News Press Stillwater
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The median down payment for firsttime buyers is about 6 percent, and repeat buyers tend to put down about 14 percent, according to the NAR’s 2017 National Housing Pulse Survey.
e ous m. H n . e Op y 1-3 p a d Sun
$229,500
“Bringing Buyers and Sellers Together Professionally”
July 28, 2017
2318 W. 10th Ave.
se Hou .m. n e Op y 1-3 p da Sun
Real Estate Professionals www.stw-realestatepros.com 405-372-5151
$185,000
2801 Pioneer Trail
e ous m. H n . e Op y 1-3 p da Sun
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
$319,900
3619 Fountain View Dr.
se Hou p.m. n e Op ay 1-3 urd Sat
$169,800
125 E. Marie
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Stillwater NewsPress • Friday, July 28, 2017
Mortgage approval could be easier than you think WASHINGTON – So what does it take to get approved for a mortgage to buy a house this summer, whether you’re a first-timer, planning to move up or downsize? Maybe not all that you think. For most people, the key requirement is that you’ve got the right package of stuff – acceptable credit score, down payment, financial reserves, debt-to-income ratio – to get an acceptable grade from the automated underwriting systems or “black boxes” installed at the dominant investors in the market, Fannie Mae and Freddie Mac. Though the intricate webs of algorithms and big data spun inside Fannie’s and Freddie’s black boxes are kept under tight security, we do get monthly read-outs on some&ofAthe s s o c icharates R E A LT Y acteristics of loans
Wick
Wick A &
500’s to 649. Mortgages backed by the Federal Housing Administration (FHA) closed in June spanned an even broader range of scores. KENNETH R. HARNEY FHA’s average score for home purchase loans was 683, but they’re approving. analytics firm that more than one out For example, in tracks loan characof four (26 percent) June the average teristics, substanof its borrowers had FICO credit score tial percentages of scores from 550 to for home purchase applications are loans at Fannie receiving approvals 649. Just under 2 percent had scores and Freddie was from Fannie and FHA considers the 754. That’s a big Freddie with lower rock bottom it will reach for millions FICO scores than of would-be buyers. you might imagine. allow – 500 to 549 – indicating serious It’s well above the Nearly 13 percent derogatory items in national average of their approved applicants’ credit FICO score of 700 loans in June had and considerably scores between 650 files, possibly even previous mortgage higher than what and 699. Scores defaults or foreclowas typical during like these are typsures. Note that much of the previical of consumers ous two decades. who have moderate FHA uses its own proprietary under(FICO scores range dings in their nafrom 300 to 850, tional credit bureau writing system, with higher scores files or are recover- known as TOTAL, indicating lower ing from credit woes which often yields risk of default.) suffered during the more generous deciBut that’s not Great recession but sions on approvals the whole picture. are now bouncing According to data back. Another 4.3 newly compiled percent of loans by Ellie Mae, a approved had even mortgage originalower FICOs, rangtion software and ing from the low
The Nation’s Housing Column
than Fannie’s or Freddie’s. Debt-to-income (DTI) ratios are another major factor hard-wired into the black boxes – and can be deal-breakers in mortgage applications that otherwise look pretty good. DTI refers to the ratio of your monthly credit-related expenses compared with your monthly gross income. If you have $6,000 in income and $2,500 in total debt payments, your DTI is 42 percent. Fannie’s and Freddie’s average DTIs look strict, but there’s actually more wiggle room for mortgage applicants this summer than any time in recent years. The average DTI for Fannie and Freddie
during June was 39 percent. FHA, which tends to be more forgiving on debt matters, had average DTIs in June of 43 percent. But Fannie, Freddie and FHA recognize that even solid, creditworthy applicants can be carrying high debt loads in the current economy, and they are open to higher DTIs than the monthly statistics suggest. In an important policy change taking effect this month, Fannie raised its permissible maximum DTI to 50 percent. A study released last week by the Urban Institute predicts that this change alone could open the mortgage door to 95,000 additional home buyers. That’s potentially a big splash.
