News Press Stillwater
REALESTATE W E E K LY Your best source for weekly real estate news and listings for Stillwater and surrounding communities
February 25, 2021
88%
Eighty-eight percent of 161 metros tracked by the National Association of REALTORS® posted double-digit price increases annually in the fourth quarter of 2020.
2917 N Husband
2812 Fox Ledge “Establishing a Tradition of Trust”
$306,500
Real Estate Professionals www.stw-realestatepros.com 405-372-5151 321 E Moses • Cushing
Weekly Features: • About Real Estate • Classifieds • Open House Map
$265,000
9512 S Union $195,000
Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
$499,900
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Stillwater NewsPress • Thursday, February 25, 2021
Caregiver questions impact of life choices on credit score
Dutiful children who assume the role of caregiver are not penalized for not paying rent while taking care of a family member. DEAR DAVE: I have lived with my mother in her home my entire life, because Mom is permanently disabled and needs my care. Does the fact that I have never paid rent or had a mortgage negatively affect my credit score? ANSWER: No, your lack of a history of paying rent or a monthly home loan neither helps nor hurts your credit rating. Of course, having a mortgage and making the payments promptly will improve a borrower’s credit score through the years. So although your own score won’t suffer because you have never had a home loan, it’s not as high as it could be if you had a long string of on-time payments in the past. ••• DEAR DAVE: I am a widow. If I create the type of basic living trust that you recently
purchase your primary residence was $800,000 or less. You could deduct finance charges on an additional $100,000 of borrowing if, say, you took out a home-equity loan on your fullwrote about so that DEAR DAVE: time residence to my son can quickly After years of hard remodel or pay inherit my house work and saving, bills. when I die instead my husband and I Order a free copy of spending lots of finally had enough of IRS Publication time and money money to purchase No. 936, Home in probate court, a small vacation Mortgage Interest would the trust ithome with a large Deduction, by callself first have to be down payment and ing the agency at registered with the a small mortgage. 800-829-1040 or by courts to be legally Are the monthly downloading it from valid after I pass interest payments www.irs.gov. away? we have made on I admire that you ANSWER: No. A the loan tax-deduct- and your spouse trust is a private ible? If they are, do have worked hard document and thus we have to use the for so many years does not have to be vacation property a to save up for a recorded with the specified number of vacation home, and courts to be valid. weeks this year to I’m happy that your A few states have claim the write-off? dream has finally laws that techniANSWER: Curbeen realized. But cally require the rent Internal RevI must also (mildly) registration of a enue Service rules scold you: Purchasnewly created trust, generally allow ing a second home but several lawyers property owners typically involves have told me they to deduct interest major tax issues have never heard of charges of up to $1 that should be adany penalties that million in combined dressed by an achave been imposed mortgage debt on countant or similar on homeowners a first and second professional before, who ignored such home. So, even if not after, a deal is requirements. And the loan to buy finalized. even if a penalty your vacation home ••• were to be levied, it in the spring was DEAR DAVE: I’m still would have no $200,000, you still not sure if this is effect on the validcould be eligible to really a real estate ity of a trust that write off all of the question, but I will has been properly finance charges ask it anyway, beprepared. on both loans if cause I know you ••• the mortgage to know a lot about
About Real Estate
DAVID MYERS
construction. So how much wood could a woodchuck chuck if a woodchuck could chuck wood? ANSWER: I’m not sure if you’ve asked a real estate-related question either. But since wood is used to build houses, I’ll stretch my beloved editor’s boundaries and answer your, er, “gnawing” query. Woodchucks are groundhogs. That means they don’t throw, or “chuck,” wood. They don’t eat it, either. Of course, if a woodchuck could chuck wood, the daily results would depend on the size and strength of the glorified gopher. They also would rely on the individual woodchuck’s work ethic: Like people, some are willing to labor harder than others. Such mathematical and work-ethics issues aside, New York state wildlife expert Richard Thomas notes that a woodchuck chucks about 35 cubic feet of dirt when digging a burrow for a new home. That means that an average-size woodchuck
could toss about 700 pounds of wood in the same amount of time, which is roughly the amount of lumber needed to frame a midsize closet. ••• Our booklet, “Straight Talk about Living Trusts,” explains how even low- and middle-income homeowners can now reap the same benefits that creating an inexpensive
trust once provided only to the wealthiest families. For a copy, send $4 and a self-addressed, stamped envelope to D. Myers/Trust, P.O. Box 4405, Culver City, CA 902314405. Net proceeds will be donated to the American Red Cross. Send questions to that same address, and we’ll try to respond in a future column. (c)2021 Cowles Syndicate Inc.
