News Press Stillwater
REALESTATE W e e k ly
March 4, 2021
88% Eighty-eight percent of 161 metros tracked by the National Association of REALTORS® posted double-digit price increases annually in the fourth quarter of 2020.
Your best source for weekly real estate news and listings for Stillwater and surrounding communities
e ous H en Op 2-3 PM Sun
131 N. Main, Stillwater 405-624-2626 www.c21global.com
$184,900
623 W Hartwood - Alane
S KIN t R E P Lo cre A 1
$349,900
Weekly Features: • About Real Estate • Classifieds • Open House Map
3510 E Dawson - Beverly
s cre A 5
8.1
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stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
$189,900
106 N Rose Road - Beverly
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Stillwater NewsPress • Thursday, March 4, 2021
Exec. director highlights changes to Real Estate Commission at luncheon At their first monthly luncheon of 2021, the Stillwater Board of Realtors® (SBOR) welcomed Grant Cody, Executive Director of the Oklahoma Real Estate Commission as their special guest. The Oklahoma Real Estate Commission is a non-appropriated state agency that oversees real estate agent and broker licensing and administers the Oklahoma Real Estate License Code, which defines the rules and regulations of real estate within the State of Oklahoma. As a non-appropriated state agency, Mr. Cody highlighted the commission’s work to improve its financial standing and to be better stewards of real estate licensing fees that serve as one of its primary sources of funding. “Since my appointment, we have reduced expenditures, streamlined our operations and overhauled our systems so that we are now saving tens of thousands of dollars every month, which will enable us to keep prices down, expand our regu-
latory and investigative resources in order to protect Oklahomans from predatory real estate practices and more substantial issues like fraud and embezzlement,” he said. The commission has also worked with the state to launch a new and improved website, http://Oklahoma. gov/OREC, at no additional cost to the commission, real estate licensees, or Oklahoma taxpayers. The OREC has also moved to a digital licensing format, eliminating over $100,000 per year in printing and postage costs, and simultaneously reducing the amount of time it takes for new real estate licensees and their brokers to receive licenses. Cody noted that agency response times have improved nearly 60% with the migration to an all-digital paperwork submission process. Cody also highlighted some ways OREC is working to protect Oklahomans from unsavory business practices. “OREC is partnering with the Oklahoma Associ-
ation of Realtors to promote House Bill 1148, which seeks to curtail predatory and unregulated real estate wholesale practices in Oklahoma,” he said. “We believe this bill is a common sense, business friendly way to protect Oklahomans from non-transparent, complex and predatory practices that often results in Oklahomans receiving less value for their homes and
creates title defects to their homes when a transaction is not completed.” These changes all indicate a larger alignment of the OREC with Oklahoma’s efforts to be more business-friendly, said Cody. “… The Commission is taking an approach of promoting business friendly practices that puts Oklahomans first. “We strongly believe that real
estate is a key economic ingredient for Oklahoma’s longterm success and growth. Therefore, we will continue to promote common sense practices and a regulatory framework that is driven by Oklahomans for Oklahomans.” The Stillwater Board of Realtors ® monthly luncheons are hosted at the Meditations Event Center on the first Wednesday of each month beginning at
11:45 a.m. These events are open to the public, but pre-registration is required by contacting Mike Johnson, Area Executive for the Stillwater Board of Realtors, at sbor@stwrealtors.com or by calling 405-372-4499 during business
hours. You can also find more information about by visiting their website, www. stwrealtors.com, or by liking their page, “Stillwater Board of Realtors,” on Facebook. – Submitted
NEW LISTING - 615 E 13th Place - 2 BD / 1 BA / 1 detached car garage. Hardwood floors, some tilt-in windows, new back door and several other updates. Great investment. ............................ $69,900
NEW LISTING - 2320 N DRYDEN - 3BR, 2BA, 2-car garage. Open PENDING entry to large living room, kitchen & dining area inside this beautiful brick home. Located close to shopping & schools ................. $168,500
NEW - 712 - Commercial 3124 LISTING N MONROE - 4 SBDDEVON / 3 BA /STREET 2-car attached garage. office Homebuilding is very has with 10 separate offices. The flooring carpeting openover with3000 larges/fliving-dining room with fireplace, kitchenishas many PENDING and tile, furniture and desk will remain, large reception/waiting area, cabinets plus a serving bar, and pantry. 3-1 split bedroom on a corner large kitchenette area, alarm system, outdoor garden area, and lot close to Boomer Lake. ................................................... $219,90023 paved parking spaces. ........................................................$398,500 1105 ES CAMDEN LANEDRIVE - 2 BD SOLD garage. ....$189,900 1503 BERKSHIRE -/ 32 BA BD//2-car 2 BAattached / 2-car attached garage. Bay window in the dining room, kitchen ..................................$169,900 HOUSE FOR RENT - 3 BDattached / 2 BA - No pets oronsmoking 623 E MAPLE AVE.- -1618 3 BDE/Willham 1 BA / 1-car garage a corner lot. Brick home is ready to move in with many updates ...... $122,900
PENDING PENDING CallBarbara BarbaraToday! Today! Call
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Horticulture tips for March Home Grown KEITH REED mation on this or
Cheryl Moody Office Manager
John Lurry Marketing Manager
Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822
County Extension office, located at 315 W. 6th in Stillwater. Oklahoma State University, as an equal opportunity employer, complies with all applicable federal and state laws regarding
www.stw-realestatepros.com
non-discrimination and affirmative action. Oklahoma State University is committed to a policy of equal opportunity for all individuals and does not discriminate based on race, religion, sex, color, national origin, marital
status, sexual orientation, gender identity/expression, disability, or veteran status with regard to employment, educational programs and activities, and/ or admissions. For more information, visit http://eeo.okstate.edu.
