June 10 Real Estate Weekly

1

News Press

June 10, 2021

Stillwater

REALESTATE News Press Stillwater

REALESTATE

W E E K LY

Your best source for weekly real estate news and listings for Stillwater and surrounding communities

Your best source for weekly real estate news and listings for Stillwater and surrounding communities

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$299,000

NOVEMBER 22, 2019

3%

Ultra-low mortgage rates returned this week, with lenders offering home buyers and refinancers a chance once again to lock in a low rate.

81

The percentage of non-owners surveyed

by NAR who say they want to own a home in the future..

$398,500 $179,900

712 S. Devon St.

905 S. Blue Ridge Weekly Features: • About Real Estate • Open House Map Visit our web site at

stwnewspress.com » Classifieds » Real Estate Weekly

to download the current PDF edition Weekly Features: and see participating Realtors.

•ToAbout Realyour Estate advertise home in Real Estate Weekly, call (405) 372-5000.

• Classifieds • Open House Map Visit our web site at

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$118,500

26 N. Canyon Rim Dr. $549,000

Your H ouse Featur Could Be Call Ba ed Here! rbara Today !

Millennial Money: Trial, error, and what I learned in my 20s Sean Pyles NerdWallet

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FIGURE OUT A BUDGETING SYSTEM For most of my 20s, my budgeting system was defined by the lack thereof. Eventually, I sucked it up and started tracking my spending. At first, I felt that I was slacking if I didn’t document where every penny went.

But I quickly realized that keeping a simple budget was more my style.

TIP: Choose a budgeting system that reflects who you are.

If you’re a hyper-

LEARN FROM MISTAKES Did you know that if you work a contract gig and don’t put aside enough cash to cover taxes, you may be left making monthly payments to the IRS for years to come? In my early 20s, I learned this the hard way.

TIP: Locate the source of a problem and find a solution.

In my case, the problem was that I ignored my finances and didn’t think about tax obligations. I resolved the issue by proactively managing my budget and paying off

my tax debt. Getting a new job that wasn’t a 1099 gig helped, too.

“You’ve got to figure out: Is it the same mistake you’re making over and over? Is it a pattern?” says Christine Papelian , a certified financial planner in Phoenix. “If it’s a new mistake, then now you have an opportunity to get back on track. It’s almost never too late to change a behavior or a habit.”

If you have a habit of making late payments , for example, think about setting up automatic bill pay so you don’t have to worry about tracking various due dates.

BUILD FINANCIAL FORTITUDE The past year has been a crash course in instability. And while recent crises were unusually severe, you can count on unexpected financial challenges to pop up throughout life. For instance, a broken alternator on my car once drained my emergency fund, but at least I was able to avoid going into debt to cover the expense.

TIP: Make savings mandatory.

“Focus on building an emergency fund,” Rodriguez says. “Everyone needs one because everyone is going to have an emergency come up.”

Consider using direct deposit to send part of each paycheck into an emergency savings account or setting up automatic transfers from a checking account to savings.

TAKE ADVANTAGE OF THAT LONG TIME HORIZON Youth may be wasted on the young, and so is their financial time horizon – at least

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1108 S Ma n S wa er OK

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FOR SALE 6712 S Sangre 3 ac es + house

$159 900 CALL FOR MORE NFO

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Large open living room with fireplace, dining room and Fenced yard with several large trees, landscaping and a deck and kitchen.

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Fenced yard with several large trees, landscaping and deck off the back the house ...............................................................$179,500 aand retirement save and kitchen.

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Fenced yard with several large trees, landscaping and deck off back the house ...............................................................$179,500 off the the back the house ...............................................................$179,500 1409 SURREY DRIVE Nice 3 BD / / 2 car garage on a culoff the back of the house ...............................................................$179,500 and chen Fenced ya d eve a a ge ee and cap ng and a deck the of the house 1409 Sin SURREY DRIVE -...............................................................$179,500 Nice &...............................................................$179,500 clean 3Tucking BD / 2 BA / 2fireplace, caraway garage on more a room cullator , I quickly set off he back o he hou e $179 500 de-sac the SW area.

Large open living room with dining off the back of the house 1409he DRIVE - Nice BD / a2 BA 2fireplace, car garage on a room culand kSininSURREY chen ya open d&several wclean h 3large eve a/landscaping ge ee dining and cap ng and$179 a deck de-sac the SW area.

Large living room with off back ooFenced he hou 500 de-sac the Fenced SW area.

Large living room with fireplace, dining and kitchen. yard witheeopen trees, andsave aroom deck up regular contribucash now can off he he hou $179 500 de-sac inback the Fenced SW area.

Large open living room with fireplace, dining room and kitchen. yard with several large trees, landscaping and a deck andthe kitchen.

Fenced yard withe several large trees, landscaping and a deck off heback back o house he401(k). hou $179 500 off of the tions my you from andthe kitchen.

Fenced yard with trees, landscaping off of ...............................................................$179,500 1409 Sto SURREY DR...............................................................$179,500 VE several N ce &large c ean 3 BD 2playing BA and 2 caa deck ga age on a cu off the back back of the the house house ...............................................................$179,500 off the back of the house ...............................................................$179,500 TIP: Use these in later 1409 SURREY DR VE &Nclean ceopen &3catch-up c ean 3 BD BA ga a cu 1409 SSSURREY DRIVE - Nice BD / v2 BA / 2oom car2garage a culde nSURREY he SW a Large ea gece ng wBAdining h2on fica aceage d non oom 1409ac Sin SURREY DRIVE -reNice &Nclean BD / 2office BA 2fireplace, car on a room cul1409 SDEVON DR VELa &33years. ccroom ean 3 /BD 2garage 2on caep ga age onng a cu de-sac the SW area. open living with 712 S STREET Comme a bu d ng ha ove 3000 w hh years to boost 1409 S SURREY DRIVE Nice & clean BD / 2 BA / 2 car garage a culde ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA 2 ca ga age on 712 S DEVON STREET Commercial office building has over 3000 s/f with 712 STREET Comme croom a/ 2office bugarage d ngdining haaroom ove 3000 aa cu wcu de-sacSSinDEVON the SW DRIVE area.

Large living with/ 2fireplace, 1409 SURREY - Niceopen & clean 3 BD BA car on cul-

712 DEVON STREET Comme aa//trees, bu ddBA ove 3000 w h de-sac in the Fenced SW area.

Large with fireplace, dining 1409 SURREY DRIVE ---Commercial Nice &several clean 3eve BD BA /ge carover garage on aaroom culand kSSSSSSDEVON chen Fenced ya dComme hopen a22v2office ee and cap ng and 1409 SSDEVON SURREY DR VE NNwisclean ce ean BD 2ha caadesk ga age onngaaaadeck cu 712 DEVON STREET Commercial office building 3000 with 1409 SURREY DRIVE Nice garage on culand kitchen. yard with and deck cu & BD BA //landscaping 222has car cul712 SSSac STREET 3000 s/f with 712 STREET woom 1409 SURREY DRIVE Nice aaep 1409 SURREY DR VELaopen celiving &&&&3333large ccccccroom ean 3333atile, BD 2222garage BA ca age de-sac in SW area. open living room with fireplace, dining room bu ng ha ove 3000 w office building over 3000 s/f with de nnthe he SW aa ----Large ea ge ng oom wng hand fis/f ace non 1409 SURREY DRIVE --Commercial Nice & clean BD //trees, BA car garage on cul10 separate The flooring carpeting and tile, furniture garage on aroom culean BD BA ca ga age on cu 712 STREET office building has over 3000 s/f with 10 epa aa offices. ehe office The floo ng ca pe ng and e2222on nga ung edddand and de k hhhh 1409 SSDEVON SURREY DRIVE Nice & BD 22office BA //landscaping 22has car garage on culde-sac in the SW area.

Large open living room with fireplace, dining 1409 S SURREY DR VE N ce a cu and kitchen.

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Large open living room with fireplace, dining room aaaep and de SW ea La ge open v ng oom w h fi ep ace n ng oom off the back of the house ...............................................................$179,500 712 DEVON STREET Commercial office building has over 3000 s/f with and chen Fenced ya d w h eve a a ge ee and cap deck 1409 S SURREY DRIVE Nice & clean 3 BD 2 BA / 2 car garage on culde-sac in the SW area.

Large open living room with fireplace, dining room 712 S DEVON STREET Comme c a office bu d ng ha ove 3000 w 10 separate offices.

The flooring furniture and desk 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA ca ga age on a cu de ac n he SW a ea La ge open v ng oom w h fi ace n ng oom and kitchen.

Fenced yard with several large trees, landscaping and deck 10 epa e office The floo ng ca pe ng and e u n u e de k 1409 S SURREY DRIVE Nice & clean 3 BD / 2 BA / 2 car garage on culis carpeting and tile, furniture and desk de-sac in the SW area.

Large open living room with fireplace, dining room will remain, large reception/waiting area, large area, alarm 712 She STREET -Large office building over 3000 s/f with off back oFenced he eopen $179 712 SSDEVON STREET Comme a/trees, buand dw ng ove 3000 woom h de-sac in SW area. dining room 10 separate The flooring carpeting and tile, furniture 1409 SSDEVON SURREY DR VE NNwisisisclean ce &&3large ccroom ean 33kitchenette 22garage 22onha ca ga a cu de ac nthe SW a hou ea La ge open vv2aaoffice ng oom hhand fifialarm ace ddeaand nnon and kitchen.

Fenced yard with several and aep deck with fireplace, off the back of the house ...............................................................$179,500 10 epa aa nofoffices. ehe office The floo ng ca pe ng eand de 10 separate offices.

The flooring carpeting and tile, furniture and desk 1409 SURREY DRIVE -Commercial Nice &on BD BA /landscaping 2has car culde-sac in the SW area.

Large will remain, large reception/waiting area, large kitchenette area, alarm and kac chen ya ddand eve aBD ge eeBA cap ng deck and kitchen. yard with several large trees, landscaping and deck a room de kkk500 open living room with fireplace, dining room 10 separate offices.

The flooring carpeting and furniture and desk 1409 SURREY DR VELa celiving ean BD BA cadesk age on cu de he SW ea La ge23 ng oom ace ng and kitchen.

Fenced yard with several large trees, landscaping and deck de-sac in SW area.

Large open living room with fireplace, dining room will remain, large reception/waiting area, alarm w aaSW ge ecep wa ng ea abuand ge karea, chene euuung aage ang m 712 Sema DEVON STREET Comme aparking dw ngdining ha ove 3000 woom h area, large kitchenette off the back the house ...............................................................$179,500 and kitchen.

Fenced yard with several large trees, landscaping and deck de nnnthe he aaa hou ea oom 10 epa eeFenced office The floo ng ca pe ng eeand uuaaaaauep nnnga eeeea and de de-sac in the SW area.

Large open living room with fireplace, dining system, outdoor garden area, paved parking spaces..........$398,500 10 separate offices.

The flooring carpeting and tile, furniture and desk and kac chen Fenced ya wisge hhhopen eve aaoffice atile, ge ee cap aaaa deck open v ng oom w h fi ep ace d n ng oom several large trees, landscaping and deck will remain, large reception/waiting area, large kitchenette area, alarm off he back o he e $179 500 and kitchen.

Fenced yard with landscaping and aroom deck off the back of the house ...............................................................$179,500 10 epa a office The floo ng ca pe ng and and de k several large trees, and deck de ac he SW ea La ge will remain, large reception/waiting area, large kitchenette area, alarm and kitchen.

Fenced yard with landscaping w ema n ge ecep on wa ng ea a ge k chene e a a a m de-sac in the SW area.

Large open living room with fireplace, dining room system, outdoor garden area, and 23 paved spaces..........$398,500 and k chen Fenced ya d w eve a ge ee and cap ng and deck 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA 2 ca ga age on cu off the back of the house ...............................................................$179,500 open v ng oom w h fi ep ace d n ng oom will remain, large reception/waiting area, large kitchenette area, alarm and kitchen.

Fenced yard with several large trees, landscaping and deck 10 epa a e office The floo ng ca pe ng and e u n u e and de k off the back of the house ...............................................................$179,500 and kitchen.

Fenced yard with several large trees, landscaping and aep deck and k chen Fenced ya d w h eve a a ge ee and cap ng a deck de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom system, outdoor garden area, and 23 paved parking spaces..........$398,500 w1409 ema n a ge ecep on m off the back of the house ...............................................................$179,500 and kitchen.

Fenced yard with several large trees, landscaping and a deck off he back o he hou e $179 500 will remain, large reception/waiting area, large kitchenette area, alarm de ac n he SW a ea La ge open v ng oom w h fi ace d n ng oom wa ng a ea a ge k chene e a ea a a m and k chen Fenced ya d w h eve a a ge ee and cap ng and deck off the back of the house ...............................................................$179,500 system, outdoor garden area, and 23 paved parking spaces..........$398,500 ...............................................................$179,500 system, outdoor garden area, and 23wa paved parking spaces..........$398,500 yy the em ou doo den aa&&&on and 23 paved pa k ng ng 500 10 epa a Your eFenced office The floo ng ca ng and eand uaaadeck nwitheeung and dedeck k500 off the back the house ...............................................................$179,500 SURREY DRIVE -area, Nice clean 3eve BD 2pe BA /ge car garage onpace culhhoffice aa/landscaping ee cap w nnnofofofofhe ge aaacar ge aaaeea aaa$398 m system, outdoor garden 23 paved spaces..........$398,500 and kkkacSSema chen ya dddand wwwea and 712 Sem STREET --ecep office building has over 3000 s/f and kitchen. yard with several trees, and off back the house ...............................................................$179,500 off back hega hou ee and cap 1409 SSDEVON SURREY DRIVE --Commercial Nice clean 33large BD ////parking BA 2222has garage on culw ema ge ecep on wa ng ea ge chene ea mdeck off the back the house ...............................................................$179,500 and chen Fenced ya House Could Be ou doo ga den ea and 23 pa $398 500 1409 SURREY DRIVE -area, Nice clean 3eve BDng BA car garage on cul712 SShe DEVON STREET Commercial building over s/f with system, outdoor garden and 23wa paved parking spaces..........$398,500 off the back the house ...............................................................$179,500 w ema ge ecep ng ea ge chene e ng ea m off he back ooooaaaFenced he eeeeopen $179 500 de nthe SW ahou ea La ge vaaaa2222aaapaved ngea oom wkkkkk3000 hchene fipace ep ace dand n$179 ngaaaaa deck oom and chen Fenced ya hhhopen eve aaatile, ge ee and cap ng and deck 1409 SURREY DRIVE Nice &on clean BD BA //ge car garage on a room culoff he back he hou $179 500 712 DEVON STREET -Large Commercial office building has over 3000 s/f with de-sac in area. living room with fireplace, dining and k chen Fenced ya d w eve ge ee and cap ng and deck off the back ofSW the house ...............................................................$179,500 y em ou doo ga den a ea and 23 paved pa ng pace $398 500 10 separate offices.

