News Press Stillwater
REALESTATE W e e k ly Your best source for weekly real estate news and listings for Stillwater and surrounding communities
July 7, 2017 More than half of consumers in the Generation X and Generation Y demographics used a mobile device to search for homes in 2015, according to the National Association for Realtors®
8 N. Canyon Rim
Featured Homes:
8 N. Canyon Rim - Beautiful remodeled three bedroom and two bath home with fireplace. Remodeled interior includes freshly painted walls, new vinyl, energy efficient windows, light fixtures, switches and plugs. Hall bathroom has new tile, sink and faucet. Master bathroom has a large walk-in shower, designer sink, faucet and new counter-top. New vinyl guttering on backside of home and new front door. This home is in a quiet neighborhood close to Skyline School. $144,900 Call Alane LeGrand 405-747-6950 106 N. Rose Rd. - Room to roam on this 9 acre wooded tract with pond! Four bedroom, three bath home with large living area, and retro kitchen. Lots of storage and cabinet counter space, all kitchen appliances stay. Spacious living area with fireplace and a sunroom overlooking deck. Pond is directly behind the house in trees. Lovely circle drive, paved roads and just minutes from Glencoe, Pawnee, Stillwater and 1 hour to Tulsa. $199,900. Call Beverly Carter 405743-9618
These homes offered by Century 21 Global REALTORS® (405) 624-2626 • 131 N. Main Street
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
106 N. Rose Rd.
Landscaping tips for a wet July
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Stillwater NewsPress • Friday, July 7, 2017
Please consider the following landscape tips as we begin this very wet start to July: • Irrigation is the last thing on most gardeners’ minds right now. (Here’s to hoping your irrigation system is shut down this week). However, diligence is still very important this time of year. Please note that plants (especially annuals) only work as hard as they need to for water uptake. They can get “lazy” after a rainy period and may require irrigation sooner than one would normally expect. • For the most part, crapemyrtles made it through last winter undamaged. However, we
Home Grown KEITH REED have seen some cases of severe dieback. If you still have canes that do not have green leaves on them, they should be pruned out as soon as possible to improve the look of the plant going forward. • Plan now for your fall vegetable garden as most crops will need to be planted by the end of July. OSU Fact Sheet HLA6009 offers helpful information.
• Brown Patch on Tall Fescue generally becomes a major issue this time of year, especially in heavily irrigated lawns. Maintaining tall fescue is very difficult for us in summer, even in the best of circumstances. Proper cultural practices are critical. Fact Sheet HLA-6608 offers tips on growing turfgrass in the shade as well as some alternatives if you tire of repeated
tall fescue failures. • July is probably the favorite month of the year for bermudagrass. It loves the heat and will respond with tremendous growth assuming irrigation and fertility are adequate. If you are mowing too often for your own tastes, consider reducing or even skipping the next fertilizer application. • Now is a good time to divide and replant Iris and Daylilies and select other spring/early summer flowering perennials. The window to prune fall blooming perennials such as mums and salvias begins to close this month. Prune too late and you will remove fall flower buds.
• If you wish to maximize Pecan production, July is the time to take a tissue sample for soil fertility. There are very specific instructions to collect
a proper tissue sample. Contact us for more information. Keith Reed is the Horticulture Educator in the Payne County OSU Ex-
tension office. You can contact him via email at keith.reed@ okstate.edu, call 405-747-8320, or stop by the office at 315 W. 6th in Stillwater.
