News Press Stillwater
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se Hou .m. n e Op y 1-3 p da Sun
September 22, 2017
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Percentage of practitioners surveyed that say staging a home before listing could lead to a jump in the sale price of five to 10 percent.
6324 Mesa Circle
6324 Mesa Circle - Step inside to see transformed stairway, magnificent kitchen, classy dining room, and open living room with fireplace. Nice updated colors and finishes! New soaker tub, tile shower and double vanity are spectacular. Neighborhood has large lots, trees, and a community storm shelter. Functional floor plan with three large bedrooms, office, and two bathrooms on the first floor; the fourth bedroom is upstairs, large walk-in attic, storage throughout with two-car garage. $290,000. OPEN SUNDAY 1-3 PM 6 Arbor Circle - TODD KRAYBILL HOME, located in Arbor Village. Cottage style home with front porch, wood floor in living area. Master bedroom & bath on the ground level. Two bedrooms & bath on upper level. Laundry room is accessible from master bath or hall. Kitchen features a center island, pantry & granite countertops. Dining area opens to patio. You will fall in love with this exciting new concept in home design. Garage at back of home. Storm shelter included.
These homes offered by Fisher Provence REALTORS® (405) 377-1000 • 904 E. 6th Avenue
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
6 Arbor Circle
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Stillwater NewsPress • Friday, September 22, 2017
Quitclaim deed won’t let divorcee escape from a mortgage contract From a legal standpoint, it can be easy to dissolve a marriage. “Divorcing” yourself from an existing mortgage can be more difficult. DEAR MR. MYERS: My husband and I are getting divorced. He has a good job and wants to keep our house, so he said that he’ll make all of the future mortgage payments if I agree to sign a quitclaim deed that would give my half-interest in the home to him. This seems OK to me, but what do you think? ANSWER: I don’t know how much you trust your husband, nor the future of his job that would be needed to make the payments on the house. For legal purposes, though, the lender of the home that you and your spouse currently share can hold you personally liable for the entire balance of the mortgage if it goes unpaid. You and your soon-tobe ex each signed for the loan, which means that you must pay the entire bill if he cannot pay his share. Signing a quit-
About Real Estate DAVID MYERS claim deed won’t help: It would simply mean that you would give up all your legal interest in the property, but still be on the hook for its future payments. In a worst-case scenario, the quitclaim would cede your half-interest in the home to him, allow him to stop making the monthly payments, and then permit the lender to insist that you continue making regular installments on a house that you no longer own. If the bank must eventually foreclose, it would leave a scar on your credit record that would last for several years.
Your letter states that your husband has a good job, so he should try to refinance the current mortgage in his own name. Doing so would sever your financial ties to both the home and the bank. Of course, the simplest solution would be to sell. The lender would be paid from the sale proceeds, you wouldn’t have to worry about any future loan payments, and any profit that’s left could be split however your husband and you decide.
5,000 adults conducted by Bank of America found that 74 percent of all first-time buyers say their children had a “major influence” on the type of property they purchased and where it is located. *** DEAR MR. MYERS: We have lived in the same quiet community for several years. A younger couple recently moved in across the street, and they both work full-time out of their home. They are both accoun-
tants, and the clients who visit them are causing all sorts of parking problems and other headaches. My husband and I don’t want to confront them because we don’t want to create any “bad blood” between us and the new neighbors, but this whole situation is getting out of control. Any suggestions? ANSWER: Confronting troublesome neighbors is never pleasant, but sometimes it must be done. Assuming that other people on your block share
your concerns, a group of you could make a cordial visit to the young couple and discuss the problems that their home-based business is causing. Perhaps the couple would be willing to make more visits to their clients’ offices or homes, or restrict visits to their own home to specified hours of the day. If you live in a neighborhood that’s controlled by a homeowners association, the HOA’s rules probably include limits on home-based businesses. Some associations even ban them.
Should your new neighbors refuse to compromise, consider contacting local zoning officials at City Hall. Most cities and counties have ordinances on their books that prohibit people from operating full-time businesses from their home, especially if the enterprise creates problems with traffic, parking or noise. It’s commendable that you don’t want to create friction between your new neighbors and the rest of the folks who live on your block, but remember - it’s your neighborhood, too.
