Stillwater
REALESTATE ESTATE W E E K LY
Your best source for weekly real estate news and listings for Stillwater and surrounding communities
October 23, 2015 New Jersey and Illinois have the highest effective property-tax rates in the nation, a new study by the nonprofit Tax Foundation says. Hawaii, Alabama and Louisiana have the lowest.
1618 Chiquita Ct.
Featured Homes: 1618 Chiquita Ct. OPEN SUN. 1-3 A home and setting like no other. Custombuilt home on a cul-de-sac in the heart of Stillwater. Canopy of trees and a little creek behind the house will appeal to all nature lovers. Boomer Lake recreation area and the high-school are just blocks away. Jack Shelton built this lovable house in 1976, and the classic lines and floor plan ar timeless. Brick floors, solid wood doors, Anderson windows, Roof and HVAC system new in 2012. Wood-burning Jotel stove in living area. Additional shop/office building (10 x 20) added to the north of the house, with electricity/cable/internet. 4324 W. 19th - Sitting pretty, hilltop location, just off W. 19th, Custom-built gem has new windows, roof and 2 HVAC units. Countertops, several appliances, some flooring are also new. This is a very spacious home in a great setting. Beautiful curved stairway, grand living and dining, eat-in kitchen and oversized family room with stone fireplace. Large bedrooms with walk-in closets and window seats, bonus/ game room and sunny sewing/craft room. Wide, stately front porch overlooks the small acreage. Just blocks from the schools, and from the golf course. Immediately available.
These homes offered by Fisher Provence REALTORS® (405) 377-1000 • 904 E. 6th Avenue
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4324 W. 19th
Stillwater NewsPress • Friday, October 23, 2015
Late October landscape tasks As I sit here writing this week’s column, the forecasters are saying significant rains are a near certainty for this weekend. If the much needed rains don’t develop, it will be time to give your landscape a good thorough watering. The above average temperatures we’ve had the last few weeks have really dried things out and plants need some moisture right now to give them their best chance of making it through the winter in good shape. Our typical first freeze of the year typically happens in the next 10 days. While a freeze is not showing up on the long range forecast yet, things can change fairly quickly so now is the time to get ready. While you are out and about in the landscape, here are a couple more suggestions to consider. Right now is a great time to walk your landscape and take notes on what you like and don’t like. Are plants too crowded? Do trees need pruning? Would a perennial or shrub perform
Home Grown KEITH REED better if it was moved to another location? Is there a spot in the landscape that would benefit from additional planting? While it may not be time to do all these things, it is a great time to note what needs to be done when the appropriate time comes. It can also help to tag the plants you plan to do something with since they can look a lot different come next spring. For those of you still harvesting vegetables, you might consider making plans to cover your crops just in case our first freeze is a light one. I don’t know about you, but I had some of the best tomatoes of the season for lunch yesterday, and its fun to think about the idea of eating garden fresh tomatoes picked in November. Now is also a
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great time to begin composting if you are not already doing so. Leaves are starting to drop (the rain forecast is likely to greatly accelerate this) and they are excellent for building mass in the compost pile. Don’t be intimidated by the composting process, it can be as simple, or as complex as you want it to be. For more information on composting, see OSU Fact Sheet HLA-6436 Healthy Garden Soils. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.e du, phone at 405747-8320, or in person at the Payne County Extension office at 315 W. 6th in Stillwater. Download the Find&Save app to earn cash back for shopping at nearby stores. brought to you by
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Stillwater
211 W.9 th • 372-5000
Global Realtors
Linda Li d Schmidt S h idt Broker/Owner, GRI 880-3048
131 N. Main • Stillwater CENTURY 21: Smarter, Bolder, Faster OFFICE (405) 624-2626
2014
Email: bicket21@aol.com View Our Listings & Virtual Tours at: c21global.com •century21.com or realtor.com
OPEN HOUSE - SUNDAY, OCT. 25TH 5021 Stonecrest - 12-2pm - Alane 223 Old Hwy 51 - 2-4pm - Rosetta/Sharyl
Mike Branson (GRI) 612-5347 mikebranson@ c21global.com
Diana Field 747-4684 diana@c21global.com
Alane LeGrand (GRI) (CRS) 747-6950 alane@c21global.com
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Beverly Carter (GRI) (CRS) 743-9618 beverly@c21global.com
Rosetta Heppel 880-0869 rosetta@c21global.com
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Virginia Cussner 747-7601 virgnia@c21global.com
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Tips for small kitchens By Ed Del Grande Tribune News Service
Q: Dear Ed, I enjoyed your last column on tips for remodeling smaller bathrooms. But what about remodeling smaller kitchens? Can you please give us your views on how to make the most of small kitchen spaces? – Jean, Kansas A: My two basic suggestions for smaller bathrooms and smaller kitchens are about the same. Use lots of white colors and install a good exhaust fan to ventilate area. On top of my basic tips, here are three smaller kitchen remodeling tips to keep in mind. 1. Get as much light into the kitchen as possible. Long rectangular
windows up high and close to the ceiling can make use of lower wall space and get natural light into the area. Skylights can also make up for limited availability to install large windows. 2. Use shelving or shelving units in place of cabinets whenever possible. Since shelves are open spaces, visually it can look like you have a little more room in the kitchen. The downside is now you just can’t throw a mess of stuff in a cabinet and close the door. 3. Install a smaller size single bowl kitchen sink. No rule says you have to install a large kitchen sink. Smaller single bowl kitchen sinks are available that work just fine and can save space.
