January 20 Real Estate Weekly by Stillwater News Press

News Press Stillwater

REALESTATE W E E K LY

January 20, 2022

3.7% NAR forecasts that mortgage rates will average 3.7% by the end of this year.

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$280,000

3801 S Perkins Road Oscar Fortune 405-747-6042

$245,000 3505 Nottingham Drive Sandy Blankinship 405-269-9523

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$150,000

28616 E 44th Yale, Ok Virginia Cussner 405-747-7601

Stillwater NewsPress • Thursday, January 20, 2022

Buyers should be wary of including ‘escalation clause’ in their offers Home sales are still sizzling in most parts of the nation, but buyers sometimes unwittingly telegraph to sellers that their first offer isn’t necessarily their best. DEAR DAVE: The housing market in our area is still hot, with many homes drawing multiple offers. To stay competitive with other buyers, our real estate agent has suggested that we include an “escalation clause” in any offer that we write that says we will increase the price that we are willing to pay (within reason) if another bid is made on the same home. Would this be a good idea? ANSWER: There are a lot of realty agents who say that including an escalation clause is a good idea, but an equal number who say that it’s a bad one. An escalation clause can take many forms. For example, with the housing market still red-hot in many parts of the nation, such a clause may force the buyer, who has already made a full-price offer, to make an even higher bid if a different buyer

would pay more. I tend to side with the agents who say that buyers should never include an escalation clause in their purchase offer because it can put too much negotiating power in the seller’s hands. To illustrate, let’s say that Bob Buyer makes a full-price, $200,000 offer for Sam Seller’s home. Bob knows that the local market is still sizzling, so he includes a provision that allows him to offer an extra $10,000 if Sam gets a competing proposal that tops Bob’s initial $200,000 bid. If Sam Seller is smart, he knows that the escalation clause that Buyer Bob included in the original offer suggests that Bob is willing to pay $10,000 more. Sam would be foolish if he didn’t automatically make a counteroffer for the extra $10K above his original asking price, perhaps even if the “competing bid” came from a relative or friend who had no real intention of purchasing the home. ••• REAL ESTATE TRIVIA: Average rates on 30-year,

and that the plainDoing so will Trusts,” provides tiff who was bitten alert a mail carrithe information -- whether a poster, pizza-delivery readers need to al-service worker or person or even a determine whether even a burglar -- is thief that you have forming an inexpenentitled to monea canine without sive trust would be tary damages. suggesting that a good idea based Not surprisingly, they need to beware on their individual a judge is more that your dog may circumstances. For likely to award bite them. If they a copy, send $4 and MYERS money to someone read the sign and a self-addressed, who has been bitten then proceed to stamped envelope can sometimes if the dog took a your front door, a to D. Myers/Trust, sell for a lot more chunk out of anjudge may rule that P.O. Box 4405, Culmoney than a simother person’s leg the person assumed ver City, CA 90231ilarly sized home some or all of the 4405. Net proceeds without such a sto- before. Your letter states responsibility if will be donated to ried past. That’s bethat you securely bitten. the Wounded WarZONES: CENTRAL cause some buyers ••• riors Project to help will gladly overpay keep the dog in for week of Maydisabled 20, 2018 your yard. Though Our most popuvets and for a property with 2x2 ads may run anywhere inloved your newspaper. Don’t forg she apparently lar-selling booklet, their ones. a “history” -- good line ads for this week at www.okpress.com/ocan - CHOO hasn’t attacked “Straight Talk (c)2022 Cowles or bad. someone previousabout Living Syndicate Inc. ••• ly, it may be wise DEAR DAVE: to replace your Several months Oh, Oh,thethethings thingsyou you O Keep Keep informed informed current sign with ago, you wrote about about what’s what’s will will learn learn when when you you read read a less-threatening going going onon about how home“Dog on Premises” in in your your owners can keep a community community dog from wandering sign that you can byby reading reading find at most hardonto their property. public public notices notices ware and home-imI have the sweetest in in your your local local provement stores German shepherd newspaper. newspaper. for less than $10. and always keep her in my yard, but a friend of mine says that the cautionary “Beware of Call Barbara Today! Dog” sign on my y front fence could set me up for a lawsuit if she bites an intruder. Could it? ANSWER: Maybe so. A handful of NSURANCE AND EAL STATE judges in dog-bite cases have ruled Serving Stillwater Since 1950 that the simple act BARBARA HOUCK - REALTOR® - 747-8804 of posting a “BeKENT HOUCK - REALTOR® - 372-7060 ware of Dog” sign JOHN GAGE - REALTOR® - 612-6068 BARBARA HOUCK indicates that the BROKER/OWNER, GRI homeowner pre30+ years of experience 372-5343 x130 sumed that the dog www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER may be dangerous

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DAVID fixed-rate loans climbed to 3.22% in the first week of this year, mortgage giant Freddie Mac (freddiemac.com) reports. That was up more than onehalf of a percentage point from a year earlier and the highest level since May 2020. ••• DEAR DAVE: I was looking at some real estate ads on the internet and saw a big home that was advertised as a “historic ‘carpet joint’ from the 1930s.” What does this mean? ANSWER: A “carpet joint” is the term used about a century ago to describe a gambling parlor where people could make a wager and know that they wouldn’t be cheated. That was different from the “clip joints” or “sawdust joints,” where the games were often rigged. Homes or other properties with such a reputation