NEW LISTING - 712 S DEVON STREET - Commercial office building has over 3000 s/f with 10 separate offices. The flooring is carpeting and tile, furniture and desk will remain, large reception/waiting area, NEW LISTING - 2320 N DRYDEN - 3BR, 2BA, 2-car garage. Open large to kitchenette area, alarm system, outdoor area,beautiful and 23 PENDING entry large living room, kitchen & dining areagarden inside this paved parking spaces. ........................................................$398,500 brick home. Located close to shopping & schools ................. $168,500 NEW LISTING - 623 E MAPLE AVE. - 3 BD / 1 BA / 1-car attached 3124 Non MONROE BD Brick / 3 BAhome / 2-caris attached very garage a corner- 4lot. ready to garage. move inHome withismany open with large living-dining roomcompletely with fireplace, kitchenbathroom, has many updates - laminated kitchen floor, remodeled PENDING cabinets plus a serving bar, and pantry. onbackyard a corner new tilt-in windows, double paned patio3-1 andsplit frontbedroom door. The lot close to Boomer has a chain link fenceLake. with................................................... a shed. ...................................... $219,900 $122,900
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1105 ELISTING CAMDEN- LANE / 2 BA / 2-carDRIVE attached NEW 1503- S2 BD BERKSHIRE - 3garage. BD / 2....$189,900 BA / 2-car SOLD attached garage. Bay window in the dining room, kitchen has many cabinets and RENT counter space plus eating large with HOUSE FOR - 1618 E Willham - 3 BDbar, / 2 BA - Noliving pets orroom smoking fireplace and bookshelves plus many updates. ..................$169,900
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Favorite tomatoes for Payne County Home Grown KEITH REED
Cheryl Moody Office Manager
John Lurry Marketing Manager
Kyle Bottger Realtor Associate 405-612-6724
Ann Morgan Realtor Associate 405-614-9600
Cole Graves Realtor Associate 405-334-3588
Don Zhao Realtor Associate 202-848-2120
www.stw-realestatepros.com
remember to hold off on planting them till danger of frost has passed, or somewhere around April 15. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulture Ed-
ucator in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
Tiffany Aranda GRI, CRS Broker Associate 405-714-1214
Terry Essary Realtor Associate 405-742-6424
downtownstw.com
405-372-5151
Downtown Office - 723 S. Main Street Establishing a Tradition of Trust
NEW LISTINGS AND PRICE CHANGES 801 Tower Park Dr. - 3 Bed, 2 Bath, 2-Car garage, 1962 sq. ft. - $259,000 - Donna 354 S Council Rd. - Land for Sale in Crescent, OK - No Restrictions/18 ac m/l - $140,500 - Tiffany 354 S Council Rd. - Land for Sale in Crescent, OK - No Restrictions/35.5 ac m/l - $241,500 - Tiffany 1304 & 1306 S Lewis St., Stw. - 1 Bed, 1 Bath, 1-Car Garage, 948 sq. ft. - $150,000 - Lori 2022 Forest Ridge, Stw. - 3bed, 2bath, 2car garage, 2019 sq. ft. - $333,135 - Donna 2109 Forest Ridge, Stw. - 4bed, 2bath, 1half bath, 2car garage, 2399 sq. ft. - $395,835 - Donna 319 W Hert, Perkins - 3Bed, 2bath, 2675 sq. ft. - $185,000 - Lori 2020 N Manning St. - 3bed, 2bath, 2car garage, 1356 sq. ft. - $172,000 - Ann 801 S. Burdick - 3bdrm, 2.5bath, 1371 sq. ft. - $87,000 - Tiffany 2812 Fox Ledge - Sangre Ridge - $265,000 - Ann 5202 W. 3rd - 3bed, 2bath, WestPark Addn. - $210,000 - Ann 2701 W. 20th - 4bed, 2bath, SW Area - $219,900 - Tiffany 2917 N. Husband - 4bed, Boomer Lake View - $306,500 - Tiffany 5607.1A S. Mehan - 15 acres m/l Just North of 68th 7 Mehan - $127,500 - Tiffany 5607.1B S. Mehan - 12 acres m/l Just North of 68th & Mehan - $100,200 - Tiffany 5607.1C S. Mehan - 14.5 acres m/l Just North of 68th & Mehan - $121,075 - Tiffany 810546 S. 3450 Rd., Agra, OK - 160 acres of Rural Paradise Barn/Pond/Hunting - $750,000 - Kyle 7110 Norrie Ln., Stw. - 4 10 acre tracts or 40 acres - $400,000 - Lori 302 S. Main, Agra - 3bed, 1bath, 1.5stories, Large Lot - $38,000 - Kyle 306 N. Carney, Carney - WHY PAY RENT? 2bed, 1bath, 993 sq. ft. - $42,000 - Kyle 4711 Deerfield Dr., Stw. - Unique, One-Of-A-Kind 63.77 acre ESTATE - $3,999,000 - Dolores 321 W. Broadway, Drumright - 4bed, 2bath, 1852 sq. ft., Historic Drumright, OK - $92,500 - Kyle 1505 N. Council Creek, Glencoe - 3bed, 2bath, 1454 sq. ft. on 40 acres m/l - $299,900 - Lori 207 E. Maple Ave., Perry - 2bed, 1bath, 1 car garage, Storm Shelter, 1131 sq. ft. - $78,500 - Dolores 0000 E 56th - 81.10 acres m/l ¼-mile West of Rose Rd. - $308,000 - Lori 2707 W. 44th - 15.86 acres, Will Divide, Look for signs West of Western - $317,000 - Lori Cedar Oaks & 19th - 7.48 acres m/l in City Limits - $350,000 - Lori 3317 E 6th - Commercial Buildings Great for Restaurant - $649,000 - Melissa 6019 S Country Club Rd. - 60 acres ready for you to build. - $550,000 - Tiffany 13th & West - 25.94 acres in the city limits zoned ag. - $120,000 - Dianna 0000 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann 3919 W. Rutledge Dr. - 5bed, 3.5bath, 3715 sq. ft. DON’T MISS THIS ONE! - $559,000 - Ann 4717 S. Turtle Pond Ct. - Great ½-acre m/l Lot for your building pleasure - $45,000 - Tiffany 6800 W 68th - 70 acres at 68th & Western Split your way! - $525,000 - Lori N. Washington Rd. - 151.8 acres m/l, OH the Possibilities! - $2,352,900 - Lori
Melissa Woods GRI Realtor Associate 405-385-2035
Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509
Amy Parsons GRI Realtor Associate 405-714-0882
Lori Kastl CRS Realtor Associate 405-880-2844
Jennifer Oliver GRI Realtor Associate 405-612-4984
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Dianna Norman Realtor Associate 580-761-3926
Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822
100 was the winner of 2018’s Taste Testing hosted by the Payne County Masters and judged by the attendees of the Tuesday Gardening Series program. Good luck and here’s hoping for a spectacular tomato season. Just
Stillwater NewsPress • Thursday, February 25, 2021
while indeterminate plants will produce over a longer period. Unless indicated with an (D), the cultivars listed below are indeterminates. It is no surprise Cherry tomathat the favorite toes include Black garden vegetable Cherry, Bumblebee, for Payne County is Chocolate Cherry, the tomato. Jelly Bean Red, It’s also no surJelly Bean Yellow, prise to those of you Juliet, Sun Sugar who grow tomatoes Cherry, Yellow that producing a Cherry and Yellow successful crop does Pear. not come without Heirlooms include its challenges. Arkansas Traveler, OSU has several Black Crim, Cherofactsheets dedicated kee Purple, Jersey to helping produce Devil, Peron Spraya successful tomato less (semi-deterharvest. We sugminate), Mortgage gest beginning with Lifter and Nyogous. HLA 6012 Growing The balance of Tomatoes in the the list includes a Home Garden. variety of tastes, Good horticultextures and colors. tural practices as Many are hybrids outlined on the fact or have been bred sheet are certainly to exhibit specific keys to success, but characteristics. another is selecting Please note that the right cultivar as of 2019, no GMO (variety) for our cli- tomatoes are on the mate. market available Over the years, to the public: BeefOSU researchers master, Beefsteak, have worked to Better Boy, Celebidentify some conrity F1, Champion, sistent performers, Dinner Plate, Early and recently our Girl, Goliath’s OrigPayne County Mas- inal, Heinz (D), Jet ter Gardeners have Star, Lemon Boy, polled some of our Mexico Midget, and area’s premier toOld-Fashioned Gomato growers to ex- liaths. Also Park’s pand the offerings. Beefy Boy, Park’s Before we get to Whoppers, Prince the list, keep in Borghese (D), Roma mind that there are (D), Roman Candle, two basic types of Snow White, Steaktomato plants. house, Super FanDeterminate tastic, Super Sauce, plants produce all Super Sweet 100 their fruit in a nar- and Tumblin Tom. row window of time The Super Sweet Note: It’s a little early for this information, but after the last couple of weeks, we all need something to look forward to!
