News Press Stillwater
REALESTATE W e e k ly Your best source for weekly real estate news and listings for Stillwater and surrounding communities
May 5, 2017
63
The percentage of first-time buyers who put down anywhere from zero to 6 percent to secure a mortgage in March.
1200 N. 7th St., Perry
Featured Homes: 1200 N. 7th St., Perry, OK Tastefully updated 2 story home, centrally located in Perry near schools and shopping! Large shaded corner lot with backyard fencing. Gas fireplace, beautiful wood floors, new kitchen, baths, paint, energy efficient windows, central heating and air, clean cellar. Must see to appreciate! Judy Kasso - 801-824-8166
7419 S. Washington - Looking for a home on acreage between Stillwater and Perkins, that has a shop and an income source? There are 3 large bedrooms, 2 baths in this totally electric home on 15 acres, featuring a living room with vaulted ceiling and brick fireplace, visible adjacent kitchen with eating bar, a formal dining room, and a garage conversion game room/2nd living area with a 16 x16 dry basement below. Mike Branson - 405-612-5347
These homes offered by Century 21 Global REALTORS® (405) 624-2626 • 131 N. Main Street
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
7419 S. Washington
Fortune favors the bold investor
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Stillwater NewsPress • Friday, May 5, 2017
Audentes Fortuna Iuvat (Fortune Favors the Bold) – Virgil, BC 19. One of my favorite quotes. So much so that it is permanently inked on my arm. Why do I like the saying enough to tattoo it on my forearm? I believe that acting boldly is precisely what has led to me being able to retire in under seven years. And I think it can help you do the same. But what does the mantra really mean? First let me start with what it does not mean. It does not mean fortune
Retire with Rentals AUSTIN FRUECHTING favors the brash, the arrogantly confident, or action for the sake of action. I am not advocating jumping into decisions quickly. I am not advocating throwing caution to the wind in your pursuit of living free. I am not advocating pursuing investment opportunities solely in the name of acting bold-
ly. What I am advocating is boldly taking action predicated on an extremely solid foundation of knowledge and full, accurate analysis of the venture. There are two main keys to this approach. Knowledge and action. The first is a journey and one you should start right now. In the case of
real estate investing, you don’t need a special degree or expensive courses to become an expert. All the knowledge necessary can be attained through self-education. Knowledge is not the challenge. Many know the principles of investing and the logical benefits of passive income, but that’s where they stop. Indeed, it is not a lack of knowledge that holds most back. It is the next step – taking action – that is the stumbling block. And it is action that separates the bold from
the masses. My journey started with knowledge. I diligently read, seeking out resources to educate myself about what it would take to achieve my goals and how to properly analyze potential investment opportunities. Then, I used that knowledge to know when to act. I did not rush or force action. I waited until I found opportunities that met my criteria, then boldly acted – doing whatever it took to secure them. Sometimes, according to conventional wisdom, it may have seemed that the
timing was terrible. Sometimes I had just finished a project and would have to find creative ways to come up with the cash necessary for the down payment and remodel costs for the next investment. However, if it were truly the right opportunity, the timing did not matter. The world doesn’t care about what timing is best for you. You have to be prepared to act. Boldly taking action is what has separated me from others that have the same knowledge about real estate, about investment,
and about passive income in general. There’s nothing I’ve done that couldn’t have been done by anyone with the same knowledge. But, I’ve learned the difference is I was willing to trust my knowledge and boldly take action. Are you ready to do the same? Austin Fruechting retired in seven years by investing in rental properties. For questions, comments, and to learn more about how you can achieve the same in ten years or less visit www.goodlifeinten.com
Vegetable garden update post storm Well, one thing is for certain, drought discussion is off the table for a while! Of course, it is no surprise to you long time gardeners that the much needed rainfall doesn’t eliminate garden problems and issues, it just changes them. Here are some things to keep an eye on as we work through this cool, wet spell. After an unseasonably warm start, soil temperatures have flattened out and are now cooler than average. This means the growth on warm season crops like tomatoes, peppers, corn, green beans, etc. is going to be very slow for a while.