Tiffany Aranda GRI, CRS Broker Associate 405-714-1214
Terry Essary Realtor Associate 405-742-6424
downtownstw.com
405-372-5151
Downtown Office - 723 S. Main Street Establishing a Tradition of Trust
NEW LISTINGS AND PRICE CHANGES 801 Tower Park Dr. - 3 Bed, 2 Bath, 2-Car garage, 1962 sq. ft. - $259,000 - Donna 354 S Council Rd. - Land for Sale in Crescent, OK - No Restrictions/18 ac m/l - $140,500 - Tiffany
Melissa Woods GRI Realtor Associate 405-385-2035
354 S Council Rd. - Land for Sale in Crescent, OK - No Restrictions/35.5 ac m/l - $241,500 - Tiffany
Kyle Bottger Realtor Associate 405-612-6724
1304 & 1306 S Lewis St., Stw. - 1 bed 1 bath - 2 houses for 1 price 948sqft & 624sqft - $150,000 - Lori 2022 Forest Ridge, Stw. - 3bed, 2bath, 2car garage, 2019 sq. ft. - $333,135 - Donna 2109 Forest Ridge, Stw. - 4bed, 2bath, 1half bath, 2car garage, 2399 sq. ft. - $395,835 - Donna 319 W Hert, Perkins - SALE PENDING - 3Bed, 2bath, 2675 sq. ft. - $185,000 - Lori 2020 N Manning St. - 3bed, 2bath, 2car garage, 1356 sq. ft. - $172,000 - Ann 801 S. Burdick - 3bdrm, 2.5bath, 1371 sq. ft. - $87,000 - Tiffany
Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509
2812 Fox Ledge - Sangre Ridge - $265,000 - Ann
Ann Morgan Realtor Associate 405-614-9600
5202 W. 3rd - 3bed, 2bath, WestPark Addn. - $210,000 - Ann 2701 W. 20th - 4bed, 2bath, SW Area - $219,900 - Tiffany 2917 N. Husband - 4bed, Boomer Lake View - $306,500 - Tiffany 5607.1A S. Mehan - 15 acres m/l Just North of 68th 7 Mehan - $127,500 - Tiffany 5607.1B S. Mehan - 12 acres m/l Just North of 68th & Mehan - $100,200 - Tiffany 5607.1C S. Mehan - 14.5 acres m/l Just North of 68th & Mehan - $121,075 - Tiffany 810506 S. 3450 Rd., Agra, OK - 160 acres of Rural Paradise Barn/Pond/Hunting - $750,000 - Kyle
Cole Graves Realtor Associate 405-334-3588
Amy Parsons GRI Realtor Associate 405-714-0882
7110 Norrie Ln., Stw. - 4 10 acre tracts or 40 acres - $400,000 - Lori 302 S. Main, Agra - SALE PENDING - 3bed, 1bath, 1.5stories, Large Lot - $38,000 - Kyle 306 N. Carney, Carney - WHY PAY RENT? 2bed, 1bath, 993 sq. ft. - $42,000 - Kyle 4711 Deerfield Dr., Stw. - Unique, One-Of-A-Kind 63.77 acre ESTATE - $3,999,000 - Dolores 321 W. Broadway, Drumright - 4bed, 2bath, 1852 sq. ft., Historic Drumright, OK - $92,500 - Kyle 1505 N. Council Creek, Glencoe - 3bed, 2bath, 1454 sq. ft. on 40 acres m/l - $299,900 - Lori
Don Zhao Realtor Associate 202-848-2120
207 E. Maple Ave., Perry - 2bed, 1bath, 1 car garage, Storm Shelter, 1131 sq. ft. - $78,500 - Dolores 0000 E 56th - 81.10 acres m/l ¼-mile West of Rose Rd. - $308,000 - Lori 2707 W. 44th - 15.86 acres, Will Divide, Look for signs West of Western - $317,000 - Lori
Lori Kastl CRS Realtor Associate 405-880-2844
Cedar Oaks & 19th - 7.48 acres m/l in City Limits - $350,000 - Lori 6019 S Country Club Rd. - 60 acres ready for you to build. - $550,000 - Tiffany 13th & West - 25.94 acres in the city limits zoned ag. - $120,000 - Dianna 0000 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann
Dianna Norman Realtor Associate 580-761-3926
3919 W. Rutledge Dr. - SALE PENDING - 5bed, 3.5bath, 3715 sq. ft. DON’T MISS THIS ONE! - $559,000 - Ann 4717 S. Turtle Pond Ct. - Great ½-acre m/l Lot for your building pleasure - $45,000 - Tiffany N. Washington Rd. - 151.8 acres m/l, OH the Possibilities! - $2,352,900 - Lori
Jennifer Oliver GRI Realtor Associate 405-612-4984
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be applied before weeds germinate. Crabgrass is our indicator weed for this treatment. A reminder that this weed germinates about the same time that redbud trees or forsythia bushes begin to drop their blooms. March is a good time to fertilize cool season grasses like Tall Fescue. Do NOT fertilize bermudagrass this month. Begin planting cool season vegetable crops like radishes, beets and broccoli. Wrap up cutting back ornamental grasses and liriope very soon. Most of these plants are already actively growing. Look closely before cutting back, as you may want to leave a little more height on last year’s growth than normal. Remove any remaining dead plant material from last year’s herbaceous ornamentals. If you don’t have a compost pile yet, now is the perfect time to start one. For more infor-
any other horticultural topic, you can contact Keith Reed, the Horticulture Educator in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne
Stillwater NewsPress • Thursday, March 4, 2021
