October 28 Real Estate Weekly by Stillwater News Press

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October 28th, 2021

30% Property values can decrease by up to 30% due to poor landscaping, according to a new study.

2109 N Briarwood St

5215 Spring Creek “Establishing a Tradition of Trust”

$215,000

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$289,900

3000 Range Rd $345,000

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$820,000

Stillwater NewsPress • Thursday, October 28, 2021

Of ghostly disclosures, the Amityville House and ‘Mothman’ With Halloween here, it’s time to answer a few spirited questions from readers. DEAR DAVE: My grandfather spent his entire life in West Virginia, and he used to tell me about how he and my grandma stopped just short of the Silver Bridge in Point Pleasant before it collapsed in 1967. He said that they stopped because they were silently warned of the coming catastrophe by a huge, flying creature that locals call “Mothman.” I’ve since read that some people believe that Mothman may have actually caused the bridge to collapse. What do you think really happened? ANSWER: For the record, federal inspectors determined that the collapse – which killed 46 people – was triggered by a single, inch-long link under the bridge that failed. The bridge spanned the Ohio River, connecting Point Pleasant in West Virginia to Gallipolis, Ohio. Authorities aside, many believe that the creature known as Mothman may have had a role in

the disaster. The first documented sightings of Mothman began in the 1960s. Witnesses said his body resembled that of a large and muscular man, but with an insect-like face, fiery red eyes and wings that spanned 10 feet across. Some people have said they were stalked by the flying figure while driving down U.S. Route 35, sometimes moving more than 100 miles per hour to outrun him. Many folks, like your grandfather, have said that they were so frightened by the sudden appearance of Mothman just minutes before the Dec. 15 collapse of the bridge that they turned around and went home. The decision may have saved their lives. Others point a sinister finger at Mothman, claiming that he was fleeing the bridge after silently wreaking havoc on the structure’s girding. At least one scientist has claimed that Mothman is really just a large crane or other type of bird that may have been contaminated by leakage from a nearby site that was

with phantom roommates – but only if they are asked. Many states have statutes that say property facts that could cause “stigma” or “psychological impact” need not be disclosed. Massachusetts and MinDAVID MYERS nesota deliberately once used to manu- According to an exmention paranormal facture ammunition haustive survey by or supernatural internet realty giant activity as a “psyfor World War II Zillow (zillow.com), and, possibly, later chologically affectonly four states – used for nuclear ed” attribute that a New York, New testing. buyer doesn’t have Jersey, MassachuMature cranes to be told about. can stand 6 or even setts and Minnesota You can view ≠ specifically deal 7 feet, and many Zillow’s 2019 statewith paranormal have red feathers by-state report at activity in their rearound their eyes. zillow.mediaroom. al-estate disclosure The good folks com. laws. in Point Pleasant Of course, sellers In New York (population 4,350) should always ask state, Zillow reports, their agent about erected a 12-foot, courts can rescind stainless-steel statreal-estate discloue of the mysterious a home sale “if the sure laws in their seller creates and Mothman in their area. perpetuates a repquaint downtown ••• utation that the area in 2003. The DEAR DAVE: Is house is haunted sculptor designed the house that was and then takes unthe figure based on the setting for “The fair advantage of a his interviews with Amityville Horror” people who claimed buyer’s ignorance of movie still standthe home’s ghostly to have seen the ing? reputation. winged beast. ANSWER: Yes, “For example, if Several websites the three-story you invite reality feature images of Dutch Colonial is television ghost the frightening still standing in the steel figure. Simply hunters to your village of Amityville home, then later sell in the southern part Google “Mothman your poltergeist pal- of New York’s Long statue.” ace to an unwitting Island. ••• buyer who prefers DEAR DAVE: I get questions sitcoms, a court Does a seller have like yours every could make that to tell a buyer if he year as Halloween sale vanish.” believes that the approaches. In New Jersey, a house he is selling is The Amityville seller must truthhaunted? House, of course, is fully tell a buyer if ANSWER: It deknown as the home their property comes where 23-yearpends on state law.

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old Ronald DeFeo Jr. went on his renowned killing spree in 1974, after claiming he was urged to commit the murders of his six family members by disembodied voices. The really strange stuff, though, supposedly happened when the next owners moved in. They fled the property just 28 days later, after reporting startling paranormal activities that included beatings by unseen hands, walls that inexplicitly oozed with green slime and occasional visits from a demon-like pig that could grow as large as the house itself.

The resulting movie about their alleged ordeal was released in 1979 and is still considered one of the scariest motion pictures in history. Subsequent owners have remodeled the property several times over the years, so it looks little like it did when the murders and alleged hauntings occurred in the 1970s. Its address was legally changed to deter tourists. None of those owners have reported any major events that experts would consider paranormal in nature. (c)2021 Cowles Syndicate Inc.

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1916 W 9th - 2 BD/1 BA/1 car garage. Very neat one-owner home close to park .................................................$145,000 5120 W. 5th - 3 BD / 2 BA / 2 car garage in SW area. Lots of storage and spacious backyard.............................. $228,500 FOR RENT - 615 S. McFarland - 3 BD/1 1/2 BA

