January 21 Real Estate Weekly by Stillwater News Press

News Press

January 21, 2021

Stillwater

REALESTATE News Press Stillwater

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Your best source for weekly real estate news and listings for Stillwater and surrounding communities

$299,000

NOVEMBER 22, 2019

2.65%

Mortgage rates started the year with a new record low. The 30-year fixed-rate mortgage dropped to a 2.65% average.

The percentage of non-owners surveyed by NAR who say they want to own a home in the future..

$169,900 $179,900

1503 S. Berkshire

905 S. Blue Ridge Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at

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$118,500

26 N. Canyon Rim Dr. $549,000

Stillwater NewsPress • Thursday, January 21, 2021

Sellers should remove family photos, other items before showing home For-sale homes filled with too many family pictures or mementos can draw a buyer’s attention away from the property’s outstanding features. DEAR DAVE: We are getting ready to sell our home and have interviewed several real estate agents to choose the best one. One agent saw all the framed pictures of our family we have around the house and complimented us, saying that they make our house feel “very homey” and could help make it sell faster. Another agent saw them, and he abruptly said that those pictures “gotta go” before we start showing our house to the public, saying that they would distract a buyer’s attention from our home’s amenities and prevent potential buyers from thinking about how they would decorate the home themselves. What do you think we should do, leave the pictures where they are or pack them in boxes until we can place them in our next home? ANSWER: I understand the advice that each of the two salespeople gave you. Though I’m

sorry that one agent “abruptly” told you that your family pictures “gotta go” instead of putting his advice more gently, I would lean toward following his suggestion to remove most or all of your family pictures before you put your home up for sale. Sure, the framed family photos or other mementos that you have placed about the house over the years show that there’s a lot of love in your home. Perhaps the pictures will make some prospective buyers feel that the emotional warmth you and your family enjoy now will somehow transfer to them after they move in. More buyers, though, would like to view a home as a “clean slate.” They want to envision where they could put family photos or other cherished items of their own. And you certainly don’t want them spending time looking at your framed family pictures, trophies, displayed collectibles and the like while ignoring your home’s great condition, new built-in appliances or other special features.

and even-colored as possible, “feather” the old stains outward before starting your repainting project. ••• DEAR DAVE: You often write about living trusts and the fact that DAVID MYERS trusts, unlike wills, do not have to go While packing DEAR DAVE: I through the costly away your family have scraped and probate process. photographs, also power-sanded the However, don’t think about any art flaking paint on some states offer or posters that you my garage so I can may have hanging repaint it, but there faster and less-exon the walls. For are still some spots pensive “simplified example, a painting where the old paint probate” for certain of a nude that you just won’t come off. types of estates? ANSWER: Yes, think is beautiWhat can I do? nearly every state ful or a poster in ANSWER: I a kid’s room of a called some profes- offers a form of simplified probate scary-looking rock sional housepaintband might distract ers that I know and – sometimes called “summary probate” prospective buyers all agreed that you – for heirs to settle or even send them shouldn’t worry fleeing for the front about going forward a deceased person’s estate. But the sad door. with the job. truth is that very ••• If you have alfew estates qualify. REAL ESTATE ready removed all Each state that TRIVIA: Copies of the flakes on the offers summary of the ubiquitous walls of the garage probate sets its “Dogs Playing but some stains own rules for which Poker,” still found from the old paint estates are eligible in millions of homes remain, it means (and countless that the old coating for the expedited process and which bars), are part of a was exceptionally ones are not. In series of humorous good and won’t many states, it’s dog-themed paintinterfere with the ings started by New new paint that you available only to York-born Cassius are planning to use estates valued at $5,000 or less. Such Coolidge in 1894. – assuming that low thresholds esThe first painting you, too, are using sentially limit the was auctioned for a top-quality paint procedure to those $658,000 in 2015, rather than a cutwho have little to according to highrate brand with no end auctioneering guarantee about its inherit. Conversely, heirs giant Sotheby’s lifespan. who receive a home (www.sothebys. Should you want or other assets held com). to make the walls ••• as perfectly smooth in a simple and

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inexpensive living trust can avoid probate altogether regardless of the size of the decedent’s estate. That’s because a trust is a “living document” that lives on even after its creator dies, so its assets can automatically be passed along to heirs without prior approval of a probate judge. ••• Our booklet, “Straight Talk about Living Trusts,” explains how even low- and middle-income homeowners can

now reap the same benefits that creating an inexpensive trust once provided only to the wealthiest families. For a copy, send $4 and a self-addressed, stamped envelope to D. Myers/Trust, P.O. Box 4405, Culver City, CA 902314405. Net proceeds will be donated to the American Red Cross. Send questions to that same address, and we’ll try to respond in a future column. (c)2021 Cowles Syndicate Inc.