OPEN SUN 1-2:30 PM
4 Bedroom - 3.5 Bath - 3801 SqFt - Office, Two living areas. Large Lot (approx. 1 acre). Over sized 2 car garage.
Stillwater NewsPress • Friday, October 23, 2015
3115 W. 24th - $280,000
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Renovation mortgage for home improvements
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Stillwater NewsPress • Friday, October 23, 2015
Do you own your home? Have you owned it long enough that you have grown tired of some aspect of it, or did you want to change something about it the day you bought it? Have you always wanted granite countertops and new cabinets in your kitchen? Perhaps you have fantasized about creating the perfect master bathroom with marble, ceramic tile and glass accents. Are you someone who loves your home's location but reality tells you that you need at least one more bedroom and bathroom? When faced with these scenarios, most homeowners assume that they have very few options beyond saving up the money or putting it on a cred-
lending also be used for purchase loans? Yes, it can be used to make improvements as part of the purchase of a new home (I will be discussing this in next month's article). Today's article will deal with the refities and the fact nance option. that the borrower – What types of has customer serrenovation loans vice needs after the are there? loan closes, many Renovation lending mortgage lenders is available in an choose not to proFHA loan as well as mote this product. – What is renova- a Conventional loan – which one to tion lending? Renovation lending choose really depends on the situis a type of mortation. gage loan where a – How does renoportion of the loan vation lending amount is dedicated work? In a nutshell, to paying for renovation loans repairs and/or allow a borrower to upgrades on a finance the cost of home. – Can renovation repairs or upgrades based on the home's
Hometown Mortgage ERIC ZANOTELLI it card. Others believe that the only option is to go to a bank, get a home equity loan, only to find out that there is not enough equity available to do what they desire. There is a better way, in fact, there is an amazing way to accomplish your goals and you might be able to have your home pay for its own remodel/upgrade. How you ask? By using a renovation mortgage! Renovation lending has been around for years. However, because of some complexi-
N
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value after the event, so the appraisal for the loan is done as 'subject to' repairs or upgrades. This gives you the opportunity to use the future value when figuring how much you can borrow. There are even cases where a borrower can finance an amount in excess of the “subject to” value. This is why I said earlier in this article that it is possible to allow your home to pay for its own upgrades. To illustrate how a transaction might work imagine the following: The Smiths have a home they bought three years ago. It was built in 1996
and is 1,500 square feet. They paid $125K for the house and currently owe 116K. From the day they bought it, Mrs. Smith wanted to remodel the kitchen; however she never believed that they would be able to afford it. Then they heard about renovation lending! After first getting qualified for a renovation loan, the Smiths went out and got bids to remodel their kitchen. They settled on one bid that included cabinets, granite countertops, tile flooring and paint for $7,500 and an appliance bid that totaled $2,500 for a stove, oven, microwave and matching refrigera-
tor. The Smiths were able to pay off their existing loan, roll the cost of the renovation along with their closing costs and pre-paid items into their new loan and only increased their mortgage payment by $75 per month. The Smiths have always loved their home, now their kitchen is to die for; they plan to stay there for many years. Eric Zanotelli is a loan officer for Interlinc Mortgage Services in Stillwater. Please direct any questions, comments or replies to ericz@lincloan.com.
From the dawn of civilization, herbal plants have served an array of roles Tribune News Service
EQUAL HOUSING
OPPORTUNITY
yarrow, sage and pennyroyal. A “remedy” was created through “polypharmacy,” which blended numerous simples to create preparations for treating specific maladies both physical and mental. This process was often mistaken for witchcraft. These recipes were shared by word of mouth, handed down from mother to daughter and from mentor to a young healer learning to treat poor village residents. It was the old women who gathered their worts and banes and simples to treat the young
when medicine was in its infancy and did more harm than good. In fact, from an early folk remedy for dropsy (edema), the foxglove plant was scientifically isolated to yield digitalis, the most important cardiac medication in history that’s still in use today. We tend to look at Halloween, All Saints’ Day, All Souls Day and El Dia De Los Muertos as rooted in Christian culture, but in fact they all began long before the fall of Rome in the Old World and New. Tribal people who roamed Europe and Britain for mil-
lennia were, like Native Americans, consummate local botanists, living a hunter gatherer nomadic lifestyle seeking plant cures for their ills. In time they became more stable herders and farmers when these worts and simples were cultivated in the herb garden. Though they evolved with time and the coming of the church, these practices remain rooted in the ancient knowledge of plants and the cures they promise, be it silencing a cough or keeping the malevolent spirits of winter at bay.
