Rew 02 24 17 by Stillwater News Press

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February 24, 2017

The percentage of non-owners who say they think they need more than 20 percent for a down payment on a home purchase.

3707 Fountain View Dr.

Featured Homes:

3707 Fountain View Dr. $325,000 - Beverly 405.743.9618 Lovely home in beautiful Woodland Trails featuring open floor plan with two living areas, two dining areas, four bedrooms and four full baths. The open living area features wood floors, a fireplace and overlooks a scenic community pond. Every cook would love this beautiful kitchen with ample newly refurbished cabinets, granite countertops, stainless steel appliances, eating bar and dining area off the kitchen, plus a formal dining room for all your family gatherings.

6811 S. Walnut Creek Dr. $259,500 - Rosetta 405.880.0869 or Tana 405.612.1496 - A LITTLE PIECE OF HEAVEN describes this 4 bed, 3 bath country home w/2 plus acres. This quiet, peaceful setting has a big wood deck with a large serving bar, pergola, fire pit, screened-in wrap-around porch and storm shelter. The home has a large open living room with lots of natural light. Beautiful master suite, wood blinds, tiled floor and great lighting throughout the home. Adjacent 2+ acre lot to south also for sale.

These homes offered by Century 21 Global REALTORS® (405) 624-2626 • 131 N. Main Street

Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at

stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.

6811 S. Walnut Creek Dr.

Stillwater NewsPress • Friday, February 24, 2017

Fighting fear, dealing with finances Dear Dave, After listening to your show, I want to try to get control of my finances, but I’m afraid to open up the bills. I make about $60,000 a year, but it’s a real struggle just to keep my head above water financially. My checking account is always overdrawn, and I don’t know where to start in catching up. Can you help? – Gail Dear Gail, Trust me, I know it can be scary. But the easiest way to attack this thing is by taking one slow, sure step at a time. Try not to let worry consume you in the process, either. First, sit down, take a deep breath, and open all the unopened bills. Throw away any duplicates, and keep only the most recent statements and notices. The unknown is always scarier than the known, so facing the bills and cutting that stack in half right off the bat will help reduce a lot of your initial anxiety. Next, let’s start a debt snowball. List all the debts you owe, from smallest to largest, making one column for the payoff balance, one column for the

Dave Says DAVE RAMSEY amount you need to get current on that debt, and one column for the single payment amount when you get current. Total each column — the payoff balance, the amount to get current, and the single payment. I promise it won’t be as bad as you think. Finally, make a monthly budget. Prioritize your needs, starting with food, utilities, house payments and transportation. When it comes to your debts, pay as much as you can on the smallest one while making minimum payments on all

the others. You can do this, Gail. If you’ll follow my plan, I think you’ll see improvement in several areas of your life and you’ll feel good about the progress you’re making, too! — Dave

company that will write her in that situation? I can’t give you an accurate answer off the top of my head, because this is a difficult thing. It would probably depend on things like the extent of her depression, how long it’s been manifest-

ed, and what it has done in her life. That’s one of the reasons I’m advising you to see an insurance broker. A broker doesn’t represent just one company; they represent several companies. They can shop around in a given situation,

Use a broker Dear Dave, My mom is 73 years old, and she’s dealing with depression and a few other mental issues. Is it too late for her to get long-term care insurance? – Julie Dear Julie, It wouldn’t be a big problem if she

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were healthy. But given her age, and the other struggles you mentioned, I’d check with a good insurance broker to see what’s out there for her. In the insurance world they call this “making a market.” Will they be able to find a

Realtor 405-334-3388

Open Houses: 5116 W. 8th, Stillwater Open Sundy 1-3 3 bed, 3 bath $257,500 Mike

Featured Listings:

3315 S. Sawgrass Street, Stillwater 4 bed, 2 bath $279,000 Tana & Rosetta 5111 Red Rose Drive, Stillwater 3 bed, 2 bath $279,900 Beverly 5521 W. 68th Street, Stillwater 3 bed, 3 bath +10 acres $235,000 Alane 6025 N. Canyon Court Stillwater 3 bed, 2 bath $232,500 Alane 3505 W. Willow Park, Stillwater 3 bed, 2 1/2 bath $229,900 Alane

1402 W.Grandstaff Road, Cushing 4 bed, 2 1/2 bath $229,900 Virginia

and find someone to write something you might not get written otherwise. They can also shop around for the best possible price, and you get the efficiencies of the marketplace working for you. God bless you both, Julie. —Dave

The one I stopped buying when I turned 30 By Gabrielle Savoie Domaine

I’ve been interested in decor for as long as I can remember. As a child, our family trips to IKEA would be exponentially long when I was in tow because I would have to sit in every single chair and lay in every single bed. In high school, I would mysteriously move furniture around my bedroom in the

middle of the night, much to the dismay of my mother. So when I turned 20 and finally ventured out on my own, it’s no surprise that I didn’t take the decorating of my first apartment lightly. For years, as I moved from place to place, I accumulated a staggering amount of tchotchkes and accessories found in vintage shops, garage sales and decor stores. But here is the mistake

Dolores Lemon CRS, CRB, GRI, BROKER/OWNER (405) 747-7822

www.stw-realestatepros.com

RESIDENTIAL LISTINGS

piece of furniture that really served a purpose, or that I could actually keep longterm. While my shelves were expertly styled, I was still sitting on a hand-me-down sofa, and my IKEA dresser had seen better days. When I turned 30 (or more accurately, 29), after meticulously bubble-wrapping bookends and vases for the millionth time preparing for yet another move, I made