Keep the following tips in mind as you begin to venture back out into your landscape: For landscape beds and garden plots, it is still easy to control winter/ spring weeds with cultivation if done soon. Remember, a very small inconspicuous weed right now can completely dominate the same space one month from now. For homeowners who typically use glyphosate to control weeds on their dormant bermudagrass, the window of opportunity will be closely quickly. Check for signs of early greenup along sidewalks and south facing slopes before attempting to make an application. The same can be said for most dormant oil applications with fruit trees buds beginning to swell. Spraying dormant oil on tender foliage can cause a lot of damage, so if dormant oil is on your to do list, do it soon. NOTE: This will likely be an off year for fruit tree production due to the extreme cold snap. Watch your trees closely this spring and if there’s a reduction in flowering, you’ll know not to expect much if any fruit. Preemergent herbicides must
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Stillwater NewsPress • Thursday, March 4, 2021
Owners should think twice before closing unused credit-card accounts Canceling a little-used credit account may seem like a good idea, but it can hurt those who hope to get a mortgage soon. DEAR DAVE: We are planning to buy our first home this spring. Could we improve our credit score and qualify for a better interest rate if we cut up two or three of the credit cards that we never use? ANSWER: Maybe, but think twice before hauling out the scissors. Though canceling unused cards might seem like a no-brainer, doing so can lower your credit score in the short term and thus force you to settle for a higher mortgage rate when you hit the house-hunting trail. The same is true for current owners who hope to soon refinance. Why? Because your credit score is partly based on what bankers call your “credit-utilization ratio” -- the amount of available credit that you’re using. You can calculate your current ratio by totaling all of your credit-card balances, dividing the figure by the total borrowing limits on the cards,
lethub.com. That was down from $8,798 the previous year, in part because consumers cut their spending as the COVID-19 pandemic began to spread. ••• DEAR DAVE: Did and then multiplyborrowing power in the U.S. Departing that figure by half would double ment of Housing 100. your utilization and Urban DevelopTo illustrate, say rate to 40% ($4,000 ment follow through that you have four divided by the new, with its plan to credit cards. Each lower $10,000 limit extend housing-disone has a credit equals 0.40). The crimination proteclimit of $5,000, for higher ratio could tion to the LGBTQ a combined limit then require that community? of $20,000. The you pay a higher ANSWER: Yes. unpaid balance on rate, accept a small- In a landmark decitwo of them totals er loan or both. sion, HUD recently $4,000, but the Talk to your announced that it other two have a lender or mortgage would use provibalance of zero bebroker to determine sions of the federal cause you never use whether it would be Fair Housing Act them anymore. wise to close some of 1968 to prohibYour utilization of your accounts. it discrimination ratio would be 20% If you’re told that based on sexual ori($4,000 divided by such cancellations entation and gen$20,000 equals 0.20; won’t adversely im- der identity. The 0.20 multiplied by pact your loan apmove effectively 100 equals 20). plication, it would expands civil rights Most lenders offer probably be best to protections to lesthe best rates and first close the ones bian, gay, bisexual, larger loan amounts that charge an antransgender and to borrowers with nual fee: After all, “queer” Americans a ratio of less paying money each seeking housing than 30%, so your year for a card that and housing-related current 20% ratio you never use is services. would help put you like throwing dollar Previously, HUD in a good position to bills out of the win- only used the Act obtain the best loan dow. to ban such disrate and terms. ••• crimination based Now, let’s instead REAL ESTATE on race, color, relisay that you decide TRIVIA: America’s gion, sex, disability, to close your two 128 million housefamilial status or zero-balance cards holds carried an national origin. and give up the average credit-card ••• combined $10,000 debt of $7,849 near DEAR DAVE: My in available credit the end of last year, husband and I are that comes with according to finangetting divorced, them. Cutting your cial website waland he has agreed
About Real Estate
DAVID MYERS
