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This Week: D r o u g h t U p d a t e . . . . . . . . . . . . Pa g e 2 Should I refinance r i g h t n o w ? . . . . . . . . . . . . . . . Pa g e 4
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508 E. 18th - This charming little home has many updates. Owner has replaced all the windows, installed central heat and air and replaced carpet with wood like flooring. The attic has been converted to more living space and has a closet so we are calling it a 4th bedroom, it is good size and can easily hold two beds. Compact kitchen opens up into a separate dining room and there are three more bedrooms with one full bathroom on the main floor. The carport is conveniently located by the kitchen door.
These homes offered by New West Real Estate (405) 377-1213 • 615 W. 6th Ave.
Weekly Features: A b o u t R e a l E s t a t e ........... Page 8 C l a ss i f i e d s ............................. Page 5 M a p ............................................ Page 6
To a d v e r t i s e y o u r home in the R e a l E s t a t e We e k l y, c a l l (405) 372-5000.
News Press Stillwater
See participating REALTORS® at oourr Web site:
www.stwnewspress.com 1207 S. Main - This 4,000 SF building is currently for lease. Approximately 2,500 to 3,000 SF was remodeled in 2008 because of a fire. Space for 4 offices. 500 SF for storage and additional parking in the back. Handicapped bathroom. Kitchenette in rear. Alley for deliveries-no dock, but have had no problem with furniture deliveries. Oversized door in rear for deliveries. New windows and door in front-double pane e-90.
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Weekend January 23, 2015
2
Stillwater NewsPress • Friday, January 23, 2015
Drought still having big impact While the sunshine, warm temperatures and wind last weekend were all a welcome respite from our dreary winter, it was also a gentle reminder of a very serious issue; we are still in drought conditions throughout much of Oklahoma. This includes those of us here in Payne County. While the drought has not received much publicity as of late, that does not lessen its ongoing impacts. If you have not done so recently, I would suggest you consider a good thorough irrigation if anyone of the following points applies: • Trees showing decline over the last few years. This could include limb loss, premature leaf drop, or just smaller (or fewer) leaves than normal. • Trees planted within the last three-four years. These tress are likely still struggling to fully establish a root system, having lived their entire life in drought conditions. • Any ornamental landscape plantings that were installed last fall. • Turfgrass established last year. This includes sprigs, sod or seed. • Garden areas that might have
herbicide application. Pre-emergent herbicides must be watered in properly to be effective. It would also be a good idea to check the moisture level on your compost piles. Moisture is a critical component pH correction is of the composting being made with an process. application of lime While none of us or sulfur. knows what the • Areas that have future holds, when received a recent thinking about the
Home Grown
KEITH REED received a recent application of compost or fertilizer. This is especially true for those gardens where a soil
drought, it is sure worth a look back at the recent history of Oklahoma. As you can see from the accompanying graph, our droughts tend to run in approximately ten year cycles. We are
only four years into this one. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension office.
Keith can be reached via email at keith. reed@okstate.edu, phone at 405-7478320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
The importance of venting By C. Dwight Barnett
Stillwater NewsPress • Friday, January 23, 2015
parts per million (100 ppm), the C0 Tribune News Service becomes toxic by combining with the When writing body’s hemoglobin to answers to readers form carboxyhemoor reports for clients, globin in the blood, I often abbreviate preventing the the term for hemoglobin from Heating, Venting & releasing oxygen to Air Conditioning the body’s tissues. down to HVAC. People exposed to From my observalow levels of C0 poitions, it appears that soning may suffer most people only headaches and dizzithink of the heating ness similar to the or the air condition- flu, but when the ing portion of the flu-like symptoms reports and ignore continue, it is very the venting portion, important to seek the most important the advice of a docpart of an HVAC tor or other medical technician’s job. professional. An improperly Extended low-level vented fossil fuel exposure can be burning appliance toxic to the heart, can be deadly. The the nervous system byproducts of comand other vital bustion are carbon organs. Exposure to monoxide (C0) gas high levels of C0 is as well as other deadly. unpleasant gases Everyone should and moisture. C0 is have at least one C0 colorless, odorless detector in each bedand tasteless, but room and another when the concentra- near the fuel-burntion of C0 is greater ing appliance or than one hundred appliances.