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1020 N. Boomer • 533-3800
beds. Aconitum or monkshood was used to poison marauding wolves in old Europe so it became wolfbane, a plant featured in the old Lon Chaney “Wolf Man” movie. Plants called “simples” feature one basic unique virtue, such as chamomile tea for stomach complaints. Simples also find their roots in these pre-Christian cultures, which were responsible for the long trial and error process of discovering the value of a certain plant. Among the most often used AngloSaxon simples were betony, wormwood,
Stillwater NewsPress • Friday, October 23, 2015
with Christianity beware this very after the fall of the early designation of Roman Empire in healing plants not The end of the first centuries only ineffective, October not only AD. Physicians they may be toxic if marks the finale of came to believe certain plants are the agricultural appearance of a ingested in too season, it has plant was a clue to great a quantity or become a transiGod’s purpose for it for too long, or tional date linked to as a cure. For worse, the wrong death. It is a very example, the liverpart of the plant is ancient tradition worts we find grow- consumed. For this rooted in preing in damp springs reason, it’s imporChristian Europe resembled the tant to find a scienwhen native tribes shape of the human tific analysis of any like Anglo-Saxons, liver, so it was valu- herb, plant or wort Teutons and Goths able for treating before using it on celebrated with fire diseases of the people or animals to festivals and burnorgan. However, verify no toxic coming of the fields to this was not accupounds are present. mark the end of the rate and liverworts The term “bane” season of manual have no medicinal also comes from labor. They also sac- value at all, proving this pre-Christian rificed figures made the doctrine is period as a plant of straw from the indeed a construct known to be toxic or harvest by throwing of Christianity built poisonous. For it into the flames, upon the ancient example, Mentha the inspiration for pagan practices. pulegium was the Burning Man Even today, rem- named fleabane celebration in nants of this docbecause its oils Nevada. trine are still found drove fleas from It is also a time in modern herbal beds and homes, when plants went medicine books, so and today it works dormant for the practitioners should just as well for dog long, cold winter. And to protect the OPEN Sunday 1-3 pm home from spirits of the dark forest, useful plants were hung drying all around the house. These tribes utilized more than 500 herb plants for both magic and 1002 S. Western medicine. Wort was Newly Remodeled Home with 3,000+ sqft. of living space! a word that preced4 bed / 2.5 bath - $259,000 ed the word “plant” among the ancients, so virtually all plants were worts. Jason Utley The Doctrine of REALTOR® 405-334-3388 Signatures came in By Maureen Gilmer
How to protect landscape from deer and other browsers can wreck havoc on in rural areas so the city. trees and shrubs as they die while Ruth Rogers they seek nutrition standing for easy Clausen’s 2011 Ever wonder what in cold and snow. availability of wood Timber Press book, the Nez Perce, creBucks also rub the in the future. “50 Beautiful Deerators of the velvet off their new To protect your Resistant Plants,” appaloosa horse antlers on trunks investment in woody offers gardeners a breed, fed their and branches, caus- plants no matter great way to landhorses during wining bark damage in where you live, the scape without conter? When the other seasons, too. very best book on cern for deer damgrasses are gone The most vulnera- how to protect age. This and leaves have fall- ble part of a tree or against deer, Westchester County en there’s one shrub is the cambirodents and other author lives in the American tree that um, a thin layer of wildlife is “Deerdepths of northeastcould be relied upon vital water and Resistant ern woodlands, to provide forage: nutrition carrying Landscaping: where deer are the cottonwood. tissues that lies Proven Advice and everywhere and During hard times, beneath the hard Strategies for many homes lack a Native Americans outer bark. Where Outwitting Deer fenced yard. In harvested the softer the cambium is and 20 Other Pesky these landscapes inner bark known damaged, there is Animals” by Neil the only way to proas the cambium due no more exchange Soderstrom (Rodale, tect against deer to its moist sweetbetween leaf and 2008). Using photog- damage is to avoid ness and vitamin root in that part of a raphy and excellent what Ruth calls content. It was also tree’s trunk. If the diagrams, it’s a trea- “deer candy” and fed to horses, and damage manages to sure trove of ways to replace them with Lewis and Clark ring the tree, all protect woody plants well proven candiwrote often about transfer is destroyed from damage from dates from the this in their famous and it will die from specific animals. book. journals. John C. that point upward. This book is a virtuGardeners in cold Fremont’s horses It’s not uncommon al bible for anyone weather country wintered in Reno, to “ring bark” trees who gardens outside know how imporNev., on little more than these inner bark starvation rations. Such history explains why 623 W. 6th Ave., Stillwater, OK • 377-1213 drought presents such a threat to our long-lived woody trees and shrubs. When nature’s chalSpectacular home on corner lenges reduce the lot in family-friendly West Park amount of natural Subdivision! Recently updated food for wildlife, be family home with 4 large it the depths of winbedrooms and 2.5 baths. Open ter or the dog days family room with bricked gas of summer, they fireplace. Backyard is fenced will come into our with nice trees. Built-in storm landscaping to find shelter (accessible off the back new sources of surpatio). Home security system. vival food. Move in ready. Call today to Even when there 123 S. Keats - 4 Bd/2.5 Ba, corner lot..........$249,000 schedule your showing! is no drought, living in deer country is one of the greatest Personalized Service - Professional Results challenges for gardeners because they Tommie Eberle jump fences so easiCALL Broker/Realtor ® , GRI ly. In winter when Now! 405-714-2687 food is scarce, deer By Maureen Gilmer Tribune News Service
tant it is to protect trees and shrubs from gnawing winter pests. Now the drought-stricken states that formerly lacked a problem are discovering how rabbits, ground squirrels and others
are consuming plants they’d never touch during normal rainfall years. There are a variety of ways to protect tree and shrub trunks during any season. The simplest deer protection
2201 Shiloh St - 3 Bed / 2 Bath
Stillwater NewsPress • Friday, October 23, 2015
150,000
$
Adorable house on the edge of Stillwater all set up for horses, or FH animal, or pets. Loafing shed with enclosed tack room and completely fenced. Also, the large backyard has a separate chain-link fenced area. Step inside to see the quality remodel dark wood Laminate flooring, beautiful new carpet, granite in both bathrooms and kitchen, quality paint job too. You’ll think you’ve stepped inside Pottery Barn - this 3 bedroom house is g and irresistible! Stillwater Schools. Roof new in 2009. charming
PPage Provence, CRS Broker Associate (405) 612-0194
See more of this home at www.WeLoveSellingStillwater.com Fisher Provence, REALTORS®
377-1000 11 Cimarron Trails (Perkins)
$259,500
OPEN HOUSE SUNDAY 1-3
6
is to loosely wrap the trunk in burlap, which is open enough to allow air to move through but tough enough to discourage browsers. Tie it in place with twine and replace it every few months.