Freddie Mac has had flexibility on DTIs built into its underwriting system for years and also can go to 50 percent, ideally for borrowers with compensating factors such as a higher down payment or high bank reserves. FHA is by far the most liberal of the three on DTI, funding loans with total debt loads in excess of 55 percent. Bottom line: Get rid of preconceived notions you may have about how tough it is to get approved. Standards are more flexible and not as tough as you probably thought. At the very least, check them out. Ken Harney’s email address is kenharney@earthlink.net.
OPEN SUNDAY 1-3 PM
ssociates
R E A LT Y
MLS Professional Property Management Professional Real Estate Services
1108 S. Main • Stillwater, OK
372-0868
1000 S. Canyon Road 5 Acres with water well
$39,500
Mobile home ok Possible owner finance Owner Realtor
CALL FOR MORE INFO www.wick-realty.com
11444 Council Rd, Cashion $300,000
Beverly Carter 405.743.9618
Sandy Blankinship 405.269.9523
Mike Branson 405.612.5347
Tana Rutan 405.612.1496
Alane LeGrand 405.747.6950
Judy Kasso 801.824.8166
Virginia Cussner 405.747.7601
Diana Field 405.747.4684
Oscar Fortune 405.747.6042
Jeff Grizzle 405.714.4037
David Heppel 405.269.6907
Rosetta Heppel 405.880.0869
5 Beds | 3 Baths | 3 Car Garage 2,486 sq ft located on over 5 acres
SANDY BLANKINSHIP Realtor 405.269.9523
405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
Banker, accountant key team members Building your team is an important part of becoming a successful real estate investor. Last week we talked about finding a Realtor and a property manager, which are the first two team members you need to find. The other two main team members are a banker and an accountant. THE BANKER – There are multiple options here. Although you could just loan shop every time you buy another property, there is tremendous value in building a relationship with a single bank and having a main point of contact. I prefer working with mid-sized banks vs. national banks for many reasons. At a mid-sized bank, your point of contact for investments will likely be much more than just an order taker and can provide valuable insight
in interest rate. Plus, ally knows the ins tax liability. Trying improve your success after you are well and outs of rental to save money by rate in real estate established with the property and all doing your taxes investing, so choose bank, they may even the available tax yourself or going wisely. be able to provide advantages. Tax with the cheapest Austin Fruechting other special loan laws change year accountant you can retired in seven years structures that blow to year, so having a find may actually by investing in rental traditional structures good accountant that cost you thousands a properties. For quesstays on top of the year in missed savtions, comments, and AUSTIN FRUECHTING out of the water. THE ACCOUNconstant changes is ings. to learn more about TANT – I highly vital. They can also Building and how you can achieve fits are worth much and advice. . provide advice on selecting the right the same in ten years more than the cost of encourage finding Also, since they legal structures that members for your or less visit www. an additional 1/8th of a great professional have all of your accountant that rewould minimize your team can greatly goodlifeinten.com a percent difference information and personally know you, the speed at which you can move and close a deal once you have an established relationship can be a Dolores Lemon Tiffany Aranda huge advantage. You CRS, CRB, GRI GRI, CRS Broker/Owner can call and receive Realtor Associate 405-747-7822 405-714-1214 your pre-approval letter in minutes for a hot deal, giving you the edge over other investors. They often have Donna Rhinehart Kyle Bottger GRI, CRS some more flexibility downtownstw.com Realtor Associate Realtor Associate in decision making 405-612-6724 405-612-0509 because loans are often serviced in Bringing Buyers & Sellers Together .... Professionally. house. Even if you find another bank that could technically Jack Allred beat the terms your Melissa Woods 2008 Celia St - 3 bed 2 bath in a great neighborhood - $219,500 - Amy Broker Associate GRI primary bank offers 405-747-8647 Realtor Associate 1004 Stoneridge Dr - 4 bed 2 bath in Crosswinds Add - $245,000 - Tiffany for a single deal, all 405-385-2035 of these other bene3619 S Fountain View Dr - 4 bed 2.5 bath in Woodland Trails Add - $319,900 - Amy
Retire with Rentals
www.stw-realestatepros.com
405-372-5151 Downtown Office - 723 S. Main Street
NEW LISTINGS
2709 West 22nd Avenue
$195,000
Jennifer Oliver GRI Realtor Associate 405-612-4984
Lori Kastl CRS Realtor Associate 405-880-2844