See extr a photos, news a comme nd nts
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Wheelchair Accessible #34 Windsor Circle
Very well maintained, light and bright garden home. Ideal spot for you or your loved ones. Windsor Circle, Westpark addition, custom-built by Rusty Kraybill. One owner, custom home that is ACCESSIBLE if needed. Wide doorways, grab bars, no steps to maneuver, anywhere. Two large bedrooms, and two very ample bathrooms with a huge master closet. Master bath shower has a built in seat, separate bathtub. Kitchen with corian countertops, pantry, and a vent hood that exhausts to the outside. All appliances stay. Smaller yard, fenced. No HOA fees. Excellent condition. This could be the one you have been waiting for. $175,000
Virginia Cussner 405.743.9618
Sandy Blankinship 405.269.9523
Mike Branson 405.612.5347
Tana Rutan 405.612.1496
Alana LeGrand 405.747.6950
Alana LeGrand 801.824.8166
Virginia Cussner 405.747.7601
Diana Field 405.747.4684
Oscar Fortune 405.747.6042
Jeff Grizzle 405.714.4037
David Heppel 405.269.6907
Rosetta Heppel 405.880.0869
See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
377-1000
“WE’RE LOCAL, WE’RE GLOBAL”
Using rentals as a tax advantage Retire with Rentals AUSTIN FRUECHTING
Segregating the depreciation can make it even more powerful. Different systems and parts of the building have shorter or longer periods. Because of the complexity of possible tax advantages available to you, I strongly recommend hiring a
professional accountant that is well versed in rental and investment property tax laws to take care of filing your annual reports. You want to make sure you are not leaving money on the table and a good accountant can easily save you more in taxes
than they charge you in fees. Depreciation is just one of the major tax advantages to owning rental property. Next week we’ll cover a few of the other tax advantages that continue to make an already great investment even
better. Austin Fruechting retired in seven years by investing in rental properties. For questions, comments, and to learn more about how you can achieve the same in ten years or less visit www.goodlifeinten.com
actually lower your for writing in the revenue. Over time, phantom expense of everything but the depreciation. land can be depreciated down to zero. That means that if the land is worth $20,000 and the building is worth Dolores Lemon $80,000, you get CRS, CRB, GRI Broker/Owner to write off a por405-747-7822 tion of the $80,000 building value each year against the income you make. Currently, buildings are depreciated Donna Rhinehart GRI, CRS over a 27.5-year life downtownstw.com Realtor Associate span. It happens in 405-612-0509 equal installments that, in this case, Bringing Buyers & Sellers Together .... Professionally. would be just over $2,900 per year. That’s $2,900 worth Jack Allred of income that you Broker Associate 4418 Jenna Ln - New Construction on S. Fairgrounds $227,900 - Lori don’t have to pay 405-747-8647 any taxes on, just 4410 Jenna Ln - 3 bed 2 bath 2 car garage 1750 sq ft $224,000 - Lori for owning the 4316 Jenna Ln - 3 bed 2 bath 2 car garage 1729 sq ft $221,500 - Lori property. If you pay over 30 per1418 E Glencoe Rd - 20 Acres w/4 bed 4 bath home 3874 sq ft $549,500 - Dolores cent in taxes, this Jennifer Oliver 205 W Debbie Mote - POOL 4 bed 2 bath on 1.3 acres $195,900 - Lori means you would GRI have around $1,000 Realtor Associate 125 E Marie - Parkview Est Pool 4 bed 2 bath Out buildings $169,800 - Tiffany extra in your pock405-612-4984 et every year, just 3129 S. Eagle Summit - NEW CONSTRUCTION $275,000 - Donna
www.stw-realestatepros.com
405-372-5151 Downtown Office - 723 S. Main Street
NEW LISTINGS
Kyle Bottger Realtor Associate 405-612-6724
Melissa Woods GRI Realtor Associate 405-385-2035
Amy Parsons Realtor Associate 405-714-0882
NEW PRICES
OPEN HOUSE WEEKEND Sunday July 9th ~ 1 pm - 3 pm
Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214
911 S Main • 405-332-5553
Cheryl Moody Closing Coordinator 405-372-5151
Jessica Durham, Agent
2302 Silverdale Dr - $339,900 - Donna 3217 Cypress Mill - $369,900 - Amy 2415 Trophy ln - $449,500 - Melissa 2801 Pioneer Trail - $185,000 - Jack
OPEN HOUSE SUNDAY 1-3 PM 2801 Pioneer Trail - $185,000- Jack Allred
Jan Lehenbauer GRI Realtor Associate 405-334-6988
Ann Morgan Realtor Associate 405-614-9600
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4805 Hunters Circle
Lori Kastl CRS Realtor Associate 405-880-2844
Stillwater NewsPress • Friday, July 7, 2017
The government wants you to own property, and so they reward you for it. Our nation’s tax laws are written to support the people who provide housing and invest in the community. Why do they want you to own property? Development and providing rental housing are vital to the country and the economy. But, they’re also jobs the government cannot do effectively, so they reward those who do with tax advantages. There are several tax advantages of owning rental property that compound the returns you will make and make investing in real estate even more lucrative than it already can be. One of the biggest tax advantages provided to you for owning rental property is depreciation expense. Depreciation is magical. It’s a phantom loss, a paper expense that lowers your taxable income even though it does not
