How can I find the best mortgage loan?

Dear Monty

1. Interest rates change daily – Lenders calculate interest rates on indexes such as the Prime Lending Rate or LIBOR. These rates move up and down daily.

2. Annual Percentage Rate (APR) calculations are not accurate – The formula for calculations assumes the entire term of the amortization. If amortization is thirty years and you relocate in three years, the actual APR is more significant than stated by the lender.

3. The type of loans must be the same when making comparisons – Compare two fi xed-rate mortgages, not a fi xed rate and an adjustable-rate mortgage (ARM).

4. The APR calculation includes Private Mortgage Insurance (PMI) – When there is less than a twenty percent down payment on the home.

5. No lender has the best rate and terms at all times – Lenders source of funds are continually circulating, and pricing changes often. Lenders commit to a funding source to invest a specific volume at a particular rate. Once they place those funds, prices change. Check out rate-match guarantees.

6. There are different types of mortgage lenders – Commercial banks, thrift institutions, credit unions, mortgage brokers, online lenders, and more. All must follow the HUD rules, but they all operate differently. They may or may not honor any fiduciary relationship with you.

7. Fixed-rate, adjustable-rate, balloon mortgages, and government-assisted VA and FHA loans are typical. Specialty products for rural loans, certain local neighborhoods, and more exist.

8. The interest rate and monthly payments are not the whole story. Various closing costs can impact your out-of-pocket fees or monthly payment signifi cantly. Always ask for dollar amounts and not percentages when gathering all the expenses.

9. Other costs incurred may be added to a mortgage. If the debt to income ratio is good, many lenders will add closing costs to the mortgage loan.

10. Credit score issues impact quoted interest rates. A spotty payment history, excessive income to debt ratios, and other factors may mean a higher interest rate.

The preceding background material sets the stage for you to start shopping with a good overview of considerations in the process of identifying potential lenders and comparing their pricing and products.

Gathering the information to compare

Have a checklist to follow to ensure you have asked the right questions. Most loan originators appreciate a consumer asking these questions. Your questions are an indication you will be a good customer, so do not be shy. Ask away.

Now, negotiate from strength

Taking the time to understand and assemble this information provides you considerable negotiating power. Many lenders will negotiate. Now use this information to put those skills to work and save money.

ith one of the top high schools in the state, a mass transit plan in the works and a wealth of recreational opportunities, Sumner County has plenty to brag about. This area just northeast of Nashville offers a quality of life that many new-home buyers fi nd attractive. Residents here enjoy the hometown feel of cities like Gallatin and Hendersonville but appreciate the nearby big-city perks of Nashville.

The county’s largest city, Hendersonville, is home to Merrol Hyde Magnet School, named the fourth best high school in Tennessee in U.S. News & World Report’s most recent ranking of America’s Best High Schools. Gallatin - the county seat) is home to Volunteer State Community College, a public two-year college that offers associate degrees, certificates and continuing education opportunities. With more than 70 academic programs and classes

Woffered on site and online, Vol State is an educational and economic asset to Sumner County and the entire region.

The Gallatin area is a sportsman’s paradise; fishing and boating opportunities abound along the county’s many miles of shoreline on Old Hickory Lake, and lakefront or golf course homes are plentiful at communities like Fairvue Plantation. Hendersonville has an extensive system of greenway biking and walking trails with plans to expand its bike trail system. Several golf courses dot the county, including Country Hills Golf Course and Bluegrass Yacht & Country Club - both in Hendersonville), and The Club at Fairvue Plantation and Long Hollow Golf Course - both in Gallatin).

The Greensboro North Park & Ride lot in Gallatin is making life easier for Sumner County commuters, with the Regional Transit Authority’s Gallatin Express bus not only easing the commute for those who ride the bus but also reducing traffic for those who drive.

Through careful planning and sustained economic growth, Sumner County continues to build on its existing assets, which helps it attract more workers, more residents and more business. It’s easy to see why home buyers and builders find this an appealing place to live, work, play and do business.

Sumner County

Dorris Farms

COMING SOON! The Jones Company, one of the most reputable homebuilders in Nashville, is happy to announce a new community, Dorris Farms, in White House, TN.

Join Our VIP List to Get All the Updates!