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Horticulture tips for November topic, you can contact you have not already to walk the landof plant-based oil) done so. Leaving scape and makes will pay dividends in Keith Reed, the Horticulture Educator in plants in the garden notes about changes the spring. Adding the Payne County Extends to harbor pests you would like to fuel stabilizer to and disease so clean make for next seasmall engines is also tension office. Keith can be reached via up any remaining son while things are another important plant residue as soon still fresh on your garden task that will email at keith.reed@ okstate.edu, phone at as possible. You can mind. pay big dividends 405-747-8320, or in also still plant winter • Winterize your come springtime. person at the Payne cover crops but act tools and equipment. KEITH REED soon for any hope of Putting tools away For more informa- County Extension office, located at 315 W. getting an acceptable crease the likelihood •November is also clean and sharp tion of this or any of winter dieback. 6th in Stillwater. stand. a great time of year (with a light coating other horticultural • If your ornamental gardens are huge clean-up task in the spring, you can help lessen the burden by doing some of the cleanup through the winter months. Of course, all summer flowering annuals can be pulled and composted now. On herbaceous perennials, only remove 5026023 N.9366 Burdick - 3 2Brk 1623 ftConstruction Close to Sho & Schools - 225 000 - Donna NE HWY 33- -New 3s bed, 3 bath on .75-acre m/l - Ann Haydans 4/2in2075 sq -ft$275,000 - $338,500 - Lori K. the stems that are 2023 E.608 Linda Ave - Large corner outbuilding. sq ft $248,000 – Tiffany Hwy - 3/2/2 1785lot sqwith ft and 4 acres 3BR/2.5BA With Shelter - $250,000 - Lori K. 5020 W177 10th - 4 bdrm., Stillwater Country Club,Storm largeOver lot - 1900 $360,000 - Tiffany 2121 Post Oak Dr 4/2 1405 sq ft Move In Ready $149,900 Lori C & Jennifer 814 S. Rock Hollow Ct. SW area / over 1990 sq ft/SCC Golf Cart access $274,000 – 10217 S Brenna Dr. - 4 Bed, 3.5 Bath, 2,891 sq. ft. - $490,000 - Ann Tiffany already loose or can 5504 Creekside Dr.Ct. - GATED COMMUNITY, 5/4.5, sq. ft.$100,000 - $1,700,000 9715 E. Horizon Dr.bdrm./3 - 50 x 60 livestockRadiant barn on 5Luxury, acres with no 5823 restrictions – Lori- KDolores/Tiffany 1919W Brooke Hollow -4 bath/Large Lot/North of OSU Campus! - $343,000 - Tiffany - PENDING any be easily dislodged. 9001 Cedar Crest Trail 4 bdrm./3 bath/5-acres/Pool/Summer plus more!! C11 - Tiffany 0 W.- 19th Ave -#43 7.48 acres inside Stillwater cityKitchen limits $350,000 – Lori K - $1,100,000 6000 N Pennsylvania Ave. 2 bdrm./2.5 Bath Condo, Oklahoma City $129,000 18575 Deer Pointe - 3/2/2 on 2.5-acres, 1917 sq. ft. - $273,000 - Kyle - Tiffany This is usually 801 7917 S. Burdick 3BR/1.5BA, 1.5 story on large lot 1371 sq ft $89,000 – Lori C PENDING! 1408 N. M5215 00 – Lori 4517 Spring Creek Cir. E 2/1 1253 sq. ft. on 3 Lots with a Barn $299,900 Lori K. Pickles Gap - 1.19-acre lot m/l, Ready for you to build! - $22,500 - Lori K Broker Associate 1115 S.Country Richfield Ct. -Building sq ft $305,000 – -Tiffany a good sign that Club -3BD/2BA NICE Lot for heart sale -of $25,000 Donna 301 S. St. -WBeautiful Office in1775 the Stillwater - $900,000 - Lori K. 20JDuck4713 onna Lori 10 Lori 405-612-6724 2923 N.ALL Monroe 2321 ft $208,000 – Tiffany 120 W Tyler - CALLING Units, 12 Apts., bed, 1 bath - $950,000 - nDolores/Tiffany Shumard Oaks - 5INVESTORS, Nice- 3BD/2BA Lots for2you tosq build your 2 new home -PENDING! $27,000 - Donna the plant will not 3337 W Charleston Ct. -Gap New Berry Creek, 4District bed, 2.5 bath $397,900- Donna - Donna 7917 Pickles - Construction Nicelots large ininPerkins School $22,500 Lori Scotthaven Addition - Nice Large in lot Perkins School District/starting at -–-$45,500 need this summer’s 5919 St. Rd. - UPDATED, 6-acres, 4 bed, bath, w/Shop, 3596 - $840,000 - Lori C. Hallies Meadow NEW CONSTRUCTION 4BD/2BA sq sq. ft $379,900 – Lori 5607W6021 S44th Mehan - 52.5-acres for Sale, Will4Divide, Ripley2347 Schools - ft. $349,000 - Tiffany y 1408 5,900 – Lori iffany- Donna 2109N.PEND NMai Briarwood St. - UPDATED, 4/2, sq. ft. Great Location - NEW PRICE - $215,000 growth for insulation 5005 N Perkins Rd - 4000Hunting/Building/The sq ft1555 warehouse - Oh the possibilities $399,900 00 E 810 Rd., Tryon - 53.34-acres. possibilities are endless– -Donna $224,028 - Kyle 