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Stillwater NewsPress • Thursday, February 25, 2021
Improving a home’s curb appeal An attractive front entrance area gives a home curb appeal that invites both guests and potential home buyers. Upgrading a home’s exterior can be as simple as painting or as complex as installing new windows or adding a patio. Inspiration for a curb appeal “makeover” that reflects the owner’s budget and decorating choices are easy to find online. Stop by the nearest Woodcraft store for tools and supplies, along with helpful advice from the staff, or visit Woodcraft.com to shop and read how-to blogs and articles. One of the easiest and quickest ways to boost curb appeal is to paint (and repair if needed) a home’s front door, molding and trim. Painting garage doors, porches, shutters, doorsteps, flower boxes, furniture, mailboxes/ stands, and window trim are other potential projects, as is changing the front door hardware. For front door and shutter painting inspiration, visit these informational blogs on Woodcraft.com: Front Door Klein Blue Redo (http:// bit.ly/2zSVV9J) and To Thine Own Self Be Blue (http://bit. ly/2EkUsvR).
Repair & Paint
almost any surface prior to painting so Woodcraft offers that paint adheres these products and • System Three ideas for more reSculpwood Epoxy pairing and paintPutty is a two-part ing. epoxy putty that • General Finish- can be used indoors es Milk Paint is a or out. Mold it, premium interior/ shape it or use it to exterior minerrepair carvings, anal-based paint pretique picture frames mixed in more than or even windowsills. two dozen colors. Be sure to add a It is so durable it coat of General Findoes not require a ishes Exterior 450 topcoat. However, to seal your work. Woodcraft Product • Titebond III UlDevelopment Man- timate Wood Glue ager Kent Harpool is waterproof, yet suggests using it cleans up with General Finishes water. It allows Exterior 450 as a eight minutes of sealer for exterior open assembly time uses. The 450 is and offers an applifortified with UV cation temperature absorbers to stabias low as 47 F. lize the finish and • HOMERIGHT built-in mildewcide Super Finish Max to retard mold and and Finish Max mildew growth. Fine Finish HVLP 3 • Krud Kutter n. 1- Sprayers spray u TSP Substitute n S will most solvent or wae p O degloss clean and ter-based products
- latex paint, milk paint, chalk paint, furniture paint, stains, and finishes. The Finish Max is ideal for smallto medium-sized projects, while the Super Finish Max is more powerful and covers a wider range of projects and thicker paints and varnishes with less thinning required. • HOMERIGHT Spray Shelters are good for furniture projects (large shelter), as well as smaller accessories (small shelter).
mailbox and stand, or flower containers; and adding or expanding a patio area/porch require a large investment of time and money. Look for these products to help with these replacement and building projects. • Lightweight and quiet, yet easily portable, the Rolair AB5 Air Buddy, 1/2 HP Compressor is a durable companion for your weekend projects.
• Use the GREX Green Buddy 18gauge, 2” Brad Nailer for trim and moldings, light wood assembly, window beading, scribe molding, and door and window casings. • For precision sawing, efficient sanding, power cutting, accurate filing, scraping, cleaning and polishing, and more, consider the Fein MultiMaster Start Q with a pinless Starlock
mounting system and easy snap-in accessories. • Take SawStop safety, quality and precision directly to your project work area when you choose the portable SawStop Jobsite Saw with Cart. To learn more about these and other products, stop in your local Woodcraft store, call (800) 535-4482 or visit www.woodcraft.com. – Metro Creative
Remove, Replace & Build Replacing windows, gutters and downspouts; adding molding New to a door; buildingPrice! - outdoor furniture, a unique
372-5000 211 W. 9th
News Press Stillwater
stwnewspress.com
405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Linda Schmidt Broker
2411 West 10th • $219,500
Three bedroom, 2 bath, loft, 2 car garage, sitting on 1.68 acres (2 lots).
