News Press Stillwater
REALESTATE W e e k ly
September 15, 2017
62
The percentage of of agents who say staging “slightly” or “greatly” decreases the time a listing spends on the market, according to a report.
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Stillwater NewsPress • Friday, September 15, 2017
Keeping real estate ‘secret’ is a difficult task It’s hard to prevent a property sale from becoming public knowledge, but there are ways to slow it down. DEAR MR. MYERS: My girlfriend and I would like to purchase our first home, but (for reasons I don’t want to explain) we would like to keep our purchase secret. I know that when the property would be transferred to us, our names would then appear on the local property-tax rolls at the assessor’s office that anyone could see. Is there any way to prevent this? ANSWER: It sounds as if your personal life is a lot more complicated than mine. But yes, there are ways that homebuyers and real estate investors can keep their transactions secret. Forming a “holding agreement” trust or limited-liability corporation may help to keep your property transaction away from prying eyes. Talk to a real estate attorney for
more than 500 real estate and other businesses around the world, according to exhaustive research by Time Magazine. Many bear his last name, but others do not. their real one. *** Of course, there’s DEAR MR. no surefire way MYERS: We to guarantee that agreed to sell your ownership of our home last the property won’t month for exacteventually come to ly $200,000. The light: With time, buyer made her anyone willing to offer contingent do some legwork on getting a loan and thoroughly for $180,000 from research public her credit union. records would She now says probably be able that the credit to discover your union has rejectownership of the ed her mortgage house. application, but *** our own sales REAL ESTATE broker says that TRIVIA: Preshe could arrange ident Donald a loan for her if Trump owns she really wants or controls to buy our place.
About Real Estate DAVID MYERS more details. One lawyer I know advises his secrecy-conscious clients to simply take out a fictitious-name statement in the newspaper. This type of ad is commonly called a “DBA,” which is short for “Doing Business As.” After the ad appears a few times - and assuming there’s no unforeseen trouble his clients can buy a home or other property using their DBA name instead of using
Our question is, can we keep the buyer’s $4,000 deposit if she won’t take the loan that our broker can get for her? ANSWER: No, you probably can’t keep her deposit. If your buyer made a reasonable attempt to line up financing through her designated lender but was turned down, the contingency probably will let her cancel the deal and demand that her deposit be returned. If your agent can get your buyer a loan on the same terms that she was seeking from her credit union, you might be able to successfully sue her for breach of contract if she doesn’t go through
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there’s no guarantee that you would win the lawsuit, you’re probably better off returning your reluctant buyer’s deposit and putting your home back on the market.
3701 WEST FOREST TRAIL CT. 4 Bed / 3 Bathroom Woodland Trails Subdivision $252,500 Call 405-762-6160 for a showing
Real Estate
405-334-5737
514 E. Greenbriar Circle Stillwater, OK 74075-1634
Frank Lewis 405-762-6160 Pinnacle Sales Award Winner
Tiffany Aranda of
Real Estate Professionals 405-372-5151
Beverly Carter Beverly Carter 405.743.9618 405.743.9618
Sandy Blankinship Sandy Blankinship 405.269.9523 405.269.9523
Mike Branson Mike Branson 405.612.5347 405.612.5347
Tana Rutan Tana Rutan 405.612.1496 405.612.1496