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Spring gardening seed starting the crop. damage seedlings. If packet for this inforsmall doses without • Almost all crops these are too expenmation. Do not aswashing away the will benefit from soil sive, household LED sume that warmer is seedlings. slightly warmer than or florescent bulbs necessarily better. Once the seedlings the average indoor will work and are • Water as needed. produce their first room temperature. preferable to incanCreating a tiny “watrue leaves (the first This can be done a descent bulbs. tering can” by punch- to open are normally number of ways but • Once the seeds ing or drilling very the cotyledons), the a seed starting mat have germinated, small holes into a seeds are ready to is the most effective. ideal growing temwater bottle lid works be transplanted into KEITH REED While these mats peratures are going very well. a larger container. can be expensive, to be crop dependent. This can help to We’ll talk about this without producing ex- cessive heat that can Check your seed they generally pay provide water in process next week. for themselves many times over by insuring the production of quality seedlings. At minimum, chose a location that does not stay cool to the touch (like a granite countertop). • Plant according to package directions, water lightly, and then cover the container with clear N NE Dryden sqtoft Sho Move Ready $157,000 Tiffany 502 N.701 Burdick - 3 2 Cir 1623 ft Close inIn & Schools - 225 000 - Donna 9366 HWY 33 -- 4/2/1621 3s bed, 3 bath on .75-acre m/l - -$275,000 -- Ann kitchen wrap to help 2023 E. Linda - Large corner lot sq ft $248,000 5020 Ave W 10th 4 bdrm., Stillwater Country Club, lot - 1900 $360,000 - Tiffany – Tiffany 1800 N -Benjamin Stwith - 3 outbuilding. Bed 1 Bath3BR/2.5BA 1121 large sqft -Over $139,000 - Melissa 814 S. Rock Hollow Ct. - SWDr. area4 /Bed, over 3.5 1990Bath, sq ft/SCC Golf access $274,000 S Brenna 2,891 sq. Cart ft. -Ready $490,000 - Ann –- Tiffany maintain moisture. 3723 10217 N Washington - 3/2 -1300 sq ft UPDATED Move In - $154,000 Amy 9715 E. Horizon Dr.bdrm./3 - 50 x 60 livestock barn on 5 acres with Campus! no restrictions $100,000 – Lori K- PENDING 1919 Brooke Hollow Ct. 4 bath/Large Lot/North of OSU $343,000 - Tiffany any Remove the plastic as $148,000 - Lori K. NEW PRICE 322 E Kenworthy - 03/1/1178 sq. ft., Detached Garage, Storage Shed, 4 Lots W. 19thAve. Ave -#43 7.48- acres inside Stillwater city limits $350,000 – Lori K 6000 N Pennsylvania 2 bdrm./2.5 Bath Condo, Oklahoma City - $129,000 - Tiffany soon as the new seed2206Creek W- 23rd Ave. 3/2/2, 1496 sq. ft.lot As-Is -Barn $170,000 K. 801 S. Burdick 3BR/1.5BA, 1.5 story on 1371 sq ft a $89,000 Lori-CLori PENDING! 1408 N. M5215 Spring Cir. E - -2/1 1253 sq.large ft. on 3Selling Lots with -–$299,900 - Lori K.00 – Lori 4517 Broker Associate 1115W S.Country Richfield Ct. - 3BD/2BA 1775 ft $305,000 lings emerge. 2320 Timbercrest Dr. - 3 Bed,Club 3 Bath, 1600Lot sq. ft. sq New - $209,000 - Donna 4713 - NICE for sale -Construction $25,000– -Tiffany Donna 20J onna Lori 10 Lori 405-612-6724 2923 N. Rd. Monroe - 3BD/2BA 2321 ft $208,000 – Tiffany Shumard Oaks - 5 -Nice Lots for you tosq build your10-acres new home - Donna • Light is not es3716 S. Perkins Prime Commercial Property, m/l-PENDING! -$27,000 $1,800,000 -nLori K. 7917 Pickles GapLarge - Nicelots large in Perkins School District $22,500 Lori Scotthaven Addition - Nice in lot Perkins School District/starting at -–$45,500 - Donna 5607.1 S Mehan - 41.5-acres, Just North of 68th & Mehan, Ripley Schools - NEW PRICE $249,000 - Tiffany pecially critical until Hallies Meadow NEW CONSTRUCTION 4BD/2BA sq ft $379,900 – Lori 5607 6021 S Mehan Rd. - 52.5-acres for Sale, Will Divide, Ripley2347 Schools - $349,000 - Tiffany 1408 N.PEND Mai 5005 – Lori iffany 6023 - New 4/2, 2075 sq. ft. are - $399,900 $338,500 Lori K.y5,900 the seeds germinate. N Haydans Perkins RdBrk. - 4000 sq ftConstruction, warehouse - Oh the possibilities 00 E 810 Rd., Tryon - 53.34-acres. Hunting/Building/The