News Press
August 26, 2021
Stillwater
REALESTATE
2.87% Mortgage rates inched up slightly from their near all-time lows this week.
W E E K LY Your best source for weekly real estate news and listings for Stillwater and surrounding communities
131 N. Main, Stillwater 405-624-2626 www.c21global.com
NEW
NEW
• About Real Estate • Open House Map
$250,000
3015 N Lincoln - Beverly Carter (405)743-9618
NEW
Weekly Features:
$229,900
$264,900
2116 N Glenwood - Alane LeGrand (405)747-6950
107 S Abbey Lane - Alane LeGrand (405)747-6950
43
es Acr
$269,900
Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
6116 W Lone Chimney Road Alane LeGrand (405)747-6950
Shame put Virginia on course to stronger tenant protections Ben Finley
C2
Stillwater NewsPress • Thursday, August 26, 2021
Associated Press
When four people facing eviction arrived at a Virginia Beach courthouse in early August, they never had to stand before a judge, a process that for many can be stressful and humiliating. Instead, an attorney representing landlords told them their housing woes were being resolved: each tenant had either caught up on rent or qualified for Virginia’s $1 billion rental assistance program. “For the most part, landlords and tenants are working together to get the rent paid,” said the attorney, Michael Hipps. The scene contradicted the image of a state that, up until a few years ago, was considered a civic embarrassment for its staggering rate of evictions. Five of Virginia’s cities ranked in the national top 10, according to a 2018 report from the Eviction Lab at Princeton University. Three years later, Virginia is offering stronger protections to tenants whose lives have been upended by the coro-
navirus pandemic. The state has even become a national leader in distributing federal rental assistance dollars, while evictions have fallen. It’s thanks in part to the glaring spotlight of Princeton’s data. The unwanted publicity put lawmakers, housing advocates and landlord groups on a path that began well before the virus spread. “It was very embarrassing to be in the national news for something so terrible,” said Del. Marcia Price, a Democrat from Newport News, which was ranked fourth nationally for evictions. “I don’t want to say the conversations started with that, but it definitely helped amplify the work and the voices of those who were speaking up,” said Price, who has authored eviction-related legislation. “Everybody knew something had to be done.” Lawmakers ramped up attention on possible solutions, many of which came to fruition during the pandemic. For instance, the state is temporarily
requiring landlords to give tenants 14 days instead of five to make payments on late rent before landlords can file for eviction. The extra time is crucial for people who are paid every two weeks.. Some lawmakers hope to make the provision permanent. Virginia also was one of the first states to create a statewide rent relief program using federal coronavirus relief money. From January through May, Virginia distributed more dollars than any other state from the first round of the Emergency Rental Assistance Program, according to U.S. Treasury figures. By the end of June, Virginia ranked second only to Texas. Virginia also distributed a higher percentage of those ERA funds — about 43% — than any other state, according to U.S. Sen. Tim Kaine’s office. As of late July, Virginia has spent more than $335 million in rental relief funds and assisted more than 51,000 households, according to state figures. Behind that large percentage was a
state requirement that landlords tell tenants about the money and apply for it on their behalf, said Christine Marra, director of housing advocacy for the Virginia Policy Law Center. “That, more than anything, has kept tenants housed,” Marra said. The mandate expired June 30. But was reinstated last week. Virginia is also funding a campaign to make tenants aware of the money and help them apply for it. Taneka Calloway, a personal care aide from Norfolk, is among those who’ve received aid. Because of the pandemic, she lost work visiting clients. Her daughter was also suffering from a brain tumor, while her dad was sick with COVID19. “They sent me an email saying that I was approved for $10,000 to cover the months from February into the end of my lease,” Calloway told The Associated Press in late June. Tiara Burton said the state relief program is also helping her. Burton works as a customer service agent for a health
insurance company. She lost her second job with the pandemic, got into an accident and started falling behind on rent. Fearing eviction, Burton showed up at a hearing in Virginia Beach, only to be told by her landlord’s attorney that the aid was approved. Virginia’s efforts, combined with a federal eviction moratorium, have helped reduce evictions, housing advocates say. During 2021’s first quarter, eviction filings were at 22% of what they were during pre-pandemic levels, according to Virginia Commonwealth University’s RVA Eviction Lab. Second-quarter filings were similar. But they’re expected to rise as more data comes in, pointing to “the growing risk of eviction” for thousands of households, the lab said. The rise in filings may have been landlords anticipating the expiration of some tenant protections as COVID19 cases declined during spring, said Marra, of the Virginia Poverty Law Center. But Patrick Mc-
Cloud, CEO of the Virginia Apartment Management Association, cited other possible reasons. For instance, some tenants have refused to cooperate with landlords in applying for assistance, he said. McCloud pushed back against Princeton’s report, saying it counted court orders – not actual evictions – and therefore wasn’t accurate. But he agrees it spawned change. He credits Virginia’s Rent Relief Program with keeping many renters in their homes. And he said the industry supports keeping it in place once federal relief funds run out. But for all of its efforts, Virginia is still behind many
other states on tenant protections, said Eric Dunn, director of litigation for the National Housing Law Project. For instance, Washington state requires landlords to have good cause to evict someone, he said. “They’re kind of in the middle of the pack now,” Dunn said of Virginia. Kathryn Howell, co-director of the RVA Eviction Lab, said the real challenges lie ahead. They include tackling more structural problems such as affordable housing and inequality. “The low-hanging fruit is what we’ve done,” Howell said. “It’s a step in the right direction. The next step is harder.”