Home Grown KEITH REED Avoid the temptation to fertilize in hopes of “jump starting” them. Growth will resume when the temperatures come back up. If you have already mulched, pulling it back from the plants a few inches can help warm the soil a bit. This can also be helpful for plants that are yellowed from being in waterlogged soil for several days. Most plants can withstand
some yellowing (or light green), but if the discoloration is severe, the plant will be better
MULTI FAMILY PROPERTY - 1 Triplex, 2 Duplexes plus 14 small storage units in Perkins .................................................. $245,000 SOLD IN 1 DAY - 1711 N LINCOLN - 4 bed / 3 bath / 3 car garage. Beautiful woodwork, fireplace, in-ground pool on corner PENDING lot .................................................................................. $233,000 2117 ARROWHEAD - 3 PENDING bed + study/ 2 bath................. $149,900
Insurance and real estate
Serving Stillwater Since 1950
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
BARBARA HOUCK BROKER/OWNER
might also be worth trying one more round of planting on these crops. Contact Keith Reed, horticulturist in the Payne County Extension office at keith. reed@okstate.edu, 405747-8320, or in person at the Payne County Extension office, 315 W. 6th in Stillwater.
Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214
www.stw-realestatepros.com
Jack Allred Broker Associate 405-747-8647
Jennifer Oliver GRI, Realtor Associate 405-612-4984
Lori Kastil CRS, Realtor Associate 405-880-2844
Bringing Buyers & Sellers Together.... Professionally.
Buying or Selling A Home... You deserve the best Professional Service: We provide just that! Visit us: www.stw-realestatepros.com Downtown Office - 723 S. Main Street 405-372-5151 A professional Realtor will be happy to assist with all of your Real Estate Needs.
Kyle Bottger Realtor Associate 405-612-6724
Melissa Woods Realtor Associate 405-385-2035
Amy Parsons Realtor Associate 405-714-0882
Jan Lehenbaur Realtor Associate 405-334-6988
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
downtownstw.com
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30+ years of experience
a positive effect on cool season crops, especially greens. If you’ve already given up on a bed of lettuce or spinach for the season, you might try a hard cut-back and see what happens. If it stays cool, they may rebound nicely. Who knows how the next month or so of weather will play out, but it
Stillwater NewsPress • Friday, May 5, 2017
GREAT DEVELOPMENT SITE inside Stillwater city limits. 25 acres of land. Close to Skyline schools ..................................... $650,000
days of germination. If it’s past time by more than a few days, it would be a good idea to dig a few seeds up and see what they look like. If they are dark and mushy, they’ve rotted and you will need to replant. The same weather that adversely affects the warm season crops above can have
Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822
Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509
2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker. Home features surround sound, storm shelter closet, 2 fireplaces, lots of built-ins. Beautiful outdoor landscaping includes a rock fireplace, lighting, waterfall. Many more extras PRICE REDUCED $659,900
off if the leaves are removed completely. This is especially true of the lower leaves on tomato plants as this is a major disease entry point as soil splashes up onto the leaves. If you are still waiting anxiously for some seedlings to germinate, check your planting date and expected
Stillwater NewsPress • Friday, May 5, 2017
Ad valorem taxes for housing Benjamin Franklin once said “In this world nothing can be said to be certain, except death and taxes.” And we certainly do pay taxes: income taxes, sales taxes, excise taxes, estate taxes, gift taxes, property taxes and so on. As homeowners, we pay an ad valorem tax, a property tax based on the assessed value of our real estate. This property tax helps pay for public schools, city streets, county roads, fire protection and many other essential services. Tax rates, known as millage levies, vary across municipalities to accommodate the unique needs of each taxing district. Rates depend on which school district, city limit, vocational-technical school district and county & A s s o is ciates your property R E A LT Y located in, plus any
Wick
Wick A &
ssociates
R E A LT Y
MLS
Professional Property Management Professional Real Estate Services
1108 S. Main • Stillwater, OK
372-0868
KENNETH WOHL voter-approved public projects. If you have an escrow account, your property tax is included in your monthly mortgage payment, along with homeowner insurance, flood insurance, mortgage insurance and others you may have. Escrow or not, it’s important to remember this when shopping for a home and determining what monthly payment you can afford. Oftentimes, customers come to
me with approximate mortgage payments gathered from online calculators. While these are helpful guides in determining the price range you may comfortably afford, they typically only factor in principle and interest. Don’t forget to include insurance payments and property taxes into your budget. Generally speaking, property taxes are determined by multiplying the property tax rate by the current market
LET US BE YOUR REAL ESTATE SOLUTION! Check out a few of our listings or call us today for more details!