to deed his half-interest in our longtime home to me. If our lender finds out about our plans, could it require that the mortgage be paid in a lump sum immediately because the loan to purchase our house was taken out jointly? ANSWER: No. Under the federal Garn-St. Germain Depository Institutions Act, lenders are prohibited from demanding a lumpsum payment for the outstanding balance of a mortgage simply because two joint borrowers get divorced. The
same protection is afforded to a joint borrower who loses a spouse. Realize, though, that you could lose your Garn-St. Germain rights if you don’t keep making the required monthly payments after your divorce is finalized. Should you miss one or two, the lender may be able to demand that you immediately pay the loan balance in full or sell the property at a foreclosure auction. ••• Our booklet, “Straight Talk about Living Trusts,” explains
how even low- and middle-income homeowners can now reap the same benefits that creating an inexpensive trust once provided only to the wealthiest families. For a copy, send $4 and a self-addressed, stamped envelope to D. Myers/Trust, P.O. Box 4405, Culver City, CA 902314405. Net proceeds will be donated to the American Red Cross. Send questions to that same address, and we’ll try to respond in a future column. (c)2021 Cowles Syndicate Inc.
405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Linda Schmidt Broker
405.880.3048 Bailey Williams
405.714.4037
Property Manager
Alane LeGrand
405.747.6950 Judy Kasso
Rosetta Heppel
405.880.0869 Virginia Cussner 405.747.7601
Beverly Carter
405.743.9618 Diana Field
Sandy Blankinship 405.269.9523 Oscar Fortune
801.824.8166
405.747.4684 405.747.6042
Mike Branson
405.612.5347 Thomas Jenkins 405.780.3204
Tana Rutan
405.612.1496 David Heppel
405.269.6907
Mortgage Matters: Understanding VA loan requirements, guidelines By Kenneth Wohl RCB Bank
If you are an active or retired United States military service member, you can likely get help buying or refinancing a home. The Department of Veteran Affairs (VA) Loan helps current and former military members get better mortgage terms than you would with a private lender loan.
Eligibility requirements for VA home loans
credit, income and other requirements. A VA Loan is the only loan that does not require student loans deferred over one year to be included in the debt–to-income ratio, which is used by lenders to determine how much you can afford to borrow. • You will live in the home you are buying with the loan. The VA developed occupancy requirements to ensure that VA loans are for primary residences only. Second homes and investments properties do not qualify for a VA loan. Homebuyers have 60 days to occupy the home after the loan closes, but the VA can extend this limit if
you are on active duty or preparing to separate from service. A spouse or dependent child of an active service member also satisfies the occupancy requirement.
While there is no monthly mortgage insurance, there is a one-time funding fee, based on your eligibility and down payment. You may also be exempt from the funding fee talk to a lender to find out. Loan benefits • You Can Have Two VA Home • 100% Financing – The VA guar- Loans at a Time – VA does allow you antees this loan, potentially allowing to purchase another home if you are you to finance the choosing to move entire purchase prior to selling price of the home. your current VA-fiNearly all convennanced home. It detional and FHA pends on how much loans require the entitlement you loan-to-value to be have left from the below 100%. previous purchase • No Monthly Mortgage Insurance and the loan limits in the area where Costs – Most loans with less than a 20% down payment require you to pay for monthly mortLE gage insurance. SA NG
you are buying your new home. RCB Bank is proud to offer a VA loan benefit to our active duty service members and veterans. We can help you determine your eligibility and qualifications. We will walk you through the process from start to finish. I am here to help, even if you are not an RCB Bank customer. Feel free to call me at 405-6085291 or email me at kwohl@bankrcb.net. More online: Eligibility Requirements For VA Home Loan Programs | Veterans Affairs; Chapter 6 Home
Loan Guaranty – Office of Public and Intergovernmental Affairs (va.gov) Opinions expressed above are the personal opinions of Kenneth Wohl and meant for generic illustration purposes only. For specific questions regarding your personal lending needs, please call RCB Bank at 855-BANKRCB. With approved credit. Some restrictions apply. RCB Bank is an Equal Housing Lender and member FDIC. RCB Bank New NMLS #798151. KennethPrice! Wohl NMLS #453934.
