December 16 Real Estate Weekly by Stillwater News Press

News Press Stillwater

REALESTATE W E E K LY Your best source for weekly real estate news and listings for Stillwater and surrounding communities

December 16th, 2021

3.11% Mortgage rates held steady this week as the world awaits more information about the severity of the omicron variant of COVID-19 and ongoing supply chain issues.

322 E Kenworthy

2113 N Crescent Dr “Establishing a Tradition of Trust”

$152,500

Real Estate Professionals www.stw-realestatepros.com 405-372-5151 5215 Spring Creek Cir $345,000

Weekly Features: • About Real Estate • Open House Map

18575 Deer Pointe $275,000

Visit our web site at

stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.

$268,000

Stillwater NewsPress • Thursday, December 16, 2021

Builders outbuild first-time buyers Developers are building bigger and bigger new houses, making it even more difficult for millions of Americans to purchase their first home. DEAR DAVE: We are first-time buyers, but all of the new homes in our area (which we really like) are too big for our needs, and their prices are too high for us to afford. How come builders aren’t building smaller “starter” homes anymore? ANSWER: They are, but you’ll probably need to look elsewhere to find them or settle for a smaller, older home or condominium if you insist on remaining in your current area. The size of newly built homes in the U.S. averaged 2,541 square feet in the third quarter of this year, according to the Census Bureau. The figure has steadily been rising, in part because the long drop in mortgage rates that began a few years ago has made it easier for many buyers to buy bigger houses. It’s a trend that many experts say will continue for the foreseeable future. “Going forward we expect home size to increase again, given a shift in consumer preferences for more space due to the increased use and roles of homes

-- for work, for study -- in the postCOVID-19 environment,” says Robert Dietz, chief economist for the National Association of Home Builders (www.nahb.org). Unfortunately, that trend will further tighten the vice on first-time buyers like you. The number of for-sale “starter” homes, which the National Association of Realtors (www.nar.realtor) defines as properties with fewer than 1,850 square feet, had already plummeted by more than half over the past five years. There were only 300,000 of such homes for sale nationwide at the end of the third quarter, NAR reports, and the median price of them was up a hefty 11% from the year before. ••• REAL ESTATE TRIVIA: A recent survey of U.S. developers conducted by NAHB found that key building materials -- especially lumber, appliances, glass and prefabricated doors -- have reached their lowest levels in history. The shortage has added several months to the construction process and more than $36,000 to the cost of a new single-family home. ••• DEAR DAVE: How long will the

your divorce may eventually become. For legal purposes, though, the lender on the home that you and your spouse currently share can hold you personally liable for the entire balance of the DAVID MYERS mortgage if it goes unpaid. You and bankruptcy I filed He is a dentist your spouse each coa few years ago and makes a lot signed for the loan, stay on my credit more money than which means that record? I do, and says that you must pay the ANSWER: If he would like to entire bill if he canyou filed Chapter keep our longtime not or will not pay it 7 -- often called a home. He promises later. “straight” bankto make all of the Signing a quitruptcy because no future mortgage claim deed would money is repaid to payments if I agree not be some sort of any creditors -- it to sign a “quitclaim a legal panacea. It will stay on your deed” that would would simply mean record for 10 years give my half-interthat you would from the date of the est in the home to give up all your filing. him. This seems like legal interest in the If you instead a reasonable plan to property but still be filed Chapter 11, me and would allow liable for its future which requires that both of us to avoid payments. at least some of the messy and expenIn a worst-case debt is paid back, sive divorce proceed- scenario, the quitit’ll stay on your ings. What do you claim would cede credit record for think of this idea? your half-interest seven years from ANSWER: Frank- in the home to your the filing date. ly, “not much.” husband, allow him ••• I don’t know how to stop making the DEAR DAVE: My much you trust monthly payments, husband and I are your soon-to-be ex, and then permit the getting divorced. or how contentious lender to insist that

ABOUT REAL ESTATE

Dedicated professionals providing unrivaled service.

you continue making regular installments on a house that you no longer own. If the bank must eventually foreclose, it would leave a scar on your credit record that would last for several years. Your letter states that your husband is a dentist and earns “a lot more money” than you do, so he should try to refinance the current mortgage in his name only. Doing so would sever your own financial ties to both the home and the bank. Of course, the simplest solution would be to sell. The lender would be paid from the sale proceeds, you wouldn’t have to worry about future loan payments, and any profit that’s left could be split how-

ever you and your newly minted ex agree. If anyone needs to consult a good divorce attorney today, it’s you. ••• Our booklet, “Straight Talk about Living Trusts,” provides the information readers need to determine whether forming an inexpensive trust to avoid long and costly probate proceedings would be a good idea based on their individual circumstances. For a copy, send $4 and a self-addressed, stamped envelope to D. Myers/Trust, P.O. Box 4405, Culver City, CA 902314405. Net proceeds are donated to the American Red Cross. (c)2021 Cowles Syndicate Inc.

Thank You, Customers and Clients, for the privilege of helping you with your 2021 Real Estate and Insurance needs. Have a Merry Christmas! FOR RENT - 615 S. McFarland - 3 BD/1 1/2 BA

Downtown Office Space for Rent.

114 W. Hall Of Fame • Stillwater • 405.533.3000 StillwaterSignatureRealEstate.com| f

Call Barbara Today!

@RemaxSignatureStillwater

th th OPEN HOUSE SUNDAY, OCT. 24 OPEN HOUSE FRIDAY, DECEMBER 17TH OPEN HOUSE •• SUNDAY, SEPT. 26

1120 S.Oklahoma Prairie Road 924 Seminole 836 St. 712307 Mary 3132 Court Wedgewood Drive 814Madison S. Drive 1014 N. 719 S. St. OK Stillwater Stillwater Morrison Morrison Stillwater STONEYBROOK ST. Stillwater DRYDEN CIR. BERRY ST. 12:30-2:00 2:00-4:00 2:30-4:00 1:00 -1:00 3:00- PM 2:00 4:00 PM 2:00 4:00 PM 3:00 pm 1:00 2:30 pm 3:30 - 5:30 PM BELINDA JAMES KristinJAMES Dondlinger YundtBowman Wooldridge Julie Bahl andCandy KristinBeth Dondlinger Heath Ashley