4 Bed, 2 Bath Lots of potential Great investment property $47,500 www.wick-realty.com
discrepancies to the crease year to year, tax assessor. and what you can do Understanding about it. property taxes will I’m here to anhelp you build a swer your questions budget for your fuand help you find ture home and help the right financing you understand option to fit your property increasindividual THE tax RE/MAX SIGNATURE EXPERIENCE need. Dedicated professionals providing unrivaled service. esTHE that maySIGNATURE occur. EXPERIENCE Feel free to call me RE/MAX Dedicated professionals providing unrivaled service. Next month I’ll at 405-608-5291 or discuss escrow email kwohl@bankaccounts, reasons rcb.net. why your mortgage Opinions expayments may inpressed above are RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com Gina Killough Cheryl Carpenter Martin GinaKilloughHomes.com 405.612.2210
Gina Killough
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Ted Newlin
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Cheryl Carpenter Martin
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Vicky Jerome
TedNewlin.Realtor.com 405.714.5309
Ted Newlin
TedNewlin.Realtor.com 405.714.5309 Tina Darr Stillyhomes.com 405.697.0045
VickyJeromeHomes.com 405.747.7239
Several listings on Greenbriar Cr & Evergreen St Rental Properties
Vicky Jerome
THE RE/MAX SIGNATURE EXPERIENCE Tina Darr Candy Yundt Dedicated professionals providing unrivaled service.
THE RE/MAX SIGNATURE EXPERIENCE Stillyhomes.com Brooks Thomas 405.697.0045 BrooksThomasRealty.com 405.880.3476
CandysHomes.com Julie Bahl 405.742.4525 StillwaterHomeTeam.com 405.762.3744
RE/MAXprofessionals SIGNATURE 114 W. HALL OF FAME, STILLWATER,service. OK 74075 Dedicated providing unrivaled 405.533.3000 | StillwaterSignatureRealEstate.com Brooks Thomas
BrooksThomasRealty.com Kasey Longan 405.880.3476
Julie Bahl
StillwaterHomeTeam.com Amanda Meberg 405.762.3744
OPEN HOUSE
admeberg@gmail.com RealtorMomPro.com RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.612.2096 405.880.5569 405.533.3000 | StillwaterSignatureRealEstate.com
Candy 22 Yundt OPEN HOUSE Brooks Thomas SUN. JAN.
Amanda Meberg Gina Killough admeberg@gmail.com Beth Peterson
Kasey Longan
RealtorMomPro.com 405.880.5569
Gina Killough
Realtor® GRI®
Ron Spiva
Broker/Auctioneer
6209 W.BrooksThomasRealty.com Canterbury GinaKilloughHomes.com 405.880.3476 405.612.2210 2618 Lyndsey Ct. Beth Peterson
405-334-5737
CandysHomes.com 1-2:30 Tina
1-3 Beth 405.742.4525 12-1:30 Julie 5121 W. 5th Ave Julie Bahl 6209 W. Canterbury Tina Ted Newlin Kasey Longan 1-2:30 Julie 3-4 pm 1124 Stoneridge Dr. 12-1:30 Julie
BethPetersonHomes.com 405.880.4370 Each office independently owned and operated.
1124 Stoneridge Dr.
TedNewlin.Realtor.com 405.714.5309
Each office independently owned and operated.
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
StillwaterHomeTeam.com 405.762.3744
www.propertyjustforyou.com 405.880.5569
Julie Bahl
Kasey Longan
StillwaterHomeTeam.com 405.762.3744
www.propertyjustforyou.com 405.880.5569
Cheryl Carpenter Martin
OPEN SUNDAY 1- 2 PM Tina Darr
Stillyhomes.com 405.697.0045
Tina Darr
Amanda Meberg
admeberg@gmail.com 405.612.2096
CherylCarpenterMartinHomes.com 405.880.7354 Cheryl
Amanda Meberg
Carpenter Martin
Stillyhomes.com 405.697.0045
admeberg@gmail.com 405.612.2096
CherylCarpenterMartinHomes.com 405.880.7354
Vicky Jerome
Beth Peterson
VickyJeromeHomes.com 405.747.7239
BethPetersonHomes.com 405.880.4370
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
Beth Peterson
1020 S. ROSE ROAD $130,000
BethPetersonHomes.com 405.880.4370
Each office independently owned and operated.
2319 S Silverdale 2929 S Perkins Road 127 S Main, Perkins 1804 Sunrise
Freeman Dilbeck BROKER/Owner 405-612-4429
Real Estate and Auction of Stillwater LLC
CandysHomes.com
1-3 Beth Candy Yundt OPENSunday, HOUSE JAN. 22 May 7405.742.4525 Brooks Thomas SUN.