possibilities endless–--Donna $224,028 - Kyle 5706 W. Garden Pointe Dr.Lots - Radiant Gated 3BD/3BA, 2754 sq ft $550,000 – Ann 5504 W Creekside Dr.12th - GATED COMMUNITY, Luxury, 5/4.5, 5823 sq. ft. - NEW PRICE $1,580,000 1218 W - 4 Commercial in aCommunity very High Traffic area/starting at $255,000 - Ann - Dolores/Tiffany Once they do, look 3618 W. Fountain View Rd. Ct. --5BD/2.5BA, in ground pool - Woodland TrailsC11 $362,900 – Tiffany 3000 S. 4 bed, 4.5 bath, on 3.2-acres -plus $845,000 -addn Tiffany/Dolores $820,000 9001 Cedar Crest Trail - 4Range bdrm./3 bath/5-acres/Pool/Summer Kitchen more!! - NEW PRICE $995,000 - Tiffany for the best indoor 208 N. Donaldson - 4BR/2BA 1851 sq ft - close to shopping & schools $205,000 – Donna a 3215 S. Boomer Rd. - Nice Commercial Building for- sale - PRICE $2,245,000 - Tiffany 719 Kar 0 - Tiffany 18575 Deer Pointe 3/2/2 on 2.5-acres, 1917 sq. ft. NEW $268,000 Kyle lighting you can find. 910Main Kansas / Pawnee - 1936 farmhouse / 1 acre lot with outbuildings $129,999– Tiffany 211 E. St., St. Coyle - 64 Unit Storage Building, GREAT INVESTMENT - $165,000 - Donna 301S.S. Duck St. - Beautiful Office Building inacross the Stillwater -- $900,000 LoriK. K. ri- -Lori 11 415 W. 80th - 52.65 OK, acresCute rural property, noheart restrictions $300,000 – Lori riffan Natural sunlight is 505 Morton Ave. - Ripley, home fromofthe School $75,000 120 - CALLING ALL bath/Study/Game INVESTORS, 2 Units, 12 Apts., 2 bed, 1 bath $950,000 - Dolores/Tiffany 617 S. Main - Downtown Stillwater commercial unit plus apartment unit -$395,000 – Tiffany 2923 Monroe - 3 bdrm./2 Room. One block to Boomer Lake - $219,000 - Tiffany 29WN.Tyler Tiffany great as long as you 830456 S. Ct. 3354 / Carney -3BR/2BA sq ft to - out $199,900 – Lori - Tiffany 000 N - 9-Rd lots platted for duplexes close Boomer Lake - $420,000 - ,Donna 3337 WGlenwood Charleston Ct. New Construction in 1468 Berry Creek, 4building bed, 2.5 bath - $397,900 719 Karen 0 - Tiffany don’t cook the plants 111 E. Tower / Perry 3BD/1BA 1118 sq ft $79,800 – Tiffany 7917 Cir. Pickles large lotsq. in Perkins School - Lori$250,000 1408Spring N. ,900 -- Lori 5215 Creek E - 2Gap bed,- 1Nice bath, 1253 ft. on 3 lots with District a barn -- $22,500 NEW PRICE Lori K. in a hot window. N. Burdick - 3BR/2BA sq ft Close to shopping & schools $209,000 – Donna- Lori 6021502 Hallies Meadow - NEW 1623 CONSTRUCTION 4BR/2BA, 2,347 sq. ft. - $379,900 Roka Hidden Lake 14 Beautiful Lots on the North Side $52,500-$79,000 Lori K. 2923 iffany 920, 920 1/2 S. Duck 2 Investment properties, -2Oh, homes, bedrooms total $160,000- Donna – Amy 5005 N Perkins Rd. .- -4,000 sq. ft. warehouse the 5possibilities - $399,900 Even if you do have 2113 Dr. 4/2.5/2, 2439 sq. ft. and GREAT PRICE $345,000 101Pointe W. 80th building shopLOCATION on2,754 11.5 acres $4,000,000 – Lori $495,000 57061408 W. Garden Dr.- -Commercial Gated Community 3BR/3BA, sq.-ft.NEW - NEW PRICE $510,000 - Ann N.N.MCrescent 35,900- -Ann Lori ideal natural lighting, 354 Cou - Tiffany 5011 W. 10 acres of Stillwater $300,000 – Lori 9366 NE /Hwy. 33 Lakeview - -31936 bed, farmhouse 3 -bath, on .75-acre m/lwith - NEW PRICE $249,000 - ,500 Ann 910S.Kansas St. Pawnee / NW 1-acre lot outbuildings - $129,999 - Tiffany 4517 0 - Lori with the short days, 522 12th#43 - Commercial building inCondo, downtown Stillwater Lori 415 W.E. 80th - 52.65-acres rural property, noOklahoma restrictions -$250,000 $250,000 - Lori $112,000 354 - ffany Tiffany 6000 N Ave. - 2 bdrm./2.5 Bath City - NEW–PRICE - Tiffany PENDING - Pennsylvania ,900 - Tiffany 354 S. Black Oak Dr. -Stillwater 4BD/3BA,commercial 4813 sq ft Georgian & style – Donna 6172620 S. Main - Downtown unit pluselegance apartment unit$950,000 - $395,000 - Tiffany you will need to sup4713St. W -Country Club - shelter, NICE Lot for sale $195,000 - $25,000–-Tiffany DonnaPENDING! - 45,000 1304354 & 11111012 - Lori iffany N. Manning 3BR/2BA storm outbuilding E. Tower / Perry - 3BR/1BA, 1,118 sq. ft. - NEW PRICE $70,800 - Tiffany - PENDING plement mornings PENDING - S. Duck ,000 -Tiffany Shumard