A guide to financial by income tax consultation Experts Making a budget is very important You can use a budget to hold yourself accountable for your expenses. You can use it to figure out how much income you bring in each month.
It is possible to live on less.
Spending less than you earn in a month also means you don't buy on credit. You'll be better off financially if you live with less.
You owe debts and must pay them Take responsibility for your debts. Know your exact debt amount. Make a repayment plan so that you can get out of debt.
Be prepared for emergencies
A part of being responsible with money is making sure you have an emergency fund in case things outside your control happen.
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