The flooring is carpeting and furniture and desk off he back he hou $179 1409 S SURREY DRIVE Nice & clean 3 BD / BA / 2 car garage on a culde-sac in the SW area.

Large open living room with fireplace, dining room and k chen Fenced ya d w eve a ge ee and cap ng and deck 712 S DEVON STREET Commercial office building has over 3000 s/f with w ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m 10 separate offices.

The flooring is carpeting and tile, furniture and desk off he back o he hou e $179 y em ou doo ga den a ea and 23 paved pa k ng pace $398 500 de-sac the SW area.

Large open living room with fireplace, dining room 1409 Sin SURREY DRIVE -den Nice &several clean 3large BD /trees, 2paved BA /BD 2fireplace, car garage on aaroom cul500 de-sac in the SW area.

Large open living room with fireplace, dining room y em ou doo ga a ea and 23 pa k ng pace $398 off he back o he hou e $179 500 de-sac in the SW area.

Large open living room with dining 1409 S SURREY DR VE N ce & c ean 3 2 BA 2 ca ga age on a cu 10 separate offices.

The flooring is carpeting and tile, furniture and desk and kitchen.

Fenced yard with landscaping and deck y separate em ouoffices. doo ga den and 23 paved pa22eeBA karea, ng pace $398 500 will remain, large reception/waiting area, large area, alarm HERE! 712 STREET -eeopen office building has over 3000 s/f with and kSSininSSDEVON chen Fenced ya d-aaCommercial harea, eve aoffice atile, gefireplace, and cap ng and aadeck off he back oooFEATURED he hou $179 de-sac the SW area.

Large living room with dining and kitchen.

Fenced yard with several trees, landscaping and aaaroom deck 10 The flooring carpeting and furniture and desk 1409 SURREY DR VE NNwisea ce &&&large ccclean ean 33kitchenette BD 222ha ca ga age on cu will remain, large reception/waiting area, large kitchenette alarm off he back he hou $179 500 and kitchen.

Fenced yard with and deck several large trees, landscaping and deck 1409 SURREY DRIVE Nice 3 BD / BA / car garage on culde-sac the SW area.

Large open living room with fireplace, dining room 712 DEVON STREET Comme c a bu d ng ove 3000 w hh y em ou doo ga den ea and 23 paved pa k pace $398 500 will remain, large reception/waiting large kitchenette area, alarm off he back he hou e $179 and kitchen.

Fenced yard with several large trees, landscaping and a deck off the back of the house ...............................................................$179,500 1409 S SURREY DR VE ce ean BD 2 BA ca ga age on a cu and kitchen.

Fenced yard with several large trees, landscaping and a deck will remain, large reception/waiting area, large kitchenette area, alarm off the back of the house ...............................................................$179,500 and kitchen. with several trees, landscaping and 712 STREET Comme a/parking office buand dwwng ove 3000 de acSSSDEVON nnSURREY heFenced aaBARBARA ea ge open ng oom epdeck aceage ngdesk oom system, outdoor garden area, and paved spaces..........$398,500 off the back of the house ...............................................................$179,500 off he back oSW heyard hou eflooring $179 500 ...............................................................$179,500 10 separate offices.

The isBD carpeting tile, furniture and kitchen.

Fenced yard with large trees, system, outdoor garden area, and 23 paved spaces..........$398,500 1409 SDEVON DR VELa Nclean ceopen &3large cc ean 3 BD 2garage BA 2onha caaaep gaace a cuwwoom 1409 SURREY DRIVE -Commercial Nice &several BA /landscaping 2has car a deck culCall off back of the house ...............................................................$179,500 de SW La ge23 v2vTODAY! ng oom hhand fifis/f ddand nnon ng 712 DEVON STREET Comme aparking office buover d ng ha ove 3000 h 712the Sac STREET -ea office building 3000 with off the back ofhe the house ...............................................................$179,500

10 epa aathe eeSWSTREET office The floo ng ca ng ee2on uuep nnga uu age eedddining and dea room kk system, outdoor garden area, andclean 23 paved spaces..........$398,500 de-sac innnthe SW area. open living off the back of the house ...............................................................$179,500 1409 SSDEVON DRIVE --Commercial Nice BD //parking BA // room 22has car aa cul1409 SSURREY SURREY DR VELarge celiving &333eve croom ean 3aBD 2garage cadesk cu 1409 SURREY DRIVE Nice BD BA carand garage on culde SW aa -Large ea La ge vv222ape ng oom wwwith hhand fififireplace, ace nnonng oom 712 Sepa office over 3000 with off the back ofhe the house ...............................................................$179,500 de-sac in area. with fireplace, dining de ac he SW ea La ge open ng ep ace ng oom 10 office The floo ng cabuilding pe 10 separate offices.

The flooring furniture and kkac chen Fenced ya dd&&&Nwwisclean hopen ge eeBA and cap ng and a deck deck 1409 SDEVON DRIVE -Commercial Nice clean BD /and BA / ng 2oom carand garage on a room culde acema nthe he SW areception/waiting ea Laopen gecarpeting open vaaarea, ngeaatile, oom wkkitchenette hand fis/f ep ace dand n aalarm ngde oom will remain, large large area, 712 SSepa STREET --Large office building has over 3000 s/f with de-sac inSURREY SW area. open living room with fireplace, dining room and chen Fenced ya h eve ge ee and cap ng a 10 a e office The floo ng ca pe ng and e u n u e and de k 712 DEVON STREET Commercial office building has over 3000 s/f with 10 separate offices.

The flooring is carpeting and tile, furniture desk and kitchen.

Fenced yard with several large trees, landscaping and a deck w n a ge ecep on wa ng a ge chene e a ea a m will remain, reception/waiting area, large kitchenette 712 SSkitchen.

DEVON STREET --Large Commercial 3000 s/f with and yard with several large trees, landscaping de-sac inchen SW area. open living room fireplace, dining room office building has over 3000 s/f with kkacema ya ddon wwisisgecarpeting hhopen eve aatile, ge ee and cap de ntheoffices. he SW a22hou ea La vaaaawith ng oom wkarea, hand fialarm ep ace dand n a$179 ngaaa deck oom 10 separate The flooring carpeting and tile, and 712 DEVON STREET Commercial office building has over 3000 s/f with and kitchen.

Fenced with several large trees, landscaping adesk deck 3000 s/f with and wand noflarge aFenced ge wa ng ea afurniture ge chene e ng a ea mdeck 712 DEVON STREET Commercial office building has over 3000 s/f with 615 Ehe 13TH PLACE --yard BD/1 BA/1 detached car garage.

Hardwood floors, chen Fenced ya eve ge ee and cap ng and deck off back o he e 500 10 separate offices.

The flooring and furniture desk will remain, large reception/waiting area, large kitchenette area, alarm off the back the house ...............................................................$179,500 712 SSEhe DEVON STREET --ecep Commercial office building has over 3000 s/f with and k chen Fenced ya d w h eve a ge ee and cap ng and deck 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, system, outdoor garden area, and 23 paved parking spaces..........$398,500 10 separate offices.

The flooring furniture and desk is carpeting and tile, furniture and desk and kitchen.

Fenced yard with several large trees, landscaping a deck 712 S DEVON STREET Commercial 3000 s/f with off back o he hou e $179 500 office building has over 3000 s/f with w ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m and k chen Fenced ya d w h eve a a ge ee and cap ng and deck 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, will remain, large reception/waiting area, large kitchenette area, alarm 10 separate offices.

The flooring is carpeting and tile, furniture and desk Hardwood floors, 712 SSSEEhe DEVON STREET ---flooring Commercial office building has over 3000 s/f with off the back of the house ...............................................................$179,500 yy separate em ou doo ga den aa...............................................................$179,500 ea and 23 paved pa kkarea, ng pace $398 500 10 offices.

The furniture and desk is carpeting and tile, furniture and desk some tilt-in windows, back door and several other updates.

Great will remain, large reception/waiting area, large kitchenette alarm 712 DEVON STREET Commercial office building has over 3000 s/f with 615 13TH PLACE -- 22new BD/1 BA/1 detached car garage.

Hardwood floors, system, outdoor garden area, and 23 paved parking spaces..........$398,500 10 separate offices.

The flooring isdoor carpeting and tile, furniture and desk off the back of the house 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, o he hou e $179 500 712 DEVON STREET Commercial office building has over 3000 s/f with some tilt-in windows, new back and several other updates.

Great and k chen Fenced ya d w h eve a a ge ee and cap ng and a deck will remain, large reception/waiting area, alarm area, large kitchenette area, alarm 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, off the back of the house ...............................................................$179,500 em ou doo ga den ea and 23 paved pa ng pace $398 500 10 separate offices.

The flooring is carpeting and tile, furniture and desk and 1409 SDEVON SURREY VEback ce &office ccseveral ean 3garage.

BD 2Hardwood BA 2on cadesk ga a cu some windows, updates.

Great 1409 SDEVON SURREY DRIVE -Commercial Nice &N clean 3 BD 2office BA / 2has car garage as/fculsystem, outdoor garden and 23 paved parking spaces..........$398,500 will remain, large reception/waiting area, large kitchenette alarm off he back he hou $179 712 STREET -flooring office building over 3000 s/f with door and other Great 10 offices.

The carpeting and tile, furniture and desk area, large kitchenette area, alarm 712 Stilt-in STREET a//parking bupaupdates. dkarea, ng ove 3000on w500 h 615 PLACE -DR 2new BD/1 detached car floors, will remain, large reception/waiting area, alarm off back oooSTREET he hou eeeBA/1 $179 investment. system, outdoor garden area, and 23 paved 712 SSEhe DEVON -area, Commercial building has over 3000 withage some tilt-in windows, new back and several other updates.

Great 10 separate offices.

The flooring carpeting and tile, furniture and desk will remain, large reception/waiting area, large kitchenette area, alarm some tilt-in windows, new back door and several other updates.

Great 1409 S13TH SURREY DRIVE -den Nice &Nisisisdoor clean 2paved BA / 2spaces..........$398,500 car a culy separate em ou.....................................................................................$69,900 doo ga aComme ea and 23 ngdining pace $398 investment. .....................................................................................$69,900 10 separate offices.

The flooring carpeting and tile, furniture and desk off he back he hou $179 500 system, outdoor garden area, spaces..........$398,500 and 23 paved parking spaces..........$398,500 1409 SSDEVON SURREY DR VE ce &&3 BD cccroom ean 33tile, BD 22garage BA 22onha ca ga age on aa cu some tilt-in windows, new and several other updates.

Great will remain, large reception/waiting area, alarm area, large kitchenette area, alarm investment. .....................................................................................$69,900 system, outdoor garden area, and 23 paved parking spaces..........$398,500 1409 SURREY DR VEback Nisisdoor celiving ean BD BA ca ga age on cu de-sac in the SW area.

Large open with fireplace, room .....................................................................................$69,900 10 separate offices.

The flooring carpeting and tile, furniture and desk system, outdoor garden area, and 23 paved parking spaces..........$398,500 712 S STREET Comme a office bu d ng ha ove 3000 w some tilt-in windows, new back door and several other updates.

Great will remain, large reception/waiting area, large kitchenette area, alarm investment. .....................................................................................$69,900 spaces..........$398,500 off he back o he hou e $179 500 10 separate offices.

The flooring carpeting and furniture and desk will will remain, large reception/waiting area, large kitchenette area, alarm system, outdoor garden area, and 23 paved parking spaces..........$398,500 de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom investment. .....................................................................................$69,900 de-sac in the SW area.

Large open living room with fireplace, dining room will remain, large reception/waiting area, large kitchenette area, alarm 10 epa a e office The floo ng ca pe ng and e u n u e and de k investment. .....................................................................................$69,900 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 SOLD 1409 SURREY DR VE and N 23cearea, &large c large ean 3garage BD 2.............$169,900 BAarea,and 2alarm caa deck ga age on a cu h system, garden spaces..........$398,500 paved parking spaces..........$398,500 1503 S.Soutdoor BERKSHIRE - 3area, BD/2 BA/2-car attached and remain, kitchen.

Fenced yard with several trees, landscaping SOLD will large reception/waiting kitchenette

E 0 US 2 3 HO 00 EN 1 OP DAY N SU

GET SERIOUS ABOUT GOALS For several years, my main financial goal was to go out as much as I wanted and still have enough money left at the end of the month to cover rent.

Eventually, though, groggy mornings and paltry savings proved unfulfilling. My partner and I decided to set goals and plan for them.

We wanted to buy a house, which meant moving to a less expensive city so we could build savings.

TIP: Know your passions to know your goals.

Sacramento, California, certified financial planner Pam Rodriguez suggests identifying

analytical person, a detailed budgeting spreadsheet might suit you. But if you’re more handsoff, a budgeting app might do the trick.

No matter how you budget, it’s important to at least understand the money coming in and going out monthly.

“When people see their spending, they have an aha moment, because they didn’t realize where their money was going,” says Sidney Divine , an Atlanta certified financial planner.

E 0 US 2:3 HO 00EN 1: OP DAY N SU

Stillwater NewsPress • Thursday, June 10, 2021

Your 20s are a time of self-exploration, finding your footing as an adult – and likely making some money mistakes.

To save you from learning the hard way – and pass on some knowledge as I enter my 30s – here are five money lessons from my past decade.

what brings you joy, then crafting a financial plan to create more of those moments.