• 3 Bedroom • 2.5 Bathrooms • Oversized 2 Car Garage • Pool
3701 S. Forest Trails Ct.
$257,500 • 4 Bedroom • 3 Bathrooms • Oversized 2 Car Garage • 2173 Sq. Ft.
NewWestRealEstate.net
120 N. Perkins Rd Ste. D Stillwater 405-377-1818
Frank Lewis 405-762-6160 Pinnacle Sales Award Winner
Rose gold, golden hues on the rise in home decorating over to home decor, where shiny accessories aim to polish The Baltimore Sun up your space. The new iPhone’s For example, rose gold cover was Target just released just the tip of the a home collection iceberg. that is peppered Rose gold has with gold and pinklong been popular ish pieces. Home among jewelry designer Jonathan designers and in the Adler revealed a colfashion world, from lection that features Michael Kors using rose gold prominentthe color to accent ly. watches and handStephanie bags to Ted Baker’s Gamble, an interior use of it on the zipdesigner who owns pers of dresses and The House coats. Downtown in But recently the Belvedere Square, metallic pink seems sees the use of gold to be everywhere, hues growing in from high-tech prod- home decor. ucts to low-ball “I love all the glassware. The golds coming trend has trickled back–even the By John-John Williams IV
brass, bronze, cooper and rose golds,” Gamble said. “For so long it was the silver, but ... gold has an everlasting elegance that is warm and sophisticated and, of course, sparkly.” Gamble has been on the lookout for rose gold pieces while shopping for vintage pieces. She’s stocked up on flatware and glassware with rose gold accents, which she says are perfect for cocktails and can be used as flower holders. “For so long, everyone was putting all their gold in the [silver-
ware] drawer,” Gamble said. “Now you can really find it If you go vintage shopping. A lot of people haven’t caught on that the gold is back. That is why you scoop them up for not a lot of money.” Gamble prefers to use rose gold sparingly to maximize its appearance. “The best way to incorporate rose gold is through lighting,” Gamble said. “From lamps or perhaps a tiny speck of it in a tiny chandelier, lighting is a great way to incorporate any metal.” Introducing small
amounts of rose gold to your home’s interior will keep it looking classic rather than too trendy, she said. For a more glamorous treatment, Phillip Smith, owner of Philip Smith Design, a Baltimore-based interior design business, likes to use rose gold in big, bold ways. "Anything metal and pretty gets my attention,” he said with a laugh. When Apple introduced the iPhone in a rose gold finish last month, Smith said he immediately knew that the trend would spill over into
home decor. “I’ve always been a fan of it,” he said. “I first saw it come back three years ago in fashion when a lot of my girlfriends would wear rose gold pendants or watches.” Now, Smith is dreaming up uses of the rose-hued metal in home decor. Rose gold can go either way–soft when paired with white marble or completely glam, he said. Pairing the color with sequins is a winner, said Smith, envisioning a sequined rose gold throw placed over a charcoal velvet sofa.
He also suggested using the sparkling combination for dining table runners. “That would add flair for any type of party,” said Smith, who is thinking of a way to use a coppertoned mirror he spotted on Pinterest. Both Gamble and Smith agree that now is a good time to introduce rose gold. “I think it can be really beautiful–especially with the holidays coming up,” Gamble said. “It’s very warm. It’s not a cold metallic. It’s befitting for the holidays.”
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Stillwater NewsPress • Friday, October 23, 2015
Found your dream home?
The missing piece to your home-buying puzzle.