INSURANCE AND REAL ESTATE Serving Stillwater Since 1950

BARBARA HOUCK

BROKER/OWNER, GRI

30+ years of experience

BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068

372-5343 x130

www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER

Reclaiming woodlands from redcedar invasion contact Keith Reed, pletely. This means some unexpected etation once more the Horticulture Edredcedar removal changes as the sunlight is availucator in the Payne either by bulldozer landscape adjusts able. County Extension or backhoe is not to the redcedar reThis might or the best option moval. might not be a good office. Keith can be reached via email since below ground There can easily thing depending at keith.reed@okdamage will be unbe a short-term on your goals, just state.edu, phone at avoidable. increase in erosion be ready for it and 405-747-8320, or in A better option as open ground is plan accordingly. person at the Payne is to cut the redcesuddenly exposed to County Extension dars off at or near direct rainfall. For more inforKEITH REED office, located at 315 ground level and Also, expect a mation on this or W. 6th in Stillwaeither leave it to surprising surge in any other horticulplants adjust to the tions. decay or have it growth in some veg- tural topic, you can ter. changing condiBe prepared for ground out. Redcedars will not resprout from the base so simply leaving the stump is not a bad option if it does not detract from other uses for the land. Another important point is to consider the microclimate created by the redcedars. 322 E Kenworthy -NE 3/1/1178 sq.-ft., Detached 4 Lots - $152,500 502 N.9366 Burdick - 3 2 1623 ft Close toGarage, Sho inStorage & Schools - 225 000 - Donna - Lori K. HWY 33 3s bed, 3 bath on .75-acre m/l -Shed, $275,000 - Ann Are the desirable 2023 E. Linda Ave - Large corner with 1496 outbuilding. Over sq ft -$248,000 5020 W 10th - 4 bdrm., Stillwater Country Club, large lot - 1900 $360,000 -Lori Tiffany 2206 W 23rd Ave. -lot 3/2/2, sq. ft. 3BR/2.5BA Selling As-Is - $1,70,000 K. – Tiffany trees completely 814 S. Rock Hollow Ct. - SWDr. area /Bed, over 3.5 1990Bath, sq ft/SCC Golf Cart access $274,000 10217 S Brenna -4 2,891 sq. ft. - $490,000 - Ann – Tiffany 2320 Timbercrest Dr. 3 Bed, 3 Bath, 1600 sq. ft. New Construction $209,000 - Donna shaded or protected 9715 E. Horizon Dr.bdrm./3 - 50 x 60 livestock barn on 5 acres with Campus! no restrictions $100,000 – Lori K- PENDING 1919 Brooke Hollow Ct. - 4 bath/Large Lot/North of OSU - $343,000 - Tiffany any 3716 S. Perkins Rd. Prime Commercial Property, 10-acres m/l $1,800,000 Lori K. 0 W. 19thAve. Ave -#43 7.48- acres inside Stillwater city limits $350,000 – Lori K from the wind? If 6000 N Pennsylvania 2 bdrm./2.5 Bath Condo, Oklahoma City - $129,000 - Tiffany 11620 100th, Coyle 4.98-acres m/l1253 with on a pond. Just minutes from major --$60,000 801 S. Burdick --3BR/1.5BA, 1.5 story large sq ft a $89,000 Loricities. C PENDING! 1408 N. MW. LoriK.4517 5215 Spring Creek Cir. E - 2/1 sq. ft. onlot 3 1371 Lots with Barn -–$299,900 Lori K.00-–Lori so, removing all the Broker Associate 1115WS.Just Richfield Ct. - 3BD/2BA 1775 sq ft $305,000 5607.1 S Mehan NorthClub of 68th & Mehan, Schools–-Tiffany NEW $249,000 - Tiffany 4713 Country - NICE Lot forRipley sale - $25,000 DonnaPRICE 20J- 41.5-acres, onna Lori 10 Lori redcedars at once 405-612-6724 2923 N. Monroe - 3BD/2BA 2321 ft $208,000 – Tiffany Shumard Oaks - 5 Nice Lots forofyou tosq build your new home -PENDING! $27,000 354 S Council Rd., Crescent - 29-acres undeveloped land for your new home- -Donna $145,000 - Tiffany n might be too much 7917 Pickles GapLarge - Nicelots large in Perkins School District $22,500 Lori Scotthaven Addition - Nice in lot Perkins School District/starting at -–$45,500 - Donna 6023 Haydans Brk. - New Construction, 4/2, 2075 sq. ft. - $338,500 - Lori K. 6021 Hallies Meadow NEW CONSTRUCTION 4BD/2BA 2347 sq ft $379,900 – Lori 5607 S Mehan Rd. - 52.5-acres for Sale, Will Divide, Ripley Schools - $349,000 - Tiffany change for the rey5,900 1408 N.PEND Mai 5005Dr.N -Perkins – Lori iffany 5504 W Creekside COMMUNITY, Radiant Luxury, 5/4.5, 5823are sq.endless ft. - $1,700,000 - Dolores/Tiffany Rd - 4000Hunting/Building/The sq ft warehouse - Oh the possibilities $399,900 – -Donna 00 E 810 Rd., TryonGATED - 53.34-acres. possibilities $224,028 - Kyle maining trees to 5706 W. Garden Pointebath/5-acres/Pool/Summer Dr.Lots - Gated 3BD/3BA, 2754 sq more!! ft $550,000 Ann 9001 Cedar Crest Trail bdrm./3 Kitchen plus C11 –- $1,100,000 - Tiffany 1218 W 12th --44Commercial in aCommunity very High Traffic area/starting at $255,000 - Ann deal with. 3618 W. Fountain View Ct. ---3/2/2 5BD/2.5BA, in ground poolsq. - Woodland $362,900- –Kyle Tiffany 3000 S. Range Rd. 4 bed, bath, on1917 3.2-acres -addn Tiffany/Dolores $820,000 18575 Deer Pointe on4.5 2.5-acres, ft. -- $845,000 NEWTrails PRICE $268,000 208 N. Donaldson - 4BR/2BA 1851 sq ft - close to shopping & schools $205,000 – Donna a S. Boomer Rd. - Nice Commercial for of sale - $2,245,000 - Tiffany In some cases, it’s 719 Kar 3013215 S. Duck St. - Beautiful Office Building inBuilding the heart Stillwater - $900,000 - Lori K. 0 - Tiffany 910Main Kansas / Pawnee - 1936 farmhouse / 1 acre lot with outbuildings $129,999– Tiffany 211 E. St., St. Coyle - 64 Unit Storage Building, GREAT INVESTMENT - $165,000 - Donna better to remove the 120 W505 Tyler CALLING ALL INVESTORS, 2 Units, 12 Apts., 2 bed, bath - -$950,000 Dolores/Tiffany ri-- Lori 415 W. 80th - 52.65 OK, acresCute rural property, no restrictions $300,000 – Lori riffan S.-11 Morton Ave. - Ripley, home across from the 1School $75,000 K. redcedars a few at W Charleston Ct. -bath/Study/Game New Construction in Berry Creek, 4tobed, 2.5 bath - Donna 617 S. Main - Downtown Stillwater commercial unit plus apartment unit $395,000 – Tiffany 2923 N. Monroe - 3 bdrm./2 Room. One block Boomer Lake- $397,900 - $219,000 - Tiffany 293337 Tiffany 830456 3354 / 1Carney -3BR/2BA ft to -with out building – Lori $275,000 a time (over several 000 N Creek Glenwood 9Rd lots platted for duplexes Boomer - $420,000 - Tiffany sq. ft.1468 onclose 3sq lots a barnLake -$199,900 NEW PRICE Lori K. Spring Cir.S.ECt. - 2- bed, bath, 1253 7195215 Karen , 0 -- Tiffany 111 E. Tower / Perry 3BD/1BA 1118 sq ft $79,800 – Tiffany 7917 Pickles Gap - Nice large Lots lot inon Perkins School District - $22,500 - Lori 1408 N. Roka ,900 - Lori years) so the forest Hidden Lake - 14 Beautiful the North Side - $52,500-$79,000 - Lori K. N. Burdick - 3BR/2BA sq ft Close to shopping & schools $209,000 – Donna- Lori 6021502 Hallies Meadow - NEW 1623 CONSTRUCTION 4BR/2BA, 2,347 sq. ft. - $379,900 can slowly adjust to Crescent Dr. -. 