115 N. Boardwalk - 3 BD / 3 BA / 2 car attached garage in NE Stillwater. This 2015 one-owner home features 3 bedrooms in separate locations.......$222,500 5120 W. 5th - 3 BD / 2 BA / 2 car garage in SW area. Lots of storage and spacious backyard $228,500 712 has
PENDING PENDING Devon Street - Commercial office building over 3000 SOLD s/f.......PRICE CHANGE $380,000
How to bounce back when your income drops Kimberly Palmer NerdWallet
life about ‘who looks the best?’ – just step out of that competition,” Thakor advises. Lent adds that you can make trade-offs: “I might need the In-
ternet but not cable. I need groceries, but I don’t need to eat out. I don’t need Netflix, I can go to the library. Anything you don’t need to spend on, don’t
spend it,” she says. FOCUS ON FOOD Food is a major spending category for a lot of people, and it’s a prime target for cuts, says Valerie Rind ,
author of “Gold Diggers and Deadbeat Dads: True Stories of Friends, Family, and Financial Ruin.” “I cut back on eating out. she says. She also changed the
way she shopped for groceries, bypassing the $4 orange juice and using a crock pot for more meals, which also generated leftovers for the freezer.
C3
502 N. Burdick 2 1623 s ftfor Close to Shoclose in to & Schools 225- 000 - Donna 000 N Glenwood Ct. -- 93 lots platted duplexes Boomer -Lake $420,000 - Tiffany 2023 E. 712 Linda - Large outbuilding. 3BR/2.5BA 1900 sq ft $248,000 S.Ave Willis - 3/2,corner 1618 lot sq.with ft. Close to OSU. Move in Over Ready! - $195,000 - Ann– Tiffany 814 S. Rock Ct. - SW area / over1,912 1990 sq Golf Cart-access – Tiffany 1124 S Hollow McFarland - 4BR/2.5BA, sq.ft/SCC ft. - $235,000 Tiffany$274,000 - PENDING 9715 E. Horizon Dr. - 50 x 60 livestock barn on 5 acres with no restrictions $100,000 – Lori K any 2023 E Linda Ave. - Large corner lot with outbuilding. 3BR/2.5BA. Over 1900 sq. ft. - $245,000 - Tiffany- PENDING 0 W. 19th Ave - 7.48 acres inside Stillwater city limits $350,000 – Lori K 812 S Rock Hollow Ct. - SW area / over 1990 sq. ft./SCC Golf Cart access - NEW PRICE $259,000 - Tiffany 1408 N. M 801 S. Burdick - 3BR/1.5BA, 1.5 story on large lot 1371 sq ft $89,000 – Lori C PENDING! 00 – Lori 4517 9715 E. Horizon - $900,000 Lori K. - PENDING Broker Associate 1115 S. Richfield Ct.Dr. - 3BD/2BA 1775- sq ft $305,000 – Tiffany 20J onna 10 405-612-6724 0 W 2923 19th N. Ave. - 7.48-acres inside Stillwater city limits - $350,000 - Lori Lori K.Lori Monroe - 3BD/2BA 2321 sq ft $208,000 – Tiffany PENDING! n 1115 S. Richfield Ct. lot - $295,000 TiffanyDistrict - PENDING 7917 Pickles Gap - Nice large in Perkins-School $22,500 – Lori 6021 Meadow CONSTRUCTION sq -ft$22,500 $379,900- –Lori Lori 7917Hallies Pickles Gap - NEW Nice large lot in Perkins4BD/2BA School 2347 District 1408 N.PEND Mai 5005 N Perkins Rd - 4000 sq ft warehouse - Oh the possibilities $399,900 – Donna y5,900 – Lori 6021 Hallies Meadow - NEW CONSTRUCTION 4BR/2BA, 2,347 sq. ft. - $379,900 - iffany Lori W. Garden Community 3BD/3BA, 2754 sq ft- $550,000 50055706 N Perkins Rd.Pointe - 4,000Dr. sq.- Gated ft. warehouse - Oh, the possibilities $399,900– -Ann Donna W. Fountain View - 5BD/2.5BA, in ground pool - Woodland addnPRICE $362,900 – Tiffany- Ann 57063618 W. Garden Pointe Dr.Ct. - Gated Community 3BR/3BA, 2,754 sq. Trails ft. - NEW $540,000 208 N. Donaldson - 4BR/2BA 1851 sq ft - close to shopping & schools $205,000 – Donna a 3618 W. Fountain View Ct. - $341,250 - Tiffany - PENDING 719 Kar 0 - Tiffany 910 Kansas St. / Pawnee - 1936 farmhouse / 1 acre lot with outbuildings $129,999– Tiffany 208 N. Donaldson - $195,000 - Donna - PENDING ri 11 415 W. 80th - 52.65 acres rural property, no restrictions $300,000 – Lori riffan 910 Kansas St. /- Pawnee - 1936 farmhouse / 1-acre lot with outbuildings - $129,999 - Tiffany Main Downtown Stillwater commercial unit plus apartment unit $395,000 – Tiffany 29 617 S.415 Tiffany W. S. 80th - 52.65-acres property, - $300,000 830456 3354 Rd / Carney rural -3BR/2BA 1468no sq restrictions ft - out building $199,900-–Lori Lori 719 Karen , 0 - Tiffany 617 S. Main Downtown Stillwater commercial unit plus apartment unit $395,000 Tiffany 111 E. Tower / Perry 3BD/1BA 1118 sq ft $79,800 – Tiffany 1408 N. ,900 - Lori 502 3BR/2BA 1623 sq ft1,118 Closesq. to shopping schools$70,800 $209,000- Tiffany – Donna 111N.E.Burdick Tower /- Perry - 3BR/1BA, ft. - NEW&PRICE 2923 920, 920- 1/2 S. Duck1,623 . - 2 Investment properties, 2 homes, 5 bedrooms totalPRICE $160,000 – Amy -iffany 502 N. Burdick 3BR/2BA, sq. ft. - Close to shopping & schools - NEW $199,900 Donna 80th- 2- Investment Commercial properties, building and2shop on 11.5 acres $4,000,000 – Lori 35,900 1408 M 101 - Lori 920,N.920½ S. W. Duck homes, 5 bedrooms total - $160,000 - Amy 354 S. Cou ,500 - Tiffany 5011 W. Lakeviewbuilding - 10 acres of Stillwater $300,000 – Lori 0 -- Lori 4517 Lori 101 W. 80th - Commercial andNW shop on 11.5-acres - $4,000,000 522 E. 12th - Commercial building in downtown Stillwater $250,000 – Lori 354 Tiffany 5011 W. Lakeview 10-acres NW of Stillwater $300,000 Lori PENDING ,900 - Tiffany 354 2620 S. Black Oak Dr. - 4BD/3BA, 4813 sq ft Georgian elegance & style $950,000 – Donna - ffany E. 12th - Commercial building in downtown Stillwater - $250,000 - Lori 1304354 & 1 1012522 iffany - Lori N. Manning St. - 3BR/2BA storm shelter, outbuilding $195,000 – Tiffany PENDING! - 45,000 2620- S. Black2218 OakW. Dr.3rd - 4BR/3BA, sq.3BR/2BA ft. Georgian & style - $950,000 PENDING - - -- Donna ,000 -Tiffany - Close to4,813 campus 2208elegance sq ft $239,000 – Tiffany 1304 & - Lori 2218 W. 3rd -4BD/3BA Close to 2098 campus, 2,208 sq. ft. - on $239,000 - Tiffany 1408 N. Main / Perkinssq ft 3BR/2BA, NEW CONSTRUCTION golf course $325,000 – Lori 1408 N. Main /Perkins 4BR/3BA, 2,098 sq. ft. NEW CONSTRUCTION on golf course $325,000 Lori 4517 Jenna Ln. - 3BD/2BA 1756 sq ft NEW CONSTRUCTION $266,900 – Lori Tiffany Ln. - -3BR/2BA, sq.North ft. NEW CONSTRUCTION - $266,900 115 E. 80th 14.5 acres 1,756 m/l Just of 68th & Mehan - $121,075 - Tiffany - Lori 354354 S.4517 -Kyle Tiffany 3 Jenna 203- 14.5-acres E 80th - Nice large office onof368th acres&m/l $950,000 – Lori - Tiffany 354 S306 Cou , 00 Tiffany . Kyle 115 E. 80th m/l just north Mehan $121,075 270 2707. -7 - Lori 7 - -Lori 3202 2nd -- 4BD/2BA sq on ft Split floor m/l plan- $175,000 PENDING 1304 2707 & 1306 sq.- Lori ft. - $135,000 - Lori E.E80th Nice large1717 office 3-acres $950,000– -Ann Lori 24 W.S4 203 317 Lori Haydans Brook1,717 - 4BR/2.5BA 2183 sq ftplan $349,000 – Lori - Ann 202 3202 6038 5 - Donna E. 2nd - 4BR/2BA, sq. ft. Split floor - $170,000 N. Monroe - 2 Commercial buildings on 3 acres $600,000 – Dolores 6 2112 6038 Haydans Brook - 4BR/2.5BA, 2,183 sq. ft. - $349,000 - Lori 354 S. Council Rd. - Land for sale in Crescent, OK - No restrictions 33.5 acres m/l $167,000 – Tiffany 2112 .N. as Monroe - 2 Commercial buildings on 3-acres - $600,000 - Dolores or Burdick - 3BR/2.5BA 1371 sq ft $87,000 – Tiffany - -Ann 0000- Land S. 801forS.sale - - $167,000 354 S. Council Nosigns restrictions 33.5-acres m/l - Tiffany 2707 Rd. W 44th - 15.86 acresin- Crescent, will divide, OK look-for west of gWestern $317,000 4 pleasure $45,000 - Tiffany 472707 .W 44th Cedar , – Lori any - 15.86-acres will -divide, look m/l for in signs west $350,000 of Western - $317,000 - Lori Oaks & -19th 7.48 acres city limits – Lori N. Washington Rd. 151.87.48-acres acres m/I,m/l OH the Possibilities! - $2,352,900fany - Lori N.601 Cedar & -19th city limits 0000 S. Oaks Country Club-Rd. - 20 Acres oninPaved Road- -$350,000 $200,000 -- Lori Ann Lori Lori Crosby S.Pond Country - 20-acres Paved Road - $200,000 - Ann 4717 S.0000 Turtle Ct. - Club Great Rd. .-acre m/l Lot foron your building pleasure - $45,000 - Tiffany Monty Stewart Realtor Associate Realtor Associate N. Washington Rd. 151.8 acres m/l, OH the Possibilities! $2,352,900 Lori 4717 S. Turtle Pond Ct. Great .-acre m/l lot for your building pleasure $45,000 Tiffany PEN - $349,000 - Lori 405-612-4184 405-372-5151 900 - -Lori N. Washington Rd. - 151.8-acres m/l, OH the Possibilities! - $2,352,900 Lori
Stillwater NewsPress • Thursday, August 26, 2021
Losing income is never easy, but it’s become increasingly common over the last year: According to the Pew Research Center, 44 percent of U.S. adults say their household has experienced either job loss or a pay cut since the beginning of the pandemic, with Hispanic and Asian adults most likely to say so. That creates an incredible strain as people scramble to cover basic expenses like food and housing as well as monthly bills and everyday expenses, even if the reduction in income is temporary. Having a sense of your budget and avoiding procrastination is the key to doing well post-pay cut, says certified financial planner Manisha Thakor, founder of MoneyZen, a financial educational consultancy in Portland, Oregon. She says your odds of surviving and thriving go up exponentially “if you know your expenses beforehand, immediately acknowledge something bad has happened and you need to adjust them — and open your mind to the notion
that it’s really likely that by downsizing, you could actually end up having a richer life.” ACKNOWLEDGE THE EMOTIONS “It’s OK to admit that it’s a crappy situation and you are going through it. I think a lot of people don’t give themselves that grace,” says Athena Valentine Lent, founder of the Money Smart Latina website. There can be grief involved in losing income as you mourn your previous lifestyle, says Daisy Luther , founder of The Frugalite website. “I grew up in a wellto-do-family and never heard, ‘We can’t afford that,’ and then got divorced and I had to accept that my life had changed,” she says. She suggests giving yourself a set amount of time to feel sad and then start focusing on how you are going to move on. SELF AUDIT If you review your spending, Thakor says, then you can get tactical about which items to cut: “Anything you’re spending money on that doesn’t bring you joy, like cable bills, activities for kids, things that have crept into your
C4
Stillwater NewsPress • Thursday, August 26, 2021
Horticulture tips for September September is underrated as an important time for landscape tasks in Oklahoma. This is the key month to begin preparing plants for the upcoming winter, which in turn sets them up for a successful spring. Here are some helpful tips on those areas along with some other suggestions for your September landscape: If you plan on applying fall pre-emergence to prevent pesky spring weeds like annual bluegrass, henbit, chickweed and several others, do it as soon as possible as these weeds will begin germinating with our first cooling rains. The proper product to use can vary depending on a particular application. Contact the Extension office if you need additional assistance. And always remember, these products will fail (or cause damage) if they are not applied properly. Always follow label directions. The window has closed for planting some fall vegetable crops. However, you can still plant spinach, leaf lettuce, mustard, radishes, rutabagas, Swiss chard, garlic and turnips. If you are not planting a fall vegetable crop, consider