DI
N PE
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372-0868 FALL SPECIAL 810 S Jardot #26
1310 - 1314 N. Dryden Ct. • $219,000
Exciting opportunity for investors! Nice brick duplex, built 1993 on a convenient cul de sac. Each side has 3 bedrooms, 2 bathrooms and a 2 car garage. Ceramic tile, gas log fireplace, French doors. Currently occupied so call for appointment.
3 Bedroom/2 Bath - only $650 per month! See more of this property at www.WeLoveSellingStillwater.com
810 S Jardot #31
3 Bedroom/ 2 Bath - only $600 per month!
CALL FOR MORE INFO www.wick-realty.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
(405) 377-1000
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1108 S. Main, Stillwater, OK
Stillwater NewsPress • Thursday, March 4, 2021
You may be eligible for a VA-backed purchase loan if the following three requirements listed below: • Qualify for a VA-backed home loan Certificate of
Eligibility (COE). Your COE is based on your service history and duty status. If you are currently active, you will need to show you served for 90 continuous days during wartime or 181 days during peacetime. If you are a veteran, your eligibility will depend on when you served, for how long and under what circumstances you exited the military. Click here for a full list of COE requirements for veterans. You are not required to have your COE to apply for a VA loan. Most lenders are able to pull your COE through the VA’s automated system. • Meet the VA – and your lender’s – standards for
Millennial Money:
Three debt strategies for an unequal recovery Sean Pyles
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Stillwater NewsPress • Thursday, March 4, 2021
NerdWallet
The past year has fractured our world in countless ways. Now, as people look to pick up the pieces, those managing debt need to account for their position in our uneven economic recovery. In this so-called K-shaped recovery, one part of the population is rebounding quickly while another has a longer, slower path. For example, in January the unemployment rate for whites was 5.7%, compared to 8.6% for Hispanics and 9.2% for Black workers and 6.6% for Asians, according to the Bureau of Labor Statistics. Those who remain unemployed or underemployed might continue to rely on debt to get by. Meanwhile, those whose finances have held steady or improved may be primed to wipe out debt. MANAGING DEBT IN THE BOTTOM HALF Some consumers have had no choice but to rack up debt – including unpaid rent or mortgage, credit card debt and overdue utility bills. If this is your situation, focus on basic needs and paying minimums to avoid
collections. — PROTECT THE ESSENTIALS: If you’re among the millions of Americans unable to cover your housing costs right now, take advantage of the eviction moratorium and mortgage relief programs now extended through June 30. Keep an eye out for additional benefits in the COVID-19 relief package being discussed in Washington and call 211 to get connected to local assistance for basic needs like food and shelter. Add transportation, internet and cell phone to your priorities list, too, so you can stay connected to friends and family for help and to hunt for work. “All creditors will make it sounds like they’re the most important ones to get paid,” says Amanda Christensen, a financial coach based in Morgan, Utah. “Housing and transportation have to come to the top of that list and take priority.” — IF NEEDED, LOOK FOR CHEAP CREDIT: If you need to add debt to cover your regular expenses, like groceries and utilities, financial coach Vineet Prasad of Fulton,
California, suggests finding the cheapest options. “A revolving credit line on your home equity has a much lower APR than a credit card. Another option is a personal loan at a credit union.” To qualify for a HELOC, you’ll generally need equity of at least 15% of your home’s value. And weigh the risks: HELOCs tend to have adjustable interest rates, which can make them more expensive over time, and your house is at risk of foreclosure if you can’t repay the debt. — FOCUS ON LONG-TERM RECOVERY: Once your situation stabilizes, focus on paying down debt and make savings a priority, too. Consider using a debt payoff calculator that can track your debts and monthly payments. And while you may be tempted to throw all your spare income toward debt payoff, having some cash tucked away can help you weather the next financial crisis. Saving even a small percentage of your income helps, Christensen says: “If you’re not saving anything right
now, see if you can get in that 1% to 5% range.” MANAGING DEBT IN THE TOP HALF If your finances held steady or improved over 2020, think about how you can take advantage of your situation, whether through charitable giving or using some of your cash to improve your finances. And if you’re focused on reducing debt, the classic payoff playbook works well: First, take stock of what you owe. Consider using a spreadsheet or online debt tracker to organize your balances. Then choose a payoff strategy, like the debt snowball method where you focus on your smallest debt by
