence in education, but also aims to complete your college experience with an abundance of student organizations in which to participate, including: Campus Ventures, Emerging Voices, theater, vocal and instrumental music, Phi Theta Kappa, Student Ambassadors, United Leaders for Cultural Diversity, Cosmetology Club, Motor Sports Club, Tech/Electronics Club, Vocair Flying Club, the student newspaper (The Spectator), and intramural and intercollegiate athletics. The WNCC Cougar athletics program continues to fiercely compete and thoroughly entertain. With seven nationally competitive teams, students can cheer on their fellow classmates in softball, volleyball, baseball, men’s and women’s basketball, and men’s and women’s soccer as they contend for regional and national top honors. Our WNCC Lady Cougars captured the 2010 NJCAA National championship and hold 13 straight region titles. Campus living Be close to home but on your own. Get the full WNCC college experience by living on campus.

Conestoga Hall, a modern addition to the Scottsbluff campus, opened its doors to students in August 2007. This state-of-theart residence hall features suite-style living with semi-private bathrooms, high-speed wireless Internet, two computer labs, on-site laundry facilities and wheelchair accessible rooms. Pioneer Hall, also on the Scottsbluff campus, provides community-style living on three floors and is where you’ll find Bishop Dining Hall. Sidney Campus students have access to the College View Apartments as an affordable housing option. Schedule a tour WNCC’s admissions team would love to show you around campus. Prospective students can tour campus and meet with faculty, an admissions counselor, a financial aid representative, the residence hall coordinator, and student ambassadors. Please contact the Student Services office at your desired location for a personalized campus visit: Alliance at 888-5599622, Scottsbluff at 800-3484435, Sidney at 800-222-9682 and the Harms Advanced Technology Center at 800-348-4435 ext 6700. Visit wncc.edu for more information.

The University of Wyoming is where you are TORRINGTON, Wyo. — The University of Wyoming offers more than 30 degrees, certificates and endorsements to students who are not able to relocate to Laramie. The Outreach School delivers courses and programs through distance education technology to fit the needs of today’s distance student. The Outreach School offers bachelor’s degrees in applied science, business administration, criminal justice, family and con-

sumer sciences (professional child development), nursing (accelerated and RN/BSN completion), psychology, and social science. In addition to the aforementioned bachelor degree programs, the Outreach School is pleased to announce a new 3 plus 1 program in Agroecology. The program is offered under the leadership of the Plant Sciences and Renewable Resources Departments, with the delivery assistance of the Out-

reach School. The program allows students in Powell, Sheridan and Lingle/Torrington areas to take the first two years of their degree program at their local community college, and take UW courses at a distance through the Outreach School during their third year. Students will then be required to attend classes in Laramie during their fourth year to engage in research and field-based work. Graduate degrees include five education de-

grees, business administration, English, kinesiology and health, nurse educator, speech-language pathology, public administration, and social work. Doctoral degrees in educational leadership and nursing practice are also available along with 14 certificates and endorsement programs. Additional information about these degrees and the Outreach School may be found at www.uwyo.edu/outreach. Students in UW’s outreach distance education

programs participate and learn through a variety of delivery modes which include video conferencing, audio teleconferencing, online instruction, intensive weekends, correspondence courses and our newest form of delivery, semester-based independent learning. UW’s Eastern Regional Center offers classes at two Torrington locations: on the campus of Eastern Wyoming College, 3200 W. C St. and at the Lincoln Community Complex, 436

E. 22nd Ave., Suite E and various sites across Wyoming. The Eastern Regional Center is one of six UW outreach centers around the state of Wyoming and serves Converse, Goshen, Niobrara, Platte and Weston counties as well as western Nebraska. For information about UW distance programs, contact Linda Day, academic coordinator, at 307-532-8204 or via e-mail at lday3@uwyo.edu.

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Laramie County Community College CHEYENNE, Wyo. — Laramie County Community College in Cheyenne, Wyo., offers top-quality academic and career training programs at accessible rates. The range of opportunities available at LCCC continues to evolve in response to national trends, technological advances and the needs of the surrounding community. LCCC offers more than 80 programs of study that lead to an associate’s degree and an abundance of opportunities to connect with other students and professionals in the community. Not only does Laramie County Community College offer competitive tuition rates and financial aid packages, it also gives students the option of choosing vocational programs that get them into the work force and earning money in two years or less. LCCC offers accredited surgical technology, wind energy technology, computer information science, dental hygiene and nursing programs. Certificate programs that may be completed in one year or less are available in a number of areas including automotive technology, nursing, computer information science and wind energy technology. Students whose plans include a fouryear or advanced degree can save thousands of dollars by attending LCCC for the first two years. Because LCCC extends the Western Undergraduate Exchange tuition