*** REAL ESTATE TRIVIA: A new survey of nearly
OPEN SUNDAY 1-3 PM Beverly Carter Beverly Carter 405.743.9618 405.743.9618
Sandy Blankinship Sandy Blankinship 405.269.9523 405.269.9523
Mike Branson Mike Branson 405.612.5347 405.612.5347
Tana Rutan Tana Rutan 405.612.1496 405.612.1496
Alane LeGrand Alane LeGrand 405.747.6950 405.747.6950
Judy Kasso Judy Kasso 801.824.8166 801.824.8166
Virginia Cussner Virginia Cussner 405.747.7601 405.747.7601
Diana Field Diana Field 405.747.4684 405.747.4684
Oscar Fortune Oscar Fortune 405.747.6042 405.747.6042
Jeff Grizzle Jeff Grizzle 405.714.4037 405.714.4037
David Heppel David Heppel 405.269.6907 405.269.6907
Rosetta Heppel Rosetta Heppel 405.880.0869 405.880.0869
118 Boardwalk
Brett Powers - Realtor®/GRI 520 S. Knoblock St 405-372-8326 www.teamstillwater.com
Add value to your rental with upgrades Retire with Rentals AUSTIN FRUECHTING
How much will the improvements cost, and how much will the rent increase because of it? If you paid $100k for the property and put $40k into the remodel for $140k total, how does that compare to how much you would have to pay to achieve the same
rent from a unit that didn’t need work? If you could achieve the same rent with buying something that doesn’t need work for around $150k, that’s probably not a big enough value add to make it worthwhile. But, if it would take closer
$200K to achieve the same rents, then not only have you created 60k in instant equity, but are also getting a huge return on your investment. Next week we’ll discuss different ways to finance these and show how value add properties can
achieve an infinite return. Austin Fruechting retired in seven years by investing in rental properties. For questions, comments, and to learn more about how you can achieve the same in ten years or less visit www. goodlifeinten.com
to cover any overYou could invest ages or surprises. in the remodel Finally, put the and increase the two parts together. monthly rent accordingly. However, if the current rent is near the top of the range, then it’s probably not a good value add property, Dolores Lemon as your ability to CRS, CRB, GRI charge more after Broker/Owner 405-747-7822 the remodel will be limited. The second part of what makes a good value add opportunity is the Donna Rhinehart downtownstw.com cost of improveGRI, CRS Realtor Associate ments. Costing 405-612-0509 out the remodel is where some peoBringing Buyers & Sellers Together .... Professionally. ple get in trouble, so make sure you NEW LISTINGS are accurate and 1513 Fiddlers Hill- NEW CONSTRUCTION IN FIDDLERS HILL/SW Community-364,800-Tiffany Jack Allred account for everyBroker Associate thing, including 405-747-8647 810298 S HWY 18- 10 acres 3 bedroom home with shop & Storm Shelter-$325,000-Kyle carrying costs. 719 Karen Ave.- 4 bed 3.5 bath 3 car garage in the Newest Addition North Side of Stillwater-$432,500-Donna You’ve probably 56501 S 3480 Rd- 159 acres of Hunting Paradise-$286,200-Jan heard of someone, or have seen 4302 Braxton Ln- 3 bed 2 bath Total Electric- Peaceful area-$125,000-Ann someone on TV, 3314 W. Charleston Ct- 4 bed 3 bath 3 car garage on 2 lots in Berry Creek-$439,000-Donna who tried to flip a Jennifer Oliver GRI 3520 N Washington- over 3000 sq ft Moduflex Design on 2.43 acres-$295,000-Tiffany house and ended Realtor Associate up spending twice 701-703 E Hwy 33, Perkins- Highway Frontage at the Golf Course-$175,000-Lori 405-612-4984 as much as they 800481 S. 3380 Rd.- 3 bed 2.5 bath on 40 acres Perkins Schools-$275,000-Lori planned. Don’t be 9300 S Brushcreek Rd-10 acres with well and septic and electric - $80,000 - Jack that person. Make certain your num2211 Crestwood Dr- AFFORDABLE NEW CONSTRUCTION 3 bed 2 bath - $143,500 - Donna bers are accurate 814 S Oakridge Dr- Very Nice home in Country Club-$449,000-Dolores Lori Kastl and that you have CRS 1802 Fiddlers Hill- New Construction Buy now make your choices-$364,800-Tiffany a contingency bufRealtor Associate 405-880-2844 fer (20-30 percent) 00 S Fairgrounds Rd- 40 acres in Perkins School Dist -$240,000-Tiffany
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6409 S Prairie Rd- 60 acres/2 barns/home/ponds-$499,900-Lori 7828 Pickles Gap- Nice Lot in lost Creek Meadows-$28,000-Lori 1807 S. Ashton- NEW CONSTRUCTION BERRY CREEK - $387,700 - Donna 4711 Deerfield Dr- One of a Kind 63 acre Estate-$4,583,000 - Dolores 205 SW 2nd, Perkins- 2 bed 1 bath Update & Move in Ready-$75,000 - Lori
Kyle Bottger Realtor Associate 405-612-6724
Melissa Woods GRI Realtor Associate 405-385-2035
Amy Parsons Realtor Associate 405-714-0882
Jan Lehenbauer GRI Realtor Associate 405-334-6988
Ann Morgan Realtor Associate 405-614-9600
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Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214
Stillwater NewsPress • Friday, September 22, 2017
Properties that have a significant amount of deferred maintenance and dated finishes are where you can often make the highest returns and accelerate your timeline of acquisitions. You may be familiar with “house flipping,” where an investor buys a run-down home, makes the necessary improvements, and sells for a profit. Applying this same concept to buy-and-hold rental investments can provide high, and even potentially infinite, returns. We’ll get to the returns next week. Today, we’ll start with what makes a good value add property. Identifying a good value add rental is all about knowing how much the rent can increase if the unit is remodeled. Let’s say you find a three-bedroom, two-bathroom house where everything is dated and there is a lot of deferred maintenance. If its current rent is near bottom of the range for similar properties in your market, it might be a great opportunity.