Alane LeGrand Alane LeGrand 405.747.6950 405.747.6950
Judy Kasso Judy Kasso 801.824.8166 801.824.8166
Tiffany Aranda REALTOR Associate 405-714-1214
COMMUNITY ESCROW & TITLE CO. “WE CLOSE LOANS ANYTIME... ANYWHERE”
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with the deal. But the truth is, the money you’d spend on a lawyer and the time you’d waste dealing with this person probably wouldn’t justify your efforts. Considering that
Virginia Cussner Virginia Cussner 405.747.7601 405.747.7601
Diana Field Diana Field 405.747.4684 405.747.4684
Oscar Fortune Oscar Fortune 405.747.6042 405.747.6042
Jeff Grizzle Jeff Grizzle 405.714.4037 405.714.4037
David Heppel David Heppel 405.269.6907 405.269.6907
Rosetta Heppel Rosetta Heppel 405.880.0869 405.880.0869
What type of property to buy? Retire with Rentals AUSTIN FRUECHTING
rent to purchase price ratio that will make it a great investment. Multifamily properties also provide the advantage of having multiple units that share a single structure and single roof, which results in lower capital expenditures over time. Another advantage
able future. Residen- to live there themselves. That makes tial units are much more stable and pre- it harder to get the dictable. So what type of residential unit should you consider? Single-family homes? Duplexes? TownhoDolores Lemon CRS, CRB, GRI mes? Small apartBroker/Owner ment buildings? The 405-747-7822 answer is yes. You should analyze every option. Every market is going to be different and you need to Donna Rhinehart assess all possibilities GRI, CRS to determine what Realtor Associate 405-612-0509 types of units perform the best in your area. Bringing Although it’s not always the case, you will typically get higher returns in Jack Allred multifamily properBroker Associate 405-747-8647 ties. With single-family homes, you have to compete against buyers that are planning
of multifamily properties is that you are not 100% or 0% occupied as you are with a single-family home. When a single-family home is vacant, you have to make sure you have reserves to cover the entire mortgage and all monthly expenses until the next tenant moves in.
With a duplex, you may not break even with just one tenant, but it’s still nice to have a portion of the expenses covered while you have a vacancy. With a fourunit you may break even when you have one vacancy. These are all rough concepts though. If
the numbers make sense for single family homes, go for it! Austin Fruechting retired in seven years by investing in rental properties. For questions, comments, and to learn more about how you can achieve the same in ten years or less visit www. goodlifeinten.com
Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214
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405-372-5151 Downtown Office - 723 S. Main Street
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Kyle Bottger Realtor Associate 405-612-6724
Buyers & Sellers Together .... Professionally.
PARADE OF HOMES September 17th
OPEN SUNDAY 2-4 PM
Jennifer Oliver GRI Realtor Associate 405-612-4984
Sunday 1-2 pm
2113 Oak Trial-$595,000-Dolores 6006 Chateau Lakes-$587,500-Tiffany 4316 Jenna -$221,500-Lori 4410 Jenna-$224,000-Lori 2415 Trophy Ln-$439,900-Melissa 3619 Fountain View-$319,900-Amy 4302 Braxton Ln-$125,000-Ann 713 Karen-$430,000-Donna 719 Karen-$432,500-Donna
Melissa Woods GRI Realtor Associate 405-385-2035
Amy Parsons Realtor Associate 405-714-0882
Sunday 3-4 pm
3717 Airport Lane | $132,000
Lori Kastl CRS Realtor Associate 405-880-2844
Come see this totally remodeled 3 bed, 2 bath home! Features new central heat and air, hardwood flooring, fireplace, new windows, doors, cabinets, stainless steel appliances, counter tops, sinks, and faucets. You’ll want to see this house before it’s gone!