Jack Allred Real Estate Jack Allred Broker/Owner
(405) 747-8647
405.880.3048 Bailey Williams
405.714.4037
Property Manager
Alane LeGrand
405.747.6950 Judy Kasso
Rosetta Heppel
405.880.0869 Virginia Cussner 405.747.7601
Beverly Carter
405.743.9618 Diana Field
Sandy Blankinship 405.269.9523 Oscar Fortune
801.824.8166
405.747.4684 405.747.6042
Mike Branson
405.612.5347 Thomas Jenkins 405.780.3204
Tana Rutan
405.612.1496 David Heppel
405.269.6907
Who’s to blame for bankruptcy? By Tess Wise Amherst College via The Conversation
ANALYSIS
between Black and a white manager at when I asked white people. a logistics company “Patty,” a white My research in eastern Massamedical transcripparticipants would chusetts who actutionist in banklikely bristle at the ally called himself ruptcy, whether idea they were re“Archie Bunker” in she felt social ceiving a handout. our conversation. programs in the They saw themThis “Archie” partU.S. were abused, selves as hardwork- ly attributed his she said she hadn’t ing people who’d bankruptcy to being “been around unfairly fallen on overlooked at work people that have hard times while because “females abused the syseveryone else – par- and minorities” tem.” ticularly women, were being promotBut then “Patty” minorities and miled instead. brought up her lennials – got an unIn the TV show husband, a general deserved handout. “All in the Famcontractor. These narratives ily,” Archie often “He’s worked are part of somesucceeds in steam- with some HispanI call the Arrolling the more ics who are not All in the family thing chie-Edith dynamic, moderate views of legal, but somehow referencing the his wife, Edith. they are able to More than 1970s sitcom “All in In real life, I pull off and collect 250,000 people unthe Family.” found that the money from the dergo Chapter 13 The protagonist financially precari- system,” she said, bankruptcy every of the show was a ous Archie Bunker with agitation. year in the United “lovable bigot,” Artypes often per“That’s a form of States. Scholars chie Bunker, who suade others to go entitlement to me! find that debt is railed against social along with, or at You know?” anxiety-provoking This article is but that undergoing change and political least give credence correctness. to, their racialized republished from bankruptcy does New I started looking explanation of eco- The Conversation not seem to create Price! into Archie Bunker nomic strife. under a Creative awareness of midafter interviewing For example, Commons license. dle-class precarity or calls for a more robust American G safety net. IN T But personal S LI LEX bankruptcy is actuW P ally part of AmeriNE DU ca’s patchwork public-private safety net. Each year, Americans get rid of more than $100 billion in debt by filing for bankruptcy because the federal Exciting opportunity for investors! Nice brick duplex, built 1993 on a government says convenient cul de sac. Each side has 3 bedrooms, 2 bathrooms and a they do not have 2 car garage. Ceramic tile, gas log fireplace, French to pay it back. Redoors. Currently occupied so call for appointment. search shows this debt-relief system See more of this property at www.WeLoveSellingStillwater.com disproportionately benefits white Fisher Provence, REALTORS® Americans, conPage Provence, CRS Broker Associate tributing to the in(405) 612-0194 creasing wealth gap subtler fashion. “I’ve never been on welfare, I have no illegitimate kids, I’ve never collected some food stamps. Why don’t I get rewarded for behaving better?” said a woman I’ll call Jennifer, a Black administrative assistant who was filing personal bankruptcy to save her condo in central Massachusetts from foreclosure.
1310 - 1314 N. Dryden Ct. • $219,000
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(405) 377-1000
Stillwater NewsPress • Thursday, February 25, 2021
for ruining things for “hardworking The people arAmericans.” More rested in connection often than not, I with the Jan. 6 found, the “entitled” Capitol insurrecAmericans they had tion had an 18% in mind were membankruptcy rate bers of minority – twice as high as groups. the national average – according to a Washington Post Who’s on welfare? investigation. Not me A quarter of the rioters had been This kind of rasued by a creditor, cialized blame was and 1 in 5 faced most explicit among losing their home to white, middle-aged foreclosure. Trump supporters, As a scholar of who comprised American political about one-third of economy who focus- my research partices on middle-class ipants. economic precarity, In 2017, I interI found this discov- viewed a white meery unsurprising. chanic and father Since 2017 I have of three from Utah interviewed 48 who had filed perAmericans going sonal bankruptcy through Chapter after taking out 13 personal bankpayday loans to get ruptcy – the kind of treatment for his bankruptcy primar- suicidal teenage ily filed by people son. making above-mediHis insurance an income or trying covered only group to save a home from therapy, so he paid foreclosure – and US$5,000 out of watched about 500 pocket to send his bankruptcy court son to a specialized proceedings. treatment facility. When talking After listening to about their bankhis story, I asked ruptcies with my re- the mechanic – I’ll search participants, call him Greg – I also touched on what he saw as the their life histories biggest challenges and politics. facing America. Most did not “What drives blame the governme crazy is these ment or America’s people saying they lack of social safety need reparations net for their troufrom the Civil War,” bles. Greg said, asserting Instead, they that slavery was blamed the “entigenerations past tlement” of others and criticizing the