4 Bed | 2 Bath | 2 Car Garage | 2,067 sq ft
MIKE BRANSON Realtor 405.612.5347
Cheryl Moody Closing Coordinator 405-372-5151
347368 E 800 Rd - House and 43 acres priced to sell - $316,000 - Kyle 101 Fairway Ct - Nice home on Cimarron Trails golf course - $339,900 - Lori 5302 E VFW Rd - Looking for your 3 acres to make perfect - $63,900 - Melissa 2415 Trophy Ln - Don’t miss your chance to live on a golf course - $439,900 - Melissa
Jan Lehenbauer GRI Realtor Associate 405-334-6988
Ann Morgan Realtor Associate 405-614-9600
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405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
PRICE CHANGES
Amy Parsons Realtor Associate 405-714-0882
Stillwater NewsPress • Friday, July 28, 2017
OPEN SUNDAY 2-4 PM
2113 Oak Trail - 4 bed 3.5 bath 3969 sq ft POOL - $595,000 - Tiffany/Dolores 2318 W 10th - 3 bed 2.5 bath 2456 sq ft on a quiet street - $229,500 - Donna 4418 Jenna Ln - New Construction on S. Fairgrounds $227,900 - Lori 4410 Jenna Ln - 3 bed 2 bath 2 car garage 1750 sq ft $224,000 - Lori 4316 Jenna Ln - 3 bed 2 bath 2 car garage 1729 sq ft $221,500 - Lori 1418 E Glencoe Rd - 20 Acres w/4 bed 4 bath home 3874 sq ft $549,500 - Dolores 205 W Debbie Mote - POOL 4 bed 2 bath on 1.3 acres $195,900 - Lori 125 E Marie - Parkview Est Pool 4 bed 2 bath Out buildings $169,800 - Tiffany 3129 S. Eagle Summit - NEW CONSTRUCTION $275,000 - Donna
Stillwater NewsPress • Friday, July 28, 2017
What to do about spider mites in the garden If calls to the Payne County Extension office this week are any indication, spider mites are here in high numbers, with tomatoes being the crop hardest hit. These pests are difficult to control under the best of circumstances. When spider mites get the upper hand, they can quickly overwhelm the plants they are attacking. In some cases, it is too late to control spider mites by the time a gardener recognizes the extent of the problem. The key to control is early detection, a critical component of Integrated Pest Management (IPM). Spider mites are extremely small and difficult to detect for all but the most discriminating eye. As with many other insect pests, these critters tend to collect on the underside of leaves, making them
Home Grown
KEITH REED even more difficult to see. Try this handy trick for monitoring spider mite populations. Simply place a clean, blank piece of paper under some leaves (they usually begin to feed on the lower part of the plant) and pat the leaves several times onto the paper. Any mites present will appear as tiny specks. If they are alive, you can usually see them moving. If in doubt, mash and wipe your finger across the paper. If the specks leave streaks, usually red, you have confirmation that spider mites are present. Waiting until you
OPEN SUNDAY • 11 AM - 1 PM
OPEN SUNDAY 1-3 PM 223 S. Windsor $172,000 3 bed, 2 bath Westpark Addition
405-880-6095 For Sale by Owner
from the garden. Products containSpraying the under- ing the active ingreside of leaves with a dient bifenthrin also strong blast of water offer limited control. is surprisingly help- Look for this product ful as this physically sold under names removes many of the such as Eight Insect mites. HorticulturControl- Flower and al oils, insecticide Vegetable, Talstar, soaps, and neem oil or Ortho Max Bug can be effective if ap- B Gone. Remember plied directly on the that relying only on THE RE/MAX SIGNATURE EXPERIENCE Dedicated professionals unrivaled service. spider mites.providing Read these products will the label carefully result in poor long as applying these term results. These products when it’s pests, as almost all too hot can do more other, will build up harm than good. resistance with reRE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
GinaKilloughHomes.com 405.612.2210
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
Tina Darr
peated use without incorporating other control measures. Resistance build-up measures are disSIGNATURE EXPERIENCE cussedTHE onRE/MAX the prodDedicated professionals providing unrivaled service. uct label and are just one more reason why reading and understanding the label is critical to all pesticide application. Keith Reed is the THEeducator RE/MAX SIGN horticulture Dedicated professionals pr in the Payne County RE/MAX SIGNATURE 114 W. HAL OSU Extension office. 405.533.3000 | Stillwat Contact him at keith. reed@okstate.edu. RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
GinaKilloughHomes.com 405.612.2210
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
Brooks Thomas
BrooksThomasRealty.com 405.880.3476
Kasey Longan
RealtorMomPro.com 405.880.5569
Kasey Longan
Each office independently owned and operated.