Donna Rhinehart Jack Allred Jennifer Oliver Tiffany Aranda Lori Kastil Kyle Bottger Melissa Woods Amy Parsons Jan Lehenbaur BROKER/ASSOCIATE GRI, CRS GRI GRI, CRS REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE REALTOR® ASSOCIATE CRS REALTOR® ASSOCIATE REALTOR® ASSOCIATE (405) 747-8647 REALTOR® ASSOCIATE REALTOR® ASSOCIATE (405) 612-6724 (405) 385-2035 (405) 714-0882 (405) 334-6988 (405) 714-1214 (405) 612-0509 PROFESSIONAL REALTOR® (405) 612-4984 (405) 880-2844 PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR® PROFESSIONAL REALTOR®

Lori

$90,000

Tiffany

$100,000

Amy

$119,000

Tiffany

$119,000

Kyle

$126,000

Tiffany

$129,900

Kyle

$159,000

Donna

$165,000

Jack

$184,000

Tiffany

$187,000

Tiffany

$189,000

Lori

3 Cimarron Trail - Lot to build your DREAM HOME on the golf course 809 Carnes Cir - SALE PENDING 514 Pam’s Dr - NEW CONSTRUCTION 3 bed 2 bath 805 Carnes Cir - SALE PENDING 6219 E 68th - 3 bed 2 bath Home on 3 acres 19 Cimarron Trail - SALE PENDING 800481 S 3380 Rd - 40 acres, 2 Story house , 2 bed, 2.5 bath, Pond 6219 E 68th - 4 Acres & Home

$45,000 $175,000 $177,500 $178,900 $225,000 $229,900 $239,900 $300,000

Lori Lori Lori Lori Lori Lori Lori Lori

809 E Virginia - 1 - 4 acre Commercial Lot

$150,000

Jack

805 E Virginia - Commercial lot with 3 adjoining for sale

$175,000

Jack

1115 S Fern- Commercial Warehouse 6000 sq ft

$200,000

Lori

900 S Fairgrounds Rd - INVESTORS DREAM 52.35 acres with 17 Rentals

$950,000

Jack

Kyle

402 S Duck 2 NEW office suites, Call Dolores (405) 747-7822 for all the details 502 S Duck Commercial Space for Lease Historic Berry House· - $4,000 mo. Tiffany Aranda (405) 714-1214 7421 W 6th Farm Bureau Building Suite 120 - 1346 sq ft, Suite 140 - 1714 sq ft, EXCELLENT LOCATION, corner of Hwy 51 & Country Club Rd, Call Dolores Lemon for specifics (405) 747-7822 or (405) 372-5151 2319 E 6TH COMMERCIAL STRIP CENTER, 400 sq ft, nice building. Call Dolores Lemon for details (405) 747-7822 or (405) 372-5151 2600 S MAINPayne Co Conservation Bldg 1728 sq ft, Bills Paid $2,000 mo Call Dolores Lemon (405) 747-7822 or (405) 372-5151

LOTS & LAND 4410 E Deanna Dr - Nice lot for your Dream Home

$15,000

424 W 29th - Excellent building site

$15,000 Dolores

$194,900

Donna

$199,500

Tiffany

$199,900

Melissa

$259,000

Donna

000 E Hoyes, Agra - Nice Large lot, water meter to transfer

$25,900

Kyle

$249,900

Donna

Tract 18 Rolling Hills - SALE PENDING

$35,000

Donna

$265,000

Tiffany

$285,000

Tiffany

Lost Creek Addition - SOLD 6 Lots in Lost Creek Meadows- all over 1 acre

SOLD

Kyle

$18,000-$28,000

Lori

1700 S Jardot - 2 acres PRIME REAL ESTATE

$35,000

Lori

$27,000-$55,000

Donna Donna

$289,000

Donna

Shumard Oaks Garden Home Lots

$319,900

Donna

7 Lots in Briarcreek- all Large lots in Gated SW Subdivision $48,000-$60,000

$340,000

Donna

Turtle Pond Estates - Large Lots

$349,900

Donna

SOLD

Tiffany

$353,000

Donna

$379,500

$45,000-$60,000 Tiffany

5102 Red Rose Dr - Beautiful 3.19 acre building site

$92,000 Tiffany

001 Sycamore Valley - 6 Lots You can change Covenants

$122,000

Jack

Tiffany

S Perkins Rd - 7.38 acres m/l Highway frontage

$225,000

Lori

6219 E 68th - 50 acres Hay meadow & ponds

$400,00

Lori

$385,000

Dolores

$424,500

Donna

$430,000

Donna

$449,000

Dolores

$488,000 Tiffany/Dolores $589,000

COMMERCIAL

PERKINS PROPERTIES

$89,900

Donna

$699,900

Lori

$825,000

Tiffany

a vow to myself: I put a stop to my decor hoarding tendencies and decided to exclusively invest in larger pieces that would increase the function and comfort of my home. The result: My apartment has never looked better or felt more organized and, thanks to my 20-something habits to buying cheap thrills, I have more decor accessories that I have space to display them.