NEW LISTING - 2320 N DRYDEN - 3BR, 2BA, 2-car garage. Open PENDING entry to large living room, kitchen & dining area inside this beautiful brick home. Located close to shopping & schools ................. $168,500 NEW LISTING - 1503 S BERKSHIRE DRIVE - 3 BD / 2 BA / 2 car attached garage located Addition� BigHome bay window 3124 N MONROE - 4 BD in / 3the BA Westbrook / 2-car attached garage. is very in thewith dining kitchen has counter space open largeroom, living-dining roommany withcabinets fireplace,and kitchen has many PENDING plus eating bar, large living room with fireplace, brick hearth and cabinets plus a serving bar, and pantry. 3-1 split bedroom on a corner bookshelves plus many and lots of storage� Fenced$219,900 backyard lot close to Boomer Lake.updates ................................................... has a patio with wood and brick fence �� $169,900 1105 BD SOLD / 2-car 2 BA /garage 2-car attached garage. ....$189,900 2320ENCAMDEN DRYDENLANE - 3BR,- 22BA, �� $168,500

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Deadline set in Oklahoma for SBA disaster loans SACRAMENTO, California – Director Tanya N. Garfield of the U.S. Small Business Administration’s Disaster Field Operations Center-West today reminded Oklahoma private nonprofit organizations of the Feb. 19, 2021, deadline to apply for an SBA federal disaster loan for property damage caused by the severe winter storm that occurred Oct. 26-29, 2020. Private nonprofits that provide essential services of a governmental nature are eligible for assistance. According to Garfield, eligible private nonprofits of any size may apply for SBA federal disaster loans of up to $2 million to repair

or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future. In addition, SBA offers Economic Injury Disaster Loans to help eligible private nonprofits meet working capital needs caused by the disaster. Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact.

Economic injury assistance is available regardless of whether the private nonprofit suffered any property damage. Private nonprofits have until Sept. 21, 2021, to apply for an SBA Economic Injury Disaster Loan. These low-inter-

Cheryl Moody Office Manager

John Lurry Assistant

Kyle Bottger Realtor Associate 405-612-6724

Misti Quiring & Julie Tuck of Fisher Provence enjoying a sunny day Bell Ringing for The Salvation Army.

Cole Graves Realtor Associate 405-334-3588

Don Zhao Realtor Associate 202-848-2120

www.stw-realestatepros.com

sistance.sba.gov/. Applicants may also call SBA’s Customer Service Center at 1-800-659-2955 or email disastercustomerservice@ sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard of hearing may call 1-800-877-8339.

Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

Tiffany Aranda GRI, CRS Broker Associate 405-714-1214

– Small Business Administration

Terry Essary Realtor Associate 405-742-6424

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Bringing Buyers & Sellers Together .... Professionally NEW LISTINGS AND PRICE CHANGES 2812 Fox Ledge - Sangre Ridge - $265,000 - Ann 5917 Chateau Dr. - 2.3 acre lot - Beautiful Home - $390,000 - Donna 1436 E. Moses - Cushing - 3bed - $116,000 - Kyle 5202 W. 3rd - 3bed 2bath WestPark Addn. - $210,000 - Ann 2701 W. 20th - 4bed 2bath SW Area - $219,900 - Tiffany 2917 N. Husband - 4bed Boomer Lake View - $306,500 - Tiffany 2221 W 3rd Ave. - 4bed 2.5bath 2car garage 2654 sq. ft. LOCATION, LOCATION - $274,000 - Amy 4901 W. Crestview - SALE PENDING - $475,000 - Lori 5607.1A S. Mehan -15 acres m/l Just North of 68th 7 Mehan - $127,500 - Tiffany 5607.1B S. Mehan -12 acres m/l Just North of 68th & Mehan - $100,200 - Tiffany 5607.1C S. Mehan - 14.5 acres m/l Just North of 68th & Mehan - $121,075 - Tiffany 5615 W. 7th - SALE PENDING - $247,000 - Don 4220 W. Prescot Dr. - 3bed 2bath 2car garage 1315 sq. ft. - $214,888 - Ann 3715 & 3717 W. 15th - SOLD - $168,000 - Dolores 810546 S. 3450 Rd., Agra, OK - 160 acres of Rural Paradise Barn/Pond/Hunting - $750,000 - Kyle 8300 N. Sangre, Stw. - SOLD - $575,000 - Lori 7110 Norrie Ln., Stw. - 4 10 acre tracts or 40 acres - $400,000 - Lori 302 S. Main, Agra - 3bed 1bath 1.5stories Large Lot - $38,000 - Kyle 306 N. Carney, Carney - WHY PAY RENT? 2bed 1bath 993 sq. ft. - $42,000 - Kyle 4711 Deerfield Dr., Stw. - Unique One-Of-A-Kind 63.77 acre ESTATE - $3,999,000 - Dolores 5921 Gunnar Springs, Stw. - BETTER THAN NEW 4bed 2 bath 2257 sq. ft. - $345,900 - Lori 916 W. Choctaw Ln. - SALE PENDING - $190,000 - Ann 321 W. Broadway, Drumright - 4bed 2bath 1852 sq. ft. Historic Drumright, OK - $92,500 - Kyle 4 S. Grant, Tryon - 2bed 1bath 1car garage 1272 sq. ft. - $71,500 - Kyle 1601 E. 4th, Stw. - SOLD - $123,500 - Ann 6020 Laquinta Dr. - SALE PENDING - $710,000 - Tiffany 1505 N. Council Creek, Glencoe - 3bed 2bath 1454 sq. ft. on 40 acres m/l - $299,900 - Lori 207 E. Maple Ave., Perry - 2bed 1bath 1 car garage Storm Shelter 1131 sq. ft. - $78,500 - Dolores 3337 W. Charleston Ct. - Nice lot in Berry Creek a gated community - $39,900 - Donna 0000 E 56th - 81.10 acres m/l ¼ mile West of Rose Rd. - $308,000 - Lori 2707 W. 44th - 15.86 acres Will Divide Look for signs West of Western - $317,000 - Lori Cedar Oaks & 19th - 7.48 acres m/l in City Limits - $350,000 - Lori 3317 E 6th - Commercial Buildings Great for Restaurant - $649,000 - Melissa 6019 S Country Club Rd. - 60 acres ready for you to build. - $550,000 - Tiffany 13th & West - 25.94 acres in the city limits zoned ag. - $120,000 - Dianna 0000 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann 3919 W. Rutledge Dr. - 5bed 3.5bath 3715 sq. ft. DON’T MISS THIS ONE! - $559,000 - Ann 4717 S. Turtle Pond Ct. - Great ½ acre m/l Lot for your building pleasure - $45,000 - Tiffany 6800 W 68th - 70 acres at 68th & Western Split your way! - $525,000 - Lori N. Washington Rd. - 151.8 acres m/l OH the Possibilities! - $2,352,900 - Lori Roka Hidden Lake - lots with Lake view - $75,000 - Lori OPEN HOUSE - SUNDAY, JANUARY 24th 4904 Reese Landing - 1-3 p.m. - Ann 2917 N. Husband - 1-3 p.m. - Don

Melissa Woods GRI Realtor Associate 405-385-2035

Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509

Amy Parsons GRI Realtor Associate 405-714-0882

Lori Kastl CRS Realtor Associate 405-880-2844

Jennifer Oliver GRI Realtor Associate 405-612-4984

Dianna Norman Realtor Associate 580-761-3926

Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822

years. Loan amounts and terms are set by SBA and based on each applicant’s financial condition. Applicants may apply online, receive additional disaster assistance information and download applications at https:// disasterloanas-

Stillwater NewsPress • Thursday, January 21, 2021

Ann Morgan Realtor Associate 405-614-9600

est federal disaster loans are available in Caddo, Canadian, Cleveland, Dewey, Grady, Kingfisher, Kiowa, Logan, Noble, Oklahoma, Payne, Pottawatomie, and Roger Mills counties. The interest rate is 2.75 percent with terms up to 30

Stillwater NewsPress • Thursday, January 21, 2021

Caring for indoor seedlings If you followed last week’s advice, you should soon be seeing tiny seedlings emerge. Most seedlings will be weak and spindly for the first couple of days, but they should quickly evolve as the cotyledons fall away and the first true leaves open up. When this first set of leaves is fully open, it is time to transplant the seedlings into their own containers. Begin by preparing the growing container. A good quality potting soil works well for a growing medium. The containers should be relatively small-the classic “6-pack” size works well. One common mistake gardeners make is to transplant directly into a container that is too large for the seedling. This can lead to poor water management and the seedling succumbing to disease. It is fair to say that more seedlings die from too much moisture more often than not enough. Fill the container with potting soil and moisten it thoroughly and gather transplanting supplies. You’ll need a pencil, that’s it! Create a hole for the seedling root in the soil with the pencil. Gently grasp a leaf of the seedling and pull

gently as you tease the root from the potting mix, once again using the pencil tip to loosen the roots. Avoid grasping the seedling by the stem; it’s just too easily crushed to attempt this. Transfer the seedling into the new hole with the planting depth as close to the original depth as possible and cover the roots with potting soil. The new transplants may need a little help or adjustment after the first watering or two to make sure they remain upright. The transplants will communicate quite clearly about how they feel about the available light. If they stretch towards the light source, increase the intensity (if artificial) or rotate the plants regularly so that they will grow relatively straight. Do not attempt to stake seedlings, they should not need it. If a seedling is so weak that it needs support now, cut your losses and toss it as it’s not likely to produce a strong plant later on. You will also need to begin fertilizing the new seedlings regularly. Options are endless here, depending on your preferences. One thing to keep in mind; potting soils