3
Should I refinance now?
4
Stillwater NewsPress • Friday, January 23, 2015
Getting a mortgage checkup would be beneficial at this time as rates are at a historic low. Refinancing your home can provide an opportunity to save money on your monthly payment, payoff your home faster or take cash out for some other purpose. A number of factors contribute to determining the best time to refinance. Staying or Going: When determining if it’s a good time to refinance, one big factor should be if you are planning to move or stay in your home. It is generally not advisable to refinance if you plan on being in the house for only a short period of time. If you need money for a specific purpose, refinancing can be an easy way to access it. Consider how long
Mortgage Matters
Global Realtors
131 N. Main • Stillwater CENTURY 21: Smarter, Bolder, Faster OFFICE (405) 624-2626
MICHAEL DECKER you will be in the house and whether you actually need the money when making the decision. Interest Rates: One of the factors to consider before refinancing is the interest rate in the market. Compare your current rate with the rate that is being offered. A general rule of thumb is to consider refinancing if the interest rate you can get on the new mortgage is around 1.5% to 2% lower than what you currently pay. Early Pay Off: If you dream about being mortgagefree, the low-rate
environment may be a good opportunity to refinance your 30-year mortgage into a 15 or 20 year loan. But make sure you can afford the slightly higher payments on the shorter loan and that you have some money saved for emergencies. Adjustable rate to a fixed rate: If you obtain a new fixed-rate mortgage, instead of an adjustable rate, you mitigate some of the risk involved an unknown rate environment. You would need to look at your adjustment periods and what rates are
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David Heppel Property Manager 624-2626
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NAME IN REAL ESTATE 13 YEARS RUNNING
-MILLWARD BROWN
First Time Home Buyer
Repeat Home Buyer
First Time Home Seller
Repeat Home Seller
News Press Stillwater
Place a Classified Call: 405-372-5000 or Send a Fax: 405-372-3112 Hours are 8:00 am - 5:00 pm Monday - Friday
Classifieds View classifieds online at: www.stwnewspress.com
Call Gracie at Ext. 240 or 241 Or e-mail at classifieds@stwnewspress.com Real Estate Sales Homes PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
In The
NewsPress Classifieds & Reach Over 23,000 Potential Customers
CUSTOM-BUILT Quality features energy efficient secluded 10 wooded acres 10 min from OSU open contemporary 3 BD/2 BA split elegant master suite oak floors, fireplace cathedral ceilings 3-car garage approved buyers 372-3124
Real Estate Rentals Homes
710 NORTH REDBUD CT. Single Family, Nice 2 bed/1bath, 1000 sq.ft., washer/dryer, refrigerator/ dishwasher, fenced yard, storage shed, lawn care included!! 800/month, 710 North Redbud Ct. (405) 880-2522
Homes
Homes
Homes
602 W Ute 4 bedroom, 1 bath, plus two 1/2 bathes over 2,400 sq. ft. all new appliances, new flooring, fresh paint, Boomer lake area, 2 car garage, plus 2 car, carport and base bent $1500/month available now. Wick & Associates Realty 405-372-0868
Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277 www.cowboyproperty.com
GOLF DUPLEX AVAIL. JAN 1, 2015 2BD/1BA/1CG- CH/A, W/D hook-ups Fireplace in livingroom $625/mo, $625/dep. 405-6125088
Apartments Great 2 bedroom townhouses Tamarack Village, Move in ready. Ask about our move-in specials. Call today 405-372-7395
14603 S. Rose Rd. SE Perkins. 4BD/2BA 10 acres, detached garage, barn. Ripley school district. 405-612-0447. NOW LEASING NEW CONSTRUCTION! The VINTAGE (PHASE 2) Luxury Apartments/Town Homes 519 S. Jardot in Stillwater 1 Bedroom, 1 Bath Luxury Apartments. 2 & 3-Story buildings. Covered Entryways. Private Balconies. 9 foot Ceilings. Wood Plank Flooring. StainlessSteel Appliances + washer/dryer ALL INCLUDED! Top Quality Insulation with The Latest Energy-Saving Technologies. Total Electric Utilities. Monitored Burglary & Fire Alarms Incl. Access to Private Pool, Spas, Sand Volleyball, Sport Court. Approved pets allowed with written permission. 1.6 Miles to OSU. We also have FURNISHED and HANDI-CAPPED units available. Prices Start at Only $620/month! Available February 1 Call 405-372-9225 ext 0 or www.thevintage stillwater.com