Amanda Meberg
OPEN HOUSE Candy 22 Yundt OPEN HOUSE SUN. JAN. Brooks Thomas
admeberg@gmail.com 405.612.2096
Ted Newlin
6209 W. Canterbury 1-2:30 Tina 918 S. West Oaks St. 1-2:30 pm ~ Julie 1124 Stoneridge Dr. 12-1:30 Julie Julie Bahl Ted Newlin Kasey Longan 1101 E. Connell Ave. 1-2:30 pm ~ Vicky 4819 W. 11th Ct. 3-4:30 pm ~ Julie
Tina Darr
Stillyhomes.com 405.697.0045
Each office independently owned and operated.
TedNewlin.Realtor.com 405.714.5309
www.propertyjustforyou.com 405.880.5569
StillwaterHomeTeam.com 405.762.3744
Tina Darr
Cheryl Carpenter Martin
Amanda Meberg
514 E. Greenbriar Circle Stillwater, OK 74075-1634
Frank Lewis 405-762-6160 Pinnacle Sales Award Winner
1124 Stoneridg
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Cher
Vic
OPEN SUNDAY CherylCarpenterMartinHomes.com 405.880.7354
901 W. Moore Mike - 1-3 pm
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admeberg@gmail.com 405.612.2096
Beth Peterson
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623 W. 6th Ave., Stillwater, OK • 377-1213
1003 S. Stoneybrook Dennis - 2-4 pm
703 Jackson, Perry, OK Unique living opportunity with an easy commute to Stillwater. This 1920 home has original hardwood floors throughout, high ceilings, built-in cabinetry, many original light fixtures, and a bathroom with an oversized tub and subway tile. This home has a yard large enough for a significant garden, spacious rooms, fireplaces on both floors, and a full basement. New Price $136,900
Beth Peterson
CandysHomes.com 405.742.4525
1808 Eastern Avenue Delphine - 1-3 pm
3701 WEST FOREST TRAIL CT. Woodland Trails Subdivision
OPEN H
TedNewlin.Realtor.com 405.714.5309
1-3 Beth SUNDAY, JULY 30
Beth Peterson
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
Stillyhomes.com 405.697.0045
Amanda Meberg
admeberg@gmail.com 405.612.2096
6209 W. Cante
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
Gina Killough
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
Gina Killough
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com RealtorMomPro.com 405.880.5569
Candy Yundt
CandysHomes.com 405.742.4525
BethPetersonHomes.com Bro GinaKilloughHomes.com 405.880.4370 405.612.2210 2618 Lyndsey
CandysHomes.com 405.742.4525
Dedicated professionals providing unrivaled service. Brooks Thomas
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
Tina Darr
THE RE/MAX SIGNATURE EXPERIENCE BrooksThomasRealty.com 405.880.3476
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
Stillyhomes.com 405.697.0045
Candy Yundt
Stillyhomes.com 405.697.0045
Each office independently owned and operated.