LiveDorrisFarms.com

615-776-3580

LiveDorrisFarms.com

Sumner County

McCain’s Station

Model Open Daily! The Jones Company, is happy to announce a new community, McCain‘s Station. Located in Sumner County, Gallatin is roughly 20 minutes from Nashville. Residents of this community will love taking advantage of Old Hickory Lake where you can fish, swim and take a boat out. In addition, Bledsoe State Park is close by and is great for hiking, camping, and family fun on the lake. Featuring our INSPIRATION Collection of homes, McCain’s Station is perfect for families looking for a great location in addition to a quality built, thoughtfully designed new home. QUICK MOVE IN HOMES NOW AVAILABLE!

Directions: I-65 north to Vietnam Veterans Pkwy to Big Station Camp Road. McCain’s Station is located on the right, across from the Sumner Station Emergency Room.

From the upper $400’s

Now Selling! We are happy to announce a new community, The Retreat at Norman Farm with amazing amenities: Natural lake with kayaking launches and fishing piers, Community pavilion, ‘modern farm style’ entry barn, sidewalks & street lamps, fantastic walking trails/paths, and a natural playground.

Directions: Take I-65 North to Vietnam Veterans Pkwy, then exit at Exit 7 (Indian Lake Blvd) • Left at the end of ramp onto Drake’s Creek Road • Straight through next 2 lights • Follow until you come to Anderson Lane and go right on Anderson Lane.

Gallatin, TN 615-991-1232

McCainStation.com

512 Jones Lane Hendersonville, TN 615-776-1166

RetreatatNormanFarm.com

Directions esidents of Rutherford County have the benefi t of urban conveniences along with the pastoral beauty of the countryside.

Attracted by affordable housing, good schools and job opportunities, residents here enjoy a variety of cultural, educational

Rutherford County continues to receive national recognition for the quality of life it offers. Forbes magazine recently ranked the Nashville/Davidson County- MurfreesboroFranklin area fourth on its list of “Best Cities for Jobs,” and in 2015 Murfreesboro ranked 11th on Wallet Hub’s list of Fastest Growing Cities. Murfreesboro, the county’s largest city, is the geographic center of the state. Higher education is easily accessible at Middle Tennessee State University and the Tennessee Technology Center at Murfreesboro. And there are a host

Murfreesboro | La Vergne | Smyrna | Eagleville | Walterhill

of historic, cultural and educational sites here, including the Discovery Center at Murfree Spring, Stones River National Battlefi eld and the Sam Davis Home.

Home buyers can fi nd small-town luxury at Murfreesboro’s Wynthrope Hall, while townhomes and spacious single-family homes are available at Evergreen Farms. Affordable new singlefamily homes are found just south of the city at Buchanan Estates in the Christiana community.

Located just outside of Murfreesboro is the city of Smyrna, an area exploding with retail and business development complemented by affordable quality housing. Colonial Town Park shopping center includes retail establishments like Kohl’s and a Super Target. Smyrna offers opportunities for higher education at its branch center for Motlow State Community College (based in Lynchburg).

Just minutes away in La Vergne — which made NerdWallet’s list of 10 Best Cities for African-Americans — sits the state’s largest industrial park. La Vergne is also home to the headquarters of several big businesses, including Ingram Books and Bridgestone/Firestone.

Rutherford County

Salem Landing

From the low $400’s

Rutherford County Salem Landing

Townhomes

From the upper $200’s

Rutherford County

Blakeney

From the mid $300’s - $500’s

Now Selling! Discover the perfect balance of value, convenience, and sophistication here at Salem Landing that features our Townhomes and Discovery Collections. Salem Landing is an affordable new home community that brings together everything your family needs. With its highly ranked schools, proximity to Nashville industry hubs, historic charm, and an unending supply of culture and arts opportunities.

From Murfreesboro take I-840 toward Franklin, Exit at Veterans Parkway and make a Left Turn onto Veterans Parkway (toward Murfreesboro) Travel approx. 5 miles to Highway 99 then take a Right, Salem Landing will be a mile down the road on the left.

Directions 615-869-7360

JonesAtSalemLanding.com

Rutherford County South Haven

From the $600’s

Rutherford County’s newest community. Trees, home sites that back to open spaces, 4 and 5 bedroom homes, bonus rooms, covered porches, Great location off 840, convenient to Franklin and Murfreesboro. Go to LiveSouthHaven.com for more Information.

Directions

From Franklin, take 840 to Exit 47 - Almaville Road. Left to Ocala Road. Right to Models on Left.