ATTENTION! NOW LEASING for Summer (June 1st), and Fall (August 1st), 2015 Move-In Dates! 1, 2, 3, 4, & 5 Bedroom Homes, Apartments, & Duplexes All over Stillwater, Perkins, Cushing and Payne County. Some properties have acreage for Horses. We also have mobile home lots in/outside city limits. We also have a few units Available for Immediate Move-In. The Best Prices and Deals of the Year are right now so Call today! 405372-9225 ext 0 or www.camp bellmgmt.com SIGN NOW. SAVE MONEY! $$
Apartments Carleton Crossing is now offering ,1 2, 3, & 4 BD Apartments. Stop by our office today & ask about our move in special. 1001 N. Perkins Rd 405372-7395
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HENNEBERRY PROPERTIES at Oak Park Village is now offering spacious floor plans for 1 & 2 BD Apartments. Stop by our office today and play our plinko game & save money off your 1st months rent or deposit. 2903 N. Perkins Rd. 405743-4266.
Commercial/Business
5
WAREHOUSE for lease office/bathrooms 900 E 46th 405-372-0813
Stillwater NewsPress • Friday, January 23, 2015
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Map
Amethyst Ave.
Quartz Dr.
Hartford
Richmond Hill Rd.
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Burdick St. Manning St. Briarwood St.
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22nd Av.
Payne St.
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Hunters Cr.
Deerfield Dr.
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Jardot Rd.
Perkins Rd.
Husband St.
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Western Rd.
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13th Av. 13th Pl. 14th Av.
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Berry Ct. Arrington Ct. Arrington Dr.
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18th Ct.
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Stillwater NewsPress • Friday, January 23, 2015
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8th Av.
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Memory Ln. Country Ln.
Cheyenne Av. Arapaho Av.
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Lakeview Rd.
Range Rd.
Monroe St.
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Dr .
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Fisher Provence 5. 4005 W. 15th 1-3 ..........................................Page
se
Rogers Dr.
Stillwater Municipal Airport
C-21 Global 4. 1001 Mahar Dr., Perkins 2-4 ..................... Judy
Win
las
Washington St.
Team Stillwater 2. 23 Summit Cr. 1-3 ...................................... Jerika 3. 2301 W. 9th 2-4 .............................................. Jack
mC t.
Metro First rst Realty 6. 2223 W. 9th 2-4 .......................................... Sharyl 7. 11420 Churchill Downs 2-4.................... Kasey (from HWY 33 & HWY 177 east 1.5 miles to Steeple chase turn north & stay right)
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C Brook
Golf Dr.
Rog
Real Estate Pros 1. 525 E. 13th 1-3 ............................................Jenna
Benjamin
nd St. Husba
Richmond Rd.
Lynn Ln.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Duncan
• All Open Houses are Sunday unless otherwise indicated.
• Open Houses may be cancelled in case of inclement ement weather. If you have questions, please call the hosting REALTOR®.
Chateau Ct.
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
Hunters Ridge
Week of Sunday, January 25, 2015
Burris Rd.
Burris Rd. 177
Springfield St.
OPEN HOUSE
McMurtry Rd. R
Refi
Stillwater NewsPress
Continued from page 4 currently doing to make sure this would be beneficial to you. There are times when it makes sense to refinance your mortgage. It’s important to have a
clear financial objective in mind so that you’re able to choose the most appropriate loan. Ultimately, the decision is up to you to decide when it’s best for you to
refinance, based on your individual financial goals. Opinions expressed above are the personal opinions of Michael
Decker and meant for generic illustration purposes only. RCB Bank is an Equal Housing Lender. RCB Bank NMLS #798151. Michael Decker MLO# 370522.