405.612.2096 BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
5009 Oak Crest Ct.... 4 bed/3 bath.............................................................. $1595/mo 311 S Lewis (duplex) $84,000 1003 E 80th (10 acres) $100,000 3121 N. Park Dr......... Commercial Rental... 2 Warehouses, 3 Offices....... $3750/mo S Rose Rd $130,000 524 Greenbriar Cr..... Garden Home............ 3 bed/2.5 bath....................... $1025/mo Each office1020 independently owned and operated. 814 N Burdick (like new) $165,000 510 Greenbriar Cr..... Garden Home............ 3 bed/2.5 bath......................... $995/mo
Frank Lewis, Jr.
the personal opinions of Kenneth Wohl and meant for generic illustration purposes only. For specific questions regarding your personal lending needs, please call RCB Bank at 855-BANKRCB. RCB Bank NMLS #798151. Kenneth Wohl NMLS #453934. Member FDIC.
VickyJeromeHomes.com 405.747.7239 Candy Yundt CandysHomes.com 405.742.4525
619 W. 12th.......................... Commercial Property................................ $750,000 3108 S. Black Oak................. NEW LISTING!...3 Bed/2 bath.................... $169,500 4122 E. Burris Rd................. 4 bed, 3 bath on 3+ Acres........................ $153,500 1805 N. Crescent Dr.............. NEW LISTING! Totally Remodeled............ $189,500 4515 E. Kayli Ct, Glencoe..... 3.21 acres m/l............................................. $36,000 Glencoe & Prairie Rd............ 9.93 ac m/l.................................................. $67,500
1813 S. FERN
CALL FOR MORE INFO
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Mortgage Matters
value of your property. Other factors, like homestead exemptions, may weigh in. A good way to determine property taxes for the area you’re shopping is to visit the local county assessor’s website. You’ll find current tax rates, levy breakdowns and more. Some sites provide estimated tax calculators to give you an approximation of your tax bill. As a homeowner, you can request a property tax card from your local assessor’s office, which provides information the assessor has gathered on your home over time. It’s good to review your card from time to time. Report any
$339,000 NEW PRICE 1549 sq ft $225,000
Trent Hawkins REALTOR Associate 405-332-6911
SOLD FOR SALE FOR SALE FOR SALE FOR SALE FOR SALE FOR LEASE PENDING
Trent Freeman Linda Linda Linda Freeman Freeman Trent
Linda Klinger, GRI REALTOR Associate 405-612-0454
THE DILBECK AGENCY
514 E. Greenbriar Circle Stillwater, OK 74075-1634 405-762-6160 franklewis514@gmail.com
404-880-6320 ron_spiva@yahoo.com
104 E McELROY 405-372-2792 DilbeckAgency.com
Fannie Mae eases burden of student loans tential beneficiaries: parents participating in “parent plus” programs that help pay off their kids’ student debts, and parents who have co-signed for their children’s student loans. Fannie is eliminating ment” plan, only the refinancing, provided the usual extra fee $100 will be added to the extra cash you it charges for cashyour monthly debts pull out from your outs, as long as the for DTI purposes. equity is used to funds that borrowers Previously lenders retire your student withdraw pay off were required to debt. Among the po- student loan debts. factor in 1 percent of your student loan Sunday, May 7 at 1-2 pm balance as your monthly payment on the student loan, even though you were actually paying a fraction of that. As a result, many borrowers’ debt ratios were pushed beyond most lenders’ underwriting limits. 804 S. ROCK HOLLOW CT • For an estimated 4 Bed / 3 Bath / 3 Car on CUL-DE-SAC Crosswinds home with pool - $259,900 8.5 million American home owners who Jason are still carrying Utley student debts, FanRealtor nie has lowered the 405-334-3388 1020 N. Boomer | 405-533-3800 costs of a “cash out”
The Nation’s Housing Column
KENNETH R. HARNEY
• If you have non-mortgage debts that are being paid for by someone else – say your parents pay your monthly credit card balances – these no longer will be included in your DTI computation, provided the payments have been made steadily for 12
months. This should improve the debt ratios of young buyers who are still getting a little help on their cash flows from Mom and Dad. For its part, Fannie Mae says it expects mortgages originated using the new guidelines to have low default rates.
Borrowers must still meet Fannie’s regular credit score and other underwriting criteria, which some industry critics say are too stringent, not too lax. Bottom line: Check out the pros and cons with lenders. You just might be a fit.