27 Acres S Country Club Rd - Beautiful building site

$540,000 Tiffany

2112/2104 N Monroe - 3 acres Commercial with Store Bldg ...more

$1,200,000 Dolores

RENTALS • WE MANAGE PROPERTIES UPSCALE OFFICE SPACES

RESIDENTIAL

1720 James Pl- 4 bed 2.5 bath $1,400 mo 1423 E 4th- 3 bed 1 bath 1 car garage $750 Mo 814 S McFarland- 3 bed 1.5 bath 1 car garage 1064 sq ft $750 Mo

Dolores Dolores Dolores

(405) 747-7822 (405) 747-7822 (405) 747-7822

12 Lots in Red Rose Valley - Pick your Lot & Builder $43,000-$70,000 Tiffany Great Leasing Opportunity! 814 Oakridge in Stw. Country Club! Your own pool, tennis court, plus backs up to the golf course. 3400 sq ft, 3 bed, 3 bath, 3 car garage. Beautiful Interior & Exterior. Leasing at $2,500 mo. Call for specifics & showing - Dolores (405) 747-7822

Stillwater NewsPress • Friday, February 24, 2017

317 S. Doty - MOVE IN READY 3 bdrm 1 bath 1 car garage 822 S. Monroe - SALE PENDING 2210 Timbercrest Dr - PRICE REDUCED 3 bed 1.5 bath 810 W. Moore Ave - 3 bed 1.5 bath Close to Campus! Restorations Done Move in Ready 513 E Broadway, Cushing - for this nice 3 bed 1.5 bath 106 W Hartman - Walk to Campus 3 bed 1.5 bath 1536 E 9th, Cushing - Updated Kitchen 4 bed 2 bath 2 car garage 1011 Sunnybook - MOVE IN READY, 3 bed 2306 W 10th - Convenient Location 4 bed, 2.5 bath, 2 car garage “As Is” 3606 N Underwood, Yale - 4 bed 3 bath MH on 10 Beautiful Acres 5000 Nancy Lee - Ideal Homes Energy Star Home 3 bed 2 bath Corner Lot 2724 N Lincoln - SALE PENDING 618 N Manning - SALE PENDING 319 N Stoney Creek - 4.7 Acres/Home with walk out basement/Cottage also 1114 W Hillcrest - New Flooring & Paint! 4 bed 3 bath 3103 Eagle Summit Dr - SW area 4 bed 2 bath 2 car garage 2060 sq ft 5018 Reese Landing - NEW 4 bedroom in Deer Ridge 3115 W 24th - MOVE IN READY 4 bed 3 bath 3800 sq ft 1721 N Jefferson - UPDATED MOVE IN READY 4 bed 2.5 bath Walk to OSU 3021 W 33rd - 4 bed 3 bath Bonus Room 1709 Hidden Oaks - Brand New Home 2650 sq ft 1721 Ashton Ave - NEW CONSTRUCTION, Berry Creek 2302 Silverdale - Outdoor Oasis in Summerlin 3325 S Charleston Ct - SOLD 1801 Ashton - SALE PENDING 4012 Woodland Trails - OPEN HOUSE SUNDAY 1-2:30 PM 3808 Woodland Trails - NEW CONSTRUCTION 4 bed 3 bath car garage 7821 Rebecca - SALE PENDING 713 Karen Ave- New Construction in Roka Hidden Lake 814 Oakridge Dr - SGCC Hole#2 NEW PRICE 3 bed 3 bath 6404 S Prairie Rd- 26.66 acres 3 bed 2 bath Home & Boarding Kennel 5908 Old Pond Ct - Water front in Boulder Creek E 830 Rd, Corney - 156 Acres, 2 bed 2 bath home, Shop, Storm shelter 5505 N Country Club Rd-80 acres/Barn living qtrs/Horse stalls/Pond & More

I was making: By never wanting to put my money toward larger pieces, I ended up with a lot of (quite frankly) useless things: vintage vases, inlaid boxes, small artwork, more trays than I knew what to do with and scented candles galore. I had bowls and pillows and bookends to last me a lifetime – and quite a few side tables and smaller pieces of accent furniture, but I had no

downtownstw.com

723 SOUTH MAIN STREET • DOWNTOWN STILLWATER • 405-372-5151

Stillwater NewsPress • Friday, February 24, 2017

Don’t let closing costs surprise you WASHINGTON -- Everyone knows that financing and closing on a home purchase can be complicated. Which is why more than a year ago the Consumer Financial Protection Bureau issued a set of new disclosures and rules designed to bring greater clarity to transactions. So how’s that going? Maybe not so well from a consumer perspective, if a new survey of 1,000 first-time and repeat purchasers is any guide. Sponsored by ClosingCorp, an industry technology firm, and conducted by Wilson Perkins Allen Opinion Research, the study found that more than 50 percent of buyers were “surprised” by the amounts they were charged at closing, despite the new federal disclosures aimed at eliminating or sharply limiting surprises. Buyers also told researchers that “52 percent of lenders were ‘off’ on their initial loan estimates” of the fees required to obtain and close on the loan. Fifty-eight percent of buyers said their initial loan estimates had changed or been revised before closing, and 35 percent said their total fees were higher than they had expected. Just 31 percent of buyers

es, but at the end of the process the itemized charges in the Loan Estimate typically should line up with the final closing costs. Bob Jennings, CEO of ClosingCorp, told me in an interview that cation. it’s clear that “a The Closing Dissizable portion of closure itemizes the industry still final settlement doesn’t have a firm charges and must grasp on fees,” and be delivered no therefore must later than three make updates to business days in ad- disclosures during vance of closing or the process that the date on which can be confusing to the borrower beborrowers. Jennings comes contractually rejected the idea bound to the terms that because the of the deal. The CFPB’s regulations rules governing the governing the new disclosures allow disclosures were for changes by the lengthy and comlender under certain plex, lenders have limited circumstanc- had trouble getting