Oaks -W. Just of 51 & Country Club left --$25,000-$27,000 2218 3rdSouth - Close to campus 3BR/2BA 2208 4sqlots ft $239,000 – Tiffany 920, 920½ - 2 Investment properties, 2 homes, 5 Only bedrooms total NEW PRICE- $152,500 - Amy - - - Donna 1304 & Lori or evenings with the 1408 N. Main / Perkins4BD/3BA 2098 sq ftinNEW CONSTRUCTION on- $4,000,000 golf course $325,000 – Lori Scotthaven Addition - Nice large lots Perkins School District/starting at $45,500 101 W. 80th - Commercial building and shop on 11.5-acres - Lori - Donna 4517S. Jenna Ln. - 3BD/2BA 1756 sq ftNW NEW CONSTRUCTION $266,900 goal of giving the 5011 W. Lakeview - 10-acres Stillwater- $820,000 - $300,000 - Lori – Lori Tiffany 3000 Range Rd. - 4 bed, 4.5 bath, on of 3.2-acres - Tiffany/Dolores 354 115 E.12th 80th- Commercial - 14.5 acres m/l Just North of 68th & Mehan - $121,075 - Tiffany 354 S.3 522 -Kyle Tiffany in downtown $250,000 - -Lori seedlings 16-18 hours 3215 E. S. Boomer Rd. - Nicebuilding Commercial BuildingStillwater for sale - -$2,245,000 Tiffany 80th - Nice4,813 large office 3 acres m/l $950,000 – Lori- $950,000 354 Cou , -700 Tiffany . . Oak203 Kyle 2620S306 S. Black Dr. E - 4BR/3BA, sq. ft.on Georgian elegance & style - -Lori Donna 270 of light a day. 2707 7 Lori 505 S. Morton- Ave. - Ripley, OK,sq. Cute home across the School - course $69,900 - Lori K. - Lori K. E 2nd - 4BD/2BA 1717 sq ft Split floor from plan $175,000 – Ann PENDING & 1306 24 ft. - $135,000 - Lori 14081304 N. Main /Perkins 4BR/3BA, 2,098 ft. NEW CONSTRUCTION on golf -sq. $325,000 $315,000 2707 W.S4 3202 317 Lori Lori Lighting options for 6038 Brook - NEW 4BR/2.5BA 2183 $349,000 – Lori- $420,000 000 N Glenwood Ct.Haydans - 9 lots platted duplexes closesqtoftBoomer Lake - Tiffany 4517 Jenna Ln. - 3BR/2BA, 1,756 sq. ft.for CONSTRUCTION - $266,900 - Lori PENDING 202 5 - -Donna 2112 N.80th Monroe - 2 Commercial buildings on 3restrictions acres $600,000 – Dolores E. W. 80th - 14.5-acres m/l just of 68th Mehan - $121,075 - Tiffany Lori K. indoor growing have 6115415 - 52.65-acres ruralnorth property, no& - $250,000 - Lori 354 S. Council Rd. - Land forlarge sale office in Crescent, OK - No restrictions 33.5 acres m/l $167,000 – Tiffany 203 E. 80th Nice on 3-acres m/l NEW PRICE $1,200,000 - -Lori 101 W. 80th Commercial building and shop on 11.5-acres $4,000,000 Lori improved dramatical. as or S. Burdick - 3BR/2.5BA ft $87,000 – Tiffany 3202 0000 E. 2nd - 801 4BR/2BA, 1,717 sq. ft. Split1371 floorsq plan - $170,000 - Ann ---PENDING S. Ann 115 44th E. 80th - 14.5-acres m/ldivide, just north of signs 68th & Mehan - $121,075 - Lori K. ffany ly over the last few - 15.86 acres - will look for $317,000 6038 Haydans Brook - 4BR/2.5BA, 2,183 west sq. ft.of- Western $349,000 - Lori, – Lori any 474 2707 .203WE. 80th - Nice large office onacres 3-acres m/l -3-acres NEW $1,200,000 - Lori Cedar Oaks &Commercial 19th - 7.48 m/l in city limits PRICE $350,000 – Lori years. High quality 2112 N. Monroe 2 buildings on $600,000 Dolores N. Possibilities! - $2,352,900fany - Lori N.601 Lori 0000 S.Aloysius Country Club Rd. - 20for Acres onwest -- $200,000 - Ann- Lori 2707 W 44th - 15.86-acres - will divide, look signs of Road Western - $317,000 - PENDING C/Jennifer 4810 Dr - 3/2.5/3 2180 sq ftPaved - $349,000 Lori LED lights are manLori Crosby Donna Rhinehart 4717 S. Turtle Pond Ct.&- Great .-acre m/l Lotm/l for in your building pleasure - $45,000 - Tiffany Montie Stewart Monty Stewart Cedar Oaks 19th 7.48-acres city limits $350,000 Lori OPEN HOUSE, SUNDAY 1-2 P.M. Realtor Associate ufactured to produce 3000 Range Rd $845,000 1-3 Dolores Lemon Realtor Realtor Associate N. Washington Rd. 151.8 acres m/l, OH the Possibilities! $2,352,900 Lori 4717 S. Turtle Pond Ct. - Great .-acre m/l lot for your building pleasure - $45,000- -Lori Tiffany PEN q. ft. - $349,000 405-612-4184 3723 N Washington -OH $154,000 - Amy Parsons 405-747-7306 405-372-5151 ngtonRd. Rd. 151.8 acres m/l, m/I, OH the ideal light waves N. Washington -- 151.8-acres the Possibilities! Possibilities!- -$2,352,900 $2,352,900- -Lori Lori