703 Jackson, Perry, OK
Beautiful Craftsman Style Home on two lots located in Perry, Oklahoma. Built in 1920, this historic two story home features 3 bedrooms, 1.5 baths, 2,484 sq. ft. of living space, unfinished basement with pantry and laundry areas, central HVAC and hardwood floors. NEW PRICE $149,900
CALL Personalized Service NOW! Professional Results! Larry Souders Realtor Associate 405-780-3265
Tommie Eberle Broker/Realtor®, GRI 405-714-2687
OPEN SUNDAY 2611 S. Oxford Drive
Desirable home tucked away on a sweet cul de sac in Brighton Addition. Brick home with covered patio on the east, and a privacy fenced back yard. Energy-efficient windows recently installed to replace the original windows. Four bedrooms, two living areas. Dining room is large enough for your table, etc., or you can use it as an office or music room. Kitchen eating bar is open to family room and breakfast area. Sink in utility room. Master bath with two sinks, separate tub and shower. Updated interior and exterior paint; plus the furnace and A/C, water heater, garage door and roof all recently replaced. School bus picks up for Sangre Elementary. $205,000
3521 S. Western Nick 1-3 pm
3524 W. Willow Park Circle Mike 1-3 pm
See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
377-1000
520 S. Knoblock St | 405-372-8326 www.teamstillwater.com
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“WE’RE LOCAL, WE’RE GLOBAL”
2007 N. Burdick Delphine 1-3 pm
Stillwater NewsPress • Friday, May 5, 2017
WASHINGTON – Here’s some good news for home buyers and owners burdened with costly student loan debts: Mortgage investor Fannie Mae has just made sweeping rule changes that should make it easier for you to purchase a first home or do a “cash-out” refinancing to pay off your student debt. Fannie’s new policies could be game changers for large numbers of consumers. Roughly 43 million Americans are carrying student debt – $1.4 trillion nationwide – according to industry estimates. These not only are a drag on borrowers’ ability to save money, but are a key reason why so many young, wouldbe home buyers remain renters – or are camped out in their parents’ homes. There are three big changes that Fannie has made that could affect you: • If you’re one of the 5 million-plus borrowers who participate in federal reduced-payment plans on your student loan, your actual monthly payments, as reported to the credit bureaus, will count toward your debtto-income (DTI) ratio calculations. If your payments were originally supposed to be $500 a month but you’ve had them reduced to $100 through an “income-based repay-
4UJMMXBUFS
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Homes
2002 N Benjamin 3 BR/2BA, 1,750 sq. ft. Single Family. Built in 2005. A chef’s dream lg kitchen, handcrafted wood cabinetry w/a separate pantry. The pull-through garge to the lg backyard w/a privacy fence & covered patio. Call/text (580) 370-6153.
Stillwater NewsPress • Friday, May 5, 2017
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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
For sale by owner Home with view. 1 acre plus. Huntington Hills. View by appt only 405-612-8585
Real Estate Rentals
Homes
305 S Cottonwood. 3 bed, 1.5 bath, brick, CH/A, large patio, 2 car, shop building, on 1 acre. $900/mo. 405-714-4788 580-252-4590
Country Living!! Now taking applications for one bedroom tiny house. Appliances included. Very secluded. $850.00 per month Bills paid. Call 405-269-3055 Please leave message if no answer. Available June 1st. 5/4 bedroom 2.5 bath house. 2224 W. Admiral. Next to OSU. CH/A, All kitchen appliances, washer & dryer, lawn service. $2000. 918-633-2636.
Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
www.cowboyproperty.com
Now available for iOS, Android, and Kindle
News Press 4UJMMXBUFS
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Homes
FSBO 5623 Woodlake Dr. located in Woodlake I addition. 5 bedroom, 3 car garage, storm shelter, gas heat, pool. 2,473 sq. ft. on 1.27 acres. $357,000 405-385-2777
Nice 2 bedroom, 1 bath,in a quite neighborhood, stove, washer, dryer, & carport. Call 742-2897 Very nice 1 bedroom, 1 bath cabin. All bills paid $750/month 405-372-3696
Homes ATTENTION! NOW LEASING for June 1st & August 1st, 2017 Move-In Dates
We also have Units Available for Immediate Move-In! 1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses. Ask about our pet policy! Go to our web-site at campbell mgmt.com to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Homes
11920 S Sangre Rd Single Family, Country home on 1.5 acres with several out buildings, cellar, car port, separate garage, plenty of room for a garden. Perkins schools. Conveniently located a mile west of Western just south of Hwy 33. Many recent upgrades. No inside pets. 900/month, 11920 S Sangre Rd Call (405) 612-2716
Apartments
Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395.