The Nation’s Housing Column

KENNETH R. HARNEY reported that there were no shocks or surprises at closing because their lenders’ upfront estimates and the final charges were in sync. A stunning 17 percent of buyers said they were not even aware that closing costs are required when obtaining a home mortgage. The CFPB’s two new disclosure forms – the Loan Estimate and the Closing Disclosure – replaced the previous Good Faith Estimates, Truth in Lending and HUD-1 settlement statement. The Loan Estimate covers the key information an applicant needs to understand a mortgage quote: principal and interest payments, mortgage insurance premiums, taxes, hazard insurance premiums, closing costs, recordation fees, homeowner association fees and the amount of cash the borrower will need to close. The Loan Estimate must be provided to the buyer within three business days following an appli-

2106 WALKING TRAIL 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker. Home features surround sound, storm shelter closet, 2 fireplaces and lots of builtins. The beautiful outdoor landscaping includes a rock fireplace, lighting and waterfall. Many more extras ...........$677,800 2620 S. OXFORD DR. 4 bed/2 bath/2 car garage located on cul-de-sac. 3-1 split bedroom arrangement, open living area, recently remodeled kitchen, storm shelter, extra large patio and fenced backyard ...$226,900

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the numbers right that found that by upfront. To the con- mid-year 2016, just trary, he said, the 1.63 percent of loan disclosures are exfiles contained “critpressly designed to ical defects” – errors put strict “accountin the documents ability on lenders” or the procedures for their estimates . followed by lenders Pete Mills, a sethat violated CFnior vice president PB’s rules. at the Mortgage Mills said the fact Bankers Associathat 58 percent of tion, told me that buyers in the Closalthough there was ingCorp survey rean initial learning ported their initial curve THE for RE/MAX lenders loan cost estimates SIGNATURE EXPERIENCE Dedicated professionals providing unrivaled service. inTHE gearing up for had changed “is evRE/MAX SIGNATURE EXPERIENCE Dedicated service. that the rule the newprofessionals rules, providing “our unrivaled idence sense is that things is working as writhave gotten better.” ten.” When there He cited an indusare changed circumtry audit by Aces stances affecting Risk Management the application, the RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com

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lender is supposed to reflect that in the disclosures. What does this all mean for you if you’re planning to buy a house or get a mortgage? Most important: Be aware that even if there is a change or two to estimates along the way, ask your lender for explanations immediately, and make sure you receive and review your final closing charges well in advance of the settlement. You should never end up surprised.

THE RE/MAX SIGNATURE EXPERIENCE Tina Darr Candy Yundt Dedicated professionals providing unrivaled service.

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1-3 10 am-12 Beth pm 405.742.4525 1201 Elm St (Perry) SUN. - Candy Candy 22 Yundt JAN. Brooks Thomas Gina Killough OPEN HOUSE From and Fir turn south onTina 12th. CandysHomes.com 6209 W.12th Canterbury 1-2:30 BrooksThomasRealty.com GinaKilloughHomes.com 2618 Lyndsey 1-3 of 12th Beth 405.742.4525 405.880.3476 405.612.2210 House onCt. the Dr. NW corner and Elm. 1124is Stoneridge 12-1:30 Julie Julie Bahl 6209 W. Canterbury 1-2:30 Tina Ted Newlin Kasey Longan Feb. 26 Sunday, StillwaterHomeTeam.com TedNewlin.Realtor.com www.propertyjustforyou.com 405.762.3744pm 405.714.5309 1124 Stoneridge Dr.405.880.5569 12-1:30 1105 W. Stonecrest Ave. - VickyJulie 1-2:30 405.612.2096 BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.

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The planting of bare root trees Home Grown KEITH REED the tree does not move around in the wind too much. If it is larger or has a well-developed branching structure, staking at planting is advised. Some upper trunk movement is fine as long as the base of the tree does not move around. • Complete the installation with a good watering and applying several inches of mulch around the planting area. The larger the mulched area, the lesser the competition for valuable moisture and nutrients, a four foot circle around a new tree would not be too extreme. Be careful not to pile mulch against the trunk as this can lead to premature failure. • Concerning the addition of fertilizer or soil additives; if a soil test indicates a need (please don’t assume) for a particular nutrient, it can be incorporated into the back fill soil or applied as a top dress. Avoid piles of fertilizer as direct contact with

Thinking About Selling Your Home? Let Us Get You THE BEST DEAL! We are your local, full-service Real Estate Consultants. Contact us today for a free consultation and Comparative Market Analysis on your home. Larry Souders Realtor Associate 405-780-3265

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Personalized Service - Professional Results! Tommie Eberle Broker/Realtor®, GRI 405-714-2687

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WORD stwnewspress.com draws 153,531 monthly unique visitors who view 219,548 pages! Stillwater

2319 S Silverdale 1-2 pm Hosted by: Linda Klinger

311 S Lewis (duplex) $84,000 $100,000 1003 E 80th (10 acres) 814 N Burdick (like new) $165,000 2319 S Silverdale $349,000 2929 S Perkins Road NEW PRICE 127 S Main, Perkins 1549 sq ft Freeman Dilbeck BROKER/Owner 405-612-4429

PENDING FOR SALE FOR SALE FOR SALE FOR SALE FOR LEASE

Trent Hawkins REALTOR Associate 405-332-6911

Trent Freeman Linda Linda Freeman Freeman

Linda Klinger, GRI REALTOR Associate 405-612-0454

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good time to remove any labels or other tape/marking method that might cause girdling later on. This is one of those seemingly simple little tasks that often get overlooked-causing problems later on. • Prepare the planting hole by digging much wider than the root mass but no deeper. This is an important step as it gives plenty of loose soil for roots to begin their lateral growth. Digging the hole deeper than needed is likely to cause settling, leaving you with a tree that is buried too deeply. This is a common cause for tree failure, especially in tight soils. The uppermost roots should be just below the soil surface when the tree is planted. Any graft unions should remain above the ground. • Staking should be on an “as needed” basis. If the tree is very small, it may do fine without staking. This can be beneficial as long as

the roots can cause problems. Additives such as peat moss or potting soil should be avoided as they can create a “flowerpot” effect. This is a situation where the plant has no need to develop roots into the surrounding soil because everything is readily available close by. This is another potential cause of failure as the plant matures. For more information of this or any other horticultural topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.

