News Press Stillwater
REALESTATE W e e k ly Your best source for weekly real estate news and listings for Stillwater and surrounding communities
February 17, 2017
69
Percent of survey respondents say they’re concerned they won’t have enough cash for a down payment in order to buy a home. As such, they’re willing to forgo some financial goals and investments to make sure they save enough.
5018 Reese Landing
Featured Homes:
5018 Reese Landing - $249,900 - To view this home call Donna Rhinehart 405-612-0509 or Drop by this Sunday from 1-3.- Newly completed home in Deer Ridge! 4 bedrooms and 2 baths, with the master secluded. Kitchen is spacious with center eating island, granite counters, stainless appliances, and walk-in pantry. Master bedroom closet connects to the laundry room. Mudroom area as you enter from the garage. Master bath features a tiled shower, soaker tub, and double vanities. Bedrooms are carpeted, all other areas are tile. 2” binds on all windows, an over-sized garage with over-sized garage door, large covered back patio. 1709 Hidden Oaks - $319,900 Construction has been completed in Hidden Oaks, located off Range Rd. SW side of Stillwater. Home consists of 4 bedrooms, 3 baths, a study, plus an upstairs bonus room over the 22’x23’ garage. The kitchen, dining, laundry, living area and baths have tile, and carpet in all bedrooms. Granite is included on all counter tops throughout the home. Seller will pay $5000. of Buyer’s closing costs. Contact Donna Rhinehart 405-612-0509 for more information.
These homes offered by Real Estate Professionals (405) 372-5151 • 723 S. Main Street
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
1709 Hidden Oaks
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Stillwater NewsPress • Friday, February 17, 2017
Pesky sandburs can be controlled As mentioned last week, even the best herbicide program is not enough to keep sandburs under control. The turfgrass must be strong and healthy so it is better suited to out-compete this pesky weed. This begins with proper fertility. As the name might imply, sandburs are usually a bigger problem on sandy soils. All else being equal, sandy soils do not retain water or nutrients as well as heavier soils, and are more likely to be low in key nutrients. Dry soils low in phosphorus seem to be especially prone to sandbur infestation. A basic soil test can establish baseline information for nutrient levels, especially phosphorus and potassium. Once these nutrients are brought up to an adequate level, nitrogen will need to be applied on a regular basis to support turfgrass growth. Rainfall or irrigation is a critical player here as turf grass should not be fertilized unless enough water is present to move the fertilizer down into the soil and provide enough water for basic plant function. It is also important to note that
Home Grown KEITH REED nitrogen will move freely through a sandy soil with excess rainfall or irrigation, causing potential groundwater contamination. Lighter, frequent applications of nitrogen are preferable to heavier rates. Slow release nitrogen fertilizers are also helpful. Needless to say, keeping sandy soil as moist as needed to support proper growth can be difficult to do, especially during periods of drought. Think back with me to the summers of 2011 and 2012. Horrible drought conditions led to an environment that discouraged turf growth, allowing sandburs to gain the competitive advantage. Hopefully, we are not headed back into drought conditions that bad, but it has been a dry winter, and those two brushes we had with zero degree temperatures could slow the greenup on desirable turfgrasses. We will have to wait and see for
sure, but it could be another especially bad sandbur season. Sometimes, sandburs can develop in small pockets throughout a landscape. Learn to look for these and hoe them out early before the seeds mature. The seeds are the “stickers” and are mature when they turn brown and fall easily from the stem. Regular mowing before seedheads form is also beneficial. This also helps discourage these weeds in another way. By regularly mowing bermudagrass at a lower height, the turf becomes more dense, giving it a competitive edge against the weed. I hesitate to even mention this next suggestion, simply because it is so difficult to accomplish. The better you can contain sandburs to a given area, the better your chances of success will be. While we generally discourage bagging clippings, in this case it is not a bad
idea, especially if the seeds have been allowed to mature. It is a common practice for people to drag old carpet or rugs around in hope of collecting the seeds. While this can certainly reduce the numbers present, it
may be doing more harm than good by spreading the seeds to a wider area. This is a tough problem that requires consistency and patience. However, success is attainable. Just remember that seeds can remain viable
in the soil for several years so continue with those herbicide programs as we discussed last week, even if you think you’ve eliminated them. For more information of this or any other horticultural topic, you can contact Keith
Reed, the Horticulturist in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
Ready to sit and talk and watch that hawk with the lazy circles? We found some land where you might belong: 75 acres South Riverside Road, Yale
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Virginia 405.747.7601
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$149,000
Virginia 405.747.7601
15 acres Tract 6 N Hwy 108, Stillwater
$90,642
Oscar 405.747.6042
14 acres 0000 Burris & Brush Creek, Stillwater $286,400
Judy 801.824.8166
12 acres 23421 E 6th, Yale
$60,000
Virginia 405.747.7601
10 acres 4908 E VFW Road, Glencoe
$107,500
Rosetta 405.880.0869
10 acres 8102 S Sangre, Stillwater
$80,000
Oscar 405.747.6042
8 acres
Tract H S Payne Street, Stillwater
$200,000
Mike 405.612.5347
5 acres
68th & Country Club Rd, Stillwater
$50,000
Alane 405.747.6950
3 acres
1010 N Lovers Lane, Perkins
$120,000
Diana 405.747.4684
2 acres
6909 S Walnut Creek Dr, Stillwater
$22,000
Rosetta 405.880.0869
c21global.com 131 N . Main Stillwater, OK 405.624.2626
Needing help with a washer drain By C. Dwight Barnett Tribune News Service
Q: My washing machine is located in the basement in a room directly beneath the kitchen. When water drains from the washer, it’s going into a hole in the basement floor. The sump pump kicks on, but the water comes back up into the kitchen sink.