HOME GROWN KEITH REED containing fertilizer in the mix may still need some supplementation as the new seedlings will struggle to capture enough nutrition from the large fertilizer prills when they are young. Whatever fertilizer is chosen, keep in mind it must be a complete product containing all nutrients necessary for plant growth. A note about Osmocote™ or similar slow release products: Don’t be surprised when these products fail to dissolve or disappear. The actual fertilizer

will slowly leak out of the prill by design. This is what gives it it’s time release properties. There might be one more step in this process, depending on the growth of your plant and if Mother Nature cooperates this spring when planting time arrives. If the seedling becomes root bound (needing water more than once a day is a good clue), you may need to “pot it up” to a slightly larger con-

tainer. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulture Educator in the Payne County Extension office. During the COVID-19 slowdown, Keith can be reached via email at keith.reed@okstate. edu. To access OSU fact sheets, go to https://extension.

okstate.edu/factsheets/ Oklahoma State University, as an equal opportunity employer, complies with all applicable federal and state laws regarding non-discrimination and affirmative action. Oklahoma State University is committed to a policy of equal opportunity for all individ-

uals and does not discriminate based on race, religion, sex, color, national origin, marital status, sexual orientation, gender identity/expression, disability, or veteran status with regard to employment, educational programs and activities, and/ or admissions. For more information, visit http://eeo.okstate.edu

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Solar power means low-income families can also benefit Lawrence Berkeley National Laboratory via The Conversation

Analysis

customer base When solar expands into new markets and neighborhoods, it can have a spillover impact. If a system is installed in a neighborhood that had no solar before, neighbors who see it will be more likely to adopt it themselves. Moving into new markets may have greater potential effects on low-income adoption rates than reaching lower-income households in existing markets. Expanding sales to low- and moderate-income households can also tap a larger base of potential customers. The U.S. National Renewable Energy Lab (NREL) found in a study that 42% of rooftops where solar power could work are on low- and moderate-income housing. As the solar mar-

ket grows, decisions to install solar systems are increasingly driven by the prospect of saving money, rather than strictly by green values or buyers’ interest in new technologies. A survey led by NREL found that roughly half of people who decided to install solar in California, New Jersey, New York and Arizona in 2014 to 2016 identified cost savings as a primary factor in their decision to adopt solar. For low- and moderate-income households, the financial benefits of solar power can make a big difference. Many lower-income households carry a large energy burden, meaning that energy and utility costs consume a large share of their income. Across the U.S., low-income

households spend about three times more of their income on energy costs than other households. Solar power can reduce those energy burdens by providing on-site power at a lower cost than grid electricity. Making homes more energy efficient is an established strategy for cutting energy bills, but there’s growing interest in having solar play a role. Deploying solar power for low- and moderate-income households can be a way to fulfill policy and social goals like creating jobs and improving the environment. The study described in this article was supported by the U.S. Department of Energy’s Solar Energy Technologies Office.

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energy improvements through their property tax paynumber of state and ments. Currently, local governments, residential PACE is utilities and busiavailable only in Calnesses want to help ifornia, Florida and lower-income cusMissouri. tomers go solar. They • Financial incenbelieve solar will cut tives such as rebates energy bills, reduce offered to customers money spent on bill of any income level. payment programs, • “Solarize” camavoid pollution and paigns, in which cuscreate green jobs. tomers band together So far, 20 states in a group purchase are offering 38 proto get a good price. grams to help lowThe study includes er-income customers data on more than go solar. California, 1 million residential the largest, has rooftop photovoltaic budgeted over US$1 systems installed on billion for such prosingle-family homes grams. A number in 18 states from of utilities and solar 2010 to 2018. We developers, like compared modeled Posigen and GRID household-level inAlternatives, are also come estimates for developing business solar adopters with models that work for area median houseall customers. These hold incomes from initiatives leverage U.S. Census data. state and federal We found that incentives to deliver three of the intervenfree or very lowtions – targeted incost solar to eligible centives, leasing and households. PACE – effectively Reducing upincreased adoption front costs equity. These apIn our study we proaches are boostevaluated five poling sales to low-inicies and business come customers in models to see which existing markets ones helped low- and and helping solar moderate-income companies move into households go solar: new markets, such • Financial incen- as low-income areas tives targeted at low- where solar sales and moderate-inhave been weak or come households, absent. usually rebates or Policies that don’t other incentives to address the needs reduce upfront costs. and constraints of • Leasing rooftop low-income housesolar systems, which holds, like the federreduces upfront al income tax credit, costs. have not had much • Property Aseffect on equity. And sessed Clean Energy solarize campaigns financing, or PACE, are rarely pitched to which allows cuslow-income buyers. tomers to finance An untapped