idea that anyone today could feel entitled to compensation. “That’s the problem with today’s society, kids especially: entitlement,” he concluded. I heard a similar sentiment from “Amy,” a white retail manager and mother of two from eastern Massachusetts. Speaking of the shoplifters at her job, she said, “I tend to find that it’s the young welfare moms who do” it most, asserting that “most of the time they’re of the Black and Puerto Rican ethnicity.” Amy told me she had previously relied on rent subsidies and other social services. But she didn’t seem to consider herself a “welfare mom.” “All the time that I’ve worked and accomplished stuff in my life … and I can’t get assistance when I need it,” she said. While white Trump supporters were more likely to identify people of color as undeserving recipients of government welfare, they weren’t the only ones. Some people of color in bankruptcy also invoked racial stereotypes about people who manipulate the system to gain an unfair advantage, albeit in a
Stillwater NewsPress • Thursday, February 25, 2021
Options for funding home improvement projects Before starting a home improvement project, either on one’s own or with the assistance of a professional contractor, homeowners must first consider the costs involved. According to the home improvement resource HomeAdvisor, more than one-third of homeowners do not understand what hiring a professional will cost, and then cannot successfully budget and secure financing once they have set their sights on a renovation project. HomeAdvisor says that some of the more popular projects, such as remodeling a kitchen or bathroom or
building a deck, can cost, on average, $19,920, $9,274 and $6,919, respectively. Homeowners may find that the more expensive renovations require them to secure some type of financing. Those who have never before sought such financing may want to consider these options. 1. Cash-out refinancing: With cashout refinancing, a person will begin the mortgage process anew with the intention of paying off the current mortgage balance, and then taking out additional funds for other purposes. Cash-out refinancing is a way to tap into a home’s existing equity for use
on improvements or other expenses, such as college tuition. 2. Home equity line of credit: The financial experts at Bankrate indicate that a HELOC works like a credit card, with the house as collateral. There is a credit limit, and borrowers can spend up to that limit. The interest rate may or may not be fixed. However, the interest may be tax-deductible if the financing is used to improve, buy or build a home. 3. Home equity loan: Individuals also can borrow against equity in their homes with a fixed interest rate through a home
EXPERIENCE
THE
allows borrowers to borrow only the money needed at the time, and offers a variable interest rate that is generally lower than fixed loan rates. Again, like a credit card, PLOC gives a person a maximum borrowing amount and is ideal for ongoing purchases. 6. Credit cards: In a pinch, credit cards can be used to finance improvements, but they do come with the cost of very high interest rates if the balance is not paid in full by the time the bill comes due. However, for funding smaller projects and maximizing rewards points through home improvement
retailers or specific credit card company promotions, credit cards can be a way to earn various perks in addition to the benefit of improving a home. Homeowners
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10-ACRES HOME w/SHOP - PERKINS
114 W. Hall Of Fame • Stillwater • 405.533.3000 StillwaterSignatureRealEstate.com|
looking to finance their next improvements should speak to a financial advisor and shop around for the best types of funding for them. – Metro Creative
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equity loan. Most lenders will calculate 80 percent of the home value and subtract a homeowner’s mortgage balance to figure out how much can be borrowed, according to the financial advisory site The Simple Dollar. 4. Personal loan: Homeowners can shop around at various financial institutions for competitive personal loans to be used for home improvement purposes. Funds may be approved within one business day, which can be ideal for those who want to begin their improvements soon. 5. Personal line of credit: A personal line of credit
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31st Av.
Dr.
Pinewood Cr.
26th Av.
30th Av.
ak
Pos Oakwood Dr.
9th Av.
ower Hight
Payne St.
7th Av.
24th Av.
Mar Vista St. 28th Av.
Denver St. St.
Jardot Rd.
Payne St.
4th Av.
25th Av.
26th Av.
Timbercrest Dr. Timbercrest Cr.
4th Av.
19th Av.
22nd Av.
Denver Ct. Denver St.
Jardot Rd.
Cottonwood Dr.
Crestwood Dr. Crestwood Ct.
tO
Blair St. Payne St.
Eastern Av.
Young St.
Wedgewood Dr.
Virginia Av.
21st Av.
22nd Av.
Cedar Ct.
Matthews Av.
Blair St. Stallard St.
Hall St.
Leigh St.
Burdick St.
James Ct. Springfield St.
ott
Aetna St.
Chester St. Fern St.
Birchwood Ct.
Connell Ct. Connell Av.
Ct. Wedgewood
3rd Av.
Hartford St. Hartford St.
Lowry St.
17th Av. 18th Av.
Alc
Pennsylvania St.
Lowry St. Lowry St.
Chester St.
Fern St.
15th Av.
Young St.
Skyline St. son
Karr Ct.
Whitney Ct. McElroy Rd.
12th Av.
13th Av. 13th Pl. 14th Av. 16th Av.
Pl.
8th Av.
8th Av.
12th Av.
Wedgewood Ct. Wedgewood Dr.
Han
Ct.
Redbud Dr.
7th
7th Av.
11th Av.
Skyline Ln.
Grandview St.
Manning St.
Ce
Cedar Ct.
Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
Donaldson St.
Dr. dar
4th Av. 5th Av.
5th Av.
9th Av. 10th Av.
Payne St.
Skyline St.
Canyon Rim Dr.
Grandview Ct. Grandview St.
Manning St.
Briarwood Dr. Manning St.
kD
Su nn nn y yb Ct bro ro . ok o
Burdick St.
Perkins Rd.
mit
Stallard St.
Hartford St.
Su
Benjamin St.
Dryden St.
r.
Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Star St.
Lewis St.