“Personal finance is a lot more emotional than it is a math equation,” Rodriguez says.

“Even though the numbers have to add up, you’ll never take action unless you feel strongly about something.”

If you want to buy a house to host friends and family, for example, identify how much you’ll need for a down payment and closing costs, then work toward that savings goal over time.

712 SSac STREET Commercial office has over 3000 s/f with investment. system, outdoor garden area, and paved parking spaces..........$398,500 712 SSS.S.DEVON DEVON STREET Comme office buand ng ove wk hh will remain, large reception/waiting area, large kitchenette alarm de na .....................................................................................$69,900 he SW a--- 333---ea Lafloo ge23 open vaoffice ng oom hand fiha ep aceung3000 dand n ngde oom 712 DEVON STREET Commercial office building has over 3000 s/f with system, outdoor garden area, and 23 paved parking spaces..........$398,500 1503 BERKSHIRE BD/2 .............$169,900 BA/2-car attached garage .............$169,900 remain, large reception/waiting area, large kitchenette area, alarm system, SOLD system, outdoor garden area, and 23ng paved parking spaces..........$398,500 1503 BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 and kitchen. with several large trees, landscaping deck 712 DEVON STREET Comme ccng aabuilding bu dwdkarea, ng ha ove SOLD 10 eFenced office The ca pe ng eand uadesk nwith e3000 712 Sepa DEVON STREET Commercial office building has over 3000 s/f with 1503 S. BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 and k chen Fenced ya d w h eve a ge ee cap 623 E. MAPLE AVE. --yard BD/1BA/1-car attached garage ...............$122,900 1503 S. BERKSHIRE -2333-ecep BD/2 BA/2-car attached garage .............$169,900 off the back ofhe the house ...............................................................$179,500 system, outdoor garden area, and 23 paved parking spaces..........$398,500 SOLD 10 separate offices.

The flooring is carpeting and tile, furniture and w ema n a ge on wa a ea a ge chene eua3000 ea angaadedeck mw system, outdoor garden area, and 23 paved parking spaces..........$398,500 office building has over 3000 s/f with 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 712 S DEVON STREET Commercial 3000 s/f 712 S DEVON STREET Comme w hhhh de ac n SW a ea La ge open v ng oom w h fi ep ace d n oom c a office bu d ng ha ove w 10 separate offices.

The flooring is carpeting and tile, furniture and desk 615 E 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, SOLD 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 outdoor garden area, and 23 paved parking spaces.......................$398,500 712 S DEVON STREET Commercial office building has over 3000 s/f with attached garage ...............$122,900 623 E. MAPLE AVE. 3 BD/1BA/1-car ...............$122,900 10 epa a e office The floo ng ca pe ng and e u n e and 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, off the back of the house ...............................................................$179,500 c a office bu d ng ha ove 3000 w 10 separate offices.

The flooring is carpeting and tile, furniture and desk SOLD and k chen Fenced ya d w h eve a a ge ee and cap ng a deck 712 S DEVON STREET Comme 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 712 SE. DEVON STREET --ecep Commercial office building has over 3000 s/f with c1ng adeand office buand dkarea, ng ha ove 3000 wwkk500 SOLD 623 MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 615 ESEtilt-in 13TH PLACE 22back BD 11carpeting BA ached ca ga age Haeuadwood dwood floo 615 Ehe 13TH -- 233new BD/1 BA/1 detached car garage.

Hardwood floors, will remain, large reception/waiting area, large kitchenette area, alarm 10 a offices. ePLACE office The floo ng ca pe ng eeage udesk nnHa eeeaand de isisdoor tile, furniture and desk w ema n a ge on wa a ea a ge chene a a m 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 10 separate The flooring and 712 DEVON STREET Comme c a office bu d ng ha ove 3000 w hhhh 712 Sepa DEVON STREET Commercial office building has over 3000 s/f with off back o he hou e $179 will remain, large reception/waiting area, large kitchenette alarm some windows, and several other updates.

Great SOLD 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, 10 separate offices.

The flooring carpeting and tile, furniture and desk 615 13TH PLACE BD BA 1 de ached ca ga floo y em ou doo ga den a ea and 23 paved pa k ng pace $398 Call Barbara Today! some tilt-in windows, new back door and several other updates.

Great 10 epa a e office The floo ng ca pe ng and u u and de 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 will remain, large reception/waiting area, large kitchenette alarm de 1409 S DEVON SURREY DRIVE - ya Nice &on clean 3eve BD /parking /other 2ge car garage on adesk cul-deand kSESema chen Fenced dand wisisdoor hBA a2BA atile, eeddkarea, and cap ng ade deck 712 STREET Comme SOLD Call Barbara Today!

10 separate offices.

The flooring carpeting and furniture and cc11ng aade office bu ng ha ove 3000 wwwkkkkk500 some tilt-in windows, new back and several updates.

Great 615 13TH PLACE 2 BD 1 floo system, outdoor garden area, and 23 paved spaces..........$398,500 w n a ge ecep wa ng a ea a ge chene e a ea a a m ached ca ga age Ha dwood floo 10 epa a e office The floo ng ca pe ng and e u n u e and de area, large kitchenette area, alarm Barbara Today!

Call system, outdoor garden area, 23 paved parking spaces..........$398,500 712 DEVON STREET Comme office bu ng ha ove 3000 hhh will remain, large reception/waiting area, large kitchenette area, alarm off he back o he hou e $179 500 10 separate offices.

The flooring carpeting and tile, furniture and desk investment. .....................................................................................$69,900 712 S DEVON STREET Commercial office building has over 3000 s/f with 10 epa a e office The floo ng ca pe ng and e u n u e and de some tilt-in windows, new back door and several other updates.

Great ome w ndow new back doo and eve a o he upda e G ea 615 E 13TH PLACE 2 BD 1 BA de ached ca ga age Ha dwood floo y em ou doo ga den a ea and 23 paved pa k ng pace $398 500 Call Barbara Today! will remain, large reception/waiting area, large kitchenette area, alarm w ema n a ge ecep on wa a ea a ge k chene e a ea a a m investment. .....................................................................................$69,900 712 DEVON STREET Comme office buand ha ove 3000 PENDING system, outdoor garden area, and paved parking spaces..........$398,500 sac inremain, the SW Large open living room with fireplace, room and 10 a n.....................................................................................$69,900 office The floo ng ca pe ng eeage uu upda nnHa eeeeaand de 615 13TH 22new BD 1123 BA ached ca ga floo ome nearea. woaPLACE ndow back doo and akarea, oand he G$179 ea Call Barbara Today!

712 SSEEema DEVON STREET Comme cc11ang aade bu dddining ng ha ove 3000 wwkkk500 will large reception/waiting area, large kitchenette alarm investment.

712 SSepa DEVON STREET --flooring Commercial office building has over 3000 s/f with wsystem, ge ecep on m system, outdoor garden area, and 23 paved parking spaces..........$398,500 wa aaoffice ea aaeve ge chene eeuuaadwood aa$398 aaea m 615 13TH PLACE BD BA de ached ca ga age Ha dwood floo 10 separate offices.

The isea carpeting and tile, furniture desk off he back he hou e outdoor garden area, and 23 paved parking spaces..........$398,500 Call Barbara Today! will remain, large reception/waiting area, large kitchenette area, alarm 712 DEVON STREET Commercial office building has over 3000 s/f with 10 epa a e office The floo investment. .....................................................................................$69,900 ng ca pe ng and and de ome w ndow new back 712 Devon S ee Comme c o fice bu d ng has ove 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA 2 ca ga age on a cu y10 em ou doo ga den a and 23 paved pa k ng pace 500 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, w ema n a ge ecep on wa ng ea ge k chene ea m system, outdoor garden area, and 23 paved parking spaces..........$398,500 doo and eve a o he upda e G ea 615 E 13TH PLACE 2 BD 1 BA 1 de ached ca ga age Ha dwood floo 10 epa a e office The floo ng ca pe ng and e u n u e and de k kitchen.

Fenced yard with several large trees, landscaping and a deck off the 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 w ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m 712 S DEVON STREET Comme c a office bu d ng ha ove 3000 w hh mkkw900 10 separate The flooring isea carpeting tile, furniture and nve men $69 900 system, outdoor area, and 23 paved spaces..........$398,500 em ou doo ga den and pa kaakarea, pace 500 DEVON STREET Comme c23 aand office bu d3000 ha ove 3000 712 Sepa DEVON STREET office over s/f with w ndow new back doo and eve oong GG$398 ea 1503 BERKSHIRE --233-ecep BD/2 garage .............$169,900 SOLD aawoffices. eePLACE office The floo ng ca pe and eeca2he uufloors, nnga eeeeeea and de will remain, reception/waiting area, large kitchenette alarm w ema nlarge ge wa acar ge chene euuaage a$398 aa m 615 Etilt-in 13TH -DR BD/1 car garage.

1409 SS. DRIVE -Commercial Nice &on clean BD /parking 2apaved BA / ng 2has garage on a upda culome wagarden ndow new back doo and eve he upda ea 10 separate offices.

The flooring isdoor carpeting and tile, furniture and desk 1409 SsSURREY SURREY VEback cedetached &333attached cng ean 3ea BD 2Hardwood BA cadesk on cu system, outdoor garden area, and 23 paved 1503 BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 nve men $69 10 epa office The floo ng cabuilding pe and and de some windows, new and several other updates.

Great 3000 h 10 sepe aBA/1 eN o fices The floo ng so pe ng SOLD yyome em ou doo ga aaaBA/2-car ea 500 and 23 pa k ng pace $398 500 ome n w ndow new back doo and eve a he upda G ea 1409 SS. SURREY DRIVE --den Nice & clean BD //parking 22apaved BA // ng 22spaces..........$398,500 car garage on aafloors, culwill remain, large reception/waiting area, large kitchenette area, alarm back of the house...........................................................................$179,500 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood SOLD w623 ema n a ge ecep on m 1409 S SURREY DRIVE Nice & clean BD BA car garage on culwa ng ea a ge k chene e a ea a a m nve men $69 900 10 separate offices.

The flooring is carpeting and tile, furniture and desk y em ou doo ga den ea and 23 paved pa k ng pace $398 500 de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, $69 900 system, outdoor garden area, and 23 paved parking spaces..........$398,500 1409 S SURREY DRIVE Nice & clean 3 BD / 2 BA / 2 car garage on a cul10 epa a e office The floo ng ca pe ng and e u n u e and de k E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 some tilt-in windows, new back door and several other updates.

Great de-sac in area. open living room with room SOLD and 23 paved pa k ng pace $398 500 will reception/waiting area, large kitchenette alarm 623 E. MAPLE -e2233Large BD/1BA/1-car garage ...............$122,900 wAVE. ndow new doo and eve odining he upda ea 1409 S13TH SURREY DRIVE -den Nice & clean 3attached BD /ema BA /nng 2fireplace, garage on afloors, culwde ema nnnlarge ge ecep on wa ng aaape ea aaacar ge eeeuaaaeeea aaa$398 aaa m investment. .....................................................................................$69,900 and ethe uSW na u ga and desk w a ge yome em ou doo aaSOLD ea 500 nve men BA/1 detached car garage.

Hardwood 615 Eem PLACE -ga BD/1 Hardwood PENDING de-sac in SW area.

Large open living room with fireplace, dining 10 epa aBERKSH ehe office The floo ng ca and eecep uafloors, non de k900 w ema ge ecep on wa ng ea ge chene ea moom y remain, ou doo ea and 23 paved pa ng pace 500 623 E. MAPLE AVE. BD/1BA/1-car garage ...............$122,900 615 EEac PLACE --yard BD/1 BA/1 detached car garage.

Hardwood floors, system, outdoor garden area, and 23 paved nve men $69 900 1409 S13TH SURREY DRIVE -den Nice & clean 3attached BD BA /landscaping 2spaces..........$398,500 car garage on a room culsome windows, back door and several updates. de-sac in the SW area. open living room with fireplace, dining room 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, SOLD PENDING nthe SW a-22223 ea geback open va22ca ng oom wkkakkkarea, hchene fiGreat ep ace dand nG$398 ng$69 will large reception/waiting area, large kitchenette area, alarm ww1503 ema aaFenced ge ecep on wa ng ea ge chene ea m investment. .....................................................................................$69,900 some tilt-in windows, new back door and several other updates.

Great nve $69 900 de-sac in the SW area.

Large open living room with fireplace, dining room and kitchen.

Fenced with several large trees, and deck Etilt-in 13TH PLACE -yard BD/1 BA/1 detached car garage.

Hardwood 1503 Smen RE 33La BD 2detached BA 2a/parking ca aother ached ga age $169 900 623 E. MAPLE AVE. 3new BD/1BA/1-car attached garage ...............$122,900 615 13TH PLACE 2Large BD/1BA/1 car garage.

Hardwood floors, SOLD de-sac in the SW area.

Large open living room with fireplace, dining room system, outdoor garden area, and 23 paved parking spaces..........$398,500 yy remain, em doo ga den aaBA/2-car ea and 23 paved pa ng pace $398 500 SOLD wa ng aou ea and paved pa keve ng space $398 500ng PENDING some tilt-in windows, new back door and several other updates.

Great $398 500 updates.

Great 900 and kitchen.

Fenced with several large trees, landscaping and afloors, deck 615 E 13TH PLACE BD/1 Hardwood floors, S BERKSH RE BD 2 BA 2 a ached ga age $169 BA/1 detached car garage.

Hardwood floors, and k chen ya d w h a ge ee and cap and deck SOLD some tilt-in windows, new back door and several other updates.

Great de-sac in the SW area.

Large open living room with fireplace, dining room 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, 712 S DEVON STREET Comme c office bu d ha ove 3000 w 1503 S. BERKSHIRE 3 BD/2 attached garage .............$169,900 nve men $69 900 and kitchen.

Fenced yard with several large trees, landscaping and a deck SOLD w ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m some tilt-in windows, new back door and several other updates.

Great Call Barbara Today! em ou doo ga den ea and 23 paved pa k ng pace $398 500 investment. .....................................................................................$69,900 system, outdoor garden area, and 23 paved parking spaces..........$398,500 and kitchen.