Stillwater NewsPress • Thursday, January 21, 2021

money to buy panels, with the loan repaid on property tax bills. All of these approaches resulted Until recently, in people at a wider rooftop solar panels range of income were a clean energy technology that only levels trying solar energy. wealthy Americans Solar power for could afford. But prices have dropped, everyone For over a decade thanks mostly to falling costs for hard- our team at the ware, as well as price Berkeley lab’s Electricity Markets and declines for installaPolicy group has kept tion and other “soft” tabs on trends in the costs. rooftop solar market Today hundreds of thousands of mid- through our annual dle-class households report, “Tracking the Sun.” It documents across the U.S. are how prices have fallturning to solar en, and the number power. But houseof installations has holds with incomes below the median for risen in U.S. solar markets. their areas remain Over the past less likely to go solar. These low- and mod- decade rooftop solar power has grown sigerate-income housenificantly in the U.S., holds face several spreading beyond roadblocks to solar initial hot spots in adoption, including cash constraints, low California and Hawaii to states such as rates of home ownership and language North Carolina, Florida and New Jersey. barriers. The industry projects Our team of rethat rapid growth searchers at the will continue for the Lawrence Berkeley National Laboratory foreseeable future. More recently our examined how various policies and busi- researchers have combined this trackness models could ing report with data affect the likelihood on household-level of people at all income levels adopting demographics and income of solar solar. In a recently adopters, covering published study, we more than 70% of analyzed five comthe U.S. residential mon solar policies and business models solar market. Among the research prodto see whether they ucts we’ve created is attracted lower-inan online interactive come households. tool that shows the We found that demographic charthree scenarios did: offering financial in- acteristics of solar adoption down to the centives to low- and county level. moderate-income Thanks to these households; leasing solar panels to home- price and growth owners; and lending trends, an increasing By Galen Barbose

How to make budgeting as painless as possible By Liz Weston

Stillwater NewsPress • Thursday, January 21, 2021

NerdWallet

Budgeting is a pain. But what’s more painful is a bill you can’t easily pay, debt that costs a fortune or not having enough money to retire. Fortunately, you can have a useful, working budget without watching every penny. Automation, technology and a few simple guidelines can keep you on track. The following approach works best if you have reasonably steady income that comfortably exceeds your basic expenses. If your income isn’t steady or doesn’t cover much more than the basics, you may need to track your spending more closely. Also, no budget in the world can fix a true income shortfall, where there’s not enough coming in to cover your basic bills. If that’s the case, you need more income, fewer expenses or outside help. One place to start your search for aid is 211.org, which provides links to charitable and government resources in many communities.

Otherwise, though, you can craft a spending plan with the following steps. START WITH YOUR MUSTHAVES Must-have costs include housing, utilities, food, transportation, insurance, minimum debt payments and child care that allows you to work. Using the 50/30/20 budget, these costs ideally would consume no more than 50% of your after-tax income. That leaves 30% for wants (entertainment, clothes, vacations, eating out and so on) and 20% for savings and extra debt payments. A budgeting app or your last few credit card and bank statements can help you determine your must-have costs. The more these expenses exceed that 50% mark, the harder you may find it to make ends meet. For now, you can compensate by reducing what you spend on wants. Eventually, you can look for ways to reduce some of those basic expenses, boost your income or both. “After tax,” by the

way, means your income minus the taxes you pay. If other expenses are deducted from your paycheck, such as health insurance premiums or 401(k) contributions, add those amounts to your take-home pay to determine your after-tax income. If you don’t have a steady job or are self-employed, forecasting your after-tax income can be tougher. You can use a previous year’s tax return or make an educated guess about the minimum income you expect to make this year. A withholding calculator en can help you deterOp mine what you’re likely to have left after taxes. AUTOMATE WHAT YOU CAN Automatic transfers can put many financial tasks on autopilot, reducing the effort needed to achieve goals. If you don’t automate anything else, automate your retirement savings to ensure you’re saving consistently. Also consider saving money in separate accounts – often called “savings buckets” – to cover big, non-monthly

expenses such as insurance premiums, vacations and car repairs. Online banks typically allow you to set up multiple savings accounts without requiring minimum balances or charging fees. You can name these accounts for different goals, and automate transfers into those accounts so the money is ready when you need it. My family typically has eight to 12 of these savings accounts at our online bank. I figure out how much I want to have-3saved by a . 1 date, divide certain Sbyunthe number of months until that date and send the resulting amount, via automated monthly transfers, from our checking account. MANAGING WHAT’S LEFT Return to your after-tax monthly income figure. Subtract your musthave expenses, your contributions to retirement and savings accounts, and any extra debt payments you plan to make consistently. What’s left is your spending money for the month. (Nothing left? Try winnowing