Lewis St. Lewis St.
Husband St. Husband Pl.
Main St.
Duncan St.
West Bl.
Duck St.
West St.
Hester St.
Knoblock St.
Washington St.
Dryden St.
Park
Pa rk Sta Dr. rD r.
d Dr.
Hoke St. Husband St.
Masin St.
Duncan St.
West St.
4th Av.
5th Av.
Monroe St.
Ramsey St.
Sum
Maple Av.
3rd Av.
Brooke Av.
Sunrise Av.
McElroy Pl.
Elm Av.
Maple Av.
th
Bluestone St.
Connell Av.
Maple Av.
8th Av.
Jefferson St.
Adams St.
Blakely St. Stanley St.
Pine St.
Gray St.
Orchard St.
McDonald St.
Walnut St.
McFarland St. Kings St.
Willis St.
24th Av.
Krayler Ave.
Arrington Dr.
Elmwood Cr.
Elm Av.
Lakeview Rd.
Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Hanson
Virginia Av.
Virginia Av.
18
21st Av. 23rd Av.
Benjamin St.
Park Dr. Keller Dr.
Husband St. r. dD an sb
Hu
Crescent Dr.
Main St.
Duncan St.
West St. Duck St. West St. Duck St.
Knoblock St.
Knoblock St.
Hester St.
Ramsey St.
Camden
7th Av.
12th Av.
11th Pl.
Willis St.
Silverdale
Summ erlin Ct. Bridlew ood
22nd Av. 23rd Av.
Evergreen
Perkins Rd.
Knoblock St.
Husband St.
Ramsey St.
Hester St.
Washington St. Bellis St.
Hester St. Knoblock St.
Ramsey St.
Lincoln St.
n St. Monroe St. Jefferson St.
Lincol
Monroe St.
Miller Av.
Western Rd.
t Dr.
Augus
Crescent Dr.
Ramsey St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Garfield St. Clevelan
Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.
Kings St. Orchard St.
Willis St.
7th Av.
e D Ridge Dr. r. Willis St.
Ridge Dr. Rid g
5th Av.
Will Rogers Dr.
Dryden Cr.
Hall of Fame Av. Mathews Av.
19th Av.
August Dr. Cambridge Ct.
Oxford Dr.
Pioneer St. Quail Ridge Dr. 28th C t.
Kerr St.
d St.
McFarland St. . Kings St
Western Rd.
Dr.
Wicklow St.
Devon St.
Devon St. Wicklow St. Ln.
Celia
August Dr.
Surrey Dr.
Dr . in
Black Oak Dr.
Murray Ct.
Sawgrass St.
Black Oak Dr.
Scott Av.
Scott Av.
d.
Eagle Summit
Rocky Ridge
dge D Fox Le
Cantwell Av.
Connell Av.
Connell Av.
rR
Doral Ln.
uit Chiq d Ct. woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.
51
Arbor Cr.
24th Av.
Av.
Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
177
a Ct.
Emma Swim Ave.
e om Bo
Fountain View Dr.
22nd Av.
Knotts Av.
University Av.
k Ln.
Country Club Rd.
18th Ct.
Dells Av.
rgia
Cantwell Av.
Morrill Av.
31st Av.
44th Av.
Turtle Pond Ct.
18th Av.
e Roc
n St.
r. one D
st Wood
Helena Hts.
Wehr Ln..
Saddl
Isabell Pointe Dr.
r.
Ln.
29th Ct. 30th Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
17th Av.
Quail 25th Av. Ridge Ct.
Scott Av.
13th Av. 14th Av.
15th Av.
Ln.
Ct. . nery ck Ln Shin dle Ro Sad
Park
Deer Crossing Dr.
e
erd aV
Lom
t. eS
low Wil
k Dr.
Inverness Ln.
Aloysius Cr.
10th Av.
20th Av. 21st Ct.
Legendary Ln.
St.
nic
Willow Park Cr.
Fox Ledge Dr.
Su
Elv
eld
Bristol Rd. Av. 24th Av.
Black Oak Dr. Countryside Dr.
erfi
Fox Ledge Ln.
32nd Av.
Culpepper
Savannah
pp
Fox Ledge Ct.
Briarcreek Dr.
Ridge
Pioneer St.
Sangre Rd. Murphy St. Fairfield Dr.
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.
Shumard Ct. Oak St. W. Shumard Dr. Williamsfield
Westridge St. Hillside Ct.
Ceda
Windsor Dr.
Squires St.
Tanglewood Cr.
Iba Dr.
Oak Trail Dr.
Co
Eu
Chapel Hill
4th Av. 5th Av. 5th Av.
P rrey
19th Av.
wbric
ntry
St.
Glenwoo
Lincoln St. Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Abbey Ln.