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
Apartments
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
Commercial/Business
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Duplexes
2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. If no answer Please call back. 714-2443
Hot housing market makes ‘pre-approval’ of loan more important for buyers Savvy buyers in today’s tightening housing market get “pre-qualified” for a loan, rather than just “pre-qualification.” DEAR MR. MYERS: We are looking for our first home to buy. Our question is, Is there a difference between getting “pre-qualified” for a mortgage and getting “pre-approved” for one? ANSWER: Yes. Obtaining a formal loan pre-approval takes some time, but it’s always better than merely getting pre-qualified for a mortgage. I have written about this issue before, but it has
About Real Estate DAVID MYERS taken on even more importance today because home sales and prices are reaching record highs. Sales have jumped in nearly every part of the nation, and the number of homes for sale has dropped sharply, shifting negotiating power away from buyers and into the hands of sellers. Real estate agents in housing markets across the country are reporting that
sellers are once again receiving multiple offers on the properties they have for sale - and that sellers are more likely to accept an offer from buyers who have been pre-approved for a mortgage than those who have merely been pre-qualified for one. Here’s the difference: A loan pre-qualification simply is a rough estimate of the
Open House Sunday 1-2:30 PM
amount of money that a lender, real estate agent or website suggests that a buyer can borrow to purchase a home. There typically is little or no paperwork involved, and the estimate is only a ballpark figure that doesn’t mean that the buyer will be able to actually borrow anywhere near that amount. Smart home shoppers instead get pre-approved for a loan before they make an offer on the house or condomini-
um that they want to buy. Gaining pre-approval would require that you complete a formal loan application, provide recent tax returns and related documents, and (sometimes) pay a modest upfront fee to get the loan process started. Although getting pre-approved takes extra work and sometimes some cash, it provides many benefits that a free pre-qualification does not. For starters, the
126 Ironhorse Ln, Morrison Prairie Hills Addition, Custom Built 2013 3 Bed, 2 Bath, 2 Car Garage, Upstairs Bonus Room, Approx. 1,864 SF 1 Acre Lot, Storm Shelter
$215,000
Stillwater Land Auction
Friday, May 19th •10:00 A.M. Live Onsite Auction
1800 S. Berkshire
Easy access to this 40 acres on the North side of Stillwater, Just off HWY 177. It offers diverse Terrain, Pond, Building Site plus much more. Property will be offered in four 10 acre +/tracts and in combinations.
$190,000 - Westbrook Estates 3 Bed, 2 Bath, 2 Car - NEW CARPET. Kendall Grindstaff Realtor |405-880-5345
1020 N. Boomer | 405-533-3800
Gregg Pickens •Broker/Auctioneer Offices in Perry & Stillwater 405 747-9304 • pickensauctions.com
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1020 N. Boomer | 405-533-3800
REALTOR |405-880-4162
314 Wedgewood
1-2 pm Gina Kilough, Agent
Stillwater NewsPress • Friday, May 5, 2017
REALTOR, GRI |405-880-2434
4805 Hunters Circle
2-4 pm Jessica Durham, Agent
Directions: In Stillwater, OK-From N HWY 177 and Glencoe RD, go 1/2 mile East to property on the North side. Watch for signs
705 W. CANTER COURT | REFRESHMENTS SERVED
Kimberly Sinclair
OPEN HOUSE SUNDAY
OPEN HOUSE
Sunday, May 7 at 1-3 p.m.
Kathy Heil
will even accept a lower bid from a buyer who has been pre-approved for a mortgage, rather than a higher offer from a buyer who is only pre-qualified, in part because the pre-approved buyer has a better chance of getting the needed loan to complete the purchase and close the deal quickly.
911 S Main • 405-332-5553
Call/Text 405-410-6635
Country Living at it’s FINEST! Beautiful home on 33 acres just North of Stillwater priced to sell. This home, built in 2005, features over 4100 SF of living space with 4 bedrooms, 2 living areas, large bonus / media room, breakfast nook along with a formal dining area & study. Outbuildings include a lean-to & a utility building, fenced and ready to farm. Richmond school district. Price recently reduced, don’t miss this one!
pre-approval process will give you a much more accurate estimate of how much you can realistically borrow based on your income, debts, credit score and other factors. As a result, you won’t waste time looking at properties that you simply cannot afford. Some sellers
Yost Rd.
OPEN HOUSEMap
Jardot Rd.
To Cimarron Turnpike
9
McMurtry Rd.
Burris Rd.
Burris Rd.
Chateau Ct.
177
Topaz Ave.
Ct.
1-2
yon
Can
Chateau Dr.
Week of Sunday, May 7, 2017
Amethyst Ave.
Richmond Hill Rd.
Hartford
Park Pl. Tower Park Dr.
Duncan
North
gate Dr .
ers
rie
Wil lia
Perkins Rd.
Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
Wedgewood Ct. Wedgewood Dr.
Payne St.
16th Av.
t. is S Lew
Lowry St.
Lowry St.
Main St.
34th Av.
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44th Av.
Hunters Cr.
Dr. Deerfield
Wild Turkey Pas
Vista Ct.
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44th Av.
13
Cottontail Ln.
Jardot Rd.
Perkins Rd.