How to transplant your garden ter than a spading fork. Do not confuse this flatTribune News Service tine spading fork with Before plastic nursa hay pitchfork, which ery pots, real American has round tines. Spading gardeners were always forks are essential to lift big transplanters. Our the root crown of large, grandparents and their heavy plants up from the ancestors off the farm bottom of a deep hole. knew how to move plants When plants are too big of all kinds. Transplantfor one fork, two gardening, sowing, grafting, ers each armed with a trade and cuttings were fork dig in on opposite the way you got new sides, then simultaneplants, so these skills ously lift and pop out a were essential to creating difficult specimen. a beautiful landscape or The spading fork takes a productive garden afmuscle, so it’s a very perfordably. sonal tool that should fit Knowing how to trans- your body. A spading fork plant helps you salvage may have a long handle discards pulled from like that of a shovel, demolition sites to enwhich my tall husband hance your yard. Dumpprefers. I like average ster diving can be highly height and a short hanfruitful, too. It becomes dle with a “D” grip, ideal a blend of science and for tight spaces. field technique that has You can also use a always made the best shovel for transplanting, gardeners those born to too, but differently. Shovhumble means. They did el blades invisibly sever not grow up wealthy, every root encountered but they grew up rich no matter the diameter in these essential plant or importance. When skills. And these skills moving old woody shrubs translated into incredible with very deep woody gardens. roots, you must cut them For digging out plants to move the plant. This is to divide, pot-up or move when the clean severance elsewhere, no tool is bet- by a sharp edge shovel
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Stillwater NewsPress • Friday, September 22, 2017
By Maureen Gilmer
blade ensures rapid healing and formation of new roots once transplanted. The spading fork is vital for perennials and succulents and plants that are in rocky ground or bear soft fleshy roots. The fork can be used to loosen soil all around a perennial so it lifts gently and intact, ready to carry elsewhere to replant or pot. The spading fork is the primary tool for raised bed gardening to blend soils and turn the ground with compost for renewal. There’s little doubt that during the Great Depression every man turned his wife’s vegetable patch by hand with a fork. It is renowned for more easily turning over backyard soil to make a new vegetable garden from scratch just like grandpa did. Shovels leave dense clods packed by pressure of the blade that must be broken up. If there’s one tool to make gardens and get yard work done, it’s a spading fork. Buy the strongest tines you can find because they take a lot of pressure prying
plants out of the root bed. Also pay attention to the handle connection, since weak ones fall apart where the stem of the tines is inserted into the wood handle. American made spading forks are superior to imported ones, except for those manufactured in England where men are very serious about their forks. The longer you use a spading fork, the more indispensable it becomes. All those special tools you see advertised on TV can be discarded in favor of this one universal gardener’s fork. Where weeds are deeply rooted in, use the fork to loosen the soil before you pull them out with the roots. Stick it into dense soil or lawn to open up the drainage. Nothing works better to sift out all the detritus from your raised beds or clean up at the end of the season. Perhaps after you give your husband or dad a great spading fork for Father’s Day, be ready show him where you want the new garden s s o c itry ates next week so &heAcan R E A LT Y it out.
Ed’s toilet tips for new home By Ed Del Grande Tribune News Service
Q: Dear Ed: We are planning to build our first new home and I am in charge of choosing the toilets. Can you please give me a little toilet guidance on new toilet trends? – Jean, New Jersey A: The new
theme I have seen is to think green, smart and clean. With that in mind, here are my three basic toilet buying tips on what to look for: 1. High-efficiency toilets (HET). A high-efficiency toilet flushes with less than 1.3 gallons of water per flush.
New high velocity flushing systems are available to deliver stronger flushes using less water. Look for a HET with a powerful flush plus a good bowl rinse for best performance. 2. Smart designs. Wall-hung toilets with concealed tanks can open up
a little more bathroom space, while electronic toilets with built-in bidets can add class and comfort. 3. Easy cleaning. Quick release toilets seats, skirted trapways and touchless flushing can help you keep a tidy throne fit for a king.