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520 S Knoblock St. (405)372-8326 (TEAM) View online: www.TeamStillwater.com
Address
Local news your way:
Descriptions
Price
6 Lots—W. Villas Court
Ranging from $23,000—$27,000
E. 6th (E. of Jardot St)
LOT — .30 acres m/l
Realtor Mike/ Mary
Address
Descriptions
Price
Realtor
3 BD/ 2 BA/ 1675 sq ft/ 1 ac.
$190,000
Mike/ Mary
705 E Macy Lane
SALE PENDING
$199,500
Paulette
1114 E Connell Ave
SALE PENDING
$225,600
Connie
Connie
3524 S Husband St
Home/Shop/ Pool/ 2.76 ac.
$250,000
Mike/Mary
$80,000
Delphine
424 S Orchard
5 BD/ 4 BA/ 3518 sq ft
$257,000
Mary/ Mike
$90,000
Connie
1220 W 12th
LOT — 2.34 acres m/l
$258,000
Mike/ Mary
3 BD/ 1.5 BA/ 1136
$102,000
Dennis
223 S Jardot
5 acm/l —Numerous Possibilities
$300,000
Delphine
2222 W 23rd Ave
SALE PENDING
$110,000
Connie
5305 S Hartford St
3 BD/ 2 BA/ 30 acm/l
$310,000
Mike/ Mary
23 Summit Circle
2 BD/ 2 BA/ 1430 sq ft
NEW THIS WEEK
$110,900
Jerika
3012 W Montera
4 BD/ 3 BA/ 2385 sq ft
$324,000
Paulette
9311 S Mehan Rd
2 BD/ 2 BA/ 1414 sq ft
REDUCED
$134,900
Connie
2223 Copperfield
4 BD/ 3.5 BA/ BEAUTIFUL
$375,000
Mary/ Mike
2301 W 9th Ave
3 BD/ 3 BA/ 1987 sq ft
REDUCED
$155,000
Mary/ Mike
5920 W 53rd Street
SALE PENDING
$378,500
Paulette
1611 S Hillside St
SALE PENDING
$167,000
Connie
4700 N Washington
3 BD/ 3 BA/ 10 acres m/l
$469,000
Mike/ Mary
1706 S Westridge St
4 BD/ 2 BA/ 2445 sq ft
$175,000
Mike/Mary
1919 S Walking Trail
4 BD/ 3.5 BA/ 4595 sq ft
$579,000
Mike/ Mary
13405 E Lakeview Rd
3 BD/ 2 BA/ 5.39 acres
$190,000
Delphine
2119 S 22nd Court
SOLD
$190,000
Delphine
Delphine
4724 W Country Club Dr LOT — 130 x 130 approx.
$40,000
Mike/ Mary
3320 Fox Ledge Dr
LOT — Stoneridge Estates/ 1.09 acm/l
$45,000
Paulette
123 E El Paso, Yale
3 BD/ 1 BA/ 955 sq ft/ 3 lots
$60,000
901 Liberty
SALE PENDING
N. Pioneer Rd/ Perry
SALE PENDING
2614 N Park Circle
40 acres m/l
REDUCED
OPEN HOUSES — Sunday, January 25, 2015 23 Summit Circle — Jerika — 1-3 p.m. 2301 W 9th Ave. — Jack — 2-4 p.m.
