October 7 Real Estate Weekly by Stillwater News Press

News Press Stillwater

REALESTATE W E E K LY

October 7, 2021

20%

Higher development costs and material prices have put pressure on new-home prices, which are 20% higher than a year ago.

Your best source for weekly real estate news and listings for Stillwater and surrounding communities

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fp 1812 Windmill Drive - Page Provence “Opening Doors Since 1984”

Fisher Provence Realtors Inc.

www.fprealtors.com 405-377-1000

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$750,000

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811 E. Virginia Avenue - Page Provence

Stillwater NewsPress • Thursday, October 7, 2021

Home inspections are not mandatory, but always necessary No state legally requires a potential buyer to get an inspection of a house he or she wants to purchase, but those who don’t get one increase the chance of buying a real estate “clunker.” Sellers should welcome an inspection, too. DEAR DAVE: You always advise buyers to make their offers contingent upon receiving a satisfactory report from a professional home inspector, but are such inspections actually required by law? Also, if a seller receives an offer that includes such a contingency, does the seller have the right to demand that it be removed? ANSWER: None of the 50 states requires that buyers make their offers contingent on a home inspection, nor does any state prohibit sellers from rejecting an offer that contains such a clause. Nonetheless, it’s foolish for buyers to purchase a house without first obtaining an inspection and equally foolish for sellers to balk at

a buyer’s request to have the property inspected. If you were buying a car, you would never close the deal without first having it examined by a mechanic or at least taking the car for a spin around the block. So, too, would it be unwise to spend hundreds or even thousands of times more for a house without ordering an inspection by a construction professional. The report would likely cost between $300 and $600, but it would be money well-spent if it helps you to avoid purchasing a real estate “clunker.” Separately, while sellers always have the right to reject a buyer’s request for a report, doing so may make the buyer wary that the home is filled with costly hidden defects that the seller doesn’t want anyone to know about. I would never enter a transaction with a seller who refused a request for an inspection, and other buyers shouldn’t, either. ••• DEAR DAVE: If

ABOUT REAL ESTATE DAVID MYERS I order a credit report on myself, will it affect my future credit score? ANSWER: No. Inquiries for a loan or credit card, regardless of whether it’s granted, will appear on your report and may impact your score. Though an inquiry initiated by yourself or your employer also will be noted on your record, it will not be reported to creditors with whom you might apply in the future and thus will not affect your credit rating. ••• DEAR DAVE: We offered to pay $225,000 for a very nice house that has several new appliances, including a fancy washer, dryer, refrigerator and stove. The seller accepted our

offer and signed the contract, but crossed out and initialed the paragraph that stated that the appliances would be included in the sale. We would never have offered so much if those items would not be part of the transaction. Are we still obligated to go through with the sale, or can we cancel it? ANSWER: You have the right to cancel the deal and demand the return of your good-faith deposit. Perhaps the seller didn’t realize it, but he automatically rejected your offer the moment that he crossed out the paragraph stating that the appliances were included as part of your offering price. The contract that he amended and signed is now

considered a counteroffer, which you can either accept or reject.

That’s because if you died with only a simple will, your estate would likely have to go through separate probate proceedings -- one for each state in which the properties are located. But with a trust, out-of-state property usually can be transferred to beneficiaries without the time and cost of multiple probate hearings.

whether forming an expensive trust to pass their home and other assets quickly to their heirs would ••• be a good idea based on their individual DEAR DAVE: circumstances. For We own a home, a copy, send $4 and but also a small a self-addressed, vacation cabin stamped envelope in another state. to D. Myers/Trust, If we wanted to P.O. Box 4405, Culform the type of ver City, CA 90231inexpensive trust 4405. Net proceeds you wrote about will be donated to several weeks the Wounded Warago so our estate riors Project to help could avoid prodisabled vets and bate court after ••• their families. Send we die, could questions to that both properties Our booklet, same address, and be placed in the “Straight Talk about we’ll try to respond same trust, or Living Trusts,” in a future column. would we have provides the into establish sepa- formation readers (c)2021 Cowles rate ones for each need to determine Syndicate Inc. home? ANSWER: You 1916 W 9th - 2 BD/1 BA/1 car garage. Very neat one-owner would need to crePENDING home close to park .................................................$145,000 ate only one trust, BA / 2 car garage in SW area. Lots of and then put title to 5120 W. 5th - 3 BD / 2 SOLD storage and spacious backyard.............................. $228,500 the two properties into it. 115 N. Boardwalk - 3 BD / 3 BA / 2-car attached garage in SOLD NE Stillwater .......................................................... $222,500 Trusts are popular because they FOR RENT - 615 S. McFarland - 3 BD/1 1/2 BA allow heirs to inDowntown Office Space for Rent. herit real estate Call Barbara Today! and personal possessions quickly, instead of suffering through the costly probate court process, which often INSURANCE AND EAL STATE takes a year or two Serving Stillwater Since 1950 to complete. BARBARA HOUCK - REALTOR - 747-8804 A trust can be KENT HOUCK - REALTOR - 372-7060 particularly useful JOHN GAGE - REALTOR - 612-6068 BARBARA HOUCK to you and others BROKER/OWNER, GRI 30+ years of experience 372-5343 x130 who own out-ofstate property. www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER

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Fall leaf management can be hurried along will help with moistopdressing. Leaves topic, you can contact Keith Reed, the Horwith some simple ture retention. not yet fully broken ticulture Educator in inputs. Begin with No matter which down can be used the Payne County Exsome type of containmethod you choose as mulch or garden tension office. Keith ment area. to use, you can find pathways. It’s even can be reached via This can be anya use for the leaves possible to use a thing from pallets to in the landscape heavy layer of leaves email at keith.reed@ okstate.edu, phone at custom made bins to in the springtime. to help smother out 405-747-8320, or in simple hoops made Materials fully bermudagrass. person at the Payne from wire fencing. composted can be KEITH REED When piling up the incorporated directly For more informa- County Extension office, located at 315 W. leaves, water liberinto the planting tion on this or any to boosting important soil microbes, this 6th in Stillwater. ally and add some area or applied as a other horticultural nitrogen as the pile gets bigger. This can be in the form of greems-classic compost additions such as garden debris, grass clippings (if not recently treated with herbicide) or fruit/ vegetable kitchen waste. However, it can be hard to generate the quantity of 502 N.9366 Burdick - 3E 2- 21623 ftbath, Close to Sho -a 225 - Donna - Lori K. NECrHWY 33 - 3s 1bed, 3 bath on m/l -with $275,000 --Ann 5215 Spring Creek bed, 1253 sq..75-acre ft.inon&3 Schools lots barn000 $289,900 greens needed if you 2023 E.760 Linda Ave - Large corner with18outbuilding. 3BR/2.5BA sq ft $248,000 5020 W- 10th - 4 bdrm., Stillwater Club, largeOver lot - 1900 $360,000 000 E Rd. 2.5 miles W of lot Hwy. & Country E 760 Rd., 19-acres PRIME Land - Tiffany $75,000– -Tiffany Montie have large numbers 814 S.WRock Hollow Ct. - SW area over 3.5 1990 sq ft/SCC Golf access $274,000 10217 S Brenna Dr. -consider 4 /Bed, Bath, 2,891West sq. Cart ft. $490,000 - Ann – Tiffany 2707 44th - 10.86 am/l, Will splitting, Just of-Western - $250,000 - Lori K. 9715 E. Horizon Dr. - 50- 14 x 60 livestockLots barn on the 5 acres with no restrictions $100,000 Lori K. K- PENDING 1919 Brooke Hollow Ct. - 4 bdrm./3 bath/Large Lot/North of OSU Campus! - $343,000 - Tiffany Roka Hidden Lake Beautiful on North Side - $52,500-$79,000 -–Lori any of leaves. A simple 0 W.608 19thHWY Ave -#43 7.48-Carney acres inside Stillwater city limits $350,000 Lori K 6000 N Pennsylvania Ave. 2 bdrm./2.5 Bath Oklahoma City - $129,000 - Tiffany 177, - 3/2/2 on Condo, 9.41 am/l - $325,000 -– Lori substitute is to use a 8012113 S. Burdick - 3BR/1.5BA, 1.5 1253 story on 1371 sqLOCATION ft a$89,000 Lori C PENDING! 1408 N. M5215 Spring Creek Cir. 2/1 sq.large ft. on 3GREAT Lots with Barn -–-$299,900 --Lori N. Crescent Dr.E -- 4/2.5/2 2439 sq. ft.lot $350,000 AnnK.00 – Lori 4517 Broker Associate commercial fertilizer 1115 Richfield - -3BD/2BA 1775 sq ft $305,000 – -Tiffany 4713 WS.HWY Country NICE for sale - $25,000 Donna NE 33 -Club 3Ct. bed, 3 bathLot on .75-acre m/l - $275,000 - AnnLori 20J 9366 onna Lori 10 405-612-6724 N. Monroe 2321 ft $208,000 – Tiffany product such as blood 50202923 WOaks 10th -- 45 bdrm., Stillwater Country Club, large lot - $360,000 Shumard Nice- 3BD/2BA Lots for you tosq build your new home -PENDING! $27,000 - Tiffany Donna n 7917 Pickles GapLarge large lot in Perkins School District $22,500 Lori 10217 S Brenna Dr. - 4- Nice Bed, 3.5 2,891 sq. ft. - $490,000 - Ann PENDING Scotthaven Addition - Nice lots inBath, Perkins School District/starting at -–-$45,500 - Donna meal (12-0-0) or urea 6021 Hallies Meadow NEW CONSTRUCTION 4BD/2BA 2347 sq ft $379,900 – Lori Brooke Hollow - 4 bdrm./3 Lot/North of OSU Campus! - $343,000 - Tiffany 5607 S Mehan Rd.Ct. - 52.5-acres forbath/Large Sale, Will Divide, Ripley Schools - $349,000 - Tiffany y5,900 1408 1919 N.PEND Mai – Lori (46-0-0). This is also iffany 5005 N Perkins Rd 4000 sq ft warehouse Oh the possibilities $399,900 – Donna 6000 Pennsylvania Ave. #43Hunting/Building/The - 2 bdrm./2.5 Bath Condo, Oklahoma City - $129,000 - Tiffany 00 E 810 N Rd., Tryon - 53.34-acres. possibilities are endless - $224,028 - Kyle a good place