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Dr. Ambrosio with her husband, Andrew and their children Bennett, Amelie & Camdyn
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info@elitepediatricdentistry.com Premiere 2014 • 92067Magazine.com • 3
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on the cover
15 PADRES ROYALTY TREVOR HOFFMAN 28 THERAPEUTIC LITERACY CENTER 30 THE RANCHO SANTA FE FIRE DISTRICT 39 KIMERA ORPHANAGE 42 COMMUNITY VOLUNTEER RUTH WESTREICH
features
18 FACES IN THE CROWD TONY SMITH 19 ALL FORE THE COMMUNITY GOLF TOURNAMENT
30 42
SERVICE, BRAVERY, SAFETY The Rancho Santa Fe Fire District protects life, property, and the environment in Rancho Santa Fe and surrounding areas through prevention, preparedness, education, and emergency response. We speak with Rancho Santa Fe Fire Chief Tony Michel about the ways the department serves the community.
28
20 STUDENT STAR SHELBY VEXLER 22 LOCAL FAMILY THE WOHLFORD FAMILY 36 CARL H. SMITH DDS 37 HELEN WOODWARD SURF-A-THON 38 YOUR NEIGHBOR’S RECIPE
THE FOUR PAISANOS’ HERBED PORK RIB ROAST
39 ART OF FASHION 40 SIGNATURE ORTHODONTICS 41 USPA ROSSMORE CUP AND MILITARY APPRECIATION
43 TEE’D OFF FOR A CURE INVITATIONAL
GOLF TOURNAMENT
44 KUMON SOLANA BEACH 45 IN OUR OWN BACKYARD OLD TOWN 46 ESTATE MANAGEMENT GROUP 48 BEHIND THE PAGES 54 HOME TIPS ENERGY CONSERVATION
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14 COMMUNITY CALENDAR Cover Photo:
Rancho Santa Fe Firefighter Nick Chapin with Patrick Conahan and Curran Decking Cover photo by Soul of Photography
16 SPORTS ANNOUNCEMENTS 24 COMMUNITY STUFF 26 OUT & ABOUT PHOTOS 50 REAL ESTATE WATCH 52 LIBRARY CALENDAR 55 COMMUNITY CHALKBOARD Premiere 2014 • 92067Magazine.com • 11
:::: FROM THE PUBLISHER
Premiere Issue TM
Publisher Derrick Breaux Creative Director Tyler McElhaney Editor Sarabeth McElhaney editor@zcodemedia.com
Community. Family. Fun.
I
Derrick Breaux Publisher
grew up in North San Diego County. I played sports…went to high school…got my first job…went to college…even met my wife – all in North County. Several years ago, we launched our first community magazine. The goal was simple – to publish a local magazine that people actually wanted to read. Since publishing our original issue back in 2009, ZCode Magazines has grown to a family of fourteen community publications – reaching a total combined circulation of 220,000 households. Each magazine focuses on a specific area of North County. I have the privilege of wearing two hats: one as publisher of ZCode Magazines and the other as a North County father, husband, and resident. As publisher, I am proud to say that we (the ZCode team) take great pride in striving to meet our goal. Our team members are all local San Diegans. Our editorial staff, writers, and photographers are actually on the ground in the communities that we serve – shaking hands, meeting people, and participating in local activities. As a North County resident, I take great pride in our communities. I’ve found that most people choose to live in North County because we like it here, and we are proud to call North County our home. Many people consider North County as one of the best places to live in the world – I agree. I couldn’t imagine living and raising my three children anywhere else. By picking up the latest issue of 92067 Magazine – or checking out www.92067magazine.com – you can take a moment to relax and experience a local magazine that is made for you. You can see other local families, students, businesses, and community leaders who all share something in common – the place we call home. We encourage you to tell us what you think and what you want to see and read in 92067 Magazine, and we encourage suggestions on who and what we should put in the local spotlight. Wondering where 92067 Magazine came from? Be sure to check out the feature on page 48 where we talk about the amazing people behind the scenes at ZCode. Also, be sure to notice the local businesses that make it possible to have a complimentary high-gloss, hyper-local magazine delivered directly to your mailboxes. Don’t hesitate to say hello and mention 92067 Magazine when you visit these local businesses. All the best, Derrick Breaux, Publisher
Director of Business Development Jessica Breaux Regional Account Executive Rick Micheri Associate Editor Tori Morrison Editorial Assistants Lainey Kral Randi Cantrell Graphic Designers Mani Salazar María Fernández Richard Soledad Traci Sally Photography Soul of Photography Production Coordinator Heather Lockwood Contributing Writers Amy Lehrer Jennifer Frakes Kelley Gusich Linda Frabl Liz Onufer Lydia Cobb Michelle Tremblay Advertising Sales Heather Reynolds marketing@zcodemedia.com 619-717-2322 92067 Magazine is published locally six times per year by Susco Media Inc. (dba ZCode Media / ZCode Magazines). © 2014 All Rights Reserved. Reproduction of any content in this publication without prior written permission is strictly prohibited. 92067 Magazine’s publication of information provided by advertisers (paid or unpaid) – or other companies or individuals – does not represent an endorsement or verification of accuracy. 92067 Magazine assumes no responsibility for the accuracy or liability for the content of advertising placed in the publication (or on the www.92067magazine.com website).
A ZCode Magazines Publication
www.92067magazine.com 11011 Via Frontera, Suite A San Diego, CA 92127 619-717-2322 tel 619-923-2678 fax info@92067magazine.com
12 • 92067Magazine.com • Premiere 2014
ZCode Magazines - A proud partner of Think Local First initiative
92127 MAGAZINE
Stay Informed. Stay Connected.
FIVE YEARS STRONG
Take a quick look across town with some of the other ZCode Magazines.
This year marks the five year anniversary of Del Norte High School. We sit down with Principal Mizel, and the staff members who have been at the school since its founding, about how the school has changed since its inception and how it will endure.
Local Stories. Local Photos.
DENIM DREAMS Though 92127 resident Katherine Daou has loved fashion since she was a little girl, it was her foray into the world of retail as a teen that inspired her as an adult to create her own clothing brand known as daou denim co.
YOUTHFUL DETERMINATION Sriya Avadhanam is one well-rounded 7th grader with varied interests in math, science, swimming, Indian classical dance, gymnastics, and drawing.
For more information and articles visit www.92127magazine.com.
92024 MAGAZINE CERTIFIED LOCAL We speak with Encinitas Station Certified Farmers Market Managers Brandon Janiss and Tasha Ardalan and Leucadia Market Manager Ron LaChance about what visitors can expect at the market and the benefits of shopping local.
FROM STAGE TO SCREEN Aubree Bouche, an award-winning performer, proves her skills in school and with the community theatre.
ROLE MODEL Daun DeWitt uses healthy living and volunteerism to make the community a better place.
For more information and articles visit www.92024magazine.com.
DEL •SOL MAGAZINE SERVICE ABOVE SELF We chat with Vicky Mallett, Board Member of the Del Mar-Solana Beach Rotary Club, and William Rawlings, President of the Del Mar Rotary Club, about the involvement of each club within their communities.
92130 MAGAZINE COMMUNITY HUB
Read along as we speak with Salome Martinez, Recreation Center Director at the Carmel Valley Community Park, about the exciting activities, programs, and developments in store for the park.
92009 MAGAZINE
OTHER ZONES
JET SETTING The McClellan-Palomar Airport serves as a gateway to and from North County San Diego. We speak with Airport Manager Olivier Brackett about the history behind the airport, its plans for reconstruction, lesser known facts about its flight services, and more.
92129 MAGAZINE GOING THE DISTANCE
We talk with Dennis McClanahan, Head Cross Country Coach at Mt. Carmel High School, and Robert Muschek, Head Cross Country Coach at Westview High School, about expectations for this season.
92064, 92078 AND 92128
Local community members and businesses alike in neighboring zip codes are featured bi-monthly. The news, photos, features and lifestyles are put in the spotlight. To find out more go to www.zcodemags.com.
Premiere 2014 • 92067Magazine.com • 13
:::: COMMUNITY CALENDAR
things to do in 92067 october + november 2014 OCTOBER NOV. 11
OCT. 11 RANCHO SANTA FE HISTORICAL SOCIETY PRESENTS FANDANGO 4:30 – 8 p.m. | Rancho Santa Fe Historical Society www. ranchosantafehistoricalsociety.org
OCT. 11, 12 LA JOLLA ART & WINE FESTIVAL Featuring 92067 artist Lizzy Levine 10 a.m. – 7 p.m. | Along Girard Ave. www.ljawf.org
OCT. 12 RANCHO SANTA FE FIRE DISTRICT PANCAKE BREAKFAST 8 – 11 a.m. | Fire Station 1 www.rsf-fire.org
FAMILY NIGHT OUT Ticket price includes pizza, popcorn, and bottled water Monsters University (grades K-5) First showing: arrive at 3:15 p.m. Second showing: arrive at 5:45 p.m. Divergent (grades 6-8): arrive at 6 p.m. Roger Rowe Elementary School Purchase tickets on Eventbrite by searching for the event
OCT. 29 AMAZING WORDS WITH RICHARD LEDERER 2 p.m. | Rancho Santa Fe Senior Center www.rsfseniors.org/programs.php
OCT. 15 RANCHO SANTA FE GARDEN CLUB PRESENTS COFFEE IN THE GARDEN 10 a.m. – 12 p.m. | Rancho Santa Fe Garden Club Contact Kelly at kellyd@naturedesigns.net for more information BLUE BUFFALO HOME FOR THE HOLIDAYS KICK OFF PARTY Help the Helen Woodward Animal Center fulfill their mission to save their ten millionth life 4 – 6:30 p.m. | Hotel Indigo www.animalcenter.org
OCT. 31 THE NATIVITY SCHOOL HALLOWEEN PARADE 8 a.m. | The Nativity School www.thenativityschool.org RANCHO SANTA FE EDUCATION FOUNDATION’S HALLOWEEN CARNIVAL AND PARADE 11 a.m. | Roger Rowe Elementary School www.rsfef.org
NOVEMBER NOV. 1 SAN DIEGUITO FALL FESTIVAL 12 – 3 p.m. | San Dieguito Park www.sandiegocounty.gov
OCT. 18
NOV. 4
7TH ANNUAL EVERYTHING IS POSSIBLE CELEBRATION Proceeds benefit people affected by cancer 6 – 10 p.m. | Del Mar Country Club www.theseanyfoundation.org
ELECTION DAY
OCT. 24 COMMUNITY CONCERTS OF RANCHO SANTA FE PRESENTS SUSAN EGAN Doors open: 6:15 p.m. Concert begins: 7 p.m. www.communityconcertsofrsf.com
NOV. 15 THE GRAUER SCHOOL HOSTS OPEN HOUSE 11 a.m. – 2 p.m. | The Grauer School www.grauerschool.com
NOV. 21 GRANDPARENTS AND SPECIAL FRIENDS DAY 11 a.m. | Roger Rowe Elementary School www.rsfef.org
NOV. 27 THANKSGIVING DAY
HALLOWEEN TASTE OF RANCHO SANTA FE Hosted by the Rancho Santa Fe Rotary Club and Rancho Santa Fe Foundation 4 – 7 p.m. | The Inn at Rancho Santa Fe www.tasteofrsf.org
VETERANS DAY
NOV. 9 THE RANCHO SANTA FE BIG BAND SWING ORCHESTRA PERFORMS 6:30 – 8:30 p.m. | Village Church Contact Marie Addario at 858-756-4542 to make reservations
ONGOING AUTUMN HARVEST TOURS AT THE HELEN WOODWARD ANIMAL CENTER Through Oct. 31 Reservations required See website for times | Helen Woodward Animal Center Email education@animalcenter.org to make a reservation www.animalcenter.org
MONDAYS FITNESS CLASS 10:45 – 11:15 a.m. | Rancho Santa Fe Senior Center www.rsfseniors.org
1ST WEDNESDAYS WRITER’S TALK Free, four-part workshop Nov. 5: Ava’s Apartment by Jonathan Lethem 10 a.m. – 12 p.m. | Rancho Santa Fe Senior Center Call 858-756-3041 for more information
SUNDAYS RANCHO SANTA FE FARMERS MARKET 9 a.m. – 1:30 p.m. | Del Rayo Village Shopping Center www.ranchosantafefarmersmarket.com
SUBMIT YOUR EVENT! GO TO WWW.92067MAGAZINE.COM 14 • 92067Magazine.com • Premiere 2014
It’s Trevor Time RSF RESIDENT AND FORMER PADRE INDUCTED INTO PADRES HALL OF FAME
R
ancho Santa Fe resident and retired Padres pitcher Trevor Hoffman was recently inducted into the Padres Hall of Fame by the San Diego Padres Hall of Fame Committee. Trevor’s career as a San Diego Padre was a prosperous and memorable one. Trevor was a phenomenal pitcher, a true team player, and a crowd pleaser. Over the course of his sixteen seasons with San Diego he compiled a 54-64 record with 552 saves in 618 opportunities. And boy could he get a crowd going. Padres fans will fondly look back on Trevor’s entrances to the field for years to come. The AC/DC music blaring, Trevor’s walk to the mound, the
cheering, and those iconic bells will forever be etched in our memories as “Trevor Time”. And although fans will no longer be able to watch Trevor pitch, his legacy will continue to grow within the San Diego community. “Trevor means so much to this organization. His profound impact for more than two decades – on the field, in the community and now in the front office – has been monumental,” said Padres President and CEO Mike Dee. Trevor has worked with organizations such as the National Kidney Foundation and Rady Children’s Hospital, while also donating to the Padres Scholars program, the San Diego Family Justice Center, and numerous military
outreach programs. He was named the local recipient of the Roberto Clemente Award on six occasions. He was also the recipient of the Lou Gehrig Award and Teammates for Kids Award, as well as the Hutch Award, and was awarded the Padres Chairman’s Award.