Fenced yard with several large trees, landscaping and a deck off the back of the house ...............................................................$179,500 some tilt-in windows, new back door and several other updates.

Great Call Barbara Today!

712 S DEVON STREET Commercial office building has over 3000 s/f with BA/1 detached car garage.

Hardwood floors, 712 S DEVON STREET Comme c a office bu d ng ha ove 3000 w hhh y em ou doo ga den a ea and 23 paved pa k pace $398 500 1503 S BERKSH RE 3 BD $169 900 and kitchen.

Fenced yard with several large trees, landscaping and a deck 2 BA 2 ca a ached ga age $169 900 615 E 13TH PLACE 2 BD/1 Hardwood floors, ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m y em some tilt-in windows, new black door and several other updates.

Great SOLD investment. .....................................................................................$69,900 615 EEEkStilt-in 13TH PLACE ---yard detached car garage.

Hardwood 1503 S. BERKSHIRE -22new 3BD/1 BD/2 attached garage .............$169,900 SOLD off the back of the house ...............................................................$179,500 door and several other updates.

Great y separate em ou doo ga den aBA/2-car eacarpeting paved pa...............$122,900 kgang ng pace $398 500 Call Barbara Today! some windows, back updates.

Great 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, 1503 SSSDEVON BERKSH RE 333eBA/1 BD 222hand BA 22223 ca aaalandscaping ached ga age $169 900 investment. .....................................................................................$69,900 and chen Fenced ya d w eve a a ge ee and cap ng and a deck and kitchen.

Fenced with several large trees, and afloors, deck SOLD off the back of the house ...............................................................$179,500 some tilt-in windows, back door and several other updates.

Great investment. .....................................................................................$69,900 712 STREET Comme c a office bu d ha ove 3000 w 615 13TH PLACE 23new BD/1 BA/1 detached car garage.

Hardwood floors, 1503 BERKSH RE BD BA ca ached ga age $169 900 off the back of the house ...............................................................$179,500 Call Barbara Today!

623 E. MAPLE AVE. BD/1BA/1-car attached garage investment. .....................................................................................$69,900 623 E MAPLE AVE 3 BD 1BA 1 ca a ached age $122 900 10 offices.

The flooring is and tile, furniture and desk off the back of the house ...............................................................$179,500 some tilt-in windows, new back door and several other updates.

Great 1503 BERKSH RE BD BA ca ached ga age $169 900 SOLD off he back o he hou $179 y em ou doo ga den a ea and 23 paved pa k ng pace $398 500 updates.

Great 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, 712 SEESEtilt-in DEVON STREET Commercial office has over 3000 s/f investment......................................................................................$69,900 1409 SBERKSHIRE ey veback N & c1cseveral ean 3garage. ca $179 SOLD 1503 S. 3-BD/1 BD/2 attached garage .............$169,900 10 epa aga eePLACE office The floo ng cabuilding peagarage ng and u with n500 and$398 de some tilt-in windows, new door and several other updates.

Great SOLD .....................................................................................$69,900 615 13TH ---D--22ea detached car Hardwood y the em ou doo den aBA/2-car eace1BA and paved paand pace $398 500 Comme aadetached bu ddkga ng ha ove 3000 wwwith hh 623 MAPLE AVE BD 1BA ca ached $122 900 SOLD 712 STREET Commercial building has s/f investment. .....................................................................................$69,900 off back of the house ...............................................................$179,500 some windows, new door and other updates.

Great 623 E. MAPLE attached ...............$122,900 10 epa aaSu office The floo ng ca pe ng eeeage uufloors, nnover uuudwood eee and de kkk500 1503 S. BERKSHIRE 33BD/1BA/1-car BD/2 BA/2-car attached garage .............$169,900 investment. .....................................................................................$69,900 615 13TH PLACE -BD/2BA/2-car 22back BD/1 BA/1 car garage.

Hardwood floors, SOLD some windows, back door and other updates.

Great SOLD ou doo den aga and 23 pa ktile, pace 712 DEVON STREET Comme office bu ng ha ove 3000 1503 SDEVON BERKSH RE BD 2paved BA 223 caoffice ang ached gaand age $169 1503 S. BERKSHIRE --3-new BD/2 BA/2-car attached garage .............$169,900 623 EESEStilt-in MAPLE AVE 3333-eBA/1 BD $122 900 11ccseveral ca aagarage ached ga age $122 900 SOLD will remain, large reception/waiting area, large kitchenette area, alarm .....................................................................................$69,900 1503 S.MAPLE BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 investment. .....................................................................................$69,900 615 13TH PLACE 11carpeting BA de ached ca Ha floo some tilt-in windows, back and several other updates.

Great off he back oAVE. he hou $179 500 10 separate offices.

The isdoor and furniture desk 1503 S. BERKSHIRE 3BD/1BA/1-car garage.............$169,900 10 epa e office The floo ng ca pe ng and and de BERKSHIRE -3new 33flooring BD/2 BA/2-car attached garage .............$169,900 investment. .....................................................................................$69,900 SOLD some tilt-in windows, new back door and several other updates.

Great SOLD 623 MAPLE AVE BD 1BA ca ached ga age $122 900 623 E. AVE. -Call attached ...............$122,900 712 DEVON STREET Comme a office bu d ng ha ove 3000 w hh investment. .....................................................................................$69,900 Barbara Today!

SOLD 1409 S SURREY DRIVE Nice & clean 3 BD / 2 BA / 2 car garage on a culinvestment. .....................................................................................$69,900 SOLD 623 E MAPLE AVE 3 1BA 1 ca a ached ga age $122 900 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 615 13TH PLACE 2 BD BA de ached ca Ha dwood floo wsome ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 1503 BERKSHIRE --3333ecep BA/2-car attached garage .............$169,900 epa aa .....................................................................................$69,900 eePLACE office floo ng ca pe ng and eeage uufloors, nnHa eeeaand de system, outdoor area, and paved 1409 SS. SURREY DRIVE -BD/2 Nice &onclean 3attached /parking 2aoffice BA /age 2spaces..........$398,500 garage on afloors, culEES.S.ema MAPLE AVE BD 1c1room ca agarage ached $122 1503 BERKSHIRE BD/2 BA/2-car garage .............$169,900 10 separate The flooring isBD carpeting tile, furniture 623 E. MAPLE AVE. BD/1BA/1-car garage ...............$122,900 615 E 13 hoffices.

P ace 223new BD 1BA 1attached ca ga $69 900 712 DEVON STREET Comme ade bu dakga haalarm ove 3000 wkk900 w623 nlarge aagarden ge wa ng ea aacar ge chene eeuuaadwood aa ea aadesk m SOLD tilt-in windows, back door and several other updates.

Great SOLD Call Barbara Today! will remain, reception/waiting area, large kitchenette area, 623 MAPLE AVE. BD/1BA/1-car ...............$122,900 investment.

615 EE. BD/1 BA/1 detached car garage.

Hardwood 615 13TH PLACE BD 1231BA BA ached ca gang age floo 10 epa office The floo ng ca and and de 1409 S13TH SURREY DRIVE -BD/2 Nice &onclean 3attached BD / car 2ape BA / ng 2fireplace, car garage on a room culBA/2-car attached garage .............$169,900 615 EES 13TH PLACE ----DR BD/1 BA/1 detached garage.

Hardwood 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 1503 BERKSHIRE --2223333Large .............$169,900 SOLD de-sac in the SW area. open living with dining Call Barbara Today! ome n w ndow new back doo and eve o he upda e G BA/2-car attached garage .............$169,900 623 E MAPLE AVE 3 BD 1BA 1 ca a ached ga age $122 900 w623 ema ge ecep wa ng ea ge k chene ea m SOLD 1409 S SURREY VE N ce & c ean 3 BD 2BA 2 ca ga age on a cu de 1503 S. BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 615 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 SOLD de-sac in the SW area.

Large open living room with fireplace, dining room Call Barbara Today!

10 epa a e office The floo ng ca pe ng and e u n u e and de k SOLD Call Barbara Today!

1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 E. MAPLE AVE. BD/1BA/1-car ...............$122,900 Downtown Office Space for Rent system, outdoor area, and 23 paved spaces..........$398,500 wlarge ndow new back doo and eve odining he upda ea 615 Eremain, 13TH -yard BD/1 BA/1 detached car garage.

Hardwood some new back updates.

Great yome em ou doo ga den aaBA/2-car ea and 23 paved pa ng pace 500 attached garage ...............$122,900 de-sac inDEVON the SW area. open living with fireplace, room w10 ema nnnePLACE aagarden ge ecep on wa ng aoffice ea aacar ge aa$398 aa m door and several other updates.

Great Downtown Office Space for Rent Call Barbara SOLD S. BERKSHIRE --233reception/waiting 33Large BD/2 attached garage .............$169,900 Call Barbara Today! and kitchen.

Fenced with several large trees, landscaping and deck Downtown yyDowntown ou doo ea 23 paved pa pace 500 will alarm epa a windows, office The floo ngand caToday! pe ng and eRent uaafloors, n eeuaaarea, eeeea andGG$398 de investment. .....................................................................................$69,900 attached garage ...............$122,900 712 Stilt-in STREET Comme croom a/parking bu dkkaakkkkitchenette ng ha ove 3000 h 1503 BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 623 E. MAPLE -yard BD/1BA/1-car ...............$122,900 Downtown Office Space for Rent some tilt-in windows, back door and several other updates.

Great SOLD Call Barbara Today!

Call Barbara Today! ome wAVE. ndow new back doo and eve ochene he upda ea and kitchen.

Fenced with several large trees, and deck garage ...............$122,900 1409 SS. SURREY DRIVE -den Nice &on clean 3attached BD 2aarea, BA /landscaping 2large garage on culOffice Space for ww1503 ema ge ecep wa ng ea ge chene ea mmwk900 615 Eem 13TH PLACE -ga 233new BD/1 Hardwood floors, 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 SOLD nve men $69 BA/1 detached car garage.

Hardwood Downtown Office Space for Rent some tilt-in windows, new back door and several other updates.

Great em ou doo ga den a ea and 23 paved pa ng pace $398 500 Call Barbara Today!

623 E. MAPLE AVE. -yard BD/1BA/1-car attached garage ...............$122,900 and kitchen.

Fenced with several large trees, landscaping and afloors, deck investment. .....................................................................................$69,900 ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom and off the back of the house ...............................................................$179,500 SOLD Call Barbara Today!

615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, 1409 S SURREY DRIVE Nice & clean 3 BD / 2 BA / 2 car garage on a culema n a ge ecep on wa ng a ea a ge k chene e a ea a a Downtown Office Space for Rent 712 S DEVON STREET Comme c a office bu d ng ha ove 3000 w hh 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 nve men $69 900 investment. .....................................................................................$69,900 de-sac in the SW area.

Large open living room with fireplace, dining room off the back of the house ...............................................................$179,500 y em ou doo ga den a ea and 23 paved pa k pace $398 500 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, Call Barbara Today! some tilt-in windows, new back Great 10 epa a e office The floo ng ca pe ng and e u n u e and de k SOLD Call Barbara Today!

PENDING door and several other updates.

Great investment. .....................................................................................$69,900 system, outdoor garden area, and 23 paved parking spaces..........$398,500 w712 ema nofPLACE aarea. ge ecep on wa ng aoffice ea abupa ge chene e adwood ea $398 a$69 afloo mw900 DEVON STREET Comme c1room adetrees, dkkga ng ha ove 3000 off the back the house ...............................................................$179,500 615 ES 13TH -yard 2new BD/1 BA/1 detached car garage.

Hardwood floors, nve men Barbara Today! de-sac in the SW open living with fireplace, dining room Sem DEVON STREET -Large Commercial 3000 s/f with Call 615 E 13TH PLACE 2 BD 1 BA ached ca age Ha y ou doo ga den a ea and 23 paved ng pace 500 some tilt-in windows, back door and several other updates.

Great office building has over 3000 s/f with Barbara Today! and kitchen.

Fenced with several large landscaping and a deck 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 Call SOLD k712 chen Fenced ya d w h eve a a ge ee and cap ng and a deck off 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 some tilt-in windows, new back door and several other updates.

Great 712 S DEVON STREET Commercial office building has over 3000 s/f with SOLD Barbara Today! investment. .....................................................................................$69,900 10 aBERKSH office The floo ca peached ng and eage uadesk nwith eeaand de 3000 s/f S. BERKSHIRE -2new 3--ecep BD/2 attached garage .............$169,900 .....................................................................................$69,900 yy separate em ou doo ga den aaBA/2-car ea and paved pace $398 712 SSepa DEVON STREET Commercial office building has over 3000 s/f with some windows, and several other updates.

Great SOLD 712 STREET Comme adetrees, bupa dkkakga ng ha ove 3000 wkk500 hhe 1503 SSDEVON 33BA/1 BD 22ng BA 2223 ca aaBD ached ga age $169 900 615 ES 13TH -yard BD/1 detached car garage. floors, and kitchen.

Fenced with several large landscaping deck 10 offices.

The carpeting and tile, and 712 DEVON STREET Commercial office building has over 3000 s/f with 615 Etilt-in 13TH PLACE BD 1carpeting BA ca Call Barbara furniture and desk w1503 ema nofneePLACE a ndow ge on wa aoffice ea afurniture ge chene a ea afloo 1503 S. BERKSHIRE -2RE 3-flooring BD/2 BA/2-car attached garage .............$169,900 investment. .....................................................................................$69,900 off the back the house ...............................................................$179,500 712 Sepa DEVON STREET Commercial office building has over 3000 s/f with 1409 SURREY VE2back Nisisisdoor ce &attached cc1ng ean 3garage 2Hardwood BA ca gaeuuadwood age on am cu SOLD 10 aBERKSH office The floo ng caToday! pe ng and e22he udesk nHa eeand de 1503 RE BD BA ca ached ga age $169 900 em ou doo ga den ea and 23 paved pa ng pace $398 500 ome w new back doo and eve o upda G 10 separate offices.

The flooring and tile, furniture and desk 615 Etilt-in 13TH PLACE -DR BD/1 BA/1 detached car garage.

