Rew 04 20 18 by Stillwater News Press

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April 20, 2018

The percentage of those aged 55 to 64 who are currently living with their children, according to a recent report.

Featured Homes:

Global Realtors 131 N. Main, Stillwater 405-624-2626 www.c21global.com

$262,900

3407 Bristol Rd.

THE RIGHT CHOICE IS RIGHT HERE! SW AREA! Come see this beautiful 4 bedroom, 2.5 bath home with spacious two car garage! Living area with cozy brick fireplace. Lovely wood floors throughout the living/dining area. Spacious kitchen, granite counter tops and dining area off the bright kitchen. All appliances stay with home including the refrigerator and washer/dryer. Separate dining area or second living area. Large master for your king size bed, separate shower and Jacuzzi tub. Split bedroom arrangement has three more bedrooms, full bath and guest half bath. Two car garage has a new storm shelter. Enjoy the back yard with the covered patio, extra-large with wood privacy fence.

Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at

stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.

$217,000

4222 W. Aggie

Beautiful open floor plan home with 4 bedroom, 2 bath with split bedroom arrangement. Bright open living area. Kitchen has abundance of storage, Quartz counter tops, breakfast bar/island, stainless steel appliances, refrigerator and washer/dryer. Dining area overlooks covered patio and wooden privacy fenced back yard. Master bedroom suite large enough for king size bed. Utility room with storage cabinet off the two car garage and new storm shelter. This home will not last long! Call for more information!

Stillwater NewsPress • Friday, April 20, 2018

Simple steps to understanding new tax rules for home-equity loans The Internal Revenue Service recently clarified the rules for homeowners who want to borrow against the equity in their home. DEAR MR. MYERS: I have read conflicting stories about how the tax-reform plan that President Donald Trump signed into law in December affects home-equity loans. Can you help? ANSWER: Sure. Under the Tax Cuts and Jobs Act that the president signed on Dec. 22, interest on a new second mortgage, home-equity loan or home-equity line of credit can be deducted only if the proceeds are used to build, buy or “substantially improve” the property that secures the loan. In addition, total debt on the property (including any first mortgage) cannot exceed $750,000 for joint tax-filers and $375,000 for single-filers. If it does, interest on the overage can’t be written off. The new rules only apply to loans issued on or after Dec. 15, 2017. Under the old law, homeowners could borrow against their built-up equity and use the proceeds any

hoax? ANSWER: I personally think that such purchases currently are worthless, but I don’t want you or any other interplanetary plaintiffs to sue me if I’m wrong decades from now. For now, the Moon way they wished deductible. is like an ocean: while still being able Talk to an acEveryone can use it, to deduct the interest countant or similar but no one can own on the new loan. A professional for more it. In 1967, the U.S. common strategy was details. I’d also usuand the Soviet Union to get a low-rate sec- ally recommend one negotiated the Outer ond mortgage or line or two free IRS pubSpace Treaty, which of credit and then use lications that address states that no nation the money to buy a this topic, but the can own a piece of new car or to pay off agency still hasn’t up- the moon or an ashigher-rate, nondedated them to reflect teroid. ductible credit cards the recent changes in “You have a right or other debt. print or on its webto go up and take the That is no longer site, irs.gov. lunar soil, but you an option. Today, *** don’t have any right interest on the new DEAR MR. to draw a square on loan proceeds can be MYERS: Are the deducted only if the TV and magazine money is poured back advertisements into the property. that offer to sell Any portion of the parcels on the cash that’s used for moon legitimate, other purposes is not or are they just a

About Real Estate

DAVID MYERS

the surface of the moon and say, ‘That square is mine,’” Stephen E. Doyle, a retired lawyer who served as NASA’s Deputy Director of Internal Affairs, told Popular Science magazine. However, added Doyle, “if the Space Settlement Institute has its way, new laws will allow space colonists to stake moon claims and start a colony.” Several private-sector companies today sell one-acre parcels of land on the moon, replete with grant deeds, for about $30. But Doyle said that some sort of lunar governing body would

need to be created to enforce property rights. Since no such agency exists, the deeds are little more than cool-looking pieces of paper. April 12 is the International Day of Human Space Flight. And while the moon might be a nice place to visit, exactly who would want to live

there is another question. Daytime temperatures on the Moon easily can top 210 F, while nighttime temps can fall to -280 F. That’s because the moon, unlike the Earth, has no atmosphere to hold heat at night or to filter the sun’s rays during the day.

OPEN HOUSE, SUNDAY, 2-5 P.M.