some of those must- month. (And since haves or set less you’re paying in ambitious savings full, consider using or debt pay-down a cash back or other goals.) rewards card to get In the olden days, some extra benefit you might have put from your spending.) cash in an envelope Check your balance and used it for your every few days or spending money. set up alerts to let Once the envelope you know when was empty, you were you’re approaching supposed to stop your spending limit spending. Some peo- for the month. To ple still do that, but protect your credit in today’s digital, score, you can make contactless world, payments periodyou might prefer ically throughout other approaches. the month so your The easiest would balance stays low be to put all your compared to your spending on a credit limit. single credit card 3 - Alternatively, you that’s dedicated u ton. 1 could use more than S this purposeenand one card, a debit p O paid in full every card or a spend-

ing app that’s tied to your checking account, such as Venmo, PayPal or Zelle. A budget app or spreadsheet can help keep you on track. You also could consider setting up a separate checking account just for this spending. Again, many online banks offer checking accounts without minimum balance requirements or monthly fees. Your budget won’t be perfect and you’ll have to make adjustments as you go. But at least you, and New your money, will be headed Price! in the right direction.

811 E. Virginia Ave. • $799,000

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(405) 377-1000

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Stillwater NewsPress â&#x20AC;˘ Thursday, January 21, 2021

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Yost Rd.

To Cimarron Turnpike

McMurtry Rd.

Chateau Ct.

Topaz Ave.

Amethyst Ave.

Duncan

Nancy Lee Dr.

Hartford

Evergreen

Dr.

Teal St.

Bluestone St.

Perkins Rd. Star Dr.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Wedgewood Ct. Wedgewood Dr.

Skyline Ln. Payne St.

16th Av.

t. Lew is S

Lowry St.

Main St.

32nd Av.

34th Av.

35th Av.

Fern St.

West St.

37th Av.

36th Av.

37th Av.

Hunters Cr.

Dr. Deerfield

s Wild Turkey Pas

Vista Ct.

44th Av.

5 177



Vista Ln.

Cottontail Ln.

Jardot Rd.

Perkins Rd.

Husband St.

Washington St.

Western Rd.

Sangre Rd.

Timberline Dr.

44th Av.

Katy

S. Westchester St.

Henderson St.

Hightower St.

Denver Ct. Denver St.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

4th Av.

Eastgate St.

Crestwood Cr.

Raintree Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

Main St.

Knoblock St.

Pioneer St.

35th Av.

Av.

Lydia Ln.

33rd Av.

3rd Av.

5th Av.

17th Av.

29th Av.

32nd Av.

2nd Av. 4th Av.

Jardot Rd.

Ransom Dr.

Dr.

177

31st Av.

Dr.

Pos Pinewood Cr.

ower

Oakwood Dr.

9th Av.

Hight

Payne St.

Stallard St.

Hall St.

Leigh St.

Burdick St.

7th Av.

26th Av.

30th Av.

Denver St. St.

Jardot Rd.

Payne St.

Blair St.

4th Av.

25th Av.

Mar Vista St. 28th Av.

Timbercrest Dr. Timbercrest Cr.

4th Av.

24th Av.

26th Av.

Blair St. Payne St.

Eastern Av.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

Wedgewood Dr.

Grandview St.

Manning St.

Donaldson St.

Stallard St.

Burdick St.

Springfield St.

ott

Aetna St.

Hartford St.

Jardot Rd.

ro yb

nn Su

nn y Ct bro . ok

Dryden St.

Benjamin St.

James Ct. Hartford St.

Lowry St.

Chester St.

Fern St.

Lowry St.

Chester St. Fern St.

Young St.

Skyline St.

Canyon Rim Dr.

Skyline St.

Briarwood Dr.

Dr .

Manning St.

Grandview Ct. Grandview St.

Manning St.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Perkins Rd. Lowry St.

Lewis St. Lewis St.

Husband St.

Main St.

Payne St.

Dryden St.

Hartford St.

Benjamin St.

Park

Pa rk Sta Dr. rD r.

Star St.

Hoke St. Husband St.

Masin St.

Duncan St. Duncan St.

Husband Pl.

Alc

Pennsylvania St.

West St. Duck St. West St. West Bl.

Duck St.

Matthews Av. Virginia Av.

19th Av.

22nd Av.

Cedar Ct.

Young St.

Park Dr. Park Dr. Keller Dr.

Husband St. r. an dD sb

Crescent Dr. Glenwoo d Dr.

Husband St.

Main St.

West St. Duck St.

Duncan St.

Hester St. Knoblock St. Knoblock St.

West St.

Hester St.

Washington St.

Ramsey St.

Walnut St. 22nd Av.

Connell Ct. Connell Av.

Ct. Wedgewood

21st Av.

Husband St.