Hardwood floors, SOLD investment. .....................................................................................$69,900 623 E. MAPLE AVE. 3 BD/1BA/1-car ...............$122,900 furniture and 712 S DEVON STREET Commercial office building has over 3000 s/f with 10 separate offices.

The flooring carpeting and tile, furniture and desk investment. .....................................................................................$69,900 SOLD off the back of the house ...............................................................$179,500 some windows, new back door and several other updates.

Great 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA ca ga age on a cu will remain, large reception/waiting area, large kitchenette area, alarm 10 separate offices.

The flooring is carpeting and tile, furniture and desk area, alarm 623separate E. MAPLE -DR 3RE BD/1BA/1-car ...............$122,900 w ema nlarge aSW ge onNNisisdoor wa apaved eatile, aeve ge chene euadwood angea afloo m 10 offices. flooring furniture desk backo hehou eThe 1503 BERKSHIRE 33ecep BD/2 .............$169,900 1503 SS13TH 3Lafloo BD 2ng BA 223 aBD ached ga age $169 900 615 EES.tilt-in PLACE 23new BD 11carpeting BA deand ached ca ga age Ha dwood SOLD SOLD 1409 ce &&attached cc11ng ean 33garage 22.............$169,900 BA 22he ca ga age aafloo attached garage 10 epa aBERKSH edoo office The cade ng and eage uepupda nHa eeea de k500 area, large kitchenette area, 1503 S.MAPLE BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 623 E. AVE. -DR BD/1BA/1-car ...............$122,900 615 PLACE BD BA ached ca ga age yome em ou ga den aBA/2-car and pa ng pace $398 500 some windows, and several other updates.

1409 SURREY VE ce ean BD BA ca ga age on cu will remain, reception/waiting area, alarm 10 separate offices.

The flooring carpeting and furniture and 623 E. MAPLE AVE. -VE BD/1BA/1-car attached garage ...............$122,900 nhe wAVE. ndow doo and ohand G$179 SOLD area, large kitchenette area, alarm 1503 S. BERKSHIRE 33ecep BD/2 BA/2-car attached garage de ac nSURREY a----3new ea geback open vca ng oom wkakkga fialarm ace dand non oom SOLD 900 system, outdoor garden area, spaces..........$398,500 will remain, large reception/waiting area, large kitchenette area, alarm investment. .....................................................................................$69,900 wde nlarge aSW ge onNea ape eatile, afor ge chene e adwood ea ang$69 afloo mcu 623 EEEema MAPLE AVE 33Office BD 1BA ca ached $122 1409 S13TH SURREY DR VE22back cewa &attached c11ng ean 3agarage BD 2.............$169,900 BA 2Great cadesk ga age on afloo cu and 23 paved parking spaces..........$398,500 nve men 900 will remain, reception/waiting area, large kitchenette area, alarm 1503 S.Downtown BERKSHIRE BD/2 BA/2-car attached garage .............$169,900 615 13TH PLACE BD 1 BA de ached ca ga age Ha SOLD SOLD ac n he a ea La ge open v ng oom w h fi ep ace d n oom and 23 paved parking spaces..........$398,500 Call Barbara Today! wn system, outdoor garden area, spaces..........$398,500 will remain, large reception/waiting area, large kitchenette area, alarm Space Rent investment. .....................................................................................$69,900 623 MAPLE AVE 1BA 1 ca a ached ga age $122 900 615 13TH PLACE 2 BD 1 BA de ached ca Ha dwood floo 623 E. MAPLE AVE. 3 BD/1BA/1-car ...............$122,900 y em ou doo ga den a ea and 23 paved pa k ng pace $398 500 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA 2 ca ga age on a cu and 23 paved parking spaces..........$398,500 attached garage ...............$122,900 ome n w ndow new back doo and eve a o he upda e G ea 623 E. MAPLE AVE. -a 3ecep BD/1BA/1-car de ac n he SW ea La ge open v ng oom w h fi ep ace d n ng oom system, outdoor garden area, and 23 paved parking spaces..........$398,500 Call Barbara Today!

615 E 13TH PLACE 2 BD 1 BA 1 de ached ca ga age Ha dwood floo SOLD SOLD 1409 S SURREY DRIVE Nice & clean 3 BD / 2 BA / 2 car garage on a culw ema n a ge on wa ng a ea a ge k chene e a ea a a m Downtown Office Space for Rent ome w ndow new back doo and eve a o he upda e G ea system, outdoor garden area, and 23 paved parking spaces..........$398,500 de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom nve men $69 900 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 and k chen Fenced ya d w h eve a a ge ee and cap ng and a deck 13TH PLACE 2 BD 1 BA de ached ca Ha dwood floo 623 E MAPLE AVE 3 1BA 1 ca a ached ga age $122 Call Barbara Today!

SOLD 615 13TH PLACE 2 BD 1BA 1 de ached ca ga age Ha dwood floo 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 Downtown Office Space for Rent de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom y em ou doo ga den a ea and 23 paved pa k ng pace $398 500 system, outdoor garden area, and 23 paved parking spaces..........$398,500 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 SOLD SOLD doo and eve a o he upda e G ea ome n w ndow new back ea 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, and k chen Fenced ya d w h eve a a ge ee and cap ng and a deck 615 E 13TH PLACE 2 BD 1 floo de-sac in the SW area.

Large open living room with fireplace, dining room BA 1 de ached ca ga age Ha dwood floo 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 ome nnhedoo w ndow new doo and eve oohand he eedand ea de nou SW aCall ea geback open vaacapaved ng oom wkaaaga fiage epupda aceng nGGG$169 ng oom 615 EEtilt-in 13TH PLACE 22back BD 11Barbara 11several de ached ca age Ha dwood 1503 SDEVON BERKSH RE 3La BD 2hhBA BA 223 age ached ga 900 and kkac chen Fenced ya ddaSOLD w eve aaother ee cap aafloo deck SOLD ome w ndow new back doo and eve he upda ea Call Barbara Today!

Barbara Today! nve men $69 900 yand em ga den ea and pa ng pace $398 and chen Fenced ya w eve ge ee and cap ng and deck Downtown Office Space for Rent 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 off he back o he hou e $179 500 ome n w ndow new back doo and eve o he upda e ea some windows, new door and updates.

Great Call Today!

712 S STREET Comme c a office bu d ng ha ove 3000 w 615 13TH PLACE BD BA de ached ca ga age Ha dwood floo SOLD and k chen Fenced ya d w h eve a a ge ee and cap ng and a deck with several large trees, landscaping and aodeck floo omekitchen. nFenced wFenced ndow new bBA ack doo and eve aage he upda eeaea G900 eah Call Barbara Today! nve men $69 712 SE. DEVON STREET -BD/1 Commercial 3000 s/f with Downtown Office Space for Rent 615 E 13TH PLACE 2 BD 1 1 de ached ca ga Ha dwood floo 1503 S BERKSH 3 BD 2 BA 2 ca a ached ga age $169 office building has over 3000 s/f with SOLD off he back o he hou e $179 500 623 MAPLE AVE. -yard 3RE BD/1BA/1-car attached garage ...............$122,900 Call Barbara Today! doo and eve a o he upda e G ome n w ndow new back Call Barbara Today!

615 E 13TH PLACE 2 BD 1 BA 1 de ached ca ga age Ha dwood floo SOLD nve men $69 900 and k chen ya d w h eve a a ge ee and cap ng and a deck 615 E 13TH PLACE 2 BA/1 detached car garage.

Hardwood floors, 712 S DEVON STREET Commercial office building has over 3000 s/f with off he back o he hou e $179 500 ome n w ndow new back doo and eve a o he upda e G ea investment. .....................................................................................$69,900 nve men $69 900 615 E 13TH PLACE 2 BD 1 BA 1 de ached ca ga age Ha dwood floo off the back of STREET the house ...............................................................$179,500 off he back o he hou e $179 500 712 S DEVON Commercial office building has over 3000 s/f with Call Barbara Today!

623 E MAPLE AVE 3 BD 1BA 1 ca a ached ga age $122 nve men $69 900 10 separate offices.

The flooring is carpeting and tile, furniture and desk desk 10 epa aBERKSH The22back pe eage u upda nHa eeeandGG$179 de off he back he hou 500 doo and eve ooand he ea SOLD Call Barbara Today! ome nnne STREET woffice ndow back 615 13TH BD 11carpeting BA ached ca ga floo 712 SEEEtilt-in STREET Comme ade buand daaaga ng ha ove 3000 h nve men $69 some windows, new and other updates.

Great 1503 SDEVON RE 3eefloo BDisisdoor 2ng BA 2ca caoffice a ng ached ga age 10 separate offices.

The flooring furniture desk ome wwwooPLACE ndow new back doo and eve he upda ea SOLD $69 900 615 PLACE de ached caover ga age Haudwood dwood floowk900 nve men $69 900 off back he hou $179 500 ome ndow new back doo and eve ooand he upda ee GG$169 ea 712 She DEVON Commercial office building has 3000 s/f with 623 MAPLE AVE 3new BD 1BA 1c11several caand atile, age $122 10 separate offices.

The carpeting and tile, furniture and desk Call Barbara will remain, large reception/waiting area, alarm 1503 S. BERKSHIRE - RE 3-flooring BD/2 BA/2-car attached garage .............$169,900 area, large kitchenette area, alarm 1503 SS13TH BERKSH 33BD BD 22BA BA 22Today! ca aa ached ached ga age $169 nve men $69 900 SOLD ome n ndow new back doo and eve a he upda ea SOLD will remain, large reception/waiting area, large kitchenette area, alarm 1503 BERKSH RE BD BA ca ached ga age $169 900 investment. .....................................................................................$69,900 712 S DEVON STREET Commercial office building has over 3000 s/f with SOLD w1503 ema n a ge ecep on wa ng a ea a ge k chene e a ea a a m nve men $69 900 1503 S BERKSH RE 3 BD 2 BA 2 ca a ached ga age $169 10 separate offices.

TheRE flooring is 23 carpeting and tile, furniture desk 900 will remain, large reception/waiting area, large kitchenette area, alarm 10 epa aBERKSH The cacaparking ngspaces..........$398,500 and eage u upda ngauage eeandon dea cuk900 system, garden area, spaces..........$398,500 SSoutdoor BERKSH 3BD BD 2BA and paved 3floo BD 2ng BA 2ean cape aBD ached ga age nve $69 ome ne office wAVE. ndow doo and eve aga oand G$169 ea SOLD 623 E. MAPLE -DR 3RE BD/1BA/1-car ...............$122,900 623 Emen MAPLE AVE 3new 1BA $122 nve $69 900 system, outdoor area, and 23 paved parking spaces..........$398,500 10 separate offices.

The flooring carpeting and tile, furniture and desk SOLD Call Barbara Today!

SOLD 1409 SURREY VE NNiseaback ce &&attached cc11large 33aagarage 22.............$169,900 BA 22healarm ca will remain, largegarden reception/waiting kitchenette area, nve men $69 900 1503 BERKSH RE BD 222area, BA 2223 ca aaaBDached ached ga age $169 system, outdoor garden and 23 paved parking spaces..........$398,500 623 EES.Smen MAPLE AVE 33333BD 1BA ca ached ga age $122 900 1503 BERKSHIRE -RE 3area, BD/2 BA/2-car attached garage 1503 BERKSH BD BA 2 ca ached ga age $169 900 SOLD y em ou doo ga den a and paved pa k ng pace $398 500 1409 SURREY DR VE ce ean BA ca ga age on a cu 1503 S BERKSH RE BD BA ca ached ga age $169 623 MAPLE AVE BD 1BA 1 ca a ached ga age $122 will remain, large reception/waiting area, large kitchenette area, alarm nve men $69 900 SOLD 615 13TH PLACE -DR 2ecep BD/1 Hardwood floors, Call Barbara w623 nhe aSW ge onNge11231BA wa ang aToday! ge kga chene e adwood ea ang$69 afloo mcuoom BA/1 detached car garage.

Hardwood floors, system, outdoor garden area, and paved parking spaces..........$398,500 MAPLE AVE 11ng ca aaea ached age $122 615 EEema 13TH PLACE 2233Office BD BA de ached ca gaga age Ha dwood floo nveEEE.Eac men 900 SOLD 1409 SURREY VE ce & c ean 3 BD 2 BA 2 ca ga age on a 2 BA 2 ca a ached age $169 615 13TH PLACE BD BA de ached ca Ha 623 MAPLE AVE 1BA ca ached ga age $122 900 615 13TH PLACE -aCall 23RE BD/1 BA/1 detached car garage.

Hardwood floors, 1503 S BERKSH 3 BD 900 Barbara Today! de n ea La open v oom w h fi ep ace d n Downtown Space for Rent SOLD 615 13TH PLACE 2 BD/1 Hardwood floors, BA/1 detached car garage.

Hardwood floors, system, outdoor garden area, and 23 paved parking spaces..........$398,500 2 BA 2 ca a ached ga age $169 900 623 MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 615 EEac 13TH PLACE BD/1 BA/1 detached car garage.

Hardwood floors, some windows, updates. and other updates.

Great SOLD 1503 SSDowntown BERKSH RE BD 22BA BA 2223de aaSpace ached ga age 900 615 13TH PLACE 2back BD 11BA ached ca 623 Etilt-in MAPLE AVE 333La 1BA 11several ca aagarage. ached $122 615 13TH PLACE --a22new BD/1 BA/1 detached car Hardwood floors, SOLD de nou he SW ea geback open vca ng oom wkga hage fiGreat epHa acedwood d n$169 ngfloo oom some tilt-in windows, new back door and several other updates.

Great Call Barbara Today!

1503 BERKSH RE BDdoor BA capaved ached ga age $169 900 623 E MAPLE AVE 3 BD ca ached ga age $122 900 615 Eac 13TH PLACE -a2new BD/1 BA/1 detached car garage.

Hardwood floors, Office for Rent some tilt-in windows, back updates.

Great door and several other updates.

Great y em doo ga den a ea and pa ng pace $398 500 615 13TH PLACE 2 1 BA de ached ca Ha dwood floo ome n w ndow new 900 some tilt-in windows, new back door and several other updates.