LILI BADIYAN Realtor 405-747-7144
Cheryl Moody Closing Coordinator 405-372-5151
Jan Lehenbauer GRI Realtor Associate 405-334-6988
Ann Morgan Realtor Associate 405-614-9600
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405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
3329 Charleston Ct-$371,500-Dolores 5908 Old Pond Ct-$549,500-Donna 814 Oakridge-$449,000-Tiffany 125 Marie-$165,000-Melissa 2008 Celia-$212,500-Amy 2302 Silverdale-$336,900-Ann 713 Karen-$430,000-Lori 719 Karen-$432,500-Lori
Stillwater NewsPress • Friday, September 15, 2017
There will be many types of properties to consider as you begin your investment journey. Knowing where to focus will depend largely on your market. As a general rule, I recommend and prefer residential to commercial properties. Commercial buildings can provide some great advantages, such as long-term tenants that are in charge of their own repairs. However, if a tenant leaves, you will likely have a long period of vacancy. Whereas residential units may be vacant for a month or two between tenants, commercial properties are often vacant for a year, or two or more. I experienced this with a few commercial spaces that I have owned and it’s not fun. For that reason (among some others) I have sold them and will only be buying residential units for the foresee-
Oklahoma Assoc. of Realtors launches free legal line to brokers Oklahoma Association of Realtors organization, and
Oklahoma Association of Realtors (OAR) recently launched a Legal Line to assist Realtor members throughout the state with issues and questions related to the real estate profession, including arbitration, code of ethics, Oklahoma Real Estate Commission compliance, contract law, multiple listing service (MLS) policy and general real estate law. Geoffrey Long, who recently joined OAR, serves in risk management and legal affairs for the
will field the statewide inquiries from members. “We are always improving and adding to the services we offer our members,” said Jessica Hickok, OAR CEO. “We are very excited to add this new, free legal line service to help our more than 10,000 members navigate the often complicated legal aspect of the industry. The better advice we can offer our members, the better service they can provide to their clients. “Geoffrey’s experience in real estate and gov-
Stillwater NewsPress • Friday, September 15, 2017
attorney general at the Oklahoma Office of the Attorney General. Long received his Juris Doctor at The University of Oklahoma College of Law and bachelor’s degree from The University of Oklahoma. “I have spent years working behind the walls of government in-
stitutions where I cultivated the unique experience I can now provide to Oklahoma Realtors,” Long said. “I’m very excited to be a legal resource for OAR members and help them solve problems to provide the best possible service to their clients.” The Legal Line is reserved for OAR
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members only. If you are a licensed real estate professional and not a member, you can
see how to become an OAR member by visitingwww. okrealtors.com/ members.
623 W. 6th Ave., Stillwater, OK • 377-1213
49450 S. 35000 Rd, Pawnee
NEW LISTING - Horse lovers dream place! Three beds, two baths, two-car garage home on ten acres with barn and tack room. Two animal sheds, storage shed, storm cellar. Kitchen has beautiful cabinets with pantry. Master bedroom has bath and great closet space. Home is at end of the road as the section line is closed. Located three miles from Pawnee. Property has mobile home site with water, sewer and electric hook ups. This is the home for raising a family, entertaining guests and making space for horse enjoyment. $275,000
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ernment is a huge asset for us.” Long founded GDL Legal PLLC, a law office specializing in government and state agency administrative law, real estate transaction and regulation compliance, legislative procedure, advocacy and lobbying regulation, election law, and campaign finance and Oklahoma ethics law. He is also a Realtor, broker and owner at Long Family Real Estate, was general counsel at the Oklahoma Ethics Commission, and public policy director and assistant
City Water
Come home to Roka Hidden Lake, the newest North-side luxury home addition in Stillwater. Located at 7723 N. Washington you'll find homes featuring granite counters, stainless appliances, and the latest trends in lighting and flooring. Get a feel for the country life with the larger lots, great views, paper shell pecan and pine trees. Come tour 713 Karen and take a peek at 719 Karen, which has just been framed. See what all the excitement is about this Sunday from 1-4 when this home will be featured on Real Estate Professionals Parade of Homes.
s Minute from Town Darrel & Barbara Overholt Owners 269-3300
Lots for Sale - - Builders Welcome
www.stw-realestatepros.com / 405-372-5151 Downtown Office - 723 S. Main Street Donna Rhinehart 405-612-0509
Mickie Rogers M&M Construction Builders
Uncommon trees that add fall color Home Grown KEITH REED multi-trunk. Benefits from afternoon shade and protection from south winds. • Shantung maple. Acer truncatum. A bit larger and more formal in appearance than amur. Also appreciates a bit of protection from harsh summers but will tolerate full sun. • Prairie Fire crabapple. Malus ‘Prairifire’. In addition to having nice fall color, this is one of the more disease-resistant crabapples for Oklahoma. The apples hang on well into the fall, adding to the late season beauty. • American smoketree. Cotinus obovatus. Another
plant usually grown as a multi-trunk. • Paperbark maple. Acer griseum. This very slow growing maple is not for the faint-of-heart gardener. Plant this one for future generations. Needs heavy shade and wind protection. While the fall color is nice, this tree is renowned for its incredible cinnamon brown bark display. • Sassafras. Sassafras albidum. Payne County is the western limits of adaptation for this understory tree. The more closely your site resembles an eastern Oklahoma creekbottom, the more likely you are to be successful growing this one.