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Stillwater NewsPress • Friday, July 7, 2017
Limits on flags at home, teens at malls raise constitutional questions Every homeowner has the right to fly the American flag, but the ability of shopping-center owners to keep unattended minors out of their properties is up for debate. DEAR MR. MYERS: I put a large American flag on my front lawn to mark Flag Day on June 14, and then left it up to celebrate the upcoming Independence Day. On June 19, I was issued a citation from our local sherriff’s department that ordered me to remove it because my flag “exceeds local limits.” Isn’t that a violation of my constitutional right of freedom of speech? ANSWER: Maybe yes, but maybe no. You probably can fly your U.S flag, as I do, on your front lawn or on a metal holder that’s screwed to an exterior wall. But you also must make sure that it conforms to local ordinances, most of which are designed to protect a neighborhood’s overall aesthetics, keep passersby from possible injury or both. Because you were cited for having an oversized flag by the
even more malls a nearby county will initiate similar recently instirestrictions until tuted a rule that states that minors their constitutionality is decided, quite cannot enter the possibly by the U.S. mall on Friday Supreme Court sevand Saturday nights unless they eral years from now. Such limitations are accompanied aren’t new: Ownby an adult. Isn’t it unconstitution- ers of Minnesota’s tion to place “reasherriff’s departal for a developer Mall of America, sonable” restrictions or mall owner ment, contact its the nation’s largest, headquarters to find on the time, place started banning to discriminate and manner of such against shoppers out what restricunaccompanied midisplays, provided tions are in place nors on Friday and based solely on that the limitations their age? in your area. Such Saturday evenings information can also are designed to in the 1990s. But ANSWER: At usually be obtained benefit a substansimilar restrictions least 105 of the from a homeowner’s tial portion of the roughly 1,222 malls have been popping community’s other local building or across the U.S. have up at shopping cenresidents. planning departters from coast to initiated some type For example, an ment, or a similar coast at a rapid rate of policy limiting HOA can sometimes access by minors, public agency. more recently, in limit flag-flying to Flag-flying rules part because some according to the for owners who live certain hours of the nonprofit trade teenagers - often day if, say, a parin a development group International fueled by notices ticularly large flag that’s controlled Council of Shopping of mass gatherings that flaps loudly in by a homeowners through Instagram Centers (www.icsc. association are a bit the wind may keep and other social org). It’s likely that neighbors awake at more complicated. The federal “Free- night. They also typically can prevent dom to Display the homeowners from American Flag Act displaying a flag of 2005” makes it 623 W. 6th Ave., Stillwater, OK • 377-1213 that obstructs anillegal for an HOA to prohibit an owner other owner’s view. *** from displaying Old DEAR MR. Glory. But it does MYERS: A big allow the associashopping mall in
About Real Estate
DAVID MYERS
OPEN HOUSE
Sunday, July 9th 1819 E Matthews 1-3 pm 501 E Rogers 2-4 pm 1005 E 5th 1-3 pm Gina Killough, Realtor
911 S Main • 405-332-5553
703 Jackson, Perry, OK Beautiful Craftsman Style Home on two lots located in Perry, Oklahoma. Built in 1920, this historic two story home features 3 bederooms, 1.5 baths, 2,484 sq. ft. of living spae, unfinished basement with pantry and laundry areas, central HVAC and hardwood floors. NEW PRICE $146,900
media - flood malls on certain evenings and get into massive brawls or cause other types of trouble. The hordes can scare away older customers and put a huge, expensive burden on local law-enforcement agencies and private security firms. Last December, when a big shopping center in northern California banned unaccompanied minors from the center’s day-after-Christmas sales event, it took 30 mall security guards and 50 Sacramento police officers to enforce it. The American Civil Liberties Union and other
opponents of such restrictions say that they’re unconstitutional. They argue that the limits illegally discriminate against an entire class of people - minors - and therefore should be tossed out by the courts. “Malls should not be banning anyone based on blanket generalizations or stereotypes of how teens will behave,” said Michael T. Risher, a senior staff attorney in the ACLU’s Northern California office. “The fact that some minors may have, in the past, engaged in illegal conduct does not justify restricting the rights of all minors.”