Great investment. .....................................................................................$69,900 de n he SW ea La ge open v ng oom w h fi ep ace d n ng oom .....................................................................................$69,900 doo and eve a o he upda e G ea Downtown Office Space for Rent Call Barbara Today!

SOLD some tilt-in windows, new back door and several other updates.

Great 1503 S BERKSH RE 3 BD 2 BA 2 ca a ached ga age $169 900 and kkEtilt-in chen Fenced ya ddBD wwdoor hhand eve aacaand aaother ge ee and cap ng and aa deck Downtown investment. .....................................................................................$69,900 623 MAPLE AVE 3 BD 1BA 1 ca a ached ga age $122 1503 S BERKSH RE 3 2 BA 2 a ached ga age $169 900 Call Barbara Today! some windows, new back several updates.

Great SOLD 900 investment. .....................................................................................$69,900 .....................................................................................$69,900 Downtown Office Space for Rent ome n w ndow new back doo eve a o he upda e G ea Call Barbara Today! investment. .....................................................................................$69,900 and chen Fenced ya eve ge ee and cap ng and deck 623 MAPLE AVE 3 BD 1BA 1 ca a ached ga age $122 900 1409 S SURREY DR VE N ce & c ean 3 BD 2 BA 2 ca ga age on cu 615 E 13TH PLACE 2 BD/1 BA/1 detached car garage.

Hardwood floors, investment. .....................................................................................$69,900 623 MAPLE AVE 33new 11 building ca aaagarage ached age 900 Call Barbara Today!

SOLD BD 111BA de ached Ha dwood Downtown Office Space for Rent omeShe n STREET woPLACE ndow doo eveca aga oand hes/f upda e and G$122 ea 1503 BERKSHIRE - 3- Commercial BD/2 .............$169,900 attached .............$169,900 712 office has over 3000 with SOLD investment. .....................................................................................$69,900 623 MAPLE AVE BD 1BA caa and ached ga age $122 and kEEES.S.S.DEVON chen Fenced ya dBA/2-car wback hBA eve ge eeBA cap ng afloo deck nve men $69 900 1503 BERKSHIRE - hou 3 BD/2 BD/2 BA/2-car attached garage .............$169,900 off back he e $179 500 SOLD Call Barbara Today!

SOLD 615 13TH 2 BD BA 1 de ached ca ga age Ha dwood floo 1409 S SURREY DR VE N ce & c ean 3 BD 2 2 ca ga age on a cu Downtown Office Space for Rent BA/2-car attached garage .............$169,900 1503 BERKSHIRE 3 .............$169,900 SOLD 615 13TH PLACE 2 BD 1 BA de ached ca Ha dwood floo 623 MAPLE AVE 3 1BA 1 ca a ached ga age $122 1503 S. BERKSHIRE 3 BD/2 BA/2-car attached garage .............$169,900 nve men $69 900 de ac n he SW a ea La ge open v ng oom w h fi ep ace d n ng oom 10 separate offices.

The- hou is back tile, furniture and desk off heES.S.tilt-in back he eBD $179 500 1503 BERKSHIRE 3flooring BD/2 BA/2-car attached garage .............$169,900 SOLD SOLD 623 MAPLE AVE 1BA 11 de caandand agarage ached age $122 900 615 13TH PLACE 223new 11carpeting BA ached ca Ha dwood floo attached ...............$122,900 623 E. MAPLE ...............$122,900 Call Barbara Today! some door several updates.

SOLD 1503 BERKSHIRE 3BD/1BA/1-car BD/2 BA/2-car attached garage .............$169,900 ome nnhewindows, wwooAVE. ndow doo eve aga ooother he eed nGGGreat ea nve men $69 623 E. MAPLE AVE. BD/1BA/1-car attached garage off he back he-----a-33333hou eBD $179 500 SOLD 615 13TH PLACE BA ached ca ga age Haaceng dwood floo attached garage ...............$122,900 623 E. AVE. BD/1BA/1-car ...............$122,900 Barbara Today! de ac nBERKSH SW ea La geback open ng oom hand fialarm epupda ng 712 SEMAPLE DEVON STREET Comme w900 will remain, large reception/waiting area, kitchenette SOLD 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 Call ome ndow new doo and eve he upda ea clarge adevacaoffice bu...............$122,900 dwaarea, ng ha ove 3000 woom hh 623 E. MAPLE AVE. BD/1BA/1-car attached garage ...............$122,900 Barbara Today! and k chen Fenced ya d w h eve a ge ee cap and a deck SOLD 1503 S RE 3 BD 2 BA 2 a ached ga age $169 900 Call SOLD 623 E. MAPLE AVE. 3 BD/1BA/1-car attached garage ...............$122,900 omeS men n .....................................................................................$69,900 wgarden ndow anda spaces..........$398,500 eve o he e G$169 ea ww900 c2Today! aparking bu da ng ha ove 3000 hh SOLD Barbara Call Today! investment. system, outdoor 23Barbara 712 STREET Comme 1503 SDEVON BERKSH REarea,new 3and BDback 2paved BAdoo caoffice ached ga ageupda nve $69

PENDING

PENDING PENDING PENDING SOLD SOLD

PENDING

Community Cares Partners helps Oklahomans stay in their homes tenants, but also with landlords,” Carl said. “Landlords can start the

application process for their tenants, but need to work with tenants to get

the application for funds processed.”

All eligible Oklahomans are encour-

aged to apply, with Community Cares Partners already serving residents

in 72 Oklahoma counties.

– Submitted

1703 S Ashton Ave. - 4 Bed, 4 Bath, 3,085 sq. ft. - $496,000 - Ann

2620 S 2218 BlackWOak - 4/3.5/4813 Sq ft Georgian Elegance & Style $950,000 – Donna 3rdDr. - Close to campus/3 bdrm-2 bath 2208 Sq ft $239,000-Tiffany 1101 S. Richfield Ct. - 4 Bed/2 Bath, 2067 sq. ft. - $314,500 - Tiffany 3316 S. Black Oak DrBath/2193 - 4/2.5/3 2534 sq ft to $390,000 – Ann W-9th - 3 Bed/2.5 sq ftonClose OSU- $4,000,000 $220,000-Ann 101 2225 W 80th Commercial Building and shop 11.5 acres - Lori 7719 Pickles Gap - Lakeview 3/2.5 2085 ft/ 1 Bath acreoflot Perkins Schools $285,000 – Lori 903 Dr- -10 2sqBed 1,063sqft 5011 W.Parkway acres2 NW Stillwater - $168,000$300,000 - Ann Lori 1012 N.522 Manning St. 3 bdrm/ 2 bath/Storm shelter/Outbuilding $209,500 Tiffany - Commercial downtown Stillwater -on $250,000 - Lori$335,900 – Lori 4517 1408 N. Main, Perkins E- 412th Bed/3 Bath 2098 Building Sq ft NEW CONSTRUCTION Golf course 2218 W 3rd campus/3 bathbath 2208 Sq ftLot$239,000-Tiffany 515 N 11th St ---3AClose PerrytoOK charmer.

3bdrm-2 bdrm/1.5 Corner -$266,900 $92,500 -–Tiffany Jenna Ln Bed/2 Bath 1756 sq ft NEW CONSTRUCTION Lori 2225 W- 1211 9th - E3 9th, Bed/2.5 Bath/2193 ft Close to OSU PENDING Cushing - 3 Bed,sq2 Bath, 1,556 sq. ft.$220,000-Ann - $155,000 - Cole 115 E 8th Office & Shop on 2acres m/l $950,000 – Lori Parkway Bed3.5 2 Bath 1709903 S Ashton Ave.Dr- 4- 2Bed, Bath,1,063sqft 2,638 sq. -ft.$168,000- $440,000Ann - Donna 80th -Bath Nice2098 Large on CONSTRUCTION 3 acres m/l $1,300,000 – Lori -$335,900 1408 N. Main, - 4EBed/3 Sqoffice ftFt.NEW on Golf course 2620 Perkins S Black203 Oak Dr. - 4/3.5/4813 Sq. Georgian Elegance & Style - $950,000 Donna – Lori 3202 E 2nd - 4- Bed/2 1717 ftshelter/Outbuilding Split floor plan $190,000 – -Lori 1012 Jenna N. Manning 3 bdrm/2 bath/Storm - $195,000 Tiffany 4517 Ln - 3St. Bed/2 BathBath 1756 sq ftsqNEW CONSTRUCTION $266,900 – Lori 2218WWCharleston 3rd bdrm/2 bath, 2208 sq. ft. -sq $239,000 3337 -campus/3 NEW&CONSTRUCTION 4/2/2 2281 ft– $385,000 - Donna 115- EClose 8thCt-toOffice Shop on 2acres m/l $950,000 Lori - Tiffany PENDING - 2225 W 9th - 3 Large Bed/2.5 sq.kitchen ft.m/l Close to OSU - $220,000 - Ann 203 E 80th - Nice on 3 acres $1,300,000 – Lori 719 Karen Drive - 4 bdrm/3.5 bath/Over 2900office sqBath/2193 ft Outdoor & fireplace.

1/2 acre lot $479,900 - Tiffany 903 Parkway Dr. 2 Bed, 2 Bath, 1,063 sq. ft. $168,000 Ann 3202 E 2nd 4 Bed/2 Bath 1717 sq ft Split floor plan $190,000 – Lori 111 E. Tower - 3 bdrm/1bath/Huge backyard/1 car garage - $86,500 - Tiffany 1408 N. Main, Perkins - 4 Bed/3 Bath, 2098 Sq. Ft., NEW CONSTRUCTION on Golf course - $335,900 - Lori W Charleston - NEW CONSTRUCTION 4/2/2 2281 ft $385,000 - Donna 2923 N.3337 Monroe - 3 bed, 2 Ct bath, Study/Game Room. One block to sq Boomer Lake - $229,000 -Tiffany 4517 Jenna Ln. 3 Bed/2 Bath, 1756 sq. ft., NEW CONSTRUCTION $266,900 Lori 719 Karen Drive - 4 bdrm/3.5 bath/Over 2900 sqbed, ft Outdoor kitchen &sq.fireplace.

1/2 acre lot-$479,900 - Tiffany 6019 115 Gunnar Springs 4 2.5 bath, 2,183 ft. $349,000 Lori - Office & Shop on 2 acres m/l - $950,000 - Lori 111 E. Tower - E3 8th bdrm/1bath/Huge backyard/1 car garage - $84,500 - Tiffany 6038 BrookLarge - 4 bed, 2,183 ft. - $349,000 203Haydans E 80th - Nice office2.5 onbath, 3 acres m/l -sq. $1,300,000 - Lori- Lori 2923 N. Monroe - 3 bed, 2 bath, Study/Game Room. One block to Boomer Lake - $229,000 -Tiffany 3202 EN 2nd - 4 Bed/2 Bath, 1717buildings sq. ft. Split plan -- $600,00 $190,000- -Dolores Lori 2112 Monroe -2 Commercial onfloor 3 acres 6038-Haydans Brook - 4 bed, 2.5 bath, 2,183kitchen sq. ft.&- fireplace. $349,0001/2- Lori PENDING354 - 719S.Karen Drive 4- bdrm/3.5 bath/Over 2900 sq. OK ft. Outdoor acre lot - $479,900 - Tiffany Council Rd. Land for Sale in Crescent, No Restrictions/18 ac m/l $140,500 - Tiffany 2112 N Monroe buildingsbackyard/1-car on 3 acres - $600,00 - Dolores PENDING - 111 E. Tower-2- Commercial 3 bdrm/1 bath/Huge garage - $84,500 - Tiffany 354S.S Council Council Rd. -- Land Land for Sale Sale in in Crescent, Crescent, OK OK - No No Restrictions/18 Restrictions/35.5 - $241,500 - Tiffany 354 acac m/lm/l -Lake $140,500 - Tiffany PENDING - 2923 N. Rd. Monroe - 3for bed, 2 bath, Study/Game-Room.

One block to Boomer - $229,000 -Tiffany 1304354 & 1306 S Lewis St., Stw. 1 bed, 1 bath 2 houses for 1 price, 948 sq. ft. & 624 sq. ft. $145,000 - Lori S Council Rd. Land for Sale in Crescent, OK No Restrictions/35.5 ac m/l $241,500 Tiffany 6038 Haydans Brook - 4 bed, 2.5 bath, 2,183 sq. ft. - $349,000 - Lori Forest bed, -22bath, 2-car 2019 1304 & 1306 2022 S Lewis St., NRidge, Stw. - 1Stw. bed, 13 bath houses forgarage, 1 price, 948 sq. ft. &- -$333,135 624 sq. ft.- -Donna $135,000 - Lori 2112 Monroe - 2- Commercial buildings on 3 acres - $600,00 Dolores ForestRd. Ridge, Stw. 3-bed, 2 bath, garage, ft.ac-m/l $333,135 - Donna 3542022 S. Council - S. Land for -Sale Crescent, OK - No Restrictions/18 - $140,500 - Tiffany 801 Burdick 3inbdrm, 2.5 2-car bath, 1371 sq.2019 ft. - sq. $87,000 - Tiffany 801-S.Land Burdick -- 3WHY 2.5RENT? bath, sq. ft. - $87,000 Tiffany 354 S Council Rd. for Sale inbdrm, Crescent, OK - 1371 No Restrictions/35.5 ac -ft. m/l $241,500 - Tiffany 306 N. Carney, Carney PAY 2 bed, 1 bath, 993 sq.

- -$42,000 - Kyle 1304 & 1306 S Lewis St., Stw. 1 bed, 1 bath 2 houses for 1 price, 948 sq. ft. & 624 sq. ft. $135,000 - Lori 306 N. Carney, Carney WHY PAY RENT? 2 bed, 1 bath, 993 sq. ft. $42,000 Kyle 2707 W. 44th - 15.86 acres, Will Divide, Look for signs West of Western - $317 - Lori 2022W. Forest Ridge, Stw. - 3 bed, 2Divide, bath, 2-car garage, 2019 sq. ft.

