2021-2025 Consolidated Plan - DRAFT

The Process

PR-05 Lead & Responsible Agencies - 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

CDBG Administrator ST. LOUIS COUNTY St. Louis County, Office of Community Development

HOPWA Administrator

HOME Administrator ST. LOUIS COUNTY St. Louis County, Office of Community Development

ESG Administrator ST. LOUIS COUNTY St. Louis County, Office of Family & Community Svc

HOPWA-C Administrator

Narrative

Table 1 – Responsible Agencies

The St. Louis County Department of Human Services is the lead agency responsible for preparing the St. Louis County HOME Consortium Consolidated Plan. The Community Development Block Grant (CDBG) and HOME Investment Partnerships Program (HOME) are administered through the Office of Community Development while the Emergency Solutions Grant (ESG) is administered through the Office of Family and Community Services. Both offices are divisions of the Department of Human Services.

Key Staff include:

• Andrea Jackson-Jennings – Director, Department of Human Services

• Amy Ellis – Director, Office of Community Development

• Mitch Marku – Community Development Block Grant Manager

• Yusef Scoggin – Director, Office of Family and Community Services

• Chaunceia Mayfield, Homeless Services Manager

OMB Control No: 2506-0117 (exp. 09/30/2021)

Consolidated Plan Public Contact Information

Questions regarding the Consolidated Plan can be addressed to:

Amy Ellis, Director

Office of Community Development

500 Northwest Plaza Drive, Suite 801

St. Ann, Missouri 63074

aellis@stlouiscountymo.gov

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(l) and 91.315(I)

1. Introduction

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

OMB Control No: 2506-0117 (exp. 09/30/2021)

Identify any Agency Types not consulted and provide rationale for not consulting

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?

Table 3 – Other local / regional / federal planning efforts

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

Narrative

Consolidated Plan

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 2 – Agencies, groups, organizations who participated

PR-15 Citizen Participation - 91.105, 91.115, 91.200(c) and 91.300(c)

1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

During the development of this plan, St. Louis County also developed its Strategic Plan for Investing in Affordable Housing and Homeless Services while the Consortia developed a Regional Analysis of Impediments to Fair Housing Choice.

Citizen Participation Outreach

Sort Or der Mode of Ou treach

Target of Ou treach

Summary of response/atte ndance

Summary of comments re ceived

Summary of co mments not accepted and reasons

URL (If applica ble)

Consolidated Plan

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 4 – Citizen Participation Outreach

The Process

PR-05 Lead & Responsible Agencies - 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role

CDBG Administrator

Narrative

FLORISSANT

Table 5 – Responsible Agencies

Community Development Department

The City of Florissant has always been proactive in its communications with residents and we have many mechanisms for public input in place. We publish and mail a quarterly newsletter directly to residents. We also produce our own cable television channel. We have had an active Citizens Participation Committee (CPC) for many years. It was developed as part of the City of Florissant's effort to include as many citizens as possible in the community development planning process. The CPC is made up of Florissant residents who are appointed from their respective wards by the City Council. It serves as the official citizen advisory body for all phases of the Community Development Block Grant (CDBG) application development, program implementation, monitoring and evaluation processes. The CPC is the major mechanism whereby the citizens of Florissant have an opportunity to express their needs as well as to be kept aware of the performance of the city’s community development programs.

The CPC meets to review CDBG activities and to propose an annual CDBG budget to the City Council. It:

• Conducts regular meetings on the second Thursday of each month, except June, July and August

• Evaluates and recommends priorities regarding community development needs

• Evaluates existing CDBG programs

• Evaluates and recommends programs for possible inclusion in future Annual Plans

• Evaluates any amendments to approved CDBG projects, except those for urgent need activities

• Evaluates suggested uses of any CDBG funds earmarked for contingency activities

• The CPC may recommend against such expenditures.

• Reviews the draft Consolidated Plan prior to its being made available for public comment

• Recommends changes in the draft Consolidated Plan.

• Reviews the Citizen Participation Plan annually

• Provides assistance and information to interested individuals and/or groups within Florissant

OMB Control No: 2506-0117 (exp. 09/30/2021)

As a Metropolitan City entitlement community, our goal is to educate the community on the Community Development Block Grant (CDBG) program and to encourage citizen participation in the local consolidated planning process. Our long-term goal is to keep the public involved in our community and to provide opportunities to participate in the consolidated planning process on an annual basis.

In accordance with our Citizen Participation Plan, our process included a public hearing. The CPC committee met and a public hearing for the FY2021 2025 Consolidated Plan was held on May 10, 2021 at 7:00 p.m. via the ZOOM platform. Public hearing notices were posted on the City’s cable television channel and the City’s website, soliciting comments and participation in the process. Other announcements were posted across the city at community centers, City Hall, and in the Independent Newspaper.

A summary of the draft plan was posted on our website, cable TV channel and social media sites. The summary described the contents of the plan and the entire Consolidated Plan could be reviewed on line, at the City’s Government Center or by written request. The plan was available for public comment for 30 days starting on May 10, 2021. The city also provides free copies of the plan to citizens and groups that request a copy in writing. The draft-consolidated plan is made available to persons with disabilities in a format that is readily accessible upon request.

Consolidated Plan Public Contact Information

Mrs. M. Carol O’Mara Director of Housing and Community Development

Florissant Government Building

1055 rue St. Francois

Florissant, Missouri 63031

(314) 839-7680

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(l) and 91.315(I)

1. Introduction

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 6– Agencies,

1 Agency/Group/Organization Citizen Participation Committee

Agency/Group/Organization Type Civic Leaders

What section of the Plan was addressed by Consultation? Housing Need Assessment Market Analysis

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

The City of Florissant has had an active Citizens Participation Committee (CPC) for many years. It is made up of Florissant residents who are appointed from their respective wards by the City Council. It serves as the official citizen advisory body for all phases of the Community Development Block Grant (CDBG) application development, program implementation, monitoring and evaluation processes. The CPC meets to review CDBG activities and to propose an annual CDBG budget to the City Council. In accordance with our Citizen Participation Plan, our 2021-2025 Consolidated Plan and 2021 Annual Action Plan process included a public hearing. The CPC committee met and a public hearing was held on May 10, 2021 at 7:00 p.m. via the ZOOM platform. Public hearing notices were posted on the City website, cable television channel and social media sites, soliciting comments and participation in the process.

Identify

any Agency Types not consulted and provide rationale for not consulting

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?

Table 7 – Other local / regional / federal planning efforts

OMB Control No: 2506-0117 (exp. 09/30/2021)

groups, organizations who participated

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

The City of Florissant coordinates with various St. Louis County departments and is a member of the St. Louis County Housing Consortium.

Narrative

Consolidated Plan

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-15 Citizen Participation - 91.105, 91.115, 91.200(c) and 91.300(c)

1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

The City of Florissant has had an active Citizens Participation Committee (CPC) for many years. It is made up of Florissant residents who are appointed from their respective wards by the City Council. It serves as the official citizen advisory body for all phases of the Community Development Block Grant (CDBG) application development, program implementation, monitoring and evaluation processes. The CPC meets to review CDBG activities and to propose an annual CDBG budget to the City Council.

In accordance with our Citizen Participation Plan, our 2021 2025 Consolidated Plan and 2021 Annual Action Plan process included a public hearing The CPC committee met and a public hearing was held on May 10, 2021 at 7:00 p.m. via the ZOOM platform. Public hearing notices were posted on the City’s cable television channel and the City’s website, and social media sites soliciting comments and participation in the process. Other announcements were posted across the city at community centers, City Hall, and in the Independent Newspaper.

A summary of the draft plan was posted on our website, cable TV channel and social media sites. The summary described the contents of the plan and the entire Consolidated Plan could be reviewed on line, at the City’s Government Center or by written request. The plan was available for public comment for 30 days starting on May 10, 2021. The city also provides free copies of the plan to citizens and groups that request a copy in writing. The draft-consolidated plan is made available to persons with disabilities in a format that is readily accessible upon request.

At this point in time, there have been no public comments beyond the discussion at the May 10, 2021 Public Hearing and Citizen Participation Committee meeting. Discussion revealed that the City’s priority need is still single-family housing but with the continued increase in rental dwelling there is a need in this area that is currently going unmet. In response to this unmet need, the City of Florissant will continue to fund the Mortgage, Rental and Utility Assistance Program for FY2021. The funding of this program could assist in possibly opening up more opportunities for Florissant residents.

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targeted/bro ad community

In accordance with our Citizen Participation Plan, our 2021-2025 Consolidated Plan and 2021 Annual Action Plan process included a public hearing. The Citizen Participation Plan committee met and a public hearing was held on May 10, 2021 at 7:00 p.m. via the ZOOM platform. Public hearing notices were posted on the City's cable television channel, the City's website and social media sites, soliciting comments and participation in the process. Other announcemen ts were posted across the city at community

No comments received

targeted/bro ad community

In accordance with our Citizen Participation Plan, our 2021-2025 Consolidated Plan and 2021 Annual Action Plan process included a public hearing. The CPC committee met and a public hearing was held on May 10, 2021 at 7:00 p.m. via the ZOOM platform.

Public hearing notices were posted on the City's cable television channel, the City's website and social media sites, soliciting comments and participation in the process. Other announcemen ts were posted across the city at community centers, City Hall, and in the

No comments received

3 Cable Television Nontargeted/bro ad community

A summary of the draft plan was posted on our cable TV channel. The summary described the contents of the plan and the entire Consolidated Plan could be reviewed on line, at the City Government Center or by written request.

Table 8 – Citizen Participation Outreach

The Process

PR-05 Lead & Responsible Agencies - 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role

CDBG Administrator

Narrative

Economic Development Corp of Jefferson County

Table 9 – Responsible Agencies

The Economic Development Corporation of Jefferson County, a public not-for-profit corporation is contracted by the County of Jefferson and is responsible for administration of the yearly allocation of Community Development Block Grant (CDBG) and Home Investment Partnership (HOME) funds. The EDC directly administers the CDBG funding in house. The HOME funds are administered through the St. Louis HOME Consortium of which Jefferson County is a participating member.

Consolidated Plan Public Contact Information

Ms. Rosalie Buchanan

Assistant Executive Director/CDBG Administrator

Economic Development Corporation of Jefferson County

P.O. Box 623

5217 Highway B Hillsboro, MO 63050

(636) 797-5336

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(l) and 91.315(I)

1. Introduction

This section describes the consultation process that Jefferson County follows in developing all of its CDBG plans and programs.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

Jefferson County takes a County-wide approach to issues affecting our low-to-moderate income populations and engages in ongoing coordination between all providers of service whether public or private, at all given opportunities.

Jefferson County continues makes all plans and documents available to the public at various public facilities located throughout the County which are available to all citizens including persons with disabilities, minorities, and any non-English speaking citizens. Jefferson County, thru its administrator, posts all plans and documents on its web site in addition to hard copies being distributed at numerous locations to better provide the information to all citizens.

In addition to providing public notice and copies of all written plans to the participating municipalities and all public libraries, to encourage public participation, Public Notices are also sent to the following public service agencies representing special interest groups, citizens with disabilities and low-tomoderate income individuals: Developmental Services of Jefferson County, Disability Resource Association, Catholic Community Services, Comtrea, Family Resource Center, Festus Housing Authority, Habitat for Humanity, Jefferson County Community Partnership, Jefferson County Family Services, Jefferson County Rescue Mission, Jefferson-Franklin Community Action Corporation, St. Vincent De Paul Society, Jefferson County Health Department, the Salvation Army and any additional organization or facility as identified.

Additionally, to enhance continued coordination, Jefferson County participates in meetings of the Jefferson County Housing Solutions Coalition (JCHSC) when held, a group comprised of individuals and organizations from various low-to-moderate income housing and service providers within the County, attends St. Louis HOME Consortium meetings, participates in Balance of State Continuum of Care meetings, sets on the Board of Directors of Jefferson/Franklin Community Action Corp and meets with other County Departments regularly to ensure coordination and availability of services to LMI clientele.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

Jefferson County is a member of the Balance of State Continuum of Care (CoC) but does not receive direct homeless funding itself from either the CoC or HUD considering the significantly small numbers of homeless persons as reported during the past several year’s official homeless counts conducted by HUD/CoC. Entitlement staff participate in the regional meetings of the CoC.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

N/A as Jefferson County does not receive ESG funds.

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

OMB Control No: 2506-0117 (exp. 09/30/2021)

1 Agency/Group/Organization

Agency/Group/Organization Type

Jefferson County Housing Solutions Coalition

Services - Housing

Services-Children

Services-Elderly Persons

Services-Persons with Disabilities

Services-Persons with HIV/AIDS

Services-Victims of Domestic Violence

Services-homeless

Services-Health

Services-Education

Services-Employment

Services - Victims

Health Agency

Child Welfare Agency

Business Leaders

Civic Leaders

Business and Civic Leaders

Community Volunteers

What section of the Plan was addressed by Consultation?

Housing Need Assessment

Public Housing Needs

Homelessness Strategy

Homeless Needs - Chronically homeless

Homeless Needs - Families with children

Homelessness Needs - Veterans

Homelessness Needs - Unaccompanied youth

Non-Homeless Special Needs

Economic Development

Market Analysis

Anti-poverty Strategy

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 10– Agencies, groups, organizations who participated

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Jefferson County participates in meetings of the Jefferson County Housing Solutions Coalition (JCHSC) a local group of individuals and organizations from various low-to-moderate income housing and service providers located within Jefferson County. This group meets as schedules allow. Input from the meetings/members is used to help create Con Plans and subsequent Action Plans. Organizations/ individuals in this group involved in the preparation of plans include Disability Resource Association, Comtrea, Jefferson Franklin Community Action Corp, Jefferson County Community Partnership, Jefferson County Health Department, Salvation Army, various food pantries, churches, and community volunteer groups.

Identify any Agency Types not consulted and provide rationale for not consulting

N/A. Any and all interested agencies or individual are consulted with.

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization

Continuum of Care Missouri Housing Development Commission

How do the goals of your Strategic Plan overlap with the goals of each plan?

In line but not directly related

Table 11 – Other local / regional / federal planning efforts

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

Jefferson County participates in the Balance of State Continuum of Care, is a member of the St. Louis HOME Consortium and cooperates and coordinates with all Jefferson County and municipal local government offices on an on-going basis.

Narrative

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-15 Citizen Participation - 91.105, 91.115, 91.200(c) and 91.300(c)

1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

The Jefferson County Citizens Participation Plan and its processes are constructed in a manner developed in accordance with Sections 104 (a) (2) and (3) of the Housing and Community Development Act of 1974 as amended, and 24 CFR Part 91, etal. The plan process consists of public meetings, public comment periods of not less than 30 days for public viewing of documents (or required days per plan/document, or as requirements are amended by HUD), acceptance of public comment, public hearings, needs assessment surveys and final adoption by the governing body of Jefferson County. (See Citizen Participation Plan in attachments)

Jefferson County continues to make all plans and documents available to the public at various public facilities located throughout the County which are available to all citizens including persons with disabilities, minorities and any non-English speaking citizens. All plans and public notices are posted on the administrator’s web site in addition to hard copies being distributed to better provide the information to all citizens.

In addition to providing public notice and copies of all written plans to the participating municipalities and all public libraries, to encourage public participation, Public Notice was also sent to the following public service agencies representing special interest groups, citizens with disabilities and low-tomoderate income individuals: Developmental Services of Jefferson County, Disability Resource Association, Catholic Community Services, Comtrea, Family Resource Center, Festus Housing Authority, Habitat for Humanity, Jefferson County Community Partnership, Jefferson County Family Services, Jefferson County Rescue Mission, Jefferson-Franklin Community Action Corporation, St. Vincent De Paul Society, Jefferson County Health Department and the Salvation Army. Additional organizations are added as identified.

Jefferson County also continues to use its previously developed needs assessment survey to gather ongoing public input and citizen participation for its development of annual goals, needs and programs. Copies of these surveys are distributed to all municipalities, libraries and school districts, member organizations, Board members of the EDC, as well as included in mailings of requested applications and handed out to the general public as they come to the administrator’s office for services.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Citizen Participation Outreach

1 Public Comment Period

Nontargeted/br oad community

Notice of comment period (July 6, 2021 to August 6, 2021) was posted at all participating municipalitie s, public libraries, various housing & social service agencies and ad run in newspaper.

Three written comments were received and responded to.

Jefferson County took all comments into consideration and responded to the three written requests received. There were no comments or views not accepted.

www.jeffcoun tymo.org

No comments were received

Public hearing held at Administrato rs office on July 2, 2021. No Attendees N/A www.jeffcoun tymo.org

Period

Non-

oad community

Copies of Draft Plans were provided to all participating municipalitie s, government offices and public libraries, available electronically and posted on web

Three written comments were received and responded to.

Jefferson County took all comments into consideration and responded to the three written requests received. There were no comments or views not accepted.

www.jeffcoun tymo.org

Table 12 – Citizen Participation Outreach

The Process

PR-05 Lead & Responsible Agencies - 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

CDBG Administrator Administration / O'Fallon, MO

Table 13 – Responsible Agencies

Narrative

The Public Assistance Specialist is responsible for preparing the Consolidated Plan. City staff helped pull data for specific charts, but it is the responsibility of the City’s Public Assistance Specialist to prepare all plans and reports and to administer the grant program and funding. The CDBG Administrative Assistance assists part-time, administering, managing, and constantly working to improve the CDBG home repair programs.

Consolidated Plan Public Contact Information

City of O'Fallon

Municipal Centre

100 North Main Street

O’Fallon, MO 63366

Attn: Alexis Jaegers

OMB Control No: 2506-0117 (exp. 09/30/2021)

PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(l) and 91.315(I)

1. Introduction

The City of O’Fallon collaborates with a vast network of area nonprofit organizations to utilize their experience and expertise in the areas of housing, homelessness, and identifying met and unmet needs in the O’Fallon and St. Charles County community. Through the participation in the St. Charles County Housing Team, Veterans Housing Team, Continuum of Care, newly formed TASCC, the St. Charles County Home Repair Network as well as partnership with nonprofits that serve the City’s aging community, residents with disabilities, as well as health, employment and wellness based organizations serving O’Fallon’s LMI residents, city staff has learned and identified needs, service gaps and areas for improvement, while also identifying what organizations are already serving the community well. These aspects are important when it comes to identifying city and CDBG allocation goals and priorities.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

The City of O’Fallon’s Public Assistance Office is a member of and works closely with the Tri-County Continuum of Care, as well as area nonprofits that serve those in the community in need of housing. O’Fallon has previously provided funding to the Coordinated Entry program to ensure proper staffing and capacity to meet the growing need of neighbors who are housing insecure and literally homeless. The City also has a relationship with Compass Health, which provides comprehensive medical care for LMI residents, including providing much needed mental health resources.

The Coordinated Entry Program was established in January 2018 and is the one-stop-shop portal for housing assistance. All housing related nonprofit organizations are involved and tied to the program, which alleviates some of the trauma of having to retell a crisis story and streamlines the process towards housing stability. The program also refers wrap-around services to meet the entire and comprehensive need of the individual/family, as housing needs seldom occur in a vacuum.

O’Fallon is also fortunate that the North East Community Action Corporation (NECAC) has Office right here in town. NECAC is a not-for-profit Community Action Agency delivering a variety of social service programs to low-income elderly, youth, individuals with disabilities and LMI individuals and families through grants and contractual agreements with federal, state, county and local governments, other not-for-profit organizations, and private businesses. NECAC’s mission, “NECAC strives to make a difference by empowering people, improving lives and building communities”, is to assist the disadvantaged within our services area in their efforts to rise above poverty by providing needed services to enable each individual to function at his or her own improved financial, physical, mental and social level is to assist the disadvantaged living within a twelve county service area in their efforts to rise

OMB Control No: 2506-0117 (exp. 09/30/2021)

above poverty by providing needed services to enable each individual to function at his or her own improved financial, physical, mental and social level.

There is currently no Public Housing Authority or Public Housing Developments in O’Fallon. However, for well over twenty-five years, NECAC has and continues to administer the Housing Choice Voucher (formerly called Section 8)Program for all twelve of NECAC’s counties, including St. Charles County where O’Fallon is located. The waiting list for vouchers is seldom open, but NECAC staff communicates quickly and effectively when it is open for application.

Aging Ahead is the Area Agency on Aging that serves O’Fallon (and all of St. Charles, St. Louis, Jefferson and Franklin County)’s population aged sixty plus. The serve the community in several ways, including but not limited to operating senior centers, providing home delivered meals, in-home services, respite care, and information and assistance. The O’Fallon senior center shares a parking lot with City Hall, and the building is owned by O’Fallon. Community Options Specialists are available by phone and email to assist O’Fallon residents in need of resources, guidance, reassurance, and support with the goal of keeping the aging resident living safely and independently in their own homes. O’Fallon has provided financial assistance via CDBG funding to the STAR program in the past, as well through utility donations to the Meals on Wheels Program. Recently, through CARES ACT/CDBG-CV funds, the City improved the senior center’s HVAC system to prevent, prepare for and respond to COVID. This improvement will ensure that congregant, social activities can continue to occur during times of pandemic.

Describe coordination with the Continuum of Care and efforts to address the needs of

homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons

at risk of homelessness

Through its coordination with the Continuum of Care (COC), the City of O’Fallon has learned much regarding the needs of its homeless neighbors. The City has provided funding to the COC’s Coordinated Entry Program, to meet the need for increased capacity due to increase in calls and needs of persons who are homeless in the community. O’Fallon relies heavily on data provided by the Coordinated Entry System, as well as from the Community Council via the Point-in-Time Homeless County to institute programs aimed at eradicating homelessness in the area and assisting those who are currently homeless in the community. The COC administers a housing-related/focused networking site, Basecamp, where COC members can communicate to meet needs, answer/ask questions, and continue to meet client needs and continue to combat homelessness.

City staff also attends the Emergency Weather Response Team COC subcommittee meetings. This team administers a program from November – March to ensure homeless neighbors have a safe place to stay when temperatures are at or below 20 degrees Fahrenheit. Normally this is accomplished using volunteers and volunteered facilities, operating an emergency shelter, providing beds, transportation, and meals as available.

OMB Control No: 2506-0117 (exp. 09/30/2021)

The City participates in the annual Point-in-Time Homeless Count, and consults with the COC regarding future plans, reporting, and identifying needs in the O’Fallon community, especially as it relates to homelessness.

The Salvation Army Shelter is located within the City of O’Fallon and houses families and single women. The Sparrow’s Nest is a home for homeless, pregnant young women. While not in O’Fallon, Youth in Needs serves unaccompanied homeless minors.

The City of O’Fallon does not directly currently offer any shelters or beds for individuals or families who have lost their homes, but the City does offer an Emergency Homeless Prevention program to our community members, and plan to continue to do so through CDBG funding and CDBG-CV (CARES ACT) funding. This program will provide funds to one or more social service agencies to help people on the verge of homelessness. More details are given on this program in the Public Services section of this plan.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

The City of O’Fallon does not receive ESG funds from HUD but is a voting member of the continuum and has served on Policy committees in the past to ensure effective use of funds.

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

OMB Control No: 2506-0117 (exp. 09/30/2021)

1 Agency/Group/Organization AGING AHEAD (formerly Mid East Area Agency on Aging)

Agency/Group/Organization Type Services-Elderly Persons Services-Health Regional organization

What section of the Plan was addressed by Consultation?

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Non-Homeless Special Needs

Market Analysis

See previous description.

2 Agency/Group/Organization COMMUNITY COUNCIL ST CHARLES

Agency/Group/Organization Type Services - Housing Services-homeless Services-Health Service-Fair Housing Regional organization

What section of the Plan was addressed by Consultation?

Housing Need Assessment

Lead-based Paint Strategy

Public Housing Needs

Homelessness Strategy

Homeless Needs - Chronically homeless

Homeless Needs - Families with children

Homelessness Needs - Veterans

Homelessness Needs - Unaccompanied youth

Non-Homeless Special Needs

HOPWA Strategy

Economic Development

Market Analysis

Anti-poverty Strategy

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Organization operates the Coordinated Entry System, spearheads the homeless point-in-time count and analyzes all data collected through the HMIS system, as well as the Point-in-time Count to inform housing and homeless prevention plans and needs in the community.

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Table 14– Agencies, groups, organizations who participated

3 Agency/Group/Organization Sts. Joachim & Ann Care Service

Agency/Group/Organization Type

Housing

Services - Housing

Services-Children

Services-Elderly Persons

Services-Persons with Disabilities

Services-Persons with HIV/AIDS

Services-Victims of Domestic Violence

Services-homeless

Services-Health

Services-Education

Services-Employment

Service-Fair Housing

Services - Victims

Regional organization

What section of the Plan was addressed by Consultation?

Housing Need Assessment

Lead-based Paint Strategy

Public Housing Needs

Homelessness Strategy

Homeless Needs - Chronically homeless

Homeless Needs - Families with children

Homelessness Needs - Veterans

Homelessness Needs - Unaccompanied youth

Non-Homeless Special Needs

HOPWA Strategy

Economic Development

Market Analysis

Anti-poverty Strategy

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Member of the Continuum of Care; receives Public Services Funding to address Emergency Homeless Needs in O'Fallon.

4 Agency/Group/Organization

Agency/Group/Organization Type

NECAC

Housing

Services - Housing

Services-homeless

Services-Education

Services-Employment

Service-Fair Housing

Regional organization

What section of the Plan was addressed by Consultation?

Housing Need Assessment

Lead-based Paint Strategy

Public Housing Needs

Homelessness Strategy

Homeless Needs - Chronically homeless

Homeless Needs - Families with children

Homelessness Needs - Veterans

Homelessness Needs - Unaccompanied youth

Non-Homeless Special Needs

HOPWA Strategy

Economic Development

Market Analysis

Anti-poverty Strategy

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Please refer to description above.

Identify any Agency Types not consulted and provide rationale for not consulting

The City of O’Fallon aimed to consult with as many agencies as possible and did not exclude any agencies or agency types from consultation.

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Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization

Continuum of Care Community Council of St. Charles County

How do the goals of your Strategic Plan overlap with the goals of each plan?

The Continuum of Care (COC) provides networking opportunities for area agencies to gather to discuss the state of the community regarding their clients, programs, and assistance and leads the charge to end homelessness. Oÿ¢ÿ¿ÿ¿Fallon coordinates with the Continuum agencies to provide assistance in reaching their goals to assist those in need within the community.

Table 15 – Other local / regional / federal planning efforts

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

As a member of the St. Louis HOME Consortium, the City of O’Fallon regularly collaborates with the fellow Consortium members to ensure accuracy, efficacy, and relevance. As the lone CDBG Metropolitan City in St. Charles County, O’Fallon works hard to achieve its individual goals while also regularly collaborating with the St Charles Urban County to ensure cohesiveness, cooperation, and the ability to jointly (Through referrals, resources, and networking) meet the needs of residents who contact us.

Narrative

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PR-15 Citizen Participation - 91.105, 91.115, 91.200(c) and 91.300(c)

1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

The goal of the citizen participation process is to encourage citizen participation in the planning process. More than two weeks’ notice is given regarding the Public Hearing to solicit input. Notices of the hearings are posted on the City’s cable television channel, the City’s e-newsletter, local media, through non-profit, social service, and housing agency networking forums, and the City website. Other announcements were posted at library branches, local restaurants, and City facilities, A press release is issued inviting member of the public to participate in the public hearings. Public Hearings are held in a handicapped-accessible building, which has two handicapped-accessible entrances, an elevator, handicapped-accessible restrooms for both men and women on all floors, and wide hallways and doorways to accommodate O'Fallon's residents with disabilities.

Citizen Participation Outreach N/A - no comments were received.

Public Hearing Nontargeted/bro ad community

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2 Internet Outreach Nontargeted/bro ad community HMIS/COC agencies

Attendance from two service agencies in the community that serve the O'Fallon public, but no written comments received.

Great discussion was had, but no public comments were received.

N/A - no comments were received.

3 Public Postings throughout town

Nontargeted/bro ad community

No response/atte ndance was received from this form of notice/mode of outreach.

N/A - no comments were received.

N/A - no comments were received.

4 Public Postings throughout town

Nontargeted/bro ad community

No response/atte ndance was received from this form of notice/mode of outreach.

N/A - no comments were received.

N/A - no comments were received.

5 Public Postings throughout town

Nontargeted/bro ad community

No response/atte ndance was received from this form of notice/mode of outreach.

N/A - no comments were received.

N/A - no comments were received.

Table 16 – Citizen Participation Outreach

The Process

PR-05 Lead & Responsible Agencies - 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source

The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

Agency Role Name

Lead Agency

ST. CHARLES COUNTY

CDBG Administrator ST. CHARLES COUNTY

HOPWA Administrator

HOME Administrator

HOPWA-C Administrator

Narrative

Table 17 – Responsible Agencies

Department/Agency

Department of Community Development

St Charles County contracts with the City of St Charles for program administration of the CDBG funds.

Robert Myers, Planning & Zoning Division Director, St Charles County is the primary contact and Kathleen Thompson, CDBG Administrator, City of St Charles is the secondary contact.

Consolidated Plan Public Contact Information

Interested parties can send their comments to Ms. Kathleen Thompson, CDBG Administrator St Charles Urban County 200 N. 2nd Street, Ste 303, St Charles, MO 63301 or by email to kathleen.thompson@stcharlescitymo.gov

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PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(l) and 91.315(I)

1. Introduction

The County acknowledges the importance of consultation in the development of the Consolidated Plan. The County enlisted the assistance of the St. Charles Community Council and specifically the Tri-County Continuum of Care to help make contacts within the community to encourage participation in the process.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

The County coordinates with public and assisted housing providers through its representation at the TriCounty Continuum of Care meetings. Staff promotes CDBG & HOME programs and gives updates on what programs may be available throughout the year to eligible residents of the participating jurisdictions. The Continuum meetings provide an excellent opportunity for networking and sharing of information regarding programs. These agencies can then take the program information back to their staff and clients to share the opportunities that are available.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness

Staff participated in the Continuum of Care meetings to get updates on the Continuum's efforts to address the needs of homeless persons. Many of the agencies participating in the meetings are working with these homeless populations. At risk homeless was an identified need during the last 5-year Consolidated Plan period and continues to be acknowledged by the County as a need. St Charles County has previously funded Sts. Joachim and the Community Council of St Charles County's housing crisis Coordinated Entry program. Both of these organizations participate in the Continuum of Care and utilize CDBG money to fund homelessness programs by providing rent and or utility assistance and coordination and management for those in jeopardy of becoming homeless. This use falls under the 15% public service cap so funds are limited as transportation, another identified priority need, is also funded with a portion of this cap.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS

The County does not receive ESG funds. Staff participate in Continuum of Care meetings in order to receive updates on the Homeless Management Information System (HMIS) which is handled through the Community Council.

2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities

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1 Agency/Group/Organization

Agency/Group/Organization Type

Housing

Services - Housing

Services-Children

Services-Elderly Persons

Services-Persons with Disabilities

Services-Victims of Domestic Violence

Services-homeless

Services-Health

Services-Education

Services-Employment

Service-Fair Housing

Services - Victims

Health Agency

Child Welfare Agency

Other government - State

Other government - County

Other government - Local

Regional organization

Planning organization

Business Leaders

What section of the Plan was addressed by Consultation?

Housing Need Assessment

Lead-based Paint Strategy

Homelessness Strategy

Homeless Needs - Chronically homeless

Homeless Needs - Families with children

Homelessness Needs - Veterans

Homelessness Needs - Unaccompanied youth

Non-Homeless Special Needs

Market Analysis

Anti-poverty Strategy

Table 18– Agencies, groups, organizations who participated

COMMUNITY COUNCIL ST CHARLES

How was the Agency/Group/Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination?

Agencies were notified via the Community Council to attend a public hearing to help identify needs within the community. St Charles Urban County hosted a joint public hearing in an effort to attract area agencies and public participation in the process. There were approximately 40 individuals that attended the virtual public hearing. The agencies were given an opportunity to discuss all topics of need to be considered. Discussion included the need for affordable rental housing, housing rehabilitation, transportation, home-ownership, rent and utility assistance. The County, either through its website, through the Continuum of Care contact list, mailings, or direct email and phone calls made an effort to contact all area agencies to encourage participation.

Identify any Agency Types not consulted and provide rationale for not consulting

Through assistance from the St Charles Community Council and Continuum of Care, the County provided outreach to St. Charles County organizations. There were no agencies purposefully left out of the public hearing process.

Other local/regional/state/federal planning efforts considered when preparing the Plan

Name of Plan Lead Organization

Continuum of Care St Charles Community Council

How do the goals of your Strategic Plan overlap with the goals of each plan?

The Continuum of Care provides a networking opportunity for area agencies to gather to discuss the state of the community in regards to their clients, programs, and assistance. The Continuum of Care also leads the charge to end homelessness. The County coordinates with the Continuum agencies in an effort to provide assistance in reaching their goals to assist those in need within the community.

Table 19 – Other local / regional / federal planning efforts

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))

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The County and the Continuum of Care coordinate efforts to host public hearings within the County for its planning processes. The communities acknowledge that while some of their needs may vary, there are also some that overlap. Staff representing St Charles County also shared information on programs and their guidelines to assist in helping eligible residents.

Narrative

PR-15 Citizen Participation

- 91.105, 91.115, 91.200(c) and 91.300(c)

1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting

The County acknowledges the importance of citizen participation in the development of the plan. Getting citizen participation continues to be a struggle for the County. The process for the development of this plan included

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Citizen Participation Outreach

1 Public Meeting Residents of Public and Assisted Housing

Discussed the unmet needs of residents at Parkridge Apartments and how to transition out of the public housing authority.

A homebuyer's seminar was scheduled to be held at the Housing Authority's Conference Room to include those in the Family Self Sufficiency Program, lenders, and housing counseling agencies. This seminar would discuss the steps in purchasing a home.

This seminar was cancelled due to the outbreak of Covid-19. This will be held at a later date once the office of the Housing Authority is open and allowing people inside.

2 Public Meeting Residents of Public and Assisted Housing

Discussed the unmet needs for children in the before and after school program as well as their summer programs.

Recommended that the County expand the transportation program to children and fund the Boys and Girls Club to assist in those transportation needs.

All comments were accepted

3 Internet Outreach Minorities

Persons with disabilities

Nontargeted/broad community

Residents of Public and Assisted Housing

Sent out Needs of the Community to include Covid-19 needs.

232 responses were received and items were prioritized. These priorities were rent, mortgage, utility assistance, food assistance, mental health, small business loans, and a homeless shelter.

All comments were accepted

4 Public Hearing Minorities Persons with disabilities

CAPER Public Hearing. There were no attendees

1 comment received was from the Executive Director of Sts. Joachim and Ann Care Service commented that more resources for mental health assistance is needed as well as the need for affordable housing. This needs to include affordable apartments where individuals can spend approx. 3033% of their monthly salary on housing. They have also hired a "Housing Locator" to meet with landlords and actively search for housing people.

All comments were accepted.

5 Public Meeting Minorities

Persons with disabilities Nontargeted/broad community

Residents of Public and Assisted Housing

6 Public Hearing Minorities

Persons with disabilities Nontargeted/broad community

CoC meeting approximate 40 attendees. A brief presentation over the County's Analysis of Impediment results.

As a community how can we address these impediments that keep coming up

All comments were accepted.

County Council presentation on CDBG activities and funding

1 comment received via email stating that the City of O'Fallon should join the Urban County

All comments were accepted.

Table 20 – Citizen Participation Outreach

Needs Assessment

NA-05 Overview Needs Assessment Overview

The St. Louis County Consortium includes three separate counties, Jefferson County, St. Charles County and St. Louis County. According to 2015-2019 5-Year American Community Survey (ACS) data, St. Louis County’s population is 996,919; St. Charles County’s population is 394,290; and Jefferson County’s population is 223,951. Similarly, St. Louis County has the majority of housing units with 410,842 followed by St. Charles County and Jefferson County with 150,668 and 83,841 housing units, respectively. When it comes to income data, St. Charles County has the highest median household income at $84,978. St. Louis County’s median household income is reported at $67,420 and Jefferson County’s median household income is $65,454. In all three Counties, the percent of individuals below the poverty level has decreased from 2015. Jefferson County and St. Louis County are almost identical at 9.6% and 9.7%, respectively, while St. Charles County has a much lower rate 5.2%. In regard to housing prices, St. Charles County has the highest median value of $219,100 while St. Louis County’s and Jefferson County’s values are lower at $198,800 and $161,800, respectively. St. Charles County (including the City of O’Fallon, a St. Louis County HOME Consortium member) has been using the majority of their HOME funds for down payment assistance. There is considerable need for first time homebuyer assistance. This trend is likely to continue over the next 5-year Consolidated Plan cycle, as affordable home prices continue to increase in St. Charles County. Similarly, Jefferson County has been using the majority of their HOME funds for down payment assistance as well. This trend is likely to continue with funds also being used for the development of more affordable units. St. Louis County has 88 municipalities and an unincorporated area that includes nearly one-third of the population. St. Louis County made up 16.3% percent of the state’s 2019 population, 48% of the jobs in the St. Louis Metropolitan Area, and 23% of the jobs in the State of Missouri. As of the 2019 Census, St. Louis County was home to 996,919 people, a loss of 1.7% since 2000. The majority of its population was non-Hispanic Whites (68%). Black residents made up about one-quarter of the population (24.2%) and no other race or ethnicity constituted more than 5% of the population. St. Louis County had unemployment rates under 5% prior to the national recession, but unemployment climbed to about 9% by 2009. By 2019, the rate fell to 4.6%, which is similar to pre-recession levels. However, it should be noted that the 2019 data was collected prior to the COVID-19 pandemic. According to 2019 estimates, educational services, health care and social assistance employees represent the largest shares of workers in St. Louis County (24.1% of the total). The majority of St. Louis County’s Black population lives in north St. Louis County, where 26 census tracts had Black populations of 80% or higher in 2019. Only 7 tracts south of I-64 had Black populations over 10%. Hispanic residents constituted 2.5% of the County’s 2010 population; the largest concentration of Latino population (17.4% of the county’s total) was in ten tracts that cover Breckinridge Hills, Woodson Terrace, St. Ann, Overland, Charlack, Edmundson, and St. John.

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Needs Assessment Overview cont.

According to the 2015-2019 American Community Survey, 7.5% of St. Louis County residents were not native to the United States, well below the national foreign-born population rate of 12.8%. The largest share of foreign-born County residents was from Asia (51.2%), followed by Europe (24.5%). As of the 2010 Census, nearly two-thirds of St. Louis County households were families. About half of families and one-third of total households (31.0%) included children, down from 33.9% in 2000. Female householders made up 34.6% of total households, an increase of 8.0% from the previous Census.The 2015-2019 ACS data shows that 12% of the County’s population has a disability. Just over half (69%) of that group are under age 65. According to the 2015-2019 ACS estimates, St. Louis County contained a total of 317,247 housing units, the majority of which were single-family detached (71.%). The homeownership rate was approximately 63%; vacancy rates were substantially lower for ownership units (1.5%) than for rental units (5.6%). The vast majority of the County’s housing stock was built between 1950 and 1979. Because many protected classes tend to have lower than average incomes, housing affordability becomes an important aspect of fair housing choice. HUD considers housing affordable if it costs less than 30% of a family's income. In St. Louis County, 44.4% of renters have a cost burden, compared to 23.4% of owners. The National Low Income Housing Coalition’s Out of Reach 2014 Annual Report calculates the amount of income a household must receive in order to afford a rental unit at the Fair Market Rent (FMR) without spending over 30% of income. A renter at the mean renter income in St. Louis County would need to keep rent costs at or below $748 to avoid a cost burden.

Housing cost burden throughout the Consortium is relatively similar in some regards. For instance, the two lowest income categories reflect the highest percent of individuals/families paying more than 30% of their income for housing. St. Louis County has the highest percent of those in the lowest income category paying more than 30% of their income for housing related expenses, while St. Charles County has the lowest percentage. Throughout the remaining economic strata, all three counties have similar percentages of individuals and families paying more than 30% of their income for housing expenses.

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NA-10 Housing Needs Assessment - 24 CFR 91.405, 24 CFR 91.205 (a,b,c)

Summary of Housing Needs

The St. Louis County HOME Consortium includes St. Louis County, St. Charles Urban County, Jefferson County, and the cities of Florissant, O’Fallon and St. Charles. With a total population of 1,563,105 and 613,050 households, the Consortium faces an assortment of housing problems. For the purposes of this plan, HUD has identified four major housing problems:

• Substandard Housing (i.e., housing lacking complete plumbing or kitchen facilities)

• Overcrowding (i.e., more than one person per room)

• Cost Burden (i.e., spending greater than 30% of income on housing costs)

• Severe Cost Burden (i.e., spending greater than 50% of income on housing costs)

As indicated in the following tables, the most significant housing problems in the Consortium are cost burden and severe cost burden. This problem affects both renters and homeowners. When a high percentage of residents exceed the 30% threshold, it is an indication of the need for more affordable housing options. Providing subsidies for the construction and rehabilitation of for-sale and rental units is an effective measure for addressing this housing issue.

While cost burden and severe cost burden are the most common housing problems in the Consortium, other housing issues do exist. For example, housing maintenance is often an issue for low-to-moderate income households. While older homes are less expensive to purchase, the cost of maintenance can create a significant financial challenge for low-to-moderate income homeowners. The result is deferred maintenance, which has a negative impact on individual properties as well as neighborhoods. Substandard housing is less of an issue than housing maintenance; however, there are still some housing units that lack complete plumbing and kitchen facilities in the Consortium. These types of housing issues are best addressed with home repair programs. Home repair programs provide forgivable loans to lowto-moderate income homeowners for approved repairs that are necessary to maintain minimum housing code standards.

It is also important to improve and increase the number of opportunities for residents to become homeowners in the Consortium, especially for those households whose current living arrangements are overcrowded. To that end, providing financial and technical assistance to first-time homebuyers helps income-eligible households acquire qualified owner-occupied residences throughout the Consortium.

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Data Source: 2000 Census (Base Year), 2013-2017 ACS (Most Recent Year)

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2 - Total Households Table

Housing Needs Summary Tables

1.

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Table 3 – Housing Problems Table

2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden)

4 – Housing Problems 2

3. Cost Burden > 30%

4. Cost Burden >

5. Crowding (More than one person per room)

Describe the number and type of single person households in need of housing assistance.

Approximately 48% of single person households, or 143,449 households, in the Consortium area have one or more housing problems. Of these, 36,375 are single person renter households and 32,236 are single person owner households. Data including in the following table further indicates housing problems are more prevalent among lower-income single person households.

*The Economic and Market Analysis Division of the US Department of Housing and Urban Development makes Special Tabulations of American Community Survey data, including the presence of housing problems based on household size, available at http://www.huduser.org/portal/ast/index.htm. The most recent available data is based on the 5-year 2015-2019 American Community Survey, and defines a household with housing problems as having at least one of the following housing conditions: lacking complete plumbing facilities, lacking complete kitchen facilities, with more than 1.01 persons per room, and selected monthly owner costs greater than 30 percent of household income (2012), or gross rent as a percentage of household income (2012) of greater than 30 percent. The following chart shows the percentage of single person households with housing problems broken out by household tenure and income level.

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking.

According to ACS data from 2015 to 2019, there is an estimated 187,139 residents in the Consortium area with a reported disability. This figure represents that 11.7% of all residents in the Consortium have a reported disability. Applying a conservative 15% to the total disabled population would yield more than 28,070 Consortium residents in need of housing assistance. As the population continues to age, more residents will suffer from physical and in some cases mental disabilities requiring additional care and housing.

Estimating the number of families in need of housing assistance who are victims of domestic violence, dating violence, sexual assault and stalking is not an exact science. However, through extrapolation an estimate can be derived. St. Louis County Police have provided domestic assault and rape data for the last five years. St. Louis County’s population is approximately 62% of the overall Consortium population. Using data from the St. Louis County Police and applying the population percentages to St. Charles and Jefferson County, it can be estimated that there were 363 rapes and 6810 domestic assaults that were reported in the entire Consortium during 2015. If 10% of the victims involved in the above numbers are in need of housing, that figure is nearly 720 families in need of assistance. If the percent applied is closer to 25%, the need climbs to nearly 1800 families.

What are the most common housing problems?

Housing cost burden (spending > 30% of income on rent) and severe housing cost burden (spending > 50% of household income on rent) is a common housing problem in the Consortium area. It affects a

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particularly high number of households, those with household incomes of 30% AMI or lower, and it is also a problem that is common across and affects owner and renter households across all low- and moderate-income levels and all family types.

Currently, households in the area compete for a limited supply of decent and affordable housing. Household incomes in parts of all three counties are low and households of multiple family types across multiple income levels experience cost burden. This has created a situation in which persons with special needs and elderly have difficulty in finding appropriate housing options within the larger affordable housing market.

Among the characteristics of low-income individuals and families with children who are currently housed but are an imminent risk of either residing in shelters or becoming unsheltered are eviction from rental properties due to non-payment of rent, loss of housing shared with family members or friends, as well as loss of income because of illness or disability. Such risk can be lessened through legal advocacy and small amounts of cash rental assistance that will prevent eviction or loss of housing, as well as diversion services that will quickly assist a person who currently is housed but is seeking shelter services to a housing alternative

Care must be taken to ensure that formerly homeless families and individuals who are receiving rapid rehousing have been properly assessed as candidates likely to succeed in rapid rehousing. Persons who have been chronically homeless, and thus in need to supportive services, or those who are recovering from addiction, and thus in need of therapeutic setting, are less likely to succeed in rapid rehousing. Such reassessment should occur sufficiently in advance of before termination services to enable change in course and movement to more suitable and stable housing.

Are any populations/household types more affected than others by these problems?

From the data above, it appears that the lowest income families (0-30% AMI), in both the "Renter" category and the "Owner" category, are more severely affected in the "Housing Cost Burden" category than any other housing problem area. Even as you move up the income classification, the Housing Cost burden is still significant. For example, there are 7,818 renters within the 30-50% of AMI category that are identified as being "Housing Cost Burdened." That is ten times more than any other housing problem listed in the table under that same income category. The lowest income category (0-30% AMI) of renters and owners also have the highest prevalence of having one (1) or more of four (4) housing problems.

Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance

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The Low-income family with children are three times more likely to live at two hundred percent of the federal poverty line. These families are likely to cut or skip meals or just not be able to afford food for the whole month. They are also more likely to not pay their rent, mortgage, utility payment or have healthcare. As a result, they will not seek medical attention in a timely manner. Many of these lowincome families are working a full time, part time or less than part time job. Yet they cannot make ends meet for their household. For many of these low-income families with children, the head of the household is a high school dropout making it more difficult to find meaningful employment. As a result of the many challenges low-income families with children have, they are often times at a great risk of becoming homeless again if supportive services are not put into place.

Individuals and families who are formerly homeless, receiving Rapid Re-Housing assistance and nearing assistance termination should have a plan developed to help them understand that having a home takes planning and making correct choices. At this time referrals should be given to the individual to make sure that adequate services will still be there to help the individual maintain their housing.

If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:

The Consortium does not have a specific definition of “at-risk” populations and does not have an estimate of the number of at-risk individuals and households. See an explanation for increased risk of homelessness below.

Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness

At-risk of homelessness is defined as households receiving Section 8 assistance whose gross annual income equals 30 percent or less than the current Area Median Incomes per family size. Some of the primary causes of homelessness include job loss, alcohol and drug use. Eviction is also a cause of homelessness along with family/domestic violence. Available data suggests that the inability to find affordable housing and the need for supportive services, such as drug and alcohol rehabilitation, might be the main indicators of increased risk of homelessness.

Discussion

Over the last 10 years, the St. Louis metropolitan region has not seen the type of robust growth that other markets have experienced. The region’s growth has been stagnant to slow over the last decade. With no to slow population growth, we estimate that the housing needs of the region over the next five (5) years will mirror the last 10 years. Obviously, certain circumstances could impact this estimate, however, we are basing our estimate on the current Gross Domestic Product (GDP) which is between 1-2% per year. If the economy improves and creates higher paying jobs, the needs will be less, but if the economy stays the same or declines, there will be a greater number of renters and owners

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with housing problems throughout the Consortium. As the tables identify, a significant number of individuals and families throughout the Consortium are going to be cost burdened for the next five years. Additionally, renters and homeowners will continue to be troubled with one or more housing problems. For various reasons, people with disabilities are on the rise which will create a greater need for compatible housing.

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NA-15 Disproportionately Greater Need: Housing Problems - 91.405, 91.205 (b)(2)

Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

A disproportionally greater need exists when the members of racial or ethnic groups as a specific income level experience housing problems at a greater rate (10 percentage points or more) than the income level as a whole.

As an example, assume that 60% of all low-income households within a jurisdiction have a housing problem and 70% of low-income Hispanic households have a housing problem. In this case, low-income Hispanic households have a disproportionately greater need. The percent of households with a housing problem is calculated by taking the HUD CHAS data from the tables below and dividing the number of households with a housing problem by the total of households with a housing problem and those without a housing problem. HUD specifies that the calculation should not include households with no/negative income, although they are included in the CHAS data in the following tables.

0%-30% of Area Median Income

Data Source: 2013-2017 CHAS

Table 9 - Disproportionally Greater Need 0 - 30% AMI

*The four housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

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10 - Disproportionally Greater Need 30 - 50% AMI

*The four housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

Table 11 - Disproportionally Greater Need 50 - 80% AMI

*The four housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

80%-100% of Area Median Income

- Disproportionally Greater Need 80 - 100% AMI

*The four housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4.Cost Burden greater than 30%

Discussion

In the Consortium, five groups experience housing problems at a disproportionately greater rate: Black/African American, Pacific Islander and Hispanic at 0- 30% AMI, African American, Asian, and Pacific Islander at 30% - 50% AMI. Further, American Indians and Hispanics at the 80%-100% AMI level as well.