rate to Nebraska students, the savings add up even more. LCCC offers a perfect solution for students who wish to acclimate to the college environment, providing challenging coursework, instructors with master's degrees or higher and an average class size of 20 students. The instructional services staff at the college monitors and responds to academic trends and standards to ensure that the highest number of credits possible will transfer to the University of Wyoming and other four-year schools. At LCCC, there are lots of ways to get involved in campus life. Students can try collegiate athletics, dramatic and musical performances, regularly scheduled student activities and about 40 clubs and teams. On-campus housing is available in Cheyenne, with new residence halls and commons featuring one-, two- and fourperson suites in a high-tech and homey environment. It is LCCC's goal to give students a quality education and a wellrounded and fun college experience. LCCC's main campus is in Cheyenne, just two hours from Scottsbluff. There is also a branch campus in Laramie, as well as outreach sites in Pine Bluffs, Wyo., and on the F.E. Warren Air Force Base in Cheyenne. For more information, call 800522-2993, ext. 1357 or 307-778-LCCC.

Summit Christian College Summit Christian College is here for you. Whether you want to pursue a career in Christian ministry or improve upon your own personal walk of faith, or even strengthen your ability to apply principles of Christian leadership at your own place of business, Summit Christian College is here for you at a rate that you can afford. Summit Christian College offers a variety of classes that are open to the general public, a number of which can be taken in the evenings. For those who are looking to pursue a four-year degree, Summit Christ-

ian College offers Bachelor of Arts and Science degrees in Bible and ministries with an emphasis in Christian education, world missions, or preaching ministry and offers a new Bachelor of Science in Ministries emphasis in deaf ministries in collaboration with “Deaf Missions” of Council Bluffs, Iowa. Associate of Arts degrees and oneyear certificates are also offered. If you are one of the many in our region who have achieved an Associate of Arts degree at one of our community colleges and would like to build upon that degree to

achieve a Bachelor of Science degree in Ministries, come see what Summit Christian College can do for you. Give us a call at 308632-6933 or visit our website at www.summitcc.net or better yet, come see us at our new campus in Gering, Nebraska. Our campus is located right at the foot of the Scottsbluff National Monument at 2025 21st St., right off Five Rocks Road and U streets. “Summit Christian College, an institution of higher learning educates people for Christian leadership.”

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College Bound

University of Wyoming LARAMIE, Wyo. — Being a student at the University of Wyoming offers you more than just a first-rate education experience, it offers you an adventure and a challenge. The University of Wyoming is the state's only major provider of baccalaureate and graduate education, research and outreach services. UW combines major-university benefits and small-school advantages with more than 180 programs of study, an outstanding faculty and world-class research facilities. On campus, there are more than 200 different clubs and student organizations. The UW community enjoys a full schedule of touring artists, concerts, comedy, theater, art exhibits and lectures, as well as NCAA Division I-athletics and outdoor adventure excursions. The University of Wyoming requires a 3.0 GPA or above and an ACT score of 21 or higher or a combined math and reading SAT score of 980 or higher for assured admission for both Wyoming resident and nonresident applicants. Applicants are reviewed on an individual basis and may be admitted with support by earning a 2.50-2.99 high school GPA (ACT or SAT test required); or a 2.25-2.49 with an ACT score of 20 or higher. Students admitted with sup-

port may participate in the Synergy program or other academic transition programs. Completion of the pre-college curriculum includes a minimum: 4 years of English, 4 years of math and 4 years of science; 3 years of social studies; 2 years of the same foreign language plus 2 years of additional coursework chosen from fine and performing arts, social and behavioral studies, humanities, additional foreign language, or career-technical courses. Areas of study include: College Of Agriculture and Natural Resources; College Of Arts & Sciences; College Of Business; College Of Education; College Of Engineering and Applied Science; College Of Health Sciences; College Of Law; School Of Environment & Natural Resources; CrossCollege Interdisciplinary Undergraduate Degrees; Honors Program; International Programs & Services; Outreach Education; Online UW; and the UW/Casper College Center. There is no need for an essay or letters of recommendation; however, a student may submit either with their application, application fee, high school transcripts and test scores. Apply to UW online at: www.uwyo.edu.

SATURDAY, JANUARY 26, 2013 13

New careers start here.