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Home inspectors may report minor defects
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Stillwater NewsPress • Friday, October 23, 2015
Tribune News Service
Q: I have questions about an inspector. I’m selling my home, and the buyer wanted a home inspection. The sales agent told me they were only looking for major defects, and my home is only 6 years old so I thought everything would be all right. No. The inspector started picking on things like a window blind that has a broken slat, a sink stopper that’s not in the sink and a cracked floor tile. There were other things, but these seemed to be petty and not major defects. What should my response be? A: Any response or negotiations to the buyer should come from your agent. You have a choice to either ignore the buyer’s demands or to spend a few hundred dollars, make the repairs and sell the home. Some sales contracts I have read define a major defect as any defect that costs more than $500 to repair or is a safety hazard. Since the home inspector is
not a party to that contract he may list every item they deem defective whether or not it costs $2 or $2,000 to repair. I know of inspectors who report on minor defects such as a knob missing from a gas log while others have missed the fact that a wood deck’s posts were rotting, and the whole deck was in danger of falling. Home inspectors do not always agree as to what should be reported, and major items can be missed or ignored. It all depends on the inspector’s education, training, experiences and expertise. That is why it is so important for the buyers to research which home inspector they want to hire. The buyer should consider inspectors who are licensed (where required) and who are insured. Look for experience in the number of inspections completed, any affiliations with nationally recognized home inspector organizations, and check with the Better Business Bureau for information concerning the inspection company. If the inspector says an item is
defective, he should also be able to explain why it is defective and how it is to be repaired. According to the Code of Ethics of the American Society of Home Inspectors, the inspector is to report: 1. Those systems and components inspected that, in the professional judgment of the inspector, are not functioning properly, are significantly deficient, unsafe or are near the end of their service lives; 2. Recommendations to correct, or monitor for future correction, the deficiencies reported and 3. Reasoning or explanation as to the nature of the deficiencies reported that are not selfevident. A home inspector is working for the buyer and gets paid whether or not the home sale is completed. The inspector should reveal any conflict of interest with the buyers or sellers of the property. This is the largest investment most people will ever make, and it is important to attend the inspection to learn how a house works and how to maintain the home.
Data from Stillwater Board of REALTORS | Aug 2015
Area Delimited by Entire Stillwater MLS - Residential Property Type *
Absorption Rate:
August
Average Sales/Month 12 months prior to Aug 2014 is 68.8 Average Sales/Month 12 months prior to Aug 2015 is 69.5
Closed Unit Sales Closed Volume Sales (x1000) Median Sales Price Average Sales Price Median Days on Market to Sale Average Days on Market to Sale Median Asked to Sold Ratio End of Month Inventory Months Supply (End of Month Inventory/Absorption Rate*)
91 13,881 150,000 152,537 71 89 97.73% 97.18% 312 4.47
Year to Date
August
620 91
2014
2014 2015
CLOSED UNIT SALES
2015 60 11,686 171,528 194,773 67 87 98.03% 97.2% 279 4.10
Year To Date (Jan - Aug) 2014
+/-% -34.07% -15.81% 14.35% 27.69% -5.63% -2.66% 0.31% 0.05% -10.58% -8.17%
2015
+/-%
605 -2.42% 0.95% 107,968 4.00% 156,000 3.46% 178,460 74 -7.50% 100 -8.88% 0.66% 98.57% 0.29% 97.39% 279 -10.58% 4.10 -8.17%
620 106,949 150,000 172,499 80 110 97.92% 97.10% 312 4.47
2014 2015
CLOSED VOLUME SALES
Year to Date
August
106.95M 107.97M
605
60 13.88M
HOUSING STATISTICS
By C. Dwight Barnett
Monthly Housing Statistics
-34.07%
-2.42% 2014 2015
AVERAGE SALES PRICE
Year to Date
August
11.69M -15.81%
+0.95%
AVERAGE DAYS ON MARKET
2014 2015
Year to Date
August
178,460 152,537
194,773
172,499
110 89
+27.69%
+3.46%
AVERAGE ASKED TO SOLD RATIO
2014 2015
Year to Date
August
100 87 -2.66%
97.18%
97.10%
+0.05%
97.39%
+0.29%
2014 2015
AUGUST INVENTORY End of Month Inventory
Months Supply 4.47
312 97.23%
-8.88%
279
4.10
-10.58%
-8.17%
Reports produced and compiled by RE STATS Inc.
ABOUT REAL ESTATE By David W. Myers
rize this phrase: When it comes to paying property taxes, there’s “No Darn Fooling Around.� *** DEAR MR. MYERS: I watch a lot of TV shows that are based in New York City, and they often refer to an area called “Hell’s Kitchen.� Where is it? How did it get its name? ANSWER: Hell’s Kitchen is a neighborhood in Manhattan. It’s close to the theaters on Broadway and home of the famed Actor’s Studio, where current screen stars ranging from Jane Fonda to Al Pacino first honed their skills. Few historians agree on how this upand-coming area got such an uncomely nickname. Some say it’s from immigrants who began streaming into our country in the late 1800s, with one group “fighting like hell� against another. Others trace it all the way back to 1835, when frontiersman Davy Crockett voyaged to the area and later wrote that many of the people there were so rowdy that they were “worse than savages; they are too mean to swab hell’s kitchen.� Still, the most plausible explanation of the area’s malicious moniker is based on the story of “Dutch Fred the Cop.� A veteran officer, Fred and a rook-
ie officer couldn’t get enough help as they encountered a small riot on West 39th Street. According to local historian Mary Clark, the rookie said, “This place is hell itself.� Fred quickly disagreed. “Hell’s a mild climate,� he replied. “This is Hell’s Kitchen.� *** DEAR MR. MYERS: My fiancee and I bought a home together in August. We split the mortgage payments, utilities and property-tax bill evenly. Can we file a joint tax return (which would save us money) next year, even though we won’t get married until next June? ANSWER: Sorry, but no. You cannot file jointly unless you are married by Dec. 31, 2015. Instead, the two of you will have to file separately. But each of you can claim 50 percent of the total amount of interest that will be paid on the mortgage this year, as well as 50 percent of the property-tax payments. Don’t forget to also deduct your and your betrothed’s individual share of the closing costs that the two of you paid. Because of your situation, it might be worthwhile for the two of you to visit an accountant, enrolled agent or similar tax
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-JLF ZPV XF VOEFSTUBOE XIBU JU T MJLF to pack up and make a big move! In real estate, location is everything! Our new office is located in the heart of Stillwater and is convenient and central to the most desired neighborhoods in the city. RE/MAX Signature is your “moving experience� expert. So, drop by our new location or give us a call and let’s talk about how we can make your next home buying or selling experience a successful one!