4/2.5/2, 2439 sq. ft. GREAT LOCATION - NEWtotal PRICE $345,000 29232113 iffany 920,N.920 1/2 S. Duck 2 Investment properties, homes, bedrooms $160,000 – Amy- Ann 5005 N Perkins Rd. - -4,000 sq. ft. warehouse -2Oh, the 5possibilities - $399,900 - Donna the change. 9366 NE - 3 bed, 3 building bath, onand .75-acre m/l - NEW PRICE $249,000 - 35,900 Ann - Lori 101Pointe W.Hwy. 80th - -Commercial shop on 11.5 acres $4,000,000 – Lori$495,000 57061408 W. Garden Dr.33 Gated Community 3BR/3BA, 2,754 sq. ft. - NEW PRICE $510,000 - Ann N. M 354 S.Kansas Cou ,500 - Tiffany W. Lakeview 10 acres/ NW of Condo, Stillwater $300,000 –City Lori 6000 N Pennsylvania Ave. #43 -farmhouse 2-bdrm./2.5 Bath - $129,000 - Tiffany 910 St. /5011 Pawnee - 1936 1-acre lot withOklahoma outbuildings - $129,999 - Tiffany Since threat of 4517 0 - Lori 522 12thW - Country Commercial building in downtown Stillwater – Lori 415 W.E.80th - 52.65-acres rural -$250,000 $250,000 - Lori 354 - ffany Tiffany Club - property, NICE Lot no for restrictions sale - $25,000 - Donna fire is often one of PENDING - 2620 S. Black4713 ,900 - Tiffany 354 Oak Dr. -Stillwater 4BD/3BA,commercial 4813 sq ft Georgian & style – Donna 617 S. Main - Downtown unit pluselegance apartment unit$950,000 - $395,000 - Tiffany Shumard Oaks --53BR/2BA Nice Lots for you to build your new home –- Tiffany $27,000PENDING! - Donna - 45,000 the primary reasons 1304354 & 11111012 - Lori iffany N. Manning St. storm shelter, outbuilding $195,000 E. Tower / Perry - 3BR/1BA, 1,118 sq. ft. - NEW PRICE $70,800 - Tiffany - PENDING PENDING - S. Duck2218 - $152,500 ,000 -Tiffany Scotthaven Addition large lots in Perkins District/starting atPRICE $45,500 W. 3rd- Nice - Close to campus 3BR/2BA 2208 sq ft $239,000 – Tiffany for redcedar remov920, - 2 Investment properties, 2 homes, 5School bedrooms total - NEW - Amy - -- Donna 1304 & 920½ - Lori 1408 1218 N. Main / Perkins4BD/3BA 2098 sqinftaNEW CONSTRUCTION on- $4,000,000 golf course $325,000 – Lori WW. 12th - 4- Commercial Lots veryshop Highon Traffic area/starting at $255,000 101 80th Commercial building and 11.5-acres - Lori - Ann al, you might also 4517S. Jenna Ln. - 3BD/2BA 1756 sq ftNW NEW CONSTRUCTION $266,900 5011 W. Lakeview - 10-acres Stillwater- $820,000 - $300,000 - Lori – Lori Tiffany 3000 Range Rd. - 4 bed, 4.5 bath, on of 3.2-acres - Tiffany/Dolores 354 consider limbing up 115 E.12th 80th- Commercial - 14.5 acres m/l Just North of 68th & Mehan - $121,075 - Tiffany 354 S.3 522 -Kyle Tiffany in downtown $250,000 - -Lori 3215 E. S. Boomer Rd. - Nicebuilding Commercial BuildingStillwater for sale - -$2,245,000 Tiffany and/or selectively 80th - Nice4,813 large office 3 acres m/l $950,000 – Lori- $950,000 354 Cou , -700 Tiffany . . Oak203 Kyle 2620S306 S. Black Dr. E - 4BR/3BA, sq. ft.on Georgian elegance & style - -Lori Donna 270 2707 7 Lori 505 S. Morton- Ave. - Ripley, OK,sq. Cute home across the School - course $69,900 - Lori K. - Lori K. E 2nd - 4BD/2BA 1717 sq ft Split floor from plan $175,000 – Ann PENDING & 1306 24 ft. - $135,000 - Lori 14081304 N. Main /Perkins 4BR/3BA, 2,098 ft. NEW CONSTRUCTION on golf -sq. $325,000 $315,000 removing some 2707 W.S4 3202 317 Lori Lori 6038 Brook - NEW 4BR/2.5BA 2183 $349,000 – Lori- $420,000 000 N Glenwood Ct.Haydans - 9 lots platted duplexes closesqtoftBoomer Lake - Tiffany 4517 Jenna Ln. - 3BR/2BA, 1,756 sq. ft.for CONSTRUCTION - $266,900 - Lori PENDING 202 5 - -Donna branches on the 2112 N. Monroe - 2 Commercial buildings on 3 acres $600,000 Dolores E. 80th - 14.5-acres m/l just north of 68th & Mehan - $121,075 Tiffany Lori K. - Lori 6021 6115 Hallies Meadow - NEW CONSTRUCTION 4BR/2BA, 2,347 sq.– ft. --$379,900 redcedars that are 354 S. Council Rd. - Land forlarge sale office in Crescent, OK - No restrictions 33.5 acres m/l $167,000 – Tiffany 203 E. 80th Nice on 3-acres m/l NEW PRICE $1,200,000 - Lori 5005 S Perkins Rd. - 4,000 sq. ft. warehouse - Oh, the possibilities - $399,900 - Donna . as or S. Burdick - 3BR/2.5BA ft $87,000 – Tiffany left in place. 3202 0000 E. 2nd - 801 4BR/2BA, 1,717 sq. ft. Split1371 floorsq plan - $170,000 - Ann ---PENDING S.80th Ann 415 W. 52.65-acres rural property, no restrictions $250,000 Lori W 6038 44th Haydans - 15.86 acres - will -divide, look for2,183 signs west $317,000 ffany Brook 4BR/2.5BA, sq. ft.of- Western $349,000 - Lori, – Lori any This can help to 474 2707 . Duck 920, 920½ S. 2112 - Cedar 2Monroe Investment properties, 2buildings homes, 5city bedrooms - NEW PRICE $152,500 - Amy Oaks 19th - 7.48 acres m/l inon limits $350,000 – Lori N. - 2&Commercial 3-acres - total $600,000 - Dolores N. Possibilities! $2,352,900 Lori 601 fany slow the spread N.101 Lori- PENDING 0000 S. Country Club Rd. - 20forAcres onwest Paved Road - $200,000 - Ann- Lori 2707 W 44th - 15.86-acres - will divide, look signs Western -- $317,000 W. 80th - Commercial building and shop onof11.5-acres $4,000,000 - Lori Lori Crosby Donna-pleasure Rhinehart 4717 S. Turtle Pond Ct.&- Great m/l Lotm/l for in your - $45,000 - Tiffany should a fire get Montie Stewart Monty Stewart 19th -.-acre 7.48-acres citybuilding $350,000 - Lori 115Cedar E. 80thOaks - 14.5-acres m/l just north of 68th &limits Mehan - $121,075 - Lori K. Realtor Associate 3000 Range Rd $845,000 1-3 Dolores Lemon Realtor Associate Realtor N. Washington Rd. 151.8 acres m/l, OH the Possibilities! $2,352,900 Lori 4717 S. Turtle Pond Ct. - Great .-acre m/l lot for your building pleasure - $45,000- -Lori Tiffany started while still PEN q. ft.$1,200,000 - $349,000 405-612-4184 203 E. 80th - Nice office onm/I, 3-acres m/l - NEW PRICE - Lori 405-747-7306 405-372-5151 ngton Rd. large 151.8 acres OH the N. Washington Rd. -- 151.8-acres m/l, OH the Possibilities! Possibilities!- -$2,352,900 $2,352,900- -Lori Lori helping the other