Cushing Home Auction Saturday, July 8 •12:00 P.M. Live Onsite Auction 814 S. Lakeview • Cushing, OK
Large modern brick home on large lot. The 3 bedroom/2 bath has lots to offer: huge backyard with shared pond, detached garage and greenhouse. Legal: Lot 6 and part of Lots 7-8-Block 3-Eastgate Subdivision Phase 1-Cushing-Payne County-OK Property preview on June 29th from 4-6 pm or call Gregg at 405-533-2600 for alternate viewing.
Gregg Pickens •Broker/Auctioneer 405 747-9304 • pickensauctions.com
How to transplant your garden Tribune News Service
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
GinaKilloughHomes.com 405.612.2210
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
Tina Darr
blades invisibly renowned for more tured in England where you want the week so he can try sever every root en- easily turning where men are very new garden next it out. countered no matover backyard soil serious about their ter the diameter or to make a new forks. importance. When vegetable garden The longer you moving old woody from scratch just use a spading fork, shrubs with very like grandpa did. the more indispensdeep woody roots, Shovels leave dense able it becomes. All you must cut them clods packed by those special tools to move the plant. pressure of the you see advertised This is when the blade that must be on TV can be disclean severance by broken up. carded in favor of a sharp edge shovel If there’s one tool this one universal blade ensures rapid to make gardens gardener’s fork. healing and forma- and get yard work Where weeds are tion of new roots done, it’s a spading deeply rooted in, once transplanted. fork. Buy the stron- use the fork to The spading fork gest tines you can loosen the soil beis vital for perenni- find because they fore you pull them als and succulents take a lot of presout with the roots. and plants that are sure prying plants Stick it into dense in rocky ground out of the root bed. soil or lawn to open or bear soft fleshy Also pay attention up the drainage. roots. The fork can to the handle conNothing works betbe used to loosen nection, since weak ter to sift out all the soil all around a ones fall apart detritus from your perennial so it lifts where the stem of raised beds or clean gently and intact, the tines is insertup at the end of the ready to carry else- ed into the wood season. Perhaps where to replant or handle. American after you give your pot. made spading forks husband or dad a The spading fork are superior to imgreat spading fork is the THE primary ported ones, except for Father’s Day, RE/MAX SIGNATURE EXPERIENCE 2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3 car garage with storage. professionals providing unrivaled service. tool forDedicated raised bed for those manufacbe ready show him Original owner - custom built by Ron Walker. Home features surround gardening to blend sound, storm shelter closet, 2 fireplaces, lots of built-ins. Beautiful soils and turn the outdoor landscaping includes a rock fireplace, lighting, waterfall. Many more extras ......PRICE RECENTLY REDUCED $599,900 ground with compost for renewal. There’s little doubt Saturday, July 8 •10:00 A.M. that during the Live Onsite Auction Great Depression THE RE/MAX SIGNATURE EXPERIENCE every man turnedprofessionals 1446 E. Main • Cushing, Dedicated providing unrivaled service. OK his wife’s vegetaHigh visibility commercial MULTI FAMILY PROPERTY - 1 Triplex, 2 Duplexes plus 14 small RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 properble patch by hand 405.533.3000ty | StillwaterSignatureRealEstate.com storage units in Perkins ........................................$245,000 with 5 Structures including • with a fork. It is 880 +/- square foot office buildSOLD IN 1 DAY - 1711 N LINCOLN - 4 bed...............$233,000 SOLD RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
GinaKilloughHomes.com 405.612.2210
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
Brooks Thomas
BrooksThomasRealty.com 405.880.3476
Kasey Longan
RealtorMomPro.com 405.880.5569
Kasey Longan
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
Each office independently owned and operated.