The water recedes, but I’m not exactly sure to where. Anytime any water enters the sump hole, the pump kicks on and water comes back up into the sink – this could be water draining from doing dishes in the sink or even just accumulated condensation from the A/C or from the high efficiency furnace. Could this be caused by
Dolores Lemon CRS, CRB, GRI, BROKER/OWNER (405) 747-7822
www.stw-realestatepros.com
RESIDENTIAL LISTINGS
into the same pipe, or the two drainpipes are connected together at that point. When the sump pump comes on, it forces water into the main sewer faster than the sewer can drain it away, so some of the water is forced up and into the kitchen sink. When the pump stops, the water from the sink slowly drains back through the sewer. Most likely the main
Donna Rhinehart Jack Allred Jennifer Oliver Tiffany Aranda Lori Kastil Kyle Bottger Melissa Woods Amy Parsons Jan Lehenbaur BROKER/ASSOCIATE GRI, CRS GRI GRI, CRS REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE CRS REALTOR® ASSOCIATE REALTOR® ASSOCIATE (405) 747-8647 REALTOR® ASSOCIATE REALTOR® ASSOCIATE (405) 612-6724 (405) 385-2035 (405) 714-0882 (405) 334-6988 (405) 714-1214 (405) 612-0509 PROFESSIONAL REALTOR® (405) 612-4984 (405) 880-2844 PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR®
Lori
$90,000
Tiffany
$100,000
Amy
$119,000
Tiffany
$119,000
Kyle
$126,000
Tiffany
$129,900
Kyle
$159,000
Donna
$165,000
Jack
$184,000
Tiffany
$187,000
Tiffany
$189,000
Lori
$194,900
Donna
$199,500
Tiffany
$199,900
Melissa
SOLD
Lori
$259,000
Donna
$249,900
Donna
$265,000
Tiffany
$285,000
3 Cimarron Trail - Lot to build your DREAM HOME on the golf course 809 Carnes Cir - New Construction 3 bed 2 bath 514 Pam’s Dr - NEW CONSTRUCTION 3 bed 2 bath 805 Carnes Cir - SALE PENDING 6219 E 68th - 3 bed 2 bath Home on 3 acres 19 Cimarron Trail - SALE PENDING 800481 S 3380 Rd - 40 acres, 2 Story house , 2 bed, 2.5 bath, Pond 6219 E 68th - 4 Acres & Home
$45,000 $175,000 $177,500 $178,900 $225,000 $229,900 $239,900 $300,000
Lori Lori Lori Lori Lori Lori Lori Lori
809 E Virginia - 1 - 4 acre Commercial Lot
$150,000
Jack
805 E Virginia - Commercial lot with 3 adjoining for sale
$175,000
Jack
1115 S Fern- Commercial Warehouse 6000 sq ft
$200,000
Lori
900 S Fairgrounds Rd - INVESTORS DREAM 52.35 acres with 17 Rentals
$950,000
Jack
Kyle
402 S Duck 2 NEW office suites, Call Dolores (405) 747-7822 for all the details 502 S Duck Commercial Space for Lease Historic Berry House· - $4,000 mo. Tiffany Aranda (405) 714-1214 7421 W 6th Farm Bureau Building Suite 120 - 1346 sq ft, Suite 140 - 1714 sq ft, EXCELLENT LOCATION, corner of Hwy 51 & Country Club Rd, Call Dolores Lemon for specifics (405) 747-7822 or (405) 372-5151 2319 E 6TH COMMERCIAL STRIP CENTER, 400 sq ft, nice building. Call Dolores Lemon for details (405) 747-7822 or (405) 372-5151 2600 S MAINPayne Co Conservation Bldg 1728 sq ft, Bills Paid $2,000 mo Call Dolores Lemon (405) 747-7822 or (405) 372-5151
LOTS & LAND 4410 E Deanna Dr - Nice lot for your Dream Home
$15,000
424 W 29th - Excellent building site
$15,000 Dolores
Lost Creek Addition - SALE PENDING 6 Lots in Lost Creek Meadows- all over 1 acre
$17,000
Kyle
$18,000-$28,000
Lori
000 E Hoyes, Agra - Nice Large lot, water meter to transfer
$25,900
Kyle
Tract 18 Rolling Hills - SALE PENDING
$35,000
Donna
1700 S Jardot - 2 acres PRIME REAL ESTATE
$35,000
Lori
$27,000-$55,000
Donna Donna
Tiffany
Shumard Oaks Garden Home Lots
$289,000
Donna
7 Lots in Briarcreek- all Large lots in Gated SW Subdivision $48,000-$60,000
$319,900
Donna
Turtle Pond Estates - Large Lots
$340,000
Donna
$349,900
Donna
$352,800
Tiffany
$353,000
$45,000-$60,000 Tiffany
5102 Red Rose Dr - Beautiful 3.19 acre building site
$92,000 Tiffany
001 Sycamore Valley - 6 Lots You can change Covenants
$122,000
Jack
Donna
S Perkins Rd - 7.38 acres m/l Highway frontage
$225,000
Lori
6219 E 68th - 50 acres Hay meadow & ponds
$400,00
Lori
$385,000
Dolores
$424,500
Donna
$430,000
Donna
$449,000
Dolores
$488,000 Tiffany/Dolores $589,000
COMMERCIAL
PERKINS PROPERTIES
$89,900
Donna
$699,900
Lori
$825,000
Tiffany