to use 5706 W. Garden Pointe Dr.Lots - Gated 3BD/3BA, 2754 sq ft- Donna $550,000 – Ann W Country Club NICEHigh Lot for salearea/starting - $25,000 1218 W 12th -4713 4 Commercial in a-Community very Traffic at $255,000 - Ann 3618 W. Fountain View Ct. 5BD/2.5BA, in you ground pool -your Woodland Trails--addn $362,900 – Tiffany Shumard OaksRd. - 5--Nice Lots to build home $27,000 - Donna 3000 S. Range 4 bed, 4.5for bath, on 3.2-acres -new $845,000 Tiffany/Dolores $820,000 up older commercial a 208 N. Donaldson 1851 sqinft Perkins - close toSchool shopping & schools $205,000 – Donna Nice- Nice Large lots at $45,500 - Donna 3215 S.Addition Boomer--4BR/2BA Rd. Commercial Building forDistrict/starting sale - $2,245,000 - Tiffany 719 KarScotthaven 0 - Tiffany fertilizers that have 910Main Kansas /Rd. Pawnee - 1936 farmhouse / 1 acre lot with outbuildings Tiffany 5607 S Mehan 52.5-acres for Sale, Will Divide, Ripley School -$129,999– $349,000 - Tiffany 211 E. St., St. Coyle --64 Unit Storage Building, GREAT INVESTMENT - $165,000 - Donna r ri- Lori become too clumpy to 415 W. - 52.65 OK, acres rural property, noTraffic restrictions $300,000 –$255,000 Lori iffan 1218 W 12th -Ave. 480th Commercial Lots in ahome very High - Ann 505 S. 11 Morton - Ripley, Cute across fromarea/starting the School - at $75,000 K. 6173000 S. Main - Downtown commercial plus apartment unit -$395,000 – Tiffany - Tiffany Range Rd. -Stillwater 4 bed, 4.5 bath, on unit 3.2-acres - $820,000 Tiffany/Dolores use in your normal 2923 -S. 3 bdrm./2 bath/Study/Game Room. One block to Boomer Lake - $219,000 29 N. Monroe Tiffany 830456 S. Ct. 3354 / Carney -3BR/2BA 1468 sq ft to - out building $199,900 –-Lori 3215 S. Boomer Rd. -platted Nice Commercial Building for sale - $2,245,000 Tiffany - 9Rd lots for duplexes close Boomer Lake - $420,000 - Tiffany 719 Karen000 N Glenwood , 0 - Tiffany landscape mainte111 E. Tower / Perry 3BD/1BA 1118 sq ft $79,800 – Tiffany 211 E. Main CoyleGap - 64- Unit GREAT - $165,000 7917St., Pickles NiceStorage large lotBuilding, in Perkins SchoolINVESTMENT District - $22,500 - Lori - Donna 1408 N. ,900 - Lori nance plans. Burdick - 3BR/2BA ft Close shopping & schools $209,000 – Donna 505502 S. N. Morton Ave. --Ripley, OK, sq Cute hometoacross from the School - Lori K. 6021 Hallies Meadow NEW 1623 CONSTRUCTION 4BR/2BA, 2,347 sq. ft.- -$69,900 $379,900 - Lori 2923 iffany 920, -920 1/2 S. Duck .- -4,000 2 Investment properties, homes, bedrooms total $160,000- Donna –- Amy If you want to 2923 N. Monroe bdrm., 2Rd. bath/Study/Game Room. One-2Oh, block to5possibilities Boomer Lake - $219,000 Tiffany - PENDING 5005 N3 Perkins sq. ft. warehouse the - $399,900 101 W. 80th Commercial building and shop on 11.5 acres $4,000,000 – Lori 000 N Glenwood Ct. 9 lots platted for duplexes close to Boomer Lake $420,000 Tiffany $495,000 5706 W. Garden Pointe Dr. Gated Community 3BR/3BA, 2,754 sq. ft. NEW PRICE $510,000 - Ann 1408 N. M 35,900 Lori speed up the com354 Cou4517 ,500 - Tiffany W.Gap Lakeview - 10 acres of Stillwater $300,000 Lori 7917 - Nice large lot in/ NW Perkins District -–$22,500 910S.Kansas St.Pickles /5011 Pawnee - 1936 farmhouse 1-acre lotSchool with outbuildings - $129,999 - Tiffany 0 -- Lori Lori posting process, 522 12th- 52.65-acres - Commercial building in downtown Stillwater Lori 6021 Hallies Meadow - NEW CONSTRUCTION 4BR/2BA, 2,347 sq. ft. -–$379,900 - Lori 415 W.E. 80th rural property, no restrictions -$250,000 $250,000 - Lori 354 - ffany Tiffany PENDING ,900 - Tiffany 3546175000 begin with the steps 2620 S. Oak Dr.- -Stillwater 4BD/3BA, sq ft Georgian elegance & style – Donna N Black Perkins Rd. 4,000 sq. commercial ft.4813 warehouse - Oh, possibilities --$399,900 --Donna S. Main - Downtown unit plusthe apartment unit$950,000 $395,000 Tiffany 1304 & 1 45,000 354 iffany 1012 N. Manning St. 3BR/2BA storm shelter, outbuilding $195,000 – Tiffany PENDING! 