Premiere 2014 • 92067Magazine.com • 15
:::: SPORTS REGISTRATION & ANNOUNCEMENTS BASKETBALL BOYS JUNIOR DUNKERS REGISTRATION NOW OPEN Nov. 3: Practices begin See website for times | Rancho Santa Fe Community Center Contact 858-756-2461 or programs@rsfcc.org for more information www.rsfcc.org
DANCE JAZZERCISE CLASSES Mondays, Wednesdays, and Fridays 9 – 10 a.m. | Rancho Santa Fe Community Center www.rsfcc.org
POP WARNER
GOLF BREAST CANCER BENEFIT GOLF TOURNAMENT Organized by the women of the Rancho Santa Fe Golf Club (RSFGC) Proceeds will benefit the Edith Sanford Breast Cancer Foundation Oct. 16 12:30 p.m. | RSFGC Sign up at the club or contact Tournament Chair Deana Ingaus at dcingaus@outlook.com
TORREY PINES POP WARNER PALOMAR CHEER COMPETITION Oct. 26 Viejas Arena www.torreypinespw.com TORREY PINES POP WARNER WESCON REGIONAL CHEER COMPETITION Nov. 15 Long Beach www.torreypinespw.com
SOFTBALL
RUNNING
ALL FORE THE COMMUNITY GOLF CLASSIC Oct. 27 | Rancho Santa Fe Golf Club www.rsfcc.org
SAN DIEGUITO HALF MARATHON AND 5K REGISTRATION NOW OPEN Race date: Feb. 8 8 a.m.| Rancho Santa Fe Discounted price if registered by Oct. 25 Register online at www.halfmarathons.net/californiasan-dieguito-half-marathon-5k
FITNESS CLASS MORNING FITNESS CLASS WITH NAVID HANNAVASH 10:45 – 11:15 a.m. | Rancho Santa Fe Senior Center www.rsfseniors.org/programs.php
NORTH SHORE GIRLS SOFTBALL CLINIC WITH SDSU Oct. 19: Ages 13-18 | 10 a.m. – 3 p.m. Nov. 1: Ages 7-18 | 10 a.m. – 2 p.m. Register online at www.aztecsoftballcamps.com Contact jody.williamson@mail.sdsu.edu for more information NORTH SHORE GIRLS SOFTBALL SPRING 2015 REGISTRATION NOW OPEN All players who register before Oct. 31 receive a free 2015 North Shore t-shirt Registration closes Nov. 30 www.eteamz.com/northshoregirlssoftball
MOUNTAINBOARDING
SOCCER
SWIMMING
MOUNTAINBOARDING CLASSES Mountainboarding consists of snowboarding, skateboarding, and mountain biking Oct. 20, 27 3:15 – 4:15 p.m. | Rancho Santa Fe Community Center www.rsfcc.org
RANCHO SANTA FE ATTACK RECREATIONAL SOCCER CUP Rancho Cup for Pee Wee and Micro/U7 teams Nov. 15 Time and field location TBA www.rsfsoccer.com
RANCHO SAN DIEGUITO SWIM TEAM KEVIN PERRY SENIOR MEET Nov. 7-9 Entry due date Oct. 22 Time TBA | Fullerton, CA www.rsdswimming.org
(Dates and events subject to change)
Have a sporting event? Log on to www.92067magazine.com to submit it!
Come see how we make a difference! · Strong foundation across all subjects
Preschool/Pre-K · for 3 & 4 year olds
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Multiple Intelligences · based learning
Education in Faith • Faith in Education Fully accredited by WASC/WCEA
The Nativity School
6309 El Apajo Road • www.thenativityschool.org • 858.756.6763 16 • 92067Magazine.com • Premiere 2014
San Diego’s Preferred and Trusted Orthodontist
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Premiere 2014 • 92067Magazine.com • 17
:::: FACES IN THE CROWD
Renaissance man FROM RESTAURATEUR, LEADERSHIP CONSULTANT, AND AUTHOR TO VOLUNTEER AND FATHER, TONY SMITH DOES IT ALL! by JENNIFER FRAKES | photo by Soul of Photography
F
or Rancho Santa Fe resident and businessman Tony Smith, life is an exciting mix of work, philanthropy, fatherhood, and fun. Tony settled in Rancho Santa Fe in 2004 and is a successful entrepreneur with a restaurant, a leadership consulting firm, two children and an active role in fundraising for worthy causes. “My father drove a truck for Texaco, and my mother was a homemaker. I grew up in Santee and went to Santana High. I like Rancho Santa Fe for the good schools, as well as the fact that many good friends live here,” revealed Tony. Tony’s consulting firm, Leadership Research Institute, and his restaurant, Dolce Pane e Vino, are also located in the community. Tony began his career as a professor, serving on the teaching and research staff of several institutions, including Dartmouth’s Tuck School of Business, Oxford’s European School of Management, and the University of California. He then moved into consulting with a focus on organizational change, executive development, and leadership training and design. He serves clients in the financial/ banking sector, as well as sports, entertainment, professional services and manufacturing, and production sectors. “I am interested in the human side of business and am proud to be an integral part of building a great consulting firm,” stated Tony, who has also written several critically acclaimed books. His latest book, Leadership Luck, is due out in the beginning of 2015. With his entrepreneurial spirit and a passion for wine and food, Tony decided to try his hand in the restaurant business. Dolce Pane e Vino opened almost five years ago, and has become a cozy neighborhood hot spot. “I took my inspiration for Dolce from a little place in Connecticut called BIN 228. I spent lots of time there, and between that and traveling all over the world, I realized what works and what does not work. I wanted to create a similar concept to BIN 228 in Rancho Santa Fe,” said Tony. Tony is also a dedicated father, with two children – Estelle Rose and Dominic Thomas. Estelle is a freshman at The Grauer School and Dominic is a fifth grader at Solana Santa Fe. “Estelle loves volleyball, and Dominic loves school and tennis,” related Tony, who is an active member of the board for The Grauer School. In addition to his commitment to The Grauer School, Tony is also on the board of directors for the V Foundation for Cancer Research. ¢
Name: Profession: Community: Hobbies: Favorite Local Spot:
18 • 92067Magazine.com • Premiere 2014
Anthony Frank Smith Consultant Rancho Santa Fe since 2004 Guitar, reading, golfing, yoga Dolce Pane e Vino
All Fore the Community Golf Tournament THE RANCHO SANTA FE COMMUNITY CENTER HOSTS ANNUAL FUNDRAISER
The
Rancho Santa Fe Community Center will host its 21st Annual All Fore the Community Golf Classic on Oct. 27 at the Rancho Santa Fe Golf Club. The tournament is open to the public and will feature an eighteen-hole scramble along with a putting contest, lunch, tee prizes, and an afterparty including dinner, a hosted bar, an awards ceremony, and silent and live auctions. Proceeds from the golf tournament will benefit the Rancho Santa Fe Community Center, a nonprofit 501(C)(3) organization that serves the heart of the Rancho Santa Fe community. The organization strives to enhance the spirit and benefits of community life within Rancho Santa Fe by providing programs, events, and services of enrichment, recreation, and more for all ages. Linda Durket, Executive Director of the Rancho Santa Fe Community Center, expressed her excitement for the upcoming golf classic, “We have great community support for this event and players say it’s one of their favorite tournaments of the year. We work hard to make sure the day runs smoothly and that the experience is first class. It’s a privilege to be able to hold it at the beautiful Rancho Santa Fe Golf Club,” she stated. For player and sponsorship information about the golf classic contact the Rancho Santa Fe Community Center at 858-756-2461, email events@rsfcc.org, or visit www.rsfcc.org. Donation forms are also available online for those who would like to support the center by donating an auction item.
Premiere 2014 • 92067Magazine.com • 19
:::: STUDENT STAR
FAIRBANKS RANCH STUDENT PARTICIPATES IN SPORTS, SINGS IN CHOIR, AND VOLUNTEERS by AMY LEHRER | photos by Soul of Photography
S
helby Vexler's life is on the right track. Shelby shared, “I can get lost anywhere and frequently do. I depend on my teammates to make sure I don’t take any wrong turns when we run somewhere new.” However, despite her poor sense of direction, in life, Shelby is heading in the right direction. One of six cross country team captains selected by her head coach, Shelby explained, “My main responsibilities are leading warm-ups and cool down drills and organizing team bonding events.” She credits her father for her success. Thanks to him helping her improve her mile time and running stamina during fifth grade, she overcame her hatred of running, which led to her joining cross country and track and field as a seventh grader. Later, as a high school freshman, she joined the varsity women’s cross country team, and last spring she was on the CIF All-Academic Team for track and field.
MEET SHELBY Name: School: Grade: Parents: Favorite Place in 92067:
20 • 92067Magazine.com • Premiere 2014
Shelby Vexler (17) Canyon Crest Academy 11 Allen and Cindy Vexler Thyme in the Ranch
Currently, Shelby attends Canyon Crest Academy and loves it because the students are accepting and driven to succeed academically. Her favorite subject is biology, and she reminisced, “My dad took me to different science museums at Balboa Park.” Because Shelby loves discovering how everything evolved and how everything works, evolution, ecology, and genetics are all fascinating subjects for her. In the future, she aspires to attend a UC school, complete graduate school, and pursue a career in biology. Since the fourth grade, Shelby has been singing with the North Coast Singers. In 2012, she and her choir performed at Carnegie Hall with the La Jolla Chorus and conductor David Chase. She also currently sings in her high school choir. A believer in contributing to her community, Shelby volunteers at the Helen Woodward Animal Shelter in the cats adoption department. Shelby revealed, “I grew up with a family cat, and since he passed away, I’ve enjoyed spending my Sunday mornings helping the shelter cats.” An ardent reader herself, Shelby finds J.K. Rowling inspiring, admiring all she achieved as a single mom. Her other hobbies include baking, watching sci-fi and action movies, and running by the lake and along various Fairbanks Ranch neighborhood horse trails. ¢
Know a student that should be profiled in 92067 Magazine? Recommend a student online at www.92067magazine.com
Small makes all the difference. A young mind becomes keenly focused in a small school environment. Learning is thoughtful and wide ranging. Relationships become personal. The heart and hands are as engaged as the brain. For years, The Grauer School has offered expert leadership in Grades - Small School college preparation. Our students’ growth, their parents’ enthusiasm, and our graduates’ achievements keep proving our unique impact. Visit the Grauer Open House. See how small makes all the difference in a child’s education.
Open House Saturday, November | :–: | Tours every minutes | : grauerschool.com or ..
Premiere 2014 • 92067Magazine.com • 21
:::: LOCAL FAMILY
Wow-Wow
WOHLFORD!