HOME GROWN

Stillwater NewsPress • Thursday, January 20, 2022

If you are a fan of cool season garden crops like broccoli, cabbage, and cauliflower, some important dates are right around the corner. February the 15th is generally considered the opening of the “early planting” window for these crops. Since these crops are usually the most successful when transplanted into the garden as established seedlings, the time to plant indoors and begin growing them out is almost here. Keep the following tips in mind and you will be off to a great start: • Use a seed starting mix for a growing medium. This is NOT the same as potting soil, starting mix is finer and has different water holding characteristics. Also avoid using garden soil as it will tend to hold too much moisture and is more likely to contain soil borne fungi that could be detrimental to the seedlings. Begin with a shallow dish with some means of drainage. One inch or so of growing medium is deep enough as the seeds won’t be in this container very long. • Seed more than you think you will need. Very rarely will you get 100% germination, nor will all seedlings be healthy. With practice and bit of research, you’ll learn that this will vary depending on

Time for contesting census is here hurdles in 2020 may district lines could be mism may be because heighten the need completed in time for the scope of challengfor tweaks this time upcoming elections. es is narrow – for around. Many leaders At this point, it’s mistakes made in Detroit’s mayor believes tens of thou- worry that inaccurate hard to say how many recording boundaries figures could cost governments will ap- or housing that was sands of residents in their jurisdictions peal through the pro- skipped over during the majority-Black their share of the $1.5 gram, which has been data processing. In city were missed trillion the federal around since 1990. years past, only a few in the 2020 census. government distribAs of this week, the were successful. ReSomerton, Arizona, utes annually based Census Bureau hadn’t visions to population leaders are incredon census numbers. made public any apand housing totals ulous the Census Along with conplications. But states, were made to about Bureau says they lost cities, counties and 1% of the nation’s residents during a de- cerns about undercounted racial and tribal nations have 39,000 governments cade when the overwhelmingly Hispanic ethnic groups and col- through June 2023 to after the 2010 census. lege students, some submit them. “Unfortunately, the community grew small towns believe a State College, Penn- program hasn’t resultenough to warrant a new privacy method sylvania, home to tens ed in many changes, new high school. the Census Bureau of thousands of stuwhich might be disAnd college towns used for the first time dents at Penn State couraging, but this across the U.S. skewed their numUniversity, plans is a really important believe they were bers. And officials in to file a challenge opportunity to fix the undercounted as stuareas with large inthis winter because numbers,” said Cara dents fled campuses Brumfield, a senior shuttered by the coro- stitutions like prisons officials believe 4,000 or military barracks to 5,800 people were policy analyst at the navirus. worry that pandemic missed in the comGeorgetown Center The time for comlockdowns left out munity of more than on Poverty & Inequalmunities with a beef about how they were many inmates or ser- 40,500 residents, said ity. vice members. Douglas Shontz, a When they do counted in the 2020 The census chalborough spokesman. succeed, challenges census has arrived. lenges won’t change “I’m not very optican have significant At the start of the number of conmistic but we’re going impact. After the 2010 the new year, the gressional seats each to explore every route census, the city of U.S. Census Bureau state gets, or the we can to ensure Houston got its popbegan accepting chalnumbers used for everyone in State ulation count revised lenges from states, redrawing political College was properly from 2.09 million to counties, cities and districts. Those were counted,” Shontz said 2.1 million. The additribal nations about released in August in an email. tion of 812 previously one of the most diffiso the redrawing of The lack of optiuncounted residents cult counts in recent memory, due to the pandemic, political interference from the Trump administration, hurricanes and wildfires. Dedicated professionals providing unrivaled service. The scope for making challenges through the Count 114 W. Hall Of Fame • Stillwater • 405.533.3000 Question Resolution StillwaterSignatureRealEstate.com| f @RemaxSignatureStillwater program is narrow, and few local governments got their numth th OPEN HOUSE SUNDAY, OCT. 24 OPEN HOUSE FRIDAY, DECEMBER 17TH OPEN HOUSE •• SUNDAY, SEPT. 26 SUNDAY, JANUARY 23RD OPEN HOUSE SUNDAY, JANUARY 9TH bers changed after the 2010 census. But 1120 S. Prairie Road 924 Seminole 836 Oklahoma St. 712307 Mary 302 S.S. Benjamin St. 3132 Court Wedgewood Drive 814Madison S. Drive 1014 N. 719 S. St. the bureau has made 205 Terrill Dr. adjustments when Stillwater OK Stillwater Stillwater Morrison Morrison Stillwater, OK 74074 Stillwater STONEYBROOK ST. DRYDEN CIR. BERRY ST. Stillwater, OK 74075 past errors were reHeath and Ashley Bowman 12:30-2:00 2:00-4:00 2:30-4:00 1:00 3:00 PM 2:00 4:00 PM 2:00 4:00 PM Brooke Stuart Homes 1:00 3:00 pm 1:00 2:30 pm 3:30 - 5:30 PM vealed. 1:00 2:00 PM BELINDA JAMES KristinJAMES Dondlinger Candy Yundt Wooldridge 1:00 - 2:00 pmBowman Julie Bahl and KristinBeth Dondlinger Unprecedented Heath Ashley By Mke Schneider

Stillwater NewsPress • Thursday, January 20, 2022

Associated Press

triggered the addition of two city council seats. Some demographers and local government officials say the program should allow for challenges for other problems, including mistakes by census takers or managers. Some say they need more latitude to use administrative records to show errors in the head count. “We propose that ‘human error’ during census-taking field operations should have a remedy, if such errors are detected and substantiated,” said Todd Graham, principal demographer for the Metropolitan Council of the Twin Cities, in public comments on the program. Citing concerns about residents being missed in Detroit, the House Committee

on Oversight and Reform on Thursday asked the Census Bureau for a briefing on whether communities might be able to challenge and fix their population counts if an undercount is documented. Local governments will soon have another way to change the numbers. Starting next year, they can hire the Census Bureau to conduct a “special census” in a re-do of the 2020 count, with the locals footing the bill. They can also challenge population estimates that use the census figures as a base upon which births, deaths and migration are added annually. Given the 2020 problems counting people in dorms, military barracks, nursing homes and prisons during the pan-

demic, the Census Bureau has proposed creating a separate program to accept challenges for these “group quarters.” State, city and tribal officials have been sounding the alarm about the counts because students were sent home from campuses, and prisons and nursing homes went into lockdowns when those residents were supposed to be counted. Brumfield called the proposal “a step in the right direction.” Any changes will be incorporated into future population estimates and the bureau’s American Community Survey, under the proposal. “I’m optimistic it will address a lot of concerns,” Brumfield said. “It’s a good sign that the bureau has been listening.”