Fullen School Of Hair Design in Scotsbluff Fullen School of Hair Design in Scottsbluff prepares students for entry level into the exciting field of cosmetology. Cosmetology is an ever-expanding industry with an ongoing need for professionals, no matter which area of the industry an individual may be interested in. Fullen School of Hair Design offers training in all areas of cosmetology with both classroom and clinical training taking place. Students will receive theoretical and hands on training in cutting, coloring, permanent waving, straightening, conditioning, styling, skin care, makeup, nail care, nail technology and massage techniques for cosmetology. Clients coming into the school are offered a wide range of services so students will obtain a wide range of experience in preparation for the job market. Upon completion of training students will be well prepared for licensing by the Ne-

braska State Board of Cosmetology. To become licensed, as a cosmetologist in Nebraska a person must complete a course of training consisting of 2,100 clock hours, be at least 17 years of age, have a high school diploma or GED and pass the state board examination. Applicants to Fullen School of Hair will be required to provide a birth certificate and educational document. Applicants will also be required to participate in a personal interview at the school. Any person interested in attending Fullen School of Hair Design may contact the school for further information by calling 308-632-3731 or toll free at 888-547-5685. Interested individuals may also visit the school’s website at www.fullenschoolhairdesign.com. The school is located at 1909 Broadway in Scottsbluff and is open Tuesday through Saturday. Visits to the school are welcomed.

Talk to our financial aid office about scholarships.

Start here. Get there. wncc.edu 800.348.4435

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Nebraska Methodist College OMAHA — One of the most important decisions a high school senior will ever make is where to attend college. Every year, many of these students will choose to attend Nebraska Methodist College for the very same reason they say they want to leave cities like Scottsbluff and Gering, the small-town environment. For years, high school seniors have packed their bags and headed for Omaha with the small-town qualities of Nebraska Methodist College in mind. Students have come to know Nebraska Methodist College as a premier nursing and health professions institution with distinctive professional programs taught by a dedicated, experienced and caring faculty. The college is large enough to provide fully accredited, undergraduate and graduate degrees in nursing and health care professions. Students receive extensive hands-on clinical experience, instruction in state-of-the-art labs including a human anatomy/cadaver lab, and complete preparation for national certification exams. Nebraska Methodist College boasts an enrollment of nearly 1,000 students and a student-tofaculty ratio of 11-to-1. Small class sizes allow for individualized attention, hands-on clinical experience in the first year, a comprehensive mentoring program and extracurricular opportunities. Students appreciate the college for its size because faculty, staff and

students can really get to know and support each other. Yet the college is large enough to offer one of the best nursing and health care educations in the country. This combination is what makes students so successful and why employers hire NMC graduates. Popular degree programs in the healthcare professions include respiratory care, radiologic technology, sonography, physical therapist assistant, surgical technology and medical assistant. For nursing, both a traditional bachelor’s program (BSN) and a 15-month accelerated BSN program are available. The college’s affiliation with Nebraska Methodist Health System provides students with firsthand exposure and experience in their chosen careers. Nebraska Methodist College offers a learning environment and an education focused on caring and excellence. Students benefit from its emphasis on academic excellence and quality clinical care, and learn the essentials of their field from a comprehensive curriculum. Lectures, labs, hands-on clinical experiences and courses that include an online component are all a part of the comprehensive level of instruction. “Our students profit from a balance of technological integration and personal instruction,” said Dennis Joslin, president, Nebraska Methodist College. “In addition, holistic education is an integral part of every program. The social, physical, intellectual, spiritual and emotion-

al development of every student is encouraged and explored.” Nebraska Methodist College’s new campus opened in 2006 and is located in the heart of Omaha. The state-of-the-art health care facilities feature dedicated lab space for each program including a nursing arts center with multiple labs and hi-fidelity simulation manikins. In addition, the school provides its students with a fitness center, student center, bookstore, café and the John Moritz Library. Apartment-style student housing with outdoor pool is available at Josie’s Village for students and student families who choose to live on campus. A variety of financial aid programs and NMC scholarships are available to students who q u a l i f y. S c h o l a r s h i p s range from $1,000 to $8,000 per year. For a detailed description of tuition, fees and miscellaneous expenses, refer to the college’s website at http://www.methodistcollege.edu/admissions/tuition-and-fees. Nebraska Methodist College was founded in 1891 and is a private, accredited four-year institution offering nursing, allied health, and health profession degree programs on campus and online. NMC is located at 720 N. 87th St., Omaha, NE 68114. For more information about the college or admission requirements, please visit www.methodistcollege.e du or call 402-354-7200 or 800-335-5510.

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Ready for a career in health care, but not sure what to do?