Stillwater NewsPress • Friday, February 24, 2017

In general terms, the odds of a successful tree planting can be significantly increased if the planting is done in the fall. Fall planting allows the tree time to begin to develop its root system without the stress of supplying water to rapidly growing leaves. However, as in most things plant related, there are exceptions. Bare root trees are one of those exceptions. This is not as much an optimal planting time issue as it is a plant availability issue. Bare root trees must be dug and prepared for delivery when they are dormant and kept in cold storage until delivery. This makes for a spring delivery/availability. Consider the following suggestions when planting your bare root trees: • As soon as the trees arrive, unpack and check their condition. Cover the roots with damp cloth or paper (shredded paper works very well) and store them in a dark, cool area. Immediately prior to planting, soak the tree roots in a bucket of clean water for several hours. This will help the plant begin to wake from dormancy. Now is a

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COUNTRY LIVING brand new 3 bedroom 2 bath 2 car garage with opener duplex on 1/2 acre lot. washer/dryer hook ups, total electric, rural water 4406 Sierra Lane 1500 sq. ft. $1200 per month 405-377-6528

Stillwater NewsPress • Friday, February 24, 2017

PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

Homes

For Sale Life Estate 405-269-3411

Land/Acreage

30 acres on highway; fenced grass w pond, $120k; located 1.5 miles east of Morrison on Hwy 64; access to city water and electricity; 1/4 mile from access to Cimarron Turnpike; (405)612-4410

Real Estate Rentals

Homes

305 S Cottonwood. 3 bed, 1.5 bath, brick, CH/A, large patio, 2 car, shop building, on 1 acre. $900/mo. 405-714-4788 580-252-4590 4BD/2BA UNFURNISHED, W/D hook-ups, fenced yard 713 S Willis. 405-372-7808

Nice, clean 2 & 3 bedroom houses available now or June 1. All appliances, CH/A, some with fences and close to campus. Call Donna 405-612-0370

EZ-Pay!

Go Green. No Worry. Save Time. Save Money. EZ-Pay offers valuable Stillwater News Press subscribers, like you, our best available rate. Sign up for EZ-Pay today. Just fill out the authorization form on the back and return in the enclosed envelope. To enroll, call 405-372-5000 and tell us you want

The Stillwater News Press the EZ-PAY way!

Homes

Available Now 2214 E. 6th 2 bedroom 1 bath spacious living area, with central heat and air.

Available June 1st 2012 E. McElroy 2 bedroom 1 bath attached garage. Stove and Fridge included. Country living in the city limits 405-372-7107

FOR RENT -HOUSES2 Bed / 1 Bath

604 E. MAPLE 318 S. ARRINGTON

-DUPLEXES-

1621 W. TEAL CT. 3 bed / 3 Bath

1726 W. 22ND 4 bed / 3 Bath

MILESTONE

PROPERTIES, LLC 118 W. Scott Ave.

www.milestone property.com EQUAL HOUSING

OPPORTUNITY

372-6453 Northeast Stillwater, 3-bed, 2-bath, and 2 car garage, $850/month, 6 or 12 month lease. H E Ted Smith & Co, LLC, 405-742-7560 Very nice 1 bedroom, 1 bath cabin. All bills paid $750/month 405-372-3696

Homes ATTENTION! NOW LEASING FOR JANUARY 1ST, 2017 Move-In Dates

Homes

Available June 1st. 5/4 bedroom 2.5 bath house. 2224 W. Admiral. Next to OSU. CH/A, All kitchen appliances, washer & dryer, lawn service. $2000. 918-633-2636.

Apartments

Highpoint Apartments Close to Boomer Lake. 2 bedroom 1 bath. Great bedrooms and big closets. Ample parking. $480.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266

Apartments

We also have a Few Units Available for Immediate Move-In! 1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses. Ask about our pet policy! Go to our web-site at

campbell mgmt.com

to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!

Avenue East Lease takeover for furnished bedroom & bathroom. Large kitchen/living area. W/D in unit. Rent reduces to $480 in August. 524/month, 800 E Hall of Fame Ave. Call (405) 780-2995

CASA MIA furnished & unfurnished 1bedroom w/walk-in closet, all bills paid w/cable & reserved parking. 1 block east of OSU. CasaMiaOSU.com, (405) 372-1228, or see us @ 140 N. Duck.

at Stillwater

NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!

405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.

at Stillwater

1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!

405-372-9910

LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.

Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266 Spacious 2 bedroom, 1 bath first and second floor apartments. Available Now. Ample parking, quiet neighborhood, close to shopping and The Bus Line. Rent $520/per month. Security Deposit $300.00. Pets OK Henneberry Properties 405-743-4266.