Now Selling! Discover the perfect balance of value, convenience, and sophistication here at Salem Landing with our BRAND NEW Townhome floorplans. You can maintain your active lifestyle and enjoy it “in style” too. This collection is perfect for the traveling, “lock and go” lifestyle, or anyone who simply wants to enjoy the ease of lower maintenance. Get it all...the beauty and great design that Jones is known for, and the simplicity of life in a townhome community!

Directions

From Murfreesboro take I-840 toward Franklin, Exit at Veterans Parkway and make a Left Turn onto Veterans Parkway (toward Murfreesboro) Travel approx. 5 miles to Highway 99 then take a Right, Salem Landing will be a mile down the road on the left.

615-869-7360

JonesAtSalemLanding.com

Rutherford County Shelton Square

From the $600’s

Move In Ready Homes Available

Choosing a life in Shelton Square is about more than choosing a home; you’re choosing a lifestyle. Enjoy community amenities, walk to West Park, or check out dining, shopping just minutes away. Shelton Square amenities to include Pool, Clubhouse, Fitness Center.

Directions: FROM INTERSTATE 24 South, Exit Medical Center Parkway/Manson Pike. Go South on Medical Center Parkway, turning first right on Manson Pike. Follow Manson Pike to RIGHT on Blackman Rd. Follow Blackman Road to the second entrance to the neighborhood on the right.

Townhomes & Homes

Blakeney is a vibrant new community in Smyrna that offers the perfect blend of being tucked away but still convenient to it all. Planned amenities include side-walks, tree-lined streets, a dog park, a splash pad for kids, and open space.

Directions

From Nashville: I-65 S. to Concord Rd. (exit 71). Left on Concord Rd. Travel 6.5 miles to Nolensville Rd. Turn right and proceed 3.7 miles to left on Rocky Fork Rd. Stay straight to go onto Rocky Fork Almaville Rd. Entrance 0.2 miles on the left.

8188 Rocky Fork Almaville Rd. Smyrna, TN 37167

615-968-3101 www.RegentHomesTN.com

Rutherford County

Evergreen Farms

Traditional Homes

Choose from a variety of 3 and 4 bedroom plans in West Murfreesboro’s most popular neighborhood. Complete kitchen appliance packages on every new home!

Directions I-24, Exit Old Fort Parkway, Highway 96 West. Follow Hwy 96 West to left on St. Andrews. Follow approximately 3 miles to model home on left.

2207 St. Andrews Drive

1004 Woodbridge Blvd., Mt. Juliet, TN 37090

Kim Barrett • 615-300-0065

615-771-9949 www.CelebrationHomes.com

5630 Shelton Square Blvd., Murfreesboro, TN 37129 Pam Beverly • 615-631-2940

615-771-9949 www.CelebrationHomes.com

Murfreesboro, TN 37128

615-219-5644 www.olesouth.com

Rutherford County

Salem Landing

Choose from a variety of 3 and 4 bedroom town homes in Murfreesboro’s newest master planned community. Granite kitchen counters with all appliances included.

Directions

Interstate 24, Exit Salem Highway West, neighborhood is on the left after crossing Veterans Pkwy. Or from Hwy 96, turn South on Veterans Pkwy and right on Hwy 99, New Salem Highway, to neighborhood on left

Rutherford County

Mankin Pointe

Traditional Homes

Rutherford County

Lee Crossing

Salem Highway, Highway 99 West

Murfreesboro, TN 37128

615-219-5644 www.olesouth.com

Rutherford County

Woodruff Cove

Choices include 3, 4, and 5 bedroom plans built in the Craftsman tradition with all kitchen appliances included. Maintenance free exteriors with stone accents. Close to neighborhood schools and area shopping.

Directions

Interstate 24, Exit Joe B. Jackson Parkway and follow North to LEFT on Manchester Pike to neighborhood on right. Model home open daily and by appointment.

Choose from 2 and 3 bedroom floor plans with and without garages, all with maintenance free exteriors. All kitchen appliances included.

Directions

I-24, Exit 70. North on Lee Victory Parkway (Almaville Rd) to neighborhood on left past shopping center.

Visit Rutherford County’s newest and best value in 3 and 4 bedroom homes, complete with all the kitchen appliances included.

Directions

From Interstate 24, take Exit 81-A and follow Hwy 231 toward Shelbyville. Turn right on Ruby Cate Way, approximately 5 miles on right.