While racial and ethnic disparities need careful attention, income seems to have a direct correlation to housing problems. Thus extremely low income and low income households across racial classes must be addressed as a primary component of a comprehensive strategy that considers all housing needs of this aggregate population.

These disproportionately greater needs are shown in the following tables, which were created using the HUD-provided CHAS data displayed in the tables in the previous sections.

NA-20 Disproportionately Greater Need: Severe Housing Problems - 91.405, 91.205 (b)(2)

Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

A disproportionately greater need exists when the members of racial or ethnic group at an income level experience severe housing problems at a greater rate (10 percentage points or more) than the income level as whole.

As an example, assume that 60% of all low-income households within a jurisdiction have a severe housing problem and 70% of low-income Hispanic households have a severe housing problem. In this case, low-income Hispanic households have a disproportionately greater need. The percent of households with a severe housing problem is calculated by taking the HUD CHAS data from the tables below and dividing the number of households with a severe housing problem by the total of households with a severe housing problem and those without a severe housing problem. HUD specifies that the calculation should not include households with no/negative income, although they are included in the CHAS data in the following tables.

0%-30% of Area Median Income

*The four severe housing problems are:

1. Lacks complete kitchen facilities,

2. Lacks complete plumbing facilities,

3. More than 1.5 persons per room, 4.Cost Burden over 50%

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*The four severe housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

*The four severe housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

80%-100% of Area Median Income

*The four severe housing problems are:

1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4.Cost Burden over 50%

Discussion

0% to 30% AMI: 39,692 (71%) of households with incomes at 0% to 30% of Area Median Income have one or more severe housing problems. Two racial/ethnic groups experience housing problems at a disproportionately greater rate than the overall Consortium percentage. These groups are; Black/African American (77%) and Pacific Islander (100%).

30% to 50% AMI: 17,836 (27%) of households with incomes at 30% to 50% of AMI have one or more of the four housing problems. At this income range, one racial/ethnic group experiences housing problems at a disproportionately greater rate than the overall Consortium percentage. Forty percent (48%) of Asian households have a disproportionately greater need than the overall Consortium.

50% to 80% AMI: 8,138 (7%) households with incomes at 50% to 80% of AMI experience one or more of the four severe housing problems. One group is included within this income range. Hispanic households (14%) have one or more severe housing problems.

80% to 100%: 2,945 (4%) of households with incomes at 80% to 100% of AMI experience one of more of the four severe housing problems. The data in Table 16 shows that two groups have disproportionately greater need than the overall jurisdiction, American Indian households (19%) and Hispanic households

16 – Severe Housing Problems 80 - 100% AMI

NA-25 Disproportionately Greater Need: Housing Cost Burdens - 91.405, 91.205 (b)(2)

Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction

A disproportionately greater need exists when the members of racial or ethnic group at an income level experience severe housing problems at a greater rate (10 percentage points or more) than the income level as whole.

As an example, assume that 60% of all low-income households within a jurisdiction have a severe housing problem and 70% of low-income Hispanic households have a severe housing problem. In this case, low-income Hispanic households have a disproportionately greater need. The percent of households with a severe housing problem is calculated by taking the HUD CHAS data from the tables below and dividing the number of households with a severe housing problem by the total of households with a severe housing problem and those without a severe housing problem. HUD specifies that the calculation should not include households with no/negative income, although they are included in the CHAS data in the following tables.

Table 17 – Greater Need: Housing Cost Burdens AMI

Data Source: 2013-2017 CHAS

Discussion

The data indicates that 25 percent (25%) of households in the Consortium jurisdiction are cost burdened and paying more than 30 percent of their income toward housing costs. Ten percent (10%) of

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households in the jurisdiction are severely cost burdened and paying more than 50 percent of their income toward housing costs.

Among cost burdened households paying 30 to 50 percent of their income toward housing costs, there is one racial/ethnic group that is disproportionately affected, Black/African Americans (22%) in comparison to 14% of the Jurisdiction for the same cost burden.

Among severely cost burdened households paying more than 50 percent of their income toward housing costs, Black/African American (19 %) and Pacific Islander (23%) households experience a disproportionate need compared to 12 percent of the jurisdiction as a whole.

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NA-30 Disproportionately Greater Need: Discussion - 91.205 (b)(2)

Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?

As detailed in the previous sections, St. Louis County Consortium has several racial and ethnic groups with disproportionately greater housing needs in at least one income/need category: Blacks/African Americans, Hispanics, Pacific Islander, and American Indians/Alaska Natives.

Of these racial and ethnic groups with disproportionately greater needs, Blacks/African Americans make up the highest percentage of the Consortium’s population. There are 43,143 Black/African American households with housing cost burden, which equals a 41% housing cost burden rate as opposed to a rate of 25% for the jurisdiction as a whole. If the Consortium were to set, as an initial step, a goal to reduce the percentage of Black/African American households with housing cost burden to the current jurisdictional rate of 25% (i.e., 23,627 Black/African American households with housing cost burden), they would have to serve approximately 3,061 Black/African American households (per year for 5 years) with either affordable housing units/vouchers (to reduce housing costs), job training and placement services (to increase household income), or a combination of both. This would obviously take a high magnitude of public subsidy, grants, or private investments to be feasible. Realistically, it is doubtful that the development of affordable housing units alone would be able to solve the cost burden challenges for the majority of very low income households, so a multi-faceted strategy including tenant-based vouchers and strategies to repair credit and increase incomes is needed.

If they have needs not identified above, what are those needs?

The County facilitated an online public survey and solicited responses from neighborhood leaders and community development practitioners as part of the public engagement process for the Consolidated Plan, additional housing needs were identified that, if addressed, would most likely benefit some of the households in racial or ethnic groups with disproportionately high need.

Overall housing needs identified during the online survey included emergency home repair, energy efficient improvements, homeownership assistance and fair housing activities. The need for these resources points to the theme of an income gap. This income gap causes a great negative ripple effect on many other community variables, specifically areas of concentrated poverty. Services, amenities and the overall physical appearance decline from these gaps in income while crime, blight and disinvestment increase.

Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?

Housing cost burden (households paying more than 30% of their income on rent or ownership costs) is the most common housing problem in St. Louis County Consortium and is reflected in all the

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disproportionate need tables above (housing cost burden and/or severe housing cost burden is one of the four “housing problems” considered in sections NA-15 and NA-20.)

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NA-35 Public Housing - 91.405, 91.205 (b)

Introduction

There are 10 Public Housing Agencies (PHAs) within the St. Louis County HOME Consortium jurisdiction. The Housing Authority of St. Louis County manages the Kinloch, Olivette, Pagedale and Hillsdale PHAs. In addition, the Kirkwood Housing Authority operates in St. Louis County. The Housing Authority of Festus is located in Jefferson County and there is the Housing Assistance Program of St. Charles County and the Housing Authority of the City of St. Charles. Two additional agencies operate within the Consortium but are not physically located within the jurisdiction. The St. Louis City Housing Authority and the Housing Authority of St. Louis County have an interagency agreement allowing for each organization's Housing Choice Vouchers to be used in the other's jurisdiction. Similarly, the Franklin County Public Housing Agency provides Housing Choice Vouchers that are commonly used within Jefferson County. These programs provide participants with a greater degree of housing choices and increased mobility by permitting the use of vouchers in adjoining jurisdictions.

The Consortium does not have any direct relationship with the public housing authorities, and does not supply any direct funding. The PHAs provide input on the Consortium Consolidated Plan and the Consortium provides them with assistance and certifications for their PHA Plans.

Totals in Use

Table 18 - Public Housing by Program Type

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Data Source: PIC (PIH Information Center)

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Characteristics of Residents

Table 19 – Characteristics of Public Housing Residents by Program Type

Data Source: PIC (PIH Information Center)

Race of Residents

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Table 20 – Race of Public Housing Residents by Program Type Data

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition

Table 21 – Ethnicity of Public Housing Residents by Program Type

Data Source: PIC (PIH Information Center)

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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units:

The housing authorities do not maintain separate waiting lists for accessible units and are in compliance with Section 504 of the Rehabilitation Act. Throughout the jurisdiction there are 20 wheelchair units and 10 Sight and Hearing units available.

What are the number and type of families on the waiting lists for public housing and section 8 tenant-based rental assistance? Based on the information above, and any other information available to the jurisdiction, what are the most immediate needs of residents of public housing and Housing Choice voucher holders?

There are over 8500 residents Consortium wide on the waiting list for a Housing Choice Voucher. Additionally there are over 2500 families on the waiting list for Public Housing. Below is a breakdown of the demographics of the families on public housing and Section 8 waiting lists.

There is a high need for project based Section 8 units and tenant held vouchers. In some cases, project based Section 8 works better for certain populations, meaning the recipient of the unit not the property owner. Although, many property owners covet the project based Section 8 program as it is a dedicated stream of income, it can also be advantageous to the tenant as well.

Additional immediate needs are income opportunities, health care, safe schools and promoting selfsufficiency.

How do these needs compare to the housing needs of the population at large

The housing authorities in the Consortium jurisdiction serve more vulnerable populations, compared to the population in general. While there will be many similarities such as the need for childcare, safe schools and income opportunities with the population at large, housing authority residents could also need additional services. Housing authority residents are more likely to need transportation assistance, suffer a chronic disease, be very low income, more likely to be unemployed and earn less when they do have a job.

Discussion

NA-40 Homeless Needs Assessment - 91.405, 91.205 (c)

Introduction:

If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):

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Nature and Extent of Homelessness: (Optional)

Race: Sheltered: Unsheltered (optional)

Ethnicity: Sheltered: Unsheltered (optional)

Estimate the number and type of families in need of housing assistance for families with children and the families of veterans.

Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.

Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.

Discussion:

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NA-45 Non-Homeless Special Needs Assessment - 91.405, 91.205 (b,d)

Introduction

Describe the characteristics of special needs populations in your community:

St. Louis County has a high percentage that falls into the aging population and has very specialized needs. In addition, sex trafficking has become a concern for those operating shelters, particularly youth shelters. This has become a high need in the last three years and will continue to be a need that must be addressed.

Those experiencing mental illness and serious health conditions also represent a high need within our local homeless community.

What are the housing and supportive service needs of these populations and how are these needs determined?

As new needs emerge, new solutions emerge to address the needs. Housing with design adaptations is important for the aging and elderly population. Services focused on health care for an aging population are critical to ensuring this population receives the care that is necessary to help them age in place, in accessible and stable housing.

Victims of sex trafficking often need housing that is confidentially located with supportive services located onsite. As this is an emerging need in the community, the community is learning how to best serve these persons to provide them with the housing and stability that they need to move forward with their lives.

Services targeted to those with a severe mental illness are critical for a homeless client. In addition, working with a landlord that understands the needs of the client can also be vital in helping to keep the client stably housed.

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:

HIV is a human immunodeficiency virus. It is the virus that can lead to acquired immune deficiency syndrome, or AIDS. AIDS is the late stage HIV infection, when a person’s immune system is severely compromised and has difficulty fighting diseases and certain cancers. Before the development of certain medications, people with HIV could progress to AIDS in just a few years. Currently, people can

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live much longer, even decades, with HIV before they develop AIDS. This is because of combinations of medications that were introduced in the mid 1990s.

The hospital admissions rate for HIV-positive diagnoses for 2008-09 in St. Louis County is 11 per 100,000 population. Many whose HIV infection has progressed to AIDS are now treated on an ongoing basis, and mortality rates are extremely low. Illustrative of this trend are low mortality rates associated with HIVinfection despite high incidence rates, such as in Mid and North areas of the jurisdiction (4 deaths per 100,000 population.

Discussion:

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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f)

Describe the jurisdiction’s need for Public Facilities:

Community Development Block Grant Funds may be used for improvements under the Americans with Disabilities Act (ADA) of 1990. In various municipalities, there are multi-year plans to address public facilities that need to be upgraded to current ADA standards. For example, in the cities of Clayton and Chesterfield, there are ADA transition plans spanning years into the past and future in which the cities set forth which areas will receive upgraded public facilities. Inasmuch as participating municipalities do not have general funds to initiate ADA improvements, these municipalities can and do designate their annual CDBG funding to upgrading public facilities.

Several municipalities plan to use their block grant allocation to upgrade public facilities in 2016. Just under 10 percent of the total municipal allocations are for this purpose. Some municipal allocations will be directed toward sidewalk and transportation accessibility improvements while other municipal applications will be used to upgrade neighborhood facilities.

How were these needs determined?

Municipalities participating in St. Louis County’s CDBG entitlement program are required to involve citizens in making decisions regarding the use of CDBG funds in its jurisdiction. Participating municipalities hold at least one public hearing regarding the potential use of funds. Each municipality may then select the activity it feels is most appropriate for its area. Cities that have an ADA Transition Plan in place follow what has been identified in their plan.

Describe the jurisdiction’s need for Public Improvements:

Like all public government entities, St. Louis County participating municipalities have many competing priorities in their budget. As local municipal budgets shrink on the whole as a result of the economy, demographic shifts, and changes to state law, participating municipalities have become increasingly reliant on their annual CDBG allocation for critical street and other public infrastructure repairs. Municipal government officials are very vocal about the need to upgrade infrastructure, especially in low and moderate income areas. In fact, many municipalities inquire regularly about how to access more CDBG funds because the current resources cannot provide for all necessary public improvements.

Approximately a quarter of all municipal allocations are designated for public improvements. St. Louis County’s participating municipalities have traditionally focused heavily on improving streets and sidewalks. The 2016 portfolio is in line with this historical pattern.

How were these needs determined?

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Municipalities participating in St. Louis County’s CDBG entitlement program are required to involve citizens in making decisions regarding the use of CDBG funds in its jurisdiction. Participating municipalities hold at least one public hearing regarding the use of funds. Each municipality may then select the activity it feels is most appropriate for its area.

Describe the jurisdiction’s need for Public Services:

St. Louis County allocates just over 10% of its total CDBG allocation to fund public service activities. To determine the current need for public services, St. Louis County conducted outreach activities including several regional meetings and a resident survey to collect citizen input. According to data collected by St. Louis County, the community at large would like more fair housing counseling and education. Additionally, residents are interested in anti-crime programs, youth services, health services, and senior services. Substance abuse services and homeless shelters and services are also in demand. St. Louis County residents surveyed also indicated a need for employment training.

St. Louis County solicited and reviewed applications for CDBG funds for public services. The programs selected for funding are intended to address the requests of citizens and meet the priorities set by the County in its strategic plan.

Better Family Life, Public Services and Health Services

Boys and Girls Club, Youth Services

Concordance Academy of Leadership, Public Services for Justice Involved Adults

Demetrius Johnson Foundation, Employment Training

Equal Housing Opportunity Council, Fair Housing Activities

Mid-East Area Agency on Aging, Senior Services

Paraquad, Disabled Services

The designation of CDBG funds may also be made by participating municipality, which is responsible for identifying needs in the community and consulting the public on how to use CDBG funds. In 2016, approximately 2% of municipal allocations will be used on public service activities. Municipalities have selected Police Services, Senior Services, and Youth Services as 2016 activities. These selections also align with county-wide priorities, as identified by the St. Louis County issued survey.

How were these needs determined?

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Municipalities participating in St. Louis County’s CDBG entitlement program are required to involve citizens in making decisions regarding the use of CDBG funds in its jurisdiction. Participating municipalities hold at least one public hearing regarding the potential use of funds. Each municipality may then select the activity it feels is most appropriate for its area.

St. Louis County also directly solicited public input regarding the need for public services. During development of the Consolidated Plan, county staff convened meetings in three distinct regions of the county (North County, Mid-County, and South County) and at the St. Louis County Housing Authority headquarters in order to solicit citizen comments. Additionally, St. Louis County developed a citizen survey to solicit public input. This survey was made available at meetings and on the County’s website. Two hundred fourteen (214) people took the survey during the approximately three months it was available.

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Needs Assessment

NA-05 Overview

Needs Assessment Overview

As of the 2019 American Community Survey, Florissant was home to 50,952 people, a rate of -2.3% since 2010. The majority of the population was White (52.1% as of 2019) and almost half was Black/African American (40.1% as of 2019). No other minority group made up more than 4% of the City’s population. Median household income in Florissant ($54,978) was slightly lower than that of the State of Missouri ($55,461) according to the 2019 American Community Survey.

Florissant had an unemployment rate of approximately 8.6% prior to the Covid-19 recession. As the economy reopens, it could be estimated that the economy of Florissant will return to a similar level.

Like in many other communities throughout the St. Louis region, some households in the City of Florissant are housing cost burdened. HUD considers a household housing cost burdened if their rent or home ownership costs exceeds 30% of their household income. In Florissant, 48.2% of renter households and 18.5% of owner households face housing cost burden.

The development of the City’s land is now almost complete and the major issues facing the City are a mature housing stock, and aging population, and a changing economic environment. Yet Florissant remains a viable, prosperous community of opportunity that offers its residents a variety of services and activities.

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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f)

Describe the jurisdiction’s need for Public Facilities:

The City of Florissant does not intend to use its limited CDBG funding for public facilities within the next five years. Public facilities needs within the City of Florissant are determined by the Department of Public Works, which utilizes City funding and other competitive grants to complete high priority projects.

How were these needs determined?

Public facilities needs within the City of Florissant are determined by the Department of Public Works, which utilizes City funding and other competitive grants to complete high priority projects.

Describe the jurisdiction’s need for Public Improvements:

The City of Florissant does not intend to use its limited CDBG funding for public improvements within the next five years. Public improvements needs within the City of Florissant are determined by the Department of Public Works, which utilizes City funding and other competitive grants to complete high priority projects.

How were these needs determined?

Public improvements needs within the City of Florissant are determined by the Department of Public Works, which utilizes City funding and other competitive grants to complete high priority projects.

Describe the jurisdiction’s need for Public Services:

High priority public services needs were determined during the Consolidated Plan process through a needs assessment, market analysis, and discussions with community stakeholders via a public hearing and Citizens Participation Committee (CPC) meeting High priority public service needs include services for persons with disabilities in Florissant (based on American Community Survey data, approximately 5,248 persons under the age of 65 in Florissant have a disability) and emergency mortgage, rental, and utility assistance (especially given that there are approximately 4,590 renter households who cannot benefit from the other home repair-focused programs conducted through the CDBG program). The emergency mortgage, rental, and utility assistance program has been provided by the City of Florissant in past years and proved to be a valuable public service to the community.

How were these needs determined?

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High priority public services needs were determined during the Consolidated Plan process through a needs assessment, market analysis, and discussions with community stakeholders via a public hearing and Citizens Participation Committee (CPC) meeting.

Based on the needs analysis above, describe the State's needs in Colonias

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Needs Assessment

NA-05 Overview

Needs Assessment Overview

Jefferson County is defined as an Urban County by HUD but is perhaps more correctly defined as a Suburban Collar County that is geographically located directly south and adjacent to the St. Louis Metropolitan Area. It is bordered on the east by the Mississippi River, on the north by St. Louis County, on the west by St. Louis and Franklin counties, and on the south by Washington, St. Francois and Ste. Genevieve counties.

Its jurisdiction is comprised of approximately 70% unincorporated areas and 30% incorporated municipalities, thirteen (13) of which participate in the overall Entitlement Program (Arnold, Herculaneum, Pevely, Festus, Crystal City, Kimmswick, Hillsboro, De Soto, Byrnes Mill, Scotsdale, Cedar Hill Lakes, Olympian Village and Lake Tekakwitha) and two (2) which do not participate (Village of Parkdale and Village of Peaceful Village). The population of Jefferson County, as stated in the 2010 U.S. Census was at 218,733 with a 2019 population estimate stated by the American Community Survey of 225,081 persons.

Because the County covers such a large geographical area, approximately 656 square miles, there tends to be a wide diversity in not only the communities themselves but additionally in the needs of these communities. Typically, the Northern and Eastern regions of the County (Arnold, Herculaneum, Pevely, Festus, Crystal City and the I-55 corridor) tend to be more suburban in character and are heavily populated and more developed than the Southern and Western regions (Byrnes Mill, Hillsboro, De Soto, Olympian Village and the Highway 30 corridor) which are predominantly unincorporated and rural in character. The southern Highway 21 corridor contains a higher concentration of farm ground.

The topography of Jefferson County is mostly hilly with predominately rocky, clay-based surfaces. This has significantly impeded not only the past development but will continue to serve as a barrier to future development. Additionally, this topographic makeup has contributed to some of the County’s major problems, primarily its high number of failing private sanitary sewer systems and lack of suitable building sites.

Jefferson County houses a diverse economic base with higher concentrations of economic opportunities centered on the more developed municipal areas. While Jefferson County has encountered some manufacturing/industrial job loss, primarily centered in the automotive (St. Louis Metropolitan Area) and machining sectors, its overall impacts are less than similar declines in manufacturing employment nationally. The growth of service and finance employment opportunities within the County has help to offset manufacturing losses and has provided alternate employment opportunities and tax base throughout the County.

NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f)

Describe the jurisdiction’s need for Public Facilities:

Jefferson County is immensely diverse in not only its topography but also in its non-housing community development needs. Despite this diversity, there are some common elements that tend to exist Countywide and several additional needs which were identified through the process of preparing this consolidated plan.

Regarding County-wide issues, there is a need for public infrastructure reconstruction throughout most of Jefferson County primarily in the area of sanitary and storm sewers. There is also a historic need for Senior Citizen and Youth Centers, handicap accessible public facilities/parks, economic development, and continued job training throughout our County. Unfortunately, not all identified needs can be met with current funding and priorities must be determined.

A summary of the jurisdiction's priority non-housing community development needs eligible for assistance under CDBG is as follows:

Highest ranking infrastructure needs:

• Public Storm Water

• Public Sewer

• Public Street

Highest ranking public facility needs:

• Youth centers

• Parks & Recreation facilities

• Community/neighborhood centers

Highest ranking economic development needs:

• Job creation & retention

• Employment training

• Start-up business assistance

How were these needs determined?

Assessment of information, public input, discussions with community stakeholders and data collected thru the public participation process as well as consultation with County and municipal representatives/offices (parks and recreation, public works, city administrators, storm water mgt, etc.)

Describe the jurisdiction’s need for Public Improvements: Jefferson County is immensely diverse in not only its topography but also in its non-housing community development needs. Despite this diversity, there are some common elements that tend to exist Countywide and several additional needs which were identified through the process of preparing this consolidated plan.

Regarding County-wide issues, there is a need for public infrastructure reconstruction throughout most of Jefferson County primarily in the area of sanitary and storm sewers. There is also a historic need for Senior Citizen and Youth Centers, handicap accessible public facilities/parks, economic development, and continued job training throughout our County. Unfortunately, not all identified needs can be met with current funding and priorities must be determined.

A summary of the jurisdiction's priority non-housing community development needs eligible for assistance under CDBG is as follows:

Highest ranking infrastructure needs:

• Public Storm Water

• Public Sewer

• Public Street

Highest ranking community development needs:

• Energy conservation

• Neighborhood Clean-up

• Neighborhood Revitalization

Highest ranking public facility needs:

• Youth centers

• Parks & Recreation facilities

• Community/neighborhood centers

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Highest ranking economic development needs:

• Job creation & retention

• Employment training

• Start-up business assistance

How were these needs determined?

Assessment of information, public input, discussions with community stakeholders and data collected thru the public participation process as well as consultation with County and municipal representatives/offices (parks and recreation, public works, city administrators, storm water mgt, etc.)

Describe the jurisdiction’s need for Public Services:

Jefferson County is immensely diverse in not only its topography but also in its non-housing community development needs. Despite this diversity, there are some common elements that tend to exist Countywide and several additional needs which were identified through the process of preparing this consolidated plan.

Regarding County-wide issues, there is a need for public infrastructure reconstruction throughout most of Jefferson County primarily in the area of sanitary and storm sewers. There is also a historic need for Senior Citizen and Youth Centers, handicap accessible public facilities/parks, economic development, and continued job training throughout our County. Unfortunately, not all identified needs can be met with current funding and priorities must be determined.

A summary of the jurisdiction's priority non-housing community development needs eligible for assistance under CDBG is as follows:

Highest ranking community development needs:

• Energy conservation

• Neighborhood Clean-up

• Neighborhood Revitalization

Highest ranking public service needs:

• Mental health services

• Substance abuse services

• Transportation services

Highest ranking special service needs:

• Neglected/abused children services

• Substance abuse services

• Domestic violence shelters/services

Highest ranking economic development needs:

• Job creation & retention

• Employment training

• Start-up business assistance

How were these needs determined?

Assessment of information, public input, discussions with community stakeholders and data collected thru the public participation process as well as consultation with County and municipal representatives/offices (parks and recreation, public works, city administrators, storm water mgt, etc.)

Based on the needs analysis above, describe the State's needs in Colonias

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Needs Assessment

NA-05 Overview

Needs Assessment Overview

The Needs Assessment Overview is primarily supported by American Community Survey data, Analysis of Impediments to Fair Housing (A.I), and 2011-2015; 2012-2016 and 2013-2017 Comprehensive Housing Affordability Strategy (CHAS) data provided by HUD, which are tabulations of ACS data. CHAS data typically lags ACS 5-year estimates by approximately two years. Priority needs for 2021-2025 were identified in areas of homeownership, preservation of property, homelessness prevention, and improved fair housing education. This data analysis also intertwined with public engagement efforts will guide the allocation of funding and specific activities for 2021-2025.

The City has identified several needs related to both housing (affordable housing, rehabilitation) and non-housing community needs (transportation, senior, and disabled services). This process will assist O’Fallon with creating programs utilizing CDBG funds to address the priority needs identified.

The most common housing need is affordability, particularly for LMI households. Affordable housing is considered a key factor in determining the health and well-being of a region.

CHAS identifies the four housing problems as: 1) incomplete kitchen facilities, 2) incomplete plumbing facilities, 3) more than one person per room 4) and cost burden greater than 30%.

CHAS identifies severe housing problems as: 1) incomplete kitchen facilities, 2) incomplete plumbic facilities, 3) more than one person per room, 4) and cost burden greater than 50%.

CHAS also identifies cost burden as “the ratio of housing costs to household income. For renters, housing cost is gross rent (contract rent plus utilities). For owners, housing cost is ‘select monthly owner costs’, which includes mortgage payments, utilities, association fees, insurance, and real estate taxes” (CHAS 2013-2017 data for O’Fallon township).

According to the 2019 ACS data, the median home value was $226,300 reflecting rapidly increasing cost of housing in O’Fallon, and the median cost of rent was $1,103.

Table 22 - CHAS Table - Income

CHAS Housing Problems Overview

CHAS Income by Cost Burden, Part 1

CHAS Income by Cost Burden, Part 2

CHAS Income By Housing Problems, Part 1

CHAS Income by Housing Problems, Part 2

AI Housing Units by Occupancy Status

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AI Units by Structure Type

AI Housing Units by Size and Tenure

NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f)

Describe the jurisdiction’s need for Public Facilities:

Due to limited funding and limited identified public facility improvement need, the City of O’Fallon does not plan to engage in this type of activity. The City will receive the last of its NECAC loan repayment, which is put towards the mitigation of infrastructure and architectural accessibility barriers to ensure that all O’Fallon residents can access services and essential living needs.

How were these needs determined?

Through consultation with area organizations and City staff.

Describe the jurisdiction’s need for Public Improvements:

The City has been committed to ensuring that walkways and access points to City and essential services are accessible to all O’Fallon residents. As such, sidewalk improvements take place throughout the City. Oftentimes, agencies, city staff and/or elected officials identify public facilities that do not meet the standards of accessibility. When applicable, the City approaches CDBG staff to identify how and if CDBG funding can be sued to mitigate these issues.

How were these needs determined?

The community, local agencies, City staff and/or elected officials identified a priority in ensuring that the City of O'Fallon became more ADA compliant and thus accessible for all O’Fallon residents, primarily in regarding the accessibility of facilities and walkways.

Describe the jurisdiction’s need for Public Services:

The City of O’Fallon believes that the Public Services cap should be lifted, or at the very least raised to best meet the growing needs of the expanding community. The A.I. identified transportation as a major impediment to affordable and fair housing in the City of O’Fallon. There is no public transportation service, and limited funding sources available to assist residents who need to get to work, medical appointments and/or to access essential living services. The City of O’Fallon is committed to partnering with area nonprofit organizations and social service agencies to administer rent, utility and/or mortgage assistance. Such assistance deemed “Emergency Homeless Prevention” is key to ensuring that O’Fallon LMI residents remain safely, stably, and independently housed. Stable and supportive housing is key in the ability of O’Fallon residents, families, children, and adults to thrive, to maintain access to much needed services, and is a proven steppingstone to ensuring safety, growth, focus, and healing.

How were these needs determined?

Public Service needs were identified the A.I as well as through consultation with area nonprofit organizations, social services agencies, the Continuum of Care, City staff and elected officials.

Based on the needs analysis above, describe the State's needs in Colonias

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Needs Assessment

NA-05 Overview

Needs Assessment Overview

St. Charles County has identified several needs related to both housing (affordable housing, rehabilitation) and non-housing community needs (transportation, senior, and disabled services). This process will assist the County with creating programs utilizing CDBG funds to address the priority needs identified. Specific programs will be funded annually based on continued need and success of the program and utilization of the available project funding by the County.

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NA-50 Non-Housing Community Development Needs - 91.415, 91.215 (f)

Describe the jurisdiction’s need for Public Facilities:

The St Charles Urban County does not intend to use its limited CDBG funding for public facilities within the next five years.

How were these needs determined?

No needs have been identified

Describe the jurisdiction’s need for Public Improvements:

The St Charles Urban County does not intend to use its limited CDBG funding for public improvements within the next five years.

How were these needs determined?

No needs have been identified.

Describe the jurisdiction’s need for Public Services:

Several needs identified throughout the process are public services and will fall within the 15% public services cap. Transportation, homeless prevention, community services and meals on wheels are the identified public service needs. St Charles County does not have a public transportation system and therefore the transportation needs of the elderly, disabled, and low-income populations have not been met. There are many agencies within the County who provide services to homeless or those who are in jeopardy of becoming homeless who could benefit from additional funds to assist with their missions and addressing the homeless prevention needs. Aging Ahead administers the Meals on Wheels program providing nutritious meals to homebound seniors, disabled, and low-income residents.

How were these needs determined?

The public service needs were determined based on continual engagement with housing and social service agencies and public input. At a Continuum of Care meeting there were approximately 40 participants from non-profit organizations. The participants expressed concerns over transportation, rent and utility assistance and homeless prevention. As a subrecipient, the City of St Charles has administered community service programs assisting the elderly, disabled, and low-income families.

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Based on the needs analysis above, describe the State's needs in Colonias

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MA-05 Overview

Housing Market Analysis

Housing Market Analysis Overview:

St. Louis County has the largest housing stock within the metropolitan area with an estimated 440,960 housing units. Collectively, the housing stock is old, predominately single-family, owner occupied, and relatively high in median value. However, the spatial distribution of these housing characteristics reflects the full spectrum of St. Louis County’s development, including pre-1940 communities to post-World War II “inner-ring” suburbs, to “modern” subdivisions and in-fill redevelopment. The diversity of the housing stock presents a variety of opportunities and challenges for St. Louis County with regard to issues of affordability, neighborhood stability, recovery from the Great Recession, and the potential shift in housing choices by a changing population.

Most of St. Louis County’s housing was built during the start of the suburban era that began in the mid1940s with the end of World War II. The majority (54 percent) of St. Louis County’s estimated 440,960 housing units were built before 1970, with the largest component of St. Louis County’s housing stock constructed in the 1950s and 1960s.

Housing development continued to thrive in St. Louis County in the 1970s and 1980s, but with a larger proportion of multi-family units being built than in previous decades. During the 1990s, housing development proceeded at a relatively steady rate, though annual housing construction was much less than it was in the late 1980s due to a decrease in the amount of easily developed land.

In the 2000s, housing development continued to decrease; only 5 percent of St. Louis County’s housing units have been built since 2000. As St. Louis County ran out of land to develop in the 1990s and 2000s, St. Charles County, Missouri became the center for new construction, followed by St. Clair, Madison and Monroe counties in Illinois. However, St. Louis County continues to have the largest housing stock within the metropolitan area.

There is a pattern of outward development in St. Louis County. The oldest housing stock is located in the inner-ring communities adjacent to the City of St. Louis, while recent large-scale home building has taken place at the edges of St. Louis County, in communities like Oakville in South County, Wildwood in West County, and Old Jamestown in North County.

Single-family detached homes make up 72 percent of the total housing stock in St. Louis County. The proportion of single-family versus multi-family housing units has remained about the same in St. Louis County since the 1980s.

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St. Louis County enjoys some of the highest housing values in the metropolitan area. In 2019, the median home value in St. Louis County was $198,800 compared to $172,700 in the St. Louis metropolitan area. Approximately 24 percent of the residential property in St. Louis County is appraised between $200,000 and $499,999; an additional 6 percent of residential property is appraised at $500,000 and above. Conversely, 12 percent of residential property is appraised below $100,000.

Homes with the highest values in St. Louis County are primarily located in the central corridor extending westward through the center of St. Louis County from the City of Clayton to the City of Wildwood. Generally, less expensive, smaller homes are concentrated in the older, inner-ring communities adjacent to the City of St. Louis boundary and inside the Lindbergh Blvd. / U.S. Highway 67 corridor. In North and South County, areas with lower housing values tend to correspond to areas of older housing. In St. Louis County’s central corridor, however, areas with older housing are among those with the highest values.

Market Analysis Overview 2

Smaller, older homes are defined as those homes with 1,200 square feet or less space and built before 1960. Of St. Louis County’s 317,247 single-family, detached homes, 26 percent are smaller, older homes. These homes are concentrated in the inner-ring communities adjacent to the City of St. Louis boundary, particularly in North County. Smaller, older homes north of I-64 and in the unincorporated community of Lemay generally have lower housing values. Although these homes may not have the amenities of newer housing, they provide affordable housing to smaller, less affluent households. The smaller, older homes in the central corridor tend to reflect the higher values of surrounding homes in the area.

Homeownership rates continue to be very high in St. Louis County, although the homeownership rate decreased slightly over the decade. In 2019, 69 percent of occupied housing units were owner occupied, down from 72 percent in the previous decade. This percentage was the same as the St. Louis metropolitan area (69 percent), and higher than Missouri (67 percent) and the United States (64 percent). The vacancy rate in St. Louis County dropped slightly between 2010 and 2019, to 7.1 percent. Vacancies among rental units were considerably higher than those among homeowner units (5.6 percent and 1.5 percent, respectively), which is typical.

Nationally, the housing market has been a strong segment of the economy during the last five years, with housing sales activity and values showing signs of improvement. In 2021, home sales were up 23% from 2020 and home prices were also up 23%. Meanwhile, inventory of actively listed homes for sale in 2021 was down 43% from 2020.

In St. Louis County, median sales prices have risen dramatically as a result of the improvement of the housing market. July of 2021 marked the peak of housing values in St. Louis County when the median sales price of a home was $270,000. For the 12 month period from August 2020 to July 2021, the median sales price of a home was $243,000. Sales activity and prices have been improving over the last year in St. Louis County. In August of 2020, there were 1,476 housing sales compared to 1,483 July 2021,

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an increase of about .5 percent. Median housing values are also higher than they were a year ago: $270,000 in July of 2021 compared to $247,375 in August of 2020.

Over the past decade, declining levels of foreclosure have occurred nationwide, including in St. Louis County. The foreclosure crisis in St. Louis County peaked in 2010 with 4,540 foreclosures. By 2018, St. Louis County saw 2,549 foreclosure filings, a 71 percent decrease from 2010, the lowest level in over 12 years. St. Charles County and Jefferson County also saw declines in foreclosure numbers between 2010 and 2018, at 76.7 percent and 72.9 percent, respectively.

Market Analysis Overview 3

Foreclosures are concentrated in North County and Lemay. This concentration began appearing in 2006 and 2007 as a result of subprime lending, and then spiraled as the economic downturn continued. Neighborhood decline can be triggered by foreclosures concentrated in an area, especially when vacancies are persistent and the resale market is weakened. Foreclosures are concentrated in North County and Lemay. This concentration began appearing in 2006 and 2007 as a result of subprime lending, and then spiraled as the economic downturn continued. Neighborhood decline can be triggered by foreclosures concentrated in an area, especially when vacancies are persistent and the resale market is weakened.

Nationally, housing prices are 15.4 percent higher on average than they were in 2010 and 21.8 percent higher than in 2015. In St. Louis County, prices have increased by 10.8 percent from 2010 to 2019 and 14.6 percent from 2015 to 2019. By the end of 2019, 10.2 percent of homeowners in the St. Louis area were underwater, meaning they were in a negative-equity position, the lowest rate since 2013. Americans are making new housing decisions as a result of this improvement. For example, existing homeowners may be more likely to sell and/or invest in housing repairs and maintenance. Young adults may be more able to afford the down payments necessary to buy their own homes and, as a result, may feel a lesser need to stay home (or return home).

St. Louis County continues to have the largest housing stock within the metropolitan area. In St. Louis County, a single-family detached home is the predominate choice for homeownership. Data from U.S. Department of Housing and Urban Development and the Census Bureau suggests that there are considerable differences in housing preferences and tendencies among household types. These differences are often associated with marital status and having children. For instance, married couples often care about the appearance of a neighborhood, views, and yard and home size. Families with children are concerned about the quality and proximity of schools. Single-parents seem to care most about being close to family and friends. Married couples also prefer homes that are larger than the area average, and more often than not, single-family detached – tendencies that are even stronger if the married couple has children. St. Louis County is well stocked with housing choices for these types of households.

However, as the Baby Boom generation ages, it’s anticipated that many may no longer want to live in a large, single-family detached home in the suburbs. Boomers who move are likely to choose to “downsize” to either a smaller single-family home or to a multi-family unit (condominium, townhouse, villa, or apartment), which may or may not be located in the suburbs. In addition, today’s young adults,

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known as the Millennial generation, are creating a strong and growing demand for living in urban places. Location in neighborhoods with convenient amenities, rather than type of housing seems to be a higher priority for this generation. This shift in attitude could mean there may be fewer replacement households looking for large, single-family detached homes in the suburbs and an insufficient supply of alternative housing choices.

Market Analysis Overview 4

While a single-family detached home is still the most popular housing choice in St. Louis County, different types of housing and housing locations are needed to serve different segments of the population. There is an increasing need to provide an appropriate mix of housing, including single-family detached, single-family attached, and different types of multi-family housing in St. Louis County. In order to meet this need, St. Louis County must see that its existing housing stock is maintained while also looking for opportunities for new residential development. Few opportunities exist for large-scale new residential development in St. Louis County on large tracts of vacant ground; therefore, the retrofitting of existing housing, development of in-fill housing on smaller vacant lots in existing residential areas, and construction of residential units as part of redevelopment projects are more viable options for consideration.

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MA-10 Housing Market Analysis: Number of Housing Units - 91.410, 91.210(a)&(b)(2)

All residential properties by number of units

Unit Size by Tenure

Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

In the St. Louis County Consortium there are 9,353 units available to serve low income and special needs populations including public housing units and Housing Choice Vouchers reported on in Section MA-25.

Summary of Assisted Units

In terms of income targeting, Low Income Housing Tax Credit (LIHTC) units are often targeted to households at 60% AMI (although some are targeted to households at 50% AMI or 30% AMI). In terms of geographic targeting, the targeting of LIHTC units is challenging due to the number and type of stakeholders involved. The Missouri Housing Development Commission (MHDC) has developed a

Consolidated Plan

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Table 1 – Residential Properties by Unit Number

formula by which 33% of the annual LIHTC are appropriated to the St. Louis “Region.” The St. Louis Region includes, St. Louis City, St. Louis County, St. Charles, County, Jefferson County and Franklin County.

The LIHTC program has contributed significantly to development of new public housing units. Over the past 5 years, St. Louis County has placed in service 644 low-income; Jefferson County has placed in service 40 low-income units; and St. Charles County placed in service 178 low-income.

In Jefferson County, LIHTC units are primarily found in cities such as Festus (384 units), Pevely (376 units) and Imperial (312 units) with smaller LIHTC developments found in Arnold, Crystal City, De Soto, Hillsboro and House Springs. In St. Charles County, the City of St. Charles has the largest number of LIHTC units (761), followed by Wentzville (622 units), St. Peters (434 units) O’Fallon (421 units), and Lake St. Louis (3 units). In St. Louis County, most LIHTC properties are found in unincorporated areas (approximately 1,800 units). Cities in St. Louis County with the largest shares of LIHTC units include Jennings (650 units), University City (320 units), St. Ann (285 units) and Pacific (228 units).

Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.

Preserving existing affordable housing units and subsidized inventory is a high priority, as well as Section 8 Based projects. Throughout the Consortium, roughly 9% of Section 8 contracts expire each year. While the many threats to affordable housing are outside the Consortium’s authority, each Consortium member can use HUD funds to impact the development and stabilization of affordable housing. St. Louis County routinely uses HOME funds to help leverage other financing for affordable housing.

The Missouri Housing Development Commission (MHDC) is the issuing agency for Low Income Housing Tax Credits (LIHTC) for the State of Missouri. Through the LIHTC program thousands of affordable housing units are developed each year around the State. In 2019, 632 units were placed in service using tax credit financing from MHDC. MHDC reports that they do not consistently lose affordable properties/units on an annual basis. Tax credit property owners have the opportunity to exit the tax credit program at the end of the initial 15 year compliance period if they do not contract away this right as would be evidenced in the LURA (Land Use Restriction Agreement) that they sign.

Typically, MHDC has a small amount of properties that exit the tax credit program and they are located various places throughout the state. These are usually small properties or more recently, single family home rental projects that the owners want to convert to homeownership for the existing residents.

Does the availability of housing units meet the needs of the population?

The data from NA15-NA30 shows an increasing amount of cost burdened households and disparities in housing problems by race and income. Given these circumstances, and the number of households on

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the Consortium wide Housing Authorities’ waiting list, the availability of affordable housing units does not adequately meet the needs of the Consortium’s low income population. Furthermore, despite the St. Louis Metropolitan Statistical Area being a relatively weak housing market in comparison with the nation as a whole, there remains a strong need for more mixed-income neighborhoods.

Describe the need for specific types of housing:

Both rental and units for homeownership are needed throughout the Consortium. As mentioned in the Needs Assessment, nearly 64,318 residents Consortium wide are severely cost burdened, paying more than 50% of their income for housing related expenses. Another 87,315 residents spend between 30% –50% of their income on housing. While the Consortium faces many affordable housing needs, it is imperative that additional units be developed for the most severely cost burdened and those paying in excess of 30% of their incomes for housing.

As the Consortium population ages, there will continue to be a need for one and two bedroom units. However, there is a strong need for the development of larger 3 to 4 bedroom sized units throughout the Consortium. These family sized units are more difficult to get financed as their size drives up the cost, in an era of pressure to be as efficient and cost conscience as possible.

Discussion

Estimating the number of vacant units throughout the Consortium is challenging for a number of reasons. None of the three counties tracts the number and or conditions of vacant buildings. Each Consortium member maybe aware of certain vacant properties within their communities, but with limited resources cannot beware aware of all vacant properties. To assess whether or not units are suitable for rehabilitation would take an inspector to walk through each property and determine the cost to rehabilitate verse the cost to demolish. However, it can be concluded that the peak of vacant and abandoned buildings occurred during the real estate crisis of 2008-2009. With the aid of the Neighborhood Assistance Program (NSP), millions of dollars were spent throughout the Consortium to acquire and renovate vacant and abandoned buildings. Arguably, the numbers of vacant units today are less than 5 to 6 years ago. After reviewing certain data, it can be estimated that a thousand units (1015% margin of error) exists today throughout the Consortium. Of those units, 35 – 40% can be rehabilitated cost effectively. If funding were unlimited, 75 -80% are suitable for rehabilitation.

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MA-15 Housing Market Analysis: Cost of Housing - 91.410, 91.210(a)

Introduction:

Housing affordability is an important factor for evaluating the housing market, as well as quality of life, as many housing problems relate directly to the cost of housing. HUD standards measure affordability by the number of households paying no more than 30 percent of their gross income toward housing costs, including utilities.

As stated in the Needs Assessment, cost burden is the most common housing problem, with 25 percent of households in the Urban County paying more than 30 percent of their income toward housing costs and 11 percent of households paying more than 50 percent of their income toward housing costs.

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Data Source: 2013-2017 CHAS

Is there sufficient housing for households at all income levels?

There is not sufficient housing available that is affordable to households earning less than 30% AMI. While there are 8,223 rental units affordable to households at 30% AMI, there are 78,246 (55,851 in St. Louis County; 15,048 in St. Charles County; and 7,347 in Jefferson County) renter households at the 30% AMI income level, leaving a gap of over 70,000 rental units needed.

It is incredibly difficult to provide affordable housing to households earning less than 30% AMI, which equates to a household income of $20,150 for a family of four, even utilizing increasingly diminishing public subsidy. At higher income levels, according to the HUD CHAS data, there are theoretically sufficient housing units affordable to meet demand. However, in general, there are high levels of housing cost burden in St. Louis County, and households may not be able to find an appropriate unit in the location and at the time they need one. Housing unit quality is also a concern for private market rental units throughout the Consortium.

How is affordability of housing likely to change considering changes to home values and/or rents?

The median home values have continued to remain substantially high in the Consortium area with St. Charles County having the highest at $193,600, St. Louis County at $198,800, and Jefferson County at $154,200. (Median rent has also remained high.) These numbers reinforce barriers to overall affordability in more affluent areas of the Consortium. As housing costs and rents increase, pressure is put on lower income families as demand increases for affordable housing.

On May 11, 2016, the Pew Research Center issued an income study that reported on 229 of the largest U.S. metro areas. The study revealed that a widening wealth gap is moving more households into either higher or lower-income brackets, thinning out the middle class. Pew defines the middle-class as households with income between two-thirds of the median income and twice the median, adjusted for family size and local cost of living. As the middle-class shrinks, polarization of incomes become more prevalent. The high end of income earners will continue to push housing prices upwards. However, with

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more families migrating to the lower-incomes, affordable housing needs will continue to exceed supply of affordable units.

How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing?

Both the HOME high and low rents compare identically to Fair Market rents for efficiency and one bedroom units. The high HOME rents are also identical to the Fair Market rents for 2 and 3 bedroom units.

Although, Fair Market and HOME rents are virtually the same, it is imperative to continue to produce and preserve affordable housing. Affordable units developed through the Low Income Housing Tax Credit (LIHTC) program, or with assistance of HOME funds, produce quality units often with energy efficient building systems and appliances and with considerations towards Universal design principals.

Discussion:

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MA-20 Housing Market Analysis: Condition of Housing - 91.410, 91.210(a)

Introduction

Describe the jurisdiction's definition for "substandard condition" and "substandard condition but suitable for rehabilitation:

Standard condition: A standard housing unit meets HUD Housing Quality Standards and state and local codes. This includes complete plumbing and adequate kitchen facilities.

Substandard condition: A substandard housing unit is defined as housing that does not meeting state and local building code; fire; health; and safety codes; presents health and safety issues to occupants; and rehabilitation is not structurally and financially feasible.

Substandard condition but suitable for rehabilitation: The unit(s) is in poor condition and it is both structurally and financially feasible to rehabilitate.

Condition of Units

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Risk of Lead-Based Paint Hazard

Describe the need for owner and rental rehabilitation based on the condition of the jurisdiction's housing.

Characteristics commonly used to evaluate the housing supply include age of housing stock, the number of vacant/abandoned units, and the risk of lead-based paint (LBP). Unless carefully maintained, older housing stock can create health and safety problems for occupants. As seen in Table 8, 43% of the Consortium’s housing stock was constructed prior to 1980. St. Louis County has the oldest housing stock, 70 percent of housing units were built prior to 1980. St. Charles County has the newest housing stock, only 26% was built prior to 1980 and Jefferson County’s housing stock indicates that 40% was built prior to 1980.

During the public meetings, particularly in Lemay and at the Community Action Agency of St. Louis County (CAASTLC), participants stated that home repair assistance, especially for seniors, was needed throughout the County. Given the age of the housing stock throughout the Consortium, there is a high need for both owner and rental rehabilitation at all income levels but especially at the low and moderate-income range. The Home Improvement Program run by St. Louis County uses CDBG funds to make home improvements to approximately 250 LMI clients per year. Nearly one half of the money for CDBG programs go to funding the Home Improvement Program (HIP). Most of the HIP cases are of an urgent nature, such as roof replacements, furnace replacements, and plumbing repairs. The HIP is helping to keep the housing stock safe and sanitary and also helping to maintain homeownership. Through surveys, across St. Louis County, 83 percent of seniors are homeowners and 84% say they want to remain in their homes as they age. This trend, where Baby Boomers across the nation, prefer to age in place, will have significant implications for housing throughout the Consortium. More than a third of

the County’s HIP cases involve elderly clients. In some cases, the repairs focus on making the home safer for the resident by installing grab bars, widening door frames, or building a ramp for wheelchair access. But, in all cases, these repairs help allow the elderly to age in place.

Estimate the number of housing units within the jurisdiction that are occupied by low or moderate income families that contain lead-based paint hazards. 91.205(e), 91.405

Using the most current data, there are an estimated 686,207 housing units Consortium wide. Of that total, 56.68% (382,111) were built prior to 1978 with potential lead paint hazards The American Community Survey reports that there are 360,229 households with children ages 0 – 17. Through a number of calculations, we estimate that there are approximately 67,991 housing units built prior to 1978 that are occupied by low or moderate income residents with children at risk of lead-based paint hazards.

