News Press Stillwater
REALESTATE W e e k ly
January 20, 2017 Open floor plans continue to reign. Eighty-four percent of builders say that in the typical singlefamily home they build, the kitchen and family room arrangement is at least partially open. Fifty-four percent say it’s completely open, according to responses from a September 2016 National Association of Home Builders/ Wells Fargo Housing Market Index.
Your best source for weekly real estate news and listings for Stillwater and surrounding communities
3021 W. 33rd
Featured Homes:
3021 W. 33rd - $289,000 Open Sunday, 1-3 pm - Located in Saddlerock South you’ll find this well maintained home which includes 4 bedrooms, or 3 with a study. Formal dining room and a bonus room. Master is separate from the other rooms and the laundry room is spacious with storage and a sink. Upstairs bonus area also includes a full bath. Large side yard which is fenced separately and has a nice storage building. Being minutes from both Sangre Ridge Elementary and Stillwater Middle School makes this a very popular location. Contact Donna Rhinehart for details 405-612-0509 19 Cimarron Trails, Perkins $229,900 - Golf Course Home Priced to Sell!!! This 4 bedroom 2 bath home backs up to #17 hole on the prestigious Cimarron Trail Golf Course in Perkins. The split bedroom plan with spacious living room and dining room make this home very comfortable. The home is well maintained and ready to move in. Call Lori Kastl 405-880-2844 today to set up an appointment it won’t last.
These homes offered by Real Estate Professionals (405) 372-5151 • 723 S. Main Street
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
19 Cimarron Trails
Stillwater NewsPress • Friday, January 20, 2017
Important landscape dates for weed control One of the services the Payne County Extension Service offers is one-on-one advice for a variety of horticulture and landscape questions. Often these questions involve helping our clients solve a variety of problems with weed control being one of the most requested. This week’s focus is on lawn weeds, although the same principles apply in ornamental landscapes situations as well. Prevention should be priority number one. A key component to prevention is proper timing. If the weeds never germinate, they cannot become a problem later on. We suggest marking your calendar with these key dates to give yourself the best chance at success. Successful weed control can begin very soon, especially now that we have received some much needed moisture. Warm (over 50 degrees) and sunny winter days of January, February and early March is the best time to spray
Home Grown KEITH REED for winter annual weeds. Don’t let the name fool you, winter weeds are the ones you battle every spring. Weeds like annual bluegrass, cheat, henbit, chickweed, etc. begun germinating early last fall and are already well-established for rapid spring growth when the days begin to warm. Look for details on how best to do this in next week’s column. You may be reading this and thinking you still have plenty of time to spray these weeds. That is partly true. While we may have several weeks of calendar time, we typically get very few days this time of year when weather conditions are appropriate to spray herbicides. As we get later into the spring and the weeds begin there explosive growth, they become harder
to control. Also, the herbicides that kill these weeds can also easily damage sensitive spring garden crops by drifting off-site, an unfortunate and allto-common cause of spring vegetable garden failure. The next key date for weeds involves crabgrass control. When forsythia and redbuds are in full bloom, it’s time to apply a pre-emergent product labeled for grassy weed control. For us, this usually means the last part of March but I suggest marking the calendar reminder around March the 10th as earlier is better than later. Depending on which product you use, a follow-up application may be needed. Check the product label and act accordingly. Finally, target the last week of August if you wish
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to prevent the winter weeds mentioned about from germinating. A fall pre-emergent, while not critical, can be especially helpful for controlling annual bluegrass in tall fescue as well as helping to control weeds in ornamental beds. This is probably
the treatment most often missed or overlooked altogether since it’s often still 100 degrees or better and the last thing we have on our mind is winter weed problems. These weeds often begin germinating the first wet cool-off we get. Some years that is
in the last part of August, and some years it’s not until almost October. Once again, early is always preferable to waiting until it’s too late when applying pre-emergence herbicides. For specific information on this or any other horticultural topic, you
Open House:
SMARTER. BOLDER. FASTER.