Amanda Meberg
admeberg@gmail.com 405.612.2096
Candy 22 Yundt OPEN HOUSE Brooks Thomas SUN. JAN. Beth Peterson
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
Ted Newlin
6209 W. Canterbury
CandysHomes.com 405.742.4525
1-2:30
Tina
Tina Darr
Stillyhomes.com 3607 S 1124 Woodstone Dr.12-1:30 1-2:30 Stoneridge Dr. Juliepm Julie 405.697.0045
Each office independently owned and operated.
Ted Newlin
Kasey Longan
Julie Bahl
ing •HOUSE 2100 +/- square foot metal Candy 22 Yundt OPEN Brooks Thomas SUN. JAN.
www.propertyjustforyou.com 405.880.5569
CandysHomes.com building • Car wash structure • 1-3 structures Beth 405.742.4525 2 smaller metal
Beth Peterson
6209 W. Canterbury 1-2:30 Tina Legal: Lots 1-8-Block 2-Cream Ridge Addition 1124 Stoneridge Dr.of Cushing-Payne 12-1:30 County-OK Julie to the City Kasey Longan
Tina Darr
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
Julie Bahl
StillwaterHomeTeam.com Pleasewww.propertyjustforyou.com join us for a property preview on 405.762.3744 405.880.5569 June 29th from 4-6 pm or call Gregg @ 405-533-2600 for alternate arrangements.
• Broker/Auctioneer Amanda Meberg admeberg@gmail.com 405 747-9304 • pickensauctions.com CherylCarpenterMartinHomes.com 405.612.2096 405.880.7354
Amanda Meberg
Serving Stillwater Since 1950
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
BARBARA HOUCK BROKER/OWNER
StillwaterHomeTeam.com 405.762.3744
admeberg@gmail.com 405.612.2096
Insurance and real estate
Cheryl Gregg Pickens Carpenter Martin
30+ years of experience
Vicky Jerome
Stillyhomes.com 405.697.0045
2117 ARROWHEAD - 3 bedSOLD + study/ 2 bath..............$149,900
VickyJeromeHomes.com 405.747.7239
Beth Peterson
BethPetersonHomes.com 405.880.4370
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
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1902 S Country Side Dr. 3-4:30 pm Julie TedNewlin.Realtor.com 405.714.5309
Amanda Meberg
admeberg@gmail.com 405.612.2096
TedNewlin.Realtor.com 405.714.5309
OPEN HOUSE • SUNDAY, 1-3 Beth JULY 9 Gina Killough
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
Gina Killough
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com RealtorMomPro.com 405.880.5569
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Dedicated professionals providing unrivaled service. Brooks Thomas
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Commerical Real Estate Auction
Cheryl Carpenter Martin
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Stillwater NewsPress • Friday, July 7, 2017
gardens. For digging out plants to divide, pot-up or move Before plastic elsewhere, no tool nursery pots, real is better than a American gardeners were always big spading fork. Do not confuse this transplanters. Our flat-tine spading grandparents and fork with a hay their ancestors off the farm knew how pitchfork, which has round tines. to move plants of Spading forks are all kinds. Transessential to lift the planting, sowing, grafting, trade and root crown of large, heavy plants up cuttings were the from the bottom of way you got new a deep hole. When plants, so these skills were essential plants are too big for one fork, two to creating a beautiful landscape or a gardeners each armed with a fork productive garden dig in on opposite affordably. sides, then simulKnowing how to taneously lift and transplant helps pop out a difficult you salvage disspecimen. cards pulled from The spading fork demolition sites to takes muscle, so enhance your yard. it’s a very personal Dumpster diving can be highly fruit- tool that should fit your body. A spadful, too. It becomes ing fork may have a blend of science and field technique a long handle like that of a shovel, that has always which my tall husmade the best garband prefers. I like deners those born average height and to humble means. a short handle with They did not grow a “D” grip, ideal for THE wealthy, RE/MAX SIGNATURE EXPERIENCE up but Dedicated professionals providing unrivaled service. tight spaces. they grew up rich You can also use in these essential a shovel for transplant skills. And planting, too, but these skills translated into incredible differently. Shovel By Maureen Gilmer
4UJMMXBUFS
Place your ad your way 24/7 at stwnewspress.com or call (405) 372-5000 x240, Mon. - Fri. 8:00 a.m. - 5:00 p.m. Email: classifieds@stwnewspress.com • Fax: (405) 372-3112
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Beautiful home in Summerlin addition. 2319 S Silverdale, Stillwater, 4/3/3. 2483 sqft. Granite, beautiful woodwork. One owner. Priced right to sell. $319,000. Dilbeck Agency 405-372-2792 or 405-612-0454.