HOME GROWN

Stillwater NewsPress • Thursday, December 16, 2021

The Payne County Extension Office typically gets several calls a year from clients wishing to renovate acreage overwhelmed with redcedar trees. We are happy to help. Our advice is dependent on a variety of factors, including of course, the primary intended use of the land. Since this is a landscape/gardening column, here are some helpful suggestions from that perspective with the primary goal being removal of the redcedars while protecting the health of the remaining forest. Every situation is different, but let’s assume that the property in question is typical. In other words, it has a large number of redcedar trees of different sizes growing throughout a mixed stand of other species. In Payne County, the most dominant species will likely be oaks. This is an important point because oak trees do not do well when their root system is compromised, either by direct damage or indirect damage brought on by compaction or changing the existing surface grade. Oak decline can be a slow process, typically taking 4-5 years before the trees die com-

A year-end money checklist plans, Luscombe Money can’t stay in take your distribusays. Contribution retirement accounts tions by the end of limits for 2021 are indefinitely, says cer- the year, although tified public accounyou can delay your Age brings unique $3,600 for people with individual covtant Mary Kay Foss, first RMD until April opportunities and 1 of the year after obligations, including erage and $7,200 for a member of the people with family American Institute you turn 72. If you some important yearcoverage. People of CPAs’ individual delay, you’ll have end tasks that can 55 and older can and self-employed to take your second help you make the tax committee. With- RMD by the end of most of your money. make an additional catch-up contribution drawals must begin that year, Foss says. For people 50 and at some point, typiYou can put off older, here are some of $1,000. As with IRAs, you have until cally age 72. If you RMDs from a workto consider: miss a deadline or place plan such as PLAY CATCH-UP, the tax filing deadline, April 15, to conwithdraw too little, a 401(k) if you’re IF YOU CAN tribute for the year. you could face a tax still working for the If you’re still To contribute to penalty equal to 50% company that sponemployed, use a rean HSA, the account of the amount you sors the plan and tirement calculator owner must have should have withyou don’t own 5% or to see if you should a qualifying health drawn but didn’t. more of the company. boost your savings insurance plan with Your retirement Also, there are no rate. an annual deductible fund or brokerage RMDs for Roth IRAs Catch-up contriof at least $1,400 for can help you calcuduring the account butions could allow individual coverage late the appropriate owner’s lifetime. A you to save more and $2,800 for famamount, or you can spouse who inherits in tax-advantaged ily coverage. People use the tables in IRS a Roth IRA can treat accounts. Someone on Medicare cannot Publication 590-B. it as their own, also who is 50 or older contribute to an HSA, The IRS specifies avoiding required can contribute up to but they can withthe minimum you distributions, but $26,000 to a workother heirs must place 401(k) in 2021, draw money tax-free need to take each from an HSA to pay year based on your begin to empty the and up to $7,000 to medical expenses, Dec. 31 account account after it’s inan IRA, says Mark balance for the prior herited. Luscombe, principal including Medicare premiums, deductyear. Your required CONSIDER ACanalyst for Wolters ibles and copayments, minimum distribuCOUNT CONVERKluwer Tax & AcLuscombe says. tion for 2021, for exSIONS counting. PLAN FOR ample, will be based Another way to You have until on your Dec. 31, avoid RMDs is by Dec. 31 to contribute REQUIRED MINIMUM DISTRIBU2020, balance. converting an IRA to workplace plans TIONS You must typically or other retirement for 2021 and until April 15 to make your 2021 IRA contributions. The ability to contribute to a Roth in 2021 phases out beginning 1405 E WILL ROGERS DR. at modified adjusted gross income of STILLWATER • $230,000 $125,000 for singles 3 bedroom, 2 bath home on large fenced and $198,000 for lot! Farmhouse style with sliding barn married couples fildoors, white cabinets, stainless appliances ing jointly. and great lighting fixtures. Both bathrooms Slightly different fully updated. Schedule a viewing! rules apply for health Visit www.perkinsfrontierrealty.com and check out savings accounts, which are paired FRONTIER REALTY with qualifying high-deductible • 100% Financing available health insurance 405-547-2000 • Recently updated properties By Liz Weston