5706 111 W. Garden - Gated Community 2,754 $70,800 sq. ft. - NEW PRICE $495,000 - Ann- Lori E. TowerPointe / PerryDr. - 3BR/1BA, 1,118 sq. ft.3BR/3BA, - NEW PRICE - Tiffany - PENDING outlined above. PENDING - S. St. - $152,500 -Tiffany sq ft $239,000 – Tiffany 2218 W. 3rd - Close to campus 3BR/2BA 2208 910 Kansas / Pawnee 1936 farmhouse / 1-acre lot with outbuildings $125,000 Tiffany - PENDING 920, 920½ Duck 2 Investment properties, 2 homes, 5 bedrooms total NEW PRICE - Amy - - ,000 1304 & - Lori Then use this area 1408 N. Main / Perkins4BD/3BA 2098 sq ft NEW CONSTRUCTION golf course -$325,000 W. 80th - 52.65-acres rural property, no $250,000 101415 W. 80th - Commercial building and shop on restrictions 11.5-acreson--$4,000,000 -Lori Lori – Lori as the “feeder” pile 4517 Jenna Ln. - 3BD/2BA 1756 sq ftNW NEW CONSTRUCTION $266,900 – Lori - Tiffany 617 S. Main - Downtown Stillwater commercial unit plus apartment unit- -Lori $305,000 5011 W. Lakeview - 10-acres of Stillwater - $300,000 354 Tiffany 115E.E. - 14.5 acres m/l Just2North of 68th & Mehan -total $121,075 - Tiffany S.3S. 522 -Kyle Tiffany - Amy and start additional 920,354 920½ Duck - 12th 280th Investment properties, homes, 5 bedrooms - NEW PRICE - Commercial building in downtown Stillwater - $250,000 - Lori $152,500 203 E 80th Nice large office on 3 acres m/l $950,000 – Lori 101 W. 80th Commercial building and shop on 11.5-acres $4,000,000 Lori 354 S Cou , 00 Tiffany 306 . Kyle 2620 S. Black Oak Dr. 4BR/3BA, 4,813 sq. ft. Georgian elegance & style $950,000 Donna piles (usually small270 2707. -7 - Lori 7 - -Lori 3202 E 2nd - 4BD/2BA 1717 sqNW ft Split plan $175,000 – Ann W. Lakeview 10-acres of floor Stillwater - $300,000 -course Lori24 PENDING & 1306 S4 5011 ft. - $135,000 - Lori 14081304 N. Main /Perkins - 4BR/3BA, 2,098- sq. ft. NEW CONSTRUCTION on golf -sq. $325,000 $315,000 - Lori K. 2707 W. 317 Lori er) where you can Lori 6038 -Haydans Brook 4BR/2.5BA 2183 sqStillwater ft $349,000 – Lori - Lori 12th Commercial inCONSTRUCTION downtown - $250,000 4517 Jenna Ln.E.- 3BR/2BA, 1,756 sq.building ft.- NEW - $266,900 -Donna PENDING 202 522 5- -Lori turn them regularly N. Monroe - 2 Commercial buildings on & 3 acres $600,000 – Dolores 2620 S. 6Black Dr. - 4BR/3BA, sq. ft.of Georgian elegance & style - -$950,000 1152112 E. Oak 80th - 14.5-acres m/l4,813 just north 68th Mehan - $121,075 Tiffany Lori K. - Donna S. Council Land sale in Crescent, OK -CONSTRUCTION No 33.5on acres $167,000 – Tiffany- Lori K. 1408354 N. Main/Perkins --4BR/3BA, 2,098 sq.on ft. 3-acres NEW golfm/l course $315,000 203 E.Rd. 80th - Niceforlarge office m/lrestrictions - NEW PRICE $1,200,000 - -Lori and add additional . as or K. S. Burdick - 3BR/2.5BA sq ft&$87,000 –-Tiffany 80th - 14.5-acres m/l just of 68th $121,075 -Ann Lori 3202115 E. E. 2nd 4BR/2BA, 1,717 sq. ft. north Split1371 floor plan -Mehan $170,000 - Ann ---PENDING 0000 S.- 801 nitrogen as needed. 44th - 15.86 - office will -divide, look for2,183 signs west $317,000 Lori ffany 80th - Niceacres large on 3-acres m/l - NEW PRICE $1,200,000 6038 Haydans Brook 4BR/2.5BA, sq. ft.of - Western $349,000 - Lori, -– Lori 474 2707 .203WE. any Also, remember to Cedar Oaks 19th - 7.48 acres m/l in2,183 city3-acres limits $350,000 – Lori 6038 Haydans Brook - 4BR/2.5BA, sq. ft. $349,000 Lori 2112 N. Monroe - 2&Commercial buildings on --$600,000 --Dolores N. Possibilities! $2,352,900 Lori 601 fany N. -2112 Lori 0000 S. Country Club Rd. - 20forbuildings Acres Paved Road - $200,000 - -Ann N Monroe - 2divide, Commercial on 3-acres $600,000 Dolores occasionally toss in a 2707 W 44th 15.86-acres - will look signsonwest of Western - $317,000 - Lori - PENDING Lori Crosby Donna Rhinehart 4717 S. Turtle Pond Ct.&-&Great m/l Lotm/l for your building - $45,000 Cedar Oaks 19th-.-acre -7.48-acres 7.48-acres m/lin incity city limits-pleasure -$350,000 $350,000 Lori - Tiffany Montie Stewart Monty Stewart Cedar Oaks 19th limits - -Lori scoop or two of garRealtor Associate 3000 Range Rd $845,000 1-3 Dolores Lemon Realtor Realtor Associate N. Washington Rd. 151.8 acres m/l, OH the Possibilities! $2,352,900 Lori 4717 S. Turtle Pond Ct. Great .-acre m/l lot for your building pleasure $45,000 Tiffany 4717 S. Turtle Pond Ct. - Great .-acre m/l lot for your building pleasure - $45,000- -Lori Tiffany PEN q.- $2,352,900 ft. - $349,000 405-612-4184 den soil. In addition 405-747-7306 405-372-5151 ngtonRd. Rd. 151.8 acres m/l, m/I, OH - -Lori Washington Rd.---151.8-acres 151.8-acres m/l,OH OHthe thePossibilities! Possibilities! $2,352,900 -Lori Lori N.NWashington the Possibilities! - -$2,352,900