Willis St.

Silverdale

Summ erlin Ct. Bridlew ood

Ct.

Ma rie

Knoblock St. Hu

Ramsey St.

Washington St. Bellis St.

Hester St.

Ramsey St.

Monroe St. Jefferson St.

Adams St.

Blakely St. Stanley St.

Gray St.

Pine St.

Orchard St.

McDonald St.

Walnut St.

Willis St.

Western Rd.

t Dr.

Augus

Crescent Dr.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Garfield St.

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St.

Knoblock St.

Garfield St. Kerr St.

Clevelan

d St.

McFarland St. . Kings St

Kings St. Orchard St.

Willis St. Willis St.

Dr. Ridge Dr. ge

Ridge Dr. Rid

McFarland St. Kings St.

Western Rd.

Dr. Ridge

Wicklow St.

Devon St.

Devon St. Wicklow St. Ln.

Celia

August Dr.

Surrey Dr.

Dr . in

Legendary Ln.

Pioneer St. Quail Ridge Dr. 28th C t.

Oxford Dr.

Culpepper

Elv

Black Oak Dr.

17th Av. 18th Av.

Black Oak Dr.

15th Av. 16th Av.

Birchwood Ct.

Whitney Ct. McElroy Rd.

12th Av.

13th Av. 13th Pl. 14th Av.

Eagle Summit

Rocky Ridge

r. dge D Fox Le

son

Karr Ct.

e om

Fountain View Dr.

12th Av.

Pl.

8th Av.

11th Av.

Redbud Dr.

7th

7th Av.

9th Av. 10th Av.

Ct.

3rd Av.

4th Av. 5th Av.

5th Av.

8th Av.

k Ln.

Country Club Rd.

4th Av.

Forest Trail Ct.

44th Av.

Turtle Pond Ct.

August Dr. Cambridge Ct.

24th Av.

Cedar Ct.

Han

Maple Av.

3rd Av.

21st Av. 23rd Av.

Dr. dar

Maple Av.

19th Av.

22nd Av. 23rd Av.

24th Av.

mit

Isabell Pointe Dr.

22nd Av.

Sum

Elm Av.

Maple Av.

Brooke Av.

Sunrise Av.

McElroy Pl.

Arrington Dr.

Elmwood Cr.

Elm Av.

Krayler Ave.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Connell Av.

Hanson

7th Av.

12th Av.

11th Pl.

Arbor Cr.

e Roc

r. one D

st Wood

n St.

Helena Hts.

18th Ct.

Camden

Virginia Av.

Lakeview Rd.

Fountain View Ct.

Red Rose Dr.

Aloysius Cr.

7th Av.

Saddl

Doral Ln.

Miller Av.

University Av.

5th Av.

Will Rogers Dr.

Dryden Cr.

Hall of Fame Av. Mathews Av.

Morrill Av.

31st Av.

Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

18th Av.

Quail 25th Av. Ridge Ct.

Ct. . nery ock Ln R dle Sad

Ln.

Deer Crossing Dr.

17th Av.

Ln.

29th Ct. 30th Av.

Inverness Ln. Fox Ledge Dr.

Shin

Park

k Dr.

15th Av.

Scott Av.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr. Wentz Ln. University Cr.

Cantwell Av.

Connell Av.

13th Av. 14th Av.

20th Av. 21st Ct.

erd aV

Lom

St.

low

Wil

Willow Park Cr.

Black Oak Dr. Countryside Dr.

St.

Murray Ct.

Ceda

Savannah

Fairfield Dr.

Fairfield Dr. Mansfield St. r Ridge Ct.

Hillside St.

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Tanglewood Cr.

eld

Bristol Rd. Av. 24th Av.

Sawgrass St.

erfi

Cantwell Av.

Cambridge Dr.

Shumard Ct. Oak St. W. Shumard Dr.

Williamsfield

Westridge St. Hillside Ct.

Pioneer St.

Sangre Rd. Murphy St.

Squires St.

Charles Dr.

Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.

Iba Dr.

Oak Trail Dr.

Wehr Ln..

Av.

uit Chiq d Ct. woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av. rgia

Emma Swim Ave.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

177

a Ct.

Lewis St.

Lincoln St. Liberty Ct.

Ivy Ct.

Cleveland St.

McFarland St.

Ridge Rd.

McDonald St.

Willis St.

Sangre Rd.

Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. Windsor Dr.

Oak Ridge Dr. Basin Ridge Dr. r. ge D

Greystone St.

Stoneridge Dr.

Westwood Ln.Westwood Dr.

d. Walking Trail Dr .

Fox Ledge Ln.

32nd Av.

Scott Av.

Knoblock St.

Valley Dr.

Mark Circle

Charolais Dr.

Valley View

Warren Drive

Bradley Pl.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

d. sR ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Keely Ct.