5215 Spring CrPointe E - 2 bed, 1 bath,Community 1253 sq. ft. on 3 lots2754 withsq a barn - $289,900 - Lori K. 5706 W.Creek Garden Dr.Lots - Gated 3BD/3BA, ft $550,000 – Ann 1218 W 12th 4 Commercial in a very High Traffic area/starting at $255,000 Ann from the winter cold. 000 E 760 Rd. - 2.5 miles W of Hwy. 18 & E 760 Rd., 19-acres PRIME Land - $75,000 - Montie 3618 W. Fountain View Rd. Ct. --5BD/2.5BA, in ground pool - Woodland Trails -addn $362,900 –- Lori Tiffany 3000 S. Range 4Will bed, 4.5 bath, on 3.2-acres - $845,000 Tiffany/Dolores $820,000 of Western - $250,000 K. 2707 W 44th - 10.86 am/l, consider splitting, Just West • When it comes a 208 N. Hidden Donaldson - 4BR/2BA 1851 sq ft - close toNorth shopping & -schools $205,000 – Donna 3215 S. Boomer Rd. Commercial Building for sale - $2,245,000 - Tiffany Roka Lake - 14- Nice Beautiful Lots on the Side $52,500-$79,000 - Lori K. 719 Kar 0 - Tiffany to woody perennials, 910Main Kansas St. / 177, Pawnee - 1936 farmhouse / 1 am/l acre with outbuildings $129,999– Tiffany 608 HWY. Carney - 3/2/2 on 9.41 -lotNEW PRICE - $299,900 - Lori 211 E. St., Coyle - 64 Unit Storage Building, GREAT INVESTMENT - $165,000 - Donna riffan ri- Lori K.- Ann 11 2113 N.S. Crescent Dr.80th - -4/2.5/2, sq. ft.home GREAT LOCATION NEW PRICE - $345,000 415 W. - 52.652439 acresCute rural property, no restrictions $300,000 – Lori knowing the best 505 Morton Ave. Ripley, OK, across from the- School - $75,000 9366 NE 33 bath/Study/Game - 3 bed, 3 bath, onRoom. .75-acre m/lblock -apartment NEW PRICE -Lake $269,000 - Ann- Tiffany 617 S. Main - Downtown Stillwater commercial unit plus unit $395,000 – Tiffany 2923 N. Monroe - 3HWY. bdrm./2 One to Boomer - $219,000 29 Tiffany time to clean up or 1919 Brooke Hollow Ct. Rd - 4 /bdrm./3 bath/Large1468 Lot/North of OSU Campus! - $343,000 - Tiffany 830456 S. Ct. 3354 Carney -3BR/2BA sq ft to - out building $199,900 – Lori - Tiffany 000 N Glenwood 9 lots platted for duplexes close Boomer Lake $420,000 719 Karen , 0 - Tiffany 6000 N Pennsylvania Ave. #43 - 2 bdrm./2.5 Bath Condo, Oklahoma City - $129,000 - Tiffany prune is going to de111 E. Tower / Perry 3BD/1BA 1118 sq ft $79,800 – Tiffany 7917 Pickles Gap - Nice large in Perkins District - -$22,500 1408 N. ,900 - Lori 4713 W Country Club lot - NICE Lot forSchool sale - $25,000 Donna - Lori pend on the plant’s N. Burdick - 3BR/2BA Close to shopping & schools $209,000 –-Donna 6021502 Hallies Meadow CONSTRUCTION 4BR/2BA, 2,347 ft. - $379,900 - Lori Shumard Oaks --5NEW Nice1623 Lots sq forftyou to build your new homesq. - $27,000 Donna 2923 iffany 920, 920 1/2Addition S. Duck 2 Investment properties, homes, bedrooms total $160,000 – Amy 5005 N Perkins Rd. -. -Nice 4,000 sq. ft.lots warehouse -2Oh, the 5possibilities - $399,900 - Donna Scotthaven Large in Perkins School District/starting at $45,500 - Donna cold tolerance as W. 80th - -Commercial building and shop on2,754 11.5 acres $4,000,000 – Lori$495,000 5607 S101 Mehan Rd. 52.5-acres for Sale, Will Divide, Ripley School - $349,000 -35,900 Tiffany- Lori 5706 W. Garden Pointe Dr. Gated Community 3BR/3BA, sq. ft. NEW PRICE $510,000 - Ann 1408 N. M well as it’s bloom 12th -Pawnee 4 Commercial a very High Traffic at $255,000 Ann 354 CouW ,500 - Tiffany W. Lakeview - 10inacres of Stillwater $300,000 – Lori 910S.1218 Kansas St. /5011 - 1936 Lots farmhouse / NW 1-acre lot witharea/starting outbuildings - $129,999 --Tiffany 4517 0 - Lori 3000 S. Range Rd. - 4 bed, rural 4.5 bath, 3.2-acres - $820,000 - Tiffany/Dolores time. Rather than 522 12th- 52.65-acres - Commercial building inon downtown Stillwater – Lori 415 W.E. 80th property, no restrictions -$250,000 $250,000 - Lori 354 - ffany Tiffany S. Boomer - Nice Commercial Building for sale&- style $2,245,000 - Tiffany PENDING - 26203215 ,900 - Tiffany 354 S. Black Oak Dr. Rd. -Stillwater 4BD/3BA, 4813 sq ft Georgian – Donna tackling this subject 617 E. S. Main Main - Downtown commercial unitGREAT pluselegance apartment unit$950,000 - $395,000 - Tiffany 211 St., Coyle 64 Unit Storage Building, INVESTMENT $165,000 - Donna 1304354 & 11111012 45,000 - Lori iffany N. Manning St. 3BR/2BA storm shelter, outbuilding $195,000 – Tiffany PENDING! E. S. Tower / Perry 1,118 sq.home ft. - NEW PRICE - Tiffany - PENDING Morton Ave.