Western Rd.
Sangre Rd.
Husband St.
5 Timberline Dr.
Washington St.
Fountain View Ct.
Forest Trail Ct.
177
Katy
Hightower St.
Henderson St.
S. Westchester St.
Mockingbird Ln. Collins Ct. Colby Lance
Villa Dr.
Drury Ln.
4th Av.
Eastgate St.
Crestwood Cr.
Raintree Av.
3rd Av. 4th Av.
Peach Tree Av. Stonegate Av.
11 19th Av.
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Husband St.
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Cambridge Dr.
Pioneer St.
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Lydia Ln.
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. Rd
Deer Crossing Dr.
33rd Av.
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Jardot Rd.
Ransom Dr.
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Denver Ct. Denver St.
Pinewood Cr.
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30th Av.
Young St.
Oakwood Dr.
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Payne St.
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Timbercrest Dr. Timbercrest Cr.
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Connell Ct. Connell Av.
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Canyon Rim Dr.
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Briarwood Dr.
Grandview Ct. Grandview St.
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Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
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Ct.
Whitney Ct. McElroy Rd.
7th
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Hartford St. Dryden St. Redbud Ct.
Perkins Rd. Lowry St.
Lewis St. Lewis St.
Husband St. Husband Pl.
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Duncan St.
West Bl.
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West St.
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Hester St.
Washington St.
Ramsey St.
Benjamin St.
Park Dr.
Star St.
Hoke St. Husband St.
Masin St.
Monroe St. Jefferson St.
Adams St.
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Pine St.
Gray St.
Orchard St.
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McDonald St. Teal St.
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Willis St.
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Virginia Av.
Virginia Av.
Brooke Av.
Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Connell Av.
Hanson
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12th Av.
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Hester St.
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5th Av.
Will Rogers Dr.
Krayler Ave.
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Country Club Rd.
Crescent Dr.
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Ramsey St.
Lincoln St.
n St. Monroe St. Jefferson St.
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Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.
Miller Av.
Lakeview Rd.
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Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
Hall of Fame Av. Mathews Av.
Duncan St.
Garfield St. Clevelan
Kerr St.
d St.
McFarland St. . Kings St
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Willis St. Willis St.
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Western Rd.
Celia
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Connell Av.
Connell Av.
University Av.
31st Av.
Murray Ct.
Cantwell Av.
Morrill Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
Knotts Av.
177
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McFarland St. Kings St.
Western Rd.
Dr.
Wicklow St.
Devon St. Wicklow St. Ln.
18th Ct.
24th Av. August Dr. Cambridge Ct.
Oxford Dr.
Legendary Ln.
29th Ct. 30th Av.
Eagle Summit
August Dr.
Surrey Dr.
Dr . in Elv
Pioneer St. Quail Ridge Dr. 28th C t.
Black Oak Dr.
r. dge D
Black Oak Dr. Countryside Dr.
Tanglewood Cr.
Culpepper
Savannah
Berkshire Dr. Dublin Dr.
Ceda
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
Davinbrook Ln.
Fairfield Dr.
Williamsfield
Westridge St. Hillside Ct.
Fox Le
22nd Av.
Quail 25th Av. Ridge Ct.
Wentz Ln. University Cr.
k Ln.
Fox Ledge Dr.
erd aV
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Franklin Ln.
Emma Swim Ave.
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32nd Av.
18th Av.
20th Av. 21st Ct.
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Fox Ledge Ln.
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Wehr Ln..
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Fox Ledge Ct.
15th Av.
Ct. . nery ock Ln R dle Sad
Ln.
try oven
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Scott Av.
13th Av. 14th Av.
Silverdale
Shumard Ct. Oak St. W. Shumard Dr.
Devon St.
Murphy St.
St.
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k Dr.
Woodlake Dr. Deer Creek Ct.
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Shin
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Willow Park Cr.
wbric
Yello
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Bristol Rd. Av. 24th Av.
Vista Ln.
A8
Ridge
Pioneer St.
Sangre Rd.
Squires St.
Charles Dr.
Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Rd . Walking Trail Dr .
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Chapel Hill
Ramsey St.
Airport Ln. Lincoln St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr. r. ge D
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
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Lyndsey Ct.
Range Rd.
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Shadow Creek Ln.
4th Av. 5th Av. 5th Av.
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Austin Ct.
18th Ct.
18th Av.
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liff
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Lou Ct
Loper Billin gslea Ln. Ct.
Summer Hill Ct. Germaine Ct.
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
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18th Av.
Shiloh Creek
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Canterbury
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land Ct . Ja Lind a
10th Av.
3rd Av.
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Murphy Dr.