Wick
Wick A &
Sunday, Sept. 24, 1-2 pm
101 N. Boardwalk - $139,900
2 Bedroom / 1 Bath / 2 Car Garage Energy Efficient Home / Corner Lot - Built 2014
Jason Utley 1020 N. Boomer | 405-533-3800
Realtor® GRI 405-334-3388
3701 WEST FOREST TRAIL CT. $252,500 4 Bed / 3 Bath – Sangre Schools Woodland Trails Subdivision Call 405-762-6160 for a showing
Real Estate
405-334-5737
514 E. Greenbriar Circle Stillwater, OK 74075-1634
Frank Lewis 405-762-6160 Pinnacle Sales Award Winner
623 W. 6th Ave., Stillwater, OK • 377-1213
ssociates
R E A LT Y
MLS Professional Property Management Professional Real Estate Services
1108 S. Main • Stillwater, OK
372-0868
1000 S. Canyon Road 5 Acres with water well
$39,500
Mobile home ok Possible owner finance Owner Realtor
CALL FOR MORE INFO www.wick-realty.com
49450 S. 35000 Rd, Pawnee
NEW LISTING - Horse lovers dream place! Three beds, two baths, two-car garage home on ten acres with barn and tack room. Two animal sheds, storage shed, storm cellar. Kitchen has beautiful cabinets with pantry. Master bedroom has bath and great closet space. Home is at end of the road as the section line is closed. Located three miles from Pawnee. Property has mobile home site with water, sewer and electric hook ups. This is the home for raising a family, entertaining guests and making space for horse enjoyment. $275,000
Check out the fall garden events Payne County has two outstanding gardening events coming up soon. While we were already excited for them, the recent stretch of cool nights should really give ornamental plants a boost and the gardens should really begin to sparkle. Coming first is The Botanic Garden at OSU’s GardenFest and Mum Sale on Saturday September 30th. The free event will be from 10am-2pm. Activities include garden tours led by an outstanding team of Botanic Garden Ambassadors, educational booths, children’s activities, garden
for our Fall Garden Tour. This tour of private home gardens will be held from 12:30-4pm. and will feature a surprising diversity of stunning landscapes. Tickets are available in advance for $5 at GardenGardenFest is a Fest or the Payne free event, please County Extension consider investing office. Tickets can generously in not also be purchased at only some beautiful any of the gardens fall color for your on the day of the landscape, but the event for $7. Chilcare of the Botanic dren under 12 are Garden itself and welcome to attend the students who for no charge. are a vital key to In addition to the making the garden private home tour, a local treasure. the Master GardenThe following ers are very pleased weekend on Sunday to announce the October the 8th, join OSU campus will be the Payne County a part of this year’s Master Gardeners tour. Campus horti-
cultural staff will be on hand in four key gardens to talk indepth about some of the recent landscaping efforts on campus. You don’t want to miss this! Details available on the web at paynecountymastergardeners.org or at the contact point listed below.
Home Grown
KEITH REED related product vendors, live music and food trucks. If you’ve been to the Botanic Garden this summer, you already know that it has looked outstanding all season. This is in large part due to the increases in the number of summer interns. In times of ever-decreasing budgets, a key to funding these interns is the mum sale. So, while
For more information on this or any other horticultural topic, you can contact Keith Reed, the horticulturist in the Payne County Extension office at keith.reed@okstate. edu, phone at 405747-8320, or in person at the Payne County Extension office, at 315 W. 6th in Stillwater.
Houses For Sale To Be Moved
Starting at $20,000* Houses to be moved to make room for the new Westwood Elementary School. Good quality homes to be relocated.
Beyl-Davenport House Moving Call Dennis for details (405)743-6663
* Delivered to your site, does not include site prep or foundation work
Clearing up confusion about stainless steel sinks By Ed Del Grande Tribune News Service
rounded sink bowls that are easy to install and maintain. A fabricated stainless steel sink is made by bending,
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kitchens, but you may need to fabricate a little extra money in your budget to include a fabricated stainless steel sink.
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NEW LISTING - 1013 E. DELL - 3 bed / 1 bath / 2-car garage. PENDIN G Large fenced yard, close to schools and shopping.........$126,500 2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3-car garage with storage. Original owner - SOLD custom built by Ron Walker. SOLD IN 1 DAY -SOLD 1711 N LINCOLN - 4 bed...............$233,000 2117 ARROWHEAD - 3 bed + study/ 2 bath..............$149,900 SOLD
1320 E. Eastern $99,000
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3 Bedroom - 1 Bathroom Highland Park Elementary
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
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NEW LISTING - 1310 W. 11th - 2 bed / 1 bath / 1 car garage. Ready forPENDIN occupancy, large fenced G backyard and close to city park...................................................$89,900 Stillwater NewsPress • Friday, September 22, 2017
Q: Hello Ed: I am looking to purchase a new stainless steel kitchen sink and have been a little confused. What is the difference between a fabricated stainless steel sink and a molded stainless steel sink? – Dan, Kansas A: Molded or drawn stainless steel sinks are found in most kitchens because of the many designs available and the attractive price ranges to choose from.