3481 Manchester Pike Murfreesboro, TN 37127

615-219-5644 www.olesouth.com

Rutherford County South Haven

Choose from a variety of 3 and 4 bedroom home plans in Murfreesboro’s premier master planned community, South Haven, all with 2-car garages. Granite kitchen counters with all appliances included. Amenities include resident pool and cabana.

Directions

Interstate 840, Exit Almaville Road. Almaville Road North to right on Ocala Drive to neighborhood on left. Model home on left after first entrance.

Sully Drive at Lee Victory Parkway Smyrna, TN 37167

615-219-5644 www.olesouth.com

Rutherford County

Salem

Landing

Town Homes

Choose from a variety of 1-car and 2-car garage town homes in Murfreesboro’s newest master planned community. Granite kitchen counters with all appliances included.

Directions

Interstate 24, Exit Salem Highway West, neighborhood is on the left after crossing Veterans Pkwy. Or from Hwy 96, turn South on Veterans Pkwy and right on Hwy 99, New Salem Highway, to neighborhood on left.

Hwy 231 South/Shelbyville Hwy at Ruby Cate Way

Murfreesboro, TN 37128

615-219-5644 www.olesouth.com

6630 Ocala Road

Murfreesboro, TN 37128

615-219-5644 www.olesouth.com

Salem Highway, Highway 99 West Murfreesboro, TN 37128

615-219-5644 www.olesouth.com

Upper $300s

Quick Move-in Homes Ready Spring 2023! New, affordable homes available in Murfreeboro’s hottest neighborhood. Rucker Landing features one and two-story homes with 3-5 bedrooms, large kitchen/ family rooms, lofts and flex space. Private backyards with no neighbors behind you are also available.

Directions

From Nashville take I24 East to exit 81A. Turn Right on US-231, Turn Left onto Rucker Rd then Right onto Jack Faulk Street. Model Home is on your Left when you enter the community.

Rutherford County Sycamore Grove From the $400’s

This brand-new development sprawls across 105 beautiful acres of land and includes 229 home sites. Imagine entering your new home to be greeted by a stunning interior and modern features that exemplify contemporary living. Beyond the distinctive style of our homes, Sycamore Grove offers a quality environment with walking paths, sidewalk-lined streets, a playground, and large lots. Now, you can experience the best of tranquil Middle Tennessee living.

Directions

From I-24, Take Exit 70 for TN-102/Almaville Road towards Smyrna. Turn left onto TN-102N Almaville Road and drive for 5.1 miles. Turn Left onto Old Nashville Hwy. Sycamore Grove will be on the right after 3 miles.

7605 Danswerk Dr. Murfreesboro. TN. Kim Barrett • 615-300-0065 615-771-9949 www.CelebrationHomes.com

Directions

Fro m Interstate 24, take Exit 81-A and follow Hwy 231 to Shelbyville. Turn right on Colloredo Blvd and follow to right on Union/Hwy 41A. Follow Union Street to left on Cloverdale Road. After passing Laurelwood, turn left on Durum Street into neighborhoo d. 103 Durum Street

TN 37160 www.olesouth.com hether you’re strolling downtown Franklin, dining in Cool Springs, shopping at The Factory or looking for antiques in Leiper’s Fork, you’ll find that Williamson County supports diverse lifestyles and offers a wealth of housing options.

From Franklin’s Westhaven community, which features a walkable design with retail establishments located in the neighborhood, to the rural setting of Winterset Woods in Nolensville, you’ll find plenty of new homes to choose from. And whether you choose a larger city like Franklin (the county seat) or one of the smaller communities like Arrington or Fairview, you’ll find housing and amenities in a variety of styles and price ranges.

It’s hard to decide whether Franklin is a big city with a small-town feel or a small town with big-city advantages. CoolSprings Galleria and its surrounding business district serve

Brentwood | Franklin | Fairview | Nolensville | Thompson’s Station

a variety of consumer needs — from dining to furniture, housewares to clothing and more. The Crossings in nearby Spring Hill features tenants like Target, Kirkland’s, and Bed, Bath & Beyond.

If you prefer the rural life, head to the pastoral paradise of Thompson’s Station, located just minutes from downtown Franklin and not that far from downtown Nashville. In nearby Nolensville, you can stop in at the new Nolensville Farmers Market for fresh produce, flowers, homemade foods and more.