- -3BR/1BA, Ripley, OK, Cute across from $70,800 the School - $69,900 - Lori,000 K. in a short article, it’s PENDING -505N Duck - $152,500 sqBoomer ft $239,000 – Tiffany 2218 W.Ct. 3rd- 9- lots Close to campus 3BR/2BA 2208 to 920, 920½ - 2 Investment properties, homes, 5close bedrooms total -Lake NEW - Amy - -- Tiffany-Tiffany 1304 & Lori 000S. Glenwood platted for2duplexes - PRICE $420,000 better to contact the 1408 N. Main / Perkins4BD/3BA 2098 sq ftlot NEW CONSTRUCTION on- $4,000,000 golf course $325,000 large in Perkins District - $22,500 Lori – Lori 7917 Pickles Gap - Nice 101 W. 80th - Commercial building and shop onSchool 11.5-acres -- Lori 6021 Hallies Meadow NEW CONSTRUCTION 4BR/2BA, 2,347$266,900 sq. -ft.Lori - $379,900 - Lori 4517 Jenna Ln. --3BD/2BA 1756 sq ftNW NEW – Lori Extension office if 5011 W. Lakeview - 10-acres of CONSTRUCTION Stillwater - $300,000 Tiffany 5000 N115 Perkins Rd. - 4,000 sq.m/l ft.Just warehouse Oh,&the possibilities - $399,900 80th - 14.5 acres North of -68th Mehan - $121,075 - Tiffany 354354 S.3 522 -Kyle Tiffany E.E.12th - Commercial building in downtown Stillwater - $250,000 - Lori- Donna you have questions 5706 W. Garden Pointe Dr. Gated Community 3BR/3BA, 2,754 sq. ft. NEW PRICE $450,000 - Ann 203 80th - Nice4,813 large office 3 acres m/l $950,000 – Lori- $950,000 354 Cou , -700 Tiffany . 415 Kyle 2620S306 S. Black Dr. E - 4BR/3BA, sq. ft.on Georgian elegance & style Donna 270 . Oak -7- Lori -- -Lori W. 80th 52.65-acres rural property, no restrictions $250,000 about specific plants. 2707 Lori 3202 E 2nd 4BD/2BA 1717 sq ft Split floor plan $175,000 – Ann PENDING 1304 & 1306 S 24 sq. ft. $135,000 - Lori 1408 Main 4BR/3BA, 2,098 sq. ft. 2NEW CONSTRUCTION on- golf course $315,000 2707 W. 4 - 2-Investment 317- $325,000 -$152,500 Lori --Lori 920, N. 920½ S./Perkins Duck properties, homes, 5 bedrooms total NEW PRICE AmyK. Lori For example, cutting 6038- Commercial Haydans Brook 4BR/2.5BA 2183 ft $349,000 – Lori - Lori 4517 Jenna 3BR/2BA, 1,756 sq. ft.- NEW CONSTRUCTION - $266,900 PENDING 202 101Ln. 5 -- -Donna W. -80th building and shop onsq 11.5-acres - $4,000,000 Lori N. Monroe - 2 Commercial buildings 3 acres – Dolores E. 80th -W. 14.5-acres m/l just north of 68th & Mehan - $121,075 - Tiffany back a spring bloomLori K. 5011 Lakeview - 10-acres NW of on Stillwater -$600,000 $300,000 - Lori 61152112 354 S.522 Council Rd. -Commercial Land forlarge salebuilding in Crescent, OK - No restrictions 33.5 acres m/l $167,000 E. 12th in downtown Stillwater $250,000 - Lori PENDING 203 E. 80th Nice office on 3-acres m/l NEW PRICE $1,200,000 - Lori – Tiffany ing plant like winter . as or 2620 3202 S. Black Oak Dr. -S.4BR/3BA, ft.1371 Georgian elegance & -style - Donna Burdick - 4,813 3BR/2.5BA sq ft $87,000 – Tiffany E. 2nd 4BR/2BA, 1,717 sq. ft.sq. Split floor plan - $170,000 Ann ----$950,000 PENDING 0000 S.- 801 Ann -K. jasmine now will 115 E. 80th 14.5-acres m/l just north of 68th & Mehan $121,075 Lori 44th Haydans - 15.86 acres - will -divide, look for2,183 signs west $317,000 ffany 6038 Brook 4BR/2.5BA, sq. ft.of- Western $349,000 - Lori, – Lori 474 2707 .203WE. any 80th Nice large office on 3-acres m/l NEW PRICE $1,200,000 Lori Cedar Oaks 19th - 7.48 acres m/l inon city3-acres limits $350,000 – Lori remove next spring’s 2112 N. Monroe - 2&Commercial buildings --$600,000 --Dolores N. Possibilities! $2,352,900 Lori 6038 Haydans Brook 4BR/2.5BA, 2,183 sq. ft. $349,000 Lori 601 fany N. - 15.86-acres Lori 0000 S. Country Club Rd. - 20forAcres Paved Road - $200,000 - Ann- Lori 2707 W 44th - will look signsonwest of Western - $317,000 flower buds while 2112 N Monroe - 2divide, Commercial buildings on 3-acres -Rhinehart $600,000 - Dolores- PENDING Lori Crosby Donna 4717 S. Turtle Pond Ct.&-&Great m/l Lotm/l for your building - $45,000 - Tiffany Montie Stewart Monty Stewart Cedar Oaks 19th -.-acre 7.48-acres in city limits -pleasure $350,000 - -Lori Cedar Oaks 19th 7.48-acres m/l in city limits $350,000 Lori Realtor Associate cutting back a crape 3000 Range Rd $845,000 1-3 Dolores Lemon Realtor Realtor Associate N. Washington Rd. 151.8 acres m/l, OH the Possibilities! $2,352,900 Lori 4717 TurtlePond PondCt. Ct.- -Great Great.-acre .-acrem/l m/llot lotfor foryour yourbuilding buildingpleasure pleasure $45,000 -Tiffany Tiffany 4717 S.S.Turtle - -$45,000 PEN q.- $2,352,900 ft. - $349,000 - -Lori 405-612-4184 405-747-7306 405-372-5151 ngtonRd. Rd. 151.8 acres m/l, m/I, OH - -Lori myrtle now will inWashington Rd.---151.8-acres 151.8-acres m/l,OH OHthe thePossibilities! Possibilities! $2,352,900 -Lori Lori N.NWashington the Possibilities! - -$2,352,900