2120 S. August $199,900 3 Beds / 2 Baths Hosted by: Ben Landis 911 S. MAIN ST. (405) 332-5553 kwstillwaterok.com

OPEN SUNDAY 2-4 PM

1422 N. HIGHTOWER $225,500 4 Bedroom / 3.5 Bathrooms / 2 Car Garage Large lot with storm shelter Hosted by Sheena

Beverly Carter Beverly Carter 405.743.9618 405.743.9618

Sandy Blankinship Sandy Blankinship 405.269.9523 405.269.9523

Mike Branson Mike Branson 405.612.5347 405.612.5347

Tana Rutan Tana Rutan 405.612.1496 405.612.1496

Alane LeGrand Alane LeGrand 405.747.6950 405.747.6950

Judy Kasso Judy Kasso 801.824.8166 801.824.8166

Virginia Cussner Virginia Cussner 405.747.7601 405.747.7601

Diana Field Diana Field 405.747.4684 405.747.4684

Oscar Fortune Oscar Fortune 405.747.6042 405.747.6042

Jeff Grizzle Jeff Grizzle 405.714.4037 405.714.4037

David Heppel David Heppel 405.269.6907 405.269.6907

Rosetta Heppel Rosetta Heppel 405.880.0869 405.880.0869

Real Estate

405-334-5737

514 E. Greenbriar Circle Stillwater, OK 74075-1634

Frank Lewis 405-762-6160 Pinnacle Sales Award Winner

Use these colors for an invigorating spring home By Cathy Hobbs Tribune News Service

Although it may not feel like it in some parts of the country, spring is officially here. The transition to spring not only signals the start of warmer temperatures, but also an opportunity to infuse fresh, invigorating colors into the home. While some colors may automatically come to mind when you think of spring, other colors may surprise you. Looking for interesting colors to use this spring? Here are some of our top spring color tips. USE RED Red is one of the most versatile colors. In nature, found anywhere

from flowers to birds, red is an ideal color to signal the return of spring. CONSIDER USING A COMBINATION OF CITRUS COLORS When looking for interesting spring colors to pair, you won’t go wrong with yellow and green. DON’T BE AFRAID TO USE TINTS, TONES AND SHADES OF GREEN Green is a very clean color and combined tints, tones and shades in a single space can feel crisp and fresh. USE SPRING COLORS IN UNEXPECTED AREAS OF THE HOME SUCH AS KITCHENS AND

BATHROOMS Often these spaces are ignored and may even need more attention. GO BEYOND FLOWERS While flowers are a wonderful way to include elements of spring, accessories and artwork can go a long way in telling a spring color story.

Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822

Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509

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3011 S. Deer Creek - Woodlake II - $536,000

Jennifer Oliver GRI Realtor Associate 405-612-4984

Lori Kastl CRS Realtor Associate 405-880-2844

4 Bedroom / 3.5 Bath Office, Hobby Room and backyard backs up to lake

Claudette Thornton

space. Paint. Walls don’t have to be white. Whether an accent wall or overall color, painting is a quick, affordable and instant way to add color to your space. Greenery. Whether trees or plants, greenery can also help to bring an element

of spring into the home. Orange. Orange is one of the more popular colors in home decor. It’s not only a warm and happy color, but it also blends well with other colors including those suitable for spring because most shades have strong yellow undertones.

www.stw-realestatepros.com 405-372-5151 Downtown Office - 723 S. Main Street

Bringing Buyers & Sellers Together .... Professionally.

NEW LISTINGS 3001 W 27th - 3 bed 2.5 bath 2 car garage 1901 sq ft - $192,000 - Tiffany 7605 S. Union Rd- 3 bed 2 bath MH on 10 acres Shop 30 x 40-$122,250-Ann 1400 N Perkins Rd F-48- Town home 3 bed 1.5 bath-$55,000-Tiffany 4702 W 18th-3 bed 2 bath 2 car garage 2 story 1750 sq ft-$170,000-Amy 902 Shumard Dr-3 bed 2.5 bath 2 car garage 2245 sq ft-$253,000-Donna 3421 W La Pointe Ct-New Construction 4 bed 2 bath 2100 sq ft-284,900-Donna 8814 S Country Club Rd-5 acres 3 bed 2 bath MH carport storm shelter-$95,000-Lori 348015 E 740 Rd, Cushing-20 acres With Update 3 bed 2 bath home- $179,000-Kyle 4912 E Kara Dr- NEW CONSTRUCTION 4 bed 2 bath 1756 sq ft-$213,900-Donna 5202 E 122nd- 5 acres Shoop 4 bed 2.5 bath home w/Pool$399,900-Lori 14 Yellow Brick- 3 bed 2.5 bath 3458 sq ft-$383,000-Tiffany 3719 N Prairie Rd- 7 acres Barns/Stalls 3 be 2 bath home-$172,000-Amy 1315 N Falls Dr.- 4 bed 3.5 bath 3 car garage 4199 sq ft-$545,000-Tiffany 4900 E. Kara Dr.- NEW CONSTRUCTION 1821 sq ft 4 bed 2 bath -$223,900-Donna 3708 & 3710 W 15th- 2 bed 2 bath Duplex-$184,500-Dolores 3310 Charleston Ct.-BERRY CREEK 4 bed 3 bath Bonus Room-$349,000-Donna 1002 Greyston-Well Constructed & Maintained 4 bed 2 bath 2380 sq ft-$225,000-Jack/Dolores 106 E Redbud-5 bed 4 bath 2 separate living areas GREAT LOCATION-$540,000-Dolores 3801 S Perkins Rd- 4 bed 2.5 bath on 3.55 secluded acres SE area-$230,000-Lori 713 N. Grandview-NEW CONSTRUCTION 4 bed 2 bath NE area-$232,800-Donna 1406 S. Ashton Ave-BERRY CREEK 3 bed 3 bath-$387,000-Tiffany 414 E Copper Canyon - NICE 3 bdrm 2 bath 1863 sq ft-$239,500-Ann PRICE CHANGES 1406 S Ashton-BERRY CREEK 3 bed 3 bath-$379,900-Tiffany 5505 N Country Club Rd- Barn Home with 80 acres-$680,000-Tiffany 5505 N Country Club Rd- 40 acres with Barn/Home-$415,000-Tiffany 5505 N Country Club- 40 acres of prime land-$265,000 - Tiffany

Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214

Kyle Bottger Realtor Associate 405-612-6724

Melissa Woods GRI Realtor Associate 405-385-2035

Amy Parsons Realtor Associate 405-714-0882

Ann Morgan Realtor Associate 405-614-9600

Open houses: Sunday April 22, 1-3 pm:

Cheryl Moody Closing Coordinator 405-372-5151

4817 Briarcreek Dr.-$399,900-Donna Rhinehart 5324 Country Club Dr.-$432,000-Tiffany Aranda 414 E Copper Canyon-$235,000-Ann Morgan

downtownstw.com

1020 N. Boomer | 405-533-3800

Broker/Owner 405-612-3009

ADD A NEW, AFFORDABLE DECOR ELEMENT SUCH AS LIGHTING OR TOSS PILLOWS Tired of your same look? Why not add a new table or floor lamp or toss pillows to your space? These are some low-cost decor options that will help to refresh your

Stillwater NewsPress • Friday, April 20, 2018

Sunday, April 22nd 1-3 pm

Jack Allred Broker Associate 405-747-8647

THINK CHARTREUSE Chartreuse is one of those colors that is always on trend. Chartreuse can be paired with dark sophisticated colors like charcoal gray, brown or black. Chartreuse can also be used alone or paired with lighter colors to create a lighter look.

Stillwater NewsPress • Friday, April 20, 2018

Are lower tax rates linked to higher home appreciation? WASHINGTON -Nobody likes getting tax bills, especially homeowners who are burdened with ever-escalating local property taxes. Last year, property taxes collected by local and state governments rose by an average 6 percent – $293.4 billion in total – almost three times the annual rate of inflation. But the tax rates you pay are probably very different from what owners pay elsewhere. In Essex County, New Jersey, the average property tax on a single-family home last year was just under $12,000, according to a new study by ATTOM Data Solutions, a firm that tracks information on 155 million U.S. properties. In West Virginia, by contrast, the average was just $807. Sure, average home values in New Jersey and West Virginia differ dramatically, as do the effective tax rates imposed by local governments to pay for the services they provide. But here’s a question: Is there a

percent during the New Jersey had the past year. highest overall rate • Homes in the (2.28 percent and bottom third in an average five-year terms of effective price appreciation tax rates saw values rate of just 6 perincrease faster – an cent.) Connecticut’s average 42 percent 1.99 percent effecKENNETH R. HARNEY over five years, 5 tive tax rate ranked percent in the past it seventh highest link between propwith the highest ef- year. nationwide. But the erty-tax rates and fective property-tax Daren Blomquist, state experienced the rate at which rates -- that is, the senior vice president a one-year average your home appreciaverage tax rate of ATTOM, cauprice gain of just 1 ates in value? Are expressed as a pertions that there are percent and a fiveareas with high centage of estimated exceptions to the year average of just housing costs and home values – apoverall trend here, 5 percent. tax rates less likely pear to have appre- “notably markets Maryland and to see high appreciated more slowly in Texas with high Virginia average ciation rates? Do during the past property-tax rates home prices are markets with more year and the past but also very strong relatively high, affordable prices five years on averhome-price appreci- but their effective and low tax rates do age than homes in ation over the past tax rates are surbetter on appreciamarkets with lower year and five years.” prisingly moderate tion? tax rates. Homes Illinois has high tax compared with It’s a complex sub- in those areas inrates (2.2 percent) the nation overall. ject. But ATTOM creased in value by yet saw average Maryland posted an Data’s voluminous an average of 28 values statewide in- average rate of 1.03 property-tax files, percent during the crease by 10 percent percent and expeplus its trove of cur- past five years and last year. rienced a five-year, rent and historical 3 percent in 2017. As a general 15 percent average home value and • Homes in the rule, the highest home-price gain. price information, middle third of effective tax rates Virginia’s average open the door to markets, where in the nation are in tax rate was 1.05 take at least a peek. effective tax rates the Northeast and percent; its fiveFor this column, are more modest, the Midwest, with year average gain I asked ATTOM experienced higher a smattering in 20 percent. The to conduct a new rates of home-value Florida and Oregon. District of Columbia statistical analysis, appreciation – 35 comparing recent percent on average appreciation rates over five years, 7 and home-value 623 W. 6th Ave., Stillwater, OK • 377-1213 data with effective local property rates around the U.S. The findings are intriguing: • Homes in areas