Windsor Dr. 2nd Ct. Kea ts D r.
Oak Ridge Dr. Basin Ridge Dr. e Dr. Ridg e lu Charles Dr. Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
Rd . ge
ail Dr.
Walking Tr
Vil la
18th Ct.
Shadow Creek Ln.
Lyndsey Ct.
Shiloh Creek
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
18th Av.
3rd Av.
Park Dr.
Ramsey St.
Airport Ln.
Monroe St.
Land Run Dr.
r. tD W rig h
. Rd ss cce ial A ustr Ind
Preston Liberty Cr. Cr.
ort Airp
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Valley View Bradley Pl. Sangre Rd.
Keely Ct.
Range Rd. Crosswinds
rook St.
Stoneyb
ek
Cre lder Bou
drid ge W oo
t.
Murphy Dr.
Range Rd.
yC
Yello
Cove
Sunset Av. University Av.
l.
Dr.
Austin Ct.
kor
Westbrook Ct. 15th Av.
Ashton Ave.
Wil
Hic
Scissortail Dr.
Stillwater NewsPress • Thursday, February 25, 2021
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Summer Hill Ct. Germaine Ct.
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Wentz Ln. University Cr.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Persimmo
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Richfield Ct.
ood
Charring Cross
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liff
Crestview Ct. Cowboy Ct. High
rfie
St. Tyler Av.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Aggie Dr.
lew
Bria
od Wo Crestview Av.
Woodlake Dr. Deer Creek Ct.
Canterbury
Admiral Av. Sherwood Av.
4th Av.
Prescot Dr.
g Tan
Ashbury
Fairway Dr.
Kenslow Dr.
e
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Devo
Dr.
ks Oa Durham Ct. Ashford Ct.
8th Av.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r. 16th Av. D
d lan
Ga
Lauren Lane
Keller Dr. Lakeview Ct.
d Dr.
Scott Av.
Mercury Av.
Liberty Dr.
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Frontage Road 7th Av.
11th Av.
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Osage
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5th Pl.
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Oakdale
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2nd Av.
5th Av.
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
r.
Thomas Av.
t Dr. nw hurs r. Gle D
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Geo
Franklin Ln.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
Eskridge Pl.
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Wil
Miller Av.
Virgina Av.
Pecan Hill St.
Rd.
Tyler Av.
Hall of Fame Av.
1st Av.
10th Av.
mer
McElroy Rd.
Walnut St.
Tyler Av.
Farm Av.
9th Av.
Boo
Knapp
Reese Landing
8th Av.
Brooke Jefferson St.
Brooke Moore Franklin
Oak Crest Rd.
Harned Av.
Mohawk Av.
e Lak
Marcus Dr.
Swim Av.
oke r. Brollow D Ho
Hereford Dobi Ln.
Eastland Dr.
Wiley St.
Lakeview Rd.
Eskridge Av.
7th Av. 8th Av.
Boomer Lake
Osage Dr.
Liberty Rd. Preston Av.
Vena Ln.
3rd Pl.
Parkway Dr.
Lakeridge Av.
Rutledge Dr.
Windmill Ln.
Hillcrest Av.
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Airport Rd.
Newman Av.
. Dr
t.
te S
d
Win
Sta
r.
Dr.
Tobacco Rd.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
Av.
177 Airport Rd.
ore
w illo
Harned Av.
Memory Ln. Country Ln.
Cheyenne Av.
W
Newman Av. Hillcrest Av. Brown Av.
Liberty
t.
Arapaho Av.
Lake Sh
8th Ct. 9th Ct. Trenton Av.
rie Dr. Wil liam Ct.
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma
Washington St.
Cherokee Av.
Dr.
nC
Ute Av. Ranch Av.
age
sse
Rogers Dr.
Hartwood Av.
4th Av.
Cla
B
Os
Richmond Rd.
ers
Rog
Falls Dr.
Stillwater Municipal Airport
gate Dr .
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook
Golf Dr.
Dr. Park Cr.
Stonecrest Ct.
RE/MAX Signature 1. 6145 N Willis St. ... 1-2 p.m. ... Sarah
3rd Av.
Quartz Dr. Richmond Hill Rd.
Washington St. Garfield St.
Hunters Ridge
Stonecrest Ave.
Lynn Ln.
North
Benjamin
Husband Pl.
nd St.
Richmond Rd.
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husba
• Open Houses may be canceled in the case of inclement weather. If you have questions, please call the hosting REALTOR®.
lD mil
Ct.
yon
Can
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Windsor Cr.
Burris Rd.
Burris Rd. 177
Week of Sunday, Feb. 28, 2021
Lakeview Rd.
Jardot Rd.
OPEN HOUSEMap
Yost Rd.
Perkins Rd.
Yost Rd.