Stillwater NewsPress • Thursday, December 16, 2021

NerdWallet

UPDATED & NEW OWNER READY!

account to a Roth, but doing so means paying taxes on the money now rather than later. Conversions can make sense when you expect to be in a higher tax bracket in retirement and you can pay the tax without raiding your retirement savings, says certified financial planner Michael Kitces, publisher of financial planning strategy site Nerd’s Eye View . Young people are often good candidates for conversions since their tax bracket likely will rise along with their earnings. Most people nearing retirement will be in the opposite situation – their tax bracket will drop once they stop working, so conversions may not be a good idea.

People who have been diligent savers, however, could find themselves pushed into a higher tax bracket once they’re required to start making minimum withdrawals, Kitces says. In that case, Roth conversions before age 72 could be smart, but you’ll want to consult with a tax pro. Converting too much could jack up your tax bill and, if you’re on Medicare, potentially increase your premiums. MAKE CHARITABLE CONTRIBUTIONS You can also avoid required minimum distributions through qualified charitable distributions from your IRA, which can start once you’re 70 ½, Foss says. The money must be transferred directly

from the IRA to a qualified charity. These contributions can be excluded from your income but count toward your yearly required minimum distribution if the funds leave your account by your RMD deadline, which is typically Dec. 31. Qualified charitable distributions can be made from most types of IRAs: traditional, rollover and inherited, as well as from inactive simplified employee pensions known as SEPs and SIMPLEs, which are savings incentive match plans for employees . (Inactive means you’re no longer contributing to these plans.) The maximum annual amount you can contribute this way is $100,000.

405.624.2626 www.c21global.com 131 N. MaiN, Stillwater

DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Linda Schmidt Broker

405.880.3048 Bailey Williams

405.714.4037

Property Manager

Alane LeGrand

405.747.6950 Judy Kasso

Rosetta Heppel

405.880.0869 Virginia Cussner 405.747.7601

Beverly Carter

405.743.9618 Diana Field

Sandy Blankinship 405.269.9523 Oscar Fortune

801.824.8166

405.747.4684 405.747.6042

Mike Branson

405.612.5347 Thomas Jenkins 405.780.3204

Tana Rutan

405.612.1496 David Heppel

405.269.6907

Keep an eye on debt by using visual aids payments. For a different creative approach, a progress map can offer an appealing and discrete artistic design with unlabeled increments that you color in a similar way. For the Sixons, their bold, red thermometer became a conversation starter and inspired some friends to pay down debt. “They were thankful that they saw the way we put it up in our house and they were able to do the same,” he says. — Bullet journals: A bullet journal is less visible than a page you can print and display, but it could offer more frequent engagement with your finances. Keep it as simple or creative as needed. In 2018, Kaila Penner, co-owner of the blog Frugal Twins, drew an easy bar chart inside her bullet journal to track payments toward the last remaining $24,000 from a car loan and two student loans. She colored in each bar with pink, green or blue ink after meeting every $1,000 increment. It’s possible to break down the in-

crements further and designate different pages for different kinds of debt. So instead of a bar chart, you could opt for drawing graduation hats, dollar bills or anything else that you can color in to represent debts paid off. Like Sixon, Penner also used a spreadsheet throughout her entire journey, but it wasn’t as motivating as the bullet journal. “Filling that in every month was much more satisfying for me,” the Iowa resident says. She also added a

thermometer on her refrigerator door for daily visibility. With all three trackers, she logged her progress to crush the debt. RELY ON VISUAL AIDS LONG AFTER DEBT The Sixons paid off their debt sooner than projected in 2018 by budgeting cash in envelopes and cutting back in categories like dining out and streaming subscription services. They now use a thermometer to track savings instead. In anticipation of the arrival of their baby

girl, the Sixons recently colored in a thermometer indicating their savings toward a family-friendly vehicle. “To come out in 2021 and buy a car with no car loan – fully paid off – and have it ready for our child, I didn’t think we would be at this point in our financial journey,” Sixon says. “It’s incredible.” They’re currently using multiple thermometers that remind them to focus on priorities like paying off their home and saving for renovations and travel.

L EW

NG I T S

1018 E. MOORE AVENUE • $145,000

Pretty brick 3 bedroom home with 1.5 bathrooms recently remodeled. Most windows and flooring replaced. Corner lot with fenced backyard just 2 blocks from schools.

keep debt and information organized. It also pairs well with other tracking systems. — Printables for everyday viewing: The Sixons also looked at templates online to facilitate checking off debt goals. They chose a thermometer for their fridge and later moved it to the front door as a daily reminder to stay true to their goal. At every monthly check-in, they would evaluate their progress and color in the thermometer upon paying off each 10% of their debt. “With the spreadsheet, there were times when we just got so caught up in the outstanding balances instead of celebrating how much we’d paid off so far,” Sixon says. “I didn’t realize how fun and exciting coloring a portion of that debt thermometer was, but it made our debtfree journey more enjoyable.” Also consider coloring pages that display images like a home to represent a mortgage or a car to represent a loan. You can fill in the increments as you make