sewer pipe is clogged or is damaged and that’s why it cannot drain quickly. Have a plumber scope the sewer pipe with a camera to check for damages or blockage. Older clay sewer pipes attract tree and plant roots that can be removed by the plumber. A damaged or broken sewer pipe will need to be excavated and the damaged sections replaced.
27 Acres S Country Club Rd - Beautiful building site
$540,000 Tiffany
2112/2104 N Monroe - 3 acres Commercial with Store Bldg ...more
$1,200,000 Dolores
229 N Husband - BUILDING SITE ZONED T-5
$2,990,000 Donna
RENTALS • WE MANAGE PROPERTIES UPSCALE OFFICE SPACES
RESIDENTIAL
1720 James Pl- 4 bed 2.5 bath $1,400 mo 1423 E 4th- 3 bed 1 bath 1 car garage $750 Mo 814 S McFarland- 3 bed 1.5 bath 1 car garage 1064 sq ft $750 Mo
Dolores Dolores Dolores
(405) 747-7822 (405) 747-7822 (405) 747-7822
12 Lots in Red Rose Valley - Pick your Lot & Builder $43,000-$70,000 Tiffany Great Leasing Opportunity! 814 Oakridge in Stw. Country Club! Your own pool, tennis court, plus backs up to the golf course. 3400 sq ft, 3 bed, 3 bath, 3 car garage. Beautiful Interior & Exterior. Leasing at $2,500 mo. Call for specifics & showing - Dolores (405) 747-7822
Stillwater NewsPress • Friday, February 17, 2017
317 S. Doty - MOVE IN READY 3 bdrm 1 bath 1 car garage 822 S. Monroe - 2 bed 1 bath 1 car garage fenced yard, Walk to OSU 2210 Timbercrest Dr - PRICE REDUCED 3 bed 1.5 bath 810 W. Moore Ave - 3 bed 1.5 bath Close to Campus! Restorations Done Move in Ready 513 E Broadway, Cushing - for this nice 3 bed 1.5 bath 106 W Hartman - Walk to Campus 3 bed 1.5 bath 1536 E 9th, Cushing - Updated Kitchen 4 bed 2 bath 2 car garage 1011 Sunnybook - MOVE IN READY, 3 bed 2306 W 10th - Convenient Location 4 bed, 2.5 bath, 2 car garage “As Is” 3606 N Underwood, Yale - 4 bed 3 bath MH on 10 Beautiful Acres 5000 Nancy Lee - Ideal Homes Energy Star Home 3 bed 2 bath Corner Lot 2724 N Lincoln - SALE PENDING 618 N Manning - SALE PENDING 319 N Stoney Creek - 4.7 Acres/Home with walk out basement/Cottage also 1114 W Hillcrest - New Flooring & Paint! 4 bed 3 bath 2619 S Oxford - SOLD 3103 Eagle Summit Dr - SW area 4 bed 2 bath 2 car garage 2060 sq ft 5018 Reese Landing - OPEN HOUSE SUNDAY 1-3 PM 3115 W 24th - MOVE IN READY 4 bed 3 bath 3800 sq ft 1721 N Jefferson - UPDATED MOVE IN READY 4 bed 2.5 bath Walk to OSU 3021 W 33rd - 4 bed 3 bath Bonus Room 1709 Hidden Oaks - Brand New Home 2650 sq ft 1721 Ashton Ave - NEW CONSTRUCTION, Berry Creek 2302 Silverdale - Outdoor Oasis in Summerlin 3325 S Charleston Ct - SALE PENDING, Berry Creek 1801 Ashton - SALE PENDING 3808 Woodland Trails - NEW CONSTRUCTION 4 bed 3 bath car garage 7821 Rebecca - SALE PENDING 713 Karen Ave- New Construction in Roka Hidden Lake 814 Oakridge Dr - SGCC Hole#2 NEW PRICE 3 bed 3 bath 6404 S Prairie Rd- 26.66 acres 3 bed 2 bath Home & Boarding Kennel 5908 Old Pond Ct - Water front in Boulder Creek E 830 Rd, Corney - 156 Acres, 2 bed 2 bath home, Shop, Storm shelter 5505 N Country Club Rd-80 acres/Barn living qtrs/Horse stalls/Pond & More
the vent pipe on the roof being clogged? A: I have often seen the arrangement you describe with a basement laundry located under a kitchen. In most cases the main sewer drain is located halfway up on the basement wall near the laundry equipment. The kitchen drain enters the main sewer pipe near where the sump pump drains
downtownstw.com
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723 SOUTH MAIN STREET • DOWNTOWN STILLWATER • 405-372-5151
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Stillwater NewsPress • Friday, February 17, 2017
IRS may step up scrutiny of mortgage deductions WASHINGTON – If you’re like millions of homeowners, you recently received a familiar, innocuous-looking document from your lender. It’s called Form 1098 and it totes up how much interest you paid on your mortgage last year. Your lender is required by law to fill it out and send it to the IRS. But there are key differences in this year’s form that are easy to miss yet potentially important to you – and could trigger an audit by the IRS. Under an obscure statutory change buried in a federal highway bill that passed Congress in the summer of 2015, your lender must now disclose more information to the IRS about your loan, including the amount of the outstanding principal balance at the beginning of the year, the origination date of your mortgage and the address of the home securing the loan. What’s up with these changes? Though the IRS had no immediate comment when I asked whether it is ratcheting up its scrutiny of home mortgage interest deductions, that appears to be the case. As one of the largest write-off in the tax code – with a projected $357 billion revenue cost between fiscal years 2016 and 2020