paying as much on it as you can while paying minimums on the others. Once it’s paid off, roll the amount you were paying on it into the payment for your next largest debt and so on until you’re completely debt-free. Paying off debt can be a long-haul game. To stay focused, Prasad advises finding someone who can serve as a confidant and provide encouragement. “Getting an accountability partner who is good at managing their money generally can be a huge differentiator with actually following through with your plan and the grind of paying it off over time,” he says. ANYONE CAN HAVE OVERWHELMING DEBT Regardless of
your income or employment status, you may have too much debt to realistically pay off with a strategy like debt snowball. If all your monthly debt payments, including housing, total more than 50% of your monthly gross income, you may need to look into debt relief, like a debt management plan at a nonprofit credit counseling agency or bankruptcy. The goal is to resolve your debt quickly and in a way that sets you up to meet future financial goals. Otherwise, you may spend years funneling money toward insurmountable debt, sacrificing retirement, an emergency fund and other goals. Bankruptcy in particular may be
a good option, as it can help you resolve what you owe in a matter of months instead of years. While bankruptcy filings were down 30% in 2020, according to the American Bankruptcy Institute, that may change in 2021 as consumers’ financial pictures begin to stabilize. To make the most of the fresh start bankruptcy offers, don’t wait so long that you can’t even afford the filing fees. Act when you are in a position to improve your financial situation, says bankruptcy attorney Cathy Moran of Redwood City, California. “When you’ve hit the bottom and things are about to get better, that’s when you want to file,” Moran says.
OPEN HOUSE SUNDAY 1-2:30
816 S. Oakridge New Price $560,000 Kathy Heil REALTOR®, GRI 405-880-2434
Beautiful, custom built home located in the desirable Stillwater Country Club. Two-story, 4 bedroom, 3.5 bath, 3-car garage, located in a family friendly cul-de-sac. Kitchen features new granite counter tops, new gas stove and refrigerator, built-in ice machine, with an abundance of storage and a large eat-at-bar. Open floor plan with the family room adjoining the kitchen and large sunroom that provides access to back patio as well as front parking. Large formal dining room with built-in cabinets and large banquet serving counter tops.
800 W Sixth
405-533-3800
Lauren Wiley Realtor 405-338-5883
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News Press Stillwater
Stillwater NewsPress • Thursday, March 4, 2021
More than ever, home is where you live, laugh, love, work and play.
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Yost Rd.
To Cimarron Turnpike
McMurtry Rd.
Chateau Ct.
Topaz Ave.
Amethyst Ave.
Duncan
Nancy Lee Dr.
Hartford
Evergreen
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Ct.
Star Dr.
Teal St.
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Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
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Jardot Rd. 44th Av.
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Vista Ct. Vista Ln.
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Katy
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Hightower St.
Mockingbird Ln. Collins Ct. Colby Lance
Villa Dr.
Drury Ln.
4th Av.
Eastgate St.
Crestwood Cr.
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Perkins Rd.
Husband St.
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Western Rd.
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Main St.
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Cambridge Dr.
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Hall St.
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Denver St. er St.
Jardot Rd.
Payne St.
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Timbercrest Dr. Timbercrest Cr.
4th Av.
24th Av.
26th Av.
Henderson St.
Jardot Rd.
Wedgewood Ct. Wedgewood Dr.
Blair St. Payne St.
Eastern Av.
Cottonwood Dr.
Crestwood Dr. Crestwood Ct.
19th Av.
22nd Av.
Denver Ct. Denver St.
Young St.
Skyline St.
Canyon Rim Dr.
Skyline St.
Matthews Av. Virginia Av.
21st Av.
22nd Av.
Cedar Ct.
Ct. Wedgewood
Ransom Dr.
Springfield St.
ott
Aetna St.
Hartford St.
Chester St. Fern St.
Burdick St.
James Ct. Hartford St.
Lowry St. Lowry St.
17th Av. 18th Av.
Alc
Pennsylvania St.
Lowry St.
Lewis St. Lewis St.
Chester St.
Fern St.
15th Av.
Connell Ct. Connell Av.
12th Av.
13th Av. 13th Pl. 14th Av. 16th Av.
Skyline Ln.
Grandview St.
Manning St.
Donaldson St.
Stallard St.
Burdick St.
Perkins Rd.
Grandview Ct. Grandview St.
Manning St.
Briarwood Dr. Manning St.
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Su nn nn y yb Ct bro ro . ok o
Su
Benjamin St.
Dryden St.
r.
Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Star St.
Lewis St.
Hoke St. Husband St.
Masin St.
Husband St. Husband Pl.
Main St.
Duncan St.
Duck St.
West St. West Bl.
Walnut St.
12th Av.
Pl.
8th Av.
8th Av.
11th Av.
Birchwood Ct.