Stillwater NewsPress • Friday, July 7, 2017
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All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Homes
2002 N Benjamin St BR/2 BA Single Family. A chef’s dream w/a separate pantry. The backyard is lg w/a privacy fence, covered patio & a pull-through garage. For Sale by Owner $179,000. Call (580) 370-6153
Manufactured Homes Remodeled 1998 16’x76’ Spirit Cambridge single wide mobile home by owner $25,000.00 obo 29 Cindy Lane Ranch Acres Mobile Home Park Air-conditioning, appliances, 3 bedroom, 2 baths, lots of cabinets. 405-762-6629
Real Estate Rentals Homes 3 bedroom, 2 bath, 2 car garage located in University Estates fireplace, new carpet, ceramic tile & granite counter tops. Large fenced back yard. $ 850 month. Call 405-743-1569 or 405-780-6185 305 S Cottonwood. 3 bed, 1.5 bath, brick, CH/A, large patio, 2 car, shop building, on 1 acre. $900/mo. 405-714-4788 580-252-4590
Homes
1016 West 7th Street Single Family, Wonderful remodeled 2bed/1bath, study, basement w/w&d hookups, fenced, double carport, lawn care included. 950/month, 1016 West 7th Street Call (405) 880-2522
For rent in Morrison 3 bedroom, 2 bath, double car garage, fenced yard, like new, $950/mo., plus deposit. 405-747-4154 Near campus2 bedroom upstairs, new heat pump & carpet, just painted, water bill paid. $650.00/month, cozy & nice. 377-0182, leave message, please. Very nice 3 bedroom cabin for rent. $1,000/month All bids paid 405-612-4126 710 N. Wildwood Acres Dr. 4 bedroom, 3 bath, 1.5 acres, east of Stillwater. Washer, dishwasher, fridge. $1,500.00. Call 405-612-0447
Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
www.cowboyproperty.com
Homes ATTENTION! NOW LEASING for June 1st & August 1st, 2017 Move-In Dates
We also have Units Available for Immediate Move-In! 1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses. Ask about our pet policy! Go to our web-site at campbell mgmt.com to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Homes
723 S Kings 2/1/1 wood floors, laundry room,washer/dryer, CH/A, $725/month $500 deposit references & 1115 S Kings 3/2/2 wood floors,CHA $1150/month $500 deposit references Call 405-742-4139
Apartments Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395.
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
Apartments
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
Commercial/Business OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Duplexes 2 bedroom very energy efficient, very nice, quiet neighborhood. $600/mo. smoking, no! 1104 S Range Rd. If no answer Please call back. 714-2443
CFPB cracks down on ‘credit-repair’ companies The Nation’s Housing Column KENNETH R. HARNEY along with several executives of the firms – charged home mortgage seekers and other clients illegal advance fees, misled customers about what they could actually do for them, and failed to adequately disclose the limits on their advertised “money back guarantees.” The companies “attracted thousands of customers through sales calls and their websites,” the bureau said, “at times targeting consumers who had recently sought to obtain a mortgage loan” or refinancing. The bureau alleged violations of the Consumer Financial Protection Act and the Telemarketing Sales Rule. The
defendants neither admitted nor denied the bureau’s allegations but agreed to the settlement. Under federal law, credit repair companies are prohibited from requesting or requiring payments upfront until they can document that they have achieved actual improvements to a client’s credit report or score. Up until then, consumers shouldn’t have to pay a cent. The companies involved in the new settlements allegedly sought to evade this requirement by requiring payment of a sliding series of fees – an initial “consultation” charge typically costing $59.95, hundreds of dollars for a “set-up fee”
and monthly fees of $89.99. For typical clients, according to the CFPB, the companies sent “dispute letters” to the national credit bureaus challenging “much of the negative information” in clients’ credit reports, “even if that information was accurate and not obsolete.” The companies then allegedly failed to follow up to see whether the credit bureaus identified the challenged items as being in dispute by the consumer, and never determined whether they had raised clients’ credit scores. Among other alleged violations of federal law, according to the government, the credit repair companies’ “money back guarantees” were misleading: They were worthless until clients had paid for at least six months’ worth of services. The repair companies’ targeting