The County has been remediating lead based paint hazards through federal resources since the early 1990’s. Through the seven grants obtained by the County from HUD there have been approximately 1,500 owner and tenant-occupied units remediated from lead based paint hazards. This leaves a potential gap of 64,491 potential homes containing lead based paint hazards.

Discussion

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MA-25 Public And Assisted Housing - 91.410, 91.210(b)

Introduction:

There are eleven public housing authorities operating within the St. Louis County Consortium jurisdiction. Nine (9) agencies are located within the Consortium jurisdiction and another two agencies, the St. Louis Housing Authority and the Franklin County Public Housing Agency provide Housing Choice Vouchers (HCV) to clients that are used in the Consortium's jurisdiction. The Franklin County Public Housing Agency's HCV may be used in Jefferson County. The St. Louis Housing Authority and the Housing Authority of St. Louis County have entered into an interagency agreement allowing each other's HCV to be used in either jurisdiction. The Festus Housing Authority is in Jefferson County. There are two (2) active housing authorities in St. Charles County. The Housing Authority of the City of St. Charles and the St. Charles County Housing Authority. In St. Louis County, there are three active authorities, Kirkwood, Wellston and the Housing Authority of St. Louis County. The Housing Authority of St. Louis County (HASLC) manages both its own inventory and that of three municipal housing authorities located in Pagedale, Olivette and Hillsdale.

Totals Number of Units

*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Table 11 – Total Number of Units by Program Type

Data Source: PIC (PIH Information Center)

Describe the supply of public housing developments:

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Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:

There are 726 public housing units in the Consortium. The Kirkwood Housing Authority has a total of 100 public housing units, Wellston’s entire portfolio is made up of 129 units of public housing. St. Charles City has 70 public housing units and the Festus Housing Authority reports 57 units of public housing. The remaining 370 public housing units are located in St. Louis County, either owned by the Housing Authority of St. Louis County, or owned by one of the other housing authorities in St. Louis County that is managed by the Housing Authority of St. Louis County. As mentioned above, these other agencies include, Olivette, Pagedale and Hillsdale. The City of St. Louis nor the Franklin County Public Housing Agency have any public housing units in the Consortium's jurisdiction. The physical characteristics of the units range from excellent to poor. The Festus Housing Authority claim their units are in excellent condition featuring garages, yards and basement. Approximately 10% of the Housing Authority of St. Louis County's units could be given a "D" rating on an A - D scale with the balance ranging from "C" to "B's". According to the Kirkwood Housing Authority, their 100 units of public housing are in good shape. With funding from OCD, the Wellston Housing Auhtority was able to renovate 17 units of Public Housing in 2015. the remaining units are all in need of rehabilitation.

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Table 12 - Public Housing Condition

Describe the restoration and revitalization needs of public housing units in the jurisdiction:

The specific restoration needs of each housing authority vary from one another. However, given the age of the units, there is a significant need of restoration and revitalization throughout the jurisdiction. The Housing Authority of St. Louis County owns, manages and maintains three hundred and nine units of Public Housing. It also manages an additional 159 units for smaller housing agencies in St. Louis County. Overall those units are in good condition. HASLC provides HUD annually a five year plan that lays out how the Capital Funds will be spent on major renovations to the units. The five year plan is approved by HASLC in concert with the Resident Advisory Board as well as a public hearing process. The five year plan is approved by the HASLC board in September and then submitted to HUD.

Describe the public housing agency's strategy for improving the living environment of lowand moderate-income families residing in public housing:

The Festus Housing Authority offers HUD’s Earned Income Disregard program to its residents. This program allows residents, who become employed and have been previously unemployed for one or more years prior to getting your new job, HUD will disregard 100% of your new wages during the first 12 months of your employment. During the Second 12 Months of employment, HUD will disregard 50% of your wages. The resident council of the Festus Housing Authority is also active. Recently the resident council held a school supply give-away for area kids.

The Franklin County Public Housing Agency provides a number of services/programs geared towards improving the living environment of public housing residents. In housing, the agency has the FSS program and a homeownership program that offers Section 8 tenants the opportunity to escrow funds for homeownership. The FSS also allows residents the opportunity to use escrowed funds for reliable transportation or clearing up their credit. In the homeownership program, families can use their assistance to help pay a mortgage. The Franklin County PHA also works with their Community Services Block Grant (CSBG) department in offering employment support. This program assesses a client's employment needs and tries to help the family overcome the obstacle. They also offer energy assistance, weatherization, WIC, and Head Start.

The Kirkwood Housing Authority’s focus is to maintain their property in good condition. In the coming year, the KHA plans to improve parking and security and promote asset development for their tenants.

Over the next year and into 2018, the Housing Authority of St. Louis County (HASLC) will be submitting a Plan to HUD requesting 120-efficiency and one bedroom units be designated as elderly and near-elderly

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units. The designation of these units will enable the Housing Authority of St. Louis County to better achieve its housing goals and the housing needs of its low-income elderly and near-elderly population.

The Public Housing Department will enact a smoke-free policy in all of its Public Housing units effective January 1, 2018. This policy will prohibit anyone from smoking in individual units, indoor common areas, and outdoor areas that are within 25 feet of any Housing Authority buildings. In an effort to improve aging existing public housing properties, HASLC’s Public Housing Department will submit an application for the RAD program. This Modernization Plan will affect 190 efficiency, one, two, and three bedroom units.

Discussion:

The purpose of the Local Housing Authority is to: prepare, carry out, acquire, lease, and operate housing projects provide for the construction, reconstruction, improvement, alterations, or repair of any housing project or any part thereof make decisions affecting the financing of such projects provide a local mechanism for assisting qualified residents to acquire State or Federal rent assistance

As reported above, there are 737 public housing units in the Consortium. The Kirkwood Housing Authority has a total of 100 public housing units, Wellston’s entire portfolio is made up of 201 units of public housing. St. Charles County does not have any public housing units and the Festus Housing Authority reports 57 units of public housing. The remaining 309 public housing units are located in St. Louis County, either owned by the Housing Authority of St. Louis County, or owned by one of the other housing authorities in St. Louis County that is managed by the Housing Authority of St. Louis County. As mentioned above, these other agencies include, Olivette, Pagedale and Hillsdale.

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MA-30 Homeless Facilities and Services - 91.410, 91.210(c)

Introduction

Facilities Targeted to Homeless Persons

Emergency Shelter Beds

Year Round Beds (Current & New) Voucher / Seasonal / Overflow Beds

Transitional Housing Beds

Permanent Supportive Housing Beds

Current & New Current & New Under Development

Households with Adult(s) and Child(ren)

Households with Only Adults

Chronically Homeless Households

Veterans

Unaccompanied Youth

Table 13 - Facilities Targeted to Homeless Persons

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Describe mainstream services, such as health, mental health, and employment services to the extent those services are use to complement services targeted to homeless persons

List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

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MA-35 Special Needs Facilities and Services - 91.410, 91.210(d)

Introduction

St. Louis County will continue to support nonprofit and public agencies in their applications for federal and state funds to develop additional housing with appropriate services for low-income persons with special needs. This includes nonprofit applications for commitments from federal programs such as Section 811 Supportive Housing for Persons with Disabilities. The County (through HUD funds) will also consider providing funding gaps in the capital costs for development of supportive housing. There is a great need for providing housing for persons with special needs. St. Louis County focuses on objectives that include: Providing rental housing designed and constructed to accommodate the needs of persons with disability; Retrofitting existing units for homeowners with disabilities, funds provided for through a grant from the Federal Home Loan Bank; Advocate that non-elderly persons with disabilities be given a housing preference in public housing and the Section 8 programs; and assist renters with disabilities to become homeowners through down payment and mortgage assistance; Similar to many other areas of the country, the proportion of elderly is also expected to increase in St. Louis County and therefore the need for senior services will be addressed during the coming years by identifying and supporting opportunities for the development of additional senior living facilities. To the greatest extent possible, CDBG and HOME funds will be used to address non-homeless special needs by funding public service agencies whose mission is to serve this population.

Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs

Elderly and disabled

Over the past sixty years, the Housing Authority has been committed to assisting people in St. Louis County with finding affordable housing. We are a federally funded agency providing assistance to moderate and low-income families, the elderly, and persons with disabilities.

The Housing Choice Voucher Program (HCV), formerly known as Section Eight, is a rental assistance program funded by the U.S. Department of Housing and Urban Development (HUD). The program allows low-income families, elderly and disabled households to find affordable housing in the private market and receive assistance in paying their monthly rent. Qualified participants receive a voucher and may choose from a variety of housing options, including apartments, duplexes, single-family homes and townhomes. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.

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The Housing Authority of St. Louis County’s (HASLC) federally funded Public Housing Program owns and manages units located throughout various areas of St. Louis County and in the municipalities of Hillsdale, Pagedale, and Olivette. HASLC’s housing inventory consists of single family homes as well as apartments. The program serves families, seniors and persons with disabilities.

The Missouri Department of Social Services provides in home services to disabled individuals.

3010 Apartments offers 58 one-bedroom apartments operated by Salvation Army. Building rehabbed in 2015. Rents range from $425-$500. This facility operates as low-income housing for residents with disabilities, young adults aging out of foster care and people who are homeless but have a source of income.

Shelter Plus Care (SPC) is a State funded program that brings together permanent housing and disability support services for people who are both homeless and disabled. The goal of SPC is to create long-term housing stability, a return to self-sufficiency, and reintegration with community.

The Missouri Department of Health and Senior Services provides in home services designed to meet the unmet needs and allow the person to remain in the least restrictive environment, including personal care, nursing services, housekeeping, and adult day care services. The services are provided to persons over the age of 60 and persons 18 to 59 with a disability.

Willows Way provides residential services to persons with developmental disabilities including customized in-home support services, residential group homes in greater St. Louis area and St. Charles County.

Part 2

Disabled Children

The Children’s Home Society provides a full spectrum of services for children in need of a permanent home. Services include short and long term care/housing for children with significant developmental disabilities and medical needs; services include both long-term residential care and short-term stays which provide much needed respite for families and care givers. Services are provided in Brentwood, Creve Coeur, and St. Charles, Missouri.

HIV/AIDS

Doorways, a 501 (c)(3) non-profit corporation, is the only organization in the St. Louis area whose sole mission is to provide affordable, secure housing and related outreach for people with HIV/AIDS. This mission is based on the conviction, confirmed by 15 years of experience and recent research, that stable housing is the primary requisite for the most effective and compassionate treatment, management, and prevention of the disease.

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Through direct service delivery and the efforts of identified program partners, DOORWAYS’ programs and services benefit those affected by HIV/AIDS in the 15-county St. Louis metropolitan area, 62 underserved counties in outstate Missouri and another 55 under-served counties in outstate Illinois.

Recently Incarcerated

The St. Louis Criminal Justice Ministry provides up to a year of supportive housing for men completing long-term sentences who can work full time and are without community support.

Part 3

Mental Health

The St. Louis Mental Health Board funds a Permanent Supportive Hosing (PSH) initiative in the St. Louis area. PSH is defined as “A cost-effective combination of permanent, affordable housing with services that helps people live more stable, productive lives. Supportive housing works well for people who face the most complex challenges - individuals and families who are not only homeless, but who also have very low incomes and serious, persistent issues that may include substance use, mental illness, and HIV/AIDS.” Permanent supportive housing is a proven intervention for individuals and families who are homeless long-term or repeatedly, whose needs often result in frequent and inefficient use of public systems (such as shelters, hospitals, and jails.) Among the positive outcomes, research has shown that more than 80% of persons who participate in supportive housing stay housed for at least one year. Cost savings are realized in communities as the use of expensive services such as emergency rooms and detox services decline while the use of more cost-effective preventive services increase.

Addiction

Oxford House is a national, self-run, self-supported, addiction recovery house.

Part 4

Other Supportive Housing Services in the St. Louis Area

Beyond Housing provides programs to prevent foreclosure, and support first time homebuyers. Their special emphasis is on community resources, family support, and home ownership. They provide supportive rental housing leading to home ownership.

Almost Home is a transitional residence for teenage mothers for up to two children

Bridgeway Behavioral Health provides emergency safe shelters in St. Charles and Lincoln counties for women and children who are victims of domestic violence.

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The Community Action Agency of St. Louis County (CAASTLC) offers comprehensive housing assistance programs which include home ownership, housing counseling, and rent or mortgage assistance

Places for people provide assistance for persons with special needs, including private rental assistance, also owns and manages apartment for people with special needs. They also have a drop in center for persons with mental illness

Rainbow Village offer Neighborhood homes for people with developmental disabilities in the St, Louis area

Salvation Army Family Haven is a 74 bed transitional housing resource for women and children with various programs focused on family stability.

Epworth (Great Circle) provides assistance to youth aging out of foster care system. Street outreach services and transition/independent living programs are available.

Covenant House offers temporary Shelter and transitional living solutions for youth aging out of foster care.

Mary Grove provides transitional living for youth aged 16 to 21.

Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing

During the period of the Consolidated Plan, St. Louis County will support at least one disability service agency, Paraquad, to provide individual skills training and homeless transition services to people with disabilities in St. Louis County looking for accessible housing. This should serve approximately 100 disabled citizens annually.

St. Louis County will also support the Equal Housing Opportunity Council to provide fair housing counseling, complaint resolution, and education to assist individuals facing intimidation or harassment to ensure equal access to housing for St. Louis County residents, including special needs residents.

Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e)

See answer below.

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For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2))

St. Louis County recognizes justice-involved adults as a special needs population. Missouri releases 20,000 prisoners annually; one-fifth return to the St. Louis area. Their outlook is bleak: 83 percent struggle with substance abuse; 72 percent will not find a full-time job; 48 percent without a GED return in 2 years; and homelessness is 4 to 6 times higher. The 48,000 Missouri children with a parent in prison are 6 to 9 times more likely to be incarcerated themselves. In short, reincarceration presents a source issue from which numerous social ills flow. St. Louis County is enlisting the services of Concordance Academy of Leadership (Concordance) in order to address this special needs population. Concordance is a new organization in St. Louis County that will deliver mental health, substance abuse, and employment services to improve the lives of 100 individuals from St. Louis County. Concordance Institute (the Institute), the Academy's research partner, will conduct baseline measurements for mental health and substance abuse and will measure client progress. Concordance programming will promote occupational balance, positive cognitions, positive coping skills, positive social activities, and positive interpersonal relationships as outcomes associated with increased economic and social well-being. This activity is linked to general public service goals.

St. Louis County will also continue to support the Mid-East Area Agency on Aging’s Meals on Wheels program to provide regular meals for County seniors in Shrewsbury, University City, Bridgeton, and Florissant.

Finally, the County will support Paraquad to provide services to help residents who are disabled and living in St. Louis County. Services include individual skill training in addition to homeless transition services.

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MA-40 Barriers to Affordable Housing - 91.410, 91.210(e)

Describe any negative effects of public policies on affordable housing and residential investment.

In St. Louis County, affordable housing options, both subsidized and non-subsidized, tend to be concentrated in urban areas of low opportunity,1 particularly in the North County region which includes the City of Florissant. This impediment is similar to the OneSTL FHEA’s finding that the “(l)ocation of affordable housing perpetuates segregation and limits access to opportunity.” In North County and in the Lemay area, affordable housing exists, sometimes with housing quality issues, but the ability of area residents to improve economically is challenging. This report’s analysis of access to areas of opportunity revealed that areas with low opportunity in terms of poverty, school, proficiency, and labor market engagement are overwhelmingly concentrated in North County communities. Public input reinforced this finding, with residents commenting that suburban areas outside St. Louis County tended to have higher performing schools, lower crime rates, and better housing conditions. Residents of the study area interviewed for this report further cited a general shortage of Section 8 units available in the County outside the North County area. Still others named the low quality and deteriorating condition of existing affordable housing units as problems. Taken together, the relative concentration of housing options affordable to people of low- and moderate-income (who are disproportionately minorities) in high poverty areas without access to quality schools and with low rates of labor market participation is an inherent restriction on housing choice.

Although St. Louis County Consortium members routinely engage in efforts to increase the supply of affordable housing, several barriers exist that limit the development of clean, safe and affordable housing.

Besides social and market forces that restrict the supply of affordable housing other barriers specific to the Consortium jurisdictions include:

• restrictive definitions of “family”

• restrictive occupancy permitting requirements

• lending discrimination

• discrimination by small-scale landlords

• limited accessible housing options, and

• NIMBYism

The current St. Louis County Analysis of Impediments to Fair Housing identifies six impediments to fair housing that also fall under the category of barriers to affordable housing. Barriers to affordable housing include:

Impediment #1

Impediment #1 : Affordable Housing Options Concentrated in Areas of Low Opportunity

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In St. Louis County, affordable housing options, both subsidized and non-subsidized, tend to be concentrated in urban areas of low opportunity,1 particularly in the North County region which includes the City of Florissant. This impediment is similar to the OneSTL FHEA’s finding that the “(l)ocation of affordable housing perpetuates segregation and limits access to opportunity.” In North County and in the Lemay area, affordable housing exists, sometimes with housing quality issues, but the ability of area residents to improve economically is challenging. This report’s analysis of access to areas of opportunity revealed that areas with low opportunity in terms of poverty, school, proficiency, and labor market engagement are overwhelmingly concentrated in North County communities. Public input reinforced this finding, with residents commenting that suburban areas outside St. Louis County tended to have higher performing schools, lower crime rates, and better housing conditions. Residents of the study area interviewed for this report further cited a general shortage of Section 8 units available in the County outside the North County area. Still others named the low quality and deteriorating condition of existing affordable housing units as problems. Taken together, the relative concentration of housing options affordable to people of low- and moderate-income (who are disproportionately minorities) in high poverty areas without access to quality schools and with low rates of labor market participation is an inherent restriction on housing choice.

This Analysis of Impediments looks at neighborhood opportunity on six dimensions as defined by HUD, including poverty, school proficiency, labor market engagement, access to jobs, access to transit, and exposure to environmental health hazards. The County may choose to use these factors or develop an alternate definition of opportunity based on similar measures of community health.

Recommendations for Impediment #1

Recommendations

Local governments in the study area should partner with the private sector to create more mixed income housing using available public resources such as the HOME Program, Low Income Housing Tax Credits, and state or local housings bonds. Equally important could be the creation of a Mixed Income Housing Investment Program, capitalized by lenders, which would provide incentive financing to developers who construct sustainable mixed income housing in these regions of the study area.

For affordable housing developments receiving public subsidy or incentives from a local government entity (e.g. St. Louis County, Florissant, or other municipalities) the source of public funds should prioritize projects located in high opportunity areas of the county, especially those with transit access.

To the extent these local government entities can influence the award of tax credits by the Missouri Housing Development Commission to developers for new affordable housing projects either through letters of endorsement or the investment of CDBG funds, such measures should be reserved for those projects in high opportunity areas.

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The efforts of groups like Beyond Housing, which focuses on comprehensive community investments, stand as an example of how improving institutions that generate economic activity should accompany affordable housing rehabilitation and preservation. If an area and its residents do not have access to adequate income, rehabilitated housing will become subject to deferred maintenance and the unit may again contribute to poorer housing quality in that area.

Other existing organizations such as SLEHCRA (St. Louis Equal Housing and Community Reinvestment Alliance) are already working to improve opportunity in North County areas and their work should be supported by St. Louis County and Florissant. New bank branches have opened in low opportunity North County areas (Ferguson, Overland, and Pagedale) with record numbers of deposits in their first weeks. Positive results like these should be promoted to encourage further investment in these communities. In areas like North County that are economically distressed, the types of employment opportunities available can perpetuate the cycle of unemployment and underemployment. Public and private sector job training programs should be crafted that are designed to raise the skill levels of area residents to match employment opportunities with better pay in that area.

Expansion of the Section 8 program to include more units accepting the vouchers throughout St. Louis County would increase affordable housing options in areas of greater opportunity and is consistent with one of the recommendations of the 2012 St. Louis County Housing Study. The County should encourage rental property owners in high opportunity areas to accept Section 8 vouchers through an education program that describes how the vouchers work and includes testimonials from other local landlords who have had success with the Section 8 program. St. Louis County and the City of Florissant should also explore the option of offering discounted occupancy permits and/or expedited inspections for Section 8 landlords, and work with other jurisdictions in the county who may be willing to offer similar incentives. The St. Louis County Housing Study also recommended the creation of Voucher Counseling Centers where voucher recipients could be assisted in locating housing units in locations that might not be concentrated in high poverty areas.

Impediment #2

Impediment #2: NIMBY/Prejudiced Attitudes

Segregation between Black and White residents of the study area is high (dissimilarity index value of 0.71) and remained unchanged between 2000 and 2010. Whereas studies of other communities outside the St. Louis region tend to reveal declining levels of racial and ethnic segregation, the issue in this study area appears to be persistent. Public input and comments received through the Fair Housing Survey conducted in conjunction with this AI reveal that some residents of the study area hold strong “Not In My Back Yard” (NIMBY) sentiments as well as attitudes prejudiced against people of low-income, those residing in subsidized housing, and racial/ethnic minorities.

Recommendations:

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Education and awareness is imperative to alleviating NIMBYism and prejudiced attitudes. Segregatory living patterns and prejudiced personal beliefs and attitudes create negative impacts on social conditions and discourse and can take many years to overcome. In the near term, education and awareness of the value of diversity and integration is especially important (this was also recommendation 1.1 in the OneSTL FHEA). The local governments within the study area should continue to support and work with organizations (such as InvestSTL) dedicated to promoting diversity throughout metro St. Louis and St. Louis County.

Collaborating with the assigned HUD Office of Fair Housing and Equal Opportunity and/or with local fair housing advocacy organizations, the entitlement communities should develop an appropriate diversity and sensitivity awareness curriculum and then make it a mandatory requirement for staff, subrecipients, and any other entities the County may contract with under its CDBG program. Over time, the training program should be expanded and offered to the public, by holding workshops or by sending speakers to club meetings and other gatherings.

A separate campaign to educate local leaders and elected officials in St. Louis County jurisdictions and in O’Fallon regarding the economic benefits of diversity should be developed, and they should be encouraged to participate in countywide or regional initiatives. The campaign should identify and publicize local examples of success, such as that of the Brentwood School District which has taken a deliberate approach of embracing diversity.

Impediment #3

Unreasonably Restrictive Definitions of “Family” and Related Occupancy Permitting Requirements

In the sample of municipal zoning codes reviewed in conjunction with this AI, many were found to have restrictive definitions of “family,” unreasonably restricting the number of unrelated people permitted to live together in a housing unit. For example, in 2006, the City of Black Jack settled a suit (Loving v. City of Black Jack) that arose out of the denial of an occupancy permit for a household that, under the city’s code, exceeded the limit of three unrelated members.

The impact of these restrictive definitions found in local zoning codes is amplified by occupancy permitting requirements. In Florissant, O’Fallon, and in many other communities in the study area, a permit must be obtained from the municipal government for the number of persons occupying a housing unit. Changes in the household composition (i.e. the number of occupants) require a new permit. In addition, some municipalities require proof of legal residency in order to obtain an occupancy permit. In this way, communities are able to control, by approval or denial of a permit, who may live in their jurisdiction, expressly limiting fair housing choice. It should be noted that St. Louis County’s zoning code affects only unincorporated areas of the county and that the county government has no control over municipal ordinances.

Recommendations:

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The entitlement communities should explore the opportunity to partner with a local university for a review of occupancy permit requirements, family definitions, and zoning ordinances (including regulations regarding group homes and residential treatment centers) in all St. Louis County jurisdictions and in O’Fallon. This work could be led by a professor with research support from public policy or planning graduate students. When the review is complete, the results should be presented to a panel of community representatives, representing various stakeholder groups (including planners, zoning officials, fair housing advocates, and advocates for immigrants) who should then advocate ordinance revisions where appropriate.

Impediment #4

Impediment #4: Limited Housing Options for People with Disabilities

In both the sample set of municipal zoning codes reviewed as part of this AI and in the review of fair housing-related lawsuits for jurisdictions in the study area, ordinance and policy provisions often restricted housing choice for people with disabilities. In half of the zoning codes reviewed, a spacing requirement was imposed between group homes for people with disabilities. Such requirements, when applied to housing for people with disabilities but not to housing types occupied by others, has potential to violate the Fair Housing Act. Of the zoning codes reviewed none provided a clear and objective process by which persons with disabilities may request a reasonable accommodation to zoning, land use, and other regulatory requirements. Further, the codes in the sample set also restricted residential treatment facilities only to non-residential zones. Under federal law, it is discriminatory to deny an individual or entity the right to site a treatment program in a residential zone because it will serve individuals with alcohol or other drug problems. Particularly in Florissant and St. Louis County, the age of the housing stock also may limit the availability of housing units accessible to people with disabilities, as older housing units are less likely to have been built to modern accessibility or visitability standards.

Recommendations:

It is recommended that St. Louis County, Florissant, and O’Fallon meet with disability advocates to better understand types and locations of units missing from the current accessible housing stock and to identify best practices for or examples of design of accessible units. For housing developments with public funding, prioritize those that meet these identified needs. For other private/market-rate projects, educate developers about and encourage them to consider these needs.

Density bonuses or other incentives for projects built according to universal design principles such that all units are handicap accessible would open up new housing options and increase housing choice. For residential developments competing for public funding, those that offer universal design, or that otherwise exceed FHA minimum accessibility requirements (either in number of accessible units provided and/or in the design of these units) should be prioritized.

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Regarding reasonable accommodation standards, model ordinances are available that have been approved by HUD or the DOJ as part of fair housing settlement or conciliation agreements. These models should be compiled by a regional organization and advocated to local municipalities.

Impediment #5

Impediment

#5: Private Sector Lending Discrimination

Since 2005, two significant lawsuits have been filed against banks operating in or headquartered in St. Louis County alleging discrimination on the basis of race and color in lending. Specifically, banks in these two cases were said to have intentionally declined to provide loans to African Americans or within predominantly African American communities. In both of these lawsuits, the banks involved denied wrongdoing and settled the suits to avoid litigation. However, the similarities between the two cases, the specific racial group denied loans, and the unwillingness to make loans within specific communities raises important issues of fair housing choice.

Recommendations:

The Metropolitan St. Louis Equal Housing Opportunity Council (EHOC) and SLEHCRA have been working to pressure lenders to stop disinvestment in areas with majority-minority populations and reinvest in these regions. In fact, EHOC was involved in both of the cited lawsuits, as a plaintiff in one and an informant in the other. This investigative and advocacy work should be supported by the entitlement communities. Additionally, these or other local organizations should be funded and charged with fair housing education and testing efforts as well as periodic review and analysis of lending data provided by banks and other lenders under the Home Mortgage Disclosure Act. Publicly praise or otherwise recognize financial institutions with a record of supporting fair housing initiatives. For County and City financial business, give banks that have not supported fair housing goals a low priority.

Impediment #6

Impediment #6:

Difficulties with Fair Housing Compliance from Small-Scale Landlords

Some stakeholders interviewed in the course of this analysis noted that acts of housing discrimination are more prevalent in the study area from small-scale landlords who own or manage very limited numbers of housing units. Survey results, while quite limited, provide some anecdotal support for this perspective: of the four respondents who reported having faced housing discrimination, all of them named a landlord or property manager as the perpetrator of the discrimination.

Recommendations:

As recommended in the 2012 St. Louis County Housing Study, more outreach and training is needed to educate rental property owners and managers on the requirements of the Fair Housing Act, the definitions of protected classes, discriminatory practices, and potential consequences for non-

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compliance. The St. Louis Apartment Association (SLAA) offers education opportunities and could play a coordinating role in the outreach and education of small-scale landlords in the study area. Support for continued testing by EHOC or a similar organization is also recommended, with capacity for subsequent legal action if necessary.

Impediment # 6 Cont.

The City of St. Charles has no negative effects with regard to public policies on affordable housing and residential investment. The only negative effect is the high cost for housing in the City of St Charles which is a barrier to affordable housing. And the City’s zoning regulations do not negatively affect land costs because of the variety of residential densities permitted by the residential zoning districts. The predominant single-family residential zoning district is R-1E, with a minimum lot size of 7,000 square feet. If a more efficient use of land is desired, developers may employ the planned development process, which permits a reduction in lot size, modified setbacks and yard areas and allows for more than one dwelling unit type in an area. The City of St. Charles has allowed (4) Planned Developments Residential Districts, and were “New Urbanist” type of developments which are given consideration for density with certain design element restrictions in the City Zoning Code. The 4 subdivisions are Montclair off of Friendens Road, New Town, Charlestown near New Town, and Streets of St. Charles at I170 and Fifth Street.

Building codes. The City has adopted the BOCA standards for new residential buildings. These are not excessive standards, but protect the health and safety of City residents. The 2006 IBC International Building Code and 2006 IRC, International Residential Code. The code addresses handi-cap accessibility requirements in new construction.

Permitting & Licensing. The average length of time for approval of a residential building permit is 3-10 working days, which is not excessive and should not add to the cost of building in the City. A license for a general contractor is $300.00 per year. No testing or bonding is required in order to obtain a contractor’s license.

Subdivision Regulations. Street widths may be reduced with a special street adaptation and within Planned Developments under present subdivision regulations. Curbs can presently be roll design to reduce the cost of development. Present regulations allow for natural storm water management and the use of PVC for water mains.

Impediment #6 Cont. 2

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The PHA sees the following as barriers to affordable housing: affordability, supply of housing resources; quality of available housing and size of housing units available. The strategies to address these barriers for public housing needs are the following: Respond to HUD Notices of Funding Availability for additional funds; Develop partnerships with public and/or private partnerships, such as real estate developers and capital housing markets; Provide home ownership opportunities; and Develop partnerships with nonprofit homeless shelters, transitional housing providers and affordable housing providers.

MA-40 cont.2

Actions that will take place during the next year in 2016 to remove barriers to affordable housing are: Access other forms of assistance to address barriers to affordable housing.

MHDC: The City has signed HUD Form 20911 for Certification with the CDBG Consolidated Plan 2016 –2020 for the Springwell Village Dev. An affordable housing development for persons with incomes at or less than 60% of the Area Median Income. The developer has applied for MHDC Tax Credits from the Mo. Housing Dev. Commission and agreed to set aside (5) affordable accessible units for persons with 60% AMI or less that have disabilities.

The St. Charles Urban County's 2013 Analysis of Impediments identifies four overarching impediments to affordable housing: (1) scarcity of affordable rental units, (2) local attitudes resisting fair housing opportunities, (3) restrictive zoning for group homes, and (4) lack of public transportation options. The third restrictive zoning for group homes can certainly be considered a public policy negatively effecting affordable housing and residential investment. Roughly 86% of the County's land area is governed by St. Charles County's relatively inclusive and permissive zoning codes. Municipal public policies are being addressed on a community-by-community basis with several ordinance restrictions having been amended within the past few years. Additionally, the Analysis of Impediments identifies Weldon Spring, Lake St. Louis, and Dardenne Prairie (which will no longer participate in the urban county beginning in 2017) as having higher minimum square footage requirements for single-family homes, ranging from 1,500 to 2,000 square feet. The fourth impediment lack of public transportation options – would be the result of a lack of public policies, programs, and funding rather than a negative effect of enacted public policies.

Jefferson County does not believe there to be any local policies or regulations that create significant barriers to development, maintain or improve affordable housing within its jurisdiction.

Impediment #6 Cont. 3

OMB Control No: 2506-0117 (exp. 09/30/2021)

Barriers to Affordable Housing (Analysis of Impediments Summary) The Analysis of Impediments to Fair Housing Choice (AI) is a comprehensive review of a jurisdiction’s laws, regulations, and administrative policies, procedures and practices affecting the location, availability, and accessibility of housing, as well as an assessment of conditions, both public and private, affecting fair housing choice. Impediments to fair housing choice are any actions, omissions, or decisions taken because of race, color, religion, sex, disability, familial status, or national origin. Policies, practices, or procedures that appear neutral on their face, but which operate to deny or adversely the provision of housing to persons of a particular race, color, religion, sex, disability, familial status, or national origin may constitute such impediments.

Jefferson County is sensitive to the effects that public policies have on the cost (including development, maintenance, rehabilitation or management) of affordable housing within its jurisdiction. An Analysis of Impediments Study was completed for Jefferson County by Equal Housing Opportunity Council, St. Louis MO. The study concludes with relatively few identified impediments. None of the impediments listed were related to public policies that would or could hinder the development, maintenance or rehabilitation of affordable housing or add to the cost of existing affordable units within Jefferson County.

MA-40 cont.3

Since Jefferson County does not believe that any local policy or regulation exists to create significant barrier to the development, maintenance or improvement of any affordable housing within its jurisdiction, there is no need at this time to development a strategy to address these. Should barriers present themselves, the County will at that point address and develop a strategy to remove or ameliorate such negative effect.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f) Introduction

St. Louis County is vital to the success of the St. Louis regional economy and a significant contributor to the economic prosperity of Missouri. Though it was hit hard by job loss during the Great Recession, St. Louis County retains essential assets such as a highly educated and professional workforce, headquarters for Fortune 500 companies, and a growing base of new small businesses. Despite a slow recovery, St. Louis County is fortunate to have such assets to contribute to the future success of the regional economy.

Economic Development Market Analysis

OMB Control No: 2506-0117 (exp. 09/30/2021)

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

The major employment sectors in St. Louis County (measured by the number of jobs in that sector) are Education and Health Care Services; Arts, Entertainment, and Accommodations; and Professional, Scientific, and Management Services.

Describe the workforce and infrastructure needs of the business community:

The St. Louis metropolitan area is what the Brookings Institution refers to as a Skilled Anchor: slow growing, less diverse and boasting higher-than-average levels of education (even among the immigrant workforce). Like other Skilled Anchors, St. Louis is a former manufacturing center making the difficult transition to a service-based economy, with significant representation of medical and higher education institutions. Much of the modest recent growth in the St. Louis region and other Skilled Anchor metro areas has occurred in the lower-density suburbs.

Despite the deep impact of the recent economic downturn, St. Louis County retains essential assets such as a highly educated and professional workforce, headquarters for Fortune 500 companies, and a growing base of new small businesses. The following Fortune 500 companies are located in St. Louis County: Centene, Emerson Electric, Reinsurance Group of America, Edward Jones, Graybar Electric, Olin Corporation, and Post Holdings.

As the St. Louis regional economy emerges from the recent recession, it will be important to look at ways to maximize St. Louis County’s ability to prosper. It will be necessary to make direct economic investments to attract new businesses, as well as enhance communities with amenities that improve the quality of life in St. Louis County, making it an even more attractive place to live and work. Economic investment that continues to create a broad and diverse employment base will be needed to help attract and retain new and current residents. It will be important to build on existing targeted growth sectors such as biotechnology, advanced manufacturing, and health care for employment growth. As employment in those highly skilled and highly professional sectors grows, it will also be important to ensure opportunities exist for lower skilled workers to obtain real wealth-building jobs. As economic opportunities increase, the need for more workers rises. Two of the largest sources for workforce growth throughout the country are the emerging Millennial generation and immigrants. Attracting young professionals and immigrants of all skill levels is necessary for growth, but it takes more than the presence of jobs to attract them. For Millennials, there is a desire for housing that is close to services and amenities (including transit), and an identification with urban neighborhoods and strong suburban centers. For immigrants, affordability, access to employment of all skill levels, and community identity are important. To be competitive in attracting these emerging sectors of the workforce, community amenities and quality of life are key.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Over the past several years, several large organizations have committed to new investments and/or job creation in North St. Louis County. This list includes Watlow Electric, Centene, and Schnucks Markets. Raven Development has also redeveloped the former Northwest Plaza Mall site.

The Ferguson area has also seen the development social services initiatives such as the Urban League’s Save Our Sons program in North County. This initiative provides a workforce development-focused solution to African American males, ages 18 and over who are unemployed and underemployed. Emerson Electric also established Ferguson Forward which increases educational and job training opportunities especially in the fields of business, science, technology, engineering or math.

$2.4 million Declared Disaster Recovery Funds were awarded in conjunction with St. Louis County’s award of $24 million for a Section 108 Loan Guarantee Program, which is an additional tool of the CDBG program for communities to access. The Section 108 Loan Guarantee Program will provide St. Louis County with a source of financing for community and economic development, housing rehabilitation, public facilities, and large scale physical development projects.

In recognition of the intent to assist disaster affected areas, and to enhance the impact of St. Louis County’s Section 108 Loans, $2.4 million Declared Disaster Recovery Funds will be used in conjunction with loans made through the County’s Section 108 Loan Guarantee Program and in the Promise Zone designated area of St. Louis County.

In its original application for Section 108 Loan Guarantee Funds, St. Louis County identified four types of urban development projects that would be funded under the Section 108 Loan Guarantee Program: transit-oriented development; mixed-use commercial, retail, and multi-family rental developments; business development loans; and infrastructure and public facilities, or enhancements that leverage other private investments and strengthen community assets. Any of these projects would support large scale economic and workforce development needs in St. Louis County and the region and would make a significant impact in the community.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

The St. Louis metropolitan area is what the Brookings Institution refers to as a Skilled Anchor: slow growing, less diverse and boasting higher-than-average levels of education (even among the immigrant workforce). Like other Skilled Anchors, St. Louis is a former manufacturing center making the difficult transition to a service-based economy, with significant representation of medical and higher education institutions. Much of the modest recent growth in the St. Louis region and other Skilled Anchor metro areas has occurred in the lower-density suburbs.

Despite the deep impact of the recent economic downturn, St. Louis County retains essential assets such as a highly educated and professional workforce, headquarters for Fortune 500 companies, and a growing base of new small businesses. The following Fortune 500 companies are located in St. Louis County: Centene, Emerson Electric, Reinsurance Group of America, Edward Jones, Graybar Electric, Olin Corporation, and Post Holdings.

As the St. Louis regional economy continues to emerge from the recent recession, it will be important to

look at ways to maximize St. Louis County’s ability to prosper. It will be necessary to make direct economic investments to attract new businesses, as well as enhance communities with amenities that improve the quality of life in St. Louis County, making it an even more attractive place to live and work. Economic investment that continues to create a broad and diverse employment base will be needed to help attract and retain new and current residents. It will be important to build on existing targeted growth sectors such as biotechnology, advanced manufacturing, and health care for employment growth. As employment in those highly skilled and highly professional sectors grows, it will also be important to ensure opportunities exist for lower skilled workers to obtain real wealth-building jobs. As economic opportunities increase, the need for more workers rises. Two of the largest sources for workforce growth throughout the country are the emerging Millennial generation and immigrants. Attracting young professionals and immigrants of all skill levels is necessary for growth, but it takes more than the presence of jobs to attract them. For Millennials, there is a desire for housing that is close to services and amenities (including transit), and an identification with urban neighborhoods and strong suburban centers. For immigrants, affordability, access to employment of all skill levels, and community identity are important. To be competitive in attracting these emerging sectors of the workforce, community amenities and quality of life are key.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

When matching qualified workers to available jobs, there is a great deal of opportunity in St. Louis County. In all sectors, there are more jobs available than there are workers. The availability of these jobs signals a potential need for workforce training or efforts to attract workers.

Beige Book reports consistently indicate the need for additional qualified workers in the construction industry. This matches the gap in the amount of workers (15,223) versus the number of jobs (28,455) reported in the Business Activity table.

In order to address the need for individuals trained in Professional, Scientific, and Management Services; Retail Trade; and Finance, Insurance and Real Estate, and Construction sectors, the Office of Community Development will continue to connect to the St. Louis County Workforce Investment Board (and corresponding job training programs) to bolster existing and future community development and housing activities

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

OMB Control No: 2506-0117 (exp. 09/30/2021)

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

Although St. Louis County is not part of a formal Comprehensive Economic Development Strategy, 2012 marked the start of a regional effort between St. Louis County and the City of St. Louis to strengthen the region’s “entrepreneurship ecosystem.” With financial assistance from the U.S. Department of Commerce Economic Development Administration (EDA), the State of Missouri and the St. Louis Economic Development Partnership, and collaborative leadership from the City of St. Louis, the State of Missouri, the Economic Development Partnership, and the St. Louis Regional Chamber, the region launched a Regional Entrepreneurship Initiative (REI), AccelerateStLouis.org. This is a one-stop-shop to connect entrepreneurs to resources and investors who can help them in launching and growing their businesses in the St. Louis region. AccelerateStLouis.org is the result of much collaborative dialogue among a number of St. Louis entrepreneurship support organizations, entrepreneurs, and investors who recognized a need for a resource that would facilitate and help build stronger connectivity throughout the region’s entrepreneurship ecosystem. AccelerateStLouis.org brings all of the region’s entrepreneurship support organizations into a single virtual space that will guide and direct entrepreneurs to the resources they need most, based a variety of business criteria. While the urgent need is to facilitate connections within the ecosystem, AccelerateStLouis.org will also serve as a platform for showcasing the region’s expanding entrepreneurial movement to a broader audience.

St. Louis County was awarded the Section 108 Loan which has enabled the Office of Community Development to support regional and/or large-scale economic development projects. Activities funded with loan dollars fall in line with the County’s strategic plan.

This plan puts forth the following strategic priorities in the area of economic development:

• Build on Our Economic Strengths and Assets

• Increase Education Attainment for Our Youth and Young Adults

• Develop an Environment of Entrepreneurship

Attract Emerging Business and Diverse Talent

Discussion

In addition, St. Louis County investments will continue to be guided by the St. Louis Economic Development Partnership’s strategic plan. The Partnership is a collaboration between the economic development agencies of the City of St. Louis and St. Louis County and the private sector, working to align and advance economic development efforts across the region. The Partnership has developed a strategic plan to guide the region’s efforts along six strategic areas of focus:

• Growing and retaining jobs and capital investment

OMB Control No: 2506-0117 (exp. 09/30/2021)

• Supporting startups and the entrepreneurial community

• Increasing foreign trade and investment

• Advancing redevelopment of strategic real estate assets

• Accelerating the growth rate of the region’s foreign born population

• Aligning the region’s talent with business needs

The Partnership’s strategic plan recognizes that efforts in these areas will help to grow economic prosperity and access to jobs throughout St. Louis, and identifies key tactics to make progress and improvements among each of them.

The St. Louis Mosaic Project was launched in 2012. This initiative was in response to an economic impact report which showed lagging in immigrant growth in St. Louis and pointed to the economic benefits of increasing its foreign-born population. The Mosaic Project is a regional initiative that is professionally managed by St. Louis Economic Development Partnership, World Trade Center St. Louis and a 22-member committee. St. Louis County aims to be a cultural mosaic because the community believes that immigrants invigorate our region, drive innovation and take us back to our roots. The St. Louis Mosaic Project’s goal is to transform St. Louis into the fastest growing metropolitan area for immigration and promote regional prosperity through immigration and innovation.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-50 Needs and Market Analysis Discussion

Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

What are the characteristics of the market in these areas/neighborhoods?

Are there any community assets in these areas/neighborhoods?

Are there other strategic opportunities in any of these areas?

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income

Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

MA-05 Overview

Housing Market Analysis

Housing Market Analysis Overview:

The City of Florissant remains an attractive and desirable place to live, with a relatively strong housing market despite the recent foreclosure crisis that affected much of North St. Louis County, the St. Louis region, and the nation as a whole. According to the 2019 American Community Survey 5-Year estimates, Florissant contains a total of 19,710 housing units, of which the majority are single-family detached units (78.4%). The homeownership rate was 65.2%. Vacancy rates in the City were roughly equivalent for ownership units (2.5%) than for rental units (2.8%). The vast majority of Florissant’s housing stock was built between 1950 and 1979. The overall quality of housing in Florissant is good, which is attributable in part to the City’s residential code enforcement efforts. The success of the City’s occupancy permit process and code enforcement efforts means that many homes 30 to 50 years old are in good condition.

However, despite the strength of the City of Florissant’s housing stock, housing markets are affected by a variety of large-scale trends. When the City of Florissant is viewed within a regional context, it is clear that maintaining the stability of the current housing market and property values will be just as important as providing affordable housing options over the next five years, which points to a strategy focused on maintaining and rehabilitating existing housing units.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-45 Non-Housing Community Development

- 91.410, 91.210(f)

Table 27 - Median Earnings in the Past 12 Months

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

Major employment sectors include Arts, Entertainment, and Accommodations; Education and Health Care Services; and Retail Trade.

Describe the workforce and infrastructure needs of the business community:

While increased workforce development is always important, the City of Florissant adequately meets the needs of the business community. Florissant is well-located, with highway I-270, one of several interstate highways connecting the St. Louis region, passing through Florissant’s southern edge. Metro public transit includes a fleet of busses, light rail and paratransit vehicles that serve Florissant and other parts of St. Louis County. Florissant is served by the Ferguson-Florissant and Hazelwood school districts, both of which had graduate rates in line with the state rate as of the 2018 school year.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

One major initiative that may affect business growth within the region (and thus also, possibly, within Florissant) has been the formation of Greater St. Louis Inc. Greater St. Louis, Inc, a merger of 4 preexisting development agencies, brings together business and civic leaders to create jobs, expand inclusive economic growth and improve St. Louis’ global competitiveness. The organization is dedicated to St. Louis’ growth and prosperity as a global metropolitan region that expands economic opportunity for all.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

Workforce training initiatives are offered through the St. Louis County Department of Human Services Division of Workforce Development through Career Centers. The mission of the Career Centers is to serve as a partnership between Saint Louis County residents and businesses in supporting the Saint Louis Metropolitan area's economic development with a qualified workforce. While the services offered are designed to serve the entire population of St. Louis County, one of the two Career Centers is located very close to the City of Florissant and is easily accessible to residents. T Center is open Monday-Friday and located at 4040 Seven Hills Drive, Suite 166, St. Louis, MO, 63033-6770. The Career Center offers a

broad range of services, including workshops on topics such as computer skills, budgeting, networking, resume writing, and career resources for Veterans.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

Workforce training initiatives are offered through the St. Louis County Department of Human Services Division of Workforce Development through Career Centers. The mission of the Career Centers is to serve as a partnership between Saint Louis County residents and businesses in supporting the Saint Louis Metropolitan area's economic development with a qualified workforce. While the services offered are designed to serve the entire population of St. Louis County, one of the two Career Centers is located very close to the City of Florissant and is easily accessible to residents. T Center is open Monday-Friday and located at 4040 Seven Hills Drive, Suite 166, St. Louis, MO, 63033-6770. The Career Center offers a broad range of services, including workshops on topics such as computer skills, budgeting, networking, resume writing, and career resources for Veterans.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

Greater St. Louis Inc, referenced above, has a strategic plan. City of Florissant staff will keep up to date on the plan’s progress and how it might connect to Consolidated Plan activities. Strategic Plan focus areas for Greater St. Louis Inc include:

1. Stewarding an inclusive economy.

2. Restoring the core of St. Louis

3. Investing in competitive industries

4. Becoming a talent engine & magnet

5. Building a world-class small business & entrepreneurial ecosystem

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-50 Needs and Market Analysis Discussion

Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

Housing needs are not highly concentrated geographically, but rather exist throughout the City of Florissant, as low- to moderate-income households are distributed throughout the City of Florissant.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

City of Florissant, but are especially concentrated in areas where rental housing options are available. Public services programs that meet the needs of renter households, such as emergency rental and/or utility assistance, are important to serving persons residing in the pockets of the City where renter-occupied units are more common. Public services spending, however, is limited and restricted to a maximum of 15% of a Participating Jurisdiction’s CDBG allocation.

What are the characteristics of the market in these areas/neighborhoods?

As shown in Section MA-05 of this document, the housing market conditions within the City of Florissant are relatively consistent, especially when compared to St. Louis County as a whole.

Are there any community assets in these areas/neighborhoods?

As described above, there is no single area within Florissant where low- and moderate-income or minority populations are concentrated. Rather, needs exist throughout the jurisdiction. In terms of assets, the City of Florissant is a viable, prosperous community that offers its residents a variety of services and activities. Assets include the James J. Eagan and John F. Kennedy Recreation Centers, the James J. Eagan Center Ice Rink, the Florissant Civic Center Theatre, the Florissant Valley Branch of the St. Louis Public Library, and a multitude of businesses, services, and churches. In terms of opportunities, the City of Florissant does not receive a large enough CDBG allocation to catalyze large-scale housing development. Additionally, development of the City’s land is now almost complete and the major issues facing the City are a mature housing stock, and aging population, and a changing economic environment.

Are there other strategic opportunities in any of these areas?

As described above, there is no single area within Florissant where low- and moderate-income or minority populations are concentrated. Rather, needs exist throughout the jurisdiction. In terms of assets, the City of Florissant is a viable, prosperous community that offers its residents a variety of services and activities. Assets include the James J. Eagan and John F. Kennedy Recreation Centers, the James J. Eagan Center Ice Rink, the Florissant Civic Center Theatre, the Florissant Valley Branch of the St.

Louis Public Library, and a multitude of businesses, services, and churches. In terms of opportunities, the City of Florissant does not receive a large enough CDBG allocation to catalyze large-scale housing development. Additionally, development of the City’s land is now almost complete and the major issues facing the City are a mature housing stock, and aging population, and a changing economic environment.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Broadband internet access is the gateway to information, education, employment, opportunity and equality in our world. Equal access to this service is of the utmost importance for all households.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

Competition between broadband internet providers appears to be one of the only methods, outside of government regulation, of driving down prices so that middle to low income families can afford the service.

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

Emergency Management is the managerial function charged with creating the framework within which communities reduce vulnerability to hazards and cope with disasters. The Police Department has three active Emergency Management personnel. These officers attend numerous trainings throughout the year to better prepare in case a disaster strikes our area. Lieutenant Andy Haarmann acts as the Director of Emergency Management for the City of Florissant. There are clear policies in place to address the rising probability that an earthquake, tornado, flood and/or other natural hazard risk associated with climate change.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

The majority of the homes located in the city limits of Florissant have basements, however, there are some slap homes scattered throughout and there are no high-rise communities. Collaboration with Florissant’s Emergency Management Department, St Louis County's SEMA and FEMA, is imperative to ensuring that the City's LMI population is protected and would have prompt access to services. The City's CDBG Home Repair Programs also work to safeguard homes to possible natural disaster as well as its partnership with area nonprofit organizations who specialize in similar areas.