when they pay down their original mortgage amount over a period of years, their acquisition debt for federal tax computation purposes declines. When they later refinance into a larger loan and use “buy, build or sub– the mortgage dethe proceeds for duction is a fat tar- stantially improve” purposes other than your principal resget. Plus the rules buying, building or governing eligibility idence or second improving, a porhome. Home equity tion of the mortgage for taking deducdebt is mortgage tions are complex, interest they pay to money secured by and government the lender may not your residence that be deductible. watchdog agencies have been critical of you can use “for Benway offered the IRS’s oversight reasons other than” this hypothetical of this area in years buying, building example, which or improving your past. was also included primary or second The lack of cruin an article he home. If your accial datapoints in wrote for Kiplinger. the previous version quisition debt excom. Say you buy ceeds the $1 million a house with a of the 1098 form made it challenging limit, you can use $500,000 mortgage for the IRS to deter- up to $100,000 of and, over time, you mine whether some home equity debt pay down the prinproperties qualified to extend the total cipal to $300,000. deductible limit to for interest deducMeanwhile your $1.1 million. tions, or whethhome increases in Among the areas value to $700,000 er the claimed of potential expoamounts were in and you refinance sure with the new sync with reported into a new loan of incomes or based on Form 1098 for some $500,000, paying homeowners, say mortgage amounts off the $300,000 tax professionals, that exceeded the balance. But you are certain refitax code’s limits of spend the $200,000 $1THE million inSIGNATURE “home nancings. RE/MAX EXPERIENCE Charles remaining proceeds Dedicated professionals providing unrivaled service. Benway, a CPA and on student loan acquisition debt” certified financial and $100,000 of debt, a new car, “home equity debt.” planner with Main new furniture and Gina Killough Martin Street Financial Acquisition debt,Cheryl Carpenter credit card bills. LLC in Mt. Kisco, according to IRS In this scenario, New York, told Publication 936, Ted Newlin Vicky Jerome your acquisition me many owners is the mortgage debt remains at are not aware that amount you use to
The Nation’s Housing Column
KENNETH R. HARNEY
$300,000 and your home equity debt limit is $100,000, giving you $400,000 in mortgage debt that qualifies for interest deduction. But that’s $100,000 short of the $500,000 amount you borrowed in the refinancing. The $400,000 is 80 percent of your $500,000 mortgage balance, and that means “only 80 percent of the interest is deductible” on the tax return you’re filing. It’s complicated, Benway says, “but I think it’s going to hit people” once the IRS begins feeding this year’s 1098 data into its computers. Greg Rosica, a tax partner with accounting firm Ernst & Young in Tampa, Florida, agrees that some refinancings will attract more atten-
tion from the IRS, but he says the most likely targets initially will be taxpayers with large mortgage balances. Bottom line for you: Be aware of the important changes to Form 1098. Just because your 1098 says you paid a certain amount of interest
N
last year doesn’t automatically mean that’s what you can deduct. Download a copy of the IRS’s Publication 936 at IRS.gov to review the mortgage interest deduction rules, and consult a tax professional if you’re not certain how you might be affected.