Stillwater NewsPress • Thursday, December 16, 2021

By Melissa Lambarena your progress can NerdWallet offer support and encouragement. “You get lots of With an $82,000 little dopamine pile of debt, buying hits from checking a house seemed far off those smaller in the distance for Ehren Sixon and his milestones or those smaller elements wife, Florida residents who embarked along the way, and on a debt-free journey that really keeps motivation going,” says in 2016. Katharine Iesiev, They opted for owner of She Minds the debt snowball method, a debt payoff Money, a financial strategy that encour- therapy service based in Massachuages motivation by quickly attacking the setts. Iesiev favors cresmallest balances first. The couple also ating something tangible that you can tracked every mileprint out and view stone along the way often at home. with different visual TRACK YOUR aids as they paid off PROGRESS IN car loans, student loans and credit card SEVERAL WAYS The Sixons turned debt. to the internet to “We wanted to research debt-trackbe able to track our ing solutions. As you progress and keep explore your options, us motivated,” says consider what will be Sixon, a 32-year-old systems engineer and most motivating for part-time YouTuber. you. — Spreadsheets: The internet is full of debt-tracking tem- Sixon started with a spreadsheet to keep plates that can help track of all lenders, you log milestones toward your debt-free balances and debts paid off. A spreadgoals. From coloring sheet can be as simpages to spreadple or elaborate as sheets, here’s how necessary. You can you can use visual aids to demolish debt. use it to log every payment to each VISUAL AIDS lender or to update MOTIVATE balances after makIf you have a long ing a payment. A key journey ahead, a benefit is that it can road map that logs

Stillwater NewsPress • Thursday, December 16, 2021

Fed will tighten credit faster By Christopher Rugaber as early as the first AP Economics Writer half of next year. The Fed’s new forecast that it will WASHINGTON raise its benchmark – With inflation short-term rate surging and unem- three times next ployment falling, year is up from the Federal Reserve just one rate hike said Wednesday it had projected in that it will shrink September. The its support for the Fed’s key rate, now economy more pinned near zero, quickly and expects influences many to raise interest consumer and busirates three times ness loans, includnext year. ing for mortgages, Fed Chair Jecredit cards and rome Powell said auto loans. the U.S. economy is Those borrowing growing at a “robust costs may start to pace” even as it rise in the coming faces risks from the months, though the pandemic, and he Fed’s actions don’t thinks spending by always immediately businesses and con- affect other loan sumers will remain rates. And even if strong. But because the central bank inflation is likely to does raise rates persist longer than three times next the Fed had earlier year, it would still expected, Powell leave its benchmark said the central rate historically bank needs to adlow, below 1%. dress that threat to The policy help the economy change reflects sustain its expanFed policymakers’ sion. acknowledgement “We will use our that with inflation tools both to support pressures rising, the economy and a the Fed needed to strong labor market begin tightening and to prevent high- credit for consumer inflation from be- ers and businesses coming entrenched,” faster than they Powell said at a had expected just a news conference. few weeks earlier. In a sharp policy The Fed had earshift, the Fed said lier characterized it will withdraw its the inflation spike monthly bond puras mainly a “tranchases at twice the sitory” problem pace it previously that would fade announced and as supply bottlelikely end them in necks caused by March. The acceler- the pandemic were ated timetable puts resolved. The shift the Fed on a path to was signaled in tesstart raising rates timony that Powell

gave to Congress two weeks ago. The run-up in prices has persisted longer than the Fed expected and has spread from goods like food, energy and autos to services like apartment rents, restaurant meals and hotel rooms. It has weighed heavily on consumers, especially lower-income households and particularly for everyday necessities, and negated the higher wages many workers have received. Powell was asked at his news conference Wednesday what specifically had caused the Fed to pivot to a tighter credit policy. “It was essentially higher inflation and much faster progress in the labor market,” he said. He acknowledged the possibility that inflation won’t decline as expected next year. “There’s a real risk now,” Powell said, “that inflation may be more persistent and that may be putting inflation expectations under pressure, and that the risk of higher inflation becoming entrenched has increased. I think part of the reason behind our move today is to put ourselves in a position to be able to deal with that risk.” Collectively, the

Fed’s policymakers forecast Wednesday that inflation, as measured by their preferred gauge, will reach 5.3% by year’s end, up from their October reading of 5%. They expect inflation to slow considerably to a 2.6% annual rate by the end of 2022. But that’s up from its September forecast of just 2.2%. The officials foresee the unemployment rate falling to 3.5% by the end of next year, which would match the pre-pandemic level, when unemployment was at 50-year lows. The Fed is buying $90 billion a month in bonds, down from $120 billion in October, and had been reducing those purchases by $15 billion a month. But in January, it will reduce those purchases by $30 billion, to $60 billion, and will be on track, Powell said, to end them altogether in March. The bond buying has been intended to lower long-term interest rates and encourage more borrowing and spending. The Fed is shifting its attention away from reducing unemployment, which has fallen quickly to a healthy 4.2%, down from 4.8% at its last meeting, and toward reining in

higher prices. Consumer prices soared 6.8% in November compared with a year earlier, the government said last week, the fastest pace in nearly four decades. On Wall Street, stock prices rose gradually and then surged after the Fed issued its statement, and Powell began speaking at a news conference. By the time Powell finished, the Dow Jones Industrial Average had jumped more than 300 points. The Fed’s policy change does carry risks. Raising borrowing costs too fast could stifle consumer and business spending. That, in turn, would weaken the economy and likely raise unemployment. Yet if the Fed waits too long to raise rates, inflation could surge out of control. It might

then have to act aggressively to tighten credit and potentially trigger another recession. Fed officials have said they expect inflation to cool by the second half of next year. Gas prices have already come off their peaks. Supply chain bottlenecks in some areas are gradually easing. And government stimulus payments, which helped spur a spike in spending that boosted inflation, aren’t likely to return. Yet many economists expect high prices to persist. That likelihood was reinforced this week by a government report that wholesale inflation jumped 9.6% for the 12 months ending in November, the fastest year-overyear pace on records dating to 2010. Housing costs, including apartment rents and the cost

of homeownership, which make up about one-third of the consumer price index, have been rising at a 5% annual pace the past few months, economists at Goldman Sachs have calculated. Restaurant prices jumped 5.8% in November from a year ago, a nearly four-decade high, partly reflecting higher wage costs. Such increases will likely keep inflation well above the Fed’s 2% annual target next year. At his news conference, Powell noted that consumers – the leading driver of the economy – remain on solid footing. “Fundamentally,” he said, “the consumer is really healthy, and we expect personal consumption expenditures to be pretty strong” in the current fourth quarter of the year.