COMMERCIAL PROPERTY
715 S Husband, #3 & #5
2 office suites. Lawyer’s Building
$99,500
Mike/ Mary
122 & 210 E Richmond Rd
10.91 acres m/l
$499,000
Paulette
Mike Lauvetz CRS/GRI Broker/Owner 405.747.8684
Mary Davenport CRS/GRI Broker/Owner 405.747.5651
Connie Stokes GRI Broker Assoc. 405.612.0016
Delphine Heppel Broker Assoc. 405.612.1256
FEATURED SUBDIVISIONS Plats and Covenants Available! — Call 405.372.8326 for lot information / www.TeamStillwater.com BERRY CREEK KENSLOW FARMS CAMDEN POND TIMBER LAKE ESTATES
Paulette Kraybill GRI Realtor Assoc. 405.747.8830
Dennis Cyr CRS/GRI Realtor Assoc. 405.714.1799
Jerika Rosenquist Realtor Assoc. 405. 338.5521
Jack Borgen Realtor Assoc. 405. 612.7234
Stillwater NewsPress • Friday, January 23, 2015
6167 N Willis St
$39,500
7
ABOUT REAL ESTATE By David W. Myers
would provide more If you take title tenants, although flexibility. Thatâ&#x20AC;&#x2122;s through joint-tenan- itâ&#x20AC;&#x2122;s a bit unromanBuyers who arenâ&#x20AC;&#x2122;t because either cy instead, your tic: Should you and married, even if owner who holds spouse will then your betrothed buy they expect to walk property through a own 100 percent of a house now but down the aisle soon, so-called TIC the house after you later cancel your have special conarrangement can die and can later wedding plans, cerns when deciding will or sell his or her leave it to anyone either of you could how to â&#x20AC;&#x153;take titleâ&#x20AC;? to respective interest she wants. Your kid sell your 50 percent a new home. in the home to from the previous stake in the home to DEAR MR. whomever he or she relationship would- whomever you wish MYERS: My wishes, without the nâ&#x20AC;&#x2122;t have a legitimate without first getting fiancee and I are approval of the claim to the home, the otherâ&#x20AC;&#x2122;s planning to get other owner. or any part of its approval. Thatâ&#x20AC;&#x2122;s an married in May, You definitely resale profit, important considerbut we want to should take title as because your spouse ation, especially if buy a house now tenants-in-common would hold title to one partner wants because interest if either of you has a the property in her to sell but the other rates are low and child from a previname only. doesnâ&#x20AC;&#x2122;t. prices keep movous relationship or Thereâ&#x20AC;&#x2122;s another Your real estate ing higher. If we wants to ensure argument for taking agent, title-insurbuy a house that your own child title to the home as ance representative together before inherits your intertenants-in-common or the closing attorour wedding date, est in the property. rather than joint ney or escrow officer can we â&#x20AC;&#x153;take titleâ&#x20AC;? to the home Mobile Home on 35 Acres! as joint tenants, even though we arenâ&#x20AC;&#x2122;t married 4 bedroom, 2 bath, 2 fireplaces,80â&#x20AC;&#x2122; yet? X 28â&#x20AC;&#x2122; mobile home on 35 Acres ANSWER: You with well, storm shelter, wood certainly could, but deck and patio. Glencoe Schools. it might be a bad idea. Although most Keith Cheatham Agency 918-762-2149 buyers who are already married CHEATHAMREALTY.COM hold title to their homes as joint tenants, itâ&#x20AC;&#x2122;s usually best for nonmarried buyers to instead take title as tenants-in-common â&#x20AC;&#x201C; whether they are unrelated investors or a couple who $ plan to tie the matrimonial knot soon. If you and your Attractive brick 3 bed, 2 bath home located in southwest fiancee take title as Stillwater. The home is very appealing and very welljoint tenants today, maintained. It has 2 living areas, vaulted ceiling with large your half-interest in windows in the second living area, french doors, interior the home would storm shelter, and a private patio. It is located on a large automatically pass corner lot on the north side of the Westbrook Addition. to her when you die. Likewise, her 50 See more of this home at percent stake would go to you if she dies Page Provence www.WeLoveSellingStillwater.com ÂŽ first. (405) 612-0194 Fisher Provence, REALTORS Taking title as 377-1000 tenants-in-common
5105 Clay Rd Glencoe, OK.
$119,500
8
Stillwater NewsPress â&#x20AC;˘ Friday, January 23, 2015
Open Sunday 1-3
4005 W. 15th
169,900
who will handle the purchase can provide more details. *** REAL ESTATE TRIVIA: The 3million-squarefoot, 320-foot-tall AT&T Stadium in Texas â&#x20AC;&#x201C; where
the first College Football Playoff National Championship Game was played Jan. 12 â&#x20AC;&#x201C; has the largest columnfree interior space in the world. Its roof is
"( # 3/4,203,4325 2 + 0*4 $
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supported by a pair of 300-foot arches, so players donâ&#x20AC;&#x2122;t have to worry about crashing into a support pole while heading toward the end zone.
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