OPEN SATURDAY 1-2 P.M.
• Ginkgo. Ginkgo biloba. Slow grower underutilized in our area. Considered a “living fossil”. • Tupelo or Black gum. Nyssia sylvatica. This slow growing tree has a reputation for being very hard to establish. It’s worth the trouble. For the last twenty five years, it has been one of the most reliably outstanding fall color trees at The Botanic Garden at OSU. • Fruitless sweetgum ‘Rotundiloba’. Liquidamber rotundifolia ‘Rotundiloba’. A standard sweetgum is one of our best trees for fall color but its shallow
root system, propen- rubrum ‘October sity to sucker, and Glory’. Not only is dreaded seed balls this an outstanding limit its landscape fall color tree, it is the value. This one does best red maple for not have the seedour climate. As with balls (with very rare all thin-barked trees, THE RE/MAX SIGNATURE EXPERIENCE exceptions), does protect the bark from Dedicated professionalsand providing unrivaled service. not seem to be quite winter sunscald the as prone to surface first several years. rooting. For more informaOctober Glory tion on this or any Red Maple. Acer other horticultural RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
GinaKilloughHomes.com 405.612.2210
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
Tina Darr
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension office. Keith can be reached via email at keith.reed@ okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
Candy Yundt
THE RE/MAX SIGNATURE EXPERIENCE Stillyhomes.com 405.697.0045
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RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com Kasey Longan
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OPEN HOUSE SUNDAY,Candy SEPT. 17 Yundt OPEN HOUSE 22 Brooks Thomas SUN. JAN.
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9906 S. Range Rd. (Perkins)
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
pm ~ 1-31-2:30 Beth 405.742.4525 CandysHomes.com
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(From E. 6th St & S. Perkins Rd. go 9 miles to Perkins, West on Hwy. 33 for 5 miles, 6209 W. Canterbury 1-2:30is on Tina to Range Rd., go North on Range for 1.4 miles. Property the west side of road.)
Stoneridge Dr. 806 S. 1124 Stoneybrook Street Kasey Longan TedNewlin.Realtor.com www.propertyjustforyou.com 5006 N. Nancy Lee Drive 405.714.5309 405.880.5569 801 S. Wicklow Street
Each office independently owned and operated.
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Stillyhomes.com 405.697.0045
1223 W. Preston Ave.
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Vicky Jerome
VickyJeromeHomes.com 405.747.7239
For Sale or Lease • $135,000
12-1:302-3 Julie p.m.
~ Tina Julie Bahl StillwaterHomeTeam.com 2-4 p.m. ~ Julie 405.762.3744 3-4 p.m. ~ Kasey Amanda Meberg
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NEW LISTING - 1310 W. 11th - 2 bed / 1 bath / 1 car garage. Ready for occupancy, large fenced backyard and close to city park...................................................$89,900
Hard to find 4 bedroom 3 office bathindependently home in aowned quietand operated. Each residential neighborhood. Large deck in the back for entertaining that overlooks a wooded backyard and beyond. Updated kitchen and bathrooms as well as a new roof. Terrific locations near Boomer Lake and NEW LISTING - 1013 E. DELL - 3 bed / 1 bath / 2-car garage. OSU. In the Richmond Elementary School District. PENDIN G Lease rate $1200/month. Large fenced yard, close to schools and shopping.........$126,500 916 W. seminole Dr.