3106 Priscilla Ave., Cushing Open Sunday 1-3 3 bed, 2 bath $89,900 Virginia
Featured Homes:
5111 Red Rose Drive, Stillwater Beverly 3 bed, 2 bath $279,900 3315 S. Sawgrass Street, Stillwater Tana 4 bed, 2 bath $279,000 5116 W. 8th, Stillwater Mike 3 bed, 3 bath $258,900 1905 Eagle Lane, Perry Beverly 4 bed, 2 bath $229,900 107 NE 3rd, Perkins Judy 3 bed, 3 1/2 bath $151,000
1316 N. Parotte, Ripley Diana 3 bed, 2 bath 2 acres $105,000
can contact Keith Reed, the Horticulturist in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
What’s that funny smell when the heat turns on? By Paul F.P. Pogue Angie’s List
If you notice a funny burn smell when the heat turns on, it may be a sign that your furnace needs maintenance. It could be something as minor as a dirty filter, but it could also be a serious problem like a broken electrical component in the furnace. Don’t ignore it. Try to find the source of the odor to
avoid costly repairs in the future. Here are some tips to get you started. WHAT CAUSES THE SMELL OF BURNING DUST? When your furnace is not used for long periods of time, dust can collect on the heat exchange and in the air ducts. When the furnace is turned on, the dust burns off and releases an odor. This is normal and not a
Dolores Lemon CRS, CRB, GRI, BROKER/OWNER (405) 747-7822
www.stw-realestatepros.com
cause for concern. This smell should disappear in a few hours. If the problem persists, check your air filters. WHAT CAUSES MUSTY ODORS? When you turn on your furnace for the first time each year, it may smell like a damp basement or like dirt or dust. The musty odor comes from dust and dirt collecting in the air ducts, which gets blown throughout your home when the
furnace turns on. If this smell persists throughout the heating season, it could mean you need to change the air filter. A musty smell could also indicate that mold is trapped on the furnace filter or on the humidifier filter, if you have one. Inspect the filter once a year and replace or clean as needed. To clean a humidifier filter, make a solution of water and vinegar in equal
Donna Rhinehart Jack Allred Jennifer Oliver Tiffany Aranda Lori Kastil Kyle Bottger Melissa Woods Amy Parsons Jan Lehenbaur BROKER/ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE GRI, CRS GRI, CRS REALTOR® ASSOCIATE REALTOR® ASSOCIATE (405) 747-8647 (405) 612-4984 (405) 880-2844 (405) 612-6724 (405) 385-2035 (405) 714-0882 (405) 334-6988 (405) 714-1214 (405) 612-0509 PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR®
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parts. Soak the filter in the solution and gently clean with a damp cloth. WHERE CAUSES THE SMELL OF SMOKE OR OIL? If you operate an oil furnace, and smell oil or smoke, it could mean a serious problem with your furnace. If the smell persists after checking and changing the oil filter, call a professional to check it out.