Apartments

Carleton Crossing 1001 N. Perkins Rd 2 bedroom apartments for lease. Gas water and sewer paid. Close to bus line. Call Today. Henneberry Properties 405-372-7395

Tamarack Village 625 E. Redbud, two story 2 bedroom 1.5 bath townhouse for lease. Only $520.00 per month, $300.00 deposit, paid water and sewer. Henneberry Properties 405-372-7395. Walnut Grove 524 S. Walnut, Close to University, walk to class. 2 bedroom 1 bath $550.00 per month. $300.00 deposit water and sewer paid. Henneberry Properties 405-743-4266

Commercial/Business

OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.

Duplexes

2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. If no answer Please call back. 714-2443

Some tax records can be tossed, but keep others forever

Wick

Wick A &

About Real Estate DAVID MYERS suspected, the Internal Revenue Service generally cannot initiate an audit more than three years after an individual tax return is filed (though the time frame stretches to six years for people who own their own business). Keep copies of your actual income-tax returns forever. Lenders will want to see the most recent ones if you apply for a mortgage to purchase a new house or to refinance your current property, and the duplicates will help if you get into a beef with the IRS now or with the

Social Security Administration when you retire. Also, keep receipts and canceled checks for any remodeling projects you might have undertaken: The IRS allows the cost of most remodeling jobs to be added to the “adjusted cost basis” of the original purchase price of your home, which may save you thousands of dollars in taxes when you eventually sell. If you take the home-office deduction, you’ll also need to keep copies of old utility bills and the like in case you’re audited.

Most of your other documents (including your monthly mortgage statements) can be thrown into the garbage can. But you should tear them up or shred them first, because old financial records typically include personal information that can help a thief who rummages through your garbage to steal your identity and could then begin taking out credit in your name. *** DEAR MR. MYERS: I recently received a junkmail letter from a home-improvement contractor that says it “specializes in roofs, plumbing and fenceastration.” I know what roofers and plumbers do, but what does “fenceastration” mean? I figured that it has something to do with

OPEN SUNDAY

building fences and tried to look it up in the dictionary, but I did not find an answer. ANSWER: I have received similar junk-mail letters. You couldn’t find the term in your dictionary because the contractor’s ad misspelled it. The correct spelling is “fenestration.” The term has nothing to do with fences, but rather with how windows are placed in a home or other building. Be wary of contractors who say they “specialize” in several different fields of the home-remodeling business. Installing a new roof takes a different set of skills than installing a new plumbing system. And if the contractor can’t even spell the word that he claims he supposedly is an expert in you might want to call someone

else if you want to add to or improve your windows. *** DEAR MR. MYERS: My husband and I are in our mid-60s. We purchased our home in 1987, and now it is worth almost $400,000 more than we paid for it. We are interested in forming the type of inexpensive living trust that you recently wrote about so our heirs will not have to waste a lot of time and money in probate court to get our property after we die. But if we place our home into a living trust and then decide to sell the house later, would we still be able to keep all of our resale profit taxfree? ANSWER: Yes, all of your profit would

likely remain taxfree. The IRS allows married couples to keep up to $500,000 (or $250,000 for singles) in home-sale profits away from taxation, provided that the property has been their primary residence for at least two of the previous five years. This important tax break is provided to all homeowners, even if title to the property is held in a living trust rather than the joint-tenancy arrangement that most married couples choose when they first purchase a house together. If you decide to create a trust and transfer your property into it, you will keep the same tax breaks that you currently enjoy while also lessening the emotional and financial burden on your heirs when you pass away.

Open Sunday 1-3

2415 Trophy Lane Mary - 1-3 p.m.

ssociates

R E A LT Y

MLS Professional Property Management Professional Real Estate Services

1000 N Star Dr #1

1108 S. Main Stillwater, OK

1023 S. Lowry 3 Bed 1.5 Bath $68,300 www.wick-realty.com

1002 W. Will Rogers Mike - 2-4 p.m.

520 S. Knoblock St | 405-372-8326 www.teamstillwater.com

See more of this home at www.WeLoveSellingStillwater.com

Page Provence, CRS Broker Associate (405) 612-0194

Fisher Provence, REALTORS®

377-1000

“WE’RE LOCAL, WE’RE GLOBAL”

CALL FOR MORE INFO

Delphine - 1-3 p.m.

2611 S. Oxford Drive

Desirable home tucked away on a sweet cul de sac in Brighton Addition. Brick home with covered patio on the east, and a privacy fenced back yard. Energy-efficient windows recently installed to replace the original windows. Four bedrooms, two living areas. Dining room is large enough for your table, etc., or you can use it as an office or music room. Kitchen eating bar is open to family room and breakfast area. Sink in utility room. Master bath with two sinks, separate tub and shower. Updated interior and exterior paint; plus the furnace and A/C, water heater, garage door and roof all recently replaced. School bus picks up for Sangre Elementary. $210,000

Stillwater NewsPress • Friday, February 24, 2017

Many homeowners keep lots of billing statements and receipts, leading to overwhelming clutter. Some of the paperwork can be thrown out now, but others should be kept for several years or indefinitely. DEAR MR. MYERS: I have owned my home for 17 years, and I have kept every monthly mortgage statement, utility bill and the like since I purchased the house in 1999 in case the Internal Revenue Service ever audits my income-tax return. As you might guess, all of this paperwork takes up a lot of space in both my den and garage. When can I start throwing some of it out? ANSWER: You can toss a lot of it now, but you should keep other parts of it forever - or at least until you sell your house. & A s s o c i a t e s R E A LT Y Unless fraud is

Yost Rd.

To Cimarron Turnpike

OPEN HOUSEMap

McMurtry Rd.

Burris Rd.

Chateau Ct.

177

Chateau Dr.