2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3-car garage with storage. Original owner - SOLD custom built by Ron Walker. SOLD IN 1 DAY -SOLD 1711 N LINCOLN - 4 bed...............$233,000 2117 ARROWHEAD - 3 bed + study/ 2 bath..............$149,900 SOLD
1020 S. ROSE DR. 3 BED / 1.5 BATH / 2 CAR CARPORT Hosted by Linda Klinger Freeman Dilbeck BROKER/Owner 405-612-4429
Trent Hawkins REALTOR Associate 405-332-6911
Linda Klinger, GRI REALTOR Associate 405-612-0454
THE DILBECK AGENCY
Insurance and real estate
Serving Stillwater Since 1950
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
BARBARA HOUCK BROKER/OWNER
30+ years of experience
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
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104 E McELROY 405-372-2792 DilbeckAgency.com
For Sale • $80,000
Country living at its best! This 3 bedroom, 1.5 bathroom home with a 1 car garage is a real value at $80,000! It has 1,135 sq ft of living area. This home sits on 1 acre of land. Located close to Stillwater, Morrison, Perry and the turnpike. This home is in the Morrison Public School District.
Stillwater NewsPress • Friday, September 15, 2017
Consider the following choices if you are looking for a plant to make a dramatic statement in the fall landscape. Full disclosure: Most of the plants on this list are outside the norm and some require specific sites/ conditions to be grown successfully. Finding them available for sale may be a challenge but it will be worth the effort. The first tree is actually a shrub. Raspberry Sundae Crapemyrtle, bred right here in Payne County by Dr. Carl Whitcomb, is a pink flowering crapemyrtle with outstanding fall color. While we are on the subject of Dr. Whitcomb’s selections, Powder Keg Caddo Sugar Maple is a beautiful medium sized tree as long as you have a site with good drainage. The balance of these selections are presented by their approximate mature size, from the smallest in the landscape to the largest: • Possumhaw or deciduous holly. Ilex decidua. The “color” component of this multi-trunked plant is its brilliant red berries. Make sure you purchase the female plants. If it does not set berries after a few years, you may need to plant a male pollinator in the vicinity. • Amur maple ‘Flame’. Acer ginnala ‘Flame’. Sometimes grown as a
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Beautiful home nestled in Juniper Ridge addition just minutes form town. This open concept floor plan is just what you’re looking for! This is a 4 bedroom, 2.5 bathroom with a small study and large upstairs bonus room. Great living space
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Stillwater NewsPress • Friday, September 15, 2017
ATTENTION! NOW LEASING For IMMEDIATE MOVE-IN! 1. YOST RANCH (1904 W.Yost Rd.) NOW LEASING ALL UTILITIES PAID! Brand New! 3 Bedroom, 2 Bath 1,216 sq ft Solitaire Homes. Private Gated Addition located on 65 acres and Nice 2 acre pond. Large front and back porches. Comes with Brand new 8 x 12 storage bldgs on-site. Black Appliances--refrigerator, Dishwasher, Stove and Oven w/vent hood. Washer/Dryer Hkups, Each home sits on a small acreage. Horses optional w/Loafing Shed and private pasture on some homes. Only $1,095/month ALL UTILITIES PAID! 2. 119 S. Payne Street 3 Bedroom, 2 Bath, 1 Car Oversized Garage 2 Story Home for Lease. Mowing/Yardwork Included! Total Electric Utilities=Cheaper bills, refrig, Stove and Oven, Microwave w/vent hood, Dishwasher, Garb disposal, Washer, Dryer Hkups or rent a set from us. All Bedrooms have ceiling fans, walk-in closets and dimmable lighting. Access to a private Pool, Spas, Sand Volleyball and Sport Courts less than a block away! Only $990/month! Available NOW! 3. 3112 N. Madison4 Bedroom w/offc, 2 Bath, 2 Car Garage 2 story Home located in Luxurious Lakeview Village Addition walking distance to Boomer Lake. All Appliances Included, Washer/Dryer hkups, Large trees surrounding property and Yardwork Included! Pets with Owner permission, (sorry no students) Only $1,900/month Available NOW! 4. JAMES CREEK 138 S. Bryan Ct. in Stillwater. 3 Bedroom, 3 Bath, 2 Car Oversized Garage, 2 Story Homes. We have both a Short-Term 5 Month Lease Available and a long term 12 month lease available Each Bedroom is 13’ x 15’ and includes its own Bathroom and Walk-In closet along with Dimmable Lights. 1,550 sq ft homes. Granite Throughout & All Stainless Steel Appliances Included! Covered back porches, Mowing/Yardwork Included, Pets Allowed w/Owner Permission, Private Gated Addition w/ Private Pool, Spas, Sand Volleyball and Sport Courts. Only $1,200 $1,350/month www.campbellmgmt.com 405-372-9225 ext 0
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complete with beautiful stone fireplace. This unique floor plan offers the utility directly opening into large master closet. Must see home! Call 580-716-1107.
PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”
This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Manufactured Homes
For sale owner financed 3 bedrooms, 2 baths, 1500 sq. ft, mobile home, 2000 model, new carpet, new paint, A/c just reworked. 3/4 of an acre. $650 down, $650/month. $65,000. double wide located half way between Stillwater & Perkins. 6611 Windy acres. 405-747-4180 For Sale owner finance 5 acres, with a 16x80 2000 model 3 bedroom 2 bath, mobile home water well, new carpet, $600 down $600 month $60,000 purchase price located between Stillwater & Ripley. 11908 Rowdy Acres Ripley. From Stillwater go 8 miles east, to Bethal road turn right (South) go 3.25 miles Rowdy acres is on left first mobile home. 405-747-4180
Real Estate Rentals
Homes
3 bedroom, 1.5 bath brick home, fenced backyard 1024 E 5th Ave. 405-880-6027
3 bedroom, 1 bath, CH/A, washer/dryer hookups, single car garage, $800/ month 1209 E. 4th 405-762-6054
3 years oldalmost new 3 bedroom, 2 bath, 2 car garage house for rent. Ready now. located near Country Club. Please call 405-385-1624
First Month Free! Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
Homes
Very nice 3 bedroom cabin for rent. $1,000/month All bills paid 405-612-4126 710 N. Wildwood Acres Dr. 4 bedroom, 3 bath, 1.5 acres, east of Stillwater. Washer, dishwasher, fridge. $1,500.00. Call 405-612-0447 ATTENTION! NOW LEASING For IMMEDIATE MOVE-IN!
www.cowboyproperty.com
Apartments
Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395.
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
We have a few 1, 2, 3, & 4 Bedroom Homes, Duplexes, Apartments around Stillwater and surrounding areas. Go to our web-site at www.campbellmgmt.com to check “Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
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Highpoint Apartments walking distance to Boomer Lake. 2 bedroom.1 bath. Open Spacious lay out! Great bedrooms and big closets! Ample parking. $510.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
Commercial/Business PATTON PROPERTIES 405-372-3900 www.stillwaterok comercialproperty. com bpatton@ farmersagent.com Lakeview Plaza: (Lakeview & Perkins Rd.) •Office/Warehouse 2500 sq. ft. $875/month •Retail/Office 2000 to 6000 sq. ft. Jardot Warehouse: Warehouse space 1250 sq. ft. $350/month Fountain Square: Office/Retail 2400 sq. ft. $2400/month OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Protect against lasting damage from Equifax theft EDITOR’S NOTE: Due to Equifax news, Ken Harney is writing this column for this week and taking off next week’s column instead. WASHINGTON – The catastrophic theft of 143 million consumers’ personal data from national credit bureau Equifax could cause financial grief for years for homebuyers and mortgage applicants. The odds are that some of your sensitive information was stolen – possibly your address, Social Security number, driver’s license, credit card numbers – and could now be up for grabs to the highest bidders on a Dark Web site. Equifax and the other two national bureaus, Experian and TransUnion, keep files on approximately 220 million individuals, so
even though you had house they’re under nothing to do with it. contract to close on a Turns out finanspecific date? It could cial thieves have all get really messy. been racking up Another scenario: thousands of dollars Say your lender alin debts at your exready has approved pense and now you’re you for a mortgage KENNETH R. HARNEY stuck with having to or a home equity get the file corrected, loan. Before the which takes time scheduled closing, roughly two-thirds of to detect fraudulent and can be a pain. In the loan officer does consumers are poten- activity on one or the meantime, what what has become tially at risk from the more of your existhappens to your standard practice breach. Ironically, ing credit accounts. purchase contract? in the mortgage the so-called “credit You sign a contract Will the sellers bear industry in recent invisibles” – the to buy a house and millions of Ameriapply for a mortgage. with you, essentially years – runs anothputting off the trans- er credit check to cans with little or no The lender pulls action indefinitely, make sure no new information in the your credit and conand possibly blowing debts have been