COMMERCIAL
317 S. Doty - MOVE IN READY 3 bdrm 1 bath 1 car garage
$89,900
Lori
3 Cimarron Trail - Lot to build your DREAM HOME on the golf course $45,000
Lori
809 E Virginia - 1 - 4 acre Commercial Lot
$150,000
Jack
822 S. Monroe - 2 bed 1 bath 1 car garage fenced yard, Walk to OSU
$90,000
Tiffany
809 Carnes Cir - New Construction 3 bed 2 bath
$175,000
Lori
805 E Virginia - Commercial lot with 3 adjoining for sale
$175,000
Jack
2210 Timbercrest Dr - PRICE REDUCED 3 bed 1.5 bath
$100,000
Amy
805 Carnes Cir - New Construction 3 bed 2 Bath
$178,900
Lori
810 W. Moore Ave - 3 bed 1.5 bath Close to Campus! Restorations Done Move in Ready $119,000
Tiffany
6219 E 68th - 3 bed 2 bath Home on 3 acres
$225,000
Lori
900 S Fairgrounds Rd - INVESTORS DREAM 52.35 acres with 17 Rentals $950,000
Jack
Kyle
19 Cimarron Trail - 4 bed 2 bath, Hole #17
$229,900
Lori
800481 S 3380 Rd - 40 acres, 2 Story house , 2 bed, 2.5 bath, Pond $239,900
Lori
6219 E 68th - 4 Acres & Home
Lori
$119,000
1536 E 9th, Cushing - 4 bed 2 bath 2 car garage Remodeled Kitchen
$129,900
Kyle
1011 Sunnybook - MOVE IN READY, 3 bed
$159,000
Donna
2306 W 10th - Convenient Location 4 bed, 2.5 bath, 2 car garage “As Is”
$170,000
Jack
3606 N Underwood, Yale - 4 bed 3 bath MH on 10 Beautiful Acres
$184,000
Tiffany
2724 N Lincoln - NEW PRICE UPDATED, 4 bed 3 bath 2245 sq ft 2 car garage
$185,000
Lori
4410 E Deanna Dr - Nice lot for your Dream Home
$15,000
618 N Manning - NEW CONSTRUCTION, 4 bed 2 bath
$194,900
Donna
424 W 29th - Excellent building site
$15,000 Dolores
319 N Stoney Creek - 4.7 Acres/Home with walk out basement/Cottage also
$199,500
Tiffany
Lost Creek Addition - SALE PENDING
1114 W Hillcrest - 4 bed 3 bath, New Lower Price, lots of UPDATES
$199,900 Melissa
6 Lots in Lost Creek Meadows- all over 1 acre
2619 S Oxford - SALE PENDING
$205,000
Lori
000 E Hoyes, Agra - Nice Large lot, water meter to transfer
3103 Eagle Summit Dr - 4 bed 2 bath 2 car garage SW area 2060 sq ft
$250,000
Donna
5018 Reese Landing - Underway in Deer Ridge 4 bed 2 bath
$259,000
Donna
3115 W 24th - MOVE IN READY NEW PAINT 3800 sq ft 4 bed 3 bath
$265,000
Tiffany
1721 N Jefferson - UPDATED MOVE IN READY 4 bed 2.5 bath Walk to OSU
$285,000
Tiffany
3021 W 33rd - OPEN SUNDAY 1-3 P.M.
$289,000
Donna
1709 Hidden Oaks - Brand New 2650 sq ft
$329,900
Donna
1721 Ashton Ave - NEW CONSTRUCTION, Berry Creek
$340,000
Donna
3325 S Charleston Ct - SALE PENDING, Berry Creek
$352,800
$300,000
LOTS & LAND Kyle
$17,000
Kyle
$18,000-$28,000
Lori
$25,900
Kyle
Tract 18 Rolling Hills - 5.66 acres in nice subdivision, Morrison Schools $35,000
Donna
1700 S Jardot - 2 acres PRIME REAL ESTATE
$35,000
Lori
$27,000-$55,000
Donna
7 Lots in Briarcreek- all Large lots in Gated SW Subdivision $48,000-$60,000
Donna
Shumard Oaks Garden Home Lots Turtle Pond Estates - Large Lots
$45,000-$60,000 Tiffany
5102 Red Rose Dr - Beautiful 3.19 acre building site
$92,000 Tiffany
Tiffany
001 Sycamore Valley - 6 Lots You can change Covenants
$122,000
Jack
1801 Ashton - SALE PENDING
$353,000
Donna
S Perkins Rd - 7.38 acres m/l Highway frontage
$225,000
Lori
7821 Rebecca - New Construction in Newest NW addition 4 bed, 3.5 bath
$424,500
Donna
6219 E 68th - 50 acres Hay meadow & ponds
$400,00
Lori
713 Karen Ave- New in Roka Hidden Lake
$430,000
Donna
27 Acres S Country Club Rd - Beautiful building site
814 Oakridge Dr - SGCC Hole#2 NEW PRICE 3 bed 3 bath
$449,000 Dolores
6404 S Prairie Rd- 26.66 acres 3 bed 2 bath Home & Boarding Kennel
$488,000 Tiffany/Dolores
5908 Old Pond Ct - Water front in Boulder Creek
$589,000
Donna
E 830 Rd, Corney - 156 Acres, 2 bed 2 bath home, Shop, Storm shelter
$699,900
Lori
5505 N Country Club Rd-80 acres/Barn living qtrs/Horse stalls/Pond & More
$825,000 Tiffany
2112/2104 N Monroe - 3 acres Commercial with Store Bldg ...more $1,200,000 Dolores 229 N Husband - BUILDING SITE ZONED T-5
$2,990,000 Donna
RENTALS • WE MANAGE PROPERTIES UPSCALE OFFICE SPACES 402 S Duck 2 NEW office suites, Call Dolores (405) 747-7822 for all the details 502 S Duck Commercial Space for Lease Historic Berry House· - $4,000 mo. Tiffany Aranda (405) 714-1214 7421 W 6th Farm Bureau Building Suite 120 - 1346 sq ft, Suite 140 - 1714 sq ft, EXCELLENT LOCATION, corner of Hwy 51 & Country Club Rd, Call Dolores Lemon for specifics (405) 747-7822 or (405) 372-5151 2319 E 6TH COMMERCIAL STRIP CENTER, 400 sq ft, nice building. Call Dolores Lemon for details (405) 747-7822 or (405) 372-5151 2600 S MAINPayne Co Conservation Bldg 1728 sq ft, Bills Paid $2,000 mo Call Dolores Lemon (405) 747-7822 or (405) 372-5151
RESIDENTIAL
1720 James Pl- 4 bed 2.5 bath $1,400 mo
Dolores
(405)747-7822
$540,000 Tiffany
12 Lots in Red Rose Valley - Pick your Lot & Builder $43,000-$70,000 Tiffany Great Leasing Opportunity! 814 Oakridge in Stw. Country Club! Your own pool, tennis court, plus backs up to the golf course. 3400 sq ft, 3 bed, 3 bath, 3 car garage. Beautiful Interior & Exterior. Leasing at $2,500 mo. Call for specifics & showing - Dolores (405) 747-7822
Stillwater NewsPress • Friday, January 20, 2017
513 E Broadway, Cushing - NEW PRICE for this nice 3 bed 1.5 bath
downtownstw.com
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723 SOUTH MAIN STREET • DOWNTOWN STILLWATER • 405.372.5151
Pay off mortgage early, or save money?
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Stillwater NewsPress • Friday, January 20, 2017
Dear Dave, My friend and I are roommates, and we’ve always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for the last couple of months she’s been really late in paying her half of the bills. She says she’s broke. I don’t want to be mean, but how can I approach her about this situation? – Alice Dear Alice, I understand that you don’t want to be mean to a friend, but situations like this should be addressed quickly and directly. No matter whether you’re talking about friendships or business dealings, to
to start paying on time or the roommate situation is over.” Is that tough love? No, it’s just love. — Dave Savings vs Pay Off Dear Dave, My wife and I ing her money. I owe $90,000 on mean, if she’s got a our mortgage, good job her money and we have no has to be going other debt. We somewhere, right? are able to save The problem is that about $20,000 a it’s not going to the year, so we could proper places. have the house I know you think paid off in just that by being subtle over four years. or avoiding the sitShe likes the idea uation you’re being of having lots of nice, but you’re not. money saved up, You’re being pasbut I would love sive-aggressive. You to be completely just have to smile debt-free. Should and say, “This isn’t going to happen anymore. You’re going to get your act together, and I’ll help you all I can, but you need
Dave Says
DAVE RAMSEY be unclear is to be unkind. Turn off the television, sit down with her, and have a kind but firm conversation. Let her know that the roommate agreement is no longer working because she isn’t paying her bills on time. Make sure she understands that the two of you are not going to be able to stay there together anymore unless she starts paying on time. You might also ask if she needs help budget-
256,500
4812 Oakcrest Rd. $
Open House Sunday 1-3 p.m.