MA-05 Overview

Housing Market Analysis

Housing Market Analysis Overview:

Jefferson County, while rural in nature, remains a desirable place to live and work. It has a relatively strong housing market despite the past foreclosure crisis that affected much of the St. Louis Region, and the nation as a whole. According to the 2015-19 American Community Survey estimates, Jefferson County contains a total 90,974 housing units with a homeownership rate of 79.4%. This percentage translates to 72,233 units owned and 18,741 units rented. Of this total, ACS states that 84,444 units were occupied, and 6,530 units were vacant resulting in an estimated 7.2% vacancy rate. Of the occupied units, ACS states that 67,019 are owner-occupied and 17,425 are renter occupied. This information supports the fact that there is continual trend of more owners than renters that exists within the County.

The majority of existing units are listed as 1-unit, detached (78.9%) with manufactured housing coming in second at 10.5%. The majority of housing stock is more than 30 years old, built between 1960 and 1999 and is in need of improvement, the second highest decade of building occurred during 2000-2009, also representing units that are 20 years old and most likely reaching a point where improvements will be needed. Most housing units within Jefferson County, primarily located within areas of higher LMI concentrations, tend to be structurally sound and conducive to rehabilitation. The income levels of property owners or the rents that can reasonably be expected to be achieved to recover their investments remains the primary obstacle facing our residents.

Additionally, Jefferson County continues to encounter failing on-site septic systems for housing units, both owned and rented that do not fall within the jurisdiction of a public sewer district. While no detailed Census or American Community Survey data exists for this category, more than 30,000 failing systems have been estimated to exist within the County. This category represents a significant costburden to the low-to-moderate-income residents in all townships.

Accordingly, over the next five years, Jefferson County will continue to provide various rehabilitation programs for the existing housing units within its jurisdiction, as well as providing infrastructure improvements. It will also continue to provide assistance through its HOME programs for Low-tomoderate-income residents purchasing housing units and providing additional affordable housing units.

MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f)

Jefferson County is an immensely diverse rural County located directly south of the St. Louis Metropolitan area. While it boasts the advantages of geographic proximity to this metropolitan area, it also faces the typical struggles of significantly rural communities

OMB Control No: 2506-0117 (exp. 09/30/2021)

Educational Attainment by Employment Status (Population 16 and Older)

Table 34 - Median Earnings in the Past 12 Months

Data Source Comments: unavailable

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

The Business Activity tables indicate the major employment sectors in Jefferson County are, (1) Education and Health Care; (2) Retail Trade; (3) Arts, Entertainment and Accommodations; (4) Manufacturing; and (5) Professional, Scientific and Management Services. The largest employer in Jefferson County is Mercy Hospital-Jefferson followed, in the top ten listing of County employers by five public school districts and a multi-location retail establishment (Wal-Mart). However, this information differs slightly from other information from the Department of Commerce, Bureau of the Census.

According to the 2014 County Business Patterns Report (released April 2016), the Construction industry in Jefferson County has the largest number of business establishments in the County, with 666. Trailing Construction in this Report are Health Care (NAICS Code 62) with 597 establishments; Retail Trade (NAICS Code 44-45) with 479 establishments; Other Services (NAICS Code 81) with 450 establishments; and, Accommodations and Food Service (NAICS Code 72) with 267 establishments.

However, if one focuses on employment, Construction employment is fifth in the County trailing Health Care (NAICS Code 62); Retail Trade (NAICS Code 44-45); Accommodations and Food Service (NAICS Code 72); and Manufacturing (NAICS Code 31-33).

We attribute this difference to the relative size of employers in Jefferson County. Again, according to the County Business Patterns Report, the overwhelming majority of employers in Jefferson County (those with employees), employ less than twenty (20) workers. Nearly 90% of all employers (89.8%) fall in this category. Only 8.8% of the total number of employers, employ between 20 and 99 workers. Just under 1% (0.984%) employ between 100 and 249 workers. The remaining employers (0.316%) employ over 250 workers.

With employers of such exceptionally small size, it is not uncommon for dramatic shifts to occur in the number of business enterprises.

Describe the workforce and infrastructure needs of the business community:

According to information from the Jefferson/Franklin Consortium, the Local Workforce Investment Board (WIB) covering Jefferson County, a primary need for businesses in Jefferson County is “the ability to acquire workers who have skills and training that keep pace with technological changes. These skills are especially important for businesses experiencing major growth.” The WIB identifies occupations in health care and education as two economic sectors that are experiencing this level of growth.

The WIB further states “Experience has shown that a second skill needed by businesses is “soft skills” which include improved work ethic (including increased attendance), improved skills in developing interpersonal relationships, active listening, conflict resolution skills, improved reading, comprehension writing and math skills.”

These factors are consistent with data generated from a series of employer conferences conducted by Jefferson College, the Jefferson County Growth Association, and the Economic Development Corporation of Jefferson County. These three agencies met with local manufacturers in 2015-2016, to assess the business environment for employers in this economic sector. It was anticipated that these employers would express concern over governmental regulations and the over-reach of certain entities into areas best reserved for the private sector. The results of these conferences were far from anticipated. The manufacturers were most concerned about the inability to locate candidates for their available positions. Even those firms with entry-level, low technical positions expressed difficulty in locating a sufficient level of local workers to meet the number of vacant positions.

The Manufacturers also expressed concern over the lack of employability skills of many of the individuals who reported for interviews. These employability skills are essentially the same as the “soft skills” identified by the WIB. The absence of these skills was identified by the manufacturers as “critical”.

In addition to applicant skill levels, the manufacturers also indicated that the absence of available space for expansion was a “negative” for the local communities. For example, one manufacturer identified a need of their parent company for an expansion opportunity. The local firm found it very difficult to compete for the expansion opportunity because of the lack of available “shovel ready” space located in the area that is correctly planned and zoned for industrial use.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

Jefferson County is in the early stages of implementing the development of a multi-location river port development. With nearly thirty miles of river frontage on the Mississippi River, development of this multi-location and multi-jurisdiction development has the potential to be the largest single economic development project in Jefferson County. It is anticipated that the completion of this development will take up to twenty years and upon completion will result in the creation of up to 10,000 full time positions. It is anticipated that most of the jobs to be created will be in the production, transportation and material moving occupations.

Research has confirmed that Tourism is an increasingly important economic activity in Jefferson County. Data from the Missouri Division of Tourism indicates that there are over 6,000 jobs concentrated in those employment classifications associated with Tourism. Plans to aggressively

increase promotion of County activities related to this economic sector have been approved and will be implemented during upcoming program years. These activities will increase the advertising of local festivals and events. This increased advertising will result in increased participation which will result in the creation of additional employment opportunities. It is anticipated that most of these positions will be in Accommodations and Food Service occupations as well as those occupations in the Retail Trade industry.

The County has also participated in the St. Louis Regional Freight Improvement Program to improve the efficiency and effectiveness of rail linkages in the Metropolitan Area. One of the priority projects identified by a Regional Freight Study is the movement of goods and materials by rail through the Jefferson County Port District. Improvement of the linkages in the Port District will increase the efficiency of the movement of goods from barge to rail as well as from rail to barge. These multi-modal logistical improvements will result in the creation of additional employment opportunities in Jefferson County. It is anticipated that most of the jobs to be created will be in the transportation and material moving occupations.

Regarding workforce development, it is essential that sufficient numbers of job ready applicants be available for private sector firms to interview for the positions that are anticipated to be developed. We are particularly concerned about the development of employability skills training, those “soft skills” identified by the WIB.

Assessing the knowledge, skills and abilities of the workforce is also a key component. It is essential that business and industry know exactly what foundational skills are possessed by job applicants and what each needs to become a more productive worker. Conversely, job applicants must understand what skills are required by employers and what steps need to be taken by each applicant to prepare himself/herself for successful employment.

Policy makers must have access to baseline data to be able to measure any skills gap and to take proactive steps to ameliorate any shortcomings.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

Our response to this is somewhat mixed. Based upon information currently available, we expect that a fairly high percentage of the pool of current job applicants have the knowledge skills and abilities necessary to compete for employment opportunities that are currently available. We anticipate that this is true across the board for all positions.

Additionally, we believe that the pool of applicants, as well as those currently employed individuals who are likely to apply for the positions to be created by the new initiatives to be implemented during this period, have many of the job-related skills, knowledge and abilities necessary to compete for these employment opportunities.

We are however, concerned about two groups. The first group is new entrants into the job market. We do not have the same baseline information that confirms the status of these job applicants. We have anecdotal information that tends to indicate that some of these individuals are lacking in many of the “soft skills” sought by employers. Second, we have a rather large number of individuals who do not have a high school diploma or equivalency certificate. As more information-based positions are created as well as occupations that require licensure or certifications, these individuals simply will not be considered. This is most prevalent in the Medical Field, a very high growth component in Jefferson County.

We believe that there are programs and services in place to assist members of both these groups to overcome their deficiencies. Unfortunately, we are also aware that there is a need to continuously update programs and services to make them meaningful and attractive to the target group. We need to be more vigilant in this area.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

For the past several years, there has been an on-going effort to improve the work readiness of our applicant pool. Beginning on the Community College level, programs have been implemented to ensure that individuals possess the foundational skills needed to meet the minimum qualifications for specific occupations. The foundational skills are determined through job analysis and/or occupational profiling. The vehicle chosen to facilitate this effort is the ACT Work Ready Communities Initiative Certified Work Ready Communities Initiative. After much time and effort, Jefferson County has received designation as a Work Ready Community. Jefferson College has been the prime mover in this process.

Jefferson College has begun the process of identifying those readiness skills that are necessary for an individual to successfully complete one year “on the job”. According to ACT, “Work Readiness Standards and Benchmarks are precise descriptions of the knowledge and combination of skills that individuals need to be minimally qualified for a target occupation and are determined by the level of skills profiled for a representative sample of jobs in a given occupation.” This kind of information will be essential to meeting the employment goals of our local economic development effort.

These cooperative efforts to develop workforce training and applicant pool information will support the goals and objectives outlined in our Consolidated Plan. Establishing and maintaining a suitable living environment through the creation of economic opportunities for low-income members of the community will ultimately result in creation of a quality of life that will improve the well-being of residents and ensure the vibrancy of the community.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

OMB Control No: 2506-0117 (exp. 09/30/2021)

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

As previously stated in this narrative, Jefferson County is an active participant in several local and regional initiatives that have the potential to create substantial increased employment opportunities. In particular, the Jefferson County Port Development Project; the St. Louis Regional Freight Initiative and the Tourism Initiative are all currently underway.

Discussion

No further discussion.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-50 Needs and Market Analysis Discussion

Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

Concentration: is defined as a number 10 percent above the overall proportion or distribution in the County.

Housing units with multiple problems tend to be associated with older units. These units are not highly concentrated geographically, but rather exist throughout the County.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

Concentration: is defined as a number 10 percent above the overall proportion or distribution in the County.

In Jefferson County the highest concentration (less than 1% of total population) of racial or ethnic minorities falls within the Riverview and Valle Townships and comprises the municipalities of Festus, Crystal City and De Soto. The highest concentration of low-income residents resides within the City of De Soto (Jefferson County’s only more than 51% LMI municipality).

What are the characteristics of the market in these areas/neighborhoods?

Both areas tend to have a higher percentage of rental property available compared to the County as a whole.

Are there any community assets in these areas/neighborhoods?

Both areas are incorporated municipalities and offer services to their residents that are often not as easily available to residents of unincorporated Jefferson County. These assets include but are not limited to a wider availability of retail stores, public facilities, medical care and community support opportunities in a much closer vicinity to the residents. Unincorporated Jefferson County has similar amenities but often are geographically located further from residents requiring the individuals to obtain various modes of transportation.

Are there other strategic opportunities in any of these areas?

Needs exist throughout the County and therefore Jefferson County targets all of its programs to LMI residents regardless of location.

OMB Control No: 2506-0117 (exp. 09/30/2021)

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

The need for broadband service to all residents of Jefferson County is high, especially in the southern portions of the County. These areas tend to be of higher LMI concentrations and broadband service is limited, if available at all in these areas. According to the 2015-2019 ACS, there were a total of 84,444 households, 77,855 of these households had a computer but only 72,086 (85.4%) had a broadband internet subscription.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

While current broadband service providers meet the definition for being a provider, the level of service and service area is not comparable to other services available in other jurisdictions geographically more metropolitan. It is our opinion that availability would be enhanced with greater competition.

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

In Jefferson County it is believed that the principal increased natural hazards due to climate change are tornadoes and flooding. The likelihood of more frequent and intense storms generating tornadoes is higher under most climate change models. Jefferson County continues to adopt the most recent building codes for wind resistant construction. Jefferson County has also experienced episodes of increased flooding over the past several years. Accordingly, Jefferson County continues to adopt and use the most recent flood insurance rate maps (FIRMs) for building permits to limit future hazard risks for housing units in the areas where the FIRMs indicate floodplains in neighborhoods.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

While specific data does not exist, it is estimated that many LMI neighborhoods and households in Jefferson County are located inside of areas of potential flooding. They tend to be older neighborhoods built on lower elevations or in areas that tend to have no or substandard stormwater retention systems.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-05 Overview

Housing Market Analysis

Housing Market Analysis Overview:

The primary challenge to creating and preserving affordable housing is that household income is failing to keep up with rising housing costs. The increase is housing costs is driven by supply and demand, which is impacted by interest rates, price of materials, demographic changes within the market, land values, increased regulatory costs, labor costs, natural disasters, and federal, state, and local policy.

The City of O’Fallon’s primary goal for the next five years is to further fair housing, including preserving existing housing stock, ensuring affordability and accessibility, to prevent homeless, to offer transportation and to continue to further fair housing education, utilizing the Home Repair Programs, the Emergency Homeless Prevention Program, Transportation Program, General Administration and Planning and the Down Payment Assistance Program.

According to the American Community Survey, there are 31,7984 housing units in O’Fallon.

OMB Control No: 2506-0117 (exp. 09/30/2021)

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-45 Non-Housing Community Development Assets - 91.410, 91.210(f)

Introduction

The City of O'Fallon's Economic Development Department, utilizing ACS 2019 data compiled information regarding the workforce in O'Fallon as it related to housing, education, and field. The Economic Development Department works closely with the CDBG Administrator to meet the needs of LMI residents, businesses, and business-owners. The Director is constantly brainstorming, looking for new and uniqueways to draw businesses and thus residents into the O'Fallon community. The entire department works hard to support the area businesses, both large and small, and those who operate them and work for them. Unfortunately, the rising housing prices in O'Fallon make it increasingly difficult for many who work in the City to also live in the City, further perpetuating impediments, like transportation, to fair, safe and accessible housing. Through efforts with the St. Charles County Housing Team, city departments, area workforce development agencies (governmental, educational, and/or nonprofit), the City is working to make O'Fallon accessible to all interested and current residents.

Economic Development Market Analysis

Business Activity

OMB Control No: 2506-0117 (exp. 09/30/2021)

Attainment by Employment Status (Population 16 and Older)

39 - Educational Attainment by Employment Status

Data Source Comments:

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

Education and health services, manufacturing, financial services, professional/business/administrative services, and arts/entertainment/leisure.

Describe the workforce and infrastructure needs of the business community:

Workforce needs include skilled trades, machinists, production workers, mortgage processing and financial services, and retail/restaurant workers.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

The City has worked with several commercial and residential developers to provide housing for a growing population and improve the quality of life for all citizens. These developments include the Streets of Caledonia and its 620 new single-family homes, and 100 acres of land prepared for commercial development; 19 acres of industrial property purchased and prepped for development along South Cool Springs Road; Watermark’s 17-acre, 316-unit apartment complex built to accompany technology workers and young families; and Cosmos Corporation’s 200,000 sf headquarters building and high-tech production facility. The City also partnered with St. Charles County and Missouri Department of Transportation to redesign and rebuild the Interstate 70 outer road system and to improve the Highway K overpass to increase traffic flow and safety. The City committed to build sections of a dedicated trail system that links to a regional trail and bike network. The City created a new 54-acre passive park with community space and outdoor amphitheater in an area of the community underserved by public space. As the same time, the City made significant investments in its aquatic facility that provides swim lessons and outdoor activities for families.

The ability to provide a variety of housing options in O’Fallon increases the ability of employers to recruit and retain employees. Investments in road and highway infrastructure reduces transportation delays and cost, improve public safety, and add to the quality of life in O’Fallon.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

The skills and education of the current workforce are well suited for the employment opportunities in O’Fallon.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

The St. Charles Community College and St. Charles County Workforce Investment Board organize and operate several workforce training initiatives that benefit both job seekers and employers. The initiatives include job search assistance, job recruitment and screening, on-the-job training funds, incumbent worker training funds, specialized skill training for programmers and welders through the community college.

The City of O'Fallon participates as a jobsite in several Job Training programs, particularly for those residents and students with disabilities. Coordination with the Summer Teen Employment Program, the Fort Zumwalt Job Shadowing Program, the Francis Howell Career-Based Instruction Program, and the Summer Youth Corps Program have all proven highly beneficial to the City and allowed for those participating in the programs to learn basic and important job skills, training, and to determine whether they will be eligible for competitive employment post-graduation. The City also coordinates heavily with area high schools, including Lewis & Clark Technical School, providing service and job training opportunities. These programs do not currently support the housing & transportation initiatives as decided by the community but are available to bolster O'Fallon's job market and potential workforce.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

Yes

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

The City of O’Fallon is not currently planning on undertaking any economic development initiatives via its CDBG funding.

Discussion

N/A - no additional discussion.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-50 Needs and Market Analysis Discussion

Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

CDBG investments are made city-wide since low-to-moderate income persons are not concentrated in only one geographic area of the City. The North Side of O’Fallon between Interstate 70 and Tom Ginnever Road has a concentration of the older housing stock and lower assessed home values. However, low-to-moderate income individuals live throughout the city, as evidenced by the distribution of mobile home parks and multi-family housing structures.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

According to the 2019 American Community Survey 5-Year Estimates, 88.9% of O’Fallon identify as white, 4.6% identify as Black or African American, 3.4% as Asian and the remaining as a melting pot of races and ethnicities. There do not appear to be areas where racial or ethnic minorities, or low-income families are concentrated. Therefore, the City will continue to focus on those in need throughout the community, and not just in concentrated areas.

What are the characteristics of the market in these areas/neighborhoods?

N/A – There are no clearly identified areas of concentration and/or community assets.

Are there any community assets in these areas/neighborhoods?

N/A – There are no clearly identified areas of concentration and/or community assets.

Are there other strategic opportunities in any of these areas?

N/A – There are no clearly identified areas of concentration and/or community assets.

OMB Control No: 2506-0117 (exp. 09/30/2021)

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

The City of O’Fallon has established fiber infrastructure in that 95% of the City has the necessary infrastructure to reach all those who need to access broadband. The City is working towards addressing affordability, and at least one service provider is working with apartment complexes and area with housing choice vouchers, senior living facilities (independent retirement communities and otherwise) to ensure they have better, affordable access to internet services. The Tri-County COC is promoting and assisting residents with the Emergency Broadband Benefit Program.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

Several broadband internet providers are available within the City of O’Fallon’s geographic boundaries, with more working to expand their presence in the community to ensure competition and access for all residents, especially LMI individuals and families.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

The City of O’Fallon has on staff, several paid and volunteer members of the Emergency Response Team, and Emergency Management. There are clear policies in place to address the rising probability that an earthquake, tornado, flood and/or other natural hazard risks associated with climate change.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

O'Fallon's mobile-home communities, while nestled amongst traditional housing neighborhoods would be at greater risks. There are no high-rise communities in O'Fallon. Most homes have basements, but there are some slab homes scattered throughout the city, but primarily in the northern portion of the City. Collaboration with O'Fallon's Emergency Management Department, and thus the County's SEMA and FEMA, is imperative to ensuring that the City's LMI population is protected and would have prompt access to services. The City's CDBG Home Repair Programs also work to safeguard homes to possible natural disaster as well as its partnership with area nonprofit organizations who specialize in similar areas.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-05 Overview

Housing Market Analysis

Housing Market Analysis Overview:

According to the American Community Survey, there are 152,117 housing units in St Charles County. Among the three counties of St Charles, St Louis, and Jefferson, St Charles County has the fastest rate of growth where the number of housing units has increased by 44.2% since the year 2000. Vacancies are lowest in St. Charles County where the rate is 4.9%. The vacancy rate is calculated from data including housing that is available for sale or rent, housing that has been rented or sold but not yet occupied, seasonal housing, and other vacant units. The actual number of rental and for-sale units that are available for occupancy are likely lower than these figures indicate.

OMB Control No: 2506-0117 (exp. 09/30/2021)

OMB Control No: 2506-0117 (exp. 09/30/2021)

Attainment by Employment Status (Population 16 and Older)

Table 46 - Educational Attainment by Employment Status

Table 47 - Educational Attainment by Age

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?

Based upon the Business Activity table shown above, the major employment sectors within St Charles County are:

Service

Production, transportation, and material moving

Management, business and financial

Describe the workforce and infrastructure needs of the business community:

The 2019 annual average of the total labor force in St Charles County was 225,731, an increase of 10% from 2010. Residents were predominantly in white collared positions 69.3% compared to blue collar 30.7%, although approximately 62% of them commute daily outside St Charles County to other parts in the region.

St Charles County does have a few barriers to employment which can be homelessness, disabilities, and limited proficiency. The total working age of the population, with a barrier to employment, is about 20,995. These barriers to employment can consist of homelessness, disabilities, and limited proficiency.

St Charles County has grown over the past few decades, local community and business leaders have worked to invest in public infrastructure to build new roads, bridges, and highways to serve business and residents.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

Jobs tend to be clustered in parts of central St Charles County, while densely populated areas of St Charles have fewer jobs available.

One of the identified impediments affecting St Charles County is a lack of public transportation for residents to access employment. There is a high proportion of residents that access employment outside of St Charles County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

St Charles County’s annual average unemployment rate for 2019 was 2.5% lower than the annual average.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?

St Charles County not only has the lowest monthly unemployment rate for decades but also a welleducated workforce who have obtained a college degree from local colleges and universities. The 2019 educational attainment, 2019 estimates show nearly 46% of the population in St Charles County has an associated degree or higher. St Charles County partners with regional and state efforts to encourage post-secondary education, including certifications and apprenticeships.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

The St Charles County Department of Workforce & Business Development, which staffs and operates the Missouri Job Center of St. Charles County provides extensive employment and training services in St Charles County. The Job Center works under a strategic vision in partnership with business and local governments. The St Charles Community College's Business and Industry Program works cooperatively with businesses to identify skills and implement training needed for thousands of workers and employers county-wide.

The five public school districts in the community partnered to successfully launch a high school internship program known as CAPS (Center for Advanced Professional Studies). It’s part of a national effort to put high school students into real-world settings to help them better decide their career and educational futures. It also plants seeds of opportunities for astute business owners.

These goals, efforts and others are to continuously improve and grow the skilled workforce and talent pipeline available to employers in St Charles County, Missouri.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?

If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-50 Needs and Market Analysis Discussion

Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")

The County is not aware of a concentrated area of households with multiple housing problems.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration")

St Charles County's analysis of Impediments (2021) found low levels of segregation within St Charles County between 1990 and 2010, and identified no racially or ethnically concentrated area of poverty (RECAPs) within St Charles County as defined by HUD. In St Charles County, the area of highest poverty, lies in the Mississippi River floodplain, between the Mississippi River and State Highways 79 and 370 (Census Tracts 3103 and 3115).

What are the characteristics of the market in these areas/neighborhoods?

The County is now aware of any characteristics

Are there any community assets in these areas/neighborhoods?

The County is not aware of any community assets

Are there other strategic opportunities in any of these areas?

There are no other strategic opportunities that the County is aware of at this time.

OMB Control No: 2506-0117 (exp. 09/30/2021)

MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)

Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Not all households have internet access availability in St Charles County. During the Covid-19 pandemic low-income individuals who did not have access were given access if they had children in the home. It is unknown if they will continue this service however, there are programs that are offering discounts for eligible households. If a household was unable to obtain internet access, the County Library District does offer free Wi-Fi accessibility.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

According to the FCC Fixed Broadband Deployment Map, St Charles County has different broadband providers available throughout the County who offer a variety of delivery methods (cable, satellite, fixed wireless, etc.)

MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)

Describe the jurisdiction’s increased natural hazard risks associated with climate change.

Located at the confluence of the Mississippi and Missouri Rivers, the primary risk of St. Charles County associated with climate change is increased flooding due to more extreme rain events within the upper Mississippi and Missouri River basins. St Charles County is investing in flood risk reduction projects, but more are needed. The County floodplain development ordinance purpose is to promote the public health, safety and general welfare; to minimize losses from periodic flooding; to establish or maintain the community’s eligibility for participation in the National Flood insurance Program. By meeting these requirements and applying the provisions it will restrict or prohibit uses which are dangerous to health, safety, or property in times of flooring or cause undue increases in flood heights or velocities. Uses that are vulnerable to floods, to include public facilities, be provided flood protection at the time of the initial construction, and protect individuals from buying lands which are unsuited for intended purposes because of flood hazard.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

Over 40% of St Charles County is classified as flood-prone land, and the census tract with the lowest household income county-wide is located within the Mississippi River floodplain.

Strategic Plan

SP-05 Overview Strategic Plan Overview

The Strategic Plan, which is part of the Consolidated Plan includes broad strategies for how St. Louis County will address the community’s most pressing needs for the upcoming 5-year period from January 1, 2021 through December 31, 2025.

The Consolidated Plan goals below represent the priority needs of St. Louis County and serve as the basis for the strategic actions carried out by St. Louis County. The goals are in no particular order of importance:

1. Assist in the creation and preservation of affordable housing opportunities for low- and moderate-income households as well as special needs households.

2. Support activities to end homelessness.

3. Support activities that provide community services to low- and moderate-income households as well as special needs households.

4. Support activities that strengthen neighborhoods.

5. Support and promote job growth for low- and moderate-income residents.

6. Promote fair housing choice.

St. Louis County awards Community Development Block Grant (CDBG) funds to 77 participating municipalities and to non-profit agencies for low- and moderate-income and special needs households residents. St. Louis County also receives an annual allocation of HOME funds. A portion of the County’s allocation is provided to the other four (4) members that make up the St. Louis County HOME Consortium. The Consortium members include Jefferson County, St. Charles County, the City of Florissant, and the City of O'Fallon. HOME funds are used throughout the Consortium for development of affordable housing for low- and moderate-income residents and other authorized HOME activities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-10 Geographic Priorities - 91.415, 91.215(a)(1)

Geographic Area

Table 1 - Geographic Priority Areas

1 Area Name: 24:1 Service Area

Area Type:

Other Target Area Description:

HUD Approval Date:

% of Low/ Mod:

Revital Type: Other

Other Revital Description: Within the 24 municipalities that make up Normandy School District

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

2 Area Name: St. Louis County Promise Zone

Area Type: Other

Other Target Area Description: Other

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

OMB Control No: 2506-0117 (exp. 09/30/2021)

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

3 Area Name: Lemay

Area Type: Local Target area

Other Target Area Description:

HUD Approval Date:

% of Low/ Mod:

Revital Type: Comprehensive

Other Revital Description:

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

General Allocation Priorities

Describe the basis for allocating investments geographically within the state

The Department of Housing and Urban Development (HUD) classifies St. Louis County as an Urban County and as such, the County’s participation in the CDBG, HOME and ESG programs is based, in part, on the number of municipalities and unincorporated areas located within the County that participate in the program. (St. Louis County Consortium does not receive HOPWA funding.) For 2021, 77 out of the 88 municipalities in the County have undertaken the requirements necessary to receive CDBG funds. Each municipality in the program receives funds according to a calculation based on the number of low- and moderate- income citizens that live in that municipality as a percentage compared to the overall County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

The priority needs of St. Louis County were partially identified through the 2013-2017 Comprehensive Housing Affordability Strategy (CHAS) data supplied by HUD. St. Louis County’s Strategic Plan for Investing in Affordable Housing and Homeless Services and the Regional Analysis of Impediments to Fair Housing Choice were also used to identify priority needs.

The Consolidated Plan targets CDBG, HOME, and ESG funds towards communities that have a higher number of low- and -moderate income residents resulting in a geographical disbursement weighted towards less affluent communities that are generally in the northern section of the County often categorized as “inner ring suburbs” and in the areas of unincorporated north St. Louis County. Additionally, the needs of certain areas of unincorporated south St. Louis County in and around the Lemay area also scored high relative to the needs and the percentage of low- and moderate-income residents. The analysis completed in the Needs Assessment and Market Assessment sections demonstrate the need to focus federal funding these areas of the County based on poverty rates, age of housing stock and income levels

HOME funds are awarded through an application process in St. Louis County for projects in compliance with HOME regulations. St. Louis County, as the Lead member of the Consortium distributes HOME funds to individual Consortium members per the allocation ratio provided by HUD. All members distribute their allocations for the Down Payment Assistance Programs and other eligible HOME expenses throughout their jurisdictions.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-25 Priority Needs - 91.415, 91.215(a)(2)

Priority Needs

Table 2 – Priority Needs Summary

1 Priority Need Name Affordable Housing Development & Preservation

Priority Level High Population Extremely Low

Low Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Geographic Areas Affected

Associated Goals

Lemay

CHDO For-Sale New Construction or Rehabilitation

For-Sale New Construction or Rehabilitation

CHDO Rental New Construction or Rehabilitation

Rental New Construction or Rehabilitation

CHDO Operating Support

Direct Homebuyer Assistance - St. Louis County

Direct Homebuyer Assistance - Consortium Members

Public Housing Coordination

Description St. Louis County does not have enough existing affordable housing to meet the current demand. There is a significant need in St. Louis County to develop new affordable units while also preserving the existing supply of affordable units. While the private sector continues to develop new for-sale and rental units, these units are market rate and developed for high earning individuals. Programs such as the Low Income Housing Tax Credit (LIHTC) program has been a reliable source for funding new affordable housing units. However, the LIHTC is highly competitive and underfunded to meet the demands of the community.

Basis for Relative Priority

Nearly 26% percent of all households in St. Louis County are cost-burdened (spending more than 30% of their income on housing costs).

2 Priority Need Name Affordable Single-Family Housing Development

OMB Control No: 2506-0117 (exp. 09/30/2021)

Priority Level High

Population Low Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Geographic Areas

Affected

Associated Goals

Lemay

CHDO For-Sale New Construction or Rehabilitation

For-Sale New Construction or Rehabilitation

Description St. Louis County will engage in partnerships with for-profit and non-profit housing developers to create affordable single-family homes for sale to incomeeligible households.

Basis for Relative Priority

Homeownership is still a goal for many individuals and families in all income categories. Homeownership also helps to strengthen and solidify neighborhoods as homeowners have a vested interest in their neighborhoods.

3 Priority Need Name Affordable Multi-Family Housing Development

Priority Level High

Population

Extremely Low Low

Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Elderly

Persons with Developmental Disabilities

Geographic Areas Affected

Associated Goals

CHDO Rental New Construction or Rehabilitation

Rental New Construction or Rehabilitation

Public Housing Coordination

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description St. Louis County will partner with for-profit and non-profit agencies proposing to develop multi-family housing units.

Basis for Relative Priority

Housing affordability, where appropriate sized units are safe and sanitary, is a major challenge in St. Louis County where approximately 9% of the population lives below the poverty level.

4 Priority Need Name Rehabilitation of Private Properties

Priority Level High

Population Extremely Low Low

Moderate

Large Families Families with Children

Elderly

Geographic Areas Affected

Associated Goals Housing - Minor Home Repair

Description Minor rehabilitation of owner-occupied, single-family homes.

Basis for Relative Priority

Collectively, St. Louis County participating jurisdictions have chosen to spend nearly half of their allocation on rehabilitation of private properties. This activity contributes to neighborhood stabilization by assisting low-to-moderate income homeowners on an individual basis.

5 Priority Need Name Clearance and Demolition

Priority Level High Population Extremely Low Low

Moderate

Middle

Geographic Areas Affected

Associated Goals

Clearance and Demolition

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description

Basis for Relative Priority

Clearance or demolition of blighted buildings, houses, or other structures.

Nearly 10% of St. Louis County participating municipal funds will be used for clearance and demolition of blighted structures.

6 Priority Need Name Public Facilities - ADA improvements

Priority Level High

Population Extremely Low Low

Moderate

Large Families Families with Children

Elderly

Public Housing Residents

Elderly

Frail Elderly

Persons with Physical Disabilities

Geographic Areas

Affected

Associated Goals

Description

Basis for Relative Priority

Public Facilities and Improvements - ADA

Public facility improvements specifically for the purpose of compliance or upgrades for citizens with disabilities.

Over 5% of St. Louis County participating municipal funds will be used to improve public facilities for citizens with disabilities.

7 Priority Need Name Public Facilities & Improvements-Streets/Sidewalks

Priority Level High

Population Extremely Low Low

Moderate

Large Families Families with Children

Elderly

Public Housing Residents

OMB Control No: 2506-0117 (exp. 09/30/2021)

Geographic Areas

Affected

Associated Goals Public Facilities and Improvements - Streets

Public Facilities and Improvements - Sidewalks

Description Improvements to street and sidewalk infrastructure in low-to-moderate income areas.

Basis for Relative Priority

Collectively, St. Louis County participating jurisdictions have allocated 25% of their CDBG expenditures for street and sidewalk improvements.

8 Priority Need Name Public Services

Priority Level High Population

Extremely Low Low Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Non-housing Community Development

Geographic Areas

Affected

Associated Goals

Public Services - Senior Services

Public Services - Health Services

Public Services

Public Services - Youth Services

Public Services - Employment Training

Public Services - Crime Awareness

Public Services - Fair Housing Activities

Public Services - Disability Services

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description Public service activities for the benefit of low-to-moderate income citizens.

Basis for Relative Priority

Approximately 10% of CDBG expenditures have been allocated for public service activities serving populations such as youth, seniors, justice-involved adults, and physically disabled adults.

9 Priority Need Name Housing Opportunities for Homeless Populations

Priority Level High

Population Extremely Low Low

Large Families

Families with Children

Elderly

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse

veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Geographic Areas

Affected

Associated Goals

Description St. Louis County will invest in projects that ensure that homeless households are treated with dignity and respect by funding permanent housing units, rapid rehousing and by providing rental assistance.

Basis for Relative Priority

Narrative (Optional)

Low-income and disabled veterans experience higher incidences of homelessness. There are 87,337 residents living below the poverty level in St. Louis County. Additionally, there are approximatealy 55,575 veterans living in St. Louis County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-30 Influence of Market Conditions - 91.415, 91.215(b)

Influence of Market Conditions

Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type

Tenant Based Rental Assistance (TBRA)

TBRA for Non-Homeless Special Needs

New Unit Production

Rehabilitation

Acquisition, including preservation

Table 3 – Influence of Market Conditions

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-35 Anticipated Resources - 91.420(b), 91.215(a)(4), 91.220(c)(1,2)

Introduction

St. Louis County receives three (3) federal entitlement grants annually: CDBG, HOME and ESG. Each of the other Consortium members receives their own CDBG funds to be used within their jurisdictions. However, St. Louis County is the lead member of the HOME Consortium and provides HOME funds to the other Consortium members, Jefferson County, St. Charles County, O’Fallon and Florissant. As such, the resources below reflect CDBG and ESG funds specifically for use by St. Louis County while the HOME funds reflect funding for the entire Conso rtium.

Given the political dynamics of Congress, HUD funds for entitlement programs could be increased or reduced, making it difficult to predict funding levels for the remaining four (4) years of the Consolidated Plan. As funding levels change, target goals and outcome will need to be adjusted. The numbers below assume level funding for the next 4 years.

Anticipated Resources

OMB Control No: 2506-0117 (exp. 09/30/2021)

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

Table 4 - Anticipated Resources

Federal funds will be leveraged by private, state and local funds. For instance, down payment assistance leverages private mortgage funding to the homebuyer. For all HOME development projects, HOME funds are used as gap financing requiring other investment by the developer, either through bank financing, developer equity, or in some cases, state resources like LIHTCs or funds through the Missouri Housing Trust Fund. In many instances, municipal recipients of CDBG funds will combine their local funds with CDBG to carry out a larger project than what CDBG funds could pay for.

The HOME match is documented every year in St. Louis County’s Consolidated Annual Performance and Evaluation Report (CAPER). The HOME program requires that participating jurisdictions, like St. Louis County, provide match in an amount equal to no less than 25% of the total HOME funds drawn down for project costs. Match can be cash, fees or charges, value of donated land or real property, cost of infrastructure improvements associated with HOME projects, or through a variety of other sources.

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

St. Louis County does not have a mechanism, such as a land bank, to provide clear title for tax foreclosed properties. Instead, the Trustee Office sells or transfers title to real property that has remained unsold for three consecutive years at the Collector of Revenue’s tax sale auction, and is at least five years delinquent in real property taxes. The Trustee’s Office makes the parcels available for bid to private parties.

Since St. Louis County does not have clear title to Trustee parcels, the purchaser may initiate action to quiet title with a lawsuit brought in civil court in order to quiet any challenges or claims to the title. If certain tax delinquent properties are in strategic areas, St. Louis County, Department of Planning can intervene before the final sale takes place to claim the parcel. In the past, parcels have been used in conjunction with HOME and CDBG projects.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-40 Institutional Delivery Structure - 91.415, 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Responsible Entity Responsible Entity Type

Role

Table 5 - Institutional Delivery Structure

Assess of Strengths and Gaps in the Institutional Delivery System

Geographic Area Served

Availability of services targeted to homeless persons and persons with HIV and mainstream services

Homelessness Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homelessness Prevention Services

Counseling/Advocacy

Legal Assistance

Mortgage Assistance

Rental Assistance

Utilities Assistance

Law Enforcement

Mobile Clinics

Other Street Outreach Services

Alcohol & Drug Abuse

Child Care

Education

Employment and Employment

Training

Healthcare

HIV/AIDS

Life Skills

Mental Health Counseling

Transportation

Other

Street Outreach Services

Supportive Services

Other

Table 6 - Homeless Prevention Services Summary

OMB Control No: 2506-0117 (exp. 09/30/2021)

Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-45 Goals - 91.415, 91.215(a)(4)

Goal Descriptions

Table 7 – Goals Summary

1 Goal Name CHDO For-Sale New Construction or Rehabilitation

Goal Description Funding will be provided to CHDO organizations for the acquisiton, construction &/or rehabilitation of for-sale housing units in order to provide affordable housing to low- and moderate-income households throughout St. Louis County.

2 Goal Name For-Sale New Construction or Rehabilitation

Goal Description Funds will be provided for the acquisiton, construction &/or rehabilitation of for-sale housing units in order to provide affordable housing to low- and moderate-income households throughout St. Louis County.

3 Goal Name CHDO Rental New Construction or Rehabilitation

Goal Description Funds will be provided to CHDO organizations for the development of rental housing in order to provide affordable housing to low- and moderate-income households throughout St. Louis County. These funds will typically be used in conjunction with Low Income Housing Tax Credits (LIHTC) for projects approved by the Missouri Housing Development Commission (MHDC).

4 Goal Name Rental New Construction or Rehabilitation

Goal Description Funds will be provided for the development of rental housing units in order to provide affordable housing to low- and moderate-income households throughout St. Louis County. These funds will typically be used in conjunction with Low Income Housing Tax Credits (LIHTC) for projects approved by the Missouri Housing Development Commission (MHDC).

5 Goal Name CHDO Operating Support

Goal Description Funds will be provided to assist certified Community Housing Development Organizations (CHDOs) in St. Louis County with their general operating expenses. CHDOs must be engaged in the development of HOME-assisted or HOME-eligible housing in order to receive operating support.

6 Goal Name Direct Homebuyer Assistance - St. Louis County

Goal Description Funds will be provided to low- and moderate-income first-time homebuyers in St. Louis County for down payment and closing cost assistance. Homebuyers are required to attend homebuyer counseling courses prior to receiving assistance.

OMB Control No: 2506-0117 (exp. 09/30/2021)

7 Goal Name Direct Homebuyer Assistance - Consortium Members

Goal Description Funds will be provided to low- and moderate-income homebuyers within the St. Louis County HOME Consortium jurisdiction (Jefferson County, St. Charles County, Florissant and O'Fallon) for down payment and closing cost assistance. Homebuyers are required to attend homebuyer counseling courses prior to receiving assistance.

8 Goal Name Florissant Lead Program

Goal Description Funds will be provided for lead hazard control/abatement services for low- and moderate-income residents of the City of Florissant.

9 Goal Name St. Charles County Lead Program

Goal Description Funding will be provided for lead hazard control/abatement services for low- and moderate-income residents of St. Charles County.

10 Goal Name HOME General Program Administration

Goal Description Funding will be provided to cover the administrative operation of the St. Louis County Office of Community Development.

11 Goal Name Public Housing Coordination

Goal Description St. Louis County has a history of working with the Housing Authority of St. Louis County (HASLC). St. Louis County will continue to coordinate with HASLC and smaller housing authorities to promote affordable housing within the County.

12 Goal Name Public Facilities and Improvements - Parks

Goal Description Funds will be used to upgrade park and recreational facilities in eligible low-moderate income areas.

13 Goal Name Public Facilities and Improvements - Streets

Goal Description Funds will be used for the installation or repair of streets, street drains, curbs and gutters, tunnels, bridges, and traffic lights/signs in eligible low-moderate income areas.

OMB Control No: 2506-0117 (exp. 09/30/2021)

14 Goal Name Public Facilities and Improvements - Sidewalks

Goal Description Funds will be used to replace broken, uneven, and deteriorated sidewalk slabs in eligible low-moderate income areas.

15 Goal Name Public Facilities and Improvements - ADA

Goal Description Funds will be used to remove material and architectural barriers to accessibility at public facilities.

16 Goal Name Clearance and Demolition

Goal Description Funds will be used to remove unsafe and derelict structures.

17 Goal Name Public Services - Senior Services

Goal Description St. Louis County will provide services for the elderly.

18 Goal Name Public Services - Health Services

Goal Description Provide access to community health services, including but not limited to mental health counseling, nutrition services, public health nursing and health education to low and moderate income residents.

19 Goal Name Public Services

Goal Description Providing general public services to primarily low to moderate income residents.

20 Goal Name Public Services - Youth Services

Goal Description Providing services (including after school programs/care) to primarily low-to-moderate income youth residents.

21 Goal Name Public Services - Employment Training

Goal Description Providing employment training to primarily low-to-moderate income residents.

OMB Control No: 2506-0117 (exp. 09/30/2021)

22 Goal Name Public Services - Crime Awareness

Goal Description Providing an increase in crime awareness services in primarily low-to-moderate income areas.

23 Goal Name Public Services - Fair Housing Activities

Goal Description Providing services that will affirmatively further fair housing for primarily low to moderate income residents.

24 Goal Name Public Services - Disability Services

Goal Description Provide services to persons who are severely disabled.

25 Goal Name Code Enforcement

Goal Description Provide services to enforce regulatory requirements of public or private property.

26 Goal Name Housing - Minor Home Repair

Goal Description Provide minor repairs to owner-occupied low to moderate income households

27 Goal Name Administration

Goal Description Provide administrative support to and be responsible for CDBG, HOME, and NSP program and compliance, the programming of activities, budgeting, monitoring, and reporting activities and accomplishments

28 Goal Name Rehabilitation Administration

Goal Description Provide administrative support to and be responsible for the Home Improvement Program compliance, the programming of activities, budgeting, and reporting of activities and accomplishments

29 Goal Name Interim Assistance

Goal Description Provide neighborhood cleanup initiatives for primarily residential low to moderate income areas.

OMB Control No: 2506-0117 (exp. 09/30/2021)

30 Goal Name Public Facilities and Improvements

Goal Description Provide general Public/Neighborhood facility improvements in primarily low to moderate income areas.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

These estimates represent the number of HOME-assisted households in a program year.

Extremely Low-Income - 180

Low-Income - 54

Moderate-Income - 260

Goals are described in detail below by category and goal name, following the same listed order as in the Goals Summary Inform ation table above.

Housing: Affordable For Sale Housing CHDO Development – Rehabilitation

St. Louis County estimates that 35 rehabilitated units of affordable for-sale housing will be developed by CHDO's over the next 5 years for lowand moderate-income households.

Housing: Affordable For Sale Housing CHDO Development – New Construction

Development by a Community Housing Development Organization (CHDO) of for-sale housing affordable to low- and moderate-income households through new construction. St. Louis County anticipates that 50 new affordable for-sale housing units will be made available to lowand moderate-income households over the next 5 years.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Housing: Affordable Rental Housing Development – Rehabilitation

Development of affordable rental housing affordable to low- and moderate-income households through the rehabilitation of existing units. Over the next 5 years, St. Louis County anticipates partnering with developers that will rehabilitate hundereds of units using the Low Income Housing Tax Credit Program. St. Louis County will use HOME funds on a portion of these projects, helping to create an additional 50 renovated units from 2016-2020.

Housing: Affordable Rental Housing Development – New Construction

Development of new rental housing affordable to low- and moderate-income households. Through the Low Income Housing Tax Credit Program (LIHTC) developers will add an additional 500 units of new rental housing over the next 5 years. St. Louis County will participate in some of these projects through the use of HOME funds. It is anticipated that 100 additional units of affordable housing will be created.

Housing: Home Improvement Program

Provide minor home repairs, to include accessibility modifications, to income qualified owner-occupants. St. Louis County anticipates completing 236 home repair cases per year. Therefore, 1180 homeowners will participate in the County's Home Improvement Program over the next 5 years.

Housing: Homebuyer Assistance

Provide down payment and closing cost assistance to low- and moderate-income homebuyers. Given previous years, St. Louis County projects that 130 low- and moderate-income homebuyers will be provided down payment and closing cost assistance per year for the next 5 years. We anticipate that a total of 650 residents will be served.

Housing: Lead Remediation

Provide assistance to bring low-moderate income owner-occupied housing into code compliance and make them lead-safe. St. Louis County has secured a number of Lead-based paint remediation grants over the last 15 years. The County's lead remediation program creates approximately 68 lead safe homes per year. We estimate that another 340 homes will be made lead safe over the next 5 years.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-50 Public Housing Accessibility and Involvement - 91.415, 91.215(c)

Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)

Activities to Increase Resident Involvements

Is the public housing agency designated as troubled under 24 CFR part 902?

Plan to remove the ‘troubled’ designation

Consolidated Plan

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-55 Strategic Plan Barriers to Affordable Housing - 91.415, 91.215(h) Barriers to Affordable Housing Strategy to Remove or Ameliorate the Barriers to Affordable Housing

A major barrier to the development of affordable housing is NIMBY-ism throughout the Consortium jurisdiction. Many people do not welcome affordable housing developments out of misinformation and long-held beliefs. One effective strategy to ameliorate these stereotypical views has been through the development of affordable housing units financed with Low Income Housing Tax Credits (LIHTC). In many cases, a LIHTC development will be the most attractive and well managed property in the surrounding area. LIHTC projects are also developed with support services available for the project’s tenants. LIHTC properties are required to fund a reserve account to handle future maintenance and repair issues, thus ensuring long-term viability and keeping the development a benefit to the surrounding area.

St. Louis County is largely composed if incorporated jurisdictions and has no authority over the land use regulations of municipalities in the county. Municipalities are empowered to make land use decisions, adopt zoning plans and building codes and establish fees and charges. St. Louis County, however, can have some influence on the lack of affordable housing and the rising cost of building by allocating funds to help acquire, rehabilitate and construct affordable housing.

One of the benefits of forming the Consortium was to bring additional HOME funds to Jefferson County, St. Charles County, O’Fallon and Florissant. Historically, the Consortium members have used their allocation of HOME funds for down payment assistance. In 2020, the Consortium provided 141 down payment assistance loans. To date, the Consortium has helped finance over 2,300 home purchases over the last ten years for low- and moderate-income families. Projected out, the Consortium will continue to assist 200-250 families per year resulting in another 1,000-1,250 low- and moderate-income families becoming homeowners during this 5-Year Consolidated Plan cycle.

The St. Louis County HOME Consortium partnered with the Housing Authority of St. Louis County to undertake a regional analysis of impediments to fair housing study. A Request for Proposals was issued in September 2019. The Regional Analysis of Impediments to Fair Housing Choice study was completed in April 2021. The Analysis of Impediments (AI) provided each jurisdiction with an individualized analysis. A copy of the AI can be found on St. Louis County’s web site under the Community Development page. Among other things the AI serves as the substantive, logical basis of Fair Housing Planning, and provides essential and detailed information to policy makers, administrative staff, housing providers, lenders, and fair housing advocates to help ameliorate known or unknown barriers to fair housing. However, it should be noted that these impediments are largely systemic and will require effort from both private sector and public sector actors to correct.

OMB Control No: 2506-0117 (exp. 09/30/2021)

The current Regional Analysis of Impediments to Fair Housing Choice identifies eight impediments to fair housing that also fall under the category of barriers to affordable housing. Barriers to affordable housing include:

Impediment #1

Impediment #1: Low labor market engagement and limited incomes restrict housing choice and access to opportunity among protected classes

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon, Housing Authority of St. Louis County

Data on educational attainment, unemployment, incomes, and jobs proximity in the region highlight disparities in labor market engagement and access:

• Residents in central and west St. Louis County tend to have the highest levels of educational attainment, while educational attainment tends to be lowest in north St. Louis County and south Jefferson County. The share of residents with bachelor’s degrees or higher is lowest among residents of Jefferson County who are Hispanic/ Latino, two or more races, or Black. In St. Louis County, Black residents are the least likely of all racial and ethnic groups to have a bachelor’s degree or higher, coinciding with lower levels of educational attainment in areas of north St. Louis County.