Range Rd. Crosswinds

Stoneyb rook St.

k Cree lder

Bou

Vil la

ge drid W oo

Range Rd.

St.

Knotts Av.

P rrey

19th Av.

e nic Eu

Austin Ct.

18th Ct.

18th Av.

Lyndsey Ct.

Shiloh Creek

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh

Fox Ledge Ct.

Scissortail Dr.

Stillwater NewsPress • Thursday, January 21, 2021

Persimmo

4th Av. 5th Av. 5th Av.

St. Tyler Av.

Dells Av.

Wiley St.

kor

Shadow Creek Ln.

Briarcreek Dr.

10th Av.

3rd Av.

wbric

Chapel Hill

Lauren Lane

Keller Dr. Lakeview Ct.

d Dr.

Wil

Hic

Westbrook Ct. 15th Av.

Yello

ntry

rfie

Mercury Av.

Liberty Dr.

woo

C low

land Ct 18th Av. . Ja Lind a Lou Ct. Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

Osage

Wild

Crestview Ct. Cowboy Ct. High

Cove

Sunset Av. University Av.

7th Av. 8th Av. 9th Av.

Country Club Dr.

Murphy Dr.

Charring Cross

liff

od Wo Crestview Av.

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

Richfield Ct.

. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r. 16th Av. D

d lan

Rd.

Scott Av.

Thomas Av.

t Dr. nw hurs r. Gle D

Gle

Geo

Franklin Ln.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

coln

Lin

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

Dr.

Ashbury

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

ood

Kenslow Dr.

nshir

Devo

11th Av.

8th Av.

w gle Tan

Durham Ct. Ashford Ct.

Frontage Road 7th Av.

Ashton Ave.

VillasCt.

Fairway Dr.

ointe en P Gard ill ng H Spri Deer Run Ct.

5th Av.

Dr.

den

Hid

Cr.

5th Pl.

e Ridg

Oakdale

Oak

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

lha

Wil

Miller Av.

Virgina Av.

Pecan Hill St.

Brooke Jefferson St.

Eskridge Pl.

Hall of Fame Av.

2nd Av.

10th Av.

mer

Tyler Av.

Harned Av.

Mohawk Av.

e Lak

Boo

McElroy Rd.

1st Av.

9th Av.

. Dr

Reese Landing

8th Av.

w illo

Tyler Av.

Walnut St.

Oak Crest Rd.

Eastland Dr. Marcus Dr.

Swim Av.

Knapp

Farm Av.

7th Av. 8th Av.

Boomer Lake

Osage Dr.

Brooke Moore Franklin

Vena Ln.

8th Ct. 9th Ct. Trenton Av.

Parkway Dr.

oke r. Brollow D Ho

Hereford Dobi Ln.

Airport Rd.

Newman Av.

Hillcrest Av.

Liberty Rd. Preston Av.

Lakeview Rd.

Eskridge Av.

Dr.

Lakeridge Av.

Rutledge Dr.

Windmill Ln.

177 Airport Rd.

ore

St.

d Win

te Sta

lD mil

Thomas Av.

Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

Tobacco Rd.

Preston Ln.

State Ln.

Lisa Ct. Lori Ct.

Av.

Arapaho Av.

Harned Av. Madison Ct.

Liberty

Dr. Park Cr.

Ramsey St.

Airport Ln.

Monroe St.

W rig h

tD r.

Land Run Dr.

Hartwood Av.

Dr.

Wil liam

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct.

Washington St.

Ranch Av. Cherokee Av.

age

sse

Ute Av.

Harned Av.

4th Av.

Cla

Rogers Dr.

Newman Av. Hillcrest Av. Brown Av.

3rd Pl.

ers

Rog

Richmond Rd.

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook

Golf Dr.

Falls Dr.

Stillwater Municipal Airport

gate Dr .

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

Stonecrest Ct.

Lake Sh

3rd Av.

Quartz Dr. Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Husband Pl. Northgate Dr.

St.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

• Open Houses may be canceled in the case of inclement weather. If you have questions, please call the hosting REALTOR®.

Lakeview Rd.

Ct.

yon

Can

Chateau Dr.

Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

Windsor Cr.

Burris Rd.

Burris Rd. 177

Week of Sunday, Jan. 24, 2021

Real Estate Professionals 1. 4904 Reese Landing - 1-3 p.m. ... Ann 2. 2917 N. Husband - 1-3 p.m. ... Don RE/MAX Signature 3. 1120 W. Harned Ave. - 1-3 p.m. ... Brooke 4. 214 W 29th Ave. - 1-2:30 p.m. ... Kristin 5. 11010 White Tail Lane - 1-2 p.m. ... Kasey Bullock

Jardot Rd.

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OPEN HOUSEMap

Yost Rd.

Perkins Rd.

Yost Rd.