Dreaming of a NEW house in the NEW YEAR? At these low interest rates, let’s make that dream a reality! 4 bed, 2 bath, 2 car garage, 1941 square feet, built in 2016 Exciting new construction with extra care for energy for efficiency and a thoughtful floor plan. Solar board decking, radiant barrier, low E windows and more. Granite countertops in kitchen, bath and laundry. Beautiful engineered wood floors and many more extras you are sure to appreciate.
Page Provence, CRS Broker Associate (405) 612-0194
See more of this home at www.WeLoveSellingStillwater.com Fisher Provence, REALTORS®
377-1000
we pay off the house or hang on to the savings? – Jason Dear Jason, Let’s pretend your house is already paid for in full. Would you borrow on your home so that you had enough cash that your wife liked it? You say you wouldn’t, so what’s the difference? If you had a paidfor house and you wouldn’t borrow on it to have cash laying around to feel better, why wouldn’t you use the cash laying around to pay off the house? It’s the same thing.
The first thing you want to consider is having an emergency fund of three to six months of expenses. You also need to make sure you’re putting aside 15 percent of your income for retirement. Other than that, if you have enough cash laying around to pay off your home and you don’t, it’s the same thing as having borrowed on your home in order
to have cash laying around. If I’m in your shoes, as soon as the emergency fund is in place — six months of expenses since your wife likes the security factor — and 15 percent is being put away for retirement, I’d take the other money and throw it at the house. Get that thing paid off as fast as you can! — Dave
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911 S. MAIN ST.
(405) 332-5553 kwstillwaterok.com NEW LISTINGS $116,000 2001 E. Eastern GINA
$209,000 6806 S. SUMNER BELINDA
$98,000 1401 ROSE TERRACE, PERRY, OK STACY
$369,900 7900 S. WESTERN RD. BETH
$699,999 3923 S. FOX LEDGE LANE DENISE
$599,000 5701 N. HUNTER RIDGE DENISE
LAND FOR SALE
N. Briddle Path- lot ...................................................................... $27,000 - Shanna 6800 W. 6th ................. .............................................................. $340,000 -$4,479,000 - Shanna 5701 W. Lakeview....................................................................... $150,000 - Shanna BeLinda Adkins 405.612.8721
April Todd 405.269.4370
Ty Wick 405.747.6904
Austin Martin 405.269.9179
Shanna Grunewald 405.633.0568
Stacy Wilson 405.762.6045
Gary Moffitt 405.334.1235
Gina Killough 405-612-2210
Riley Hall 580.548.3478
Beth Wooldridge 405.714.2857
Charity Ellis 918.729.6026
Shelbee Milwee 405.503.7359
Denise Talley 405.269.9137
Nina Hendrickson 405.880.7744
Deeds without warranties can be risky proposition for home buyers change? ANSWER: It’s easy to remove your name from the title to your son’s home, but it won’t change your status as a co-signer. To get off the title, you simply to make some tion in the banking must sign a nobasic upgrades, industry has grown tarized quitclaim including new even more fierce deed to the home cabinets in our as the refinancing and then have kitchen and wave has ebbed in the deed recorded new carpeting. the wake of rising with the county. But if we refiinterest rates. A local real estate nanced or took Question each fee attorney should out a home-eqthe lender or mort- have the necessary uity credit line, gage broker may paperwork, and would we have want to charge the entire process to pay lots of you, and ask if it should take no money for an ap- can be reduced or more than an hour praisal, pest-ineliminated. The or two. spection and the worst the lender Removing your like? could say is “no.” name from the title ANSWER: It’s DEAR MR. will not eliminate unlikely that you MYERS: I cothe bank’s abiliwould have to signed my son’s ty to force you to pay for a pest inloan application make your son’s spection, because two years ago, payments if he demost lenders don’t and my name faults. You agreed require one when was added to the to make those an existing hometitle of his home. payments when owner refinances Now I would you co-signed, and or sets up a credit like to have my dropping your line. THE RE/MAX SIGNATURE name EXPERIENCE removed name from the title Dedicated professionals providing unrivaled service. Many lenders from the title. won’t relieve you today also will How do I acfrom that obligawaive appraisal complish this? tion. Your name is Killough Cheryl Carpenter Martin fees andGinamany Also, by removon the loan docuother loan-related ing my name, ments, and that’s charges, TedinNewlinpart my status Vickywill Jerome all the bank needs because competias a co-signer to hold you liable.