• Census tracts in north St. Louis County have unemployment rates greater than 15%. Black residents in Jefferson and St. Louis counties, Native American residents of St. Louis and St. Charles counties, and residents of some other race alone in Jefferson County tend to experience the highest rates of unemployment.

• Median household incomes in the region tend to be lowest in north St. Louis County and highest central and west St. Louis County and parts of St. Charles County, including O’Fallon. Low median household incomes in many of the region’s census tracts highlight the fact that a high proportion of households do not have sufficient incomes to afford basic needs.

• Jobs tend to be clustered in parts of central St. Louis County and St. Charles County, while fewer jobs exist in north St. Louis County, Jefferson County, and less densely populated areas of St. Charles County. Responses to the community survey also indicated disparities in access to jobs by area, with residents of outer north St. Louis County reporting the lowest levels of access. Residents and stakeholders who participated in this planning process noted that the lack of public transportation in parts of the region such as St. Charles County is often a barrier for residents in accessing employment. High proportions of residents all three counties commute outside their county for employment, indicating that a lack of access to vehicles and low levels of public transportation access may be barriers for a high proportion of residents in accessing employment, which for many residents includes commutes across county lines.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Low labor market engagement drives down wages, thus restricting housing choice and access to opportunity. Combined, the region’s lower labor market engagement among protected classes and moderate segregation levels contribute to racially and ethnically concentrated areas of poverty.

Place-based strategies allow for the targeting of resources and outreach efforts to areas with high proportions of residents whose housing choices may be limited by low earnings or unemployment. These strategies can be combined with other approaches focused on closing skills gaps and developing career pathways, increasing job creation and quality standards, and raising the wage floor. Further, access to affordable housing close to jobs and transportation services may be particularly important in supporting labor market engagement in the three-county region, as jobs proximity and transportation access are common barriers to accessing employment.

Impediment #2

Impediment #2: Lack of access to transportation services in some areas of the region limits housing choices and access to employment, services, and resources

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon

Low levels of access to public transportation in parts of the region creates challenges for residents without access to vehicles in accessing employment, resources, and services. Reduced access impacts not only residents of these counties but also businesses which residents and stakeholders noted often have trouble hiring and maintaining employees and workers, who often commute across county lines to their places of employment. Indicators of disparate access to transportation options and related impacts include:

• Transportation costs tend to make up the greatest share of residents’ incomes in the western portions of the three counties, areas with the lowest levels of access to public transit. Residents in parts of north St. Louis County also spend a high proportion of income on transportation costs. In these areas of the region, a combination of lower proximity to jobs and high proportions of residents’ incomes spent on transportation may present barriers to obtaining and maintaining employment.

• While St. Louis County is served by the MetroLink system, residents and stakeholders noted that the system provides less service further west in the county. Public transit is not available in St. Charles County outside of limited options available in individual municipalities, such as the City of St. Charles. Jefferson County offers limited fixed-route and on-demand services, which serve eastern and central Jefferson County. Residents and stakeholders living in St. Charles and Jefferson counties who responded to the community survey reported the lowest levels of access to reliable bus service (8.5% and 16.7% of county residents said they have access. respectively).

OMB Control No: 2506-0117 (exp. 09/30/2021)

• Interview participants emphasized that residents of St. Charles County have historically opposed expansion of the MetroLink system in the county. Stakeholders further emphasized that the combination of a lack of affordable housing and lack of public transportation in St. Charles County is a primary barrier for residents in the region in accessing the variety of employment, job training, and educational opportunities that are available in St. Charles County. The lack of affordable transportation options in St. Charles County restricts employment and housing options for residents who cannot afford to live in the county near current or prospective employment opportunities.

• Residents in north St. Louis County have the lowest levels of vehicle access in the region. Residents and stakeholders emphasized that a lack of access to vehicles is often a barrier to employment for residents living in areas with low proximity to jobs and without access to public transportation. The low levels of access to vehicles in north St. Louis County combined with the lack of transportation opportunities to some areas with high concentrations of jobs, such as St. Charles County, suggests barriers to employment and housing choices among protected classes.

• Residents and stakeholders also emphasized that many areas of the region lack sidewalks, making accessing resources and services via walking more difficult and less safe, particularly for residents with disabilities. In this way, low levels of transit and vehicle access may pose a more significant barrier to accessing jobs and services for residents living in areas with low levels of walkability.

Impediment #3

Impediment #3: Insufficient Housing for People with Disabilities

Applies to:

Louis County, St. Charles County, Jefferson County, City of Florissant, City of

Disability rates among the Consortium⿿s jurisdictions range from 8.4% in O⿿Fallon to over 17% in St. Louis County and those population shares represent nearly 200,000 residents of the study area who have one or more disabilities. Housing that is accessible and available for people with disabilities is in short supply, particularly in neighborhoods of opportunity that are served by transit and with other important amenities such as retail, healthcare services, and walkability. In the survey conducted as part of this analysis, 50% of respondents said ⿿some more⿝ or ⿿a lot more⿝ housing that is accessible to people with disabilities is needed in the region and 49% described the lack of housing options for this population as a barrier to fair housing, the survey⿿s second highest-rated fair housing barrier. Searches for accessible rental housing using various internet search tools revealed relatively few properties with accessible units to serve this population and many of the existing accessible units have waiting lists. Compounding this lack of units are provisions of local zoning codes that have the effect of making the siting of new housing for this population more challenging.

Local governments have made an effort to increase housing choices for persons with disabilities by permitting congregate housing types called ⿿group homes⿝ under their jurisdictions. However,

OMB Control No: 2506-0117 (exp. 09/30/2021)

zoning ordinances in several of these jurisdictions should take additional steps to secure fair housing access for persons with disabilities. Disparate treatment occurs when group homes require conditional use permits for approval in single family or multifamily districts where unrelated individuals without disabilities are permitted to live together under the definition of ⿿family⿝. Rather than specifying the types of allowable relationships (e.g. blood, marriage, adoption) more progressive zoning models define single family in terms of a ⿿functional family⿝ or ⿿single housekeeping unit⿝ sharing common space, meals, and household responsibilities, and/or leave maximum occupancy per dwelling as a matter of safety regulated by the building code rather than the zoning regulations. In instances where a conditional use permit is required, the process typically requires a public hearing, which might subject this protected housing type to public scrutiny and undue prejudice.

Furthermore, local governments should also be aware that persons who are in recovery from alcohol and substance abuse are considered ⿿persons with disabilities⿝ under the Fair Housing Act. Definitions of disability that intentionally exclude these individuals or prohibit the siting of group homes for persons in recovery, have the effect discriminating against a protected class and limiting their access to fair housing choice.

Finally, none of the five jurisdictions in the Consortium currently has a reasonable accommodation provision in its zoning ordinance. Such a provision would outline a simplified administrative process for the granting of a reasonable accommodation rather than the typical variance or special use permit procedures which subject the applicant to the public hearing process where there is the potential that community opposition based on stereotypical assumptions about people with disabilities may impact the outcome. Although some local ordinances provide planning staff discretion in applying these standards to accessibility modifications, but without a codified process, this discretion has potential to be applied unevenly.

Impediment #4

Impediment #4: Limited access to quality schools disproportionately impacts residents of color

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon

Data on school district performance in the region indicates high levels of segregation by race and income, and disparities in access to proficient schools by race and income among school districts and counties. Residents of north St. Louis County, who are predominantly Black and low-income, have the lowest levels of access to proficient schools in the region. As housing choices and therefore school choices are limited by income, the availability of affordable housing, transportation, and other factors, residents’ ability to access more proficient schools in other locations is often limited.

Disparities in school district performance exist by districts’ geography and racial composition. The percentages of students scoring below the basic level on 3rd grade math is highest in the Riverview

OMB Control No: 2506-0117 (exp. 09/30/2021)

Gardens, Normandy Schools Collaborative, Ferguson-Florissant, Hazelwood, and Ritenour school districts, which are clustered in and around north St. Louis County and have high proportions of Black students. Districts with the lowest graduation rates tend to have relatively low proportions of white students, indicating that students of color and Black students in particular are more likely to attend school in districts in the region that have lower graduation rates.

Responses to the community survey also indicate disparities in access to proficient schools by area. While 67.3% of all survey respondents reported having access to quality public schools, just 28.6% of residents in outer north St. Louis County said they have access (answered ‘yes’ when asked whether they have access to quality public schools, rather than ‘somewhat’ or ‘no’). Residents of St. Charles County and south St. Louis County reported the highest levels of access to quality public schools (87.8% and 87.5%, respectively). White residents reported greater access to quality schools (70.4%) than African American or Black residents (63.5%).

These issues point to a need to develop policies and strategies to invest in schools and districts experiencing challenges and to develop housing and other strategies to increase integration by race and income, particularly in highly segregated districts.

Impediment #5

classes from living in areas of opportunity

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon, Housing Authority of St. Louis County

Housing data for the three-county region indicates that renters, particularly in Florissant, O’Fallon and St. Charles County spend more than $1,000 on rent at a disproportionately higher rate than renters in the MSA. Regional affordability data further indicates that at average worker wages of $17.61 per hour, workers cannot spend more than $905 per month on rent. Affordable housing supply is limited in areas with greater access to jobs and amenities. Anecdotal data from participant interviews indicates that a range of residents are being priced out of these areas of opportunity, such as St. Charles County and west St. Louis County. For example, participants indicated that young residents are unable to purchase starter homes; seniors looking to downsize are unable to find smaller housing units that meet their needs. Housing data confirms that non-family households, as well as large families, are most likely to spend more than 50% of their income on housing costs.

When affordable housing supply is limited through regulatory barriers such as limited land area zoned for triplex, quadraplex, or multi-family use, this exclusivity negatively impacts members of protected classes seeking housing choices. Affordable housing supply, which is also limited by the exclusion of subsidized housing types and programs from jurisdictions, has a similar effect of limiting housing choice.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Impediment #5: Lack of affordable housing supply prevents members of protected

Impediment #6

Impediment #6: Ongoing Need for Fair Housing Outreach, Education, and Enforcement

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon, Housing Authority of St. Louis County

The members of the Consortium share a broad need for ongoing outreach, education, and enforcement regarding fair housing, which is evident from public input, local litigation history, complaint filings, and the results of the fair housing survey. Meeting and interview participants named a variety of local organizations that they believed could provide fair housing assistance including EHOC, the Urban League, Arch City Defenders, Land of Lincoln, United Way, municipal governments, and others. Among these, EHOC was the most frequently mentioned and interview subjects tended to agree that the organization has a strong reputation in the region. While the previously named organizations and others do work to increase the community’s knowledge of fair housing and work to enforce fair housing law, the community survey conducted as part of this AI indicated that only about half (50.2%) of survey respondents reported knowing their fair housing rights and 39.8% said they did not know where to file a complaint of housing discrimination.

The share of survey respondents who said they had experienced housing discrimination was 5.0% but more than 90% of the time, those instances of discrimination went unreported. The majority (62.5%) stated that they did not file a report because they “did not know what good it would do”. This survey data suggests that for every formal housing discrimination complaint filed, as many as 9 other potentially discriminatory incidents go unreported. Complaint data from HUD and EHOC as well as an active history of recent housing discrimination litigation speaks to the dynamic fair housing enforcement climate in the region. Continued education, targeted both to members of the public who rent and own housing as well as the landlords, property managers, lenders, and real estate professionals who lease and sell housing will help to continue to close the gaps in knowledge. Support for the successful fair housing enforcement work (including paired testing, complaint investigation, and litigation) should also be advanced so that, as more residents become aware of their rights and are able to identify discrimination, there is assistance available to resolve the complaints.

Impediment #7

Impediment #7: Continued need for neighborhood investment and expanding access to opportunity in north St. Louis County

Applies to: St. Louis County, City of Florissant, Housing Authority of St. Louis County

A lack of access to neighborhood services, facilities, and infrastructure in north St. Louis County presents additional barriers to fair housing in the region. About 44% of survey respondents rated ‘neighborhoods

OMB Control No: 2506-0117 (exp. 09/30/2021)

that need revitalization and new investment’ as a barrier to fair housing, making it the fifth most commonly identified barrier in the region. The following data points indicate a high level of need for targeted investment in neighborhood resources and infrastructure in north St. Louis County, in particular, to address a lack of access for protected classes:

• About 32% of survey respondents indicated that grocery stores and other shopping are not equally available in their communities; however, the percentage was significantly higher for residents living in inner and outer St. Louis County, where 42.8% of residents said that grocery stores and other shopping are not equally available. Analysis of USDA food access data shows that in many census tracts in north St. Louis County, more than 40% of residents have low incomes and live more than ½ mile from the nearest supermarket. Further, in many north St. Louis County census tracts, between 20% and 30% of households do not have access to a vehicle, indicating that transportation is also a barrier to food access for a high proportion of residents.

• The St. Louis Regional Health Commission (2018) notes that north St. Louis County has large numbers of uninsured users of safety net primary care, but that significant gaps in safety net primary care service exist in multiple zip codes. North County also has the largest numbers and highest rates of emergency care utilization by uninsured individuals in the St. Louis City/ County region, indicating a need for greater access to primary care and preventive healthcare services for uninsured residents.

• While mapping of park access in the region indicates that large areas of north St. Louis County fall within a 10-minute walk to a park, stakeholders emphasized that the quality and maintenance of parks often varies significantly, and that lower-income areas having less access to a variety of amenities. Environmental health data indicate that brownfields and toxic sites in the region are clustered in north St. Louis County, so that in addition to having lower levels of access to community resources, residents in high-poverty neighborhoods are also more likely have environmental health hazards nearby.

• More than 40% of survey participants noted that property maintenance is not provided equally in the region, and residents in outer north St. Louis County were most likely to indicate that property maintenance is not equally available in their communities (57.1% of survey respondents living in outer north St. Louis County). Stakeholders who participated in this planning process related vacancy and property maintenance issues in north St. Louis County to high rates of foreclosure and declines in homeownership following the 2008 foreclosure crisis.

Together, these measures indicate that a lack of access to neighborhood services, facilities, infrastructure, and property maintenance restrict access to fair housing choice by limiting opportunity for residents of north St. Louis County. As public investment in neighborhood facilities, infrastructure, and services drives private investment, a lack of public investment poses barriers to residents’ housing choice by furthering disparities in access to opportunity across the region.

Impediment #8

Impediment #8: NIMBYism and Prejudice Reduces Housing Choice for Protected Classes

Applies to: St. Louis County, St. Charles County, Jefferson County, City of Florissant, City of O’Fallon, Housing Authority of St. Louis County

While some other impediments discussed here relate to affordable housing siting decisions by developers or policymakers, this impediment addresses community attitudes that inhibit housing options for protected classes, including racial and ethnic minorities and immigrants. Public input indicated that attitudes and perceptions about multifamily housing and affordable housing impact housing development and housing choice. Stakeholders interviewed for this research noted that developing multifamily rental housing – affordable or market rate – in many areas is difficult due to pushback and Not In My Backyard (NIMBY) sentiments expressed by some residents. While new housing for seniors and people with disabilities was described as generally being more palatable to some existing residents, examples were offered of housing proposals for both of these populations being scrapped due to NIMBYism. The data from the community survey bears out this perspective, detecting a strong bias toward homeownership over rental housing. When asked about housing types needed in their communities, only 13.7% of respondents said their community needed “a lot more” apartments; 42.9% said “no more” apartments were needed. A near inverse response was received when asked about assistance for homebuyers: 13.3% said none was needed, while 28.9% said “a lot more” of this assistance was needed.

In addition to attitudes resisting development of certain housing types, many stakeholders also related that racism and prejudices work to oppose certain groups of people, based on their race, ethnicity, or other protected characteristics. Stakeholders cautioned that some areas that data may indicate are areas of opportunity are not areas that would be safe for people of color, especially Black families to move to because of racial profiling and microaggressions. Conversely, areas in north St. Louis County that have affordable housing prices and good proximity to transit and other amenities can be perceived as unsafe by white families who may opt instead to live further away in the suburbs where transportation costs are far greater. In general, stakeholders tended to perceive the region as sharply segregated and noted that racism is entrenched, playing an outsized role in the housing options that are available to residents

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-60 Homelessness Strategy - 91.415, 91.215(d)

Describe how the jurisdiction's strategic plan goals contribute to:

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs

Addressing the emergency and transitional housing needs of homeless persons

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again.

Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs

SP-65 Lead-based Paint Hazards - 91.415, 91.215(i)

Actions to address LBP hazards and increase access to housing without LBP hazards

St. Louis County continues to pursue an active role in eliminating the hazards of lead-based paint in its housing stock. Over 1,600 homes have been made “lead safe” through the County’s Lead-Based Paint Hazard Control Program. Building owners have received grants and loans funded by eight lead hazard control grants from the U.S. Department of Housing and Urban Development (HUD). In 2018, St. Louis County started work on its 8th lead-based paint hazard control grant from HUD. The County was awarded $2.6 million to remediate lead-based paint hazards from 200 homes over the next 3 years. This grant provides forgivable loans to homeowners and landlords for lead paint interim control and abatement. Qualified applicants receive an inspection and risk assessment on their property. Emphasis is given to surfaces with flaking and peeling paint and impact and friction surfaces. Bid packages containing work specifications are bid out to pre-approved licensed lead abatement contractors. Dust and soil clearance tests are performed after the work has been completed. The grant addresses lead hazards in 200 homes throughout St. Louis County.

How are the actions listed above related to the extent of lead poisoning and hazards?

Lead is a powerful toxicant that attacks the central nervous system and can be particularly damaging to the neurological development of young children. Pregnant women can transfer lead through the placenta to the fetus. Deteriorating lead-based paint in homes built prior to 1978 is one of the major sources of lead in the environment, affecting over 19 million households nationwide. Of particular concern is lead dust generated by the friction of moveable surfaces such as windows and doors. Human exposure to lead is usually found by testing blood samples for the presence of lead.

There are approximately 736,606 housing units located in the St. Louis HOME Consortium Area, a large percentage of which were built during the era of sub-urbanization that began in the mid-1940’s after World War II ended. The oldest housing stock among the Consortium jurisdictions is found in Florissant, where 74% of the housing stock is over 50 years old. St. Louis County also has an older housing stock, with 54% of structures being built before 1970. Newer housing stock is primarily located in St. Charles County, including O’Fallon. Jefferson County’s housing has the most even distribution of development. Overall, almost 60% of the Consortium areas’ housing was constructed prior to 1978. The environmental hazards caused by the deterioration of lead-based paint and non-lead safe renovation in these older homes and multi-family structures leads to the poisoning of children.

How are the actions listed above integrated into housing policies and procedures?

A major component of past and future lead grant initiatives is education and outreach. The County’s Lead Supervisor provides information, literature and do-it-yourself cleaning kits to homeowners, landlords, housing code enforcement personnel, day-care centers and schools.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Policies and procedures learned from the lead program have been incorporated into the County’s Home Improvement Program (HIP) and HOME Program. Applicants can participate in both the HIP and Lead program with many of the lead applicants coming from current or former HIP cases. Repairs to painted surfaces are not eligible under the HIP unless they have tested negative for lead based paint. Under the HOME-funded Homebuyer Assistance Program, a visual inspection is made for flaking and peeling paint on all homes built before 1978.

Since lead-based paint hazards are still prevalent throughout St. Louis County, the Office of Community Development (OCD) will actively seek out grant funds whenever available. When HUD issues additional Notices of Available Funding (NOFA) for the Lead-Based Paint Hazard Control Program, OCD will make its best effort to respond and secure additional grant funds to carry out this important work.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-70 Anti-Poverty Strategy - 91.415, 91.215(j)

Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-80 Monitoring - 91.230

Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

CDBG MONITORING

To ensure that CDBG funds are being spent in a timely and effective manner, St. Louis County monitors all CDBG activities for compliance with program regulations. Funding agreements specify all compliance and reporting requirements and provide for the suspension of funds or termination of contract for any performance deficiencies. All subrecipients are required to retain copies of all documents related to CDBG expenditures for four years after the submission of the CDBG Consolidated Annual Performance Evaluation Report (CAPER) for the year in which the activity was completed.

For construction and demolition activities, community development staff physically monitors the activity site for adherence to the terms of the contract and applicable federal regulations. This includes photographing the site and making contact with the contractor’s employees, the subrecipient’s representatives, or both.

For all subrecipients regardless of activity, community development staff conducts an annual monitoring visit at the subrecipient’s office wherein CDBG activity files and other aspects of the program are reviewed for compliance with program guidelines and applicable regulations.

HOME MONITORING

St. Louis County monitors all HOME projects to ensure that all eligible activities are being carried out in conformance with applicable Federal requirements and procedures. This is accomplished through desk monitoring and on-site monitoring throughout the affordability period of each project.

HOME-funded rental projects are monitored based on the total number of units in the project: 1 to 4 units are monitored every three years; 5 to 25 units are monitored every two years; and 26 or more units are monitored annually. During the monitoring process, units are monitored for compliance with income determination, rent requirements, utility allowance and property standard requirements by reviewing tenant files as well as conducting physical inspections.

HOME-funded CHDO projects are monitored on an annual basis throughout the affordability period. Quarterly reports are submitted to St. Louis County for review; a Final Report is submitted at the end of the affordability period.

Subrecipients participating in the HOME homebuyer program are monitored on an annual basis. Down payment assistance files are reviewed once prior to reiumbursement of funds.

OMB Control No: 2506-0117 (exp. 09/30/2021)

ESG Monitoring

ESG funded projects are monitored annually on a programmatic, fiscal and data management level to ensure that all eligible activities are being carried out according to the federal guidelines. For programmatic and fiscal monitoring, the appropriate St. Louis County staff person contacts the funded agency by letter to announce the visit; for data management, the HMIS lead contacts the funded agency to announce their visit. An onsite visit occurs with a review of a sampling of client files, grant funded employee files, a site visit (or visits to scattered site units if applicable), audit/financial review and review to maintain HMIS and confidentiality security measures are in place. During the site visit, any concerns are noted and a follow up letter is issued with a timeframe for corrective action.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Strategic Plan

SP-05 Overview Strategic Plan Overview

This Strategic Plan portion of the Consolidated Plan identifies specific strategies and associated goals to address community needs over the next five years (FY2021-FY2025) that are consistent with the goals and requirements of the CDBG program.

Due to the limited dollar amount of funds available from the CDBG program, the City of Florissant has determined, through a needs assessment, market analysis, and public participation process, that it is in the best interest of the community to continue to concentrate limited CBDG funds in a few areas of primary concern over the next five years. Housing, Public Services, and the Removal of Architectural Barriers have been the focus in the past and will remain the focus over the next five years. There continues to be a need and concern regarding the preservation and maintenance of existing structures, homeownership, lead, and emergency repair throughout the City. The programs addressing these issues that the City currently funds have been very popular and have met a great need in the community. In addition, Public Services programs such as programs for persons with disabilities and emergency mortgage, rental, and utility assistance have been identified through the needs assessment and public participation process as important strategies for serving City residents.

SP-10 Geographic Priorities - 91.415, 91.215(a)(1)

Geographic Area

Table 8 - Geographic Priority Areas

1 Area Name: City of Florissant

Area Type: Local Target area

Other Target Area Description:

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

General Allocation Priorities

Describe the basis for allocating investments geographically within the state

The City of Florissant will not be allocating CDBG funded programs based on geographic target areas. CDBG investments are made city-wide since low- to moderate-income persons are not concentrated in a single geographic area of the City. Instead, programs funds will be distributed based on need and eligibility. It is important to note that other City of Florissant programs not covered by this Consolidated Plan are geographically targeted. For example, the City of Florissant applied for and received a grant from the Neighborhood Stabilization Program (NSP) through the Department of Housing and Urban Development (HUD) Recovery Act funds. The City was awarded $1.5 million dollars for the purchase, rehabilitation, and resale of foreclosed homes in order to stabilize neighborhoods and stem the decline of house values of neighboring homes. The City continues to administer this program through the original award amount and additional Program Income. No other local, state, or federal funds will be utilized for these projects. These NSP projects are geographically targeted to NSP-eligible areas within the City of Florissant.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-25 Priority Needs - 91.415, 91.215(a)(2)

Priority Needs

Table 9 – Priority Needs Summary

1 Priority Need Name Housing Repair and Improvement

Priority Level High Population Extremely Low Low Moderate

Large Families

Families with Children

Elderly

Geographic Areas Affected City of Florissant

Associated Goals

Home Improvement Program

Home Improvement Program - Mechanical Administration

Description

Basis for Relative Priority

Housing Repair and Improvments for Low-to-Moderate Income Homeowners

Relative priorities were based on the needs and market analyses, as well as public input from the Citizens Participation Committee.

2 Priority Need Name Housing Accessibility

Priority Level High Population Extremely Low Low

Moderate

Large Families Families with Children

Elderly

Elderly

Frail Elderly

Persons with Physical Disabilities

Geographic Areas Affected City of Florissant

OMB Control No: 2506-0117 (exp. 09/30/2021)

Associated Goals Project I.M.P.A.C.T. Administration

Description Housing Accessibility for Low-to-Moderate Income Homeowners

Basis for Relative Priority Relative priorities were based on the needs and market analyses, as well as public input from the Citizens Participation Committee.

3 Priority Need Name Services for Persons with Disabilities

Priority Level High Population Extremely Low Low Moderate Elderly Elderly Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Geographic Areas Affected City of Florissant

Associated Goals Project I.M.P.A.C.T. Administration

Description Services for low-to-moderate income persons with disabilities

Basis for Relative Priority Relative priorities were based on the needs and market analyses, as well as public input from the Citizens Participation Committee.

4 Priority Need Name Emergency Mortgage, Rental, and Utility Assistance

Priority Level High Population Extremely Low Low Moderate

Geographic Areas Affected City of Florissant

Associated Goals Mortgage, Rent & Utility Assistance Administration

Description Emergency mortgage, rental, and utility assistance for low- to moderateincome renters and homeowners.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Basis for Relative Priority

Narrative (Optional)

Relative priorities were based on the needs and market analyses, as well as public input from the Citizens Participation Committee.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-35 Anticipated Resources - 91.420(b), 91.215(a)(4), 91.220(c)(1,2)

Introduction

The City of Florissant expects an allocation of $266,269 in CDBG funding for FY2021. During the FY2016-FY2020 Consolidated Plan period, CDBG allocations varied between $212,059 (lowest allocation) and 257,640 (highest allocation) with an average allocation of $296,579. The chart below assumes that same average allocation of $296,579 for each of the five years FY2021, FY2022, FY2023, FY2024 and FY2025.

Anticipated Resources

The City of Florissant expects a CDBG allocation of $266,269 for FY2021 and the average allocation of $296,579 for following years.

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 10 - Anticipated Resources

While the City of Florissant has a small CDBG allocation, it is very highly leveraged through the Project I.M.P.A.C.T. program in order to provide home repairs and accessibility improvements to the maximum number of low- to moderate-income disabled Florissant residents. The Project I.M.P.A.C.T. program uses CDBG funding to purchase wheelchair ramps, materials and supplies for homes that are then rehabbed by qualified volunteers. The volunteer labor allows more households to be served with limited funding.

If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan

At the current time, no Identified publicly owned land or property to be sued to address the needs identified in the plan.

Discussion

Over the past decade The City of Florissant has become more effective at stretching CDBG dollars by creating new relationships with donors, volunteers, and other organizations to support the highly leveraged Project I.M.P.A.C.T. program.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-40 Institutional Delivery Structure - 91.415, 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Table

Assess of Strengths and Gaps in the Institutional Delivery System

The City of Florissant Department of Housing and Community Development administers the programs funded by the Community Development Block Grant. Private contractors do the actual work of rehabilitation services. The City staff is able to adequately monitor these contractors to assure that services are provided as promised.

The City administers the plans to all but one program funded with CDBG money. This allows staff to have a constant hand in the successfulness of the programs with regards to being responsive and the overall completion of paperwork and projects. Staff follows up with residents participating in the Home Improvement Program and receives top scores and feedback from those who participated. There are not any gaps in the Institutional Delivery System.

The City of Florissant does not administer ESG or HOPWA funding. Improvement of the Institutional Delivery System for homeless persons and persons with HIV falls under the purview of the St. Louis County Continuum of Care.

Availability of services targeted to homeless persons and persons with HIV and mainstream services

Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

The COC addresses homelessness in our Community. The group collects information on homelessness within the community and maintains information on shelters and other homeless resources. Members of the Continuum of Care gives agencies the opportunity to apply for competitive federal funding to provide homeless services. The Continuum model of homeless services included Outreach/Intake & Assessment, Emergency Shelter, Transitional Housing, Supportive Services, Permanent Supportive, Housing and Permanent Housing, as well as rapid rehousing of homeless families as appropriate.

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

See above

Table 12 - Homeless Prevention Services Summary

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

The institutional structure to carry out the programs referenced in this Annual Action Plan is already strong. The City of Florissant Department of Housing and Community Development administers the programs funded by the Community Development Block Grant. Private contractors do the actual work of rehabilitation services. The City staff is able to adequately monitor these contractors to assure that services are provided as promised.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-45 Goals - 91.415, 91.215(a)(4)

Table 13 – Goals Summary

Goal Descriptions

1 Goal Name Home Improvement Program

Goal Description Designed to help low- to moderate-income homeowners with much needed home repairs that they otherwise would not be able to afford. The repairs will improve recipients’ living environment and, in some cases, help the recipients stay in their homes. The program will provide a no-interest, $5,000 five-year forgivable loan to qualifying households for the rehabilitation of owner-occupied single-family dwellings. The purpose of the loan will be to bring existing housing up to the City’s minimum housing standards/codes and to address accessibility and safety issues. The household must qualify as low- to moderate-income. The program is available community-wide.

2 Goal Name Home Improvement Program - Mechanical

Goal Description In recent years, the need for the replacement of heating and cooling units has been quite significant, especially in emergency situations. The Home Improvement Program - Mechanical will be offered as a grant to low- to moderateincome homeowners for the replacement of heating and/or cooling units and will be available on a first come first serve basis throughout the year until funding has been expended. The repairs will improve recipients’ living environments and, in some cases, help the recipients to stay in their homes. The household must qualify as low- to moderate-income. The program is available community-wide.

3 Goal Name Project I.M.P.A.C.T.

Goal Description Funds will be expended to provide materials for the construction of wheelchair ramps, purchase materials and supplies for homes being repaired by volunteer groups, and to help with dumpsters in situations where our residents have been temporarily displaced from their homes due to health and safety issues. The City of Florissant has been experiencing a shortage of experienced volunteer groups that are qualified to do the construction of ADA compliant wheelchair ramps. When the situation arises that no volunteer group is qualified and available to do this work, the program will allow up to $3,000 of Project IMPACT funds to be used towards the materials and construction of these ramps. These activities will improve recipients’ living environments and, in some cases, help the recipients stay in their homes. The household must qualify as low- to moderate-income, disabled or indigent residents. The program is available community-wide.

OMB Control No: 2506-0117 (exp. 09/30/2021)

4 Goal Name Mortgage, Rent & Utility Assistance

Goal Description The City works with CAASTLC, a local service provider, to administer the mortgage, rental, and utility assistance program to serve low- to moderate-income households facing emergency or severe temporary economic hardship. This program is designed to help residents stay in their homes, whether they are home owners or renters

5 Goal Name Administration

Goal Description Funds will be used to pay costs associated with the administration of the CDBG program. Funds will pay for supplies, staff salaries, public notices, indirect costs and other costs associated with the grant.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

The City of Florissant does not have a large enough allocation to provide new affordable housing units. However, The City of Florissant anticipates serving 265 households with programs to maintain affordability through home repair and mortgage and rental assistance over a fiveyear period.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-65 Lead-based Paint Hazards - 91.415, 91.215(i)

Actions to address LBP hazards and increase access to housing without LBP hazards

The City of Florissant continues to pursue an active role in eliminating the hazards of the lead-based paint in its housing stock. Staff successfully completed HUD’s Office of Lead Hazard Control’s Visual Assessment course pursuant to 24 CFR Part 35. All homeowners in the Home Improvement Program Loan Program with houses built before 1978 are given the “Protect Your Family from Lead In Your Home” Pamphlet, the Lead Renovation Guide and must sign a “Confirmation of Receipt” for documentation purposes. In addition, the homes must undergo Lead Based Paint Testing on the areas of the home where a visual inspection is made for flaking and peeling paint does not pass. Bid packages containing work specifications will be bid out to pre-approved licensed lead abatement contractors. Dust and soil clearance tests will be performed after the work has been completed.

The City will continue to work with the St. Louis County Lead Surveillance Program to screen and evaluate children for lead absorption, and initiate treatment when needed. The Community Development Office will continue to be responsible for networking with appropriate City and County departments and other service providers in this area. In addition, the Community Development Office will maintain its close contact with the St. Louis Office of Community Development’s Home Improvement staff and the designated lead coordinator, in order to comply with the lead-based paint regulations that went into effect in September 2000.

How are the actions listed above integrated into housing policies and procedures?

Staff successfully completed HUD’s Office of Lead Hazard Control’s Visual Assessment course pursuant to 24 CFR Part 35. All homeowners in the Home Improvement Program Loan Program with houses built before 1978 are given the “Protect Your Family from Lead In Your Home” Pamphlet, the Lead Renovation Guide and must sign a “Confirmation of Receipt” for documentation purposes. In addition the homes must undergo Lead Based Paint Testing on the areas of the home where a visual inspection is made for flaking and peeling paint does not pass. Bid packages containing work specifications will be bid out to pre-approved licensed lead abatement contractors. Dust and soil clearance tests will be performed after the work has been completed.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-70 Anti-Poverty Strategy - 91.415, 91.215(j)

Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

While poverty is a complex issue and not solvable with CDBG funding alone, the City of Florissant has designed existing CDBG programs and policies with the goal of contributing to the reduction of the number of poverty-level families in the jurisdiction. The City of Florissant housing rehabilitation programs (the Home Improvement Program, Home Improvement Program – Mechanical, and the Project I.M.P.A.C.T. Program) provides a way for low income persons to maintain their existing homes without investing their own resources into repairs and rehabilitation. The emergency mortgage, rental, and utility assistance program provides a similar safety net for both owner and renter households.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

A great deal of national research has been done on the importance of “housing as a platform” to improve quality of life. Access to safe, stable, and affordable housing has been linked to higher educational achievement for children, better economic prospects for parents, and improved health and well-being. Given that the City of Florissant’s Analysis of Impediments to Fair Housing identifies Florissant as an area of high opportunity (low poverty, high school proficiency, and high labor market engagement) relative to many areas in north St. Louis County, safe, stable, and affordable housing options within the City of Florissant are especially likely to contribute to positive outcomes for individuals and families and ultimately reduce poverty. Therefore, City of Florissant CDBG programs around housing repair and assistance are important tools for long term poverty reduction.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-80 Monitoring - 91.230

Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

OMB Control No: 2506-0117 (exp. 09/30/2021)

Strategic Plan

SP-05 Overview Strategic Plan Overview

The strategic plan portion of the Consolidated Plan identifies specific strategies and goals to address community needs over the next five-year period that are consistent with the goals and requirements of the U.S Department of Housing and Urban Development Community Development Block Grant (CDBG) Program.

The overall goal of the Jefferson County Entitlement Program is to work towards developing viable rural community-based programs that provide suitable living environments, decent housing and the creation of economic opportunities for primarily low-income to moderate-income persons living within Jefferson County and its participating municipalities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-10 Geographic Priorities - 91.415, 91.215(a)(1)

Geographic Area

Table 14 - Geographic Priority Areas

1 Area Name: Jefferson County

Area Type: County

Other Target Area Description: County

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area.

Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

General Allocation Priorities

Describe the basis for allocating investments geographically within the state

Geographic allocation of Investments:

Because Jefferson County qualifies as an Urban County as defined by the U.S. Department of Housing and Urban Development (HUD), the size of its entitlement (CDBG and HOME funding) is determined by both unincorporated residents and residents of the participating municipalities. Currently 13 out of 15 municipalities have joined Jefferson County in meeting the requirements necessary to receive funding.

Because the primary national objective of the Consolidated Plan is to assist and benefit low-income and moderate-income residents, Jefferson County’s grant program funds will be targeted to low-income and moderate-income residents, neighborhoods and activities that benefit these residents as a whole.

The Jefferson County Entitlement program is comprised of County-wide programs which include but are not limited to housing rehabilitation, sanitary sewer infrastructure (both individual residential and municipal), storm water infrastructure (municipal), removal of architectural barriers/Americans With

OMB Control No: 2506-0117 (exp. 09/30/2021)

Disabilities Act and any similar, low-to-moderate-income activities deemed a priority during the planning process. 100% of the Entitlement funds are available to residents of all unincorporated areas of the County as well as within the jurisdictions of the participating municipalities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-25 Priority Needs - 91.415, 91.215(a)(2)

Priority Needs

Table 15 –

1

Priority Needs Summary

Priority Need Name

Affordable Housing

Priority Level High

Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Rural Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Geographic Areas Affected

County

Goals Home Rehabilitation Program

Associated

Private Sanitary Sewer System Replacement Program

Residential Public Sewer Tap-on Program

Administration

Fair Housing Program

Community Services Program

Homelessness Prevention

Description

Housing repairs and sewer improvements, First time home buyers down payment assistance, flood or hazard mitigation, fair housing education, development additional affordable/accessible housing units for low-tomoderate income residents.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Basis for Relative Priority

Priorities are based on public needs and analysis of local demographics.

2 Priority Need Name Non-Housing Community Development

Priority Level High

Population Extremely Low

Low Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Rural

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Unaccompanied Youth

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Non-housing Community Development

Geographic Areas Affected County

OMB Control No: 2506-0117 (exp. 09/30/2021)

Associated Goals

Handicap/ADA Public Facility Assistance Program

Residential Public Sewer Tap-on Program

Sewer Infrastructure Program

Stormwater Infrastructure Program

Administration

Fair Housing Program

Community Services Program

Homelessness Prevention

Description Repairs to or construction of public infrastructure or public facilities, removal of architectural barriers, providing public services, expanding economic opportunities to low-to-moderate income residents.

Basis for Relative Priority

Priorities are based on public needs and analysis of local demographics

3 Priority Need Name Suitable Living Environments

Priority Level High

OMB Control No: 2506-0117 (exp. 09/30/2021)

Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Rural

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Unaccompanied Youth

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Non-housing Community Development

Geographic Areas Affected County

Associated Goals

Handicap/ADA Public Facility Assistance Program

Administration

Fair Housing Program

Community Services Program

Homelessness Prevention

Description Removal of architectural barriers, community services including broadband internet, communication services, health services, education, library, food and supplies availability, public transportation, nondiscrimination education for lowto-moderate income residents.

Basis for Relative Priority

Priorities are based on public needs and analysis of local demographics.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Narrative (Optional)

As previously stated, Jefferson County does have available housing units both new and old to meet the needs of its residents (ACS 2019 figures show 90,974 housing units: 84,444 occupied and 6,530 or 7.2% vacant). However, low-income residents do have affordability issues in accessing the available units and sustaining themselves in units already owned. During the next 5 years, Jefferson County will focus its resources on bridging the sustainability issues of its citizens. With very limited State and Local resources, federal programs will be the primary vehicle for meeting identified needs. Public Housing is virtually unavailable to the majority of residents with there being only one public housing development currently within the county (privately-owned single-family units; approximately 56 units). With they’re not being sufficient funding to afford the building of new units; the current Section 8 voucher program will cover the largest part of the housing assistance needs within Jefferson County. This program is administered by the Jefferson/ Franklin Community Action Corporation and is separate from formula grant funding received through the Entitlement Program. For this reason, Jefferson County will focus its CDBG funding on sustainability issues for homeowners in the form of housing and infrastructure repairs while its HOME funding will focus on home ownership/permanent housing for its LMI residents.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-35 Anticipated Resources - 91.420(b),

Introduction

91.215(a)(4), 91.220(c)(1,2)

Jefferson County expects to receive $1,227,779 for 2021 and anticipates receiving yearly allocations equal or less than for the next five years. Accordingly, this funding amount has been used to calculate total funding for the remainder of the Con Plan period.

Anticipated Resources

Resources anticipated based upon 2021 funding allocation

Table 16 - Anticipated Resources

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

While Jefferson County does not require matching funds on infrastructure projects, it is highly encouraged, and past projects have shown a significant amount of “in-kind” labor injected into projects by the entities receiving funds.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Regarding leveraging, both the Homeowner Rehabilitation and Private Sanitary Sewer Replacement programs provide funds for needed home repairs to LMI residents, who could not otherwise afford them, allowing them to sustain the value of their individual homes. The Public Sewer and Storm Water Infrastructure programs provide funding to allow municipalities to make needed infrastructure improvements that typically may not be carried out as a result of budgetary constraints. By funding these activities, the municipalities can either reduce or maintain the current overall operating costs of such systems resulting in a reduction of required cost increases which significantly burden LMI households.

If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan

At this point in time, the Jefferson County CDBG program does not have any programs that purchases or directly uses publicly owned land or property. If a need is identified in future years this option may be considered.

Discussion

The Jefferson County CDBG program utilizes partnerships with other programs when possible (i.e., weatherization, volunteer groups, local churches, etc.) to assist our LMI households in obtaining the maximum needed repairs available to them. The infrastructure programs by not requiring “matching funds” have resulted in a higher number of public improvements being completed as projects of this magnitude, especially in predominately LMI areas are often not funded by municipalities due to budgetary constraints or other higher priority needs.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-40 Institutional Delivery Structure - 91.415, 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Jurisdiction

Homelessness

Non-homeless special needs

Ownership Planning neighborhood improvements

public facilities

public services

Assess of Strengths and Gaps in the Institutional Delivery System

The Economic Development Corporation of Jefferson County, a public not-for-profit corporation is contracted by the County of Jefferson and is responsible for administration of the yearly allocation of Community Development Block Grant (CDBG) and Home Investment Partnership (HOME) funds. The EDC directly administers the CDBG funding in house. The HOME funds are administered through the St. Louis HOME Consortium of which Jefferson County is a participating member. The EDC has served in the role of Program Administrator since the Jefferson County Entitlement Program inception in 2004 and has consistently received HUD approval for all related activities and reports of the CDBG program.

Availability of services targeted to homeless persons and persons with HIV and mainstream services

OMB Control No: 2506-0117 (exp. 09/30/2021)

Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

Jefferson County does not receive direct homeless funds. Jefferson County is a part of the Balance of State CoC

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

Jefferson County does not receive direct homeless funds but, it is assumed that one of the largest gaps in the identified service delivery system of Jefferson County is that of transportation. No formal County wide public transportation system exists within our County

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

Jefferson County is a member of the Balance of State Continuum of Care (Coc) and does not receive homeless funding itself considering the significantly small number of homeless persons in the County as formally identified in the point-in-time count. Therefore, Jefferson County will continue to participate and support the endeavors, strategies and priorities of the CoC to overcome any identified gaps in both the institutional structure and service delivery system

Table 18 - Homeless Prevention Services Summary

SP-45 Goals - 91.415, 91.215(a)(4)

Goal Descriptions

1 Goal Name Home Rehabilitation Program

Goal Description This is a two-year forgivable loan of up to $15,000 available to LMI owner occupied residents’ that are at or below 80% of median income for the repair of health and safety issues to their existing owner-occupied home. Homes must be located in either unincorporated Jefferson County or within a participating municipality

2 Goal Name Private Sanitary Sewer System Replacement Program

Goal Description This is a two-year forgivable loan of up to $20,000 available to LMI owner occupied residents’ that are at or below 80% of median income for the repair or total replacement of failing private on-site sanitary sewer systems of owner-occupied homes. Failing Status must be able to be verified through the Jefferson County Building Department or by licensed sewer inspectors. All repairs, replacements, and associated engineering work must be completed by a licensed professional verified on file with the Jefferson County Building Department. Homes must be located within unincorporated Jefferson County or within a participating municipality

3 Goal Name Handicap/ADA Public Facility Assistance Program

Goal Description This program is designed to assist Jefferson County and its participating municipalities in handicap accessing its public facilities and public service areas, primarily parks, sidewalks including curb cuts and other areas of public egress. Funds to offset costs will be made available for application in the amount of up to $20,000 per barrier removed. Projects in predominately LMI areas will receive a higher priority rating.

4 Goal Name Residential Public Sewer Tap-on Program

Goal Description This is a onetime grant equal to the amount of the sewer tap-on fee charged by the public sewer district available to LMI owner occupied residents’ that are at or below 80% of median income for the fees/costs associated with residential new service hook-up to a centralized sewer collection service. Homes must be located within unincorporated Jefferson County or within a participating municipality.

5 Goal Name Sewer Infrastructure Program

Goal Description This program is available to participating municipalities and all public sewer districts/departments located within unincorporated Jefferson County and participating municipalities. The program is designed to offset costs incurred by such districts/departments for the replacement or upgrading of public sewer service to a predominately low- to moderate-income areas. Eligible costs include but are not limited to installation or renovation of existing “main” sewer lines. These funds are awarded on a competitive basis yearly. Application amount divided by $5,000 per LMI home/overall project, maximum of $250,000 per project.

OMB Control No: 2506-0117 (exp. 09/30/2021)

6 Goal Name Stormwater Infrastructure Program

Goal Description This program is available to all participating municipalities and public sewer districts/departments located within unincorporated Jefferson County and participating municipalities. The program is designed to offset costs incurred by such districts/departments for the replacement or upgrading of public storm water service to a predominately low- to moderate-income areas. Eligible costs include but are not limited to installation or renovation of existing “main” retention-elimination system lines and for repairs needed to eliminate storm water erosion in predominately low- to moderate-income areas. These funds are awarded on a competitive basis yearly. Application amount divided by $5,000 per LMI home/overall project, maximum of $250,000 per project.

7 Goal Name Administration

Goal Description

These funds will pay the expenses for the general administration of the CDBG programs described in this application (i.e., salaries, benefits, operating costs, etc.) These administration funds are reimbursed to the contracted CDBG administrator, the EDC of Jefferson County.

8 Goal Name Fair Housing Program

Goal Description Jefferson County will attempt to conduct a minimum of one public activity which furthers fair housing in Jefferson County, tentatively planned to coincide with the month of April, as it is designated at “Fair Housing Month”. It is anticipated that Jefferson County will partner with the (EHOC) Metropolitan St. Louis Equal Housing Opportunity Council, to provide expanded educational opportunities to all citizens of Jefferson County regarding the Fair Housing Act, civil rights and any and all related activities that affirmatively furthers fair housing in Jefferson County. Efforts may include but are not limited to physical public activities or meetings and/or printed literature made available to the residents of Jefferson County.

9 Goal Name Community Services Program

Goal Description Jefferson County will attempt to collect data, analyze and determine if additional public community services such as broadband internet, communication services, health services, education, library, food and supplies availability, public transportation can be expanded within the county for the benefit of predominately low- to moderate-income areas. If such services can be identified programs will be designed at that point.

OMB Control No: 2506-0117 (exp. 09/30/2021)

10 Goal Name Homelessness Prevention

Goal Description Jefferson County will attempt to collect data, analyze and determine if additional services related to the prevention of homelessness can be developed within Jefferson County. During the COVID Pandemic staff and County personnel were periodically notified by individuals and organizations that were providing food and assistance of a potential increase in unaccounted for individuals presumed to be residing in homeless situations within Jefferson County. While no official count of these individuals exists at this time, CDBG staff intends to work closely with both existing organizations and County personnel over the next five-year consolidated plan period to address this situation if capable of confirmation. If such confirmation is determined, programs will be designed at that point.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

It is estimated that 2,500 low-to moderate income households will recieve assistance for affordable housing.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-65 Lead-based Paint Hazards - 91.415, 91.215(i)

Actions to address LBP hazards and increase access to housing without LBP hazards

Jefferson County will continue existing efforts to reduce the Lead Paint Hazards in the County. This goal is achieved through the County’s Home Rehabilitation Programs in which contractors comply with all applicable Federal and State regulations. Jefferson County administration staff and contractors utilized are trained in Lead Safe Work Practices as required by our current funding levels per housing unit.

Jefferson County follows Federal and State of Missouri regulations in testing for lead and mitigating its affects. All housing units that are assisted with CDBG or HOME funding are inspected for deteriorated paint. Further, Jefferson County utilizes the services of Herlacher Angleton Associates, LLC, Barnhart, MO to execute lead-based paint risk assessments/lead testing for all homes constructed prior to 1978. All surfaces are treated using lead safe work practices and activity clearance is obtained, if necessary, from the assessment authorities. Jefferson County does not receive any additional funding for direct lead remediation.

How are the actions listed above integrated into housing policies and procedures?

Jefferson County will continue its existing efforts to reduce the Lead Paint Hazards in the County. This goal is achieved through the County’s Home Rehabilitation Programs in which contractors comply with all applicable Federal and State regulations. Jefferson County administration staff and contractors utilized are trained in Lead Safe Work Practices as required by our current funding levels per housing unit.

Jefferson County follows Federal and State of Missouri regulations in testing for lead and mitigating its affects. All housing units that are assisted with CDBG or HOME funding are inspected for deteriorated paint. Further, Jefferson County utilizes the services of Herlacher Angleton Associates, LLC, Barnhart, MO to execute lead-based paint risk assessments/lead testing for all homes constructed prior to 1978. All surfaces are treated using lead safe work practices and activity clearance is obtained, if necessary, from the assessment authorities. Jefferson County does not receive any additional funding for direct lead remediation.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-70 Anti-Poverty Strategy - 91.415, 91.215(j)

Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

A number of governmental agencies and private organizations operate programs within Jefferson County to reduce public funding dependency and poverty among its residents. Primarily among those agencies are the Missouri Division of Family Services and the Jefferson/Franklin Community Action Agency, both of which are state and federally funded. They offer broad based assistance to primarily welfare recipients and the extremely low to low-income residents. Assistance includes but is not limited to food stamps, Medicaid health insurance, aid to dependent children, Section 8 housing vouchers, WIC, counseling, family self-sufficiency programs and several other programs which provide assistance to our low-income residents. Jefferson County seeks to reduce the number of poverty level families by investing its CDBG and HOME funds into programs and projects that support affordable housing overall and foster self-sufficiency and sustainability.