Choices abound at Chadron State CHADRON — Chadron State College is a comprehensive institution with about 70 undergraduate programs of study, including bachelor’s and master’s degrees. Chadron State also boasts numerous pre-professional programs, particularly in the health sciences. About 3,000 students attend Chadron State and study both on-campus and online. Those who choose to reside on-campus can live in five spacious residence halls or a family apartment complex. The 281-acre campus is nestled next to the Nebraska National Forest, where outstanding outdoor recreational opportunities abound. Students who want to become

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...tend to succeed in our Associate of Applied Science Radiologic Technology Program. In fact, of students who have successfully completed the program in the past 20 years, the School has a 100% pass rate for certifying exams. The School of Radiology curriculum requires two years as a full time student for completion. However, there are prerequisite classes that must be completed before admission into the program. See our web page at www.rwhs.org/SORT for more details.

acquainted with people of similar interests can become active in one or more of Chadron State’s 70-plus clubs and organizations. The college also has a farreaching internship program that provides credit for upperclassmen while they hold jobs relating to their majors. The campus includes 25 buildings, five of which are listed in the National Register of Historic Places. The facilities are continually being upgraded to provide state-of-the-art classrooms, laboratories, living spaces and offices. Wireless Internet access is available throughout campus. In addition to CSC’s full complement of course offerings in

the traditional classroom setting, the college has become a major player in the online market. The national media frequently lists CSC among the best institutions for an online education. CSC offers 10 bachelor’s degrees and four master’s degrees entirely online. The college’s affordability and timehonored reputation put it ahead of the competition. The online degree offerings include the Master of Business Administration, Master of Organizational Management, Master of Arts in Education and Master of Education. The bachelor’s degree options and endorsements offered online include studies in accounting, business management, special

education, interdisciplinary studies, library information management, management information systems, marketing, mathematics, technical occupations and psychology. In addition, partial online programs are offered in counseling, and family and consumer sciences. Cultural opportunities abound in the many student productions and the Galaxy Series, a fine arts program that offers exhibits, concerts and presentations by nationally and internationally known performers, artists and experts. Chadron State students cheer on the Eagles, who compete in the Rocky Mountain Athletic Conference of NCAA Division II.

Wondering how you’ll pay for college? By EducationQuest Foundation

Parents — if you and your student haven’t saved enough for college, these options may take some of the sting out of tuition payments. Financial aid Complete the FAFSA (Free Application for Federal Student Aid) to apply for grants, work-study,

student loans and some need-based scholarships. The FAFSA results help the college determine how much federal aid your student will receive. Use the College Funding Estimator at EducationQuest.org to estimate your student’s FAFSA results. Your student’s earnings Encourage your student to save at least half of his

or her earnings for college. College payment plans Many schools offer a 10or 12-month payment plan. This allows you to use current income to pay your out-of-pocket college expenses. Home equity line of credit loan A line of credit allows you to use your home equity to pay college costs. You

would use a portion of the approved loan amount when you need the money, which fits well with tuition payments. Consult your tax advisor about deducting the interest. Alternative loans Talk to the college financial aid office about alternative loans, which don’t require the FAFSA. These loans typically have a higher interest rate than

student loans, so exhaust all federal financial aid before pursuing these loans. Community college transfer program If you’re striving for a four-year degree, consider starting at a less expensive community college for basic courses and then transfer to a four-year college. Live at home Room and board at a

Are you searching for a rewarding career? A salary only limited by your ambition? Cosmetology is a booming industry with a high demand for graduates. It will offer you a high paying & flexible career filled with many opportunities. Fullen School of Hair Design could be for you. We offer: • Reasonable tuition • Completion of studies in 13 months • A professional instructional staff • Classroom & clinical training

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The college has open admissions, meaning applications for admission are accepted from anyone who has graduated from high school or received an equivalent diploma. More information about Chadron State may be found at http://www.csc.edu/. Applications for admission and scholarships should be sent to the Admissions Office at 1000 Main St., Chadron, NE 69337. CSC participates in all federal financial aid programs. Early application is advised because the aid is distributed on a firstcome, first-served basis. Both the admissions and financial aid offices may be contacted by telephone by calling 800CHADRON.

four-year college runs about $7,000 a year. If you live at home, that money can go toward tuition and fees. The military All branches of the military offer education assistance ranging from the Montgomery G.I. Bill, to tuition reimbursement, to student loan repayment. Talk to a recruiter for details.