If you start finding branches on the ground with conical shaped cuts on the large end, this is your culprit. These insects don’t really warrant control as it is extremely rare for them to cause significant damage. If you wish to season to fertilize warm-season grass- reduce the presence of twig girdlers es like bermuda, long-term, it can be zoysia or buffalo. helpful to pick up See OSU Fact the fallen branches Sheet #6420 Lawn and dispose of them Management in offsite. Oklahoma for more We talk about information. Damage from twig this final topic a lot in this column, and girdlers, a common there’s a good reason tree pest, can start showing up this time for that. It’s consistently one of the of year. major points of failWhile we usually ure for home gardendon’t see the actual insect, their damage ing and landscaping projects. is apparent. As you probaThese pests chew bly already know, off the ends of small while bermudagrass tree branches, leavmakes a fine turfing an almost machine line pattern of grass for many Oklaconsistency with the homa applications, it can also be a very cuts.
Home Grown
KEITH REED planting a cover crop. Cover crops build organic matter which in turn leads to improvements in water and mineral holding capacity, improved drainage; critical factors for plant health. OSU Fact Sheet #6436 Healthy Garden Soils is a good resource on cover crops. September is the month to resume lawn fertilization for cool-season grasses (i.e. shade) like tall fescue. This should also be the last month of the growing
troublesome weed if it is growing where it does not belong. September is the best time of year to weaken unwanted bermudagrass with the non-selective herbicide glyphosate or a product labeled for control of grassy weeds. Please note that I said weaken not kill. Bermudagrass is a very difficult plant to eradicate once it is well established. Make sure it is not suffering from drought stress before spraying. Also, watch for regrowth
and be prepared to respray as needed later this fall. Even this may not be enough. Keep a close eye out for new growth in the spring and respray/dig out as necessary. While it is not completely impossible to eliminate bermudagrass without using herbicides, it can be done with hard work and patience. When you think you’ve finally beaten it, keep a close eye on its recovery, as it will keep trying to come back and the
quicker you rogue out new outbreaks, the more effectively you’ll weaken the underground reserves. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulture Educator in the Payne County Extension office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
BREAKING NEWS!
Local news first – when it happens – delivered to your inbox 4UJMMXBUFS TUXOFXTQSFTT DPN
Sign up for breaking news alerts and the daily newsletter today.
405.624.2626 www.c21global.com 131 N. MaiN, Stillwater
DEFY MEDIOCRITY + DELIVER EXTRAORDINARY Dedicated professionals providing unrivaled service.
Linda Schmidt
114 W. Hall Of Fame • Stillwater • 405.533.3000
Alane LeGrand
405.747.6950 Judy Kasso
Rosetta Heppel
405.880.0869 Virginia Cussner 405.747.7601
Beverly Carter
405.743.9618 Diana Field
StillwaterSignatureRealEstate.com|
@RemaxSignatureStillwater
OPEN HOUSE • SUNDAY, AUGUST 29nd 1119 E. VIRGINIA AVE. STILLWATER 1:00 - 2:00 PM SARAH MANUEL
2217 W. 23RD AVE. STILLWATER 1:00 - 2:30 PM VICKY JEROME
911 E. DELL AVE. STILLWATER 2:30 - 3:30 PM SARAH MANUEL
Broker
405.880.3048 Bailey Williams
405.714.4037
Property Manager
Sandy Blankinship 405.269.9523 Oscar Fortune
801.824.8166
405.747.4684 405.747.6042
Mike Branson
405.612.5347 Thomas Jenkins 405.780.3204
Tana Rutan
405.612.1496 David Heppel
405.269.6907
Millennial Money: Pandemic spurs school finance courses Amrita Jayakumar NerdWallet
That’s how it went for Renee Nelson, an assistant department chair for the math department at KIPP NYC College Prep , a charter school in the Bronx. Nelson was trying to pay off credit card debt and improve her profile enough to buy a home when she began sharing her journey with students. Seeing their interest in the subject, Nelson introduced a personal finance course that students can take for college credit as well as workshops for parents. Teachers say the pandemic brought money discussions to the forefront because everyone was facing a crisis. “It provided some real-world wrenches in the system, things that you don’t expect that can flip your plans upside down,” says William Joy, an instructor of marketing and personal finance at Lucy Garrett Beckham High School in Mount Pleasant, South Carolina. Joy says he would talk through budgeting examples in class, assigning students a fixed salary and making them allocate money toward different expenses.
“Then I’d say, ‘Uhoh the pandemic’s hit – you now make half the income, how will you spend the money?’” Outside the classroom, money can be a taboo subject. But the past year gave families more time together and a chance to talk about it openly because many parents lost jobs or experienced a decrease in income, says Gregg Murset, a father of six, a certified financial planner and founder and CEO of BusyKid, an app that teaches kids about money. Educators say the pandemic also spurred students’ interest in how
to build savings, why people invest in stocks and how cryptocurrency works.