405-334-5737
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insecticide and hoping for the best is not a viable strategy. Most insecticides are not labeled for spider mites (they are not true insects) and actually do more harm than good by killing beneficial insects which may be see the characterfeeding on the mites. istic webbing form See OSU publication puts you behind on E-1023 Conserving control measures. Beneficial ArthroThe webbing acts as pods in Residential a protectant, making Landscapes for excontrol very difficult. cellent information Spider mite on beneficials. control strategies Begin by pruning are multi-faceted. off heavily damaged Reaching for the parts of the plant nearest “all-purpose” and removing them
2011 E. Kelsey Lane Paulette - 1-3 pm
520 S. Knoblock St | 405-372-8326 www.teamstillwater.com
Home buying steps, part 2: Organize paperwork Purchasing a new home is an important decision, one which should be carefully considered. It’s wise to familiarize yourself with the homebuying process, so you can be prepared and help make the process run smoother. Currently, I am covering the six steps of the homebuying process, which are: decide to buy, organize paperwork, shop for a home, prepare an offer, secure a mortgage and close the deal! In my last article, I discussed step number one: Decide to buy. I asked a lot of questions about why you want to buy a home, how long you plan to live there, and if you can afford the down payment and make the monthly payments in additional to your other bills. Now, let’s take a look at step two:
b. K-1 issued from corporation return c. Most recent P&L for business if you don’t have the current year’s returns 4. Most recent statements of assets MICHAEL DECKER (full statements all pages, two months’ Here’s a list of worth) Organize paperdocuments you will a. Checking acwork. need to provide: count Organization is 1. Most recent b. Savings ackey to a successful pay stub (possibly count and smooth mort30 days’ worth) c. Money market, gage process. In a. Non-contingent stocks, bonds, CD’s order for a lender to offer letter if not d. Retirement give you the most started on job 5. Debt payment accurate answer 2. W2 forms for info (who do you to your pre-qualithe past two years owe and what’s the fication, you must (sometimes three) payment?) first provide the 3. Most recent 6. Copy of driver’s best picture of your (two years) personal license or photo ID financial standing 7. Copy of a conthrough, what lend- federal tax returns tract if you are ers call, income doc- (all schedules) a. Most recent two under contract to umentation. This corporate returns if purchase documentation is you own/partially Also, be sure to used to determine own a business speak with your if you qualify for a loan and what price you can afford. Your financial papers must be legible and verifiable for the lender to utilize and help you qualify for the best rate possible.
Mortgage Matters
lender about the approximate location of homes you are looking at and discuss your background. Are you a veteran or a member/citizen of a Native American tribe? There are a multitude of loan options available and your home’s target area and background may allow you to take advantage of specific financing opportunities. By gathering and organizing your income documentation now before you begin the loan process will not only help your loan officer fit you with the right loan for your needs, it will help your homebuying process go much
I’m happy to answer any questions you might have about the pre-approval mortgage
process, even if you are not a Gateway Mortgage Group customer. Call 405338-1408 or email, Michael.decker@ gatewayloan.com
Hear it
FIRST
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2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker Your Home Could Be Featured Here. Call Barbara Today!
MULTI FAMILY PROPERTY - 1 Triplex, 2 duplexes plus 14 small storage units in Perkins...............................................$245,000 SOLD IN 1 DAY - 1711 N LINCOLN - 4 bed...............$233,000 SOLD 2117 ARROWHEAD - 3 bedSOLD + study/ 2 bath..............$149,900
10 Roka Ridge $274,900
Insurance and real estate
Serving Stillwater Since 1950
3 Bed | 2.5 Bath | 3 Car Garage 2, 244 sq ft
DAVID HEPPEL
Realtor 405.269.6907
BARBARA HOUCK BROKER/OWNER
30+ years of experience
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
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405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
405.338.1415
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
Stillwater NewsPress • Friday, July 28, 2017
OPEN SUNDAY 2-4 PM
smoother.
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Real Estate Sales Homes ATTENTION! NOW LEASING for June 1st & August 1st, 2017 Move-In Dates
We also have Units Available for Immediate Move-In!