Week of Sunday, February 26, 2017

Amethyst Ave.

Hartford

Richmond Hill Rd. Duncan

Lynn Ln.

North

gate Dr .

ers

Wil lia

rie

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Walnut St. 22nd Av.

Payne St.

16th Av.

Main St.

Husband St.

t. is S Lew

Lowry St.

Main St.

35th Av.

Fern St.

Knoblock St.

Cambridge Dr.

Pioneer St.

37th Av.

32nd Av.

. Rd

West St.

35th Av.

36th Av.

37th Av.

44th Av.

Hunters Cr.

Dr. Deerfield

Wild Turkey Pas

Vista Ct.

44th Av.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Western Rd.

Sangre Rd.

Timberline Dr.

Washington St.

Fountain View Ct.

Forest Trail Ct.

177

Katy

Hightower St.

Henderson St.

S. Westchester St.

Young St.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

Raintree Av.

Eastgate St.

Crestwood Cr.

Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

34th Av.

4th Av.

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Lydia Ln.

k Ln.

Deer Crossing Dr.

3rd Av.

17th Av.

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2nd Av. 4th Av.

Jardot Rd.

Ransom Dr.

Dr.

26th Av.

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Dr.

Pinewood Cr.

Payne St.

Oakwood Dr.

9th Av.

177

31st Av.

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Jardot Rd.

Payne St.

Blair St. Stallard St.

Hall St.

Leigh St.

7th Av.

24th Av.

30th Av.

Timbercrest Cr.

4th Av.



Timbercrest Dr.

Denver St. St.

Grandview St.

Wedgewood Ct. Wedgewood Dr. Wedgewood Dr.

Stallard St.

Manning St.

Donaldson St.

Skyline Ln.

Blair St. Payne St.

Eastern Av.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

25th Av.

Mar Vista St. 28th Av.

Cedar Ct.

Matthews Av. Virginia Av.

19th Av.

22nd Av.

Denver Ct. Denver St.

Jardot Rd.

nn Su

nn y Ct bro . ok

Dryden St.

Burdick St.

James Ct. Springfield St.

ott

Aetna St.

Hartford St.

Birchwood Ct.

Connell Ct. Connell Av.

Ct. Wedgewood

3rd Av.

Hartford St.

Lowry St. Lowry St.

Chester St. Fern St.

17th Av. 18th Av.

Alc

Pennsylvania St.

Lowry St.

Lewis St. Lewis St.

Chester St.

Fern St.

15th Av.

Young St.

Skyline St.

Canyon Rim Dr.

Skyline St.

Briarwood Dr.

Grandview Ct. Grandview St.

Manning St.

Dr .

Manning St.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Benjamin St.

Park Dr.

Perkins Rd.

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

son

Karr Ct.

12th Av.

13th Av. 13th Pl. 14th Av. 16th Av.

Payne St.

Dryden St.

Hartford St.

Benjamin St.

Park

Pa rk Sta Dr. rD r.

Star St.

Hoke St. Husband St.

Masin St.

Husband St. Husband Pl.

Main St.

Duncan St.

West Bl.

Duck St.

West St.

Knoblock St.

Hester St.

Washington St.

Ramsey St.

Cedar Ct.

Han

Ct.

Whitney Ct. McElroy Rd.

er ightow

Park Dr.

Star Dr. Dr. Park Cr.

Keller Dr.

Crescent Dr. Glenwo od Dr.

Husband St.

Main St.

Duncan St.

West St. Duck St. West St. Duck St.

West St.

Knoblock St.

Hester St.

Ramsey St.

Monroe St. Jefferson St.

Adams St.

Blakely St. Stanley St.

Pine St.

Gray St.

Orchard St.

Walnut St.

McDonald St. Teal St.

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Pl.

8th Av.

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Redbud Dr.

7th

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n St.

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Pheasant Eagle Creek Ave. Ridge Ave.

mit

Maple Av.

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Silverdale

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Elm Av.

Maple Av.

Brooke Av.

McElroy Pl.

Maple Av.

21st Av. 23rd Av.

Krayler Ave.

Arrington Dr.

Elmwood Cr.

Elm Av.

Lakeview Rd.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

7th Av.

12th Av.

11th Pl.

t Dr. Summ erlin Ct. Bridlew ood

22nd Av. 23rd Av.

Camden

Virginia Av.

Western Rd.

Celia

Augus

Husband St. r. dD an sb

Ramsey St.

Hester St.

Washington St. Bellis St.

Hester St. Knoblock St. Knoblock St.

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.

Miller Av.

University Av.

5th Av.

Will Rogers Dr.

Dryden Cr.

Hall of Fame Av. Mathews Av.

19th Av.

Crescent Dr.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Clevelan

Kerr St.

d St.

McFarland St. . Kings St

Kings St. Orchard St.

Willis St. Willis St. Willis St.

Dr. Ridge Dr.

Ridge Dr. Rid ge

7th Av.

McFarland St. Kings St.

Western Rd.

Dr.

Wicklow St.

Devon St.

Devon St. Wicklow St. Ln.

18th Ct.

24th Av. August Dr. Cambridge Ct.

Oxford Dr.

Legendary Ln.

22nd Av.

Cantwell Av.

Scott Av.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

Connell Av.

Morrill Av.

31st Av.

Murray Ct.

Cantwell Av.

Emma Swim Ave.

Eagle Summit

August Dr.

Surrey Dr.

Dr .

Black Oak Dr.

r. dge D Fox Le

29th Ct. 30th Av.

Wentz Ln. University Cr.