Williamson County is home to businesses large and small, from home-owned enterprises like Yarrow Acres and McCreary’s Irish Pub to national headquarters for companies like Nissan, Tractor Supply and Mars Petcare. Small wonder, then, that Bloomberg ranked the Nashville area (including Franklin and Murfreesboro) as number eight on its list of Top 10 American Boomtowns (based on population growth and growth in gross domestic product). According to the Bureau of Labor Statistics, last year Williamson was the #1 county on the list of Fastest Growing Job Markets in the U.S., and Backgroundcheck.org ranked the cities of Brentwood (#1) Franklin (#3) and Spring Hill (#5) among the Safest Cities in Tennessee. With small-town charm, major employers and a healthy economic climate, if you’re looking for good country living in a growing and thriving community, Williamson County could be just the place.

Williamson County

Annecy

From the low $700’s

LAST CHANCE!

Discover Annecy in Nolensville, TN. The Jones Company, one of the most reputable homebuilders in Nashville, is happy to announce a new community, Annecy. Annecy will feature beautifully crafted carriage-style homes, in a charming lush setting with landscaped common areas, and plenty of places for children to play and explore. Nolensville, located in Williamson County, is known as one of the best places in Tennessee to live.

2190 Broadway Street, Nolensville, TN 37135

615-266-0686

JonesAtAnnecy.com

Williamson County

Fernvale Springs

From the low $400’s

New townhome community with 3 bedrooms, 3 baths and 1-car garage located in Williamson Co. school district. Thoughtful design with an open living area and primary suite and guest bedroom on 1st level.

Directions

From I-65 to Cool Springs Blvd to Mack Hatcher Pkwy. Right onto Mack Hatcher Pkwy. Take Del Rio Pike to Fairview Blvd./TN-96 W. Proceed ahead to Fernvale Road. Left onto Fernvale Rd.

From 840: West to Hwy. 100/Fairview Blvd. W. Travel ahead approx. 6 miles and turn right on Fernvale Rd.

Williamson County

High Park Hill

From the mid $700’s

Now Selling! Discover High Park Hill conveniently located between Murfreesboro and Arrington Minutes from Franklin and Cool Springs – close to shopping, great dining, entertainment and more! Featuring our gorgeous homes, with opportunities to fully personalize to your family’s needs open, airy, well-designed floor plans with plenty of space. We’re certain that you’ll discover the perfect home for your family.

Directions

From Nashville: I-65 South to Exit 65 (Hwy 96), Turn Left onto Hwy 96, going East Drive approximately 7. 5 miles High Park Hill will be ahead on the left.

Arrington, TN

615-538-4458

JonesAtHPH.com

Williamson County AVENUE DOWNS

From $1,300,000

Avenue Downs is nestled among the rolling hills of Williamson County, TN. Through thoughtful planning, Avenue Downs maintains the natural beauty of the countryside while creating a luxury homesite community that blends well with the warmth and hometown feel of Williamson County. Avenue Downs is located in the heart of Williamson County and convenient to shopping areas, schools, and entertainment. Recreational areas, Cool Springs, downtown Historic Franklin as well as access to I-840 and I-65 are only minutes away. Avenue Downs is zoned for the desirable Williamson County schools.

Directions: From Nashville: I-65 South to Exit 59B for I-840 West. Exit 28 for US 31 towards Columbia/ Franklin. Left onto US 31. Left onto Critz Lane. Right onto Clayton Arnold Lane. Left into Avenue Downs.

COMING

Join

7107 Fernvale Rd., Fairview, TN 37062

615-804-3315 www.RegentHomesTN.com

127 SE Parkway Court, Franklin, TN 37064 615-405-2603 www.tennesseevalleyhomes.com

Fairview,

DiscoverBelvoir.com

Williamson County Kings Chapel

From $1,525,000

Kings’ Chapel is a private, gated community with historic trees, running creeks, an old country church and stocked fishing ponds — an unbelievable setting in the middle of Arrington’s wine country and only 10 miles from historic Franklin, TN. Kings’ Chapel offers that rare opportunity for graceful estate living combined with vibrant active community amenities. Over 300 acres have been designated as open space/ conservation areas. These acres are dedicated to the preservation of open space, wildlife habitats and enhanced outdoor recreation.

Directions: From Nashville: I-65 to Exit 65 (Murfreesboro Road/HWY 96 East). Left onto HWY 96 and continue for approximately 8 miles. Left into Kings Chapel (Meadowbrook Boulevard).