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Eastern Wyoming College ... a great decision! TORRINGTON, Wyo. â&#x20AC;&#x201D; Embracing its distinctive culture and heritage, Eastern Wyoming College offers a pathway to success through education, strengthened by a caring, involved faculty and staff, and programs enriched by academic excellence and real-world experience. Over 40 academic transfer programs are available. Art, education and psychology are some of the traditional offerings. Excellent specialties such as agriculture, criminal justice, rangeland ecology and watershed management, and pre-professional offerings like pre-nursing, pre-pharmacy, predentistry and pre-veterinary medicine are also very popular. Students enrolled in the technical programs benefit from qualified instructors with many years of experience. Some of the technical programs offered are cosmetology, business office technology and welding. A complete listing of all programs available at Eastern Wyoming College

can be found on the website at ewc.wy.edu. Officials at Eastern Wyoming College have worked very hard with the instructors and with area colleges and universities to make sure student credits will transfer with ease. Articulation agreements are in place with the Univ e r s i t y o f Wy o m i n g , Chadron State College, Black Hills State University, Northern Colorado University and others. These agreements allow students earning an Associate of Arts or an Associate of Science degree at Eastern Wyoming College to enter the college of choice at the junior level. That helps save time and money for students continuing their education. The quality of instructors available at EWC is exceptional. Students with an interest in writing can take courses from a Western author (Dr. John Nesbitt); students interested in health care can take courses from a physician (Dr. Peggy Knittel); students with an interest in

agriculture or veterinary medicine can take courses from a veterinarian (Dr. Monte Stokes, Dr. Susan Walker, Dr. Ed Bittner, Dr. Michelle Lett). Students leave Eastern Wyoming College prepared whether for a technical job or transferring to another college or university. Our technical students are ready for jobs and are more than ready for the State and National Exams included in their area of study. The pass rate of our students on the State Board of Cosmetology Exam is 100 percent and our studentsâ&#x20AC;&#x2122; pass rate for the National Vet Tech exam is 95.4 percent. EWC graduates have transferred and gone on to be dentists, vets, physicians assistants, business men and women, nurses, teachers, etc. The expansion of distance education class offerings, fast-track classes and evening class offerings have allowed more and more students the opportunity to take classes when it is convenient for them. The college now of-

fers a complete range of general education courses via the Internet. EWC has also seen a tremendous growth in workforce development. The college has developed several customized trainings and has classes such as Certified Nursing Assistant available to train a workforce. Many courses are now being offered in the collegeâ&#x20AC;&#x2122;s state-of-the-art mobile welding lab. Students needing a CDL license will also find that option at EWC. Students needing additional educational assistance will find a full range of beginning math, reading and writing courses. The Learning Skills Lab also provides an excellent tutoring program that allows students to receive one-on-one help during both day and evening hours. Eastern Wyoming College also offers a very

friendly and helpful faculty and staff. The cost of obtaining a degree at EWC is very affordable. Financial aid is available to those who qualify. Nebraska residents may qualify for instate tuition by qualifying for a Border Scholarship. A variety of athletics and activities are offered at EWC. Men can participate in basketball, golf or rodeo. Women can participate in basketball, volleyball or rodeo. There are also a variety of intramural activities offered each s e m e s t e r. E a s t e r n Wyoming College belongs to the Wyoming Community College Athletic Conference, the National Junior College Athletic Association and the National Intercollegiate Rodeo Association. The college also has a livestock judging program and a debate program.

Students interested in finding out more information or want to set up a tour can contact Zach Smith, enrollment management director at 866327-8996, ext. 8232 or zach.smith@ewc.wy.edu, or Mai Lee Olson, admissions representative at 866-327-8996, ext. 8237 or maileeolsen@ewc.wy.edu. This will give students the opportunity to see what college life is really about. We have built our reputation by offering the kinds of courses you are interested in, and by showing our caring attitude that makes education a pleasant, personal and satisfying experience. Our point to you is that a college does not have to be far away and expensive to be excellent. We have built a college we think you will be proud to attend.

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What to consider when choosing a college By EducationQuest Foundation

Start narrowing your college choices during your junior. This will give you more time to research which school best fits your criteria, and to meet any deadlines associated with your admission or financial aid for the school. Following are questions to help you start, and common mistakes to avoid. What do you want to study? If you know what you want to study, research schools that offer degree programs in that area. If you donâ&#x20AC;&#x2122;t know what to study, itâ&#x20AC;&#x2122;s OK â&#x20AC;&#x201D; many students begin college undeclared and some pursue academic transfer programs at community colleges. What kind of school do you want to attend? Do you prefer a large university or a small college? Are you interested in a community college? What kind of student/teacher ratio do you want? What can you afford? Consider the overall cost of college: tuition, room and board if you choose or are required to live on-campus, books, transportation costs and personal expenses. Determine what you and your parents can afford to pay out-of-pocket and plan to apply for financial aid to make up the difference. Calculate the loan debt your family