HOME GROWN

Stillwater NewsPress • Thursday, October 7, 2021

Historically, leaf drop season is several weeks away here in Payne County. However, the current hot dry streak is accelerating the normal timeline and leaves are already dropping on several species. This is a good opportunity to remind you that fallen leaves are a valuable nutrient resource that should be captured and returned to the landscape. Here are some tips on how to do that without being overwhelmed by the process. No matter the ultimate destination for the leaves, the most helpful step is to simply mow frequently and chop them up into small pieces. This step not only lowers the volume of collection and storage needed, in some cases it can eliminate the need for any further action as long as the turfgrass is not completely covered up in the process. If mowing alone doesn’t take care of the leaves, the next step is composting. There are two basic approaches to this. The easiest thing to do is simply pile the leaves up and let nature break the leaves down over time. Since it can take several years for leaves to break down in this scenario, it’s not ideal for many people because of the space and time required. Pile composting

Stillwater NewsPress • Thursday, October 7, 2021

Consider refinancing into a shorter-term loan Paying off your mortgage is a marathon, not a sprint. But what if you’ve reached a point of the marathon and found a way to run the rest of it downhill? Now is a great time to consider refinancing your loan from your current 30-year note to a 15-year mortgage. You’ll likely end up paying significantly less interest over the term of your new loan compared to your current loan. The interest rate for a 30-year mortgage in 2006 averaged more than 6.0%. Recent rates for a 15-year home refinance have been in the 2%’s. This is a potential savings of tens of thousands of dollars by refinancing. Your savings come as the amortization schedule pays down much faster with more money going to principle and less to interest. For example, if you got a $100,000 loan with a 30-year repayment period in January 2006 paying 6% interest, the monthly payment would be around $600. The amount of interest paid per payment would range from around

$100 at the first payment to around $250 in 2021. If you refinanced the remaining balance of around $71,000 into a new 15-year loan with a 2% interest rate, the monthly payment would drop to around $460 per month and would save approximately $25,000 in interest compared to the 30year loan.

But does refinancing your loan make sense? There is no cookie-cutter approach to refinancing. There are many factors to take into consider-

MORTGAGE MATTERS KENNETH WOHL ation before taking the plunge. The example scenario described above could be different for your situation depending on a variety of unique factors specific to you and your mortgage. Do you plan on staying in your house for a while longer, or do you plan on moving soon? If you don’t plan on staying

in your current home much longer, it likely would not make sense to refinance because of the cost and fees associated with refinancing. Interest rates can emotionally draw you to refinance, but be sure to do the math of how much will you would save monthly and/or over the life of the loan versus how much it costs to refi-

nance. For example, if it cost $4,000 to refinance and you save $100 per month, it will take 40 months – a little over 3 years – to recoup the cost. If you plan on moving prior to that time frame, it probably would not be worth the “feel good” rate.

Other related costs with refinancing Before jumping into anything, don’t forget to factor in other costs. Can you recoup the cost and gain savings after the break-even point? There may be clos-

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ing costs, processing fees, appraisals, loan origination fees, discounts fee, underwriting, and tax service fee. Some third party fees, such as appraisers and title company fees, likely will be the same no matter what lender you choose. Most of the time, the savings over the life of the loan will more than offset these costs, but you should do your due diligence to check this yourself just to make sure. Choose the lender that works best for you and try to get your rate locked in as soon as possible when you refinance. I am here to help,

even if you are not an RCB Bank customer. Feel free to call me at 405.608.5291 or email me at kwohl@ bankrcb.net. Opinions expressed above are the personal opinions of Kenneth Wohl and meant for generic illustration purposes only. For specific questions regarding your personal lending needs, please call RCB Bank at 855-BANK-RCB. With approved credit. Some restrictions apply. RCB Bank is an Equal Housing Lender and member FDIC. RCB Bank NMLS #798151. Kenneth Wohl NMLS #453934.

405.624.2626 www.c21global.com 131 N. MaiN, Stillwater

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In dry California, making water from air By Haven Daley Associated Press

Bay Area city of Benicia, said he bought the smallest machine, which looks like a towering AC unit, hoping it would generate sufficient water to sustain his garden. But he found it puts out more than enough for his garden and his household. “This machine will produce water for a lot less than you can buy bottled water at Costco for, and I believe, as time goes on and the price of freshwater through our utilities goes up, I think it’s going to more than pay for itself,” he said. Besides the high price tag, the unit also requires a significant amount of energy to run. But

Johnson said the solar panels on his roof produce enough power to operate the machine without additional energy costs. Experts like University of California, Davis hydrology researcher Helen Dahlke said the technology makes sense for individual homeowners, especially in rural areas. But she said it is not a practical solution for California’s broader water woes. Dahlke said the focus should be on fighting global AP PHOTO/HAVEN DAILY warming to prevent future droughts. Ted Bowman, design engineer with Tsunami Products, installs a “We really actuunit Sept. 28, in homeowner Don Johnson’s backyard in Benicia, ally need to curb California. climate warming to really make a difference again,” she said.