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Stillwater NewsPress • Friday, July 28, 2017
1, 2, 3, 4, and 5, Bedroom Homes, Apartments and Duplexes All over Stillwater and surrounding areas. We also have places in the country surrounding Stillwater with optional land for Horses. Ask about our pet policy! Go to our web-site at campbell mgmt.com to check “ Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Real Estate Rentals Homes PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”
This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
2822 Mark Cir. 3 BR/2 BA 1,200 sq ft. Manufactured. Built in 2012, Southern built home, 1200 sq ft, 10'x10' covered porch, large master w/ garden tub and duel sinks, rocked bar in kitchen, comes with stove, dishwasher, and 1 fridge. asking $39,000 OBO. Open to all and any offers, MAKE OFFER! For Sale by Owner $39,000. call or text! Call (580) 210-9258 Nice 2bd, 1bath corner lot, fenced in backyard. 702 Mary Call 580-724-3288
Very nice 3 bedroom cabin for rent. $1,000/month All bids paid 405-612-4126
Homes 305 S Cottonwood. 3 bed, 1.5 bath, brick, CH/A, large patio, 2 car, shop building, on 1 acre. $900/mo. 405-714-4788 580-252-4590 710 N. Wildwood Acres Dr. 4 bedroom, 3 bath, 1.5 acres, east of Stillwater. Washer, dishwasher, fridge. $1,500.00. Call 405-612-0447 2- Masters $1200/mo 1 block from campus. OR fourplex $275/mo. 4 miles east of campus. deposit required. references. 405-564-4683
Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
www.cowboyproperty.com
Apartments Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395. Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
Apartments
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
Manufactured Homes
For Sale by owner 1800 sq. ft. 2007 double wide mobile home 3 bedroom, 2 bath, with garage located at 300 Herriman St. Pawnee, OK. Extra nice, lots of trees, good area, neighbors on one side on dead end street. $600 down $600/mo. $60,000 405-747-4180
Good to the Last
WORD
Duplexes
3 Bedroom, 2 bath, 2-car garage, walking distance from Boomer Lake, $800/mo. Available Mid August. (405)612-5521.
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
Commercial/Business
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
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Census survey shows why grown children go ‘back home’ About one in three adult Americans now live in their parents’ house, according to a new report by the U.S. Census Bureau. DEAR MR. MYERS: During the past three months, three of my closest friends each have had at least one of their grown children move back into their home with them. I have read that this is a trend across America, but are there any legitimate statistics to back this up? ANSWER: Yes. In the largest and most in-depth study of its kind, the U.S. Census Bureau recently released a fascinating report that provides hard data proving the numbers behind the so-called boomerang
ents’ home in 2015. Forty years earlier, in 1975, the figure was closer to one in five. One factor here is that young people today are delaying marriage, the study said. In 1975, 80 percent of Amerikids phenomenon, stones of adulthood: cans were married and other informaMoving out of their by age 30. Today, tion about the way parents’ home, you’d have to survey many Americans obtaining a job, people up to age 45 live their daily lives. getting married and to reach that same The Census Buthen having a child. threshold. reau focused on Even the reAnother sign Americans who searchers admitted of the times: In were born between that they were 1975, 43 percent 1941 and 1957 surprised by their of women ages 25 when the bulk of findings. “Today’s to 34 were out of the baby boomers young adults look the labor force and were raised - and [demographically] instead stayed at how they were livdifferent from prior home to take care of ing in the 1970s. generations in altheir family. That Then, the bureau most every regard,” figure had dwindled compared those the report surmised. to 14 percent last stats with how peoA key finding year. ple that age in 2016 is that one out of Not surprisingly, were living. every three Amerthe Census Bureau As part of the icans ages 18 to 34 said these dramatic study, Census - roughly 24 million changes can partly researchers estabyoung adults - were be attributed to the lished four mileliving in their parprolonged increase
About Real Estate
DAVID MYERS
1109 W. STONECREST BEAUTIFUL! 3 bed/2 bath/study 1965 sq ft – ONLY $199,900. From Washington & Richmond, go west to addition. JASMINE BIGLER 405714-8378
expensive college degrees, which easily can take four years to complete and then can leave them saddled with student-loan debt. Staying in their parents’ home longer, or moving back into it years later, can help them pay their bills and maybe even save to buy a house or rent an apartment of their own.
We’re not your typical, cookie cutter lender... Contact Austin Pollard at 405-377-0300 TODAY!