bureaus’ files – may fronts you with the added since your be the least affected shocking news: Your up their own plans to move into another application. But in by Equifax’s security FICO credit score lapse. is too low for you to Homebuyers and qualify for the loan mortgage applicants, because you’ve been on the other hand, running up too much tend to have signifidebt on one or more cant information on accounts. Your “utilifile at the bureaus zation ratio” on your and could run into available credit is too complications soon or high and that has down the road. depressed your score. Take this scenario: Or there’s a newly 5922 N. Canyon Court | $195,000 Say your Equifax file established account 2 Beds | 2 Baths was looted but you’ve on your files that has Brand new, low maintenance home with covered back patio, done little or nothing put you deep in debt, sprinkler system, landscaped and fenced yard. It is conveniently
The Nation’s Housing Column
sumer Financial Protection Bureau, regulates the credit arena, offers defensive guidance at a special new website, www.consumer.ftc. gov/blog/2017/09/ equifax-databreach-what-do. The FTC also has helpful information on identify theft counter-measures at www.consumer. ftc.gov/features/ feature-0014-identity-theft. Ken Harney’s email address is kenharney@earthlink. net.
OPEN HOUSE SUNDAY IN THE CANYONS 1-3 PM
802 W. Brooke Ave. - $100,000
Never before available, this 60-year-old brick home was custom-built. Three bedrooms and 1.5 bath home is walking distance to Boomer Lake, Stillwater High School, and Restaurants. Approx. 1 mile north of OSU campus. The home faces Boomer Road, although the address is on Brooke Ave. Three bedrooms, 1.5 bathrooms, plus an office, central heat and air. Selling “As-is”. See more of this home at www.WeLoveSellingStillwater.com
Fisher Provence, REALTORS®
377-1000
6021 N. Canyon Ct. | $195,000 2 Beds | 2 Baths
6025 N. Canyon Ct. | $229,500 3 Beds | 2 Baths
Brand new, low maintenance home will free up more retirement time to spend with your family. Enjoy a large living space and welcoming backyard for easy entertaining. The master suite has a ceiling fan, nice walk-in closet, spacious bathroom and relaxing view of the backyard. Other awesome features include: covered back patio, sprinkler system, landscaped and fenced yard.
This beautiful brick custom home has a high roof-line, decorative wood shingles, custom wood shutters and attractive lantern style lights on the front of the home. The WOW factor in this home is the amazing kitchen! Other enjoyable features include: a covered back patio, sprinkler system, landscaped and fenced backyard.
ALANE LEGRAND Associate Broker 405.624.2626 405-747-6950 www.c21global.com 131 N. MAIN, STILLWATER
A7
“WE’RE LOCAL, WE’RE GLOBAL”
located to shopping, popular restaurants, OSU, and the turnpike entrance. Kick up your retirement lifestyle and indulge yourself in this new, upscale, energy efficient home in a serene nature setting with a great walking trail.
6008 N. Canyon Court | $225,000 3 Beds | 2 Baths This new brick custom home has granite counter tops, island with coordinating cabinets, matching stainless steel appliances with an open floor plan.
Stillwater NewsPress • Friday, September 15, 2017
Open Sunday 1-3
Page Provence, CRS Broker Associate (405) 612-0194
the meantime, identity theft criminals have created a new account or run up charges on one or more of your credit cards, knocking your debt-to-income ratio out of sight. At the very least, whatever rate locks you had could be blown as you scramble to get your files corrected. Or your entire loan transaction could be jeopardized if the process takes too long. The Federal Trade Commission, which along with the Con-
Yost Rd.
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To Cimarron Turnpike
19-20, 27-28
McMurtry Rd.
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Liberty Ct.
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Sunset Av. University Av.
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Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
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5th Av.
Richfield Ct.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
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Admiral Av. Sherwood Av.