may need to incur for your college education. Where do you want to go to college? Do you want to live close to home and commute? Do you want to be in a major city or a small town? How big of a factor is out-of-state or private school tuition? If you want to go out of state, investigate reciprocity programs such as the Midwest Student Exchange Program. Avoid these college search mistakes: â&#x2013; Donâ&#x20AC;&#x2122;t limit your search to familiar institutions. Just because your parents or siblings went to a certain college doesnâ&#x20AC;&#x2122;t mean itâ&#x20AC;&#x2122;s the right fit for you. â&#x2013; Donâ&#x20AC;&#x2122;t limit your search to colleges you think you can afford. The more expensive the school, the more financial aid you may be eligible to receive. Do some financial aid-related research (using net price calculators, talking to an EducationQuest specialist, or a representative from the college) before crossing these schools off your list. â&#x2013; Donâ&#x20AC;&#x2122;t choose a college just because itâ&#x20AC;&#x2122;s near your boyfriend or girlfriend. The school may not be a good match for you â&#x20AC;&#x201D; and he or she may not be either. â&#x2013; Donâ&#x20AC;&#x2122;t insist on an out-of-state school just because you want to â&#x20AC;&#x153;get away.â&#x20AC;? Even if you attend college in your hometown, you can still â&#x20AC;&#x153;get awayâ&#x20AC;? by staying on campus most weekends.

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EducationQuest has free tools to help with FAFSA completion By EducationQuest Foundation

If you are thinking about attending college soon, you will need to fill out the FAFSA (Free Application for Federal Student Aid). This is the application you complete to apply for federal, state and college-based financial aid. You will need to fill out a FAFSA every year, and you can complete it any time after Jan. 1 of the year you will be attending college. EducationQuest Foundation has free online tools to help with FAFSA completion. They include: â&#x2013; â&#x20AC;&#x153;Guide to College Fundingâ&#x20AC;? video â&#x2013; â&#x20AC;&#x153;FAFSA Made Easyâ&#x20AC;? video â&#x20AC;&#x201D; shows that the FAFSA isnâ&#x20AC;&#x2122;t as difficult as it seems

â&#x2013; FAFSA checklist â&#x20AC;&#x201D; provides a list of items you need to complete the FAFSA â&#x2013; FAFSA tutorial â&#x20AC;&#x201C; explains each FAFSA question â&#x2013; FAFSA demo â&#x20AC;&#x201D; walks you through the online FAFSA â&#x2013; Podcasts â&#x20AC;&#x201D; explain the FAFSA and how to prepare for it These tools are available in the â&#x20AC;&#x153;FAFSA To o l s â&#x20AC;? section at EducationQuest.org. If you need help with the FAFSA, call EducationQuest to make an appointment or to receive help over the phone. EducationQuest, a nonprofit organization that provides free college-planning services, has locations in Kearney at 800-666-3721, Lincoln at 800-303-3745 and Omaha at 888-357-6300.

What are you going to major in? By EducationQuest Foundation

Itâ&#x20AC;&#x2122;s a simple question, but the answer may be tough. The fact is, you donâ&#x20AC;&#x2122;t need to start college with your major already decided. Chances are youâ&#x20AC;&#x2122;ll change your mind over the next four years. However, it can be helpful to have a general idea of what you might be interested in studying. Follow these steps in high school to help you make your â&#x20AC;&#x153;majorâ&#x20AC;? decision. 1. Evaluate your skills and interests. Personal strengths â&#x20AC;&#x201D; what adjectives describe you? Talents â&#x20AC;&#x201D; what do you do well?

Interests â&#x20AC;&#x201D; what do you enjoy? Values â&#x20AC;&#x201D; whatâ&#x20AC;&#x2122;s important to you? 2. Gather facts about several majors that interest you. Talk to your guidance counselor about your selections, and look at advanced classes in each major. Some students change majors because they become disillusioned with upper-level courses. 3. Job shadow. By observing different careers, you may find some that suit you while you cross others off your list. Follow these steps when you get to college: 1. Join student organizations that relate to potential careers. Youâ&#x20AC;&#x2122;ll meet other students with similar interests and discover if

the fit is right. 2. Make good use of your electives. Along with core requirements during your freshman and sophomore year, take electives that are in your potential major. 3. Declare your major before your fourth semester of college. This should allow you to finish in four years if you enroll full-time each semester and remain in good academic standing. Talk to your academic advisor about majors, such as education, that may require you to declare when you enter college. Donâ&#x20AC;&#x2122;t just settle on a major. Take your time, explore your options and make a good decision, then you can avoid making college a â&#x20AC;&#x153;majorâ&#x20AC;? disappointment.