THE WOHLFORD FAMILY LOVES THE LOCAL GOINGS-ON by KELLEY GUSICH | photo by Soul of Photography
T
he Wohlford family loves their home in Rancho Santa Fe. “We like living here because it really gives us a sense of community,” explained Molly Wohlford. “Everyone knows everyone, which could be good or bad, but I think it’s wonderful because I have three young kids that I know are looked after by a full community every day.” The Wohlfords moved to Rancho Santa Fe seven years ago, because of close family ties to the area and the Parents: Children: Community: Parents’ Hometowns: Parents’ Occupations: Pets: Favorite Place to Visit in Rancho Santa Fe:
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superior schools – 9-year-old twins Gracie and Burnet along with 7-year-old Liam are currently enjoying Roger Rowe Elementary. All San Diego natives (and all five born at Palomar Medical Center), the Wohlfords are part of a long tradition of California agriculture. Burnet Wohlford is an avocado and citrus farmer whose family has farmed for over 100 years! “I’m very fortunate to be able to stay at home with my kids,” Molly shared. She helps nurture those Burnet and Molly Wohlford Gracie (9, Roger Rowe Elementary), Burnet (9, Roger Rowe Elementary), Liam (7, Roger Rowe Elementary) Rancho Santa Fe Rancho Santa Fe Burnet – Avocado and Citrus Farmer; Molly – Stay-at-Home Mom 12-year-old black lab named Ella The Rancho Santa Fe Community Center during adult dodge ball!
kids’ interests in a variety of activities. Gracie is involved in basketball, dancing, and singing, Burnet plays and watches baseball, basketball, and football, and Liam loves playing flag football in Friday Night Lights. Burnet and Molly met when she was waitressing at a Greek restaurant. He and the other farmers in the area would eat lunch there during the day, and the rest is history. Molly BURNET WOHLFORD IS is currently on her third year of being president AN AVOCADO AND CITRUS of the Rancho Santa Fe FARMER WHOSE FAMILY HAS Community Center, and FARMED FOR OVER 100 YEARS! since she is now feeding Burnet and the rest of “I’M VERY FORTUNATE TO BE the Wohlfords at home instead of at that Greek ABLE TO STAY AT HOME WITH restaurant, she volunteers MY KIDS,” MOLLY SHARED. much of her time working on the next fundraiser for the Community Center – whether it be the yearly gala, golf and other tournaments (adult dodgeball, anyone?), or summer suppers. Outside of work and volunteer time, the family loves sports including baseball, football, dodgeball, golf, and fishing. They are also frequent travelers.“We have a house down in San Felipe de Mexico,” Molly said. “We also have a place in Wisconsin we travel to a few times a year.” The Wohlford family has many varied interests and hobbies, but they always love coming home to Rancho Santa Fe. ¢
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:::: COMMUNITY STUFF 7th Annual Everything is Possible Celebration
The Seany Foundation, which funds meaningful and fulfilling projects for children, teenagers, and adults affected by cancer, is hosting its 7th Annual Everything is Possible Celebration on Oct. 18 from 6 to 10 p.m. at the Del Mar Country Club in Rancho Santa Fe. The foundation invites people to be part of the action and join nearly 200 of San Diego’s most influential community members to celebrate the work that they have done for the kids and families of Seany’s Camp Reach for the Sky this year. Camp Reach for the Sky has brought joy to thousands of local children affected by cancer, providing them with hope and a space to just be a kid. The event will consist of cocktails, refreshments, silent and live auctions, and entertainment. Proceeds from the event will benefit the Seany Foundation. The event will also honor the members of the organization’s Founder’s Circle with the Seany Community Service Award. Visit www.theseanyfoundation.org for more information about the celebration.
Helen Woodward Receives Grant
The Helen Woodward Animal Center recently received $3,000 from the Bissell Pet Foundation. The nonprofit foundation provides financial support and resources to animal welfare organizations in order to help make a difference to the shelters and animal rescue centers that work so hard to save animals’ lives and provide them with secure homes. The grant will support medical treatment for orphaned pets at the center to prepare them for the day they find their new home and family. It will cover the costs of vaccines, pharmaceuticals, medical supplies, lab costs, and veterinary services. “The center is so very grateful for the foundation’s generous support. Bissell Pet Foundation is a great friend to orphan pets and we look forward to making the future brighter for them together,” stated Renee Resko, Vice President of Development, Helen Woodward Animal Center.
Royal Dance Academy Students Excel Congratulations to Royal Dance Academy (RDA) students Bobbie Garton and Raquel Glasser who have both been accepted into the prestigious Orange County School of the Performing Arts (OCSA). OCSA will continue to challenge the students both academically and professionally in the art of their choosing. Bobbie recently auditioned for the award-winning choreographer Tessandra Chavez and was accepted into the Unity 2 Dance Ensemble. “I want to send a huge congrats to Bobbie for not only being an exceptional dancer, but also a beautiful young lady,” expressed Francine, Owner of RDA and Bobbie’s mother. Raquel will also be attending OCSA and just received seven gold medals at the Maccabi Games in New Jersey.
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Kumon Solana Beach Awards Ceremony
Kumon of Solana Beach recently awarded their students by holding their 1st Annual Awards Ceremony. Nine different groups of students were recognized for their achievements, including the students on the Kumon Advanced Student Honor Roll. These students are currently working at one or two levels higher than their grade level. Out of the 138 students currently enrolled at Kumon of Solana Beach, thirty-eight are working on a year above their grade level, thirteen are working two years above their grade level, and nine are working three years or higher. Students were given awards in bronze, silver, and gold level awards for math and reading. The Milestone Award, Individual Achievement Award, and Outstanding Student Award were also awarded to those students who had to overcome obstacles to become successful learners. Congratulations to all of the award recipients for a job well done.
92067 Artist Featured at Local Art Festival
The La Jolla Art & Wine Festival will kick off its sixth celebration this year on Oct. 11 from 10 a.m. to 7 p.m. and Oct. 12 from 10 a.m. to 6 p.m. in the heart of La Jolla along Girard Ave. A nightlife brew fest, expanded festival grounds, and over 200 juried artists will be some of the new additions this year. The art show and fundraiser is free and open to the public and expects to draw in a crowd of over 40,000. Local artists will showcase their finest work, including 92067 resident and jewelry designer Lizzy Levine. Lizzy makes classic jewelry pieces that appeal to the modern woman using sterling silver and Thai silver. All proceeds from the La Jolla Art & Wine Festival will benefit underfunded school programs and on-site medical care at local public elementary and middle schools. To find out more information about the festival and activities available visit www.ljawf.org.
Free Kids Activities with Kidvasion
Have your child explore his or her inner pirate, marine biologist, or historian by taking him or her to Kids Free in October, or Kidvasion, an annual event that offers kids free admission to almost forty museums in San Diego from Oct. 1 through Oct. 31. Hosted by the San Diego Museum Council and presented by Time Warner Cable, the event has become an annual favorite for many. Almost forty museums are participating in this year’s Kidvasion. Participating museums include the USS Midway Museum, Birch Aquarium at Scripps, the San Diego Museum of Art, the San Diego Botanic Garden, the San Diego Air & Space Museum, and the Museum of Making Music. The event seeks to pique children’s interest in learning and stresses the important role museums have on a child’s education. Children ages 12 and under can participate with a paid adult’s admission price. Participants must download the Kids Free coupon at www.sandiegomuseumcouncil.org before visiting.
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The Nativity School’s New Turf Field
The Nativity School welcomed this school year with a brand new 100-yard artificial-turf field complete with a new drainage system. The field will be used for outdoor play and organized sports programs such as football, lacrosse, and soccer. The new drainage system consists of a series of layers designed to infiltrate surface water into the subsurface soils and eventually replenish the water table. The new field supports California drought goals by not only replenishing the water table, but also eliminating the need for further water usage. Additionally the new turf does not require fertilizers and pesticides for field maintenance. “It is our moral obligation to do all we can to protect our natural resources by using them efficiently,” said Principal Margaret Heveron. “This leadership carries over into the students’ attitudes,” he continued. To learn more about The Nativity School visit www.thenativityschoolorg.
We Remember
The 9/11 National Day of Service and Remembrance is a way for Americans to remember the victims and survivors of 9/11 and honor those who rose to service after the attack. Recently Boys & Girls Clubs of San Dieguito’s After School programs worked together to honor and pay tribute to the men and women that bravely serve our country by creating patriotic art projects. They took time to create personal canvas flags, which were then taken home or given to someone that they felt deserved recognition that day. The kids also made a flag with their hand prints, which helped decorate the clubhouses.
Scholarship Established After RSF Resident
Philanthropist Bob Haas has established a new scholarship, deemed the Francisco “Pancho” Lopez Scholarship, after his close family friend, talented horseman, and Rancho Santa Fe resident. According to Haas, the scholarship is both a birthday present to his wife Colleen, a symbol of his respect for Pancho Lopez, and a helpful photo by Gregory Urquiaga tool for those talented students looking to courtesy of UC Davis become veterinarians and help animals as Pancho has done. The scholarship will provide four years of support for Hispanic students entering veterinary school. Jose Guerrero Cota received the first Francisco “Pancho” Lopez Scholarship during the annual UC Davis School of Veterinary Medicine ceremony and was congratulated by both the Haas and Lopez families.
RSF Rotary Club Fall Festival
The Fall Festival, which is sponsored by the Rancho Santa Fe Rotary Club, was held in the Village Park, this year. The festival kicked off western style with a BBQ, rides in the Wells Fargo stagecoach, a fun house, face painting, and more. The Rancho Santa Fe Rotary would like to thank everyone who turned up this year. The club is grateful for the generous support of Valenti International, this year’s sponsor of the beer and wine garden. To stay up-to-date on the Rancho Santa Fe Rotary Club’s events be sure to visit www.rsfrotary.com.
RSF Foundation Halloween Parade & Carnival The Rancho Santa Fe Education Foundation is inviting all community members to join families and teachers at the annual Halloween Parade and Carnival on Oct. 31 at the Roger Rowe Elementary School. The fun will kick off with a costume parade beginning at 12:15 p.m., followed by a carnival. Students, their families, and teachers from grades K through 5 will gather in the school gym at 12 p.m. to line up for the parade. After, the carnival will begin with yearly favorites including a cake decorating contest, pumpkin carving/decorating contest, carnival games and prizes, laser tag, a rock climbing wall, photo booth, a DJ, and more. This year the raffle booth’s grand prize is a trip to Pueblo Bonito Sunset Beach in Cabo San Lucas, Mexico. All Halloween goodies, including the cakewalk and homemade bake sale, will be located in the lower school blacktop and will be offered starting at 11:15 a.m. An admission wristband is $20 at pre-sale price and $25 if purchased on Oct. 31. For more information about tickets contact jenniferlevine@cox.net, kottler@gmail.com, or janet_castonguay@yahoo.com.
RSF Fire Station Hosts Open House
The Rancho Santa Fe Fire Protection District recently hosted an open house at Fire Station 2 in recognition of National Fire Prevention Week. National Fire Prevention Week was started in 1922 and commemorates the Great Chicago fire. Attendees toured the fire station learning about fire apparatus and received fire safety tips. A basic CPR class was held and refreshments were served. On Oct. 12 the department will hold their annual pancake breakfast from 8 to 11 a.m. at Fire Station 1. For more information about upcoming RSF Fire Protection District events visit www.rsf-fire.org.
Petals and Prose Exhibit
The Rancho Santa Fe Library and Rancho Santa Fe Garden Club recently hosted its traditional Petals and Prose Flower Exhibition and Reception at the Rancho Santa Fe Garden Club as part of the Rancho Days celebration. Members of the community were invited to choose one Jackie Blank, Suzanne Johnson, of their favorite books and create an Susan Glass, Laurel Le Marie and MaryAnn Wolf from the RSF Garden artistic flower arrangement that would Club putting final touches on the represent the story or capture its spirit. Petals and Prose festivities. Later, guests were asked to match the flower arrangements to the book that they were inspired after. Prizes were awarded to those who correctly guessed which arrangements went with which book. Andrea Kessler took first prize by receiving a perfect score. Second prize went to Susan Ludwig and San Diego County Deputy Director Donna Ohr. The third prize winners were Sophia Alfadek, Mr. and Mrs. Steve Schorr, and Carrie Woodlaw.
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:::: LOCAL PHOTOS
TWO WAYS TO SUBMIT YOUR PHOTOS FOR THE NEXT ISSUE! 1. USE THE SUBMIT BUTTON ON WWW.92067MAGAZINE.COM
out&about
2. POST TO INSTAGRAM WITH #92067MAGAZINE
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1. The North Shore Girls Softball team finishes third in the district. 2. Cindy Jensen and Heather Reynolds celebrating. 3. Having a blast with friends in Rancho Santa Fe. 4. The 1st Annual Boys & Girls Clubs of San Dieguito Horseshoe Tournament was a great success! 5. Marisa Hastings at Leading Note Studios spends time in a recording studio singing. 6. Coastal Dragon Rugby players and friends spent the day playing rugby on the beach. Photo by Josie Ziluca with Serevi Rugby California. 7. Pint-size Picassos impressed their parental patrons at Horizon Prep’s Annual Art in the Park! 8. Celebrating The Country Friends Art of Fashion show at the Inn at Rancho Santa Fe. Photo courtesy of The Country Friends. 9. Deb Sims celebrating her daughter’s birthday at a winery with her family. 10. The Rancho Santa Fe Community Center celebrates Back to School Night.