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1520 Falls Drive
Now available, this spacious, gracious custom home is in an ideal location. It is perfect for hosting all the fun events. Saltwater pool, large covered patio, outdoor serving/ eating bar, and custom iron frame with conversation swings around brick center fire pit. Open kitchen with large granite eating bar and all the special features a chef could want. Downstairs master suite includes large walk-in safe room. Versatile floor plan with second living room and study downstairs, also. Back stairway leads to media/ game room. Three bedrooms, 2 full bathrooms upstairs. Richmond Elementary. $ 575,000 Short commute to turnpike and/or OSU. Golf course very nearby. See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
377-1000
Cheryl Tina Julie
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
“WE’RE LOCAL, WE’RE GLOBAL”
Increase in loan limits good news for homebuyers It has been a decade since The Federal Housing Finance Agency (FHFA) has changed the maximum conforming loan limits for mortgages backed by Fannie Mae and Freddie Mac. According to FHFA, Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the conforming loan limit. Loans above this limit are known as jumbo loans. Conforming loans offer advantages to homeowners, such as generally lower interest rates compared to jumbo loan rates, and most don’t include
Price Index (HPI) shows average home prices have surpassed the level listed in the third quarter of 2007 by 1.7 percent. “It reflects that health is finally returning to the market,” said Ken pre-payment penAct of 2008 (HERA) Fears, director of alties, meaning you established the housing finance and can pay off your baseline loan limit regional economics mortgage sooner of $417,000, and for the National without additional called for a yearly Association of Refees. adjustment based altors. “But to a Since 2006, the on an increase in greater extent, it maximum conform- the national avreflects an opportuing loan limit for erage home price. nity for a true exsingle family homes Since 2008 the pansion of credit.” was limited to housing prices eiNot only have $417,000. ther fell or stayed conforming limits As of January, steady, leaving the changed, the FederFHFA increased the limit unchanged. al Housing Adminlimit to $424,100, HERA made it clear istration (FHA) has an increase of that the limit would followed suite. FHA $7,100, for all connot change until the is the largest mortventional mortgages average U.S. home gage insurer in the delivered to Fannie price returned to its world. Its lending Mae. pre-decline level. limits are based on The Housing and FHFA’s third 65 percent of conEconomic Recovery quarter 2016 House forming loan limits.
Mortgage Matters
MICHAEL DECKER
Tribune News Service
ette. Using tints, tones and shades of the same color can be not only soothing, but also modern and sleek. • Don’t be afraid to mix finishes and materials. You can incorporate neutrals into your space through your use of fabrics and finishes. • Try metallics. Silver, gold, brass and even platinum are not only appealing neutrals, but they can also add a bit of glam. • Don’t be afraid to mix and match neutral colors in one space, for example a color palette of black, white and beige.
Nick Stubbs of
Coldwell Banker Team Stillwater Stillwater, OK 405-372-8326
Nick Stubbs Realtor, GRI 405-850-4446
COMMUNITY ESCROW & TITLE CO. “WE CLOSE LOANS ANYTIME... ANYWHERE”
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WELCOMES Larry Souders - Realtor Associate
It is a Great New Year for Tammy, Scotland, and Larry, as we have moved back to Stillwater. I am looking forward to making new friends and renewing old acquaintances. Come see me! Let me assist you in finding that special home. 405-780-3265 “I work for listings.”