HOME GROWN

Stillwater NewsPress • Thursday, October 28, 2021

Consider the following tips for your November landscape: • November is a good time to make a nitrogen application for cool-season turfgrasses such as tall fescue assuming additional growth is needed. Plants respond slowly to nitrogen as the temperatures cool so you will not get a quick flush of growth as you do in the spring or early fall. • One of the most significant factors to the decline of tall fescue is the build-up of excess leaves. While it is not necessary to remove leaves as soon as they land on the turf, it is important to prevent them from completely blocking all light, water and air movement. One of the easiest ways to dispose of excess leaves is to continue mowing and chop them into small pieces where they will easily decompose directly into the turf, providing nutrients as they go. At some point, you may still need to collect the excess, but the quantity will be much smaller and easier to manage. Well-chopped leaves also provide a nice head start to the composting process, with smaller pieces decomposing much quicker than whole leaves. • Remove and compost any summer vegetable plants if

Stillwater NewsPress • Thursday, October 28, 2021

Scary money tasks to tackle now By Amrita Jayakumar a gamechanger for NerdWallet being able to tackle these topics,” she says. There are some OK, your death things no one wants to think about until and your parents getting older don’t they have to, like make for light dincaregiving for your ner-table conversaparents as they tion. But there are age and figuring ways to ease into out what happens each of these unto your finances comfortable topics. when you die. But planning for these HOW TO HAVE events now can spare you and your THE CAREGIVING CONVERSAloved ones a lot of TION hassle later on. Millennials are The first step is to simply talk about currently the “sandwich generation,” the inevitable. “Think about the says Frank Paré, a CFP and president people you care and managing partabout. Would your ner at PF Wealth life be better if Management Group you never brought in Oakland, Calithis subject up? Or fornia. That means would everyone’s lives improve if you they’re responsible for bringing up did?” says Lauryn Williams, a certified their kids while also thinking about financial planner and owner of Worth how to care for aging parents. Winning, a DalThe pandemic las-based financial might have forced planning firm. “Getting the con- you to have frank discussions with versation going is

Good to the Last

WORD

MILLENNIAL MONEY

you’re incapacitated ing to you. But and even having a creating a detailed separate digital will estate plan spares your parents about surance? This type your loved ones their health care of insurance covers for your online life that includes login from having to sort situation. You can chronic conditions, credentials and inout your financial use that momentum disabilities or disaffairs while also to approach conver- orders. If your par- structions on what grieving your loss. sations about the ents don’t have it or to do with your social media accounts It can also minitype of care they can’t afford to buy mize the potential would prefer later it, you can purchase or assets like cryplikelihood of proin life, whether it’s it for them, he says. tocurrency. A simple first bate, which is the moving in with you, Having the constep you can take long legal process going to assisted versation allows for distributing living or having in- you to prepare now now is to log into your property after home care. if you need to start all your financial Williams sugsetting money aside accounts and desig- you die. nate a beneficiary You can use an gests making a for caregiving. for each one. Then estate plan to make list of open-ended questions to get the ESTATE PLAN- you can turn to the your wishes and priorities clear, ball rolling, such as NING IS FOR EV- bigger questions. “The work starts such as appointing “What would you ERYONE a guardian for your want to happen if Contrary to what with you sitting children, deciding you suddenly got you might think, es- down and asking what happens to ill?” or “How do you tate planning is not – what would you see me being a part just for the wealthy. want to see happen your beloved pet, or donating your of your retirement?” It’s also not limited if you were no longer around?” Paré money to a cause Talk about what to married couples says. you care deeply resources your par- or those with chilYes, it can be about. (Asking your ents plan to use to dren. overwhelming to parents for their pay for care, Paré Handing down think about someadvice can also trigsays. Do they have your assets and thing bad happenger a conversation a life insurance handing over your policy? Are they financial responon Social Security? sibilities often Do they have a involves making pension? Will they a will, creating an need to look into advance health 405.624.2626 long-term care incare directive for if www.c21global.com 131 N. MaiN, Stillwater

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about their estate plan and caregiving needs.) Williams suggests asking yourself these questions to make the process feel less abstract: • What would happen if I were in the hospital for a while? • What if I were incapacitated and had to undergo surgery: Who would I want to make the decision for me? • Who would pay the bills or walk the dog while I could not? If you start writing down your answers, you’ve already taken the first step toward making an estate plan. You’ll need to hire a lawyer when you’re ready to officially move forward.

DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Linda Schmidt Broker

405.880.3048 Bailey Williams

405.714.4037

Property Manager

Alane LeGrand

405.747.6950 Judy Kasso

Rosetta Heppel

405.880.0869 Virginia Cussner 405.747.7601

Beverly Carter

405.743.9618 Diana Field

Sandy Blankinship 405.269.9523 Oscar Fortune

801.824.8166

405.747.4684 405.747.6042

Mike Branson

405.612.5347 Thomas Jenkins 405.780.3204

Tana Rutan

405.612.1496 David Heppel

405.269.6907

PPP is gone, but government help for small businesses isn’t NerdWallet

PROGRAMS States and cities continue to implement their own COVID-19 relief programs, as well as roll out new ones. The city of Chicago, for example, recently announced the launch of the Chicago Creative Worker Assistance Program, which has allotted $2.3 million in grant relief to artists and creative workers that suffered lost income due to the pandemic. Similarly, the California Rebuilding Fund has provided loans to more than 700 small businesses — and in September, announced the addition of $56.5 million of available capital. The program offers low-interest loans to eligible businesses across the state, distributing them through a network of community lenders. In general, community lenders like community development financial institutions, or CDFIs, can be a great option for affordable financing, particularly for traditionally underserved businesses, such as those operating in low-income areas, minority-owned businesses

or women-owned businesses. It’s worthwhile to look at CDFIs from both a geographic and sector angle, says Randell Leach, CEO of Beneficial State Bank, a CDFI with locations in California, Oregon and Washington. If you’re a natural food store, for example, there’s a good chance you’ll find a CDFI that’s focused on that, he says. Business owners can search state or city government websites and reach out to local representatives or industry groups to find grant and loan programs

in their area that they might qualify for. To find CDFIs in your region, or those that might be relevant to your business sector, you can browse the official list of certified CDFIs on the U.S. Department of the Treasury’s Community Development Financial Institutions Fund website. Organizations like SCORE and local Small Business Development Centers also offer access to free recovery resources and can help business owners identify potential funding opportunities.

DON’T FORGET ABOUT PPP FORGIVENESS Over 11 million PPP loans were approved, and as of Oct. 3, approximately 7.5 million applications for PPP loan forgiveness have been submitted, according to the SBA. Loan forgiveness won’t offer your business additional funding. But it will ensure you can put money you already have toward expenses rather than PPP loan payments. If you received a PPP loan, you have until the loan’s maturity date to apply for forgiveness.