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:::: IN THE SPOTLIGHT
CREATING
LIFETIME CHANGES
THERAPEUTIC LITERACY CENTER SPECIALISTS ADDRESS THE CAUSES OF LEARNING CHALLENGES photos by Tyler McElhaney
W
hen Maria Bagby worked in schools as a reading specialist, she noticed students failed to reach their potential and remained in intervention programs year after year. She discovered why and opened the Therapeutic Literacy Center (TLC) to help children thrive quickly and permanently. Traditional approaches focus on developing ways for students to compensate for their weaknesses while learning in school. Even the most innovative programs fall short when they focus on symptoms rather than causes. At the Therapeutic Literacy Center, highly-trained clinicians and educational therapists identify the causes of students’ weaknesses and address them immediately so that lifetime accommodations become unnecessary. Maria advised, “When a child is working harder than they should, it’s time to
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look at why and what can be done differently and more efficiently. There is always a reason a child struggles with homework or performs poorly in school. Learning problems happen when a child’s underlying processes are not working as efficiently as they could. This can be changed.” Many of the underlying processes can be difficult to identify, but easy to fix. None of the deficits have to be permanent. They can be corrected with therapeutic training that enables efficient learning. Some of the underlying processes that may need to be developed include auditory and visual processing, neuro-timing, core learning skills, and integration of primitive reflexes, memory, and processing speed. TLC clients include children without an identified disorder and others with IEPs, dyslexia, ADHD, anxiety, attention, memory and processing issues, and auditory processing disorder. As many as fifty percent of those diagnosed with ADHD have hidden auditory
processing challenges that are creating issues with attention. And twenty-five percent of students have one of the seven types of dyslexia. At TLC, children are individually assessed and receive individualized cognitive training in a one-on-one setting. They have access to the latest technological advances including sound therapies, deficit-specific auditory processing stimulation and training, audio-vocal training, attention and focus training, Interactive Metronome, and other research-based auditory, memory, and processing programs. The atmosphere at TLC transforms children, making them feel safe and comfortable in their environment, which in turn leads to more progress, security, and change. TLC has two learning centers, one in Solana Beach serving Rancho Santa Fe and surrounding areas, and one in Oceanside. To help even more children with dyslexia and cognitive challenges, Maria Bagby has recently created North County Literacy Foundation, a
SPECIAL ADVERTISEMENT
AT-A-GLANCE Name of Business: Owner: Clinical Director: Year of Establishment: Addresses: Website: Email: Phone:
Therapeutic Literacy Center, LLC Maria Bagby, Reading Specialist, Educational Therapist Chelsea Leatherman Relocated to North County in 2013 990 Highland Dr. Suite 106-D, Solana Beach, CA 92075 161 Thunder Dr. #104, Oceanside, CA 92056 www.therapeuticliteracycenter.com info@therapeuticliteracycenter.com Solana Beach: 858-481-2200 | Oceanside: 858-668-8366
Description of Business: TLC provides cognitive training and educational therapy for students with reading, spelling and math challenges including dyslexia and ADHD. Additionally, TLC serves as a Deficit-Specific Treatment Center for Auditory Processing Disorders. Before, during and after school programs are available. Ages Served: 4 through adult
Content & Academic Learning Basic Academic Skills
Reading, Writing, Spelling, Math
Executive Function Skills
Strategizing, organizing, self-monitoring
Processing Skills
Memory, attention, auditory & visual processing, processing speed
“Learning problems happen when a child’s underlying processes are not working as efficiently as they could. This can be changed.” ~ Maria Bagby
Core Learning Skills
Motor skills, internal organization, body & attention awareness
nonprofit corporation dedicated to educating parents and teachers about how to recognize the signs of learning challenges. The foundation will support assessment and therapy for children whose families cannot afford private treatment. Eventually, Maria envisions that the foundation will promote clinical studies leading to the development of pediatric standards of care for cognitive challenges. For this foundation to fulfill its mission, broad outreach, participation, and support will be crucial. To obtain IRC 501(c)(3) tax-exempt status quickly, the foundation is filing new IRS form 1023Z (with assistance from Wexler Law Group). TLC encourages the public to help make a difference in a family’s life today by donating to the foundation. Maria welcomes inquiries from anyone interested in joining the foundation’s community-based board or helping in other ways. At least 50% of the families that seek TLC’s services cannot afford the appropriate therapy that would greatly benefit their children. The foundation seeks to assist those in need, and Maria invites you to help change a child’s life with the North County Literacy Foundation. Students love coming to TLC. They find success and are empowered to return to school as independent and confident students with unlimited choices in their futures. For more information about TLC visit www.therapeuticliteracycenter.com.
THERAPEUTIC LITERACY CENTER’S NORTH COUNTY LITERACY FOUNDATION, WHOSE MISSION IS TO ASSIST FAMILIES IN NEED WITH NECESSARY FUNDING TO ATTEND TLC, INVITES YOU TO MAKE A DIFFERENCE IN A CHILD’S LIFE AND GIVE BACK TODAY.
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:::: COVER FEATURE
SERVICE
SAF The Rancho Santa Fe Fire District is Committed to the Safety of its Residents photos by Soul of Photography
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BRAVE RY
ETY F
ormed in 1946, the Rancho Santa Fe Fire District – which is now comprised of four fire departments, spanning approximately thirty-eight square miles – has flourished from modest beginnings. What began as an all-volunteer district that started in a single shed is now a full-time fire protection agency that serves over 29,000 citizens. With the mission of upholding a sense of
duty, pride, teamwork, appreciation, leadership, and familial support, the district is truly committed to the safety, health, and prosperity of its residents. Read along as we talk to Rancho Santa Fe Fire Chief Tony Michel about the history and development of the district, as well as disaster prevention and preparedness, including the response the departments made to the recent Bernardo Fire.
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:::: COVER FEATURE
Q&A with Fire Chief Tony
Michel
When was the Rancho Santa Fe Fire District opened? Can you provide us with information regarding the history of the departments? The Rancho Santa Fe Fire Protection District officially formed in 1946 as an all-volunteer district. The district was housed in a shed owned by the irrigation district until 1953 when they purchased land from the irrigation district. Station 1 on El Fuego is still located on that land today. During the late 1950s, Fire Chief James A. Fox better organized the volunteer firefighters into a force of trained personnel and eventually hired the first paid firefighters in the community. He also obtained permission from the board for the State of California Office of Civil Defense to lend the district a new pumper and rescue truck to augment the district’s aging pumper. Chief J. Fox soon recognized the district’s need for an ambulance and led the district to design, procure, and construct one of this country’s first Mobile Intensive Care Units. This first “Hospital on Wheels”, which was later named “Daisy”, was recognized nationwide as a model program, receiving awards for innovation. In 1970, to further aid in quicker response times, the first 9-1-1 emergency telephone system in Southern California was brought on line in Rancho Santa Fe, preceding all others by more than ten years! Chief J. Fox retired from the fire district in 1981, and his son, Peter Fox, was appointed fire chief. He carried on the tradition of constructing firefighting vehicles and pioneering innovations at the district facilities. In 1983, a new fire station was built on El Apajo to serve Fairbanks Ranch, Whispering Palms, Circo Diegueno, and Rancho Santa Fe Farms. The full-time staff swelled to thirty-three employees. Reorganization took place on the eastern boundary in 1987, when the County Service Area was dissolved and the Del Dios Volunteer Fire Department, along with its firefighters, was brought under the district’s leadership, adding to their training and increasing the forces of the fire district. 1987 also saw the departure of Chief P. Fox and the board of directors appointed Arden L. “Pete” Pedersen as Fire Chief. The community agreed to increase the size of the board from a three-member to five-member board. In 1990, nine new firefighters were hired to staff the new 4S Ranch station, which consisted of a double-wide mobile home and metal apparatus building. This “temporary” station remained in service for
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twelve years until a permanent station opened on Four Gee Road in 2003. The building project was overseen by Chief Erwin Willis, who replaced Chief Pederson when he retired in 1993. Chief Willis also oversaw the completion of Station 4, which opened in 2004 along Del Dios Highway. Chief Willis also greatly increased the district’s fire prevention efforts and helped develop Shelter-in-Place communities. Chief Willis retired in 2005 and Nicholas Pavone was selected as the next fire chief. An employee of the fire district since 1979, Pavone’s accomplishments as fire chief include working with the Del Mar, Solana Beach, and Encinitas Fire Departments to form a fire management services agreement and defending the fire district against the Witch Creek Fire in 2007. He retired in 2010, at which time I was promoted to the position.
What is your role within the department? What are your specific responsibilities? As fire chief, I am tasked with overseeing the overall operations of the fire district and each of its three departments: suppression, prevention, and administration. I am also responsible for ensuring that the district’s mission is carried out. Additionally, I work with the board of directors and management on long-range planning as we strive to meet needs and expectations of community.
What is your professional background and how did it lead you to your current position? I have thirty-one years of experience in the fire service. I began my career in 1983 as a cadet firefighter for the fire district. Since that time, I have worked my way up through the ranks of the fire district, serving as a student firefighter, firefighter, engineer, captain, deputy fire marshal, CERT program manager, deputy chief of training, and deputy chief in charge of operations. I also have a BA degree in Fire Science and a California State Chief Officer Certification.
Can you explain the structure of the department, in terms of personnel and shifts? The fire district is governed by a publicly elected board of directors. The fire chief works directly with them to oversee the operations of the fire district, manage the district’s finance, and create and implement strategic plans. The chief also oversees the district’s three departments:
Rancho Santa Fe Fire Chief Name: Community: Education: Family: Hobbies and Interests:
Tony Michel Vista BA in Fire Administration from Cogswell College Wife – Patrice; Son – Steven; Daughter – Katherine Fishing, camping, hiking, boating
Rancho Santa Fe Fire District President: Zip Codes Served: Phone: Website: Facebook:
James Ashcraft, Board of Directors 92067, 92091, parts of 92127 and 92029 858-756-5971 www.rsf-fire.org www.facebook.com/rsffire
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suppression, which is managed by the deputy chief, prevention, which is managed by the fire marshal, and administration, which is managed by the administrative manager. Prevention and administration employees typically work a normal work schedule, but suppression personnel work a shift schedule. There are three shifts, A, B, and C, which work out of each of our four fire stations. Each shift is twentyfour hours long and rotates on specific schedule of days on and off.
How is the department organized? What type of selection process determines who will become a board member and what are they responsible for? The district has a five-member elected board of directors. There isn’t a “selection process” as the criteria is determined by the California Government Code. The minimum qualifications are a minimum age of 18, that he or she must reside within the fire protection district boundaries, and he or she must be a registered voter. The board of directors is the governing body of the fire protection district and can only exercise their powers by motion, resolutions, or ordinance. The board of directors sets the overall direction of the district through their role as a policy maker. The policies that the board sets are the guidelines for administration as it does the job of running the organization. A board member will also spend time serving on standing and/or ad hoc committees, create new policies, suggest and/or approve programs. All board members have a fiduciary responsibility and must act in the best interests of the organization and/or taxpayer they serve.
county or other nearby agencies, responding to largescale incidents and whatever is necessary to make sure the community’s needs are being met.
Please elaborate about the responsibilities of the department in regards to the emergency response team, prevention programs, and safety. Our organization is mission-driven, and our mission requires us to provide the best level of service. These services include quick emergency response and providing communities and residents with the information and tools they need to help prevent emergencies from happening.
Do you offer safety classes such as CPR for community members? The first district will be able to begin offering CPR for certification within a couple months. However, we currently offer instruction in hands-only CPR, or sidewalk CPR. We also do presentations for homeowners associations and other similar groups on a variety of topics including wildfire preparedness, what to do if there’s an emergency, landscaping, etc. Additionally, we have Community Emergency Response Team (CERT). Members go through a training program and learn valuable skills to help their families, neighbors, and the community should there be a disaster.
What is a typical day for you like?
Are you currently looking to hire firefighters? What type of training do firefighters go through?
My typical day is spent addressing the needs of the community and making sure employees have the tools they need to do the best job possible. My day often starts in the office reading emails, returning phone calls, and talking with department heads. From there I can be doing anything from meeting with community members, collaborating with the
We are not looking to hire any firefighters at this time. When we are hiring, we require firefighter applicants to have a current State of California Paramedic license and a California State Fire Marshal Firefighter I Certificate and/or have graduated from a State of California 240-hour Firefighter I Academy. Upon successful completion of the application
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process, firefighters are hired on a year-long probationary basis, working as part of a shift crew while completing training and testing in all areas of the fire service and the policies and procedures of the fire district. Once that year is successfully completed they obtain regular firefighter/paramedic status.
What mission or philosophy does the fire department hold true? The mission of the Rancho Santa Fe Fire Protection District is “To protect life, property, and environment through prevention, preparedness, education, and emergency response”. Everything we do, from financial and strategic plans to daily operations, is done to fulfill that mission.
the first day of the incident all district resources were committed to both firefighting and command functions. The fire district utilized all personnel and fire stations for extinguishment and protection purposes. We worked under a unified incident command with CalFire and San Diego Fire Department, which allowed us to share resources and expertise. During the initial suppression stages we had management overseeing efforts on 50% of the fire line.
Do you have any advice for the 92067 residents about ensuring their safety? Weed abatement and vegetation management is a large component for maintaining fire-safe neighborhoods. We encourage everyone to maintain 100 feet of defensible space around their homes. We also encourage residents to take advantage of our community education and fire prevention programs.
What is the most gratifying aspect, for you, of servicing the 92067 areas? The most gratifying aspect is simply doing my job to the best of my ability on a daily basis and knowing that the community will receive the best service possible because they have the best fire service available.
What are the most common types of calls this district responds to? The majority of our calls are emergency medical services related.
What challenges do you face in this particular region? Being in the wild land-urban interface is the single biggest threat in this area and it is ongoing. The current drought situation only exacerbates the problem. When you have homes intermixed with wild land and vegetation like we do here, the threat of a large and devastating wildfire is very real.
What is the most rewarding aspect of your job? It is very rewarding to see people within our organization succeed and to know that we have an organization that strives to provide the highest level of service.
Can you tell us about the district’s role with the Bernardo fires? Please elaborate about response and action methods.
How can community residents schedule fire inspections or visits to the station?
District crews were the initial resources to arrive on this incident. These units initiated a rapid attack on the fire and organized the initial command structure to manage the fire. This structure expanded into a unified command with CAL Fire and the City of San Diego Fire Department as all three agencies were affected by the incident. During
Residents can schedule fire, vegetation management, and/or landscaping inspections with one of our fire prevention personnel. Our public education coordinator is available to schedule fire station tours and community presentations. All inquiries can be made by calling the administration office at 858-756-5971.