405.624.2626 www.c21global.com 131 N. MaiN, Stillwater

DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Linda Schmidt Broker

405.880.3048 Bailey Williams

405.714.4037

Property Manager

Alane LeGrand

405.747.6950 Judy Kasso

Rosetta Heppel

405.880.0869 Virginia Cussner 405.747.7601

Beverly Carter

405.743.9618 Diana Field

Sandy Blankinship 405.269.9523 Oscar Fortune

801.824.8166

405.747.4684 405.747.6042

Mike Branson

405.612.5347 Thomas Jenkins 405.780.3204

Tana Rutan

405.612.1496 David Heppel

405.269.6907

What to do if you buy now, can’t pay later plan, ask if you can switch the payment method to a credit card. You may incur interest with a credit card and will have to keep up with that bill, but it can buy some time if you’re worried about overdraft or late fees. 4. SEE IF YOU QUALIFY FOR FINANCIAL HARDSHIP If your financial situation has changed because of circumstances beyond your control, like unemployment or a family emergency, the buy now, pay later company might provide financial hardship assistance. Afterpay, for instance, can offer flexible payment timelines with no additional fees for eligible people experiencing hardship, according to a spokesperson for the company. But it’s important to contact the company for help. 5. GET A SIDE GIG Taking on additional hours at work or earning supplemental income through a side job — driving for a rideshare or delivery service, for instance — may offer a way to pay off your buy now, pay later debt more quickly. 6. CONSOLIDATE OTHER DEBTS

Consolidation may not be ideal, or even permitted, for buy now, pay later plans, but consolidating high-interest debts elsewhere can free up money: — With good credit (FICO scores of 690 or higher), you may qualify for a balance transfer credit card with a 0% intro APR, allowing you to move debt from a card with a higher APR. You’ll typically pay a fee — at least 3% of the amount transferred — but it might be worth it to save on interest for a year or more. — For debt that

will take longer to pay off, you could consider a low-interest personal loan. Factor in the cost of the origination fee and monthly payment to determine whether you’ll save money over time. — A debt management plan with a nonprofit credit counseling agency may offer a way to consolidate credit card debt and other balances into one payment at a fixed rate. You’ll owe a fee, but the savings usually outweigh the cost. This article was provided to The As-

sociated Press by the personal finance website NerdWallet. Melissa Lambarena is a writer at NerdWallet. Email: mlambarena@ nerdwallet.com. Twitter: @lissalambarena. NerdWallet: What is debt consolidation and should I consolidate? https://bit.ly/ nerdwallet-consolidate-debt Consumer Financial Protection Bureau: What’s a credit inquiry? https:// www.consumerfinance.gov/ask-cfpb/ whats-a-credit-inquiry-en-1317/ USAGov: Help with bills https://www. usa.gov/help-withbills

LAND professionally connecting Buyers & Sellers

Montie Stewart

mstewart@stw-realestatepros.com 405.747.7306

REAL ESTATE Dolores Lemon & Associates

PROFESSIONALS

723 S. Main St. • Stillwater, Oklahoma 74074 • 405.372.5151

merchant for reimbursement. Some buy now, pay later companies don’t refund the money paid on interest, but you may come close to being made whole. Payments may still be due while the refund is pending. If a merchant won’t accept a return, consider selling the item to recoup some of the money. You may find a buyer on social media marketplaces, apps or websites. Some online marketplaces may take a cut of the sale, so understand the terms before listing the item. 3. CHANGE YOUR DUE DATE OR PAYMENT METHOD Before missing a payment, get in touch with the buy now, pay later company to explore options. Each company has different policies on whether you may extend the payment due date or change it. Bossler recommends trying to align your due dates with the paycheck or pay period that offers you the most breathing room. If your plan requires biweekly payments, “it might be possible to switch to a monthly payment,” she says. Or, if you originally used a debit card to set up the buy now, pay later

Stillwater NewsPress • Thursday, January 20, 2022

By Melissa Lambarena to collections and NerdWallet potentially hurt your credit history. Buy now, pay Late fees may also later” can be a con- apply, depending on venient payment the company. And method. But if you you could be barred don’t factor the refrom using the sercurring payments vice temporarily or into your budget, it permanently. can get messy. Take action early This is especialto avoid these conly true if you’re sequences and exjuggling multiple plore some options buy now, pay later that can free up plans on top of money to keep your other debts. The finances on track. credit inquiries 1. SCAN YOUR that some lenders FINANCES FOR conduct when you OPPORTUNITIES apply for any type Revisit your of credit don’t albudget (or create ways offer visibility one) to understand into buy now, pay where money is later plans you may going. Consider adhold with different justments on nonescompanies, so it sential expenses. may be possible to “Do you need bite off more than all of those subyou can chew. scription services Equifax, one of you have now? Is the three major there a way to get a credit bureaus, is cheaper cell phone aiming to change plan or a cheaper that in the first cable plan or shop quarter of 2022 by for cheaper insurformalizing a proance?” says Katie cess for including Bossler, quality buy now, pay later assurance specialinformation on ist at GreenPath, credit reports. a nonprofit credit “Part of the push counseling agency. here is to support Prioritize essenresponsible lendtials like housing, ing,” says Mark food, utilities and Luber, chief product medicine, and look officer for U.S. infor ways to save in formation solutions other areas. Finanat Equifax. “When cial assistance with a company lends, bills might be ofthey want to make fered for those with sure the consumer income under a cercan handle that tain threshold. new credit account 2. PART WAYS and can in fact pay WITH THE ITEM it back.” PURCHASED An unpaid buy It might be posnow, pay later balsible to return ance could get sent the item to the