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which offers a faster turnaround time than standard 7(a) loans – has also been permanently set at $500,000, up from its pre-pandemic amount of $350,000. With any type of SBA 7(a) loan, however, you’ll likely need good credit, strong revenue and a few years in business to qualify. The challenge that some businesses are having is an inability to show historical cash flow due to pandemic effects, said Jodi Rathbun-Briggs, senior vice president and chief lending officer at Greylock Federal Credit Union in Pittsfield, Massachusetts, via email. “Borrowers should have well-thoughtout recovery plans and thorough discussions with their banker regarding those plans,” she said. The SBA offers a Lender Match tool on its website to connect potential borrowers with lenders within two business days. You might also contact a local bank in your community or one with which you have an existing relationship to see if it offers SBA 7(a) loans. LOCAL LOAN AND GRANT

Stillwater NewsPress • Thursday, October 28, 2021

expanded the use of funds to include payment of nonfederal and federal debt. The federal govCOVID-19 EIDLs ernment’s Paycheck are funded by the Protection Program provided small-busi- SBA directly – but unlike PPP loans, ness owners with they cannot be forjust under $800 billion in COVID-19 re- given. However, busilief, according to the U.S. Small Business nesses in low-income communities may be Administration. eligible for a COVIDThe PPP con19 EIDL advance of cluded on May 31, up to $15,000 that but as businesses does not need to be forge ahead in the repaid. Business recovery process, owners can get an they may find a advance without getcontinued need for affordable financing. ting a loan. You can apply for Here are some of the government funding a COVID-19 EIDL options that are still for free using the available – and how SBA’s online portal – and if your busito get them. ECONOMIC IN- ness is eligible for JURY DISASTER an advance, the SBA will reach out to you LOANS directly to submit an If your business application. lost money as a reSBA 7(A) sult of the pandemic, LOANS you may be eligible Although not for a COVID-19 unique to pandemic Economic Injury relief, SBA 7(a) loans Disaster Loan. The SBA can issue these can offer long-term affordable financing loans through Dec. to qualified business31 of this year, or es. until funds run out, Recent updates whichever is sooner. to the 7(a) loan proNew changes to gram have waived the program have the upfront guarincreased the maxantee fee for loans imum available under $350,000, loan amount from effective through $500,000 to $2 milSeptember 2022. lion, extended the The maximum fundpayment deferment period to 24 months ing amount for the SBA Express loan – for all loans and By Randa Kriss

Japanese gardens speak to the moment By Katherine Roth

Stillwater NewsPress • Thursday, October 28, 2021

Associated Press

Japanese-style gardens first caught the public imagination in the U.S. at an 1893 world exposition in Chicago, became a sought-after feature in Gilded Age estates, and were later adapted to open-plan modernist homes. Today they have evolved, and continue to inspire garden design at a time when many people are trying to forge a closer connection between indoor and outdoor spaces. “One reason that gardens are so successful in Japan is that the house-garden relationship is set up to be so integrated. There are large views of the garden, and more unobstructed views. Gardens are enclosed and surround the house, so it’s as if your living space extends out much further,” says Asher Browne of Oakland, New Jersey, who trained in Kyoto, Japan, and now creates Japanese-inspired gardens for clients in the United States. “That aesthetic is definitely catching on.” Japanese garden design in this country has moved well beyond stereotypical features like lanterns and imported Japanese cherries and maples, says Sadafumi Uchiyama, chief curator

“In Japan at least, it seems that there is one core idea that has come down over centuries, and that is the idea of bringing the beauty of nature into daily lives,” he says. Other aesthetic concepts he says are widely appreciated now are asymmetrical balance, and the beauty and importance of rocks, stones ROBERT C. MUSCHEWSKE/ SUMMIT IMAGES, LLC VIA AP and boulders as the A garden around a single family home in St. Paul, Minnesota. “bones” of a comThe courtyard shows the entry courtyard, where the landscape position, which can then be filled in in a suggests an alpine meadow with a meandering stream. supportive way with of the Portland, dens. We are now Garden; the Shofuso plantings. John Powell, a Oregon, Japanese getting a much closJapanese House and garden builder and Garden and director er look at quality,” Garden in Philadelpruning specialist of the International with more widely phia; the Anderson from Weatherford, Japanese Garden available books and Japanese Gardens Texas, who trained Training Center expertise. in Rockford, Illinois; in Japan, says he there. Uchiyama is a There are over and the Japanese was attracted to third-generation Jap- 200 Japanese-style Friendship Garden Japanese gardens anese gardener from public gardens in the in San Diego. by “the seamless southern Japan. U.S., according to Browne says that At first, he says, the North American in the Japanese aes- connection between Japanese gardens in Japanese Garden thetic, garden spaces interior and exterior space, which the U.S. “copied the Association, which are linked with inis evocative of the stone lanterns, water features a North terior spaces so that larger natural world, basins and stepping American Japanese each view from a sometimes in a very stones. But graduGarden Finder on home is a perfectly compressed space.” ally, they started to its website. Leading composed, almost “That is a big design more original ones include the painterly, view of the change from the and authentic garPortland Japanese garden around it.

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cializing in Japanese garden aesthetics say one persistent misconception is that these gardens are low-maintenance or even maintenance-free. Nothing is maintenance-free, and sometimes Japanese-style gardens involve even more maintenance than other gardens, they agree. “It’s not so much about massive cleaning and pruning projects, but about constant small actions. Every time I walk in the garden I pick up a few pine needles, a bit of trash or a few leaves,” says Uchiyama. “In Japan, only about 20 percent of the land is habitable, so people learn to care for their environment. One way is to do incremental cleaning and maintenance. It’s about an approach, about caring, and how you see things.”