127 SE Parkway Court, Franklin, TN 37064 615-405-2603 www.tennesseevalleyhomes.com

Williamson

County

River Bluff

From the $900’s

Franklin’s newest community located next to Moores Elementary on Lewisburg Pike. Minutes from downtown Franklin and conveinent to I65. Brand new floor plans and timeless architecture will be at the forefront of River Bluff. Homes will offer 4 and 5 bedrooms with at least 2 bedrooms on the main level. Limited opportunities so call today.

Directions

From Mack Hatcher Parkway in Franklin. Take Lewisburg Pike south continue past Moore’s Elementary and community will be on left.

347 Riverbluff Dr. Franklin, TN Greg Welton • 615-414-5328

615-771-9949 www.CelebrationHomes.com

Williamson County

Vineyard Valley

From $1 Million

Picturesque College Grove, still just 15 minutes to Cool Springs Via 840. Rural living yet close, and large sites, Side entry garage new homes 4 -5 bedrooms, All masonry, Celebration Designer Homes.

Directions 840 to Arno Road, head south, left on Eudaily-Covington Road, Vineyard Valley is approx.. 1.5 mile on the right.

7017 Vineyard Valley Dr. College Grove, TN Ed Rainey • 615-568-5075

615-771-9949 www.CelebrationHomes.com

Williamson

County Stephens Valley

From 1 Million

The “Next Great Place” to live in Williamson County. Reserve your site in this master planned mixed use community. Live, Shop, Play, enjoy the cafe & coffee shop coming soon. Buy now and save during Grand Opening with Celebration Homes.

Directions Hillsboro Road South, to Sneed Road west to community on left 4 miles.

Williamson County Telfair

From the $900’s

Within walking distance of New Nolensville school campus. Community features beautifully landscaped entrances with parks and a pool coming soon. Inventory homes available. Plans are all minimum of 4 bedrooms with Master bedroom on the main floor.

Directions

I 65 South from Brentwood. Exit Concord Rd. East on Concord Rd to Right on Nolensville Rd. Continue on Nolensville Rd through the Town of Nolensville and Left on York Rd. Community entrance will be approx. 3/4 mile on right.

233 Meriwether Blvd., Nashville, TN Jeff Terrell • 615-972-8668 615-771-9949 www.CelebrationHomes.com

From $1 Million

NOW SELLING! Nestled in a vast valley surrounded by the rolling hills of Williamson County, this peaceful, serene setting, and minutes from shopping, dining, parks, schools and recreation and charming downtown Nolensville. Annecy encompasses 175 acres of pristine countryside with a neighborhood pool and cabana featuring two outdoor fireplaces and four grilling areas, playground, multi-purpose fields, a greenway walking trail, sidewalks, a dog park, a vegetable kitchen garden and community cut flower garden. Every large homesite features an all-brick home with the finest in interior design.

Directions

South of Downtown Nolensville, Nolensville Rd to Rocky Fork Rd. East to community.

347 Riverbluff Dr. Franklin, TN Ed Rainey • 615-568-5075

615-771-9949 www.CelebrationHomes.com

604 Dunmeyer Court, Nolensville, TN Greg Welton • 615-414-5328

615-771-9949 www.CelebrationHomes.com

Williamson County

Aden Woods

From the $700’s

NOW SELLING! Fairview’s newest community by Celebration Homes. Williamson County schools, close to shopping and Bowie Nature Park. Larger home sites with gorgeous views.

Directions

Hwy 100/Fairview Blvd thru Fairview, R at Old Franklin Rd (by Fairview Elementary School), R into 3rd Castleberry entrance (Chessington Dr), L on Adenborough Dr to new Designer Model Home.

7301 Buckhorn Court, Franklin, TN Greg Welton • 615-414-5328 615-771-9949 www.CelebrationHomes.com

Williamson County

Cumberland Estates

The best new home value in Williamson County. Choose from 3, 4 and 5 bedroom plans of all-masonry exteriors, granite kitchens with hardwood flooring, and all kitchen appliances included. A variety of outdoor living area options are available for most plans.

Directions

From Fairview, Highway 100 West to South on Cumberland, one mile to neighborhood on right.

Williamson County Terra Vista

From the mid $700’s

New Phase NOW OPEN! Discover scenic surroundings, the perfect balance of value, convenience, and sophistication here at Terra Vista perfectly suited for the active Tennessee lifestyle. Top-rated Williamson County schools conveniently located with access to Cool Springs. Award-winning historic Main Street to local distilleries and incredible food, you’ll find plenty of opportunities to create lasting memories in Franklin.