The Nation’s Housing Column

$329,000 – SOLD

2120 S. August $199,900 3 Beds / 2 Bath Hosted by: Dustin Cantrell 911 S. MAIN ST. (405) 332-5553 kwstillwaterok.com

$250,000 - SOLD

OPEN HOUSE SUNDAY 2-4 PM

OPEN HOUSE, SATURDAY, 2-5 P.M. 21 Rentals, 18 Acres Just outside city limits! Income Producing!

CALL US TO SELL YOURS!

is a mixed bag – a below-average 0.65 percent effective rate on an average home value of $789,391, a 1 percent average value gain last year and a 26 percent appreciation rate over the past five years. California had a below-average effective property tax rate of 0.76 percent in 2017 and a oneyear average gain in value of 8 percent. What to make of these results? The study’s three general conclusions above are noteworthy, but keep in mind that the study’s scope and methodology were limited. Taxes alone do not deter-

PRICE CHANGE!

33 Yellow Brick Dr - 4 bed/2.5 bath/ 3 car garage in the SW. Built by Ron Walker. House sits on just under 1 acre lot. Large open living room, dining room, family room. 2 gas fireplaces - family room and master bedroom. Spacious kitchen with storage, 5 burner stovetop, and sub-zero refrigerator. Large master with huge walk-in closet. Security system, sprinkler system and safe room ............................................$474,900 1901 N. Glenwood Dr - 3 bed/2 bath/2 car garage/sunroom on a Dliving and dining area. large shady lot in the northeast LOpen Oarea. Close to high school andS Boomer Lake ..............................$184,900

703 Jackson, Perry, OK

IServing nsurance and real estate Stillwater Since 1950

Beautiful Craftsman Style Home on two lots located in Perry, Oklahoma. Built in 1920, this historic two story home features 3 bedrooms, 1.5 baths, $133,900 2,484 sq. ft. of living space,–unfinished basement $170,000 – SOLD SOLD with pantry and laundry areas, central HVAC and hardwood floors. NEW PRICE $149,900

Personalized Service Personalized Service CALLCALLProfessional Results! ! Professional Results! W O ! N W NO Larry Souders

Larry Souders Realtor Associate Realtor405-780-3265 Associate 405-780-3265

Tommie Eberle Tommie Eberle Broker/Realtor®, GRI Broker/Realtor®, GRI 405-714-2687

405-714-2687

mine demand – or home-appreciation rates. Multiple combined factors can also be important: local economic conditions, employment and school quality, among others. But on average, low to modest tax rates appear to be connected to higher recent appreciation. If you’re on a fixed income and looking at potential retirement areas, or you’re a first-time buyer and affordability is key, tax rates may be an essential consideration. Ken Harney’s email address is Harneycolumn@ gmail.com.

BARBARA HOUCK BROKER/OWNER

30+ years of experience

BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068

372-5343 x130

www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER

Why is my Bermudagrass lawn declining? It will be a couple of weeks before we’ll know how much, if any, bermudagrass lawns suffered from winter injury this year as the off/on temperatures have things off to a slow start. However, this discussion is focused more on long-term trends. In other words, has your bermudagrass lawn declined over the last few years for no apparent reason? To further fine tune this discussion; let’s assume we are talking about lawns that have been cared for with regular mowing, fertilizer, weed control and irrigation. If the above conditions are met, bermudagrass should

soils have enough of the important soil nutrients to promote healthy growth; with the exception of nitrogen, and sometimes phosphorus and potassium. If these are not present in high enough levels, their absence will be the limiting • Soil pH is thrive in our area. factor for growth. either too low or If it is not looking too high. While ber- This issue (as well good and actively mudagrass generally as soil pH) can easily growing, there is at be identified with a grows well within least one significant routine soil test. a wide pH range, it issue holding it • Irrigation sysdoes have limits. It back. Based on our tem failure. Make it is not uncommon in client interactions, Payne County to see a point to watch your soil testing, and site irrigation system run soil samples come visits, here are the most likely causes for back with the soil pH through its cycles a few times a year to from 4-5 or near 8, decline. make sure it is funcboth levels outside Fortunately, most the range that allows tioning as designed. of these problems • Severe combermudagrass to can be corrected, paction. While it once they have been flourish. might seem like an • Limiting nudiagnosed. The list easy problem to idenbegins with the most trients. Virtually tify, that might not all Payne County common:

Home Grown

KEITH REED

AVAILABLE NOW 2 BUILDINGS + ACREAGE

remove ice. • Improper pesticide application. This is fairly rare but it does happen. Symptoms of this being the problem might include bermudagrass stolons (runners) lying on the ground but not rooting, damaged turf following drainage patterns, or widespread damage to other plants in the area. Next week we will continue this discussion focusing on solutions to some of these issues. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension office.

Real Estate Auction Saturday, April 28 | 3 p.m. | On-site

$175,500

PENDING

Linda

4314 Braxton Lane

$160,000

PENDING

Trent

$95,000

SOLD

Freeman/Linda

1020 S Rose Rd (reduced)

$125,000

PENDING

Linda

1803 E 143rd

$95,000

FOR SALE

Trent

1003 E 80th (10 acres)

$100,000

FOR SALE

Freeman

5704 S Perkins Rd

$499,900

BACK ON THE MARKET

Freeman

Trent Hawkins Sales Associate 405-332-6911

Linda Klinger, GRI Sales Associate 405-612-0454

THE DILBECK AGENCY

Hard to find Custom Built Brick Home & 10 Acres

Property Preview

• 3 Bedroom/2 Bath, 1,750 PLUS sq. ft. • Lots of updates and very well built • Plenty of room to roam & enjoy a rural setting • Shop with water and electricity

April 18th, 4-6 p.m. April 25th, 4-6 p.m.

OR call Pickens Auctions, 405-533-2600 for alternate viewing arrangements

405.533.2600 | pickensauctions.com GREGG PICkENS, Broker/Auctioneer 405.747.9304

104 E McELROY 405-372-2792 DilbeckAgency.com

Directions: In Stillwater, Okla., from Highway 177 and Lake McMurtry Road. Go West 5 1/2 miles to CR 175, then North 1 mile to Deere Ridge. The driveway is just East of the intersection. Watch for signs.

Stillwater NewsPress • Friday, April 20, 2018

17601 Deer Ridge, Stillwater, OK

505 E. Chantry, Perkins

Freeman Dilbeck BROKER/Owner 405-612-4429

day to be happy. • Root competition. While this issue usually goes hand in hand with shade competition that is not always the case. Occasionally, something will cause a tree to redirect it’s root growth in one direction, pushing the roots out well beyond the canopy of the tree. Sweetgums, sycamores and silver maples are all trees known to do this. • Salt damage from ice melt. While this was certainly not an issue this last winter, this can happen from time to time in areas where water collects after running off an area regularly treated with salt to

Stillwater, Okla. Area Home & 10 Acres; Lake McMurtry Area

5704 S PERKINS RD

104 NE 5th, Perkins

be the case to someone who has recently purchased a property and doesn’t know the history of the site. A good example might be thin areas adjacent to the driveway; it’s very possible the area could be severely compacted from the previous owner parking on the lawn. • Shade encroachment. Have the trees on your property grown enough that the area in question no longer gets enough sunlight to support bermudagrass growth? The same problem can happen as a new structure (fence, house remodel, etc.) is added to the property. Bermudagrass needs at least 6 hours of full sun a

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fai Housing Act, which make it illegal to advertise “any preference, limitation, or dis crimination because of race color, religion, sex, handi cap, familial status or nationa origin, or intention to make any such preference, limitation o discrimination.”

Stillwater NewsPress • Friday, April 20, 2018

This newspaper will not know ingly accept any advertising fo real estate which is in violation of the law. All persons are here by informed that all dwelling advertised are available on an equal opportunity basis.

Advertise In The NewsPress Classiﬁeds & Reach Over 23,000 Potential Customers

Real Estate Rentals

Homes

House for sale owner fiance. 2000 model mobile home, 3 bedroom, 2 bath located on 4 1/2 acres. 1402 Doll Rd; from Stillwater 10 to 11 miles East on Highway 51 to West Point Rd, one mile North to McElroy, 1/2 mile East to mobile home park. Address is on the mailbox. New carpet, new paint. $600 down, $600 per month. $60,000 purchase price. 405-747-4180 2 BR/2 BATH HOUSES AVAILABLE. TWO FLOOR PLANS TO CHOOSE FROM! These energy efficient homes include all major kitchen appliances, WD hook ups, zoned H/A, on-demand hot water, and foam insulation, quiet neighborhood minutes from campus. Pet friendly. Plan A= $700 month/ $700 deposit. Plan B=$750 month, $750 deposit. 405-880-2785

First Month Free! Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277

www.cowboyproperty.com

Homes ATTENTION! NOW LEASING For June 1, & August 1,2018 We Also Have Units Available for Immediate Move-In. 1, 2, 3, & 4 Bedroom Homes, Apartments, Duplexes in Stillwater And Surrounding Areas. campbellmgmt. com 405-372-9225 ext 0 to Schedule A Viewing!