About Real Estate
DAVID MYERS
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
GinaKilloughHomes.com 405.612.2210
CherylCarpenterMartinHomes.com 405.880.7354
TedNewlin.Realtor.com 405.714.5309
VickyJeromeHomes.com 405.747.7239
Candy Yundt
Tina Darr
THE RE/MAX SIGNATURE EXPERIENCE Stillyhomes.com 405.697.0045
CandysHomes.com 405.742.4525
Dedicated professionals providing unrivaled service. Brooks Thomas
BrooksThomasRealty.com 405.880.3476
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com Kasey Longan
RealtorMomPro.com 405.880.5569
Amanda Meberg
admeberg@gmail.com 405.612.2096
Candy 22 Yundt OPEN HOUSE Brooks Thomas SUN. JAN.
Gina Killough
Beth Peterson
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
6209 W. Canterbury
Each office independently owned and operated.
1124 Stoneridge Dr.
TedNewlin.Realtor.com 405.714.5309
Kasey Longan
www.propertyjustforyou.com 405.880.5569
Cheryl
1-2:30
12-1:30
Tina
Julie
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
It is a Great New Year for Tammy, Scotland, and Larry, as we have moved back to Stillwater. I am looking forward to making new friends and renewing old acquaintances. Come see me! Let me assist you in finding that special home. 405-780-3265 “I work for listings.”
Personalized Service - Professional Results! Tommie Eberle Broker/Realtor®, GRI 405-714-2687
We need more listings, have buyers!
1805 N. Crescent • $189,500 • 3 Bedroom • 2.5 Bathrooms
SOLD 611 W. Yost Rd. 4 Bed/3.5 Bath Home 4122 E. Burris Rd. 4 Bed/3 Bath Home on 2.03 Ac. M/L UNDER 824 W. Airport Rd. 4 Bed/2 Bath 2445 sq. ft.
CONTRACT
120 N. Perkins Rd Ste. D Stillwater 405-377-1818
Good to the Last
WORD
$349,500 $158,000 $169,000
Frank Lewis 405-762-6160 Pinnacle Sales Award Winner
stwnewspress.com draws 153,531 monthly unique visitors who view 219,548 pages! Stillwater
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WELCOMES Larry Souders - Realtor Associate
Stillwater NewsPress • Friday, January 20, 2017
Purchasing a home from a seller who uses a deed without a warranty presents several risks to homebuyers. DEAR MR. MYERS: What is a “deed without warranty”? ANSWER: It’s a document that a seller or other grantor issues to a buyer or other recipient that does not guarantee that the grantor has the right to transfer the underlying property. Obviously, buying a home from a seller who insists on using a deed without warranty is a risky proposition, because the seller might not even have the legal right to transfer the property. But they’re occasionally used at government-run tax sales, or to pass along to heirs an inherited home that may have title-related problems. *** DEAR MR. MYERS: We purchased our home about three years ago, and it has since gone up about $30,000 or $40,000 in value. Now we would like to refinance so we could borrow against some of that built-up equity to get the money we need
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Homes
Stillwater NewsPress • Friday, January 20, 2017
Homes
Ranch house/14 acres-3,000sq ft; 4BD, 3.5 BA; Morrison schools; $340k-located north of Stillwater, 1/4 mile east of access to Cimmaron turnpike on Highway 64; Built in 1982; 2 large fireplaces; in 2008, converted garage into master bedroom w walk-in closet, master bath w jetted tub, office w cabinets and storage closet, large mudroom w laundry, closet and lots of storage cabinets; remodeled kitchen in 2008; includes pantry; new tile floor in all bathrooms, mudroom, kitchen and dining area; remodeled basement in 2008 w new carpet, shelves and cabinets; old working bank vault built into basement fireplace wall; covered back patio; 14 acres w 2 fenced pastures; several water hydrants by outbuildings; large round-top 50x100 shop w lights, concrete floor and electricity; 30x60 metal barn w lean-to, feed room, lights and electricity; 8x30ft shipping crate used for storage; Property includes option to buy additional 30 acres--fenced w pond $110k/ Motivated to sell
Homes
PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Land/Acreage
3/4 acre lot, Prairie Hills Division, Morrison, $21,900 Call 405-747-4154
Real Estate Rentals Homes 4 bedroom, 2 bath, 2 living areas, 2,200 sq. ft., CH/A, fenced yard. Smoking, No! 405-473-4557 6416 E McElroy Country living double wide mobile home 3 bedroom 2 bath $700.00 month 405-612-2215
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CollegeTown Real O-State LLC Houses, Duplexes, & Apartments for Lease Immediate occupancy One Bedroom 227E N Hoke $425 119A W Miller $450 Two Bedrooms 221 N Hoke #3 $450 810 N Lincoln $600 306 S. RamseyApt-$700 805 W University Apt F - $750 220 S Lewis -$600 217 E. Miller$650 Three Bedroom 523W.7th $900 1400N.Perkins D29 $750 100 S Berry $900 Four Bedroom 143Redwood $2000 523W.7th $900 Five Bedroom 4309E.McElroy $2000 926W.11th $2000 Details at our website ctros.com Jim McCollom, Broker 405-762-9059 2324 W. 7th Suite 4
Homes
Northeast Stillwater, 3-bed, 2-bath, and 2 car garage, available January 1, $850/month, 6 or 12 month lease. H E Ted Smith & Co, LLC, 405-742-7560
ATTENTION! NOW LEASING FOR JANUARY 1ST, 2017 Move-In Dates
Homes
Southwest Stillwater, 3-bed, 2-bath, and 2 car garage, available December 20, $950/month, 6 or 12 month lease. H E Ted Smith & Co, LLC, 405-742-7560
1108 S. Walnut 3 bedrooms, 2 baths, refrigerator, range, dishwasher, W/D hookups, detached shop, huge fenced yard, very clean. $925.00 month, 405-372-0813
FOR RENT We also have a Few Units Available for Immediate Move-In! 1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses.