Directions From I-65 south from Nashville, take Murfreesboro Rd./Hwy 96 exit and turn left/east. Go 1/2 mile and turn right/south on Carothers Pkwy. Go 4 miles south on Carothers Pkwy and then turn left on Long Lane. Travel a mile and the neighborhood will be on the right.

7424 Cumberland Drive Fairview, TN 37062

Please Call for Appt. and Information 615-219-5644 www.olesouth.com

Maury County

Harvest Point Townhomes

From the $400’s

Transport yourself to a peaceful community in the country, without ever leaving the conveniences of city life. Harvest Point, located in Spring Hill, features miles of walking trails, a fun-for-all swimming pool, community garden, dog park, and more. You will never want to leave the tranquility of Harvest Point Living. Celebration Homes offers townhomes with smart home technology and superior design. Harvest Points is minutes to both schools and shopping. Located next to Spring Hill Middle School and only 15 minutes from Cool Springs.

Directions

From Nashville 65 S, to US31 N (exit 53 towards Spring Hill) from TN 396 W/ Saturn Pkwy, merge to 31N/Main St Left onto Stephen P Yokich Pkwy. To Town Center Pkwy, left on Beechcroft Rd, Left Cleburne Rd. Community is on right Adjacent to Spring Hill Middle School.

1242 June Wilde Ridge Spring Hill, TN. 37174

Jeff Hopper • 615-962-5758 615-771-9949 www.CelebrationHomes.com

615-786-9282

TerraVistaJones.com

Maury County

Brandon Woods

Choose from 3 and 4 bedroom plans, all four-sides brick with maintenance-free exteriors and all kitchen appliances included. Close proximity to neighborhood schools, major thoroughfares, and area shopping.

Directions

Interstate 65 Exit Saturn Pkwy Hwy 396 West. Exit Port Royal Rd. South on Port Royal 2 miles to Brandon Woods Drive on left

Maury County

Harvest Point

From the $500’s

Beautiful community with pool, playground, cabana and sidewalks. Homes available with 3-5 bedrooms plus 2.5-3 baths. Plans with multiple bedrooms on 1st floor or owners down plus 2-4 up. Many included options.

Directions

From Nashville 65 S, to US 31 N (exit 53 towards Spring Hill) from TN 396 W/ Saturn Pkwy, merge to 31N/Main St Left onto Stephen P Yokich Pkwy. To Town Center Pkwy, left on Beechcroft Rd, Left Cleburne Rd. Community is on right Adjacent to Spring Hill Middle School.

304 Eastwood Lane, Spring Hill, TN Tim Duncan • 615-962-5758 615-771-9949 www.CelebrationHomes.com

Maury County Independence at Carters Station

Mid $400s

New homesites now available in this master-planned community in Columbia; featuring Spring Hill Schools, resort-style amenities, sweeping hilltop views and two distinct home collections to meet every buyers needs. Eight thoughtful floor plans are available including one and two-story homes, 1,645 - 3,632+ sq. ft., 3-5 bedrooms, gourmet kitchens and serene owner’s suites. All backed by a best-in-class 10-Year Limited Structural Warranty.

Directions

From Nashville take I65S Exit Saturn Pkwy Hwy 396W. Merge to 31S towards Columbia. Right on Hidden Creek Way to three Model Homes.

162 Brandon Woods Way Spring Hill, TN 37174 615-219-5644 www.olesouth.com

2611 Hidden Creek Way, Columbia, TN 38401 615-285-5691

Pulte.com/Independence

Maury County Homestead at Carters Station

Upper $300s

New homesites are now available in this master-planned community in Columbia; featuring Spring Hill Schools, sweeping tree line views and spacious two-story homes designed with families in mind. Four distinctive floor plans are available from 2,025 Sq. Ft. to 2,778 Sq. Ft. all with open concept living, impressive kitchens and bonus loft space. All our new homes are backed by a best-in-class 10-Year Limited Structural Warranty.

Directions

From Nashville take I65S Exit Saturn Pkwy Hwy 396W. Merge to 31S towards Columbia. Right on Hidden Creek Way to three Model Homes.

2905 Hen Brook Drive, Columbia, TN 38401 615-619-1675

Centex.com/CartersStation