Vacation Properties/Sales

3909 Yost Road For Sale by Owner - Yost Lake Country Club Cabin 2 BR/2 BA. 2016 fully remodeled. Indoor and Outdoor Furniture, TV's and appliances included in price. Cabin also has heat and air. Call (918) 406-4264

birth

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birth ANNOUNCEMENT.

E-mail an accompanying photo to family@stwnewspress.com

News Press Stillwater

www.stwnewspress.com 211 W. 9th • 405.372.5000

Apartments

NOW LEASING! Studios, 1, 2 and 3 bedroom apartments, townhouses, duplexes and rent houses. Pre-leasing now for June, July and August as well as immediate availability. Don’t wait call today and schedule a viewing. Carleton Crossing Office 1001 North Perkins Rd. Stillwater, Ok 405-372-7395 Oak Park Village Office 2903 North Perkins Rd. Stillwater, Ok 405-743-4266

at Stillwater

NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!

405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.

Apartments

Highpoint Apartments walking distance to Boomer Lake. 2 bedroom.1 bath. Open Spacious lay out! Great bedrooms and big closets! Ample parking. $510.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266

at Stillwater

1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!

405-372-9910

LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.

Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $540.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266

Manufactured Homes

Lot for Rent! Valley Acres Mobile Home Park 2800 West Lakeview $275/month. 2007 or newer and in good condition 405-372-5532

Townhomes/Condos 2BD/1BA washer/ dryer, 2 car private parking, covered patio, fenced yard. Stillwater transit, GreenBriar $900/mo. first & Last,+ $900 deposit. Availaviale 5/4 405-612-0939

Duplexes

2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. If no answer Please call back. Please no phone messages 714-2443 University Estates 1903 State Lane 2BD/1.5BA 2CG. Fenced, ref. required. $750MO. 405-372-8051. Very nice 3 bedroom, 2 bath, 2 car garage, 17,000 sq. ft. duplex for rent. These units are energy efficient, major kitchen appliances are included. Washer dyer hookups. Large yard for pet friendly home. $900/mo plus $900 deposit. 405-880-2785

Guide to defining your second home When it comes to buying a second home, understanding how to define the property will help you better understand your mortgage options. Let’s go over the basic home types defined by Fannie Mae. Principle Residence, a property the borrower occupies as his or her primary residence. Second Home, a property that must be occupied by the borrower for some part of the year, restricted to residences suitable for year-round occupancy. Borrower must have exclusive control of the

Mortgage Matters KENNETH WOHL property, must not be rental property or timeshare, and cannot be subject to any agreements that give management firm control over the occupancy of the property. Investment Property, a property owned but not occupied by the borrower. The property types seem straightforward, but here are a

not occupying their primary residence. If you plan to rent the property while you are not using it, it may not qualify as a second home. If you’re planning to purchase a vacation home or second property speak to a lender before you start the mortgage process. The more you

know about your loan options and your individual qualifications, the more satisfying your homebuying experience is. Invest in yourself RCBbank.com/ GetFit Opinions expressed above are the personal opinions of Kenneth Wohl and meant

for generic illustration purposes only. For specific questions regarding your personal lending needs, please call RCB Bank at 855-BANK-RCB, RCB Bank is an Equal Housing Lender and member FDIC. RCB Bank NMLS #798151. Kenneth Wohl NMLS #453934.

OPEN SUNDAY 2020 E. Kelsey Lane Delphine 1-3 pm

2021 N. Crescent Mike 2-4 pm

520 S. Knoblock St | 405-372-8326 www.teamstillwater.com

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Century 21 Global Realtors 405-624-2626

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OPEN HOUSE, SUNDAY, 2-5 P.M.

1901 N. Briarwood $118,900 2 Beds / 1 Bath Hosted by: Dustin Cantrell

COMMUNITY ESCROW & TITLE CO. “WE CLOSE LOANS ANYTIME... ANYWHERE”

2219 W. 10th Ave - $165,000

Location, location, sought after location! Quiet street near everything! Custom 3 bed/2 bath home with beamed ceiling and nice basement. Extra dining or play room. Hardwood floors, updated Trane central heat & air. Newer water heater, range & refrigerator. Split plan, large master. Roof new March 2018.