What’s in store for the district in the future? Our goal for the future is to continue to strive to improve the level of service for the protection of the community.
Which areas does the fire district serve? What do they offer? The thirty-eight square mile district is served from four fire stations:
Station 1 16936 El Fuego (Downtown RSF)
Station 2 16930 Four Gee Rd. (4S Ranch)
Station 3 6424 El Apajo (Fairbanks Ranch)
Station 4 18040 Calle Ambiente (Rancho Cielo/Crosby) All four stations are staffed with a paramedic assessment engine company, with Stations 1, 2, and 4 housing specialty wild land firefighting and rescue apparatus. In addition, Stations 1, 2, and 4 house an Advanced Life Support (ALS) paramedic unit staffed by the current ambulance provider to the district, American Medical Response (AMR). All
of our stations are relatively new and built to meet the operational needs of the district for the next fifty years. Station 3 is our newest station, rebuilt in 2012 to meet current seismic standards and the needs of the community. Station 2 is also the district’s training facility which is used as a regional training facility for the north zone. Premiere 2014 • 92067Magazine.com • 35
:::: DANCE DENTISTRY STUDIO PROFILE PROFILE
ALL-IN-ONE DENTIST DR. CARL H. SMITH: A “SUPER GENERALIST” DENTIST WITH MULTIPLE FORTES by LINDA FRABL | office photo by Tyler McElhaney
CARL H. SMITH, DDS PROFILE Hometown: San Diego Education: Marquette University Dental School Family: Wife, three children and four grandchildren
Affiliations: Diplomate, American Society of Osseointegration Diplomate, International Congress of Oral Implantologists Associate Fellow, American Academy of Implant Dentistry Member, American College of Oral Implantology Member, American Association of Endodontists Member, American Academy of General Dentistry Member, American Dental Association Member, California Dental Association Member, San Diego County Dental Association Member, Omicron Kappa Upsilon – honorary dental society
“Patients are able to receive all of their treatment in one office, no matter how complex the treatment, rather than having to travel to multiple offices for each phase of treatment.”
~Dr. Carl H. Smith
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It’s
hard enough to find the time to Dental Society Peer Review Committee schedule dental appointments, where he served for fourteen years, acting let alone additional specialist as chairman for nine. He was also bestowed referrals. Thankfully, Dr. Carl Smith is a “Super the highest “Diplomate” honor by both the Generalist” dentist, competent in all phases of American Society of Osseointegration and the oral medicine and surgery, eliminating the need International Congress of Oral Implantology. to see multiple specialists. “Patients are able Happily ensconced in his current La Jolla/ to receive all of their treatment in one office, University City office location since 1993, no matter how complex the treatment, rather Dr. Smith practices adult general and implant than having to travel to multiple offices for each dentistry. His office is happy to accept all phase of treatment,” Dr. Smith explained. dental PPO insurances. Dr. Smith works Dr. Smith is licensed to administer intravenous closely with his son, Randey C. Smith, one conscious sedation when necessary and brings of only two Oral Design dental ceramists an anesthesiologist in to the office when general in California whose specialty is in creating anesthesia is required. He continued, “A high porcelain veneers, crowns, and bridges with point for my patients is the feeling of relief all of the subtle nuances of natural teeth. when they are finished with their treatment and The practice also offers two registered dental have experienced a no-stress, pain-free visit. hygienists and a registered dental assistant Our patient’s dental health and comfort is our who have worked alongside him for over primary focus and of utmost importance.” twenty years. As a San Diego native, Dr. Smith Spending his childhood summers as a stated, “It’s a delight to continue to serve this deckhand on sport fishing boats in Point Loma, fantastic community.” Dr. Smith made a splash by landing on the dean’s honor list at San Fernando Valley State College (now Cal State Name of Business: Carl H. Smith, DDS University Northridge), Owner: Carl H. Smith, DDS and ultimately graduating Years in Position: 44 Summa Cum Laude from Years Established: 39 the Marquette University Manager: Kristen G. Malloch Dental School in 1970 – Address: 8899 University Center Ln. #185, ranking number one in the San Diego, CA 92122 Website: www.carlhsmithdds.com history of the school. After Email: carlhsmith@att.net opening his first practice Phone: 858-458-9000 in Point Loma in 1975, Description of Business: Practicing all phases of adult general Dr. Smith was asked to and implant dentistry join the San Diego County
AT-A-GLANCE
SPECIAL ADVERTISEMENT
T
he Helen Woodward Animal Center made waves at its 9th Annual Surf Dog Surf-A-Thon presented by Blue Buffalo at Dog Beach in Del Mar. The canine surf contest featured over eighty dogs in four different weight class competitions. In addition to this “hang twenty” competition, local surfers cheered on their pups at the first paddle paws parade, and celebrated their favorite fashion-forward pooch at the costume contest. The stand-up paddle “pawers” had the opportunity to show off the hottest canine sport of the summer and take on some “paw-some” surf. Celebrity participants and judges of the day included Sushine Makarow, Laura Nativo, and Jagger and Kristi from Magic 92.5. All proceeds from the event benefit the pets and programs at the Helen Woodward Animal Center. To watch the annual Surf Dog-A-Thon online visit www.ustream.tv/channel/surf-dog-surf-a-thon.
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:::: YOUR NEIGHBOR’S RECIPE
The Four Paisanos’
HERBED PORK
RIB Roast Ingredients 3 3 1 1 1
garlic cloves, minced tablespoons extra virgin olive oil tablespoon chopped thyme tablespoon chopped rosemary leaves 4-pound pork rib roast cut from the loin end, chine bone removed Salt and freshly ground pepper
Directions 1. 2.
3. 4. 5. 6.
7. 8.
In a small bowl, blend the garlic with the olive oil, thyme, and rosemary. Rub the herb paste all over the pork roast and let stand at room temperature for two hours or refrigerate overnight. Preheat the oven to 500 degrees F. Set the pork in a small roasting pan and season with salt and pepper. Roast the pork for 15 minutes, then reduce the oven temperature to 325 degrees F. Continue roasting the pork for 40 minutes longer, or until an instant-read thermometer inserted in the thickest part of the meat registers 155 degrees. Transfer the pork to a carving board and let stand for about 10 minutes. Cut between the ribs, transfer the chops to plates, and serve.
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About the Chefs Submit a rec www.9 2067ma ipe at gazi and win ne.com a
Name of Chefs: Grace Evans, Judy Rowles, $25 res tauran Mary Reynolds, and Melinda Tucker (The Four Paisanos!) certific t gift ate! Communities: Grace – San Elijo Hills in San Marcos; Judy – Rancho Santa Fe; Mary and Melinda – Carmel Valley Hobbies/Interests: Rady Children’s Hospital Auxiliary-Del Mar Unit About the Recipe: All four chefs are members of Rady Children’s Hospital Auxiliary-Del Mar Unit and became friends while working on the Del Mar Unit’s fundraiser in 2013. They prepared an all-Italian, five-course meal last year as one of the fundraiser’s live auction items. It was so successful that they offered it again this year! This year, Judy, Melinda, Grace, and Mary donated their time and effort as an auction item to make dinner for ten at Judy’s Rancho Santa Fe home. They prepared a five-course meal for the guests with wine pairings. Leading the Four Paisanos this year was French Chef Kate Grebow. The four volunteers refer to themselves as the Four Paisanos as they are all of Italian descent. About the Chefs: Grace – I reside in San Elijo Hills with my husband, Barry. We have two children, Paige, who is living in Texas, and Tyler, who is in his last year of college. I have a successful jewelry business with clients all over the country. Judy – I am married to Steve Rowles and we have two children, Kenny and Lauren. I am the chair of Rady Children’s Hospital Auxiliary-Del Mar Unit. I am a lawyer, play tennis and golf, and am an artist studying painting. Mary – My husband, Jim and I live in Carmel Valley. We have two grown children, Cara and Jimmy. I am a dedicated volunteer and I serve as the co-chair of Rady Children’s Hospital Auxiliary Kids’ News Day. I am also a CASA for Voices for Children. My hobbies include cooking and early morning gym workouts. Melinda – My husband Scott and I own a mortgage company. We have two children, Mackenzie, who is attending graduate school, and Sutton, who is in college. I am an avid hiker and a fabulous cook. I am the chair of the Rady Children’s Hospital Auxiliary’s Del Mar Unit’s fundraising event, Heard It Through the Grapevine wine tasting.
Building Hope REFUGEE TURNED TENNIS STAR DISCOVERED IN RSF LOOKS TO HELP OTHERS WITH ORPHANAGE photo by EMMA WILSON PHOTOGRAPHY
For
some the game of tennis is purely recreational – a hobby that’s played with friends. For others it’s a career choice, and for a rare few it’s a life changer. For Edward K. Sengendo the game of tennis was his saving grace, which lead him out of a life of poverty and hardship. Edward came to San Diego with his mother and siblings as a refugee from Uganda. He lived at Father Joe’s Village for some time with his family until he found tennis and his life completely turned around. One Christmas, the kids at Father Joe’s Village were all invited to play tennis at Rancho Valencia in Rancho Santa Fe. Edward caught the eye of some of the club members and professionals and was asked to come back to play at the club. Through hard work and determination he received a tennis college scholarship and went on to become a professional tennis player. Today, Edward is in the process of building Kimera Orphanage, which has hosted fundraisers in North County San Diego – including a reception in Rancho Santa Fe. Kimera means “new life,” and Edward strives to bring new life and hope to children in Africa. He hopes to build an international community, one in which kids grow up in the U.S. and Uganda knowing each other and sharing the same world as they get older. He has returned to Uganda for the past three years to acquire land, NGO status, and start in the building process. The Kimera Orphanage still needs help though. To see how you can make a difference, volunteer, or make a donation visit www.kimeraorphanage.org.
Art of Fashion THE COUNTRY FRIENDS PRESENTS ANNUAL ART OF FASHION RUNWAY SHOW photo courtesy of THE COUNTRY FRIENDS
The
Country Friends, a 501(c)(3) nonprofit organization whose mission is to support human care agencies throughout San Diego County, recently held their annual Art of Fashion event in partnership with South Coast Plaza at the Inn at Rancho Santa Fe. Sandra Maas, CoAnchor of KUSI News in the evenings, served as the master of ceremonies. The event embraced fall fashion with a runway show featuring designers such as Donna Karan, Lanvin, Oscar de la Renta, and Versace. Guests were invited to a luncheon following the fashion show where they indulged in an Après Affair, or wine, cheese, and dessert tastings. South Coast Plaza miniboutiques welcomed guests who were free to stroll and explore new fashion trends. Opportunity drawings and prizes were awarded as well, including the grand prize, a $25,000 diamond necklace designed
by John Matty Company, a special gift to mark The Country Friend’s sixtieth diamond anniversary. In honor of its committed members, the Art of Fashion event recognized the twenty-eight women who served as president of The Country Friends. Each woman was awarded with an orchid donated by Cal Pacific Orchids. Additionally, The Country Friends will plant trees to honor the memory of their thirteen past presidents that have passed away, including the late Jean S. Newman. The event raised approximately $150,000, which will benefit over thirty San Diego-based charities including The Angel’s Depot, the Armed Services YMCA, Burn Institute, Canine Companions for Independence, Casa de Amparo, Community Resource Center, REINS Therapeutic Riding, Ronald McDonald House Charities, and more.
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:::: DANCE DENTISTRY STUDIO PROFILE PROFILE
INSPIRING SMILES DR. JOHN R. JEROME CREATES SIGNATURE SMILES AT SIGNATURE ORTHODONTICS by JENNIFER FRAKES | photos by Tyler McElhaney
“O
ur goal is to give our patients “Because of our commitment to our orthodontic care that will inspire patients’ orthodontic experience, we use only them to smile,” stated Dr. John R. the highest quality dental materials. We feel Jerome of Signature Orthodontics, the practice that with better dental materials come greater he opened in 4S Ranch. Dr. Jerome served in treatment efficiency and improved aesthetics, the United States Navy as a general dentist, comfort, and results,” revealed Dr. Jerome. was deployed to Fallujah, Iraq and currently The Signature Orthodontics team is serves in the US Navy Reserves. He and his also dedicated to education – both for their team provide patients with the highest quality patients and for themselves. “We believe care, superior customer service, and state-ofyou should understand every aspect of your the art equipment. According to Dr. Jerome, treatment from the moment you walk in the the brand-new, high-tech office has a friendly, door to the day you leave with your Signature comfortable, and modern feel that immediately smile,” said Dr. Jerome – who also believes puts patients at ease. The convenient location, that he and his team should be up-to-date with plenty of parking, also adds to the positive with the latest developments in orthodontic patient experience at Signature Orthodontics. care and treatments. He is highly involved As stated by Dr. Jerome, Signature Orthodontics is the only We believe you should understand every aspect of office in the 4S Ranch your treatment from the moment you walk in the door Health Center that is to the day you leave with your Signature smile.” focused completely on orthodontics. ~ John R. Jerome, DDS MS Dr. Jerome and his staff serve patients from age 7 to teenagers and adults. The with continuing education activities, most practice offers Invisalign® and Invisalign® recently as an attendee of the American Teen clear aligners using the iTero® Association of Orthodontists annual session impression-less scanner, Incognito® lingual and the Invisalign® Summit. These and other braces, Clarity Advanced™ clear braces, as such activities allow Dr. Jerome to provide the well as traditional metal braces. highest quality patient care possible.