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t.
Westbrook Ct. 15th Av.
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Ashbury
Crestview Ct. Cowboy Ct. High
low Wil Hic kor yC
d woo
Kenslow Dr.
e
shir evon
d lan od Wo Crestview Av.
Ct.
gle Tan
Durham Ct. Ashford Ct.
Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Persimmo
Stillwater NewsPress • Friday, May 5, 2017
ks
Oa
VillasCt.
11th Av.
St.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Richfield Ct.
Ashton Ave.
ointe en P Gard ill ng H Spri Deer Run Ct.
Admiral Av. Sherwood Av.
4th Av.
8th Av.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
Fairway Dr.
den
Hid
Cr.
Frontage Road 7th Av.
e Dr.
sa
Me
51
Ridg
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
5th Av.
10th Av.
Monroe St.
Land Run Dr.
Dr . W rig ht
d. sR ces l Ac tria dus rt In
Preston Liberty Cr. Cr.
Airp o
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Sangre Rd.
Keely Ct.
Range Rd. Crosswinds Pecan Hill St.
5th Pl.
Oak
Stoneyb rook St.
8
Oakdale
9th Av.
ld
St. Tyler Av.
Dells Av.
d Dr.
2nd Av.
8th Av.
rfie
Lauren Lane
Keller Dr. Lakeview Ct.
woo
7th Av. 8th Av.
Ga
Mercury Av.
Liberty Dr.
Wild
Scott Av.
Miller Av.
Virgina Av.
8th Ct. 9th Ct. Trenton Av.
coln
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Gle
Osage
t.
dC
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nw
Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
Eskridge Pl.
r.
mD
lha
Wil
Hall of Fame Av.
1st Av.
6
Rd.
Tyler Av.
Farm Av.
4th Av.
mer
McElroy Rd.
Walnut St.
Reese Landing
3rd Pl.
Boo
oke r. Brollow D Ho
Valley View
t.
te S Tyler Av.
r.
le r. G
D od
Swim Av.
Knapp
Oak Crest Rd.
Thomas Av.
rst D
ehu
Marcus Dr.
Harned Av.
Mohawk Av.
Lak
Brooke Brooke Jefferson St. Moore Franklin
Eskridge Av.
Eastland Dr.
Wiley St.
Sta
Hereford Dobi Ln.
r.
Vena Ln.
3rd Av.
Boomer Lake
Osage Dr.
Liberty Rd. Preston Av.
Windmill Ln.
Windsor Cr.
Parkway Dr.
Lakeridge Av.
Lakeview Rd.
Airport Rd.
Newman Av.
Hillcrest Av.
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Dr.
lD
mil
Dr.
Tobacco Rd.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
Av.
ore
. Dr
Liberty
177 Airport Rd.
w illo
Harned Av.
Memory Ln. Country Ln.
Cheyenne Av.
W
Newman Av. Hillcrest Av. Brown Av.
age
t.
Arapaho Av.
Lake Sh
Os
nC
Knoblock St.
Cherokee Av. Hartwood Av.
One Broker Place 8. 804 S. Rock Hollow 1-2 ......................................... Jason 9. 705 W. Canter Ct. 1-2:30 ................ Kimberly & Kathy 10. 1800 S. Berkshire 1-3 .......................................Kendall
se
Ute Av. Ranch Av.
Fisher Provence 7. 1909 S. Iba Dr. 1-3 ...........................Susan & Shannon
las
Rogers Dr.
Lewis St.
Stillwater Municipal Airport
RE/MAX Signature 6. 5121 W. 5th Ave. 3-4................................................ Julie
d Win
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma
Washington St.
B
Keller Williams Realty 12. 314 Wedgewood 1-2 ............................................ Gina 13. 4805 Hunters Cr. 2-4 .........................................Jessica
Lakeview Rd.
mC t.
Dr.
Dilbeck Agency 11. 1020 S. Rose Rd. 1-2 ............................................ Linda
Evergreen
Rog
Coldwell Banker Team Stillwater 3. 2007 N. Burdick 1-3 ........................................ Delphine 4. 3524 N. Willow Park Cr. 1-3 ...................................Mike 5. 3521 S. Western 1-3 ..................................................Nick
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
Century 21 Global 1. 6008 N. Canyon Ct. 1-3 ......................................... Alane 2. 6025 N. Canyon Ct. 1-3 ......................................... Alane
Benjamin
Husband Pl. Northgate Dr.
Richmond Rd.
Lynn Ln.
Richmond Hill Ct.
nd St. Husba
Hunters Ridge
Washington St.
Quartz Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Yost Rd.
Perkins Rd.
Yost Rd.