OPEN HOUSE Sunday, December 19, 1-3 pm 1019 S Wood Crest Dr. $405,000 This 4/3.5/2 home in SW Stillwater may be just the home you are looking for!!! It has convenience, tremendous storage throughout, safe room in one of the closets, floored attic storage with bedroom access, two hot water heaters, two HAVC units, garage storage, and finished garage flooring. Paulette Kraybill Connie Stokes GRI, Realtor®CRS, GRI Broker Associate, 405.747.8830 405-612-0016

602 S. West St. Suite A, Stillwater, OK 74074 • 405-372-8326 • www.teamstillwater.com

www.stwnewspress.com

stwnewspress.com

News Press Stillwater

Stillwater NewsPress • Thursday, December 16, 2021

Find your next home with ease in Real Estate Weekly in print every Thursday, or online at

Yost Rd.

To Cimarron Turnpike

Topaz Ave.

Ct. yon Can Amethyst Ave.

Chateau Dr.

Duncan

Nancy Lee Dr.

Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Walnut St. 22nd Av.

Payne St.

16th Av.

t. is S Lew

Lowry St.

Lowry St. 37th Av.

35th Av. 36th Av.

37th Av.

44th Av.

Hunters Cr.

s Dr. Deerfield

Wild Turkey Pas

Vista Ct. Vista Ln.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Washington St.

Western Rd.

Sangre Rd.

Timberline Dr.

44th Av.

177

Katy

Hightower St.

S. Westchester St.

Henderson St.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

Raintree Av.

Eastgate St.

Crestwood Cr.

Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

32nd Av.

4th Av.

5th Av.

Lydia Ln.

34th Av.

Fern St.

Main St.

35th Av.

3rd Av.

4th Av.

17th Av.

Main St.

Husband St.

Knoblock St.

Cambridge Dr.

West St.

33rd Av.

2nd Av.

Jardot Rd.

Ransom Dr.

Dr.

29th Av.

32nd Av.

Young St.

Pinewood Cr.

26th Av.

31st Av.

Dr.

Pos

9th Av.

er ightow

Oakwood Dr.

177

30th Av.

Denver St. St.

Jardot Rd.

Blair St.

Payne St. Payne St.

7th Av.



Timbercrest Dr. Timbercrest Cr.

4th Av.

24th Av.

Mar Vista St. 28th Av.

Blair St. Payne St.

Eastern Av.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

25th Av.

26th Av.

Cedar Ct.

Wedgewood Dr.

Virginia Av.

19th Av.

22nd Av.

Denver Ct. Denver St.

Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Skyline Ln.

Grandview St.

Manning St.

Donaldson St.

Stallard St.

Hall St.

Leigh St.

Burdick St.

James Ct.

ott

Aetna St.

Springfield St.

Alc

Pennsylvania St.

Hartford St.

Young St.

Skyline St.

ro yb

nn Su

nn y Ct bro . ok

Dryden St.

Benjamin St.

Burdick St.

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

Hartford St.

Lowry St.

Chester St.

Fern St.

Lowry St.

Chester St. Fern St.

Payne St.

Canyon Rim Dr.

Skyline St.

Briarwood Dr.

Manning St.

Dr .

Manning St.

Berry Ct. Arrington Ct. Arrington Dr.

Grandview Ct. Grandview St.

Hartford St.

Hartford St. Dryden St. Redbud Ct.

Perkins Rd. Lowry St.

Lewis St. Lewis St.

Husband St. Husband Pl.

Main St.

Duncan St.

West Bl.

Duck St.

West St.

Knoblock St.

Hester St.

Washington St.

Ramsey St.

Dryden St.

Pa rk Sta Dr. rD r.

Star St.

Hoke St. Husband St.

Masin St.

Duncan St.

West St.

Knoblock St.

Hester St.

Ramsey St.

Monroe St. Jefferson St.

Adams St.

Blakely St. Stanley St.

Pine St.

Gray St.

Benjamin St.

Park Dr. Keller Dr.

Husband St. r. dD an sb

Crescent Dr. Glenwo od Dr.

Husband St.

Main St.

Duncan St.

West St. Duck St. West St. Duck St.

Knoblock St.

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.

Walnut St.

Orchard St.

McDonald St. Teal St.

Bluestone St.

Willis St.

Silverdale

Evergreen

Perkins Rd.

Knoblock St. Hu

Ramsey St.

Hester St.

Washington St. Bellis St.

Hester St. Knoblock St.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Clevelan

Kerr St.

d St.

McFarland St. . Kings St

Kings St. Orchard St.

Willis St.

McFarland St. Kings St.

Willis St.

Western Rd.

t Dr.

Summ erlin Ct. Bridlew ood

Augus

Oxford Dr.

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

Crescent Dr.

Ramsey St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Garfield St. Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Western Rd.

Dr. Ridge

e D Ridge Dr. r. Willis St.

Ridge Dr. Rid g

Devon St. Wicklow St. August Dr.

Ln.

Celia

Surrey Dr.

Dr . in

17th Av. 18th Av.

Connell Ct. Connell Av.

Matthews Av.

Murray Ct.

15th Av. 16th Av.

Whitney Ct. McElroy Rd.

12th Av.

13th Av. 13th Pl. 14th Av.

Black Oak Dr.

12th Av.

Pl.

8th Av.

11th Av.

Redbud Dr.

7th

7th Av.

er om

Rocky Ridge

dge D r. Fox Le

Birchwood Ct. son Ct. Wedgewood

Fountain View Dr.

24th Av.

Han

Karr Ct.

3rd Av.

4th Av. 5th Av.

5th Av.

9th Av. 10th Av.

21st Av. 23rd Av.

Cedar Ct.

Ct.

21st Av.

k Ln.

Country Club Rd.

August Dr. Cambridge Ct.

3rd Av. 4th Av.

5th Av.

Forest Trail Ct.

44th Av.

Turtle Pond Ct.

24th Av.

e Roc

Helena Hts.

22nd Av. 23rd Av.

rD eda

Maple Av.

19th Av.

Arbor Cr.

mit

Elm Av.

8th Av.

12th Av.

11th Pl.

Sum

Maple Av.

Brooke Av.

Sunrise Av.

McElroy Pl.

Arrington Dr.

Elmwood Cr.

Elm Av.

Krayler Ave.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

Virginia Av.

Lakeview Rd.

Fountain View Ct.

Red Rose Dr.

Aloysius Cr.

18th Ct.

Camden

7th Av.

Saddl

one D

st Wood

n St.

Briarcreek Dr.

Doral Ln.

Miller Av.

University Av.

5th Av.

Will Rogers Dr.

Dryden Cr.

Hall of Fame Av. Mathews Av.

Morrill Av.

31st Av.

Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

Ct. . nery ock Ln R dle Sad

Ln.

29th Ct. 30th Av.