...The bank with a personal focus and a global perspective 232 S Main St, Stillwater, OK 74074 | 405-377-0300
AUSTIN MARTIN 405269-9179 3314 W. 29th COURT CUL-DE-SAC LIVING! Large yard 3 bed/2 bath/1631 sq ft - $161,900. From 32nd & Saddle Rock, north to 30th, west then north to 29th Court
OPEN HOUSE SUNDAY 2-4 PM
Open Sunday 1-3
415 S. Collins Ct
Come discover this darling, clean, brick home on a quiet cul-de-sac near the new Elementary School. It’s a just right size, just under 1400 s.f. with a large living room, three bedrooms, two full bathrooms and a two car garage. Granite countertops in the kitchen, dining area open to living room and kitchen. Gazebo and extra patio space in the east facing backyard will make for pleasant time to enjoy the out of doors. Shade trees, and an outbuilding too. Fresh paint, and the carpet is less than two years old. Large, walk-in closets. Built in 2000, this home has been well-maintained and may be just what you have been looking for! $149,900 See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
377-1000
“WE’RE LOCAL, WE’RE GLOBAL”
A7
915 W. SEMINOLE 20x20 SHOP – 3 bed/2 bath 1344 sq ft - $128,450. North of Stillwater in Meadow Park Estates
struggling to meet their housing payments. That makes the idea of letting one spouse become a stay-at-home parent a distant dream, because it takes most families at least two incomes (or more) to keep a roof over their heads. Other reasons for the changes: A greater percentage of younger Americans are pursuing
Stillwater NewsPress • Friday, July 28, 2017
ASHLEY SNOW 405612-4931
in housing prices over the past several years: It’s obviously much harder for younger people to buy their first home, or even to scrape up first and last month’s rent for an apartment these days. In addition, many of the shrinking percentage of younger married couples who were able to buy a house are
Yost Rd.
Yost Rd.
To Cimarron Turnpike
OPEN HOUSEMap
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Stillwater NewsPress • Friday, July 28, 2017
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9th Av.
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Frontage Road 7th Av.
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Harned Av. Madison Ct.
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Coldwell Banker Team Stillwater 11. 901 W. Moore 1-3 ...................................................Mike 12. 1808 Eastern Ave. 1-3 .................................. Delphine 13. 2011 E. Kelsey Ln. 1-3 ....................................Paulette 14. 1003 S. Stoneybrook 2-4 .................................Dennis
gate Dr .
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
Ranch Av.
FSBO 21. 223 S. Windsor .......................................................FSBO
Lynn Ln.
North
Benjamin
17
B
Prime Real Estate & Auction 20. 3701 W. Forest Trail Ct. 11-1 ..............................Frank
Lakeview Rd.
nd St. Husba
Stonecrest Ave.
Stillwater Municipal Airport
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Falls Dr.
Fisher Provence 15. 415 Collins Ct. 1-3 ..................................................Page 16. 1909 S. Iba Dr. 1-3 ................................................Susan
RE/MAX Signature 8. 918 S. West Oaks St. 1-2:30 ................................... Julie 9. 1101 E. Connell Ave. 1-2:30 ................................. Vicky 10. 4819 W. 11th Ct. 3-4:30 ........................................ Julie
Chateau Ct.
Amethyst Ave.
Richmond Rd.
Metro First Realty 17. 1109 W. Stonecrest 2-4 .................................... Ashley 18. 3314 W. 29th Ct. 2-4 ...........................................Austin 19. 915 W. Seminole 2-4 ...................................... Jasmine
Ct.
yon
Can
Chateau Dr.
Stonecrest Ct.
Century 21 Global 5. 11444 Council Rd. 1-3 CASHION .................... Sandy 6. 10 Roka Ridge 2-4 ..................................................David 7. 2709 W. 22nd Ct. 2-4 ...............................................Mike
Topaz Ave.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Real Estate Professionals 1. 2318 W. 10th Ave. 1-3 .........................................Donna 2. 2801 Pioneer Trail 1-3 .............................................. Jack 3. 3619 Fountain View Dr. 1-3................................... Amy 4. 125 E. Marie 1-3 SATURDAY ............................ Tiffany
Burris Rd.
Burris Rd. 177
Week of Sunday, July 30, 2017
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Jardot Rd.
Perkins Rd.
Yost Rd.