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Beth Cheryl Candy Colt
Stillwater NewsPress • Friday, October 23, 2015
Most counties in the U.S. are beginning to send out their property-tax bills. Homeowners can fight them if the taxes are too much. DEAR MR. MYERS: We just received our annual property-tax bill, and the county assessor has appraised our home at about $50,000 or even $75,000 more than it is worth. How do we go about filing an appeal? ANSWER: The appeal process varies from one county to the next, but most assessors provide information about it with the bill itself. If the tax bill you received didn’t include such info, you should start by calling your local assessor or tax collector to see how appeals are handled in your particular area. In most counties, the process starts with an informal conference between the homeowner and a representative of the assessor’s office. At this point, it’s the assessor’s job to defend his or her assessment of your property’s value, and it’s your job to politely provide evidence that he or she is wrong. It’s important to keep your cool at this initial meeting; screaming about stupid bureaucrats, government financial waste or outrageous tax rates won’t get
you anywhere. If anything, the assessor’s representative will get defensive and become even more unwilling to accept your argument and lower your bill. Instead, enter the meeting with a polite but businesslike demeanor and a manila file or briefcase containing the evidence you believe will support your request for a reduction. The most persuasive evidence includes a report by a real estate agent or appraiser indicating that the assessor’s estimated value of the home is too high, supported by a list of recent sales prices of similar homes in your neighborhood. More than half of all property-tax disputes are settled at the first meeting between the homeowner and the assessor. If you’re not happy with the results, you can file a new appeal with the local appeals board or possibly even sue the assessor in court. By the way, in most counties across the U.S., the first installment of property taxes is due on Nov. 1 and is considered delinquent Dec. 10. The second (and final) payment is due Feb. 1 and becomes delinquent on April 10. A good way to remember those dates is to think about the first letter of each of those months and memo-
9
News Press Stillwater
Place a Classified Call: 405-372-5000 or Send a Fax: 405-372-3112 Hours are 8:00 am - 5:00 pm Monday - Friday
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Call Gracie or Heather at Ext. 240 or 241 Or e-mail at classifieds@stwnewspress.com Real Estate Sales Homes PUBLISHER’S NOTICE:
Stillwater NewsPress • Friday, October 23, 2015
All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
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10
Customers
Homes NEW BEAUTIFUL HOME NEXT TO CAMPUS Three bedroom, three bath, granite throughout, stained concrete floors, stainless appliances, large walk-in closets. 2000 Square feet living space, fully landscaped. Available June 1st, 2016. 1716 W Sunset. Call Neal Rogers 918-776-4700
Manufactured Homes FOR SALE 1994 Skyline Mobile Home Located at Crestview Mobile Home Park. Approximately 14x72 feet. 2 bedroom, 2 bath. Great for students, could rent one of the rooms out. Asking $9000 obo Contact Saundra at: 405380-6773 or call Ronnie at: 405-221-0124
Commercial/Business Outstanding 1980 sq. ft. $10.50/sq. ft. Relocation Contact 405-747-0095
Real Estate Rentals Homes ATTENTION! NOW LEASING for FALL 2015!
Homes 4 bedroom 2 bath, for rent available Aug. 1 $1,000/mo $1,000 /deposit 1115 E 4th St. Call 377-6528 3bedroom, 1bath Cabin CH/A, $1,000/mo. Bills paid Available through May 30 405-372-3696
1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas.