Stillwater NewsPress • Thursday, January 20, 2022

Celeby suburb gets tough on water wasters By Kathleen Ronayne peatedly fail to pay Associated Press bills. Now, the Las Virgenes district is In a wealthy warning that they enclave nestled in could be installed the Santa Monica on the water conMountains that is nections to homes a haven for celebri- that have been ties, residents now fined for overuse face more aggresfor three months. sive consequences In the past, flow for wasting water – restrictors were a including the threat possibility after five of having their months of fines, but water flows slowed the district never to a trickle if they used them. repeatedly flout “What we’re tryconservation rules. ing to do is conserve The Las Virgenes water now so that Municipal Water we can stretch the District northwest limited supplies of Los Angeles we have available,” offers a bold exsaid Dave Pederson, ample of how local the district’s generauthorities across al manager. drought-stricken California is expeCalifornia are tryriencing the effects ing to get people to of climate change, use less water, vol- with drought conuntarily if possible ditions present for but with the threat most of the last of punishment if decade. After two they don’t comply. exceptionally dry Before restricting years left the state’s water flows, the dis- reservoirs at or trict hopes to spur near record lows, savings by giving a string of recent households a rewinter storms imal-time look at their proved conditions. water use and step- But most of the ping up fines for state is still in sethose homeowners vere drought. who exceed their In July, Demoallotted “water bud- cratic Gov. Gavin gets.” Newsom asked District officials residents to volhope their approach untarily cut 15% will be a wakeup of their water use, call for residents of but usage had dethe affluent neighclined only 6% as borhoods, where of November. The most water is used state water board to keep expansive last month imposed yards verdant and a series of mild pretty and keep homeowner water swimming pools use restrictions, filled. such as waiting two Flow restrictors days after storms are rarely used tool to water lawns. The primarily reserved board could take for people who remore significant

steps later in the year if the drought intensifies. California’s local districts provide water service, regulate use and enforce penalties. The Las Virgenes district serves about 75,000 people communities of Agoura Hills, Westlake Village, Calabasas and Hidden Hills – an area that has attracted a growing number of celebrities, including Kim Kardashian and Will Smith. Like much of inland Southern California, the region rarely gets any rain outside the winter months. It’s wealthier than most other parts of the state, with a typical Calabasas home selling for more than $1.5 million, according to the online real estate marketplace Zillow. Despite calls for conservation, water customers in the area increased usage in August and September and then met the state’s 15% reduction goal in October before again missing the target in November. Collectively, customers greatly exceeded their water budgets last year and one of the biggest issues the district faces is “the ability for affluent customers to significantly exceed their water budgets consistently since money is not a deterrent,” said Mi-

chael McNutt, the district’s spokesman. He declined to provide names of the district’s biggest water users. “It appears there has been a lackluster response to the water emergency,” said Calabasas Mayor Mary Sue Maurer, who thinks restricting water flows could provide a needed conservation wakeup call. Due to dry conditions, California regulators said in December they would not provide any water from state supplies beyond what was needed for essentials like drinking and bathing. That could change in the coming months, but allocations likely won’t go up significantly unless it’s a very wet winter. The uncertainty is particularly stressful for Las Virgenes, which gets about 80% of its water from state supplies. The district’s conservation approach is part carrot and part stick. A new advanced water metering system will show customers how much water they’re using in real time. The meters, which will be in place by April except for people who opt out, can show users when they exceed limits so they can adjust their behavior before monthly bills arrive.

Every household has a “water budget,” something used by many California water districts. Budget are based on the number of residents in a household and the property size. Starting this month, customers will face fines if they go 150% over their monthly budgets. Previously, the fine threshold kicked in at 200%, and about 15% of the district’s customers were fined, Pederson said. People get a warning the first time they go over budget. Las Virgenes’ approach of advanced metering, fines and the threat of flow restrictors, stands out among the state’s more than 400 medium to large water agencies, said Mehdi Nemati, an

assistant professor at the University of California, Riverside who works with water agencies on conservation programs but not with the Las Virgenes district. Only a few dozen districts have the advanced metering systems because they are expensive to install, and few use penalties against residents who overuse. Instead, many districts increase the cost of water as customers use more. But richer Californians did not conserve as much as others during the last drought even when the state mandated it, Nemati said. It’s even rarer for a district to threaten flow restrictors for people who use too much water and Nemati speculated

that the Las Virgenes’ policy could invite lawsuits. “The agency’s pretty brave if they really want to do that,” he said. The Las Virgenes district doesn’t want to be heavy-handed with fines or restrictors, said Pederson, the general manager. Fines start at $2.50 and go as high as $10 for every 748 gallons over the 150% threshold. The average house in the district uses 19,448 gallons of water per month, the majority of it outside, and district officials said many customers stay within their water budgets. “Our system helps us to target the message to the people who are really, frankly, the problem,” Pederson said.

INVESTMENT PROPERTY 1423 S HUSBAND PLACE • $55,000

One bedroom, one bath home in a quiet spot close to downtown. 704 sq ft with spacious great room. Large, mostly fenced backyard with covered outdoor storage. Located at the end of the street with a green space view. Stillwater Schools.

www.stwnewspress.com

stwnewspress.com

News Press Stillwater

Stillwater NewsPress • Thursday, January 20, 2022

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Yost Rd.

To Cimarron Turnpike

Topaz Ave.

Ct. yon Can Amethyst Ave.

Chateau Dr.

Duncan

Nancy Lee Dr.

Dr.

Teal St.

Bluestone St.

Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

22nd Av.

t. Lew is S

Lowry St.

Lowry St. 37th Av.

32nd Av.

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37th Av.

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Hunters Cr.

s Dr. Deerfield

Wild Turkey Pas

Vista Ct. Vista Ln.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Timberline Dr.

Washington St.

Sangre Rd.

Western Rd.

Forest Trail Ct.

177

Katy

Hightower St.

Henderson St.

S. Westchester St.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

4th Av.

Eastgate St.

Crestwood Cr.

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1  4th Av.

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Lydia Ln.

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4th Av.

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Dr.

Cottonwood Dr.

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ott

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ro yb

nn Su

nn y Ct bro . ok

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Manning St.

Dr .

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Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Perkins Rd. Lowry St.

Lewis St. Lewis St.

Husband St.

Payne St.

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Hartford St.

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Park

Pa rk Sta Dr. rD r.

Star St.

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Masin St.

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Main St.

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Alc

Pennsylvania St.

West St. Duck St. West St. Duck St.

West St.

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Park Dr. Park Dr. Keller Dr.

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Husband St.

Main St.

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Hester St. Knoblock St. Knoblock St. Knoblock St.

Hester St.

Washington St.

Ramsey St.

West Bl.

Husband Pl.

17th Av. 18th Av.

Connell Ct. Connell Av.

Matthews Av. Virginia Av.

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Silverdale

Ct.

Perkins Rd.

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Adams St.

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Pine St.

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Western Rd.

t Dr.

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n St. Monroe St. Jefferson St.

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Kings St. Orchard St.

Willis St.

e D Ridge Dr. r. Willis St.

Ridge Dr. Rid g

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d St.

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Dr. Ridge

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Devon St.

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August Dr.

Surrey Dr.

Dr .

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

Oxford Dr.

Culpepper

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Whitney Ct. McElroy Rd.

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Eagle Summit

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son

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Ct.

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Krayler Ave.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

Elmwood Cr.

Elm Av.

Lakeview Rd.

Fountain View Ct.

Red Rose Dr.

Aloysius Cr.

7th Av.

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Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

Briarcreek Dr.

Deer Crossing Dr.

18th Ct.

Camden

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Isabell Pointe Dr.

29th Ct. 30th Av.

Inverness Ln. Fox Ledge Dr.

22nd Av.

Quail 25th Av. Ridge Ct.

Ct. . nery ock Ln R dle Sad

Ln.

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Pioneer St.

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Sawgrass St.

Tanglewood Cr.

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Fairfield Dr.

Fairfield Dr. Mansfield St. r Ridge Ct.

Hillside St.

Savannah

Morrill Av.

5th Av.

Will Rogers Dr.

Dryden Cr.

Hall of Fame Av. Mathews Av.

13th Av. 14th Av.

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Scott Av.

Cambridge Dr.

Shumard Ct. Oak St. W. Shumard Dr.

Williamsfield

Westridge St. Hillside Ct.

Pioneer St.

Sangre Rd. Murphy St.

Squires St.

Charles Dr.

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10th Av.

Cantwell Av.

Knoblock St.

Garfield St. Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. r. ge D

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

d. Walking Trail Dr .

18th Ct.

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Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

177

a Ct.

Lewis St.

Lincoln St. Ivy Ct.

Liberty Ct.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

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18th Av.

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Range Rd.

3rd Av.

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Austin Ct.

Westbrook Ct. 15th Av.

Shadow Creek Ln.

Scissortail Dr.

Stillwater NewsPress • Thursday, January 20, 2022

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Wil

Hic

land Ct 18th Av. . Ja Lind a Lou Ct. Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

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Scott Av.

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Woodlake Dr. Deer Creek Ct.

Canterbury

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7th Av. 8th Av. 9th Av.

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Dr.

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d lan

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

w gle Tan

Durham Ct. Ashford Ct.

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

Ashton Ave.

VillasCt.

11th Av.

8th Av.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r. 16th Av. D

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5th Pl.

10th Av.

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Dells Av.

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Pecan Hill St.

Oakdale

9th Av.

Mercury Av.

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8th Av.

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Virgina Av.

7th Av. 8th Av.

Hall of Fame Av.

1st Av.

8th Ct. 9th Ct. Trenton Av.

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4th Av.

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Tyler Av.

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Eastland Dr. Marcus Dr.

Swim Av.

Knapp

Oak Crest Rd.

3rd Av.

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Osage Dr.

Brooke Moore Franklin

Vena Ln.

Windsor Cr.

Parkway Dr.

Liberty Rd. Preston Av.

Hereford Dobi Ln.

Airport Rd.

Newman Av.

Hillcrest Av.

Tobacco Rd.

Lakeview Rd.

Eskridge Av.

Dr.

Lakeridge Av.

Rutledge Dr.

Windmill Ln.

177 Airport Rd.

ore

Harned Av. Madison Ct.

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

w illo

Av.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

d Win

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Arapaho Av.

Harned Av.

Dr.

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Stillwater Municipal Airport

Richmond Rd.

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook

Golf Dr.

Falls Dr.

Re/Max 1. 205 S. Terrill 1–2 p.m. - Sunday Dr. Heath and Ashley Bowman Real Estate Professionals 2. 3723 N Washington - 1-2p.m. Amy Parsons

gate Dr .

Evergreen

Stonecrest Ct.

Hartford

Richmond Hill Rd.

Washington St. Garfield St.

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Richmond Rd.

Husband Pl. Northgate Dr.

St.

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Quartz Dr.

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Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

Week of Sunday, January 23, 2022

Lakeview Rd.

Burris Rd.

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Chateau Ct.

OPEN HOUSEMap

McMurtry Rd.

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