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4323 E. LONE CHIMNEY ROAD - GLENCOE 2:00-4:00 PM BETH WOOLDRIDGE

Stillwater NewsPress • Thursday, October 7, 2021

BENICIA, California – The machine Ted Bowman helped design can make water out of the air, and in parched California, some homeowners are already buying the pricey devices. The air-to-water systems work like air conditioners by using coils to chill air, then collect water drops in a basin. “Our motto is, water from air isn’t magic, it’s science, and that’s really what we’re doing with these machines,” said Ted Bowman, design engineer at Washington state-based Tsunami Products. The system is one of several developed in recent years to extract water from humidity. Other inventions include mesh nets, solar panels and shipping containers that harvest the moisture from the air. Bowman said his company’s machines – made for use at homes, offices, ranches and elsewhere – dehumidify the air and in doing so create water that’s filtered to make it drinkable. The technology works especially

well in foggy areas and depending on the size can produce between 200 and 1,900 gallons of water a day. The machines also operate efficiently in any area with high humidity, including California’s coastline, he said. But they’re not cheap, with prices ranging from $30,000 to $200,000. Still, in California, where residents have been asked to conserve water because one of the worst droughts in recent history has depleted reservoirs, some homeowners are buying them to meet their water needs. Don Johnson, of the San Francisco

New HUD rule aims to prevent public housing evictions the condition of Elements of the ing in project-based anonymity, said the new rule are not rental assistance rule change was new. properties – a WASHINGTON due to significant The 30-day noprogram whereby – The Biden admin- concern about a tice requirement is private for-profit or istration is trying looming wave of part of the original nonprofit property to prevent evictions evictions as cases COVID-19 relief owners enter into a from public housing begin to work their package. But the contract with HUD for nonpayment way through courts. change will be to provide affordof rent, seeking to In an official coupled with speable housings units. shore up protections statement set for cific guidance for All told, HUD following the end of release Wednesday, housing authorities estimates that the the nationwide evic- HUD Secretary on how to steer change will cover tion moratorium. Marcia Fudge tenants toward the 4.1 million people. Under a new rule called the change billions of dollars in Biden adminfrom the Depart“a significant step available emergen- istration officials ment of Housing in raising tenant cy rental assistance. have complained in and Urban Develawareness about It’s also designed the past that the opment, tenants in the availability of to buy some extra rental relief funds HUD-subsidized funds that can astime for those funds are bottlenecked public housing can- sist them with past to work their way by bureaucracy at not be evicted for due rent and allow- through the system. the state and local nonpayment withing them additional Besides public level. out providing them time to access relief housing residents, The senior HUD 30 days’ notice and that may stave off the rule change will official said the information about eviction entirely.” apply to those livfunds’ dispersal has available federal emergency rental assistance. The rule is scheduled to be published Thursday in the 1910 E. KIRK AVENUE Federal Register. Technically, the PERKINS rule would go into effect 30 days after $310,000 publication, but a senior HUD official 3 BR, 2BA, 1979 sq ft told The Associated Press that public Huge deck in this Country housing authorities Setting. Close to Schools, Golf across the country Course & Park were expected to comply immediateVisit www.perkinsfrontierrealty.com and check out ly. The official, who FRONTIER REALTY was not authorized to comment pub• 100% Financing available licly and spoke on 405-547-2000 • Recently updated properties By Ashraf Khalil

Stillwater NewsPress • Thursday, October 7, 2021

Associated Press

NEW LISTING-PERKINS 1.47 ACRES!

been proceeding a little slower than officials had hoped. The federal moratorium, a response to the coronavirus pandemic, expired in late August, and Congress did not extend it. While the federal government now focuses on pumping money into rental assistance programs, the nation-

wide moratorium has devolved into a patchwork of localized bans, in places like Washington state, Boston and New York state – all expiring on dif-

ferent schedules. The senior HUD official said one of the primary goals of the change is to bring all jurisdictions under the same banner.

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Yost Rd.

Ct. yon Can Amethyst Ave.

Duncan

Nancy Lee Dr.

Evergreen

Perkins Rd. Star Dr.

Teal St.

Bluestone St.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

22nd Av.

Payne St.

16th Av.

t. is S Lew

Lowry St.

Lowry St. 37th Av.

32nd Av.

35th Av. 36th Av.

37th Av.

Vista Ln.

44th Av.

Hunters Cr.

Dr. Deerfield

Wild Turkey Pas

Vista Ct.

Red Rose Dr.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Washington St.

Western Rd.

Sangre Rd.

Timberline Dr.

44th Av.

177

Katy

Hightower St.

Henderson St.

S. Westchester St.

Dr.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

4th Av.

Eastgate St.

Crestwood Cr.

Raintree Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

Fountain View Ct.

Forest Trail Ct.

Av.