- $333,135 - Donna 2707 44th 15.86 acres, Will Look for signs West of Western $317 Lori Cedar Oaks & 19th - 7.48 acres m/I in City Limits - $350,000 - Lori 801 S. Burdick - 3-bdrm, 2.5 bath, ft. - $87,000 - Tiffany Cedar Oaks & 19th 7.48 acres m/I1371 in Citysq.Limits - $350,000 - Lori 6019 S. Country Club WHY Rd. -PAY 60 acres ready for1 you to993 build - ft. $465,000 - Tiffany 306 Carney RENT? 2 bed, bath, sq.

- $42,000 - Kyle 6019N.S.Carney, Country Club -Rd. - 60 acres ready for you to build - $465,000 - Tiffany S.- 15.86 Country ClubWill Rd.Divide, - 20 Acres on signs PavedWest Roadof- Western $200,000 - Ann- Lori 2707 0000 W.0000 44th acres, Look for $317 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann Cedar Oaks - .-acre 7.48 acres m/Ifor City Limits - $350,000 4717S.S.Turtle Turtle Pond - 19th Great.-acre m/lLot Lot yourbuilding building pleasure- -$45,000 - Lori $45,000- Tiffany - Tiffany 4717 Pond Ct.Ct.-&Great m/l forinyour pleasure 6019 S. CountryRd. Club- Rd. - 60 acresm/I, ready for you to build - $465,000 - Tiffany Washington 151.8 acres Possibilities!

- $2,352,900 - Lori N.N.Washington Rd. - 151.8 acres m/I, OHOHthethePossibilities!

- $2,352,900 - Lori Montie Stewart Realtor Associate 405-372-5151

0000 S. Country Club Rd. - 20 Acres on Paved Road - $200,000 - Ann 4717 S. Turtle Pond Ct. - Great .-acre m/l Lot for your building pleasure - $45,000 - Tiffany PENDING - 6019 Gunnar Springs - 4m/I, bed,OH2.5thebath, 2,183 sq.- $2,352,900 ft. - $349,000 - Lori N. Washington Rd. - 151.8 acres Possibilities!

- Lori

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funds for the people who need them, and we need Oklahomans to continue to apply for assistance.”

Community Cares Partners has a 97% approval rate on applications received. Residents can apply online at okccp.org or by calling 2-1-1. If renters have been served an eviction summons, there is still opportunity for support.

“Our mission is to provide relief and hope to our neighbors,” Carl said. “While it is best to apply before you receive an eviction summons, we can still help if that has happened. Tenants must show up for their court date, and we will have support available.”

Community Cares Partners has team members available at the Cleveland and Oklahoma County Courthouses, but also serves anyone in the state who has been served an eviction summons and gives priority to those on the docket.

“It is our goal to have great relationships with not only

Stillwater NewsPress • Thursday, June 10, 2021

OKLAHOMA CITY – In an effort to keep Oklahoma renters in their homes during the pandemic, Community Cares Partners, a public private program of Communities Foundation of Oklahoma, has distributed over $12 million since March, and has capacity to give out much more.

Almost 3,000 households have been helped this year with rent and utility assistance through Emergency Rental Assistance (ERA) funds.

The dollars are entrusted to Community Cares Partners with the goal of distributing $200 million by December 31, 2021.

Help can be distributed in arrears from March 13, 2020 forward.

“Oklahomans who are struggling to pay their rent or utilities or face eviction as a result of lost wages or hardship from COVID-19 are eligible for the help,” said Ginny Carl, Executive Director of Community Cares Partners.

“Our desire is to approve these

4 tips for small-business owners paying down pandemic debt Being strategic about your debt will help you pay it off more quickly, After more than says Chris Woods, a year of navigatfounder of LifePoint ing lockdowns, Financial Group, a mandates and financial planning COVID-19 protocols, small-business firm in Alexandria, owners are starting Virginia.

“People tend to to see a light at the just throw money end of the tunnel. at (debt). Maybe But the debt many they’ll pay a little needed to take on to weather the pan- bit extra this month demic still casts an or that month,” Woods says. The ominous shadow. better approach?

In 2020, 79% of Create a detailed small employer repayment plan. firms (up to 499 Take a full acemployees) reported having outstanding counting of what you owe, including debt, up from 71% interest rates and in 2019, according to a February 2021 repayment terms report by the Feder- for any business loans or credit card al Reserve Banks.

Of the firms that debt you’ve accumulated. applied for financNote grace periing, 58% said they did so to cover oper- ods, deadlines and ating expenses like action items, such as applying for rent and payroll, compared with 43% forgiveness if you received a Paycheck in 2019.

Paying down this Protection Program loan. pandemic debt can Then, set a help business ownreasonable (read: ers rebuild their achievable) timecompanies. The line to pay off your following tips can debts and start help you eliminate picking them off your business debt faster, while saving one by one. If you’re juggling multiple money on costly loans or credit interest in the procards, funnel any cess. extra payments to the debt with the 1. CREATE A highest interest DEBT REPAYMENT TIMELINE rate, says Zach Kelsey Sheehy

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Stillwater NewsPress • Thursday, June 10, 2021

NerdWallet

Reece, owner and chief operating officer of Colony Roofers in Atlanta.

“This is your most expensive debt and you’ll get the highest cost savings from paying this debt down most aggressively,” notes Reece, who is also a certified public accountant.

2. FIND OPPORTUNITIES TO CUT EXPENSES, INCREASE REVENUE “You can’t pay down debt with money you don’t have,” Reece says.

There are two ways to find more money: Trim your budget or boost your income.

To jumpstart your revenue, reexamine your business model and look for opportunities to reach more customers or expand your sales footprint. You can also take steps to front-load your cash flow. Renegotiate contracts to request payment upfront or offer incentives to customers who can pay six or 12 months in advance.

To cut expenses, scrutinize your budget. Look at things like advertis-

ing, subscriptions, professional memberships and even office space. What can you cancel, pause or downsize?

“Operating leaner will help you buffer downturns and create more cash flow so you have space to pay down that debt,” says Ken Alozie, managing director of Greenwood Capital Advisors in Washington, D.C. 3. CONSIDER REFINANCING, CONSOLIDATING Make your debt less expensive by refinancing. Depending on your loan and business history, you may be able to access a better rate, a lower monthly payment or more favorable repayment terms.

The same applies for any business credit card debt you accrued, Woods says.

“Look at opportunities to move that debt to another card or lender to have less interest accruing,” Woods says. “This is something everyone should look into, especially if you’ve been on time with your payments.”

Juggling multiple

loans? Consolidate them into a single small-business loan, preferably with a lower interest rate and monthly payment. An added bonus: You’ll have just one payment to one lender.

and can forget that they’re managing a business and need to interact with clients and look for growth opportunities,” Alozie says.

Connect with your local Small Business Development Center 4. TAP INTO or Community FREE BUSINESS Development CorRESOURCES poration. You can Running a busialso link up with ness can be all-con- a mentor through suming. Managing SCORE, a volunteer business debt can organization that be, too. Doing both offers free business simultaneously? mentorship.

Something will likeThese organily give. zations keep tabs “A lot of (smallon developments er businesses) are – such as the many in survival mode changes to PPP

loans and rules – and send emails with tips, important deadlines and updates, freeing you up to focus on your business.

“Don’t feel like you need to do it by yourself. Plug into organizations that will help you stay on top of it,” says Alozie, who is also a certified business mentor with SCORE. “You’ll have more leverage, so you’re not out there on your own trying to keep up to date, while also trying to run a business out of the pandemic.”

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Delinquent property-tax bill could trigger foreclosure About Real Estate

DAVID MYERS

my mortgage and other bills on time, so I thought I had an excellent credit rating. When I went to refinance recently, however, I was told that I have only an “above average” score -- apparently because I have a few outstanding traffic tickets! The lower score means that I will have to pay a higher rate on my refinance loan because my score is not as perfect as I thought it was.

Since when did a homeowner’s driving record affect the rate that must be paid on a new mortgage? Is this

whole thing fair, or at least legal?

ANSWER: The fact that you’ll have to pay more for your loan because your credit score has been hurt by your unpaid traffic tickets may seem unfair. Nonetheless, the practice is perfectly legal.

Law enforcement organizations have always been frustrated by traffic scofflaws who won’t pay for their violations. To pressure those drivers into paying, a growing number of them directly report overdue traffic bills to the credit bureaus, and many others

turn them over to collection agencies. Either way, it damages a person’s credit score just as an unpaid credit card account or other bill would.

Mortgage lenders, in turn, are legally allowed to charge the prospective borrower a higher rate based on the lower rating that was wrought by the overdue tickets. The moral here is that safe driving doesn’t just help prevent traffic tickets and accidents: It also can keep folks from wrecking their credit score. (c)2021 Cowles Syndicate Inc.

$750,000

See more of this home at www.WeLoveSellingStillwater.com

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rate on the new loan would be lower than the rate that you’re currently being charged.

If your current bank won’t help, perhaps you can find another lender or even a relative who is willing to reduce their propby the deadline set provide a small erty-tax payments, by the county tax loan to pay the especially if home collector or assesoverdue bill. Everyvalues in the area sor. That’s mostly thing should turn have dropped, if the out OK, provided because a tax lien always takes prece- owner is suffering you explore all your dence over a bank’s financial difficulties options and choose or if the owner is mortgage: If the the one that’s best handicapped or over for you. home is eventually the age of 62. sold at a tax-deed ••• The bank itself auction or similar DEAR DAVE: I might even be will- went to the county foreclosure sale, ing to help, particthe bank could see recorder’s office to ularly because you some or all of its do some research on own interest in the have a good record a home that I might property wiped out of making the loan want to buy. Repayments by the because the tax cords show that the due date. Aid can collector would get title to the home is come in a variety first dibs on the owned by a woman of forms, including sale proceeds. The “in severalty,” but a temporary reduc- only her name is lender would be tion or suspension entitled to get only listed on the deed. of your mortgage what’s left, even if How can I find out payments, which the amount falls who the other ownwould allow you to short of the loan’s ers are? use the money to outstanding balANSWER: There pay the overdue tax aren’t any other ance.

Call your local tax bill. Making such owners. It’s kind of collector or assessor concessions also confusing, but “in would allow the and explain your severalty” means problem. The agen- lender to avoid the that the woman costly foreclosure cy might agree to owns the property accept the past-due process. all by herself -- any Refinancing your interest that anamount through mortgage and draw- other party may a series of small ing enough cash installments. Hunonce have had in out of the deal to dreds of counties the home has since pay off the overdue been severed. across the nation also operate special taxes might be an••• programs that allow other alternative, DEAR DAVE: I especially if the owners to defer or have always paid

Stillwater NewsPress • Thursday, June 10, 2021

Few borrowers know it, but most lenders have the right to foreclose if the property-tax bill goes unpaid.

DEAR DAVE: You recently answered a question from a reader who said he was laid off and could no longer pay his monthly mortgage. Although our loan payments are up-to-date, we did not have the cash to pay the final installment on our property-tax bill that was due in April. Our lender has now sent us a letter stating that it will begin foreclosure proceedings if the tax bill is not paid immediately.

Can the bank do this, even though our loan payments have been made on time? If so, do we have any options to prevent foreclosure?

ANSWER: Yes, the bank probably can begin foreclosure proceedings even though your mortgage payments are current. Fortunately, you have a number of alternatives to keep the foreclosure wolves at bay.

Most standard loan contracts allow a lender to foreclose if property-tax payments aren’t made

USDA celebrates National Homeownership Month

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Stillwater NewsPress • Thursday, June 10, 2021

Activities, events across nation spotlight efforts to help rural residents realize the dream of homeownership WASHINGTON – Agriculture Secretary Tom Vilsack kicked off National Homeownership Month, as part of a nationwide celebration to highlight U.S. Department of Agriculture efforts to provide access to affordable housing for rural Americans.

“Safe, energy-efficient, affordable housing is essential to the vitality of communities in rural America,” said Secretary Vilsack.

“The American Rescue Plan is providing critical relief to rural homeowners and helping to keep more Americans in their homes. USDA is committed to using our resourc-

es to help support healthy, resilient and more equitable communities through homeownership.”

Since 1949, USDA has helped 4.7 million families and individuals buy homes in rural areas. USDA Rural Development supports rural homeownership through the following programs: The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America. In its lifetime, this program has helped 2.2 million families and individuals

purchase a home.

Through its Single Family Housing Guaranteed Loan Program, USDA has partnered with more than 4,000 private lending institutions, backing their loans to help nearly 2 million families and individuals buy homes in rural areas since the program was created in 1991.

The Home Repair Loan and Grant Program provides loans and grants to help families and individuals repair and modernize homes, making them safer, healthier places to live.

Since it started in 1950, the program has helped nearly 434,000 families

improve the quality of their homes.

The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local selfhelp housing construction projects.

Through this program, USDA has worked with nearly 230 organizations to provide a unique opportunity for families and individuals to lower the overall purchase price of a new home by investing “sweat equity” into its construction.

To learn more about USDA homeownership pro-

grams, please visit the Single Family Housing program webpage or contact a Rural Development State Office near you.

Under the Biden-Harris Administration, Rural Development provides loans and grants to help expand economic opportunities, create jobs and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements; business development; housing; community facilities such as schools, public safe-

ty and health care; and high-speed internet access in rural, Tribal and high-poverty areas.

For more information, visit www. rd.usda.gov. If you’d like to subscribe to USDA Rural Development updates, visit our GovDelivery subscriber page.

USDA touches the lives of all Americans each day in so many positive ways. In the Biden-Harris Administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer

markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America.

– USDA

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News Press Stillwater

Stillwater NewsPress • Thursday, June 10, 2021

Or in print in Real Estate Weekly every Thursday.

Yost Rd.

To Cimarron Turnpike

McMurtry Rd.

Chateau Ct.

Topaz Ave.

Amethyst Ave.

Quartz Dr. Duncan

Nancy Lee Dr.

Evergreen

Dr.

Ct.

Wil liam

Perkins Rd.

Knoblock St.

Star Dr.

Teal St.

Bluestone St.

Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.

Payne St.

16th Av.

t.

Lew is S

Lowry St.

Lowry St. 37th Av.

35th Av. 36th Av.

37th Av.

44th Av.

Vista Ln.

Cottontail Ln.