“
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Dr. Jerome is a board certified orthodontist who has a master’s degree in craniofacial biology from USC. He believes in giving back to the community in every way and supporting the local youth through sponsorships. “In my free time, I love spending time with my wife, Sarah, my son, JJ, and our dog, Leia. I also play tennis, body board, play guitar, and love studying anything electronic,” related Dr. Jerome.
AT-A-GLANCE Name of Business: Signature Orthodontics Owner: John R. Jerome, DDS, MS Year of Establishment: 2012 Address: 16918 Dove Canyon Rd. Suite 202, San Diego, CA 92127 Website: www.signaturebraces.com Email: braces@signaturebraces.com Phone: 858-924-1800 Description of Business: Signature Orthodontics serves the 4S Ranch, Rancho Peñasquitos, Rancho Bernardo, Rancho Santa Fe, and San Diego areas with the goal of providing orthodontic care that will inspire their clients to smile.
SPECIAL ADVERTISEMENT
photos by ZEENA GREGG PHOTOGRAPHY
T
he San Diego Polo Club in Rancho Santa Fe recently celebrated its 10 th Annual Military Recognition Day to honor San Diego area veterans. The event was spearheaded by Steve Lewandowski, a Navy veteran, with the goal of raising funds to support the military. Polo matches kicked off in the afternoon, followed by a mounted color guard ceremony featuring a fifty-foot by thirty-five-foot hand-carried American flag. A live auction was held in between chukkers during the second match of the day. All proceeds from the auction went to the Veterans Alliance Research, a locally based nonprofit that funds innovative medical research for veterans. Attendees came out to support a great cause, watch a fast-paced match, and relax with tasty refreshments. The San Diego Polo Club also just celebrated the end of their twenty-eighth season with the United States Polo Association Spreckels Cup & Closing Day presented by Woodford Reserve.
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:::: COMMUNITY VOLUNTEER
LOCAL VOLUNTEER AND PHILANTHROPIST ENCOURAGES OTHERS TO CONTRIBUTE ALSO by AMY LEHRER | photo by Soul of Photography
L
Group: Mission:
Phone: Website:
The Westreich Foundation The Westreich Foundation is an initiative-based foundation committed to furthering health and wellness and putting the patient at the center of quality medical care, be it integrated, natural, palliative, or allopathic. 858-735-0811 www.thewestreichfoundation.org
Name: Community: Volunteer Affiliation: Occupation: Family: Hobbies:
Ruth Westreich Fairbanks Ranch The Westreich Foundation Artist/philanthropist/nonprofit strategist Husband – Stanley; seven kids, fifteen grandchildren Walking, playing with grandkids, painting, photography, writing (second book almost done), skiing in the winter, making jewelry, and gardening
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ocal philanthropist Ruth Westreich recently attended a Words Alive scholarship ceremony at Central Library. She began supporting Words Alive through her foundation fifteen years ago when Leslye Lyons, a well-known book group leader who believed developing a love of reading would ensure lifelong learning, formed it. This year’s scholarship recipients participated in adolescent book groups within the juvenile justice system. These at-risk teens attend schools like Monarch School, San Pasqual Academy, Lindsey Summit, Choice Summit, or Toussant Academy due to neglect, homelessness, or parent incarceration. Words Alive program participants receive a mentor who remains with them through trade school or college. To date – with mentor and volunteer help – the Westreich Foundation under Words Alive has improved the lives of forty-seven at-risk youth. As a predominantly volunteer organization, Words Alive is always accepting volunteers, and their next fundraiser on Nov. 13 will feature keynote speaker Anna Quindlen. Those wishing to volunteer or support/attend the fundraiser should sign up at www.wordsalive.org. Ruth Westreich expressed, “I fervently wish all children who want to turn their lives around could earn a scholarship from Words Alive because they know how to make success happen for these kids.” Additionally, she requested, “Join me in helping the needy escape the cycle of poverty and violence. You will never sleep so well as the night you realize you have improved a person’s life forever.” In other ways, Ruth also aids the community. Eleven years ago, she helped launch the USD Institute for Nonprofit Education and Leadership, which has an exceptional master’s program, doctoral program, and applied research center. Although USD allows tuition discounts, Ruth routinely raises scholarship money to help leaders afford the rigorous programs. Ruth is also the co-board chair of UC San Diego’s Center for Integrative Medicine, a board member of the Samueli Institute, a UCLA Arts and Healing advisor, a grantor for Cal State San Marcos Institute for Palliative Medicine, and a supporter of Alzheimer’s programs. Ruth and her husband, Stanley, have lived in Fairbanks Ranch for fifteen years, and they value its safety, amenities, and numerous trails. Between them, they have seven children and fifteen grandchildren. Naturally creative, Ruth became an artist, photographer, jewelry designer, and metal smith. She also tends her organic vegetable garden and 250 roses. ¢
photos by VICTOR GOODPASTURE
T
he Tee’d Off for a Cure Invitational Golf Tournament at the Morgan Run Club & Resort brought the community of Rancho Santa Fe and surrounding areas together for a beautiful day of golf for a cause. The tournament raised $12,000 for Christopher’s Foundation, an organization that seeks to connect people in order to raise awareness, resources, and support to fight against juvenile diabetes. The organization was founded by Christopher Schilling, who was diagnosed with Type 1 juvenile diabetes in 2012. Highlights of the event included silent auctions, a raffle, and dinner. All proceeds will be donated to the San Diego Chapter of JDRF, the leading global organization focused on Type 1 diabetes research. “We’re extremely excited about this donation as it’s a significant increase over our first year’s donation,” stated Christian Schilling, Christopher’s father. For more information about Christopher’s Foundation visit www.christophersfoundation.org.
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:::: DANCE MERCHANT STUDIO PROFILE PROFILE
AT-A-GLANCE Name of Business: Kumon of Solana Beach Owner/Manager: Zi Marsh Position/Title: Owner/Director Year of Establishment: 2000 Address: 144 S. Solana Hills Dr., Solana Beach, CA 92075 Website: www.kumon.com/solana-beach Email: solanabeach_ca@ikumon.com Phone: 858-794-8988 Description of Business: Kumon is the world’s largest afterschool math and reading program. They help students unlock their potential so that they can become independent self-learners.
CONFIDENT AND INDEPENDENT LEARNERS
KUMON OF SOLANA BEACH UNLOCKS STUDENTS’ POTENTIAL IN MATH, READING, AND IN LIFE
by JENNIFER FRAKES | photos by Tyler McElhaney and Kumon of Solana Beach
A
ccording to Zi Marsh, Owner of Kumon of Solana Beach, the Kumon principles of independent study, consistent effort, and gradual progress toward a self-appointed goal form a firm foundation for success not only in school, but also in life. “The Kumon system teaches mathematics and reading, the foundation for all other forms of academic achievement. Our mission at Kumon of Solana Beach is to make these basic principles a part of the lives of our children so that they can be confident, curious, independent learners,” stated Mrs. Marsh. Students of Kumon of Solana Beach range from preschool to high school age, and are from many nearby areas, including the community of Rancho Santa Fe. The atmosphere at Kumon of Solana Beach is quiet, positive, and focused, with the
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students’ growth and development at the heart of the learning center. Many students are working above grade level, are academically advanced, or have overcome learning roadblocks. “We help change our students’ attitudes about academic challenges and homework. With this change, our students begin to stand out among their peers. This brings other parents to us, looking to help their children achieve similar results. In a very real sense, the success of our students is our success,” said Mrs. Marsh, who has a diverse background in business, art, and technology. She has also undergone extensive training in the Kumon system. Her goal, as well as the goal of her eleven-member staff, is to create happy learners with positive attitudes and confidence in their own academic abilities.
Students at Kumon of Solana Beach advance through the program at their own pace, emphasizing individualized learning to assist children in becoming motivated and self-reliant. As stated by Mrs. Marsh, Kumon of Solana Beach’s approach to teaching and learning is the perfect complement to the new Common Core curriculum. “Previously, students haven’t necessarily been challenged to apply their studies to real life. Because we build core skill sets, students are able to learn material themselves, rather than simply receiving the answers to questions. This teaches them to face challenges, explore them, and discover how best to deal with them on their own,” explained Mrs. Marsh. The Kumon principles and focus on self-mastery can ease students’ and parents’ transitions to the new Common Core teaching methods.
For more information about Kumon of Solana Beach and how the Kumon system can help enrich your child’s academic experience visit www.kumon.com/solana-beach. SPECIAL ADVERTISEMENT
:::: IN OUR OWN BACKYARD
OUR
TOWN Dive Into San Diego's History at Old Town by JESSICA WOODS | photos by Sandé Lollis
O
ld Town, San Diego harks back to the roots of San Diego’s early days as a settlement. There’s loads of history and lots to see packed into a few blocks between the I-8 and I-5 freeway, including the historic parks and infamous Whaley House. For a more mobile experience, the Old Town Trolley Tours offer sightseeing of Old Town and beyond from the comfort of an old-school trolley. The Old Town Historic Park appears to be straight off a Hollywood movie set. You can just picture the cowboys atop their horses and ladies with hoop skirts parading down the main way. Visit a traditional adobe house, La Casa de Estudillo, the First Brick Courthouse, the Seeley Stables where horses and carriages were once stored, and many restored homes of historic San Diego families. A short distance away is Presidio Park, with the Junipero Serra Museum and Bazaar Del Mundo specialty shops. Above Old Town is a plot of land known as Heritage Park. Take a step back in time in these restored Victorian homes where you can get a glimpse of what life was like in these regal estates. But when it comes to a particular house in Old Town, be careful of what you find! The Whaley House – it’s a place that you dare your friends to step into. Are those footsteps you’re hearing? Did you feel a chill? Known as one of the most haunted spots in America, the Whaley House is open for daytime and nighttime tours, and perhaps you’ll get a ghostly visitor or two. If you aren’t brave enough to step inside, you can walk around the outside and tour the gift shop.
DÍA DE LOS MUERTOS 2014 produced by SOHO (Save Our Heritage Organization) This Nov. 1 and 2, Día de los Muertos (Day of the Dead) 2014 comes back to Old Town. The annual celebration honors those who have passed and attributes to San Diego's Mexican heritage with color, music and more. This is not to be confused with Halloween and is not meant to be scary or morbid. Rather, families and friends come together to offer the spirits hospitality. Over fifty public altars will be
peppered throughout Old Town, hosted by local businesses, museums and shops, with many of them depicting historical and recently passed figures important to them. Visitors are encouraged to tour the altars to learn more about these figures and pay respects. A Tour of Altars Map will be available at www.sddayofthedead.org. Other family activities will include live entertainment, skull face painting, paper flowers, masks and more.
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WOMEN NEED TO TAKE CHARGE OF THEIR MONEY Why Do So Many of Us Delegate Financial Responsibilities to Others? by DEBORAH SIMS
M
any women are in charge of their financial lives, and proudly so. Some have become their own financial captains as a result of life events. Others have always steered their own ships. Even so, there are too many women who are left out of financial decision making – some by their own choice.
Many of us grow up with little understanding of the way investment markets or retirement plans work. Yet the more financial literacy we possess, the more confidence we have about making financial moves, and the more confident and assertive we can become about money decisions.
IF YOU AREN’T IN CHARGE OF YOUR FINANCIAL LIFE, CHANCES ARE YOU WILL BE AT SOME POINT.
Are you one of these women? If so, why do you think you find yourself among them?
The National Center for Women and Retirement Research (NCWRR) at Long Island University estimates that 90% of women will eventually be solely responsible for their finances. A recent study from Financial Finesse (a provider of financial education to corporate and municipal employees across America) notes that while women participate in workplace retirement plans to a greater degree than men, just 43% of women had an emergency fund and only about a quarter bothered to rebalance their investment portfolios with time.
INHERITED PERCEPTIONS ABOUT WEALTH CAN SHAPE YOUR OUTLOOK.
THE MORE KNOWLEDGE YOU HAVE, THE MORE CONFIDENT YOU CAN BECOME.
That may be a mistake. Allowing a spouse or partner to handle financial affairs may predispose a woman to a lack of money knowledge – an education deficit that may allow a couple to slip toward indebtedness one day, or prove economically crippling in the event of a divorce or death.
If your parents saw wealth in terms of material items linked to prestige and present-day satisfaction, this could influence your definition of wealth. Seeing wealth in terms of creature comforts invariably associates wealth with spending, and spending can promote debt. If your parents were “millionaires next door” and lifelong savers who had a habit of living within their means, your attitude toward money may be wholly different. Their thrift may have resulted in them getting rich slowly – a good and realistic model for growing wealthy. They may not have had the biggest house or the hottest coupe in the driveway, but they lived well.