Nelson says her students witnessed rioting and picketing outside their doorsteps and brought their quesFINANCIAL LIT- tions about it to the ERACY ISN’T A classroom. She used SILVER BULLET the opportunity to Financial educateach them how detion is helpful, but cades of discriminateachers are aware tion led to economic it doesn’t fix the inequality and how consequences of sys- they could get intemic racism and volved with efforts injustice. That’s to drive long-term part of the lesson change. they want to leave “Most of them students with. don’t really know Nelson’s students why their family are Black and Hisis in this ongoing panic, live in low-in- cycle of poverty,” come housing and Nelson says. “It are sometimes the was a great way to first college-bound relate back to why members of their there are all these families. During problems in our the social justice community with marches of 2020, money.”
G
N TI
W
NE
LIS
2022 W. UNIVERSITY • $180,000
Adorable mid-century home at the corner of University and McFarland. Cherished and well-maintained, easy walk to OSU and or Westwood Elementary. Updated roof, heat and air and paint. Original, narrow plank hardwood floors, fireplace, several new Pella windows. One car garage, extra long. Charming deck, fenced yard.
C5
real-world skills. “Teaching young STATES SHAPE people how to HOW FINANCE IS write a check is TAUGHT not enough in a States typically world of Venmo,” a dictate how permoney transfer app, sonal finance is says Tim Ranzetta, taught in schools. co-founder of Next Twenty-two states Gen Personal Firequired some form nance, an organizaof personal finance tion based in Palo education in high Alto, California, schools for the that provides free 2020-21 ac ademic curriculum and year, according to professional develresearch published opment for personal in April by Carly finance teachers Urban , an assonationwide. Next ciate professor of Gen advocates for economics at Monpersonal finance to tana State Univerbe offered as a mansity. The benefits datory standalone of teaching high course for an entire school students semester. basic personal Urban says the finance concepts most important coninclude better credit cepts students need scores and lower to understand are rates of delinquency how credit scores on debt as adults, and credit reports research by Urban work, how to comand others shows. pare financial prodBut personal ucts like loans and finance education how to make a budrequirements vary. get that balances Some states require savings, paying off a course to be ofdebt and managing fered as an elective expenses. in high schools. Others allow PANDEMIC personal finance MAKES MONEY concepts to be TALK EASIER tucked into broader Before the pansubjects such as demic, personal economics or math- finance classes were ematics. When a often spearheaded standalone personal by teachers who finance course is got into financial offered, the curricu- trouble and realized lum may be outdat- the importance of ed, which can deteaching kids about feat the purpose of their mistakes, teaching teenagers Urban says.
Stillwater NewsPress • Thursday, August 26, 2021
Many of us don’t learn how to manage money until we’re faced with our first true financial decision, like renting an apartment, applying for a credit card or buying a car. But what if you learned about budgeting or credit scores in the lowstakes environment of a classroom instead? It may not sound like fun, but at least it’s more practical than trigonometry. Financial literacy hasn’t traditionally been a priority in schools, but that is changing. The number of states requiring personal finance instruction in schools more than doubled over the past decade . Since the Great Recession, ballooning student loan debt and advocacy efforts, more people are aware of the importance of learning about money. Now, because of the pandemic, educators say there’s never been more interest in the subject from students and parents. This year alone, lawmakers in more than 20 states introduced bills to add personal finance classes in
high schools.
C6
Stillwater NewsPress • Thursday, August 26, 2021
More than 2 million home dehumidifiers recalled as unsafe
If you have a dehumidifier in your house or apartment, check to see if it is safe. Don’t drink the water. DEAR DAVE: I recently heard a short radio segment reporting that millions of in-home dehumidifiers are being recalled because they can catch fire. Do you have any details? How can I find out if the two that my family have in our own house are affected? ANSWER: The 2 million dehumidifiers that were sold in the U.S., plus another 380,000 that were purchased in Canada, were manufactured by a Taiwan-based company named New Widetech (www.newwidetech.com). They were sold under 20 different brand names -- including Amana, Honeywell and Whirlpool -- by retailers that included Walmart, Costco and Lowe’s. The Consumer Product Safety Commission (cpsc. gov) announced the recall, one of the largest involving a home-related product in history, on Aug. 4. It said that the appliances could overheat and catch fire, posing burn hazards to people and also
About Real Estate DAVID MYERS serious damage to their home. Units involved in the recall were sold between February 2009 and August 2017, the agency said. Costs ranged from $120 to $430. New Widetech said it is aware of 107 incidents of the recalled dehumidifiers overheating or catching fire, resulting in about $17 million in property damage. Thankfully, no injuries have been reported. You can find out if you have one of the potentially dangerous appliances by visiting cpsc.gov/ recalls or newtech. com, or by calling New Widetech at 1-877-251-1512. Should you have a model that’s included in the recall, you can apply for a pro-rated refund that’s based on the dehumidifier’s age. In the meantime, CPSC warns that you shouldn’t use the appliance and perhaps should even disconnect it from its power source.