Whitney Ct. McElroy Rd.
7th
7th Av.
9th Av. 10th Av.
Payne St.
Dryden St.
Hartford St.
Benjamin St.
Park
Pa rk Sta Dr. rD r.
d Dr.
Main St.
Duncan St.
West St. Duck St. West St. Duck St.
Duncan St.
West St.
Knoblock St.
Hester St. Hester St.
Knoblock St.
Washington St.
Ramsey St.
son
Karr Ct.
3rd Av.
4th Av. 5th Av.
5th Av.
5th Av.
Monroe St. Jefferson St.
Adams St.
Blakely St. Stanley St.
Pine St.
Gray St.
Orchard St.
McDonald St.
Walnut St.
McFarland St. Kings St.
Willis St.
Ce
Cedar Ct.
Han
Ct.
Redbud Dr.
Young St.
Park Dr. Park Dr. Keller Dr.
Husband St. r. an dD sb
Hu
Crescent Dr.
Husband St.
Ramsey St.
Knoblock St.
Washington St. Bellis St.
Hester St. Knoblock St.
Ramsey St.
Lincoln St.
n St. Monroe St. Jefferson St.
Lincol
Monroe St.
Hester St.
Ramsey St.
4th Av.
th
Willis St.
Silverdale
Summ erlin Ct. Bridlew ood
Crescent Dr.
Ramsey St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Garfield St. Clevelan
Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.
Kings St. Orchard St.
Willis St.
e D Ridge Dr. r. Willis St.
Ridge Dr. Rid g Western Rd.
t Dr.
Augus
Oxford Dr.
Legendary Ln.
Pioneer St. Quail Ridge Dr. 28th C t.
Kerr St.
d St.
McFarland St. . Kings St
Western Rd.
Dr.
Wicklow St.
Devon St.
Devon St. Wicklow St. Ln.
Celia
August Dr.
Surrey Dr.
Dr . in Elv
Black Oak Dr.
3rd Av.
d.
Eagle Summit
Dr. dar
Maple Av.
Maple Av.
rR
Black Oak Dr.
mit
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Rocky Ridge
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August Dr. Cambridge Ct.
24th Av.
Sum
Maple Av.
18
21st Av. 23rd Av.
McElroy Pl.
Elm Av.
8th Av.
12th Av.
11th Pl.
Connell Av.
Arrington Dr.
Elmwood Cr.
Elm Av.
Brooke Av.
Sunrise Av.
Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Hanson
Virginia Av.
Virginia Av.
Krayler Ave.
Bo
Fountain View Dr.
Miller Av.
19th Av.
22nd Av. 23rd Av.
Camden
7th Av.
k Ln.
Country Club Rd.
7th Av.
Arbor Cr.
e Roc
Doral Ln.
44th Av.
Turtle Pond Ct.
5th Av.
Will Rogers Dr.
Dryden Cr.
Hall of Fame Av. Mathews Av.
University Av.
Saddl
Isabell Pointe Dr.
18th Ct.
24th Av.
Quail 25th Av. Ridge Ct.
Ct. . nery ock Ln R dle Sad
Ln.
n St.
r. one D
st Wood
Helena Hts.
22nd Av.
Scott Av.
Scott Av.
Lakeview Rd.
Fountain View Ct.
Red Rose Dr.
Aloysius Cr.
18th Av.
Cantwell Av.
Connell Av.
Connell Av.
Morrill Av.
31st Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
e
Shin
Park
Deer Crossing Dr.
17th Av.
Ln.
29th Ct. 30th Av.
Inverness Ln. Fox Ledge Dr.
15th Av.
Av.
Emma Swim Ave.
Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
177
a Ct.
uit Chiq d Ct. woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av. rgia
Cantwell Av.
13th Av. 14th Av.
20th Av. 21st Ct.
erd aV
Lom
St.
low
k Dr.
Fox Ledge Ln.
32nd Av.
Culpepper
Savannah
Willow Park Cr.
Black Oak Dr. Countryside Dr.
St.
Murray Ct.
eld
Sawgrass St.
erfi
Bristol Rd. Av. 24th Av.
Fox Ledge Ct.
Briarcreek Dr.
Ridge
Pioneer St.
Sangre Rd. Murphy St. Fairfield Dr.
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.
Shumard Ct. Oak St. W. Shumard Dr. Williamsfield
Westridge St. Hillside Ct.
Ceda
Windsor Dr.
Squires St.
Tanglewood Cr.
Iba Dr.
Oak Trail Dr.
pp
Wil
Chapel Hill
Su
Glenwoo
Lincoln St. Liberty Ct.
Ivy Ct.
Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Abbey Ln.
Windsor Dr. 2nd Ct. Kea ts D r.