campbell mgmt.com
to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Carleton Crossing 1001 N. Perkins Rd 2 bedroom apartments for lease. Gas water and sewer paid. Close to bus line. Call Today. Henneberry Properties 405-372-7395
Highpoint Apartments Close to Boomer Lake. 2 bedroom 1 bath. Great bedrooms and big closets. Ample parking. $480.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266
2 Bed / 1 Bath
604 E. MAPLE 318 S. ARRINGTON
-DUPLEXES-
1621 W. TEAL CT. 3 bed / 3 Bath
1726 W. 22ND 4 bed / 3 Bath
MILESTONE
PROPERTIES, LLC 118 W. Scott Ave.
www.milestone property.com EQUAL HOUSING
OPPORTUNITY
372-6453 Apartments
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Apartments
Tamarack Village 625 E. Redbud, two story 2 bedroom 1.5 bath townhouse for lease. Only $520.00 per month, $300.00 deposit, paid water and sewer. Henneberry Properties 405-372-7395. Walnut Grove 524 S. Walnut, Close to University, walk to class. 2 bedroom 1 bath $550.00 per month. $300.00 deposit water and sewer paid. Henneberry Properties 405-743-4266
Commercial/Business
-HOUSES-
Ask about our pet policy! Go to our web-site at
Apartments
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266 Spacious 2 bedroom, 1 bath first and second floor apartments. Available Now. Ample parking, quiet neighborhood, close to shopping and The Bus Line. Rent $520/per month. Security Deposit $300.00. Pets OK Henneberry Properties 405-743-4266.
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Manufactured Homes
For Rent 3 bedroom 2 bath 96 Solitaire home on a half acre.very clean and quiet. Located north of Stillwater. Water paid. $800.00 per month $500.00 deposit 918-260-3037 Travel trailer for rent. utilities except for propane high speed wifi included, 405-332-1231
Duplexes
2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. 714-2443
Premium reduction is good – but might be fleeting ers short of cash, less per month folany savings can lowing the premium be important. Plus reduction compared at the application with a 3 percent stage, the lower down conventional mortgage cost helps loan eligible for sale buyers’ debt-to into Fannie Mae or come (DTI) ratio Freddie Mac, accordcalculations – a ing to an analysis crucial factor in loan prepared by Paul approvals and rejec- Skeens, president of is trending costlier paid $1,153 monthly tions. Colonial Mortgage because of rising (exclusive of properWhat about Group, a lender interest rates. Conty taxes and hazard first-timers who based in Waldorf, sider this scenario insurance) for an can’t come up with Maryland. The FHA prepared for this FHA-insured mortany more than the payment comes to column by Michael gage. The same loan absolute minimal $1,088.45, the conZimmerman, sebut with private down payment ventional loan paynior vice president mortgage insurance allowed on either ment to $1,217.45. of MGIC, a major would have cost FHA (3.5 percent) or You might say, private mortgage $2 more a month Fannie/Freddie con- wow, it looks like insurer based in Mil- – $1,155. On month- ventional mortgages for new low down waukee. ly payments, your (3 percent)? Here payment buyers, Say you want to FHA loan and a the cost differentials FHA is always the buy a house and find conventional Fannie/ become significantly way to go. But that’s one for $220,000, Freddie alternative greater. Purchasing not the case. Keep which is slightly would have cost the same $220,000 these pros and cons below the median about the same. house with a 720 in mind when you national price of After the premium FICO score and a comparison shop for existing homes at reduction, however, 3.5 percent down a mortgage requirthe end of last year. the monthly cost payment FHA loan ing minimal dollars You’ve got a 720 for the FHA loan will cost you $129 down: FICO credit score will be $45 cheaper and can make a 5 than the competing percent down payconventional loan ment, resulting in – a cost advantage of a loan amount of $540 the first year. $209,000. Before the For larger sized cut in FHA fees, at loans, the savings ® typical interest rates will be greater. No quoted earlier this Kearsten Meads big deal? It depends: month, you’d have For new home buyof
The Nation’s Housing Column
KENNETH R. HARNEY
OPEN HOUSE SUNDAY, JAN. 22 • 1 TO 3PM
Fisher Provence Realtors Stillwater, OK 405-377-1000
Kearsten Meads Realtor Associate© 405-614-1569
• Both FHA and conventional loans require payment of mortgage insurance premiums. But FHA loans come with a glaring negative: Unlike private mortgage insurance, FHA premiums are non-cancellable for the life of the loan if you make less than a 10 percent down payment. With a conventional loan, you get to cancel your premium payments when you achieve a 20 percent equity stake in the house. That can occur when your principal payments reduce your debt to 80 percent of the original balance or an increase in the market value of your house grows your equity. When your loan balance declines
to 78 percent – your equity is 22 percent – your loan servicer is required by federal law to terminate premium payments. • On the plus side, FHA has far more generous and forgiving underwriting rules on credit, debtto-income ratios and financial assistance from home sellers to help with buyers’ closing costs. It exists to serve working families and individuals who might otherwise find it difficult to get an affordable loan. If your FICO credit score is below 720 and you can cobble together a 3.5 percent down payment, FHA is usually the right choice. The new, lower premiums merely underline that fact.