Basically, a molded stainless steel sink is made by pressing a sheet of steel into a mold. This process produces smooth,
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Stillwater NewsPress • Friday, September 22, 2017
All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.” This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Manufactured Homes
For Sale owner finance 5 acres, with a 16x80 2000 model 3 bedroom 2 bath, mobile home water well, new carpet, $600 down $600 month $60,000 purchase price located between Stillwater & Ripley. 11908 Rowdy Acres Ripley. From Stillwater go 8 miles east, to Bethal road turn right (South) go 3.25 miles Rowdy acres is on left first mobile home. 405-747-4180
Manufactured Homes
For sale owner financed 3 bedrooms, 2 baths, 1500 sq. ft, mobile home, 2000 model, new carpet, new paint, A/c just reworked. 3/4 of an acre. $650 down, $650/month. $65,000. double wide located half way between Stillwater & Perkins. 6611 Windy acres. 405-747-4180
For sale owner finance 3 bedroom 2 bath located on 4 acres $55, 000. 00 $550 a month down payment negotiable lots of trees big Creek in backyard needs a little work 16x70 1999 model mobile home 405-747-4180 located 15 miles east of stillwater to 18 and 51 junction turn left which is north three and a half miles to salt Creek bridge go 300 feet north of new bridge 2 Wallace circle road turn left which is west take the left fork when you turn in property and then take the right fork in road follow on down road look for sale sign
Land/Acreage
FOR RENT: 4 acres of grass, there is room for 3 horses $50.00 each. Call 405-743-0486
Real Estate Rentals
Homes
3 bedroom, 1.5 bath brick home, fenced backyard 1024 E 5th Ave. 405-880-6027
3 years oldalmost new 3 bedroom, 2 bath, 2 car garage house for rent. Ready now. located half my to Country Club.OSU bus pick up just 1 street away. $1,290.00 per month Please call 405-385-1624 Very nice 3 bedroom cabin for rent. $1,000/month All bills paid 405-612-4126 710 N. Wildwood Acres Dr. 4 bedroom, 3 bath, 1.5 acres, east of Stillwater. Washer, dishwasher, fridge. $1,500.00. Call 405-612-0447
Homes ATTENTION! NOW LEASING For IMMEDIATE MOVE-IN!
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at Stillwater
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We have a few 1, 2, 3, & 4 Bedroom Homes, Duplexes, Apartments around Stillwater and surrounding areas. Go to our web-site at www.campbellmgmt.com to check “Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Apartments First Month Free! Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
Apartments
Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395.
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Highpoint Apartments walking distance to Boomer Lake. 2 bedroom.1 bath. Open Spacious lay out! Great bedrooms and big closets! Ample parking. $510.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266
at Stillwater
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Apartments
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
Commercial/Business PATTON PROPERTIES 405-372-3900 www.stillwaterok comercialproperty. com bpatton@ farmersagent.com
Lakeview Plaza: (Lakeview & Perkins Rd.) •Office/Warehouse 2500 sq. ft. $875/month •Retail/Office 2000 to 6000 sq. ft. Jardot Warehouse: Warehouse space 1250 sq. ft. $350/month Fountain Square: Office/Retail 2400 sq. ft. $2400/month
Commercial/Business
Office spaceCourthouse Plaza205 W. 7th. Small $275, large $500. All bills paid. Contact 372-4822, or come to 205 W. 7th, Ste. 201A
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
Manufactured Homes
Lot for Rent! Valley Acres Mobile Home Park 2800 West Lakeview $240/month. 2006 or newer and in good condition 405-372-5532
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No retirement cash set back at 58 Dear Dave, I’m 58 years old and have nothing set aside for retirement. My wife and I are on Baby Step 2 of your plan and paying off debt. We have $37,000 in debt not counting our home, and five kids still at home. We have a household income of $73,000 a year, and were wondering if we should go ahead and start Baby Step 4, investing for retirement, instead of paying off the debt. - Dan Dear Dan, Your most powerful
cisions can be defined Dear Dave, My husband and as things that help I have been saving, you win with money and we’re ready to over the long-term. buy our first home. Thirty-year mortgages are a trap. They We found a place don’t help you build we both love and wealth, and they can afford if we do a 30-year mort- keep you in debt. On the other hand, 15gage instead of a year mortgages get 15-year mortgage. you out of debt a lot Should we wait faster, and being out and save more for of debt frees up your a down payment so we can afford a largest wealth-buildTHE RE/MAX SIGNATURE EXPERIENCE Dedicated professionals providing unrivaled service. ing tool — your in15-year mortgage, or go ahead and do come. I would never take the 30-year deal? out a home loan Faith where the payments Dear Faith, are more than a Good financial de-
