Beyond what your bank can offer

perpetuity, with a portion of the investment income distributed annually.

Donors get to choose whether they name speci c charities, choose a cause or causes that they support or leave the money unrestricted.

Modest

“It’s important to understand that community gifting is not just for the wealthy; most Acorn supporters are very modest people who are passionate about this region,” says Lori.

People give to the causes that they value most; the 33.3 per cent tax credit this year just provides a really nice incentive to act before March 31.

For more information on how to support the Western Bay of Plenty, visit: www. acornfoundation.org.nz

Looking for expert nancial advice that goes beyond what your bank can o er?

Look no further than Rapson Loans and Finance. Founded in 2007, the team has a combined experience of more than 50 years in banking and related elds, helping numerous clients achieve their nancial goals.

Tailored solutions

First home buyers: tailored solutions for your dream home.

With the Government’s recent increase to home value caps and the slight decrease in house prices, there’s never been a better time for rst-time homebuyers to get on the property ladder. At Rapson Loans and Finance, we o er tailored solutions that exceed the limited policies of a focused on helping you your financial goals. focused on helping you achieve your financial goals. team of financial advisers specialising in mortgage type including first home purchases, investment up-sizing houses and business purchases. banks on your behalf making the lending process stress-free, and there generally no cost for our services. provide financial advice on your existing loan help with interest rate savings. single bank, giving everyone a chance to make their dream of owning a home a reality.

For many rst home buyers who meet the Kainga Ora policy, it’s now possible to get into their rst home with as little as a ve per cent deposit.

Family-focused

Focused on families: putting people rst

At Rapson Loans and Finance, our company is dedicated to helping families and individuals achieve their nancial dreams.

Whether you’re a rst home buyer or an investor, our team is committed to providing expert nancial advice and tailored solutions that go beyond what a single bank can o er. With a focus on putting people rst, we strive to make the nancial journey as stress-free and seam-less as possible for our clients.

119 9458 tristan@rapson.co.nz

Tristan Hewett Director, Financial Adviser 021 119 9458 tristan@rapson.co.nz

Brooke Reynolds Director, Financial Adviser 021 942 320 brooke@rapson.co.nz

We are a team of financial advisers specialising in mortgage lending of any type including first home purchases, investment properties, up-sizing houses and business purchases.

Tristan Hewett Director, Financial Adviser 021 119 9458 tristan@rapson.co.nz

Brooke Reynolds Director, Financial Adviser 021 942 320 brooke@rapson.co.nz

We deal with banks on your behalf making the lending process easy and stress-free, and there generally no cost for our services.

We can also provide financial advice on your existing loan structure to help with interest rate savings.

Jacques Pitts Financial Adviser 027 301 7177 jacques@rapson.co.nz

Jacques Pitts Financial Adviser 027 301 7177 jacques@rapson.co.nz

Brooke Reynolds Director, Financial Adviser 021 942 320 brooke@rapson.co.nz

Jacques Pitts Financial Adviser 027 301 7177 jacques@rapson.co.nz