••• REAL ESTATE TRIVIA: Experts say that countless Americans get sick each year after drinking the water produced by their dehumidifiers, thinking that it has been properly distilled. Instead, it’s loaded with dangerous biological contaminants and metallic residues. ••• DEAR DAVE: I am applying for a mortgage, and the bank’s loan officer wants to see a copy of my divorce papers that I received several years ago. I lost them when I moved in 2018, my
ex-wife won’t give me the documents because she hates me, and I can’t get a copy from my previous attorney’s office because he died and his office permanently closed last year. What can I do? ANSWER: Don’t panic. All divorce papers must be approved by a judge or other representative of the court, so start the hunt for the missing papers you need by calling the county clerk in the area where the divorce was granted and recorded. The state’s department of records may also have a copy of the divorce decree on file, but it’s usually faster to get results by working through the county rather than dealing with the state’s larger bureaucracy. ••• DEAR DAVE:
We are buying our first home. You recently wrote that all buyers should make their purchase offer contingent on getting a satisfactory report from a professional home inspector, but how can we be sure that we hire a good one? We have both heard “horror stories” about buyers who wound up with lots of problems after they moved in because their inspector overlooked serious defects. ANSWER: There is no way to guarantee that you’ll be happy with your inspector’s performance, but there are plenty of steps that you can take to find a good one. Perhaps the best way to start the quest is to ask your sales agent for a referral. If you are
not working with an agent, relatives and friends who have recently hired an inspector and were happy with the service that they received can provide some names. Be prepared to ask the inspectors you contact lots of questions concerning their education, years of experience, training and insurance coverage. Also ask how much they would charge for an inspection and which components of the house it would include. It’s usually best to hire an inspector who works full time, because some part-timers aren’t able to stay abreast of changes in local building codes or take professional courses to help them perform their
job better. Make sure the inspector will allow you to be present when the inspection is conducted. Some inspectors and realty agents don’t like buyers to tag along when the house is examined, but it’s an important opportunity for you to learn about the home’s regular maintenance requirements as well as its current or potential problems. Finally, you should never hire an inspector who won’t agree to put his or her report in writing: If you simply accept the inspector’s word that the home is in good physical condition, you’ll have little legal recourse if problems are discovered after you buy the home and move in.
9.5 ACRES-PERKINS SCHOOLS 10615 FAIRGROUNDS ROAD 9.5S.ACRES SOUTH OFPERKINS PERKINS
OPENHOUSE HOUSE SUNDAY OPEN SUNDAY1-3 1-3P.M. P.M. 2711 S Oxford Dr, Stillwater, OK
2817 N Husband St, Stillwater * $260,000
Plenty of$115,000 hardwoods, creek, and
shared pond! Minutes from town and
$307,500 4 bd, 3 ba 2,643 sqft Hidden Brighton will find this well Look noaway moreinthis is the Addition home foryou you!! Many maintained home ondone a corner entering the cul-deupdates have been in thislot lovely 4 bed 3 bath sac. This charmer is ready occupants. incredibly located home, justfor onnew the east side of Don’t let this one slipThis away! Come Boomer Lake! home hassee onlyMike had Sunday. two owners! Lauvetz DenaMike Cornforth Broker/Owner, CRS, ® GRI REALTOR 405-747-8684 mike@teamstillwater.com 405-880-4121 602 S. S. West West St., St., Suite Suite A, A, Stillwater, Stillwater, OK OK74074 74074 602 405-372-8326 • www.teamstillwater.com 405-372-8326 • www.teamstillwater.com
Private tree-lined property with on paved roads. existing housePerkins pad & Schools pond. Call for a showing! $80,000 Listing LanaeDeMuth DeMuth ListingAgent: Agent: Lanae
Visit www.perkinsfrontierrealty.com and check out
FRONTIER REALTY • 100% Financing available • Recently updated properties
405-547-2000
www.stwnewspress.com
stwnewspress.com
C7
News Press Stillwater
Stillwater NewsPress • Thursday, August 26, 2021
Find your next home with ease in Real Estate Weekly in print every Thursday, or online at
Yost Rd.
To Cimarron Turnpike
McMurtry Rd.
Chateau Ct.
Topaz Ave.
Amethyst Ave.
Quartz Dr. Duncan
Nancy Lee Dr.
Evergreen
Dr.
Ct.
Ma rie
Perkins Rd.
Knoblock St.
Star Dr.
Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
t. Lew is S
Lowry St.
Lowry St. 37th Av.
32nd Av.
34th Av.
35th Av.
Fern St.
Main St.
35th Av.
36th Av.
37th Av.
44th Av.
Vista Ln.
44th Av.
Hunters Cr.
Dr. Deerfield
Wild Turkey Pas
Vista Ct.
s
Red Rose Dr.
Cottontail Ln.
Jardot Rd.
Perkins Rd.
Husband St.
Timberline Dr.
Washington St.
Sangre Rd.
Western Rd.
Forest Trail Ct.
177
S. Westchester St.
Katy
Henderson St.
Hightower St. Dr.
ak
Mockingbird Ln. Collins Ct. Colby Lance
Villa Dr.
Drury Ln.
4th Av.
Eastgate St.
Crestwood Cr.
Raintree Av.
3rd Av. 4th Av.
Peach Tree Av. Stonegate Av.
19th Av.
Main St.
Husband St.
Knoblock St.
West St.
33rd Av.
Av.
51
Lydia Ln.
29th Av.
32nd Av.
3rd Av.
5th Av.
17th Av.
177
31st Av.
2nd Av. 4th Av.
Jardot Rd. 16th Av.
Payne St.
Dr.
26th Av.
30th Av.
Denver St. St.
Pinewood Cr.
ower
Oakwood Dr.
9th Av.
25th Av.
Mar Vista St. 28th Av.
Timbercrest Cr.
Hight
Payne St.
Stallard St.
7th Av.
24th Av.
26th Av.
Timbercrest Dr.
tO
Pos
Jardot Rd.
Payne St.
Blair St.
4th Av.
19th Av.
22nd Av.
Denver Ct. Denver St.
Jardot Rd.
Wedgewood Ct. Wedgewood Dr.
Grandview St.
Skyline Ln.
Blair St. Payne St.
Cottonwood Dr.
Crestwood Dr. Crestwood Ct.
4th Av.
Ransom Dr.
ott
Aetna St.
Springfield St.
Alc
Pennsylvania St.
Hartford St.
Wedgewood Dr.
Stallard St.
Manning St.
Donaldson St.
Hall St.
Leigh St.
Burdick St.
James Ct. Hartford St.
Lowry St.
Chester St.
Fern St.
Lowry St.
Chester St. Fern St.
Young St.
Skyline St.