have to throw every dime you can into building an emergency fund of three to six months of expenses. And after that, you’ll have to spend 10 years going crazy saving for retirement by pouring about $12,000 a year into want to retire with good mutual funds. dignity. I’d really lean Can you do that into this debt and and win, and by make it disappear in “win” I mean retire the next 18 months. with some dignity? I’m talking about Yes, you can. But it’s sticking to a tight not doable if you’ve budget, living on got $37,000 in debt rice and beans, and hanging around your selling so much stuff neck! — Dave around the house those kids think We can afford they’re next! it on a 30-year After that, you’ll mortgage
Dave Says
DAVE RAMSEY wealth-building tool, both mathematically and factually, is your income. The most powerful way to build wealth is to have your income available. That means it’s not flying out the door every month to make debt payments. Fifty-eight is not old, but you do have to get busy if you
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
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GinaKilloughHomes.com 405.612.2210
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RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com Amanda Meberg
admeberg@gmail.com 405.612.2096
OPEN HOUSE HOUSE SUN. JAN. 22 OPEN SUNDAY, 1-3 Beth SEPT. 24 6209 W. Canterbury 1-2:30 Tina Dr. 11041124E.Stoneridge Hanson 2-412-1:30 pm Julie ~ Vicky 1101 E. Connell 2-4 pm ~ Vicky
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Each office independently owned and operated.
Ted Newlin
TedNewlin.Realtor.com 405.714.5309
basically a draw. It usually gets down to personal preferences in this head-to-head competition.
Tina Darr
Stillyhomes.com 405.697.0045
Kasey Longan
www.propertyjustforyou.com 405.880.5569
Cheryl Carpenter Martin
Amanda Meberg
Open Sunday 1-3 CherylCarpenterMartinHomes.com 405.880.7354
Vicky Jerome
Sunday, Sept. 24th 2:30 - 3:30 pm
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
VickyJeromeHomes.com 405.747.7239
admeberg@gmail.com 405.612.2096
Beth Peterson
BethPetersonHomes.com 405.880.4370
819 W. Knapp Ave. - $139,900
Each office independently owned and operated.
Charming mid-century home less than a mile north of OSU campus. Three roomy bedrooms, 1.5 bathrooms, an office, a screened in porch, attached one car garage. Hardwood floors. Wonderful front porch. Great location. No flood insurance required.
2223 N. WARREN DR.
Cabin Style Home on 3/4 Acre Oversized Master Suite - $189,900
Jason Utley
Fisher Provence, REALTORS®
377-1000
“WE’RE LOCAL, WE’RE GLOBAL”
A7
1020 N. Boomer | 405-533-3800
Realtor® GRI 405-334-3388
See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Stillwater NewsPress • Friday, September 22, 2017
are dealing with two smaller components in place of one larger component. Bottom line: It’s
CandysHomes.com 405.742.4525
Dedicated professionals providing unrivaled service.
What’s the difference between a one-piece vs. two-piece toilet? without it turning into a big project. Just make sure you use the same specification Q: Dear Ed: We’re as your existing toilet as far as rough-in replacing our exmeasurements and isting two-piece toilet and have two bowl size. Now for the quesquestions. First, besides the obvious tion about one-piece toilets vs. two-piece number of compotoilets. nents, what is the Besides compodifference between nents, the basic differa one-piece vs. a ences are: two-piece toilet? • Price. If you’re Second, can you comparing apples to easily replace an apples, the one-piece existing two-piece toilets usually cost toilet with a onepiece toilet? – Fred, more money. • Installation. If New York you’re working alone, A: Yes, in most cases you can install a a two-piece toilet may be easier to lift one-piece toilet to replace a two-piece toilet and move, since you
Candy Yundt
Stillyhomes.com 405.697.0045
Kasey Longan
Tribune News Service
Vicky Jerome
VickyJeromeHomes.com 405.747.7239
THE RE/MAX SIGNATURE EXPERIENCE
RealtorMomPro.com 405.880.5569
By Ed Del Grande
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
fourth of your monthly take-home pay on a 15-year, fixed-rate mortgage. My advice is to either wait and save more money, or maybe look for a less expensive home in a different area. I know you want a home, Faith. There’s nothing wrong with wanting your own house. When you get house fever, it’s easy to lock yourself into a bad deal that will follow you around and drain your wallet for decades! — Dave
Yost Rd.
Yost Rd.
To Cimarron Turnpike
OPEN HOUSEMap
McMurtry Rd.
Quartz Dr. Duncan
Nancy Lee Dr.
Hartford
Evergreen
Dr.
rie
mC t.
Perkins Rd.
Knoblock St.
Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
Birchwood Ct.
t. is S Lew
Payne St.
16th Av.