Personalized Service - Professional Results! Tommie Eberle Broker/Realtor®, GRI 405-714-2687
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neutral colors including chocolate brown, black and charcoal. • Select accent colors that Beige doesn’t have to be boring. In fact, neutral color create a sharp contrast. Pairing a bright, bold color palettes can create the perwith a neutral color can be fect foundation for a bold powerful. color palette. One of the • Don’t be afraid to use reasons why neutral is so appealing is the colors blend black. Black is elegant and can add a sense of luxury. well with other colors. Like • Integrate a neutral color a blank canvas, working palette into your largest with a neutral color palette pieces such as sofas and will allow you to build a large upholstery items. This color story. When working with a neu- will allow you to get the maximum mileage out of tral color palette, here are your purchases. some Design Recipes tips: • Experiment with a • Go beyond white and monochromatic color palbeige. There are numerous By Cathy Hobbs
®
Stillwater NewsPress • Friday, February 17, 2017
A case for neutral colors
FHA lending limits vary by states and counties based on housing costs. Lending Limits for FHA loans in Oklahoma and Kansas counties will increase from $271,050 to $275,665. This is good news because the increase of these loan limits will help local borrowers continue to borrow funds based on the realities of today’s home price increases in the local Stillwater market. I’m happy to answer any questions you may have, even if you are not an RCB Bank customer. Reach me by phone or email at 405-742-4851, mdecker@bankrcb. net
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COUNTRY LIVING brand new 3 bedroom 2 bath 2 car garage with opener duplex on 1/2 acre lot. washer/dryer hook ups, total electric, rural water 4406 Sierra Lane 1500 sq. ft. $1200 per month 405-377-6528
Stillwater NewsPress • Friday, February 17, 2017
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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Land/Acreage
30 acres on highway; fenced grass w pond, $120k; located 1.5 miles east of Morrison on Hwy 64; access to city water and electricity; 1/4 mile from access to Cimarron Turnpike; (405)612-4410
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305 S Cottonwood. 3 bed, 1.5 bath, brick, CH/A, large patio, 2 car, shop building, on 1 acre. $900/mo. 405-714-4788 580-252-4590 4BD/2BA UNFURNISHED, W/D hook-ups, fenced yard 713 S Willis. 405-372-7808
Homes
4 bedroom, 2 bath, 2 living areas, 2,200 sq. ft., CH/A, fenced yard. Smoking, No! 405-473-4557
Nice, clean 2 & 3 bedroom houses available now or June 1. All appliances, CH/A, some with fences and close to campus. Call Donna 405-612-0370 3bedroom/2bath south of Stillwater country refrigerator, washer/ dryer, storm shelter, out building $900.00
FOR RENT -HOUSES2 Bed / 1 Bath
604 E. MAPLE 318 S. ARRINGTON
-DUPLEXES-
1621 W. TEAL CT. 3 bed / 3 Bath
1726 W. 22ND 4 bed / 3 Bath
MILESTONE
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OPPORTUNITY
372-6453 Northeast Stillwater, 3-bed, 2-bath, and 2 car garage, $850/month, 6 or 12 month lease. H E Ted Smith & Co, LLC, 405-742-7560
Homes ATTENTION! NOW LEASING FOR JANUARY 1ST, 2017 Move-In Dates
We also have a Few Units Available for Immediate Move-In! 1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses. Ask about our pet policy! Go to our web-site at
campbell mgmt.com
to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Homes
Very nice 1 bedroom, 1 bath cabin. All bills paid $750/month 405-372-3696
Available June 1st. 5/4 bedroom 2.5 bath house. 2224 W. Admiral. Next to OSU. CH/A, All kitchen appliances, washer & dryer, lawn service. $2000. 918-633-2636.
Apartments
CASA MIA furnished & unfurnished 1bedroom w/walk-in closet, all bills paid w/cable & reserved parking. 1 block east of OSU. CasaMiaOSU.com, (405) 372-1228, or see us @ 140 N. Duck. Carleton Crossing 1001 N. Perkins Rd 2 bedroom apartments for lease. Gas water and sewer paid. Close to bus line. Call Today. Henneberry Properties 405-372-7395
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Apartments
Highpoint Apartments Close to Boomer Lake. 2 bedroom 1 bath. Great bedrooms and big closets. Ample parking. $480.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266 Spacious 2 bedroom, 1 bath first and second floor apartments. Available Now. Ample parking, quiet neighborhood, close to shopping and The Bus Line. Rent $520/per month. Security Deposit $300.00. Pets OK Henneberry Properties 405-743-4266.