Jefferson County, like many other sister communities has seen high unemployment rates and dramatically decreased new housing starts over the past several years. Existing small ¿Starter¿ type housing units that tend to be more affordable for LMI families are typically not readily available in all areas of Jefferson County. The housing slowdown has significantly reduced additional units of this size and price range from coming ¿online¿ in the past couple of years. These trends put an additional burden on individuals and families at and below the poverty level. In many cases, low-income families are forced to pay a disproportionate amount of their incomes for safe and affordable housing which in turn affects all aspects of an individual or family¿s success in life.

Specific projects and their roll of poverty reduction: Housing Rehabilitation Program, Private Sanitary Sewer System Program and the Sewer Tap-on Program all provide needed repairs or public sewer service to homes of LMI individuals who would otherwise be financially unable to bring their homes into a more sustainable condition and in many cases reduce conditions under which their homes could be condemned. Sewer and Storm Water Infrastructure Programs provides funds to municipalities to improve/replace deteriorated public sanitary and storm water sewer service to LMI individuals who are otherwise financially unable to reduce their utility costs which brings their homes into a more sustainable condition.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

To address this, the Jefferson County Entitlement program, in an effort to enhance but not duplicate service, utilizes referrals (in addition to its own outside applicants) from all local agencies to help provide additional services in order to assist these individuals on their track from dependency to independency. This is achieved through several programs/activities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

The first-time home buyer program operated through the County¿s HOME funds provides financial assistance to LMI residents wishing to achieve their goal of home ownership, the home rehabilitation programs provide funds to alleviate health and safety issues to existing housing units (most Jefferson County LMI residents locate in older homes needing repairs due to their affordability). Job training/economic development is provided through the County¿s various business funding programs offered primarily through the EDC and local banks (direct micro-enterprise program when funding is available) and through support of the County¿s workforce development program which utilizes Jefferson College¿s extensive workforce development programs and the Missouri Career Center System which serves as a labor exchange for both businesses and job seekers.

Unfortunately, Jefferson County has little to no identifiable transitional housing. While the need seems to exist, insufficient funding levels have played a major factor in meeting this need. The county will continue to search for additional funding and/or partner organizations to help meet this need, but the County is doubtful that it will be satisfied within this 5-year consolidated plan period.

Over the next 5 years Jefferson County will attempt to reduce the number of persons at or below the poverty line by collaborating and supporting other local agencies that assist LMI residents, coordinating services when possible, and to expand its own programs and services. Additionally, Jefferson County will continue to work with the Economic Development Corporation and the Industrial Development Authority to support economic development projects aimed at stimulating job opportunity and growth of jobs in high unemployment areas.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-80 Monitoring - 91.230

Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

The program administrator (EDC) has all monitoring responsibilities for the CDBG programs. The EDC is assisted in its monitoring efforts by officials of Jefferson County on an as needed basis. Prior to issuing payments for any goods or services funded under the various programs, the EDC staff verifies that the goods or services have been provided and that the various program requirements have been met. The EDC and Jefferson County assume total responsibility for CDBG federal requirements including environmental reviews, labor standards, information on utilization of minority businesses, bidding and contact requirements and follow procurement procedures as set forth by the County of Jefferson. All programs and their recipients are monitored on a step-by-step basis as outlined in the individual program requirements until completion of that activity.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Strategic Plan

SP-05 Overview Strategic Plan Overview

Due to the limited dollar amount of funds from the CDBG program, the City determined that it was in the best interest of the community to continue to concentrate the funds in a few areas of primary concern. Through consultation with area public service agencies, the O’Fallon City Council, and City staff, the primary area of need in O’Fallon has been determined to be housing. There is a need for homeownership assistance for low-to-moderate income persons. The community is also concerned with the preservation and maintenance of existing structures. It is the City’s goal to utilize the majority of CDBG funds to further affordable housing, to rehabilitate existing housing stock, to provide transportation access, to prevent homelessness and to encourage accessibility.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-10 Geographic Priorities - 91.415, 91.215(a)(1)

Geographic Area

Table 20 - Geographic Priority Areas

1 Area Name: O'FALLON

Area Type: Local Target area

Other Target Area Description:

HUD Approval Date:

% of Low/ Mod:

Revital Type: Housing

Other Revital Description:

Identify the neighborhood boundaries for this target area.

Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

General Allocation Priorities

Describe the basis for allocating investments geographically within the state

CDBG investments are made city-wide since low-to-moderate income persons are not concentrated in only one geographic area of the City. The North Side of O’Fallon between Interstate 70 and Tom Ginnever Road has a concentration of the older housing stock and lower assessed home values. However, low-to-moderate income individuals live throughout the city, as evidenced by the distribution of mobile home parks and multi-family housing structures.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-25 Priority Needs - 91.415, 91.215(a)(2)

Priority Needs

Table 21 – Priority Needs Summary

1 Priority Need Name Preservation of Existing Homes

Priority Level High Population Extremely Low Low

Large Families

Families with Children Elderly

Geographic Areas Affected

Associated Goals

O'FALLON

Home Repair Programs Administration & Planning

Description Preservation of existing homes through rehabilitation activities.

Basis for Relative Priority

Data analysis, agency consultation, and city staff consultation suggests that there are a significant percentage of lower-income households for which the cost of properly maintaining and repairing their home is a burden. At times, the high cost of maintenance requires these households to divert limited income from other urgent needs.

2 Priority Need Name Transportation

Priority Level High Population Extremely Low Low Moderate

Middle Elderly

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

OMB Control No: 2506-0117 (exp. 09/30/2021)

Geographic Areas Affected

O'FALLON

Associated Goals Transportation Program

Administration & Planning

Description Transportation is a key impediment to the accessibility of fair and affordable housing. As such, the City is instituting a more robust transportation program that will provide rides for medical appointments and activities essential to living, including but not limited to banking, shopping, and employment. Limited rides are available for residents aged 62 and older, residents with disabilities and/or LMI residents.

Basis for Relative

Priority

A.I. Impediment #2: Lack of transportation services…limits housing choices and access to employment, services, and resources.

3 Priority Need Name Homeless Prevention

Priority Level High Population Extremely Low Low

Moderate

Large Families

Families with Children

Elderly

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse

veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Unaccompanied Youth

Geographic Areas Affected

O'FALLON

Associated Goals Emergency Homeless Prevention Program

Administration & Planning

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description

Funding to approved contracted subrecipients to provide financial assistance to LMI O’Fallon residents for rent/utilities/mortgage needs to prevent eviction, foreclosure, and disconnect.

Basis for Relative Priority

Stable housing is paramount for the success of O’Fallon residents. Ensuring that bills are paid keeps residents living safely and stably in their homes, without added fear and crisis in what is oftentimes a stressful and traumatic experience

4 Priority Need Name Accessibility

Priority Level Low

Population Elderly Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Non-housing Community Development

Geographic Areas

Affected

O'FALLON

Associated Goals ADA Improvement Program Administration & Planning

Description Funding through repayment of a loan (Program Income) for FY2021 &FY2022 to address ADA accessibility of the City’s walkways.

Basis for Relative Priority

Narrative (Optional)

Ensures that all O’Fallon residents have access to essential living functions (shopping, banking, medical, employment).

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-35 Anticipated Resources - 91.420(b),

Introduction

91.215(a)(4), 91.220(c)(1,2)

Community Development Block Grant (CDBG) funding has experienced small, yet consistent increases. However, Program Income received by the city will decline significantly after FY2022, when NECAC will have fulfilled their financial obligation to the City in te rms of its loan repayment program. All City goals for 2021-2025 were created utilizing a specific estimated dollar amount to ensure goals are achievable.

Anticipated Resources

Internal Home Repair Program, External Home Repair Program, Mobile Home Repair Program, OFallon Transportation Program, Emergency Homeless Prevention Program Down Payment Assistance Program, General Administration/Planning

Table 22 -

Anticipated Resources

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

OMB Control No: 2506-0117 (exp. 09/30/2021)

The City of O'Fallon hosts a fundraiser each year to supplement the Home Repair Programs provided by the Community Development Block Grant. Approximately $20,000 is raised each year to ensure low-to-moderate O'Fallon homeowners remain living safely and independently within their homes.

The Down Payment Assistance Program is funded by HOME funds through the St. Louis County HOME Consortium rather than the CDBG funds. The program assists low-to-moderate income first-time homebuyers with the purchase of an affordable home. It requires that the eligible participants attend housing counseling before and during the assisted purchase of the home. This program is available community wide. The consortium has agreements with NECAC, Beyond Housing, The Housing Partnership and Better Family Life for program delivery and service. The City’s goal is to assist homeowners with down payment. Due to the HOME allocation from the St. Louis Home Consortium, 0% of total CDBG funds are allocated for this program.

There is at the current time, no identified publicly owned land or property to be used to address the needs identified in the plan.

Discussion

N/A; no further discussion to highlight.

OMB Control No: 2506-0117 (exp. 09/30/2021)

If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan

SP-40 Institutional Delivery Structure - 91.415, 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Subrecipient

Assess of Strengths and Gaps in the Institutional Delivery System

The City of O’Fallon has not witnessed any gaps in institutional delivery of services throughout the last five-year consolidated plan and plans to continue to contract with eligible agencies to administer services that the City cannot directly provide (transportation, emergency homeless prevention). Public Assistance staff will oversee application and client eligibility for some programs, while allowing the approved subrecipients to assist with others, per application and grant agreement guidelines. There is currently no Public Housing Authority within O’Fallon City Limits. However, NECAC will continue to oversee and administer the Housing Choice Voucher Program for the County at large, including the City of O’Fallon.

Availability of services targeted to homeless persons and persons with HIV and mainstream services

OMB Control No: 2506-0117 (exp. 09/30/2021)

Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

As outlined earlier in this document, the COC addresses homelessness in our Community. The group collects information on homelessness within the community and maintains information on shelters and other homeless resources. Members of the Continuum of Care gives agencies the opportunity to apply for competitive federal funding to provide homeless services in the tri-county area, including St Charles County, of which O’Fallon is part. The Continuum model of homeless services included Outreach/Intake & Assessment, Emergency Shelter, Transitional Housing, Supportive Services, Permanent Supportive, Housing and Permanent Housing, as well as rapid rehousing of homeless families as appropriate. Some of the services outlined above are limited services provided through area social service agencies, and all are coordinated through a general Homeless Management Information System (HMIS) and via the Coordinated Entry System aimed at mitigating trauma and crisis and creating an efficient and effective single point of entry to support housing insecure neighbors and battle homelessness.

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

See above description.

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

Table 24 - Homeless Prevention Services Summary

The Continuum of Care has integrated the use of a single point of data entry and collection HMIS system, called Caseworthy, that allows for all registered and community agencies to triage, track, and manage case management of those individuals receiving services, primarily housing and those focused on ameliorating homelessness in the community. It aims to be the single point of entry/use in the entire County, allowing for more accurate depiction of the area's homeless and service provision currently being provided. This database will also be able to identify gaps in service and in the way that organizations are supporting the community's homeless population.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-45 Goals - 91.415, 91.215(a)(4)

Table 25 – Goals Summary

Goal Descriptions

1 Goal Name Home Repair Programs

Goal Description Home Repair Programs to meet the housing repair needs of O'Fallon eligible residents.

2 Goal Name Emergency Homeless Prevention Program

Goal Description Funding via Public Services Cap to subreicpient(s) to provide financial assistance for rent, utilities, and/or mortgage payments.

3 Goal Name Transportation Program

Goal Description Through the Public Services Cap, contract with a subrecipient to provide a transportation program for individuals who are aging, who are disabled and/or who are low-to-moderate income.

4 Goal Name ADA Improvement Program

Goal Description Program Income used to address ADA and accesssibility infrastructure issues throughout the City. PI funding is exhausted in FY22.

5 Goal Name Administration & Planning

Goal Description 20% cap for planning and grant administration. Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

Due to the limited dollar amount of funds from the CDBG program, the City determined that it was in the best interest of the community to continue to concentrate the funds in a few areas of primary concern. Through consultation with area public service agencies, the O’Fallon City Council, and City staff, the primary area of need in O’Fallon has been determined to be housing. There is a need for homeownership assistance for low- to moderate- income persons. The community is also concerned with the preservation and maintenance of existing structures. It is the City’s goal to utilize the majority of CDBG funds to further affordable housing.

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O'Fallon is not a public housing authority, nor does it have a dedicated public housing specifically to its residents, but will partner with previously identified area nonprofit organizations to provide down-payment assistance through the St. Louis County Consortium HOME Down Payment Assistance Program. Each year, the City aims to assist 11 families.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-65 Lead-based Paint Hazards - 91.415, 91.215(i)

Actions to address LBP hazards and increase access to housing without LBP hazards

Staff successfully completes HUD’s Office of Lead Hazard Control’s Visual Assessment course pursuant to 24 CFR Part 35, and attends HUD sponsored Lead trainings when they are offered. All homeowners in the Home Improvement Loan Program with houses built before 1978 are given the “Protect Your Family from Lead In Your Home” pamphlet and must sign a “Confirmation of Receipt” for documentation purposes. In addition, when the possibility of the presence of lead is detected, the homes must undergo lead-based paint testing on the areas of a home where existing paint will be disturbed by home improvement projects.

Since much of the housing stock was built in the last 50 years, lead problems are not as prevalent as in other communities. Approximately 10.6% of the housing structures were built before 1980 with less than 2% built before 1950, according to 2019 ACS 5 Year Estimates Data Profile. When houses are found to contain lead, actions will be taken to consult with a lead hazards and abatement firm. Furthermore, strategies will be developed with other community organizations for educating rental property owners, homeowners, and occupants of rental housing about lead-based paint hazards. In addition to all homes built on or before January 1978, the northern area of the City will be targeted since it houses a majority of the City’s older housing stock.

Brochures are distributed at each initial meeting/inspection and reviewed, as needed, with the homeowner. The homeowner and the jurisdiction sign paperwork attesting to this action. The City building inspectors work closely with CDBG staff, including, but not limited to identifying lead hazard concerns.

How are the actions listed above integrated into housing policies and procedures?

All steps and actions listed in the above descriptions are outlined in O'Fallons CDBG policies and procedures manuals.

SP-70 Anti-Poverty Strategy - 91.415, 91.215(j)

Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

The City of O’Fallon, through CDBG and other City departments, provides programs and services to enhance the economic well-being of its LMI income households, and it is the City’s strategy is to continue to fund programs and services that reduce poverty. One of the key strategies identified to help accomplish the focus on the coordination of the programs to help facilitate self-sufficiency at the highest level possible. The strategies are currently implemented through a variety of methods, including home repair programs, down payment assistance and financial counseling, transportation access, emergency homeless prevention and community education on fair housing. There are also numerous agencies in our community that work actively to provide training and development to actively raise O’Fallon families out of poverty, including but limited to the St. Charles County Workforce Development Center, the St. Louis Crisis Nursery, Connections to Success, Habitat for Humanity. The City will continue to partner and consult with these agencies with the goal of reducing the number of poverty-level families.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

The Programs and goals created through the allocation of CDBG funds will continue to coordinate poverty reducing goals, programs and policies within the City of O’Fallon. Through the Administration and Planning cap, the City will continue to work with the Metropolitan St Louis Equal Housing and Opportunity Council (EHOC) to spread awareness of Fair Housing for Everyone. Education programs within the City such as homebuyer readiness, homeownership training, financial counseling and more build upon the fair housing awareness and accountability provided with EHOC to ensure sustainability and confidence. Community Development programs provide stability to neighborhoods by maintaining and improving the current housing stock. A household is more likely to succeed when assistance is available at the point of crisis. As a member of the COC, as well as several housing committees and teams, the City collaborates with nonprofit and social service agencies in the community to ensure safe, accessible and stable housing for its residents. To increase employment and business opportunities for low-moderate income households, O’Fallon complies with Section 3 HUD requirements which provides preference to low-very low-income residents regardless of race or gender.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-80 Monitoring - 91.230

Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

CDBG staff monitors all subrecipients for each FY of funding they have received. The monitoring visits are conducted in person and virtually via a desk monitoring to ensure compliance with HUD, CDBG and City guidelines and grant agreements. The City’s Finance Department also audits each drawdown request the CDBG staff makes via IDIS, and coordinates for the annual City external audit, the Single Audit per A-133, as well additional monitoring to ensure audit requirements are being met Policies and procedures are regularly amended to ensure HUD, CDBG, and City compliance, and that all files, projects, programs, and clients are as they have been explained and expected.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Strategic Plan

SP-05 Overview Strategic Plan Overview

St Charles Urban County funding will be prioritized based on needs identified during the development of the Consolidated Plan. There was continued need and support for existing programs as well as identifications of additional programs to address needs within the Urban County. While there are limitations to what the County will be able to address during the FY 2021-2025 program years. Funding will be allocated for a majority of the priority needs identified. The County will continue to coordinate efforts and improve communication with the public and local government and agencies to increase the programs that are successful in reaching low-income, elderly, and disabled populations.

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SP-10 Geographic Priorities - 91.415, 91.215(a)(1)

Geographic Area

Table 26 - Geographic Priority Areas

1 Area Name: City of St. Charles

Area Type:

Other Target Area Description:

HUD Approval Date:

% of Low/ Mod:

Revital Type: Other

Other Revital Description: Essential Transportation

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

2 Area Name: City of St. Peters

Area Type: Sub-recipient & participating jurisdiction of St. Charles Urban County

Other Target Area Description: Sub-recipient & participating jurisdiction of St. Charles Urban County

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

OMB Control No: 2506-0117 (exp. 09/30/2021)

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

3 Area Name: St. Charles Urban County

Area Type: Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Other Target Area Description: Includes Unincorporated St. Charles County & 7 municipal jurisdictions

HUD Approval Date:

% of Low/ Mod:

Revital Type:

Other Revital Description:

Identify the neighborhood boundaries for this target area. Include specific housing and commercial characteristics of this target area.

How did your consultation and citizen participation process help you to identify this neighborhood as a target area?

Identify the needs in this target area.

What are the opportunities for improvement in this target area?

Are there barriers to improvement in this target area?

General Allocation Priorities

Describe the basis for allocating investments geographically within the state

Describe the basis for allocating investments geographically within the state

The St Charles Urban County currently consists of 8 municipalities: St Charles, St Peters, Lake St Louis, Wentzville, Cottleville, New Melle, St Paul and Weldon Spring in addition to the unincorporated area of St Charles County. Program funds will be distributed based on eligibility within the participating

OMB Control No: 2506-0117 (exp. 09/30/2021)

jurisdictions of the Urban County. Direct assistance programs will be available to residences within the Participating Jurisdictions or may be available directly to a participating jurisdiction as a sub-recipient. Participating jurisdictions on an annual basis.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-25 Priority Needs - 91.415, 91.215(a)(2)

Priority Needs

Table 27 – Priority Needs Summary

1 Priority Need Name Affordable Housing Development / Rehabilitation

Priority Level High

Population Extremely Low

Low Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Individuals

Families with Children

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Geographic Areas Affected Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Affordable Housing Development/Rehabilitation

Description St Charles County has identified the need of affordable rental housing available to low-moderate income individuals and families.

Basis for Relative Priority

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

2 Priority Need Name Housing Rehabilitation

Priority Level High

OMB Control No: 2506-0117 (exp. 09/30/2021)

Population Extremely Low Low Moderate

Large Families

Families with Children

Elderly

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Geographic Areas Affected

Sub-recipient & participating jurisdiction of St. Charles Urban County Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Housing Rehabilitation

Description Housing repairs and improvements for low-moderate income owner occupied homeowners.

Basis for Relative Priority

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

3 Priority Need Name Program Administration

Priority Level High

OMB Control No: 2506-0117 (exp. 09/30/2021)

Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse

veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Unaccompanied Youth

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Non-housing Community Development

Geographic Areas Affected

Sub-recipient & participating jurisdiction of St. Charles Urban County

Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Program Administration

Description

Basis for Relative Priority

Staff and related costs required for overall program management, planning, coordination, monitoring, reporting and evaluation.

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

4 Priority Need Name Transportation

Priority Level High

Population Extremely Low

Low

Moderate

Elderly

Individuals

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Geographic Areas Affected

Sub-recipient & participating jurisdiction of St. Charles Urban County Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Transportation

Description

Public Services for low-moderate income individuals for Essential Transportation purposes to improve the quality of life for residents, including elderly and special needs populations.

Basis for Relative Priority

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

5 Priority Need Name Community Services

Priority Level High

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Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse veterans

Persons with HIV/AIDS

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Non-housing Community Development

Geographic Areas Affected

Sub-recipient & participating jurisdiction of St. Charles Urban County Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Community Services

Description Provide Community and Supportive Services to low-moderate income individuals

Basis for Relative Priority

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

6 Priority Need Name Homeless Prevention

Priority Level High

OMB Control No: 2506-0117 (exp. 09/30/2021)

Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Public Housing Residents

Chronic Homelessness

Individuals

Families with Children

Mentally Ill

Chronic Substance Abuse veterans

Persons with HIV/AIDS

Victims of Domestic Violence

Unaccompanied Youth

Elderly

Frail Elderly

Persons with Mental Disabilities

Persons with Physical Disabilities

Persons with Developmental Disabilities

Persons with Alcohol or Other Addictions

Persons with HIV/AIDS and their Families

Victims of Domestic Violence

Geographic Areas Affected

Includes Unincorporated St. Charles County & 7 municipal jurisdictions

Associated Goals Homeless Prevention

Description Support Continuum of Care for the Homeless and to aid in homelessness prevention

Basis for Relative Priority

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

7 Priority Need Name Code Enforcement

Priority Level High

OMB Control No: 2506-0117 (exp. 09/30/2021)

Population Extremely Low

Low

Moderate

Large Families

Families with Children

Elderly

Chronic Homelessness

Individuals

Families with Children

Geographic Areas Affected

Associated Goals Code Enforcement

Description The City of St Charles will provide area-based policing as a public service to designated LMI neighborhoods within the US Census Tracts. Will provide property maintenance inspections and rental inspections to ensure that a house is safe, decent, and habitable.

Basis for

Relative Priority

Narrative (Optional)

Relative priorities were based on the Analysis of Impediments as well as public input from the Community Needs Survey.

Several priority needs were identified based on agency comments, public hearing, and community experiences. The County will work towards addressing these needs during the FY 2021-2025 program years.

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SP-35 Anticipated Resources

Introduction

- 91.420(b), 91.215(a)(4), 91.220(c)(1,2)

St Charles County expects an allocation of $1,122,662.00 for FY2021 CDBG funding. During the last 5-year consolidated plan, CDBG allocations varied from 1,074,952 to 1,112,491. The below chart assumes that same average allocation of 1,122,662 for each of the five years.

The County will continue to allocate 20% to admin, 15% to public service, and the remaining dollars to fund various programs for eligible low-income families through the participating jurisdictions of St Charles Urban County.

The St. Charles Continuum of Care anticipates receiving funding for the Homeless Management System

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

The Community Development Block Grant will fund some similar programs receiving private, state, and local funds, such as rent and utility assistance but will also expand services to low-income families by funding additional programs not already funded by other resources. All of the

Table 28 - Anticipated Resources

funds received by the County are important to reach and assist as many in the community as possible. The CDBG programs help expand available services for low-income families and fill a gap in services. There have been no matching requirements identified at this time.

If appropriate, describe publically owned land or property located within the state that may be used to address the needs identified in the plan

At this time, there is no publicly owned land or property to address the needs identified within the plan.

Discussion

While it appears that St Charles County has several financial resources available to assist low-income St Charles residents, these dollars do not fulfill all of the needs or fill in all of the service gaps experienced within the County. Community Development Block Grant funds are an important resource for the County and have assisted many families with needed programs and services over the last three years and will continue to be an important resource over the next 5 years.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-40 Institutional Delivery Structure - 91.415, 91.215(k)

Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Assess of Strengths and Gaps in the Institutional Delivery System

St Charles County is the responsible entity for the Urban County but has an agreement with the City of St Charles for general administrative duties including the preparation of the required plans. The County will send out bids for programs that they or St Charles will not directly administer or, when a subrecipient has not been identified. Before joining the Urban County, St Charles was a direct entitlement community for more than 10 years. St Charles will continue to support St Charles County to ensure the success of programs during FY 2021-2025. The County will also identify a subrecipient to assist with homeless prevention within the participating jurisdictions. The County has determined it is in their best interest to create County-wide programs to ensure consistency in the administration of the programs. This is seen as a strength as it will allow staff to oversee one program which should aid in response time and oversight of the programs. Staff has not experienced any gaps in the delivery system over the last 5year Con Plan period. St Charles staff fields calls regarding all of the Urban County programs. A gap identified in the institutional delivery system is that homeless shelters in St Charles County accept families and single women, but no homeless shelter is currently available for single men.

mainstream services

Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth)

The Continuum of Care homeless coalition addresses homelessness in our community. The group collects information on homelessness within the community, and maintains information on shelters and other homeless resources. Members of the Continuum of Care gives agencies the opportunity to apply for competitive federal funding to provide homeless services in St Charles County. The Continuum model of homeless services included Outreach/Intake & Assessment, emergency Shelter, Transitional Housing, Supportive Services, Permanent Supportive, Housing and Permanent Housing, as well as rapid rehousing of homeless families as appropriate. Some of the services outlined above are limited services provided through area social service agencies.

Table 30 - Homeless Prevention Services Summary

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above

St Charles County is the responsible entity for the CDBG funds. It has contracted with the City of St Charles to perform general administration and also as a subrecipient to administer its own programs. St Charles also administers several Countywide programs available to eligible residents of the participating jurisdictions. St Charles communicates information regarding existing programs to local agencies working with special needs populations during the St Charles Continuum of Care meetings. Agencies can then refer their clients to the City of St Charles for specific program guidelines, applications or if they have general questions. This relationship has proven successful as the County has received referrals for the programs, especially transportation from the agencies. One of the primary strengths of the service delivery system is the coordinated entry system which by telephoning 2-1-1 connects residents experiencing a housing crisis with available resources provided by housing and social service agencies. A gap identified in the institutional delivery system is that homeless shelters in St Charles County accept families and single women, but no homeless shelter is currently available for single men.

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs

The County will continue to rely on area social service agencies and the participating jurisdictions in communicating information to their clients and residents regarding available programs. If the County determines this delivery system is no longer successful or programs are not expending funds when there is an identified need, it will work to improve or expand the delivery system to ensure the process and expenditure of funds.

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SP-45 Goals - 91.415, 91.215(a)(4)

Goal Descriptions

1 Goal Name Affordable Housing Development/Rehabilitation

Goal Description Affordable rental housing was identified as a priority need for the community. St Charles County provides for 1 affordable rental unit through the purchase of one house (per year) and the cost to rehab the home. Sts Joachim and Ann Care Service is under contract to provide client services and to oversee the project. This project was identified as a community need for affordable rental housing.

2 Goal Name Housing Rehabilitation

Goal Description The Home Improvement Programs provide decent, safe, affordable housing for low-moderate homeowner occupants. The Home Improvement Programs funding in the St Charles Urban Counties jurisdictions provides repairs to this demographic that they would not otherwise be able to afford. This also includes funding of one full time staff person and one part time staff person to administer the programs for the County. St Charles County includes the City of St Charles and St Peters.

3 Goal Name Program Administration

Goal Description The City of St Charles is under contract with the St Charles Urban County to administer CDBG activities. St Peters will provide their own oversight of the Home Improvement Program, Transportation, and other small projects specifically for St Peters residents.

4 Goal Name Transportation

Goal Description St Charles Urban County has essential transportation programs for the elderly and disabled. Residents of all participating jurisdictions, (PJ's), are eligible to participate. The City of St Peters coordinates their own transportation program. The City of St Charles coordinates rides for the other PJ's.

5 Goal Name Community Services

Goal Description The Public Service Projects are divided amongst the participating jurisdictions. Some community services are funded for homeless prevention within St Charles County municipalities, and the Cities of St Charles and St Peters also have public service projects such as Meals on Wheels, Coordination of the HUD Annual Point in Time Homeless Count, HMIS Coordinated Services Entry, Submission of the HUD Exhibit 1, and Lawn Mowing Services. All programs and activities provide such service to low-moderate income persons including those with disabilities and who are elderly.

6 Goal Name Homeless Prevention

Goal Description Public services selected by the Community Assistance Board to provide homeless prevention services in the way of rent, mortgage, and utility assistance.

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7 Goal Name Code Enforcement

Goal Description City of St Charles only provides decent, safe, affordable housing in neighborhoods where 51% of the population are lowmoderate income. The activity provides health and safety inspections for rental occupancy. Code Enforcement activities ensure that all properties within the designated areas are compliant with property maintenance codes which ensures the property values are maintained.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)

HOME 91.315 refers to the State goals and not an Urban County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-65 Lead-based Paint Hazards - 91.415, 91.215(i)

Actions to address LBP hazards and increase access to housing without LBP hazards

In an effort to increase awareness of lead-based paint to participants of housing rehab programs. St Charles County takes the following steps.

1. Provides the "Protecting your family from lead," brochure to residents participating in a housing program who live in a home built prior to 1978.

2. Requires lead testing for projects impacting a painted service in homes built prior to 1978. A copy of the report is provided to the family. Funding for rehabilitation programs is limited but the County will assist the homeowners in abating the lead paint.

How are the actions listed above integrated into housing policies and procedures?

The steps taken by the County are part of the program guidelines followed to administer the CDBG programs as required by HUD.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-70 Anti-Poverty Strategy - 91.415, 91.215(j)

Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families

St Charles County provides programs and services to enhance the economic well-being of low-moderate income households. The County’s strategy is to continue to fund programs and services that reduce poverty. One of the key strategies identified to help accomplish the focus on the coordination of the programs to help facilitate self-sufficiency at the highest level possible. The strategies are currently implemented through a variety of methods. Support programs ensuring ready access to the critical service needs of citizens. Programs include family self-sufficiency, workforce development and training, and community education on fair housing.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan

The Housing Programs will continue to coordinate poverty reducing goals, programs and policies within St Charles County. The City of St Charles’s Human Relation Commission will be hosting numerous events throughout the city. They will continue to work with the Metropolitan St Louis Equal Housing and Opportunity Council (EHOC) to spread awareness of Fair Housing for Everyone. Education programs within the County, such as English as a Second Language, can add the ability to increase an individual’s wages and the ability to fill positions that offer health benefits and stability. Community Development programs are working to provide stability to neighborhoods by maintaining and improving the current housing stock. A household is more likely to succeed when assistance is available at the point of crisis.

St Charles County does partner with the Community Council of St Charles County to assist with funding for Coordinated Entry, as well as Habitat for Humanity, Northeast Community Action Corporation and Sts Joachim and Ann Care Service. In an effort to increase employment and business opportunities for low-moderate income households, St Charles County complies with Section 3 HUD requirements which provides preference to low-very low-income residents regardless of race or gender.

OMB Control No: 2506-0117 (exp. 09/30/2021)

SP-80 Monitoring - 91.230

Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements

St Charles County recognizes its responsibility for carrying out eligible activities in accordance with applicable Federal requirements and procedures. All activities are reviewed by Staff to ensure compliance with eligibility and to ensure that they meet the national objectives of benefitting low and moderate-income residents, alleviating urgent needs, or eliminating slum and blight. All projects are reviewed by staff prior to final approval and incorporation into the Annual Action Plans. Staff will continually develop techniques and procedures to achieve program goals, complete activities in a timely manner, maintain adequate financial systems and maintain all necessary documentation. All requests for program proposals and bids for projects will follow St Charles County or City Guidelines depending on the program.

St Charles County has previously and plans to contract with the City of St Charles to perform general program administration for the Urban County for FY2021-FY2025. St Charles is also a sub-recipient of Urban County funds. St Charles staff is in constant consultation with the County who approves all plans prior to submission to HUD. The County also receives program expenditures to review before they are entered into IDIS by St Charles. The County is responsible for the approval of the IDIS drawdowns creating a separation of duties. On an annual basis, St Charles County will monitor St Charles, a subrecipient, and St Charles will monitor additional subrecipients for compliance.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Expected Resources

AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2)

Introduction

St. Louis County receives three (3) federal entitlement grants annually: CDBG, HOME and ESG. Each of the other Consortium members receives their own CDBG funds to be used within their jurisdictions. However, St. Louis County is the lead member of the HOME Consortium and provides HOME funds to the other Consortium members, Jefferson County, St. Charles County, O’Fallon and Florissant. As such, the resources below reflect CDBG and ESG funds specifically for use by St. Louis County while the HOME funds reflect funding for the entire Consortium.

Given the political dynamics of Congress, HUD funds for entitlement programs could be increased or reduced, making it difficult to predict funding levels for the remaining four (4) years of the Consolidated Plan. As funding levels change, target goals and outcome will need to be adjusted. The numbers below assume level funding for the next 4 years.

Anticipated Resources

OMB Control No: 2506-0117 (exp. 09/30/2021)

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

Federal funds will be leveraged by private, state and local funds. For instance, down payment assistance leverages private mortgage funding to the homebuyer. For all HOME development projects, HOME funds are used as gap financing requiring other investment by the developer, either

through bank financing, developer equity, or in some cases, state resources like LIHTCs or funds through the Missouri Housing Trust Fund. In many instances, municipal recipients of CDBG funds will combine their local funds with CDBG to carry out a larger project than what CDBG funds could pay for.

The HOME match is documented every year in St. Louis County’s Consolidated Annual Performance and Evaluation Report (CAPER). The HOME program requires that participating jurisdictions, like St. Louis County, provide match in an amount equal to no less than 25% of the total HOME funds drawn down for project costs. Match can be cash, fees or charges, value of donated land or real property, cost of infrastructure improvements associated with HOME projects, or through a variety of other sources.

OMB Control No: 2506-0117 (exp. 09/30/2021)

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

St. Louis County does not have a mechanism, such as a land bank, to provide clear title for tax foreclosed properties. Instead, the Trustee Office sells or transfers title to real property that has remained unsold for three consecutive years at the Collector of Revenue’s tax sale auction, and is at least five years delinquent in real property taxes. The Trustee’s Office makes the parcels available for bid to private parties.

Since St. Louis County does not have clear title to Trustee parcels, the purchaser may initiate action to quiet title with a lawsuit brought in civil court in order to quiet any challenges or claims to the title. If certain tax delinquent properties are in strategic areas, St. Louis County, Department of Planning can intervene before the final sale takes place to claim the parcel. In the past, parcels have been used in conjunction with HOME and CDBG projects.

Discussion 900000]>

OMB Control No: 2506-0117 (exp. 09/30/2021)

Annual Goals and Objectives

Goal Descriptions 1

2 Goal Name For-Sale New Construction or Rehabilitation

Goal Description Funds will be provided for the development of for-sale housing units in order to provide affordable housing to low- and moderate-income households throughout St. Louis County.

3 Goal Name CHDO Rental New Construction or Rehabilitation

OMB Control No: 2506-0117 (exp. 09/30/2021)

26 Goal Name Administration

Goal Description 27 Goal Name Rehabilitation Administration

Goal Description 28 Goal Name Interim Assistance

Goal Description

29 Goal Name Public Facilities and Improvements

Goal Description

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-35 Projects - 91.420, 91.220(d)

Introduction

Over half of the County’s CDBG allocation is distributed to participating municipalities. However, the vast majority of CDBG planned projects will be undertaken by these jurisdictions. The County also allocates a small amount of funding to nonprofit organizations undertaking activities to meet needs identified in this consolidated plan and subsequent annual plans.

The following projects will be executed during 2021: #

1

Project Name

2 Bel-Nor Public Facility Improvements - Removal of Architectural Barriers - Sidewalks

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

St. Louis County will distribute more than half of all CDBG grant funds to the 77 municipal jurisdictions that participate in the County’s urban entitlement program. The amount of funds allocated to each participating jurisdiction is calculated using a formula that considers census data, population, and percent low and moderate income citizens. Participating municipalities are required to involve citizens in making decisions regarding the use of CDBG funds in its jurisdiction. As such, each jurisdiction holds at least one public hearing annually regarding the potential use of funds. Each municipality may then select the activity it feels is most appropriate for its area. While this system allows more local decision-

making, it can also be an obstacle to undertaking larger, more impactful projects.

St. Louis County provides the same opportunities for input from residents by conducting multiple countywide hearings. During development of the Consolidated Plan, county staff convened meetings in three distinct regions of the county (North County, Mid-County, and South County) and at the St. Louis County Housing Authority headquarters in order to solicit citizen comments.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-38 Project Summary

Project Summary Information

1

Project Name Ballwin Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $40,400

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 8 low and moderate income homeowners

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

2

Project Name Bel-Nor Public Facility Improvements - Removal of Architectural BarriersSidewalks

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income citizens

Location Description Throughout the City of Bel-Nor

Planned Activities Improvements will include the removal of uneven concrete slabs that present architectural barriers to disabled persons.

3 Project Name Bel-Ridge - Clearance and Demolition

Target Area 24:1 Service Area

Goals Supported Clearance and Demolition

Needs Addressed Clearance and Demolition

Funding CDBG: $38,100

Description The purpose of this activity is to promote and develop a decent, safe and sanitary living environment in the neighborhood where this activity will occur. Funds will be used to remove unsafe and derelict structures.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will meet the national objective to eliminate blight.

The structure(s) to be demolished is/are located at XXXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Funds will be used to demolish blighted and unsafe structures from the activity area.

4 Project Name Bella Villa Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed

Funding CDBG: $20,000

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

5 Project Name Bellefontaine Neighbors Neighborhood Facilities

Target Area

Goals Supported Public Facilities and Improvements

Needs Addressed

Funding CDBG: $29,500

Description Funds will be used for rehabilitation of of a community pool in a low to moderate income area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve approximately 1090 low and moderate income citizens.

6 Project Name Bellerive Acres Other Public Improvements (Park, ADA)

Target Area 24:1 Service Area

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed

Funding CDBG: $20,000

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve approximately 550 low and moderate income citizens.

Improvements will be made on gathering spaces of Flag Island and Floyd Johnson Park as well as curb cuts on the remaining three islands to make them wheelchair accessible.

Accessibility improvements will include making the gathering spaces of Flag Island and Floyd Johnson Park as well as curb cuts on the remaining three islands to make them wheelchair accessible.

7 Project Name Berkeley Street and Sidewalk Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed

Funding CDBG: $121,600

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 2000 low and moderate income citizens.

Location Description Street improvements will be made at at the end of Marshall ave leading to the park, Fairfield ave, and a part of Harold Dr.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Improvements will include street improvements primarliy consisting of repaving and replacing street slabs.

8 Project Name Beverly Hills Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 595 low and moderate income citizens.

Location Description Street improvements will be made within Beverly Hills .

Planned Activities Improvements will include XXXXXXXXXXX.

9 Project Name Black Jack Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

10 Project Name Breckenridge Hills Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $36,200

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 7 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

11 Project Name Brentwood Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

OMB Control No: 2506-0117 (exp. 09/30/2021)

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

12 Project Name Bridgeton Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $31,900

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 6 low and moderate income homeowners.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

13 Project Name Calverton Park Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $5,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 1 low and moderate income homeowner.

Location Description This activity will serve X low and moderate income homeowners.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

14 Project Name Calverton Park Clearance and Demolition

Target Area

Goals Supported Clearance and Demolition

Needs Addressed Clearance and Demolition

Funding CDBG: $15,000

Description Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

15

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will meet the national objective to eliminate blight.

16

The structure(s) to be demolished is/are located at XXXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Funds will be used to demolish blighted and unsafe structures from the activity area.

Project Name Charlack Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX

Project Name Chesterfield ADA Curb Ramp Improvements

Target Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $41,900

OMB Control No: 2506-0117 (exp. 09/30/2021)

17

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made XXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Accessibility improvements will include XXXXXXXXXXXXXXXXXXXXXX.

Project Name Clayton ADA Curb Ramp Improvements

Target Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities - ADA improvements

Funding CDBG: $20,000

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made XXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Accessibility improvements will include XXXXXXXXXXXXXXXXXXXXXX.

18

Project Name Cool Valley Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

OMB Control No: 2506-0117 (exp. 09/30/2021)

19

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 1175 citizens in the surrounding area of North Hills Lane.

Location Description Street improvements will be made on North Hills Lane in the North Western portion of Cool Valley.

Planned Activities Improvements will include resurfacing and fixing grading issues on the Cool Valley portion of North Hills Lane.

Project Name Country Club Hills Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX.

20

Project Name Crestwood Other Public Improvements (City Hall, ADA)

Target Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities - ADA improvements

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $23,400

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2020

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately 935 low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made at 1 Detjen Drive, St Louis, MO.

Planned Activities Accessibility improvements will include constructing an ADA accessible enterance to the front of the city hall.

21 Project Name Creve Coeur ADA Compliance

Target Area

Goals Supported Public Facilities and Improvements

Needs Addressed Public Facilities - ADA improvements

Funding CDBG: $20,000

Description Funds will be used to remove architectural barriers at public facilities, which may restrict mobility and access for residents with disabilities.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately 2655 low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made along North New Ballas Rd.

Planned Activities Accessibility improvements will include installing bus stop covers and lights. (Include the number of public facilities.)

22 Project Name Dellwood Parks, Recreational Facilities (Dog Park)

Target Area

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported Public Facilities and Improvements - Parks

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description This activity will include the construction of a dog park in an eligible area within the jurisdiction.

Target Date 12/31/2020

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income citizens.

Location Description XXXXXX Park is located XXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Park improvements will include XXXXXXXXXXXXXXXXXXXXXX.

23 Project Name Edmundson Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners

Rehabilitation of private properties will take place throughout the jurisdiction.

OMB Control No: 2506-0117 (exp. 09/30/2021)

24

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Project Name Ellisville Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2020

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners

25

Rehabilitation of private properties will take place throughout the jurisdiction

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Project Name Eureka Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

26 Project Name Fenton Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

27 Project Name Ferguson Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

OMB Control No: 2506-0117 (exp. 09/30/2021)

28

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $155,300

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX.

Project Name Flordell Hills Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 1960 citizens in the adjacten areas.

Location Description Street improvements will be made from 5743 College avenue through 7200 Harney avenue.

Planned Activities Street improvements will be made from 5743 College avenue through 7200 Harney avenue.

29

Project Name Frontenac Rehabilitation of Private Properties

Target Area

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

30 Project Name Glen Echo Park Rehabilitation of Private Properties

Target Area 24:1 Service Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

31 Project Name Glendale Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

32 Project Name Grantwood Village ADA Compliance- Sidewalks

Target Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities - ADA improvements

Funding CDBG: $20,000

Description

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

33

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately 2790 low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made at the city hall for Grantwood Village.

Planned Activities Accessibility improvements will include upgrading the doors to be more accessible. (Include the number of public facilities.)

Project Name Green Park Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

34

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Project Name Greendale Tree Planting

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $20,000

Description This activity is primarily to plant trees in eligible areas within the jurisdiction.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income XXXXXX.

Location Description This activity will serve approximately XXXX low and moderate income XXXXXX.

Planned Activities Activities will include XXXXXXXXXXXXXXXXXXXXXX.

35 Project Name Hanley Hills Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Funds will be used to improve aging street infrastructure in an eligible area.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX.

36 Project Name Hazelwood Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $65,490

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 13 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

37 Project Name Hillsdale Bulk Trash Pickup

Target Area 24:1 Service Area

Goals Supported Clearance and Demolition

Needs Addressed Clearance and Demolition

Funding CDBG: $40,000

Description Funds will be used to implement neighborhood cleanup in eligible areas.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve approximately 1374 citizens in thte city of Hillsdale.

The alleyways throughout the City of Hillsdale will be cleared of trash and overgrowth to allow throughway access for city residents.

This activity will clear and cleanup alleyways throughout the City of Hillsdale will be cleared of trash and overgrowth to allow throughway access for city residents.

OMB Control No: 2506-0117 (exp. 09/30/2021)

38 Project Name Jennings Demolition

Target Area

Goals Supported Clearance and Demolition

Needs Addressed Clearance and Demolition

Funding CDBG: $93,400

Description The purpose of this activity is to promote and develop a decent, safe and sanitary living environment in the neighborhood where this activity will occur. Funds will be used to remove unsafe and derelict structures

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will meet the national objective to eliminate blight.

Location Description The structure(s) to be demolished is/are located at XXXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Funds will be used to demolish blighted and unsafe structures from the activity area.

39 Project Name Jennings Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $93,400

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 18 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

40 Project Name Kinloch Bulk Trash Pickup

Target Area

Goals Supported Interim Assistance

Needs Addressed Public Services

Funding CDBG: $20,000

Description Funds will be used to remove trash and debris throughout the City of Kinloch.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately 882 citizens in the area which is primarily LMI.

Location Description Property clean-up will take place on the streets of the entire community of Kinloch.

Planned Activities Funds will be used to for bulk trash pick-up services.

41 Project Name Kirkwood Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $46,800

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 9 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities

42 Project Name

Target Area

Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Lakeshire Rehabilitation of Private Properties

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

43 Project Name Manchester Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $24,300

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

44 Project Name Maplewood Sidewalk Improvements

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $54,000

Description Funds will be used to improve aging sidewalk infrastructure in an eligible area.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 10 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

45 Project Name Maplewood Subsistence Payments

Target Area

Goals Supported Public Services

Needs Addressed Public Services

Funding CDBG: $10,000

Description Funds will be used to reimburse Heat-Up St. Louis for payments made to utility companies on behalf of City of Maplewood residents to restore utility services or prevent utility disconnection.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Services will occur throughout the jurisdiction

Planned Activities Funds will be used to prevent utility disconnections for primarily low to moderate income residents in an effort to prevent homelessness.

46 Project Name Marlborough Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $27,100

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

47 Project Name Maryland Heights Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $52,800

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 10 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Project Name Moline Acres Demolition

OMB Control No: 2506-0117 (exp. 09/30/2021)

48 Target Area

Goals Supported Public Facilities and Improvements

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $32,700

Description The purpose of this activity is to promote and develop a decent, safe and sanitary living environment in the neighborhood where this activity will occur. Funds will be used to remove unsafe and derelict structures.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve approximately 2188 citizens in the City of Moline Acres.

The facility is located on 2454 Chambers Road.

Planned Activities This activity will update an aging public facility by replacing old electrical work and floors.

49 Project Name Normandy Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $33,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Improvements will include XXXXXXXXXXX.

50 Project Name Normandy Sidewalk Improvements

Target Area

Goals Supported Public Facilities and Improvements - Sidewalks

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $33,000

Description Funds will be used to improve aging sidewalk infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Sidewalks improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX

51 Project Name Northwoods Rehabilitation of Private Properties

Target Area 24:1 Service Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $29,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 5 low and moderate income homeowners.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

52 Project Name Norwood Court Rehabilitation of Private Properties

Target Area 24:1 Service Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $10,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 2 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

53 Project Name Oakland Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Rehabilitation of private properties will take place throughout the jurisdiction.

54 Project Name Olivette Parks, Recreational Facilities

Target Area

Goals Supported Public Facilities and Improvements - Parks

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description This activity will upgrade a recreational facility in an eligible area within the jurisdiction.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximatly 1495 people in the area.

The park is located along Dielman Rd in Olivette.

Planned Activities Park improvements will include installing a pathway along the green areas connecting the Centenial Greenway.

55 Project Name Overland Rehabilitation of Private Properties

Target Area

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $112,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 22 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

56 Project Name Pagedale Subsistence Payments

Target Area 24:1 Service Area

Goals Supported Public Services

Needs Addressed Public Services

Funding CDBG: $22,984

Description Funds will be used to reimburse Heat-Up St. Louis for payments made to utility companies on behalf of City of Pagedale residents to restore utility services or prevent utility disconnection

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income XXXXXX.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Location Description

This public service activity will take place XXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Activities will include XXXXXXXXXXXXXXXXXXXXXX.

57 Project Name Pagedale Rehabilitation of Private Properties

Target Area 24:1 Service Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $37,856

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 7 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

58 Project Name Pasadena Hills Parks, Recreational Facilities

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description This activity will upgrade the local park in an eligible area within the jurisdiction.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve XXXX low and moderate income citizens.

Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX.

59 Project Name Pasadena Park Rehabilitation of Private Properties

Target Area 24:1 Service Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

60 Project Name Pine Lawn

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $86,700

Description

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve 740 citizens in the area.

Street improvements will be made on Bircher Avenue from Jennings Station Rd. - Oakwood Avenue and Stratford Avenue for Edgewood Avenue - Oakwood Avenue.

Street improvements will be made on Bircher Avenue from Jennings Station Rd. - Oakwood Avenue and Stratford Avenue for Edgewood Avenue - Oakwood Avenue.

61 Project Name Richmond Heights Street Improvements

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

Project Name Riverview Street Improvements

OMB Control No: 2506-0117 (exp. 09/30/2021)

62 Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $24,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve approximately 1170 people throughout the area.

The project will take place within the low to moderate locations within the municipality.

Funds will be used to repave and replace broken and worn streets.

63 Project Name Rock Hill Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

64 Project Name Shrewsbury Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $5,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 1 low and moderate income homeowner.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

65 Project Name Shrewsbury Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $15,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 1015 low and moderate income citizens.

Street improvements will be made along Somerworth Lane.

Planned Activities Improvements will include XXXXXXXXXXX.