Lowry St.
Lowry St.
Main St.
36th Av.
37th Av.
44th Av.
Hunters Cr.
s Dr. Deerfield
Wild Turkey Pas
Vista Ct.
Cottontail Ln.
Jardot Rd.
Perkins Rd.
Husband St.
Washington St.
Western Rd.
Sangre Rd.
Timberline Dr.
177
Katy
Hightower St.
S. Westchester St.
Henderson St.
Mockingbird Ln. Collins Ct. Colby Lance
Villa Dr.
Drury Ln.
4th Av.
Eastgate St.
Crestwood Cr.
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Lydia Ln.
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Forest Trail Ct.
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Jardot Rd.
Ransom Dr.
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Eastern Av.
Cottonwood Dr.
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Cedar Ct.
Matthews Av.
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3,7
Virginia Av.
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Connell Ct. Connell Av.
Ct. Wedgewood
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Jardot Rd.
Wedgewood Ct. Wedgewood Dr.
Grandview St.
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Hall St.
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Canyon Rim Dr.
Stallard St.
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Donaldson St.
Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
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Benjamin St.
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Perkins Rd. Lowry St.
Lewis St. Lewis St.
Husband St. Husband Pl.
Main St.
Grandview Ct. Grandview St.
Manning St.
Dr .
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Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Star St.
Lewis St.
Hoke St. Husband St.
Masin St.
Duncan St. Duncan St.
Duck St.
West St. West Bl.
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Whitney Ct. McElroy Rd.
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Payne St.
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Crescent Dr. Glenwo od Dr.
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Main St.
West St. Duck St.
Duncan St.
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Knoblock St. Knoblock St.
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Washington St.
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Benjamin St.
Park Dr.
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sb Hu
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n St. Monroe St. Jefferson St.
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Washington St. Garfield St. Clevelan
Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St. Gray St.
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Cedar Ct.
Maple Av.
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1-2
Elmwood Cr.
Elm Av.
Krayler Ave.
Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Connell Av.
Hanson
7th Av.
12th Av.
11th Pl.
Will Rogers Dr.
Dryden Cr.
Camden
Virginia Av.
Virginia Av.
Lakeview Rd.
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Black Oak Dr.
Miller Av.
University Av.
5th Av.
Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
Hall of Fame Av. Mathews Av.
Morrill Av.
k Ln.
Doral Ln.
Scott Av.
Scott Av.
Western Rd.
Ln.
Celia
Augus
Pioneer St. Quail Ridge Dr. 28th C t.
Kerr St.
d St.
McFarland St. . Kings St
Kings St. Orchard St.
Willis St. Willis St. Willis St.
McFarland St. Kings St.
Western Rd.
Dr. Ridge Dr. Ridge Dr.
Ridge Dr. Rid ge
Devon St. Wicklow St.
7th Av.
Arbor Cr.
24th Av. August Dr. Cambridge Ct.
Oxford Dr.
Legendary Ln.
22nd Av.
Cantwell Av.
Connell Av.
Connell Av.
Emma Swim Ave.
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August Dr.
Surrey Dr.
Dr . in Elv
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Fountain View Dr.
Wentz Ln. University Cr.
31st Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
Wehr Ln..
Saddl
Deer Crossing Dr.
Ct. . nery ock Ln R dle Sad
Ln.
29th Ct. 30th Av.
Inverness Ln. Fox Ledge Dr.
18th Av.
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Franklin Ln.
Cantwell Av.
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Willow Park Cr.
Fox Ledge Ct. 32nd Av.
Culpepper
Savannah
Berkshire Dr. Dublin Dr.
Ceda
Hillside St.
Davinbrook Ln.
Fairfield Dr.
Williamsfield
Westridge St. Hillside Ct.
Fairfield Dr. Mansfield St. r Ridge Ct.
Tanglewood Cr.
St.
Black Oak Dr. Countryside Dr.
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t.
Woodlake Dr. Deer Creek Ct.
Country Club Rd.
Wicklow St.
Devon St.
Murphy St.
Shumard Ct. Oak St. W. Shumard Dr.
Pioneer St.
Sangre Rd.
Squires St.
Charles Dr.
Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Monroe St.
Airport Ln. Lincoln St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr. r. ge D
Greystone St.
Westwood Ln.Westwood Dr.
Stoneridge Dr.
ge
Rd . Walking Trail Dr .
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Bristol Rd. Av. 24th Av.
Vista Ln.
A8
Richmond Hill Rd.
Washington St. Garfield St.
Hunters Ridge Land Run Dr.
Dr . W rig ht
d. sR ces l Ac tria dus rt In
Preston Liberty Cr. Cr.
Airp o
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Valley View Sangre Rd.
Keely Ct.
Range Rd. Crosswinds
Stoneyb rook St.
reek
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ld Bou
Vil la
drid ge W oo
Range Rd.