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U.S., where the landscaping was traditionally there to dress the exterior of the house, but was very disconnected from interior space. I think especially today, that idea of connecting the indoors and the outdoors is an aesthetic that a lot of people strive for,” he explains. The Japanese garden aesthetic “is very simple sounding, but it’s the most difficult thing I ever thought of in my life,” explains Powell. As for sustainability, there’s been a major shift in thinking about Japanese-style gardens away from specimen gardens, which tend to feel a bit like a botanical garden, and toward greater use of plants adapted to local environments. “It’s very possible to create a wonderful Japanese garden using all native plants,” says Browne. Landscapers spe-

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Stillwater NewsPress • Thursday, October 28, 2021

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Yost Rd.

To Cimarron Turnpike

Topaz Ave.

Amethyst Ave.

Duncan

Nancy Lee Dr.

Evergreen

Perkins Rd.

Knoblock St.

Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

22nd Av.

t. is S Lew

Lowry St.

Lowry St. 37th Av.

32nd Av.

35th Av. 36th Av.

37th Av.

44th Av.

Hunters Cr.

Dr. Deerfield

s Wild Turkey Pas

Vista Ct. Vista Ln.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Washington St.

Western Rd.

Sangre Rd.

Timberline Dr.

44th Av.

177

S. Westchester St.

Katy

Hightower St.

Henderson St.

Dr.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

4th Av.

Eastgate St.

Crestwood Cr.

ower

Raintree Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

Fountain View Ct.

Forest Trail Ct.

Av.

Lydia Ln.

34th Av.

Fern St.

Main St.

35th Av.

3rd Av.

5th Av.

17th Av.

Main St.

Husband St.

Knoblock St.

Cambridge Dr.

West St.

33rd Av.

2nd Av. 4th Av.

Jardot Rd. 16th Av.

Payne St.

Dr.

29th Av.

32nd Av.

Denver St. St.

Pinewood Cr.

Hight

Payne St.

Oakwood Dr.

9th Av.

26th Av.

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Pos

Jardot Rd.

Payne St.

Blair St. Stallard St.

Hall St.

Leigh St.

7th Av.

177

30th Av.

Timbercrest Cr.

4th Av.

24th Av.

Mar Vista St. 28th Av.

Timbercrest Dr.

Wedgewood Dr.

Blair St. Payne St.

Eastern Av.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

25th Av.

26th Av.

Denver Ct. Denver St.

Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Virginia Av.

19th Av.

22nd Av.

Cedar Ct.

Matthews Av.

Ransom Dr.

Springfield St.

ott

Aetna St.

Hartford St.

Skyline Ln.

Grandview St.

Manning St.

Donaldson St.

Stallard St.

Burdick St.

James Ct. Hartford St.

Lowry St.

Chester St.

Fern St.

Lewis St.

Husband St.

Main St.

Lowry St.

Chester St. Fern St.

Alc

Pennsylvania St.

Lewis St.

Lowry St.

Husband St.

Masin St.

Duncan St. Duncan St.

Husband Pl.

17th Av. 18th Av.

Young St.

Skyline St.

Canyon Rim Dr.

Skyline St.

Briarwood Dr.

ro yb

nn y Ct bro . ok

Benjamin St.

Dryden St.

Perkins Rd.

Grandview Ct. Grandview St.

Manning St.

Dr .

Manning St.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Star St.

Hoke St.

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

West St. Duck St. West St. Duck St.

West St. West Bl.

15th Av.

Connell Ct. Connell Av.

12th Av.

13th Av. 13th Pl. 14th Av. 16th Av.

Payne St.

Dryden St.

Hartford St.

Crescent Dr. Glenwoo d Dr.

Husband St.

Main St.

Duncan St.

West St. Duck St.

Hester St. Knoblock St. Knoblock St. Knoblock St.

Hester St.

Washington St.

Ramsey St.

Benjamin St.

Pa rk Sta Dr. rD r.

r. dD an sb Hu

Ramsey St.

Washington St. Bellis St.

Hester St.

Ramsey St.

Monroe St. Jefferson St.

Adams St.

Walnut St.

12th Av.

Pl.

8th Av.

11th Av.

Whitney Ct. McElroy Rd.

7th

7th Av.

9th Av. 10th Av.

Redbud Dr.

Young St.

Park Dr. Park Dr. Keller Dr.

Husband St.

Crescent Dr.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Cleveland St.

Garfield St.

Stanley St.

Gray St.

Pine St.

Walnut St.

Blakely St. Teal St.

Bluestone St.

Birchwood Ct. son Ct. Wedgewood

21st Av.

Pioneer St.

Murray Ct.

Han

Karr Ct.

3rd Av.

4th Av. 5th Av.

5th Av.

Willis St.

Silverdale

Summ erlin Ct. Bridlew ood

24th Av.

Cedar Ct.

Ct.

Sawgrass St.

Knoblock St.

Garfield St. Kerr St.

Clevelan

d St.

McFarland St. . Kings St

Orchard St.

McDonald St.

McFarland St. Kings St.

Willis St.

Western Rd.

t Dr.

Augus

August Dr. Cambridge Ct.

Oxford Dr.

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St.

Willis St.

Kings St. Orchard St.

Western Rd.

Dr. Ridge

e D Ridge Dr. r. Willis St.

Ridge Dr. Rid g

Devon St. Wicklow St. Ln.

Celia

August Dr.

Surrey Dr.

Dr . in Elv

Black Oak Dr.

24th Av.

3rd Av. 4th Av.

Black Oak Dr.

Maple Av.

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rD eda

Maple Av.

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mit

Maple Av.

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11th Pl.

Sum

Elm Av.

Elmwood Cr.

Elm Av.

Brooke Av.

Sunrise Av.

McElroy Pl.

Arrington Dr.

Virginia Av.

er om

Rocky Ridge

dge D r. Fox Le

Miller Av.

Krayler Ave.

Fountain View Dr.

Hall of Fame Av. Mathews Av.

Lakeview Rd.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

7th Av.

k Ln.

Country Club Rd.