66 Project Name St Ann Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $92,700

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 18 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

67 Project Name St John Demolition

Target Area 24:1 Service Area

Goals Supported Clearance and Demolition

Needs Addressed Clearance and Demolition

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $21,400

Description The purpose of this activity is to promote and develop a decent, safe and sanitary living environment in the neighborhood where this activity will occur. Funds will be used to remove unsafe and derelict structures.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will meet the national objective to eliminate blight.

The structure(s) to be demolished is/are located at XXXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Funds will be used to demolish blighted and unsafe structures from the activity area.

68 Project Name Sunset Hills Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $22,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 4 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

69 Project Name Sycamore Hills Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

70 Project Name University City Street Improvements

Target Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $78,400

Description

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 1070 low and moderate income citizens.

Street improvements will be made along Westgate Ave.

Planned Activities Improvements will include repaving and replacing broken and worn streets.

71 Project Name University City Public Services - Crime Awareness

Target Area

Goals Supported Public Services - Crime Awareness

Needs Addressed Public Services

Funding CDBG: $25,000

Description

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately 12865 low and moderate income residents.

Location Description This public service activity will take place within the low to moderate income areas of University City.

Planned Activities This public service activity will provide additional policing services.

72 Project Name Uplands Park Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - ADA

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $10,000

Description Funds will be used to install speed bumps within the jurisdiction.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve approximately XXXX low and moderate income citizens. (This is the number of disabled persons)

Location Description Improvements will be made XXXXXXXXXXXXXXXXXXXXXXX.

Planned Activities Accessibility improvements will include XXXXXXXXXXXXXXXXXXXXXX. (Include the number of public facilities.)

73 Project Name Valley Park

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

74 Project Name Velda City

Target Area

Goals Supported Needs Addressed

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $20,000

Description

Target Date

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

75 Project Name Velda Village Hills Street Improvements

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $20,000

Description Funds will be used to improve aging street infrastructure in an eligible area.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 1140 low and moderate income citizens.

Location Description Street improvements will be made along Capehart and Perry Ave.

Planned Activities Improvements will include repairing and replacing worn and broken streets.

76 Project Name Vinita Park Clearance and Demolition

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements

Needs Addressed Public Facilities - ADA improvements

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $34,300

Description The purpose of this activity is to promote and develop a decent, safe and sanitary living environment in the neighborhood where this activity will occur. Funds will be used to remove unsafe and derelict structures.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will serve approximately XXXX low and moderate income citizens.

The facility is located XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.

This activity will XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX.

77 Project Name Webster Groves Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $33,300

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 6 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

OMB Control No: 2506-0117 (exp. 09/30/2021)

78

Project Name Wellston

Target Area 24:1 Service Area

Goals Supported Public Facilities and Improvements - Streets

Needs Addressed Public Facilities & Improvements-Streets/Sidewalks

Funding CDBG: $43,550

Description

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve XXXX low and moderate income citizens.

Location Description Street improvements will be made XXXXXXXXXXXXXXXX.

Planned Activities Improvements will include XXXXXXXXXXX.

79 Project Name Wildwood ADA Curb Ramp Improvements

Target Area

Goals Supported Public Services - Senior Services

Needs Addressed Public Services

Funding CDBG: $25,500

Description

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve approximately 61 elderly individuals.

This public service activity will take place at the Wildwood City Hall.

Planned Activities Activities will include providng recreational activities.

Project Name Winchester Rehabilitation of Private Properties

OMB Control No: 2506-0117 (exp. 09/30/2021)

80 Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $20,000

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2012

Estimate the number and type of families that will benefit from the proposed activities

This activity will serve 4 low and moderate income homeowners.

Location Description Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

81 Project Name Woodson Terrace Rehabilitation of Private Properties

Target Area

Goals Supported Housing - Minor Home Repair

Needs Addressed Rehabilitation of Private Properties

Funding CDBG: $29,700

Description The primary objective of this activity is to provide assistance to low and moderate-income residents who are below 80% of the median area income. Assistance will be provided in the form of forgivable loans, which will be used to abate residential housing deficiencies.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will serve 5 low and moderate income homeowners.

Rehabilitation of private properties will take place throughout the jurisdiction.

Planned Activities Funds will be used to provide five-year, forgivable $5,000 loans to income eligible homeowners to undertake approved, eligible rehabilitation activities.

82 Project Name St. Louis County CHDO For-Sale Development

Target Area

Goals Supported CHDO For-Sale New Construction or Rehabilitation

Needs Addressed Affordable Housing Development & Preservation Affordable Single-Family Housing Development

Funding HOME: $600,000

Description Funding will be provided to one (1) CHDO organization for the development of for-sale housing units in order to provide affordable housing to low- and moderate-income households in St. Louis County.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will benefit approximately 3 low- and moderate-income households.

This project will take place at the following location:

1. The Pearl at Alexandria Place - Jennings, MO (a municipality in North St. Louis County).

Funding will be provided for the construction of for-sale housing units in St. Louis County; these housing units will be sold to income-eligible households.

83 Project Name St. Louis County For-Sale Development

Target Area

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported For-Sale New Construction or Rehabilitation

Needs Addressed Affordable Housing Development & Preservation

Affordable Single-Family Housing Development

Funding HOME: $886,508

Description Funding will be provided for the development of for-sale housing units in order to provide affordable housing to low- and moderate-income households in St. Louis County.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximately 6 low- and moderate-income households.

Two projects will take place at the following locations:

1. Bel-Ridge, MO (a municipality in North St. Louis County); and

2. University City, MO (a municipality in Central St. Louis County).

Planned Activities Funding will be provided for the construction of for-sale housing units in St. Louis County; these housing units will be sold to income-eligible households.

84 Project Name St. Louis County CHDO Operating

Target Area

Goals Supported CHDO Operating Support

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $90,000

Description Funding will be provided to assist three certified CHDO organizations in St. Louis County with their general operating expenses.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will benefit approximately three CHDO organizations.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Location Description

The three CHDO organizations that will receive operating support are located throughout St. Louis County, as follows:

1. A Caring Plus Foundation is located in Jennings, MO (a municipality in North St. Louis County);

2. The Housing Partnership, Inc. is located in Lemay (a community in unincorporated South St. Louis County); and

3. The Nehemiah Program is located unincorporated North St. Louis County.

Planned Activities

Funding will be provided to assist certified CHDO organizations with their general operating expenses. Any CHDO that receives operating support must also receive set-aside funds for a HOME development project. Each of the three CHDO organizations that will receive operating support is either currently receiving set-aside funds and/or expected to receive set-aside funds for CHDO for-sale or rental development projects.

85 Project Name St. Louis County Down Payment Assistance

Target Area

Goals Supported Direct Homebuyer Assistance - St. Louis County

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $500,000

Description Funding will be provided to low- and moderate-income first-time homebuyers in St. Louis County for down payment and closing cost assistance.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximately 125 low- and moderate-income households.

These activities will take place at various locations throughout St. Louis County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funding will be provided to income-eligible first-time homebuyers in St. Louis County to provide assistance with the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences. The funds will be structured as Second Mortgage Loans that are zero percent interest, forgivable after five years, and will be originated and sold to the County by approved not-for-profit housing counseling agencies.

86 Project Name St. Charles County Down Payment Assistance

Target Area

Goals Supported Direct Homebuyer Assistance - Consortium Members

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $553,485

Description Funding will be provided to low- and moderate-income homebuyers in St. Charles County for down payment and closing cost assistance.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximately 50 low- and moderate-income households.

These activities will take place at various locations throughout St. Charles County.

Planned Activities Funding will be provided to income-eligible homebuyers in St. Charles County to provide assistance with the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences. The funds will be structured as Second Mortgage Loans that are zero percent interest, forgivable after five years, and will be originated and sold to the County by approved not-for-profit housing counseling agencies.

87 Project Name Jefferson County Down Payment Assistance

Target Area

Goals Supported Direct Homebuyer Assistance - Consortium Members

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $327,854

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description Funding will be provided to low- and moderate-income first-time homebuyers in Jefferson County for down payment and closing cost assistance

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will benefit approximately 55 low- and moderate-income households.

These activities will take place at various locations throughout Jefferson County.

Funding will be provided to income-eligible first-time homebuyers in Jefferson County to provide assistance with the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences. The funds will be structured as Second Mortgage Loans that are zero percent interest, forgivable after five years, and will be originated and sold to the County by approved not-for-profit housing counseling agencies.

88 Project Name Florissant Down Payment Assistance

Target Area Goals Supported Direct Homebuyer Assistance - Consortium Members

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $135,862

Description Funding will be provided to low- and moderate-income first-time homebuyers in the City of Florissant for down payment and closing cost assistance.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximately 30 low- and moderate-income households.

These activities will take place at various locations throughout the City of Florissant.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funding will be provided to income-eligible first-time homebuyers in the City of Florissant to provide assistance with the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences. The funds will be structured as Second Mortgage Loans that are zero percent interest, forgivable after five years, and will be originated and sold to the County by approved not-for-profit housing counseling agencies.

89 Project Name O'Fallon Down Payment Assistance

Target Area

Goals Supported Direct Homebuyer Assistance - Consortium Members

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $125,194

Description Funding will be provided to low- and moderate-income homebuyers in the City of O'Fallon for down payment and closing cost assistance.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will benefit approximately 11 low- and moderate-income households.

Location Description These activities will take place at various locations throughout the City of O'Fallon.

Planned Activities Funding will be provided to income-eligible homebuyers in the City of O'Fallon to provide assistance with the down payment and eligible closing costs associated with acquiring qualified owner-occupied residences. The funds will be structured as Second Mortgage Loans that are zero percent interest, forgivable after five years, and will be originated and sold to the County by approved not-for-profit housing counseling agencies.

90 Project Name St. Louis County HOME General Program Administration

Target Area

Goals Supported HOME General Program Administration

Needs Addressed Affordable Housing Development & Preservation

Funding HOME: $413,212

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description Funding will be provided to cover the administrative operation of the St. Louis County Office of Community Development.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities

This activity will benefit many low- and moderate-income households.

These activities will take place in the St. Louis County Office of Community Development as well as various locations throughout St. Louis County.

HOME staff will oversee and administer eligible activities for the benefit of low- and moderate-income residents of St. Louis County.

91 Project Name ESG FY2020 and ESG CV Saint Louis County

Target Area

Goals Supported Needs Addressed

Funding :

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description The following are the ESG activities for FY2020. Emergency Shelter: Housing and essential services for individuals and families who are homeless - $209,892.02Rapid Rehousing: Housing relocation and stabilization services and/or short-and/or medium-term rental assistance as necessary to help individuals or families living in shelters or in places not meant for human habitation move as quickly as possible into permanent housing and achieve stability in that housing - $86,967Homeless Prevention: Housing relocation and stabilization services and short-and/or medium-term rental assistance as necessary to prevent the individual or family from moving to an emergency shelter, a place not meant for human habitation - $120,000Street Outreach: Essential Services related to reaching out to unsheltered homeless individuals and families, connecting them with emergency shelter, housing, or critical services and/or urgent, non-facility-based care $40,029Administration: General management, oversight, and coordination activities - $37,044.98In addition, ESG CV Cares Act monies will be used for housing related services that will prevent, prepare for and respond to the difficulties facing those that are homeless or at-risk of homelessness due to the Coronavirus. The funds will be allocated using the following distribution amounts; $2,445,380.5 for prevention, $1,467,228.3 for rapid rehousing, $489,076 for shelter and $489,076.10 for program administration. ESG CV1=$1,703,217, ESG CV2=$3,187,544 and ESG 2020 Traditional allocation is $493,933.

Target Date

Estimate the number and type of families that will benefit from the proposed activities

Location Description Planned Activities

92 Project Name St. Louis County CDBG General Program Administration

Target Area

Goals Supported Administration

Needs Addressed

Funding CDBG: $1,148,717

OMB Control No: 2506-0117 (exp. 09/30/2021)

Description This activity will provide funds to cover the administrative operation of the Office of Community Development and the Planning Department of St. Louis County. Funds will cover supplies, staff salaries, public notices, indirect and other costs associated with grant administration.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities Planning and administration funds will be used to monitor participating jurisdictions for compliance with applicable federal regulations. St. Louis County will also provide technical assistance to participating jurisdictions, gather and disseminate datat, and distribute public notices

93 Project Name St. Louis County CHDO Rental Development

Target Area

Goals Supported CHDO Rental New Construction or Rehabilitation

Needs Addressed Affordable Housing Development & Preservation

Affordable Multi-Family Housing Development

Funding HOME: $200,000

Description Funding will be provided to one (1) CHDO for the development of rental housing units in order to provide affordable housing to low- and moderateincome households in St. Louis County.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

This activity will benefit approximately 50 low- and moderate-income households.

Location Description This project will take place at the following location:

1. Nehemiah Senior Housing - Unincorporated North St. Louis County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities Funding will be provided for the construction of rental housing units in St. Louis County; these housing units will be rented to income-eligible households. The HOME investment in this project represents St. Louis County's commitment to low-income housing tax credit applications. As such, any HOME investment in this project is contingent upon project approval by the Missouri Housing Development Commission (MHDC).

94 Project Name St. Louis County Rental Development

Target Area

Goals Supported Rental New Construction or Rehabilitation

Needs Addressed Affordable Housing Development & Preservation Affordable Multi-Family Housing Development

Funding HOME: $300,000

Description Funding will be provided for the development of rental housing units in order to provide affordable housing to low- and moderate-income households in St. Louis County.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

This activity will benefit approximately 68 low- and moderate-income households.

This project will take place at the following location:

1. Arbor Hill Apartments - Maryland Heights, MO (a municipality in Northwest St. Louis County).

Planned Activities Funding will be provided for the construction of rental housing units in St. Louis County; these housing units will be rented to income-eligible households. The HOME investment in this project represents St. Louis County's commitment to low-income housing tax credit applications. As such, any HOME investment in this projects is contingent upon project approval by the Missouri Housing Development Commission (MHDC).

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-50 Geographic Distribution - 91.420, 91.220(f)

Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

St. Louis County provides 77 municipalities with funding to carry out projects in their communities. Many of the communities are predominately low and moderate income. Some communities are more affluent but are still required to use allocated funds to benefit LMI or for removal of architectural barriers. For discretionary funds, St. Louis County targets areas of low income and concentrated poverty. These areas include a wide geography – generally from the St. Louis City limits north of Olive, west to the County limits, and including Wellston, Spanish Lake, Ferguson, Jennings and many of the 23 municipalities that make up the Normandy School District. Other targeted areas include municipalities that send children to the Riverview Gardens School District, and the area of St. Louis County that is included in the Promise Zone.

Geographic Distribution

Target Area

24:1 Service Area

Lemay

St. Louis County Promise Zone

Table 4 - Geographic Distribution

Percentage of Funds

Rationale for the priorities for allocating investments geographically

Due to entitlement participation, which spans the entire county, geographically targeted investment is somewhat limited. However, participating jurisdictions with higher low and moderate income populations receive more entitlement funds annually. St. Louis County concentrates discretionary spending in geographic areas that are primarily low and moderate income. All investments are geographically targeted to serve low and moderate income populations in order to meet the national objectives of the CDBG program.

Discussion

In the 24:1 service area which is comprised of the 23 (formerly 24) municipalities in the Normandy School District the annual amount of CDBG funds going to municipalities is over $750,000. Combined with funding awarded to nonprofits for activities in the 24:1 service area, the total investment of CDBG funds is $825,000, representing approximately 15% of St. Louis County's CDBG allocation in 2020.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Affordable Housing

AP-55 Affordable Housing - 91.420, 91.220(g)

Introduction

One Year Goals for the Number of Households to be Supported

Homeless

Non-Homeless

Special-Needs

Total Table 5 - One Year Goals for Affordable Housing by Support Requirement

One Year Goals for the Number of Households Supported Through Rental Assistance

The Production of New Units

Rehab of Existing Units

Acquisition of Existing Units

Total

Table 6 - One Year Goals for Affordable Housing by Support Type

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-60 Public Housing - 91.420, 91.220(h)

Introduction

There are nine Public Housing Agencies (PHAs) within the St. Louis County Consortium jurisdiction. The Housing Authority of St. Louis County manages the Kinloch, Olivette, Pagedale and Hillsdale PHAs. Since the Housing Authority of St. Louis County assumed management of the Wellston Housing Authority on March 1, 2019, and is in the process of relocating the existing tenants and disposing of the property, the Kirkwood Housing Authority is the only additional PHA that operates in St. Louis County. The Housing Authority of Festus is located in Jefferson County and there is the Housing Assistance Program of St. Charles County and the Housing Authority of the City of St. Charles.

The Consortium does not have any direct relationship with the public housing authorities, and does not provide any direct funding. The PHAs provide input to the Consortium's Consolidated Plan and the Consortium provides the PHA's with assistance and certifications for their PHA Plans.

Actions planned during the next year to address the needs to public housing

One action recently initiated is the Mobility Counseling Program (MCP). This program is a pilot program established between the St. Louis Housing Authority and the Housing Authority of St. Louis County PHAs to provide Housing Choice Vouchers (HCV) holders with additional support to make moves into high opportunity areas. The program provides two primary services: (1) Counseling services to families interested in moving to high opportunity neighborhoods, including one-on-one family move planning, and workshops to help families prepare for their move; and (2) Outreach and organizing of owners in high opportunity areas to break down stigmas against the program, offer additional support to owners, and assist in the development of relationships between owners in areas of opportunities and clients. Additionally, the program may provide a security deposit or relocation assistance for families who move into high opportunity areas if funding is available.

The Housing Authority of St. Louis County will use CDBG funds to administer a housing relocation program for HCV clients who face displacement due to code violations in various apartment complexes in Ferguson and other areas of St. Louis County, as well as a literacy program for children who reside in the Highview development and attend school in the Pattonville School District.

Actions to encourage public housing residents to become more involved in management and participate in homeownership

To encourage more residents to become involved in management, HASLC has its Resident Advisory Board and Resident Council (RAB). The Resident Advisory Board is comprised of 18 resident members from both the Public Housing and Housing Choice Voucher programs. This Board’s primary responsibility is to become actively involved in making recommendations regarding the development of the Public Housing Agency (PHA) Plan. This involvement includes any significant amendment or

OMB Control No: 2506-0117 (exp. 09/30/2021)

modification to the Plan. HASLC also seeks the input of the Resident Advisory Board when there are any significant policy changes. Minutes are recorded at each meeting. The Resident Council provides a flow of information to address any issues. Resident Council Meetings are held quarterly and provide positive feedback and conversation needed to continue a strong working partnership among HASLC, residents, and our community partners. Officers are elected annually and minutes are recorded at each meeting. HASLC encourages all residents through tenant meetings and notices to volunteer for RAB and Resident Council Membership. The Board members are charged with working to ensure the views of all families are heard, which in turn formulates a more inclusive Agency Plan and understanding of policies and procedures by residents. The Authority’s Housing Choice Voucher Program Family Self Sufficiency Program now has 113 participants with a goal of 125.

The HUD receiver holds regular public Board meeting and strongly encourages resident participation. Residents are given the opportunity to voice their concerns and have their issues addressed.

Other activities designed to increase resident involvement include:

• counsel voucher clients to expand housing choice;

• offer a wide range of social services or referrals to area agencies;

• promote affirmative fair housing and ensure equal access to housing resources;

• promote cooperation and coordination of services with other agencies and not-for-profits;

• encourage active participation of tenants through monthly tenant meetings and seats on our Resident Advisory Committee; and

• promote higher educational goals through scholarships awarded in conjunction with the Scholarship Foundation.

The Consortium housing authorities seek to assist families in need of affordable housing by pursuing goals that include, but are not limited to the following;

• the pursuit of additional housing resources;

• acquisition of new units when appropriate;

the leveraging of other sources of funds such as low income housing tax credits.

If the PHA is designated as troubled, describe the manner in which financial assistance will be

OMB Control No: 2506-0117 (exp. 09/30/2021)

provided or other assistance

There are no troubled Public Housing Authorities within the Consortium.

Discussion

AP-65 Homeless and Other Special Needs Activities - 91.420, 91.220(i)

Introduction

Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs

Addressing the emergency shelter and transitional housing needs of homeless persons

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again

Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-75 Barriers to affordable housing -91.420, 91.220(j) Introduction

In St. Louis County, affordable housing options, both subsidized and non-subsidized, tend to be concentrated in urban areas of low opportunity, particularly in the North County region which includes the City of Florissant. This impediment is similar to the OneSTL finding that the location of affordable housing perpetuates segregation and limits access to opportunity. In North County and in the Lemay area, affordable housing exists, sometimes with housing quality issues, but the ability of area residents to improve economically is challenging. This report analysis of access to areas of opportunity revealed that areas with low opportunity in terms of poverty, school, proficiency, and labor market engagement are overwhelmingly concentrated in North County communities. Public input reinforced this finding, with residents commenting that suburban areas outside St. Louis County tended to have higher performing schools, lower crime rates, and better housing conditions. Residents of the study area interviewed for this report further cited a general shortage of Section 8 units available in the County outside the North County area. Still others named the low quality and deteriorating condition of existing affordable housing units as problems. Taken together, the relative concentration of housing options affordable to people of low- and moderate-income (who are disproportionately minorities) in high poverty areas without access to quality schools and with low rates of labor market participation is an inherent restriction on housing choice.

Although Consortium members routinely engage in efforts to increase the supply of affordable housing, several barriers exist that limit the development of clean, safe and affordable housing. Besides social and market forces that restrict the supply of affordable housing, other barriers specific to the Consortium jurisdictions include:

• low labor market engagement;

• lack of transportation services in some areas;

• limited accessible housing options;

• limited access to quality schools; and

• NIMBYism.

The current St. Louis County Analysis of Impediments to Fair Housing identifies eight impediments to fair housing that also fall under the category of barriers to affordable housing. These barriers to affordable housing are discussed in more detail below.

Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the

OMB Control No: 2506-0117 (exp. 09/30/2021)

return on residential investment

In the report, “Segregation in St. Louis: Dismantling the Divide”, it was discussed that current landlords and property owners in St. Louis County can refuse to accept tenants who pay their rent with a Housing Choice Voucher. This circumstance ultimately leads to low-income residents being concentrated in areas that are not opportunity areas with good schools and available jobs. To combat this problem, St. Louis County should work towards passing a law that forbids landlords from rejecting potential tenants based on receiving housing subsidies.

St. Louis County and its Consortium members will continue to engage in efforts to secure additional resources to not only advance public policy but for the purpose of increasing the supply of affordable housing throughout the Consortium. Efforts will include coordinating HOME funds more closely with Low Income Housing Tax Credits issued by the Missouri Housing Development Commission. For affordable housing developments receiving public subsidy or incentives from a local government entity (e.g. St. Louis County, Florissant, or other municipalities), the source of public funds should prioritize projects located in high opportunity areas of the county, especially those with transit access. To the extent these local government entities can influence the award of tax credits by the Missouri Housing Development Commission to developers for new affordable housing projects either through letters of endorsement or the investment of CDBG funds, such measures should be reserved for those projects in high opportunity areas.

The Office of Community Development recognizes that it must also engage municipalities in the furtherance of fair housing. With this in mind, we revised the Fair Housing section of our municipal CDBG application last year. In the revised application, municipalities are asked to identify specific actions they will take in the upcoming year to affirmatively further fair housing in their respective communities. In conjunction with that, the Office of Community Development will begin monitoring municipal efforts to affirmatively further fair housing as part of our regular program monitoring in 2020. Our intention is to maintain an open channel of communication with the Equal Houring and Opportunity Council (EHOC) so that eventually, municipalities that are not able to meet their fair housing obligations would be asked to work with EHOC to identify and implement practicable measures to further fair housing.

Finally, in 2018 St. Louis County convened an Affordable Housing Trust Fund Task Force to research and develop recommendations for the creation of an Affordable Housing Trust Fund. Comprised of leaders from various sectors of St. Louis County, including staff from the Office of Community Development, the Task Force sought to identify strategic funding priorities, potential revenue streams to support funding priorities, and a framework for administration of an Affordable Housing Trust Fund. The Task Force released its recommendations in April 2020. Per those recommendations, a working group was convened to develop a Housing and Homeless Strategic Plan for St. Louis County. This plan was

OMB Control No: 2506-0117 (exp. 09/30/2021)

completed in January 2021.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-85 Other Actions - 91.420, 91.220(k)

Introduction

Actions planned to address obstacles to meeting underserved needs

Actions planned to foster and maintain affordable housing

Actions planned to reduce lead-based paint hazards

Actions planned to reduce the number of poverty-level families

Actions planned to develop institutional structure

Actions planned to enhance coordination between public and private housing and social service agencies

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

Program Specific Requirements

AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4)

Introduction

Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1)

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed

2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan

3. The amount of surplus funds from urban renewal settlements

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan.

5. The amount of income from float-funded activities

Total Program Income

Other CDBG Requirements

1. The amount of urgent need activities

HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2)

1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows:

2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows:

3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows:

4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows:

Emergency Solutions Grant (ESG)

OMB Control No: 2506-0117 (exp. 09/30/2021)

1. Include written standards for providing ESG assistance (may include as attachment)

2. If the Continuum of Care has established centralized or coordinated assessment system that meets HUD requirements, describe that centralized or coordinated assessment system.

3. Identify the process for making sub-awards and describe how the ESG allocation available to private nonprofit organizations (including community and faith-based organizations).

4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR 576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions regarding facilities and services funded under ESG.

5. Describe performance standards for evaluating ESG.

Expected Resources

AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2)

Introduction

The City of Florissant expects an allocation of $266,269 in CDBG funding for FY2021. During the FY2016FY2020 Consolidated Plan period, CDBG allocations varied between $212,059 (lowest allocation) and 257,640 (highest allocation) with an average allocation of $296,579. The chart below assumes that same average allocation of $296,579 for each of the five years FY2021, FY2022, FY2023, FY2024 and

OMB Control No: 2506-0117 (exp. 09/30/2021)

Anticipated Resources

The City of Florissant expects a CDBG allocation of $266,269 for FY2021 and the average allocation of $296,579 for following years.

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

While the City of Florissant has a small CDBG allocation, it is very highly leveraged through the Project I.M.P.A.C.T. program in order to provide home repairs and accessibility improvements to the maximum number of low- to moderate-income disabled Florissant residents. The Project I.M.P.A.C.T. program uses CDBG funding to purchase wheelchair ramps, materials and supplies for homes that are then rehabbed by qualified volunteers. The volunteer labor allows more households to be served with limited funding.

If appropriate, describe publically owned land or property located within the jurisdiction that

OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 7 - Expected Resources – Priority Table

may be used to address the needs identified in the plan

At the current time, no Identified publicly owned land or property to be sued to address the needs identified in the plan.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

Annual Goals and Objectives

Goal Descriptions

1 Goal Name Home Improvement Program

Goal Description

Designed to help low- to moderate-income homeowners with much needed home repairs that they otherwise would not be able to afford. The repairs will improve recipients’ living environment and, in some cases, help the recipients stay in their homes. The program will provide a no-interest, $5,000 five-year forgivable loan to qualifying households for the rehabilitation of owner-occupied single-family dwellings. The purpose of the loan will be to bring existing housing up to the City’s minimum housing standards/codes and to address accessibility and safety issues. The household must qualify as low- to moderate-income. The program is available community-wide.

Table 8 – Goals Summary

2 Goal Name Home Improvement Program - Mechanical

Goal Description In recent years, the need for the replacement of heating and cooling units has been quite significant, especially in emergency situations. The Home Improvement Program - Mechanical will be offered as a grant to low- to moderate-income homeowners for the repair/replacement of heating, cooling units and/or water heaters and will be available on a first come first serve basis throughout the year until funding has been expended. The repairs will improve recipients’ living environments and, in some cases, help the recipients to stay in their homes. The household must qualify as low- to moderate-income. The program is available community-wide.

3 Goal Name Project I.M.P.A.C.T.

Goal Description Funds will be expended to provide materials for the construction of wheelchair ramps, purchase materials and supplies for homes being repaired by volunteer groups, and to help with dumpsters in situations where our residents have been temporarily displaced from their homes due to health and safety issues. The City of Florissant has been experiencing a shortage of experienced volunteer groups that are qualified to do the construction of ADA compliant wheelchair ramps. When the situation arises that no volunteer group is qualified and available to do this work, the program will allow up to $3,000 of Project I.M.P.A.C.T. funds to be used towards the materials and construction of these ramps. These activities will improve recipients’ living environments and, in some cases, help the recipients stay in their homes. The household must qualify as lowto moderate-income, disabled or indigent residents. The program is available community-wide.

4 Goal Name Mortgage, Rent & Utility Assistance

Goal Description The City works with CAASTLC a local service provider to administer the mortgage, rental, and utility assistance program to serve low- to moderate-income households facing emergency or severe temporary economic hardship. This program is designed to help residents stay in their homes, whether they are home owners or renters.

5 Goal Name Administration

Goal Description

Funds will be used to pay costs associated with the administration of the CDBG program. Funds will pay for supplies, staff salaries, public notices, indirect costs and other costs associated with the grant.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-35 Projects - 91.420, 91.220(d)

Introduction

The table below lists the five (5) projects – three (3) housing programs, one (1) public service program, and administration – that the City of Florissant will undertake in FY2021 in order to address the needs identified through this Consolidated Plan Process

# Project Name

Table 9 – Project Information

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

The most recent Analysis of Impediments to Fair Housing identified several impediments within the City of Florissant and surrounding community, as well as offered suggestions to tackle and ameliorate them. These projects and programs are the City’s attempt to meet the identified needs in the community based on the A.I. feedback, consultation with area social service agencies, nonprofit organizations, elected officials, and housing Consolidated Plan organizations. Much of the city consists of single-family homes with a growing rate of rental housing. CDBG funds will be used to ensure the existing housing stock remains safe and accessible for its residents, while also providing services for residents to access essential living functions and providing financial assistance to agencies keeping residents in their homes and off the streets. Education will continue to be a priority for the City via CDBG funding to ensure better and more comprehensive understanding of fair and affordable housing. The CDBG funds will be used to work hard for the city’s aging population, disabled and/or LMI, because by helping Florissant’s most vulnerable populations.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-38 Project Summary

Project Summary Information

AP-50 Geographic Distribution - 91.420, 91.220(f)

Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

The City of Florissant will not be allocating CDBG funded programs based on geographic target areas. CDBG investments are made city-wide since low- to moderate-income persons are not concentrated in a single geographic area of the City. Instead, programs funds will be distributed based on need and eligibility. Please reference section SP-10 of this document for additional detail, including maps of where low- to moderate-income persons live within the City of Florissant.

Future Annual Action Plans will allow the City of Florissant to reevaluate community conditions and determine whether geographic targeting for one or more CDBG funded programs is appropriate.

Geographic Distribution

Target Area

Percentage of Funds

City of Florissant 100

Table 10 - Geographic Distribution

Rationale for the priorities for allocating investments geographically

The City of Florissant will not be allocating CDBG funded programs based on geographic target areas. CDBG investments are made city-wide since low- to moderate-income persons are not concentrated in a single geographic area of the City. Instead, programs funds will be distributed based on need and eligibility. Please reference section SP-10 of this document for additional detail, including maps of where low- to moderate-income persons live within the City of Florissant.

Discussion

Future Annual Action Plans will allow the City of Florissant to reevaluate community conditions and determine whether geographic targeting for one or more CDBG funded programs is appropriate.

It is important to note that other City of Florissant programs not covered by this Consolidated Plan are geographically targeted. For example, the City of Florissant applied for and received a grant from the Neighborhood Stabilization Program (NSP) through the Department of Housing and Urban Development (HUD) Recovery Act funds. The City was awarded $1.5 million dollars for the purchase, rehabilitation, and resale of foreclosed homes in order to stabilize neighborhoods and stem the decline of house values of neighboring homes. The City continues to administer this program through the original award amount and additional Program Income. No other local, state, or federal funds will be utilized for these projects. These NSP projects are geographically targeted to NSP-eligible areas within the City of

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-85 Other Actions - 91.420, 91.220(k)

Introduction

The City of Florissant has a record of strong performance in meeting underserved needs through the CDBG program.

Actions planned to address obstacles to meeting underserved needs

The largest obstacle to meeting underserved needs is funding. City staff will investigate creative leveraging strategies, such as the leveraging of volunteers in the existing Project I.M.P.A.C.T. program, to continue to make a larger community impact with limited resources.

Actions planned to foster and maintain affordable housing

The City of Florissant will strive to undertake the following strategies recommended in the Analysis of Impediments to Fair Housing to remove or ameliorate the barriers to fair/affordable housing. For any of these strategies to move forward, the City of Florissant will need to collaborate with St. Louis County and/or other local jurisdictions, agencies, and private entities. Therefore, specific action items are dependent on further community engagement, planning, and coordination. However, these proposed strategies give a rough idea of where the City of Florissant might focus its efforts. More detailed explanations of all the barriers and proposed strategies can be found in the Analysis of Impediments to Fair Housing.

Actions planned to reduce lead-based paint hazards

The City of Florissant continues to pursue an active role in eliminating the hazards of the lead-based paint in its housing stock. Staff successfully completed HUD’s Office of Lead Hazard Control’s Visual Assessment course pursuant to 24 CFR Part 35. All homeowners in the Home Improvement Program Loan Program with houses built before 1978 are given the “Protect Your Family from Lead In Your Home” Pamphlet and the Lead Renovation Guide and must sign a “Confirmation of Receipt” for documentation purposes. In addition the homes must undergo Lead Based Paint Testing on the areas of the home where a visual inspection is made for flaking and peeling paint does not pass. Bid packages containing work specifications will be bid out to pre-approved licensed lead abatement contractors. Dust and soil clearance tests will be performed after the work has been completed.

The City will continue to work with the St. Louis County Lead Surveillance Program to screen and evaluate children for lead absorption, and initiate treatment when needed. The Community Development Office will continue to be responsible for networking with appropriate City and County departments and other service providers in this area. In addition, the Community Development Office

OMB Control No: 2506-0117 (exp. 09/30/2021)

will maintain its close contact with the St. Louis Office of Community Development’s Home Improvement staff and the designated lead coordinator, in order to comply with the lead-based paint regulations that went into effect in September 2000.

Actions planned to reduce the number of poverty-level families

While poverty is a complex issue and not solvable with CDBG funding alone, the City of Florissant has designed existing CDBG programs and policies with the goal of contributing to the reduction of the number of poverty-level families in the jurisdiction. The City of Florissant housing rehabilitation programs (the Home Improvement Program, Home Improvement Program – Mechanical, and the Project I.M.P.A.C.T. Program) provides a way for low income persons to maintain their existing homes without investing their own resources into repairs and rehabilitation. The emergency mortgage, rental, and utility assistance program provides a similar safety net for both owner and renter households.

A great deal of national research has been done on the importance of “housing as a platform” to improve quality of life. Access to safe, stable, and affordable housing has been linked to higher educational achievement for children, better economic prospects for parents, and improved health and well-being. Given that the City of Florissant’s Analysis of Impediments to Fair Housing identifies Florissant as an area of high opportunity (low poverty, high school proficiency, and high labor market engagement) relative to many areas in north St. Louis County, safe, stable, and affordable housing options within the City of Florissant are especially likely to contribute to positive outcomes for individuals and families and ultimately reduce poverty. Therefore, City of Florissant CDBG programs around housing repair and assistance are important tools for long term poverty reduction.

Actions planned to develop institutional structure

The institutional structure to carry out the programs referenced in this Annual Action Plan is already strong. The City of Florissant Department of Housing and Community Development administers the programs funded by the Community Development Block Grant. Private contractors do the actual work of rehabilitation services. The City staff is able to adequately monitor these contractors to assure that services are provided as promised.

Actions planned to enhance coordination between public and private housing and social service agencies

City staff will continue to attend meetings involving a wide spectrum of agencies and groups involved in issues such as housing, homelessness, foreclosures, community services, AIDS, persons with disabilities, and environmental concerns. City staff will also continue to coordinate with the St. Louis County

OMB Control No: 2506-0117 (exp. 09/30/2021)

Introduction

PROPOSED USE OF CDBG FUNDS

2021 ACTUAL Financial Summary

FY2021 CDBG Program

Community Development Block Grant Resources

Community Development Block Grant Program (CDBG)

Reference 24 CFR 91.220(l)(1)

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

OMB Control No: 2506-0117 (exp. 09/30/2021)

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed

2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan.

3. The amount of surplus funds from urban renewal settlements

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan

5. The amount of income from float-funded activities

Other CDBG Requirements

1. The amount of urgent need activities

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan.

This annual action plan covers the year 2021. All funding, designated for low-to-moderate income individuals, either presumed benefit or income-qualified. No Program Income is anticipated but would benefit low-to-moderate income individuals.

Expected Resources

Introduction

Jefferson County expects to receive $1,227,779 for 2021 and anticipates receiving yearly allocations equal or less than for the next five years. Accordingly, this funding amount has been used to calculate total funding for the remainder of the Con Plan period.

Table 11 - Expected Resources – Priority Table

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

While Jefferson County does not require matching funds on infrastructure projects, it is highly encouraged, and past projects have shown a significant amount of “in-kind” labor injected into projects by the entities receiving funds.

Regarding leveraging, both the Homeowner Rehabilitation and Private Sanitary Sewer Replacement programs provide funds for needed home repairs to LMI residents, who could not otherwise afford them, allowing them to sustain the value of their individual homes. The Public Sewer and Storm Water

OMB Control No: 2506-0117 (exp. 09/30/2021)

Infrastructure programs provide funding to allow municipalities to make needed infrastructure improvements that typically may not be carried out as a result of budgetary constraints. By funding these activities, the municipalities can either reduce or maintain the current overall operating costs of such systems resulting in a reduction of required cost increases which significantly burden LMI households.

If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan

At this point in time, the Jefferson County CDBG program does not have any programs that purchases or directly uses publicly owned land or property. If a need is identified in future years this option may be considered.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

Annual Goals and Objectives

AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e)

Goals Summary Information

Goal Descriptions

1 Goal Name Home Rehabilitation Program

Goal Description This is a two-year forgivable loan of up to $15,000 available to LMI owner occupied residents’ that are at or below 80% of median income for the repair of health and safety issues to their existing owner-occupied home. Homes must be located in either unincorporated Jefferson County or within a participating municipality.

2 Goal Name Private Sanitary Sewer System Replacement Program

Goal Description This is a two-year forgivable loan of up to $20,000 available to LMI owner occupied residents’ that are at or below 80% of median income for the repair or total replacement of failing private on-site sanitary sewer systems of owneroccupied homes. Failing Status must be able to be verified through the Jefferson County Building Department or by licensed sewer inspectors. All repairs, replacements, and associated engineering work must be completed by a licensed professional verified on file with the Jefferson County Building Department. Homes must be located within unincorporated Jefferson County or within a participating municipality

3 Goal Name Handicap/ADA Public Facility Assistance Program

Goal Description This program is designed to assist Jefferson County and its participating municipalities in handicap accessing its public facilities and public service areas, primarily parks, sidewalks including curb cuts and other areas of public egress. Funds to offset costs will be made available for application in the amount of up to $20,000 per barrier removed. Projects in predominately LMI areas will receive a higher priority rating.

OMB Control No: 2506-0117 (exp. 09/30/2021)

4 Goal Name Residential Public Sewer Tap-on Program

Goal Description This is a onetime grant equal to the amount of the sewer tap-on fee charged by the public sewer district available to LMI owner occupied residents’ that are at or below 80% of median income for the fees/costs associated with residential new service hook-up to a centralized sewer collection service. Homes must be located within unincorporated Jefferson County or within a participating municipality.

5 Goal Name Sewer Infrastructure Program

Goal Description This program is available to participating municipalities and all public sewer districts/departments located within unincorporated Jefferson County and participating municipalities. The program is designed to offset costs incurred by such districts/departments for the replacement or upgrading of public sewer service to a predominately low- to moderate-income areas. Eligible costs include but are not limited to installation or renovation of existing “main” sewer lines. These funds are awarded on a competitive basis yearly. Application amount divided by $5,000 per LMI home/overall project, maximum of $250,000 per project.

6 Goal Name Stormwater Infrastructure Program

Goal Description This program is available to all participating municipalities and public sewer districts/departments located within unincorporated Jefferson County and participating municipalities. The program is designed to offset costs incurred by such districts/departments for the replacement or upgrading of public storm water service to a predominately low- to moderate-income areas. Eligible costs include but are not limited to installation or renovation of existing “main” retention-elimination system lines and for repairs needed to eliminate storm water erosion in predominately low- to moderate-income areas. These funds are awarded on a competitive basis yearly. Application amount divided by $5,000 per LMI home/overall project, maximum of $250,000 per project.

7 Goal Name Administration

Goal Description These funds will pay the expenses for the general administration of the CDBG programs described in this application (i.e. salaries, benefits, operating costs, etc.) These administration funds are reimbursed to the contracted CDBG administrator, the EDC of Jefferson County.

AP-35 Projects - 91.420, 91.220(d)

Introduction

The table below lists the projects that Jefferson County will undertake in 2021 in order to address the needs identified through its Consolidated Plan Process.

# Project Name

1 2021 HOMEOWNER REHABILITATION PROGRAM

2 2021 PRIVATE SANITARY SEWER SYSTEM REPLACEMENT PROGRAM

3 2021 HANDICAP/ADA PUBLIC FACILITY ASSISTANCE PROGRAM

4 2021 Residential Sewer Tap-on Program

5 2021 SEWER INFRASTRUCTURE PROGRAM

6 2021 STORM WATER INFRASTRUCTURE PROGRAM

7 2021 CDBG Grant Administration

Table 13 – Project Information

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

The primary national objective of the Consolidated Plan is to assist and benefit low-income and moderate-income residents, Jefferson County’s grant program funds will be targeted to low-income and moderate-income residents, neighborhoods and activities that benefit these residents as a whole.

The Jefferson County Entitlement program is comprised of County-wide programs which include, but are not limited to housing rehabilitation, sanitary sewer infrastructure (both individual residential and municipal), storm water infrastructure (municipal), removal of architectural barriers/Americans with Disabilities Act and any similar, low-to-moderate-income activities deemed a priority in the community needs identification portion of the program planning process. 100% of the Entitlement funds are available to residents of all unincorporated areas of the County as well as within the jurisdictions of the participating municipalities.

During 2019/20 the primary obstacle in meeting under-served needs was that of obtaining qualified applicants and confidence of ownership retention to meet the required 5-year forgivable loan period. The past declining and flat economy continues to take its toll on LMI applicants, primarily in the reduced current value of homes. As a result, this lower valuation has significantly reduced the amount of available equity (value of home minus current balance of mortgage) required to meet program guidelines. A large majority of applicants are “upside down” in their mortgages.

While overall unemployment does continue to decline in Jefferson County, it has been identified in typical LMI applicants, that a commitment to retain an owner-occupied home for the five years of participation in any given program is a commitment that many are not comfortable in making seeing the unstable financial situation of this sector of the population. Typically, LMI applicants have represented a

OMB Control No: 2506-0117 (exp. 09/30/2021)

high percentage of the unemployed, if such applicant has successfully gained employment; they are very skeptical as to the longevity of the employment and therefore also very skeptical about making a legal commitment for the five-year forgiveness period required by our programs. It is the opinion of staff that these stated obstacles continue to reduce the number of applicants overall for all programs currently offered. Program requirements may need to be adjusted to overcome this need.

Additionally, historic State of Missouri budget cuts which affect local agencies that traditionally deliver services to low-moderate income individuals and families (Dept. of Mental Health, Medicaid, Dept. of Health and Senior Services) have had an equally significant impact on Jefferson County residents. In addition, some needs are not met because of choices to fund one set of priority needs over another. Jefferson County will continue to seek out additional areas of funding and investigate leveraging opportunities if available.

AP-38 Project Summary

Project

1 Project Name 2021 HOMEOWNER REHABILITATION PROGRAM

Target Area Jefferson County

Goals Supported Home Rehabilitation Program

Needs Addressed Affordable Housing

Funding CDBG: $150,000

Description

THIS PROJECT IS A TWO-YEAR FORGIVABLE LOAN FOR UP TO A MAXIMUM OF $15,000 PER LMI, OWNER OCCUPIED, SINGLE FAMILY RESIDENCES TO REPAIR OR RE PLACE HEALTH AND SAFETY ISSUES.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

It is estimated that 10 LMI owner occupied homes will be assisted

Location Description County Wide

Planned Activities

Rehabilitation of health and safety items of existing owner-occupied single-family units

2 Project Name 2021 PRIVATE SANITARY SEWER SYSTEM REPLACEMENT PROGRAM

Target Area Jefferson County

Goals Supported Private Sanitary Sewer System Replacement Program

Needs Addressed Affordable Housing

Funding CDBG: $80,000

Description

THIS PROJECT IS A TWO-YEAR FORGIVABLE LOAN FOR UP TO A MAXIMUM OF $20,000 PER LMI, OWNER OCCUPIED, SINGLE FAMILY RESIDENCE TO REPLACE AN EX ISTING FAILING ON-SITE PRIVATE SANITARY SEWER SYSTEM

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

An estimated 4 owner-occupied LMI sing family units will be assisted utilizing prior year funding still available

Location Description County Wide

OMB Control No: 2506-0117 (exp. 09/30/2021)

Planned Activities

Replace existing failing on-site septic systems to LMI owner occupied homes

3 Project Name 2021 HANDICAP/ADA PUBLIC FACILITY ASSISTANCE PROGRAM

Target Area Jefferson County

Goals Supported Handicap/ADA Public Facility Assistance Program

Needs Addressed Non-Housing Community Development

Suitable Living Environments

Funding CDBG: $2,223

Description THIS PROJECT IS DESIGNED TO ASSIST JEFFERSON COUNTY AND ITS PARTICIPAT ING MUNICIPALITIES IN HANDICAP ACCESSING ITS PUBLIC FACILITIES AND PUBLIC SERVICE AREAS. PROJECT WILL REMOVE ARCHITECTURAL BARRIERS IN PARKS , PUBLIC FACILITIES AND OTHER AREAS AS DESIGNATED ACCEPTABLE.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Estimated that at least one public facility will receive ADA improvements to architectural barriers. Location Description County Wide

Planned Activities

To remove architectural barriers from public facilities (parks, sidewalks, etc.)

4 Project Name 2021 Residential Sewer Tap-on Program

Target Area Jefferson County

Goals Supported Residential Public Sewer Tap-on Program

Needs Addressed Affordable Housing

Non-Housing Community Development

Funding CDBG: $1

Description This is a onetime grant equal to the current tap-on fee charged by the identified public entity, available to LMI owner occupied residents that are at or below 80% of median income for the fees/costs associated with residential new service hook-up to a centralized sewer collection service. Homes must be located within unincorporated Jefferson County or within a participating municipality.

OMB Control No: 2506-0117 (exp. 09/30/2021)

5

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Estimated 50 LMI owner-occupied single-family homes will be assisted utilizing prior year funding still available

Location Description County Wide

Planned Activities

To pay for tap-on fees and may install lateral lines for new connection to public sewer service for LMI owner-occupied single-family homes

Project Name 2021 SEWER INFRASTRUCTURE PROGRAM

Target Area Jefferson County

Goals Supported Sewer Infrastructure Program

Needs Addressed Non-Housing Community Development

Funding CDBG: $250,000

Description THIS PROGRAM IS AVAILABLE TO PARTICIPATING MUNICIPALITIES AND ALL PUBLIC SEWER DISTRICTS/DEPARTMENTS LOCATED WITHIN UNINCORPORATED JEFFERSON COUNTY AND PARTICIPATICIPATING MUNICIPALITES. THE PROGRAM IS DESIGNED TO OFFEST COSTS INCURRED BY SUCH DISTRICTS/DEPARTMENTS FOR THE REPLACEMENT OR UPGRADING OF PUBLIC SEWER SERVICE TO PREDOMINATELY LOWTO-MODERATE AREAS. ELIGIBLE COSTS INCLUDE BUT ARE NOT LIMITED TO INSTALLATION OR RENOVATION OF EXISTING "MAIN" SEWER LINES. THESE FUNDS ARE AWARDED ON A COMPETITIVE BASIS YEARLY. APPLICATION AMOUNT DIVIDED BY $5,000 PER LMI HOME/OVERALL PROJECT, MAXIMUM OF $250,000 PER PROJECT.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Estimated minimum of 250 LMI homes assisted-1 project

Location Description County Wide

Planned Activities

Replace or repair public sewer lines to LMI owner-occupied single-family homes

Project Name 2021 STORM WATER INFRASTRUCTURE PROGRAM

OMB Control No: 2506-0117 (exp. 09/30/2021)

6 Target Area Jefferson County

Goals Supported Stormwater Infrastructure Program

Needs Addressed Non-Housing Community Development

Funding CDBG: $500,000

Description THIS PROGRAM IS AVAILABLE TO PARTICIPATING MUNICIPALITIES AND ALL PUBLIC SEWER DISTRICTS/DEPARTMENTS LOCATED WITHIN UNINCORPORATED JEFFERSON COUNTY AND PARTICIPATICIPATING MUNICIPALITES. THE PROGRAM IS DESIGNED TO OFFEST COSTS INCURRED BY SUCH DISTRICTS/DEPARTMENTS FOR THE REPLACEMENT OR UPGRADING OF PUBLIC STORM WATER SERVICE TO PREDOMINATELY LOW-TO-MODERATE AREAS. ELIGIBLE COSTS INCLUDE BUT ARE NOT LIMITED TO INSTALLATION OR RENOVATION OF EXISTING "MAIN" RETENTION-ELIMINATION SYSTEM LINES AND FOR REPAIRS NEEDED TO ELIMINATE STORM WATER EROSION IN PREDOMINATELY LOW-TOMODERATE INCOME AREAS. THESE FUNDS ARE AWARDED ON A COMPETITIVE BASIS YEARLY. APPLICATION AMOUNT DIVIDED BY $5,000 PER LMI HOME/OVERALL PROJECT, MAXIMUM OF $250,000 PER PROJECT.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Estimated minimum of 250 LMI homes assisted-2 projects

Location Description County Wide

Planned Activities Replace or repair public storm water sewer lines to LMI owner-occupied single-family homes

7 Project Name 2021 CDBG Grant Administration

Target Area Jefferson County

Goals Supported Administration

Needs Addressed Affordable Housing Non-Housing Community Development Suitable Living Environments

Funding CDBG: $245,555

Description General program administration 20% of total funding

OMB Control No: 2506-0117 (exp. 09/30/2021)

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

N/A Administration of program

Location Description County Wide

Planned Activities Administration of the CDBG programs.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-50 Geographic Distribution - 91.420, 91.220(f)

Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

Because Jefferson County qualifies as an Urban County as defined by the U.S. Department of Housing and Urban Development (HUD), the size of its entitlement (CDBG and HOME funding) is determined by both unincorporated residents and residents of the participating municipalities. Currently 13 out of 15 municipalities have joined Jefferson County in meeting the requirements necessary to receive funding.