623 S. Lewis Stillwater, OK 74074 (405) 780-7196 www.communityescrow.com

See more of this home at www.WeLoveSellingStillwater.com

Fisher Provence, REALTORS®

(405)377-1000 Page Provence, CRS Broker Associate (405) 612-0194

911 S. MAIN ST. (405) 332-5553 kwstillwaterok.com

Alane LeGrand Associate Broker 405-747-6950

Stillwater NewsPress • Friday, April 20, 2018

News Press 4UJMMXBUFS

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couple examples of when it gets tricky. College homes Many parents planning to purchase a home for their kids while they attend college will often apply for a second home mortgage. If a home is considered as someone’s primary residence, regardless if that person (or student) is obligated or not on the loan,

the home cannot be someone else’s secondary. In this case, the college home is an investment property. Vacation homes Another area of confusion are timeshares or homes managed by a management group, e.g., rental company. Most often, these do not qualify for conventional financing. Your vacation home may qualify as a second home if it is in your full control and not generating income. Remember, second homes are a second residence for the borrower to enjoy or use when

Yost Rd.

To Cimarron Turnpike

OPEN HOUSEMap

McMurtry Rd.

Burris Rd.

Quartz Dr. Duncan

Nancy Lee Dr.

Hartford

Evergreen

Dr.

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mC t.

Perkins Rd.

Knoblock St.

Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Katy

Hightower St.

Henderson St.

S. Westchester St.

Denver Ct. Denver St.

Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Skyline Ln.

Young St.

Dr. ak

Pinewood Cr.

Av.

Mockingbird Ln. Collins Ct. Colby Lance

3rd Av.

Villa Dr.

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Lydia Ln. 17th Av.

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Hunters Cr.

Dr. Deerfield

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Vista Ct.

44th Av.

Jardot Rd.

Perkins Rd.

Husband St.

Western Rd.

Sangre Rd.

Timberline Dr.

Washington St.

Fountain View Ct.

Forest Trail Ct.

Cottontail Ln.

177

3rd Av. 4th Av.

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Jardot Rd. 16th Av.

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Birchwood Ct.

Connell Ct. Connell Av.

Ct. Wedgewood

Wedgewood Dr.

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son

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Young St.

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Canyon Rim Dr.

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ro yb

nn Su

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Burdick St.

Perkins Rd.

Grandview Ct. Grandview St.

Manning St.

Dr .

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Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Star St.

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Masin St.

Duncan St. Duncan St.

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West St. West Bl.

12th Av.

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Husband St.

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Knoblock St. Knoblock St.

Hester St.

Washington St.

Ramsey St.

Benjamin St.

Park Dr.

sb Hu

Ramsey St.

Hester St. Knoblock St. Knoblock St.

Washington St. Bellis St.

Hester St.

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Monroe St. Jefferson St.

Adams St.

Blakely St. Stanley St.

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Ct.

Whitney Ct. McElroy Rd.

7th

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Park Dr.

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Pa rk Sta Dr. rD r.

r. dD an

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n St. Monroe St. Jefferson St.

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Wil lia

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma

Washington St. Garfield St. Clevelan

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St. Gray St.

Orchard St.

Walnut St.

McDonald St. Teal St.

Bluestone St.

Willis St.

Silverdale

Cedar Ct.

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Arrington Dr.

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Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

Virginia Av.

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Ln.

Celia

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d St.

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Devon St. Wicklow St.

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Camden

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Murray Ct.

Miller Av.

Krayler Ave.

Dryden Cr.

Hall of Fame Av. Mathews Av.

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Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

Black Oak Dr.

Cantwell Av.

Scott Av.

Lakeview Rd.

Eagle Summit

Knotts Av.

177

Connell Av.

Emma Swim Ave.

Doral Ln.

Dells Av.

University Av.

5th Av.

Lauren Lane

Keller Dr. Lakeview Ct.

Arbor Cr.

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Oxford Dr.

Dr . in Elv

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Country Club Rd.

Wentz Ln. University Cr.

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Isabell Pointe Dr.

Wehr Ln..

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Pheasant Eagle Creek Ave. Ridge Ave.

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Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Fairfield Dr.

Williamsfield

Westridge St. Hillside Ct.

Fairfield Dr. Mansfield St. r Ridge Ct.

Tanglewood Cr.

Willow Park Cr.

Vista Ln.

Wicklow St.

Devon St.

Murphy St.

Shumard Ct. Oak St. W. Shumard Dr.

Pioneer St.

Sangre Rd.

Squires St.

Charles Dr.

Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.

Iba Dr.

Oak Trail Dr.

erfi

Bristol Rd. Av. 24th Av.

Fox Ledge Ct.

Ramsey St.

Airport Ln. Lincoln St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Liberty Ct.

Ivy Ct.

Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. r. ge D

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

Rd . Walking Trail Dr .

wbric

Yello

Briarcreek Dr.

Monroe St.

Land Run Dr.

Dr . W rig ht

d. sR ces l Ac tria dus rt In

Preston Liberty Cr. Cr.

Airp o

Valley Dr.

Mark Circle

Charolais Dr.