Jardot Rd. 44th Av.

Hunters Cr.

Dr. Deerfield

s Wild Turkey Pas

Vista Ct.

Red Rose Dr.

177

Katy

S. Westchester St.

Henderson St.

Mockingbird Ln. Collins Ct. Colby Lance

Villa Dr.

Drury Ln.

4th Av.

Eastgate St.

Crestwood Cr.

Raintree Av.

3rd Av. 4th Av.

Peach Tree Av. Stonegate Av.

19th Av.

32nd Av.

Perkins Rd.

Husband St.

Timberline Dr.

Washington St.

Sangre Rd.

Western Rd.

Forest Trail Ct.

Av.

51

Lydia Ln.

34th Av.

Fern St.

Main St.

35th Av.

3rd Av.

5th Av.

17th Av.

Main St.

Husband St.

Knoblock St.

West St.

33rd Av.

2nd Av. 4th Av.

Jardot Rd.

Ransom Dr.

Dr.

29th Av.

32nd Av.

Hightower St.

Pinewood Cr.

177

31st Av.

Dr.

Pos Oakwood Dr.

9th Av.

ow Hight

Payne St.

7th Av.

26th Av.

30th Av.

Denver St. er St.

Jardot Rd.

Payne St.

Blair St.

4th Av.

25th Av.

Mar Vista St. 28th Av.

Timbercrest Dr. Timbercrest Cr.

4th Av.

24th Av.

26th Av.

ak

Blair St. Payne St.

Eastern Av.

Cottonwood Dr.

Crestwood Dr. Crestwood Ct.

tO

Wedgewood Dr.

Matthews Av. Virginia Av.

19th Av.

22nd Av.

Cedar Ct.

Ct. Wedgewood

21st Av.

22nd Av.

Denver Ct. Denver St.

Skyline St.

Young St. Jardot Rd.

Wedgewood Ct. Wedgewood Dr.

Skyline Ln.

Manning St.

Grandview St.

Stallard St.

Hall St.

Leigh St.

Burdick St.

James Ct. Springfield St.

Chester St. Fern St.

ott

Aetna St.

Hartford St.

Fern St.

Hartford St.

Lowry St.

Chester St.

Alc

Pennsylvania St.

Lowry St.

Lewis St. Lewis St.

Lowry St.

17th Av. 18th Av.

Payne St.

Skyline St.

Canyon Rim Dr.

Grandview Ct. Grandview St.

Manning St.

Briarwood Dr. Manning St.

r.

kD

Su nn nn y yb Ct bro ro . ok o

Dryden St.

Benjamin St.

Su

Burdick St.

Perkins Rd.

Donaldson St.

Stallard St.

Hartford St.

Dryden St.

Berry Ct. Arrington Ct. Arrington Dr.

Hartford St. Dryden St. Redbud Ct.

Star St.

Lewis St.

Hoke St. Husband St.

Masin St.

Husband St. Husband Pl.

Main St.

Duncan St.

West Bl.

Duck St.

West St.

Hester St.

Knoblock St.

Washington St.

Ramsey St.

Benjamin St.

Park

Pa rk Sta Dr. rD r.

d Dr.

Main St.

Duncan St.

West St. Duck St. West St. Duck St.

Duncan St.

West St.

Knoblock St.

Hester St.

Ramsey St.

Monroe St. Jefferson St.

Adams St.

Walnut St.

15th Av.

Connell Ct. Connell Av.

12th Av.

13th Av. 13th Pl. 14th Av. 16th Av.

Pl.

8th Av.

8th Av.

12th Av.

Birchwood Ct.

Whitney Ct. McElroy Rd.

7th

7th Av.

11th Av.

th

Willis St.

24th Av.

son

Karr Ct.

3rd Av.

4th Av. 5th Av.

5th Av.

9th Av. 10th Av.

18

21st Av. 23rd Av.

Ce

Cedar Ct.

Han

Ct.

Redbud Dr.

Young St.

Park Dr. Park Dr. Keller Dr.

Husband St.

Crescent Dr.

r. an dD sb Hu

Hester St.

Washington St. Bellis St.

Crescent Dr.

Husband St.

Ramsey St.

Ramsey St.

Lincoln St.

n St. Monroe St. Jefferson St.

Lincol

Monroe St.

Hester St. Knoblock St. Knoblock St.

Garfield St. d St.

Clevelan

Kerr St.

Stanley St.

Pine St.

Gray St.

Orchard St.

McDonald St.

Walnut St.

McFarland St. Kings St.

Willis St.

Blakely St.

e D Ridge Dr. r.

Willis St.

Ridge Dr. Rid g Western Rd. Silverdale

Summ erlin Ct. Bridlew ood

4th Av.

8th Av.

Cambridge Dr.

Dr .

Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.

Kings St. Orchard St.

Willis St.

Dr.

Wicklow St.

Devon St.

Devon St. Wicklow St. Ln.

Celia

Surrey Dr.

August Dr.

August Dr. Cambridge Ct.

Oxford Dr.

Culpepper

in

t Dr.

Augus

22nd Av. 23rd Av.

24th Av.

3rd Av.

5th Av.

19th Av.

Arbor Cr.

Dr. dar

Maple Av.

Maple Av.

7th Av.

12th Av.

11th Pl.

mit

Maple Av.

51 7th Av.

Sum

Elm Av.

Elmwood Cr.

Elm Av.

McElroy Pl.

Arrington Dr.

Virginia Av.

Virginia Av.

d.

Black Oak Dr.

Miller Av.

Connell Av.

Hanson

rR

Eagle Summit

5th Av.

Camden

4

Brooke Av.

Sunrise Av.

Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.

Dryden Cr.

Hall of Fame Av. Mathews Av.

1

Will Rogers Dr.

Krayler Ave.

e om

Rocky Ridge

r. dge D Fox Le

Scott Av.

Scott Av.

Lakeview Rd.

Bo

Fountain View Dr.

22nd Av.

Cantwell Av.

Connell Av.

Connell Av.

University Av.

k Ln.

Country Club Rd.

18th Ct.

Av.

Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.

177

a Ct.

Emma Swim Ave.

Fountain View Ct.

44th Av.

Turtle Pond Ct.

18th Av.

e Roc

Doral Ln.

Cantwell Av.

Morrill Av.

Saddl

Isabell Pointe Dr.

Ct. . nery ock Ln R dle Sad

Ln.

n St.

r. one D

st Wood

Scissortail Dr.

Helena Hts.

17th Av.

Quail 25th Av. Ridge Ct.

Wehr Ln..

31st Av.

Woodland Trails Dr.

Pheasant Eagle Creek Ave. Ridge Ave.

4th Av. 5th Av. 5th Av.

Scott Av.

13th Av. 14th Av.

15th Av.

Ln.

29th Ct. 30th Av.

Inverness Ln. Deer Crossing Dr.

e

Shin

Park

Fox Ledge Ln.

32nd Av.

Fox Ledge Dr.

Aloysius Cr.

10th Av.

20th Av. 21st Ct.

erd aV

Lom

St.

low

k Dr.

3

Legendary Ln.

St.

Su

Pioneer St. Quail Ridge Dr. 28th C t.

Willow Park Cr.

Fox Ledge Ct.

Briarcreek Dr.

St.

Knotts Av.

uit Chiq d Ct. woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av. rgia

Pioneer St.

eld

Bristol Rd. Av. 24th Av.

Wil

Chapel Hill

3rd Av.

P rrey

Elv

erfi

Black Oak Dr. Countryside Dr.

pp

Black Oak Dr.

Co

Murray Ct.

Savannah

19th Av.

Sawgrass St.

Ceda

Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.

Fairfield Dr.

Fairfield Dr. Mansfield St. r Ridge Ct.

Hillside St.

Shadow Creek Ln.

Lyndsey Ct.

Shiloh Creek

wbric

ntry

Ridge

Pioneer St.

Sangre Rd. Murphy St.

Squires St. Shumard Ct. Oak St. W. Shumard Dr. Williamsfield

Westridge St. Hillside Ct.

18th Ct.

18th Av.

Yello

Cove

Sunset Av. University Av.

l.

r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh

Tanglewood Cr.

Iba Dr.

Oak Trail Dr.

t.

McFarland St. .

Kings St

Western Rd.

Windsor Dr. 2nd Ct. Kea ts D r.

Abbey Ln. ge

R

d.

Walking Trail Dr .

Vil la

ge drid W oo

Range Rd.

yC

Westbrook Ct. 15th Av.

e nic Eu

Austin Ct.

kor

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Ja Lind a Lou Ct. Loper Billin gslea Ln. Ct.

Summer Hill Ct. Germaine Ct.

Wil

Hic

Persimmo

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t.

C low

Murphy Dr.

Crestview Ct. Cowboy Ct. High

ld

Wentz Ln. University Cr.

7th Av. 8th Av. 9th Av.

Country Club Dr.

Dr.

Charring Cross

rC

liff

od Wo Crestview Av.

Woodlake Dr. Deer Creek Ct.

Canterbury

Bria

Richfield Ct.

ood

Ashbury

d lan

rfie

St. Tyler Av.

Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.

Arrowhead Pl.

Arrowhead Av.

5th Av.

Aggie Dr.

w gle Tan

Kenslow Dr.

e

nshir

Devo

Oak Ridge Dr. Basin Ridge Dr. e Dr. Ridg lue Charles Dr. Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.

Windsor Dr.

k Cree lder

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ks Durham Ct. Ashford Ct.

Admiral Av. Sherwood Av.

4th Av.

Prescot Dr.

Ashton Ave.

Oa

VillasCt.

8th Av.

.

Club Dr .

Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r.

16th Av. D

Fairway Dr.

den

ointe en P Gard ill ng H Spri Deer Run Ct.

11th Av.

Dr.

Cr.

10th Av.

e Ridg

Westwood Ln.Westwood Dr.

Stoneridge Dr.

Frontage Road 7th Av.

Greystone St.

Crosswinds

Stoneyb rook St.

51

Oak

sa

Me

5th Pl.

5th Av.

Pecan Lake Av. Trenton Ct. Pecan Trail Ct.

Hid

Stillwater NewsPress • Thursday, June 10, 2021

Pecan Hill St.

Oakdale

9th Av.

Ramsey St.

Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.

Liberty Ct.

Ivy Ct.

Cleveland St.

McFarland St.

McDonald St.

Willis St. Ridge Rd.

Miller Av.

Virgina Av. 2nd Av.

8th Av.

Ga

Hall of Fame Av.

1st Av.

7th Av. 8th Av.

coln

Lin

Glenwoo

Lincoln St.

d. sR ces

Preston Liberty Cr. Cr.

Airp ort Ind ustr ial A c

Valley Dr.

Mark Circle

Charolais Dr.

Sangre Rd.

Keely Ct.

Range Rd.

Country Club Rd.

Scott Av.

Farm Av.

8th Ct. 9th Ct. Trenton Av.

r.

Dells Av.

Geo

Franklin Ln.

Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.

Eskridge Pl.

mD

lha

Wil

Lauren Lane

Keller Dr. Lakeview Ct.

d Dr.

McElroy Rd.

Mercury Av.

Liberty Dr.

woo

Reese Landing

Tyler Av.

d

oo

nw

Gle

Osage

t.

dC

oo

t Dr. nw hurs r. Gle D

Wild

Tyler Av.

Walnut St.

Oak Crest Rd.

4th Av.

Rd.

Knapp

Eskridge Av.

3rd Pl.

Brooke Jefferson St.

Brooke Moore Franklin

Vena Ln.

3rd Av.

mer

Hereford Dobi Ln.

Thomas Av.

Swim Av.

Boo

Warren Drive

Lakeview Rd.

Eastland Dr. Marcus Dr.

Harned Av.

Mohawk Av.

e Lak

Liberty Rd. Preston Av.

Rutledge Dr.

Windmill Ln.

Boomer Lake

Osage Dr.

oke r.

Brollow D Ho

Valley View

St. Preston Ln.

State Ln.

Harned Av. Madison Ct. Parkway Dr.

Lakeridge Av.

Dr.

Airport Rd.

Newman Av.

Hillcrest Av.

Tobacco Rd.

te Sta

Bradley Pl.

Av.

Dr.

Wiley St.

Liberty

177 Airport Rd.

ore

.

Dr

2

Thomas Av. Frances Av.

Memory Ln. Country Ln.

Cheyenne Av.

w illo

age

t.

Arapaho Av.

W

Os

nC

Dr. Park Cr.

Ramsey St.

Airport Ln.

Monroe St.

W rig h

tD r.

Land Run Dr.

Hartwood Av.

Lisa Ct. Lori Ct.

Windsor Cr.

Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct. Ma rie

Washington St.

Ranch Av. Cherokee Av.

Harned Av.

sse

Ute Av.

Newman Av. Hillcrest Av. Brown Av.

d Win

Cla

Rogers Dr.

Lake Sh

r.

ers

Rog

B

Metro First 4.1505 N Manning St. - 1-3 p.m. ... Karin

Richmond Rd.

Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r.

Greenvale Ct. Ct. side rook

Golf Dr.

Falls Dr.

Stillwater Municipal Airport

gate Dr .

Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.

Stonecrest Ct.

Hartford

Richmond Hill Rd.

Washington St. Garfield St.

Hunters Ridge

Stonecrest Ave.

Lynn Ln.

North

Benjamin

Husband Pl. Northgate Dr.

St.

Richmond Rd.

Park Pl. Tower Park Dr.

Richmond Hill Ct.

nd Husba

• Open Houses may be canceled in the case of inclement weather.

If you have questions, please call the hosting REALTOR®.

lD mil

Ct.

yon

Can

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Chateau Pl. Peaceable Acres Rd.

• All Open Houses are Sunday unless otherwise indicated.

Lakeview Rd.

Burris Rd.

Burris Rd. 177

Week of Sunday, June 13th, 2021

RE/MAX Signature 1. 904 E. Will Rogers Dr. – 1-2 p.m. ... Sarah 2. 3132 N Madison Ct. - 2:30-3:30 p.m. ... Sarah 3. 3102 W. Montera Ave. – 1-3 p.m. ... Brooke

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Yost Rd.

Perkins Rd.

Yost Rd.