Lydia Ln.

34th Av.

Fern St.

Main St.

35th Av.

3rd Av.

5th Av.

17th Av.

Main St.

Husband St.

Knoblock St.

Cambridge Dr.

West St.

33rd Av.

2nd Av. 4th Av.

Jardot Rd.

Ransom Dr.

Dr.

29th Av.

32nd Av.

Pos Pinewood Cr.

ower Hight

Oakwood Dr.

9th Av.

26th Av.

31st Av.

Denver St. St.

Jardot Rd.

Payne St. Payne St.

7th Av.

177

30th Av.

Timbercrest Cr.

4th Av.

24th Av.

Mar Vista St. 28th Av.

Timbercrest Dr.

Wedgewood Dr.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

25th Av.

26th Av.

Denver Ct. Denver St.

Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Blair St. Payne St.

Eastern Av.

Blair St. Stallard St.

Hall St.

Leigh St.

Burdick St.

James Ct. Springfield St.

ott

Aetna St.

Hartford St.

Fern St.

Chester St. Fern St.

Young St.

Skyline St.

Canyon Rim Dr.

Skyline St.

Virginia Av.

19th Av.

22nd Av.

Cedar Ct.

Matthews Av.

3rd Av.

Hartford St.

Lowry St.

Chester St.

Lewis St.

Lowry St.

Alc

Pennsylvania St.

Lewis St.

Lowry St.

Husband St.

Masin St.

Husband St.

Main St.

Husband Pl.

17th Av. 18th Av.

Skyline Ln.

Grandview St.

Manning St.

Donaldson St.

Stallard St.

Burdick St.

Perkins Rd.

Grandview Ct. Grandview St.

Manning St.

Briarwood Dr. Manning St.

Su nn nn y yb Ct bro ro . ok o

Dryden St.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Star St.

Hoke St.

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

West St. Duck St. West St.

Duncan St. Duck St.

Duncan St.

West St. West Bl.

Walnut St.

15th Av.

Connell Ct. Connell Av.

12th Av.

13th Av. 13th Pl. 14th Av. 16th Av.

Payne St.

Dryden St.

Hartford St.

Benjamin St.

Crescent Dr. Glenwoo d Dr.

Main St.

West St. Duck St.

Duncan St.

Hester St. Knoblock St. Knoblock St.

Hester St. Hester St.

Knoblock St.

Washington St.

Ramsey St.

Benjamin St.

sb Hu

Husband St.

Ramsey St.

Washington St. Bellis St.

Monroe St. Jefferson St.

Adams St.

Blakely St. Stanley St.

Gray St.

Pine St.

Orchard St.

McDonald St.

Walnut St.

McFarland St. Kings St.

Willis St.

12th Av.

Pl.

8th Av.

11th Av.

Whitney Ct. McElroy Rd.

7th

7th Av.

9th Av. 10th Av.

Willis St.

Birchwood Ct. son Ct. Wedgewood

Redbud Dr.

Young St.

Park Dr. Park Dr.

r. dD an

Pa rk Sta Dr. rD r.

Husband St.

Keller Dr.

Crescent Dr.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Clevelan

Hester St.

Ramsey St.

Kings St. Orchard St.

Kerr St.

d St.

McFarland St. . Kings St

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.

Willis St.

e D Ridge Dr. r. Willis St.

Ridge Dr. Rid g Silverdale

Han

Karr Ct.

21st Av.

Pioneer St.

Murray Ct.

Black Oak Dr.

Cedar Ct.

4th Av. 5th Av.

5th Av.

8th Av.

Western Rd.

t Dr.

Summ erlin Ct. Bridlew ood

Augus

Oxford Dr.

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

August Dr. Cambridge Ct.

24th Av.

rD eda

Ct.

Sawgrass St.

Knoblock St.

Garfield St. Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Western Rd.

Dr.

Wicklow St.

Devon St.

Devon St. Wicklow St. August Dr.

Ln.

Surrey Dr.

Dr . in Elv

Black Oak Dr.

24th Av.

3rd Av. 4th Av.

Eagle Summit

Celia

Culpepper

Savannah

Maple Av.

21st Av. 23rd Av.

mit

Elm Av.

er om

Rocky Ridge

22nd Av. 23rd Av.

Sum

Maple Av.

19th Av.

Arbor Cr.

McElroy Pl.

Maple Av.

7th Av.

12th Av.

11th Pl.

Connell Av.

Arrington Dr.

Elmwood Cr.

Elm Av.

Brooke Av.

Sunrise Av.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Hanson

Virginia Av.

Krayler Ave.

Fountain View Dr.

7th Av.

Will Rogers Dr.

Camden

k Ln.

Country Club Rd.

18th Ct.

e Roc

Doral Ln.

Miller Av.

Lakeview Rd.

Dryden Cr.

Hall of Fame Av. Mathews Av.

University Av.

31st Av.

44th Av.

Turtle Pond Ct.

22nd Av.

Cantwell Av.

Scott Av.

Emma Swim Ave.

Krayler Ave. Ridgecrest Av. Brooke Av. 177 Moore Av. Franklin Ln. Knapp St.

Connell Av.

Morrill Av.

Saddl

one D

st Wood

n St.

Helena Hts.

Black Oak Dr. Countryside Dr.

Tanglewood Cr.

dge D r. Fox Le

29th Ct. 30th Av.

Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

Ct. . nery ock Ln R dle Sad

Ln.

Deer Crossing Dr.

18th Av.

20th Av. 21st Ct.

Quail 25th Av. Ridge Ct.

Shin

Park

k Dr.

17th Av.

n. eL

Cantwell Av.

13th Av. 14th Av.

15th Av.

erd aV

Lom

Isabell Pointe Dr.

St.

Inverness Ln.

Aloysius Cr.

Ridge

Pioneer St.

Sangre Rd. Murphy St. Fairfield Dr.

Fairfield Dr. Mansfield St. Ct. dar Ridge

Hillside St.

Westridge St. Hillside Ct.

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Shumard Ct. Oak St. W. Shumard Dr. Williamsfield

R lue Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.

Iba Dr.

Oak Trail Dr.

Charles Dr.

Squires St.

Willow Park Cr.

Fox Ledge Dr.

Knotts Av.

Lewis St.

Lincoln St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Liberty Ct.

Ivy Ct.

Mark Circle

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. Dr. idge

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

. Rd

ail Dr.

Walking Tr

eld

Bristol Rd. Av. 24th Av.

Fox Ledge Ln.

32nd Av.

Briarcreek Dr.

10th Av.

Wehr Ln..

5th Av.

Dr. Park Cr.

Ramsey St.

Airport Ln.

Monroe St.

Land Run Dr.

tD r. W rig h

sR d. ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Valley Dr.

Charolais Dr.

Warren Drive

Valley View Bradley Pl. Sangre Rd.

Keely Ct.

Range Rd. Crosswinds

rook St.

Stoneyb

k Cree lder Bou

Vil la

ge drid W oo

erfi

low

Lyndsey Ct.

Range Rd.

Wil

Austin Ct.

Fox Ledge Ct.

Scissortail Dr.

Stillwater NewsPress • Thursday, October 7, 2021

Shadow Creek Ln.

4th Av. 5th Av. 5th Av.

yP urre

19th Av.

18th Av.

Persimmo

Shiloh Creek

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh 18th Ct.

3rd Av.

Scott Av.

Lauren Lane

Keller Dr. Lakeview Ct.

Dells Av.

Wiley St.

eS nic

Chapel Hill

Sunset Av. University Av.

wbric

Cove

St.

Mercury Av.

Liberty Dr.

d Dr.

18th Av.

Yello

ntry

Gle

Osage

Gle Dr.

woo

kor

Lou Ct

Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

Hic

Westbrook Ct. 15th Av.

Ashton Ave.

land Ct . Ja Lind a

w illo

Ct.

Charring Cross

liff

Crestview Ct. Cowboy Ct. High

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

o Wo Crestview Av.

rfie

St. Tyler Av.

Wentz Ln. University Cr.

7th Av. 8th Av. 9th Av.

Country Club Dr.

Murphy Dr.

Ashbury

Richfield Ct.

Dr.

Kenslow Dr.

ire vonsh

n dla

Franklin Ln.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

d woo

Durham Ct. Ashford Ct.

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

gle Tan

VillasCt.

8th Av.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

Fairway Dr.

ointe en P Gard ill ng H Spri Deer Run Ct.

11th Av.

Dr.

aks

O den

Hid

Cr.

e Ridg Oak

5th Av.

Frontage Road 7th Av.

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

5th Pl.

10th Av.

coln

Lin

rst D

ehu

Wild

Pecan Hill St.

Oakdale

9th Av.

Rd.

2nd Av.

8th Av.

mer

7th Av. 8th Av.

Boo

Scott Av.

Miller Av.

Virgina Av.

8th Ct. 9th Ct. Trenton Av.

lha

Wil

Thomas Av.

Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

Hall of Fame Av.

1st Av.

3rd Av.

. Dr

McElroy Rd.

Tyler Av.

Farm Av.

4th Av.

Reese Landing

Walnut St.

Tyler Av.

Harned Av.

Mohawk Av.

Lak

Brooke Jefferson St.

Knapp

Oak Crest Rd.

Eastland Dr. Marcus Dr.

Swim Av.

Brooke Moore Franklin

Eskridge Av.

Windsor Cr.

Boomer Lake

Osage Dr.

oke r. Brollow D Ho

Hereford Dobi Ln.

Vena Ln.

3rd Pl.

Parkway Dr.

Liberty Rd. Preston Av.

Lakeview Rd.

Airport Rd.

Newman Av.

Hillcrest Av.

Lakeridge Av.

Rutledge Dr.

Windmill Ln.

Dr.

illo

te S

Win

177 Airport Rd.

ore

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

Tobacco Rd.

Sta

Av.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

Liberty

Arapaho Av.

Harned Av.

Dr.

Knoblock St.

Cherokee Av. Hartwood Av.

Newman Av. Hillcrest Av. Brown Av.

il dm

rie Dr. Wil liam Ct.

Pa rk Gr vie ee w C nv r. ale Cr . vis Ct. Ma

Washington St.

Ranch Av.

age

sse

Rogers Dr.

Ute Av.

Lake Sh

Lakeview Rd.

Cla

Richmond Rd.

ers

Rog

Falls Dr.

Stillwater Municipal Airport

gate Dr .

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook

Golf Dr.

Park

Stonecrest Ct.

Hartford

Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Husband Pl. Northgate Dr.

St.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

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