Canyon Rim Dr.
Skyline St.
Briarwood Dr.
ok
ro yb
nn Su
nn y Ct bro . ok
Su
Dryden St.
Benjamin St.
Burdick St.
Perkins Rd.
Grandview Ct. Grandview St.
Manning St.
Dr .
Manning St.
Berry Ct. Arrington Ct. Arrington Dr.
Hartford St. Dryden St. Redbud Ct.
Star St.
Lowry St.
Lewis St. Lewis St.
Husband St. Husband Pl.
Main St.
Duck St.
Duncan St.
West St. West Bl.
Payne St.
Dryden St.
Hartford St.
Benjamin St.
Park
Pa rk Sta Dr. rD r.
Crescent Dr. Glenwoo d Dr.
Husband St.
Main St.
Hoke St. Husband St.
Masin St.
Duncan St.
West St.
Knoblock St. Knoblock St.
Hester St.
Washington St.
Ramsey St.
Walnut St.
Pl.
Eastern Av.
Young St.
Park Dr. Park Dr. Keller Dr.
Husband St. r. an dD sb
Hu
West St. Duck St.
Duncan St.
Hester St. Knoblock St.
West St. Duck St.
Washington St. Bellis St.
Hester St.
Hester St.
Ramsey St.
Monroe St. Jefferson St.
Adams St.
Stanley St.
Gray St.
Pine St.
Blakely St. Teal St.
Bluestone St.
Willis St.
Silverdale
Summ erlin Ct. Bridlew ood
Crescent Dr.
Ramsey St.
Ramsey St.
Ramsey St.
Lincoln St.
n St. Monroe St. Jefferson St.
Lincol
Monroe St.
Clevelan
Walnut St. Melrose Dr. Pine St. Redwood St. Gray St. Cleveland St. Stanley St. Garfield St.
Walnut St.
Orchard St.
McDonald St.
Willis St.
Western Rd.
t Dr.
Oxford Dr.
22nd Av.
Pioneer St.
Murray Ct.
Black Oak Dr.
17th Av. 18th Av.
Cedar Ct.
Matthews Av. Virginia Av.
21st Av.
Cambridge Dr.
Legendary Ln.
Kerr St.
d St.
McFarland St. . Kings St
Kings St. Orchard St.
Willis St. Willis St.
Dr. Ridge Dr. ge
Ridge Dr. Rid
McFarland St. Kings St.
Western Rd.
Dr.
Wicklow St.
Devon St.
Devon St. Wicklow St. August Dr.
Ln.
Celia
Surrey Dr.
Dr . in Elv
Black Oak Dr. Countryside Dr.
Black Oak Dr.
Pioneer St. Quail Ridge Dr. 28th C t.
Eagle Summit
Augus
Culpepper
Savannah
Rocky Ridge
15th Av.
Connell Ct. Connell Av.
12th Av.
13th Av. 13th Pl. 14th Av.
d.
Sawgrass St.
Tanglewood Cr.
r. dge D Fox Le
12th Av.
16th Av.
th
8th Av.
8th Av.
11th Av.
Whitney Ct. McElroy Rd.
7th
7th Av.
9th Av. 10th Av.
Birchwood Ct.
3rd Av.
4th Av. 5th Av.
5th Av.
5th Av.
rR
Doral Ln.
4th Av.
Redbud Dr.
Ct. Wedgewood
e om
Fountain View Dr.
4
son
Karr Ct.
Bo
Country Club Rd.
August Dr. Cambridge Ct.
24th Av.
Ce
Cedar Ct.
Han
Maple Av.
3rd Av.
18
21st Av.
2
23rd Av.
Dr. dar
Ct.
Fountain View Ct.
44th Av.
Turtle Pond Ct.
22nd Av. 23rd Av.
24th Av.
mit
Maple Av.
19th Av.
Arbor Cr.
Sum
1
Maple Av.
Brooke Av.
Sunrise Av.
McElroy Pl.
Elm Av.
Elmwood Cr.
Elm Av.
Krayler Ave.
Arrington Dr.
Virginia Av.
Virginia Av.
Lakeview Rd.
Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Connell Av.
Hanson
8th Av.
12th Av.
11th Pl.
Will Rogers Dr.
Dryden Cr.
Camden
7th Av.
k Ln.
r. one D
st Wood
n St.
Helena Hts.
7th Av.
31st Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
18th Ct.
e Roc
Isabell Pointe Dr.
29th Ct. 30th Av.
Miller Av.
University Av.
5th Av.
3
Hall of Fame Av. Mathews Av.
Morrill Av.
Saddl
Deer Crossing Dr.
22nd Av.
Quail 25th Av. Ridge Ct.
Ct. . nery ock Ln R dle Sad
Ln.
Fox Ledge Ln.
e
Shin
Park
k Dr.
Inverness Ln.
Aloysius Cr.
Ridge
Pioneer St.
Sangre Rd. Murphy St. Fairfield Dr.
Fairfield Dr. Mansfield St. r Ridge Ct.
Hillside St.
Westridge St. Hillside Ct.
Davinbrook Ln. Fiddlers Hill St. Berkshire Dr. Dublin Dr.
Shumard Ct. Oak St. W. Shumard Dr. Williamsfield
Ridg lue Sprin B gdal Wo e Dr. odc re 11th Ct. st Dr. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Ceda
Charles Dr.
Squires St.
Willow Park Cr.
18th Av.
20th Av. 21st Ct.
erd aV
Lom
17th Av.
Scott Av.
Scott Av.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr. Wentz Ln. University Cr.
Cantwell Av.
Connell Av.
Connell Av.
Knoblock St.
Garfield St. Cleveland St.
McFarland St.
McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr.
e Dr.
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
ge
R
d. Walking Trail Dr .
St.
Cantwell Av.
13th Av. 14th Av.
15th Av.
Ln.
Wehr Ln..
Av.
uit Chiq d Ct. woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av. rgia
Emma Swim Ave.