When you acquire more financial knowledge, you can shatter money myths that may have crept into your life and replace them with truths. You can see your financial behavior in a new light and adjust that behavior to give yourself a better chance at amassing significant retirement savings and lifetime wealth. A good first step? Talk with a female financial professional who recognizes some of the common money myths out there, and who can counter them with realistic approaches to saving and building wealth for retirement. Don’t be afraid to “pay yourself first” and embrace some risk in investing. Over time the rewards may far exceed the degree of risk you take.
16906 Via de Santa Fe Mailing: P.O. Box 926 Rancho Santa Fe, CA 92067 Main Office: 866-434-4500 Direct Phone: 858-756-0004 www.estatemanagementgroup.com CALL FOR QUALIFICATIONS Securities offered through J.P. Turner & Company, LLC (Member SIPC) Investment advice and financial planning offered through J.P. Turner & Company Capital Management, LLC (a registered investment advisor) Estate Management Group is not affiliated with J.P. Turner & Company, LLC or J.P. Turner & Company Capital Management, LLC. JPT092914-1655
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SPECIAL ADVERTISEMENT
photos by SOUL OF PHOTOGRAPHY
W
ith a couture men’s and women’s fashion show, Tuscan cuisine, wine and beer tastings, entertainment, health and beauty vendors, auctions, and more, the Pillars of Hope Under the Tuscan Sun Charity Fashion Show was a great success. Held at Cielo Village in Rancho Santa Fe, the event benefited the Mitchell Thorpe Foundation, which honors Brad and Beth Thorpe’s son, Mitchell, who passed away from an undiagnosed illness in 2008. The foundation strives to assist other families who have children with life-threatening sicknesses by providing support and individualized aid. The “Pillar of Hope” awards were announced as well, honoring doctors, educators, therapists, and practitioners who represent pillars of strength themselves, bringing support, hope, encouragement, and more to their patients and the community. This year’s honorees were Dr. Mark Drucker, Dr. Seth Pransky, Kim Schuette, and Ruth Westreich.
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:::: COMPANY PROFILE
Behind
Pages
Where’d this magazine come from? Meet the
Team
In 2009, we launched our first community magazine. The goal was simple – to publish a local magazine that people actually wanted to read. Since publishing our original issue of 92127 Magazine, ZCode Magazines has grown to a family of fourteen community titles, each focusing on specific areas of North County. The ZCode team, or shall we say, family, takes great pride in meeting our overall goal in every issue we build together. We all live locally in San Diego and we are actively involved in every one of the communities. Whether we are shaking hands, meeting people, or participating in school, sports, organizations and philanthropic events, we are out there learning and sharing the good news about what’s going on in your community. Thank you for inviting us into your home and being a reader of 92067 Magazine.
Derrick Breaux | Publisher I’ve always found it rewarding to build things. I like the process just as much as I enjoy the end result. It’s great to see each issue of the magazines grow from concept to hard copy. My typical day at the office consists of interacting closely with the editorial, production, graphics, and sales teams.
Tyler McElhaney | Creative Director The nickname “Tynology” can almost describe my obsession with the latest, greatest, newest, most exclusive “thing.” At the ZCode office one can usually find me designing covers, playing with cameras, editing photos, redesigning websites, searching for “that one” cable, fixing computers, and re-redesigning websites.
Sarabeth McElhaney | Editor As a San Diego transplant from the City of Good Neighbors, I am constantly falling deeper in love with my “new” home every day. ZCode has helped me and my growing family discover everything there is to offer in our bountiful region of the west coast. At the ZCode office one can usually find me sorting through the mountain of news and events in our area. You know I mean business when my hair is tied up in a messy bun.
Tori Morrison | Associate Editor I was born and raised in San Diego and feel extremely lucky to call this beautiful city home. I enjoy hanging out at the beach whenever I have free time and often spend a lot of my down time running near the ocean or relaxing with a good book. I have a passion for traveling and have lived in both Europe and Asia. I taught English in China for over a year! You can find me at the office absorbed in an article or talking with our graphics or production team.
Lainey Kral | Editorial Assistant After spending four years in the Bay Area, it feels great to trade my boots for flip-flops and get reacquainted with my North County homeland. Joining the phenomenal ZCode family has made my return even more exciting! I spend my weekends hanging out with friends and family, catching up on sci-fi shows, and riding other people’s horses. At ZCode you can find me colorcoding my spreadsheets, obsessing over hyphens, and stalking your regional calendars.
Randi Cantrell | Editorial Assistant As a native San Diegan, I know there is no better place to call “home”. I am so proud to be a new addition to the ZCode team. In the office you can find me huddled over the latest edits, happily obsessing over my “to-do” lists, or searching for my favorite pen. My “me time” usually involves working out, flying high on aerial silks, reading a good book, and singing songs to my cat.
Jessica Breaux | Director of Business Development I am a native San Diegan and I couldn’t imagine working, playing and raising my family anywhere else. I spend most of my evenings and weekends being a soccer mom of three. At the ZCode office one can usually find me juggling lots just as I do at home. If I’m not at the office pushing paperwork you will find me out networking in our communities.
48 • 92067Magazine.com • Premiere 2014
Rick Micheri | Regional Account Executive As a first-generation American, the local community played a daily role in my life. For over thirty-six years this community has been an extension of the family. I’m proud to have my daughters enjoying the same schools, events, families, and so much more that is offered today. ZCode is a great way for me to give back to the community. At ZCode you will find me expanding the horizons with new business development, agency sales direction, and helping hand in hand whenever necessary.
Heather Reynolds | Senior Marketing Consultant I’m lucky to live and work in the beautiful Del Mar community. I am blessed with two beautiful daughters to share laughs and fun times with. In my spare time I love to play volleyball and participate in anything athletic. At the end of the day, the most relaxing thing for me to do is to walk my dog on the beach during sunset. Please wave and say “Hi” as you may see me out and about visiting local businesses, meeting new people at events, and building long-lasting partnerships with the community.
Mani Salazar | Graphic Designer Born and raised in San Diego, I’m lucky to have always called this place home. I’ve been married for three years to my beautiful wife, Arielle, and I’m a recent proud papa to our adorable threemonth-old son, Jude “The Dude”. I’m blessed to do what I love for a living. A second-year vet here at ZCode, I love being a part of this amazing team that works together to create a magazine that truly brings back the community vibe to the neighborhood. I can always be found here staring wide-eyed at the monitor with a cup of coffee close by. Here’s to the crazy ones…
Traci Sally | Graphic Designer I’m a Philly native but checked off a goal on my bucket list to make a home by the ocean when my boyfriend and I moved to Carlsbad. I’ve been designing for the past ten plus years and can’t imagine doing anything else! Outside work I trade my mouse for a paintbrush or my woodblock press in my home studio. When I’m not busy with my newest “project,” I’m headed to Ponto Beach or frequenting my favorite spots along the 101. At the office one can find me creating smartly balanced ads and layouts fueled by a giant Starbucks iced coffee (venti, no room with an extra shot, shaken).
Richard Soledad | Graphic Designer I have always enjoyed art, media, and design, and have had the privilege to join the ZCode Media team. At the office, you’ll often find me working with layout and cross-checking various pieces of paper. I enjoy spending time with my wife and our wonderful toddler, exploring and discovering what San Diego has to offer. You’ll often catch me watching movies, shows, or playing video games in my spare time. When not doing those things, I enjoy drawing said movies, shows, and video games.
Maria Fernandez | Graphic Designer I was born and raised in Mexico City where I was surrounded by the love of my big family and friends. Before moving to San Diego, I lived in Washington state where I worked at JWT Inside and the University of Washington. I am passionate about graphic design, and I love to connect with the community through my design. It’s a pleasure to be doing what I love at ZCode, a place that has become an extension of my family. When not at work you will find me spending time with my family, going to the gym, hiking, cooking, or reading.
Heather Lockwood | Production Coordinator I am a mother to two wonderful boys, and a wife to the love of my life of seventeen years, with over eight pets – dogs, cats and a bird. In my free time, I enjoy making and fixing jewelry for friends and family. I’m known in the office as “Lockwood” and can usually be found sending emails and being the liaison between our marketing and graphics departments. I love seeing the magazines printed knowing I helped make it happen.
Teresa Fae | Photographer I’m a freelance photographer and owner of Soul Of Photography studios, based in Encinitas. I grew up in Encinitas and am now raising children of my own in my hometown. I’ve lived my life alongside the sea and spend as much time as I can at the beach, in the ocean, traveling with my family and doing yoga.
Premiere 2014 • 92067Magazine.com • 49
:::: REAL ESTATE WATCH
The Ranch Welcomes
PORTFOLIO Real Estate
W
elcome to Real Estate Watch in The Ranch. I am the luxury director for the new PORTFOLIO Real Estate brokerage. Along with the launch of 92067 Magazine, I am excited to share with you this new cutting-edge luxury boutique real estate office – PORTFOLIO Real Estate. In this issue of 92067 Magazine I want to introduce myself and PORTFOLIO Real Estate, and in future issues I will focus on real estate topics of interest in Rancho Santa Fe. I invite you, the wonderful residents of RSF, to email me with your suggestions and input as to what you feel the most important and relevant topics are in your very own slice of heaven. PORTFOLIO Real Estate is a locally owned luxury boutique real estate office developed as the first of its kind in California with a separate and distinct name from our parent franchise company, KW Luxury Homes International. As Keller Williams grew to be the largest real estate company in the world, it was decided that a new luxury brand was necessary to set apart our very distinguished clientele and our top agents specializing in luxury properties. We are only hiring the most productive, experienced names in our industry to launch our PORTFOLIO offices here in Rancho Santa Fe and Del Mar. All of our associates are certified Luxury Home Marketing Specialists™ and have earned that certification through the Institute for Luxury Home Marketing. Our listings are given maximum exposure worldwide.
We focus solely on real estate and have created exclusive technology to market our most prestigious properties in the top eightyfour listing portals internationally. Keller Williams/PORTFOLIO is the sole real estate franchiser to invest in the technology to not only syndicate to these portals, but also to translate all of the marketing materials into the local language of choice. This allows PORTFOLIO to uniquely position your property giving it the utmost in exposure, which creates the highest sale value possible. When you’re ready to sell your home and you want Power, Prestige, and Performance – it’s all here in Rancho Santa Fe. Call Deanne at PORTFOLIO Real Estate.
Deanne Motsenbocker CA BRE# 01724437 PORTFOLIO Real Estate
858-444-6687 DeanneMots@gmail.com
www.portfolioluxuryproperties.com
Recent Sales Activity Address
For the most comprehensive list of properties sold within the last several years, visit
92067magazine.com
Beds
Baths
Est SF
Price
5225 Caminito Providencia
Beds Baths Est SF 3
4
2,947
$1,082,500
Price
Address 5251 Avenida Maravillas
4
4
4,586
$2,400,000
17826 La Amapola
4
4
3,719
$1,460,000
7873 Muirfield Way
5
6
6,231
$2,500,000
5450 El Cielito
4
5
3,964
$1,585,000
17716 Calle Mayor
5
7
6,048
$2,515,000
5251 El Secreto
4
4
3,120
$1,600,000
6210 Mimulus
4
5
4,899
$2,542,490
6130 El Romero
3
3
2,359
$1,650,000
7020 Via Del Charro
4
5
5,523
$2,550,000
7722 Rancho Santa Fe View Court
4
5
5,200
$1,800,000
15962 Via del Alba
4
5
4,496
$2,675,000
5668 Linea Del Cielo
3
4
3,450
$1,825,000
18581 Calle La Serra
3
5
4,389
$2,729,000
17424 Rancho Del Rio Road
4
4
5,471
$1,825,000
4272 Via Ravello
3
5
4,420
$2,800,000
17143 Los Morros
4
3
2,784
$1,840,000
18375 Calle La Serra
4
6
5,717
$2,937,500
16134 Puerta Del Sol
4
3
2,800
$1,842,750
17951 Avenida Alondra
4
6
7,000
$2,950,000
16660 Via Lago Azul
4
4
3,406
$1,850,000
17101 Via Barranca Del Zorro
5
7
7,929
$3,170,000
5551 Codorniz
3
4
3,476
$1,850,000
7904 Camino Sin Puente
4
7
6,376
$3,195,000
18540 Corte Fresco
4
5
3,128
$1,850,000
6081 Lago Lindo
5
7
5,507
$3,206,250
6979 Corte Spagna S
4
6
3,797
$1,915,000
4476 Los Pinos
4
5
7,865
$3,300,000
17517 Via Cuatro Caminos
6
5
6,665
$1,950,000
16614 Circa Del Sur
5
6
6,273
$3,320,000
8082 El Cielo
4
5
4,481
$2,008,000
4569 Via Gaviota
3
4
5,149
$3,400,000
7007 Rancho Santa Fe View Court
4
4
2,627
$2,050,000
5754 San Elijo
6
7
6,940
$3,840,000
4638 El Mirlo Road
4
5
3,347
$2,050,000
7104 Via Del Charro
5
6
9,154
$3,887,500
5801 Lago Lindo
4
4
4,058
$2,101,000
6320 Lago Lindo
5
8
7,497
$4,350,000
7638 St Andrews Road
4
5
4,728
$2,125,000
6658 Niemann Ranch Road
5
7
10,000
$5,000,000
16665 Via De Los Rosales
6
7
5,513
$2,140,000
15922 Las Planideras
6
9
12,585
$6,000,000
6125 Camino Selva
3
3
2,172
$2,200,000
5425 Los Mirlitos
6
11
21,000
$13,000,000
17124 Camino Acampo
4
5
3,926
$2,267,500
18337 Aliso Canyon Road
4
4
3,266
$2,300,000
(complete list of homes sold in 92067 at www.92067magazine.com)
Information is compiled from a variety of databases and published by Susco Media Inc. for entertainment purposes only. Reproduction is strictly prohibited. Sales statistics are not affiliated with or provided by any participating advertiser or real estate professional contained in this publication. Properties contained in this list and online were sold by a variety of real estate brokers. Information considered reliable, but not guaranteed. Please check with a licensed real estate professional for more information. Not all sales are listed.