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Woodlake Dr. Deer Creek Ct.
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Stillwater NewsPress • Friday, September 15, 2017
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Lauren Lane
Keller Dr. Lakeview Ct.
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Eskridge Pl.
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Hall of Fame Av.
1st Av.
4th Av.
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Rd.
McElroy Rd.
Tyler Av.
Farm Av.
16
mer
Reese Landing
Walnut St.
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Thomas Av.
Swim Av.
Knapp
Oak Crest Rd.
Eastland Dr. Marcus Dr.
Harned Av.
Mohawk Av.
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Brooke Brooke Jefferson St. Moore Franklin
Eskridge Av.
3rd Pl.
Boomer Lake
Osage Dr.
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Hereford Dobi Ln.
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Newman Av.
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Parkway Dr.
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3rd Av.
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Harned Av. Madison Ct.
Thomas Av. Frances Av.
Memory Ln. Country Ln.
Airport Rd.
Tobacco Rd.
Preston Ln.
State Ln.
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Av.
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Valley View
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Lisa Ct. Lori Ct. Lakeview Rd.
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Ute Av.
Hartwood Av.
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Dilbeck Agency 11. 1020 S. Rose Rd. 1-2 SATURDAY .................... Linda
24
Rogers Dr.
Ranch Av.
age
Richmond Rd.
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Rog
B
Os
gate Dr .
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
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Fisher Provence 10. 802 W. Brooke Ave. 1-3 ......................................David
Chateau Ct.
Washington St. Nancy Lee Dr.
Hunters Ridge
Garfield St.
8
Lynn Ln.
North
Benjamin
Stonecrest Ave.
Stillwater Municipal Airport
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Falls Dr.
Real Estate Professionals 12. 2113 Oak Trail 1-2 ............................................Dolores 13. 6006 Chateau Lakes 1-2 .................................. Tiffany 14. 4316 Jenna 1-2 .........................................................Lori 15. 4410 Jenna 1-2 .........................................................Lori 16. 2415 Trophy Ln. 1-2 .........................................Melissa 17. 3619 Fountain View 1-2....................................... Amy 18. 4302 Braxton Ln. 1-2 ............................................. Ann 19. 713 Karen 1-2 ......................................................Donna 20. 719 Karen 1-2 ......................................................Donna 21. 3329 Charleston Ct. 3-4 .................................Dolores 22. 5908 Old Pond Ct. 3-4 ......................................Donna 23. 814 Oakridge 3-4 ............................................... Tiffany 24. 125 Marie 3-4 .....................................................Melissa 25. 2008 Celia 3-4 ......................................................... Amy 26. 2302 Silverdale 3-4................................................. Ann 27. 713 Karen 3-4 ............................................................Lori 28. 719 Karen 3-4 ............................................................Lori
Ct.
yon
Can
Amethyst Ave.
nd St. Husba
Richmond Rd.
Stonecrest Ct.
RE/MAX Signature 6. 9906 S. Range Rd. 1-2:30 PERKINS..................Kasey Directions: From E. 6th St & S. Perkins Rd. go 9 miles to Perkins, West on Hwy 33 for 5 miles to Range Rd go North on Range for 1.4 miles, property is on the west side of road. 7. 806 S. Stoneybrook St. 2-3 ..................................... Tina 8. 5006 N. Nancy Lee Dr. 2-4 ..................................... Julie 9. 801 S. Wicklow St. 3-4 ...........................................Kasey
1-4
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Century 21 Global 1. 6008 N. Canyon Ct. 1-3 ......................................... Alane 2. 6025 N. Canyon Ct. 1-3 ......................................... Alane 3. 5922 N. Canyon Ct. 1-3 ......................................... Alane 4. 6021 N. Canyon Ct. 1-3 ......................................... Alane 5. 3717 Airport Ln. 2-4 ....................................................Lili
Topaz Ave.
13
Week of Sunday, September 17, 2017
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Burris Rd.
Burris Rd. 177
Payne St.
OPEN HOUSEMap
Jardot Rd.
Perkins Rd.
Yost Rd.
177