Warren Drive

Sangre Rd.

Keely Ct.

Range Rd. Crosswinds

Stoneyb rook St.

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ld Bou

Vil la

drid ge W oo

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Lyndsey Ct.

Range Rd.

Shadow Creek Ln.

19th Av.

ark

Austin Ct.

18th Ct.

18th Av.

Persimmo

Stillwater NewsPress • Friday, April 20, 2018

Shiloh Creek

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh

St.

Mercury Av.

Liberty Dr.

d Dr.

P low

Woodlake Dr. Deer Creek Ct.

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Osage

le r. G

D od

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18th Av.

4th Av. 5th Av. 5th Av.

yP urre

Ashton Ave.

kor

Lou Ct

Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

10th Av.

3rd Av.

Wil

Chapel Hill

land Ct . Ja Lind a

Hic

Westbrook Ct. 15th Av.

eS nic

try oven

Crestview Ct. Cowboy Ct. High

lo Wil

Ct.

liff

Sunset Av. University Av.

7th Av. 8th Av. 9th Av.

Country Club Dr.

Murphy Dr.

Charring Cross

Richfield Ct.

Dr.

Canterbury

Bria

Crestview Av.

rfie

St. Tyler Av.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

d woo

la od

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

gle Tan

Ashbury

11th Av.

8th Av.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

Fairway Dr.

Oa Kenslow Dr.

shir evon

ointe en P Gard ill ng H Spri Deer Run Ct.

VillasCt.

Durham Ct. Ashford Ct.

Frontage Road 7th Av.

e Dr.

den

Hid

Cr.

Ridg

5th Av.

Oak

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

5th Pl.

10th Av.

rst D

ehu

Wild

Pecan Hill St.

Oakdale

9th Av.

Rd.

Scott Av.

Miller Av.

Virgina Av. 2nd Av.

8th Av.

coln

Lin

Thomas Av.

Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

Hall of Fame Av.

1st Av.

7th Av. 8th Av.

mer

Walnut St.

Tyler Av.

lha

Wil

Farm Av.

8th Ct. 9th Ct. Trenton Av.

Boo

oke r. Brollow D Ho

Valley View

te S Tyler Av.

McElroy Rd.

Harned Av.

Mohawk Av.

Lak

Marcus Dr.

Swim Av.

Knapp

Reese Landing

4th Av.

Boomer Lake

Brooke Brooke Jefferson St. Moore Franklin

Oak Crest Rd.

3rd Pl.

Parkway Dr.

Osage Dr.

Eastland Dr.

Wiley St.

Sta

Hereford Dobi Ln.

Airport Rd.

Newman Av.

Hillcrest Av.

Tobacco Rd.

Vena Ln.

3rd Av.

Dr.

Liberty Rd. Preston Av.

Windmill Ln.

Windsor Cr.

ore

Lakeridge Av.

Lakeview Rd.

Eskridge Av.

177

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Airport Rd.

. Dr

Av.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct. Lakeview Rd.

Liberty

Cheyenne Av.

w illo

Harned Av.

One Broker Place 11. 3011 S. Deer Creek - Woodlake II ...........Claudette

Arapaho Av.

Newman Av. Hillcrest Av. Brown Av.

Dr.

Ute Av.

Lake Sh

age

las

Rogers Dr.

Cherokee Av.

Richmond Rd.

ers

Rog

Hartwood Av.

Fisher Provence 9. 5618 E. Hidden Springs Dr. 1-3.................... Kearsten 10. 2219 W. 10th 1-3 ................................................... Karin

gate Dr .

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook

Golf Dr.

Ranch Av.

Keller Williams Realty 6. 2120 S. August 2-5 SATURDAY....................... Dustin 7. 2120 S. August 2-5 SUNDAY..................................Ben 8. 1901 N. Briarwoood 2-5 ..................................... Dustin

mil

Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stillwater Municipal Airport

Lynn Ln.

North

Benjamin

Stonecrest Ave.

Coldwell Banker Team Stillwater 4. 2020 E. Kelsey Ln. 1-3..................................... Delphine 5. 2021 N. Crescent 2-4 ...............................................Mike

d Win

Husband Pl. Northgate Dr.

Falls Dr.

Prime Real Estate 12. 1422 N. Hightower 2-4....................................Sheena

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd St. Husba

Richmond Rd.

Stonecrest Ct.

Real Estate Professionals 1. 4817 Briarcreek Dr. 1-3 .......................................Donna 2. 5324 Country Club Dr. 1-3 ................................ Tiffany 3. 414 E. Copper Canyon 1-3...................................... Ann

Ct.

yon

Can

Amethyst Ave. Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.

Topaz Ave.

Chateau Dr.

Week of Sunday, April 22, 2018

Burris Rd.

Chateau Ct.

177

Jardot Rd.

Perkins Rd.

Yost Rd.

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