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Austin Ct.
Co
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try oven
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Scott Av.
Knotts Av.
177
51
yP urre
19th Av.
Wil
Lyndsey Ct.
Shiloh Creek
wbric
Yello
Persimmo
Stillwater NewsPress • Friday, September 22, 2017
.
Shadow Creek Ln.
4th Av. 5th Av. 5th Av.
St. Tyler Av.
Dells Av.
Wiley St.
St.
Benjamin
ld
Lauren Lane
Keller Dr. Lakeview Ct.
d Dr.
18th Ct.
18th Av.
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Chapel Hill
10th Av.
3rd Av.
l.
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
Lou Ct
Loper Billin gslea Ln. Ct.
Summer Hill Ct. Germaine Ct.
rfie
Mercury Av.
Liberty Dr.
woo
18th Av.
t.
Westbrook Ct. 15th Av.
eS nic
liff
land Ct . Ja Lind a
low Wil Hic kor yC
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Charring Cross
rC
Crestview Ct. Cowboy Ct. High
Ct.
Murphy Dr.
Canterbury
Bria
Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Dr.
D
Crestview Av.
Aggie Dr.
d woo
Ashbury
nd
la od
6
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Richfield Ct.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
Wo
Admiral Av. Sherwood Av.
4th Av.
Prescot Dr.
gle Tan
Kenslow Dr.
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shir evon
11th Av.
8th Av.
Ashton Ave.
ks
Oa
VillasCt.
Durham Ct. Ashford Ct.
Frontage Road 7th Av.
Fairway Dr.
ointe en P Gard ill ng H Spri Deer Run Ct.
51
e Dr.
den
Hid
Cr.
5th Av.
Ridg
5
sa
Me
5th Pl.
Oak
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
Ga
o
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Gle
Osage
t.
dC
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nw
le r. G
D od
Wild
Pecan Hill St.
Oakdale
10th Av.
Rd.
Scott Av.
Miller Av.
Virgina Av. 2nd Av.
9th Av.
coln
Lin
r.
rst D
ehu
Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
Eskridge Pl.
r.
mD
lha
Wil
Hall of Fame Av.
1st Av.
8th Av.
mer
McElroy Rd.
Tyler Av.
Farm Av.
7th Av. 8th Av.
Boo
Reese Landing
Walnut St.
Tyler Av.
Thomas Av.
Swim Av.
Knapp
Oak Crest Rd.
Eastland Dr. Marcus Dr.
Harned Av.
Mohawk Av.
Lak
Brooke Brooke Jefferson St. Moore Franklin
Eskridge Av.
8th Ct. 9th Ct. Trenton Av.
Boomer Lake
Osage Dr.
oke r. Brollow D Ho
Hereford Dobi Ln.
r.
lD
Vena Ln.
4th Av.
Parkway Dr.
Liberty Rd. Preston Av.
Lakeview Rd.
Airport Rd.
Newman Av.
Hillcrest Av.
Lakeridge Av.
Windmill Ln.
3rd Pl.
Dr.
. Dr
t.
te S
9
Sta
Lakeview Rd.
ore
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Memory Ln. Country Ln.
177
Tobacco Rd.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
t.
Airport Rd.
w illo
Harned Av.
Av.
nC
Cheyenne Av.
W
Newman Av. Hillcrest Av. Brown Av.
Dr.
se
Arapaho Av.
Lake Sh
Liberty
las
Ute Av.
Cherokee Av.
age
Richmond Rd.
ers
Rogers Dr.
Ranch Av.
Os
gate Dr .
Rog
Hartwood Av.
One Broker Place 7. 101 N. Boardwalk 1-2 ............................................ Jason 8. 1320 E. Eastern 2-3:30 ................................................ Ali 9. 2223 N. Warren Dr. 2:30-3:30.............................. Jason
Lynn Ln.
North
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
B
Fisher Provence 4. 1324 S. Duck St. 1-3 ...................................................Kim 5. 6324 Mesa Cr. 1-3 .....................................................Page 6. 819 W. Knapp 1-3 ...................................................David
3rd Av.
nd St. Husba
Stonecrest Ave.
Stillwater Municipal Airport
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Falls Dr.
RE/MAX Signature 1. 1104 E. Hanson 2-4 ................................................. Vicky 2. 1101 E. Connell Ave. 2-4 ....................................... Vicky
Windsor Cr.
Chateau Ct.
Amethyst Ave.
Richmond Rd.
Coldwell Banker Team Stillwater 3. 118 Boardwalk 1-3 ...................................................Brett
Ct.
yon
Can
Chateau Dr.
Stonecrest Ct.
mil
Topaz Ave.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
d Win
Burris Rd.
Burris Rd. 177
Week of Sunday, September 24, 2017
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Jardot Rd.
Perkins Rd.
Yost Rd.