Efficiency for rent $550 per month includes garbage and water, horse stall available. 3510 S. Western Stillwater, OK 405-762-6072
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372-5000 ext 241 or 240
A sage lesson in saving water They grow best paired with other plants with the same water requirements; don’t mix them in with squash or basil such as in a summer vegetable garden. These culinary sages demand welldrained soil – making them a challenge in local clay soils, too. The answer? Plant them on mounded soil – like atop a little hill – to encourage good drainage and happy roots, Loveall-Sale recommends. Then once the sage gets established (usually its first full year in the ground), deepwater these perennial herbs once every three or four weeks. Keep sage high and dry, and those roots will stay happy, she said. During that “establishment” period, irrigation can be a little tricky. Too much, and the plant can develop rot. Too little, and it becomes dehydrated. In sage, both conditions look similar. Before watering, feel
the soil. If it’s still moist, then you know what your sage is trying to tell you – too much! Loveall-Sale’s advice: Start with weekly irrigation, then adjust. Fall is the best time of year to add these flavorful and often fragrant favorites, LoveallSale said. In the case of lavender, it leads to spring flowers. Native to the Mediterranean, fragrant lavender has become a mainstay of low-water landscapes. “Lavender planted in fall is the secret to success,” she said. “Most people plant their lavender in the spring when it’s already in bloom; that’s when they see it in nurseries. But planted in spring, it doesn’t have a chance to really get its roots down and growing. By summer, they’re just like the rest of us – trying to survive the heat. They don’t produce flowers. "When you plant
lavender in the fall, its roots grow strong. They have all winter to develop. In spring, you have beautiful blooms. If you prune it hard after blooming – about 30 percent of each stem – it grows more flowers in fall.” If you plan to eat those flowers, choose English lavender varieties such as Hidcote Blue or Folgate; they have a delicate sweetness. The French and Spanish lavenders tend to taste soapy, although they can be used in savory Herbs de Provence. “I love lavender ice cream,” LoveallSale said. “Can you tell?”
Thyme, another herb with many variations, has become increasingly popular as a lowwater ground cover or lawn replacement. It’s a versatile culinary ingredient with cute little leaves, compact size and pleasant scents. An evergreen perennial, thyme can thrive for a couple of seasons, then suddenly dry up and die, leaving gardeners perplexed. It’s normal, Loveall-Sale explained. Thyme has a limited lifespan, usually three years, then dies back to be replaced by its young and succulent offspring. So if you seem to kill thyme, you’re
Mike Lauvetz CRS/GRI Broker/Owner 405.747.8684 Connie Stokes GRI Broker Assoc. 405.612.0016
not alone. Like sage, thyme prefers life on the dry side. Overwatering will hasten its demise. Rosemary, another low-water Mediterranean staple, can be exceptionally long lived. In Italy, some woody examples have lasted more than a century. Treat it like sage, and it will be happy, and so will the bees who love its blue flowers. All these herbs do best planted now, she added, especially in our Mediterranean climate. “Nurseries do 90 percent of their sales in the spring,” she said, “but fall is for planting.
Mary Davenport CRS/GRI Broker/Owner 405.747.5651 Paule e Kraybill GRI Realtor Assoc. 405.747.8830
Open House Sunday 1pm-4pm 520 S Knoblock St. ♦ (405)372-8326 (TEAM) www.TeamS llwater.com
OAKCREEK COMMUNITY Cohousing Neighborhood Living for 55+ Active Adults
Dennis Cyr CRS/GRI Realtor Assoc. 405.714.1799
Delphine Heppel Broker Assoc. 405.612.1256 Nick Stubbs Realtor Assoc. 405.850.4446
11
1806 N. Husband St. 2 Homes For Sale By Owner Unit #502 - 1 Bed, 1 Bath • Unit #204 - 2 Bed, 1 1/2 Bath
Jerika Rosenquist Realtor Assoc. 405. 338.5521
Stillwater NewsPress • Friday, October 23, 2015
By Debbie Arrington come with a learning curve. For examThe Sacramento Bee ple, if you overwater one of those temWant a lesson in peramental but deliwater-wise gardencious sages, they die. ing? Try a sage. "They won’t stand Not just any it,” Loveall-Sale salvia, although said. “They turn up many members of their little toes and this large and diverse plant family just keel over. It’s root rot and it can be are quite at home sudden and ugly. I with limited irrigaknow; I’ve killed tion. Traditional plenty of them.” culinary sage – Culinary sages Salvia officinalis – usually die of kindcan prove to be an ness. The initial exceptional gauge stages of root rot for the low-water make the plant garden. And it comes with droop and appear wilted. a bonus: This herb “What’s your first smells and tastes reaction? You give good. that plant a drink,” “They’re wondershe said. “That just ful teachers, espemakes it worse.” cially when you’re Learning plant adjusting to a waterpreferences is part of wise garden,” said the challenge of any Rose Loveall-Sale, new kind of gardenowner of ing; low-water landMorningsun Herb scapes are no excepFarm in Vacaville, tion. Calif. “They teach Too much water – you patience and the amount delivdiscipline.” ered by two- or Mediterranean three-times-a-week herbs – such as schedules that seem sage, thyme, rosemary and lavender – “normal” – can be fatal for drought-tolhave become popuerant plants. Or it lar additions to can turn them into California gardens garden thugs that of all kinds. And quickly overgrow they offer multiple their bounds. benefits. Loveall-Sale rec“Herbs do more ommends Purpurea than look pretty,” and Berggarten said Loveall-Sale, culinary sages for who grows more than 2,000 varieties the Sacramento area. They can at her nursery. stand the summer “They’re multiplefaceted culinary and heat as well as winter chill. They form medicinal plants low-growing woody that add color and texture _ and beauty perennials that look handsome in the – to our gardens.” low-water garden. But they also
Map
Chateau Ct.
Chateau Dr. Amethyst Ave.
Richmond Hill Rd.
Hartford
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North
gate Dr .
Benjamin
Duncan
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Husband Pl. Northgate Dr.
8
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Burris Rd.
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Hunters Ridge
Week of Sunday, October 25, 2015
McMurtry McMur rrttr Rd..
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
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Star Dr.