Apartments
Tamarack Village 625 E. Redbud, two story 2 bedroom 1.5 bath townhouse for lease. Only $520.00 per month, $300.00 deposit, paid water and sewer. Henneberry Properties 405-372-7395. Walnut Grove 524 S. Walnut, Close to University, walk to class. 2 bedroom 1 bath $550.00 per month. $300.00 deposit water and sewer paid. Henneberry Properties 405-743-4266
Commercial/Business
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Duplexes
2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. If no answer please call back. Cant’t hear messages. 714-2443
Hear it
FIRST
twitter.com/stwnewspress
Valentine’s Day touches the heart of important real estate issues About Real Estate
DAVID MYERS
years. Discuss your real estate and other financial concerns about your upcoming wedding with an attorney, as well as with your sweetheart. *** DEAR MR. MYERS: I married the most beautiful woman in the world 55 years ago, and she’s even prettier today than she was back then. We’re at that age when we need to think about how we want our home and other assets to be distributed to our kids after we pass away. How do we go about forming the type of living trust that you often write about so that our heirs won’t have to waste a bunch of time and money to get our estate through probate court? A: You obviously know that leaving your assets to heirs with the help of a living trust usually is better than using a conventional will, because a trust is a private document whose validity doesn’t have to be confirmed by the lengthy and costly probate-court process.
Some lawyers will create a trust for you for as little as $500 or $1,000, though others charge much more. If you’re the do-ityourself type, consider purchasing the book called “Make Your Own Living Trust, 12th Edition” (by Denis Clifford; Nolo Press, Berkeley, California). It includes all the detailed information you need to know about trusts, and also all the forms you may need to create one. Two of the best
online sources of information and forms needed to create a trust are Nolo’s www.nolo.com, as well as www. legalzoom.com (800962-7490). Both offer a variety of good but relatively inexpensive books, forms, software programs and the like. You even can fill out the forms on your own computer, rather than hand-writing them. Here’s hoping that you have another 55 years of joy with the most beautiful woman in the world. 2620 S. OXFORD DR. 4 bed/2 bath/2 car garage located on cul-de-sac. 3-1 split bedroom arrangement, open living area, recently remodeled kitchen, storm shelter, extra large patio and fenced backyard ...$226,900
2106 WALKING TRAIL 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker. Home features surround sound, storm shelter closet, 2 fireplaces and lots of builtins. The beautiful outdoor landscaping includes a rock fireplace, lighting and waterfall. Many more extras ...........$677,800
DOWNTOWN OFFICE SPACE FOR RENT - Call Kent for more info
Insurance and real estate
Serving Stillwater Since 1950
BARBARA HOUCK BROKER/OWNER
30+ years of experience
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
A7
en’t legally required to put your fiance’s name on the title to your longtime home. Doing so will automatically give him half-interest in the property, but no legal responsibility to help make the monthly payments unless his couple jointly applies the marriage ends in name also is added divorce, as half of all to the bank’s original for a mortgage or other debt, the lend- do, but you’d be the mortgage contract or er will consider both only one who would if you refinance the credit histories when be liable for repaying loan together. the mortgage lender. making its decision The two of you Several studies to approve or reject probably don’t need the application. That have found that var- a full-blown “preious financial issues, nuptial agreement,” means that your including credit prob- which is legal jargon betrothed’s spotty lems, are the most credit history could for a contract that’s require that the two common sources of signed before the discord among marof you pay a higher wedding nuptials interest rate or larg- ried couples. Having that spells out how er fees, assuming you a lengthy and comeach of your respeccan get a loan at all. pletely open convertive assets would be You might be able sation about your divided if the marto avoid those higher respective finances riage ends in divorce. and future goals with charges if you earn Most attorneys your sweetie may be say that a prenup is enough money by a bit uncomfortable yourself and can needed only for those today, but it could go who are marrying leverage your sterling individual credit a long way toward someone with far ensuring marital history into getting fewer assets or with bliss later. a mortgage in your much more debt, or *** name only. You could for people who are DEAR MR. then add your new financially responsiMYERS: I bought a ble for children from husband’s name to small home a few the title to the propa previous relationyears ago. I will erty after the sale ship. marry a man who closes. Folks who are earns about twice involved in a famiThe drawback: as much as I do in ly-owned business You would then be July, and he will the only one who’s also sometimes move in with me legally responsible sign a prenuptial for paying the money after the wedding. agreement to reduce Will I need to put back, even though the chance that an his name on the your spouse would eventual divorce may title to my house? own half of the jeopardize an enterShould I ask him home. He could sell prise that may have his half-interest and to sign a prenupbeen in the bride or keep all the profit re- tial agreement? groom’s family for ANSWER: You argardless of whether
Stillwater NewsPress • Friday, February 17, 2017
Cupid can draw his bow all he wants, but his arrow can’t pierce basic real estate laws. DEAR MR. MYERS: I have a great credit score, but my fiance’s score is pretty bad because he was late on some payments for a few credit cards and a car loan last year. We want to buy a house after we marry in June, but my sister says that my score will automatically drop and that I will become liable for half of his debt after our wedding day. Is this true? ANSWER: No, your sister is incorrect on both counts. Valentine’s Day is almost here, so I’m focusing this column on issues that entwine love and real estate. Your personal credit score won’t promptly fall on your wedding day, and you won’t be responsible for your groom’s premarital debt, unless you had agreed to co-sign for his previous loans or credit cards. Yet, this doesn’t necessarily mean that you won’t run into problems when the two of you later try to buy a home. When a married
Yost Rd.