7th Av.

Will Rogers Dr.

Dryden Cr.

Camden

Arbor Cr.

e Roc

Doral Ln.

44th Av.

Turtle Pond Ct.

22nd Av.

Cantwell Av.

University Av.

Saddl

one D

st Wood

n St.

Helena Hts.

18th Ct.

Scott Av.

Emma Swim Ave.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

Connell Av.

Morrill Av.

31st Av.

Woodland Trails Dr.

Red Rose Dr.

Aloysius Cr.

Ct. . nery ock Ln R dle Sad

Ln.

29th Ct. 30th Av.

Inverness Ln. Deer Crossing Dr.

18th Av.

20th Av. 21st Ct.

Quail 25th Av. Ridge Ct.

Shin

Park

Fox Ledge Ln.

17th Av.

n. eL

Cantwell Av.

13th Av. 14th Av.

15th Av.

erd aV

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k Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

Culpepper

Savannah

Willow Park Cr.

Eagle Summit

Ceda

Hillside St.

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Fairfield Dr.

Williamsfield

Westridge St. Hillside Ct.

Fairfield Dr. Mansfield St. r Ridge Ct.

Tanglewood Cr.

St.

low

Isabell Pointe Dr.

eld

Black Oak Dr. Countryside Dr.

erfi

Bristol Rd. Av. 24th Av.

Fox Ledge Dr.

Briarcreek Dr.

Wicklow St.

Devon St.

Murphy St.

Shumard Ct. Oak St. W. Shumard Dr.

Pioneer St.

Sangre Rd.

Squires St.

Charles Dr.

Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.

Iba Dr.

Oak Trail Dr.

Fox Ledge Ct. 32nd Av.

Knotts Av.

Lewis St.

Lincoln St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Ivy Ct.

Liberty Ct.

McDonald St.

Willis St. McFarland St.

Ridge Rd.

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. r. ge D

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

. Rd

ail Dr.

Walking Tr

Vil la

Wil

Chapel Hill

10th Av.

Wehr Ln..

5th Av.

Dr. Park Cr.

Ramsey St.

Airport Ln.

Monroe St.

Land Run Dr.

tD r. W rig h

sR d. ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Valley Dr.

Mark Circle

Charolais Dr.

Valley View

Warren Drive

Bradley Pl. Sangre Rd.

Keely Ct.

Range Rd. Crosswinds

rook St.

Stoneyb

k Cree

lder Bou

drid W oo

Range Rd.

4th Av. 5th Av. 5th Av.

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19th Av.

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Austin Ct.

18th Ct.

18th Av.

Lyndsey Ct.

Shiloh Creek

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh

Shadow Creek Ln.

Scissortail Dr.

Stillwater NewsPress • Thursday, October 28, 2021

Persimmo

3rd Av.

wbric

Cove

Sunset Av. University Av.

Scott Av.

Lauren Lane

Keller Dr. Lakeview Ct.

Dells Av.

Wiley St.

18th Av.

Yello

ntry

St.

Mercury Av.

Liberty Dr.

d Dr.

kor

Lou Ct

Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

Gle

Osage

Gle Dr.

woo

land Ct . Ja Lind a

Hic

Westbrook Ct. 15th Av.

Ashton Ave.

Crestview Ct. Cowboy Ct. High

w illo

Ct.

Charring Cross

liff

o Wo Crestview Av.

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

rfie

St. Tyler Av.

Wentz Ln. University Cr.

7th Av. 8th Av. 9th Av.

Country Club Dr.

Murphy Dr.

Ashbury

Richfield Ct.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

n dla

Franklin Ln.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

Dr.

Kenslow Dr.

ire vonsh

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

d woo

Durham Ct. Ashford Ct.

11th Av.

8th Av.

gle Tan

VillasCt.

Frontage Road 7th Av.

Fairway Dr.

ointe en P Gard ill ng H Spri Deer Run Ct.

aks

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Cr.

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Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

5th Pl.

10th Av.

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Oakdale

9th Av.

Rd.

2nd Av.

8th Av.

mer

7th Av. 8th Av.

Boo

Scott Av.

Miller Av.

Virgina Av.

8th Ct. 9th Ct. Trenton Av.

lha

Wil

Thomas Av.

177 Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Dr. Brentwood Dr. n Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

Hall of Fame Av.

1st Av.

3rd Av.

. Dr

McElroy Rd.

Tyler Av.

Farm Av.

4th Av.

Reese Landing

Walnut St.

Tyler Av.

Harned Av.

Mohawk Av.

Lak

Brooke Jefferson St.

Knapp

Oak Crest Rd.

Eastland Dr. Marcus Dr.

Swim Av.

Brooke Moore Franklin

Eskridge Av.

Windsor Cr.

Boomer Lake

Osage Dr.

oke r. Brollow D Ho

Hereford Dobi Ln.

Vena Ln.

3rd Pl.

Parkway Dr.

Liberty Rd. Preston Av.

Lakeview Rd.

Airport Rd.

Newman Av.

Hillcrest Av.

Lakeridge Av.

Rutledge Dr.

Windmill Ln.

illo

te S

Win

Preston Ln.

State Ln.

Dr.

Tobacco Rd.

Sta

Av.

177 Airport Rd.

ore

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

Newman Av. Hillcrest Av. Brown Av.

Liberty

Arapaho Av.

Lake Sh

Lisa Ct. Lori Ct.

rie Dr. Wil liam Ct.

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma

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Cherokee Av. Hartwood Av.

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Harned Av.

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Richmond Rd.

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Stillwater Municipal Airport

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Park

Stonecrest Ct.

Hartford

Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Husband Pl. Northgate Dr.

St.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

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Quartz Dr.

Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

Lakeview Rd.

Ct.

yon

Can

Chateau Dr.

Week of Sunday, October 31, 2021

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Burris Rd.

Burris Rd. 177

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McMurtry Rd.

Jardot Rd.

Perkins Rd.

Yost Rd.