The primary national objective of the Consolidated Plan is to assist and benefit low-income and moderate-income residents, Jefferson County’s grant program funds are available to all qualified lowincome and moderate-income residents, neighborhoods and activities that benefit such qualifying residents and are not limited to a specific area.

Rationale for the priorities for allocating investments geographically

The Jefferson County Entitlement program is comprised of County-wide programs which include but are not limited to housing rehabilitation, sanitary sewer infrastructure (both individual residential and municipal), storm water infrastructure (municipal), removal of architectural barriers/Americans with Disabilities Act and any similar, low-to-moderate-income activities deemed a priority in the community needs surveys received by the Entitlement program during the planning process. 100% of the Entitlement funds are available to residents of all unincorporated areas of the County as well as within the jurisdictions of the participating municipalities

Discussion

No further discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-85 Other Actions - 91.420, 91.220(k)

Introduction

This section identifies other actions to be taken by Jefferson County during 2021

Actions planned to address obstacles to meeting underserved needs

Regarding qualified applicants, Jefferson County will continue to work with applicants to attempt to assist them in meeting the qualifications of the programs. If continued lack of equity is determined to affect the program overall, staff may recommend that program requirements be adjusted. Regarding funding, Jefferson County will continue to investigate creative leveraging strategies and additional funding sources.

Actions planned to foster and maintain affordable housing

The Analysis of Impediments to Fair Housing Choice (AI) is a comprehensive review of a jurisdiction’s laws, regulations, and administrative policies, procedures and practices affecting the location, availability, and accessibility of housing, as well as an assessment of conditions, both public and private, affecting fair housing choice. Impediments to fair housing choice are any actions, omissions, or decisions taken because of race, color, religion, sex, disability, familial status, or national origin. Policies, practices, or procedures that appear neutral on their face, but which operate to deny or adversely the provision of housing to persons of a particular race, color, religion, sex, disability, familial status, or national origin may constitute such impediments.

Jefferson County, along with the other members of the St. Louis HOME Consortium (St. Louis County, St. Charles County, City of Florissant and the City of O’Fallon) and the Housing Authority of St. Louis County during 2020 retained Mosaic Community Planning, LLC to conduct and prepare a Regional Analysis of Impediments to Fair Housing Choice study. This study, while regional, has specific recommendations for each of the consortium members. Jefferson County will address any and all barriers identified within its jurisdiction and act accordingly.

Many of the Impediments to Fair Housing that have been identified in the 2020 Analysis of Impediments to Fair Housing report prepared by Mosaic as being applicable to Jefferson County are also Barriers to Affordable Housing. These barriers are largely systemic and will require effort from both private and public sectors across the entire regional area to correct. Jefferson County will strive to undertake the stated strategies recommended in the report. Specific action items will be dependent upon future community and governmental engagement, planning, coordination, and available funding. While all of these barriers affect Jefferson County, many are regional issues as well that Jefferson County cannot

address on its own.

Jefferson County is sensitive to the effects that public policies have on the cost (including development, maintenance, rehabilitation, or management) of affordable housing within its jurisdiction. In the AI Study, none of the impediments listed were related to public policies that would or could hinder the development, maintenance or rehabilitation of affordable housing or add to the cost of existing affordable units within Jefferson County. Since Jefferson County does not believe that any local policy or regulation exists to create a significant barrier to the development, maintenance or improvement of any affordable housing within its jurisdiction, there is no need at this time to development a strategy to address such policies. Over the next five-years, Jefferson County will develop a strategy to remove or ameliorate the identified impediments to the best of its ability.

Actions planned to reduce lead-based paint hazards

Jefferson County will continue its existing efforts to reduce the Lead Paint Hazards in the County. This goal is achieved through the County’s Home Rehabilitation Programs in which contractors comply with all applicable Federal and State regulations. Jefferson County administration staff and contractors utilized are trained in Lead Safe Work Practices as required by our current funding levels per housing unit.

Jefferson County follows Federal and State of Missouri regulations in testing for lead and mitigating its affects. All housing units that are assisted with CDBG or HOME funding are inspected for deteriorated paint. Further, Jefferson County utilizes the services of Herlacher Angleton Associates, LLC, Barnhart, MO to execute lead-based paint risk assessments/lead testing for all homes constructed prior to 1978. All surfaces are treated using lead safe work practices and activity clearance is obtained, if necessary, from the assessment authorities. Jefferson County does not receive any additional funding for direct lead remediation

Actions planned to reduce the number of poverty-level families

A number of governmental agencies and private organizations operate programs within Jefferson County to reduce public funding dependency and poverty among its residents. Primarily among those agencies are the Missouri Division of Family Services and the Jefferson/Franklin Community Action Corporation, both of which are state and federally funded. They offer broad based assistance to primarily welfare recipients and the extremely low to low-income residents. Assistance includes but is not limited to food stamps, Medicaid health insurance, aid to dependent children, Section 8 housing vouchers, WIC, counseling, family self-sufficiency programs and several other programs which provide direct assistance to our low-income residents. Jefferson County seeks to reduce the number of poverty level families by investing its CDBG and HOME funds into programs and projects that support affordable housing overall and foster self-sufficiency and sustainability.

Jefferson County, like many other sister communities has seen high unemployment rates and

dramatically decreased new housing starts over the past several years. Existing small “Starter” type housing units that tend to be more affordable for LMI families are typically not readily available in all areas of Jefferson County. The housing slowdown has significantly reduced additional units of this size and price range from coming “online” in the past couple of years. These trends put an additional burden on individuals and families at and below the poverty level. In many cases, low-income families are forced to pay a disproportionate amount of their incomes for safe and affordable housing which in turn affects all aspects of an individual or family’s success in life.

To address this, the Jefferson County Entitlement program, in an effort to enhance but not duplicate service, utilizes referrals (in addition to its own outside applicants) from all local agencies to help provide additional services in order to assist these individuals on their track from dependency to independency. This is achieved through several programs/activities.

The first-time home buyer program operated through the County’s HOME funds provides financial assistance to LMI residents wishing to achieve their goal of home ownership, the home rehabilitation programs provides funds to alleviate health and safety issues to existing housing units (most Jefferson County LMI residents locate in older homes needing repairs due to their affordability). Job training/economic development is provided through the County’s various business funding programs offered primarily through the EDC and local banks (direct micro-enterprise program when funding is available) and through support of the County’s workforce development program which utilizes Jefferson College’s extensive workforce development programs and the Missouri Career Center System which serves as a labor exchange for both businesses and job seekers.

Unfortunately, Jefferson County has little to no identifiable transitional housing. While the need seems to exist, insufficient funding levels have played a major factor in meeting this need. The county will continue to search for additional funding and/or partner organizations to help meet this need, but the County is doubtful that it will be satisfied within this 5-year consolidated plan period.

Actions planned to develop institutional structure

During 2021 the institutional structure through which Jefferson County will carry out its housing and community development activities will continue to be through its contracted administrator, The Economic Development Corporation of Jefferson County with final adoption/approval of the Jefferson County Council. The EDC is a not-for-profit organization funded by the County of Jefferson and its participating municipalities to carry out general economic development programs including but not limited to programs available through the Small Business Administration (SBA), State of Missouri (DED), Economic Development Administration (EDA), Industrial Development Authority (IDA), and various other economic incentive programs as available. As a result of the range of tools and diversity that the EDC has available to it, the County of Jefferson relies upon the EDC for in-house administration of its countywide CDBG programs and activities, which benefit low-to-moderate income residents, eliminate slum and

blighted conditions or, address an urgent need.

Additional needs of the participating municipalities and non-profit organizations are determined at a local level and reported to the administrator for execution if deemed a priority need and funded. This organizational structure for delivery has been chosen because each municipal government can focus on the needs within its area of the County and the non-profit organizations can specialize on specific areas of service within all communities.

Jefferson County receives yearly HOME funding through its participation with the St. Louis HOME Consortium. St. Louis County Office of Community Development (OCD) is the administrator of these funds. Members of the St. Louis HOME Consortium meet on a quarterly basis to oversee project activity and annually to create policy, develop housing strategy and implement activities directed under the HOME program. Each member holds public hearings to make the public aware of their proposed use of HOME funds.

Actions planned to enhance coordination between public and private housing and social service agencies

Jefferson County takes a County-wide approach to issues affecting our low-to-moderate populations and engages in ongoing coordination between all providers of service whether public or private, at all given opportunities.

Jefferson County utilizes several avenues to provide access to and engage participation from the residents of the County as well as the general public. All reports including the Consolidated Plan, Annual Action Plan and Annual CAPER are posted in electronic form on the administrator’s website as well as provided in hard copy to all participating municipalities, public & municipal libraries within the County. Notices of all public hearings, public comment periods and availability of documents are posted at the above noted facilities along with the administrator’s office and County Administration Building as well as notices are placed in local newspapers of general circulation and posted in electronic form on the Administrator’s website.

To encourage public participation, Public Notices are also sent to the following identified public service agencies and organizations representing special interest groups, citizens with disabilities and low-tomoderate income individuals: Developmental Services of Jefferson County, Disability Resource Association, Catholic Community Services, Comtrea, Family Resource Center, Festus Housing Authority, Habitat for Humanity, Jefferson County Community Partnership, Jefferson County Family Services, Jefferson County Rescue Mission, Jefferson-Franklin Community Action Corporation, St. Vincent De Paul Society, Jefferson County Health Department and the Salvation Army.

Additionally, to enhance continued coordination, Jefferson County participates in meetings of the Jefferson County Housing Solutions Coalition (JCHSC) when held, a group comprised of individuals and organizations from various low-to-moderate income housing and service providers within the County,

OMB Control No: 2506-0117 (exp. 09/30/2021)

attends St. Louis HOME Consortium meetings, participates in Balance of State Continuum of Care meetings, sets on the Board of Directors of Jefferson/Franklin Community Action Corp and meets with other County Departments regularly to ensure coordination and availability of services to LMI clientele.

Discussion

No further discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

Program Specific Requirements

AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4)

Introduction

This section addresses program specific requirements of CDBG

Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1)

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0

2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0

3. The amount of surplus funds from urban renewal settlements

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan

5. The amount of income from float-funded activities

Other CDBG Requirements

1. The amount of urgent need activities

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 100.00%

OMB Control No: 2506-0117 (exp. 09/30/2021)

Discussion

No further discussion

Expected Resources

AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2)

Introduction

Community Development Block Grant (CDBG) funding has experienced small, yet consistent increases. However, Program Income received by the city will decline significantly after FY2022, when NECAC will have fulfilled their financial obligation to the City in terms of its loan repayment program. All City goals for 2021-2025 were created utilizing a specific estimated dollar amount to ensure goals are

OMB Control No: 2506-0117 (exp. 09/30/2021)

Narrative Description Annual Allocation: $

Program Income: $

achievable. Anticipated Uses of Funds Expected Amount Available Year 1 Expected Amount Available Remainder of ConPlan $

Total: $ CDBG publicfederal

Prior Year Resources: $

Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services 322,652 20,000 0 342,652 0

Internal Home Repair Program, External Home Repair Program, Mobile Home Repair Program, OFallon Transportation Program, Emergency Homeless Prevention Program Down Paymen Assistance Program, General Administration/Plannin Table 15 - Expected Resources – Priority Table

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

The City of O'Fallon hosts a fundraiser each year to supplement the Home Repair Programs provided by the Community Development Block Grant. Approximately $20,000 is raised each year to ensure low-tomoderate O'Fallon homeowners remain living safely and independently within their homes.

The Down Payment Assistance Program is funded by HOME funds through the St. Louis County HOME Consortium rather than the CDBG funds. The program assists low-to-moderate income first-time homebuyers with the purchase of an affordable home. It requires that the eligible participants attend housing counseling before and during the assisted purchase of the home. This program is available community wide. The consortium has agreements with NECAC, Beyond Housing, The Housing Partnership and Better Family Life for program delivery and service. The City’s goal is to assist homeowners with down payment. Due to the HOME allocation from the St. Louis Home Consortium, 0% of total CDBG funds are allocated for this program.

If appropriate, describe publically owned land or property located within the jurisdiction that

may be used to address the needs identified in the plan

There is at the current time, no identified publicly owned land or property to be used to address the needs identified in the plan.

Discussion

OMB Control No: 2506-0117 (exp. 09/30/2021)

Annual Goals and Objectives

Goal Descriptions

1 Goal Name Home Repair Programs

Goal Description Home repair programs to adress much needed home repair issues for eligible O'Fallon LMI residents. Goal to assist 25 residents with home repair.

2 Goal Name Emergency Homeless Prevention Program

Goal Description Public Service activity that will be contracted to subrecipient aimed at preventing homelessness in O'Fallon.

3 Goal Name Transportation Program

Goal Description Public Service activity to assist eligible residents with much needed transportation in response to the impediment of transportation to accessing fair and safe housing.

4 Goal Name ADA Improvement Program

Goal Description Program Income used to address ADA accessibility throughout O'Fallon to ensure accessibility for all residents.

5 Goal Name Administration & Planning

Goal Description 20% administrative and planning cap to be used towards necessary functions of administering O'Fallon's CDBG allocation.

AP-35 Projects - 91.420, 91.220(d)

Introduction

Affordable housing is a major problem not just in O’Fallon, but throughout St. Charles County. The most recent St. Louis HOME Consortium A.I. Identified a series of impediments that exist in the O’Fallon community. They are as follows:

• · Impediment #1: Low Labor Market Engagement and Limited Incomes Restrict Housing Choice and Access to Opportunity Among Protected Classes

• · Impediment #2: Lack of Access to Transportation Services In Some Areas of the Region Limits Housing Choices and Access to Employment, Services and Resources

• · Impediment #3: Insufficient Housing for People with Disabilities

• Impediment #4: Limited Access to Quality Schools Disproportionately Impacts Residents of Color

• Impediment #5: Lack of Affordable Housing Supply Prevents Members of Protected Classes from Living in Areas of Opportunity

• Impediment #6: Ongoing Need for Fair Housing Outreach, Education, and Enforcement

Aside from the goals set forth with the City’s Comprehensive Plan, there are specific goals within the CDBG Consolidated Plan to improve the affordability, and sustainability of the homes. These goals will be achieved through the following programs: Down Payment Assistance, Home Repair, Emergency Homeless Prevention and Transportation Programming, as well as using the general administrative and planning funds.

Through the St. Louis HOME Consortium, O’Fallon will offer first-time, low- to moderate- income homebuyers $10,000 toward a down payment on affordable housing in O’Fallon city limits.

O’Fallon will be using funding provided by the Community Development Block Grant to provide Home Repair Programs to low- to moderate- income level individuals and families within the City limits of O’Fallon. By offering Home Repair Programs , the City is providing resources to do much-needed repair work around their homes. The repairs will improve their living environment and, in some cases, help the recipients stay in their homes, including but limited to addressing code violations and accessibility issues.

O’Fallon is fortunate to have top-ranked schools within its geographic boundaries. The rising cost of housing prevents many from accessing these schools. Through the Down Payment Assistance Program, as well as the Home Repair Programs, O’Fallon will continue to build upon its efforts to ensure that all residents have access to these networks of schools and programming.

The City, through its Administration and Planning cap will build upon its fair housing education responsibilities, closely working with the Housing Team, the COC, the Veterans Housing Team as well as

EHOC, area realtors, lenders, insurance agents and title companies to promote affordable housing, fair housing choices and practices.

# Project Name

1 Admin

2 EHP (Emergency Homeless Prevention)

3 ADA Improvement Program

4 O'Fallon Transportation Program

5 Mobile Home Repair Program

6 Internal Home Repair Program

7 Exterior Home Repair Program

Table 17 – Project Information

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

The most recent Analysis of Impediments to Fair Housing identified several impediments within the O’Fallon and surrounding community, as well as offered suggestions to tackle and ameliorate them. These projects and programs are the City’s attempt to meet the identified needs in the community based on the A.I. feedback, consultation with area social service agencies, nonprofit organizations, elected officials, and housing organizations. Much of O’Fallon is single-family homes, with a growing rate of rental housing being constructed. CDBG funds will be used to ensure the existing housing stock remains safe and accessible for its residents, while also providing much needed transportation services for residents to access essential living functions and appointments and providing financial assistance to agencies keeping residents in their homes and off the streets. Education will continue to be a priority for the City of O’Fallon via CDBG funding to ensure better and more comprehensive understanding of fair and affordable housing. The CDBG funds will be used to work hard for O’Fallon’s population who is aging, disabled and/or LMI, because by helping O’Fallon’s most vulnerable populations, we are creating a much better O’Fallon in which to live.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-38 Project Summary

Project Summary Information

1 Project Name Admin

Target Area O'FALLON

Goals Supported Home Repair Programs

Emergency Homeless Prevention Program

Transportation Program

ADA Improvement Program

Administration & Planning

Needs Addressed Preservation of Existing Homes

Transportation

Homeless Prevention

Accessibility

Funding CDBG: $64,530

Description 20% cap for administrative and planning purposes; this project pays for a portion of the Public Assistance Specialist wages/benefits and for general admin and community planning costs in association with administering the CDBG grant.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

N/A as this is the planning and administration cap.

Location Description Throughout the City of O'Fallon, MO.

Planned Activities

This activity assist with the wages for the Public Assistance Specialist and other admin and planning costs relating to the CDBG grant.

2 Project Name EHP (Emergency Homeless Prevention)

Target Area O'FALLON

Goals Supported Emergency Homeless Prevention Program

Needs Addressed Homeless Prevention

Funding CDBG: $15,000

Description This program pays for mortgage, rent and utility assistance for O'Fallon residents on the brink of homelessness.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

15 Households.

Location Description Throughout the City of O'Fallon, MO.

Planned Activities Contract with selected and approved subrecipient(s) to administer funding for financial assistance with eligible O’Fallon residents’ rent/utilities/mortgage.

3 Project Name ADA Improvement Program

Target Area O'FALLON

Goals Supported ADA Improvement Program

Needs Addressed Accessibility

Funding CDBG: $20,000

Description This program supports ADA improvements to public walkaways, facilities and/or infrastructure

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Everyone accessing the area improved will benefit from this improvement.

Location Description Throughout O'Fallon, MO.

Planned Activities Improving City walk-ways to ensure accessibility for all residents.

4 Project Name O'Fallon Transportation Program

Target Area O'FALLON

Goals Supported Transportation Program

Needs Addressed Transportation

Funding CDBG: $33,397

Description

Funding for transportation services for Oâ¿¿Fallon residents who are 62 years of age and older, who are disabled and/or those who are LMI

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Goal: 40 O'Fallon residents assisted

Location Description Residents from throughout O'Fallon, MO

Planned Activities

Transportation services

5 Project Name Mobile Home Repair Program

Target Area O'FALLON

Goals Supported Home Repair Programs

Needs Addressed Preservation of Existing Homes

Funding CDBG: $15,000

Description This program provides up to a $3,000 grant to eligible Oâ¿¿Fallon mobile home residents to address much needed home repair issues.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Goal: 5 LMI O'Fallon households rehabilitated

Location Description Mobile Homes throughout the City of O'Fallon, MO.

Planned Activities

Much-needed home repair for residents living in mobile homes.

6 Project Name Internal Home Repair Program

Target Area O'FALLON

Goals Supported Home Repair Programs

Needs Addressed Preservation of Existing Homes

Funding CDBG: $104,725

Description This program provides a 5-year 0% forgivable loan to eligible O'Fallon residents to assist with internal home repair needs (including eligible code violations).

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

11 LMI O'Fallon resident households.

Location Description Throughout O'Fallon, MO

Planned Activities Up to $7,500 in the form of a 0% interest, 5-year forgivable loan to address internal home repair projects/needs to eligible O’Fallon residents.

7 Project Name Exterior Home Repair Program

Target Area O'FALLON

Goals Supported Home Repair Programs

Needs Addressed Preservation of Existing Homes

Funding CDBG: $90,000

Description This program will provide financial assistance to eligible Oâ¿¿Fallon residents to address External Home Repair Needs and eligible code violations.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

9 LMI O'Fallon Households.

Location Description Throughout the City of O'Fallon, MO.

Planned Activities Up to $10,000 in Grant funding for External Home Repair Projects for LMI O’Fallon residents.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-50 Geographic Distribution - 91.420, 91.220(f)

Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

The 2019 ACS 5 Year Estimates Data Profile attributes O’Fallon’s population as 87,242, with 88.9% of the population identifying as white, 4.6% identifying as Black or African American and 3.4% identifying as Asian. The median household income was reported to be $90,025, with at least 9% of the population living below the poverty level (based on a four-person household). Of the population aged 18 to 64 years, about 6.5% is reported to be disabled and 23.7% is reported to be at least 65 years of age. City of O’Fallon’s population that is aging, living at or below the poverty level, identifies as a minority, and/or is disabled has continued to increase steadily, highlighting the importance of housing affordability, accessibility, preservation, homeless prevention, and transportation.

CDBG investments are made citywide since low- to moderate- income people are not concentrated in only one geographic area of the city. The north side of O’Fallon between Interstate 70 and Tom Ginnever Avenue has a large concentration of the older housing stock and lower-assessed home values. However, other more affordable housing options, such as mobile homes and multi-family structures, are distributed throughout the city.

Table 18 - Geographic Distribution

Rationale for the priorities for allocating investments geographically

O’Fallon is a geographically large and vast City. There are no clearly identified Low-Mod Areas. CDBG funds will be spent throughout the entire city, with no identifiable plans to concentrate funding in specific area. O’Fallon does claim some older housing stock that is primarily located north of Highway 70, so there is a great probability that a greater amount of the funding may be used in that area.

Due to its vast geographical area, the need for transportation is paramount for residents to reach medical appointments, employment, essential living appointments, to get to food pantries and other social service agencies.

Discussion

N/A - no additional discussion.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-85 Other Actions - 91.420, 91.220(k) Introduction

By creating a strong network of social service agencies, local governments and other interested entities, common goals can be achieved in harmony.

Actions planned to address obstacles to meeting underserved needs

The City of O’Fallon will continue to serve on the St. Charles Housing Team to advocate for affordable, accessible housing in the community, universal design options to be included in all new construction, to destigmatize the use of Housing Choice Vouchers, to educate residents and elected officials as to the benefit of Housing Choice Vouchers and affordable housing, especially in scattered site and not just lumped into the less desirable areas of the City that lack access to food, banking, transportation and medical needs. to increase the number and variety of housing for first-time buyers, seniors, etc.

The City of O’Fallon will continue to cooperate with Habitat for Humanity to supply affordable housing by providing information regarding vacant residential lots and condemnations, as well as to remain in constant contact with City Code Enforcement and Building Inspectors to identify needs and trends in the community, with the goal of removing punitive measures and providing true financial and emotional support.

The City of O’Fallon also hosts the Project HOME Golf Tournament each year, to raise funds to fill the gaps that CDBG funds sometimes leave, assisting low-income homeowners with needed home repairs pertaining to code violations.

Actions planned to foster and maintain affordable housing

The City will continue to work with developers to provide housing opportunities to meet the needs of all segments of the population including households with special needs, such as residents who are aging, disabled, female-headed households and lower-income families. Quality housing at all price points (especially affordable) enhances the overall quality of life of our citizens.

The City of O’Fallon continues to work as a member of the Housing Team to destigmatize the language and perceived understanding that affordable housing, housing choice (formerly called Section 8) vouchers, transitional housing, rental housing and to foster a more widely educated general public that can get back to the small town feeling of taking care of their neighbors, no matter their current housing situation. The City will also partner more regularly with EHOC, realtors, lenders, insurance agents and more to provide education to the general public, elected officials, city staff, as well as anyone looking to move into O’Fallon.

The City of O’Fallon joined the St. Louis County HOME Consortium in 2006. The HOME Consortium

provides the City of O’Fallon with additional funds to be used for the Down Payment Assistance program. The Down Payment Assistance program helps eligible first-time home buyers who meet the income requirements stated by HUD, by providing up to $10,000 in an interest-free loan to be used toward a down payment on a home within O’Fallon City limits. The funds do not require a match from the homebuyer, and the loan is forgiven after five years if the homeowner does not refinance, sell, or rent out the property. As housing prices continue to rise in O’Fallon, this down payment helps LMI firsttime home buyers secure a safe home by dropping the overall price tag and helping educate the homebuyer regarding finances, homeownership and more.

Actions planned to reduce lead-based paint hazards

All homeowners in the Home Improvement Loan Program with houses built before 1978 are given the “Protect Your Family from Lead In Your Home” pamphlet and must sign a “Confirmation of Receipt” for documentation purposes. In addition, the homes must undergo lead-based paint testing on the areas of a home where existing paint could be disturbed by home improvement projects, as determined by the City Building Inspector. Lead Testing will be conducted by an outside agency.

Since much of the housing stock was built in the last 50-60 years, lead problems are not as prevalent as in other communities. Approximately 10.6% of the housing structures were built before 1980 with less than 2% built before 1950, according to 2019 ACS 5 Year Estimates Data Profile. When houses are found to contain lead, actions will be taken to consult with a lead hazards and abatement firm. Furthermore, strategies will be developed with other community organizations for educating rental property owners, homeowners, and occupants of rental housing about lead-based paint hazards. In addition to all homes built on or before January 1978, the northern area of the City will be targeted since it houses a majority of the City’s older housing stock.

Brochures are distributed at each initial meeting/inspection and reviewed, as needed, with the homeowner. The homeowner and the jurisdiction sign paperwork attesting to this action. The City building inspectors work closely with CDBG staff, including, but not limited to identifying lead hazard concerns.

Actions planned to reduce the number of poverty-level families

Through its home repair programs, the City of O’Fallon aims to ensure that poverty level families remain safely housed and not subject to eviction due to repair concerns in their homes.

Through the Emergency Homeless Prevention program, the City of O’Fallon aims to partner with social service and nonprofit organizations in the community to ensure that financial assistance is available to poverty-level families at risk of eviction, foreclosure, and/or disconnect notices.

By helping in these areas, the goal is to ensure a safe, accessible, and stable home for the family, so that they can then focus on other areas of need, without having to worry about housing security and

stability.

The City of O’Fallon will provide training and education on fair housing practices to homeowners, potential homeowners, renters, and landlords, city staff, elected officials and area non-profit organizations in the community to ensure that poverty-level families and truly everyone in the community understands what is right, just, fair and required when it comes to housing.

The City will continue to refer to the Coordinated Entry Program for housing related needs, to ensure that the individual/family can receive an assessment, housing assistance, as well as information to support any other needs identified. The goal is to address the whole person and family, not just the part; to get and keep them safely housed and then to also address the subsequent areas of concern and need to further ensure the stability of the housing.

Actions planned to develop institutional structure

The City of O’Fallon aims to enhance its current CDBG funded transportation program to reach a wider audience of need. It will not be comprehensive, and due to minimal funding within the Public Services cap, will not be able to meet the need in full, but the program will now be able to transport O’Fallon’s LMI residents who lack access to transportation.

The City of O’Fallon also aims to bolster its Home Repair Programs to meet the skyrocketing costs of home repair and maintenance. Through the creation of a mobile home specific program, as well as a more effective breakdown of financial assistance for internal vs. external repair needs, the city will be able to better meet the scope of need in its community.

Administration and planning funds will be used to further fair housing education within O’Fallon, to continue to serve and collaborate with the St. Charles Housing Team, Repair Network, TASCC group, EHOC, the Continuum of Care and more to ensure that fair, accessible and affordable housing is, becomes and remains available within the City of O’Fallon. They will also be used to ensure the programs are run properly and that the impediments identified in the A.I. are regularly being evaluated, tackled, with the goal of alleviating them.

Actions planned to enhance coordination between public and private housing and social service agencies

The Community Council of St. Charles County currently operates the County’s HMIS and Coordinated Entry System, with over fifty (50) agencies currently using the system to generate reports, minimize duplication of service and to best meet the needs of the housing-sensitive community in O’Fallon. This system links residents to the services they need to remain living safely and independently in their homes. The City has provided funding to support this system and the growing demand for it. Reports are repeatedly shared at all levels – with area businesses, local governments, area nonprofits, faithbased organizations, and public and private education institutions through the Continuum of Care and

the efforts of the Community Council of St. Charles County.

There are several agencies providing a wide range of housing and supportive services to the community as well as advocacy groups for individuals who are aging and/or disabled, all of which indicate a need to provide affordable housing. There is also an identified need to provide accessibility and universal design in both renter and owner-occupied units. In addition to housing, transportation services are also lacking in O’Fallon and throughout County. No public transportation service is available except for a limitedservice system within the City of St. Charles. O’Fallon belongs to the Housing Team, The Veterans Housing Team as well as the Continuum of Care all of which are committed to private, public, nonprofit partnerships, and collaborations to ensure community housing needs are being met. The City also partners with area realtors, lenders, insurance agents and the St. Louis Metropolitan Equal Housing Opportunity Council to encourage better understanding of home ownership, fair housing practices and affordability.

Discussion N/A - no additional discussion.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Program Specific Requirements

AP-90 Program Specific Requirements - 91.420, 91.220(l)(1,2,4)

Introduction

Proposed Uses of CDBG Funds

Housing Programs: $209,725.00

Project Delivery Costs: $22,000

Internal Home Repair Program: $82,725

External Home Repair Program: $90,000

Mobile Home Repair Program: $15,000

Public Services

Emergency Homeless Prevention: $15,000

O’Fallon Transportation Program: $33,397.00

Community Development

ADA Improvement Program: $20,000.00

Grant Administration : $ 64, 530.00

Total: $342, 652

Community Development Block Grant Program (CDBG)

Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1)

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 20,000

OMB Control No: 2506-0117 (exp. 09/30/2021)

2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan.

3. The amount of surplus funds from urban renewal settlements

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan

Other CDBG Requirements

1. The amount of urgent need activities

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan.

Discussion

This annual action plan covers the year 2021. All funding, designated for low-to-moderate income individuals, either presumed benefit or income-qualified. The Program Income of $20,000 may benefit some low-to-moderate income individuals, but the true value is unknown, as it is anticipated to be spent

on the improvement of walkways through O’Fallon, to ensure the city is accessible for all its residents. This program income will only be available for the first two years on the plan, as it is the result of a NECAC loan repayment to the City and NECAC will have fulfilled its financial obligation at the end of Calendar Year 2021.

Expected Resources

AP-15 Expected Resources - 91.420(b), 91.220(c)(1,2)

Introduction

St Charles County expects an allocation of $1,122,662.00 for FY2021 CDBG funding. During the last 5year consolidated plan, CDBG allocations varied from 1,074,952 to 1,112,491. The below chart assumes that same average allocation of 1,122,662 for each of the five years.

Anticipated Resources

The County will continue to allocate 20% to admin, 15% to public service, and the remaining dollars to fund various programs for eligible lowincome families through the participating jurisdictions of St Charles Urban County.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied

The Community Development Block Grant will fund some similar programs receiving private, state, and local funds, such as rent and utility assistance but will also expand services to low-income families by funding additional programs not already funded by other resources. All of the funds received by the County are important to reach and assist as many in the community as possible. The CDBG programs help expand available services for low-income families and fill a gap in services. There have been no matching requirements identified at this time.

If appropriate, describe publically owned land or property located within the jurisdiction that

Table 19 - Expected Resources – Priority Table

may be used to address the needs identified in the plan

At this time, there is no publicly owned land or property to address the needs identified within the plan.

Discussion

Annual Goals and Objectives

Goal Descriptions

1 Goal Name Affordable Housing Development/Rehabilitation

Goal Description Affordable rental housing was identified as a priority need for the community. St Charles County provides 1 rental unit through the purchase of one house and the cost to rehab the home. This project was identified as a community need for affordable rental housing.

2 Goal Name Housing Rehabilitation

Goal Description Includes the City of St Charles and St Peters

The Home Improvement Programs provide decent, safe, affordable housing for low-moderate homeowner occupants. The programs funded in the St Charles Urban County's participating jurisdictions provides services to this demographic that they would not otherwise be able to afford. A total of 85 units of service are projected which also includes funding of one full time staff person and one part time staff person to administer the Home Improvement Programs for St Charles County and the City of St Charles.

3 Goal Name Program Administration

Goal Description The City of St Charles is under contract with the St Charles Urban County to administer CDBG activities. St Peters will provide their own oversight of the Home Improvement Program, Transportation Program, and other small projects specifically for St Peters residents.

Table 20 – Goals Summary

4 Goal Name Transportation

Goal Description St Charles Urban County has essential transportation programs for the elderly and disabled. Residents of all participating jurisdictions, (PJ's), are eligible to participate. The City of St Peters coordinates their own transportation program. The City of St Charles coordinates rides for the other PJ's.

5 Goal Name Community Services

Goal Description

The Community Services projects are divided amongst the participating jurisdictions. The Cities of St Charles and St Peters also have public service projects such as Transportation, Meals on Wheels, Lawn Mowing services and General Community Services. All programs and activities provide such services to low-moderate income persons to include those with disabilities and who are elderly.

6 Goal Name Homeless Prevention

Goal Description

The Community Services projects are divided amongst the participating jurisdictions. Some community services are funded for homeless prevention within St Charles County municipalities. The services can include but not limited to Coordinated Entry, and the Point in Time Homeless Count

7 Goal Name Code Enforcement

Goal Description City of St Charles only. Supports one full time inspector that works in CDBG eligible areas where the majority of the households are primarily low-moderate income. The Code Enforcement Officer conducts property maintenance inspection, and rental inspections to ensure that a house is safe, decent, and habitable.

AP-35 Projects - 91.420, 91.220(d)

Introduction

St Charles Urban County will fund fifteen (15) projects during FY21. These projects will be funded based on priority needs identified during the FY 2021-2025 Consolidated Planning period and the FY21 Annual Planning process. These identified needs will be funded with CDBG monies and/or leveraged municipal funds.

# Project Name

1 2021 UC Home Improvement

2 2021 STC Rehab Admin

3 2021 STC Code Enforcement

4 2021 STP Home Improvement

5 2021 STP Rehab Admin

6 2021 UC Rental Rehab

7 2021 STC Administration

8 2021 UC Admin

9 2021 UC Homeless Prevention (CAB)

10 2021 STP Meals on Wheels

11 2021 STP Community Services Lawn Mowing

12 2021 STP Transportation

13 2021 UC Transportation

14 2021 UC Coordinated Entry

15 2021 Community Services

Table 21 – Project Information

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs

There is a total of 15 projects the County will fund for FY2021. Six projects are administered by the City of St Charles on behalf of the Urban County, five are the City of St Peters projects and four are the City of St Charles, The City of St Charles is a sub-recipient of the Urban County and is charged with administration of CDBG funds. All projects funded are available within each participating jurisdiction and are based on the needs identified within them. The City of St Charles combined their Home Improvement and Transportation program with the Urban County's program starting in 2021. The City of St Peters will manage their programs that has been assigned to them. St Charles County is the lead agency for the Urban County, and the CDBG Entitlement Grantee.

Limited funding and public service cap will always be an obstacle in addressing all of the needs within the Urban County. During FY 2021, the County will continue to provide funding for projects to continue addressing the identified needs. The Urban County will also continue to administer some previously

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-38 Project Summary

Project

1

Project Name 2021 UC Home Improvement

Target Area St. Charles Urban County City of St. Charles

Goals Supported Housing Rehabilitation

Needs Addressed Housing Rehabilitation

Funding CDBG: $372,867

Description

The Home Improvement Programs funded in the St. Charles Urban County's participating jurisdictions provides services this demographic would not otherwise be able to afford with home repairs.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

The County anticipates assisting 55 low-income families living within the Urban County.

Location Description Available in the Cities of St Charles, Lake St Louis, Cottleville, Wentzville, Weldon Spring, New Melle, St Paul, and the unincorporated areas of St Charles County.

Planned Activities Provide financial assistance for home improvement projects including but not limited to siding, electrical repairs, plumbing, concrete improvements, and roof repair or replacement.

2

Project Name 2021 STC Rehab Admin

Target Area City of St. Charles

Goals Supported Program Administration

Needs Addressed Program Administration

Funding CDBG: $97,000

Description

Funds are provided for staff salaries, benefits and other necessary insular items needed to manage the Home Improvement Programs on behalf of the County and its participating jurisdictions within the CDBG Urban County.

Target Date 12/31/2021

OMB Control No: 2506-0117 (exp. 09/30/2021)

Estimate the number and type of families that will benefit from the proposed activities

Rehab admin review and support for 62 applicants in the Home Improvement Loan Program.

Location Description Participants will reside within the participating jurisdictions of the Urban County. The administration office is located within the St Charles City Hall building

Planned Activities Staff to review and approve applications for the Home Improvement Loan Program. Work with clients in obtaining proposals, schedule inspections, process payments etc.

3 Project Name 2021 STC Code Enforcement

Target Area City of St. Charles

Goals Supported Code Enforcement

Needs Addressed Code Enforcement

Funding CDBG: $70,000

Description supports one full time inspector that works in CDBG eligible areas where the majority of the households reside in US Census tracts and block groups that IDIS determined have primarily low-moderate incomes. The Code Enforcement Officer conducts property maintenance inspections, and rental inspections to ensure that the house is safe, decent, and habitable.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Code Enforcement is estimated to provide 250 rental occupancy inspections, and 50 units of property maintenance code compliance. The program inspector also works with the Home Improvement clients to ensure that home rehab work is properly quoted and completed.

Location Description Within US Census tracts where the populations are at least 51% lowmoderate income.

Planned Activities

4 Project Name 2021 STP Home Improvement

Target Area City of St. Peters

Goals Supported Housing Rehabilitation

Needs Addressed Housing Rehabilitation

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $165,000

Description Funds from Urban County's Entitlement provided to the City of St. Peters to make 5-year forgivable loans to low - moderate income owner occupied residential housing.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

The County is anticipating assisting 22 low-income families living within the City of St Peters with home rehabilitation projects.

Location Description Low-income residents within the City of St Peters

Planned Activities Provide financial assistance for home improvement projects including, but not limited to siding, electrical repairs, plumbing, concrete improvements, and roof repair or replacement.

5 Project Name 2021 STP Rehab Admin

Target Area City of St. Peters

Goals Supported Program Administration

Needs Addressed Program Administration

Funding CDBG: $1,000

Description Funding provided to cover staff costs for management of the City of St. Peters Home Improvement Loan Program.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

The County anticipates assisting 22 low-income families living within the City of St Peters

Location Description City of St Peters

Planned Activities Review applications, setup file, schedule inspection, close loans, process payments, prepare deeds and full deeds of release, and subordination deeds of trusts, and other clerical duties to support the program.

6 Project Name 2021 UC Rental Rehab

Target Area St. Charles Urban County

Goals Supported Affordable Housing Development/Rehabilitation

OMB Control No: 2506-0117 (exp. 09/30/2021)

7

Needs Addressed Affordable Housing Development / Rehabilitation

Funding CDBG: $80,000

Description Funds to purchase a home and rehabilitate and to provide one affordable rental housing unit.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Activity provides for 1 rental housing unit

Location Description Location is to be determined with in St Charles Urban County

Planned Activities

Provide funding for one affordable rental unit

Project Name 2021 STC Administration

Target Area City of St. Charles

Goals Supported Program Administration

Needs Addressed Program Administration

Funding CDBG: $146,510

Description Funding for staff salaries, benefits, training, and office supplies necessary for administering the CDBG programs and activities.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Provides support for all programs and clients assisted

Location Description CDBG Administration Office is located within the St Charles City Hall

Planned Activities Provides CDBG Regulatory compliance as well as general administration for the Urban County including preparation of the Consolidated Plan, Annual Action Plan, and Consolidated Annual Performance & Evaluation Report, Environmental Review and required reports and communications with the U.S. Department of Housing and Urban Development.

8 Project Name 2021 UC Admin

Target Area St. Charles Urban County

OMB Control No: 2506-0117 (exp. 09/30/2021)

Goals Supported Program Administration

Needs Addressed Program Administration

Funding CDBG: $21,890

Description Program delivery costs for all programs associated with Urban County CDBG

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

Planned Activities Provide program administration for general planning activities

9 Project Name 2021 UC Homeless Prevention (CAB)

Target Area St. Charles Urban County

Goals Supported Community Services Homeless Prevention

Needs Addressed Community Services Homeless Prevention

Funding CDBG: $25,000

Description Provides temporary assistance for rent & utility payments to prevent homelessness.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

St Charles County estimates assisting 50 residents who are lowmoderate income

Location Description All residents that are assisted will live within one of the participating jurisdictions of the Urban County

Planned Activities Temporary rent and utility assistance through sub-recipients

10 Project Name 2021 STP Meals on Wheels

Target Area City of St. Peters

OMB Control No: 2506-0117 (exp. 09/30/2021)

11

Goals Supported Community Services

Needs Addressed Community Services

Funding CDBG: $10,000

Description Public service that provides hot meals to homebound seniors and the disabled

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

It is estimated that 10 residents will be assisted.

Location Description Within the city limits of St Peters

Planned Activities the provision of hot meals delivered, 2 per day, to low-moderate income households that are homebound, elderly, and/or disabled.

Project Name 2021 STP Community Services Lawn Mowing

Target Area City of St. Peters

Goals Supported Community Services

Needs Addressed Community Services

Funding CDBG: $2,520

Description Provides funds for lawn maintenance for elderly and disabled households

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

It is estimated that 12 families will be assisted

Location Description City of St Peters

Planned Activities Property maintenance activity-prevent tall grass and weeds.

12

Project Name 2021 STP Transportation

Target Area City of St. Peters

Goals Supported Transportation

Needs Addressed Transportation

OMB Control No: 2506-0117 (exp. 09/30/2021)

Funding CDBG: $28,500

Description Essential transportation services for elderly, disabled, and low-income persons.

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

The City of St Peters estimates that funding will assist residents with 250 rides or units of service

Location Description City limits of St Peters

Planned Activities Essential transportation to health care providers, grocery shopping, and other eligible places as necessary.

13 Project Name 2021 UC Transportation

Target Area St. Charles Urban County City of St. Charles

Goals Supported Transportation

Needs Addressed Transportation

Funding CDBG: $67,375

Description Essential transportation for low to moderate income households. Including the elderly and disabled

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Location Description

The County estimates that funding will assist residents with 600 rides or units of service

Planned Activities Countywide within participating jurisdictions

14 Project Name 2021 UC Coordinated Entry

Target Area St. Charles Urban County

Goals Supported Homeless Prevention

Needs Addressed Homeless Prevention

Funding CDBG: $25,000

OMB Control No: 2506-0117 (exp. 09/30/2021)

15

Description

Case management for HMIS and coordination of the HUD Annual PIT Homeless Count

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

It is estimated at 20 units of service (Coordinated Entry services) to assist the homeless with resources and support the Continuum of Care

Location Description Countywide with participating jurisdictions

Planned Activities Connect homeless people to housing resources to end homelessness

Project Name 2021 Community Services

Target Area St. Charles Urban County City of St. Charles

Goals Supported Community Services

Needs Addressed Community Services

Funding CDBG: $10,000

Description Provide funding for eligible organizations to provide a variety of community services to low-income Urban County residents

Target Date 12/31/2021

Estimate the number and type of families that will benefit from the proposed activities

Will be estimated based on the applications that will be reviews by the selection board

Location Description Within St Charles County

Planned Activities

Variety of eligible activities including but not limited to mental health, landlord counseling, food assistance, etc.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-50 Geographic Distribution - 91.420, 91.220(f)

Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed

St Charles Urban County consists of the unincorporated areas of St Charles County in addition to 8 participating jurisdictions including the cities of St Charles, St Peters, Cottleville, Lake St Louis, Weldon Spring, Wentzville, St Paul, and New Melle. The cities of St Charles and St Peters are the only subrecipients of Urban County for FY2021. All programs, except for the City of St Peters programs and the City of St Charles Code Enforcement, will be available for eligible residents within the participating jurisdictions of St Charles County.

Rationale for the priorities for allocating investments geographically

The City of St Charles and St Charles Urban County will be combining their Transportation and Home Improvement programs together. These programs will continue to include existing CDBG funded programs for eligible City of St Charles and St Charles Urban County residents per its agreement with the County. City of St Peters will continue to provide 20% of the FY2021 allocation separately to the St Peters residents for home improvement loan, transportation, and community services. The City of St Charles will continue providing Code Enforcement services to the City of St Charles residents.

Discussion

During FY18, the City of St Charles and St Charles Urban County began to administer programs on a county-wide basis related to housing, transportation, and community service assistance which were all identified as priority needs. The City of St Peters will continue to run their own home improvement program and public service programs. Some activities will receive new funding during FY21 while others will continue utilizing prior year remaining funds. The County will continue to promote the programs.

OMB Control No: 2506-0117 (exp. 09/30/2021)

AP-85 Other Actions - 91.420, 91.220(k)

Introduction

The County makes allocations based on needs, but this does present an obstacle out of the County’s control in trying to address all needs. During FY21, the County will continue to fund existing programs to meet underserved needs. The County will also continue programs funded in previous years utilizing the prior year’s funding. The County will continue to assess the needs on an annual basis to determine the best way to address obstacles and the underserved needs.

Actions planned to address obstacles to meeting underserved needs

During the 5-year Consolidated Plan and 1-year planning process, several needs were identified through the public hearing and public comment period. The County has several existing programs to assist in meeting some of the underserved needs. As in the past, many of the identified needs are considered Public Services according to HUD guidelines and therefore must fall within the 15% public service cap. The County makes allocation based on needs, but this does present an obstacle that is out of the County’s control in trying to address all needs. The County will continue to assess the needs on an annual basis to determine the best way to address obstacles and the underserved needs.

Actions planned to foster and maintain affordable housing

During FY21, The County has identified several housing programs to assist with the maintenance and or creation of new affordable units, The County will continue to fund a few habilitation programs to assist low-income families with maintaining their homes. The County and the City of St Charles will administer the Home Improvement Loan Program to provide funding to be used toward code violations or the repair or replacement of defective components of the home. Ten thousand dollars of funding becomes a grant after the homeowner continues to live in or maintain their property for 5 years. During 2021, the County will continue to administer a Property Maintenance program or code violations utilizing prior year allocations. With the effort to foster adorable housing, the County has allocation funding that can be used to provide funding for a new affordable development or to assist with rehabilitation of existing rental units. These funds are limited, and the intent is to increase the number of affordable rental units within the County.

Actions planned to reduce lead-based paint hazards

The County will continue to provide the Protecting Your Family from Lead Brochure to all applicants of the housing rehabilitation programs and will require lead testing for any homes built prior to 1978 where a painted surface will be impacted. This will continue to be important as the housing stock

continues to age. The County created a lead abatement program using HOME funds.

Actions planned to reduce the number of poverty-level families

To reduce poverty, area families need to have a steady income. The County will continue to support the efforts of the local career center and educational institutions in their training programs and job placement efforts for all within the community including poverty level families. These families may also be eligible for County-wide CDBG programs ultimately free up their own funding to go toward essential needs. The County will also continue to support funding a local agency to provide rent and utility assistance to those who may be in jeopardy of becoming homeless. The County is working with Sts. Joachim and Ann Care Service to purchase an affordable property that they can rehabilitate and rent out to a low-mod individual at or below market rent.

Actions planned to develop institutional structure

The County and the City of St Charles have an excellent institutional structure with open communication regarding CDBG projects and plans. The County has and will also continue to communicate with the participating jurisdictions regarding projects to ensure participation from residents throughout the urban County. Communication will continue to be the key in the success of the programs. The Urban County also relies on the St Charles Community Council and local social service agencies to relay and respond to the needs of the community and for the dissemination of program information. The county will continue to foster these relationships to improve the success rate of the CDBG programs.

Actions planned to enhance coordination between public and private housing and social service agencies

St Charles County has Housing Choice Vouchers funded by the US Department of Housing and Urban Development, (HUD) that are administered through NECAC. The Urban County has public housing units under the jurisdiction of the St Charles Public Housing Authority located within the City limits of St Charles. St Charles County agencies also work with landlords to facilitate the rental of available units for area low-income families. With FY20 funding available for housing, the County will communicate with local agencies to encourage the use of these funds to meet the housing needs within the Urban County. The County also continues to promote available programs within the County during meetings of the Continuum of Care of St Charles County and to area social service agencies working with low-income families within participating jurisdictions.

Discussion

During FY21, the County will continue several programs developed during the Consolidated Planning period to address the needs of the Urban County. The public service cap will continue to challenge the amount of dunning and programs the County can administer with CDBG money to address the identified needs. The County will continue to spend down prior year dollars through existing programs and will

OMB Control No: 2506-0117 (exp. 09/30/2021)

continue with the Urban County jurisdictions, the St. Charles County Community Council and area social service.

Program Specific Requirements

Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 30,000

2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan.

3. The amount of surplus funds from urban renewal settlements

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan

5.

Other

1. The amount of urgent need activities

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income.Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan.

OMB Control No: 2506-0117 (exp. 09/30/2021)

Discussion