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What to expect your freshman year of college By EducationQuest Foundation

It’s easy to get overwhelmed by the differences between high school and college. There are a lot of new things to learn and adjustments to make in a short amount of time. Here are some of the challenges you might face, and some tips on how to manage them. Homesickness. When you go to college, you may be leaving your home, your parents and probably your friends, so it’s natural to feel a sense of loss. To help get you through these feelings and gain a sense of belonging and excitement at college, consider such things as attending freshmen orientation activities, getting involved in extracurricular activities, or finding a part-time job. It’s important to stay busy and to be in situations where you’ll have opportunities

to meet new people. Roommates. It’s possible that in college you’ll be sharing your living space for the next nine months with someone you’ve never met. This can be a challenge if, for example, one of you is messy and the other is a neatfreak. You may also have to deal with each other’s friends and significant others, so be respectful, considerate and learn to compromise — they’re skills you’ll use again and again. A multi-cultural environment. Not only is college itself a different culture, it may be a community of different cultures. You may be in a learning environment with students from all over the world, so take advantage of this and learn as much as you can about how other people live and think. Time management. You’ll spend

less time in class than you did in high school — but this doesn’t mean that you’ll necessarily have that much more free time. You’ll find that readings are longer and assignments are more intensive, so not only will you have to work harder, you’ll also have to learn how to manage your time. Use time between classes to study, work on assignments, and find an effective balance that lets you get school work done and have fun, too. Weight gain. People joke about it, but the truth is you may gain some weight during your first year of college. Dorm meal plans are generous — often of the all-you-can-eat variety — vending machines are always nearby, and fast food restaurants may even be on campus, so the best way to manage the “freshman fifteen” is to hit the gym, seek out healthier food options, and avoid the late-night snacks.

Academic expectations. In college, you’re expected to express ideas and opinions, not simply learn and recite what the professor has lectured over. Participate in classroom discussions, and be sure to visit with your professors before or after class, or during their office hours (pre-established times that they’re available to meet with students.) Remember, through all of this, you’re not alone. You don’t have to figure all this out by yourself, and you certainly don’t have to deal with it alone. Join activities and be open to making new friends, get to know your academic advisor and professors, and spark up discussions with your fellow classmates. Before you know it, the stress of starting college will be a thing of the past and you may, as many do, experience some of the best times of your life.

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Making the Realities of student loan debt most of a college visit By EducationQuest Foundation

$21,000,000*

*The amount of ﬁnancial aid awarded to Nebraska residents by Chadron, Peru and Wayne State Colleges for the 2012-2013 academic year, not including loans. The Nebraska State Colleges are equal opportunity institutions and do not discriminate against any student, employee or applicant on the basis of race, color, national origin, sex, disability, religion, or age in employment and education opportunities, including but not limited to admission decisions. Each College has designated an individual to coordinate the College’s nondiscrimination efforts to comply with regulations implementing Title VI, VII, IX, and Section 504. Inquiries regarding non-discrimination policies and practices may be directed to the following Compliance Coordinator: Kristin Petersen, General Counsel/Vice Chancellor for Employee Relations, Nebraska State College System Ofﬁce, PO Box 94605, Lincoln, NE 68509, 402-471-2505

www.nscs.edu

SATURDAY, JANUARY 26, 2013 9

By EducationQuest Foundation

Explore these items during a college visit

College visits help you discover a school’s culture, its campus, and the surrounding community while learning about the admission and financial aid process. Visit as many colleges as you can during your junior year and in the fall of your senior year. If you can schedule your visit when school is in session to get the true flavor of the campus. It’s helpful to visit your top colleges a second time. Begin by learning about the college through its website. Most college websites have a section for prospective students, and many allow you to sign up online for a visit. You can also read the student newspaper, visit online libraries, and get information on student services and employment. Look for departmental Web pages where you may be able to download a class syllabus or a reading list. You can visit in a group setting with many other students, or an individual setting with just you and your family or a friend. Campus visits with a group of students usually include a campus tour along with information about scholarships, financial aid and support services. Individual visits can be tailored to your needs and interests. While you’re on cam-

Academics ■ Class schedules ■ Upper-level courses in your area of study ■ Research and publications Student Services ■ Administration and financial aid offices ■ Student health service ■ Clubs and activities ■ Computer, language, and science labs ■ Available tutors ■ Athletic programs Campus ■ Size and condition of the campus ■ Satellite campuses ■ Libraries ■ Residence halls and Greek life ■ Student Union Surrounding Community ■ Restaurants/businesses that cater to students ■ Quality and availability of off-campus housing ■ Jobs close to campus ■ Coffee houses and “hangouts” with wireless Internet access For a list of questions to ask while on a campus visit, see the 11th and 12th Grade Student section at EducationQuest.org.

pus, hang out in the student union, find coffee shops with wireless Internet access, eat in a restaurant close to campus, or attend athletic or cultural events. At the end of a college visit, you’ll most likely have a strong case of “information overload.” Take time to process the information with your parents. After homeownership, a college degree is probably the second largest investment you’ll ever make, so select your college with care.