OPEN SUNDAY 223 N Manning Mary Davenport 1-3 pm
3823 Timberline Dr Connie Stokes 2-4 pm
“You can’t get a mortgage with outstanding disputes” on your credit files, said Petrowsky. “Not one. It’s got to be zero.” Yet flooding the credit bureaus with dispute letters is a standard technique of credit repair companies. Thomas Conwell III, president and CEO of Michigan-based Credit Technologies Inc., a company that provides mortgage credit reports and scores for lenders nationwide, says consumers need to know that “there is nothing any credit repair company can do that consumers can’t do for themselves faster and at no cost.” They can order free copies of
their credit reports online at www. annualcreditreport. com, contact the credit bureaus if they spot erroneous information, get them corrected by creditors, and work with loan officers on ways to improve their credit before applying for a mortgage. The takeaway here for mortgage seekers: Be aware of the potential downsides of dealing with “we can fix your credit” outfits. And never pay any credit repair fees up front. That’s the first sign that you’re probably dealing with scammers. Ken Harney’s email address is kenharney@earthlink.net.
A7
520 S. Knoblock St | 405-372-8326 www.teamstillwater.com
of home loan applicants and refinancers came as no surprise to mortgage lenders like Joe Petrowsky, president of Right Trac Financial Group Inc. in Manchester, Connecticut. “People see those cockamamie advertisements” saying they can wipe their credit problems away “and they get hooked,” he told me. “We run into the damage they do every week.” Would-be home buyers pay hundreds of dollars to credit repair companies to dispute debts in their credit reports only to discover that not only have their credit scores not increased but they can’t qualify for a mortgage at all.
Stillwater NewsPress • Friday, July 7, 2017
WASHINGTON -- You’ve almost certainly seen or heard pitches for “credit repair” services promising to clean up your credit problems, reduce your debt, or even raise your credit scores by 100 points or more. Come-ons like these can be especially seductive for people seeking to buy a home and apply for a mortgage who have negative items in their credit reports. In order to qualify for a loan, they’re told, they need to make their credit look better – mainly by neutralizing the bad stuff in their files at the national credit bureaus, whether it’s accurate or not. But mortgage and credit industry experts warn that repair services can be far more harmful to home buyers than they suspect – even get them rejected on the spot. Two new legal settlements from the Consumer Financial Protection Bureau – involving more than $2 million in penalties against credit repair companies – offer mortgage applicants sobering reminders about what to avoid if you feel you need help with your credit. The CFPB alleged that the companies – Prime Credit LLC, IMC Capital LLC, Commercial Credit Consultants and Park View Law,
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Stillwater NewsPress • Friday, July 7, 2017
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Keller Williams Realty 6. 4805 Hunters Cr. 1-3............................................Jessica 7. 1819 E. Matthews 1-3 ............................................. Gina 8. 1005 E. 5th Ave. 1-3 ................................................. Gina 9. 501 E. Rogers 2-4 ...................................................... Gina
Lynn Ln.
North
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
B
RE/MAX Signature 4. 3607 S. Woodstone Dr. 1-2:30.............................. Julie 5. 1902 S. Country Side Dr. 3-4:30 ........................... Julie
3rd Av.
nd St. Husba
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Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
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Coldwell Banker Team Stillwater 1. 223 N. Manning 1-3 ................................................ Mary 2. 3823 Timberline Dr. 2-4..................................... Connie
Windsor Cr.
Chateau Ct.
Amethyst Ave.
Richmond Rd.
Real Estate Professionals 3. 2801 Pioneer Trail 1-3 .............................................. Jack
Ct.
yon
Can
Chateau Dr.
Stonecrest Ct.
mil
Topaz Ave.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
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Burris Rd.
Burris Rd. 177
Week of Sunday, July 9, 2017
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Jardot Rd.
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