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Ct. . nery ock Ln R dle Sad

Ln.

Fox Ledge Dr.

18th Av.

Quail 25th Av. Ridge Ct.

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Fox Ledge Ct. 32nd Av.

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Knotts Av.

177

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Woodlake Dr. Deer Creek Ct.

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17th Av.

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Scott Av.

Duncan St.

Garfield St.

St.

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15th Av.

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4th Av. 5th Av. 5th Av.

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Countryside Dr.

19th Av.

Black Oak Dr.

Tanglewood Cr.

Shadow Creek Ln.

Culpepper

Shiloh Creek

Savannah

Berkshire Dr. Dublin Dr.

Davinbrook Ln.

Fairfield Dr.

Fairfield Dr. Mansfield St. r Ridge Ct.

Hillside St.

18th Ct.

18th Av.

Vista Ln.

Ridge

Pioneer St.

Sangre Rd. Murphy St.

Shumard Ct. Oak St. W. Shumard Dr.

Williamsfield

Westridge St. Hillside Ct.

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Charles Dr.

Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.

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Oak Trail Dr.

Rd . Walking Trail Dr .

18th Av.

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10th Av.

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Summer Hill Ct. Germaine Ct.

Austin Ct.

Squires St.

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Oak Ridge Dr. Basin Ridge Dr. r. ge D

Stoneridge Dr.

Westwood Ln.Westwood Dr.

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Lyndsey Ct.

Range Rd.

Crestview Ct. Cowboy Ct. High

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Murphy Dr.

Charring Cross

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Ct.

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Sunset Av. University Av.

7th Av. 8th Av. 9th Av.

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11th Av.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Richfield Ct.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

Admiral Av. Sherwood Av.

4th Av.

8th Av.

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Ashbury

9th Av.

10th Av.

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Frontage Road 7th Av.

8th Av.

Ashton Ave.

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5th Pl.

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Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

Oakdale

Oak

Stoneyb rook St.

Pecan Hill St.

Hid

Stillwater NewsPress • Friday, February 24, 2017



7th Av. 8th Av.

8th Ct. 9th Ct. Trenton Av.

Greystone St.

Crosswinds

Ramsey St.

Airport Ln. Lincoln St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Liberty Ct.

Ivy Ct.

Cleveland St.

McFarland St.

Ridge Rd.

McDonald St.

Willis St.

Sangre Rd.

Range Rd.

Country Club Rd.

Miller Av.

Virgina Av. 2nd Av.

4th Av.

rfie

Hall of Fame Av.

1st Av.

3rd Pl.

Franklin Ln.

St. Tyler Av.

Dells Av.

d Dr.

Scott Av.

Farm Av.

3rd Av.

coln

Lin

Lauren Lane

Keller Dr. Lakeview Ct.

Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

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Wil

Mercury Av.

Liberty Dr.

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McElroy Rd.

Tyler Av.

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Osage

Wild

Tyler Av.

Walnut St.

Oak Crest Rd.

Windsor Cr.

Rd.

Knapp

Eskridge Av.

Oak Crest Ct.

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Brooke Brooke Jefferson St. Moore Franklin

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Land Run Dr.

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Preston Liberty Cr. Cr.

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Mark Circle

Lakeview Rd.

Thomas Av.

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Marcus Dr.

Harned Av.

Mohawk Av.

Lak

Liberty Rd. Preston Av.

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Boomer Lake

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Charolais Dr.

te S

Warren Drive

Sta

Valley View

Lakeridge Av.

Tobacco Rd.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

Av.

Parkway Dr.

Osage Dr.

Eastland Dr.

Newman Av.

Hillcrest Av.

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Airport Rd.

Wiley St.

Liberty

Dr.

. Dr

Fisher Provence 8. 2611 S. Oxford Dr. 1-3 ............................................ Karin 9. 4812 Oakcrest Rd. 1-3 ...............................................Kim

ore

w illo

Harned Av.

177 Airport Rd.

Newman Av. Hillcrest Av. Brown Av.

Memory Ln. Country Ln.

Cheyenne Av. Arapaho Av.

Lake Sh

Dr.

Perkins Rd.

Cherokee Av.

age

Knoblock St.

Ranch Av.

Ute Av.

Hartwood Av.

Century 21 Global 7. 5116 W. 8th 2-4 .........................................................Mike

las

Rogers Dr.

Lewis St.

Stillwater Municipal Airport

Real Estate Professionals 6. 4012 Woodland Trails 1-2:30 ............................ Tiffany

d Win

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma

Washington St.

Metro First Realty 11. 426 Rose Rd. 3-5 ..................................................Austin

Lakeview Rd.

mC t.

Dr.

Dilbeck Agency 10. 2319 S. Silverdale 1-2 ......................................... Linda

Evergreen

Rog

RE/MAX Signature 4. 1201 Elm St. PERRY 10-12 SATURDAY .........Candy Directions: From 12th and Fir turn south on 12th. House is on the NW corner of 12th and Elm 5. 1105 W. Stonecrest Ave. 1-2:30 .......................... Vicky

Richmond Rd.

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook

Golf Dr.

Coldwell Banker Team Stillwater 1. 2415 Trophy Ln. 1-3 ................................................ Mary 2. 1000 N. Star Dr. #1 1-3 ................................... Delphine 3. 1002 W. Will Rogers 2-4 ..........................................Mike

Benjamin

Husband Pl. Northgate Dr.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd St. Husba

Hunters Ridge

Washington St.

Quartz Dr.

Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.

Jardot Rd.

Perkins Rd.

Yost Rd.