Yost Rd.
To Cimarron Turnpike
OPEN HOUSEMap
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Quartz Dr. Duncan
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Murray Ct.
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University Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
Knotts Av.
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Fairfield Dr. Mansfield St. r Ridge Ct.
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Lauren Lane
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McFarland St. Kings St.
Western Rd.
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Sangre Rd.
Squires St.
Charles Dr.
Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Monroe St.
Airport Ln. Lincoln St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr. r. ge D
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Westwood Ln.Westwood Dr.
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Richmond Hill Rd.
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Hunters Ridge Land Run Dr.
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Mark Circle
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Warren Drive
Valley View Sangre Rd.
Range Rd. Crosswinds
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Stillwater NewsPress • Friday, February 17, 2017
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Lou Ct
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Summer Hill Ct. Germaine Ct.
10th Av.
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Westbrook Ct. 15th Av.
Murphy Dr.
Charring Cross
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Dr.
Canterbury
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Crestview Ct. Cowboy Ct. High
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Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
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gle Tan
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Crestview Av.
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St. Tyler Av.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Richfield Ct.
Ashton Ave.
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Oa
VillasCt.
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la od
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Admiral Av. Sherwood Av.
4th Av.
8th Av.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
Fairway Dr.
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Miller Av.
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Farm Av.
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McElroy Rd.
Walnut St.
Tyler Av.
Harned Av.
Mohawk Av.
Lak
Marcus Dr.
Swim Av.
Knapp
Eskridge Av.
Oak Crest Rd.
8th Ct. 9th Ct. Trenton Av.
Tobacco Rd.
Brooke Brooke Jefferson St. Moore Franklin
Oak Crest Ct.
4th Av.
Boomer Lake
oke r. Brollow D Ho
Hereford Dobi Ln.
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9
3rd Pl.
Parkway Dr.
Osage Dr.
Eastland Dr.
Wiley St.
t.
te S Lakeview Rd.
Airport Rd.
Newman Av.
Hillcrest Av.
Liberty Rd. Preston Av.
Vena Ln.
3rd Av.
Dr.
Lakeridge Av.
Windmill Ln.
Windsor Cr.
ore
. Dr
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Lakeview Rd.
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Memory Ln. Country Ln.
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Harned Av. Madison Ct.
Thomas Av. Frances Av.
6
t.
Airport Rd.
w illo
Harned Av.
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Newman Av. Hillcrest Av. Brown Av.
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Arapaho Av.
Lake Sh
State Ln.
Benjamin
Cherokee Av.
Os
las
Ute Av.
Hartwood Av.
Lisa Ct. Lori Ct.
Richmond Rd.
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Rogers Dr.
Ranch Av.
Real Estate Professionals 9. 5018 Reese Landing 1-3 ....................................Donna
mil
nd St. Husba
Stillwater Municipal Airport
Av.
gate Dr .
Rog
B
Liberty
Lynn Ln.
North
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
2
RE/MAX Signature 10. 704 N. Dryden Cir. 12:30-2 ...............................Cheryl
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Richmond Rd.
Century 21 Global 8. 6811 Walnut Creek 2-4 ....................... Tana & Rosetta
d Win
Chateau Ct.
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Fisher Provence 1. 1802 N. Crescent Dr. 1-3 ............................................ Jill 2. 1520 Falls Dr. 1-3 ....................................................David 3. 1721 N. Husband St. 1-3 ..........................................Kim 4. 27 Arbor Cir. 1-3 .......................................................... Kay CANCELLED 5. 30 Arbor Cir. 1-3 ....................................................... Karin 6. 1201 W. Osage 1-3 ....................................................Nick 7. 1309 Greystone St. 1-3 .............................................Cari
Burris Rd.
Burris Rd. 177
Week of Sunday, February 19, 2017
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Jardot Rd.
Perkins Rd.
Yost Rd.
8