Oak Ridge Dr. Basin Ridge Dr. e Dr. Ridg lue Charles Dr. Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
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d. Walking Trail Dr .
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Yello
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10th Av.
Wehr Ln..
Knotts Av.
51
P rrey
19th Av.
18th Av.
Lyndsey Ct.
Shiloh Creek
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh 18th Ct.
4th Av. 5th Av. 5th Av.
Dr. Park Cr.
Ramsey St.
Airport Ln.
Monroe St.
Land Run Dr.
tD r. W rig h
d. sR ces
Preston Liberty Cr. Cr.
Airp ort Ind ustr ial A c
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Valley View Bradley Pl. Sangre Rd.
Keely Ct.
Range Rd. Crosswinds
Stoneyb rook St.
k Cree lder
Bou
ge drid W oo
Range Rd.
t.
3rd Av.
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Austin Ct.
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Westbrook Ct. 15th Av.
Shadow Creek Ln.
Scissortail Dr.
Stillwater NewsPress • Thursday, March 4, 2021
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land Ct 18th Av. . Ja Lind a Lou Ct. Loper Billin gslea Ln. Ct.
Summer Hill Ct. Germaine Ct.
Wil
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Ashton Ave.
Crestview Ct. Cowboy Ct. High
Cove
Sunset Av. University Av.
Scott Av.
Wentz Ln. University Cr.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Murphy Dr.
Charring Cross
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liff
od Wo Crestview Av.
Woodlake Dr. Deer Creek Ct.
Canterbury
Bria
Richfield Ct.
Dr.
Ashbury
d lan
St.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Aggie Dr.
ood
Kenslow Dr.
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Devo
Admiral Av. Sherwood Av.
4th Av.
Prescot Dr.
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Durham Ct. Ashford Ct.
8th Av.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r. 16th Av. D
Fairway Dr.
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Dells Av.
Wiley St.
Frontage Road 7th Av.
11th Av.
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Lauren Lane
Keller Dr. Lakeview Ct.
d Dr.
51
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Hid
Cr.
5th Pl.
Oak
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Oakdale
5th Av.
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
Ga
Mercury Av.
Liberty Dr.
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Scott Av.
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Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
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Thomas Av.
Wild
Pecan Hill St.
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Wil
Miller Av.
Virgina Av. 2nd Av.
10th Av.
Brooke Jefferson St.
Eskridge Pl.
Hall of Fame Av.
1st Av.
9th Av.
Rd.
McElroy Rd.
Farm Av.
8th Av.
mer
Reese Landing
Tyler Av.
Harned Av.
Mohawk Av.
e Lak
Boo
Tyler Av.
Walnut St.
Oak Crest Rd.
Eastland Dr. Marcus Dr.
Swim Av.
Knapp
Eskridge Av.
7th Av. 8th Av.
Boomer Lake
Osage Dr.
Brooke Moore Franklin
Vena Ln.
8th Ct. 9th Ct. Trenton Av.
Parkway Dr.
oke r. Brollow D Ho
Hereford Dobi Ln.
Airport Rd.
Newman Av.
Hillcrest Av.
Liberty Rd. Preston Av.
Rutledge Dr.
Windmill Ln.
Dr.
. Dr
St.
d Win
te Sta
r.
177
Lakeridge Av.
Lakeview Rd.
Country Ln.
Airport Rd.
ore
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Memory Ln.
Perkins Rd.
Knoblock St.
2
Tobacco Rd.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
Av.
t.
Cheyenne Av.
w illo
Harned Av.
Liberty
nC
Arapaho Av.
W
Newman Av. Hillcrest Av. Brown Av.
Dr.
Wil liam
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma rie
Washington St.
Ranch Av. Cherokee Av.
age
sse
Ute Av.
Lake Sh
4th Av.
Cla
Rogers Dr.
Hartwood Av.
3rd Pl.
ers
Rog
B
Os
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook
Golf Dr.
Falls Dr.
Stillwater Municipal Airport
gate Dr .
Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
Stonecrest Ct.
One Broker 1. 1816 S Oakridge - 1-2:30 p.m. ... Kathy & Lauren Century-21 2. 623 W Hartwood - 2-3 p.m. ... Alane
3rd Av.
Quartz Dr. Richmond Hill Rd.
Washington St. Garfield St.
Hunters Ridge
Stonecrest Ave.
Lynn Ln.
North
Benjamin
Husband Pl. Northgate Dr.
St.
Richmond Rd.
Park Pl. Tower Park Dr.
Richmond Hill Ct.
nd Husba
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lD mil
Ct.
yon
Can
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Windsor Cr.
Burris Rd.
Burris Rd. 177
Week of Sunday, March 7, 2021
Lakeview Rd.
Jardot Rd.
OPEN HOUSEMap
Yost Rd.
Perkins Rd.
Yost Rd.