Inverness Ln. Deer Crossing Dr.

22nd Av.

Quail 25th Av. Ridge Ct.

Shin

Park

Fox Ledge Ln.

Black Oak Dr.

low

k Dr.

18th Av.

20th Av. 21st Ct.

n. eL

erd aV

Lom

Sawgrass St.

Willow Park Cr.

17th Av.

Scott Av.

13th Av. 14th Av.

15th Av.

Cantwell Av.

Connell Av.

Pioneer St.

Tanglewood Cr.

St.

Wil

Isabell Pointe Dr.

eld

Bristol Rd. Av. 24th Av.

Fox Ledge Dr.

Elv

erfi

Black Oak Dr. Countryside Dr.

Fox Ledge Ct. 32nd Av.

Culpepper

Savannah

wbric

Chapel Hill

7th Av.

yP urre

19th Av.

Eagle Summit

Ceda

Hillside St.

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Fairfield Dr.

Williamsfield

Westridge St. Hillside Ct.

Fairfield Dr. Mansfield St. r Ridge Ct. .

Shadow Creek Ln.

Yello

Cove

Wicklow St.

Devon St.

Murphy St.

Shumard Ct. Oak St. W. Shumard Dr.

Pioneer St.

Sangre Rd.

Squires St.

Charles Dr.

Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.

Iba Dr.

Oak Trail Dr.

18th Ct.

18th Av.

Lyndsey Ct.

Shiloh Creek

Cantwell Av.

Emma Swim Ave.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh

Lou Ct

Loper Billin gslea Ln. Ct.

8th Av. 9th Av. 10th Av.

Wehr Ln..

Knotts Av.

Lewis St.

Lincoln St. Liberty Ct.

Ivy Ct.

Mark Circle

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. r. ge D

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

. Rd ge

ail Dr.

Walking Tr

Vil la

3rd Av.

4th Av. 5th Av. 5th Av.

Park Dr.

Ramsey St.

Airport Ln.

Monroe St.

Land Run Dr.

tD r. W rig h

sR d. ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Valley Dr.

Charolais Dr.

Warren Drive

Valley View Bradley Pl. Sangre Rd.

Keely Ct.

Range Rd. Crosswinds

rook St.

Stoneyb

k Cree

lder Bou

ge drid W oo

Range Rd.

18th Av.

Westbrook Ct. 15th Av.

eS nic

Austin Ct.

kor

Scissortail Dr.

Stillwater NewsPress • Thursday, December 16, 2021

Hic

Persimmo

land Ct . Ja Lind a

Summer Hill Ct. Germaine Ct.

ntry

Sunset Av. University Av.

Scott Av.

Lauren Lane

Keller Dr. Lakeview Ct.

Dells Av.

Wiley St.

Crestview Ct. Cowboy Ct. High

St.

Mercury Av.

Liberty Dr.

d Dr.

o Wo Crestview Av.

w illo

Ct.

Ashton Ave.

n dla

St. Tyler Av.

Wentz Ln. University Cr.

7th Av.

Country Club Dr.

Charring Cross

liff

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

Richfield Ct.

Murphy Dr.

Ashbury

11th Av.

rfie

Franklin Ln.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Prescot Dr.

Dr.

Kenslow Dr.

ire vonsh

8th Av.

d woo

Durham Ct. Ashford Ct.

Admiral Av. Sherwood Av.

4th Av.

Aggie Dr.

gle Tan

VillasCt.

Frontage Road 7th Av.

Fairway Dr.

ointe en P Gard ill ng H Spri Deer Run Ct.

aks

O den

Hid

Cr.

Dr.

5th Av.

e Ridg Oak

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

5th Pl.

9th Av.

Gle

Osage

Gle Dr.

woo

Pecan Hill St.

Oakdale

10th Av.

coln

Lin

rst D

ehu

Wild

2nd Av.

8th Av.

Rd.

8th Ct. 9th Ct. Trenton Av.

mer

Scott Av.

Miller Av.

Virgina Av.

7th Av. 8th Av.

lha

Wil

Thomas Av.

177 Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Dr. Brentwood Dr. n Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

Hall of Fame Av.

1st Av.

3rd Av.

Boo

McElroy Rd.

Tyler Av.

Farm Av.

4th Av.

. Dr

Reese Landing

Walnut St.

Tyler Av.

Harned Av.

Mohawk Av.

Lak

Brooke Jefferson St.

Knapp

Oak Crest Rd.

Eastland Dr. Marcus Dr.

Swim Av.

Brooke Moore Franklin

Eskridge Av.

Windsor Cr.

Boomer Lake

Osage Dr.

oke r. Brollow D Ho

Hereford Dobi Ln.

Vena Ln.

3rd Pl.

Parkway Dr.

Liberty Rd. Preston Av.

Rutledge Dr.

Windmill Ln.

Hillcrest Av.

Lakeridge Av.

Lakeview Rd.

Airport Rd.

Newman Av.

te S

Win

Sta

Dr.

Tobacco Rd.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

Av.

177 Airport Rd.

ore

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

illo

Harned Av.

Liberty

Arapaho Av.

Newman Av. Hillcrest Av. Brown Av.

il dm

rie Dr. Wil liam Ct.

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma

Washington St.

Cherokee Av. Hartwood Av.

Dr.

Ute Av. Ranch Av.

age

sse

Rogers Dr.

Lake Sh

Lakeview Rd.

Cla

Richmond Rd.

ers

Rog

Falls Dr.

Stillwater Municipal Airport

gate Dr .

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook

Golf Dr.

Park

Stonecrest Ct.

Hartford

Richmond Hill Rd.

Washington St. Garfield St.

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Richmond Rd.

Husband Pl. Northgate Dr.

St.

• Open Houses may be canceled in the case of inclement weather. If you have questions, please call the hosting REALTOR®.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

Hunters Ridge

• All Open Houses are Sunday unless otherwise indicated.

Quartz Dr.

Chateau Pl. Peaceable Acres Rd.

Dr. Park Cr.

Week of Sunday, December 18, 2021

Coldwell Banker Team Stillwater 1. 1019 S. Wood Crest Dr - 1-3 p.m... Paulette RE/MAX Signature 2. 1120 S. Prairie Road - Fri 3:30-5:30 p.m... Heath and Ashley

Burris Rd.

Burris Rd. 177

Chateau Ct.

OPEN HOUSEMap

McMurtry Rd.

Jardot Rd.

Perkins Rd.

Yost Rd.