After a six-year college career and $30,000 in student loan debt, Brad from Lincoln finally has his teaching degree — but there’s a problem. He can’t afford to be a teacher. Not with a $400 a month student loan payment on top of his other expenses. Brad, who now works construction to earn a living, had to rely on student loans to finance much of his ed-

ucation. As he looks back, he sees how he could have ended up with less debt. Follow his advice to avoid a similar situation: ■ Carefully research your college to make sure it’s a good fit. Brad transferred to three different schools adding two additional years of school and loan debt. ■ Compare your future estimated salary to your estimated college debt. Use Reality Check at EducationQuest.org to get an idea of future

earnings and monthly bills. ■ Work while you go to college, and use that money to pay living expenses. ■ Use your student loan money only for tuition, books and fees. Don’t borrow more than you need! ■ Keep track of your student loan debt throughout college at nslds.ed.gov (use your FAFSA PIN to access your data). Brad didn’t realize how much he had accumulated until his senior year of college.

Student borrowing — keep it manageable By EducationQuest Foundation

One of the many decisions to make about college is whether or not to take out student loans. If you filed the FAFSA (Free Application for Federal Student Aid), your financial aid package from the college may include one or more federal student loans. Banks may also offer private education loans. These loans often have high, variable interest rates and inflexible repayment plans, so it’s best to take the federal loans first. While borrowing money for college may be unavoidable for some, there are ways to keep expenses down and debt to a minimum. Follow these tips in high school: ■ Take advanced placement or dual credit courses to earn college credit while you’re still in high school. ■ Take a financial literacy or money management course. ■ Get a part-time job, and save much of your earnings for college. ■ Create a budget for college by analyzing your future expenses and sources of income. Follow these tips in college:

■ File the FAFSA at fafsa.gov each year you attend college. ■ Borrow only what you need, even if it’s less than the amount offered in your award letter. ■ Continue to look for scholarships. ■ Use credit cards for emergencies only, and pay

off the balance each month. ■ Get a part-time job to cover personal expenses. ■ Buy used textbooks. ■ Reduce food costs by using your dorm meal plan or by eating at home. ■ Watch out for the “little things” like fast food, designer coffee and bottled

water. What seem like small daily expenses can add up to hundreds, even thousands, of dollars each year. Remember, it’s easy to go into debt for college. But, with a budget, planning, and frugal living, you can keep your college debt to a minimum.

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Making the Realities of student loan debt most of a college visit By EducationQuest Foundation

$21,000,000*

www.nscs.edu

SATURDAY, JANUARY 26, 2013 9

By EducationQuest Foundation

Explore these items during a college visit

Student borrowing — keep it manageable By EducationQuest Foundation

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What to expect your freshman year of college By EducationQuest Foundation

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What to consider when choosing a college By EducationQuest Foundation

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EducationQuest has free tools to help with FAFSA completion By EducationQuest Foundation

What are you going to major in? By EducationQuest Foundation

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Wondering how you’ll pay for college? By EducationQuest Foundation

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New careers start here.

Talk to our financial aid office about scholarships.

Start here. Get there. wncc.edu 800.348.4435

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Wrapping up your senior year By EducationQuest Foundation

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time after you start college to help with daily living expenses. All of this can be overwhelming, so remember that you donâ&#x20AC;&#x2122;t have to do this alone. In-

Theatre Workshop and scholarship auditions Saturday, February 23, 2013

Business and Industry Career Fair and workshops Tuesday, March 19, 2013

Bachelor of Science in Nursing (BSN) program. Â&#x201E; Â&#x201E; Â&#x201E; Â&#x201E;

Friday, April 5, 2013 For more information and to RSVP: caspercollege.edu/admissions/visitus Campus map and directions: caspercollege.edu

Information: 800-442-2963, ext. 3605 or 307-268-3605

volve your family, teachers, counselors and friends who are already in college. Also, check out the â&#x20AC;&#x153;Students Transitioning to Collegeâ&#x20AC;? section at EducationQuest.org.

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30 Majors | 100 Programs of Study | 50 Clubs & Organizations Join us at CSC, where the intimacy of a small community meets the opportunities of a big city. Connect and soar today. @

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