Park Dr.
Jardot Rd.
Park Dr.
Teal St.
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Dr. Park Cr.
Pl.
22nd Av.
t. is S Lew
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32nd Av. 34th Av.
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Hunters Cr.
s Deerfield Dr.
Wild Turkey Pas
Vista Ct.
Cottontail Ln.
Jardot Rd.
Perkins Rd.
Husband St.
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44th Av.
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Katy
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Mockingbird Ln. Collins Ct. Colby Lance
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Fountain View Ct.
Forest Trail Ct.
Av.
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Main St.
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Cambridge Dr.
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24th Av.
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S. Westchester St.
Young St. Jardot Rd.
Wedgewood Ct. Wedgewood Dr.
Skyline Ln.
Matthews Av. Virginia Av.
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Grandview St.
Cedar Ct.
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Ct. Wedgewood
3rd Av.
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Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
Lowry St.
Lewis St. Lewis St.
Husband St. Husband Pl.
Main St.
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Denver Ct. Denver St.
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Canyon Rim Dr.
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Grandview Ct. Grandview St.
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Dr .
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Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Benjamin St.
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Perkins Rd.
Hoke St. Husband St.
Masin St.
Duncan St.
West St. West Bl.
West St.
Knoblock St.
Hester St.
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Hartford St.
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Park
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Silverdale
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Willis St. Willis St.
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Pheasant Eagle Creek Ave. Ridge Ave.
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August Dr.
Surrey Dr.
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Connell Av.
Elm Av.
Elmwood Cr.
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Brooke Av.
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Krayler Ave.
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Miller Av.
Lakeview Rd.
Cedar Ct.
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Camden
Hall of Fame Av. Mathews Av.
University Av.
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Will Rogers Dr.
Dryden Cr.
Hanson
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24th Av. August Dr. Cambridge Ct.
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Fairfield Dr.
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
18th Ct.
18th Av.
C Chapel Hill
Pioneer St.
Sangre Rd. Murphy St.
Shumard Ct. Oak St. W. Shumard Dr.
Williamsfield
Westridge St. Hillside Ct.
18th Av.
Shiloh Creek
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Oak Trail Dr.
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Stillwater NewsPress • Friday, October 23, 2015
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Sunset Av. University Av.
5th Av.
8th Av.
Ashton Ave.
Cr.
Frontage Road 7th Av.
9th Av.
Ramsey St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Ivy Ct.
Liberty Ct.
McDonald St.
McFarland St.
Scott Av.
Crescent Dr.
Lincoln St. Willis St.
Ridge Rd.
St.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
4th Av.
51
Fairway Dr.
Hid
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5th Av.
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3
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
5th Pl.
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5
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3rd Av.
Oak
Stoneyb rook St.
Pecan Hill St.
Western Rd.
10
Admiral Av. Sherwood Av.
Ridge Dr. Rid ge
Abbey Ln.
Windsor Dr. 2nd Ct. Kea ts D r.
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8th Av.
Ramsey St.
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Walnut St.
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Boomer Lake
Liberty Rd. Preston Av.
Windmill Ln.
Windsor Cr.
Parkway Dr.
Tobacco Rd.
Preston Ln.
Airport Rd.
Newman Av.
Hillcrest Av.
Osage Dr.
Dr.
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mil
d Win
Dr.
w illo
Av.
ore
W
Liberty
State Ln.
Lisa Ct. Lori Ct. Lakeview Rd.
177 Airport Rd.
Lakeridge Av.
Os
age
Thomas Av. Frances Av.
Memory Ln. Country Ln.
Cheyenne Av.
Harned Av. Madison Ct.
Harned Av.
Century 21 Global Realtors 8. 5021 Stonecrest 12-2 ............................... Alane 9. 223 Old Hwy 51 2-4 ................ Rosetta/Sharyl Directions: Hwy. 51 & Old Hwy. 51 intersection. Follow the signs.
t.
Arapaho Av.
Lake Sh
FSBO 14. 1800 N. Husband #204 & 502 1-4 .......FSBO
Evergreen
rie
Cherokee Av.
Newman Av. Hillcrest Av. Brown Av.
nC
Perkins Rd.
Ranch Av.
Hartwood Av.
RE/MAX Signature 4. 2110 W. 3rd Ave 2-4 .................................... Beth 5. 709 Greystone St 2-4 ...............................Cheryl 6. 1919 S. Walking Trail 2-4 .........................Candy 7. 917 S. Springdale Dr 2-4 ..............................Colt
se
Ute Av.
Stillwater Municipal Airport
Fisher Provence 12. 2205 W. 4th 1-3 ........................................Susan 13. 1618 Chiquita Ct 1-3 ................................Page
las
Rogers Dr.
Knoblock St.
One Broker Place 11. 1002 S. Western 1-3 ................................ Jason
Wil lia
Washington St.
Coldwell Banker Team Stillwater 2. 2116 Crestwood Dr 2-4 ........................ Connie 3. 1111 Pecan Hill Ct 2-4 .................................Nick
B
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma
New West Real Estate 10. 123 S. Keats 1-3 ................................... Tommie
Duck St.
Real Estate Professionals 1. 3115 W. 24th 1-2:30................................. Tiffany
mC t.
Dr.
Rog