Krayler Ave. Ridgecrest Av. Brooke Av. Moore Av. Franklin Ln. Knapp St.
177
a Ct.
Lewis St.
Lincoln St. Ivy Ct.
Liberty Ct.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
d. sR ces
Preston Liberty Cr. Cr.
Airp ort Ind ustr ial A c
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Valley View Bradley Pl. Sangre Rd.
Keely Ct.
Range Rd. Crosswinds
Stoneyb rook St.
k Cree lder
Bou
Vil la
ge drid W oo
eld
St.
Lyndsey Ct.
Range Rd.
erfi
low
Austin Ct.
pp
Bristol Rd. Av. 24th Av.
Fox Ledge Dr.
Scissortail Dr.
Stillwater NewsPress • Thursday, August 26, 2021
Co
Fox Ledge Ct. 32nd Av.
Su
Scott Av.
Knotts Av.
51
P rrey
19th Av.
18th Av.
Persimmo
C8
18th Ct.
4th Av. 5th Av. 5th Av.
St. Tyler Av.
Dells Av.
Wiley St.
Shiloh Creek
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
Shadow Creek Ln.
Briarcreek Dr.
St.
Lauren Lane
Keller Dr. Lakeview Ct.
d Dr.
t.
Wil
Chapel Hill
10th Av.
3rd Av.
l.
wbric
ntry
ld
Mercury Av.
Liberty Dr.
woo
yC
Yello
Cove
rfie
d
oo
nw
Osage
t.
dC
oo
Wild
kor
land Ct 18th Av. . Ja Lind a Lou Ct. Loper Billin gslea Ln. Ct.
Summer Hill Ct. Germaine Ct.
Wil
Hic
Westbrook Ct. 15th Av.
e nic Eu
Charring Cross
rC
liff
Crestview Ct. Cowboy Ct. High
t.
C low
Murphy Dr.
Canterbury
Bria
od Wo Crestview Av.
Woodlake Dr. Deer Creek Ct.
Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Dr.
Ashbury
Richfield Ct.
ood
Kenslow Dr.
e
nshir
Devo
d lan
Ga
Thomas Av.
t Dr. nw hurs r. Gle D
Gle
Geo
Franklin Ln.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
coln
Lin
Arrowhead Pl.
Arrowhead Av.
5th Av.
Aggie Dr.
w gle Tan
Durham Ct. Ashford Ct.
Admiral Av. Sherwood Av.
4th Av.
Prescot Dr.
Ashton Ave.
ks
VillasCt.
11th Av.
8th Av.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. r. 16th Av. D
Fairway Dr.
Oa
ointe en P Gard ill ng H Spri Deer Run Ct.
Frontage Road 7th Av.
Dr.
den
Hid
Cr.
51
e Ridg
sa
Me
5th Av.
Oak
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
5th Pl.
10th Av.
Rd.
Pecan Hill St.
Oakdale
9th Av.
mer
2nd Av.
8th Av.
Boo
Scott Av.
Miller Av.
Virgina Av.
7th Av. 8th Av.
r.
mD
lha
Wil
Harned Av.
Mohawk Av.
e Lak
Brooke Jefferson St.
Eskridge Pl.
Hall of Fame Av.
1st Av.
8th Ct. 9th Ct. Trenton Av.
. Dr
Tyler Av.
Eastland Dr. Marcus Dr.
Swim Av.
oke r. Brollow D Ho
McElroy Rd.
Walnut St.
Tyler Av.
Farm Av.
4th Av.
w illo
St.
Reese Landing
3rd Pl.
Boomer Lake
Osage Dr.
Knapp
Oak Crest Rd.
3rd Av.
Parkway Dr.
Brooke Moore Franklin
Vena Ln.
Windsor Cr.
W
te Sta
Hereford Dobi Ln.
Airport Rd.
Newman Av.
Hillcrest Av.
Liberty Rd. Preston Av.
Lakeview Rd.
Eskridge Av.
Dr.
Lakeridge Av.
Rutledge Dr.
Windmill Ln.
177 Airport Rd.
ore
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Memory Ln. Country Ln.
Cheyenne Av.
Tobacco Rd.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
Av.
t.
Arapaho Av.
Lake Sh
Liberty
nC
Dr. Park Cr.
Ramsey St.
Airport Ln.
Monroe St.
W rig h
tD r.
Land Run Dr.
Hartwood Av.
Dr.
Wil liam
Pa rk Gr vie ee w C nv r. ale Cr Da . vis Ct.
Washington St.
Ranch Av. Cherokee Av.
age
sse
Ute Av.
Harned Av.
d Win
Cla
Rogers Dr.
Newman Av. Hillcrest Av. Brown Av.
r.
ers
Rog
B
Os
Richmond Rd.
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side rook
Golf Dr.
Falls Dr.
Stillwater Municipal Airport
gate Dr .
Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
Stonecrest Ct.
Hartford
Richmond Hill Rd.
Washington St. Garfield St.
Hunters Ridge
Stonecrest Ave.
Lynn Ln.
North
Benjamin
Husband Pl. Northgate Dr.
St.
Richmond Rd.
Park Pl. Tower Park Dr.
Richmond Hill Ct.
nd Husba
• Open Houses may be canceled in the case of inclement weather. If you have questions, please call the hosting REALTOR®.
lD mil
Ct.
yon
Can
Chateau Dr.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Lakeview Rd.
Burris Rd.
Burris Rd. 177
Week of Sunday, August 29, 2021
RE/MAX Signature 1.1119 E Virginia Ave - 1-2 p.m. ... Sarah 2. 2217 W 23rd Ave - 1-2:30 p.m. ... Vicky Jerome 3. 911 E Dell Ave - 2:30–3:30 p.m. ... Sarah Coldwell Team Stillwater 4. 2711 S Oxford - 1-3 p.m. ... Mike
Jardot Rd.
OPEN HOUSEMap
Yost Rd.
Perkins Rd.
Yost Rd.