2620 S. OXFORD DR. - 4 bed/2 bath/2 car garage located on cul-de-sac. 3-1 split bedroom arrangement, open living area, recently remodeled kitchen, storm shelter, extra large patio and fenced backyard ..............................................................$226,900 2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker. Home features surround sound, storm shelter closet, 2 fireplaces and lots of builtins. The beautiful outdoor landscaping includes a rock fireplace, lighting and waterfall. Many more extras........................$677,800 2520 W. 23RD - 4 bed / 2.5 bath / 2 car garage brick home with a 3-1 split bedroom arrangement plus study, 2 dining areas, remodeled master bath with large master closet. Open kitchen, dining, and living areas. Large, flat, fenced yard with trees and two patio areas................................................................................$276,500 40 ACRES OF PRIME HUNTING WITH CABIN OVERLOOKING STOCKED POND. Close to Perkins/Ripley. Houck Agency Exclusive Listing 4621 KARA DRIVE - 4 bed/2 bath/ 2 car garage SOLD .. $152,900 FOR RENT - 615 S. MCFARLAND 3 bed/1.5 bath/carport.
COMMUNITY ESCROW & TITLE CO. “WE CLOSE LOANS ANYTIME... ANYWHERE”
4120 W. Westbrook • Westbrook Estates 3/2/2- $159,900
Jerika Rosenquist 405.338.5521
Insurance and real estate
Serving Stillwater Since 1950
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068 BARBARA HOUCK BROKER/OWNER
30+ years of experience
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste 2 • DOWNTOWN STILLWATER
A7
1020 N. Boomer | 405.533.3800
623 S. Lewis Stillwater, OK 74074 (405) 780-7196 www.communityescrow.com
Stillwater NewsPress • Friday, January 20, 2017
Here’s some potentially good news for anyone seeking a low down payment mortgage without high credit scores: The Federal Housing Administration is cutting its mortgage insurance premium charges, making its loans a little more affordable. But if this sounds attractive, be aware that it could be temporary. Although the Obama administration scheduled the reduction to take effect on new FHA loans insured on or after Jan. 27, there could be a problem. Key House Republicans have objected to the cost reduction and are pressing the incoming Trump administration to reverse it. At his confirmation hearing, Ben Carson, nominee to be the new secretary of the Department of Housing and Urban Development, said if confirmed, he would “examine” whether it’s a good move or not. The incoming president could also freeze the reduction, moving its effective date back from Jan. 27 as part of a larger move against Obama administrative changes in the closing days of his presidency. The premium reduction is not huge – just one quarter of one percent off the previous charge – but it will lower FHA monthly mortgage payments at a time when the rest of the market
Yost Rd.
Yost Rd.
To Cimarron Turnpike
OPEN HOUSEMap
McMurtry Rd.
Burris Rd.
Burris Rd.
Chateau Ct.
177
Chateau Dr.
Week of Sunday, January 22, 2017
Amethyst Ave.
Richmond Hill Rd.
Hartford
Park Pl. Tower Park Dr.
Duncan
North
gate Dr .
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rie
Wil lia
Perkins Rd. Star Dr.
Teal St.
Bluestone St.
Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
Katy
Hightower St.
Henderson St.
S. Westchester St.
Denver Ct. Denver St.
Jardot Rd.
Wedgewood Ct. Wedgewood Dr.
Young St.
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Dr.
Cottonwood Dr.
Crestwood Dr. Crestwood Ct.
Timbercrest Dr. Timbercrest Cr.
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Mockingbird Ln. Collins Ct. Colby Lance
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James Ct.
3rd Av. 4th Av.
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Jardot Rd. 16th Av.
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West Bl.
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Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Star St.
Hoke St.
Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
West St. Duck St. West St.
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Connell Ct. Connell Av.
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Park Dr.
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n St. Monroe St. Jefferson St.
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Perkins Rd.
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Elmwood Cr.
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5th Av.
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Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
Hall of Fame Av. Mathews Av.
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Willis St. Willis St.
Dr. Ridge Dr.
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Devon St. Wicklow St. Ln.
Celia
August Dr.
Surrey Dr.
Dr . in
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Eagle Summit
18th Ct.
24th Av. August Dr. Cambridge Ct.
Oxford Dr.
Culpepper Countryside Dr.
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Pioneer St. Quail Ridge Dr. 28th C t.
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k Dr.
Yello
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Bristol Rd. Av. 24th Av.
Black Oak Dr.
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Black Oak Dr.