50 • 92067Magazine.com • Premiere 2014
Tir e d of trave l in g c oac h? Upgrade To First Class With Oakwood Escrow OA K WOOD ESCROW ran cho be rnard o Te am • 858- 217- 5264 Pam Reifeiss 858-217-5264
Kitty Toft 858-217-5251
Shelley Wells 858-217-5241
Deborah Boykin-Stettler 858-217-5247
PamR@OakwoodEscrow.com
KToft@OakwoodEscrow.com
SWells@OakwoodEscrow.com
DeborahB@OakwoodEscrow.com
Patty Hopper 858-240-2726
Pam Lawrence 858-217-5268
PHopper@OakwoodEscrow.com
PLawrence@OakwoodEscrow.com
Kim Ginsberg 858-217-5250
Candi Wisley 858-217-5434
KimG@OakwoodEscrow.com
CandiW@OakwoodEscrow.com
Donna Franklin 858-217-5249
Maggie Nejera 858-217-5264
Janelle Finley-Moore 858-217-5252
DonnaF@OakwoodEscrow.com
MNajera@OakwoodEscrow.com
Jfm@OakwoodEscrow.com
Monica Sulentic 858-217-5254
Lucia Quezada 858-217-5269
Molly O’Dell 858-240-2802
Jason Melim 858-254-8948
Jason Scally 858-217-5264
LQuezada@OakwoodEscrow.com
Concierge@OakwoodEscrow.com
JMelim@OakwoodEscrow.com
JScally@OakwoodEscrow.com
MonicaS@OakwoodEscrow.com
OA K W OOD ESCROW MET RO MISSION VAL L E Y Te a m • 619- 677- 1475 Dana Queen 619-430-4579
Jennifer Valenzuela 619-430-4580
Danna Fore 619-430-4583
Maureen Healy 858-217-5253
DQueen@OakwoodMetro.com
Jenval@OakwoodMetro.com
DFore@OakwoodMetro.com
MHealy@OakwoodEscrow.com
Steve Fagerwold 619-430-4582
Jesse Ferguson 619-430-4584
Alton Hall 619-761-1121
SteveF@OakwoodMetro.com
Shelby Barber 619-430-4581
JesseF@OakwoodMetro.com
Concierge@OakwoodMetro.com
AHall@OakwoodMetro.com
Daniel Beran 619-458-2974
Ahmed Al Saedi 619-677-1475
DBeran@OakwoodMetro.com
ASaedi@OakwoodMetro.com
Angie Stanley 858-217-5248
Aaron Lawler 619-300-7811
AStanley@OakwoodEscrow.com
ALawler@OakwoodEscrow.com
Oakwood Escrow
Oakwood Escrow Metro
www.OakwoodEscrow.com
www.OakwoodMetro.com
16855 W. Bernardo Drive | Suite 300 San Diego, CA 92127 | 858.217.5264
3645 Camino Del Rio South | Suite 200 San Diego, CA 92108 | 619.677.1475
:::: LIBRARY SCHEDULE
rancho santa fe library 17040 AVENIDA DE ACACIAS, RANCHO SANTA FE, CA 92067 | 858-756-2512 | WWW.SDCL.ORG ALL PROGRAMS ARE FREE, BUT SUBJECT TO CHANGE.
EVENTS OCT. 16
NOV. 7
OCT. 16; NOV. 13
NOV. 8
OCT. 17
NOV. 14
ONE BOOK ONE SD DAY 11:15 a.m., 3:15 p.m.
ALZHEIMER’S LECTURE: COMPASSIONATE COMMUNICATION 4:30 – 6:30 p.m.
CAMPING TEEN PIZZA AND MOVIE Sign up required; call library for extended hours 3:30 – 6 p.m.
FRIDAY BOOK CLUB 2 p.m.
ADULT AND TEEN CRAFT: HOLIDAY MINI CANVASES 11 a.m.
DISCUSSION OF NANCY HORAN’S BOOK: UNDER THE WIDE AND STARRY SKY 2 p.m.
OCT. 18, OCT. 25; NOV. 1, 8, 15, 22 MAKE AND TAKE CRAFT Oct. 18: Leaf Man craft Oct. 25: Halloween craft Nov. 1, 8, 15, 22: TBD All day
TEEN CRAFT FOR A CAUSE 11 a.m.
OCT. 21
CA READS: AUTHOR C.L. HOANG BOOK SIGNING 10 – 11:30 a.m.
OCT. 23
HALLOWEEN CRAFT 3:15 p.m.
OCT. 25
RSF FARMERS MARKET LONGEVITY RESEARCH AND TALK 1:30 – 2:30 p.m.
OCT. 30
SPOOKY STORIES 3:15 p.m.
OCT. 31
FINE FREE FRIDAY
NOV. 6
KATHY AARONS BOOK SIGNING 2 p.m.
52 • 92067Magazine.com • Premiere 2014
ONGOING TUESDAYS
PRESCHOOL STORY TIME 10:30 a.m.
WEDNESDAYS BOOK BABIES 11 a.m.
THURSDAYS
CHAIR YOGA All supplies provided 9:15 a.m.
FRIDAYS
TODDLER STORY TIME 10:30 a.m.
THE LIBRARY WILL BE CLOSED ON NOV. 11 IN OBSERVANCE OF VETERANS DAY, AND ON NOV. 27 AND 28 FOR THANKSGIVING
TM
Want a Media Kit? Scan QR code using a barcode scanning app for your smartphone to instantly request a media kit.
for infoising rt on advcet us at conta odemedia.com
g@zc marketin or -2322 619-717
Index of Advertisers 5 Digit Studios..................................... 16
Encinitas Women’s Health .................. 23
Signature Orthodontics ....................... 40
Aesthetic Dentistry ............................. 6,7
Estate Management Group ................ 46
Soul of Photography ........................... 15
Bank of Manhattan ............................. 56
Horizon Prep ...................................... 10
State Farm Insurance ......................... 21
Bernardo Winery ................................ 19
Kumon - Solana Beach ...................... 44
The Dollhouse Studio ......................... 5
Car H. Smith, DDS ............................. 36
Oakwood Escrow ............................... 51
The Grauer School ............................. 19
Colossus Painting ............................... 23
Portfolio Real Estate ........................... 50
The Nativity School ............................ 16
Easy Turf ............................................ 4
Robert Sunstein Orthodontist ............. 17
Therapeutic Literacy Center ............... 28,29
Elite Pediatric Dentistry ...................... 2,3
Royal Dance Academy ....................... 8,9
William Thomas DDS ......................... 53
Affordable Braces and Clear Aligners
ORTHODONTIC williamthomas S DDS, MS
AFTER
BEFORE
D R . W I LLI A M THO M A S Call Now to Set Up Your Appt!
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$1000
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• Orthodontic Specialist 25 years • Adults and Children • Sleep Apnea and Snoring • Accelerated (faster) treatment available with AcceleDent Premiere 2014 • 92067Magazine.com • 53
:::: HOME TIPS
Energy Saving Tips
for the Season by TORI MORRISON
W
ith the kids back in school and the holidays right around the corner, it’s important to monitor your spending during these busy months. If you haven’t started, now’s the time to cut back on energy use within the home. Here are some easy tips to get you started.
Unplug, Unplug, Unplug Make sure you unplug devices when they are not being used. Be especially mindful of computers and laptops. According to the Residential Energy Services Network (RESN), even when these devices are turned off, they will still consume power when they are plugged in and can account for five to ten percent of your total household electricity bill.
Cover Your Windows Blinds, drapes, and window coverings can help reduce energy waste and keep your energy bill low. As the temperatures in October and November remain in the high seventies, close your blinds, curtains, and window coverings to keep the house cooler. According to RESN, your air conditioning will have to work up to thirty percent harder to cool your home otherwise.
Use the Right Bulb Replace standard bulbs with compact fluorescent light bulbs (CFL). The bulbs give off the same amount of light, but are much more energy-efficient. Ensure that you are using the right size bulb for your light fixture.
Adjust Temperature Settings Maintaining a higher indoor temperature setting during summer and a lower indoor temperature setting during winter saves energy. Keep the temperature comfortable by making adjustments to your thermostat before you get home.
Schedule a Home Energy Audit Reach out to a certified home energy auditor for a home energy audit. A home energy audit is an in-depth home examination done by an expert to find out where energy is being lost. The expert then assists the homeowner and offers possible solutions.
54 • 92067Magazine.com • Premiere Issue 2014
BEST OF LUCK ND BIRTHDAY WITH YOUR 2 2 Y P HAP N L E W JOB ELISA! NNEL MEGHAN CO L O V E LIZ, QUINCY E, , AND ALL MY LOV S A M TRAVIS ASHLEY, WE ARE SO PROUD OF ALL OF YOUR ACCOMPLISHMENTS! THE MORRISONS
THANK YOU TO EVERYONE WHO CAME OUT TO THE 2ND ANNUAL CONGRATS TO THE CHRISTOPHER'S FOUNDATION RANCHO SANTA FE GOLF TOURNAMENT TO SUPPORT GOLF CLUB THAT WAS JUVENILE DIABETES RESEARCH. FEATURED SGIVING IN FORE MAGAZINE! K N A H T Y P P HA GEOFF DoN'T LOVE, ALL OF OUR AND S FORGET TO MSEY E MESS ND US YOU JUMP ONL JIM AND MU A I MOST GE! IT'S F R CHALKBO NE R A WWW. IMPORTAN EE. IT'S E RD 92067 A T MAGA LY, IT'S F SY. U ZINE. COM N!
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Log ont o: www.92 067mag azine.co instruct mf ions on h ow to po or your me st ssage in the nex Some re t issue. strictio ns apply to availa . Subjec bility. t
HAPPY BIRTHD AY LUCAS! LOVE YOUR LIT TLE SISTER CONGRATS TIM KELLY ON YOUR NEW PROMOTION! LOVE, CLAIRE
bECOME A FAN OF 92067 MAGAZINE ON FACEBOOK or follow us oN twitter AND YOU COULD WIN COOL STUFF! Premiere 2014 • 92067Magazine.com • 55
Call today and speak with your local mortgage expert.
EVERY DREAM HOME NEEDS A DREAM LOAN At Bank of Manhattan, we like to make buying or refinancing your home as simple as possible.
92067
MEET YOUR LOCAL MORTGAGE LENDER
Tom Sullivan C: 858.945.2686 tsullivan@bankofmanhattan.com www.bomml.com/TomS NMLS #: 361939
R
Guaranteed 14-Day Closing on All Purchases
R
Full Underwriting Pre-Approval
R
Competitive Rates & Turn Times
R
Able to Lend in All 50 States
*Terms subject to change without notice and loan approval. Normal credit standards and restrictions apply to conventional loans. 14 Days excludes Saturdays, Sundays and Federal Holidays. This guarantee excludes FHA, VA, Rural Development Housing, refinance loans, home equity lines of credit, new construction, interim construction loans or other temporary financing, loans brokered to another lender, loans that require prior approval from an investor, and any other transaction that does not have a written contract between and buyer and seller for the purchase of residential real estate consisting of a one-to-four family unit dwelling. Short Sales, bank owned properties, foreclosed properties, properties with repairs required, properties in probate, or properties with title issues are excluded from this Guarantee. This Guarantee does not apply to delays that occur beyond the control of Bank of Manhattan, N.A., including but not limited to; 2nd lien approval, escrow or title delays, appraisal delays, and delays caused by natural disasters. You must make payment of all Advance Fees and appraisal fees listed in the Good Faith Estimate within 2 business days from the day we receive the signed “Intent to Proceed Notice”. You must lock your loan and complete and satisfy all loan requirements and conditions within 5 business days of the scheduled closing date and your loan must close and fund with Bank of Manhattan, N.A. This guarantee is not a mortgage loan approval or a commitment to lend and is subject to your satisfaction of all underwriting guidelines and loan conditions and providing an acceptable property, appraisal, and title report. The guarantee start date begins when Bank of Manhattan, N.A. receives the signed and completed loan application including all applicable documentation outlined in the Purchase Guarantee disclosure. Closing cost credit up to $1000 can only be applied to actual closing costs charged to the borrower. In New York State, the closing date will be the date mutually agreed upon by the attorneys if no date is initially specified in the purchase contract. ©2014Bank of Manhattan, N.A, NMLS #401422