Berkshire Dr. Dublin Dr.
Davinbrook Ln.
Fairfield Dr.
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
Savannah
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Wehr Ln..
Wentz Ln. University Cr.
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Scott Av.
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177
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Willis St.
Wicklow St.
Devon St.
Murphy St.
Shumard Ct. Oak St. W. Shumard Dr.
Williamsfield
Westridge St. Hillside Ct.
Ceda
Co
wbric
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McFarland St. Kings St.
Western Rd.
Dr. Ridge
Pioneer St.
Sangre Rd.
Squires St.
Charles Dr.
Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Ramsey St.
Airport Ln. Lincoln St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr. r. ge D
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
Rd . Walking Trail Dr .
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19th Av.
Vista Ln.
A8
Monroe St.
Land Run Dr.
Dr . W rig ht
d. sR ces l Ac tria dus rt In
Preston Liberty Cr. Cr.
Airp o
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Mark Circle
Charolais Dr.
Warren Drive
Sangre Rd.
Range Rd. Crosswinds
Stoneyb rook St.
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ld Bou
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drid ge W oo
Range Rd.
18th Ct.
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Lyndsey Ct.
Shiloh Creek
eS nic
Austin Ct.
7
18th Av.
Shadow Creek Ln.
Persimmo
Stillwater NewsPress • Friday, January 20, 2017
18th Av.
Lou Ct
Loper Billin gslea Ln. Ct.
10th Av.
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r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
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St.
Dells Av.
d Dr.
land Ct . Ja Lind a
Summer Hill Ct. Germaine Ct.
ld
Lauren Lane
Keller Dr. Lakeview Ct.
woo
Crestview Ct. Cowboy Ct. High
t.
Westbrook Ct. 15th Av.
Eu
liff
Crestview Av.
low Wil Hic kor yC
Murphy Dr.
Charring Cross
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la od
Ct.
Dr.
2
Canterbury
Bria
Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
Country Club Dr.
d woo
D
11th Av.
rfie
St. Tyler Av.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Richfield Ct.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
Wo
Admiral Av. Sherwood Av.
4th Av.
8th Av.
gle Tan
Ashbury
e
Frontage Road 7th Av.
Ashton Ave.
ks
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shir evon
51
Fairway Dr.
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5th Av.
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sa
Me
Oakdale
Oak
1
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
Ga
Mercury Av.
Liberty Dr.
Wild
Pecan Hill St.
Rd.
Scott Av.
Miller Av.
Virgina Av. 2nd Av.
10th Av.
coln
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Osage
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Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
Eskridge Pl.
r.
mD
lha
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Hall of Fame Av.
1st Av.
9th Av.
mer
Walnut St.
McElroy Rd.
Farm Av.
8th Av.
Boo
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Valley View
t.
te S
6
Tyler Av.
r.
le r. G
D od
Swim Av.
Knapp
Tyler Av.
Thomas Av.
rst D
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Marcus Dr.
Harned Av.
Mohawk Av.
Lak
Brooke Brooke Jefferson St. Moore Franklin
Eskridge Av.
Eastland Dr.
Wiley St.
Sta
Hereford Dobi Ln.
r.
Oak Crest Rd.
7th Av. 8th Av.
Boomer Lake
Osage Dr. Tobacco Rd.
lD
Oak Crest Ct.
8th Ct. 9th Ct. Trenton Av.
Parkway Dr.
Liberty Rd. Preston Av.
Lakeview Rd.
Airport Rd.
Newman Av.
Hillcrest Av.
Lakeridge Av.
Vena Ln.
4th Av.
Dr.
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Dr.
Windmill Ln.
3rd Pl.
ore
. Dr
Av.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct. Lakeview Rd.
Liberty
177 Airport Rd.
w illo
Harned Av.
Memory Ln. Country Ln.
Cheyenne Av.
W
Newman Av. Hillcrest Av. Brown Av.
age
t.
Arapaho Av.
Lake Sh
Os
nC
Knoblock St.
Cherokee Av. Hartwood Av.
One Broker Place 7. 4120 W. Westbrook 1-3 ........................................Jerika
se
Ute Av. Ranch Av.
Fisher Provence 6. 4812 Oakcrest Rd. 1-3 ............................................ Karin
las
Rogers Dr.
Lewis St.
Stillwater Municipal Airport
Real Estate Professionals 5. 3021 W. 33rd 1-3 ...................................................Donna
3rd Av.
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma
Washington St.
B
Century 21 Global 4. 3106 Priscilla Ave. CUSHING 1-3 .................. Virginia
Windsor Cr.
mC t.
Dr.
RE/MAX Signature 1. 1124 Stoneridge Dr. 12-1:30 ................................ Julie 2. 6209 W. Canterbury 1-2:30 .................................... Tina 3. 2618 Lyndsey Ct. 1-3 ............................................... Beth
Evergreen
Rog
mil
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
d Win
Benjamin
Husband Pl. Northgate Dr.
Richmond Rd.
Lynn Ln.
Richmond Hill Ct.
nd St. Husba
Hunters Ridge
Washington St.
Quartz Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Jardot Rd.
Perkins Rd.
Yost Rd.
4